Inter National Bank
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Inter National Bank Employees
SouthStar Bank, SSB May 2007 - Present
BBVA Compass July 2005 - May 2007
Inter National Bank May 2003 - July 2005
Inter National Bank July 2002 - May 2003
Texas State Bank July 2000 - July 2002
Skills
Commercial Real Estate..., Construction Loans, Credit Analysis, Credit Management, Relationship Management, Credit Risk, Asset Based Lending, Portfolio Management, Finance, Loans, Analysis, Funding, Underwriting, Cash Flow, Credit, Mortgage Lending, Loan Origination, Real Estate, Residential Mortgages, Investment Properties, Real Estate Financing
Education
The University of Texas-Pan American 2002 — 2005
Master of Business Administration (MBA), Business Administration and Management, General
The University of Texas-Pan American 1995 — 2000
Bachelor of Business Administration (BBA), Finance, General
Audi San Juan June 2015 - Present
Bert Ogden Maserati September 2014 - June 2015
Technologic Marketing Solutions LLC January 2012 - December 2014
Inter National Bank April 2012 - September 2014
IIES University February 2010 - March 2012
IIES University June 2009 - November 2011
Skills
Public Relations, Strategic Planning, Team Leadership, Financial Analysis, Public Speaking, Customer Service, Microsoft Excel, Microsoft Office, PowerPoint, Banking, Microsoft Word, Management, Outlook, Sales, Time Management, Risk Management, Market Research, Business Analysis, Corporate Sustainability, Corporate Social..., 5S, Recruiting, Talent Acquisition, Talent Management, Human Resources, Strategic Human..., Business Strategy, Team Building, Marketing, Strategy, Analysis, Employee Training, Negotiation, Program Management, Business Planning, Finance, Training, Process Improvement, Budgets, Spanish, New Business Development, Leadership, Coaching, Research, Project Management, Marketing Strategy, Policy
Education
Yale University 2011 — 2011
Seminar, International Business
ITESM 2004 — 2009
Bachelor's, Marketing
Instituto Internacional de Estudios Superiores 2001 — 2004
Technical Administration, Business Administration and Management, General
Inter National Bank September 2013 - Present
International Bank of Commerce November 2010 - February 2013
Buffalo Wings & Rings August 2009 - May 2011
Whataburger July 2007 - November 2007
Education
The University of Texas-Pan American 2009 — 2012
McAllen High School 2005 — 2009
High School
Lone Star National Bank September 2014 - Present
Inter National Bank March 2012 - September 2014
International Bank of Commerce October 1997 - March 2012
Skills
Banking, Mortgage Lending, Loans, Loan Origination, Mortgage Banking, Refinance, FHA, Real Estate, VA loans, Underwriting, Cross Selling, Residential Mortgages, Credit, Construction Loans, Retail Banking, FHA financing, Mortgage Servicing, Loss Mitigation, Credit Scoring, Mortgage Underwriting, Loan Servicing, Real Estate Financing, Home Equity Loans, Home Equity Lines of..., Home Equity, Funding, Credit Analysis, Loan Modifications, Rates, Mortgage Marketing, Customer Service, Team Management, FHA Financing, Team Leadership, VA Loans
Education
St. Edward's University 1992 — 1996
Bachelor of Business Administration (BBA), Marketing
Inter National Bank March 2012 - Present
BBVA Compass June 2002 - February 2012
State National Bank 1996 - 2002
Skills
Small Business Lending, Banking, Commercial Banking, Consumer Lending, Lines Of Credit, Credit, Loans, Retail Banking, Mortgage Lending, Commercial Lending, Portfolio Management, Credit Risk, Cross Selling, Management, District Sales..., Training, Supervisory Skills, Supervisory Experience, Sales Management
Education
Texas A&M International University
Business Executive Professional Program
University of Texas of El Paso
Bachelor of Business Administration (BBA), Business Administration and Management, General
Airbnb July 2015 - Present
Tony Martinez for Mayor of Brownsville January 2015 - June 2015
Battleground Texas April 2014 - November 2014
Organization of American States August 2013 - December 2013
Red Vanguardia Internacional March 2013 - November 2013
Inter National Bank May 2013 - August 2013
Economics Society at the University of Texas-Pan American April 2012 - May 2013
University of Texas - Pan American October 2011 - October 2012
Center on Wisconsin Strategy May 2012 - August 2012
Skills
Stata, Eviews, Microsoft Office, Public Relations, English, Spanish, Italian, German, Econometrics, Data Analysis, Government, Policy Analysis, Statistics, Public Policy, Research, Strategy, Public Speaking, Leadership Development, Macroeconomics, Financial Markets, Emerging Markets, Economic Development, SPSS, Leadership, Teamwork, Time Management, Economics, Nonprofits, Political Science, Politics, Fundraising
