Citizens Mortgage
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Citizens Mortgage Employees
Wells Fargo November 2006 - Present
Wells Fargo NMLS # 400971 November 2007 - January 2013
G R Lending January 2000 - November 2007
Citizens Mortgage February 1992 - February 2000
Skills
Mortgage Lending, Mortgage Banking, Refinance, FHA, Loans, Loan Origination, Residential Mortgages, Reverse Mortgages, FHA financing, Credit, VA loans, Sales, Credit Analysis, USDA, Certified Mortgage..., First Time Home Buyers, Investment Properties, Customer Service, Real Estate, Banking, Management, Finance, Referrals, Foreclosures, Short Sales, Team Building
Education
Minneapolis Community and Technical College
Boots Across America September 2012 - Present
Coleman Research Group, NY NY July 2009 - Present
National Non Profit August 2009 - September 2012
Great Northern Lending 2001 - 2005
Citizens Mortgage 1998 - 2001
Bradley Investments Real Estate May 1994 - May 1998
ERA Barian Realty April 1991 - April 1992
Century 21 Key Realty March 1990 - March 1991
Officers Wives Club May 1988 - May 1989
Electronic Data Systems 1988 - 1989
Skills
Training, Recruiting, Leadership, Public Speaking, Team Building, Coaching, Business Development, Project Planning, Human Resources, Strategic Planning, Leadership Development, Finance, Entrepreneurship, Strategy, Program Management, Marketing, Fundraising, Analysis, Management, Risk Management, Public Relations, New Business Development, Course Instruction, Mortgage Lending, Community Outreach, Course Development, Organizational..., Social Networking, Executive Management, Research, Marketing Strategy, Non-profits, Employee Training, Project Management, Investments, Foreclosures, Team Leadership, Event Planning, Event Management, Budgets, Process Improvement, Security Clearance, Board of Directors, Instructional Design, Policy, Loans, Live Course Instruction, Training & Development, Business Planning, Investment Properties
Education
University of Kentucky 1972 — 1973
Business
Sentrix Financial Services December 2012 - Present
Citizens Mortgage 1996 - 1998
Citizens Mortgage 1996 - 1998
Citizens Mortgage 1996 - 1998
Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Loan Origination, USDA, Residential Mortgages, Credit Analysis, Loans, Credit, Investments, VA Loans, Banking, FHA Financing, Finance
Education
University of Richmond - Robins School of Business 1977 — 1981
Bachelor of Business Administration (B.B.A.), Finance and Financial Management Services
Carlisle & Gallagher Consulting Group January 2014 - Present
Carlisle & Gallagher Consulting Group July 2013 - January 2014
Carlisle & Gallagher Consulting Group November 2011 - January 2013
Old Republic Default Management Services December 2008 - August 2011
Citizens Mortgage July 2006 - April 2008
Arlo Masa, LLC DBA Tortilleria La Calientita July 2005 - April 2008
JPMorgan Chase 2002 - 2005
Skills
Microsoft Office, Loan Origination, REO, Management Consulting, Small Business, Performance Improvement, Sales Management, Risk Management, Business Analysis, Mortgage Lending, Banking, Mortgage Banking, Leadership, Loans, Training, Loss Mitigation, Financial Analysis, Management, Team Leadership, Strategy, Analysis, Credit, Vendor Management, Portfolio Management, Business Process, Mergers & Acquisitions, Analytics, Process Improvement, Operations Management, Sales, Quality Assurance, Data Analysis, Marketing, Financial Risk, Forecasting, Business Process...
Education
El Centro College 1997 — 1999
Accenture December 2013 - Present
Accenture November 2012 - November 2013
Accenture April 2009 - November 2012
Irwin Home Equity November 1999 - April 2009
Citizens Mortgage August 1998 - November 1999
Harley Davidson Financial Services February 1996 - August 1998
Skills
Vendor Management, Process Improvement, Outsourcing, Quality Assurance, Business Analysis, Change Management, Business Process..., Risk Management, Project Management, SDLC, Program Management, Management, Cross-functional Team..., Operations Management, Disaster Recovery, Leadership, CRM, Business Process, Forecasting, Strategy, Training, Service Delivery, Finance, BPO, PMO, Executive Management, Offshoring, Business Transformation, Business Process...
