PCFS Financial Services

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PCFS Financial Services Employees

Employee
Years
Job
Industry
James Tew, CMB James Tew, CMB Greater Nashville Area Details
James Tew, CMB's PCFS Financial Services Experience 1996 - 2000
Job Independent Business Development Consultant
Industry Financial Services
Experience
Independent Business Development Consultant  October 2014 - Present
First Community Mortgage  June 2013 - October 2014
Brand Mortgage Group  October 2012 - June 2013
American Mortgage Service Company  March 2010 - July 2012
Fifth Third Bank  May 2006 - February 2010
First Horizon National Corporation  May 2000 - May 2006
PCFS Financial Services   1996 - 2000

Skills
Strategic Planning, Public Speaking, Customer Relations, Budgeting, Forecasting, Team Building, Public Relations, FHA, Negotiation, Competitive Analysis, Coaching, Process Improvement, Mortgage Lending, P&L, VA, Sales Management, Income Statement, Customer Service, Budgets, Real Estate, Loans, Marketing, Credit, Management, Mortgage Banking, Sales, Leadership, Residential Mortgages, Consumer Lending, Loan Origination, Banking, Refinance, USDA, Residential Homes, Construction Loans, Mortgage Marketing, VA loans, Executive Management, FHA financing, Reverse Mortgages, Credit Risk, Mortgage Underwriting, Credit Analysis, Commercial Mortgages, Relationship Management, Certified Mortgage..., Government Loans, Commercial Lending, Loss Mitigation, Retail Banking

Education
Seminole State College of Florida   1968 — 1970

MBA of America School of Mortgage Banking
Mortgage Lending

Steven J. Gerdes Steven J. Gerdes Greater Seattle Area Details
Steven J. Gerdes's PCFS Financial Services Experience 1995 - 2000
Job Chief Operating Officer, American Freedom Group
Industry Financial Services
Experience
American Freedom Group   2003 - Present
Mortgage Lenders Network (MLNUSA)   2002 - 2005
WMC Direct Finance   2000 - 2001
PCFS Financial Services   1995 - 2000
Timberline Mortgage Services   1993 - 1995
Everett Mutual Savings Bank   1993 - 1993
Emerald Mortgage Company   1992 - 1993
Seafirst Bank (Bank of America)   January 1988 - January 1992

Skills
Mortgage Banking, Mortgage Lending, Loans, Credit, Refinance, FHA, Loan Origination, USDA, Underwriting, Banking, Sales Management, Credit Analysis, Residential Mortgages, Real Estate, Construction Loans, VA loans, Reverse Mortgages, Commercial Lending, Investment Properties, Strategic Planning, Investments

Education
Pacific Lutheran University   1986 — 1989

Seattle Pacific University   1985 — 1989
BA, Marketing and Management

Shorecrest High School   1979 — 1984

Gwen Goins Gwen Goins Kansas City, Missouri Area Details
Gwen Goins's PCFS Financial Services Experience 1999 - 2004
Job Home Mortgage ConsultantNMLS ID 451891with Wells Fargo Home Mortgage
Industry Banking
Experience
Wells Fargo Home Mortgage-NMLS 451891   April 2015 - Present
BMO Harris Bank  January 2014 - April 2015
Chase  January 2013 - January 2014
KeyBank  September 2010 - January 2013
MetLife Home Loans  June 2009 - September 2010
Wells Fargo Home Mortgage  August 2004 - June 2009
PCFS Financial Services   1999 - 2004

Skills
Mortgage Lending, Loans, Investment Properties, Mortgage Banking, Real Estate, Customer Service, Leadership, Microsoft Excel, Sales, First Time Home Buyers, Microsoft Office, Team Building, Foreclosures, FHA, Government Loans, Loan Origination, Credit

