American Mortgage and Equity Consultants
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American Mortgage and Equity Consultants Employees
American Mortgage and Equity Consultants October 2011 - Present
Skills
USDA, Residential Mortgages, Refinance, FHA, VA loans, First Time Home Buyers, Purchases, Real Estate, New Business Development, Credit, Non-Conforming, Government Loans, Foreclosures, Investment Properties, VA Loans, Loans, Residential Homes
Education
Northern Arizona University
University of Minnesota-Duluth
Movement Mortgage, LLC May 2014 - Present
Smartax And More January 2001 - Present
American Mortgage and Equity Consultants June 2010 - April 2014
The Bridge Realty May 2007 - June 2011
Guaranty Bank November 2010 - May 2011
Bridge Finance Company May 2007 - October 2010
The Bridge Realty 2007 - 2010
AFC Mortgage 2001 - 2007
Skills
Real Estate, Investment Properties, Small Business, First Time Home Buyers, Bookkeeping, Mortgage Lending, Real Estate Transactions, Investments, FHA, Loans, Foreclosures, Residential Homes, Short Sales, Credit, Sellers, Finance, Mortgage Banking, Property Management, Refinance, Investors, Residential Mortgages, Negotiation, Selling, Loan Origination, Sales, Leadership, Real Property, REO, Real Estate Financing, USDA
Education
University of Phoenix 2008 — 2010
MSA, Accounting
University of Minnesota-Twin Cities 1994 — 1995
BSME, Mechanical Engineer
Knutson Construction Services August 2015 - Present
Target September 2014 - July 2015
Hamon Deltak, Inc. April 2012 - September 2014
Apex Systems May 2011 - April 2012
General Dynamics C4 Systems July 2010 - April 2011
General Dynamics C4 Systems September 2009 - April 2011
American Mortgage and Equity Consultants March 2009 - December 2009
Knight Realty, LLC February 2005 - July 2008
PMC Mortgage, LLC May 2004 - February 2008
Pickled Parrot 2002 - 2003
Skills
Customer Relations, Customer Service, Access, Payroll Processing, Outlook, Concur, PeopleSoft, Microsoft Excel, Microsoft Word, Multi Tasking, Business Travel, Telelogic DOORS, IFS, OTL, ClearQuest, ESM, Troubleshooting, Payroll, Databases, Inventory Management, Leadership, Human Resources, Software Documentation, Team Building, Recruiting, Earned Value Management, Purchasing, Management, Quality Assurance, Logistics, Employee Relations, Budgets, Engineering, Training, Awesomeness, Microsoft Office, Problem Solving
Education
Normandale Community College 2010 — 2014
Associate of Arts (AA), Generals, Accounting
Gold Star Mortgage Financial Group NMLS#3446 April 2014 - Present
CMG Financial August 2013 - April 2014
Gold Star Mortgage Financial Group July 2011 - August 2013
American Mortgage and Equity Consultants April 2009 - June 2011
Midwest Lending Corp January 2001 - April 2009
Skills
FHA, Refinance, Loans, USDA, VA loans, FHA financing, Mortgage Banking, Mortgage Lending, Certified Mortgage..., Loan Origination, Residential Mortgages, First Time Home Buyers, Credit, Investment Properties, Real Estate, Residential Homes, Finance, Financial Analysis, Banking, Foreclosures, Mortgage Servicing, Short Sales, Real Estate Economics, Real Estate Transactions, Sellers, Rates, Underwriting, Credit Analysis, Real Estate Financing, Portfolio Management, FHA Financing, VA Loans
Education
Michigan Technological University 1992 — 1996
BS, Environmental Engineering
Movement Mortgage, LLC May 2014 - Present
American Mortgage and Equity Consultants June 2010 - May 2014
River City Mortgage July 2008 - June 2010
First American Bank, N.A. July 2006 - July 2008
Skills
Financial Accounting, Account Reconciliation, Account Management, Options, VA loans, Refinance, USDA, Real Estate, Government Loans, Home Equity Lines of..., Mortgage Underwriting, Home Equity Loans, FHA, Insurance, Mortgage Marketing, Investment Properties, Mortgage Lending, Short Sales, Customer Oriented, Investments, FHA financing, Finance, Residential Mortgages, Certified Mortgage..., Mortgage Banking, Reverse Mortgages, Construction Loans
Education
University of MN 1990 — 1993
Bachelors, Accounting/Minor in Psychology
Metropolitan State University 1989 — 1991
Bachelors, Accounting
John F. Kennedy High School 1984 — 1987
High School Diploma
