1st State Bank of Saginaw
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1st State Bank of Saginaw Employees
1st State Bank of Saginaw RotarianBay City Morning Rotary2010 - 2013
Independent Bank November 1992 - July 2006
Lane Bryant 1982 - 1991
Skills
Banking, Treasury Management, Bank Secrecy Act, Fraud, Deposits, Retail Banking, Commercial Banking, Sales, Customer Service, Internet Banking, Cash Management, Microsoft Excel, Branch Banking, ACH, Credit Cards, Microsoft Office, Core Banking, Financial Risk, AML
Education
NACHA
AAP Acreditied ACH Professional, Electronic Transactions
Delta College
1st State Bank of Saginaw October 2013 - Present
South Lansing Community Development Association May 2011 - February 2012
Camp Kesem Michigan State University September 2011 - December 2011
Camp Kesem Michigan State University October 2010 - May 2011
Skills
Data Entry, Research, Microsoft Office, PowerPoint, Microsoft Excel, Microsoft Word, Teaching, Public Speaking, Customer Service, Editing, Photoshop, Strategic Planning, Budgets, Event Planning, Social Media, Public Relations, Nonprofits, Data Analysis, English
Education
Michigan State University 2007 — 2011
2 (B.A.'s), Sociology, Political Science
Delta College 2004 — 2007
Associate of Arts (A.A.), Liberal Arts and Sciences, General Studies and Humanities, 3.95
1st State Bank of Saginaw 2012 - Present
Citizens Bank - Flint January 2008 - December 2010
Citizens Bank - Flint October 2003 - January 2007
Citizens Bank - Flint July 2000 - July 2003
Citizens Bank - Flint May 1999 - July 2000
Skills
Treasury Management, Product Management, Commercial Banking, Payments, Relationship Management, Internet Banking, Loans, Branch Banking, Credit Analysis, Sales, Cash Management, Risk Management, Financial Services, Back Office
Education
Delta College
1st State Bank of Saginaw October 2003 - Present
First Merit Bank (Citizens Bank) 1983 - 2004
Skills
Financial Analysis, Customer Service, Credit Risk, Small Business Lending, Leadership, Credit Analysis, Retail Banking, Microsoft Excel, Risk Management, Commercial Lending, Credit, Banking, Mortgage Lending, Loans, Commercial Banking, Relationship Management
Education
University of Detroit Mercy 1974 — 1978
Bachelor of Business Administration (B.B.A.), Accounting and Business/Management
1st State Bank of Saginaw December 2014 - Present
1st State Bank of Saginaw November 2013 - Present
DoubleTree by Hilton Bay City - Riverfront November 2011 - November 2013
Doubletree Hotel Bay City MI August 2010 - October 2011
1st State Bank of Saginaw 2005 - 2010
Skills
Hospitality Management, Hotels, Food & Beverage, Banquets, Catering, Meeting Planning, Hospitality Industry, Front Office, Hospitality, Hotel Management, Yield Management, Convention Services, Pre-opening, Wedding Planning, Restaurants, Corporate Events, Tourism, Resorts, Trade Shows, Menu Development, Revenue Analysis, Weddings, Fine Dining, Event Management, Parties, Restaurant Management
Education
Delta College
Associate's degree, Applied Science
1st State Bank of Saginaw October 2010 - Present
Independent Bank January 2000 - October 2010
Firstbank - Alma October 1988 - December 1999
Skills
Commercial Lending, Loans, Credit, Credit Analysis, Small Business Lending, Commercial Banking, Banking, Mortgage Lending, Consumer Lending, Retail Banking, Commercial Mortgages, Treasury Management, SBA, Relationship Management, Lines Of Credit, Customer Service
Education
Central Michigan University 1983 — 1988
Finance / Accounting
F.P. Horak September 2014 - Present
Caveman Bob's Paleo Brands January 2012 - Present
Midland High School August 2014 - November 2014
MICROS eCommerce February 2014 - August 2014
MICROS eCommerce February 2013 - October 2013
Institute for Humane Studies January 2012 - June 2012
