Tidewater Mortgage Services, Inc
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Tidewater Mortgage Services, Inc Employees
Tidewater Mortgage Services, Inc March 2015 - Present
Tidewater Home Funding July 2009 - March 2015
Tidewater Mortgage Services, Inc August 2004 - June 2009
Skills
Refinance, FHA, Investment Properties, First Time Home Buyers, Real Estate, Mortgage Banking, Credit, Residential Mortgages, Sales Management, REO, Loan Origination, Investors, Referrals, Real Estate Transactions, Foreclosures, Short Sales, Residential Homes, Condos, Mortgage Underwriting, Customer Service, Single Family Homes, Relocation
Education
George Mason University 2000 — 2004
Bachelor of Arts (B.A.)
First Colonial High School 1997 — 2000
Tidewater Mortgage Services, Inc May 2014 - Present
Cavalier Mortgage January 2003 - May 2014
Tidewater Mortgage Services, Inc 2013 - 2014
Skills
Loans, Mortgage Lending, FHA, Loan Origination, Mortgage Banking, VA loans, Residential Mortgages, Refinance, USDA
Education
Old Dominion University
Movement Mortgage December 2012 - Present
Tidewater Mortgage Services, Inc May 2011 - December 2012
Fulton Bank April 2008 - April 2011
Skills
Mortgage Management, Negotiation, Conventional Mortgage..., FHA Financing, VA Financing, Refinance Loans, Refinance, Mortgage Lending, VA Streamlines, VHDA, Investment Mortgage...
Education
Miami Dade College
Tidewater Mortgage Services, Inc 2008 - Present
Skills
Marketing, Microsoft Word, Customer Service, Outlook, Investment Properties, Real Estate, Social Media, First Time Home Buyers, Public Relations, REO, Facebook, Mortgage Banking, Event Planning, FHA
Education
College of Charleston 2004 — 2008
Sociology
Tidewater Mortgage Services, Inc September 2015 - Present
American Financial Network, Inc. May 2015 - August 2015
BrandMortgage July 2013 - March 2015
Vantage Point Bank and Financial Services March 2012 - July 2013
Virginia Mortgage Bankers, LLC. December 2006 - October 2011
Skills
* Strong interpersonal..., Banking, Loan Origination, Refinance, Mortgage Banking, FHA, FHA Financing, First Time Home Buyers, Loans, Mortgage Lending, USDA, Short Sales
Education
Rappahannock Community College
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Tidewater Mortgage Services, Inc January 2015 - Present
Rosenberg and Associates October 2014 - January 2015
Fis global May 2014 - August 2014
Towne Bank May 2013 - September 2013
Movement Mortgage May 2012 - May 2013
McKenry, Dancigers, Dawson, and Lake PC March 2010 - September 2011
Samuel I White, Pc November 2007 - March 2010
Portfolio Recovery Associates, Inc. May 2006 - June 2007
Skills
Credit, FHA, Foreclosures, Loans, Mortgage Lending, Real Estate, Refinance, Legal Research, Legal Writing, Insurance, Management, REO, VA Loans, Sales
Education
Unversity of Central Florida 2000 — 2003
B.A., Legal Studies
Tidewater Community College 1997 — 2000
A.S., Social Science
First Colonial High School
Tidewater Mortgage Services, Inc February 2015 - Present
BB&T March 2003 - January 2015
Suntrust Bank 1998 - 2003
Skills
Mortgage Lending, Loans, Finance, Commercial Lending, Banking, Loan Origination, Credit, First Time Home Buyers, Team Building, FHA, Credit Analysis, Management, Customer Service, Retirement Planning, Sales, Real Estate, Mortgage Banking, Leadership, Refinance, Foreclosures, Investment Properties, Underwriting, Contract Negotiation, Jumbo Loans, Goverment Loans, Renovation Loans, VA Loans, Lines Of Credit, Commercial Banking
Education
Southern Wesleyan University 1987 — 1991
BS, Finance/Econ
Union Home Mortgage Corp. July 2015 - Present
Tidewater Mortgage Services, Inc December 2012 - July 2015
Harley Davidson Dealerships September 2011 - December 2012
