Experience
Partners Mortgage  November 2012 - Present
Innerwork Mortgage   April 2006 - October 2012
Innerwork Mortgage   2006 - October 2012
American Pacific Mortgage   2003 - 2004

Skills
FHA, VA Loans, Conventional Loans, Mortgage Lending, USDA, Mortgage Banking, Certified Mortgage..., Loans, Refinance, FHA financing, Residential Mortgages, First Time Home Buyers, Investment Properties, Loan Origination, Real Estate, REO, Reverse Mortgages, Real Estate Economics, Underwriting, Home Equity Loans, Residential Homes, Finance, Construction Loans, VA loans, Mortgage Marketing, Real Estate Financing

Education
California State University-Chico   2001 — 2004

California State University-Chico   1998 — 2002

Experience
360 Mortgage Group, LLC  June 2015 - Present
OneTrust Home Loans  July 2014 - June 2015
American Pacific Mortgage   April 2014 - July 2014
Wells Fargo Home Mortgage  June 2012 - October 2013
Wells Fargo  November 2007 - June 2012

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Outlook, Photoshop, Teaching, Sales, Access, Banking, Time Management, Leadership, Team Building, FHA financing, Government Loans, VA loans, Coaching, Training, Teamwork, Social Networking, Data Entry, Home Equity, Mortgage Banking, Refinance, FHA, Loan Origination, Credit, Residential Mortgages, Marketing, Customer Satisfaction, Event Planning, Home Equity Lines of..., Home Equity Loans, Finance, Mortgage Lending, Facebook, Social Media, Certified Mortgage..., USDA, Reverse Mortgages, Retail Banking, Credit Scoring, Deposits, First Time Home Buyers, Asset Management, FHA Financing, Fixed Income

Education
College of Southern Nevada

Experience
American Pacific Mortgage   July 2014 - Present
Ryan Lawn and Tree  August 2010 - January 2014
Coalition for Independence  January 2009 - January 2009

Skills
Sustainability, Environmental Awareness, Horticulture, Trees, Plant Identification, Landscape Maintenance, Tree Planting, Lawn Care, Landscaping, Landscape Design, Garden, Microsoft Office, Irrigation, Landscape Architecture

Education
Ottawa University   2013 — 2014
Master of Business Administration (MBA)

Baker University   2006 — 2010
Bachelor of Science (B.S.), Sociology

Experience
JPMorgan Chase & Co.   August 2013 - Present
Bank of the West  March 2012 - August 2013
Wells Fargo Home Mortgage  March 2011 - March 2012
Comstock Mortgage  October 2009 - March 2011
New Horizons Reverse Mortgage   January 2009 - November 2009
Omega Mortgage Group   January 2007 - January 2009
American Pacific Mortgage   January 2005 - January 2007

Skills
FHA, Refinance, Mortgage Lending, USDA, Mortgage Banking, FHA financing, VA loans, Loan Origination, Residential Mortgages, Reverse Mortgages, Loans, Harp, Home Equity Loans, Government Loans, Banking, Construction Loans, Real Estate, Investments, Investment Properties, Small Business Lending, Investors, Real Estate Transactions, REO, Foreclosures, Commercial Lending, First Time Home Buyers, Credit Analysis, Consumer Lending, Finance, Short Sales, Credit, Certified Mortgage..., Commercial Mortgages, Underwriting, Real Estate Financing, Loss Mitigation, Mortgage Underwriting, Selling, Mortgage Servicing, Real Estate Economics, Mortgage Marketing, Referrals, Financial Structuring, Strategic Planning, Funding, Friendly Personality, Customer Service, Home Equity Lines of..., Sales, VA Loans

Education
York College   1988 — 1990
AA, Pre Law

California State University-Chico
BA, History/Pre Law

Experience
American Pacific Mortgage   June 2014 - Present
Guild Mortgage  2011 - 2014
WJ Bradley  April 2011 - October 2011

Skills
Mortgage Banking, Refinance, FHA Financing, USDA, VA Loans, Jumbo Loans, Residential Mortgages, Certified Mortgage..., Loan Origination, Loans, Sellers, Investment Properties, First Time Home Buyers, Investors, Mortgage Lending, Foreclosures, FHA, REO, Real Estate Financing

Education
Arizona State University   1982 — 1984
Bachelor of Science, Marketing

Apollo High School
1981 Graduate, Bachelor of Science in Marketing

Experience
National Mortgage Insurance Corporation - "National MI"   March 2015 - Present
American Pacific Mortgage   November 2014 - March 2015
Fremont Bank  March 2012 - November 2014
Fremont Bank  April 2009 - March 2012
Fremont Bank  June 2007 - March 2009
Hong Kong and Shanghai Banking Corporation  May 2006 - May 2007
PepsiCo - Pepsi Beverages Company  May 2005 - April 2006
Westamerica Bank  February 2001 - November 2002

Skills
Mortgage Lending, Loans, Banking, Loan Origination, Mortgage Banking, Credit, Underwriting, Customer Service, Account Management, Sales, New Business Development, Residential Mortgages, Refinance, Management, Commercial Banking, Call Centers, Accounting

Education
DeVry University-California   2002 — 2005
Bachelor of Business Administration (BBA), Business Administration and Management, General

Experience
American Pacific Mortgage   April 2015 - Present
Tennessee Education Lottery  June 2013 - March 2015
American Pacific Mortgage   April 2001 - May 2013
FedEx  October 1990 - August 2000

Skills
P&L Management, Employee Relations, Human Resources, Recruiting, Talent Management, Employee Benefits, Hiring, Management, Coaching, Talent Acquisition, Building Effective..., Conflict Resolution, Risk Management, Interviews, Benefits Administration, Cold Calling, Training, Culture Change, Leadership, New Hire Orientations, Customer Service, Personnel Management, Deferred Compensation, Strategic Planning, Interviewing, HRIS, Human Resource Planning, Change Management, Performance Management, Cross-functional Team..., Workforce Planning, Strategy, HR Strategy, Onboarding, Payroll, Employee Training, Program Management, HR Policies, Budgets, FMLA, Legal Compliance, Labor Relations, College Recruiting, Union Avoidance, Executive Management, Employee Engagement

Education
Golden Gate University   1999 — 2000
Masters, Human Resources Management and Services

California Polytechnic State University-San Luis Obispo
Bachelor's Degree

Experience
American Pacific Mortgage   April 2015 - Present
Absolute Mortgage a Division of Pinnacle Capital Mortgage   July 2014 - April 2015
American Pacific Mortgage   2015 - 2015
Absolute Mortgage a division of Pinnacle Capital Mortgage Corp.  2014 - 2015
Absolute Mortgage a division of Pinnacle Capital Mortgage Corp.  2014 - 2015
Sacramento 1st Mortgage, Inc. DBA Comstock Mortgage   January 2014 - July 2014
Kenny Tree Inc.   July 2010 - June 2013
Guild Mortgage Company  January 2009 - July 2010
Aegis Mortgage  October 2007 - January 2009
Toyota Lift Northwest  September 2005 - January 2007

