Bell Mortgage
Industry: Private banking company
DescriptionBell Bank is among the 25 largest independently owned banks in the United States and is the largest privately owned bank in the Upper Midwest with assets of more than $5 billion. Through its wealth management division, the company manages more than $6.5 billion in assets. Headquarters: Fargo, ND Number of employees: 1,068 Founded: 1966 Parent organization: State Bankshares, Inc. Subsidiaries: Bell State Bank & Trust, Minnesota, State Bank & Trust, Asset Management Arm
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Bell Mortgage Employees
San Juan College August 2014 - Present
Student and Homemaker July 2013 - Present
Nations Choice Mortgage November 2011 - July 2013
Home Savings of America June 2011 - November 2011
Academy Mortgage Corporation January 2011 - June 2011
Bell Mortgage June 2010 - January 2011
DHI Mortgage April 2004 - June 2010
American Family Mortgage LLC August 2000 - April 2004
Skills
Loan Origination, Refinance, Mortgage Banking, FHA, Loans, USDA, Mortgage Lending, Credit, Residential Mortgages
Education
San Juan College 2014 — 2016
Associate's Degree, Registered Nursing/Registered Nurse
Chandler Gilbert Community College 2009 — 2014
General
Mesa Community College 2000 — 2002
AREA, LLC October 2011 - Present
PrimeLending, a PlainsCapital Company February 2011 - September 2011
Prospect Mortgage June 2009 - February 2011
Bell Mortgage November 1999 - June 2009
Skills
Commercial Real Estate
Education
Augsburg College
Minnesota State University, Mankato 1980 — 1984
Business
Waconia Sr High 1976 — 1980
Bell Mortgage August 2006 - Present
Bell Mortgage, a Division of Bell State Bank & Trust 2006 - Present
Skills
Mortgage Lending, Refinance, FHA, Mortgage Banking, VA loans, Residential Mortgages, Loan Origination, Loans, USDA, FHA financing, Credit, Banking
Education
Seton Hall University 2000 — 2004
Bachelor's degree
Meeks Appraisal & Consulting, Inc. September 2014 - Present
Keller Williams Real Estate March 2014 - September 2014
Virtually Everywhere 4U 2012 - April 2014
St. John the Baptist Catholic Church August 2010 - March 2014
Terri's Gift Creations, Inc. 2009 - 2012
Gifting With Baskets 2006 - 2009
McQuay International 2005 - 2009
Pax Christi 2004 - 2005
SuperValu 2003 - 2003
Bell Mortgage 2002 - 2003
Skills
Customer Service, Sales, Small Business, Marketing, Training, Fundraising, Budgets, Time Management, QuickBooks, Accounts Payable, Event Planning, Public Speaking, Team Building, Social Media, Invoicing, Social Networking, Outlook, Data Entry, Microsoft Office, Social Media Marketing, Administrative..., Nonprofits, Administration, Office Management, Microsoft Word, PowerPoint, Access, Administrative...
Education
Augsburg College 1982 — 1986
B.A. degree, Business/Management Information Systems
Anoka Ramsey Community College 1977 — 1979
A.A. degree, Secretarial Science - Business
Bell Mortgage 1989 - Present
Skills
FHA, Mortgage Lending, Mortgage Banking, Loan Origination, Loans, Residential Mortgages, Investment Properties, First Time Home Buyers, Referrals, Sellers, Refinance, VA loans, Baseball, Finance, Selling, FHA financing, Residential Homes
Education
South Dakota State University 1980 — 1984
Bachelor of Science, Economics
Bell Mortgage, a Division of Bell State Bank & Trust March 2011 - Present
Bell Mortgage May 2009 - March 2011
Bell Mortgage June 2008 - May 2009
Grand Forks Herald July 2006 - May 2008
University of North Dakota Career Services January 2005 - June 2006
Skills
