Citizens & Southern National Bank
Citizens and Southern National Bank began as a Georgia institution that expanded into South Carolina, Florida and into other states via mergers. Headquartered in Atlanta, Georgia; C&S merged with Sovran Bank in 1990 to form C&S/Sovran in hopes of fending off a hostile takeover attempt by NCNB Corporation. Parent organization: Bank of America
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Citizens & Southern National Bank Employees
Bank of America May 2014 - Present
Bank of America June 2010 - Present
Bank of America June 2010 - Present
Citizens & Southern National Bank 1978 - 1979
Skills
Credit, Financial Modeling, Vendor Management, Banking, Risk Management, Mergers & Acquisitions, Financial Analysis, Strategic Financial..., Managerial Finance, Portfolio Management, Financial Risk, Financial Services, Forecasting, Corporate Finance, Analysis, Process Improvement, Business Planning, Business Analysis, Change Management, Business Process...
Education
Georgia State University 1975 — 1978
BBA - Finance, Finance
Hamilton State Bank East Coast Region ExecutiveBank of America2009 - 2011
Bank of America 2002 - 2009
Bank of America 1992 - 2002
Citizens & Southern National Bank 1987 - 1992
Skills
Loans, Credit, Underwriting, Portfolio Management, Credit Risk, New Business Development, Sales Management, Coaching, Market Penetration, Recruited, Increasing Revenue, Team Leadership, Leadership Development, Banking, Finance, Leadership, Mortgage Lending, Negotiation, Process Improvement, Relationship Management
Education
The University of Georgia
MBA, Finance
The University of Georgia
BBA
Parkland Professional Park May 2014 - Present
Health Care REIT August 2007 - February 2013
Calamar Management Group August 2004 - August 2007
Western New York Medical Park, Inc February 1991 - August 2004
Fisher-Price August 1987 - September 1990
Skinner & Broadbent Company 1986 - 1987
Citizens & Southern National Bank July 1983 - June 1986
Seafirst Bank August 1982 - July 1983
Baillie Lumber Company June 1980 - June 1982
Skills
Tenant Retention, Budgets, Commercial Real Estate, Process Scheduler, Tenant Improvement, Facilities Management, Operating Budgets, Kardin, Property Management, Project Management, Contract Negotiation, Management, Negotiation, Apartments, Construction, Contract Management, JD Edwards, Argus Budget Software, Impak Tenant Service..., Real Estate, Real Estate Transactions, Payroll Taxes, Payroll Processing, Microsoft Excel, Microsoft Word, Microsoft Office, Emergency Management, Customer Service, Social Media
Education
New York State Salesperson's Exam
Eligible to obtain Real Estate Salesperson's License with Broker sponsorship, Passed
Cusack Center for Professional Development
75 Hour Salesperson's Pre-licensing Course, Completed & Passed
Loyola University of Chicago
Accounting and Public Speaking
Erie Community College
Business, Accounting
Eden Senior High School
Valedictorian
First Glynn Bank August 2007 - Present
SunTrust Bank January 2002 - August 2007
SunTrust Bank January 1998 - January 2002
GE Capital December 1996 - January 1998
Citizens & Southern National Bank July 1988 - December 1996
First Atlanta December 1986 - July 1988
Skills
Commercial Lending, Banking, Small Business Lending, Commercial Mortgages, Finance, Business Development, Commercial Banking, Loans, Credit Analysis, Retail Banking, Consumer Lending, Treasury Management, Mortgage Lending, Portfolio Management, Loan Origination
Education
University of Georgia - Terry College of Business 1981 — 1985
BBA, Finance
Glynn Academy, Brunswick, GA 1978 — 1981
Commerce Bank 2011 - Present
Premiere Global Services (PGI) August 2009 - July 2010
American Express Corporate Services September 1999 - April 2009
American Express Corporate Services March 1997 - September 1999
American Express Travel Related Services August 1993 - March 1997
Encore/HIS Systems, Inc January 1992 - January 1993
Westin Peachtree Plaza January 1990 - January 1992
Citizens & Southern National Bank January 1988 - January 1990
Skills
Credit Cards, Business Development, CRM, Call Centers, Coaching, Commercial Banking, Credit, Customer Acquisition, Customer Retention, Customer Satisfaction, Customer Service, Electronic Payments, Executive Management, Finance, Key Account Management, Leadership, Leadership Development, Management, Merchant Services, New Business Development, Portfolio Management, Product Management, Recruiting, Retail Banking, Risk Management, Sales, Sales Process, Strategic Partnerships, Strategy, Team Management, Training, Program Management
Education
The University of Georgia 1984 — 1989
BS, Consumer Economics
Shealy Consulting Group LLC July 2012 - Present
WDS Investments, Inc. October 1989 - Present
GVG Holding Company 2007 - 2011
ITC Holding Company 2006 - 2011