Skills
Email Marketing, Sales, Lead Generation, Google Analytics, CRM, Account Management, Training, Sales Management, PowerPoint, Cold Calling, Management, Project Management, Time Management, Microsoft Office, Google Adwords, Team Management, Needs Analysis, SAP CRM, CRM databases, ACT CRM, Sales Presentations, Presentation Development, Oral & Written..., Route Planning, Job Scheduling, Online Lead Generation, Territory Mapping, Sales Prospecting, Database Administration, Database Marketing, Mortgage Lending, Loans, Marketing, Funding, Underwriting, Investment Properties, First Time Home Buyers, Residential Homes, Foreclosures, Sellers, First Time Home Sellers, Relocation Buyers, Short Sales, REO, Residential Mortgages, Construction Loans, Condos, Real Estate Transactions, Investors, Real Estate

Education
Embry-Riddle Aeronautical University   1982 — 1985
Aviation Administration

Saint Leo University   1982 — 1984
Buisiness Administration

Experience
Custom Cabinets & Furniture Houston   January 2007 - Present
Medusa Properties   August 1998 - Present
American Pacific Mortgage   August 1992 - December 2000
Homes by Design   January 1997 - December 1998

Skills
Real Estate, Investors, Interior Design, Buying, Home, Social Media Marketing, Construction, Entrepreneurship, Small Business, Real Estate Transactions, Residential Homes, Marketing, Real Estate Development, Investments, Construction Management, Business Planning, Training, Sales, Furniture, Carpentry, Property Management, Property, Investment Properties, Renovation, Fashion

Education
Brigham Young University   1989 — 1992
B.A., Humanities / English

Experience
American Pacific Mortgage   July 2015 - Present
Paramount Residential Mortgage Group Inc. (PRMG Inc.)   November 2014 - July 2015
Stearns Lending  October 2011 - November 2014
SWBC Mortgage  April 2009 - October 2011
Loan Connection Mortgage   September 2002 - April 2009

Skills
Management, Mortgage Lending, Retail, Team Building, Customer Service, Recruiting, Leadership, Loan Origination, New Home Purchase, Refinance, FHA financing, VA loans, Credit Analysis, Residential Mortgages, First Time Home Buyers, Sales Management, FHA, Loans, Reverse Mortgages, Credit, Mortgage Underwriting, Real Estate Financing, Business Planning, Value Propositions, Referrals, Real Estate License, Business Development, Financial Analysis, Strategic Planning, Sales, Investment Properties, REO, Finance, Staff Development, Short Sales, Mortgage Banking, Investments, Selling, Processing, Foreclosures, Teamwork, VA Loans

Education
El Camino College

Experience
American Pacific Mortgage   November 2014 - Present
American Pacific Mortgage   June 2014 - November 2014
American Pacific Mortgage   June 2011 - June 2014
BusinessCoach.com   May 2011 - August 2011
Golf Gazette   August 2009 - June 2010
Wittmeier Auto Center  August 2007 - March 2009
UPS  April 2006 - August 2006

Skills
Customer Service, Microsoft Office, Social Media, Outlook, Google Docs, CRM, DocuSign, Wufoo

Education
California State University-Chico   2006 — 2010
BS, Business Administration - Management

California State University-Sacramento   2005 — 2006

Experience
Big River Mortgage   September 2010 - November 2011
American Pacific Mortgage   September 2010 - November 2011
Netmore America Inc. d.b.a. Black Rock Home Loans   January 2010 - September 2010
NET MORE AMERICA   January 2010 - September 2010
AXIA FINANCIAL, LLC; FORMERLY ABACUS MORTGAGE   January 2008 - September 2010
Abacus Mortgage  March 2000 - December 2007
RESIDENTIAL MORTGAGE CONCEPTS   March 1997 - March 2000
RESIDENTIAL MORTGAGE CONCEPTS   March 1996 - March 1997

Skills
Creative Problem Solving, Outstanding Customer..., Excellent Communication..., Top Rated Sales..., Detail Oriented, Strong Organizational..., Negotiation Skills, Confidentiality

Education
Fashion Institute of Technology

Seattle Pacific University   1983 — 1986
Bachelor of Arts (B.A.), Clothing and Textiles

Seattle Pacific University
Bachelor of Arts, Clothing and Textiles

Washington State University   1982 — 1983
Fashion Merchandising

Washington State University

Experience
American Pacific Mortgage   April 2013 - Present
Axia Home Loans  July 2012 - April 2013
Eagle Home Mortgage  February 2009 - July 2012
MetLIfe Home Loans  June 2004 - January 2010

Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Mortgage Servicing, Jumbo Mortgage, Construction Loans, Reverse Mortgages, FHA, FHA financing, VA loans, Fannie Mae, USDA Rural Housing, Credit Analysis, Government Loans, Refinance, Investment Property..., Credit, USDA, Loan Origination, Short Sales, Loans, Real Estate, Investment Properties, REO, Finance, Home Equity Loans, Mortgage Underwriting, Certified Mortgage...

Education
Boise State University   2001 — 2005
Paralegal Certificate, Legal/Liberal Arts

University of Idaho   1997 — 1999

Experience
Premier Reverse Closings - Placer Title/NCS   July 2007 - Present
American Pacific Mortgage   July 2005 - July 2007
Political Solutions, LLC   2005 - 2005
California State Assembly  2003 - 2005

Skills
Reverse Mortgages, Title Insurance, Sales, Account Management, Mortgage Lending, Residential Mortgages, Real Estate, Loans, FHA, Public Speaking, Customer Service, Real Estate Financing, Marketing, Mortgage Banking, FHA financing, Banking, Home Equity Loans, Real Estate Transactions, Selling, Escrow

Education
California Polytechnic State University-San Luis Obispo   1999 — 2002
Bachelors, Major: Political Science, Minor: Economics

Experience
Dignified Home Mortgage LLC   January 2015 - Present
American Pacific Mortgage   October 2013 - August 2014
Greater Nevada Mortgage Services   December 2012 - September 2013
Farmers & Merchants Bank of Central California  2011 - December 2012
Wells Fargo Commercial Bank  November 2008 - March 2011
Home 123/ Country Wide / Bank of America   March 2006 - November 2008
Wells Fargo Home Mortgage  1999 - 2006
World Savings  March 1990 - March 1999
Agricultural Stablization and Conservation Service   June 1977 - June 1980

Skills
Credit, Sales Management, Banking, Mortgage, New Business Development, Loans, Team Building, Risk, Coaching, Negotiation, Hiring, Leadership Development, Change Management, Team Leadership, Strategic Planning, Real Estate, Public Speaking, Executive Management, Risk Management, Customer Relations, Financial Analysis, Commercial Lending, Agriculture, Mortgage Lending, Finance, Customer Service, Mergers & Acquisitions, Portfolio Management, Leadership, Sales, Training, Mortgage Banking, Management, Recruiting, Loan Origination, Underwriting, Credit Analysis, Refinance, Residential Mortgages, Loan Servicing, Commercial Banking, Consumer Lending, FHA, USDA, Commercial Mortgages, Small Business Lending, VA loans, Loss Mitigation, Credit Risk, FHA financing

Education
California Polytechnic State University-San Luis Obispo   1973 — 1977
B.S., Animal Science

Imperial Valley College
Ag Business

Experience
American Pacific Mortgage   May 2012 - Present
Christianbirckett.com   September 2010 - Present
Advanced Signs and Graphics   May 2012 - August 2012
Wells Fargo  November 2006 - May 2010

