Horizon Community Bank
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Horizon Community Bank Employees
Employee
Years
Job
Industry
Ryan Svoboda, MBA Ryan Svoboda, MBA's Horizon Community Bank Experience June 2015 - Present
Job Credit Analyst at Horizon Community Bank
Industry Financial Services
Experience
Horizon Community Bank June 2015 - Present
RXC Inc February 2015 - June 2015
American Portfolios January 2014 - January 2015
Blackman Plumbing Supply Co., Inc. June 2013 - December 2013
Skills
Microsoft Excel, Quicken, Microsoft Word, PowerPoint, Peachtree, Accounting, Accounts Receivable, Time Management, Financial Statements, Cash Flow, Bank Reconciliation, Journal Entries, Lotus Notes, Invoicing, Forecasting, Accounts Payable, Credit Analysis, Tax Analysis, Tax Returns, Underwriting, Commercial Lending, Consumer Lending
Education
St. Joseph's College 2011 — 2013
Master of Business Administration (MBA), Accounting, 3.9
St. Joseph's College 2007 — 2011
Bachelor of Science (BS), Accounting, 3.8
St. Joseph's College 2007 — 2011
Bachelor's Degree, Criminal Justice, 3.8
St. Joseph's College 2007 — 2011
Associate's Degree, Philosophy, 3.8
Horizon Community Bank June 2015 - Present
RXC Inc February 2015 - June 2015
American Portfolios January 2014 - January 2015
Blackman Plumbing Supply Co., Inc. June 2013 - December 2013
Skills
Microsoft Excel, Quicken, Microsoft Word, PowerPoint, Peachtree, Accounting, Accounts Receivable, Time Management, Financial Statements, Cash Flow, Bank Reconciliation, Journal Entries, Lotus Notes, Invoicing, Forecasting, Accounts Payable, Credit Analysis, Tax Analysis, Tax Returns, Underwriting, Commercial Lending, Consumer Lending
Education
St. Joseph's College 2011 — 2013
Master of Business Administration (MBA), Accounting, 3.9
St. Joseph's College 2007 — 2011
Bachelor of Science (BS), Accounting, 3.8
St. Joseph's College 2007 — 2011
Bachelor's Degree, Criminal Justice, 3.8
St. Joseph's College 2007 — 2011
Associate's Degree, Philosophy, 3.8
Ginger Thornton Ginger Thornton's Horizon Community Bank Experience 2005 - 2007
Job Cowboys RV Mart and Marine
Industry Consumer Services
Experience
Movement Mortgage, LLC October 2013 - Present
American Pacific Mortgage June 2012 - Present
Mission Hills Mortgage August 2011 - July 2012
Shea Mortgage April 2011 - June 2011
Mohave State Bank December 2008 - May 2010
Taylor, Bean & Whitaker September 2007 - October 2008
Horizon Community Bank 2005 - 2007
Skills
Mortgage Banking, Mortgage Lending, Loans, Real Estate, FHA, Loan Origination, Refinance, USDA, Residential Mortgages, VA loans, Credit, FHA financing, First Time Home Buyers, Underwriting, Investment Properties, Reverse Mortgages, Banking, Certified Mortgage..., Construction Loans, Credit Analysis, Mortgage Underwriting, Residential Homes, Sellers, Foreclosures, Short Sales, REO, Single Family Homes, Investors, Government Loans, Real Estate Transactions, Real Estate Financing, Home Equity Loans, New Home Sales, Loss Mitigation, Commercial Mortgages, Commercial Lending, HUD, Mortgage Marketing, Referrals, Real Estate Economics, Debt Consolidation
Education
Everett Community College
business and finance
Movement Mortgage, LLC October 2013 - Present
American Pacific Mortgage June 2012 - Present
Mission Hills Mortgage August 2011 - July 2012
Shea Mortgage April 2011 - June 2011
Mohave State Bank December 2008 - May 2010
Taylor, Bean & Whitaker September 2007 - October 2008
Horizon Community Bank 2005 - 2007
Skills
Mortgage Banking, Mortgage Lending, Loans, Real Estate, FHA, Loan Origination, Refinance, USDA, Residential Mortgages, VA loans, Credit, FHA financing, First Time Home Buyers, Underwriting, Investment Properties, Reverse Mortgages, Banking, Certified Mortgage..., Construction Loans, Credit Analysis, Mortgage Underwriting, Residential Homes, Sellers, Foreclosures, Short Sales, REO, Single Family Homes, Investors, Government Loans, Real Estate Transactions, Real Estate Financing, Home Equity Loans, New Home Sales, Loss Mitigation, Commercial Mortgages, Commercial Lending, HUD, Mortgage Marketing, Referrals, Real Estate Economics, Debt Consolidation
