First Capital, A Mortgage Company
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First Capital, A Mortgage Company Employees
Bank of America January 2015 - Present
Farmers & Merchants Bank of Long Beach April 2014 - January 2015
First Capital, A Mortgage Company October 2013 - April 2014
EverBank April 2013 - October 2013
Citi March 2012 - March 2013
Citibank March 2012 - March 2013
Bank of America May 2006 - February 2012
Skills
Mortgage Lending, Customer Service, Real Estate, Credit, Banking, Mortgage Banking, Finance, Loans, Portfolio Management, Residential Mortgages, Refinance, Loan Origination, First Time Home Buyers, Financial Services, Investment Properties
Education
California State University-Long Beach
Bachelor of Science (BS), Finance and Financial Management Services
First Capital, A Mortgage Company May 2014 - Present
CS Financial March 2009 - June 2014
Countrywide Financial Serivces November 2005 - April 2007
Skills
Cash Flow, Credit, Finance, FHA, Mortgage Banking, Underwriting, Financial Analysis, Banking, Investment Properties, First Time Home Buyers, Customer Service, Loan Origination, Marketing, Negotiation
Education
University of Arizona 2002 — 2005
Business, Eller College of Management
BHHS 1998 — 2001
Stearns Lending Senior Underwriter--Retail DivisionStearns LendingMay 2014 - Present
Franklin Loan Center June 2013 - October 2013
First Capital, A Mortgage Company September 2011 - June 2013
Surety Financial December 2010 - September 2011
Priority Financial Network June 2010 - November 2010
Metrocities Mortgage June 2004 - June 2010
JPMorgan Chase December 2003 - May 2004
CALIFORNIA FEDERAL BANK acquired by CITIMORTGAGE May 1999 - November 2003
BANK OF AMERICA October 1998 - May 1999
HOME SAVINGS OF AMERICA January 1997 - October 1998
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Loans, Underwriting, Credit, Banking, FHA, Residential Mortgages, USDA, Refinance, Reverse Mortgages, Leadership, Mortgage Underwriting, FHA financing, Government Loans, VA loans, Construction Loans, Real Estate Financing, Loss Mitigation, Non-Conforming, Certified Mortgage..., Home Equity Loans, Wholesale Lending
Education
Rio Hondo College 1998 — 1999
Business Administration and Management, General, 3.75
Woodbury University 1996 — 1996
Business Administration and Management, General, 3.625
Santa Ana College 1985 — 1985
Business Administration and Management, General, 3.25
California State University-Fullerton 1983 — 1984
Business Administration and Management, General, 3.000
Wells Fargo Home Mortgage November 2013 - Present
First Capital, A Mortgage Company June 1999 - November 2013
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Refinance, Loans, FHA, Residential Mortgages, Credit, VA loans, FHA financing, Credit Analysis, Mortgage Underwriting, Banking
Education
Duke University
A.B., Accounting
New York University
Master of Laws (LLM) in Taxation, Tax Law/Taxation
Santa Clara University
J.D., Law
Luther Burbank Savings October 2013 - Present
First Capital, A Mortgage Company 2012 - October 2013
RPM Mortgage 2011 - 2012
First Capital Mortgage July 2003 - July 2011
Skills
Encompass360, Computer Software..., Real Estate, Business Process..., Loan Origination, Mortgage Lending, Investments, FHA, First Time Home Buyers, Customer Service, Financial Analysis, Investors
Education
Los Angeles Pierce College 2011 — 2014
Lancaster High School 2001 — 2003
Kennedy Wilson December 2009 - Present
Rodeo Realty August 2008 - December 2009
First Capital, A Mortgage Company May 2006 - June 2008
Skills
Real Estate, Leases, Disposition, Investment Properties, Property Management, Real Estate Transactions, Brokerage, Real Estate Financing, Sellers, Short Sales, Tenant, Investors, Commercial Real Estate, Real Estate Development, Negotiation, Real Estate Economics, REO, Corporate Real Estate, Contract Negotiation, Location Intelligence, Foreclosures, Landlords, Property