Countrywide/Bank of America CO Springs February 2009 - May 2011
VIST Mortgage May 2007 - February 2009
Happy Owl of York January 2004 - January 2005
Stauffer Enterprises January 1986 - January 2005
Medallion/AccuBank/US Bank then to CrossLand Mortgage 1993 - 2001
Skills
Mortgage Lending, Loans, Banking, Real Estate, Investments, Due Diligence, Valuation, Portfolio Management, Financial Analysis, Mergers, Capital Markets, Private Equity, Asset Managment, Credit, Corporate Finance, Risk Management, Financial Modeling, Real Estate Economics, Investment Banking, Loan Origination, FHA, Residential Mortgages, Asset Management, Finance, Refinance, Mergers & Acquisitions, VA Loans, Mortgage Banking, FHA Financing, USDA, Investment Properties, First Time Home Buyers, Underwriting
Education
University of Phoenix
degree, Marketing
Governor Mifflin
Graduate, Business Studies
Tidewater Mortgage Services, Inc December 2010 - Present
Guaranteed Mortgage Company January 2000 - December 2010
Skills
FHA, Refinance, Mortgage Lending, First Time Home Buyers, Marketing, Budgets, New Business Development, Sales Management, Sales, Microsoft Word, Real Estate, Account Management, Negotiation, Strategic Planning, Marketing Strategy, USDA, Finance, Investment Properties, Real Estate Transactions, Selling, Mortgage Marketing, Mortgage Banking, Insurance, Sales Process, Loan Origination, VA loans, Loans, Residential Mortgages, Reverse Mortgages, VA Loans
Education
Saint Joseph's University 1992 — 1994
MBA, Business Management
York College of Pennsylvania
Bachelor's degree, Business, Management, Marketing, and Related Support Services
Tidewater Mortgage Services, Inc May 2014 - Present
Cavalier Mortgage Group April 2002 - June 2014
Wainwright Real Estate August 2001 - December 2006
Household Finance March 1998 - December 2000
Household Finance 1992 - 1997
Skills
Mortgage Lending, FHA, Refinance, Loans, Credit, Real Estate, Referrals, Mortgage Banking, Finance, Sales, Real Estate Financing, Loan Origination, First Time Home Buyers, Residential Mortgages, Reverse Mortgages, Residential Homes, Funding, Banking, Investors, Real Estate Economics, Investment Properties, USDA, VA Loans, Commercial Mortgages, Commercial Lending, Sales Management, Underwriting, FHA financing, Small Business
Education
Old Dominion University 1988 — 1992
Bachelor Science, Communications
Great Bridge High 1986 — 1988
Tidewater Mortgage Services, Inc December 2011 - Present
ServiceLink LoanCare Servicing December 2009 - December 2011
Challenge Financial September 2002 - November 2009
Southeast Mortgage 1998 - 2001
Southeast Mortgage 1998 - 2001
Skills
FHA, Mortgage Lending, Refinance, VA loans, Mortgage Banking, Residential Mortgages, USDA, FHA financing, Mortgage Underwriting, Calyx Point, 203K, Loan Origination, Government Loans, Credit, Loans, Loss Mitigation, Home Equity Lines of..., Home Equity Loans, Certified Mortgage..., VA Loans, FHA Financing
Education
University of Phoenix 2013 — 2016
Business Administration and Management, General
Tidewater Community College 1995 — 2010
Business Administration, Business Administration and Management, General
Bayside High School 1989 — 1993
General Studies, High School/Secondary Diploma Programs
All for KIDZ: Producers of The NED Show March 2015 - Present
Tidewater Mortgage Services, Inc May 2013 - August 2013
Skills
Social Networking, social media, Marketing, Microsoft Office, Microsoft Excel, Microsoft Word, HTML, Social Media, PowerPoint, Outlook, Customer Service, Research, Social Media Marketing
Education
University of South Carolina-Columbia 2010 — 2014
Bachelor of Science (B.S.), Retail Management
Tidewater Mortgage Services, Inc July 2012 - Present
Aerotek April 2011 - July 2012
