CMLS Financial
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CMLS Financial Employees
CMLS Financial June 2015 - Present
Lupa Real Estate Corporation Inc. August 2012 - June 2015
Concordia University April 2014 - April 2014
TD Bank September 2007 - July 2012
Skills
Investment Properties, Sales, Portfolio Management, Strategic Planning, Real Estate Development, Credit Risk, Real Estate Financing
Education
Concordia University 2012 — 2014
Master of Business Administration (M.B.A.), JMSB Executive MBA Program
Canadian Securities Institute 2009 — 2009
Investment Funds In Canada (IFIC), Mutual Funds License
College Enseignement Immobilier 2008 — 2008
Affiliated Real Estate Permit in Quebec
Concordia University 2005 — 2008
Bcom, Major Marketing, Minor Finance
CMLS Financial January 2013 - Present
GENERAL ELECTRIC CAPITAL August 2012 - January 2013
Toronto Dominion Bank November 1997 - April 2011
Department of Finance January 1991 - January 1996
Department of Finance 1990 - 1995
Skills
Mortgage Administration, Personnel Management, Audit and Investigation, World Class Customer..., Credit, Loans, Payroll, Software Documentation, Portfolio Management, Finance, Accounting
Education
The University of British Columbia 2011 — 2013
Mortgage Brokerage Course, Mortgage Brokerage, Passed
British Columbia Institute of Technology 1997 — 1997
Computerized Accounting Course, Simply Accounting, Passed with Certificate
Technological University of the Philippines 1985 — 1985
Graduate Units Master in Management, Master in Management, Superior Ratings
National College of Business and Arts
Bachelor of Science; BSBA, Business Administration; Banking and Finance
CMLS Financial June 2013 - Present
RBC Capital Markets 2009 - June 2013
Meyers Norris Penny 2007 - 2009
KPMG 2004 - 2007
Skills
Real Estate, Financial Modeling, Financial Analysis, Equity Research, Valuation, Asset Management, M&A experience, Corporate finance, Auditing, Financial Reporting, Accounting, Internal Controls, Capital Markets, Bloomberg, Corporate Finance
Education
The University of British Columbia 1999 — 2002
Bachelor of Arts (B.A.)
CMLS Financial April 2015 - Present
Street Capital January 2012 - March 2015
First National Financial June 2007 - January 2012
North Shore Credit Union September 1998 - June 2007
Skills
Word, Excel, Power..., Residential Mortgages, Mortgage Banking, Mortgage Underwriting, Mortgage Lending, Refinance, Loans, Underwriting, Sales, Business Development, Credit, Debt Consolidation, Credit Analysis, Real Estate Financing, Certified Mortgage..., Lines Of Credit, Rates, Mortgage Servicing, Construction Loans, Management, Home Equity Lines of..., Reverse Mortgages, Loan Origination, Consumer Lending, Mortgage Marketing, Banking, Investments, Investment Properties, First Time Home Buyers, Funding, Finance, Commercial Lending, Financial Services, Home Equity Loans, Credit Risk, Real Estate, Commercial Mortgages, Strategic Financial..., Debt Management, Relationship Management, Mutual Funds, Referrals, Portfolio Management, Renewals, Brokerage, Second Mortgages, Residential Homes, Retail Banking, Commercial Finance, Condos
Education
BCIT
Leadership Skills
Burnaby Central Secondary School
Canadian Securities Course
Investment Funds Institute of Canada
Mutual Funds
Sauder School of Business
Mortgage Broker's License, Mortgages and Real Estate Financing
CMLS Financial May 2013 - Present
Vancouver Board of Trade October 2014 - Present
UBC Vice-Provost Office September 2012 - December 2012
Access and Diversity UBC October 2011 - December 2012
Burnaby New Westminster YMCA April 2012 - August 2012
UBC Faculty of Arts October 2011 - May 2012
Elections BC April 2012 - April 2012
Burnaby Douglas MP office November 2010 - May 2011
Port Fish April 2009 - September 2009
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Research, Social Media, Teamwork, Public Speaking, English, Event Planning, Government, Management, Entrepreneurship, Analysis
Education
The University of British Columbia 2011 — 2015
Bachelor of Arts (B.A.) 2015, Combined Major in Economics and Political Science, Commerce Minor
CMLS Financial April 2015 - Present
Cresa June 2014 - November 2014
Polygon Homes Ltd. May 2011 - September 2011
Skills
Real Estate Economics, Valuation, Real Estate, Financial Modeling, Real Estate Development
Education
The University of British Columbia 2010 — 2013
Bachelor of Commerce (BCom), Finance & Real Estate, Honours Degree
University of Victoria 2008 — 2010
CMLS Financial March 2010 - Present
CBRE February 2009 - February 2010
Capital Square 2007 - 2009