Education
University of California, Los Angeles
Economics
Luther Burbank Mortgage, a Division of Luther Burbank Savings December 2013 - Present
First Capital, A Mortgage Company January 1998 - December 2013
Skills
Second Homes, Refinance, Purchase, Investment Properties, Mortgage Lending, Cash Out, Vacation Homes, Mortgage Banking, Loan Origination, Sellers, Residential Mortgages, FHA, Loans, Real Estate, FHA financing
Education
Michigan State University
WMS Gaming December 2004 - August 2011
First Capital, A Mortgage Company January 2004 - April 2006
Chicago Board of Trade November 2002 - July 2003
Chicago Board of Trade September 1996 - July 2003
Rush University Medical Center January 1993 - August 1995
Skills
Customer Service, Access, Excel, Microsoft Office, Telecommunications, Billing, Outlook, Customer Relations, Problem Solving, Word, Inventory Management, Windows, PowerPoint, Administration, Vendor Relations, Documentation, Troubleshooting, Vendor Management, Negotiation, Call Center, Programming, Strategic Planning, Budgeting, Coaching, SharePoint, Financial Analysis, Process Improvement, Analysis, Compliance, Account Management, Team Building, Purchasing, Active Directory, Research, Planning, Pricing, Contract Negotiation, Employee Relations, Team Leadership, Operating Systems, Quality Assurance, Policy, VoIP, Credit, Data Analysis, Scheduling, Budgets, Testing, Project Planning, Project Coordination
Education
Robert Morris University 2001 — 2003
Bachelors, Business Administration/Management
Harold Washington College 2001 — 2001
Accounting
Luther Burbank Mortgage, a Division of Luther Burbank Savings September 2013 - Present
First Capital, A Mortgage Company February 2012 - September 2013
FDIC March 2009 - January 2012
Indymac Bank June 1998 - July 2008
Bank of America August 1991 - June 1998
Kaiser Permanente January 1994 - September 1996
Skills
Risk Management, Credit, Strategy, Loans, Portfolio Management, Asset Management, Mortgage Lending, Leadership, Training, Business Development, Program Management, Underwriting, Finance, Budgets, Marketing, Mortgage Banking, System Administration, Negotiation, Loss Mitigation, Banking, Analysis, Loan Origination, Customer Service, Product Development, Loan Servicing, Real Estate, Operations Management, Public Relations, Credit Analysis, Account Management, Strategic Planning, Management, Sales, Recruiting, Change Management, Credit Risk, Commercial Lending, Insurance, Residential Mortgages, Financial Analysis
Education
California State Polytechnic University-Pomona 1990 — 1995
BS, Communication-emphasis in Public Relations with a Minor in Marketing
New American Funding October 2014 - Present
First Capital, A Mortgage Company August 2013 - October 2014
Chase November 2012 - July 2013
Los Angeles Police Federal Credit Union February 2010 - November 2012
Simply Marvelous Weddings and Events April 2005 - January 2010
First Capital Mortgage November 1996 - May 2007
Pacific Crest Bank 1994 - 1996
BrooksAmerica Mortgage 1992 - 1994
Western Federal Savings and Loan September 1988 - March 1992
Skills
Loans, Mortgage Lending, Mortgage Banking, Loan Origination, Management, Training, Analysis, Underwriting, Customer Service, Sales, Event Planning, Time Management, Holidays, Leadership, FNMA, FHLMC, Refinance, Investment Properties, Credit, FHA
Education
University of California, Los Angeles 1993 — 1997
University of the Philippines 1986 — 1988
Guaranteed Rate June 2015 - Present
First Capital, A Mortgage Company March 2012 - May 2015
Wachovia Mortgage Corp/World Savings and loan September 1992 - October 2008
Skills
Mortgage Lending, Team Building, Mortgage Banking, Investors, Banking, FHA, Loan Origination, Loans, Refinance, Credit, Residential Mortgages, Sales, Investment Properties, Management, Underwriting, Real Estate, Finance, Credit Analysis