Education
The University of Texas-Pan American 2008 — 2013
Bachelor of Arts (B.A.), Economics
Harvard Kennedy School of Government 2012 — 2012
Latino Leadership Initiative Graduate, Leadership
Berlin School of Economics and Law 2011 — 2011
Bachelor of Arts (B.A.), Economics
Inter National Bank January 2014 - Present
Skills
Banking, Retail Banking, Franchising, Leadership, Microsoft Office, Customer Service, Team Building, Microsoft Word, Event Planning, Public Speaking, Sales, PowerPoint, Teamwork, Time Management, Team Leadership, Social Networking
Education
The University of Texas at El Paso 2009 — 2013
Bachelor's Degree, Economics
The University of Texas at El Paso 2009 — 2013
Bachelor in Economics, Economics
Inter National Bank September 2012 - Present
Citi (Banamex USA) February 2011 - August 2012
Wells Fargo 2004 - 2011
Banamex 1999 - 2004
Skills
Commercial Banking, Banking, Structured Finance, Loans, Credit Analysis
Education
Instituto Tecnológico y de Estudios Superiores de Monterrey / ITESM
Bachelor's degree, International Business
University of Quebec at Montreal
Master of Business Administration (MBA), Business Administration and Management, General
Inter National Bank August 2009 - April 2012
Skills
Bank Secrecy Act
Education
The University of Texas-Pan American 2008 — 2012
Inter National Bank Senior V.P. International LendingInter National BankSenior V.P. International LendingInter National BankDecember 2011 - Present
BBVA Compass August 2006 - December 2011
International Bank of Commerce April 1984 - August 2006
Skills
Financial Analysis, Loan Servicing, Portfolio Management, Commercial Lending, Loans, Management, Investment Properties, Credit, Finance, Banking, Credit Analysis, Commercial Real Estate, Commercial Banking, Credit Risk, Commercial Mortgages, Financial Risk, Loan Origination, Small Business Lending
Education
Texas A&M International University
Bachelor of Business Administration (B.B.A.), Accounting and Finance
Dura Trucks and Equipment May 2015 - Present
Texas Descon, LP August 2014 - May 2015
D.R. Horton-RGV Division November 2012 - August 2014
Inter National Bank June 2001 - August 2011
Texas State Bank November 1989 - June 2001
Skills
Banking, Finance, Operations Management, Qualified Retirement..., Branch Banking, Branch Management, Loan Officers, Commercial Lending, Mortgage Lending, Consumer Lending, Loans, Real Estate Lending, IRAs, Opening New Accounts, Teller Operations, Land Acquisition, New Account Growth, Real Estate Transactions, Closing Contracts, Deal Closure, Contract Negotiation, Contractual Agreements, Staff Appraisal, Appraisal Skills, Data Entry, Computer Proficiency, Business Networking, Reporting & Analysis, Negotiation, Customer Service, Management, Sales, Microsoft Office, Strategic Planning, Leadership, Public Speaking, Real Estate
Education
The University of Texas-Pan American 1988 — 1989
McAllen High School 1980 — 1984
High School Diploma, General Education
Inter National Bank August 2014 - Present
Inter National Bank January 2014 - August 2014
Loop Fresh Produce January 2013 - January 2014
Loop Cold Storage June 2010 - January 2013
Loop Fresh Produce June 2009 - May 2010
Skills
Customer Service, Forecasting, Transportation..., Strategic Financial..., Invoicing, Employee Relations, Physical Inventory, Account Reconciliation, Cash Receipts, Bank Reconciliation, Change Management, Budgets, Human Resources, Distribution Center..., Pricing, Accounting, Inventory Management, Microsoft Excel, Negotiation, Sales, Microsoft Word, Time Management, Strategic Planning, Process Improvement, Microsoft Office, Analysis
Education
University of Phoenix 2012 — 2014
Master of Business Administration (MBA)
The University of Texas-Pan American 2004 — 2009
Bachelor of Business Administration (BBA), International Business
City of McAllen, TX December 2013 - Present
City of McAllen, TX September 2009 - December 2013
City of McAllen, TX September 2009 - May 2010
Inter National Bank January 2009 - September 2009
First National Bank November 2006 - December 2008
Skills
Computer Proficiency, Bilingual, Customer Service, Teller Operations, Cashiering, Microsoft Office, Banking, Municipal Services
Education
South Texas College 2012 — 2014
Bachelor's Degree, Technology Management
South Texas College 2010 — 2011
Associate's degree, Business Administration
Banc Card of America October 2012 - Present
Inter National Bank August 2008 - October 2012
Skills
