Atlantic Bay Mortgage Group
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Atlantic Bay Mortgage Group Employees
Atlantic Bay Mortgage Group August 2014 - Present
Bank of America April 2011 - September 2014
Skills
Receive, review loan..., Expert of quality..., ●Knowledge of federal..., Attention to detail,..., ●Great knowledge of..., Great knowledge of..., Over 2 years management..., Knowledge of..., ●Implementing federal..., Default resolution..., Demonstrate flexibility..., Manage a load of 30+..., Equator system..., Full knowledge of..., ●Top performer two..., Maintaining 2-3 short..., ●Gather, review,..., Mitigating losses for..., Negotiating skills, Full Appraisal Knowledge, Deadline driven, Presidential Escalations, Loan Modifcation..., Short Sale Laon..., Negotiation, Deadline Driven, FHA, Mortgage Lending, Foreclosures, Loan Modifications, Finance, CRM, Default, Loans, Leadership, Management, Sales, Short Sales, Underwriting, Banking, Credit, Customer Service
Education
Southside Virginia Community College 2009 — 2011
Granby High School-International Baccalaurate Graduate 1999 — 2003
Sila Solutions Group March 2014 - June 2015
Bethel School District September 2011 - September 2013
Puyallup School District January 2011 - September 2011
United States Department of Defense April 2007 - May 2009
Atlantic Bay Mortgage Group December 2003 - June 2005
Skills
Project Management, Software Project..., Leadership, Programming, Java, C++, JavaScript, HTML5, CSS, MySQL, PHP, General Business..., Microsoft Project, Front-end Development, Metric Development, Curriculum Design, Teaching, Curriculum Development, Microsoft Office, Higher Education, Public Speaking, Instructional Design, Mathematics Education, Classroom, Educational Technology, Customer Service, Spanish, German, Secondary Education, Educational Assessment, Eclipse, Visual Studio, Unix, Windows, Instructional Technology, Microsoft Excel, OOP, Mortgage Banking, Loan Processing, French, Strategic Planning, Analysis, Adobe Creative Suite, Linux
Education
Western Governors University 2010 — 2012
Master of Arts (MA), Mathematics Teacher Education
Christopher Newport University
Bachelor of Science (BS), Computer Science, 3.5 GPA
Movement Mortgage, LLC 575 Lynnhaven Parkway Suite 100 September 2011 - Present
Atlantic Bay Mortgage Group September 2009 - September 2011
National City Mortgage/PNC Bank August 2000 - August 2009
Skills
FHA, Mortgage Lending, Refinance, Mortgage Banking, Investment Properties, USDA
Education
Old Dominion University 1989 — 2000
Business Administration and Management, General
Tidewater Community College 1987 — 1989
Associate degree
Atlantic Bay Mortgage Group February 2011 - Present
MET AMERICA MORTGAGE BANKERS November 2000 - February 2011
Skills
Mortgage Lending, First Time Home Buyers, FHA, Refinance, USDA, Mortgage Banking, Residential Mortgages, Loan Origination, FHA financing, Short Sales, Loans, VA loans, Customer Service, Credit, Marketing, Strategic Planning, Referrals
Education
Auburn University 1989 — 1994
Bachelor of Business Administration, BUSINESS
Old Dominion University
Master of Business Administration (MBA)
PNC Financial Services Group June 2014 - Present
Monarch Mortgage August 2013 - January 2014
Atlantic Bay Mortgage Group May 2013 - August 2013
Broadridge Financial Solutions June 2011 - March 2013
Lincoln Financial Group February 2008 - February 2011
Fiserv Lending Solutions August 2005 - September 2007
ABN Amro 2004 - 2005
HomeBanc 2003 - 2004
RBC Bank 2001 - 2003
Old Kent Mortgage (Now Fifth Third) 1997 - 2001
Skills
Process Improvement, Business Analysis, Vendor Management, Strategic Planning, Change Management, Team Building, Customer Service, Business Process..., Operations Management, Quality Assurance, Financial Services, Banking, Performance Management, Credit, Loans, Strategy, Project Management, Program Management, Risk Management, Leadership, Coaching, Management, Mortgage Lending, Executive Management, Analysis, Finance, Training, Portfolio Management, Financial Risk, Mortgage Banking, Underwriting, Relationship Management, Operational Risk...
