Experience
Bell Mortgage, a Division of Bell State Bank & Trust   April 2012 - Present
Minneapolis Farmers Market   March 2013 - Present
Minnesota Organization on Fetal Alcohol Syndrome (MOFAS)   May 2013 - Present
Minnesota Organization on Fetal Alcohol Syndrome (MOFAS)   November 2012 - May 2013
AmeriCorps  August 2010 - June 2011
Bisbee & Associates   2011 - 2011
Carleton Research Assistant   June 2008 - May 2010
PMG Indoor Advertising   April 2007 - June 2008

Skills
Editing, Advertising, Research, Social Media, Event Planning, Public Speaking, PowerPoint, Microsoft Office, Spanish, Data Analysis, Social Media Marketing, Microsoft Excel

Education
Carleton College   2006 — 2010
Bachelor of Arts, Cinema & Media Studies, Communications

Experience
Sam's Club  November 2013 - Present
Green Tree Servicing  July 2013 - Present
Green Tree Servicing  October 2012 - July 2013
SIFA Care, Inc   July 2009 - March 2013
The Mergis Group  August 2012 - October 2012
US Bank  February 2007 - July 2012
Bell Mortgage, a Division of Bell State Bank & Trust   September 2002 - February 2007
Honeywell Federal Credit Union   October 2000 - January 2002
CU Companies  June 1999 - September 2000

Skills
USDA, Loan Servicing, Finance, Real Estate, FHA, Residential Mortgages, VA loans, FHA financing, Training, Customer Satisfaction, Funding, Government Loans, Customer Service, Outlook, Investment Properties, Investments, Team Building, Cash Management, Mortgage Servicing, Closings, First Time Home Buyers, Financial Services, Construction Loans, Investors, Home Equity Lines of..., Title Insurance, Credit Cards, Lotus Notes, HUD, Data Entry, Mortgage Lending, Mortgage Banking, Loan Origination, Credit, Refinance, Loans, Consumer Lending, Sales, Banking, Home Equity Loans, Microsoft Excel, Access, Microsoft Word, FHA Financing, VA Loans

Education
National American University   2000 — 2002
Business Administration, Management and Operations

Minnesota School of Business-Brooklyn Center   1998 — 2000
Business System Specialist

Patrick Henry High School   1994 — 1997
Diploma, Required coursework

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   July 2015 - Present
Home Services Lending Inc.  June 2012 - July 2015
Wells Fargo Home Mortgage  2010 - 2011
Residence Inn by Marriott Minneapolis City Center   August 2003 - September 2010

Skills
Customer Service, Microsoft Office, Loans, Marketing, Customer Satisfaction

Education
Minneapolis Community and Technical College
Associates Degree, Business Management

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   October 2012 - Present
Wells Fargo Home Mortgage  December 2010 - October 2012
SOUTHEAST MINNESOTA MORTGAGE   January 2008 - August 2010
Wells Fargo Home Mortgage  April 2003 - December 2007
Conseco Finance  November 1999 - March 2003
United Companies Funding   1995 - 1998

Skills
VA loans, FHA LOANS, USDA Rural Housing, HOME PATH FINANCING, CONVENTIONAL FINANCING, Credit Counseling

Education
The University of Birmingham   1991 — 1992
Liberal Arts and Sciences, General Studies and Humanities

University of Minnesota Duluth   1988 — 1992
Bachelor of Arts (B.A.), History

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   March 2011 - Present
Bell Mortgage  May 2009 - March 2011
Bell Mortgage  June 2008 - May 2009
Grand Forks Herald  July 2006 - May 2008
University of North Dakota Career Services   January 2005 - June 2006