Education
Everett Community College
business and finance
Rolf Lichtenberg Rolf Lichtenberg's Horizon Community Bank Experience July 2012 - March 2014
Job retired at Home
Industry Banking
Experience
Home April 2014 - Present
Horizon Community Bank July 2012 - March 2014
Commercial Lending Specialist March 2011 - July 2012
Chetco Federal Credit Union October 2005 - February 2011
Skills
Loans, Banking, Credit Analysis, Small Business Lending, Credit, Workout, Commercial Lending, Loan Origination, Credit Risk, Consumer Lending, Commercial Banking
Education
University of Colorado at Boulder 1974 — 1976
MBA, Finance
University of Colorado at Boulder 1972 — 1974
Bachelor of Science (BSc), Finance
Home April 2014 - Present
Horizon Community Bank July 2012 - March 2014
Commercial Lending Specialist March 2011 - July 2012
Chetco Federal Credit Union October 2005 - February 2011
Skills
Loans, Banking, Credit Analysis, Small Business Lending, Credit, Workout, Commercial Lending, Loan Origination, Credit Risk, Consumer Lending, Commercial Banking
Education
University of Colorado at Boulder 1974 — 1976
MBA, Finance
University of Colorado at Boulder 1972 — 1974
Bachelor of Science (BSc), Finance
Art Tolis Art Tolis's Horizon Community Bank Experience October 2010 - Present
Job AVP/Business Development Officer Senior Loan Officer/ Residential and Commercial/SBA Lending
Industry Banking
Experience
Horizon Communty Bank February 2014 - Present
Horizon Community Bank October 2010 - Present
Scottsdale Association of Realtors November 2010 - March 2011
Community Bank of Arizona April 2008 - August 2009
Saguaro Blossom Mortgage October 2002 - April 2008
First World Mortgage Corporation September 1997 - October 2002
Skills
Business Networking, Sales Management, Organizational..., Real Estate, Loans, New Business Development, Strategic Planning, Mortgage Lending, Negotiation, Public Speaking, Investment Properties, Banking, Portfolio Management, Sales, Marketing, Credit, Underwriting, Team Building, Credit Analysis, Business Development, Commercial Lending, B2B, Leadership, VA loans, Residential Mortgages, Loan Origination, Refinance, Executive Management, Financial Analysis, Relationship Management, Risk Management, Commercial Mortgages, Mortgage Banking, Finance, Lines Of Credit, Investments, FHA financing, Real Estate Financing, Reverse Mortgages, USDA, Insurance, Selling, Small Business Lending, FHA, Small Business, Commercial Banking, Asset Based Lending, Residential Homes, Consumer Lending, First Time Home Buyers
Education
Pacific Coast Banking School/University of Washington 2011 — 2013
Graduate Program, Bank Management/Finances
Syracuse University 1989 — 1993
BA, Business/Sociology
Dean College 1989 — 1991
Associates, Business
Horizon Communty Bank February 2014 - Present
Horizon Community Bank October 2010 - Present
Scottsdale Association of Realtors November 2010 - March 2011
Community Bank of Arizona April 2008 - August 2009
Saguaro Blossom Mortgage October 2002 - April 2008
First World Mortgage Corporation September 1997 - October 2002
Skills
Business Networking, Sales Management, Organizational..., Real Estate, Loans, New Business Development, Strategic Planning, Mortgage Lending, Negotiation, Public Speaking, Investment Properties, Banking, Portfolio Management, Sales, Marketing, Credit, Underwriting, Team Building, Credit Analysis, Business Development, Commercial Lending, B2B, Leadership, VA loans, Residential Mortgages, Loan Origination, Refinance, Executive Management, Financial Analysis, Relationship Management, Risk Management, Commercial Mortgages, Mortgage Banking, Finance, Lines Of Credit, Investments, FHA financing, Real Estate Financing, Reverse Mortgages, USDA, Insurance, Selling, Small Business Lending, FHA, Small Business, Commercial Banking, Asset Based Lending, Residential Homes, Consumer Lending, First Time Home Buyers