Institute for Humane Studies June 2011 - August 2011
Victoria's Secret January 2010 - April 2011
1st State Bank of Saginaw July 2007 - January 2010
McDonald's Restaurant July 2005 - April 2008
Skills
Web Marketing, HTML, CSS, eZ Publish, WordPress, Online Advertising, Paid Search Campaigns, Digital Marketing, Google Analytics, Entrepreneurship, Relationship Management, Email Marketing, Online Marketing, Social Media Marketing, Social Media, Non-profits, Social Networking, Online Retail, Customer Service, Sales, Social Media Measurement, SEO, Omniture, Online Video Marketing, Facebook Marketing, Twitter, Reddit, Hootsuite, Tumblr, Pinterest, Bit.ly, YouTube, Google +, Retail, Grocery Industry, Microsoft Office, QuickBooks, Personal Banking
Education
Northwood University 2009 — 2011
Bachelor of Business Administration, Entrepreneurship, Management, 3.93/4.00
Delta College 2007 — 2009
Business Administration
1st State Bank of Saginaw October 2003 - Present
National City Bank September 1984 - October 2003
Skills
Credit, Strategic Planning, Loans, Commercial Lending, Banking, Commercial Banking, Consumer Lending, Portfolio Management, Commercial Mortgages, Strategic Financial..., Financial Analysis, Finance, Small Business Lending, Customer Service, Wealth Management, Management, Mortgage Lending, Investments, Budgets, Risk Management, Marketing, New Business Development, Sales Management, Retail Banking, Real Estate Financing, Team Building, Mergers & Acquisitions, Credit Analysis, Real Estate, Leadership, Real Estate Economics
Education
Eastern Michigan University 1974 — 1976
MBA, Accounting and Finance
Michigan State University 1966 — 1970
Bachelor of Science (BS), Economics
1st State Bank of Saginaw 2007 - Present
Chemical Financial Corporation 2002 - 2007
Shoreline Bank, Benton Harbor MI 1990 - 2001
Crowe Chizek & Co 1982 - 1990
Skills
Banking, Risk Management, Commercial Banking, Budgets, Investments, Process Improvement, Strategic Planning, Microsoft Excel, Internal Controls, Managerial Finance, Financial Analysis, Finance, Accounting
Education
Michigan State University 1978 — 1982
BA, Accounting
Stonier Graduate School of Bankng
Accounting
1st State Bank February 2005 - Present
1st State Bank of Saginaw 2005 - Present
JP Morgan Chase January 1974 - December 2000
Skills
Customer Service, Credit, Credit Analysis, Loans, FHA, Financial Analysis, Banking, Mortgage Lending, Microsoft Excel, Retail Banking, Commercial Banking, Small Business Lending, Commercial Lending, First Time Home Buyers, Loan Origination
Education
Saginaw Valley State University 1988 — 1991
Bachelor's, Accounting
1st State Bank of Saginaw 2004 - Present
NBD Bank 1998 - 2004
First of America Bank 1989 - 1998
First of America Bank 1989 - 1998
Skills
Loans, Commercial Lending, Credit, Commercial Banking, Banking, Commercial Real Estate, Commercial Mortgages, Management, Leadership, Small Business Lending, Loan Origination, Mortgage Lending, New Business Development, Sales Management, Relationship Management, Financial Analysis, Lines Of Credit, SBA, Consumer Lending
Education
University of Michigan - Stephen M. Ross School of Business 1985 — 1988
BBA, Finance
1st State Bank of Saginaw July 2011 - Present
Team One Credit Union September 2005 - July 2011
Citizens Bank - Flint August 1986 - September 2005
Skills
Microsoft Excel, PowerPoint, Access, Banking, Loans, Consumer Lending, Credit, Commercial Lending, Small Business Lending, Commercial Banking, Retail Banking, Mortgage Lending, Deposits, Credit Analysis, Training, Risk Management
Education
Northwood University - Richard DeVos Graduate School of Management 2010 — 2012
Master & Bachelor, Business Administration and Management
CUNA Mutual 2007 — 2011
Bank Secrecy Act Compliance Specialist, BSA Compliance