Liberty Home Equity Solutions
Industry: Company
DescriptionFounded: 2003 Parent organization: OcwenFeedbackDisclaimer Claim this knowledge panel Knowledge ResultSee photos Moved, closed, or was never hereReportLiberty Home Equity Solutions Inc.WebsiteDirections Saved (0) Saved Save 7 Google reviews Mortgage broker in Rancho Cordova, California Address: 10951 White Rock Rd Suite 200, Rancho Cordova, CA 95671 Hours: Open ⋅ Closes 5PM Martin Luther King Jr. Day might affect these hoursMonday(Martin Luther King Jr. Day)9AM–5PMHours might differTuesday9AM–5PMWednesday9AM–5PMThursday9AM–5PMFriday9AM–5PMSaturdayClosedSundayClosedSuggest an edit Unable to add this file. Please check that it is a valid photo. Phone: (800) 218-1415: : : Website: : : Place name: : Category: Website: http://libertyhomeequity.com/partner/contact-us/ Category: Mortgage broker Suggest an editUnable to add this file. Please check that it is a valid photo. Unable to add this file. Please check that it is a valid photo. · Own this business? Questions & answers Ask a questionBe the first to ask a question Add a photoThanks for sharing!Your photo will be posted publicly on Google.Contribute MoreDoneUpload public photos of Liberty Home Equity Solutions Inc. Posting publicly on the Web Write a review Reviews"Liberty is a great place to work!" "Wonderful place to work and the benefit of changing lives speaks volumes" View all Google reviews
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Liberty Home Equity Solutions Employees
Liberty Home Equity Solutions December 2014 - Present
Employers First Choice March 2011 - November 2014
Townsend Direct October 2005 - December 2010
Skills
Employee Benefits, Microsoft Office, Strategic Planning, Team Leadership, Insurance, Negotiation, Financial Analysis, Employee Relations, Human Resources, Performance Management, Recruiting, Talent Management, Credit, Direct Sales, Sales Management
Education
American River College 1990 — 1992
Business/Real Estate
Reverse Mortgage Funding LLC April 2015 - Present
Reverse Mortgage Funding LLC November 2014 - March 2015
Liberty Home Equity Solutions March 2010 - October 2014
Capitol Equity Reverse Mortgage June 2009 - March 2010
New Horizons Reverse Mortgage January 2008 - June 2009
Harbinger Mortgage Solutions February 2006 - January 2008
Countrywide Home Loans / Bank of America August 2003 - August 2006
United States Air Force July 1999 - October 2001
Skills
Salesforce.com, Microsoft Excel, Reverse Mortgages, Leadership Development, Sales, Recruiting, Business Strategy, New Business Development, NICE Call Recording, Mortgage Banking, Mortgage Lending, Strategic Vision, Loans, Loan Origination, Sales Management, Contract Negotiation, Management, Coaching, Team Building, Leadership, Program Management, Business Development, Credit, Real Estate, Call Centers, Call Center Development, Operations Management, Financial Services, Selling, Training, Insurance, Time Management, Business Planning, Customer Retention, Retail, Finance, Banking, CRM, Strategy, Risk Management, Cold Calling, Relationship Management, Account Management, Negotiation, Sales Process, Executive Management, Employee Benefits, Investments
Education
Colorado State University-Global Campus
Business Management
Act-On Software, Inc. July 2014 - Present
Liberty Home Equity Solutions March 2013 - June 2014
Sacramento News & Review April 2011 - March 2013
Atlantis Advertising July 2008 - April 2011
Skills
Email Marketing, Advertising, Marketing, Online Advertising, Marketing Communications, Human Resources, Marketing Strategy, Event Planning, Digital Marketing, Event Management, Salesforce.com, Media Relations, Brand Development, Editing, Corporate Communications, InDesign, Interviews, Business Development, Strategic Planning, Radio, Television
Education
California State University-Sacramento 2004 — 2008
Bachelors of Science, Business Administration
Kitchen Mart Inc 2014 - Present
Grace Coffee Roasters May 2014 - August 2014
Liberty Home Equity Solutions April 2012 - May 2014
Starbucks September 2006 - January 2010
Skills
Event Planning, Entrepreneurship, Outstanding Customer..., Microsoft Office, Organized, Efficiency, Microsoft Word, Social Media, Leadership
Education
Indiana Wesleyan University 2008 — 2012
Bachelor of Science, Business Administration
Ashworth University 2009 — 2011
Business Administration, Bridal Consulting, A
Liberty Home Equity Solutions 2004 - Present
Skills
Investment Properties, Investments, First Time Home Buyers, Financial Analysis, Refinance, Mortgage Banking, FHA, Residential Mortgages, Real Estate
Education
Arcadia University
University of Hartford
Liberty Home Equity Solutions August 2011 - Present
Aerotek @ Bank Of America May 2011 - November 2011
Your Property Connection August 2002 - August 2011
Abbott Laboratories April 1993 - December 2001
Skills
Financial Asset..., Consultative Sales..., Consultative Sales..., Business Process..., Sales Operations, Short Sales, Real Estate Transactions, Real Estate Financing, Mortgage Lending, Reverse Mortgages, Loans, Loan Modifications, Investment Properties, USDA, Real Estate, Customer Service, Sales, Loan Origination, Refinance, Mortgage Banking, Residential Mortgages
Education
University of San Francisco 1999 — 2001
Bachelor of Science (B.S.), Organizational Behavior Studies, 3.5
Cordova High School 1969 — 1973
High School Diploma, Business
Quality Telecom Consultants, Inc. June 2014 - Present
Self-employed October 2013 - Present
Liberty Home Equity Solutions October 2012 - September 2013
Financial Pacific Insurance. A Member of the United Fire Group May 2007 - September 2012
Perry-Smith LLP August 2004 - May 2007
Skills
Financial Accounting, Accounting, Full-Charge Bookkeeping, CPA, Office Administration, Microsoft Excel, Access, QuickBooks, Office 365, Turbo Tax, TaxAct, AS400 system, Oracle, Microsoft Dynamics, Paychex, ADP Payroll, Quicken, Financial Reporting, Accounts Payable, Accounts Receivable, Notary Public, Tax Returns, PowerPoint, Microsoft Word, Start-ups, Entrepreneurship, Chart of Accounts, Cash Flow, Cash Management, Account Reconciliation, Bank Reconciliation, Management
Education
California State University-Sacramento 2002 — 2004
Bachelor of Science (BS), Accounting
MWH Global June 2014 - Present
Liberty Home Equity Solutions March 2013 - April 2014
RE/MAX Gold February 2012 - March 2013
Trancos, Inc. September 2011 - February 2012
Cal State Electric May 2011 - September 2011
Skills
Human Resource..., Human Resource Planning, Business Development, Business Management, New Business Development, Corporate Communications, Human Resources, Business Strategy, Communication Skills, Employee Relations, Spreadsheets, business administration, administration support, Organization, Organizational..., Blogging, Fundraising, Internal Communications, Crisis Communications, Event Planning, Communications Strategy, Communication, Social Skills, Intercultural..., Small Business, Event Management, Customer Service, Conflict Management, Work Ethic, Problem Solving, Multi Tasking, Volunteer Management, Volunteering, Time Management, Management, PPC
Education
CSU Sacramento 2007 — 2010
Bachelor Degree, Communication Studies, Marketing and Public Relations
Liberty Home Equity Solutions November 2014 - Present
Notary by CN February 2014 - Present
SN Servicing Corporation October 2013 - January 2014
US Small Business Administration July 2013 - September 2013
US Small Business Administration April 2013 - May 2013
US Small Business Administration December 2012 - March 2013
Lender Processing Services, Inc. (LPS) April 2011 - February 2012
HomEq Servicing/Subsidiary of Barclay's November 1992 - October 2010
Skills