New Century Mortgage June 2001 - February 2007
Skills
Process Management, Microsoft Office, Recruiting, Interviewing Skills, Loan Origination, VA loans, FHA financing, Government Loans, Underwriting, Loans, Mortgage Banking, USDA, Interviews, Mortgage Lending, Commercial Real Estate, FHA, Staffing Services, Refinance, Applicant Tracking..., College Recruiting, Loss Mitigation, Temporary Placement, VA Loans
Education
George Mason University 1995 — 1998
Tidewater Mortgage Services, Inc January 2013 - Present
BNYM November 2011 - December 2012
Noah Financial Inc. September 2005 - April 2011
Skills
Business Analysis, MS Project, Microsoft Office, Project Planning, Program Management, SharePoint, Visio, Process Improvement, Customer Service, Team Leadership, PMP, Assisting First Time..., VA loans, USDA Rural Housing, FHA financing, Refinance, Residential Mortgages, Credit Analysis, Project Management, Project Coordination, Requirements Analysis, ITIL, Microsoft Excel, Mortgage Lending, Banking, Loans, Investment Properties, FHA, USDA, Credit, First Time Home Buyers, Budgets, Management
Education
North Carolina State University 1995 — 2001
Bachelor's degree, Parks Recreation and Tourism Management
Tidewater Mortgage Services, Inc March 1998 - Present
Tidewater Mortgage 1998 - Present
Education
Old Dominion University 1986 — 1989
Secondary Education and Teaching
Tidewater Mortgage Services, Inc March 2005 - Present
reQuire May 2002 - February 2005
Kahunaville June 1998 - May 2002
Skills
Residential Mortgages, Reverse Mortgages, FHA, Real Estate, Project Management, Mortgage Banking, Mortgage Lending, Refinance, Investment Properties, Loans, Banking, Microsoft Office, Foreclosures, Home, FHA financing, VA loans, Sales, PowerPoint, Account Management, First Time Home Buyers, Customer Service, Short Sales, Credit, Microsoft Word, Program Management, Budgets, USDA, Referrals, Negotiation, Residential Homes, Loan Origination, New Business Development, Buyers, Marketing, VA Loans
Education
Le Moyne College
Biology
Wells Fargo Home Mortgage February 2015 - Present
ICG Mortgage Services June 2014 - Present
Tidewater Mortgage Services, Inc October 2013 - Present
Gateway Funding July 2013 - Present
Allied Mortgage Group June 2011 - July 2013
Bryn Mawr Trust April 2008 - February 2009
Countrywide Home Loans April 2006 - January 2008
Superior Home Mortgages April 2000 - April 2006
ContiMortgage January 1999 - January 2000
Skills
Residential Mortgages, Commercial Lending, Mortgage Lending, Reverse Mortgages, Government Loans, Financial Analysis, credit repair, Credit Analysis, Jumbo Mortgage, Credit, Banking, Loans, Mortgage Banking, Real Estate, FHA, Sales, Finance, Investments, Underwriting
Education
Shippensburg University 1995 — 1997
Business Major
Johnson & Wales University 1993 — 1995
Communications; English
Smokey Bones 2006 - Present
SMOKEY BONES RESTAURANT February 2006 - April 2015
Atlantic Bay Mortgage Group September 2013 - January 2014
Tidewater Mortgage Services, Inc January 2012 - December 2012
Skills
Sales, Microsoft Office, Microsoft Word, Training, PowerPoint, Marketing, Customer Service, Team Building, Public Speaking, Microsoft Excel, Social Media Marketing, Social Media, Salesforce.com, Teamwork
Education
State University of New York at Buffalo 2004 — 2010
Bachelors, Political Science
Greece Athena High School 2000 — 2004
Regents Diploma
Tidewater Mortgage Services, Inc Retired Agency Franchise Owner,AllstateJune 1982 - February 2008
Education
Elon University
BA, Business/Social Science
Today Homes Realty April 2015 - Present
Tidewater Mortgage Services, Inc May 2014 - March 2015
Bank of America June 2011 - May 2014
Coldwell Banker Professional, Realtors September 2005 - March 2014
