On Q Financial
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On Q Financial Employees
On Q Financial January 2011 - Present
Affiliated Financial Group March 2006 - January 2011
Professional Mortgage Alliance January 1999 - January 2004
PHH Mortgage January 1993 - May 1999
Waterfield Financial November 1986 - December 1992
Coldwell Banker Residential Brokerage April 1983 - November 1986
Sears Holdings Corporation June 1972 - March 1983
Skills
Mortgage, Loans, FHA, Mortgage Lending, Conventional, Residential, Mortgage Banking, Refinance, VA, Purchase, First Time Home Buyers, Mortgage Industry, Referrals, Residential Mortgages, VA loans, Conforming, Loan Origination, FHA financing, Government Loans, Mortgage Planning, Rates, Investment Properties, First Time Buyers, Real Estate Financing, Relocation, Second Homes, Refinance Transactions, Real Estate Finance, Origination, Move Up Buyers, Residential Homes, Certified Mortgage..., Underwriting, Banking, Real Estate, Real Estate Economics, Vacation Homes, Reverse Mortgages, Sellers, Real Estate Transactions, Short Sales, Single Family Homes, USDA, Investments, Real Property
Education
Lamar University 1968 — 1972
BS, Marketing & Economics
AmeriFirst Financial, Inc. November 2010 - Present
On Q Financial April 2009 - November 2010
State Mortgage December 2002 - April 2009
Well Fargo Home Mortgage March 2000 - December 2002
Skills
FHA, Investment Properties, Mortgage Banking, Refinance, Mortgage Lending, Residential Mortgages, USDA, Loans, First Time Home Buyers, REO, Sellers, Loan Origination, Real Estate, VA loans, Foreclosures, Customer Service, Short Sales, FHA financing, Reverse Mortgages, Residential Homes, FHA Financing
Education
Arizona State University 1991 — 1997
Bachelor of Arts in Education, Education
sue lechman
CB Investments - Real Estate Finance Specialists January 2014 - Present
REgeneration Property Group October 2008 - Present
On Q Financial February 2014 - October 2014
Unity West Lending July 2012 - January 2014
The Mortgage Guild, Inc. July 2006 - March 2012
Stearns Lending August 2004 - July 2006
The Mortgage Guild October 2001 - August 2004
Platinum Capital Group January 2000 - October 2001
MGM Mortgage August 1995 - December 1999
Skills
National Association of..., Multiple Listing Service, Comparative Market..., First Time Home Sellers, Assisting First Time..., Listing Homes, Creative Real Estate..., Real Estate Investment..., Income Properties, Residential Income..., 1-4 Units, 2-4 Units, Single Family Homes, Investment Properties, Real Estate, First Time Home Buyers, Short Sales, Residential Homes, Investors, REO, Foreclosures, Selling, Relocation, Referrals, Public Speaking, New Home Sales, Condos, Real Estate Financing, Residential Mortgages, FHA financing, VA loans, Certified Mortgage..., Mortgage Lending, Real Estate Transactions, 1031 Exchanges, Sellers, Mortgage Banking, Buyers, Loans, Refinance, Investments, USDA, Property, FHA, Move Up Buyers, Reverse Mortgages, Real Estate Economics, Construction Loans, HUD, Loan Origination
Education
Eastern Washington University 1993 — 1995
BA, Marketing, Magna Cum Laude
AmeriFirst Financial, Inc. December 2009 - Present
Nova Home Loans August 2008 - December 2009
On Q Financial December 2007 - August 2008
Great Southwest Mortgage July 2004 - August 2007
American Discount Mortgage October 2001 - July 2004
Bally Total Fitness 1994 - 1999
US ARMY 82nd Airborne Infantry Regiment October 1991 - February 1995
Skills