Wholesale and Correspondent Lending May 2015 - Present
REMN June 2014 - May 2015
TCF Bank February 2012 - May 2014
American Mortgage and Equity Consultants April 2010 - 2012
Direct Loan America January 2004 - March 2009
Northwest Airlines April 1989 - May 1999
Skills
Refinance, Loans, USDA, FHA, Mortgage Banking, Loan Origination, Residential Mortgages, VA loans, Credit, Reverse Mortgages, FHA financing, Investment Properties, Banking, Underwriting, Corporate Finance, Credit Analysis, First Time Home Buyers, Real Estate Economics, Real Estate, Residential Homes, Finance, Referrals, Funding, Rates, Construction Loans, Home Equity Lines of..., Credit Cards, Real Estate Financing, Mortgage Underwriting, Commercial Lending, Commercial Mortgages, Debt Consolidation, Certified Mortgage..., Consumer Lending, Small Business Lending, Branch Banking, Home Equity Loans, Mortgage Marketing, Financial Structuring, Loan Servicing, Investments, Commercial Banking, Asset Based Lending, Lines Of Credit, Investors, Commercial Real Estate, Foreclosures, REO, Loss Mitigation, Appraisals
Education
University of Minnesota-Twin Cities 1986 — 1991
Political Science/Business
St. Anthony High School MN
High School, Business/Commerce, General
Alpine Mortgage Planning June 2015 - Present
Oakley January 2015 - June 2015
Oakley August 2014 - January 2015
A Chance To Grow May 2014 - September 2014
American Mortgage and Equity Consultants 2013 - 2014
AVI Systems 2012 - 2014
Advisors Mortgage (Summit Mortgage) 2010 - 2012
Water Park of America, Radisson Hotel 2007 - 2010
Skills
Customer Service, Outlook, Office Administration, Social Networking, PowerPoint, Social Media, Microsoft Word, Fundraising, Microsoft Excel, Retail, Microsoft Office, Leadership, Time Management, Event Planning, Sales, Teamwork, Social Media Marketing
Education
University of St. Thomas 2011 — 2014
Bachelor's Degree, Communications and Journalism, Senior
Normandale Community College 2010 — 2011
Generals
Richfield Senior High School 2007 — 2010
High School, High School Diploma, Graduated
Minnesota Lynx & Timberwolves October 2014 - Present
Young Professionals of the Twin Cities June 2012 - Present
Minnesota Lynx & Timberwolves April 2013 - October 2014
Minnesota Timberwolves December 2011 - April 2013
Milwaukee World Festival, Inc. October 2011 - December 2011
Mankato MoonDogs Baseball Club April 2011 - August 2011
American Mortgage and Equity Consultants March 2010 - December 2010
Skills
Ticket Sales, Customer Service, Customer Relations, Client Entertainment, Business Development, Sports Marketing, Business Networking, Selling, New Business Development, Marketing Strategy, Social Networking, Entertainment, Sales, Event Management, Strategy, Cold Calling, Advertising, Social Media Marketing, Social Media, Event Planning, Marketing
Education
Minnesota State University, Mankato 2007 — 2011
Bachelor of Science, Sport Management, Marketing
Waterstone Mortgage Corporation May 2012 - Present
American Mortgage and Equity Consultants September 2010 - January 2012
NEW Cornerstone Mortgage February 2010 - September 2010
NEW Cornerstone Mortgage February 2010 - September 2010
Mortgage Headquarters, Inc. June 2005 - February 2010
2010 Mortgage Headquarters Inc June 2005 - February 2010
Techstaff 2007 - 2008
Techstaff 2007 - 2008
Beneficial Finance April 2003 - April 2005
Beneficial Finance April 2003 - April 2005
Skills
FHA, Refinance, Mortgage Lending, USDA, Loans, Reverse Mortgages, Investment Properties, VA loans, First Time Home Buyers, Loan Origination, Residential Mortgages, Mortgage Banking, Home, Credit, Construction Loans, FHA financing, Government Loans, Residential Homes, Condos, Mortgage Marketing, Sellers, Finance, Certified Mortgage..., Rates, Consumer Lending, Referrals, Financial Services, Underwriting, Credit Analysis
Education
Silver Lake College 2001 — 2003
BA, Teaching, Art
Silver Lake College 2001 — 2003
B.A, Art Education and
University of Wisconsin-Green Bay 1998 — 2001
Teaching, Art
Northeast Wisconsin Technical CollegeGreen 1996 — 1998
Graphic Design
Luxemburg-Casco
City of Waseca January 2015 - Present
Roundbank April 2013 - Present
American Mortgage and Equity Consultants April 2011 - December 2012