Skills
Wordpress, Graphic Design, E-commerce, Web Design, SEO, Windows Server, Active Directory

Education
Folsom Lake College   2007 — 2013

Sacramento City College   2007 — 2009

Experience
American Pacific Mortgage   June 2014 - Present
Guarantee Mortgage Corporation   January 2013 - June 2014
Circle Bank  March 2011 - November 2012
GreenPoint Mortgage/Capital One  September 2007 - March 2010
Greenpoint Mortgage  August 1995 - August 2007
GreenPoint Mortgage (Capital One)   August 1995 - August 2007
Tri Counties Bank  1992 - 1995

Skills
Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Residential Mortgages, Refinance, Banking, Mortgage Servicing, Loan Servicing, Process Improvement, Due Diligence, Project Management, Capital Markets, Training, Portfolio Management, Leadership, Business Analysis, Funding, Commercial Lending, Management

Education
California State University-Chico   1989 — 1993
BA, Sociology

Experience
American Pacific Mortgage   July 2012 - Present
InnerworkSearch   January 2001 - Present
Independent Consulting  October 2004 - December 2006
InnerworkSearch   December 1997 - January 2001
RWJ   July 1994 - November 1997

Skills
Social Media, SaaS, Information Technology, Senior Executives, Engagement, Executive Search, Social Recruiting, Corporate Recruiting, Technical Recruiting, Retained Search, Human Resources, Candidate Generation, Candidate Marketing, Qualifying Candidates, Closing Candidates, Relationship Marketing, Start-ups, Fortune 500, Fortune 1000, Recruiting, Leadership, Executive Management, Contract Recruitment, Interviews, Talent Management, Talent Acquisition, Sourcing, Applicant Tracking..., Benefits Negotiation, Screening, Hiring, Search, Consulting, Sales, Strategy, Marketing, Business Development

Education
Cabrillo College
AA, Psychology

University of California, Santa Cruz
Psychology

Experience
Fairway Independent Mortgage Corporation  November 2014 - Present
AmeriFirst Financial, Inc.   February 2014 - November 2014
American Capital Corporation - ACC Home Loans  April 2010 - February 2014
Solano Mortgage  April 2009 - June 2011
American Pacific Mortgage   October 2007 - March 2009
RAL Group   September 2007 - December 2008
Robert A. Leon   July 1997 - October 2007

Skills
Conventional, FHA, Purchase, Mortgage, VA, First Time Home Buyers, Refinance, Credit, Investment Properties, Real Estate, Loans, USDA, Residential, Mortgage Lending, Residential Homes, Home Equity Loans, Mortgage Banking, Residential Mortgages, Loan Origination, Sellers

Education
California State University, Fresno   1979 — 1985
Bachelor of Science, Business Administration Marketing

Experience
First Bank  September 2014 - Present
American Pacific Mortgage   August 2008 - September 2014
Cedar Mortgage  January 2007 - November 2011
Boy Scouts of America  January 2008 - 2010
Vaughn Manor Home Owner Association   2006 - 2009
1s Metropolitan Mortgage   2006 - 2008
Amerimac EquiFirst Mortgage   1998 - 2004

Skills
Real Estate, Investment Properties, Residential, Mortgage, Negotiation, Loans, Residential Homes, Investors, FHA, Mortgage Lending, First Time Home Buyers, Loan Origination, Reverse Mortgages, Referrals, Real Estate Transactions, Refinance, Credit, Condos, Sellers, Mortgage Banking, USDA, Residential Mortgages, REO, Short Sales, Small Business, Leadership, Sales, Selling, Relocation, Single Family Homes, Foreclosures, Finance, VA loans, Home Equity Loans, FHA financing, Real Estate Financing, Certified Mortgage..., Home Equity Lines of..., Non-Conforming, HUD, Construction Loans, Government Loans, Real Estate Economics, Commercial Mortgages, Commercial Real Estate, Underwriting, Mortgage Underwriting, New Home Sales, Mortgage Marketing, Property

Education
Brigham Young University - Idaho
Physical Education

Experience
OCMBC, INC.   April 2014 - March 2015
American Pacific Mortgage   April 2014 - July 2014
Land Home Financial Services  September 2013 - April 2014
Enterprise Rent-A-Car  August 2011 - July 2013

Skills
Sales, Account Management, Marketing, Sales Management, Marketing Strategy, Sales Operations, Market Research, Sales Presentations, Lead Generation, Customer Satisfaction, Salesforce.com, Cold Calling, Recruiting, Sales Process, Customer Retention, PowerPoint, Time Management, Customer Service, Microsoft Excel, Microsoft Office, Real Estate, Microsoft Word, Outlook, Investment Properties, Management

Education
California State University-Fullerton   2008 — 2011
Bachelor's degree, Business Administration and Management, General

Experience
American Pacific Mortgage   May 2015 - Present
Urban Lending Solutions  September 2014 - May 2015
Access Capital  May 2014 - July 2014
NA  December 2013 - March 2014
Colbalt Mortgage   July 2013 - October 2013
Plaza Home Mortgage  2012 - March 2013
American Home Funding  March 2009 - March 2010
Preferred Lending Group LLC   July 2005 - March 2009
Summit Financial  1999 - 2005

Skills
Microsoft Excel, Microsoft Office, Customer Service, Microsoft Word, Strategic Planning, Negotiation, Team Building, Real Estate, New Business Development, Coaching, Sales Management, Contract Negotiation, Sales, Mortgage Banking, Harp, Self-Employed Borrowers, PowerPoint, Mortgage Lending, Retail, Commercial Lending, Residential Homes, Banking, Refinance, Residential Mortgages, Loan Origination, FHA, VA loans, USDA, Reverse Mortgages, Underwriting, Loans, Credit, Real Estate Financing, FHA Financing, Business Development, Finance, Investment Properties, Credit Analysis, First Time Home Buyers, Mortgage Underwriting

Education
Metro State College

Yeshiva Toras Chaim Talmudical Seminary

Experience
Reef Bar & Grill   August 2012 - Present
American Pacific Mortgage   March 2011 - April 2012

Skills
Customer Service, Microsoft Office, Microsoft Excel, PowerPoint, Microsoft Word, Event Planning, Social Media, Restaurants, Food & Beverage, Food Service, Food, Time Management, Hospitality, Teamwork, Event Management, Inventory Management, Data Entry, Catering

Education
Boise State University

Experience
MyPocketBand   June 2011 - Present
Liberty Home Equity Solutions  July 2012 - January 2014
Liberty Home Equity Solutions  October 2012 - July 2013
Human Volition   February 2011 - February 2013
American Pacific Mortgage Corporation  May 2007 - September 2012
American Pacific Mortgage   May 2004 - May 2007

Skills
Marketing Strategy, Social Media Marketing, Email Marketing, Communication, Sales, Customer Service, Leadership, Songwriting, Strategic Planning, Business Strategy, Wordpress, Microsoft Office, Project Management, Problem Solving, Empathy, Copywriting, Salesforce.com, CRM, WordPress, Salesforce Training, Event Planning, Customer-focused Sales, Start-ups, CRM Integration, Social Media, Negotiation, Marketing, Selling, Technical Support