Coaching, Strategic Consulting, Search Engine..., Blogging, Online Marketing, Strategic Planning, Global Business..., SEO, Online Advertising, Certified Mortgage..., Residential Mortgages, Marketing, Real Estate Economics, USDA, Reverse Mortgages, VA loans, Marketing Strategy, Training, First Time Home Buyers, Mortgage Underwriting, Debt Consolidation, FHA financing, Loans, Mortgage Banking, Social Media Marketing, FHA, Strategic Financial..., Sales, Underwriting, Investments, Finance, Management, Residential Homes, Referrals, Refinance, HUD, Mortgage Lending, Credit Analysis, Foreclosures, Investors, Loan Origination, Government Loans, Mortgage Marketing, New Business Development, REO, Credit, Real Estate, Real Estate Financing, Investment Properties
Education
Mesa Community College 2004 — 2005
Criminal Justice, Law
Fayetteville Technical Community College 1992 — 1992
State of Arizona Department of Housing April 2013 - Present
Contract Position August 2011 - July 2012
On Q Financial July 2009 - June 2011
Wells Fargo Home Mortgage March 2005 - June 2009
Contract Positions May 2004 - February 2005
SMC Promotions, Inc August 2002 - April 2004
I.C.E. Gallery April 2001 - April 2002
Education
Moon Valley HS
High School Diploma
Northern Arizona University
On Q Financial May 2014 - Present
Sterling Bank June 2006 - May 2014
Golf Savings Bank September 1986 - June 2006
Skills
Residential Mortgages, Real Estate Transactions, Mortgage Lending, Refinance, Mortgage Banking, Loans, Loan Origination, FNMA, Pre-qualification, FHA Financing, First Time Home Buyers, USDA, Banking, Credit Analysis, VA Loans, FHA, Credit
Education
Edmonds Community College 1986 — 1986
Accounting and Finance
Shoreline Community College 1967 — 1969
General Studies
Ingraham High School 1962 — 1966
Prospect Mortgage, LLC July 2015 - Present
Guaranteed Rate of Santa Barbara January 2014 - July 2015
Medallion Mortgage March 2012 - January 2014
On Q Financial July 2010 - March 2012
Bank of America Home Loans 2005 - 2010
Skills
Mortgage Banking, Refinance, FHA, Mortgage Lending, Loan Origination, FHA financing, VA loans, Real Estate Financing, USDA, Loans, Residential Mortgages, Mortgage Underwriting, Real Estate, Investment Properties, First Time Home Buyers, REO, Foreclosures, Short Sales, Single Family Homes, Real Estate Transactions, Sellers, Investors, Underwriting
Education
University of California
B.A., Double Major
On Q Financial December 2008 - Present
SecurityBanc Mortgage March 2001 - November 2008
Sans Souci Restaurant February 1980 - August 1999
Sully-Miller Contracting January 1976 - August 1978
Cypress Point Golf Course April 1965 - January 1976
Skills
Mortgage Lending, Residential Mortgages, Mortgage Banking, Certified Mortgage..., FHA, Real Estate Transactions, Construction Loans, Commercial Lending, FHA financing, Loans, Mortgage Underwriting, Investment Properties, Refinance, Investors, Reverse Mortgages, Foreclosures, Credit Analysis, Real Estate, Commercial Mortgages, Sellers, First Time Home Buyers, Underwriting, Residential Homes, Finance, Financial Structuring, Loan Origination, Short Sales, Banking, Condos, Single Family Homes, Real Estate Financing, Real Estate Economics, HUD, REO, Credit, FHA Financing
Education
Monterey Peninsula College 1972 — 1976
Lots of Credits, Engineering
Prospect Mortgage, LLC June 2014 - Present
Summit Funding, Inc August 2012 - May 2014
Medallion Mortgage February 2012 - August 2012
On Q Financial November 2010 - February 2012
Bank of America 2007 - 2010
Skills
Conventional, Mortgage, First Time Home Buyers, Credit, Options, Home, Refinance, Loan Origination, Mortgage Lending, FHA, Mortgage Banking, Loans, USDA, Investment Properties, Real Estate, Residential Mortgages, Residential Homes, Referrals, Real Estate Financing, Underwriting, Short Sales, REO, Investments, Real Estate Transactions, Sellers, Real Estate Economics, Condos, Portfolio Management, Relocation, Investors, Single Family Homes, FHA financing, Foreclosures, Banking, Certified Mortgage..., Real Property, Home Equity Loans, Selling, HUD, Commercial Mortgages, Brokerage, Commercial Lending