Banking, Commercial Banking, Portfolio Management, Risk Management, Financial Analysis, Finance, Customer Service, Sales, Credit Cards, Cross Selling, Financial Services, Management, Payments, Retail Banking, Relationship Management
Education
The University of Texas-Pan American
BA, MARKETING
Inter National Bank December 2011 - Present
BBVA Compass February 2008 - April 2009
Laredo National Bank June 2005 - December 2007
Skills
Budgets, Customer Service, Commercial Lending, Banking, Credit, Due Diligence, Real Estate, Financial Analysis
Education
The University of Texas at San Antonio 1977 — 1980
Bachelor of Business Administration (B.B.A.), Accounting
WestStar Bank April 2011 - Present
Inter National Bank April 2005 - April 2011
Wells Fargo July 1996 - April 2005
Skills
Real Estate, C&I Lending, C&I, Owner Occupied, Real Estate Lending, Originating, Construction lending, Portfolio Management, Revolving Lines of..., Real Estate Transactions, Wealth Management..., Cash Management, Investment Properties, Treasury Management, Mortgage Banking, Loan Origination, Credit Risk, Real Estate Financing, Commercial Lending, Commercial Real Estate, Brokerage, Commercial Mortgages, Leases, Mortgage Lending, Strategic Financial..., Real Estate Development, SBA, Asset Based Lending
Education
Southern Methodist University 2014 — 2016
Graduate School of Banking
University of Texas at El Paso 1982 — 1987
Bachelor's degree, Finance, General
Austin High School
Inter National Bank June 2013 - Present
Lone Star National Bank April 2012 - May 2013
Security Bank NA February 2012 - March 2012
RSM McGladrey, Inc. August 2011 - January 2012
Ocean Bank September 2009 - May 2011
Gibraltar Private Bank & Trust 2006 - 2008
The International Bank of Miami, N.A. 2000 - 2006
Scotiabank 1998 - 2000
Banco Santander 1993 - 1998
Ocean Bank 1990 - 1993
Skills
AML, Bank Secrecy Act, OFAC, Banking, Internal Audit, Risk Management, KYC, USA PATRIOT Act, Auditing, CIP, Business Ethics, Loans, Team Leadership, Sanction, Due Diligence, Enterprise Risk..., Fraud, Financial Institutions, Financial Risk, Credit, Private Banking, Risk Assessment, Operational Risk, ACH, Operational Risk..., Commercial Lending, Credit Risk, Retail Banking, Financial Services, Credit Analysis, Consumer Lending, Anti Money Laundering, Small Business Lending, Financial Regulation, Core Banking, Cash Management, Wealth Management, Mortgage Lending, Certified Fraud Examiner, Treasury Management, Payments, Securities, Commercial Banking, Portfolio Management, Internet Banking, Branch Banking, Finance, Capital Markets, Cross Selling, Financial Analysis
Education
Universidad de Puerto Rico
BBA, Accounting
Inter National Bank June 2015 - Present
Rio Bank November 2006 - May 2015
Texas State Bank January 1998 - October 2006
Skills
Commercial Lending, Commercial Banking, Loans, Credit, Credit Analysis, Treasury Management, Banking, Strategic Planning, Mortgage Lending
Education
The University of Texas at Austin 1992 — 1996
Bachelor's, Economics/Spanish
Inter National Bank July 2005 - Present
First National Bank February 2003 - June 2005
Diocese of Brownsville September 2001 - February 2003
Jay Leal Technology, Inc. April 1999 - September 2001
Skills
Business Continuity, Banking, Management, Virtualization, Strategic Planning, Project Management, Enterprise Software, Budgets, Information Technology, Auditing, IT Strategy, Security, Leadership, Human Resources, Risk Management, Business Analysis, Solution Selling, Time Management, Contract Negotiation, New Business Development, Networking, Marketing, Team Leadership, Sales, Vendor Management, Cloud Computing, Finance, Analysis, Business Process..., Training, CRM, Cross-functional Team..., Financial Services, Business Strategy, Process Improvement, SaaS, Portfolio Management, Financial Analysis, Enterprise Risk..., Team Building
Education
The University of Texas at Austin 1994 — 1998
BJ, Public Relations
Inter National Bank August 2015 - Present
Solida USA March 2015 - July 2015
La Joya ISD March 2014 - March 2015
American Eagle Outfitters November 2011 - April 2014
Skills
Sales, Cashiering, Microsoft Office, Team Leadership, Corporate Branding, Marketing, Social Networking, Retail, Merchandising, Time Management
Education
The University of Texas-Pan American 2014 — 2015
Master of Business Administration (M.B.A.), Marketing, 3.69
University of Texas Pan-American 2011 — 2013
Bachelor of Business Administration (B.B.A.), Marketing
Inter National Bank January 2012 - Present
Banorte December 2007 - January 2012
British American Tobacco January 2007 - December 2007
Skills