Mortgage, Customer Relations, Mortgage Servicing, Loans, Coaching, Call Center, Human Resources, Document Management, Foreclosures, Bankruptcy, property preservation, Default, Mortgage Lending, Training, Property, Risk Management, Customer Service, Access, Management, Loan Servicing, Leadership, Software Documentation, Recruiting, Loss Mitigation, Credit, Banking, Project Management, Outlook, Business Analysis, Time Management, Change Management, Underwriting, Mortgage Underwriting, Residential Mortgages, Relationship Management, Vendor Management, Loan Modifications, Credit Risk, Business Development, Asset Managment, Microsoft Excel, Process Improvement, Mortgage Banking, Portfolio Management, Finance, Financial Services, System Administration, Analysis, Credit Analysis, Real Estate
Education
Golden Gate University 2006 — 2012
Business Administration, Business Administration, Management and Operations, 3.48
American River College 1998 — 2004
2004 AA, Business/General Education
One Reverse Mortgage January 2015 - Present
Liberty Home Equity Solutions October 2012 - January 2015
Genworth Financial / Liberty Home Equity Solutions May 2010 - October 2012
Generation Mortgage Co. May 2007 - November 2010
Financial Freedom May 2004 - May 2007
Skills
FHA, Reverse Mortgages, Processing, Customer Service, Mortgage Underwriting, Loan Origination, Mortgage Lending, Refinance, FHA financing, Residential Mortgages, Mortgage Banking, Credit, Loans, Mortgage Servicing, Underwriting, VA loans
Education
Heald College 2000 — 2002
Associate's degree, Business Administration
Liberty Home Equity Solutions June 2015 - Present
Liberty Home Equity Solutions November 2013 - June 2015
Homeward Residential, Inc. March 2013 - November 2014
Home Source Mortgage May 2012 - March 2013
Bank of America February 2009 - May 2012
Self-Employed March 2006 - February 2009
Cap Rock Home Center January 2000 - January 2002
TU Electric and Lone Star Gas January 1988 - January 2000
Skills
FHA, Mortgage Lending, Refinance, Real Estate, Credit, Sales, USDA, VA loans, Mortgage Banking, Loans, Investment Properties, Management, Investors, Underwriting, Finance, Contract Negotiation, Residential Homes, Real Estate Transactions, Sellers, Relocation, REO, Agriculture, Construction, Retail, Android, OS X, Microsoft Office, Encompass, Calyx Point, ioriginate, Natural Gas, City Management, Title Insurance, Processing, Research, Residential Mortgages, First Time Home Buyers, FHA Financing, Credit Analysis, Banking, Real Estate Financing, HUD, Customer Service, Government Loans, Relationship Management, Contract Farming, Beef Cattle, Automotive, Reverse Mortgages, Sales Management
Education
Midwestern State University 1985 — 1987
BBA, Management
Premier Reverse Closings July 2014 - Present
Liberty Home Equity Solutions April 2013 - May 2014
Liberty Home Equity Solutions, Inc. January 2012 - March 2013
Genworth Financial Home Equity Access, Inc. January 2010 - December 2011
Genworth Financial Home Equity Access, Inc. January 2009 - December 2009
Kiewit November 2000 - January 2005
Skills
Retirement, Mortgage Lending, Reverse Mortgages, Recruiting, Mortgage Banking, Microsoft Technologies, Information Technology, Training, Salesforce.com, Apple, iMovie, iPad, iPhone, GoToMeeting, WebEx, Camtasia, Articulate Studio, Creativity, Innovation, Communication, Passion for Helping..., Passion for Success, Customer Service, Strategic Thinking, Highly motivated..., Leadership, Management, Loans, Sales, Process Improvement, Refinance, Mortgage Underwriting, FHA, Loan Origination, Residential Mortgages, Customer Retention, Construction Loans, Underwriting, VA loans, Certified Mortgage..., Loss Mitigation, FHA financing, Home Equity, Banking, USDA, Real Estate Financing, Mortgage Servicing, Home Equity Loans, Commercial Mortgages, Government Loans
Education
Heald College 2000 — 2002
Associate's Degree, Computer Business Management, 4.0
Antioch High School 1993 — 1996
Diploma, General Studies
Liberty Home Equity Solutions September 2015 - Present
ABC's of Self-Improvement (New Book) August 2015 - Present
www.PaulScheper.com January 2010 - September 2015
Greenlight Loans January 2011 - August 2014
Trust One Mortgage Banker January 2009 - March 2010
Reverse Originator Institute September 2004 - January 2009
Sun West Mortgage September 2007 - December 2008
www.ScheperPaul.com September 1999 - January 2008
Barron Financial January 1983 - October 1997
Education
University of Southern California 1985 — 1987
MBA Finance, Real Estate
Harvard University 1978 — 1982
BA, Psychology
Granada Hills High School 1976 — 1978
High School Diploma, Sports, School, Fun
Crespi High School 1974 — 1975
Sungevity 2015 - Present
Solar City May 2015 - July 2015
Trinity Home Equity September 2014 - February 2015
Liberty Home Equity Solutions June 2012 - December 2013
UFCW 8-Golden State January 2009 - March 2011
Skills
Microsoft Excel, Social Media, Public Speaking, Project Management, Project Planning, Microsoft Office, Strategic Planning, Event Planning, Customer Service, Government, Nonprofits, Access, Program Management, Change Management, Management, Analysis, Team Leadership, Recruiting, Marketing, Sales, Corporate Communications, Credit, Mortgage Lending
Education
Sierra College
Business, Management, Marketing, and Related Support Services
Paint Nite February 2015 - Present
Trinity Mutual August 2013 - August 2014
Liberty Home Equity Solutions 2012 - 2013
Spoon Me 2010 - 2012
Skills
Windows, Negotiation, Team Building, Project Management, Social Media, Event Planning, Teamwork, Microsoft Office, Analysis, Leadership, Training, Fundraising, Leadership Development, Recruiting, Time Management
Education
Armstrong Atlantic State University 2003 — 2007
Liberty Home Equity Solutions October 2013 - Present
Genworth Financial January 2009 - October 2013
Hewlett-Packard September 2000 - December 2008
Skills
Accounting, Financial Reporting, Sarbanes-Oxley Act, Account Reconciliation, Forecasting, Financial Analysis, Finance, Mortgage Banking, Mortgage Lending, Process Improvement
Education
Colegio de San Juan de Letran
Bachelor's degree, Accounting
Security 1 Lending March 2014 - Present
Liberty Home Equity Solutions April 2012 - March 2014
Metlife Bank April 2011 - May 2012
Wells Fargo Home Mortgage December 1999 - April 2008
Skills
Loan Origination, Mortgage Banking, FHA, Customer Service, Management, Mortgage Lending, Reverse Mortgages, Team Building, Strategic Planning, Retirement, Loans, FHA financing, Refinance, Insurance, Residential Mortgages, Finance, Banking, VA loans, Home Equity, USDA, FHA Financing
Education
Southern Illinois University, Carbondale 1966 — 1972
Master's degree
Liberty Home Equity Solutions November 2007 - Present
Party America July 2006 - October 2007
Dynacast March 2000 - July 2006
Skills
SPHR, SHRM- SCP
Education
San Diego State University-California State University
Master of Business Administration (M.B.A.), Business Administration and Management, General
UC Davis
Bechelor of Science, Agricultural Economics
Southern Stretch Forming & Fabrication February 2014 - Present
Liberty Home Equity Solutions 2013 - 2013
Hyatt Hotels Corporation 2012 - 2013
Skills
Hospitality, Restaurants, Time Management, Customer Satisfaction, Customer Service, Contract Negotiation, Contract Management, Contractors, Budgets, Sales
Education
Everett Community College
Liberty Home Equity Solutions February 2012 - Present
Reliance Financial February 2004 - May 2011
Sanmina-SCI October 2003 - February 2004
Flextronics October 2000 - October 2003
IDT January 1998 - October 2000
Skills
Outlook, Word, Excel, PowerPoint, Access, Data Analysis, Risk Assessment, Reverse Mortgages, Mortgage Underwriting, Microsoft Excel, Microsoft Word, Analysis, Finance, Training, Credit, Underwriting, Credit Risk, Government Loans, Financial Risk, FHA, Mortgage Lending, Banking, Management, Customer Service, Human Resources, Loans, Credit Analysis, Microsoft Office, Mortgage Banking, Refinance, Financial Analysis
Education
University of Phoenix 2002 — 2004
BSBM, Business Management
West Valley College/Mission College 2000 — 2002
Transfer to UOP, General Ed transfer
Liberty Home Equity Solutions June 2012 - Present
US Small Business Administration (WPS Services) June 2009 - March 2012