Education
Ball State University   1981 — 1985
Bachelor's degree, Accounting

Anderson High School

University of Phoenix   2008 — 2010
Elementary Education

Brenda B. Clem, CMB Brenda B. Clem, CMB Cincinnati Area Details
Brenda B. Clem, CMB's PCFS Financial Services Experience 1996 - 2002
Job President/ Owner of Brenda Clem Consulting LLC
Industry Financial Services
Experience
Brenda Clem Consulting, LLC   May 2011 - Present
Newbold Advisors  January 2012 - June 2013
Equifax  January 2011 - May 2011
Fifth Third Bank  September 2010 - December 2010
Fifth Third Bank  April 2005 - September 2010
Fifth Third Bank  August 2003 - April 2005
Fifth Third Bank  June 2002 - August 2003
PCFS Financial Services   1996 - 2002
PCFS Financial Services, a division of Provident Bank   1996 - 2002

Skills
Risk Management, Secondary Market, Investor Relations, Mortgage Banking, Mortgage Lending, Loans, Loan Origination, Residential Mortgages, Warehouse Lending, Loss Mitigation, Underwriting, FHA, Credit, Mortgage Servicing, Banking, Credit Risk, Credit Analysis, Portfolio Management, Mortgage Underwriting, Financial Risk, Commercial Lending, Financial Services, Due Diligence, Asset Managment, Asset Management, Business Development, Process Improvement, Executive Management, Relationship Management, Loan Servicing, Finance, Management Consulting, Operational Improvement, Operational Turnaround, Management, Refinance, Leadership, Strategy, Consumer Lending, Commercial Mortgages, Funding, Securitization, MBS, Operational Risk..., Capital Markets, USDA, VA loans, FHA financing, Mortgage Marketing, Valuation

Education
University of Cincinnati   1979 — 1984

Cydney Gray Cydney Gray Honolulu, Hawaii Details
Cydney Gray's PCFS Financial Services Experience January 1998 - April 1999
Job MLO
Industry Real Estate
Experience
C. Watts - Mortgage Consulting Services   April 2012 - September 2014
Metlife Home Loans Correspondent Division   2011 - May 2012
Gray Resolution Management   July 2010 - June 2011
CitiMortgage Correspondent   November 2005 - July 2010
First Franklin Financial  February 2003 - November 2005
HMC Funding   June 1999 - January 2003
PCFS Financial Services   January 1998 - April 1999
Avalon Mortgage   March 1997 - January 1998
Marina Mortgage Co. Inc   September 1994 - March 1997

Skills
Change Management, Residential Mortgages, Loan Origination, Business Development, Mortgage Lending, Mortgage Banking, Loans, Management, Sales Management, Strategy, Underwriting, Program Management, Credit, Leadership, Risk Management, Coaching, Human Resources, Sales, Business Planning, Selling, Financial Services, Refinance, Due Diligence, Marketing, Sales Operations, FHA, Consulting, CRM, Training, Finance, Banking, Customer Service, Credit Analysis, Executive Management, Relationship Management, Team Building, Management Consulting, Investments, Real Estate Financing, Process Improvement

Education
Bard College at Simon's Rock

San Diego State University
Bachelor of Arts

San Diego State University-California State University
BA, Industrial Psychology

Maureen Manfer Maureen Manfer Orange County, California Area Details
Maureen Manfer's PCFS Financial Services Experience 1997 - 2001
Job Mortgage Loan Consultant at Kinecta Federal Credit Union
Industry Financial Services
Experience
Kinecta Federal Credit Union  June 2009 - Present
Lendsure   December 2008 - March 2009
citi residential lending  2007 - 2008
Argent Mortgage  2002 - 2007
Provident Bank (nka PNC Financial)   1999 - 2003
provident financial services   1998 - 2001
PCFS Financial Services   1997 - 2001
ford consumer finance  1992 - 1997