Education
University of Hawaii - Shidler College of Business 1968 — 1971
BBA, Marketing
Fairway Independent Mortgage Corporation January 2015 - Present
On Q Financial July 2007 - January 2015
Eagle Home Mortgage February 2006 - June 2007
Barnaclo Home Loans September 2001 - September 2005
Skills
FHA, Refinance, USDA, Loans, Mortgage Lending, Mortgage Banking, FHA financing, Underwriting, Investment Properties, Short Sales, Real Estate Transactions, Residential Mortgages, Sellers, Real Estate, Government Loans, Foreclosures, Loan Origination, Customer Service, Finance, VA loans, Condos, VA Loans
Education
Point Loma Nazarene University 1995 — 2000
Bachelor of Business Administration, Management
AmeriFirst Financial, Inc. September 2011 - Present
NFB Inc. August 2008 - Present
On Q Financial August 2008 - August 2011
National Future Benefits 2009 - 2010
State Mortgage October 2002 - August 2008
The Ocean Floor November 1999 - August 2002
Skills
Conventional, FHA, VA, Mortgage, Loans
Education
Arizona State University 1999 — 2001
Associates, Global Business
Apollo Highschool 1995 — 1999
Pinnacle Capital Mortgage October 2012 - Present
Republic Bank AZ, N.A. December 2011 - September 2012
On Q Financial May 2009 - December 2011
Wells Fargo Home Mortgage January 2008 - April 2009
Core Mortgage Group March 2006 - December 2007
RMR Group, Inc. February 1993 - March 2006
Neiman Marcus July 1991 - February 1993
Dillards 1979 - 1991
Skills
Residential Mortgages, Conventional Financing, Jumbo Mortgage, FHA financing, VA loans, Construction Loans, Investment Properties, Refinance, Reverse Mortgages, Loans, Mortgage Lending, Finance, Government Loans, Financial Structuring, Investors, REO, Real Estate Financing, Rates, Residential Homes, Real Estate, Referrals, FHA, Credit Analysis, Real Estate Economics, Single Family Homes, Condos, First Time Home Buyers, Commercial Lending, Mortgage Underwriting, Credit, Loan Origination, Short Sales, Loss Mitigation, HUD, Banking, Foreclosures, Real Estate Transactions, Home Equity Lines of..., Underwriting, Mortgage Banking, Home Equity Loans, Non-Conforming, Mortgage Marketing, New Home Sales, Funding, Vacation Homes, Brokerage, Mortgage Servicing, Sellers, Sales
Education
Arizona State University 1976 — 1979
BS, Business
Chaparral High School, Scottsdale, AZ 1972 — 1976
Fairway Independent Mortgage Corporation May 2011 - Present
The Redwood Alliance Scottsdale July 2010 - Present
On Q Financial July 2007 - May 2011
Eagle Home Mortgage October 2004 - July 2007
Skills
Mortgage Lending, Mortgage, Mortgage Planning, Mortgage Industry, Conventional, Expert Witness, Mortgage Banking, Government, Government Mortgages, Certified Mortgage..., Residential Mortgages, Loans, FHA
Education
University of Phoenix 2006 — 2008
Master, Business Administration
Caliber Home Loans August 2014 - Present
On Q Financial July 2010 - August 2014
Skills
Investors, Strategic Financial..., Residential Mortgages, Mortgage Banking, FHA, ETFs, Sellers, Loan Origination, Refinance, REO, Short Sales, First Time Home Buyers, Mortgage Lending, FHA financing, Foreclosures, Investment Properties, Real Estate Transactions, Listings, Selling, Referrals, Loans, Portfolio Management, Property, Real Estate, VA loans, Reverse Mortgages, Relocation, Construction Loans, Mortgage Underwriting, Real Estate Financing, Residential Homes, Underwriting, Home Equity Loans, Credit, Investments, Certified Mortgage...
