Ocwen Financial
Industry: Mortgage loan company
DescriptionOcwen Financial Corporation is a provider of residential and commercial mortgage loan servicing, special servicing, and asset management services, which has been described as "essentially debt collectors, collecting monthly principal and interest from homeowners". Headquarters: West Palm Beach, FL CEO: Glen Messina (Oct 4, 2018–) Number of employees: 6,400 (December 2018) Subsidiaries: PHH Corporation, Ocwen Loan Servicing LLC,
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Ocwen Financial Employees
Plaza Home Mortgage November 2010 - Present
Ocwen Financial September 2009 - November 2010
Fraudmit, LLC. January 2008 - October 2009
Option One Mortgage May 2004 - December 2007
Ivy Mortgage November 2002 - April 2004
SearchTec June 2001 - November 2002
Finance America July 1998 - February 2001
Education
Adelphi University 1985 — 1989
BS, Sociology
Home Dog Training of South Florida 2014 - Present
Dog Guard of South Florida 2013 - Present
Bark Busters Home Dog Training July 2006 - July 2014
Fort Knox National Company December 2006 - August 2007
Backup Express, L.L.C. January 2006 - December 2006
Ocwen Financial April 2003 - January 2006
BayView Financial Trading Group January 2001 - March 2003
Bayview Financial 2001 - 2003
BayView Portfolio Group March 2000 - January 2001
Transamerica Investment Services December 1987 - March 2000
Skills
Infrastructure, Integration, Outsourcing, Customer Management, Strategic Planning, Coaching, Cross-functional Team..., Team Building, Training, Public Speaking, Marketing, Business Analysis, Leadership, Dog Training, Dogs, Management, Small Business, Pets, Separation Anxiety, Analysis, Project Management, Dog Behavior, Budgets, New Business Development, Obedience, Dog Walking, Business Development, Business Strategy, Behavior Modification, Management Consulting, Leadership Development, Pet Sitting, Entrepreneurship, Contract Negotiation, Puppies, Start-ups, Customer Satisfaction, Project Planning, Consulting, Social Networking, Telecommunications, Dog Grooming, Sales, Strategy, Business Planning, Franchising, Animal Behavior, Business Process, Dog Aggression, Human Resources
Education
University of Southern California 1977 — 1979
MBA, Finance
UCLA 1973 — 1976
BA, Economics
Harvard 1966 — 1973
Joint Commission Center for Transforming Healthcare February 2014 - Present
Financial Investments Corporation November 2013 - February 2014
Topin & Associates December 2008 - October 2013
Chemex of Northern Illinois July 2007 - December 2008
Joliet PainCare Center September 2005 - June 2007
Ocwen Financial January 2005 - August 2005
Credit Suisse First Boston 2001 - 2004
Donaldson, Lufkin & Jenrette September 2000 - January 2001
Avondale Funding.com June 1999 - September 2000
G&K Services June 1998 - May 1999
Skills
Bonded Notary Public, Typing speed 75+ wpm, Administrative..., Office Management, Microsoft Excel, Event Planning, Employee Relations, PowerPoint, Outlook, Human Resources, Customer Service, Recruiting, Team Building, Microsoft Word, Benefits Administration, Typing, Payroll, Management, Sales, Access, Leadership, Customer Satisfaction, Social Media, Policy, Event Management, Training, Employee Benefits, Marketing, Public Relations, Marketing Communications, Integrated Marketing, Social Networking, Market Research, Email Marketing, Accounting, Advertising, Project Planning, Account Management, Process Scheduler, Time Management, Healthcare, Social Media Marketing, Facebook, Interactive Marketing, Direct Mail, Microsoft Office, Trade Shows, Strategy, Digital Marketing, Brand Development
Education
Moraine Valley Community College 2003 — 2008
A.A.S.
Moraine Valley Community College 1999 — 2003
A.A.S.