Education
Pacific Coast Banking School/University of Washington 2011 — 2013
Graduate Program, Bank Management/Finances
Syracuse University 1989 — 1993
BA, Business/Sociology
Dean College 1989 — 1991
Associates, Business
Kathy Horelica Kathy Horelica's Horizon Community Bank Experience June 2012 - April 2013
Job Government Guaranteed Lending Assistant
Industry Banking
Experience
Pioneer Bank, SSB January 2014 - Present
Horizon Community Bank June 2012 - April 2013
Coastal Securities February 2007 - June 2012
Extraco Banks August 2000 - February 2007
Skills
SBA, SBA 504, USDA, Commercial Banking, Loan Servicing, Government Loans, Secondary Market, Loans, Construction Loans, Loan Modifications, Administrative..., Executive..., Belly Dance, Credit, Banking, Commercial Lending, Loan Origination, Mortgage Lending, Consumer Lending, Credit Analysis
Education
Capella University 2005 — 2007
Bachelor’s Degree, Finance and Financial Management Services
Pioneer Bank, SSB January 2014 - Present
Horizon Community Bank June 2012 - April 2013
Coastal Securities February 2007 - June 2012
Extraco Banks August 2000 - February 2007
Skills
SBA, SBA 504, USDA, Commercial Banking, Loan Servicing, Government Loans, Secondary Market, Loans, Construction Loans, Loan Modifications, Administrative..., Executive..., Belly Dance, Credit, Banking, Commercial Lending, Loan Origination, Mortgage Lending, Consumer Lending, Credit Analysis
Education
Capella University 2005 — 2007
Bachelor’s Degree, Finance and Financial Management Services
Kathy Hart Kathy Hart's Horizon Community Bank Experience January 2015 - Present
Job AVP/Phoenix Mortgage Sales Manager at Horizon Community Bank
Industry Financial Services
Experience
Horizon Community Bank January 2015 - Present
Stearns Lending October 2009 - January 2015
Wells Fargo Home Mortgage August 2002 - October 2009
New America Financial 1995 - 2000
Skills
Credit, Loan Origination, Mortgage Lending, Loans, Mortgage Banking, Credit Analysis, FHA, Refinance, Underwriting, Residential Mortgages, Sales Management, USDA, Mortgage Underwriting, Banking
Education
University of Iowa
Bachelor of Arts (B.A.)
Horizon Community Bank January 2015 - Present
Stearns Lending October 2009 - January 2015
Wells Fargo Home Mortgage August 2002 - October 2009
New America Financial 1995 - 2000
Skills
Credit, Loan Origination, Mortgage Lending, Loans, Mortgage Banking, Credit Analysis, FHA, Refinance, Underwriting, Residential Mortgages, Sales Management, USDA, Mortgage Underwriting, Banking
Education
University of Iowa
Bachelor of Arts (B.A.)
Jim Houlahan's Horizon Community Bank Experience 2004 - 2008
Job Senior Vice President at Commerce Bank of Arizona
Industry Banking
Experience
Commerce Bank of Arizona June 2008 - Present
Commerce Bank of Arizona/Towne Bank of Arizona 2008 - Present
Towne Bank of Arizona 1964 - May 2010
Horizon Community Bank 2004 - 2008
Bank of theSouthwest 2002 - 2003
J P Morgan Chase 1964 - 1998
JPMorgan Chase 1964 - 1998
The Chase Manhattan Bank 1964 - 1997
Skills
Small Business Lending, Branch Banking, Banking, Loans, Portfolio Management, Credit, Commercial Lending, Commercial Banking, Lines Of Credit, Credit Analysis, Credit Risk, Real Estate, Finance, Mergers & Acquisitions, Mortgage Banking, Cash Flow, Risk Management, Consumer Lending, Underwriting, Mortgage Lending, Asset Based Lending, Commercial Mortgages, Construction Loans, Financial Analysis, Loan Origination, Real Estate Financing, Treasury Management, Residential Mortgages, Refinance, Loan Modifications, Real Estate Economics, Asset Management, FHA, Financial Structuring, Retail Banking, Due Diligence, Financial Risk, Commercial Real Estate, Funding, Valuation, Investments, Structured Finance, Capital Markets, Asset, Restructuring, Disposition, Reverse Mortgages, Private Equity, Investment Banking, SBA
Education
Adelphi University 1964 — 1974
BS Banking/Finance, Banking- Branch and Small Business Specialist
Commerce Bank of Arizona June 2008 - Present