Amerin Guaranty Corporation 1993 - 1995
Centrust Savings Bank 1985 - 1989
MGIC 1979 - 1984
Citizens & Southern National Bank 1971 - 1979
Skills
Insurance, Capital Markets, Real Estate, Mortgage Banking, Strategic Consulting, Finance, Banking, Mortgage Lending, Negotiation, Brokerage, Executive Management, Mortgage Servicing, Credit, Valuation, Financial Services, Risk Management, Due Diligence, Private Equity, Mergers & Acquisitions, Asset Management, Investments, Financial Modeling, Portfolio Management, Strategy, Financial Analysis, Real Estate Transactions, Real Estate Development, Corporate Finance, Loans, Venture Capital, Start-ups, Structured Finance, Entrepreneurship, Real Estate Financing, Strategic Financial..., Commercial Lending, Investment Properties, Alternative Investments, Business Development, Business Planning, Investment Banking, Hedge Funds, Management Consulting, Equities
Education
Presbyterian College 1967 — 1971
BS, Business Administration
The Home Depot August 2008 - Present
Chance for Children, Incorporated January 2010 - April 2011
Home Depot January 2006 - August 2008
The Home Depot January 2004 - January 2006
The Home Depot January 2001 - January 2004
Citizens & Southern National Bank January 1987 - September 1990
The TJX Companies, Inc. January 1983 - December 1986
Skills
Leadership, Process Improvement, Management, Forecasting, Strategy, Budgets, Retail, Training, SAP, Supply Chain, Analysis, Customer Service, Income Statement, Team Building, Business Process, Strategic Planning, Business Intelligence, Project Management, Business Development, Sales, Sourcing, Team Management, ERP, P&L
Education
University of Phoenix 2002 — 2004
MBA, Technology Management
Kennesaw State University 1985 — 1990
BA, Psychology and Accounting
Joseph Wheeler High School 1981 — 1984
High School Diploma, Liberal Arts and Sciences/Liberal Studies
MUSC Physicians January 2009 - Present
Hollings and Associates,LLC January 1987 - December 2008
South Carolina Department of Commerce, SC Film Office 1984 - 1986
Citizens & Southern National Bank 1975 - 1979
Skills
Fundraising, Legal Services, Public Relations, Corporate Communications, Government, Community Outreach, Politics, Policy, Legislative Relations, Strategic Communications, Social Media, Corporate Sponsorships, Public Speaking
Education
University of South Carolina School of Law 1980 — 1983
Juris Doctor (J.D.), Law
College of Charleston 1973 — 1975
Bachelor's Degree, Political Science and Government
University of Virginia 1968 — 1970
English
The Baylor School 1965 — 1968
Cum Laude
CNLBank June 2013 - Present
BankAtlantic January 2011 - January 2012
BankAtlantic January 2007 - January 2011
BankAtlantic January 2006 - January 2007
BankAtlantic March 1998 - January 2006
BARNETT BANK OF SOUTH FLORIDA March 1990 - February 1998
CITIZENS & SOUTHERN NATIONAL BANK February 1980 - February 1990
CREDICO FINANCIAL April 1978 - January 1980
Education
Niagara University 1975 — 1978
Bachelor's degree, English Language and Literature/Letters
Nova University Fast Track Leadership Academy
Bachelor of Arts (BA), English
McGladrey August 2009 - Present
BDO Seidman March 2005 - August 2009
Union Bank of Florida April 2003 - February 2005
BankUnited July 2001 - April 2003
pwc July 1998 - February 2001
BankAtlantic July 1989 - July 1998
CenTrust Savings Bank September 1988 - July 1989
Citizens & Southern National Bank January 1986 - September 1988
Skills
Internal Audit, Internal Controls, Auditing, Risk Management, Management, Leadership, Fraud, Project Planning, Sarbanes-Oxley Act, SEC filings, SOX 404, US GAAP, Enterprise Risk..., Financial Reporting, Accounting
Education
Florida Atlantic University 1997 — 2000
BA, Accounting
Florida Atlantic University 1991 — 1996
MBA, Finance
University of Florida 1981 — 1985
BS, Finance
home 2007 - Present
Acupuncture Works 1999 - 2007
First Union National Bank 1991 - 1995
First Union National Bank 1986 - 1989
Citizens & Southern National Bank 1984 - 1986
McNair Law Firm 1982 - 1984
Skills
Wellness, Public Speaking, Holistic Health, Healing, Personal Development, Non-profits, Customer Service, Nonprofits, Editing, Social Media, Teaching, Entrepreneurship, Photography, Treatment, Coaching, Nutrition
Education
Southwest Acupuncture College 1995 — 1998
MSOM, Acupuncture and Chinese Medicine
University of South Carolina School of Law 1979 — 1982
JD, law
University of South Carolina-Columbia 1974 — 1977
Bachelor of Arts (B.A.), English Language and Literature, General
Sweet Briar College 1973 — 1974
Bradley Arant Boult Cummings LLP April 2012 - Present
Womble Carlyle Sandridge & Rice LLP May 1998 - April 2012
Kutak Rock May 1995 - May 1998
Citizens & Southern National Bank October 1981 - December 1991
Skills