Education
CSU Sacramento   2002 — 2005
Bachelor of Science, Business Finance

Sierra College   2000 — 2003
Tranfer, General Studies

Experience
American Pacific Mortgage   April 2013 - Present
Mortgage Advisory Group - CL281925   July 2007 - April 2013
Eagle Home Mortgage  August 1994 - July 2007

Skills
Mortgage Lending, Mortgage Banking, Refinance, FHA, Loans, USDA, Loan Origination, Residential Mortgages, VA loans, Credit, Certified Mortgage..., FHA financing, Government Loans, Home Equity Loans, Mortgage Underwriting, Construction Loans, Mentoring

Education
Edmonds Community College   1983 — 1985
Finance

Experience
Guaranteed Rate  November 2013 - Present
PrimeLending  April 2012 - November 2013
Summit Funding  July 2008 - November 2011
Summit Funding  July 2008 - November 2011
American Pacific Mortgage   January 1997 - March 2006

Skills
FHA, VA, USDA, Mortgage Lending, Mortgage, Conventional, Home, Loans, Refinance, Reverse Mortgages, First Time Home Buyers, Conforming, Purchase, Mortgage Industry, Mortgage Planning, Mortgage Banking, Non-Conforming, Credit, Underwriting, Investors, Referrals, Real Estate, VA loans, Investment Properties, Loan Origination, Residential Mortgages, Government Loans, Loan Structuring, Debt Consolidation, Real Estate Financing, Home Equity, Real Estate Finance, Condos, Rates, Move Up Buyers, Single Family Homes, Credit Restoration, Origination, Credit Analysis, Rehab Loans, Residential Homes, Real Estate Transactions, Sellers, Finance, REO, Home Equity Loans, Certified Mortgage..., VA Loans

Education
California State University-Sacramento   1979 — 1982
BS, Finance

Orange Coast College   1971 — 1973
general ed

Berkeley High School   1968 — 1971

Experience
American Pacific Mortgage   August 2013 - Present
First California Mortgage Company  April 2011 - July 2013
Cambridge Funding   February 2004 - March 2011
Control Air Conditioning Corp.  July 1997 - January 2004
Mesa Energy Systems, Inc   June 1995 - June 1997
Southland Industries  July 1993 - June 1995

Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Sales Management, Executive Management, Operations Management, Streamlining Operations, Process Improvement, Task Management, Project Management, Training, Technical Writing, Creative Writing, Creativity, Analytics, REO, Sales, Loans, Negotiation, Real Estate, Investment Properties, Customer Service, Time Management, Finance, Contract Negotiation, First Time Home Buyers, Residential Homes, Retail, Short Sales, Selling, New Business Development, Foreclosures, Leadership, Credit Analysis, Real Estate Financing, Jumbo Mortgage, Microsoft Office, Team Management, FHA financing, VA loans, Government Loans, Home Equity Loans, Recruiting, Refinance, Reverse Mortgages, FHA, Loan Origination, USDA, Certified Mortgage..., Mortgage Underwriting

Education
Azusa Pacific University   1989 — 1993
Bachelor's of Science

University of California, Los Angeles   1987 — 1989

Paramount   1983 — 1987

Experience
American Pacific Mortgage   May 2014 - Present
ReNew Lending Mortgage Banker  April 2013 - May 2014
Terrence V. Bowles Business Services   January 2011 - August 2013
L.L Christian Construction   May 2006 - April 2013
US Forest Service  March 2010 - March 2011
Toyota  July 2007 - July 2009

Skills
Real Estate, Customer Service, Marketing, Customer Satisfaction, Sales, Loans, FHA, Microsoft Office, Lead Generation, Market Research, Loan Origination, Microsoft Excel, Microsoft Word, Mortgage Banking, PowerPoint, Mortgage Lending, Refinance, Social Networking

Education
California State University-Chico   2009 — 2012
Bachelor of Business Administration (B.B.A.), Marketing/Marketing Management, General

Folsom Lake College   2007 — 2009
Associates of Arts (AA), Marketing/Marketing Management, General

Experience
Forging Leaders   April 2010 - Present
Roseville Area High School  2009 - March 2014
Think Feel Know (UK) Ltd   March 2011 - July 2011
American Pacific Mortgage   October 2007 - March 2011
2003 - 2007 HARBINGER MORTGAGE SOLUTIONS   October 2003 - October 2007
2003 AMERIQUEST MORTGAGE CORPORATION   April 2003 - October 2003
VERISIGN  August 2000 - October 2002
Cuesta College  September 1997 - December 1999

Skills
Coaching, Public Speaking, Team Building, Strategic Planning, Leadership Development, Customer Service, Leadership, Team Leadership, Staff Development, Event Management, Contract Negotiation, Management, Event Planning, Social Media Marketing, Training, Strategy, Sales, Business Development, Public Relations, Online Advertising, Sales Process, Sales Operations, New Business Development, Human Resources, CRM, Blogging, Selling, Social Networking, Customer Retention, Time Management

Education
California Polytechnic State University-San Luis Obispo   1992 — 2000
BS, Kinesiology

South Hills high school

Experience
American Pacific Mortgage   May 2011 - Present
Guild Mortgage  April 2008 - May 2011
Compass Mortgage  May 2000 - April 2008

Education
Concordia University-Portland   1988 — 1992
BA, Physical Education

Experience
American Pacific Mortgage   February 2012 - Present
Teacher Home Advantage, LLC   October 2008 - Present

Skills
Loans, First Time Home Buyers, Mortgage Banking, Loan Origination, Mortgage Lending, Real Estate, FHA, Residential Mortgages, Credit, Refinance, Investment Properties, FHA financing, Short Sales

Education
Arizona State University   1995 — 2000
Bachelors of Science, Kinesiology

Experience
Guardian Industries Corp.  June 2015 - Present
JG Boswell Company  February 2013 - June 2015
American Pacific Mortgage   July 2010 - February 2013
FAST Federal Credit Union   October 2009 - July 2010

Skills
Mortgage Banking, Accounting, Credit, Refinance, Sales, Mortgage Lending, Real Estate, Loans, First Time Home Buyers, Financial Accounting, Management, General Ledger, acc, Leadership, Real Estate Transactions, Business Development, Portfolio Management, Financial Services, Relocation, Sales Management, Event Planning, Finance, USDA, Sellers, Research

Education
California State University-Fresno   2006 — 2010
Bachelor of Business Administration (B.B.A.), Accounting

HANFORD WEST HIGH SCHOOL
General, General

Experience
American Pacific Mortgage   January 2009 - Present
American Pacific Mortgage   January 2009 - Present
Coast Residential Funding, Inc   January 1998 - January 2008
Lauderbaugh & Associates, Inc   January 1997 - January 1998
Piedmont Moving   January 1994 - January 1996
Medallion Mortgage  January 1992 - January 1994
Citibank  January 1988 - January 1992
HomeFed Bank  January 1985 - January 1988
All California title Co   January 1983 - January 1984

Skills
Loans, Underwriting, First Time Home Buyers, Investment Properties, Real Estate, Mortgage Banking, Sellers, Mortgage Lending, Customer Service, Sales

