Experience
Open Mortgage, LLC  January 2013 - Present
Crosscountry Mortgage, Inc.   February 2012 - June 2013
Premier Home Mortgage, Inc.   November 2011 - March 2012
Allied Home Mortgage  March 2010 - January 2012
Trainer/Consultant FHA and USDA RD   April 2009 - April 2010
Allied Home Mortgage Capital Corp   July 1999 - April 2009

Skills
USDA, VA, FHA, Loans, Mortgage, Loan Origination, First Time Home Buyers, Rural Development, Mortgage Lending, VA loans, Government Loans, FHA financing, Mortgage Banking, Mortgage Marketing, Loss Mitigation, Residential Mortgages, Reverse Mortgages, Banking, Residential Homes, Refinance, Real Estate, Credit, 203K, REO, HUD, Finance, Construction Loans, Certified Mortgage..., Mortgage Underwriting, Home Equity Loans, Real Estate Financing, Underwriting, Home Equity Lines of..., Credit Analysis, Commercial Mortgages, Commercial Lending, Mortgage Servicing, Debt Consolidation, Loan Servicing, Consumer Lending, Non-Conforming, Funding, Rates, HomePath, Financial Structuring, Real Estate Economics, USDA Rural Housing, FHA Financing, VA Loans

Education
Ball State University   1977 — 1981
Bachelor of Science (B.S.), Finance

Experience
TD Bank  March 2005 - Present
Allied Home Mortgage Capital Corp   January 2003 - December 2005
Madison Bank  January 2001 - December 2003
National Penn Bank  January 2000 - December 2000
HSBC Bank  January 1999 - December 1999
Sovereign Bank  March 1995 - December 1998

Skills
Commercial Lending, Credit, Banking, Commercial Banking, Loans, Small Business Lending, Financial Analysis, Consumer Lending, Portfolio Management, Credit Analysis, Lines Of Credit, Commercial Mortgages, Financial Structuring, Risk Management, Underwriting, Asset Based Lending, Finance, Retail Banking, Mortgage Lending, Cross Selling, Credit Risk, Relationship Management

Education
Philadelphia University
Accounting

Experience
Capital Funding America   2013 - Present
Debt Assistance Center, Inc.   April 2011 - Present
Debt Resource Group   January 2011 - July 2011
Mortgage Associates of Texas   2004 - 2006
Allied Home Mortgage Capital Corp.  2001 - 2003
Intercept Litigation Support   1985 - 2001

Skills
Debt Settlement, Mortgage Lending, Credit, Debt Management, Bankruptcy, Credit Analysis, Investment Properties, Legal Assistance, Debt Elimination, Financial Advisory, Lead Generation, Loans, Financial Services, New Business Development, Customer Acquisition, Sales, Email Marketing, Referrals, Entrepreneurship, Telemarketing, Affiliate Marketing, Online Lead Generation, Residential Mortgages, Debt Restructuring, Loss Mitigation, Small Business, Investments

Education
Richland College   2014 — 2015
Associate's Degree, International Business and Finance

Houston Community College   1986 — 1987
Real Estate and Finance

University of Houston   1983 — 1984
Poly Sci

Experience
Caliber Funding  August 2013 - Present
New Penn Financial, LLC  July 2012 - July 2013
Bank of England  March 2012 - June 2012
Primary Residential Mortgage  November 2011 - March 2012
Allied Home Mortgage Capital Corp   August 2010 - November 2011
Citizens Bank  March 2009 - August 2010

Skills
Credit, FHA, USDA, Loans, Mortgage Lending, VA loans, Loan Origination, Underwriting, Mortgage Banking, Refinance, Banking, FHA financing, Mortgage Marketing, Reverse Mortgages, Residential Mortgages, Government Loans, Mortgage Underwriting, Certified Mortgage..., Home Equity Loans, Construction Loans, Funding, VA Loans, Loan Servicing, FHA Financing

Education
Florida International University   2012 — 2015
Bachelor of Criminal Justice- In progress

CCRI   2006 — 2012
Associate's degree

IRS Tax Preparation Certification   2008 — 2008
IRS Tax Preparer Certification, IRS tax Preparation

H&R Tax Preparation   2004 — 2004
H&R Tax Preparer Certification, Tax Preparation

Experience
CapCenter  September 2010 - January 2012
The Reach Out Center   January 2008 - January 2012
Allied Home Mortgage Capital Corp   May 2005 - January 2008
C&F Mortgage Corporation  April 2000 - May 2005
SunTrust Mortgage Corporation   January 1993 - April 2000

Skills
Mortgage Lending, Loan Origination, Investment Properties, Financial Services, Financial Analysis, Underwriting, Loans, Mortgage Banking, Banking, USDA, Business Development, Real Estate

Education
Florida International University - College of Business   2012 — 2014
Master of Business Administration (M.B.A.)