Maestro Management Real Estate Advisor 2002 - 2007
Cadim 2000 - 2002
Desjardins Financial Security 1995 - 2000
Edecombe Group February 1987 - June 1994
Skills
Real Estate Financing, Investments, Real Estate, Corporate Real Estate, Mortgage Lending, Commercial Real Estate, Disposition, Real Estate Transactions, Portfolio Management, Valuation, Mergers & Acquisitions, Brokerage, Due Diligence, Residential Homes, Appraisals, Commercial Mortgages, Sellers, Property, Real Estate Economics, Investment Properties, Real Estate Development, Loans, Dispositions
Education
Université du Québec à Montréal 1977 — 1985
BAA, Real Estate Appraisal
Paradigm Quest - Merix/Lendwise December 2014 - Present
CMLS Financial January 2013 - November 2014
First National Financial LP July 2012 - January 2013
First National Financial LP August 2011 - July 2012
First National Financial LP August 2010 - August 2011
Skills
Customer Service, Residential Mortgages, Commercial Mortgages, Underwriting, Mortgage Underwriting, Mortgage Servicing, Geography, Project Management, Report Writing, Loan Servicing, Portfolio Management, Funding, Refinance, Rates, Financial Analysis, Financial Services
Education
Ryerson University 2012 — 2013
Business Analysis Certificate
York University 2005 — 2009
Honours BA, Geography
Humberview 2000 — 2004
CMLS Financial 2015 - Present
CMLS Financial 2013 - 2015
TIO Networks Corp 2010 - 2013
Skills
Leadership, Teamwork, Financial Analysis, Customer Service, Social Media, Microsoft Office, Time Management, Commercial Mortgages, Diligent, Mortgage Servicing, Creative, Fast Learner, Weightlifting, High Energy Level, Building Relationships
Education
UBC Real Estate Division 2013 — 2015
The University of British Columbia 2009 — 2013
Commerce, Real Estate
City University of Hong Kong 2011 — 2011
Business
St. George's 2005 — 2009
CMLS Financial April 2015 - Present
Delta 360 Inc. September 2006 - April 2015
CIBC Mortgages 2003 - 2006
FirstLine Mortgages 1992 - 2003
Laurentian Bank January 1990 - December 1992
Skills
Product Development, Team Leadership, Strategic Planning, Banking, Business Strategy, Marketing, Sales Management, Team Building, Change Management, Business Analysis, Credit, Operations Management, Customer Service, Customer Retention, Databases, Customer Relations, Small Business, Event Management, Testing, Residential Mortgages, Relationship Management, Management, Loans, Financial Services, Fundraising, Kaizen, Requirements Gathering, Business Process..., Mortgage Banking, Mortgage Brokers, Mortgage Servicing, Mortgage Lending, Employee Training, Employee Recognition, Employee Engagement, Website Creation, New Business Development, Rewards Programs, Internal Audit and...
Education
Seneca College of Applied Arts and Technology 2008 — 2008
Mortgage Industry
University of Toronto - Rotman School of Management 2005 — 2005
Continuing Education
Rapport Leadership International 2002 — 2002
Leadership
Seneca College of Applied Arts and Technology 1986 — 1989
Honours - Business Administration, Honours - Business Administration
North Hastings High School 1981 — 1986
Business Administration and Management, General, Accounting, Law, OSSHGD - Gr 13
CMLS Financial December 2013 - Present
PriceWaterhouseCoopers May 2010 - December 2013
Colliers International November 2009 - April 2010
Skills
IFRS, Assurance, Internal Controls, Financial Reporting, Financial Analysis, Auditing, Accounting, Financial Modeling, External Audit, Financial Accounting, Corporate Finance
Education
University of Saskatchewan 2010 — 2011
Masters, Professional Accounting
The University of British Columbia 2008 — 2009
Diploma, Accounting
University of Oslo (UiO) 2006 — 2007
Exchange, Geography
The University of British Columbia 2003 — 2007
BA, Geography
TD Mortgage Solutions January 2015 - Present
CMLS Financial August 2013 - December 2014
MCAP May 2006 - July 2013
TD Canada Trust December 2001 - May 2005
Education
The University of British Columbia
BA
Commerce Undergraduate Society of UBC Vancouver April 2015 - Present
Hilti Hong Kong June 2015 - August 2015
Richmond Community Foundation October 2013 - March 2015
UBC Orientations January 2014 - September 2014
Dollarama October 2011 - September 2014
CMLS Financial May 2014 - August 2014
Sauder School of Business at UBC January 2014 - June 2014
Miss Lam Tutoring Centre September 2012 - June 2014
Kerry Logistics July 2013 - August 2013
Khare Communications September 2012 - June 2013
Education
Cass Business School
Exchange Study Abroad Program
The University of British Columbia 2012 — 2016
Bachelor of Commerce (B.Com.)