Thurman & Thurman, PC August 2003 - April 2007
Skills
Paralegals, Real Estate Closings, Mortgage Lending, Real Estate Transactions, Real Estate, Loans, Foreclosures, Short Sales, REO, Single Family Homes, Investment Properties, FHA, Refinance, Condos, Investors, Referrals, Relocation, Sellers, Buyer Representation, Buyers, Luxury, ABR, First Time Home Buyers, Relocation Buyers
Education
San Diego Mesa College 1985 — 1996
AA
Homeside Financial December 2014 - Present
Tidewater Mortgage Services, Inc July 2012 - October 2014
U.S. Census Bureau April 2010 - July 2010
Burke & Herbert Bank August 2006 - July 2007
Adams National Bank 2005 - 2006
United Bank March 2003 - March 2005
Bank-Fund Staff Federal Credit Union, World Bank Group and IMF August 2001 - March 2003
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Banking, Commercial Lending, Small Business Lending, Commercial Mortgages, Credit Analysis, Loan Documentation and..., Residential Mortgages, Real Estate, Refinance, FHA, VA loans, Marketing, Calyx Point, Laser Pro, Communication Skills, Oral & Written..., Written & Oral..., Project Management, Team Management, Loan Auditing, Strategic Goals and..., Collateral Management, VA Loans
Education
University of Maryland College Park 1997 — 2001
Bachelor's degree, Economics
Commercial Lending School 2006 — 2006
CERTIFICATE OF SUCCESSFUL COMPLETION, Credit Analysis and Commercial Lending
Movement Mortgage, LLC February 2011 - Present
Century 21 - Nachman Realty 2011 - 2012
Tidewater Mortgage Services, Inc May 2008 - February 2011
National City Mortgage July 1998 - May 2008
Piedmont Airlines November 1980 - June 1998
Skills
Training, FHA, Mortgage Lending, USDA, VA loans, Customer Service, Investment Properties, Loans, Risk Management, Mortgage Banking, Finance, FHA financing, Loan Origination, Sales, Mortgage Marketing, Investors, Credit, Residential Mortgages, Refinance, Reverse Mortgages, Investments, Residential Homes, Government Loans, Certified Mortgage..., Underwriting, Credit Analysis, Real Estate Transactions, Program Management, Real Estate Financing, Negotiation, Real Estate, First Time Home Buyers, Consumer Lending, Mortgage Underwriting, Management, Referrals, Selling, Relocation, Short Sales, REO, Foreclosures, Real Estate Economics, Home Equity Loans, Rates, Single Family Homes, Debt Consolidation, Sellers, Financial Analysis, Construction Loans, Banking
Education
Eastern Nazarene College 1974 — 1978
BA, Business Administration
Land Home Financial Services, Inc. August 2015 - Present
Residential Mortgage Services, Inc. August 2014 - August 2015
Citizens Bank September 2012 - April 2014
Tidewater Mortgage Services, Inc July 2012 - October 2012
Core Settlement Services June 2010 - September 2011
Guaranteed Mortgage Company May 2000 - June 2010
Beneficial Management March 1989 - May 2000
Skills
FHA, Mortgage Lending, New Business Development, Leadership, Budgets, Business Development, Loans, Management, Loan Origination, Negotiation, Sales Management, Marketing, Sales
Education
Elizabethtown College 1984 — 1988
BA, Political Science
Tidewater Mortgage Services, Inc December 2013 - Present
REMN Wholesale 2010 - October 2013
Old Virginia Mortgage Inc 2007 - 2010
Proficio Mortgage Ventures, LLC 2007 - 2009
Envoy Mortgage 2005 - 2007
Peoples Home Equity 2003 - 2005
National City Mortgage 2001 - 2003
HSBC 1999 - 2001
Skills
Mortgage Lending, Mortgage Banking, Credit, Loans, Loan Origination, Finance, Residential Mortgages, Customer Service, Real Estate, Account Management, Investment Properties, Negotiation, Banking, First Time Home Buyers, Financial Services, Marketing, FHA, Refinance, FHA Financing, VA Loans, USDA, Reverse Mortgages, Foreclosures, Residential Homes, Credit Analysis, Government Loans, Referrals, REO, Short Sales, Management, Construction Loans, Investors, Sellers, Real Estate Financing, Leadership, Consumer Lending, Certified Mortgage..., Team Building, Condos, Single Family Homes, Investments