Social Media, Marketing, Customer Service, Event Planning, Marketing Communications, Marketing Strategy, Account Management, Microsoft Word, Microsoft Excel, Facebook, Social Networking, PowerPoint, Microsoft Office, Sales, Public Speaking, Editing, Fundraising, Public Relations, Outlook, Advertising, Social Media Marketing, Interactive Marketing, Adobe Creative Suite, Email Marketing, Team Leadership, Data Analysis, Project Management, New Business Development, Retail, Leadership, Market Research, Press Releases, Online Advertising, Graphic Design, Time Management, Copywriting, Direct Marketing, SEO, Event Management, Integrated Marketing, Blogging, Newsletters, Online Marketing, Nonprofits, Management, Trade Shows, Digital Marketing, Lead Generation, Strategic Planning
Education
University of Saint Thomas - School of Business 2011 — 2011
Transformative Social Media Strategies-Professional Development
The University of North Dakota 2002 — 2006
B.A., Communication, Sociology
Bell Mortgage 1994 - Present
Skills
Certified Mortgage..., FHA financing, Referrals, Mortgage Lending, Real Estate, VA loans, FHA, Refinance, Mortgage Banking, USDA, Loan Origination, First Time Home Buyers, Residential Mortgages, Foreclosures, Credit, Investment Properties, Short Sales, Reverse Mortgages, Process Improvement, Home Equity Loans, Construction Loans
Education
Augsburg College 1986 — 1990
finance/marketing
Bell Mortgage November 2007 - Present
Edina Realty Mortgage October 2004 - October 2007
Wells Fargo April 1987 - October 2004
Skills
Mortgage, FHA, Refinance, Credit, Conventional, VA, Mortgage Industry, First Time Home Buyers, Mortgage Lending, Residential, Purchase, Underwriting, USDA, Loans, Customer Service, Construction, Loan Origination, Mortgage Banking, Investment Properties, Marketplace, Advertising, Marketing Communications, FHA financing, Money Management, Mortgage Marketing, Mortgage Servicing, Mortgage Brokers, Market Penetration, Second Home Market, Vacation Homes, Residential Mortgages, Construction Loans, Residential Homes, Investments, VA Loans, FHA Financing
Education
St. Cloud State University 1988 — 1994
Bachelor of Science, Business
Marketplace Home Mortgage April 2012 - Present
iSpectacle July 2011 - Present
State of Minnesota April 2014 - August 2014
Prospect Mortgage, LLC December 2011 - June 2012
MetLife Home Loans January 2011 - September 2011
BMO Harris Bank August 2008 - January 2011
Guaranteed Rate August 2007 - August 2008
Bell Mortgage 1999 - 2007
Wells Fargo Home Mortgage 1986 - 1999
Skills
FHA, Mortgage Lending, Refinance, Mortgage Banking, Residential Mortgages, Loan Origination, Real Estate, Investment Properties, First Time Home Buyers, Sellers, Social Media, Customer Service, Social Media Marketing, USDA, Referrals, Credit, Corporate Social Media, Selling, VA loans, Online Marketing, Creative Writing, Certified Mortgage..., REO, Online Advertising, Organic Growth..., Sales Management, Relocation, Storytelling, Single Family Homes, Credit Analysis, LinkedIn, Consultative Selling, New Home Sales, Negotiation, Facebook, Money, Construction, Cold Calling, Twitter, Mortgage, YouTube, Mortgage Planning, Google+, First Time Buyers, Purchase, Home, Real Estate Finance, Networking, VA, Realtor Relations
Education
University of Maryland College Park 1977 — 1983
BS, Journalism
Harvard University 1986 — 1986
Certificate, Real Estate Development Overview
University of Minnesota-Twin Cities 1986 — 1998
Certificate, Real Estate
United States Marine Corps 1974 — 1978
Honorable Discharge Sergeant E-5, Aviation Operations
Mayo HS 1970 — 1974
HS, HS Diploma
Coldwell Banker Burnet January 2010 - Present
Coldwell Banker Burnet January 2010 - Present
Bell Mortgage April 2008 - December 2009
Bankers Mortgage Company September 2002 - March 2008
Irwin Mortgage Corporation December 1989 - August 2002
Merrill Lynch Mortgage Corporation 1983 - 1987
Skills
Foreclosures, Residential Homes, Mortgage Lending, Short Sales, Relocation, First Time Home Buyers, Real Estate, Investment Properties, Single Family Homes, Customer Service, Selling, Refinance, Move Up Buyers, Buyers, Loans