Steveston London Secondary School 2007 — 2012
Dogwood Dimploma
CMLS Financial September 2013 - Present
CIBC Commercial Banking April 2003 - September 2013
Sun Life Financial of Canada November 1983 - February 2003
Bank of America Canada October 1979 - November 1983
Canadian Armed Forces June 1977 - September 1979
Skills
Finance, Mortgage Lending, Credit, Loans, Banking, Commercial Banking, Investments, Credit Analysis, Commercial Mortgages, Financial Analysis, Portfolio Management, Residential Mortgages, Credit Risk, Commercial Lending, Risk Management, Real Estate, Relationship Management, Real Estate Economics, Commercial Real Estate, Retail Banking, Refinance
Education
Nova Scotia Community College
Saint Mary's University
CMLS Financial Director, Mortgage OperationsZag BankFebruary 2014 - September 2015
RMG Mortgages / ResMor Trust Company August 2010 - June 2013
ResMor Trust Company 2009 - 2010
ResMor Trust Comapny 2008 - 2009
ResMor Trust Company March 2006 - July 2008
Home Trust Company April 2004 - February 2006
Skills
Mortgage Underwriting, Underwriting, Residential Mortgages, Mortgage Lending, Commercial Mortgages, Credit, Mortgage Servicing, Financial Reporting, Requirements Gathering, Risk Management, Loans, Credit Analysis, Project Management, Banking, Credit Risk, Refinance, Debt Consolidation, Relationship Management, Business Analysis, Lines Of Credit, Home Equity Lines of..., Leadership, Financial Risk, Finance, Construction Loans
Education
IFSE 2013 — 2013
Canadian Funds Management, Banking and Financial Support Services
Mount Royal College 2012 — 2013
Project Management, Project Management
Alberta School of Business 1995 — 1998
Business Administration, Business Administration and Management, General
First National Financial LP July 2014 - Present
CMLS Financial October 2012 - July 2014
First National Financial LP March 2005 - October 2012
Xceed Mortgage Corporation November 2004 - March 2005
Skills
Insurance, Investments, Funding, Loan Origination, Consumer Lending, Investment Properties, Financial Risk, Strategic Financial..., Real Estate, Financial Analysis, Finance, Customer Service, Retail Banking, Mortgage Marketing, Negotiation, Leadership, Second Mortgages
Education
Memorial University of Newfoundland 2006 — 2008
Certificate, Business Administration
Memorial University of Newfoundland 1994 — 1999
Bachelor of Arts (B.A.), Sociology
CMLS Financial June 2013 - Present
CMLS Financial Ltd. March 2010 - May 2013
HSBC Bank Canada - Leasing Division February 2007 - April 2010
HSBC Bank Canada March 2002 - February 2007
Skills
Financial Analysis, Loans, Mortgage Lending, Time Management, Real Estate, Retail, Finance, Market Research, Business Development, Credit Analysis, Credit Risk, Credit, Real Estate Economics, Real Estate Financing, Commercial Banking, Commercial Mortgages, Commercial Lending, Mortgage Underwriting, Commercial Real Estate, Appraisals, Risk Management, Financial Services, Refinance, Portfolio Management, Investment Properties, Investments, Valuation
Education
De La Salle University 1997 — 2001
Bachelor of Commerce (B.Com.), Marketing/Marketing Management, General
MCAP June 2015 - Present
CMLS Financial January 2014 - June 2015
CMLS Financial Ltd. September 2012 - December 2013
A2B Imports 2005 - August 2012
LK Law May 2011 - July 2012
Park Shore BMW February 2007 - March 2011
Skills
International Trade, Entrepreneurship, Negotiation, Management, Retail, Finance, Investments, Market Research, Analysis, Business Development, Business Strategy, Sales, Market Analysis, Customer Service, Business Planning, Strategy, Sales Process, Portfolio Management, Real Estate, Financial Analysis, Real Estate Financing
Education
Sauder School of Business (UBC) 2012 — 2013
CSc (FICom)
The University of British Columbia 2008 — 2012
BA, Economics and Politics
CMLS Financial October 2012 - Present
Montrose Mortgage Ottawa November 1999 - September 2012
Skills
Real Estate Financing
Education
University of Manitoba 1988 — 1997
Bachelor of Commerce (Hons), Finance