Self Employed - Independent Professional June 2008 - June 2009
Tamalpais Bank 2007 - 2008
CAPTIAL FUNDING a dba of The Greater Sacramento Certified Development Corporation (CDC) 2004 - 2007
Community National Bank 2001 - 2004
Associates Commercial Corporation 2000 - 2001
The Money Store / First Union Small Business Capital 1994 - 2000
Truckee River Bank 1987 - 1993
US Small Business Administration 1983 - 1987
Skills
Commercial Lending, Small Business Lending, Business Development, SBA 504, SBA, Market Research, Financial Analysis, Loan Origination, New Business Development, Commercial Banking, Entrepreneurship, Finance, Seller Financing, Commerical Transactions, Financial Accounting, Strategic Financial..., Government Programs, Government Loans, Local Government Finance, Small Business Marketing, Small Business..., Marketing Strategy, Marketing, Marketing Communications, Business Innovation, Congressional Affairs, Economic Development, Loan Servicing, Banking Relationships, Building Relationships, Banking, Loans, Credit Analysis, Financial Planning
Education
California State University-Sacramento 1975 — 1977
Bachelor's Degree, Accounting and Finance
Sierra College
Associate's Degree, Accounting
Liberty Home Equity Solutions August 2015 - Present
American Lung Association March 2015 - June 2015
Scenic Oaks Funding April 2013 - March 2015
Emanuel Medical Center January 2012 - June 2012
Skills
Event Planning, Event Marketing, Excel, Public Relations, Public Speaking, Statcounter, Social Media Marketing, Marketing, Marketing Communications, Corporate Communications, Community Outreach, PowerPoint, Advertising, Social Media, Microsoft Excel
Education
California State University-Stanislaus 2007 — 2011
Bachelor of Arts, Communication
Liberty Home Equity Solutions April 2015 - Present
5th Planet Games September 2010 - April 2015
Cosentino USA April 2005 - October 2010
Fabcon Inc April 2003 - April 2005
Skills
Project Management, Social Games, Game Design, Game Development, ActionScript, Mobile Games, Video Games, iOS development, Leadership, MySQL, Recruiting, Web Development, JavaScript, Flash, PHP, Budgets, JIRA, HTML, XML, Online Gaming, Casual Games, HTML 5, Monetization, Unity3D, HTML5, Mobile Devices, Management, Mobile Applications, Digital Media, E-commerce, User Experience, Microsoft Office, Business Development, CSS, Salesforce.com, Software Development, Java
Education
California State University-Monterey Bay 1999 — 2003
BS, Computer Science / Web Development
Investors Home Mortgage October 2014 - Present
American Advisors Group (AAG Reverse Mortgage) August 2014 - October 2014
Liberty Home Equity Solutions 2012 - 2014
Genworth Financial January 2012 - January 2013
Metlife Home Loans March 2011 - January 2012
Bank of America March 2008 - March 2011
Skills
Reverse Mortgages, FHA, Loan Origination, Mortgage Banking, FHA financing, Residential Mortgages, Refinance, Certified Mortgage..., USDA, Mortgage Lending, Home Equity Loans, VA loans, Mortgage Underwriting, Home Equity Lines of..., Government Loans, Construction Loans, FHA Financing, Home Equity, Loans
Education
Adelphi University
Arch Mortgage Insurance September 2013 - Present
Liberty Home Equity Solutions June 2013 - September 2013
Republic Mortgage Insurance Company January 2004 - April 2012
Republic Mortgage Insurance Company January 1989 - January 2004
Republic Mortgage Insurance Company January 1986 - January 1989
Republic Mortgage Insurance Company January 1984 - January 1986
Republic Mortgage Insurance Company April 1981 - January 1984
Skills
Mortgage, Mortgage Insurance, Sales Management, Developing Client..., Leadership Development, Executive Management, Team Building, Operations Management, Sales Operations, Customer Service, Credit Risk, Team Leadership, Insurance, Client Services, Strategic Communications, Strategy Development, Training & Development, Cross Selling, Mortgage Banking, Hiring, Credit, Fraud Investigations, Appraisal, Mortgage Industry, Mortgage Lending, Strategy, Financial Services, Loans, Risk Management, Appraisals, Management, Sales, Leadership, Residential Mortgages, Training, Employee Training
Education
Mississippi State University 1972 — 1976
Caliber Home Loans March 2015 - Present
American Advisors Group (AAG Reverse Mortgage) November 2014 - March 2015
Generation Mortgage March 2014 - October 2014
Liberty Home Equity Solutions October 2013 - February 2014
Commerce Mortgage April 2013 - October 2013
Residential Finance October 2012 - March 2013
Metlife Home Loans April 2010 - April 2012
Bank of America August 2007 - April 2010
Skills
Reverse Mortgages, Mortgage Banking, FHA, Loan Origination, Refinance, Mortgage Lending, Residential Mortgages, FHA financing, VA loans, Real Estate, Loans, Finance, Government Loans, Home Equity, Certified Mortgage..., USDA, Home Equity Lines of..., Mortgage Underwriting, Credit, Mortgage Marketing, Underwriting, Construction Loans, Commercial Mortgages, Credit Analysis, Home Equity Loans, Real Estate Financing, Mortgage Servicing, Investment Properties, Banking, First Time Home Buyers, Loss Mitigation, Commercial Lending, Loan Servicing, Consumer Lending, Property Management, FHA Financing, VA Loans
Education
Golden Gate University
SDSU
Business
Genworth Financial April 2014 - Present
Genworth Financial February 2013 - Present
Genworth Financial August 2012 - February 2013
Liberty Home Equity Solutions May 2012 - August 2012
Genworth Financial September 2011 - May 2012
Skills
Financial Analysis, Collaboration, Financial Accounting, Internal Controls, Microsoft Excel, Reinsurance, Reverse Mortgages, Communication, Microsoft SQL Server, Leadership, Organization, Multi Tasking, Visual Basic, Access, Macro, Quicken, Fast-paced, Financial Metrics, Process Control
Education
Liberty University 2009 — 2012
Bachelor of Science (B.S.), Accounting and Finance, Cum Laude
Liberty University 2009 — 2012
Bachelor of Science (BS), Human Resources Management/Personnel Administration, General, Cum Laude
Liberty Home Equity Solutions January 2013 - Present
Liberty Home Equity Solutions (a Genworth company purchased by Ocwen) February 2011 - Present
Genworth Financial November 2008 - February 2011
Financial Freedom September 2007 - November 2008
Nationstar Mortgage November 2006 - September 2007
Skills
Reverse Mortgages, Sales Management, Market Planning, Budgeting, Business Planning, Mortgage Lending, Account Management, Strategy, Project Management, Loans, Budgets, Contract Negotiation, Team Building, Leadership, Coaching, Business Strategy, New Business Development, Salesforce.com, Process Improvement, Sales, Cross-functional Team..., Selling, Marketing, Management
Education
Pepperdine University, The George L. Graziadio School of Business and Management 2009 — 2011
MBA, Business
University of Nottingham 2003 — 2006
BA, History
Liberty Home Equity Solutions November 2011 - May 2014
JCPenney Corporate March 2009 - June 2010
Fidelity Investments August 2005 - December 2006
Fidelity Investments April 2003 - August 2005
Skills
Cross-functional Team..., Customer Service, Leadership, PowerPoint, Market Research, Performance Measurement, Accounting, Analysis, Forecasting, Operations Management, Vendor Management, Team Leadership, Financial Analysis, Process Improvement, Team Building, Project Management, Microsoft Office, Data Analysis, Business Analysis, Budgets, Strategic Planning, Training, Finance, Marketing, Business Process..., Copy Editing, Customer Satisfaction, Complaint Investigations, Complaince
Education
Arizona State University - W. P. Carey School of Business
MBA
California State University-Chico
BA
ValuTrac Software, Inc. April 2014 - November 2014
Liberty Home Equity Solutions June 2011 - April 2014
Skills
MS Office Products..., Windows 2000/Windows..., Adobe..., Mortgage Cadence..., FHA, Reverse Mortgages, Risk Assessment, Valuation, Appraisal Methodology, Due Diligence, Database Management, USPAP, FHA/USDA/VA Guidelines, FNMA Guidelines, Financial Risk, Underwriting, Mortgage Lending, Appraisals, Vendor Management, Residential Homes, Mortgage Banking, Loan Origination, Refinance, Residential Mortgages, Database Admin, Loans, Investment Properties, Real Estate