Education
Mount Mary University 1994 — 1996
Social Work
R&R Management July 2010 - Present
Broadview Mortgage Corporation - Corporate December 2013 - June 2014
Hometown National Bank/Sound Mortgage/Crossline Capital April 2013 - December 2013
Guild Mortgage June 2012 - April 2013
Castle & Cooke Mortgage, LLC May 2011 - June 2012
Exit Realty Central October 2008 - February 2011
Tidewater Mortgage Services, Inc January 2004 - February 2011
American Benefit Mortgage July 2001 - December 2003
Skills
New Business Development, Information Security, Military IT Procurement, Value Added Reseller, Sales Management, Information Technology, Government Contracting, Social Networking, Government Procurement, Social Media, Marketing Strategy, IT Quotes, Marketing, Contract Negotiation, Referrals, Small Business, Information Security..., Procurement Contracts, IT Strategy, Military Logistics, Disadvantaged IT..., Social Media Marketing, Military Operations, Investors, Banking, Credit, Strategic & Tactical..., Public Relations &..., Sales, Vendor Relations, Client Relations, Procedure Formulation, Trade Shows, Inside Sales, Outbound Marketing, Field Support, Strategic Planning, Training, Management, Strategy
Education
Wingate University 1997 — 2000
Bachelor of Science, Communications; Public Relations
Wingate in London 1999 — 1999
Saddleback College 1993 — 1996
Associate of Arts (AA)
Laguna Beach High School 1989 — 1992
Tidewater Mortgage Services, Inc January 2011 - Present
Skills
Encompass 360, Calyx Point, Microsoft Word, Microsoft Excel, PowerPoint, Outlook
Education
Albright College
Business Administration
Tidewater Mortgage Services, Inc November 2014 - Present
Livingeazy, Inc. August 2007 - Present
AnnieMac Home Mortgage July 2014 - November 2014
American Equity Mortgage July 2012 - July 2014
Encore Credit Corp July 2004 - April 2007
Saxon Mortgage 1997 - 2004
Skills
Mortgage, Mortgage Lending, Loans, Credit, FHA, Executive Management, VA, Mortgage Banking, Conventional, Purchase, Refinance, Loan Origination, Underwriting, Sales Management, Team Building, Consultative Selling, First Time Home Buyers, New Business Development, Hiring, Customer Service, Coaching, Start-ups, Selling, Recruiting, Sales, Business Planning, Leadership, Management, 203K, Retail, Business Development, Negotiation, Financial Services, Marketing, Sales Operations, Real Estate, Finance, Lead Generation, Sales Process, Referrals, Banking, Cold Calling, Investment Properties, Networking, Small Business, Customer Retention, Business, Training, Entrepreneurship, Strategy
Education
Creighton University
Bachelor of Arts
Guaranteed Rate January 2015 - Present
Tidewater Mortgage Services, Inc February 2014 - January 2015
First Home Mortgage January 2013 - February 2014
Trinity Christian School August 2010 - December 2012
Fairfax County Public Schools February 2008 - June 2010
U.S. House of Representatives August 2007 - December 2007
Blankingship & Keith, P.C. June 2006 - July 2007
Skills
Real Estate, Refinance, Mortgage Lending, Teaching, Public Speaking, Research, Residential Mortgages, Real Estate Financing, Mortgage Banking, Government, Leadership, VA Loans, Music, Political Science, Editing, Nonprofits, Community Outreach, International Relations, Fundraising, Politics, Microsoft Word, Spanish, Real Estate Development, Customer Relations, Writing, Curriculum Design, Curriculum Development, First Home Purchase, FHA financing, USDA Rural Housing, Conforming loans, Jumbo Mortgage, Super Jumbo, Non-Conforming, Policy Analysis, Staff Development, Event Planning, Volunteer Management, Program Development