Microsoft Excel, Proactive self-starter, Collaborative Problem..., Creative Solutions, High Pressure Situations, Highly responsible, Communication Skills, Analysis, Valuation, Finance, Human Resources, Investments, Budgets, Banking, Management, Forecasting, Corporate Finance, Accounting, Financial Analysis, Strategic Planning, Team Leadership
Education
Instituto Tecnológico y de Estudios Superiores de Monterrey / ITESM 2004 — 2007
Bachelor's degree, Accounting and Finance
Latin American School of Mty
Department of State June 2015 - August 2015
University of Texas - Pan American February 2015 - May 2015
UTPA August 2014 - May 2015
U.S. Department of Agriculture June 2014 - August 2014
Inter National Bank August 2013 - December 2013
Jones and Jones June 2013 - August 2013
Skills
Interpersonal Skill, Strategic Thinking, Team Building, Flexibility, Creative Problem Solving, Decisiveness, Bilingual-English/Spanis..., Customer Experience, Multitasking Skills, Microsoft Excel, Microsoft Word, PowerPoint, Outlook, Microsoft Publisher, Spanish, Social Media, Teamwork, English, Public Speaking, Customer Service, Problem Solving, Photoshop, Research
Education
The University of Texas-Pan American 2012 — 2016
Bachelor of Science (B.S.), Psychology, 3.90 GPA
Inter National Bank December 2014 - Present
Northrop Grumman Corporation August 2014 - November 2014
Northrop Grumman Corporation January 2014 - July 2014
Northrop Grumman Corporation June 2013 - December 2013
Inter National Bank May 2012 - August 2012
Inter National Bank May 2011 - August 2011
Skills
Financial Analysis, Loans, Leadership, Finance, Team Leadership, Strategic Planning, Microsoft Excel, Cash Flow, Spanish, Budgets, Analysis, Teamwork, Operations Management, Program Management, Microsoft Office, PowerPoint, Banking, Microsoft Word, Risk Management, Management, Customer Service, Financial Risk, Corporate Finance, Commercial Banking, Research, Strategy, Investments, Public Speaking, Portfolio Management, Financial Modeling, Accounting, Credit Analysis, Credit Risk
Education
Loyola University Maryland 2014 — 2014
Master of Science (MS), Corporate Finance & Financial Valuation
The University of Texas-Pan American 2009 — 2013
Bachelor of Business Administration (B.B.A.) in Finance-Cum Laude, Corporate Finance & Banking
Inter National Bank July 2007 - Present
T-Mobile April 2004 - May 2007
IBC Bank March 2002 - March 2004
Skills
Banking, Retail Banking, Commercial Banking, Management, Sales Management, Credit Analysis, Portfolio Management, Sales
Education
South Texas College 1997 — 1999
Business Administration and Management, General
Alliance Bernstein August 2014 - Present
Inter National Bank June 2013 - May 2014
Texas Medicaid & Healthcare Partnership February 2013 - July 2013
St. Mary's University Endownment Fund August 2012 - December 2012
St. Mary's University January 2011 - November 2012
Mexican Embassy Consulate Office: Department of Foreign Relations January 2011 - May 2011
MTX Logistics May 2010 - September 2010
Boys and Girls Clubs of America May 2009 - August 2009
Skills
Microsoft Office, Microsoft Excel, PowerPoint, Strategic Financial..., Financial Reporting, Finance, Auditing, Business Strategy, Business Planning
Education
St. Mary's University 2008 — 2012
B.A, Business Administration, in Corporate Finance Mgmt./ Financial Services and Risk Mgmt
American University 2011 — 2011
Bachelor of Business Administration (B.B.A.), International Business & Global Economics
CRD Creative 2014 - Present
Inter National Bank November 2004 - July 2014
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, QuickBooks, Translation, Foreign Languages, Finance, Management, Research, Strategic Planning, Event Planning, Customer Service, Public Speaking, Event Management, Social Media, Public Relations, Marketing, Nonprofits, Time Management
Education
Instituto Anglo-Mexicano de Cultura A.C. 1997 — 1998
Translation Certificate, English-Spanish, Spanish-English, One year
Procura AC & The Center on Philanthropy at Indiana University in Mexico City
Philanthropy and Non-Profit Fund Raising Courses, Philanthrophy
University of San Francisco
Bachelor of Business Administration with emphasis in Finance
Inter National Bank April 2013 - September 2013
Kohl's Department Stores July 2012 - March 2013
Skills
Microsoft Office, Microsoft Word, PowerPoint, English, Customer Service, Outlook, Management, Microsoft Excel, Accounting, Windows, Budgets, Finance
Education
South Texas College 2014 — 2015
Associate of Arts (A.A.), Business Administration, Management and Operations
South Texas College 2010 — 2014
Associate of Arts and Sciences (AAS), Accounting
Inter National Bank March 2013 - Present
Skills