Education
American River College 2001 — 2008
Associate of Arts (AA), Liberal Arts and Sciences, General Studies and Humanities, 3.3
Reverse Mortgage Associates, LLC January 2014 - Present
Genworth Financial October 2011 - December 2013
Liberty Home Equity Solutions October 2011 - December 2013
Bank of America November 2009 - March 2011
M & I (Marshall & Ilsley) Bank June 2008 - November 2009
Fifth Third Bank 2003 - 2008
Skills
Reverse Mortgages, Mortgage Lending, Loans, Refinance, Certified Mortgage..., Government Loans, Residential Mortgages, Mortgage Banking, FHA, Credit, Loan Origination, USDA, Home Equity Lines of..., VA loans, Credit Analysis, FHA financing, Long-term Care, Underwriting, Construction Loans, Mortgage Underwriting, Banking, Consumer Lending, Commercial Mortgages, Lines Of Credit, Commercial Lending, Home Equity Loans, Small Business Lending, Retirement Planning, Retirement
Education
Michigan State University 1965 — 1969
BS, Urban Planning & Policy
Liberty Home Equity Solutions July 2013 - Present
Open Mortgage, LLC August 2012 - July 2013
Security 1 Lending April 2011 - August 2012
Bank of America March 2010 - April 2011
Sun Valley Financial February 2005 - April 2010
Skills
Reverse Mortgages, Home Equity, Mortgage Industry, Mortgage Lending, Loan Origination, Loan Orignation, Home..., New Home Purchase, Real Estate Financing, Realtor Relations, Foreclosures, First Time Home Buyers, Mortgage Banking, VA loans
Education
University of Illinois at Chicago
Business
Premier Reverse Closings October 2014 - Present
Liberty Home Equity Solutions 2012 - 2014
Genworth Financial December 2009 - October 2011
Genworth Financial May 2009 - November 2009
Sierra Child & Family Services February 2006 - May 2009
Sierra Child & Family Services School September 2005 - February 2006
Sierra Child & Family Services October 2004 - August 2005
Skills
FHA, Loan Origination, Insurance, Loans, Mortgage Banking, Mortgage Lending, Underwriting, Refinance, Residential Homes, Residential Mortgages, Credit, Reverse Mortgages, Customer Service, Microsoft Office, Microsoft Excel, Management, Mortgage Underwriting
Education
San Jose State University 1999 — 2003
Bachelor of Arts (B.A.), Child Development, A
Liberty Home Equity Solutions September 2012 - December 2013
Genworth Financial November 2011 - September 2012
Genworth Financial July 2010 - November 2011
Skills
Mortgage Banking, FHA financing, Underwriting, Sales, Loans, Residential Mortgages, Reverse Mortgages, Wholesale, Refinance, Mortgage Lending, FHA, Mortgage Underwriting
Education
University of California, Davis 1999 — 2003
BS, Political Science and Government
Liberty Home Equity Solutions July 2014 - Present
Innovative Association Services, Inc. March 2008 - July 2014
Creative Computer Services, Inc. December 2004 - July 2014
California Pharmacists Association September 2001 - December 2004
Creative Computer Services, Inc. June 1997 - September 2001
Pacific Rim Equipment Expo July 1996 - June 1997
Self-Employed April 1995 - August 1996
California Pharmacists Association March 1995 - July 1996
Occupational Therapy Association of California January 1993 - March 1995
Skills
Software Implementation, Databases, Report Writing, Relational Databases, Database Design, Software Quality..., Data Analysis, Customer Service, Customer Relations, Database Administration, Project Management, Access, Budgeting, Account Management, Operations Management, Social Networking, Event Management, Hiring, Staff Management, Accounting, Association Management, Trade Associations, Professional..., Team Leadership, Non-profits, Human Resources, Business Analysis, Analytics, Consultants, Microsoft Office, Member Relations, Membership, Nonprofits, Budgets, Management, Training, CRM, Marketing, Leadership, E-commerce, Newsletters, Trade Shows, Recruiting, Business Planning, Strategic Planning, Volunteer Management, SaaS, Program Development, Business Development, Analysis
Education
University of California, Santa Barbara 1989 — 1992
BS
Diablo Valley College 1987 — 1989
AA
Liberty Home Equity Solutions October 2013 - Present
Genworth Financial February 2011 - October 2013
California Department of Veterans Affairs December 2008 - February 2011
Accredited Home Lenders July 2004 - August 2008
HSBC March 2003 - April 2004
Household Finance February 1999 - February 2003
Beneficial Finance June 1989 - February 1999
Skills
Mortgage Lending, Strategic Planning, Leadership, Underwriting, Credit, Team Leadership, Sales Management, Profit, Sales Growth, Financial Audits, Management, Marketing, Mortgage Banking, Executive Management, Loans, Finance, Team Building, Mortgage Underwriting, Customer Service, Loan Origination, Business Development, Training, Sales, Banking, Residential Mortgages, Risk Management
Education
University of California, Davis 1980 — 1984
BA, Politics / Economics
MyPocketBand June 2011 - Present
Liberty Home Equity Solutions July 2012 - January 2014
Liberty Home Equity Solutions October 2012 - July 2013
Human Volition February 2011 - February 2013
American Pacific Mortgage Corporation May 2007 - September 2012
American Pacific Mortgage May 2004 - May 2007
Skills
Marketing Strategy, Social Media Marketing, Email Marketing, Communication, Sales, Customer Service, Leadership, Songwriting, Strategic Planning, Business Strategy, Wordpress, Microsoft Office, Project Management, Problem Solving, Empathy, Copywriting, Salesforce.com, CRM, WordPress, Salesforce Training, Event Planning, Customer-focused Sales, Start-ups, CRM Integration, Social Media, Negotiation, Marketing, Selling, Technical Support
Education
CSU Sacramento 2002 — 2005
Bachelor of Science, Business Finance
Sierra College 2000 — 2003
Tranfer, General Studies
Bank of America December 2014 - Present
Connect Realty - Team USA March 2014 - December 2014
Liberty Home Equity Solutions July 2012 - February 2014
Teradon Financial January 2002 - July 2012
Teradon Corporation January 1994 - July 2012
Charles Schwab July 1999 - December 2001
California Federal Bank May 1998 - May 1999
Alameda County October 1997 - May 1998
Foundation Health Corporation October 1994 - July 1997
Western Farm Credit Bank September 1993 - October 1994
Skills
DB2, CICS, COBOL, Systems Analysis, JCL, Data Modeling, Project Management, VSAM, Consulting, Executive Management, ISPF, IMS DB/DC, System Architecture, Database Design, Programming, Microsoft Office, Marketing, Health Insurance, Problem Analysis, Reverse Mortgages, Real Estate, Real Estate Financing, Short Sales, Salesforce.com, Direct Sales, Sales Management, Loan Origination, Home Equity Loans, Existing Home Sales, Real Estate Economics, Business Analysis, CRM, Leadership, Mortgage Lending, Management, Training, Team Building, Sales, Software Project..., Financial Services, Selling, Investment Properties, Coaching, Application Architecture, IBM Mainframe, Technical Leadership, Vendor Management, Mainframe, Banking, Databases
Education
Arizona State University 1980 — 1981
College of Engineering, Computer Science
Oakton Community College 1978 — 1979
Business, Data Processing
New Trier West High School 1974 — 1978
Liberty Home Equity Solutions April 2013 - Present
Genworth Financial November 2008 - April 2013
Western Area Power Administration February 2008 - November 2009
Amdocs June 1998 - February 2008
DST Innovis 1998 - 2008
Skills
Software Quality..., Software Quality, Quality Center, SDLC, Test Planning, User Acceptance Testing, Agile Methodologies, Test Automation, QTP, Requirements Analysis, Testing, System Testing, Microsoft Excel, Version One, Microsoft SQL Server, Data Mining, Data Analysis, Reverse Mortgages
Education
University of Idaho 1978 — 1985
Certificate of Proficiency in Commercial Computer Programming, Computer Science
University of Idaho