Education
George Mason University 2006 — 2008
B.A., Government and International Politics
Northern Virginia Community College 2004 — 2006
A.A., Political Science
Trinity Christian School 2000 — 2004
High School Diploma
Tidewater Mortgage Services, Inc August 2011 - Present
Fulton Mortgage Company July 2003 - August 2011
Skills
VA loans, Refinance, Loans, USDA, Loan Origination, Mortgage Banking, Mortgage Lending, FHA, Residential Mortgages, Reverse Mortgages, First Time Home Buyers, Investment Properties, Real Estate, FHA Financing, Credit, Short Sales, Residential Homes, Referrals, Sales, Sellers
Education
Loyola University Maryland 1979 — 1983
Bachelor of Science, Business
First Choice Loan Services, Inc. November 2013 - Present
Tidewater Mortgage Services, Inc May 2013 - August 2013
Embrace Home Loans May 2011 - May 2013
Fairway Independent Mortgage Corporation October 2007 - April 2011
Commercial Capital, Ltd. September 2007 - December 2009
ACA Mortgage 2000 - 2007
Cendant Mortgage 1999 - 2000
Skills
Microsoft Office, Commercial Lending, Green Lending, Renovation Lending, Marketing Strategy, Credit Restoration, Mortgage Banking, Commercial Mortgages, Residential Mortgages, Mortgage Planning, Real Estate Financing, First Time Home Buyers, Investment Properties, Home Equity Acceleration, Renovation, Loans, Budgets, Mortgage Lending, Marketing, Credit, Residential Homes, Real Estate Transactions, Certified Mortgage..., Real Estate, Construction Loans, Refinance, Finance, USDA, Loan Origination, Underwriting
Education
University of Delaware 1994 — 1999
NA, Consumer Economics
Tidewater Mortgage Services, Inc September 2014 - Present
PMAC Lending Services Inc. September 2013 - August 2014
SKM Title and Closing Services, P.C. February 2012 - September 2013
Mortgage Master December 2008 - December 2011
Bank of America January 2008 - July 2008
Bank of America July 2005 - December 2007
Bank of America July 2003 - July 2005
Skills
Leadership, Mortgage Lending, Mortgage Banking, Sales, Sales Management, Loan Origination, FHA, Refinance, Loans, USDA, First Time Home Buyers, FHA financing, Residential Mortgages, Credit, Credit Analysis, Risk Management, Stock Market, Stock Trading, Options Strategies, Option Agreements, Technical Analysis
Education
Bridgewater State University 1995 — 1999
Bachelor, Aviation Science
Bridgewater State University
Bachelor of Applied Science (BASc), Aviation/Airway Management and Operations
Tidewater Mortgage Services, Inc April 2011 - Present
Wells Fargo Home Mortgage August 2008 - April 2011
ACA Mortgage April 2003 - August 2008
Skills
Mortgage Lending, FHA, Refinance, Mortgage Banking, Loan Origination, VA loans, USDA, FHA financing, First Time Home Buyers, Reverse Mortgages, Loans, Investment Properties, Residential Mortgages, Certified Mortgage..., Government Loans
Education
University of South Carolina-Columbia 1997 — 2001
Bachelor of Science (BS), Finance, General
Dover High School 1993 — 1997
Fairway Independent Mortgage Corporation 2014 - Present
Movement Mortgage, LLC January 2013 - February 2014
Tidewater Mortgage Services, Inc February 2011 - January 2013
Fulton Mortgage Company September 2007 - December 2010
Wells Fargo Home Mortgage (Prosperity Mortgage) 2001 - 2007
Aames Home Loan 1996 - 2001
Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Loan Origination, VA loans, VHDA, Jumbo Mortgage, 203K, FHA financing, Residential Mortgages, Loans, Government Loans, First Time Home Buyers, Single Family Homes, Sellers, Short Sales, Real Estate, Investment Properties, Reverse Mortgages, Loss Mitigation, Relocation, REO, Investors, USDA, Construction Loans, Foreclosures, Referrals, Real Estate Financing, Credit, Mortgage Underwriting, Home Equity Loans, Debt Consolidation, Home Equity Lines of..., Mortgage Servicing, Mortgage Marketing, Consumer Lending, Credit Analysis, Commercial Mortgages, Underwriting, Commercial Lending, HUD, Residential Homes, Real Estate Economics, Loan Servicing, Rates, Loan Modifications, Finance, Small Business Lending, Title Insurance
Education
Old Dominion University 1982 — 1986
Tidewater Mortgage Services, Inc March 2014 - Present
Bank of America February 2013 - February 2014
Bank of America November 2010 - January 2013
Bank of America October 2009 - November 2010
Bank of America March 2008 - October 2009
Indymac Bank September 2007 - January 2008
ABC - American Home Mortgage January 2006 - August 2007
Skills
Mortgage Lending, Banking, Mortgage Servicing, Loans, Mortgage Banking, Loan Origination, Credit, Refinance, Residential Mortgages, FHA, Credit Analysis, VA loans, FHA financing, Consumer Lending, Mortgage Underwriting, Loss Mitigation, Portfolio Management, Real Estate, Investment Properties, Investors, Reverse Mortgages, Government Loans, Real Estate Financing, Debt Consolidation, Fannie Mae, VA Loans
Education
Kent State University 1987 — 1988
Tidewater Mortgage Services, Inc May 2015 - Present
Choice Homes Team Keller Williams Realty July 2012 - Present
Mobile Notary Service in Virginia January 2007 - August 2012
Marks Management Group Inc. March 2007 - November 2008
Bear Stearns February 2007 - May 2007
Encore Credit Corp April 2003 - February 2007
Bear Stearns Residential Mortgage Corporation 2007 - 2007
Techead 2001 - 2002
Skills
Real Estate, HUD, First Time Home Buyers, Sales, Mortgage Lending, FHA, Referrals, Investment Properties, Foreclosures, Real Estate Transactions, Customer Service, Single Family Homes, REO, Loans, Real Property, Refinance, Sales Management, Short Sales, Sellers, Investors, Strategic Planning, Loan Origination, Relocation, Listings, Marketing, Residential Homes, Marketing Strategy, Social Media Marketing, Value Based Selling, Listing Homes, Outstanding time..., Team Building, Residential Mortgages, Resellers, Mortgage Underwriting, Negotiation, FHA financing, Condos, New Business Development, Mortgage Banking, Selling, Mortgage Brokers
Education
Art Institute of Atlanta 1995 — 1997
Associate, Media Arts
monacan high school 1985 — 1989
Tidewater Mortgage Services, Inc September 2014 - Present
Reliant Mortgage Company, LLC September 2009 - September 2014
First Financial Mortgage Corporation January 2009 - August 2009
Countrywide Home Loans 1999 - 2008
Skills
Credit, Mortgage Lending, Loan Origination, Mortgage Banking, Refinance, Residential Mortgages, Financial Analysis, Finance, Loans, Leadership, Portfolio Management, Sales, Management, Banking, Financial Services, VA loans, FHA financing, FHA, USDA, VA Loans
Education
University of Massachusetts Dartmouth 1993 — 2000
Finance, Business/Managerial Economics
Universtity of Massachusetts at Dartmouth 1993 — 2000
Banking, Corporate, Finance, and Securities Law
Tidewater Mortgage Services, Inc May 2013 - Present
Pentagon Federal Credit Union May 2009 - September 2012
Vantage Financial Services Inc October 2008 - March 2009
Countrywide Home Loans (Bank of America) December 1998 - May 2008
Atlas Capital Funding/Monument Mortgage January 1996 - November 1998
Skills
Credit, Mortgage Lending, Risk Management, Credit Analysis, Loan Origination, Underwriting, Leadership, Mortgage Banking, Portfolio Management, Residential Mortgages, Sales, Banking, Loans, Executive Management, Refinance, Financial Risk, Financial Services, Due Diligence, Recruiting, FHA
Education
University of Denver 1980 — 1984