Education
Eastern Michigan University
AmeriFirst Financial, Inc. August 2010 - Present
On Q Financial November 2007 - August 2010
Great Southwest Mortgage February 2005 - August 2007
Bally Total Fitness 1997 - 2000
Skills
Closing loans on time, Great dad, credit rescore in 24..., 2nd home specialist, Credit, 24 Hours, Home, Real Estate, Time Management, Sellers, Selling, Investment Properties, Loans, Mortgage Lending, Real Estate Transactions, First Time Home Buyers, Property, REO, Sales, Management, Leadership, Small Business, Buyers, Mortgage Banking, Finance, Investors, Real Estate Financing, Residential Mortgages, Refinance, Referrals, Foreclosures, Loan Origination
Education
Mesa Community College 1997 — 1999
A.A., Communication
On Q Financial August 2010 - Present
MetLife Home Loans July 2009 - August 2010
JPMorgan Chase April 1986 - June 2009
JPMorgan Chase 2002 - 2006
JPMorgan Chase 1994 - 1996
JPMorgan Chase 1992 - 1994
JPMorgan Chase 1990 - 1992
JPMorgan Chase 1986 - 1989
Bank of America September 1977 - April 1986
Bank of America 1980 - 1983
Skills
Mortgage Banking, Banking, FHA, Mortgage, VA, Loan Origination, Mortgage Lending, Residential Mortgages, Refinance, Loans, Credit, USDA, VA loans, Underwriting, FHA financing, Government Loans, Mortgage Marketing, First Time Home Buyers, Construction Loans, Loss Mitigation, Retail Banking, Reverse Mortgages, Mortgage Underwriting, Consumer Lending, Investment Properties, Risk Management, Home Equity Lines of..., Real Estate Financing, Management, Relationship Management, Certified Mortgage..., Sales, Portfolio Management, Financial Services, Finance, Referrals, Commercial Lending, Credit Analysis, Credit Risk, Commercial Mortgages, Mortgage Servicing, Home Equity Loans, Residential Homes, Investments, Real Estate Economics, Financial Structuring, Loan Servicing, HUD, Rates, Real Estate
Education
Pepperdine University 1980 — 1982
MBA, Business
San Jose State University 1972 — 1976
BS Marketing, Business
H. A. O'Neil Company May 2010 - Present
Advanced Human Capital Group May 2008 - April 2010
UMS Healthcare March 2008 - April 2010
KForce November 2007 - May 2008
On Q Financial June 2007 - November 2007
Chicago Title Insurance Company January 2006 - June 2007
Palm Agent Inc. September 2003 - December 2005
Skills
Account Management, Recruiting, Sales, Business Strategy, Training, Management, Human Resources, Sales Presentations, Temporary Placement, Customer Service, Interviews, Time Management, Internet Recruiting, Business Development, Healthcare, Talent Acquisition, Strategy, Applicant Tracking..., New Business Development, Permanent Placement, Manufacturing, Creative Direction, Marketing, Contract Recruitment, Staffing Services, Cold Calling, Technical Recruiting, Sourcing
Education
Texas Tech University 1998 — 2003
Advertising/Marketing, Communications
Klein High School 1994 — 1998
On Q Financial December 2011 - Present
Waste Management November 2008 - December 2011
Skills
Customer Service, Microsoft Office, Management, Project Management, Leadership, Strategic Planning, Sales, Microsoft Word, PowerPoint, Marketing, Banking, Business Development, Team Building, CRM, Real Estate
Education
Arizona State University 2015 — 2016
Bachelor’s Degree
Rio Salado College 2014 — 2015
Associate’s Degree, Business Administration & Management
Inspire Business Concepts April 2011 - Present
CNN Mortgage December 2010 - September 2011
CNN Mortgage December 2010 - August 2011
On Q Financial April 2010 - November 2010
Bank of America March 2008 - March 2010