Education
Purdue University 1976 — 1981
Bachelor's degree, Family and Consumer Sciences/Human Sciences
Six Sigma - Champion Certification
Atlantic Bay Mortgage Group June 2012 - Present
Wells Fargo Home Mortgage December 2011 - June 2013
BF Saul Mortgage January 2005 - December 2012
Langley Federal Credit Union February 1997 - January 2005
1st Advantage Federal Credit Union August 1995 - January 1997
Skills
Microsoft Office, Management, Microsoft Excel, Microsoft Word, Research, PowerPoint, Sales, Leadership, Training, Photoshop, Mortgage Lending, Loans, Banking, Mortgage Banking, Real Estate, Credit Analysis, Loan Origination, Credit, Finance, Financial Services, First Time Home Buyers, FHA, Investment Properties, Residential Homes, Short Sales, Customer Service, Refinance, Foreclosures, Residential Mortgages, Relocation, VA Loans, Investors, Single Family Homes, Real Estate Transactions, FHA Financing, Condos, USDA, New Home Sales, Investments, Public Speaking
Education
Georgia State University 1994 — 1996
Bachelor of Business Administration (B.B.A.), Business, Management, Marketing, and Related Support Services
Kilgore College 1991 — 1993
Associate's degree
Atlantic Bay Mortgage Group May 2015 - Present
Wells Fargo October 2014 - April 2015
Showcase Realty January 2014 - September 2014
Realty Consultants July 2013 - January 2014
Keller Williams Real Estate August 2009 - July 2013
Big Boy Entertainment June 2007 - August 2009
Skills
Administrative..., Personal Branding, Marketing Strategy, Social Media Marketing, Real Estate Transactions, Real Estate, Short Sales, First Time Home Buyers, Investment Properties, REO, Office Administration, Personal Training, Listing Homes, Relocation, Listings, Residential Homes, Marketing, Referrals, Leadership, Foreclosures, Selling, Single Family Homes, Administrative...
Education
Alpha College of Real Estate 2013 — 2013
Real Estate License, Real Estate
University of Phoenix 2011 — 2012
Bachelor's degree, Business, Management, Marketing, and Related Support Services
Norfolk State University 2004 — 2007
Loreal July 2015 - Present
Procter & Gamble October 2013 - January 2015
Procter & Gamble March 2010 - September 2013
Procter & Gamble January 2009 - February 2010
Procter & Gamble March 2002 - December 2008
Atlantic Bay Mortgage Group December 2000 - March 2002
Quality Carriers January 2000 - December 2000
The Estée Lauder Companies Inc. August 1999 - January 2000
Douglas Carroll Salon October 1998 - July 1999
Harris Teeter June 1997 - March 1998
Skills
Beauty Industry, Marketing Strategy, Leadership, Strategic Planning, Cosmetics, Coaching, Skin Care, Leadership Development, Brand Management, Merchandising, Customer Insight, Retail, Product Development, Cross-functional Team..., Hair Care, Sales, Business Strategy, Fashion, Consumer Products, Management, Brand Development, Marketing, Competitive Analysis, Customer Service, FMCG, Forecasting, Sales Operations, Training, New Business Development, Marketing Management, Market Planning, Advertising, Sales Management, Social Media, Team Building, Social Media Marketing, Product Marketing, Event Planning, Strategy, Trade Marketing, Business Planning, Direct Sales, Public Relations, Marketing Communications, Event Management, Account Management, Inventory Management, Social Networking, P&L Management
Education
East Carolina University 1992 — 1996
Bachelor of Science (BS), Financial Planning and Services
Atlantic Bay Mortgage Group May 2015 - Present
Non-profit Agency August 2014 - Present
Tidewater Community College December 2014 - May 2015
Old Dominion University August 2013 - May 2014
YWCA South Hampton Roads March 2012 - May 2012
Skills
