First Integrity Mortgage Services
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First Integrity Mortgage Services Employees
USA Mortgage November 2008 - Present
Keystone Financial June 2006 - November 2008
First Integrity Mortgage Services May 2002 - June 2006
Old Kent Bank Mortgage Services June 1998 - May 2002
Venture Stores May 1995 - June 1998
Wetterau/Supervalu February 1988 - May 1995
Anheuser-Busch February 1986 - May 1988
Skills
Banking, Sales, Finance, Purchasing, Customer Service, Marketing, Budgets, Retail, Inventory Management, Management, Merchandising, Mortgage Lending, FHA, Refinance, Loans, Financial Analysis, Residential Homes, USDA, Real Estate Transactions, Loan Origination, New Business Development, Reverse Mortgages, Underwriting, Credit Analysis, Negotiation, Business Development, Certified Mortgage..., Referrals, FHA financing, Real Estate, Analysis, Mortgage Banking, VA loans, Investment Properties, Coaching, Sellers, HUD, Investments, Small Business, Sales Management, Credit, Residential Mortgages, Short Sales, Real Estate Financing, Foreclosures, First Time Home Buyers, Relocation, Commercial Lending, REO, Strategic Planning
Education
University of South Carolina-Columbia 1978 — 1981
Bachelor of Science, Criminal Justice, Business and Marketing.
St. Louis Community College at Meramec 1976 — 1978
Business Administration and Management, General
Stifel Bank September 2009 - Present
First Integrity Mortgage Services January 2005 - September 2009
Equity Solutions 2000 - 2004
Skills
Mortgage Lending, Negotiation, Loans, Loan Origination, FHA, Banking, Investment Properties, Refinance, Real Estate, Marketing, Mortgage Marketing, VA loans, Risk Management, Credit Analysis, Mortgage Banking, Strategic Planning, Mutual Funds, Finance, Microsoft Office, USDA, Customer Service, Credit, Underwriting, Team Building
Education
Fontbonne University 1993 — 1996
BS, Business
First Integrity Mortgage Services November 2014 - Present
Regions Financial Corporation November 2013 - October 2014
Wells Fargo Home Mortgage July 2007 - November 2013
Skills
Loans, Mortgage Lending, Loan Origination, Mortgage Banking, Credit, Refinance, Banking, Credit Analysis, Residential Mortgages, FHA, VA Loans, Consumer Lending, Customer Service
Education
Southeast Missouri State University 2002 — 2007
Bachelor of Science (B.S.), Marketing/Marketing Management, General & Accounting
Rosati Kain
First Integrity Mortgage Services September 2014 - Present
Citi April 2009 - June 2014
Skills
Real Estate, Customer Service, Refinance, Banking, Process Improvement, Vendor Management, Management, Team Management, Call Centers, Relationship Management, PeopleSoft, Recruiting, CRM, MIS
Education
Southeast Missouri State University 1996 — 2002
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Anheuser-Busch Employees' Credit Union August 2014 - Present
Interthinx July 2013 - May 2014
First Integrity Mortgage Services October 2012 - July 2013
Confidence Mortgage L.L.C. February 2001 - October 2012
Allegiant Bank May 1994 - June 1999
Skills
Customer Service, Customer Satisfaction, Underwriting, Mortgage Lending, Team Building, Negotiation, New Business Development, Strategic Planning, Coaching, Leadership, Contract Negotiation, Management, Selling, Refinance
Education
Fontbonne University 2000 — 2002
Bachelor's Degree, Business Administraction
Home Point Financial August 2014 - Present
Carolina Premier Bank March 2014 - August 2014
Citizens National Bank of Greater St. Louis March 2010 - February 2014
First Integrity Mortgage Services February 2009 - March 2010
RE/MAX June 1990 - January 2009
Skills
FHA, Loans, Home, Mortgage Lending, Refinance, Mortgage Banking, First Time Home Buyers, Negotiation, Investment Properties, Real Estate, Construction Loans, Home Equity Loans, Lines Of Credit, VA loans, Residential Mortgages, FHA financing, Government Loans, Residential Homes, USDA, Loan Origination, Credit Analysis, Banking, Commercial Lending, Certified Mortgage..., Real Estate Financing, Consumer Lending, Relocation, Referrals, Sales Management, Sales, Underwriting
Education
Maryville University of Saint Louis 2010 — 2012
Master of Business Administration (MBA), Accounting Emphasis
Valparaiso University 1987 — 1990