First Time Home Buyers, REO, Single Family Homes, Investment Properties, Credit, Loan Origination, Loans, Sales, Banking, Sellers, Real Estate, Underwriting, Mortgage Lending
Education
The University of Texas at Austin 1997 — 2001
Bachelor's degree, Economics
Inter National Bank January 2000 - Present
Skills
Marketing, Public Relations, Banking, Management, Marketing Strategy, Marketing Communications, Leadership, Event Planning, Finance, Financial Services, Commercial Banking, Business Planning
Education
The University of Texas-Pan American
Citi April 2006 - Present
Inter National Bank March 2002 - April 2005
Skills
Banking, Equities, Risk Management, Credit, Loans, Credit Analysis, Credit Risk, Portfolio Management, Mortgage Lending, Accounting, Branch Banking, Management, Deposits, Consumer Lending, Payments, Retail Banking
Education
South Texas College 1991 — 1995
Frost Bank August 2010 - Present
Inter National Bank August 2009 - July 2010
BBVA Compass November 2004 - April 2008
Skills
Credit Analysis, Commercial Lending, Banking, Credit, Commercial Banking, Underwriting, Commercial Real Estate..., Sales, Customer Service, Cross Selling, Portfolio Management, Loans, Treasury Management, Financial Analysis, Credit Risk, Small Business Lending, Lines Of Credit
Education
The University of Texas-Pan American 2012 — 2014
Master of Business Administration (M.B.A.), Business Administration and Management, General
The University of Texas-Pan American 2003 — 2006
Bachelor of Business Administration (B.B.A.), Accounting and Finance
Security First Credit Union December 2014 - Present
PlainsCapital Bank November 2005 - March 2014
Jose A. Garcia Jr., CPA PLLC 2011 - 2014
First National Bank of Edinburg May 2013 - September 2013
First National Bank - Edinburg November 2005 - August 2013
Inter National Bank November 1999 - November 2005
Texas Country Bank of San Juan (Now BBVA) September 1996 - November 1999
Burton McCumber & Cortez, CPA's (Formally Grant Thorton) January 1991 - September 1996
Grant Thornton LLP - Amigo Savings and Loan January 1991 - September 1992
First City , Texas - Mcallen, Texas June 1988 - January 1991
Skills
Financial Analysis, Information System Audit, Enterprise Risk..., Bank Secrecy Act, Internal Audit..., Regulatory Compliance..., Interest Risk and..., Data Mining and..., Loan Review, Continuous Auditing, ACL and IDEA - Data..., Software Design, Loans, Fraud Software..., Auditing, Risk Management, Accounting, Banking
Education
The University of Texas-Pan American 1980 — 1984
BBA, Accounting
East West Bank December 2013 - Present
Nationstar Mortgage March 2013 - December 2013
Inter National Bank May 2011 - March 2013
Inter National Bank March 2007 - May 2011
Boys and Girls Club of Mission, TX November 2004 - August 2006
Skills
Microsoft Word, Microsoft Excel, Banking, Risk Assessment, Public Speaking, English, Organization &..., Software Documentation, Critical Thinking, Staff Management, Internet Explorer, Analysis, Spanish, Bank Secrecy Act, OFAC, Call Centers
Education
Ashford University 2009 — 2011
Bachelor of Arts, Communications Studies
The University of Texas-Pan American 2002 — 2009
English
Inter National Bank September 1992 - Present
Inter National Bank 1992 - 1999
Texas State Bank 1991 - 1992
Skills
Debit Cards, Cards, Prepaid Cards, Bank Operations, Finance, Leadership, Payments, Commercial Banking, Financial Services, Banking, Loans
Education
The University of Texas at Austin
BBA, Finance
Xerox State & Local Solutions February 2013 - Present
TransPecos Banks December 2011 - February 2013
Texas National Bank June 2006 - December 2011
First National Bank October 2005 - July 2006
Inter National Bank June 1998 - October 2005
Skills
Financial Risk, Bank Secrecy Act, Project Management, Banking, Management, Credit Cards, OFAC, Risk Management, Financial Analysis, Operations Management, Retail Banking, Security, Portfolio Management, Negotiation, Customer Service
Education
The University of Texas-Pan American 1998 — 2003
Bachelor of Business Administration (B.B.A.), Finance, General
Inter National Bank February 2013 - Present
First National Bank of Edinburg February 2012 - February 2013
First National Bank of Edinburg June 2004 - February 2012
First National Bank of Edinburg January 2003 - May 2004
Skills
Commercial Lending, Commercial Banking, Loan Origination, Financial Analysis, Credit Analysis, Banking, Refinance, Consumer Lending, Retail Banking, Underwriting, Portfolio Management, Risk Management, Financial Risk, Construction Loans, Mortgage Lending
Education
Texas A&M University 1998 — 2002
Bachelor of Business Administration (BBA), Finance