Skills
Mortgage Banking, Mortgage Lending, Loans, Credit, Underwriting, Mortgage, Refinance, Loan Origination, Sales, FHA, Strategic Financial..., Real Estate, Commercial Lending, Loss Mitigation, FHA financing, Credit Analysis, Team Building, Sales Management, Residential Mortgages

Education
Canisius College   1979 — 1982
Masters Business Administration, Business

Dave Weatherford Dave Weatherford Springfield, Missouri Area Details
Dave Weatherford's PCFS Financial Services Experience January 2001 - January 2002
Job Regional Vice President of Sales at Franklin American Mortgage Company
Industry Banking
Experience
Franklin American Mortgage Company  February 2015 - Present
Pacific Union Financial, LLC  August 2014 - January 2015
Freedom Wholesale Mortgage   October 2012 - September 2014
Wells Fargo Home Mortgage  January 2003 - October 2012
1st National Bank of Arizona  January 2002 - January 2003
PCFS Financial Services   January 2001 - January 2002
Equifirst Mortgage Corporation   January 1998 - January 2001
Unicor Mortgage   January 1997 - January 1998

Skills
Sales Management, Recruiting, Sales Process..., Account Management, Marketing Strategy, Strategic Planning, Customer Retention, Underwriting, Management, New Business Development, Banking, Operations Management, Sales, VA loans, Sales Operations, Training, Relationship Management, FHA financing, Coaching, FHA Financing, VA Loans

Education
Missouri State University   1986 — 1991
BS, Financae

Myra Heck Myra Heck Cincinnati Area Details
Myra Heck's PCFS Financial Services Experience 2003 - 2007
Job Executive Assistant at Fifth Third Bank
Industry Banking
Experience
Fifth Third Bank  June 2014 - Present
National City Bank  2005 - 2007
PCFS Mortgage Resources   2003 - 2007
PCFS Financial Services   2003 - 2007
PCFS  1998 - 2007
Provident Bank (nka PNC Financial)   1990 - 2007
Provident Bank-PCFS Financial Services   1990 - 2007
Provident Bank  1995 - 1998

Skills
Banking, Loans, Mergers & Acquisitions, Visio, Credit Analysis, Vendor Management, Finance, Small Business Lending, Sales, Business Analysis, Cross Selling, Mortgage Banking, Underwriting, Process Improvement, Operations Management, Commercial Lending, Management, Risk Management, Consumer Lending, Commercial Banking, Microsoft Excel, Recruiting, Credit, Portfolio Management, PowerPoint, Financial Analysis, Real Estate, Credit Cards, Insurance, Customer Service, Loan Origination, Mortgage Lending, Microsoft Office, Strategic Financial..., Budgets, Executive Management, Coaching, Microsoft Word, Relationship Management, Call Centers, FHA, Asset Management, Leadership, Financial Services, Strategic Planning, Team Building, Investments, Financial Risk, Residential Mortgages, Due Diligence

Education
Northern Kentucky University   1980 — 1983

Elisa Mills Nielson Elisa Mills Nielson Louisville, Kentucky Area Details
Elisa Mills Nielson's PCFS Financial Services Experience 1997 - 2005
Job VP Home Lending Quality Management at Huntington National Bank
Industry Banking
Experience
Huntington National Bank  December 2011 - Present
Citizen's Financial Group  January 2005 - December 2011
The Provident Bank  April 1997 - January 2005
PCFS Financial Services   1997 - 2005

Skills
Operational Risk..., Contract Negotiation, Banking, Risk Management, AML, Fraud, Loans, Financial Risk, Financial Services, Consumer Lending, Due Diligence, Credit, Enterprise Risk..., Mortgage Lending, Mergers, Mortgage Banking, Process Improvement, Executive Management, Operational Risk, Retail Banking, Mergers & Acquisitions, Credit Risk, Credit Analysis, Loss Mitigation, Commercial Banking, Corporate Law, Loan Origination, Bank Secrecy Act, Portfolio Management