Urban Financial of America, LLC April 2015 - Present
American Advisors Group (AAG) March 2014 - April 2015
Urban Financial of America, LLC 2015 - 2015
Urban Financial of America, LLC 2015 - 2015
Liberty Home Equity Solutions February 2013 - March 2014
Libery Home Equity Solutions June 2012 - March 2014
MetLife Home Loans August 2008 - June 2012
MetLife Home Loans August 2008 - April 2012
Generation Mortgage April 2007 - August 2008
Wells Fargo Home Mortgage November 2005 - April 2007
Skills
Reverse Mortgages, Construction, Home, Real Estate Financing, Business Operations..., Marketing Communications, Team Leadership, Strategic Leadership, Leadership, Mortgage Lending, Operations Management, Loan Origination, Loan Servicing, Mortgage Banking, First Time Home Buyers, Residential Mortgages, Training, Finance, Management, Referrals, FHA, Loans, Real Estate, Refinance, Investment Properties, VA loans, Certified Mortgage..., Construction Loans, Loss Mitigation, Credit, Government Loans, USDA, FHA Financing, Sales, Banking, Credit Analysis
Education
Rose-Hulman Institute of Technology 1958 — 1959
None, Engineering
Plainfield High School 1955 — 1958
High School Diploma, Math, Science
Retirement Funding Solutions July 2015 - Present
Security 1 Lending August 2014 - June 2015
Liberty Home Equity Solutions February 2013 - July 2014
Genworth Financial Home Equity Access, Inc. April 2010 - February 2013
Wells Fargo Home Mortgage May 2009 - February 2010
Financial Freedom Senior Funding Corporation January 2005 - April 2009
United States Surgical Corporation 1984 - 1998
Xerox Corporation 1969 - 1980
AT&T 1968 - 1970
US Army April 1966 - April 1968
Skills
Reverse Mortgages, Loan Origination, Credit Analysis, Strategic Financial..., Mortgage Underwriting, Investment Properties, Retirement, Insurance, Investments, Underwriting, Construction Loans, Program Management, Sales Management, Selling, Sales, Home Equity Lines of..., Seniors, Finance, Series 63, Mortgage Lending
Education
Georgetown University 1961 — 1965
BS, Foreign Service
Liberty Home Equity Solutions Reverse Mortgage AdvisorGenworth FinancialDecember 2011 - March 2013
Residential Home Funding January 2011 - December 2011
US Mortgage Corp 1999 - 2009
Skills
Customer Service, New Business Development, Microsoft Office, Microsoft Excel, Strategic Planning, Advertising, HTML, Negotiation, Photoshop, Referrals, Loans, Public Speaking, Finance, Refinance, Banking, Reverse Mortgages, Loan Origination, Mortgage Lending, FHA, Credit, Mortgage Banking, Residential Mortgages, Investment Properties
Education
Montclair State University 1968 — 1973
Bachelor of Business Administration (B.B.A.), Business Admin and Marketing
Bloomfield High School 1965 — 1968
Liberty Home Equity Solutions April 2013 - Present
Leaderschoice Insurance Company June 2012 - April 2013
Carnival Cruise Lines August 2011 - May 2012
Pacific Gas and Electric Company November 2007 - May 2010
Skills
Dealing with my wife, Oyster shucking, Crab feeds, Learning New Concepts, Sales, Raising a beautiful..., Genuine deep friendship
Education
Chico State University 1999 — 2001
Bachelor of Science, Business Administration
Shasta College 1995 — 1998
Associate's degree, General Studies
Liberty Home Equity Solutions February 2013 - Present
Genworth Financial September 2011 - February 2013
Wells Fargo Home Mortgage March 2006 - August 2011
Skills
Reverse Mortgages, Retirement, FHA financing, Refinance, Mortgage Banking, Home Equity, Residential Mortgages, Mortgage Lending, Certified Mortgage..., FHA, Loan Origination
Education
California State University-Fullerton
Business Administration
Datapath IT January 2015 - Present
AugustineIdeas January 2014 - January 2015
Liberty Home Equity Solutions March 2013 - December 2013
U.S. Bank May 2010 - March 2013
Global Mortgage Vlc., Capital Credit November 2008 - May 2010
Manhattan First Financial Group February 2004 - September 2008
Skills
B2C marketing, B2B Marketing, Eloqua, Microsoft Office, QlikView, Campaign Management, Content Marketing, Adobe Creative Suite, Email Marketing, Constant Contact, Metrics Reporting, Salesforce.com..., Competitive Analysis, Data Analysis, Branding & Identity, Graphic Design, Event Management, WordPress, Social Media Marketing, CRM, Advertising, Financial Services, Nonprofits, Marketing Communications, Online Marketing, Blogging, Google Analytics, Marketing Compliance, Print Management, Marketing Strategy, Product Marketing, Mortgage Lending, Designing Marketing..., Vendor Management, Market Research, Events Coordination, Direct Marketing, Team Leadership, Creative Writing, Salesforce.com, Marketing, B2B, Strategy, Newsletters, Internal Communications, Sales Process, Event Planning, Lead Generation, Integrated Marketing
Education
Southern New Hampshire University
Marketing
Global Bible Institute
Associate's degree, Organizational Leadership
Liberty Home Equity Solutions February 2015 - Present
Advanced Science Coatings April 2004 - November 2014
Wholesale Capital Corporation January 2012 - April 2013
Creative Productions January 2000 - 2003
Eazell Petersen 1992 - 2000
Skills
New Business Development, Sales, Marketing, Strategic Partnerships, Strategy, Advertising, Leadership, Negotiation, Sales Management, Lead Generation, Business Development, Social Media, Loans, Commercial Real Estate, Real Estate, Finance, Real Estate Economics, Entrepreneurship, Strategic Planning, Marketing Strategy
Education
California State University-Fullerton, Mihaylo College of Business and Economics 1970 — 1973
Business Administration and Econmics
Liberty Home Equity Solutions October 2014 - Present
Liberty Home Equity Solutions February 2013 - Present
California Family Fitness June 2005 - April 2011
California Family Fitness September 1995 - June 2005
Skills
Mortgage Lending, Loans, Credit, Loan Origination, Refinance, FHA, Residential Mortgages, Banking, Credit Analysis, Reverse Mortgages, FHA financing, Investment Properties, Investments, Real Estate
Education
Beyer High School 1990 — 1994
Modesto Junior College
communications
Liberty Home Equity Solutions May 2009 - Present
Volcano Corporation October 2004 - August 2008
Skills
Underwriting, Mortgage Lending, FHA, Financial Risk, Investments, Loans, Reverse Mortgages
Education
Consumnes River College 2014 — 2016
Architecture
ITT Technical Institute-Rancho Cordova 2006 — 2008
Associate of Science (A.S.), Electrical, Electronic and Communications Engineering Technology/Technician, 3.33
Liberty Home Equity Solutions January 2014 - Present
JPMorgan Chase & Co. June 2012 - January 2014
JPMorgan Chase April 2009 - May 2012
Skills
Customer Service, Management, Microsoft Office, Microsoft Excel, Banking, Leadership, Project Management, Risk Management, Financial Analysis, Business Analysis
Education
Grambling State University 2001 — 2006
Bachelor of Science (B.S.), Accounting
Paramount Equity January 2015 - Present
Liberty Home Equity Solutions March 2012 - Present
Genworth Financial Home Equity Access March 2011 - March 2012
Sentinel Wealth Management and Insurance Services LLC July 2010 - February 2011
Attract It Maketing August 2007 - August 2009
Harbinger Mortgage Solutions January 2003 - July 2007
Santa Clara Department of Drug and Alcohol Services January 2000 - January 2003
Skills
Marketing Strategy, Strategy, Marketing, Sales Process, Start-ups, Sales, Sales Management, Selling, Management, Entrepreneurship, Investments, Contract Negotiation, Insurance, Team Leadership, Customer Service, Loans, Mortgage Banking, Leadership, Retirement Planning, FHA, Finance
Education
UC Santa Cruz 1992 — 1996
Marketing
BBSI May 2014 - Present
Liberty Home Equity Solutions 2012 - 2014
HomEq June 2004 - December 2011
Skills
Loans, Insurance, Credit, Banking, Mortgage Lending, Portfolio Management, Financial Analysis, Credit Analysis, Underwriting, Investments, Risk Management, Retail Banking, Financial Services, Credit Risk, Options, Workers' Compensation..., Workers Compensation...