Education
Augsburg College 1967 — 1969
BA, Finance & Economics
Chrysler May 2011 - Present
Michigan Technological University August 2007 - June 2011
Alternative Fuels Group September 2009 - January 2011
Bell Mortgage 2008 - 2011
Wilderness Canoe Base June 2007 - August 2008
Skills
Matlab, Microsoft Excel, Simulink, AVL Cruise, GT Suite, Simulations, Mathematics, Data Analysis, PowerPoint, Automotive, Testing, Solidworks, Automotive Engineering, Catia, FMEA, Powertrain
Education
Oakland University 2012 — 2014
Master of Science (MS), Mechanical Engineering
Michigan Technological University 2007 — 2011
BS, Mechanical Engineering, Hydrogen Fuel Cell Technology, and Photovoltaics
Bell Mortgage June 2011 - Present
MidCountry Mortgage October 2007 - May 2011
Voyager Bank 2002 - 2007
Park National/Signal/Associated Bank 2000 - 2002
Norwest Bank/Wells Fargo Bank 1988 - 1999
Skills
Loans, FHA, VA, Conventional, Refinance, Mortgage Lending, Mortgage, VA loans, Conforming, Mortgage Industry, Mortgage Planning, Loan Origination, Mortgage Banking, Residential Mortgages, First Time Home Buyers, Purchase, Investment Properties, First Time Buyers, Construction Loans, Private Banking, Home Equity Loans, Commercial Banking, Banking, Financial Analysis, Home Equity Lines of..., Down Payment Assistance, Residential Homes, USDA, FHA financing, Commercial Lending, Credit, Small Business Lending, Commercial Mortgages, Non-Conforming, Sellers, HomePath, Home Equity, Debt Consolidation, 203K, Underwriting, Real Estate, Sales, Foreclosures, Government Loans, Reverse Mortgages, Certified Mortgage..., Mortgage Marketing, Mortgage Underwriting, HUD, REO
Education
Minnesota State University, Mankato 1969 — 1971
BS, Urban Studies & Business Adminstration
Bell Mortgage December 1997 - Present
Grand Referrals 2009 - 2010
Clear View Software, Inc. February 2000 - September 2003
River City Mortgage & Financial Corp April 1994 - December 1997
CU Mortgage Services, Inc. August 1991 - June 1993
Skills
Mortgage Lending, Investments, Refinance, Loans, Certified Mortgage..., FHA, First Time Home Buyers, Residential Homes, Finance, VA loans, Commercial Lending, USDA, Mortgage Banking, Residential Mortgages, Credit, Leadership, Loan Origination, FHA financing, Construction Loans, Real Estate, Sellers, Referrals, Single Family Homes, Short Sales, REO, Reverse Mortgages, Investment Properties, Real Estate Transactions, HUD, 203K, Buyer Representation, Mortgage Marketing, Listings
Education
University of Minnesota-Twin Cities
PrimeLending September 2010 - Present
Bell Mortgage June 2006 - September 2010
Skills
Mortgage Lending, FHA, Refinance, Mortgage Banking, VA loans, USDA, FHA financing, Residential Mortgages, Loan Origination, First Time Home Buyers, Reverse Mortgages, Investment Properties, Certified Mortgage..., Loans, Government Loans
Education
Brown College 2000 — 2002
Computer Programming
CPM Property Group, LLC February 2011 - Present
Residential Property Management February 2006 - January 2011
Bell Mortgage May 2005 - January 2006
Provinet Mortgage February 2001 - April 2005
Skills
Property Management, Contract Negotiation, Vendor Management, New Business Development, Market Research, Business Strategy, Budget Development, Process, Standards Development, Team Leadership, Forecasting, Leases, Residential Homes, Sales, Investors, Marketing, Mortgage Lending, Foreclosures, First Time Home Buyers, Negotiation, Referrals, Investments, Real Estate Transactions, Tenant, Investment Properties, Selling, Short Sales, Sellers, Property, Relocation, Single Family Homes, REO, Real Property, Commercial Real Estate, Income Properties, Condos, HUD, Buyer Representation, Rentals, 1031 Exchanges, Brokerage, Apartments, New Home Sales, Real Estate Development, Townhomes, Landlords, Luxury, Disposition, Move Up Buyers, Real Estate