Wells Fargo November 2007 - February 2011
Skills
FHA, Mortgage Banking, Refinance, 203K, Finance, Loan Origination, Mortgage Lending, Residential Mortgages, Reverse Mortgages, Banking, Leadership, Sales, Microsoft Office, USDA, Customer Service, Loans, Investment Properties, Management, VA Loans
Education
University of Minnesota-Twin Cities
Liberal Arts and Sciences/Liberal Studies
Keller Williams July 2015 - Present
Greater Green Bay Habitat for Humanity March 2015 - Present
Associated Bank February 2014 - March 2015
American Mortgage and Equity Consultants April 2013 - February 2014
LaForce, Inc March 2008 - April 2013
Nielsen August 2007 - March 2008
Skills
Pricing, Account Management, Contract Negotiation, Customer Service, Sales, Loan Origination, Mortgage Lending, Consulting, Networking, Cold Calling, Selling, Refinance, Loans, Finance, Marketing, Construction, Leadership, Investment Properties, New Business Development, Sales Management, Negotiation, Salesforce.com, Team Building, Sales Process
Education
St. Norbert College 2005 — 2007
BBA, Business Administration
Citi Group October 2008 - Present
American Mortgage and Equity Consultants November 2007 - October 2008
Beneficial/HSBC February 2006 - November 2007
Skills
Sales Management, Training & Development, Default
Education
University of Missouri - St. Louis 2001 — 2004
Bachelor of Science, Business Administration
Minnesota Home Venture, Inc November 2008 - Present
Keller Williams Integrity Realty November 2011 - November 2012
US Bank Home Mortgage April 2010 - November 2011
Minnesota Home Venture, Inc. January 2009 - May 2010
US Bank Home Mortgage 2001 - 2010
American Mortgage and Equity Consultants December 2007 - July 2009
Greater Midwest Realty November 2007 - November 2008
EXIT REALTY EXECUTIVES April 2006 - November 2007
Integrity Lending July 2004 - August 2007
Mortgage Source December 2001 - July 2004
Skills
FHA, Buyers, USDA, Residential Homes, Mortgage Lending, Foreclosures, Investment Properties, Finance, Loans, Real Estate, Residential Mortgages, Short Sales, Sellers, Refinance
Education
ProSource 2003 — 2004
Real Estate, Real Estate
Brown College 1993 — 1994
Associates, Radio & Television
Anoka Ramsey Community College 1991 — 1992
Business/Computer
Movement Mortgage, LLC November 2014 - Present
Marketplace Home Mortgage June 2013 - November 2014
American Mortgage and Equity Consultants March 2010 - May 2013
Wells Fargo August 1997 - December 2009
American Summit 1994 - 1997
Skills
Mortgage Banking, Loan Origination, USDA, Loans, Credit, Reverse Mortgages, Investors, Residential Homes, Certified Mortgage..., Finance, Mortgage Underwriting, Non-Conforming, Construction Loans, REO, Mortgage Lending, First Time Home Buyers, Investment Properties, FHA
Education
University of Minnesota-Duluth
Accounting and Finance
Duluth East High School 1972 — 1975
College/University Preparatory and Advanced High School/Secondary Diploma Program
American Mortgage and Equity Consultants August 2011 - Present
Buffalo Wild Wings February 2009 - June 2011
Education
Northeast Wisconsin Technical College 2012 — 2012
Certified Nursing Assistant, Health and Wellness, General
University of Wisconsin Colleges 2002 — 2003
Associates, Business
Crivitz High School 1997 — 2001
21st Century Bank October 2013 - Present
American Mortgage and Equity Consultants January 2009 - October 2013
21st Century Bank September 1999 - January 2009
Skills
Mortgage, Loans, FHA, Refinance, USDA, Home, Residential, VA, Credit, Mortgage Lending, Purchase, Real Estate, Conventional, First Time Home Buyers, Mortgage Industry, Referrals, Investments, Banking, Customer Service, Rates, Reverse Mortgages, Investment Properties, Funding, Money, Loan Origination, Payments, Investors, Mortgage Banking, Conforming, VA loans, First Time Buyers, Single Family Homes
Education
Minnesota State University, Mankato 1993 — 1996
Bachelor of Science (B.S.), Geography, Business
VISTAL Partners June 2015 - Present
American Mortgage and Equity Consultants October 2012 - December 2014
Carlson Building Services, Inc. April 2011 - November 2012
Introworks May 2010 - May 2011
Hans Hagen Homes July 2003 - June 2010