Skills
Social Media, Marketing, Customer Service, Event Planning, Marketing Communications, Marketing Strategy, Account Management, Microsoft Word, Microsoft Excel, Facebook, Social Networking, PowerPoint, Microsoft Office, Sales, Public Speaking, Editing, Fundraising, Public Relations, Outlook, Advertising, Social Media Marketing, Interactive Marketing, Adobe Creative Suite, Email Marketing, Team Leadership, Data Analysis, Project Management, New Business Development, Retail, Leadership, Market Research, Press Releases, Online Advertising, Graphic Design, Time Management, Copywriting, Direct Marketing, SEO, Event Management, Integrated Marketing, Blogging, Newsletters, Online Marketing, Nonprofits, Management, Trade Shows, Digital Marketing, Lead Generation, Strategic Planning

Education
University of Saint Thomas - School of Business   2011 — 2011
Transformative Social Media Strategies-Professional Development

The University of North Dakota   2002 — 2006
B.A., Communication, Sociology

Experience
RBC Capital Markets  July 2015 - Present
Private Time Corporation   January 2014 - September 2014
Bell Mortgage, a Division of Bell State Bank & Trust   August 2012 - February 2014
Wells Fargo  December 2010 - April 2011
Wells Fargo Home Mortgage  December 2009 - April 2011
Wells Fargo Home Mortgage  August 2009 - April 2011
Nikko Magoulas - Evergreen Sales & Marketing Inc   May 2008 - July 2009
WESTAT INC  May 2008 - October 2008
EVERGREEN MARKETING INC   April 2008 - June 2008
College Enrollment Advisor   December 2007 - May 2008

Skills
Sales & Customer..., Mortgage Lending, Sales, Customer Service, Loans, Mortgage Banking, Management, Analysis, Selling, FHA, Loan Origination, Cold Calling, Account Management, Team Building, New Business Development, Underwriting, Sales Operations, Interviews, Software Documentation

Education
Phoenix University St.Louis Park , Minnesota area   2013 — 2017
Global Business, Business, Management, Marketing, and Related Support Services

Minneapolis Community and Technical College   1994 — 1997

Hennepin Technical College
work, Business Marketing

MINNEAPOLIS COMMUNITY COLLEGE
work, Business Management

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   July 2013 - Present
Independent Contractor with the United States Equestrian Federation   June 1982 - Present

Skills
Teaching, Newsletters, Public Speaking, Event Planning, Curriculum Development, Publishing, Fundraising, Nonprofits, Classroom, Customer Service, Social Media, PowerPoint, Curriculum Design, Microsoft Office, Educational Technology, Microsoft Word, Microsoft Excel, Lesson Planning, Staff Development, Social Networking

Education
St. Catherine University
BA, Elementary Education

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   1996 - Present

Skills
Mortgage Lending, Mortgage Banking, Customer Service, VA loans, Residential Mortgages, First Time Home Buyers, Certified Mortgage..., Sales Management, Loan Origination, Microsoft Office, Microsoft Excel, Microsoft Word, English, Research, Windows, Outlook, HTML, Marketing Communications, Social Media, Social Networking, Mortgage Underwriting, Mortgage Marketing, Jumbo Mortgage, New Home Sales, Real Estate, Tax, Financial Services, Banking, Financial Risk, Interest Rate..., Trust Services, Cost Benefit, Construction Loans, Home Equity Loans, Management, Goal Setting, Organization &..., Refinance

Education
Mount Mary College
Bachelor of Business Administration (BBA), Business, Finance

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   November 2013 - Present
Garry Insurance   August 2010 - November 2013
Roepke Public Relations  February 2010 - July 2010
Roepke Public Relations  October 2009 - January 2010
Allen Appraisal Associates   May 2006 - November 2009
Variety the Children's Charity  October 2008 - May 2009
Tender Heart Pre-School   March 2003 - May 2009
Urbandale Safety City Program   January 2001 - January 2006

Skills
Social Media, Marketing, Media Relations, Press Releases, Public Relations, Blogging, Social Media Marketing, Facebook, Newsletters, Marketing Communications, Public Speaking, Strategic Communications, SEO, Fundraising, Email Marketing, Integrated Marketing, Internal Communications