Microsoft Office, Creative Writing, Technical Writing, Teamwork, Microsoft Word, Leadership Development, Customer Service, Time Management, Grant Writing, Editing, PowerPoint, Team Leadership, Nonprofits, Public Relations, Public Speaking, Blogging, Social Media, Critical Thinking, Research, Press Releases, Training, Proofreading, Proposal Writing, Data Entry, Interviews, Supervisory Skills, Telephone Skills, Community Outreach, Social Networking, Leadership, Marketing, Social Media Marketing, Higher Education, Communication, Facebook
Education
Old Dominion University 2012 — 2014
Master of Arts (M.A.), Humanities/Humanistic Studies
Old Dominion University 2008 — 2012
Bachelors, English
Atlantic Bay Mortgage Group September 2013 - Present
Atlantic Bay Mortgage Group April 2010 - Present
Skills
Mortgage Lending, FHA, Mortgage Banking, Loan Origination, Refinance, USDA, Referrals
Education
Pikes Peak Community College (non degree) 1982 — 1983
Outsource February 2015 - Present
Outsource March 2014 - Present
K12 June 2013 - November 2013
United Way Monterey County February 2013 - May 2013
Chamber of Commerce Montgomery County, VA September 2012 - December 2012
Atlantic Bay Mortgage Group May 2012 - July 2012
RadioShack August 2009 - December 2011
Skills
Leadership, Strategy, Team Management, Analysis, Consulting, Perspectives
Education
Radford 2007 — 2012
Bachelor of Business Administration (BBA), Marketing
Radford University - College of Business and Economics 2007 — 2012
Bachelor of Business Administration (BBA), Business Administration and Management, General
Accenture Credit Services January 2014 - Present
Atlantic Bay Mortgage Group April 2013 - October 2013
Bank of America January 2012 - September 2012
Bank of America October 2010 - January 2012
Bank of America December 2007 - September 2010
Bank of America May 2005 - December 2007
Home Focus LLC, A division of BAC September 2004 - April 2005
Bank of America January 2003 - September 2004
Conseco Finance May 2002 - November 2002
Skills
Root Cause Analysis, Collaboration, Document Review, Underwriting, Mortgage Lending, Customer Service, Sales, Process Improvement, DMAIC, Credit Analysis, Event Planning, Leadership, Loan Origination, Marketing, Mortgage Banking, Mortgage Underwriting, Refinance, Residential Mortgages, Risk Management, Social Media
Education
Community College of the Air Force 1989 — 1996
Munitions Systems/Ordinance Technology
Atlantic Bay Mortgage Group May 2004 - Present
Bank of America 1997 - 2004
Water Country USA April 1996 - September 1997
Loctec Corporation August 1993 - March 1996
Skills
Residential Mortgages, FHA, Loans, Refinance, USDA, Credit, First Time Home Buyers, Investment Properties, Residential Homes, Finance, Mortgage Banking, VA loans, Mortgage Lending, Loan Origination, FHA financing, Real Estate, Government Loans, Sales, Management, Banking, FHA Financing, Credit Analysis, VA Loans
Education
Old Dominion University 1996 — 1997
Bachelor of Science (B.S.), Business Administration and Management, General
Western Connecticut State University 1991 — 1995
Barrons Mortgage Group, Ltd. January 2015 - Present
Rodan + Fields Dermatologists February 2015 - Present
Greater Charlotte Biz August 2014 - Present
Atlantic Bay Mortgage Group November 2013 - June 2014
Bank of America 2009 - 2013
Hyatt Hotels 2008 - 2009
Nordstrom 2008 - 2009
Capital Mortgage Corporation August 2005 - March 2008
Pittsburgh Hospitality Systems_Paradise Computer Systems January 1995 - May 2005
Pittsburgh Financial Network, Inc 2003 - 2005
Skills
Customer Experience, Loans, Customer Retention, Vendor Relationship..., Entrepreneurship, Relationship Building, FHA, Problem Solving, Team Building, Banking, Team Leadership, Successful Business...