Fallon 1994 - 1998
Skills
New Business Development, Integrated Marketing, Account Management, Business Development, Sales, Leadership, Management, Team Leadership, Budgets, Operations Management, Recruiting, Real Estate, Project Management, Advertising, Marketing Strategy, Program Management, Social Media Marketing, Digital Marketing, Marketing, Strategic Planning, FHA, Team Building, Investment Properties, First Time Home Buyers, Public Relations, Sales Management
Education
Augsburg College 1996 — 1998
Masters, Masters of Arts in Leadership
Augsburg College 1989 — 1992
Bachelor's degree
Workday May 2015 - Present
Oracle September 2011 - May 2015
American Mortgage and Equity Consultants 2008 - 2011
HSBC 2007 - 2008
Accredited Home Lenders 2006 - 2007
ResMAE Mortgage Corporation 2004 - 2006
HSBC 2001 - 2004
Skills
Sales Management, SaaS, Cold Calling, Solution Selling, New Business Development, Business Intelligence, Sales, Relationship Management, Account Management, Sales Process, Direct Sales, Banking, Business Development, Strategic Planning, Lead Generation, Enterprise Software, Selling, B2B, Team Leadership, Insurance, Strategic Partnerships, Team Building, Cross-functional Team..., Analytics, Contract Negotiation, Marketing Strategy, Key Account Management, Leadership, Consulting, Recruiting, Negotiation, Complex Sales, Competitive Analysis, Sales Presentations, Sales Operations, Building Relationships, Marketing, Software Industry, Customer Satisfaction, Strategy, Channel Partners, Business Analysis, Pre-sales, Cloud Computing, Professional Services, Product Management, Management, Team Management, Customer Service, Vendor Management
Education
University of Nebraska-Lincoln 1994 — 1999
Bachelor of Science
American Mortgage and Equity Consultants ConsultantMaplewood AudiAugust 2007 - January 2008
Education
Montana State University-Bozeman 2005 — 2008
Education, English
Bell Mortgage, a Division of Bell State Bank & Trust December 2014 - Present
Lake Area Mortgage October 2011 - December 2014
Waterstone Mortgage Corporation January 2011 - October 2011
American Mortgage and Equity Consultants April 2010 - January 2011
Marketplace Home Mortgage October 2009 - April 2010
Skills
Zero Down, Down Payment Assistance, Complex Loans, Mortgage Lending, FHA, Refinance, Loans, USDA, First Time Home Buyers, Harp, Mortgage Banking, FHA financing, Investment Properties, Short Sales, Real Estate, HUD, Construction Loans, Credit, Vacation Homes, Single Family Homes, Foreclosures, Property, Residential Homes, Loan Origination, Referrals, Certified Mortgage..., VA loans, FHA Financing, VA Loans, Investors, REO, New Home Sales, Move Up Buyers, Real Estate Transactions, Condos, Buyers
Education
Saint Cloud State University - G.R. Herberger College of Business 2002 — 2005
American Mortgage and Equity Consultants June 2015 - Present
Marketplace Home Mortgage August 2012 - May 2015
Wells Fargo Home Mortgage November 1998 - August 2012
Wells Fargo 1998 - 2008
TCF Bank June 1997 - November 1998
Skills
Mortgage Lending, Recruiting, Move Up Buyers, Coaching, Mortgage Banking, FHA financing, FHA, Refinance, Loan Origination, Residential Mortgages, Home Equity, Construction Loans, Insurance, Credit, Management, Mortgage Underwriting, First Time Home Buyers, Finance, Loans, Investment Properties, Reverse Mortgages, Sales, Banking, Selling, Real Estate Economics, Underwriting, Credit Analysis, Government Loans, Teamwork, Social Engineering, Consumer Lending, Leadership, FHA Financing, Renovation, Commercial Lending, Referrals, Real Estate, Commercial Mortgages, Real Estate Financing, Sellers, Small Business Lending
Education
Saint John's University 1993 — 1997
Bachelor of Arts (B.A.), Political Science and Government
Saint Johns University 1993 — 1997
BA, Political Science
American Mortgage and Equity Consultants November 2007 - Present
HSBC June 2003 - October 2007
Skills
Mortgage Lending, Residential Mortgages, Refinance
Education
Northern State University
American Mortgage and Equity Consultants November 2012 - Present
PRE-APPROVED HOME BUYERS April 2007 - October 2012
Skills