Education
Brigham Young University 1990 — 1992
Business administration
Menlo College
Professional Alternatives. June 2015 - Present
Stewart Title February 2015 - May 2015
First Capital, A Mortgage Company June 2013 - October 2014
Bank of America April 2012 - April 2013
Shapiro Schwartz LLP April 2008 - April 2012
Skills
Interviews, Mortgage Lending, Customer Service, Outlook, Loans, Finance, Residential Mortgages, Banking, Sales, Mortgage Banking, Real Estate, Credit
Education
Houston Community College
Broadcast Journalism
Bank of Manhattan July 2013 - Present
First Capital, A Mortgage Company January 2003 - July 2013
Education
Le Moyne College
Bachelor of Business Administration (B.B.A.), Accounting
Valley Law Group May 2007 - September 2010
First Capital, A Mortgage Company April 2004 - April 2007
Morton Capital Management June 2002 - December 2003
Skills
Corporate Law, Loans, Mortgage Lending, Budgets, Mortgage Banking, Sales Management, Investments, Loan Origination, Strategic Planning, Management Consulting, Real Estate
Education
Loyola Law School, Loyola Marymount University
Loyola Marymount University, College of Business Administration
UC Berkeley
BA
First Capital, A Mortgage Company November 2014 - Present
PHH Home Loans August 2010 - October 2014
Bank of America August 2009 - August 2010
TCS Mortgage, INC. March 2004 - August 2009
Skills
Mortgage Lending, VA, Mortgage Banking, Refinance, FHA, USDA, Finance, First Time Home Buyers, Investment Properties, Loan Origination, Loans, Mortgage Underwriting, REO, Real Estate Financing, Real Estate, Real Estate Transactions, Sellers, Selling, Underwriting, Residential Mortgages, VA loans, Referrals, FHA financing, Certified Mortgage..., Credit, Credit Analysis, Residential Homes, Investors, Foreclosures, Commercial Mortgages
Education
San Diego State University-California State University 1986 — 1989
Bachelors, Business Administration- Marketing
Orange Coast College 1984 — 1985
AA, Business Management
Bank of America October 2014 - Present
First Capital, A Mortgage Company January 2012 - April 2013
Private National Mortgage Acceptance Company, LLC October 2009 - January 2012
Business.com June 2008 - October 2009
Countrywide Home Loans July 2006 - October 2007
Full Spectrum Lending 2002 - 2007
Stride and Associates 1999 - 2002
Skills
Loans, Mortgage Lending, REO, Refinance, Mortgage Banking, Sales, Sales Management, Residential Mortgages, Finance, Online Advertising, Cold Calling, FHA, SEM, Loan Origination, FHA financing, Property
Education
UC Berkeley 1996 — 2000
BS, Sociology
University of California, Berkeley 1996 — 2000
Bachelors, Sociology
First Capital, A Mortgage Company June 2015 - Present
Banc Home Loans January 2015 - June 2015
Guaranteed Rate September 2013 - June 2014
Wells Fargo Home Mortgage September 2011 - January 2013
Guild Mortgage Company March 2010 - August 2011
Countrywide Home Loans / Bank of America September 2005 - March 2010
Wells Fargo Home Mortgage 2000 - 2005
Home Savings of America 1989 - 1998
Skills
Mortgage Banking, FHA, Loan Origination, Mortgage Lending, Refinance, Loans, Reverse Mortgages, Real Estate Economics, Investments, Credit, VA loans, Real Estate Transactions, Residential Mortgages, USDA, FHA financing, Selling, Real Estate, Certified Mortgage..., Finance, Real Estate Financing, Government Loans, Investment Properties, Mortgage Underwriting, First Time Home Buyers
Education
California State Polytechnic University-Pomona 1985 — 1988
Real Estate and Law
RPM Mortgage, Inc. January 2015 - Present
Mortgage Capital Partners August 2010 - December 2014
Home Services Lending (First Capital Mortgage) May 1998 - August 2010
Prudential California Realty 1998 - 2010