Bachelor of Science (B.S.), Marketing
Coldwell Banker Gundaker December 1998 - Present
First Integrity Mortgage Services July 2010 - February 2014
Skills
Mortgage Lending, Investment Properties, Mortgage Banking, First Time Home Buyers, FHA financing, Residential Mortgages, FHA, Loans, Real Estate, MHDC, Refinance, VA loans, Sales, Conventional Loans, VA, Relocation, Contract Negotiation, new listing, Buyer Representation
Education
Quincy University 1974 — 1978
Personnel Management
St. Joseph's Academy 1970 — 1974
First Integrity Mortgage Services August 2015 - Present
First Integrity Mortgage Services August 2011 - Present
Enterprise Rent-A-Car August 2007 - August 2011
Enterprise Rent-A-Car September 2006 - July 2007
Skills
Mortgage Banking, Mortgage Lending, Residential Mortgages, Cold Calling, Account Management, Sales, Sales Management, Sales Process, Customer Satisfaction, B2B, Direct Sales, New Business Development, Marketing, Salesforce.com, Customer Service, Sales Presentations, Loans, Sales Operations, Fleet Management, Business Development, Selling, Team Building, Lead Generation, Profit, Training, P, Market Planning, Strategic Planning, Employee Training, Management, Customer Retention, Negotiation, P&L Management, Leadership, Building Relationships, Contract Negotiation, Income Statement
Education
Truman State University 1997 — 2001
Bachelor of Arts, Communications
Chaminade College Preparatory - St. Louis 1992 — 1997
High School Diploma
Cornerstone Mortgage January 2014 - Present
First Integrity Mortgage Services September 2009 - January 2014
First Capital Mortgage Services Inc. March 1999 - September 2009
United Companies Lending August 1997 - March 1999
Skills
1st Time Homebuyers, Conventional, VA, FHA..., IHDA, St Clair and..., 95% NO PMI Financing, Welcome Home Heroes..., First Time Home Buyers, Rural Development, VA loans, Short Sales, Loans, FHA, Residential Homes, Government Loans, Sales Management, Real Estate Transactions, Refinance, Mortgage Lending, Investment Properties, Home Equity Loans, FHA financing, Credit Analysis, Real Estate, USDA, New Home Sales, Sales, Down Payment Assistance, Underwriting, Banking, Residential Mortgages, Mortgage Banking, Consumer Lending, Sellers, Loan Origination, Certified Mortgage..., Reverse Mortgages, Mortgage Underwriting, Construction Loans, Commercial Lending, Mortgage Marketing, Credit, Referrals, Real Estate Financing, HUD, Small Business Lending, Branch Management, New Homes, Buyers, Foreclosures, REO, Home Equity Lines of...
Education
Southern Illinois University, Edwardsville 1989 — 1992
Business
Southwestern Illinois College 1987 — 1989
Bachelor of Science (B.S.), Business
Mortgage Company in Michigan July 2013 - Present
First Integrity Mortgage Services November 2009 - November 2012
Enterprise Rent-A-Car June 2006 - November 2008
University of Dayton Research Institute 2005 - 2006
Skills
VA, FHA, Arms, Loans, Mortgage, PowerPlus Loan, MHDC, USDA, Home Loan, Mortgage Lending, Sales, Underwriting, Marketing, Customer Service, Real Estate Transactions, Selling, Leadership, Finance
Education
University of Dayton 2002 — 2006
BA, Business Management
St. Joseph's Academy 1998 — 2002
High School Diploma, General Studies
Re/Max Select February 2013 - Present
First Integrity Mortgage Services October 2011 - Present
Skills
FHA, Mortgage Lending, Loans, VA, Mortgage, Conventional, USDA, Loan Origination, VA loans, Real Estate, Refinance, Mortgage Banking, Investment Properties, Mortgage Underwriting, Residential Mortgages, First Time Home Buyers, Residential Homes, Credit, Real Estate Financing
Education
Hazelwood West High School 1982 — 1989
St. Louis Community College
U.S. Bank January 2015 - Present
U.S. Bank January 2014 - December 2014
U.S. Bank June 2013 - January 2014
Express Scripts September 2010 - January 2013
First Integrity Mortgage Services November 2009 - September 2010
Boy Scouts of America May 2009 - August 2009
Skills
Financial Analysis, Sales, Mortgage Lending, Finance, Marketing, Auditing, Investments, BDC, Leadership, Cross-functional Team..., Customer Service, Internal Controls, Operations Management, Process Improvement
Education
Southeast Missouri State University 2014 — 2016
Master of Business Administration (M.B.A.)