Commerce Bank of Arizona/Towne Bank of Arizona 2008 - Present
Towne Bank of Arizona 1964 - May 2010
Horizon Community Bank 2004 - 2008
Bank of theSouthwest 2002 - 2003
J P Morgan Chase 1964 - 1998
JPMorgan Chase 1964 - 1998
The Chase Manhattan Bank 1964 - 1997
Skills
Small Business Lending, Branch Banking, Banking, Loans, Portfolio Management, Credit, Commercial Lending, Commercial Banking, Lines Of Credit, Credit Analysis, Credit Risk, Real Estate, Finance, Mergers & Acquisitions, Mortgage Banking, Cash Flow, Risk Management, Consumer Lending, Underwriting, Mortgage Lending, Asset Based Lending, Commercial Mortgages, Construction Loans, Financial Analysis, Loan Origination, Real Estate Financing, Treasury Management, Residential Mortgages, Refinance, Loan Modifications, Real Estate Economics, Asset Management, FHA, Financial Structuring, Retail Banking, Due Diligence, Financial Risk, Commercial Real Estate, Funding, Valuation, Investments, Structured Finance, Capital Markets, Asset, Restructuring, Disposition, Reverse Mortgages, Private Equity, Investment Banking, SBA
Education
Adelphi University 1964 — 1974
BS Banking/Finance, Banking- Branch and Small Business Specialist
laura grasse's Horizon Community Bank Experience March 2015 - Present
Job Banking Professional
Industry Banking
Experience
Horizon Community Bank March 2015 - Present
National Bank of Arizona October 2012 - Present
JPMorgan Chase December 2009 - October 2012
Mohave State Bank July 2006 - March 2009
Skills
Construction Loans, Commercial Real Estate, Loans, Small Business Lending, Banking, Commercial Banking, Commercial Lending, Credit, Portfolio Management, Underwriting, Finance
Education
Queens College 1976 — 1981
ba, psychology
Horizon Community Bank March 2015 - Present
National Bank of Arizona October 2012 - Present
JPMorgan Chase December 2009 - October 2012
Mohave State Bank July 2006 - March 2009
Skills
Construction Loans, Commercial Real Estate, Loans, Small Business Lending, Banking, Commercial Banking, Commercial Lending, Credit, Portfolio Management, Underwriting, Finance
Education
Queens College 1976 — 1981
ba, psychology
Jeff Mizukami's Horizon Community Bank Experience 2010 - Present
Job Banking Executive
Industry Banking
Experience
Horizon Community Bank 2010 - Present
American Enterprise Bank 2007 - 2009
Community Banks of Northern California 2005 - 2007
Gold Country Bank 2002 - 2005
Skills
Credit Analysis, Small Business Lending, Portfolio Management, Commercial Banking, Loans, Mortgage Lending, Commercial Lending, Credit, Banking, Asset Based Lending, Commercial Mortgages, Underwriting, Lines Of Credit, Loan Origination, SBA
Education
California State University-Sacramento
Business Administration, Finance
Horizon Community Bank 2010 - Present
American Enterprise Bank 2007 - 2009
Community Banks of Northern California 2005 - 2007
Gold Country Bank 2002 - 2005
Skills
Credit Analysis, Small Business Lending, Portfolio Management, Commercial Banking, Loans, Mortgage Lending, Commercial Lending, Credit, Banking, Asset Based Lending, Commercial Mortgages, Underwriting, Lines Of Credit, Loan Origination, SBA
Education
California State University-Sacramento
Business Administration, Finance
Randal Decker's Horizon Community Bank Experience July 2014 - September 2014
Job Loan Documentation Specialist at Manufacturers Bank
Industry Banking
Experience
Manufacturers Bank April 2015 - Present
LANI October 2014 - April 2015
Horizon Community Bank July 2014 - September 2014
Velocity Commercial Capital September 2012 - July 2014
Velocity Commercial Capital September 2012 - July 2014
City National Bank September 2011 - July 2012
City National Bank September 2011 - July 2012
City National Bank August 2009 - September 2011
City National Bank September 2000 - August 2009
Skills