Education
National University 1993 — 1997
Penn State University
NC/SC Licensed Mortgage Banker
License I -145422, Expires 01/2016
NMLS
# 20153 since 03/2008
State of California Department of Real Estate
License # 01144423, Expires 08/2016
Atlantic Bay Mortgage Group November 2008 - Present
Household Finance February 2006 - April 2008
Skills
FHA financing, VA financing, USDA Rural Housing, VHDA financing, New Home Purchase, Refinance, Credit repair, FHA, Residential Mortgages, Loan Origination, USDA, First Time Home Buyers, Government Loans, Investment Properties, VA loans, Investors, Real Estate, Debt Settlement, Foreclosures, HUD, New Home Sales, Buyers, Loans, Mortgage Lending, Single Family Homes, Reverse Mortgages, Mortgage Banking, Mortgage Marketing, Certified Mortgage..., Credit, Construction Loans, Finance, Mortgage Servicing, Home Equity Loans, Credit Analysis, Underwriting, Condos, Real Estate Transactions, Referrals, Home Equity Lines of..., Mortgage Underwriting, Short Sales, Real Estate Economics, Residential Homes, REO, Sellers
Education
Concord University 2001 — 2005
Business Administration, Management
VA Western Community College 1999 — 2000
Business Administration and Management, General
BB&T July 2015 - Present
Atlantic Bay Mortgage Group December 2014 - June 2015
BB&T June 2012 - December 2014
BB&T August 2008 - June 2012
Asheboro Honda and Nissan June 2007 - May 2008
Asheboro Honda and Nissan January 2007 - June 2007
Asheboro Honda and Nissan October 2006 - January 2007
Skills
Mortgage Lending, Residential Mortgages, Refinance, Loans, Consumer Lending, Loan Origination, VA loans, FHA financing, Government Loans, Long-term Customer..., Credit Analysis, Retail Banking, Sales, VA Loans, Investment Properties, First Time Home Buyers, Customer Service, Finance, Management, Credit, Banking
Education
High Point University 2001 — 2002
Psychology
Wake Forest University 2001 — 2001
Psychology
Forsyth Technical Community College 1999 — 2001
Associate of Arts and Sciences (AAS), Psychology
Atlantic Bay Mortgage Group March 2013 - Present
Wells Fargo March 2010 - March 2013
Beneficial July 2001 - April 2009
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Refinance, Loans, Credit, FHA, FHA financing, VA loans, Residential Mortgages, USDA, Credit Analysis, Banking, Consumer Lending, First Time Home Buyers, Home Equity Loans, Finance, Sales, Financial Services, Leadership, Recruiting, Referrals, Team Building, Real Estate Transactions, Coaching, Residential Homes, Real Estate
Education
Fort Chiswell High School 1991 — 1996
New River Community College
Atlantic Bay Mortgage Group August 2015 - Present
Aj Gators Sports Bar & Grill January 2007 - August 2015
Final Phase Construction, LTD March 2014 - September 2014
South Bay Communication Inc January 2011 - March 2013
Final Phase Construction March 2005 - June 2009
Skills
Office Administration, Microsoft Excel, Microsoft Word, Outlook, Accounting, Receptionist Duties, Executive Support, QuickBooks, Collections, Multi-line Phone, Management, Invoicing, Customer Service, Human Resources, Administration, Scheduling, Microsoft Office, Proposal Writing, Sales, Time Management, Social Media, Communication, Budgets, Event Management, Event Planning, Executive...