Artisan Mortgage 2007 - 2008
Lion's Gate Mortgage December 2001 - April 2007
Skills
E-commerce, Team Building, Marketing, Leadership, Management, Small Business, Lead Generation, Operations Management, Entrepreneurship, Training, Wordpress, Project Management, Online Marketing, Business Strategy, Coaching, Social Media Marketing, Database Admin, SEO, Business Development, Customer Acquisition, Business Process..., Web Development, Content Marketing, Start-ups, Experience Design, Strategy, Team Leadership, Leadership Development, Direct Sales, HTML + CSS, Database Management, HTML, Budgets, CRM
Education
Arizona State University 1999 — 2001
Bachelor of Science, International Business
Retired April 2014 - Present
NationsChoice Mortgage July 2013 - December 2013
ON Q Financial March 2010 - July 2013
Security Mortgage Corp June 2005 - September 2010
Axis Mortgage August 2001 - June 2005
Home Mortgage, Inc. July 2000 - August 2001
Suburban Mortgage 1998 - 2000
First Colorado Mortgage Corporation 1994 - 1998
WESAV Mortgage Corp 1989 - 1991
Bancwest Mortgage Corporation 1981 - 1988
Skills
Accounting, Finance, Mortgage Banking, Management, Banking, Financial Analysis, Credit, Mortgage Lending, Credit Analysis, Loans, Refinance, Residential Mortgages, Loan Origination, Construction Loans, VA loans, Underwriting, Financial Structuring, Commercial Lending, FHA, Real Estate Financing, Real Estate Economics, Commercial Mortgages, Loan Servicing, USDA, Credit Risk, Rates, FHA financing, Mortgage Underwriting, Mortgage Servicing, Financial Services, Due Diligence, Investment Properties, Loss Mitigation, Portfolio Management, Investments, VA Loans, Interest Rates, FHA Financing
Education
Virginia Commonwealth University 1973 — 1975
BS, Accounting
Dowling College 1968 — 1971
BS, Accounting
On Q Financial July 2009 - Present
FNBA November 2003 - February 2008
First National Bank of Arizona November 2003 - February 2008
Corn Products International June 1999 - January 2002
AEON January 1996 - July 1997
Education
London School of Economics and Political Science 1997 — 1998
East European Economics
University of Economics, Prague 1994 — 1995
CESP, European Studies
Bradley University 1992 — 1995
BA, Political Science, History
On Q Financial January 2013 - Present
Phoenix Convention Center December 2011 - January 2013
Susan Lindmeier, LLC February 2009 - November 2011
Mortgage Lending and Real Estate May 1986 - January 2009
Skills
Public Relations, FHA, Management, Public Speaking, Leadership, Mortgage Lending, Marketing, First Time Home Buyers, Real Estate, Coaching, Contract Negotiation, Team Building, Customer Service, Strategic Planning, Sales, Investment Properties, Event Planning
Education
Northern Arizona University 1982 — 1986
Bachelor of Arts, Spanish
Wickenburg High School 1978 — 1982
On Q Financial Secondary MarketingOn Q FinancialSeptember 2008 - Present
First National Bank of Arizona 2002 - 2008
First National Bank 2002 - 2008
1st National Bank of Arizona 2002 - 2008
1st Natl Bank of Arizona 2002 - 2008
Education
Penn State 1998 — 2001
On Q Financial SVP - Product Development ManagerFirst National Bank of Arizona2004 - 2008
Matrix Financial 1996 - 2003
Matrix Financial Services 1996 - 2003
Skills
Mortgage Lending, Banking, Loan Origination, Loss Mitigation, Loans, FHA, Residential Mortgages, Loan Servicing, Credit Risk, Secondary Market, Refinance, Mortgage Banking, Credit, Underwriting, Financial Analysis, Investment Properties, Credit Analysis, Finance, Portfolio Management, Real Estate, Mortgage Servicing