Education
Northern Kentucky University—Salmon P. Chase College of Law   1990 — 1993
Doctor of Law (JD), Law

Western Kentucky University   1986 — 1990
BA, Government (minor Economics)

Brian Havlin Brian Havlin Youngstown, Ohio Area Details
Brian Havlin's PCFS Financial Services Experience 1995 - 2000
Job Branch Manager at Waterstone Mortgage Corporation
Industry Financial Services
Experience
Waterstone Mortgage Corporation  October 2011 - Present
Allied Mortgage Group  February 2007 - January 2012
Loan Star Mortgage   January 2000 - February 2007
Provident Bank  April 1995 - April 2000
PCFS Financial Services   1995 - 2000
First Union National Bank  1990 - 1995

Skills
Loan Origination, Mortgage Lending, Mortgage Banking, Loans, USDA, FHA, Residential Mortgages, Refinance, VA loans, Sales, Reverse Mortgages, First Time Home Buyers, FHA financing, Government Loans, VA Loans, Construction Loans, Credit Analysis, Certified Mortgage..., Investment Properties

Education
The Ohio State University   1988 — 1990

Bertie Spicker Bertie Spicker Cincinnati Area Details
Bertie Spicker's PCFS Financial Services Experience October 2000 - October 2004
Job Banking Professional Currently Seeking New Opportunities
Industry Banking
Experience
Fifth Third Bank  June 2005 - April 2014
PCFS Financial Services   October 2000 - October 2004
The Provident Bank  August 1996 - October 2000
The Provident Bank  October 1986 - 1996
The Provident Bank  March 1977 - October 1986

Skills
Banking, Mortgage Banking, Mortgage Lending, Loans, Loan Origination, Secondary Market, Credit, Portfolio Management, FHA, Financial Services, Leadership, Securities, Commercial Lending, Mortgage Underwriting, Consumer Lending, FHA financing, Loss Mitigation, Mortgage Servicing, MBS, Small Business Lending, Loan Servicing, Cross Selling, Retail Banking, Commercial Banking, Relationship Management, Financial Risk

Education
Eastern Kentucky University   1974 — 1977
Banking and Finance, Banking, Economics, Finance

Matt Knueven Matt Knueven Nashville, Tennessee Details
Matt Knueven's PCFS Financial Services Experience 1998 - 2004
Job VP, Mortgage Operations Manager at Regions Financial Corporation
Industry Banking
Experience
Regions Bank  November 2013 - Present
Fifth Third Bank  June 2012 - August 2013
Citizens Financial Group  April 2011 - June 2012
Fifth Third Mortgage Company  April 2006 - April 2010
Washington Mutual  June 2004 - April 2006
PCFS Financial Services   1998 - 2004

Skills
Loans, Sales, Credit, Underwriting, Banking, Operations Management, Mortgage Banking, Mortgage Lending, Leadership Development, FHA, Management, Project Management, Loan Origination, Coaching, Team Building, Strategic Planning, Sales Management, Commercial Lending, Leadership, Training, Marketing, Process Improvement, Six Sigma, Residential Mortgages, Risk Management, Credit Analysis, Refinance, Executive Management

Education
Wilmington College   1997 — 1999
Bachelor of Arts Business Administration, Business Administration and Management, General

University of Cincinnati College of Business   1991 — 1994

Dyan Nill Dyan Nill Greater Atlanta Area Details
Dyan Nill's PCFS Financial Services Experience January 1999 - January 2001
Job Account Executive at Stonegate Mortgage Corporation
Industry Financial Services
Experience
Stonegate Mortgage Corporation  June 2013 - Present
New Penn Financial, LLC  September 2010 - June 2013
Prommis Solutions  September 2009 - March 2010
Avalon Mortgage, Inc.   February 2009 - September 2009
Premier Mortgage Capital  May 2008 - November 2008
Citigroup  April 2007 - November 2007
Fremont Investment & Loan  March 2002 - March 2007
Indymac Bank  March 2001 - March 2002
PCFS Financial Services   January 1999 - January 2001
MorCap, Inc.   December 1995 - December 1998

Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Loss Mitigation, FHA, Refinance, Residential Mortgages, Loans, Sales Management, Credit, Training, Banking, Credit Analysis, Underwriting, USDA, Management, Commercial Lending, Leadership, Sales, Reverse Mortgages, FHA financing, Foreclosures, Portfolio Management, Mortgage Underwriting, Recruiting, Executive Management, Mortgage Servicing, Customer Service, Start-ups, Real Estate, VA loans, Investment Properties, Risk Management, Finance, Selling, Mortgage Marketing, Loan Servicing, Construction Loans, Government Loans, Financial Services, Real Estate Financing, Certified Mortgage..., Commercial Mortgages, Consumer Lending, Real Estate Economics, Home Equity Loans, Funding, Financial Structuring, Small Business Lending, Home Equity Lines of...

Education
Georgia State University   1991 — 1993
Business Administration

North Kingstown High School   1980 — 1984

Andrew McRill Andrew McRill Columbus, Ohio Area Details
Andrew McRill's PCFS Financial Services Experience April 1998 - October 1998
Job AVP, Internal Review Group at JPMorgan Chase & Co.
Industry Financial Services
Experience
JPMorgan Chase & Co.   July 2012 - October 2013
Wells Fargo Home Mortgage  July 2008 - July 2012
National City Mortgage  May 2003 - December 2007
Wells Fargo Home Mortgage  May 2002 - May 2003
1st Nationwide Mortage Corporation   October 1998 - May 2002
PCFS Financial Services   April 1998 - October 1998
US Bank  November 1990 - April 1998

Skills
Mortgage Banking, Pricing, Financial Reporting, Reporting & Analysis, Financial Analysis, Excel, Mortgage, Accounting, Access, Essbase, Capital Markets, Finance, Forecasting, Mortgage Lending

Education
The Ohio State University   1987 — 1990

Christie Remaly Christie Remaly Greater Nashville Area Details
Christie Remaly's PCFS Financial Services Experience 1998 - 2001
Job Branch Officer at Bancorp South
Industry Banking
Experience
BancorpSouth  Financial Services RepresentativeFirst Tennessee BankMarch 2010 - April 2014
Principal Financial Group  May 2008 - April 2010
Southstar Funding  2001 - 2007
PCFS Financial Services   1998 - 2001
The CIT Group  1995 - 1998

Skills
Mortgage Lending, Loans, Finance, Financial Services, Sales, Business Planning, Commercial Lending, Retirement Planning, Wealth Management, Credit, Loan Origination, Mortgage Banking, Banking, Residential Mortgages, Underwriting

Education
University of Tennessee-Knoxville - College of Business Administration   1985 — 1988
BS, Finance

Middle Tennessee State University   1984 — 1985

BHS

Scott Sparks Scott Sparks Greater Chicago Area Details
Scott Sparks's PCFS Financial Services Experience 1998 - 2001
Job SVP National Chief Appraiser at Allstate Appraisal, L.P.
Industry Real Estate
Experience
Allstate Appraisal, L.P.   August 2013 - Present
Fifth Third Bank  September 2009 - August 2013
US Bank  2001 - 2004
PCFS Financial Services   1998 - 2001

Skills
Refinance, FHA, Portfolio Management, Mortgage Banking, Mortgage Lending, Loans, Real Estate, Loan Origination, Commercial Lending, Investment Properties, Credit, Underwriting, Asset Management, Banking, Credit Analysis, Valuation, Appraisals, Consumer Lending, Residential Mortgages, Real Estate Economics, Loss Mitigation, REO, Sales Management, Negotiation, Investments

Education
Northern Kentucky University   1988 — 1992
Bachelor of Science (BS), Business Management