Virginia Polytechnic Institute and State University   1989 — 1992
Bachelor of Science, Finance

Experience
Crosscountry Mortgage, Inc NMLS#3029   June 2013 - Present
Network Funding, LP  February 2012 - June 2013
Main Street Financial Inc  February 2011 - February 2012
Allied Home Mortgage Capital Corp   October 2008 - November 2011
Mortgage Connections, Inc   November 1998 - October 2008
Mortgage Connections, Inc   1999 - 2008
First Plus Freedom   1996 - 1997
BankAmerica Financial Services, Inc   April 1991 - April 1996

Skills
Loans, Real Estate Financing, Reverse Mortgages, Investment Properties, Change Management, Start-ups, Commercial Real Estate, FHA, Residential Homes, FHA financing, Real Estate, Mortgage Lending, Leadership, Underwriting, Process Improvement, USDA, Program Management, Team Building, Refinance, Mortgage Banking, Loan Origination, Finance

Education
University of South Carolina-Columbia   1988 — 1991
BA, English, Finance, Law

Experience
Habitat for Humanity St. Tammany West  April 2013 - Present
Neighborhood Housing Services  December 2008 - March 2013
America One Finance, Inc   December 2008 - October 2010
Allied Home Mortgage Capital Corp   January 1999 - January 2008
America's Mortgage Resource  January 1996 - January 1999
The Works! Pizza, Inc   January 1988 - January 1996

Skills
Housing Counseling, USDA Rural Housing, Loans, Mortgage Lending, Credit, Tax Preparation, House Design, Adult Education, Customer Service

Education
Louisiana State University   1982 — 1986
No, Engineering Design Technology/Economics

Experience
ThinkingPhones  August 2015 - Present
EMC  June 2013 - July 2015
Capitol Office Solutions  February 2009 - May 2013
Capitol Office Solutions / A Xerox Company   February 2009 - May 2013
Allied Home Mortgage Capital Corp   January 2008 - February 2009
JPMorgan Chase  February 2007 - February 2008
Residential Lending Corporation   October 2004 - January 2007

Skills
Workflow Analysis, Asset Management, Document Analysis, Data Security, Sustainable Business, Return on Investment..., Business Relationship..., Technology, Office Technology, Communication, Proposal Writing, Proposition Development, Sales Prospecting, Qualifying Prospects, Cold Calling, Document Management, Information Technology, Life Cycle Cost Analysis, Cost Variance Analysis, Asset Allocation, Sales Presentations, Presentation Design, Presentation Development, Strategic Consulting, Face to Face..., Territory Management, Territory Development, Territory Growth, New Business Development, Business Process..., Customer Retention, Customer Acquisition, Time Management, Document Imaging, Print Management, Managed Print Services, Optimized Financial..., Sales Operations, Information Technology..., Technology Integration, SaaS, Data Storage..., Backup, Disaster Recovery, Hybrid Cloud, Private Cloud, Databases, Data Center, Big Data, VMware

Education
University of Delaware   1999 — 2004
Bachelor of Arts, Sociology

Locust Valley High School   1995 — 1999
Regents, General

Experience
Inlanta Mortgage  March 2014 - Present
Mary Kay Cosmetics  September 2005 - Present
Diamond Funding Corp   February 2012 - March 2014
Allied Home Mortgage  October 2010 - November 2011
Hudson  June 2008 - December 2008
Allied Home Mortgage Capital Corp   June 2003 - November 2008
Highview Partners  October 2007 - May 2008
Mortgage One  November 2001 - September 2003

Skills
Recruiting, Sales, Sales Management, Cold Calling, Customer Service, Real Estate, Marketing, Account Management, Salesforce.com, Leadership, Training, Selling, Loans, Mortgage Lending, CRM, Consulting, Finance, Management, Team Building

Education
Quinnipiac University - School of Business   1997 — 2001
B.S., Business-Marketing

Oliver Ames   1993 — 1997

Experience
PricewaterhouseCoopers  February 2008 - Present
Allied Home Mortgage Capital Corp   January 2003 - January 2008

Education
Saint Peter's University   2000 — 2002

Experience
Alpine Land and Homes, Inc   January 2005 - Present
Alpine Construction and Development   January 2000 - Present
Allied Home Mortgage Capital Corp   January 2000 - Present

Education
Frostburg State University   1992 — 1993

Experience
Goodwin Investment Advisory   February 2014 - Present
Power Realty Partners  2007 - Present
Allied Home Mortgage Capital Corp.  June 2000 - December 2010
Amtrust Mortgage Corporation  1996 - 2000

Skills
Investment Advisory, Investments, Strategic Financial..., Finance, Residential Mortgages, Commercial Mortgages, Refinance, Mortgage Banking, USDA, Loan Origination, First Time Home Buyers, Loans, Mortgage Lending, Residential Homes, Credit, FHA