Loans, Funding, Credit, Underwriting, Commercial Banking, Leadership, Commercial Lending, Small Business Lending, Banking, Asset Based Lending, Credit Risk, Portfolio Management, Loan Origination, Cash Management, Mortgage Lending, Consumer Lending, Retail Banking, Real Estate, Treasury Management, Asset Management, Finance, Financial Risk, Residential Mortgages, Financial Services, Risk Management, Loan Servicing, Mortgage Banking, Legal Documents
Education
Cal. State Northridge
Bachelor of Science (B.S.), Physical Geomorphology
California State University
Bachelor of Science, Physical Geomorphology
Santa Monica College
Associates of Arts, General Sciences
Manufacturers Bank April 2015 - Present
LANI October 2014 - April 2015
Horizon Community Bank July 2014 - September 2014
Velocity Commercial Capital September 2012 - July 2014
Velocity Commercial Capital September 2012 - July 2014
City National Bank September 2011 - July 2012
City National Bank September 2011 - July 2012
City National Bank August 2009 - September 2011
City National Bank September 2000 - August 2009
Skills
Loans, Funding, Credit, Underwriting, Commercial Banking, Leadership, Commercial Lending, Small Business Lending, Banking, Asset Based Lending, Credit Risk, Portfolio Management, Loan Origination, Cash Management, Mortgage Lending, Consumer Lending, Retail Banking, Real Estate, Treasury Management, Asset Management, Finance, Financial Risk, Residential Mortgages, Financial Services, Risk Management, Loan Servicing, Mortgage Banking, Legal Documents
Education
Cal. State Northridge
Bachelor of Science (B.S.), Physical Geomorphology
California State University
Bachelor of Science, Physical Geomorphology
Santa Monica College
Associates of Arts, General Sciences
Ethan Kortkamp's Horizon Community Bank Experience December 2001 - October 2004
Job Comptroller at National1 Energy
Industry Financial Services
Experience
National1 Energy March 2009 - Present
American Note Exchange November 2004 - March 2009
Horizon Community Bank December 2001 - October 2004
National Bank of Arizona July 1999 - December 2001
La Paz County Department of Community Development July 1996 - July 1999
Skills
Financial Analysis, Financial Modeling, Financial Reporting, Strategic Financial..., Accounting, Mergers, Corporate Finance, Managerial Finance, Risk Management, Due Diligence, Finance, Investments, Internal Audit, Cash Management, Auditing, Mergers & Acquisitions, Banking, Analysis, Portfolio Management, Credit, Strategic Planning, Contract Negotiation
Education
University of California, Santa Barbara 1992 — 1996
Bachelor of Science (BS), Environmental Science
Apple Valley High School 1988 — 1992
National1 Energy March 2009 - Present
American Note Exchange November 2004 - March 2009
Horizon Community Bank December 2001 - October 2004
National Bank of Arizona July 1999 - December 2001
La Paz County Department of Community Development July 1996 - July 1999
Skills
Financial Analysis, Financial Modeling, Financial Reporting, Strategic Financial..., Accounting, Mergers, Corporate Finance, Managerial Finance, Risk Management, Due Diligence, Finance, Investments, Internal Audit, Cash Management, Auditing, Mergers & Acquisitions, Banking, Analysis, Portfolio Management, Credit, Strategic Planning, Contract Negotiation
Education
University of California, Santa Barbara 1992 — 1996
Bachelor of Science (BS), Environmental Science
Apple Valley High School 1988 — 1992
Scott Zylka's Horizon Community Bank Experience November 2011 - February 2015
Job VP Commercial Banking Officer at Columbia Bank
Industry Banking
Experience
Horizon Community Bank November 2011 - February 2015
Skills
Credit, Financial Risk, Finance, Loans, Portfolio Management, Business Development, Underwriting
Education
DePaul University, Kellstadt Graduate School of Business
Master of Business Administration, Finance
Marquette University 1989 — 1993
BS, Accounting
Horizon Community Bank November 2011 - February 2015
Skills
Credit, Financial Risk, Finance, Loans, Portfolio Management, Business Development, Underwriting
Education
DePaul University, Kellstadt Graduate School of Business
Master of Business Administration, Finance
Marquette University 1989 — 1993
BS, Accounting