Education
Old Dominion University
Atlantic Bay Mortgage Group July 2004 - Present
Robert Half 1999 - 2004
American Express 1997 - 1999
Skills
Online Marketing, Email Marketing, PPC, Keyword Research, Mobile Marketing, Mobile Strategy, Search Engine..., Social Media, Online Advertising, Pinterest, Hootsuite, Custom Facebook Pages, Wordpress, Joomla, SEO, WordPress, Social Networking, Recruiting, Marketing, Web Marketing, Google Analytics, Start-ups, Marketing Strategy, Social Media Marketing, Blogging, Entrepreneurship, Public Relations, Facebook, Management, SEM, Website Development, Real Estate, Sales, Integrated Marketing, Strategy, New Media, Training, Affiliate Marketing, Direct Marketing
Education
Marymount University 1994 — 1997
BBA
Richweb November 2014 - Present
Atlantic Bay Mortgage Group September 2011 - December 2014
Skills
Information Technology, Network Security, Training, Microsoft Exchange, Active Directory, Network Administration, Information Security, VMware, Firewalls, VPN, Windows 7, Microsoft Technologies, Networking, Cisco Technologies, Enterprise Software, Hardware, IT Strategy, Group Policy, Help Desk Support, DHCP, DNS, Servers, Cisco IOS, Cisco Routers, HP, VMware ESX, IP, LAN-WAN, Microsoft Servers, Routers, Dell Computers, Switches, VoIP, Virtualization
Education
James Madison University - College of Business 2001 — 2005
B.S. Economics, Economics
James Madison University
Bachelor's degree, Economics
Atlantic Bay Mortgage Group October 2014 - Present
Village Inn Restaurant November 2007 - October 2014
Atlantic Bay Mortgage Group February 2014 - September 2014
Opportunity Inc.'s Youth Career Center of Hampton Roads May 2013 - August 2013
Skills
Microsoft Word, Microsoft Office, PowerPoint, Microsoft Excel, Research, Public Speaking, Project Planning, Peer Mentoring, Time Management, Critical Thinking, Administrative..., Oral, Customer Service
Education
Old Dominion University 2012 — 2014
Bachelor of Science (BS), Criminal Justice
The University of Virginia's College at Wise 2010 — 2012
Guaranteed Rate February 2015 - Present
Atlantic Bay Mortgage Group March 2014 - January 2015
Union Home Mortgage Corp January 2013 - 2013
Carolina Bank February 2012 - August 2012
Bank of America March 2011 - February 2012
PNC Mortgage March 2010 - March 2011
Wachovia March 1996 - February 2010
Skills
Mortgage Lending, Mortgage Banking, FHA, USDA, Loans, Refinance, Sales Management, Business Development, Sales Growth, FHA financing, VA loans, Leadership, Commercial Lending, Cross Selling, Sales, CRM, Banking, Underwriting, Credit, Consumer Lending, Competitive Analysis, Residential Mortgages, Loan Origination, Management, Team Building, Recruiting, Customer Service, Credit Analysis, Real Estate, Government Loans, Mortgage Underwriting, Construction Loans, VA Loans, FHA Financing
Education
East Carolina University - College of Business 1990 — 1992
BSBA, Finance
Edison High School 1983 — 1986
High School Diploma
Atlantic Bay Mortgage Group June 2014 - Present
SunTrust Bank November 2013 - April 2014
Citizens and Farmers Bank (C&F Bank) January 2011 - October 2013
Wachovia Bank March 2008 - March 2010
First Command Financial Services December 2005 - March 2008
Newport News Family YMCA 2002 - 2004
Education
Christopher Newport University 1997 — 1999
Thomas Nelson Community College 2002 — 2002
Atlantic Bay Mortgage Group October 2009 - Present
BB&T/ Sales Finance Division September 2001 - September 2009
Skills
Reverse Mortgage..., FHA, Refinance, Insurance, Mortgage Lending, VA loans, Loan Origination, Customer Service, Risk Management, FHA financing, Mortgage Banking, Residential Mortgages
Education
Old Dominion University 1965 — 1970
Business Admin/Finance
Douglas MacArthur Academy 1961 — 1965
Atlantic Bay Mortgage Group May 2015 - Present
First Citizens Bank August 2013 - May 2015
SunTrust Bank October 2012 - August 2013
BNI Profit Makers September 2011 - September 2012