Oak Lawn High School 1984 — 1988
Diploma
Ocwen Financial Corporation February 2009 - Present
Ocwen Financial February 2009 - Present
Ocwen Financial February 2009 - Present
Ocwen Financial February 2009 - Present
Homeward Residential Inc. n/k/a Ocwen Financial January 2009 - Present
First American / Core Logic February 2001 - February 2006
Skills
Accounts Payable, General Ledger, Accounts Receivable, Payroll, Budgets, PeopleSoft, Analysis, Spreadsheets, Mergers, Due Diligence, Management
Education
El Centro College
High School Diploma
Mansfield Business School
WH Adamson
Business Administration and Management, General
Movement Mortgage, LLC September 2014 - Present
Ocwen Financial July 2012 - April 2014
Bank of America August 2010 - July 2012
JPMorgan Chase May 2006 - August 2010
Skills
Highly motivated..., True Team Player, Highly Reliable, Success Driven, Like Challenges, Adapts to Change, Positive Can-do Attitude, Microsoft Office, Office Equipment, Customer Service
Education
Amberton University 2012 — 2014
Master of Science, HR & Business
Amberton University 2012 — 2014
Certification, Human Resources Management
The University of Texas at Arlington 2007 — 2010
BBA, Management
Cedar Valley College 2005 — 2007
Associate of Science (A.S.), Business
Ocwen Financial February 2013 - January 2014
Ocwen Financial February 2008 - February 2013
Ocwen Financial July 2007 - February 2008
Ocwen Financial February 2007 - July 2007
Bank of America May 2006 - December 2006
First American-Chase Outsourcing March 2003 - May 2006
Bank of America July 1999 - September 2002
Bank of American Bank of America July 1996 - September 2002
Support Bank of AmericaBank of America January 1998 - July 1999
Skills
Mortgage Banking, Escalation Resolution, Property Tax, Loan Modifications, Acquisitions, Training, Loans, Software Documentation, Invoicing, Accounting, Data Entry, Finance, Analysis, Mortgage Lending, Loan Servicing
Education
Bethel University, College of Professional Studies 2013 — 2016
Bachelor's Degree, Organizational Leadership
Business and Managment Center
Prometheus Real Estate Group July 1998 - Present
Ocwen Financial February 1996 - July 1998
Advent Companies May 1991 - January 1996
Amdahl Computers March 1988 - July 1989
Pacific Stock Exchange August 1985 - July 1987
Ford Aerospace September 1981 - April 1984
Education
University of California, Berkeley 1989 — 1991
MBA, Business - Real Estate
University of California, Berkeley 1978 — 1981
BS, Business
University of California, Santa Barbara 1977 — 1978
Ocwen Financial September 2013 - Present
Wells Fargo Home Mortgage November 2012 - September 2013
Moda Hair Design September 2008 - November 2012
PNC March 2010 - July 2010
Ruby Tuesday September 2006 - October 2008
Skills
Microsoft Office, Leadership Development, Human Resources, Payroll, Coaching, Hiring Employees, Recruiting, Operating Budgets, Organizational..., Project Management, Project Planning, Event Management, Staff Retention, Sales Management, Credit, Customer Service, Banking, Retail Banking, Mortgage Lending, Sales, Financial Analysis
Education
Florida Atlantic University 2008 — 2012
Bachelor of Arts (B.A.), Sociology
Bank of America Merrill Lynch February 2013 - February 2015
AIGTS January 2012 - January 2013
MorganStanley October 2009 - April 2012
MorganStanley April 2006 - October 2009
Ocwen Financial June 2004 - September 2005
Ocwen Financial Solutions May 2003 - June 2004
MeritaNordbanken 1997 - 2001
Unisys 1995 - 1997
Skills
PMP, Shell Scripting, CISSP, Cisco, routing, Switches, RedHat, Linux, Windows Server, System Administration, Perl, Netscreen, PIX, Juniper, Checkpoint, Iptables, DNS, RSA SecurID, IT Management, Troubleshooting, Technical Training, Technical Documentation, Business Process..., Firewalls, Soft Skills, CISM, Cisco Technologies, Routing, Management, Security, Integration, Disaster Recovery, ITIL, Infrastructure, Network Security, Networking, Computer Security, IT Operations, System Deployment, Microsoft Exchange, Enterprise Software
Education
City University of New York City College 1989 — 2007
BS
Shanghai University 2005 — 2005
Finance