Education
Fashion Institute of Design & Merchandising
A.A

Experience
American Pacific Mortgage   July 2013 - Present
Homes For Heroes®  November 2013 - Present
Absolute Mortgage  October 2010 - July 2013
First National Home Mortgage   October 2007 - October 2009
Westwood Mortgage, Inc.   November 1999 - April 2007
Seattle Fire Department  April 1994 - April 2007

Skills
Refinance, Mortgage, Purchase, Home, Investment Properties, FHA, VA, Conventional, USDA, Mortgage Lending, Real Estate, First Time Home Buyers, Investments, Loan Origination, Loans, Mortgage Banking, Residential, Mortgage Industry, Condos, Credit, Asset Management, Loan Structuring, Strategic Planning, Residential Mortgages, Financial Planning, Reverse Mortgages, Mortgage Planning, Real Estate Investment, VA loans, Conforming, Investors, Strategic Financial..., Retirement Planning, Financial Structuring, Investment Strategies, Finance, Insurance, Underwriting, Credit Analysis, Construction Loans, Foreclosures, Short Sales, Commercial Mortgages, Brokerage, Loss Mitigation, REO, Real Estate Economics, Government Loans, Debt Consolidation, Home Equity Loans

Education
California State University-Chico   1987 — 1991
Bachelor of Science (BS), Personal Finance

Experience
American Pacific Mortgage   February 2014 - Present
All California Mortgage, a DBA of American Pacific Mortgage   January 2013 - February 2014
Enterprise Rent-A-Car  August 2011 - December 2012

Skills
Customer Service, Sales, Marketing, Mortgage Banking, Training, Customer Satisfaction, Loan Origination, Mortgage Lending, Cold Calling, Real Estate, Corporate Training, Residential Mortgages, Credit, Management, Good Faith Estimates, Real Estate Financing, Blogging, Sports Journalism, Radio Broadcasting

Education
California State University-Chico
Bachelor of Arts, Communications-Public Affairs

Experience
Premier Mortgage Resources  September 2015 - Present
Animas Development Group   November 2013 - Present
American Pacific Mortgage   January 2011 - September 2015

Skills
Mortgage Banking, Mortgage Lending, Refinance, FHA, Loan Origination, Loans, VA loans, Residential Mortgages, USDA, FHA financing, Credit, Certified Mortgage..., Government Loans, Credit Analysis, Construction Loans, Banking, Consumer Lending

Education
Boise State University

Experience
spinTouch   June 2015 - Present
American Pacific Mortgage   November 2011 - June 2015
CalPERS  May 2007 - November 2011

Skills
Telecommunications, Project Management, Customer Service, Management, Microsoft Office, Team Leadership, Wireless, VoIP, Product Management, Sales Management, Account Management, Strategic Planning, New Business Development, IP, Business Strategy, Inside Sales

Education
California State University-Sacramento
International Relations and Affairs

Experience
Comcast  August 2015 - Present
Comcast  October 2007 - Present
Comcast  January 2007 - Present
American Pacific Mortgage   January 2006 - January 2007
Big Valley Mortgage  January 2005 - January 2006
Best Rate Solutions Inc   January 2001 - January 2004
Best Rate Solutions Inc   2000 - 2003

Skills
Social Media, Sales, Customer Service, Cross-functional Team..., Team Building, Telecommunications, Management, Account Management, Troubleshooting, Public Speaking, Project Management, Sales Management, Team Leadership, Salesforce.com, Social Networking, Process Improvement

Education
Sierra College   2014 — 2015
Associate of Science (A.S.), Business Administration and Management, General

American River College   2012 — 2014
General Studies

Experience
Sierra Pacific Mortgage Company, Inc.   June 2015 - Present
Guild Mortgage Company Formerly Comstock Mortgage   August 2012 - February 2015
American Pacific Mortgage   May 2011 - August 2012
US Bank Home Mortgage  2011 - 2011
MetLife Home Loans - Formerly First Horizon Home Loans   October 2002 - December 2010
Washington Mutual Formerly North American Mortgage Co   January 1998 - January 2002

Skills
Leadership, Mortgage Lending, Mortgage Banking, FHA, Loans, Loan Origination, Residential Mortgages, Credit, Sales Management, Recruiting, Customer Service, Risk Management, Credit Analysis, First Time Home Buyers, Team Building, Business Development, Finance, FHA financing, VA loans, Mortgage Underwriting, USDA, Cold Calling, FHA Financing, Funding, Training, Certified Mortgage..., Marketing, Management

Education
American River College

Santa Rosa Junior College

Experience
SGS Automotive   July 2015 - Present
Folsom Fire Dept Community Emergency Response Team   May 2011 - Present
American Pacific Mortgage   August 2014 - January 2015
Intel Corporation  March 2012 - June 2014
Intel Corporation  March 2010 - March 2012
Intel Corporation  March 2008 - March 2010
Intel Corporation  March 2005 - March 2008
Intel Corporation  March 2003 - March 2005
Intel Corporation  July 2000 - March 2003
Aventis  May 1995 - July 2000

Skills
Business Process..., Financial Analysis, Business Analysis, Manageability, Program Management, Project Planning, Leadership, PMP, Cross-functional Team..., Intel, Scrum, Cloud Computing, IT Management, Product Management, Virtualization, Operations Management, IT Strategy, Analysis, Integration, ITIL, Vendor Management, Agile Project Management, Certified Project..., Software Project..., OpenStack, Certified Scrum Master, Open Source Development, Project Management, Process Improvement, Management, Enterprise Software, Strategy, Business Intelligence, Data Center

Education
Arizona State University - W. P. Carey School of Business   2005 — 2007
MBA, Strategic Decision Making

Baker University   1998 — 2000
Bachelor's Degree, Business Administration, Management and Operations

Experience
American Pacific Mortgage   July 2006 - Present

Skills
VA loans, Underwriting, USDA, Residential Mortgages, FHA, Government Loans, Mortgage Underwriting, FHA financing, Loan Origination, Mortgage Lending, Refinance, Certified Mortgage..., Loans, Mortgage Banking, Credit, VA Loans

Education
California State University-Hayward
Bachelor of Science (B.S.), Health Services/Allied Health/Health Sciences, General

Experience
SBM Management Services, LP  December 2013 - January 2014
YMCA of Superior California  February 2013 - December 2013
American Pacific Mortgage   March 2012 - August 2012
ThinkEquity LLC  2008 - 2012
Design Select  2007 - 2008
UnitedHealth Group  2006 - 2008
Pacific Union Dental   1998 - 2007
Self employed  1989 - 1991

Skills
Accounting, Accounts Payable, Customer Service, Budgets, Microsoft Office, Accruals, Fixed Assets, Expenses, General Ledger, Account Reconciliation, Microsoft Excel, Bank Reconciliation, Journal Entries, Outlook, Spreadsheets, Internal Controls, Microsoft Word, Year-end Close, GAAP, Peachtree, Office Management, Corporate Finance, Excel, Reconciliation, Word, Reconciliations, Process Improvement, Credit Cards, Credit Card Transaction..., Credit Card Fraud, Expense Reports