All American Land Title Insurance Agency, LTD August 2006 - August 2012
Wachovia Bank June 2004 - August 2006
SouthTrust Bank February 2002 - June 2004
Wicks N Sticks October 1995 - February 2002
Skills
4/10 License, 2/14 License, Real Estate, Title Insurance, Short Sales, Notary Public, REO, Foreclosures, Escrow, Refinance, Mortgage, Real Estate Transactions, Closings, Insurance, Loans, Investment Properties, Purchase, Mortgage Lending, Banking, Compliance, Mortgage Underwriting, FHA, VA, USDA Financing, Commericial RE..., USDA, FHA, Property Management, Residential Homes, Small Business, Customer Service, Selling, Commercial Lending, Sales, Loan Origination, Training, Mortgage Banking, Marketing, Residential Mortgages, Sellers, Underwriting
Education
AIB
Ashland University
Bauder College
Diploma, Fashion Merchandising
University of South Florida - College of Business Administration
Atlantic Bay Mortgage Group August 2009 - Present
First Virginia Bank 1999 - 2004
Skills
Refinance, FHA, VA loans, Reverse Mortgages, Mortgage Lending, Loan Origination, Mortgage Banking, Loans, USDA, Investment Properties, Residential Mortgages, Credit, FHA financing
Education
Emory and Henry College 1986 — 1990
BA, Business
Community First Credit Union May 2014 - Present
Bank of America June 2012 - February 2014
Mar-Tech Engineering January 2010 - February 2012
Washington Mutual Bank June 2005 - January 2006
Atlantic Bay Mortgage Group February 2004 - June 2005
JP Morgan Chase May 1998 - December 2002
Skills
Certified Mortgage..., USDA, Investments, Banking, Negotiation, Real Estate, Loan Origination, Refinance, Residential Homes, FHA, Management, Mortgage Banking, Residential Mortgages, Mortgage Lending, Sales
Education
Jacksonville University 2000 — 2004
Bachelors, Computer Information Management
Atlantic Bay Mortgage Group May 2013 - Present
Atlantic Bay Mortgage Group May 2013 - Present
Age In Place-Western and Central Virginia Chapter January 2014 - Present
Salem-Roanoke County Chamber Of Commerce January 2013 - Present
Cave Spring UMC 2009 - Present
Roanoke Regional Homebuilders Assn. January 2001 - Present
Roanoke Valley Association of Realtors January 2001 - Present
HomeTown Mortgage May 2013 - August 2015
BB&T August 2011 - March 2013
First Citizens Bank December 1997 - August 2011
Skills
Mortgage Lending, Loans, Management, Training, Referrals, Mortgage Banking, USDA, FHA, Loan Origination, Refinance, Underwriting, Credit, Consumer Lending, First Time Home Buyers, Credit Analysis, Real Estate, Banking, Financial Analysis, Investment Properties, Commercial Mortgages, Sales, Loss Mitigation, Residential Mortgages, Leadership, Selling, Marketing, Finance, Small Business Lending, Commercial Lending, Portfolio Management, Sales Management, Construction Loans, CRM, Team Building, Investments, Commercial Banking, Financial Services, Sellers, Relationship Management, Strategic Planning, Lines Of Credit, Analysis
Education
East Carolina University 1979 — 1981
Atlantic Bay Mortgage Group March 2014 - Present
SunTrust Mortgage January 2005 - February 2014
Coastal Federal Bank 1999 - 2005
Skills
Investment Properties, Finance, Mortgage Lending, Loans, Residential Mortgages, Loan Origination, Mortgage Banking, Refinance, FHA, FHA financing, USDA
Education
Averett University
Bachelor of Business Administration (B.B.A.)
Atlantic Bay Mortgage Group December 2014 - Present
CMG Financial September 2014 - Present
WR Starkey Mortgage March 2014 - September 2014
IAllen Tate Mortgage Services, Inc November 2012 - March 2014
Summit Funding June 2012 - October 2012
WR Starkey Mortgage February 2009 - June 2012
Skills
Mortgage Lending, Credit, Loans, Banking, FHA, USDA, Refinance, VA loans, First Time Home Buyers, Mortgage Banking, Loan Origination, FHA financing, Residential Mortgages, Government Loans, Real Estate Financing, Credit Analysis, Investment Properties, Strategic Financial...