Education
Bible Training Center for Church Leaders   2010 — 2013
Non-formal Seminary Training

Georgia State University   1990 — 1992
Finance

Kennesaw State University   1985 — 1988
Bachelor's Degree, Finance, General

Florida State University   1982 — 1984
Geology

Experience
Acre Mortgage & Financial Inc  April 2009 - Present
Allied Home Mortgage Capital Corp   May 2000 - February 2008
United Lending Group, NJCUL   June 1994 - March 2000

Skills
Mortgage Banking, Loans, Mortgage Lending

Education
Mercer County Community College   1978 — 1980
Business/Ornamental Horticulture

Experience
U.S. Bank   May 2015 - Present
Commerce Bank  August 2014 - April 2015
CenturyLink  December 2011 - August 2014
HEARTLAND REGIONAL MEDICAL CENTER  January 2011 - November 2011
Wells Fargo Home Mortgage  October 2007 - July 2010
FAMILY HOME MORTGAGE   October 2006 - October 2007
BEAR STEARNS RESIDENTIAL MORTGAGE  January 2006 - October 2006
MORTGAGE INVESTMENT LENDING ASSOCIATES (MILA)   January 2004 - January 2006
ALLIED HOME MORTGAGE CAPITAL CORP   February 2002 - January 2004
Creative Capital  January 1993 - January 2001

Skills
Business Development, Public Speaking, Building Relationships, B2B, Managerial Finance, Business Acumen, Strategic Planning, Sales, Recruiting, Mortgage Lending, Team Building, Sales Management, Customer Service, Leadership, Healthcare, Strategy, Training, Management, Relationship Building, New Business Development, Finance

Education
Baker University   2008 — 2010
MBA, Finance

Texas State University   1988 — 1991
Bachelors of Arts, Journalism

Experience
Allied Home Mortgage Capital Corp   March 2008 - Present
Whitrock Mortgage, Inc.   September 2001 - February 2008

Education
Kean University   1979 — 1984
B.S., Management Science and Economics (Dual Major)

Experience
My Wedding on the Water   November 2012 - Present
Hunter Buildings  January 2013 - August 2013
Security National Mortgage Company  October 2011 - December 2012
Allied Home Mortgage Capital Corp.  August 2009 - September 2009

Skills
Mortgage Lending, Residential Mortgages, Certified Mortgage..., VA loans, FHA, Loan Origination, Customer Service, Weddings, Team Building, Refinance, Mortgage Banking, USDA, Management, Loans, Government Loans, Account Management

Education
Texas Wesleyan University   1989 — 1993
BBA, Business

Experience
Sunwise Funding Capital   January 2013 - Present
The KAD Group   March 2005 - Present
HERITAGE LENDING & INVESTMENTS, LLC   July 2003 - October 2005
Bank of America  May 2002 - August 2004
ALLIED HOME MORTGAGE CAPITAL CORP   March 2000 - May 2003

Skills
Commercial Real Estate, Real Estate Development, Investment Properties, Valuation, Refinance, Loans, Commercial Mortgages, Entrepreneurship, Strategic Planning, Mortgage Lending, Appraisals, Real Estate Financing, Loan Origination, Investments, FHA

Education
Morehouse College
Business Administration and Computer Science

Experience
NATIONWIDE REO BROKERS INC   July 2008 - July 2009
NEW ENGLAND REGIONAL MORTGAGE  September 2006 - July 2008
DIRECT FINANCE CORP  November 2005 - September 2006
ALLIED HOME MORTGAGE CAPITAL CORP   July 2002 - November 2005
WCCA Television   September 2000 - April 2001

Education
Assumption College   1997 — 2001
B. of A., Media Communications

Experience
J Henson and Associates Inc   February 1998 - Present
Allied Home Mortgage Capital Corp   December 2009 - February 2012
World Savings and Loan Association  1987 - 1998

Skills
Mortgage Lending, Appraisals, Management, FHA, Mortgage Banking, Refinance, Investment Properties, Loans, Loan Origination, Real Estate, USDA, FHA financing, Reverse Mortgages

Education
University of New Orleans

Experience
The ADT Corporation  August 2012 - Present
Tyco International  June 2008 - August 2012
H&R Block  December 2006 - April 2008
Allied Home Mortgage Capital Corp   October 2002 - February 2007

Skills
Accounting, Auditing, Tax, Analysis, Financial Reporting, Corporate Tax, Certified Public..., Cash, Cash Management, Financial Planners, Financial Analysis, Account Reconciliation, Cash Flow, General Ledger, Strategic Financial..., Consolidation, Internal Controls, Forecasting, Accounts Payable, Managerial Finance, Finance, Accounts Receivable, Certified Public..., Tax Preparation

Education
Florida Atlantic University   2007 — 2009
Master's Degree, Accounting

Rutgers, The State University of New Jersey   1984 — 1988
Bachelor of Arts, Economics