Education
Humphreys College   1992 — 1996
BS, Accounting, 3.4 GPA

Redmond High School

Reedsport High School

Experience
Wells Fargo Home Mortgage  June 2015 - Present
BCBGMAXAZRIAGROUP  October 2014 - Present
Academy Mortgage Corporation  March 2015 - May 2015
American Pacific Mortgage   July 2014 - October 2014
Guild Mortgage Company  May 2013 - November 2013
Cobalt Mortgage  2012 - 2012
West Coast Bank  November 2005 - November 2008

Skills
Banking, Financial Services, Credit, Mortgage Banking, Mortgage Lending, Financial Analysis, Investments, Refinance, Loans, Residential Mortgages, Loan Origination, VA loans, USDA, FHA, FHA financing, Government Loans, Credit Analysis, Construction Loans, Mortgage Underwriting, FHA Financing

Education
Forks High School   1988 — 1992

Clark College
AAS, RN

Experience
American Pacific Mortgage   September 2011 - Present
American Pacific Mortgage   September 2011 - April 2013
America's Mortgage LLC  March 2009 - October 2010
First Integrity Mortgage LLC   September 2003 - March 2010

Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Loans, Loan Origination, Residential Mortgages, VA loans, Credit, USDA, Underwriting, FHA financing, Credit Analysis, Banking, Investment Properties, Mortgage Underwriting, Government Loans, FHA Financing

Education
Front Range Community College   2008 — 2010
Associate of Arts (A.A.), Sociology

Experience
HomeStreet Bank  December 2014 - Present
Cobalt Mortgage  June 2014 - October 2014
American Pacific Mortgage   September 2012 - January 2014
Landover Mortgage  November 2011 - September 2012
Wells Fargo Home Mortgage  May 2009 - April 2011
Bellevue College  April 2007 - March 2009
Campbell-Hogue   2008 - 2009
Homecomings Financial  July 2006 - January 2007
Option One Mortgage  August 2005 - March 2006
Indymac Bank  October 2004 - August 2005

Skills
Mortgage Underwriting, Customer Retention, MS Office Suite, Mortgage Lending, Loans, FHA, Credit, Banking, Underwriting, Real Estate, Leadership, Sales, Management, Insurance, Marketing, Investors, Condos, Funding, Software Documentation, Program Management, Mortgage Banking, Time Management, Residential Mortgages, VA loans, VA Loans

Education
CE Forward Inc   2014 — 2014

Bellevue College   2007 — 2009
AA, Marketing Mangement, Graduated 2009

Portland Community College   1990 — 1992
Real Estate

Portland Insurance School   1985 — 1986
License, Insurance

Experience
American Pacific Mortgage   June 2014 - Present
Mortgage Advisory Group CL36212   June 2010 - May 2014
Financial Advantage Home Loan Center   January 2003 - May 2010

Skills
FHA, VA, USDA, Loans, Mortgage Banking, VA loans, Refinance, Mortgage Lending, FHA financing, Single Family Homes, Residential Mortgages, First Time Home Buyers, Mortgage Underwriting, Certified Mortgage..., Reverse Mortgages, Loan Origination

Education
Chapman University   1988 — 1990
Masters, Human Resource Management

Washington State University   1980 — 1984
Bachelor of Arts, Communications

Experience
Capital REO Management, LLC.   February 2008 - Present
AmPac Home Loan   May 2003 - Present
Wells Fargo Home Mortgage  April 2007 - May 2008
American Pacific Mortgage   May 2003 - April 2007
Premier Brokerage Group   August 1999 - May 2003

Education
California State University-Sacramento   1989 — 1993
BS, Real Estate Finance

Experience
American Pacific Mortgage   April 2015 - Present
Stability Technology Partners  2013 - March 2015
Robert Half International  August 2012 - November 2013
Wells Fargo  August 2008 - October 2011

Skills
Temporary Placement, Temporary Staffing, Recruiting, Sales, Applicant Tracking..., Hiring, Customer Service, Staffing Services, Employee Relations, Account Management, Employee Training, Interviews, College Recruiting, Strategic Sourcing, Employee Management, Leadership, Management, Financial Accounting, Employee Recognition, Sales Operations, Financial Recruiting, Marketing, Technical Recruiting

Education
California State University-Chico
Bachelor of Arts (BA), Organizational Communication - Minor in Criminal Justice

Experience
Sierra Pacific Mortgage Company, Inc. DBA: Aspire Mortgage Group   May 2015 - Present
U.S. Bank   October 2014 - Present
U.S. Bank   March 2014 - October 2014
Sierra Pacific Mortgage Company, Inc.   September 2013 - March 2014
American Pacific Mortgage   January 2013 - September 2013
Cositas Bonitas   June 2011 - January 2013
Sugarplums Dayschool   December 2008 - January 2011
Siemens  2004 - 2004
Global Knowledge  2002 - 2004
Global Knowledge  2000 - 2002

Skills
Training, Team Leadership, Adobe Creative Suite, Event Planning, Customer Service, Social Networking, Social Media Marketing, Marketing, Public Speaking, Photoshop, Social Media, Advertising, Event Management, Leadership, Public Relations, Marketing Communications, Sales, Team Building, Business Development, Sales Management, Strategic Planning, Management

Education
Portland State University   2007 — 2011
Bachelor of Science, Social Science

Kent State University   2004 — 2005
Work in Progress, Liberal Studies

California State University-Fullerton   1997 — 1999
Work In Progress, Liberal Arts

St. Mary's University   1991 — 1993
Work in Progress, Business Administration

Experience
Foundation Home Loans dba ReNew Lending   January 2013 - Present
Folsom Chamber   2011 - Present
Susan Giles, LegalShield Independent Associate   June 2010 - Present
American Pacific Mortgage   January 2013 - December 2013
Bentley Mortgage and Real Estate   December 2011 - December 2012
S.A. Giles Development   January 2007 - December 2011
Newfield Network  2010 - 2011
Sacramento Community Action Partnership   2010 - 2010
Mandarich Developments at, "The Orchard at Penryn Park"   July 2008 - November 2009
Allergan  March 2005 - December 2007

Skills
Coaching, Sales Management, Team Building, Strategic Planning, Leadership Development, Public Speaking, Business Development, New Business Development, Healthcare, Customer Service, Leadership, Marketing, Team Leadership, Change Management, Contract Negotiation, Project Management, Marketing Strategy, Cold Calling, Management, Product Development, Selling, Medical Devices, Sales, Account Management, Budgets, Organizational..., Business Planning, Social Media Marketing, Real Estate, Human Resources, Entrepreneurship, Executive Coaching, Event Planning, Strategy, Training, Small Business, Negotiation, Business Strategy, Mortgage Lending, Recruiting, Market Research, Insurance, Process Improvement, Management Consulting, Start-ups, Finance, Program Management

Education
National University, MBA   1993 — 1995
Masters Degree, Business

California State University-Long Beach   1991 — 1993
Bachelors Degree of Science, Nursing

Shasta College   1979 — 1981
Associate Degree, Nursing

Experience
American Pacific Mortgage   January 2015 - Present
Michaels Stores, Inc.   August 2011 - January 2015
Wilton Brands  October 2013 - November 2014
Target  May 2003 - August 2011
American River College Oak Cafe   May 2006 - May 2007