Education
University of Minnesota-Twin Cities 1987 — 1989
Bachelor of Arts, Political Science
Concordia University-St. Paul 1985 — 1987
Political Science and Religion
Armstrong High School 1982 — 1985
Bell Mortgage April 1997 - Present
Private Label 1992 - 1994
Skills
FHA, VA loans, Conforming, Refinance, Conventional, Mortgage Banking, Mortgage Lending, Mortgage Planning, Mortgage Industry, USDA, Residential Mortgages, VA, Loan Origination, Purchase, First Time Home Buyers, Investment Properties, Move Up Buyers, Certified Mortgage..., Construction Loans, Debt Consolidation, FHA financing, Loans, Rates, FHA Financing, Interest Rates, VA Loans
Education
Minnesota State University, Mankato 1986 — 1991
Bachelor of Science, Finance and Marketing
Prime Mortgage November 2006 - March 2009
Bell Mortgage August 2004 - September 2006
Prestige Mortgage LLC June 1999 - August 2004
Education
Metropolitan State University
Bachelor of Art, Communication and Human Services
Bell Mortgage, a Division of Bell State Bank & Trust November 2008 - Present
Bell Mortgage 2009 - 2013
Mack Mortgage June 2000 - October 2008
Skills
FHA, Loans, VA, Investment Properties, First Time Buyers, Real Estate, First Time Home Buyers, Sellers, Short Sales, Real Estate Transactions, Construction Loans, Real Property, Mortgage Marketing, Closings, Refinance, VA loans
Education
University of Minnesota-Twin Cities 2003 — 2005
BS, Housing Studies
University of Iowa 1986 — 1990
BS, Business, Economics
Bell Mortgage July 2009 - Present
Education
Northwestern College 1988 — 1990
Business/Marketing, Marketing
Cigna January 2014 - Present
Cigna November 2012 - December 2013
CIGNA Behavioral Health October 2011 - November 2012
SPS Commerce April 2008 - August 2010
Bell Mortgage April 2007 - March 2008
Edina Realty Mortgage April 2003 - April 2007
Perceptual Engineer Inc 1998 - 2002
Skills
Team Oriented, Customer Service, Direct Sales, Public Speaking, Salesforce.com, Coaching, Team Building, Time Management, Project Management, Retail, Organization, Sales, Account Management, Microsoft Office, Program Management, CRM, Training, Leadership
Education
University of Phoenix 2008 — 2013
Master of Business Administration (MBA), Health/Health Care Administration/Management
University of St. Thomas 1981 — 1983
BA, Communications
MegaStar Financial Corp. June 2013 - Present
Prime Mortgage April 1997 - April 2013
Bell Mortgage 1990 - 1997
Skills
Mortgage Lending, Finance, Refinance, Investment Properties, Loans, Banking, Real Estate, Loan Origination, Real Estate Transactions, Sales, FHA, Mortgage Banking, Sellers, VA loans, Residential Mortgages
Education
Saint Mary's University of Minnesota 1979 — 1982
BS
St. Mary's College of California 1978 — 1979
Pure Concept 2012 - Present
Antenna July 2013 - Present
Best Buy 2011 - 2012
Pentair, Inc January 2008 - August 2011
TRIAD Conferences, Inc June 2007 - October 2007
Bell Mortgage April 2004 - June 2007
Bell Mortgage July 2003 - April 2004
Skills
Marketing Communications, Event Planning, Marketing Strategy, Digital Marketing, Interactive Marketing, Leadership, Marketing, Project Management, Integrated Marketing, Cross-functional Team..., Digital Strategy, Account Management, Strategy, Management, Brand Development, Corporate Branding, Market Planning, B2B, B2B Marketing, Event Management, Online Marketing, Program Management, Trade Shows, Marketing Management, Product Marketing, Strategic Planning, Direct Mail, Brand Management, Competitive Analysis, Project Planning
Education
University of Minnesota-Twin Cities 2006 — 2010
Master of Business Administration, Marketing
University of Minnesota-Twin Cities 2001 — 2004
Bachelor of Science, Retail Merchandising
Robbinsdale Armstrong
Wells Fargo Home Home Mortgage 2012 - 2013
Wells Fargo Home Mortgage - Private Mortgage Banking 2011 - 2012