First Capital, A Mortgage Company 2001 - 2008
Partners Funding April 1994 - May 1998
RPM Mortgage May 1992 - April 1994
Sterling Mortgage March 1990 - April 1992
James Olmsted Consultants September 1986 - February 1990
Skills
FHA, Mortgage Lending, Refinance, Mortgage Banking, Loans, Loan Origination, Investment Properties, Residential Mortgages, Real Estate, VA loans, First Time Home Buyers, FHA financing, Residential Homes, Real Estate Financing, Short Sales, REO, Construction Loans, Certified Mortgage..., Single Family Homes, Investors, Leadership, Listings, Credit, Sellers, Relocation, Investments, Foreclosures, Property, Real Estate Transactions, Underwriting, Government Loans, Referrals, HUD, Real Property, Selling, USDA, Home Equity Loans, Real Estate Economics, Mortgage Underwriting, Loss Mitigation, Real Estate Development, Home Equity Lines of..., Condos, New Home Sales, Mortgage Servicing, Commercial Lending, Credit Analysis, Rates, Finance, FHA Financing
Education
University of North Carolina at Charlotte 1974 — 1976
BA, Political Science - Urban Administration
Golden West College 1972 — 1973
Luther Burbank Mortgage February 2015 - Present
Bank of Manhattan April 2013 - February 2015
First Capital, A Mortgage Company February 2012 - March 2013
Coast Capital Group December 2005 - February 2012
Skills
Mortgage Lending, Real Estate, Refinance, Loans, Residential Homes, Finance, Loan Origination, FHA, Residential Mortgages, Mortgage Banking, Sellers, First Time Home Buyers, Investment Properties, Credit, Real Estate Economics
Education
University of Southern California - Marshall School of Business 2001 — 2004
MBA, Finance
University of Arizona 1993 — 1995
BS, Marketing
Loyola High School 1987 — 1991
Teach For America June 2013 - Present
KPMG June 2012 - August 2012
Claremont Graduate University May 2011 - August 2011
Cristina Angarola Showroom May 2010 - August 2010
Innovative Dining Group May 2009 - August 2009
First Capital, A Mortgage Company May 2008 - August 2008
Coldwell Banker Real Estate May 2007 - August 2008
Skills
Microsoft Word, Salesforce.com, PowerPoint, Accounting, Microsoft Excel, Microsoft Office, Social Networking, Financial Analysis, Financial Modeling, Sales, Public Speaking, Leadership, Social Media, Research, Data Analysis, Calculus, Event Planning, Social Media Marketing
Education
University of Southern California - Marshall School of Business 2009 — 2013
Bachelor of Science, Accounting
Loyola Marymount University 2013 — 2015
Graduate Degree, Urban Education and Leadership
RPM Mortgage, Inc. February 2015 - July 2015
Wells Fargo Home Mortgage October 2014 - December 2014
First Capital, A Mortgage Company December 1997 - October 2014
Skills
Mortgage Lending, Loan Origination, Refinance, Residential Mortgages, Underwriting, Mortgage Banking, Credit, Loans, FHA financing, FHA
Education
University of California, Los Angeles 1984 — 1989
First Capital, A Mortgage Company January 2004 - Present
Skills
Loan Origination, Loans, Refinance, Mortgage Lending, Mortgage Banking, Residential Mortgages, Customer Service, FHA, Short Sales, Credit, Underwriting, Investment Properties, FHA financing, VA loans, Banking, Credit Analysis
Education
University of California, Santa Barbara 1983 — 1986
Wilshire Bank August 2015 - Present
Wilshire Bank (formerly Bank of Manhattan) February 2014 - February 2015
RPM Mortgage Inc April 2013 - February 2014
First Capital, A Mortgage Company March 2004 - March 2013
Skills
Loans, Refinance, Mortgage Lending, Mortgage Banking, Residential Mortgages, Credit, FHA financing, First Time Home Buyers, Investment Properties, Real Estate, Real Estate Financing, Finance, Financial Analysis, Loan Origination, Investments, Underwriting, Banking
Education
University of Massachusetts at Amherst - Isenberg School of Management 1991 — 1995
BS, Accounting