Education
University of Nevada-Reno
East Arkansas Planning & Development District February 2013 - February 2014
Second Presbyterian Church 2010 - August 2011
mtg lndng 2005 - 2011
Delta Waterfowl January 2001 - 2011
Independent Mortgage Broker2006 March 2007 - December 2010
Crump Mortgage January 2000 - January 2003
Citizens Mortgage January 1990 - January 2000
Banking Consultants of America January 1988 - January 1990
UMIC Investment Banking Corp January 1973 - January 1988
Skills
Volunteer Management, Promotions, Charities, Non-profits, Public Speaking, Fundraising, Event Management, Leadership, Strategy, Training, Networking, Team Building, Management, Nonprofits, Marketing, Sales, Account Management, Recruiting, Leadership Development, Budgets, Small Business Lending, Analysis, Customer Service, Strategic Planning, Coaching, Credit, Banking, Financial Analysis, Loans, Portfolio Management, Small Business, Commercial Lending, Mortgage Lending, Business Strategy, Refinance, Financial Advisory, Investments, Insurance, Series 7, Mutual Funds, Credit Analysis, Risk Management, Mergers & Acquisitions, Community Development, Commercial Banking, Strategic Financial..., Time Management, Funding, Asset Management, Due Diligence
Education
COMMUNITY LEADERSHIP 2013 — 2013
and; Algebra
University of Arkansas
BA, Pol Sci, mktg
University of Arkansas
BA, Political Science
The Hillman Group April 2012 - Present
CEVA Logistics July 2008 - December 2011
Dell Inc. April 2006 - June 2008
DHL July 1997 - March 2006
Citizens Mortgage 1994 - 1995
Skills
Shipping, Continuous Improvement, Kaizen, Warehousing, Logistics, Supply Chain Management, Operations Management, Transportation, Operational Excellence, Lean Manufacturing, Process Improvement, Inventory Management, Team Building, Customer Service, Coaching, Negotiation, Customer Relations, WMS, Customer Satisfaction, Warehouse Management, Management, Procurement, Leadership, Training, Performance Management
Education
Madonna University 1989 — 1993
B.A., Social Sciences; Criminal Justice, Political Science, U.S. History
WJ Bradley Mortgage Capital, LLC July 2012 - Present
WJ Bradley Mortgage Capital Corporation June 2010 - July 2012
Mortgage & Investment Consultants August 2008 - June 2010
Prodigy Home Services December 2007 - August 2008
Nations Trust Mortgage December 2006 - December 2007
Northland Mortgage April 2000 - December 2006
Citizens Mortgage March 1999 - April 2000
Skills
USDA, VA loans, FHA, Refinance, Mortgage Banking, Certified Mortgage..., Loan Origination, Mortgage Lending, FHA financing, Residential Mortgages, Government Loans, Reverse Mortgages
Education
University of Minnesota-Duluth 1988 — 1995
Bachelor of Business Administration (B.B.A.), Accounting and Finance
Morgan Asphalt Maintenance February 2010 - Present
Huff Insurance Services November 2009 - February 2011
the hauser group 2006 - 2009
Morgan Plumbing & excavating 1998 - 2009
Arthea's Great Cuts November 2000 - November 2005
CITIZENS MORTGAGE 1998 - 2001
Skills
Insurance, Commercial Insurance, Selling, Employee Benefits, Customer Service, Property & Casualty..., Disability Insurance, Sales, General Insurance, Small Business, Team Building, Term Life Insurance, Fixed Annuities, Management, Real Estate, Sales Management, Life Insurance, Strategic Planning, Marketing, Health Insurance, Workers Compensation, Legal Liability, Umbrella Insurance
Education
Grant Vocationl 1988 — 1990
cosmetology, Hair
New Richmond High School 1986 — 1990
dIPLOMA, Basic
University of Cincinnati 1986 — 1990
BASIC
The Logistics Company August 2015 - Present
Vectrus December 2010 - August 2015
American Outsourcing Alternatives June 2009 - December 2010
GreenPoint Mortgage Funding, Inc/Capital One June 2006 - June 2009