Wells Fargo Home Mortgage 2010 - 2011
Bell Mortgage 2005 - 2008
Wells Fargo Home Mortgage 2002 - 2005
Verizon Wireless 2000 - 2002
Aerial Communications (now T-Mobile) 1997 - 1998
AT&T Wireless Services 1991 - 1996
Skills
Mortgage Banking
Education
St. Catherine University 2009 — 2014
M.A. in Theology
St. Cloud State University 1981 — 1985
B.A., Psychology major/Management minor
Liberty Mutual Insurance April 2015 - Present
HealthMarkets September 2014 - February 2015
Homesite Insurance January 2014 - August 2014
Wells Fargo March 2013 - December 2013
USAA March 2011 - March 2013
lia sophia Jewelry September 2010 - February 2013
Sun America Insurance January 2010 - December 2010
Independent Agency June 2007 - December 2009
Spectrum Financial Group 2002 - 2007
Bell Mortgage 2000 - 2001
Skills
Mortgage Lending, Long-term Care, Insurance, Health Insurance, Medicare, Healthcare, Loans, Mortgage Banking, FHA, Property & Casualty..., Customer Service, Marketing, Employee Benefits, Leadership, Coaching, Training, Team Building, Fixed Annuities, Public Speaking, Small Business, Strategic Planning, Sales, Underwriting, Life Insurance
Education
Minnesota State University 1986 — 1990
BS, Education
The University of North Dakota 1985 — 1986
AZ Life and Health License
AZ Real Estate License
Property and Casualty Insurance License
Bell Mortgage February 2010 - Present
Open Door Home Loans September 2007 - January 2013
MidCountry Bank & Mortgage, Homestead Mortgage, Voyager Bank & Mortgage & Wells Fargo/Norwest February 1998 - February 2010
Skills
Refinance, Investment Properties, Real Estate, Mortgage Lending, USDA, Loans, Mortgage Marketing, Credit, Mortgage Banking, FHA, Residential Homes, VA loans, Finance, Residential Mortgages, FHA financing
Education
Gustavus Adolphus College 1987 — 1991
BA, History, Psychology & Economics/Business
Washburn High School 1983 — 1987
Graduate, General
HomeBridge Financial Services, Inc. May 2015 - Present
Lake Area Mortgage April 2014 - January 2015
Flagstar Bank November 2013 - April 2014
Wells Fargo April 2012 - November 2013
New American Mortgage March 2011 - April 2012
PNC Mortgage/Alliance Lending June 2010 - March 2011
Waterstone Mortgage Corporation November 2007 - May 2010
Bell Mortgage 2003 - 2006
Skills
VA, Conventional, Mortgage Lending, Refinance, USDA, Mortgage, Purchase, FHA, First Time Home Buyers, Real Estate, Banking, Residential, Conforming, Construction, Mortgage Planning, Residential Mortgages, Loans, Investment Properties, Mortgage Banking, Sales
Education
Minnesota State University, Moorhead 1989 — 1991
Business Administration
Forest Lake Senior High 1986 — 1988
Diploma, College Prep
Mortgages Unlimited October 2011 - Present
All Avenues February 2007 - Present
Bell Mortgage July 2002 - Present
Voto Appraisal Consultants March 2001 - Present
Stillwater Public Schools January 1997 - June 2004
ISD 834 September 1996 - June 2004
Skills
Real Estate Transactions, Mortgage Lending, Negotiation, Refinance, Loans, Real Estate, B2B, Training, Residential Homes, Marketing, FHA, First Time Home Buyers, Customer Service, Finance, VA loans, Account Management, Sales, Investment Properties, Mortgage Banking, FHA financing, USDA, Reverse Mortgages, Loan Origination, Residential Mortgages, VA Loans
Education
St. Mary's University
Master's Degree, Appraisal; Education
University of Wisconsin-Stout 1992 — 1997
Bachelor of Science, Education
University of Wisconsin-Stout
Technology Education
NSP
Bell Mortgage July 2001 - Present
Fairview Southdale Hospital 1989 - 2000
US Army 1984 - 1989
Skills
Facebook, Strategic Planning, Financial Analysis, Mortgage Lending, Project Management, Sales, Marketing, Loans, Credit, Microsoft Excel, Marketing Strategy, Social Media, Customer Service, Team Leadership, Event Planning, Management, Microsoft Office, Banking