Affordable Homes of South Texas, Inc. October 2013 - Present
First Community Bank May 2012 - June 2013
Inter National Bank November 2009 - November 2011
Wells Fargo October 2008 - November 2009
Lone Star National Bank February 2005 - October 2008
Skills
Loans, Credit Risk, Banking, Credit Analysis, Credit, Finance, Risk Management, Portfolio Management, Financial Risk, Leadership, Management, Commercial Banking, Underwriting, Due Diligence, Analysis, Cash Flow, Financial Reporting, Mortgage Lending, Loan Origination, Financial Accounting, New Business Development, Business Strategy, Real Estate, Commercial Lending, Marketing, Small Business Lending, Marketing Strategy, Internal Audit, Project Management, Sales, Investments, Financial Analysis, Corporate Finance
Education
The University of Texas-Pan American 1996 — 2002
Bachelor of Business Administration, International Business
Inter National Bank
Skills
Banking, Microsoft Word, Leadership, Commercial Banking, Management, Microsoft Excel, Financial Analysis, Strategic Planning, Microsoft Office, Training, Sales, Customer Service, Investment Properties, Credit, credit analysis, credit risk, Commercial Mortgages, Credit Analysis, Credit Risk
Education
The University of Texas-Pan American
Business Payment Systems May 2014 - Present
Sonora Bank October 2012 - May 2014
Inter National Bank September 2010 - September 2012
Lone Star National Bank June 2006 - December 2008
First National Bank May 2004 - May 2006
Skills
Credit, Loans, Portfolio Management, Credit Analysis, Credit Risk, Financial Analysis, Banking, Commercial Banking, Commercial Lending, Financial Risk, Finance, Small Business Lending, Risk Management, Corporate Finance, Financial Modeling
Education
Texas State University-San Marcos 2000 — 2003
Bachelor of Business Administration (BBA), Accounting and Finance, 3.0
Minnesota State University, Moorhead 1995 — 1997
Accounting and Finance
First National Bank Of Sonora February 2015 - Present
Inter National Bank May 2014 - February 2015
Inter National Bank June 2009 - May 2014
Skills
Financial Analysis, Banking, Asset Management, Microsoft Excel, Risk Management, Economics, Loans, Customer Service, Microsoft Word, Credit, Accounting, Financial Reporting, Investments, Credit Risk, Finance, Management, Analysis, Financial Risk, Strategic Planning, Public Speaking, Leadership, Cash Flow, Sales, Accounts Receivable, Team Building
Education
The University of Texas-Pan American 2004 — 2007
Bachelor of Business Administration (B.B.A.) Finance
Inter National Bank July 2014 - Present
Inter National Bank July 2010 - July 2014
Inter National Bank July 2007 - June 2010
Texas State Bank September 2006 - June 2007
Mission Police Department June 2002 - September 2005
Skills
Banking, Management, Microsoft Excel, Analysis, Team Leadership, Finance, Customer Service, Financial Analysis
Education
The University of Texas-Pan American 2002 — 2007
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Inter National Bank August 2013 - Present
Banorte August 2010 - Present
Skills
Financial Modeling, Business Strategy, Strategic Planning, Negotiation, Marketing Strategy, Sales Management, Product Management, Team Building, Entrepreneurship, Social Media, Public Relations, Social Media Marketing, Marketing Communications, Banking, Credit Risk, Credit, Portfolio Management, Risk Management
Education
Louisiana State University 2009 — 2011
Graduate School of Banking, Banking and Financial Support Services
Universidad de Monterrey 1991 — 1995
Licenciado en Mercadotecnia Internacional
Inter National Bank March 2014 - Present
Texas A&M University Kingsville Business Office August 2013 - December 2013
F1 Motors, L.L.C May 2012 - August 2012
Skills
Microsoft Excel, Microsoft Word, Microsoft Office, PowerPoint, Accounting, QuickBooks, Financial Accounting, Bookkeeping, Customer Service, Teamwork, Tax, Research, Accounts Payable, Access, Income Tax, Accounts Receivable
Education
Texas A&M University-Kingsville 2014 — 2015
Master of Business Administration (MBA), Accounting and Business/Management
Texas A&M University-Kingsville 2011 — 2013
Bachelors of Business Administration, Accounting
Texas A&M University-Kingsville 2008 — 2012
Minor Music Performance, Flute
Lone Star National Bank May 2015 - Present
Inter National Bank April 2012 - May 2015
IBC August 2001 - April 2012
Skills
Banking, Loan Origination, Credit, Mortgage Lending, Loans, Consumer Lending, Retail Banking, Commercial Lending, Credit Analysis, Small Business Lending, Commercial Banking, Construction Loans, Credit Risk, Cross Selling, Commercial Mortgages, Property & Casualty..., Non-profit Board...