GreenPoint Mortgage Funding, Inc March 2000 - June 2006
GreenPoint Mortgage Funding, Inc March 1997 - March 2000
Citizens Mortgage April 1996 - March 1997
SouthTrust Bank January 1991 - January 1995
Skills
Active Directory, Troubleshooting, Disaster Recovery, Servers, Call Centers, Vendor Management, Loans, Process Improvement, Security, Risk Management, Integration, Visio, Mortgage Lending, Networking, Data Center, Technical Support
Education
Columbus State University 1979 — 1983
Computer Information Management
University of Pheonix
Business Information Systems Management
US Bank Home Mortgages November 2014 - Present
Wells Fargo Home Mortgage March 2006 - October 2014
RMIC January 2000 - January 2006
CITIZENS MORTGAGE January 1995 - January 2000
Temple Inland Mortgage January 1992 - January 1995
Skills
Mortgage Banking, Loans, Mortgage Lending, Residential Mortgages, Refinance, Loan Origination, Home Equity Loans, Underwriting, Small Business Lending, Credit Risk, Commercial Lending, Loss Mitigation, Mortgage Servicing, Home Equity Lines of..., Lines Of Credit, Risk Management
Education
University of Minnesota-Twin Cities
Synnex 2008 - Present
Synnex April 2005 - December 2007
Citizens Mortgage September 2004 - March 2005
Sit & Spin Records January 2001 - August 2003
Skills
Channel, Product Marketing, Solution Selling, Resellers, Sales Operations, Strategy, Go-to-market Strategy, Sales Management, Management, Sales, Business Planning, Business Strategy, Channel Partners, Multi-channel Marketing, Partner Management, SaaS, Sales Enablement, Product Management, Strategic Partnerships, Demand Generation, Enterprise Software, Direct Sales, Cloud Computing, Sales Process, B2B, Product Launch, Salesforce.com
Education
Southern Wesleyan University
Bachelor’s Degree, Business Administration and Management
Guaranteed Rate September 2011 - Present
Olympic Mortgage Consultants Inc. May 2005 - August 2011
Lumina Mortgage July 2004 - May 2005
Citizens Mortgage February 2004 - July 2004
St. James Plantation, LLC June 1999 - September 2003
Merrill Lynch 1998 - 1998
Skills
Mortgage Lending, Mortgage Banking, Loans, VA loans, FHA, FHA financing, 203K, Reverse Mortgages
Education
University of North Carolina at Wilmington 2012 — 2013
MSA, Accounting
University of North Carolina at Wilmington 1996 — 1999
Bachelors, Finance
Johnson & Wales University 1993 — 1997
Associates, Culinary Arts
Carolina Beach Realty October 2006 - Present
Gardner Realty Rentals November 2010 - Present
Carolina Beach Realty October 2006 - Present
Fellowship of Christian Athletes January 2006 - Present
LiveRez September 2011 - Present
Citizens Mortgage October 2005 - September 2006
NFL April 1995 - October 2000
Skills
Email Marketing, Customer Service, Online Marketing, Entrepreneurship, Tourism, Rentals, Vacation, Management, Hospitality, Social Media Marketing, Hotels, Resorts, Social Media, Residential Homes, Event Management, Budgets, Contract Negotiation, E-commerce, Leisure, Leisure Travel
Education
Ferrum College 1990 — 1994
BSW, Social Work, Criminal Justice
GT Nexus, an Infor company December 2013 - Present
Fiserv January 2010 - December 2013
Fiserv February 2009 - January 2010
Fiserv November 2000 - January 2009
CheckFree Corporation September 1998 - October 2000
CheckFree Corporation December 1997 - September 1998
CheckFree Corporation August 1997 - December 1997
First Town Mortgage Corporation January 1996 - August 1997
First National Bank of Gainesville January 1995 - December 1996
Citizens Mortgage January 1989 - January 1995
Skills