Education
South Dakota State University 1980 — 1984
Bachelor of Science, Nursing
Castle & Cooke Mortgage, LLC May 2012 - Present
Peoples Mortgage Company 2011 - 2012
Bell Mortgage June 2007 - June 2010
Wells Fargo Home Mortgage 2006 - 2007
American Home Mortgage 2004 - 2007
Skills
Mortgage Lending, Loans, Certified Mortgage..., FHA, VA loans, Refinance, FHA financing, Loan Origination, Residential Mortgages, Mortgage Banking, First Time Home Buyers, Mortgage Underwriting, Investment Properties, Credit, REO, HUD, USDA, New Home Purchase
Education
University of Phoenix 1994 — 1998
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General, 16
Cognizant Technology Solutions August 2014 - Present
Cognizant Technology Solutions January 2008 - July 2014
Ajilon Consulting 2006 - 2008
Bell Mortgage 2002 - 2006
Blue Cross Blue Shield 2000 - 2002
Bank of America 1995 - 2000
United Mortgage 1985 - 1995
Skills
Agile Project Management, SDLC, Project Portfolio..., Software Project..., PMO, Program Management, IT Strategy, Project Management, Global Delivery, Scrum, IT Management, IT Outsourcing, Team Leadership, Metrics, Vendor Management, Cross-functional Team..., Agile Methodologies, Waterfall, Process Improvement, Project Delivery, Release Management, Outsourcing, Software Development, Visio, Software Development..., Project Governance, Change Management, Business Transformation, Full SDLC, Requirements Analysis, Requirements Gathering, Resource Management, Business Analysis, Enterprise Architecture
Education
Southwest Minnesota State University
BA, Business Finance
Accenture April 2007 - Present
Peter Burwash International 2003 - 2006
Bell Mortgage 2002 - 2003
Skills
Program Management, CRM, Project Management, Business Analysis, Business Process..., SDLC, Cloud Computing, Requirements Analysis, Process Improvement, Salesforce.com, Service Cloud, SaaS, Information Technology
Education
Luther College 1998 — 2002
BA, Information Systems (MIS)
Bell Mortgage September 2009 - Present
Cornerstone Mortgage 2005 - Present
MN Home Loan Partners at Cornerstone Mortgage Company 2005 - Present
First Residential Mortgage 1998 - 2005
Education
St. Olaf College 1989 — 1993
Bell Mortgage April 2008 - Present
Bankers Mortgage 1998 - 2008
Norwest Mortgage 1975 - 1985
Education
University of Minnesota-Twin Cities 1972 — 1974
BA, Sociology
Colorado State University 1970 — 1972
Edina High School 1968 — 1970
Bell Mortgage July 2010 - Present
Edina Realty Mortgage June 2004 - July 2010
American Summit Mortgage January 2000 - June 2004
Education
Gustavus Adolphus College 1989 — 1993
BA, Biology, Athletic Training
Bell Mortgage State Leadership BoardFellowship of Christian Athletes2014 - 2015
Fellowship of Christian Athletes 2014 - 2015
Skills
FHA, VA, VA loans, Conventional, Refinance, Mortgage Lending, Residential Mortgages, Mortgage, First Time Buyers, Referrals, Insurance, Certified Mortgage..., Loans, Banking, USDA, Mortgage Banking, Credit, Investment Properties, FHA financing, Real Estate, First Time Home Buyers, Foreclosures, Home Equity Loans, Investments, Reverse Mortgages, VA Loans
Education
University of Minnesota-Twin Cities 1965 — 1970
Bachelor of Science (B.S.), Education
Concordia Academy
University of Minnesota-Twin Cities
Bell Mortgage February 1999 - Present
Skills
First Time Home Buyers, Refinance, Mortgage Lending, Loans, Process Improvement, Mortgage Banking, FHA, Loan Origination, Residential Mortgages, Credit, Negotiation, Real Estate, VA loans, Investment Properties, Customer Service, Investors, Small Business, Marketing, Referrals, Foreclosures, Sellers, Home Equity Loans, Insurance, Sales, Certified Mortgage..., FHA financing, REO, Government Loans, Residential Homes, USDA, HUD, Investments, VA Loans, FHA Financing
Education