Education
Drake University   2006 — 2009
B.A, Journalism and Mass Communication; Public Relations

Urbandale High School

Experience
Golden Valley Golf and Country Club  December 2014 - Present
Bell Mortgage, a Division of Bell State Bank & Trust   June 2009 - October 2014
Wexford Financial, Inc.   March 1992 - June 2009
Wexford Mortgage   March 1998 - February 2008

Skills
Real Estate, Mortgage Lending, Loan Origination, Residential Homes, Commercial Real Estate, Real Estate Transactions, Leadership, Finance, Mortgage Banking, Tenant, FHA, Leases, Loans, Budgets, Negotiation, First Time Home Buyers, Investments, Landlord, Underwriting, Insurance, Property, Refinance, Property Management, Investment Properties, Landlords, Mortgage, Financial Analysis, Management, Proficient in MS Word,..., Expert user of...

Education
University of Minnesota - Carlson School of Management   1978 — 1982
BS, Business Administration

Totino Grace High School

Experience
American Mortgage & Equity Consultants, Inc.   November 2014 - Present
BMO Harris Bank  August 2013 - September 2014
Minnesota Bank & Trust  January 2013 - July 2013
U.S. Bank   December 2009 - November 2012
Bell Mortgage, a Division of Bell State Bank & Trust   2005 - 2009
Community Mortgage Lenders   1997 - 2005

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, Research, Windows, Outlook, Photoshop, Teaching, HTML

Education
St. John's University

Experience
American Mortgage & Equity Consultants, Inc.   May 2015 - Present
Bell Mortgage, a Division of Bell State Bank & Trust   January 2013 - May 2015
Hennepin County Sheriff's Office  June 1989 - February 2004

Skills
Refinance, Mortgage Lending, FHA, Real Estate, Loans, Investment Properties, Loan Origination, Mortgage Banking, Residential Mortgages, VA loans, First Time Home Buyers, USDA, Residential Homes, Short Sales, Foreclosures, REO, Customer Service, Investors, Team Building, Public Speaking, Strategic Planning, Leadership, FHA financing, Certified Mortgage..., Mortgage Marketing, Finance, Credit, Construction Loans, Government Loans, Banking, Real Estate Financing, HUD, Credit Analysis, Mortgage Underwriting, Underwriting, Real Estate Economics, Single Family Homes, Closings, Referrals, Non-Conforming, Home Equity Loans, FHA Financing, VA Loans

Education
Metropolitan State University   1990 — 1992
BA, Corrections/Law

Hibbing Technical Institute   1985 — 1987
AAS, Law Enforcement

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   February 2008 - Present
Signal Realty   March 2007 - February 2008

Education
North Dakota State University   2003 — 2007
Bachelor's degree, Psychology

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   October 2012 - Present

Skills
FHA, Mortgage Lending, Refinance, Residential Mortgages, Loans, USDA, VA loans, Mortgage Banking, FHA financing, Certified Mortgage..., Government Loans, Construction Loans, Reverse Mortgages, Loan Origination, Home Equity Loans, FHA Financing, VA Loans

Education
Bethel University

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   September 2013 - Present
Prime Mortgage, a Divison of The Business Bank   January 2001 - September 2013
Harris, the Team   January 2001 - September 2013
ReTurn Inc   1997 - 2001
First American Title Insurance Company  1991 - 1998
Universal Title Insurance Company   1991 - 1997

Skills
FHA financing, First Time Home Buyers, Reverse Mortgages, Mortgage Banking, Refinancing, New Construction Lending, Florida and Arizona 2nd..., Cabins and 2nd homes MN..., Refinance, Real Estate, Mortgage Lending, Residential Mortgages, FHA, VA loans, Foreclosures, Loans, Construction Loans, Certified Mortgage..., Real Estate Transactions, Residential Homes, REO, Investment Properties, Finance, Real Estate Financing, USDA, Condos, Short Sales, Title Insurance, Loan Origination, Marketing, Sellers, Real Estate Economics, HUD, Investors, Debt Consolidation, Single Family Homes, Selling, Underwriting, Financial Structuring, Credit, Sales, FHA Financing, VA Loans