The Priory School 1984 — 1989
Calabar High School 1982 — 1984
LesConcierges 2012 - Present
WineDirect 2008 - 2012
eWinery Solutions 2004 - 2007
Custom Wine Source 2004 - 2007
Davenport House 1997 - 2004
Armellini Industries 1999 - 2000
Interactive Response Technologies 1997 - 1999
Alorica 1996 - 1997
U.S. Technologies 1995 - 1996
Ocwen Financial 1993 - 1995
Skills
Product Management, Agile Project Management, Software Project..., Software Development, Data Analysis, Business Analysis, Business Intelligence, Data Warehousing, E-commerce, POS, Fulfillment Services, SQL Server, PostgreSQL, Web Development, Web Services, Scrum, User Stories, ERP, Quickbooks, Microsoft Dynamics, HTML + CSS, XML, ColdFusion, WebFOCUS, SaaS, Strategic Partnerships, Cloud Computing
Education
Georgia State University 1981 — 1983
M.S., Finance
University of Redlands 1975 — 1979
B.A., English
Flynn & Gottlieb, P.A. January 2010 - Present
Local Community January 1999 - December 2009
Ocwen Financial Corporation October 1993 - April 1996
Ocwen Financial January 1993 - January 1996
MLM Talking Yellow Pages January 1989 - January 1993
Education
Kaplan University 2009 — 2009
Kaplan University 2008 — 2009
Certificate, Legal Secretary
South University 1991 — 1993
AS, Paralegal
South University
Associates, Science-Paralegal Studies
Meridian Capital Group September 2014 - Present
Blackbird Lane 2008 - Present
LandAmerica Valuation Corp./ Lawyers Title Ins. Corp. 2006 - 2008
Bayview Financial / Interbay Funding 2001 - 2005
CB Richard Ellis 2000 - 2001
Ocwen Financial 1997 - 2000
Bank of America (as Fleet Bank, NA) 1992 - 1997
Skills
Valuation, Financial Modeling, Financial Analysis, Real Estate Investment, Appraisals, Excel, Argus, Due Diligence, Market Analysis, Market Research, Investment Properties, Dispositions, Foreclosures, REO, Real Estate, Acquisition, Disposition, Mergers, Commercial Real Estate, Investments, Mortgage Lending, Portfolio Management, Leases, Loans, Microsoft Excel
Education
Florida Atlantic University 2011 — 2014
Master of Business Administration (M.B.A.), Finance & International Business
Florida Atlantic University
BBA, Finance
Florida Atlantic University
BBA, Real Estate
Vericrest Financial/Hudson Advisors, LLC November 2010 - Present
MarktoMarket March 2006 - March 2010
GMAC-RFC August 2002 - January 2006
GMAC RESCAP (formerly GMAC-RFC) 2002 - 2005
Ocwen Financial January 1997 - January 2002
Wells Fargo September 1987 - May 1997
Wells Fargo September 1987 - March 1992
Skills
Portfolio Management, Due Diligence, Loans, Strategy, Mergers & Acquisitions, Banking, Investments, Risk Management, Business Development, Management, Mortgage Lending, Valuation, Leadership, Start-ups, Analysis, Real Estate, REO, Credit, Vendor Management, Commercial Real Estate, Capital Markets, Business Planning, Loss Mitigation, Financial Risk
Education
Carleton College 1981 — 1985
BA, Economics
University of St. Thomas (TX)
MBA, Project Management
Wells Fargo Bank June 2011 - Present
National Bank of Malvern July 2005 - December 2010
National Bank of Malvern January 2003 - June 2005
Municipal Mortgage and Equity Corporation March 1999 - December 2003
Ocwen Financial January 1998 - March 1999
Skills
Direct Sales, Credit Analysis, Financial Modeling, Financial Reporting, Customer Relations, New Business Development, compliance banking, Building Relationships, Banking Relationships, Relationship Development, Proficient in Microsoft..., Time Management, Inter-personal, Financial Analysis, Banking, Sales, Customer Service, Strategy, Loans, Business Development, Compliance, Credit, Investments, Commercial Lending, Managerial Finance, Leadership, Start-ups, Due Diligence, Real Estate, Finance, Commercial Banking, Loan Origination, Mortgage Lending, Small Business Lending, Equities, Financial Structuring, Commercial Real Estate, Mergers & Acquisitions, Financial Services, Asset Management, Commercial Mortgages, Healthcare Industry
Education
Drexel University 1992 — 1997
B.S. Business Admin., Finance, Economics
Stonier Graduate School of Banking / University of Pennsylvania 2007 — 2009
Banking