Arizona State University 1989 — 1993
Bachelor of Science (BS), Marketing
Bell Mortgage, A Division of State Bank & Trust July 2010 - Present
Bell Mortgage July 2010 - Present
Wells Fargo Mortgage November 2008 - July 2010
Homstar USA October 2000 - November 2008
Skills
Mortgage Lending, Sellers, Loans, Investment Properties, FHA, Refinance, Referrals, Business Development, Sales, Short Sales, Customer Service, Buyer Representation, Mortgage Banking, Loan Origination, Residential Mortgages, First Time Home Buyers
Education
North Dakota State University
B.S., Business Admin, Economics
Bell Mortgage 1991 - Present
Skills
FHA financing, Conventional Financing, VA Financing, USDA Rural Housing, New Home Construction
Education
Merrimack College
Wells Fargo Home Loans March 2010 - December 2011
Wells Fargo March 2010 - December 2011
Wells Fargo Home Mortgage 2010 - 2011
Bank of America February 2009 - October 2009
O'REILLY INDUSTRIES April 2006 - January 2009
Bell Mortgage July 2005 - April 2006
the Wholesale Division February 1998 - April 2005
New Century Mortgage April 1997 - April 2005
New Century 1997 - 2005
Skills
Credit, Loans, FHA, Mortgage Servicing, Loss Mitigation, Mortgage Lending, Underwriting, Finance, USDA, Leadership
Education
Bemidji State University 1974 — 1976
2 years, English
Bell Mortgage April 2014 - Present
Arizona Dept of Financial Institutions August 2011 - April 2014
Suburban Mortgage October 2000 - August 2011
Skills
Refinance, Mortgage Lending, FHA, Mortgage Banking, Residential Mortgages, VA loans, USDA, Loan Origination, Loans, FHA financing, Credit, Certified Mortgage..., Construction Loans, Government Loans, Reverse Mortgages
Education
MBA School of Mortgage Banking
Certificate of Graduation - a 3 year course, Mortgage Banking
Minnesota State University, Mankato
Bachelor of Science (BS), Marketing and Finance
Bell Mortgage January 1997 - Present
Norwest Mortgage March 1990 - January 1997
Centralfed Mortgage / Ameristar Financial June 1984 - March 1990
Skills
Mortgage Banking, VA loans, Residential Homes, Sales, Real Estate Transactions, Home Equity Loans, REO, Underwriting, Condos, Consumer Lending, Mortgage Underwriting, Referrals, Investors, Selling, Sellers, Customer Service, Branch Banking, Title Insurance, Single Family Homes, Loss Mitigation, Insurance, Luxury, New Home Sales, HUD, Investments, Finance, Credit Analysis, Mortgage Servicing, Real Estate Economics, Commercial Lending, Mortgage Marketing, Relocation, Real Estate Financing, Small Business, VA Loans
Education
Arizona State University
MBA, Finance & Accounting
University of Rochester
BS, Psychology
Taking timeout for now July 2014 - Present
Greentree April 2011 - July 2014
Numberworks September 2009 - April 2011
WW Johnson Meat Company June 2006 - October 2008
Bell Mortgage March 1997 - March 2004
Skills
Business Analysis, Information Technology, Technical Support, System Requirements, Oracle SQL Developer, MS Excel Pivot Tables, Data Analysis, Reporting & Analysis, High Profile Projects, Customer Service, Microsoft Excel, Data Reconciliation, Budgets, Financial Analysis, Sales, Forecasting, Process Improvement
Education
St. Cloud State University 1990 — 1995
BS, Intl Business, Finance/Japanese
G & R Elevator Mfg. Inc. March 2015 - Present
Dino's Gyros The Greek Place 2010 - February 2015
Premier Card Solutions 2009 - 2010
The John Roberts Company 2008 - 2009
Central Bank 2003 - 2008
Bell Mortgage 2001 - 2003
Skills