Education
MiraCosta College 2000 — 2002
Certificate, Information Multimedia Technologies, 3.5
Liberty Home Equity Solutions April 2015 - Present
Genesis PURE January 2013 - Present
Alkali Insurance July 2012 - April 2015
Skills
Social Networking, Networking, New Business Development, Small Business, Customer Service, Healthcare Industry, Team Building, Health Insurance, Sales, Marketing, Leadership, Lead Generation, Insurance, Customer Satisfaction, Microsoft Office, Direct Sales, Training, Business Development, Employee Benefits, Life Insurance, Healthcare, Property & Casualty..., Entrepreneurship, Cold Calling, Reverse Mortgages
Education
Purdue University 1993 — 1998
Bachelor of Applied Science (B.A.Sc.), EET
RDI Communications March 2015 - Present
American Advisors Group (AAG Reverse Mortgage) March 2014 - March 2015
Liberty Home Equity Solutions July 2013 - March 2014
Alpha Rae Personnel,Inc. August 2012 - January 2013
MetLife Home Loans September 2008 - August 2010
Indymac Bank February 2006 - September 2008
Personal Money Solutions, Inc March 2004 - August 2005
2003Centennial Wireless September 1999 - July 2003
United States Postal Service January 1997 - September 1998
GTE September 1994 - October 1996
Skills
Social Media, Customer Service, Reverse Mortgages, FHA, Mortgage Lending, Credit, First Time Home Buyers, Banking, Social Media Marketing, Marketing, VA loans, USDA, Sales, Mortgage Banking, Team Building, Public Speaking, Sales Management, Loans, Loan Origination, Refinance, Insurance, Strategic Planning, Credit Analysis, Leadership, Networking, Marketing Strategy, Management, Residential Homes, Coaching, Advertising, Budgets, Investment Properties, Microsoft Office, Residential Mortgages, Selling, Real Estate, New Business Development, Customer Satisfaction, Small Business, Finance, Mortgage Underwriting, FHA financing, Home Equity, Government Loans, Home Equity Loans, FHA Financing, VA Loans
Education
International Business College
New Haven & Fort Wayne Chamber of Commerce
Liberty Home Equity Solutions June 2012 - Present
Skills
Mortgage, FHA, Reverse Mortgages, Refinance, Loans, Mortgage Lending, Residential Mortgages, Banking, Residential Homes, Loan Origination, Real Estate, Mortgage Banking, Finance, Credit, Portfolio Management, Investments
Education
New York Unviersity
University of Connecticut
Bachelor of Science
University of North Carolina at Chapel Hill
Masters
Willow Bend Mortgage June 2015 - Present
Workforce Housing Alliance.US, Inc. August 2009 - Present
Liberty Home Equity Solutions June 2012 - May 2015
BB&T August 2009 - May 2010
Colonial Bank February 2009 - May 2010
Colonial Bank February 2009 - August 2009
1st Metropolitan Mortgage February 2007 - February 2009
Wells Fargo Home Mortgage January 2001 - June 2006
The Steamboat Kentucky and Civil War Museum January 1999 - January 2006
Century 21 Spigener Real Estate January 1998 - November 2001
Skills
Loans, Mortgage, Mortgage Lending, FHA, VA, Conventional, Real Estate, Team Building, Negotiation, Public Speaking, New Business Development, Credit, Customer Service, Coaching, Problem Solving, Sales Management, Organizational..., Non-profits, First Time Home Buyers, Real Estate Development, Sales, Management, Sellers, Leadership, Nonprofits, Small Business, USDA
Education
Louisiana Tech University 1962 — 1967
life, Business Administration & Broadcasting
Liberty Home Equity Solutions September 2011 - Present
COMPLETE BENEFIT SOLUTIONS January 2003 - September 2011
Wilson Lending Group December 2001 - December 2010
Skills
Loan Origination, Reverse Mortgages, Leadership, Mortgage Lending, Mortgage Banking, Residential Mortgages, Refinance, Loans, FHA, Banking
Education
University of Central Florida 1981 — 1985
BACHELORS, FINANCE
Liberty Home Equity Solutions April 2015 - Present
Bella Cera Floors January 2011 - March 2015
BRE Properties June 2009 - September 2010
Merchandising Systems, Inc. March 2005 - June 2009
Autodesk, Inc. July 2008 - January 2009
Adobe Systems February 2008 - April 2008
eBay June 2007 - November 2007
Mediazone.com, Inc. January 2003 - March 2005
SDI Industries, Inc. July 2000 - August 2002
Skills
Online Marketing, Search Marketing, Email Marketing, Online Advertising, Web Analytics, Media Buying, PPC, Google Analytics, SEO, Landing Page..., E-commerce, Lead Generation, Google Adwords, Digital Marketing, Digital Strategy, Social Media Marketing, Mobile Marketing, Marketing Strategy, Interactive Marketing, SEM, Budgets, Analytics, Direct Marketing, Web Marketing, Advertising, Director of Marketing, Product Development, People Management, Budgeting, Team Building, CRM software, Website Development, Conversion Optimization, Business Strategy, Affiliate Marketing, Omniture, Organic Search, Product Marketing, Customer Acquisition, Salesforce.com, Content Management, P&L Management, Personnel Supervision, Marketing, CRM, Strategy, Social Media, Management, User Experience, Social Networking
Education
California State University, San Jose 2001 — 2003
MBA, business, marketing and finance
American University 1987 — 1989
Juris Doctor, Business, Law
University of North Carolina, Chapel Hill 1977 — 1980
B.A., Political Science, Economics
Liberty Home Equity Solutions April 2012 - Present
CoreLogic May 2009 - December 2012
Advent Software January 2008 - December 2008
Comerica Bank April 2007 - January 2008
Entertainment Publications Inc / IAC September 1999 - March 2007
Sage Software Development 1997 - 1999
Accenture 1994 - 1997
Skills
Business Analysis
Education
Central Michigan University 1989 — 1994
BSBA
Reverse Mortgage Funding LLC April 2015 - Present
Stanford Mortgage January 2015 - April 2015
Liberty Home Equity Solutions August 2012 - January 2015
Retail Radio October 2009 - January 2012
Shingle Springs Cameron Park Chamber of Commerce January 2009 - April 2009
Money Mailer of Folsom El Dorado June 2006 - March 2008
CAL Internet Services June 2004 - June 2006
Comcast Advertising Sales August 2000 - May 2004
Capital Management & Marketing Group November 1998 - July 2000
Raleys Gold Rush Classic January 1994 - October 1998
Skills
Marketing, Sales, Newsletters, Selling, Small Business, Advertising, Public Relations, Reverse Mortgages, Marketing Strategy, Social Media Marketing, Direct Mail, Sponsorship, Cold Calling, FHA Financing, Training
Education
Central Michigan University 1981 — 1985
Bachelor of Applied Arts
CAEATFA 2014 - Present
Paramount Equity 2013 - 2014
Liberty Home Equity Solutions December 2011 - 2013
IntelliQuote May 2008 - February 2010
ADP March 2007 - April 2008
Independent Real Estate Professional January 2003 - December 2007
Whaley Elementary School September 2000 - June 2003
Skills
Leadership, Health Insurance, Sales, Term Life Insurance, Life Insurance, Insurance, Fixed Annuities, Disability Insurance, Management, Residential Mortgages, Mortgage Underwriting, Reverse Mortgages, Mortgage Lending, Mortgage Servicing, Training, Underwriting, Sales Management
Education
California State University-East Bay