Wilmington Friends School 1992 — 1992
High School
DSH Enterprises August 2010 - Present
Hair Club for Men and Women January 2010 - Present
FIDELITY NATIONAL INFORMATION SERVICES January 2003 - September 2009
OCWEN FINANCIAL January 2001 - January 2003
NCO FINANCIAL January 1998 - January 2001
Skills
SDLC, Product Management, Leadership, SQL, Disaster Recovery, Process Engineering, Customer Service, IBM iSeries, Oracle, IVR, Microsoft Technologies, Business Case, Vendor Management, Process Improvement, PMP, Business Analysis, PMO, Telecommunications, Project Management
Education
George Mason University
The Piddle Place April 2015 - Present
OMG Tech Help November 2012 - September 2014
GHS Solutions LLC November 2008 - August 2011
Tommy Bahama Inc February 2006 - October 2008
Tommy Bahama Inc February 2005 - February 2006
Ocwen Financial November 2001 - December 2004
Sunglass Hut Inc August 1999 - November 2001
Skills
Budgets, Management, Process Improvement, Leadership, Sales, Analysis, Program Management, Retail, Project Planning, Customer Service, Business Strategy, Business Analysis, Human Resources, Team Management, Account Management, Time & Attendance, Negotiation, Operations Management, Time Clocks, Coaching, Strategic Planning, New Business Development, CRM, Schedule Control, Team Building, Employee Training, Contract Negotiation, Project Management
Education
Florida Atlantic University
Bachelor of Science, Business Administration, International Business
GAR Products January 2010 - Present
Durand Consulting February 2009 - December 2011
Queensboro Shirt Company June 2008 - February 2011
Vantage Apparel 1999 - June 2008
Genesis Direct 1995 - 1999
Proteam.com 1995 - 1997
OCWEN Financial 1992 - 1995
Skills
E-commerce, Project Management, Microsoft Excel, Call Center, .NET, JDE One World, Project Planning, Product Development, Strategic Planning, Start-ups, Forecasting, Vendor Management, Operations Management, Strategy, Call Centers, New Business Development, Sales, Management, Budgets
Education
Rutgers, The State University of New Jersey-New Brunswick
Bachelor of Science (BS), Biology, General
Opus Capital Markets Consultants July 2014 - Present
FNC September 2010 - July 2014
Veros December 2007 - September 2010
Ocwen Financial August 2004 - August 2007
Charles Schwab November 1999 - August 2004
Skills
Mortgage Lending, Loans, Asset Managment, Risk Management, Portfolio Management, Valuation, Capital Markets, Loan Origination, Loan Servicing, Business Development, Real Estate, Financial Risk, Due Diligence, Strategy, Sales, Direct Sales, Banking, Asset Management
Education
Rollins College Crummer Business School
MBA
University of Florida 1994 — 1998
BS, Finance
Lake Howell High School
Fiserv May 2015 - Present
Altisource August 2013 - May 2015
Ocwen Financial February 2013 - August 2013
Ally Financial Inc. August 2005 - February 2013
EDS May 2003 - August 2005
EDS 1985 - 2005
EDS, an HP Company 1985 - 2005
Electronic Data Systems January 2001 - May 2003
EDS 1986 - 1988
National TelData 1982 - 1984
Skills
Vendor Management, Call Center, Process Improvement, Risk Management, Vendor Relations, Change Management, Disaster Recovery, Operations Management, Budget Management, Strategic Planning, Business Process, Team Building, Integration, Business Strategy, Contract Negotiations, Strategic Sourcing, IT Management, Problem Solving, Data Center, Mentoring, Negotiation
Education
Babson College
Finance
Baker College Business and Corporate Services
Management
DeVry
Telecomunications
Business ONETouch August 2012 - Present
Voicisity September 2009 - Present
Acxential Business Solutions August 2005 - December 2014
Jacuzzi Brands, Inc. 2003 - 2006
Accenture 2000 - 2003
Ocwen Financial 1999 - 2000
Integrated Data Systems 1992 - 1999
Education
Florida Atlantic University 2003 — 2005
Masters of Accounting, Forensic Accounting
University of Southern California 1985 — 1987
MS Systems Management, Information Systems
Shippensburg University of Pennsylvania 1980 — 1984
BA, Mathematics with a Concentration in Computer Sciences
Covestro LLC (formerly Bayer MaterialScience LLC) February 2015 - Present