Customer Service, Sales, Microsoft Excel, Microsoft Office, Account Management, Marketing, Process Improvement, Inventory Management, Outlook, Management, Team Building, Financial Analysis, Recruiting, Microsoft Word, Time Management, Budgets, Banking, Leadership, Strategic Planning, Analysis, Team Leadership, Negotiation, Risk Management, Financial Risk, Project Management, Business Process..., Cross-functional Team..., Staff Development, Corporate Communications, Business Strategy, Project Delivery, Accounts Payable, Collections, Reporting & Analysis, Social Media, Internet Services, PowerPoint, Sage, Microsoft CRM, Doc Magic, Employee Learning &..., Facilities Management, Purchasing, Statistical Data..., Accounting, Problem Solving, Strategy, Finance, QuickBooks
Education
Anoka Technical College 2015 — 2017
Associate of Arts and Sciences (A.A.S.), Accounting and Related Services
Coon Rapids High School 1990 — 1993
High school Diploma, General education
Wells Fargo Home Mortgage December 1999 - Present
Bell Mortgage 1997 - 1998
Bremer Bank 1992 - 1997
Skills
FHA, Non-Conforming, VA, Mortgage Lending, Government Loans, Conforming, Refinance, Home Equity Loans, Conventional, FHA financing, VA loans, Mortgage Industry, Mortgage, USDA, Loans, Home Equity, Loan Origination, Refinance Transactions, Home Equity Lines of..., Construction Loans, Residential Mortgages, First Time Home Buyers, Credit, Purchase, Second Mortgages, Debt Consolidation, Rural Development, Move Up Buyers, Second Homes, Investment Properties, Mortgage Banking
Education
University of Minnesota-Twin Cities 1971 — 1976
B.S., Ag. Education
Lanesboro High School
Lanesboro High School
Bell Mortgage, a Division of Bell State Bank & Trust August 2013 - Present
Bell Mortgage July 2004 - July 2013
Skills
Banking, Loans, Credit, Mortgage Lending, Sales, Mortgage Banking, Loan Origination, Refinance, Credit Analysis, Financial Analysis
Education
Concordia College 1991 — 1995
Verizon Wireless February 2006 - Present
GMAC-RFC 2004 - 2005
Bell Mortgage October 2000 - November 2003
US Internet April 2000 - October 2000
Skills
Servers, Active Directory, Desktop Support, Mobile Devices, Project Management, Networking, Windows, Linux, Troubleshooting, Microsoft Exchange, Technical Support, VPN, Windows XP, Wireless, Disaster Recovery, Windows Server, Telecommunications, Switches, Direct Sales, Customer Retention
Education
Bellevue University 2013 — 2017
Bachelor of Science (BS), Information Systems
Dakota County Technical College
Information Systems Management, Information Systems
KRS Computer and Business School
Information Technology
KLH IT June 2014 - Present
Bell Mortgage August 2012 - June 2014
Mystic Lake Casino Hotel August 2008 - August 2012
Education
Metropolitan State University 2012 — 2014
Normandale Community College 2010 — 2012
Associate of Arts (A.A.), General Studies
TCF Bank February 2014 - Present
Merrill Corporation August 2013 - January 2014
APi Group, Inc. January 2011 - June 2013
Everest Financial Group December 2007 - December 2010
Foster Klima & Company/Heritage Financial February 2007 - November 2007
Bell Mortgage June 2004 - February 2007
Bell Mortgage April 2003 - June 2004
Recreation Resource September 1997 - February 2003
Skills
65 WPM/10 key by touch...., Administrative..., Management, New Business Development, Risk Management, International Relations, Calendars, Outlook, Onboarding, Project Management
Education
University of Phoenix-Minneapolis/St Paul Campus 2014 — 2015
Bachelor of Science (B.S.), Business, Management, Marketing, and Related Support Services
University of Phoenix-Minneapolis/St Paul Campus 2007 — 2009
Associate of Arts (A.A.), Business
ISD 719 November 2003 - Present
Innovatech Labs, LLC 1995 - 2001
Bell Mortgage 1993 - 1995
Skills
Customer Service, Microsoft Office, Microsoft Excel, Public Speaking, Strategic Planning, Microsoft Word, Event Planning, Bookkeeping, Budgets, Marketing Materials, Policies & Procedures..., Records Management, Organization Skills, Communication, Conflict Resolution, Problem Solving, Event Management
Education
Minnesota State University, Mankato 1989 — 1992
Bachelor of Science (BS), Finance and marketing