BSBA, Finance and Marketing
Thunderbird School of Global Management 1987 — 1988
International Banking
Tidewater Mortgage Services, Inc October 2013 - Present
Residential Home Funding August 2007 - October 2013
Countrywide Bank 2004 - 2008
Skills
Mortgage Banking, Mortgage Lending, FHA, Banking, Loans, Refinance, Residential Mortgages, Branch Management, Certified Mortgage..., Commercial Lending, Commercial Mortgages, Credit, Loan Origination, Loss Mitigation, Mortgage Servicing, Mortgage Underwriting, Real Estate, Real Estate Financing, Real Estate Transactions, Residential Homes, Reverse Mortgages, USDA, Underwriting, VA loans, Investors, Investments, Investment Properties, Construction Loans, Credit Analysis, Debt Consolidation, FHA financing, Finance, First Time Home Buyers, Funding, Government Loans, Home Equity Lines of..., Home Equity Loans, Insurance, Financial Structuring, Rates, Real Estate Economics, Foreclosures, REO, Referrals, Loan Servicing, Short Sales, HUD, Condos, Consumer Lending, Lines Of Credit
Education
Chubb Institute 1999 — 2001
Computer networking, Computer Systems Networking and Telecommunications
Bergen Community College 1994 — 1996
Tidewater Mortgage Services, Inc December 2014 - Present
PMAC Lending Services Inc. January 2012 - December 2014
Avidia Bank August 2008 - November 2010
Countrywide Bank September 2005 - June 2008
Countrywide Full Spectrum Lending August 2003 - August 2005
Skills
Loans, Mortgage Lending, FHA, Refinance, Mortgage Banking, Loan Origination, Residential Mortgages, Credit, Underwriting, Customer Service, Microsoft Excel, Microsoft Office, Sales, Financial Analysis, Leadership, FHA financing, FHA Financing, Reverse Mortgages, Management
Education
Anna Maria College 1998 — 2002
Bachelors, Criminal Justice
Clinton High School 1994 — 1998
Time Warner Cable July 2012 - Present
GEICO March 2010 - April 2012
Tidewater Mortgage Services, Inc March 2010 - August 2011
hsbc March 2004 - March 2009
HSBC 2004 - 2009
HSBC 2004 - 2009
Skills
Real Estate, Insurance, CRM, Finance, Strategy, Call Centers, Certified Mortgage..., Selling, Marketing, Customer Retention, Customer Service, Cold Calling, Management, Strategic Planning, Project Management, Telecommunications, Team Building, Microsoft Office, Business Strategy, Account Management, Analysis, Leadership
Education
Old Dominion University 2002 — 2006
Bsc, Economics/finance
achimota school 1994 — 1996
High School Diploma/ SSCE
ECPI University
Associate of Science (A.S.), Information Technology
Hunt Club Kennel and Grooming February 2014 - Present
Hunt Club Kennel and Grooming February 2014 - Present
Tidewater Mortgage Services, Inc January 2013 - January 2014
Shaffer Title and Escrow, Inc. June 2012 - January 2013
Samuel I. White, P.C. January 2011 - June 2012
Sykes,Bourdon,Ahern & Levy PC August 2009 - January 2011
Shapiro and Burson PC August 2007 - August 2009
Skills
Notary Public, Closings, Post Closing, Outlook, Microsoft Word, Microsoft Excel, Legal Research, Legal Writing, Legal Assistance, Loss Mitigation, FDCPA, Fannie Mae and Freddie..., Pre-Sale Foreclosure, Post Sale Foreclosure, DOS, Macintosh Applications
Education
University of Virginia 2005 — 2006
Paralegal Certificate, Paralegal
Thomas Nelson Community College 1991 — 1993
Associate's degree, Business/Commerce, General
Green Run 1981 — 1984
High School Diploma, General Studies
Tidewater Mortgage Services, Inc 2009 - Present
HSBC 2005 - 2009
Merritt Athletic Club 2004 - 2006
Skills
Mortgage Lending, Mortgage Banking, Refinance, FHA, Loan Origination, Loans, Credit, Residential Mortgages, VA loans, USDA, FHA financing, Finance
Education
Longwood University 1999 — 2004
Bachelor of Science (BS), Biology, General