Hertz Equipment Rental June 2014 - January 2015
JM Family Enterprises February 2011 - May 2014
PDA Consulting February 2010 - February 2011
WCI Communities May 2002 - February 2010
Orius Corporation January 2001 - January 2002
Ocwen Financial May 1993 - December 2000
Skills
Employee Relations, Deferred Compensation, HRIS, Succession Planning, Onboarding, Human Resources, Benefits Administration, Talent Acquisition, Workforce Planning, Management, Employee Benefits, Leadership, Employee Engagement, Performance Management, Personnel Management, Applicant Tracking..., Compensation & Benefit, New Hire Orientations, Talent Management, Organizational..., FMLA, Labor Relations, HR Policies, Job Analysis, Executive Pay, College Recruiting, PeopleSoft, ADP Payroll, Job Descriptions, Compensation & Benefits
Education
Brown University
BA, Sociology
Brown University
Bachelor's degree, Sociology
loanDepot January 2014 - Present
New Penn Financial, LLC January 2012 - January 2014
o2Funding January 2011 - January 2012
JP Morgan Chase August 2010 - March 2011
Ocwen Financial July 2009 - August 2010
Option One 1993 - 2008
Novus Financial 1990 - 1993
Op-Trac, Inc. 1987 - 1990
Education
Linkage, Inc. 2003 — 2004
Leadership Impact Team
Harper College 1988 — 1990
Business/International Finance
Dencor LLC June 2002 - Present
Iverson Asset Advisors 1998 - 2000
Ocwen Financial June 1997 - October 1998
Skills
Mergers, Strategic Planning, New Business Development, Start-ups, Business Strategy, Business Development, Team Building, Management, Corporate Finance, Strategy, Forecasting, Mergers & Acquisitions, Renewable Energy, Financial Modeling, Leadership, Entrepreneurship, Product Development, Strategic Financial..., Due Diligence, Marketing Strategy, Project Management, Program Management, Telecommunications, Cross-functional Team..., Negotiation, Executive Management, Strategic Partnerships, Process Improvement, Financial Analysis, Manufacturing, Business Planning, Budgets, Sales Management, Management Consulting, Analysis
Education
Le Moyne College 1992 — 1996
BA, Finance
Freedom Mortgage June 2014 - Present
Ocwen Financial February 2013 - May 2014
GMAC Mortgage January 2003 - January 2013
GMAC Mortgage January 2002 - January 2003
GMAC Mortgage January 1998 - January 2002
CoreStates Mortgage January 1994 - January 1998
GMAC Mortgage January 1994 - December 1996
BanCorp Mortgage January 1990 - January 1994
Bucks County Bank and Trust January 1987 - January 1990
Skills
Business Analysis, SDLC, Risk Management, Requirements Gathering, Requirements Analysis, Business Requirements, PMO, User Acceptance Testing, Business Process, Business Process..., Project Portfolio..., Systems Analysis, Business Intelligence, Data Warehousing, Testing
Education
Gwynedd Mercy University
Bachelor of Science degree, Elementary Education
California Surveying and Drafting Supply August 2011 - Present
Ocwen Financial August 2010 - April 2011
The Money Store December 1999 - August 2010
US Audio August 1998 - October 1999
Hewlett Packard August 1995 - August 1998
The Printer Connection June 1993 - July 1995
Printworx, INC July 1991 - June 1993
U.S. Army May 1987 - June 1991
Skills
Troubleshooting, Call Center, Lotus Notes, Visio, Computer Hardware, Software Documentation, Training, Printers, Technical Support, Networking, IT Service Management, Software Installation, Windows, Operating Systems, HP, System Deployment, Microsoft Office, IT Management, Active Directory, IT Operations, Information Technology, Customer Satisfaction, Databases, Project Management, Sales, Management, Analysis, Process Improvement, System Administration, Leadership, Servers, Customer Service, Vendor Management, Unix, Disaster Recovery, Access, Data Center, SharePoint, Call Centers, BMC Remedy, Microsoft SQL Server, Security, ITIL
Education
Canon
Fayetteville State University
Fayetteville Technical Community College
COMPUTER SCIENCE
United States Army
TD Bank April 2013 - Present
Ocwen Financial February 2013 - March 2013
Ally Financial Inc. January 2012 - February 2013
Ally Financial Inc. (formerly GMAC Financial) April 2005 - March 2012