Education
University of Minnesota-Twin Cities   1981 — 1988
Bachelor's degree, Journalism

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   August 2011 - Present
Wells Fargo Home Mortgage  September 2010 - July 2011
Sightpath Medical  May 2007 - September 2010
Sightpath Medical  April 2005 - May 2007
H&R Block  October 2004 - April 2005
Scheels  May 2003 - October 2004
All Seasons Company   January 2000 - January 2002

Skills
Team Leadership, Sales, Strategic Planning, Account Management, Marketing, Customer Service, Management, Purchasing, Microsoft Excel, Team Building, Negotiation

Education
Minnesota State University, Moorhead   1998 — 2003
Bachelor of Science, Business Administration

Sartell High School   1995 — 1998

Experience
RDO Equipment Co.  May 2013 - Present
RDO Equipment Co.  February 2012 - May 2013
Bell Mortgage, a Division of Bell State Bank & Trust   February 2010 - February 2012

Skills
Sales Management, New Business Development, Account Management, Sales Operations, Contract Negotiation, Negotiation, Operations Management, Heavy Equipment, Key Account Management, Customer Service, Forecasting, Strategic Planning, Team Building, Product Development, Sales Process, Sales, Pricing, Team Leadership

Education
North Dakota State University   2004 — 2008
Bachelor of Business Administration (BBA), Marketing

Experience
Chandler Chamber of Commerce  2004 - Present
Academy Mortgage Corporation  February 2015 - Present
Great Western Home Loans   August 2014 - February 2015
Bell Mortgage, a Division of Bell State Bank & Trust   September 2009 - August 2014
Ahwatukee Chamber of Commerce   2010 - 2014
Countrywide Home Loans/Bank of America Home Loans   December 2003 - September 2009
Mountainside Fitness Centers   August 1996 - February 2003
Law Firm of Mark Tynan; ESQ   2002 - 2003
Security Title Agency  1995 - 1996
Phoenix St. Lukes Hospital   1992 - 1995

Skills
Team Leadership, Real Estate, Mortgage Lending, FHA, Customer Service, First Time Home Buyers, Investment Properties, Credit, Short Sales, Public Speaking, Loans, Negotiation, Foreclosures, Small Business, Referrals, Insurance, Team Building, Sales, REO, Banking, Home Equity Loans, Mortgage Underwriting, Reverse Mortgages, Finance, Residential Homes, HUD, Government Loans, Loan Origination, Selling, Move Up Buyers, VA loans, Underwriting, Certified Mortgage..., Residential Mortgages, USDA, Investors, FHA financing, Refinance, Mortgage Banking, Single Family Homes, Condos, Real Estate Financing, New Home Sales, Buyers, Mortgage Servicing, Vacation Homes, Loss Mitigation, VA Loans

Education
Arizona Paralegal Training Program   1995 — 1995
Certification, Law; Paralegal

Arizona State University   1984 — 1990
B.S., Therapeutic Recreation

Corona del Sol H.S.
Therapeutic Recreation/Recreational Therapy

Dobson H.S.