Skills
Baking, Human Resources, Staffing Coordination, Job Scheduling, Payroll, Timekeeping, Cashiering, Cash Handling Experience, Cake Decorating, Hostesses, Pantry, Cooking, Training, New Hire Orientations, Volunteering, Fundraising, Lesson Planning, Event Planning, Product Promotion, Interviews

Education
California State University-Sacramento   2010 — 2016
Bachelor of Business Administration (BBA), Human Resources Management/Personnel Administration, General

American River College   2002 — 2007
Associate of Arts (A.A.), Restaurant, Culinary, and Catering Management/Manager

Experience
American Pacific Mortgage   April 2004 - Present
Qualified Mortgage Services   2002 - 2004
California Mortgage Associates   2001 - 2002

Skills
Mortgage Lending, FHA, Refinance, Reverse Mortgages, Debt Consolidation, Residential Mortgages, VA loans, Investment Properties, Mortgage Banking, USDA, FHA financing, Real Estate, Loans, Residential Homes, HUD, Government Loans, Real Estate Financing, First Time Home Buyers, Loan Origination, Mortgage Underwriting, Mortgage Marketing, Real Estate Economics, VA Loans, FHA Financing, Credit

Education
California State University-Stanislaus   2007 — 2011
Bachelor of Science (BS), Business Administration/Finance

Mission College, Santa Clara, CA   1999 — 2001
General Studies

Experience
American Pacific Mortgage   March 2014 - Present
Mason-McDuffie Mortgage  December 2010 - March 2014
LaSalle Financial Services  April 2009 - January 2011
Prime Lending  December 1998 - March 2009
Primetime Lending   December 1998 - March 2009
Grubb and Ellis Adena Realty   2008 - 2008

Skills
Mortgage Lending, Loans, Underwriting, Finance, Investors, Real Estate, Investment Properties, Investments, Financial Analysis, Residential Homes, Property Management, Real Estate Development, Negotiation, Credit, REO, Contract Negotiation, Marketing Strategy, Short Sales, Sales, First Time Home Buyers

Education
University of California, Berkeley   1978 — 1982
BA, Economics

Golden Gate University
None, MBA

Experience
American Pacific Mortgage   September 2013 - Present
Alliance Management Consultants, LLC   February 2011 - Present
Alliance Mortgage Capital   May 2010 - February 2011
Home Mortgage Resources, Inc.   July 2002 - May 2010

Skills
Investment Properties, FHA, Refinance, Mortgage Banking, Residential Mortgages, Loan Origination, First Time Home Buyers, VA loans, USDA, Real Estate, Loans, Reverse Mortgages, Short Sales, Management, Credit, Residential Homes, Real Estate Financing, Investors, Commercial Mortgages, Foreclosures, Real Estate Transactions, Investments

Education
Boise State University   1978 — 1982

Experience
American Pacific Mortgage   December 2006 - Present

Skills
Mortgage Lending, First Time Home Buyers, Sales Management, Account Management, Refinance, Short Sales, FHA, Investment Properties, Jumbo Mortgage, Harp, Reverse Mortgages, FHA financing, Real Estate, Loan Origination, Leadership, Residential Mortgages, Home Equity Loans, Loans, FHA Financing, Sales, HUD, Credit, REO

Education
California State University-Sacramento   1985 — 1988

Experience
American Pacific Mortgage   May 2015 - Present
Primary Residential Mortgage  March 2014 - May 2015
Academy Mortgage Corporation  2013 - 2014
Bank of England, Mortgage Division  May 2012 - August 2013
Axiom Financial  August 2007 - May 2012
CTX Mortgage  August 2005 - March 2007
Wells Fargo Bank  September 2000 - August 2005
NextCard  August 2000 - September 2002

Skills
Loans, Mortgage Lending, FHA financing, Residential Mortgages, VA loans, Loan Origination, USDA, Refinance, Credit, Reverse Mortgages, Mortgage Banking, Government Loans, Mortgage Servicing, Home Equity Lines of..., Portfolio Management, Loan Servicing, Branch Management, Credit Analysis, FHA, Finance, Underwriting, Mortgage Underwriting, Banking, Real Estate, Real Estate Financing, Investment Properties

Education
Arizona State University   1993 — 1995
n/a, business

Thunderbird

Experience
American Pacific Mortgage   October 2011 - Present
goodmortgage.com  August 2008 - November 2009

Education
Chico State   1995 — 1998
Bachelor's, Business Administration

Experience
Power Plus  August 2008 - Present
American Pacific Mortgage   April 2007 - August 2008
First Franklin  February 2006 - April 2007
Wells Fargo Home Mortgage  May 2004 - March 2005
Household International  January 2000 - March 2005
Aames Home Loan  1998 - 2000

Skills
P&L Management, Forecasting, B2B, Sales Management, Budgeting, Sales Hiring, Sales Presentations, Microsoft Office, Annual Reviews, Budgets, Business Development, Marketing Strategy, Direct Sales, New Business Development, Team Building, Sales, Team Leadership, Project Management, Recruiting, Contract Negotiation, Account Management, Sales Operations, Training, Sales Process, Negotiation, Operations Management, Customer Satisfaction, Pricing, Purchasing, Inventory Management, Contract Management, Strategic Planning, Process Scheduler, Customer Retention, Cold Calling, Selling, Project Planning, Key Account Management, Customer Service

Education
California State University-Sacramento   1994 — 1996
BS, Business Management

Lodi High   1988 — 1991
BS, Business Management

Experience
Mid Valley Transportation Inc.   July 2014 - Present
American Pacific Mortgage   February 2013 - April 2015

Skills
Leadership, PowerPoint, Data Analysis, Photoshop, English, Nonprofits, Java, Economics, Analysis, Teaching, Teamwork, Microsoft Office, Public Speaking, Research, HTML, Microsoft Excel, Microsoft Word, Event Planning, Windows, Public Relations, Customer Service, Social Media, Community Outreach, Accounting, Team Leadership, Marketing, Social Networking, Sales, Time Management, Marketing Strategy, Social Media Marketing, Strategic Planning, Management, Team Building, Budgets

Education
California State University Stanislaus   2008 — 2011
Bachelor of Science (B.S.), Politcal Science, A

Experience
American Pacific Mortgage   March 2013 - Present
Patelco Credit Union  2010 - March 2013
Patelco Credit Union  January 2005 - August 2010

Skills
Banking, Credit, Loans, Consumer Lending, Mortgage Lending, Loan Origination, Credit Analysis, Mortgage Banking, Financial Analysis, Process Improvement, Residential Mortgages, Customer Service, Microsoft Office, Loan Servicing, Investments, Leadership, Team Building, Finance, Sales, Strategic Planning

Education
Brigham Young University   1993 — 2001
electronics, engineering

Experience
Fidelity National Title  October 2014 - Present
American Pacific Mortgage   April 2014 - October 2014
Saint Matthew Lutheran Church  October 2013 - April 2014
Peet's Coffee & Tea   August 2012 - July 2013
Pacific Gas and Electric Company  May 2011 - November 2012
PG&E  June 2009 - August 2010

Skills
Loan Processing, Encompass, Social Media, PowerPoint, Event Planning, Social Media Marketing, Microsoft Office, Market Research, Employee Training, Google Analytics, Radian6, Data Analysis, Preparation Of Reports, Written & Oral..., Team Management, Customer Service, Construction, Carpentry, Cpr Certified, Loans, Sales, Microsoft Word, Marketing, Public Speaking, Leadership, Facebook