University of Missouri-Columbia 2005 — 2009
Finance and Banking
CMG Financial March 2015 - Present
Pulaski Bank January 2013 - March 2015
CMG Financial 2015 - 2015
CMG Financial 2015 - 2015
PNC Mortgage August 2012 - January 2013
Mortgage Solutions, LLC / Vantage Credit Union July 2010 - August 2012
CitiMortgage March 2009 - July 2010
First Integrity Mortgage Services November 2008 - March 2009
Guaranty Bank (Shelter Mortgage Division) March 2008 - October 2008
1st American Mortgage August 2000 - March 2008
Skills
Mortgage Lending, FHA, Loans, Loan Origination, Credit, Mortgage Banking, Refinance, First Time Home Buyers, Underwriting, USDA, Banking, VA loans, Residential Mortgages, Investments, Investment Properties, Credit Risk, Funding, Real Estate
Education
Gundaker School of Real Estate
Southeast Missouri State University 1990 — 1992
St. Vincent High 1983 — 1989
First Integrity Mortgage Services June 2014 - August 2015
Fifth Third Bank August 2013 - January 2014
Citibank March 2009 - April 2013
Home Loan Specialist September 1998 - March 2009
Regions Financial Corporation August 2005 - June 2007
Wells Fargo September 2003 - October 2004
Skills
Mortgage Banking, Mortgage Lending, Banking and Finance, Sales Management, People-oriented, People Skills, Credit, Finance, Sales Process, Customer Acquisition, People Development, International Relations, Overseas Experience, Foreign Travel, US Army Staff Sergeant, Theological Insight, Fannie Mae, Loans, Real Estate, Loan Servicing
Education
Concordia University-Wisconsin 2009 — 2011
Bachelor of Arts (B.A.), Theology/Theological Studies
University of Missouri at St. Louis 1984 — 1986
Associate's degree, Music Theory and Composition
Missouri Loan Originator License # MLO-6796
Professional License, National Mortgage Licensing System & Registry # 738430
Central Bank of St. Louis February 2015 - Present
First Integrity Mortgage Services August 2013 - February 2015
City of University City May 2008 - August 2013
US Bank February 2012 - May 2013
University of Missouri January 2011 - May 2011
University of Missouri October 2007 - April 2009
Sports Authority March 2007 - August 2007
Skills
Microsoft Word, Microsoft Excel, Access, PowerPoint, SPSS, SAS, Teamwork, Economics, Marketing, Loans, Finance, Mortgage Lending, Mortgage Banking, Sales, FHA, Analysis, Refinance, Customer Service, Microsoft Office
Education
University of Missouri-Columbia 2006 — 2011
Bachelor of Arts, Economics
Clayton High School 2002 — 2006
First Integrity Mortgage Services November 2008 - Present
Chase Home Finance January 1995 - November 2008
Education
Eastern Illinois University 1974 — 1978
Bacelor Degree, Business Finance
First Integrity Mortgage Services February 2008 - Present
First Magnus Financial February 2005 - August 2007
RBMG/Netbank 1995 - 2005
Skills
Mortgage Lending, USDA
Education
University of Miami - School of Business
First Integrity Mortgage Services 1993 - Present
Residential Financial Services Inc. a Gundaker Company 1983 - 1993
Skills
Mortgage Lending, Sales, FHA, Mortgage Banking, New Business Development, USDA, Investment Properties, Customer Service, First Time Home Buyers, Loans, Leadership, Refinance, Negotiation
Education
Benedictine College 1968 — 1972
Bachelor's degree
CMG Financial February 2015 - Present
First Integrity Mortgage Services February 2014 - February 2015
WELLS FARGO HOME MORTGAGE May 2013 - February 2014
USA Mortgage December 2011 - May 2013
Transcendent Management, LLC September 2005 - November 2011
Skills
Credit Education, Credit Analysis, Mortgage Lending, Refinance, Mortgage Banking, Loans, Real Estate, Investment Properties, Residential Mortgages, VA loans, Small Business, Finance, FHA, Residential Homes, Sellers, Property Management, USDA, Sales, Loan Origination, Credit, First Time Home Buyers, Referrals, FHA Financing, Mortgage Marketing, Real Estate Transactions, Banking, Investments, Real Estate Financing, Customer Service, VA Loans
Education
University of Missouri-Saint Louis
Bachelor of Science in Business Administration, Marketing