Purchase Financing, Mortgage Lending, Residential Mortgages, Reverse Mortgages, Loan Origination, loan pre-approval, Certified Mortgage..., USDA, First Time Home Buyers, Loans, Mortgage Banking, VA loans, Sales, Credit, Investment Properties, Customer Service, Real Estate
Education
Milwaukee Institute of Art and Design 1999 — 2002
Bachelor of Fine Arts (B.F.A.), Painting
American Mortgage and Equity Consultants September 2014 - Present
Rubicon Mortgage Advisors May 2010 - Present
Rubicon Mortgage Advisors May 2010 - Present
Wells Fargo Home Mortgage June 2005 - September 2007
Wells Fargo Bank NA March 2003 - February 2005
TCF National Bank April 2001 - December 2001
Education
Minnesota State University, Mankato 1993 — 2000
Bachelor of Science, Finance and Business Administration
Minnesota State University, Mankato
Bachelor of Science Degree, Finance
Bay Equity Home Loans June 2015 - Present
W.J. Bradley Mortgage Capital, LLC August 2013 - June 2015
American Mortgage and Equity Consultants March 2011 - August 2013
Summit Mortgage Corporation January 2011 - January 2012
Advisors Mortgage October 2008 - January 2011
Voyager Bank October 1998 - October 2008
United Mortgage Company January 1986 - March 2006
Skills
Mortgage Lending, Loans, VA loans, USDA, Real Estate, Residential Mortgages, FHA, Mortgage Underwriting, Refinance, Mortgage Banking, Loan Origination, Investment Properties, Foreclosures, First Time Home Buyers, Credit Analysis, Underwriting, Certified Mortgage..., FHA financing, Government Loans, Real Estate Financing, Referrals, REO, Reverse Mortgages, Credit, Debt Consolidation, Banking, Short Sales, Financial Structuring, Residential Homes, VA Loans, FHA Financing
Education
University of Minnesota-Morris 1973 — 1974
Business
Kenyon High School 1966 — 1972
Real Time Remodeling September 2010 - Present
American Mortgage and Equity Consultants August 2010 - Present
MMJ Investments 2004 - Present
Waterstone Mortgage Corporation January 2010 - November 2011
Landmarq Lending December 2008 - January 2010
American Mortgage Corporation 2006 - 2008
Spirit Kids Inc. 2002 - 2007
Skills
FHA
Education
Metropolitan State University 2002 — 2003
Finanace
Minneapolis Community and Technical College 2000 — 2002
Business
Winco January 2014 - Present
Wixson Bookkeeping & Tax Service January 2015 - April 2015
Liberty Tax Service January 2014 - April 2014
Metropolitan Financial Mortgage Company November 2012 - December 2013
American Mortgage and Equity Consultants September 2011 - November 2012
Inver Grove Ford August 2006 - June 2008
Skills
Accounts Receivable, Credit Analysis, Accounting, Tax Preparation, Tax Returns, Credit, Mortgage Lending, Microsoft Office, Management, Microsoft Excel, Mortgage Banking, Sales, Finance, Banking, Loan Origination, Tax, Financial Analysis, Budgets, Small Business, Customer Service, Financial Planning, PowerPoint, Financial Statements, Account Management, Team Building, Invoicing, Microsoft Word, Strategic Planning, Project Management
Education
Concordia University-St. Paul 2013 — 2015
Bachelor’s Degree, Accounting, 3.67 GPA
South Central College 2010 — 2013
Associate’s Degree, Accounting, 3.65 GPA
Rasmussen College 1999 — 2001
Managerial Accounting Diploma, Accounting
Guidewire Software November 2013 - Present
Oracle November 2010 - November 2012
American Mortgage and Equity Consultants June 2009 - November 2010
Ameriprise Financial Services, Inc. December 2007 - June 2009
Bebi LLC January 2005 - June 2007
Skills
Outlook, Microsoft Excel, Salesforce.com
Education
University of Minnesota-Twin Cities
Bachelor's degree, Retailing and Retail Operations
Normandale Community College 2000 — 2002
AA, Liberal Arts
Oracle October 2011 - Present
Oracle September 2010 - October 2011
American Mortgage and Equity Consultants August 2006 - November 2010
Oracle July 2009 - September 2010
HSBC September 1999 - July 2006
Skills
Recruiting, Selling, Sales, Management, Talent Management, ERP, Solution Selling, Enterprise Software, SaaS, Training, Oracle, Account Management, Sales Process, Business Intelligence, Cloud Computing, Business Development, Salesforce.com, New Business Development, Sales Management, Lead Generation
Education
St. Mary's University 2011 — 2015
Master of Business Administration (M.B.A.)