Real Estate, Commercial Lending, Asset Based Lending, C&I Lending, Real Estate Lending, Syndications, Debt Restructuring, Distressed Debt, Litigation, Restructuring, Corporate Law, Loans, Legal Research, Business Litigation, Capital Markets, Legal Writing
Education
Emory University School of Law 1992 — 1995
JD, Law
Georgia State University 1989 — 1992
B.S., Criminal Justice
United Community Bank 2002 - Present
Bank of America 1968 - 2002
Citizens & Southern National Bank 1968 - 1991
Skills
Small Business Lending, Portfolio Management, Loans, Commercial Lending, Commercial Banking, Credit Risk, Credit Analysis, Banking, Credit, Loan Origination, Lines Of Credit, Consumer Lending, Asset Based Lending, Financial Analysis
Education
Haslam College of Business at the University of Tennessee 1964 — 1968
BS, Finance
Webb Insurance 1988 - November 2009
First State Bank Stockbridge Ga 1981 - 1988
Small Business Admistration 1976 - 1981
Citizens & Southern National Bank June 1970 - January 1976
Skills
Employee Benefits, Property & Casualty..., Loans, Insurance, Liability, Commercial Insurance, Umbrella Insurance, Sales, Customer Service, Casualty, Underwriting, Marketing, Strategic Planning, Public Speaking, Health Insurance, Professional Liability, Life Insurance
Education
American Institute for Chartered Property Casualty Underwriters 1989 — 1994
CPCU, Insurance
University of Kentucky 1970 — 1974
BBA, Business
Lima Senior High
CSC April 2009 - Present
JP Morgan Chase July 2004 - December 2008
Bank One April 1991 - July 2004
Citizens & Southern National Bank March 1981 - March 1991
Skills
Visio, Unix, SDLC, SQL, Software Documentation, COBOL, Testing, DB2, Requirements Analysis, Enterprise Architecture, Oracle
Education
Edison Community College 1981 — 1983
Computer Science
University of South Florida 1973 — 1976
Fine Art
Wells Fargo Bank January 2011 - Present
Huron Consulting Group August 2009 - April 2011
BVT Equity Holdings September 2000 - May 2009
IRT Property Company(Now Equity One) March 1998 - September 2000
Bullock, Terrell & Mannelly January 1996 - March 1998
Travelers Insurance Company March 1991 - December 1995
Property Management Systems October 1986 - November 1990
Balcor Property Management August 1984 - October 1986
Southmark Properties October 1979 - February 1984
Citizens & Southern National Bank April 1973 - September 1979
Skills
Asset Management, Property Management, Asset Managment, Commercial Real Estate, Valuation, Investments, Due Diligence, Real Estate, Real Estate Transactions, Disposition, Portfolio Management, Mergers, Acquisitions, Loans, Mergers & Acquisitions, Leases, Property, Real Estate Economics, Mortgage Lending, Dispositions
Education
Georgia State University 1973 — 1974
MBA, real estate
University of South Florida 1969 — 1972
BA-, Finance
Citizens & Southern National Bank
credit training
Seabreeze
First Citizens Bank & Trust of South Carolina (Retired) January 1996 - November 2014
National Bank of South Carolina 1991 - 1996
Coastal Federal Savings Bank 1987 - 1991
Citizens & Southern National Bank 1982 - 1987
Skills
Mortgage Lending, Loans, Consumer Lending, Banking, Credit, Sales Management, Coaching, Small Business Lending, Commercial Lending, New Business Development, Team Building, Commercial Banking, Investment Properties, Refinance, Sales, Finance, Business Development, Portfolio Management, Investments, Real Estate, Customer Service
Education
SC Bankers Association 1996 — 1999
Banking, Banking
Coastal Carolina University 1979 — 1982
BS, Business Administration
Drewry Mason High School 1973 — 1978
College Prep, Business
Briar Capital August 2014 - Present
Banking & International Trade Consultant June 2009 - Present
Northeast Georgia Bank June 2003 - June 2009
Freedom Bank of Georgia July 2003 - March 2009
UPS Capital January 2002 - December 2002
United Americas Bank June 1996 - November 1999
National Bank of Georgia / AmTrade International Bank February 1983 - December 1996
Fidelity Bank 1992 - 1992
Citizens & Southern National Bank 1970 - 1983
Skills
Banking, Credit, Risk Management, Financial Analysis, Financial Institutions, Credit Analysis, Mergers, Portfolio Management, Corporate Finance, Credit Risk, Commercial Banking, Financial Modeling, Loans, Finance, Commercial Lending, Strategic Planning, Financial Risk, Due Diligence, Business Strategy, Private Equity, Asset Based Lending, Business Planning, Mergers & Acquisitions, Business Development, Trade Finance, Management Consulting, Management, Emerging Markets, Investments, Cash Management, Treasury Management
Education
Thunderbird School of Global Management 1975 — 1976
BFT, International Finance
The University of Texas at Austin 1970 — 1974
BA, History, Government, Economics
Mid-South Restaurants, Inc. November 2012 - Present
Citizens & Southern National Bank 1987 - 1991
Education
Duke University 1982 — 1986
Bachelor's Degree, Economics