GMAC Mortgage Corp April 2003 - April 2005
GMAC Mortgage Corp November 2001 - April 2003
Sovereign Bank May 2000 - November 2001
Community Bank February 1998 - May 2000
First Tier Bank & Trust August 1997 - February 1998
Alliance Mortgage Banking Corp April 1997 - August 1997
Skills
Auditing, Banking, Credit, Internal Controls, Finance, Compliance, Leadership
Education
Purdue University, Krannert School of Business 1999 — 2001
Master of Science Degree, Management
State University of New York Empire State College
Bachelor of Science Degree, Management
Steven Douglas Associates August 2015 - Present
Executive Search October 2011 - Present
Morgan Samuels Company June 2006 - September 2011
Ocwen Financial 1993 - 1998
Jones Lang LaSalle June 1989 - July 1991
Education
J.L. Kellogg Graduate School of Management 1988 — 1990
MBA, Finance
United States Military Academy at West Point 1979 — 1983
BS, Engineering
Penn State University October 2009 - Present
Banco Popular North America October 2009 - January 2015
Self-employed April 2009 - October 2014
Experis June 2010 - May 2014
Westwood College August 2009 - December 2010
West Suburban Bank October 2008 - April 2009
AZTECAMERICA BANK December 2007 - October 2008
OCWEN FINANCIAL October 2005 - March 2006
Harris Bank July 2005 - September 2005
HSBC / Household May 2003 - July 2005
Skills
Financial Risk, Internal Audit, Banking, Auditing, Risk Assessment, Training, Analysis, Management, Credit, Internal Controls, Loans, Employee Training, Business Strategy, Risk Management, Mortgage Lending, Credit Analysis, Process Improvement, Business Process..., Due Diligence, Management Consulting, Change Management, Staff Development, Financial Services, Executive Management
Education
American Bankers Association 2002 — 2014
Masters, Business Administration
Benedictine University 2010 — 2013
PhD, Organizational Development
Association of Certified Anti-Money Laundering Specialists 2009 — 2009
CAMS, CAMS Certification
Institute of Bankers Associations 2003 — 2003
CRCM, Certified Regulatory Compliance Manager
Penn State University 1998 — 2000
MBA, Business Administration
Penn State University 1990 — 1994
Bachelors, Labor and Industrial Relations
Ocwen Financial July 2012 - Present
Ally Financial Inc. November 2010 - August 2012
Brookfield Global Relocation Services October 2009 - July 2010
GMAC Global Relocation Services July 2003 - October 2009
Cozen O’Connor January 1994 - January 2003
Cozen O'Connor March 1986 - January 1994
Skills
Accounts Receivable, Microsoft Excel, Microsoft Office, Microsoft Word, General Ledger, Customer Service, Journal Entries, Account Reconciliation, Invoicing, Expenses, Bank Reconciliation, Bookkeeping, PowerPoint, Accounts Payable, Loss Analysis, Mortgage Servicing
Education
Camden County College 1979 — 1981
Associates, Accounting/Business
Camden County College
Associates Degree, Accounting/Business Administration
Central Payment Inc November 2009 - Present
Precious Metals Broker October 2008 - November 2009
Heard Enterprise April 2003 - September 2008
Ocwen Financial May 2001 - April 2003
DoubleClick January 2000 - January 2001
Tribune Company February 1998 - November 1999
Skills
Training & Development, Collections Management, Creative Consulting, Analytics, Customer Relations, Market Research, Account Management, Social Media, Customer Service
Education
Community College Of Philadelphia Business Administration Philadelphia University
Marketing/Accounting
Philadelphia Community College
Business Administration
Philadelphia University
Marketing/Accounting
Bank of America January 2012 - Present
Wells Fargo September 2010 - April 2012
Wells Fargo January 2010 - January 2012
Ocwen Financial Corporation September 2006 - September 2008
Ocwen Financial January 2006 - January 2008
Skills
Strong verbal and..., ability to learn quickly, self motivated, excellent team player, focus on detail that..., , excellent at..., LPS System, Proficient in Microsoft...
Education
University of Phoenix 2004 — 2007
Aquinas College 1988 — 1994
University of Phoenix
Bachelor's of Science Degree, Business Management