Experience
KleinBank  August 2015 - Present
Minneapolis Swims   2014 - Present
Bell Mortgage, a Division of Bell State Bank & Trust   March 2014 - August 2015
Minnesota Bank & Trust  2011 - 2013
Metlife Bank  November 2010 - November 2011
Bank of America  September 2005 - November 2010

Skills
Mortgage Planning, Team Building, Creative Problem Solving, FHA, Certified Mortgage..., Mortgage Lending, Refinance, First Time Home Buyers, Mortgage Banking, Loans, Real Estate Financing, Loan Origination, Government Loans, Credit, Portfolio Management, Residential Mortgages, Investment Properties, Real Estate, Mortgage Marketing, Finance, Investments, Sales, FHA financing, Foreclosures, USDA, Referrals, VA loans, Mortgage Underwriting, Reverse Mortgages, Home Equity Lines of..., Wealth Management, Lines Of Credit, Consumer Lending, Financial Structuring, Debt Consolidation, Construction Loans, Residential Homes, Home Equity Loans, Credit Analysis, Commercial Mortgages, Mortgage Servicing, Rates, Real Estate Economics, Underwriting, Strategic Financial..., Loan Servicing, Banking, Loss Mitigation, USDA Rural Housing, Small Business Lending

Education
DePauw University   1981 — 1985
BA Psychology, Psychology, Economics

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   December 2014 - Present
Lake Area Mortgage   October 2011 - December 2014
Waterstone Mortgage Corporation  January 2011 - October 2011
American Mortgage and Equity Consultants  April 2010 - January 2011
Marketplace Home Mortgage  October 2009 - April 2010

Skills
Zero Down, Down Payment Assistance, Complex Loans, Mortgage Lending, FHA, Refinance, Loans, USDA, First Time Home Buyers, Harp, Mortgage Banking, FHA financing, Investment Properties, Short Sales, Real Estate, HUD, Construction Loans, Credit, Vacation Homes, Single Family Homes, Foreclosures, Property, Residential Homes, Loan Origination, Referrals, Certified Mortgage..., VA loans, FHA Financing, VA Loans, Investors, REO, New Home Sales, Move Up Buyers, Real Estate Transactions, Condos, Buyers

Education
Saint Cloud State University - G.R. Herberger College of Business   2002 — 2005

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   June 2015 - Present
University of Minnesota College of Science and Engineering Financial Team   April 2013 - June 2015
Len Druskin, Inc.   June 2014 - November 2014
Diesel Forward, Inc.   November 2013 - December 2013
Diesel Injection Service, Inc   June 2011 - August 2011

Skills
Teamwork, Microsoft Word, Microsoft Excel, PowerPoint, Microsoft Office, Mac OS, Interviewing Skills, Communication, Spanish, Leadership, Intercultural..., Organizational..., Time Management, Social Media, Social Networking

Education
University of Minnesota-Twin Cities   2011 — 2015
Bachelor's Degree, Spanish and Communication Studies

VENUSA   2013 — 2013
Spanish Language

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   2013 - Present
Wexford Financial, Inc.   April 1992 - Present
Prime Mortgage  April 2008 - September 2013
Westin Reid   1986 - 1992

Skills
Loans, Mortgage Lending, Real Estate, Marketing, Property Management, Mortgage Banking, Investment Properties, Commercial Real Estate, FHA, Banking, FHA financing, Loan Origination, VA loans, Portfolio Management, Forecasting, Loan Servicing, Sales, Marketing Strategy

Education
Saint Mary's University of Minnesota   1979 — 1982
BA

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   June 2013 - Present
Bell Mortgage, a Division of Bell State Bank & Trust   October 2012 - June 2013
Bell State Bank & Trust  January 2008 - October 2012

Skills
Banking, Customer Service, Investments, Loans, Finance, Credit, Credit Analysis, Loan Origination

Education
Minnesota State University, Moorhead   2007 — 2012
Bachelor of Business Administration (B.B.A.)