Payments, Sales Support, ACH, Electronic Payments, Solution Selling, Sales Operations, Account Management, Strategic Partnerships, Contract Negotiation, Product Management, CRM, Strategy, Strategic Planning, Data Center, Cross-functional Team..., Professional Services, Enterprise Software, SaaS, Selling, Management, Executive Management, IT Management, Leadership, Salesforce.com, Sales, Networking, Vendor Management, E-commerce
Education
University Of Georgia 1981 — 1983
BBA, Management Information Systems
New American Funding May 2013 - Present
WJ Bradley Mortgage Capital Corporation February 2012 - May 2013
Integrity 1st Mortgage Company October 2006 - February 2012
Seton Catholic Preparatory 2002 - 2008
Citizens Mortgage September 2004 - October 2006
State Mortgage August 2002 - April 2004
Greens.com July 1999 - March 2001
Greens.com 1999 - 2001
Nike 1996 - 1998
University of Arizona September 1994 - May 1996
Skills
FHA, Mortgage Lending, VA, First Time Home Buyers, Conventional, USDA, Loan Origination, Refinance, Mortgage Banking, VA loans, Certified Mortgage..., Investments, Residential Mortgages, FHA financing, Government Loans, Real Estate, REO, Loans, Real Estate Financing, Banking, Reverse Mortgages, Construction Loans, Mortgage Underwriting, Referrals, Residential Homes, Home Equity Loans, Credit, Real Estate Economics, Investment Properties, Home Equity Lines of..., Underwriting, Credit Analysis, Foreclosures, Investors, Finance, Communication, Customer Satisfaction, Customer Relations, FHA Financing, VA Loans
Education
University of Arizona 1991 — 1996
Bachelor of Science, Media Arts, Marketing
University of Arizona 1991 — 1996
Bachelor of Science (B.S.) in Media Arts, Minor - Marketing , Media Arts, Marketing
Enterprise Construction, LLC October 2013 - June 2014
DOMINION PAVING AND SEALING, INC March 2008 - October 2013
American Home Mortgage January 2006 - January 2007
PHH/ERA MORTGAGE CORPORATION January 2005 - January 2006
CHARTER ONE MORTGAGE CORPORATION January 2001 - January 2005
Charter One Mortgage 2001 - 2005
MEMBERS CAPITAL MORTGAGE/VACAP FCU January 1999 - January 2001
CITIZENS MORTGAGE January 1997 - January 1999
Skills
Customer Service, Residential, Customer Relations, Negotiation, cold call, Project Estimation, Cost Estimating, Team Building, Residential Homes
Education
John Tyler Community College 1994 — 1998
John Tyler Community College
Arts and Sciences; Business Administration
State Street October 2004 - Present
State Street August 2000 - October 2004
PIMCO May 1992 - July 2000
Citizens Mortgage December 1991 - May 1992
Bank of America May 1990 - December 1991
Culver's Construction Company May 1989 - May 1990
Skills
Fixed Income
Education
Chapman University, The George L. Argyros School of Business and Economics 1998 — 1999
MBA, Business Administration and Management, General
Westmont College 1985 — 1989
BA, Economics/Business
Countrywide Bank, FSB Senior Mortgage Loan OfficerBank of America Home LoansMarch 2006 - Present
Citizens Mortgage August 1992 - March 2006
Education
Southern New Hampshire University 1983 — 1987
BS, Economics & Finance & Accounting
Hometown National Bank January 2013 - November 2013
Bank of England, Mortgage Division February 2012 - January 2013
Ovation Home Loans May 2010 - February 2012
Trademark Lending/TML Realty June 2007 - May 2010
Bank of America May 2008 - December 2008
Citizens Mortgage March 2005 - May 2007
Flexpoint Funding/Homefirst Mortgage February 2001 - March 2005
Loangenie.com October 1999 - February 2001
Ocean West Funding September 1998 - October 1999
First Plus 1997 - 1999
Skills
Residential Lending, Private Money, Commercial Lending, Mortgage Lending, FHA, Mortgage Banking, Loan Origination, Refinance, Loans, Residential Mortgages, USDA, FHA financing, Reverse Mortgages, Certified Mortgage..., VA loans, Government Loans, Real Estate
Education
Saddleback College 1992 — 1993
Cal State San Marcos 1991 — 1992