Education
Texas A&M University-Corpus Christi 2014 — 2015
Currently enrolled., MBA Program
Bachelor of Business Administration (BBA)
Business Administration and Management, General
Inter National Bank February 2015 - Present
Sonora Bank February 2013 - January 2015
Inter National Bank January 2011 - February 2013
University of Texas - Pan American August 2009 - May 2010
Ticketmaster Entertainment November 2005 - June 2006
Skills
Customer Service, Credit, Financial Analysis, Risk Management, Cash Flow, Finance, Analysis, Financial Risk, Financial Services, Loans, Credit Analysis, Banking, Credit Risk, Commercial Banking, Commercial Lending
Education
The University of Texas-Pan American 2009 — 2011
BBA, Finance
South Texas College 2006 — 2009
Associate of Arts, Business Administration
Animals Etc Pet Motel July 2005 - Present
Inter National Bank 1991 - 2005
Skills
Small Business, Dogs, Pets, Social Media, Entrepreneurship, Animal Welfare
Education
Texas A&M University
BS, Accounting
JPMorgan Chase September 2014 - Present
JPMorgan Chase January 2013 - October 2014
Citi October 2011 - January 2013
First Lockhart National Bank October 2009 - October 2011
Inter National Bank August 2006 - October 2009
Lone Star National Bank June 2004 - August 2006
Skills
Credit Risk, Credit Analysis, Credit, Loans, Banking, Commercial Banking, Financial Analysis, Commercial Lending, Portfolio Management, Financial Risk, Small Business Lending, Risk Management, Finance, Capital Markets, Mortgage Lending, Underwriting, Retail Banking, Consumer Lending
Education
The University of Texas-Pan American 2004 — 2008
Bachelors Degree, Finance
Angelo State University 2003 — 2005
Accounting
Inter National Bank March 2009 - Present
Skills
Financial Risk, Financial Analysis, Auditing, Enterprise Risk..., Accounting, Financial Reporting, Banking, Sarbanes-Oxley Act, Internal Controls, Internal Audit, Risk Management, Cash Flow, Operational Risk
Education
La Joya High School
St. Edward's University
University of Texas - Pan American
BBA, Accounting
Inter National Bank
Skills
Banking, Management, Retail Banking, Small Business Lending, Customer Service, Strategic Planning, Time Management, Sales, Accounting, Auditing, Cross Selling, Cash Flow
Education
American Intercontinental University 2005 — 2008
BBA, Management
Greenbridge Capital May 2014 - October 2014
Rio Bank October 2013 - May 2014
Inter National Bank June 2012 - October 2013
theStudyCentral February 2012 - March 2013
HQ Solutions January 2012 - August 2012
Wells Fargo Bank February 2011 - March 2012
International Bank of Commerce July 2010 - January 2011
Skills
Banking, Credit Analysis, Financial Analysis, Risk Management, Loans, Microsoft Excel, Commercial Lending, Mortgage Lending, Small Business Lending, Investments, Entrepreneurship, Loan Origination, Commercial Banking, Portfolio Management, Education, Innovation, Visionary, Strategic Planning, Analysis, Cash Flow, Credit Risk, Credit, Finance, Financial Risk, Corporate Finance, Underwriting
Education
The University of Texas-Pan American 2008 — 2012
BBA, Finance
EY January 2014 - Present
Flowserve October 2011 - December 2013
Inter National Bank October 2009 - October 2011
Skills
Financial Analysis, Financial Reporting, Risk Management, Internal Audit, Internal Controls, Financial Audits, Sarbanes-Oxley Act, Auditing, Financial Accounting, Hyperion Enterprise, Sarbanes-Oxley, US GAAP, Cost Accounting, Variance Analysis, Cash Flow, Accounting
Education
The University of Texas-Pan American 2005 — 2009
Bachelor in BA, Finance, General
Inter National Bank 2006 - 2012
Regency Plastics June 1998 - April 2005
Skills
Bilingual-English/Spanis..., Customer Service
Education
South Texas College 1990 — 1991
Cetificate, Data entry Clerk
Hidalgo High School 1985 — 1989
Diploma
Inter National Bank May 2014 - Present
COILCO TEXAS February 2012 - October 2013
Banorte April 2000 - April 2011
Skills