Gustavus Adolphus College 1994 — 1998
Bachelor of Arts (B.A.)
Scott County June 2009 - Present
Wells Fargo Home Mortgage January 2009 - June 2009
Self Employed Appraiser June 2006 - January 2009
American Mortgage and Equity Consultants November 2007 - March 2008
Education
St. Cloud State University - Herberger Business School 2000 — 2006
Bachelor of Science, Real Estate, emphasis in appraisal
American Mortgage and Equity Consultants April 2014 - Present
Wells Fargo Home Mortgage February 2011 - April 2013
Home Savings of America April 2006 - February 2011
Bar Louie January 2002 - December 2004
Skills
First Time Home Buyers
Education
Roosevelt University 1994 — 1999
English, English, history, Fiction Writing
American Mortgage and Equity Consultants February 2012 - Present
Open Mortgage, LLC October 2011 - February 2012
Open Mortgage LLC, dba Advisors Mortgage Group November 2008 - October 2011
GMAC Mortgage June 2004 - June 2008
Skills
Mortgage Lending, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, Loans, Credit, FHA, VA, Conventional, Credit Analysis, Processing, Banking, Networking, Painting, Designing Marketing..., Customer Service, Sales, USDA
Education
Pacific Northwest College of Art 1993 — 1995
Art
American Mortgage and Equity Consultants July 2009 - Present
American Mortgage and Equity Consultants July 2009 - Present
Business Breakthhroughs International 2011 - 2011
Marketplace Home Mortgage June 2008 - July 2009
Summit Mortgage 2006 - 2008
Education
Northwood University 1985 — 1987
Bachelors, Marketing/ Management
St Louis Park High School 1977 — 1981
graduate
Talmud Torah
American Mortgage and Equity Consultants May 2010 - Present
Minnesota Internship Center January 2009 - May 2010
Red Lobster May 2008 - May 2009
EZ Stop December 2004 - May 2008
Education
University of Minnesota-Twin Cities 2008 — 2010
Bachelors of Arts, Global Studies
American Mortgage & Equity Consultants, Inc. January 2014 - Present
Control Solutions, Inc. December 2013 - Present
American Mortgage and Equity Consultants February 2012 - October 2013
Wells Fargo Home Mortgage June 2009 - February 2012
Skills
FHA, USDA, Mortgage Banking, VA loans, Refinance, Loan Origination, FHA financing, Mortgage Lending, Residential Mortgages, Government Loans, Mortgage Underwriting, Construction Loans, Underwriting, Reverse Mortgages
Education
Gustavus Adolphus College
American Mortgage and Equity Consultants June 2013 - Present
Roundbank August 2001 - December 2012
Skills
Loans, Mortgage Banking, FHA, Refinance, Mortgage Lending, Loan Origination, Small Business Lending, Commercial Lending, Consumer Lending, Credit, Commercial Mortgages, Credit Analysis, VA loans, USDA, Lines Of Credit
Education
University of Minnesota-Twin Cities
Bachelor of Science (BS)
Waldorf College
Associate of Arts (AA)