Alera Financial
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Alera Financial Employees
Cunningham & Company July 2013 - Present
First Citizens Bank September 2011 - July 2013
Wells Fargo Home Mortgage 2008 - 2011
Alera Financial April 2003 - July 2007
Skills
Mortgage Lending, Loans, Loan Servicing, Credit, Portfolio Management, Financial Analysis, Loan Origination, Mortgage Banking, Refinance, Residential Mortgages, Credit Analysis, Equities, FHA, Banking, Alternative Investments, Real Estate, 2009 Mortgage Banker of..., 2010 James J. Wood..., First Time Home Buyers, USDA, VA loans, Investment Properties, FHA financing, Government Loans, Foreclosures, Certified Mortgage..., Mortgage Underwriting, Referrals, Home Equity Loans, Reverse Mortgages, Home Equity Lines of..., Consumer Lending, Commercial Mortgages, Loss Mitigation, VA Loans, FHA Financing
Education
College of Hard Knocks 1984 — 2013
Life Basics, Application of Hard Work & Common Sense
Louisburg College 1984 — 1986
Degree of Hard Knocks, Life
Keller Williams Preferred Realty November 2011 - Present
Exit Select Realty January 2008 - November 2011
Alera Financial January 2008 - June 2009
Allied Wastes Services, LLC June 2000 - October 2007
Self Employed January 1997 - December 2001
TMC TECHNOLOGIES, INC June 1996 - June 2000
Skills
Financial Analysis, Budgeting, Variance Analysis, Forecasting, Asset Managment, General Ledger, GAAP, Account Reconciliation, Accounts Payable, Accounts Receivable, Payroll, Working Capital..., Leadership, Contract Management, System Administration, Financial Policies &..., Internal Controls, SOX Compliancy, Negotiation, Buyer Representation, Seller Representation, First Time Home Buyers, Customer Experience, Budgets, Single Family Homes, Real Estate, Short Sales, Finance, Buyers, Investment Properties, Sellers, Residential Homes, Foreclosures, Relocation, Asset Management, New Home Sales
Education
Fairmont State University 1992 — 1994
BS, Accounting
Marshall University 1989 — 1992
Bachelor's degree, Accounting and Finance
Movement Mortgage January 2015 - Present
River Community Bank, N.A. July 2009 - January 2015
Alera Financial April 2005 - July 2009
Corporate Investors Mortgage March 2001 - April 2005
Skills
FHA, VA loans, USDA, FHA financing, Refinance, Mortgage Lending, Mortgage Banking, Residential Mortgages, Government Loans, Loan Origination, Loans, Non-Conforming, First Time Home Buyers, Certified Mortgage..., Credit, Investment Properties, HomePath, Real Estate, Home Equity Loans, REO, Mortgage Underwriting, 203K, Referrals, HUD, Mortgage Marketing, Mortgage Servicing, USDA Rural Housing, Underwriting, Home Equity, Credit Analysis, Foreclosures, Super Jumbo, Consumer Lending, Real Estate Financing, Debt Consolidation, Single Family Homes, New Home Sales, Investors, Rates, Residential Homes, Investments, Short Sales, Down Payment Assistance, NMLS, Self-Employed Borrowers, Banking
Education
Meredith College 1997 — 1998
SUNY Brockport 1991 — 1994
INDA, Association of the Nonwoven Fabrics Industry July 2011 - Present
mac.a.doodle design 2009 - Present
Blue Avenue Lighting March 2011 - March 2013
Transworld Business Advisors March 2011 - January 2012
Alera Financial May 2007 - November 2008
The Mortgage Reward Team of Alera Financial May 2007 - November 2008
Alera Express 2007 - 2008
Bryan Properties July 2006 - February 2007
GlaxoSmithKline 2004 - September 2004
Skills
Adobe Creative Suite, Marketing, Marketing Communications, Graphics, Brand Development, Graphic Design, Advertising, Web Design, WordPress, Marketing Management, Logo Design, Copywriting, Corporate Branding, Creative Direction, Illustrator, Business Cards, Corporate Identity, Direct Mail, Social Media Marketing, Packaging, Brochures, Branding & Identity, Online Marketing, Art Direction, InDesign, Marketing Strategy, Trade Shows, Social Media, Email Marketing, Integrated Marketing, Web Marketing, Direct Marketing, Google Analytics, Online Advertising, Digital Marketing, Newsletters, Social Networking, Facebook, Blogging, Brand Awareness, User Experience, Press Releases, SEO, Web Analytics, Layout
Education
Peace College 2002 — 2006