B.S, Education
Liberty Home Equity Solutions April 2015 - Present
American Equity Management, LLC March 2014 - Present
Reverse Mortgage Solutions, Inc. February 2010 - March 2014
Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, Reverse Mortgages, Credit, Loan Origination, Residential Mortgages, Loans, Underwriting, Banking, Investment Properties, Loss Mitigation, FHA financing, VA loans, Mortgage Underwriting, Mortgage Servicing, VA Loans, FHA Financing
Education
Southern Illinois University, Carbondale
SkySlope June 2014 - Present
Line By Line LLC May 2008 - Present
Liberty Home Equity Solutions November 2012 - June 2014
Wells Fargo Insurance Services August 2011 - October 2012
Sacramento County January 2006 - May 2008
California Environmental Protection Agency January 2005 - December 2005
Synergy Consulting June 2000 - December 2004
Electronic Data Systems May 1998 - May 2000
California State University, Sacramento January 1998 - May 1998
California Department of Food & Agriculture June 1996 - December 1997
Skills
Software Engineering, Software Development, Web Development, Business Analysis, Software Project..., SDLC, Agile, .NET, ASP.NET, C#, LINQ, Entity Framework, MVC, Web Services, XML, Telerik, jQuery, AJAX, CSS, Visual Studio, TFS, Tortoise SVN, VSS, VB.NET, VSTO, ASP, VBScript, JavaScript, Visual Basic, VBA, Java, JSP, PHP, WordPress, PowerBuilder, Database Design, SSRS, SSIS, SQL, T-SQL, PL/SQL, MySQL, SQL Server, Oracle, Sybase, Access, Sales Force Development, Finale, Baydocs, Kroll
Education
California State University-Sacramento 1996 — 1998
B.S., Business: Management Information Systems
American River College 1992 — 1996
A.S., Business Administration
Liberty Home Equity Solutions May 2014 - Present
PennyMac Loan Services, LLC December 2013 - April 2014
Stanford Mortgage October 2013 - December 2013
PHH Mortgage March 2012 - October 2013
Sage Software May 2002 - November 2011
Sage Software July 2003 - December 2007
Skills
Sage, Salesforce.com, Enterprise Software, Mortgage Lending, Mortgage Marketing, Sage CRM, VA loans, Refinance, Residential Mortgages, Jumbo Mortgage, FHA financing, Real Estate Financing, FHA, Sales, Reverse Mortgages, Selling, Loans
Education
Kaplan University-Davenport Campus 2003 — 2005
Liberty Home Equity Solutions February 2014 - Present
Egana & Associates January 2011 - Present
Real Estate Caracas, Venezuela January 2011 - October 2013
Sunshine Real Estate Advisors January 2007 - December 2010
CTX Mortgage / Charter Funding / Prime Financial Group January 2001 - December 2008
Skills
Loans, FHA financing, Sellers, Mortgage Lending, Real Estate, First Time Home Buyers, Mortgage Banking, Investment Properties, Credit, Banking, Short Sales, Condos, Financial Analysis, Negotiation, Selling, Risk Management
Education
Universidad Católica Andrés Bello 1987 — 1992
Bachelor of Laws (LLB), Law
Instituto Escuela 1972 — 1984
High School Diploma
Liberty Home Equity Solutions April 2013 - Present
Genworth Financial June 2011 - Present
Genworth Financial June 2011 - July 2012
National Technology Leasing October 2010 - April 2011
RE/MAX Gold August 2009 - June 2010
3 Day Closets November 2007 - December 2008
Coldwell Banker May 2006 - December 2007
Foundation National Mortgage and Realty June 2004 - June 2006
Applied Materials, Inc January 1986 - June 1996
Applied Materials 1986 - 1996
Skills
Mortgage Lending, Investment Properties, Project Management, Real Estate, Sales, Customer Service, Management, Training, Team Building, Contract Negotiation, Forecasting, FHA, Leadership, Budgets, Marketing, CRM, Analysis, Finance, Refinance, Process Improvement, Sales Management
Education
Coldwell Banker University 2006 — 2006
Real Estate
De Anza College 1978 — 1981
Liberal Arts
Liberty Home Equity Solutions December 2008 - Present
Travel Store/Financial Freedom 1995 - 2008
Skills
Microsoft Office, Administration, Budgeting, Excel, Administrative Support, Event Management, Expenses, Coordination, Customer Service, Word, PowerPoint, Scheduling, Calendars, Outlook, Research, Conferences, Contract Negotiation, Databases, Event Planning, Executive Management, Planning, Payroll, Customer Relations, Problem Solving, Administrative..., Budgets, Microsoft Excel, Project Planning, Team Building, Training, Process Improvement, Loan Origination, Banking, Mortgage Banking, Sales Management, Management, Credit, Residential Mortgages
Education
University of California, Irvine 2009 — 2009
Certificate in Project Management, Project Management
Liberty Home Equity Solutions 2014 - Present
AAG - American Advisors Group 2011 - 2013
DISNEYLAND 2011 - 2012
UNITED STATES CONGRESSMAN DAN LUNGREN 2007 - 2007
TAKE COVER, INC. February 1983 - July 2002
Skills
Bankruptcy, Intellectual Property, Legal Research, Litigation, Westlaw, Docketing, Legal Writing, Patent Prosecution, Trademarks, Legal Assistance, Courts, Patents
Education
Trinity Law School 2005 — 2007
Doctor of Law (JD), Law
UCLA
Bachelor of Science (BS), Motion Picture / television
Retirement Funding Solutions June 2015 - Present
Security One Lending July 2013 - Present
Liberty Home Equity Solutions December 2011 - Present
Southwest Senior Planning April 2011 - December 2011
Tribute Direct February 2011 - October 2011
Financial Freedom January 2006 - May 2009
Columbian Financial Group 1995 - 2004
Skills
Sales, Mortgage Lending, Reverse Mortgages, Mortgage Banking, FHA, Loan Origination, Loans, Residential Mortgages, Refinance, Credit, Retirement, Underwriting, FHA financing, Banking, Sales Management, Strategic Planning, Real Estate, VA loans, Financial Services, Retirement Planning
Education
Franklin Pierce University 1974 — 1976
BA, History
American Advisors Group, Inc. (AAG Reverse Mortgage) June 2015 - Present
Home Point Financial August 2014 - June 2015
Urban Financial Group, Inc.; a KCG Holdings, Inc. Company October 2013 - August 2014
Liberty Home Equity Solutions January 2013 - October 2013
MetLife Home Loans March 2010 - July 2012
Wells Fargo Home Mortgage July 2008 - March 2010
GB Home Equity 2006 - 2008
Education
Paul Smith's College
State University of New York College at Oswego
Summit Funding, Inc. 2015 - Present
Liberty Home Equity Solutions July 2014 - September 2014
Home August 2011 - June 2014
Keller Williams Realty 2010 - 2011
ProVision Real Estate Services February 1997 - June 2001
Skills
Customer Service, Sales, Loan Origination, Office Management, Office Administration, Microsoft Office, Data Entry, Telephone Skills, PowerPoint, Mojo Telesales, Outlook, QuickBooks, Mortgage Lending, Credit, FHA, FHA Financing, First Time Home Buyers, Foreclosures, Investment Properties, Leadership, Management, Marketing, Mortgage Banking, Negotiation, Refinance, Residential Homes, Residential Mortgages
Education
Ohlone College
None, General Studies, Real Estate Licensing Courses
Liberty Home Equity Solutions April 2013 - Present
Genworth Financial December 2009 - April 2013
Unity Mortgage Corp August 1988 - December 2009
Skills
GA Licensed Mortgage...