Education
Arizona State University
Network Funding, LP September 2013 - Present
On Q Financial November 2008 - September 2013
Core Mortgage Group July 2008 - November 2008
ResMAE Mortgage Corporation 2004 - 2007
Town & Country Credit 2002 - 2004
Skills
Mortgage Banking, Mortgage Lending, FHA, Residential Mortgages, Refinance, USDA, VA loans, Loans, Investment Properties, Sellers, Real Estate, FHA financing, Loan Origination, Credit, Finance, Residential Homes, Certified Mortgage..., Government Loans, Reverse Mortgages, FHA Financing, Non-Conforming, Mortgage Underwriting, Construction Loans, VA Loans
Education
Chaffey College 1990 — 1992
Oasis Financial September 2014 - Present
University Lock & Security December 2013 - August 2014
On Q Financial July 2011 - September 2013
On Q Financial, Inc. September 2010 - July 2011
JP Morgan Chase Bank N.A December 2009 - September 2010
JP Morgan Chase Bank N.A. Tempe, AZ February 2009 - December 2009
Reo Secured Investments September 2008 - January 2009
Wells Fargo Home Mortgage August 2005 - September 2008
Aqua Pool Co Cleaning & Repair March 2003 - August 2005
Safeway Corporate Office September 2000 - February 2003
Skills
FHA, Loans, Mortgage Lending, Investment Properties, Refinance, First Time Home Buyers, Process Improvement, Mortgage Processor, Accounts Payable, Accounts Receivable, Training and..., FHA financing, Customer Service Support, Real Estate, Residential Mortgages, Create Job Aids, Sales Process, Infusionsoft, Website Aid, Infusionsoft Products, Training
Education
University of Phoenix 2003 — 2006
Bachelors, Business Management
Gilbert High School
Gilbert High School
Umpqua Bank September 2014 - Present
Mortgage Master August 2012 - August 2014
On Q Financial June 2010 - August 2012
Chase/JP Morgan Chase & Co January 1992 - October 2009
Skills
Mortgage Lending, Mortgage Banking, Loans, Residential Mortgages, Refinance, Loan Origination, FHA, Credit, FHA Financing, VA Loans, Credit Analysis, Banking
Education
San Diego State University-California State University 1984 — 1988
Bachelor of Science, Finance-Real Estate
Department of Real Estate California Agents License
NMLS License /California State Lending License
On Q Financial - The Turley Mortgage Group June 2009 - November 2012
On Q Financial 2009 - November 2012
Express One Mortgage November 2008 - June 2009
Wells Fargo Home Mortgage November 2005 - November 2008
Skills
FHA, Residential Mortgages, Refinance, VA loans, Mortgage Lending, Mortgage Banking, USDA, Loan Origination, FHA financing, First Time Home Buyers, Non-Conforming, Loans, Construction Loans, Government Loans, Investment Properties, Credit, Mortgage Underwriting
Education
Arizona State University 2002 — 2004
Bachelor of Science, Liberal Arts and Sciences/Liberal Studies
Utah Valley University 2000 — 2002
General Studies, Undecided
County of San Diego Primary Public Defender's Office November 2013 - Present
Bank of America Home Loans 2013 - 2013
On Q Financial November 2011 - December 2012
Bank of America Home Loans February 2009 - November 2011
Countrywide Home Loans December 1995 - October 2006
Imperial Thrift and Loan October 1994 - December 1995
Countrywide Home Loans May 1993 - October 1994
First Nationwide Bank, First Fidelity Thrift and Loan, Topa Thrift and Loan June 1983 - May 1993
Skills
LexisNexis, Word,..., Familiar with Tabs3,...
Education
University of San Diego 2013 — 2014
Paralegal Certificate, Paralegal
University of California, San Diego
Bachelor of Arts (B.A.), Visual Arts Studio