Minnesota State University, Moorhead   2007 — 2010
Economics

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   August 2015 - Present
Ellie Mae  June 2014 - July 2015
Wells Fargo Home Mortgage  April 2013 - June 2014
Wells Fargo  December 2010 - April 2013
The Wild Onion   May 2003 - October 2012
Patterson Companies  November 2007 - June 2010
US Bank N.A  October 2006 - November 2007
Centennial Mortgage and Funding   March 2004 - October 2006
Perkins Restaurant  January 1993 - April 2005
Common Sense Mortgage   January 1999 - April 2004

Skills
Typing, Organization, Microsoft Office, Microsoft Excel, Microsoft Word, Military, Customer Service, Credit, Dedicated Professional, Work Ethic, Mortgage Lending, Mortgage Banking, Management, Process Improvement

Education
Minnesota School of Business   2009 — 2013
B.A, Business Management/Marketing

Century College   2005 — 2005
General Studies

Tartan High School   1986 — 1989
General Education Diploma, General Studies

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   December 2011 - Present
Shoreline Dance   October 2005 - Present
Associated Bank  November 2010 - December 2011
Claydon's Hallmark   June 2005 - October 2011
Gustavus Adolphus College Dance Department   February 2007 - May 2010
City of Red Wing  January 2010 - January 2010

Skills
Customer Service, Microsoft Excel, Microsoft Word, Dance, Inventory Management, Teaching, Retail Sales, Merchandising, PowerPoint, Microsoft Office

Education
Gustavus Adolphus College   2006 — 2010
Bachelor of Arts, Business Management

Experience
American Mortgage & Equity Consultants, Inc.   July 2015 - Present
Megastar Financial Corporation  August 2014 - July 2015
Bell Mortgage, a Division of Bell State Bank & Trust   September 2013 - August 2014
Prime Mortgage  July 2008 - September 2013
Indymac Bank  October 2007 - July 2008
Homestead Mortgage  May 2005 - October 2007
Trust Mortgage   November 2003 - May 2005

Skills
Refinance, Finance, Mortgage Lending, FHA, Certified Mortgage..., Mortgage Banking, FHA financing, Credit Evaluation, Real Estate, USDA, VA loans, Cash Flow, Reverse Mortgages, Loan Origination, Residential Mortgages, VA Loans, Construction Loans, Credit, FHA Financing, Loans

Education
St. Cloud State University   1987 — 1990

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   2013 - Present
Prime Mortgage  2008 - 2013

Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, VA loans, Refinance, FHA, Loans, FHA financing, USDA, Credit, Certified Mortgage..., Loan Origination

Education
St. Olaf College   1984 — 1988
BA, Economics, Math

Wayzata High School   1982 — 1984

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   May 2013 - Present

Skills
Microsoft Excel, Customer Service, PowerPoint, Microsoft Office, Microsoft Word, Training, Sales, Marketing, Financial Analysis, Real Estate, New Business Development, Research, Public Speaking, Management, Nonprofits, Leadership, Event Planning

Education
North Dakota State University   2008 — 2010
BS, Finance, General

Experience
Bell Mortgage, A Division of Bell State Bank & Trust   March 2009 - Present

Skills
VA loans, Conforming, VA, FHA, USDA, Conventional, Refinance, Mortgage Lending, Mortgage Banking, Purchase, First Time Home Buyers, Investment Properties, Credit, Move Up Buyers, First Time Buyers, Construction, Short Sales, REO, FHA financing, Reverse Mortgages, Certified Mortgage..., Loan Origination, Government Loans, Non-Conforming, Construction Loans, HUD, Foreclosures, Referrals

Education
Minnesota State University, Mankato   1986 — 1991

Experience
Bell Mortgage, a Division of Bell State Bank & Trust   July 2012 - January 2013
NorthMarq (formerly United Properties)   April 2005 - October 2010
Goldsmith Agio Helms  August 1999 - November 2004
Fabcon, Inc.   September 1995 - August 1999

Skills
Event Planning, Marketing, PowerPoint, Microsoft Office, Microsoft Word, Proposal Writing, Marketing Communications, Outlook, Microsoft Excel, Data Entry, Adobe Creative Suite, Customer Service, Adobe Acrobat, Editing, Leadership

Education
Hennepin Technical College
Diploma, Electronic Publishing

Normandale Community College
AAS, Business Marketing & Management