Education
Georgia State University 1969 — 1971
G.E.D., License Plate Specialist
Liberty Home Equity Solutions 2008 - Present
OneWest Bank 2003 - 2008
First Bank 2002 - 2005
Skills
Reverse Mortgages, Sales Management, Growth Strategies, Financial Advisory, Mortgage Banking, Residential Mortgages, Mortgage Lending, Capital Markets, Financial Modeling, Marketing Strategy, Building Relationships, Business Strategy, Project Management, Cost Center Management, Forecasting, Communication, Strategic Planning
Education
California State University-Fullerton 2000 — 2003
Bachelor of Arts (B.A.), Business Administration, Management and Operations
Liberty Home Equity Solutions July 2012 - Present
Cultural Care Au Pair March 2012 - Present
AT&T Advertising Solutions/yp.com February 2001 - April 2010
Rescue School & Schnell School January 1999 - June 1999
Transwestern Publishing Yellow Book January 1996 - January 1999
The Mountain Democrat 1994 - 1996
El Dorado County Office January 1990 - January 1994
Aspect Foundation 1989 - 1991
Skills
English, Teaching, Art, Customer Relations, Customer Service, Higher Education, New Business Development, Online Marketing, Marketing Communications, Fundraising, Italian, Antiques, Travel, Advertising, Sales Management, Lead Generation, Social Networking, Marketing, Social Media Marketing, Direct Sales, Online Advertising, Microsoft Office, Cold Calling, Salesforce.com, Advertising Sales, Sales
Education
East Los Angeles College 2015 — 2019
Associate of Arts (AA), Fine/Studio Arts, General
Societa Dante Alighieri 2010 — 2010
Certificate of Attendance, Italian
Chapman University 1993 — 1999
Multiple Subject Public School Teaching Credential, Elementary School
California State University-Los Angeles
Bachelor of Arts, Environmental Design, Adult School Teaching Credential
Liberty Home Equity Solutions May 2013 - Present
Liberty Home Equity Solutions f/k/a Genworth Home Equity Access May 2012 - Present
MetLife Home Loans July 2009 - May 2012
MetLife Home Loans/EverBank Reverse/BNY Mortgage October 2008 - July 2009
MetLife Home Loans/EverBank Reverse/BNY Mortgage February 2008 - October 2008
MetLife Home Loans/EverBank Reverse/BNY Mortgage July 2003 - February 2008
Empire Blue Cross Blue Shield January 1999 - July 2003
Federal Savings and Loan January 1997 - January 1999
MSBank January 1995 - January 1997
Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, USDA, VA loans, Loan Origination, Residential Mortgages, Loans, FHA financing, Reverse Mortgages, Mortgage Underwriting, Credit, Construction Loans, Credit Analysis, Government Loans, Underwriting, Mortgage Servicing, Retirement, Home Equity, Certified Mortgage..., Home Equity Lines of...
Education
SUNY Orange 1995 — 1998
Associate of Arts and Sciences (AAS)
HS Diploma - Pine Bush High School
Associate, Applied Sciences
Liberty Home Equity Solutions April 2015 - Present
Bank of America 2006 - 2014
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Negotiation
Education
Folsom Lake College
Associate's Degree, Social and Behavioral Science
Ann Marie Carinalli CPA November 2014 - Present
Liberty Home Equity Solutions January 2013 - Present
Dunsmuir Elementary School District May 2011 - January 2013
Perry Smith LLP August 2006 - October 2010
Skills
Tax Preparation, Accounting, GAAP, CPA, Internal Controls, Financial Reporting, General Ledger, Financial Statements, Financial Accounting, SEC filings, Auditing, US GAAP, Tax, Sarbanes-Oxley Act, SEC Filings
Education
Sonoma State University 2002 — 2006
Bachelor's degree, Accounting
Guild Mortgage June 2015 - Present
Lamesa Rv Center April 2015 - June 2015
Buffini & Company- Real Estate Training, Coaching & Events March 2015 - April 2015
OneRoof Energy, Inc. September 2014 - February 2015
Liberty Home Equity Solutions 2012 - 2014
Aerojet 2012 - 2012
California Nurses Association 2011 - 2012
Purple Communications, Inc 2006 - 2009
Ansbach & Associates 2005 - 2006
Skills
Human Resources, Benefits Administration, Employee Benefits, Recruiting, Onboarding, Employee Relations, HRIS, New Hire Orientations, HR Policies, Process Improvement, New Hire Processes, New Hire Training, Applicant Tracking..., Employee Training, Personnel Management, Performance Management, ADP Payroll, ADP Enterprise, ADP TimeSaver, Office Management, Microsoft Office 2007, Taleo, Employee Wellness, Talent Acquisition, Business Process, Microsoft Excel, Payroll, College Recruiting, Project Management, HRIS Database Management, Visio, PeopleSoft, Employee Handbooks, Health Benefits..., Deferred Compensation, Training, Microsoft Office
Education
Sierra College
Associate's Degree, Biology
Pacific College - Oriental Medicine
Master's degree, Science
LIBERTY HOME EQUITY SOLUTIONS July 2012 - Present
M AND I BANK 2008 - 2011
BI PERFORMANCE SERVICES 1989 - 2001
Skills
REVERSE MORTGAGES, FINANCE, Strategic Account..., Relationship...
Education
Mississippi State University
University of Maryland College Park
Paramount Equity August 2014 - Present
Urban Financial of America, LLC May 2013 - June 2014
Liberty Home Equity Solutions October 2011 - May 2013
US Small Business Administration June 2009 - September 2011
US Small Business Administration September 2004 - December 2008
Skills
Loans, FHA, Reverse Mortgages, Mortgage Underwriting, Revocable Trusts, SBA, Government Loans, Business Planning, Small Business Lending, Credit Analysis, Investment Properties, Underwriting, Finance
Education
Cosumnes River College
Associate's degree, Entrepreneurial and Small Business Operations
Liberty Home Equity Solutions April 2010 - Present
Education
University of North Carolina at Chapel Hill
Bachelor of Arts (B.A.), Economics and Communications