Education
California State University-Long Beach   2008 — 2012
BA, Communication Studies

Northgate   2004 — 2008

Experience
American Pacific Mortgage   May 2014 - Present
Leidos  December 2009 - May 2014
US Navy Reserve  October 2006 - April 2012
AutoVIN  May 2007 - March 2009
Aerotek  June 2006 - May 2007
Navy  1999 - 2006

Skills
Google Earth, ArcGIS, Microsoft Office, DoD, Military, SIGINT, Intelligence Analysis, Navy, Security Clearance, Computer Security, Information Assurance, Analysis, Security, Problem Solving, Administration, Outlook, Air Force, Government, Team Leadership, Leadership, Integration, Management

Education
University of Phoenix   2011 — 2013
Bachelor's of Science, Information Technology

University of Phoenix-Elk Grove   2011 — 2013
Information Technology, Database Administration

Excelsior College   2006 — 2012
BA, Liberal Studies

Experience
American Pacific Mortgage   December 2011 - Present
Allied Home Mortgage Capital   February 2002 - November 2011
Allied Home Mortgage  February 2002 - November 2011
Mortgage Executives   September 1997 - February 2002
Headland Mortgage   January 1996 - October 1998

Skills
Mortgage Lending, USDA, Residential Mortgages, Mortgage Banking, Loss Mitigation, VA loans, Refinance, FHA, FHA financing, Loan Origination, Construction Loans, Finance, Loans, Reverse Mortgages, Government Loans, Certified Mortgage..., Credit, Home Equity Loans, Customer Retention, Loss Prevention, RESPA, SAR, Dodd-Frank, Appraisals, Self-Employed Borrowers, Foreclosures, Short Sales, Real Estate Transactions, Finacial Management, Account Management, Mortgage Underwriting, Business Strategy, Business Development, Credit Analysis, appr, Advertising, Underwriting, Credit Reports, Assisting First Time..., Property Management, Business Networking, Nutrition, FHA Financing, First Time Home Buyers, VA Loans

Education
Post Graduate Mortgage Certifiations   2002 — 2020
See Certifications, Mortgage Banking, A

University of the Pacific   1989 — 1991
Bachelor's degree, Pre-Law, History, Business

Chabot College   1987 — 1989
Associate's Degree, General Studies, 3.98 GPA

Granada High School Livermor CA   1979 — 1982
High School, General Studies

Experience
CU Direct  January 2014 - Present
CU Direct  January 2013 - December 2013
CU Direct  July 2011 - January 2013
Roni Deutch, A Professional Tax Corporation  January 2004 - July 2011
Roni Deutch Tax Center  January 2008 - April 2011
American Pacific Mortgage   September 2003 - December 2003
Aptify (Component Graphics, Inc.)   February 1999 - July 2002

Skills
Strategic Planning, Microsoft Office, C#, T-SQL, Social Media Marketing, Microsoft SQL Server, Requirements Analysis, Business Analysis, Integration, IT Strategy, ASP.NET, SSIS, Databases, HTML, User Interface Design, SQL

Education
California State University-Sacramento
Electrical & Electronic Engineering (EEE)

Experience
San Ramon Valley Unified School District  February 2008 - September 2015
San Ramon Valley Unified School District  May 2013 - August 2013
Twin Creeks Elementary School   July 2010 - November 2010
American Pacific Mortgage   January 2007 - June 2007
Contemporary Forums  November 2002 - November 2006
Praxon, Inc.   August 2000 - March 2001
Wm. C. Isaacs Company, Inc.   March 1997 - August 2000
Nordstrom  June 1988 - September 1992

Skills
Customer Service, Public Speaking, Microsoft Office, Retail, Project Management, Sewing, Quilting, Photography, Hand Knitting

Education
California State University-Chico   1984 — 1988
BA, Communications/Video Production

West Valley College   1983 — 1984

De Anza College   1981 — 1983

Homestead High School   1976 — 1981
High School

Experience
Fulcrum Property   October 2014 - Present
American Pacific Mortgage   January 2013 - October 2014
Cameo Dental   August 2008 - January 2013

Skills
Medical Devices, Dentistry, Dental Technology, Ceramic, Aesthetics, Product Development, CAD/CAM, Manufacturing, Process Improvement, Cosmetic Dentistry, Dental Sales, Veneers, Restorative Dentistry, Healthcare

Education
California State University-Sacramento   2003 — 2009
Bachelor of Business Administration (B.B.A.), Real Estate And Land Use Affairs

Experience
American Pacific Mortgage   May 2015 - June 2015
Old Republic Title Company  June 2007 - April 2015
Old Republic Title Company  July 2004 - May 2007
Western Placer Unified School District  September 2003 - June 2004
Junior Achievement of Sacramento  July 2001 - September 2002
Roseville Joint Union High School District  August 1999 - June 2000
Washington Unified School District  August 1996 - June 1999

Education
Sierra College, Rocklin, CA   2004 — 2008
Cerificate in Accounting, Accounting

California State University-Long Beach   1993 — 1996
Single Subject Teaching Credential, English

California State University   1987 — 1989
Bachelor of Arts, Home Economics

Experience
Premier Mortgage Resources  September 2015 - Present
American Pacific Mortgage   February 2014 - September 2015
Guild Mortgage Company  August 2013 - January 2014
Cascade Equity Group, Inc.   January 2011 - January 2014

Skills
FHA, Loans, Mortgage Lending, VA loans, Idaho bond loans, USDA loans, Credit, Mortgage Banking, VA Loans, Residential Mortgages, Refinance, Investment Properties, Credit Analysis

Education
Boise State University   2010 — 2012
Bachelor's degree, English Language and Literature/Letters, 3.88

Gonzaga University   1991 — 1994
English Language and Literature, General, 3.84

Experience
American Pacific Mortgage   February 2013 - Present
State Street Bank  2011 - 2012
State Street Bank  2009 - 2011
State Street Bank  2006 - 2009
SAFE Credit Union  2005 - 2006
Investors Bank & Trust  2002 - 2005

Skills
Equities, Bloomberg, Risk Management, Finance, Fixed Income, Securities, Mutual Funds, Investments, Financial Services, Financial Analysis, Treasury Management, Treasury Services, Treasury, Cash Management, Microsoft Excel, Project Management

Education
Golden Gate University
Master of Business Administration (MBA)

UC Davis
Bachelor of Science (BS), Managerial Economics

Experience
American Pacific Mortgage   May 2015 - Present
MAXIMUS  October 2014 - Present
Guild Mortgage  March 2015 - May 2015
CenturyLink  February 2014 - August 2014
Waterstone Mortgage Corporation  November 2012 - December 2013
Wells Fargo Bank  January 1992 - January 2012

Skills
Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, HTML, Budgets, Editing, C++, C, Java, Team Building, Social Media, Event Planning, Accounting, Teamwork

Education
University of Phoenix   2012 — 2013
Associates Degree, Business Administration

Boise State University   1985 — 1986
Certificate of Completion, General Office Occupations and Clerical Services

Declo High School   1981 — 1985
Diploma, General