Microsoft Office, Office Administration, Microsoft Excel, Administrative..., Human Resources, Microsoft Word, Project Planning, Customer Service, Outlook, PowerPoint, Teamwork, Office Management, Project Management, Employee Relations, Research, Procurement, Budgets, Contract Management, Policy, Analysis, Supervisory Skills
Education
Universidad de Monterrey 1993 — 1997
Bachelor's degree
Verizon Wireless December 2014 - Present
Verizon Wireless November 2013 - December 2014
Solida USA January 2009 - August 2013
Inter National Bank January 2009 - February 2013
Skills
Real Estate, Financial Analysis, Negotiation, Customer Service, Foreclosures, Asset Management, Portfolio Management, Banking, Credit, Finance, Sales, Management, Leadership, Account Management, Direct Sales, Sales Process, Telecommunications, Customer Retention, Team Leadership, Microsoft Office, Strategic Planning
Education
The University of Texas-Pan American 2006 — 2011
Bachelor's degree, Finance and Financial Management Services
The University of Texas - Pan American June 2014 - Present
Self Employed October 2014 - Present
The University of Texas - Pan American July 2012 - January 2015
Microsoft October 2013 - June 2014
Inter National Bank June 2011 - August 2011
FRIDA, Inc. June 2010 - August 2010
Skills
PHP, C++, MySQL, HTML, C#, MVC Architecture, Web Application Security, Web Application Design, Yii, CouchDB, Programming, Networking, Golang, Robotics, Haptics, Data Analysis, Human Computer..., Arduino, Linux, Raspberry Pi, Electronics, NetBeans, Testing
Education
The University of Texas-Pan American 2012 — 2016
BS, Computer Engineering
Inter National Bank December 2012 - Present
Inter National Bank December 2012 - Present
Education
South Texas College
First National Bank of e March 2010 - Present
PlainsCapital Bank March 2010 - Present
Inter National Bank September 2006 - March 2010
Texas State Bank December 1999 - September 2006
Skills
AML, Fraud, Leadership, Investigation, Microsoft Excel, Analysis, Security, Physical Security
Education
The University of Texas-Pan American 2002 — 2005
Bachelor of Business Administration (B.B.A.), Finance, General
South Texas College 2000 — 2002
Associate's degree, Banking and Financial Support Services
Central National Bank May 2014 - Present
South Texas College September 2012 - May 2013
South Texas College January 2011 - May 2011
Boys & Girls Clubs of America April 2010 - October 2010
Inter National Bank March 2009 - January 2010
Skills
Microsoft Excel, Accounting, Data Entry, Filing, PowerPoint, Research, Microsoft Office, Microsoft Word, Teamwork, Financial Analysis
Education
Tarleton State University 2013 — 2015
Bachelor of Business Administration (BBA), Accounting, Junior
South Texas College 2009 — 2013
Accounting, Sophomore
Inter National Bank 2007 - 2013
Lone Star National Bank 2006 - 2007
First National Bank 2003 - 2006
Skills
Portfolio Management, Credit, Banking, Commercial Banking, Financial Analysis, Customer Service, Credit Analysis, Loans
Education
The University of Texas-Pan American 2013 — 2015
Bachelor’s Degree, Criminal Justice
South Texas College
Associate of Arts and Sciences (AAS), Criminal Justice and Corrections
Inter National Bank June 2013 - Present
BBVA Compass January 2005 - June 2013
IBC Bank August 1996 - January 2005
Skills
Public Speaking, Strategic Planning, Budgets, Management, Business Development, Retail Banking, Commercial Banking, Branch Banking, PowerPoint, Microsoft Office, Research, Microsoft Word, English, Banking, Leadership, Credit Analysis, Investment Properties, Sales, Loans, Mortgage Lending, Credit, Portfolio Management
Education
Texas A&M University - Mays Business School 2007 — 2007
Business Administration, College of Business Administration
Harlingen High School South 1993 — 1996
Texas State Technical College Harlingen
Inter National Bank 2012 - Present
IBC Bank 2011 - 2012
IBC Bank December 2009 - October 2011
Skills
Microsoft Office, Customer Service, Mortgage Servicing, Loss Mitigation
Education
The University of Texas-Pan American 2003 — 2008
Bachelor of Business Administration (BBA), International Business