Bachelor of Arts, Visual Communications/Graphic Design
Peace College 2002 — 2006
B.A. Graphic Design, Graphic Design & Psychology
SheBuysCars.com September 2014 - Present
Howard County Department of Fire and Rescue Services November 2012 - Present
all.things.fadra September 2009 - Present
Charitable Influence February 2012 - September 2014
Social Dialect February 2011 - September 2014
Johnson & Johnson January 2013 - May 2014
AndNobodyToldMe.com November 2010 - September 2011
Media Orbis, LLC September 2009 - August 2010
Futures Inc. September 2008 - July 2009
Alera Financial May 2005 - August 2008
Skills
Product Management, Marketing, CRM, Project Management, Social Media, Competitive Analysis, Business Development, Brand Management, Proposal Writing, Database Marketing, Corporate Communications, Graphic Design, Training, Adobe Creative Suite, Collateral, Messaging, Business Operations, Social Media Marketing, Consulting, Content Creation, Video, Creative Writing, Content Strategy, Copywriting, Blogging, Public Speaking, Social Networking, Marketing Strategy, Digital Media, Content Management, Strategy, Web Content, SEO, Newsletters, Facebook, Web Analytics, Start-ups, Web Design, Leadership, Online Marketing, Online Advertising, Marketing Communications
Education
Case Western Reserve University 1988 — 1992
Bachelor of Arts, Biology
Cleveland State University 1993 — 1994
River Community Bank July 2009 - Present
Alera Financial April 2007 - June 2009
NationalMortgage Access, Inc. April 1999 - April 2007
Skills
Loans, Credit, Banking, Loan Origination, Mortgage Banking, Refinance, Credit Analysis, Finance, Residential Mortgages, FHA
Education
East Carolina University 1981 — 1984
Bachelor of Science (BS), Criminology
University of Tennessee-Knoxville 1979 — 1981
Alera Financial November 2005 - Present
Alera 2005 - Present
Alera Financial 1999 - Present
Education
Campbell University 1980 — 1983
River Community Bank, N.A. July 2009 - Present
Alera Financial April 2007 - June 2009
National Mortgage Access April 2000 - April 2007
National Mortgage 2000 - 2007
Facility Resources Inc October 1998 - April 2000
Skills
Business Strategy, USDA, Mortgage Lending, Mortgage Banking, Loans, Refinance, Investment Properties, FHA, Real Estate Transactions, Leadership, Mortgage Marketing, Construction Loans, First Time Home Buyers, Credit Analysis, Real Estate, Residential Mortgages, Banking, Residential Homes, Customer Service, Short Sales, Loan Origination, Credit, VA loans, Foreclosures, FHA financing, Non-Conforming, Commercial Mortgages, Investments, Home Equity Loans, Sales, Underwriting, Investors, Government Loans, Rates, Referrals, Certified Mortgage..., REO, Home Equity Lines of..., Mortgage Underwriting, Selling, HUD, Real Estate Financing, Finance, Mortgage Servicing, Debt Consolidation, Reverse Mortgages, Commercial Lending, Loss Mitigation, Consumer Lending, Loan Servicing
Education
University of North Carolina at Greensboro 1993 — 1995
Politcal Science
University of North Carolina at Charlotte 1990 — 1992
Business
Greensboro Day School 1986 — 1989
Alera Financial Loan OfficerSoutheastern Residential1998 - 2003
Education
University of Colorado Boulder 1968 — 1969
BA
HearthStone Mortgage July 2009 - Present
Alera Financial October 2007 - June 2009
1st Choice Mortgage Equity Corp 2006 - 2009
taylor bean & whitaker 2007 - 2008
1st Choice Mortgage Equity Corp January 2007 - July 2007
Education
University of North Carolina at Wilmington 1997 — 2000
Civil Engineering
Towne Mortgage of the Carolinas June 2009 - Present
Alera Financial March 2007 - June 2009
National Mortgage November 2002 - March 2007
Council Mortgage January 2002 - October 2002
Random Games April 1999 - December 2001
Skills
Loans, Mortgage Banking, Loan Origination, FHA, Refinance, Residential Mortgages, Credit, Underwriting, Banking, Credit Analysis, Consumer Lending, First Time Home Buyers, Credit Risk, USDA, Investments, Investment Properties, Finance, Real Estate, Portfolio Management, Mortgage Underwriting, Construction Loans, Mortgage Lending, Real Estate Financing, VA loans, FHA financing, Loan Servicing
Education
Purdue University
BS, Computer Science