Education
Catawba College 2004 — 2006
BA, Business
Atlantic Bay Mortgage Group January 2014 - Present
Wells Fargo Home Mortgage June 2008 - November 2013
Numerica Mortgage, LLC 2007 - 2008
FMF Capital, LLC f/k/a Approved Financial Corporation 1996 - 2007
Approved Financial Corporation 1995 - 1996
Skills
Financial Risk, Loans, Credit Analysis, Investment Properties, FHA, FHA DE, VA SAR / VA LAPP, Underwriting, Risk Analysis, VA loans, Appraisals, Income Statement, Government Loans, Tax Returns, Loan Origination, P&L, Finance, Mortgage Lending
Education
Old Dominion University 1985 — 1990
BSBA, Finance / HR Management
Atlantic Bay Mortgage Group September 2013 - Present
Skills
FHA, Marketing Communications, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages
Education
Christopher Newport University 2010 — 2013
Bachelor of Arts (BA), English
Clarion University of Pennsylvania 2008 — 2010
The Knorr Group June 2014 - Present
First Financial Services, Inc. October 2013 - June 2014
Residential Finance Corporation October 2012 - September 2013
Aapex Financial Solutions, LLC January 2012 - September 2012
Atlantic Bay Mortgage Group July 2010 - December 2011
Homestead Mortgage Corp January 2006 - July 2010
Skills
Mortgage Lending, FHA, Mortgage Banking, Residential Mortgages, Loan Origination, Loans, USDA, Real Estate, VA loans, First Time Home Buyers, Credit, Refinance, Customer Service, Investment Properties, Sales
Education
Gardner-Webb University 2002 — 2006
Business Admin / Marketing
Cole Haan August 2015 - Present
Performance Sports Group Ltd. November 2014 - August 2015
Performance Sports Group Ltd. December 2010 - November 2014
Bauer Hockey, Inc December 2006 - November 2010
Bauer Hockey, Inc June 2005 - December 2006
Atlantic Bay Mortgage Group June 2002 - April 2004
Skills
Forecasting, Fixed Assets, SAP, Microsoft Excel, Excel, Accounts Payable, Sales Programs, Software Asset..., Budgeting, Cross-functional..., IFRS, Month End Close, Audit Support, Cash Management, Integration, System Testing, User Acceptance Testing, Inventory Analysis, Consolidated Reporting, Consolidated Financial..., Intercompany Accounts, Capex, Subsidiary Reporting, Internal Controls, Fixed Asset Management, Internal Audit, Segment Reporting, PPV
Education
Southern New Hampshire University 2012 — 2014
Master's Degree, Global MBA
Virginia Wesleyan College 1999 — 2003
Bachelor of Arts, Management Program
ECPI University July 2013 - Present
Atlantic Bay Mortgage Group January 2013 - July 2013
ECPI University March 2011 - January 2013
SunTrust Mortgage August 2007 - March 2011
American Home Mortgage January 2007 - August 2007
Countrywide Home Loans March 2006 - January 2007
Melani Bros March 1999 - March 2006
Skills
Microsoft Office, Customer Service, Microsoft Excel, PowerPoint, Microsoft Word, Teaching, Research, Public Speaking, Outlook, Social Networking, Data Entry, Critical Thinking, Administrative..., Access, Administration, Mortgage Lending
Education
ECPI University 2015 — 2017
Bachelor of Business Administration (BBA), Accounting
DeVry University 2007 — 2011
Bachelor's degree, Business Administration and Management, General
Denbigh High School 1988 — 1992
Advanced Studies Diploma
Atlantic Bay Mortgage Group July 2013 - Present
StellarOne Bank October 2012 - April 2013
United Football League April 2011 - October 2012
Wells Fargo Bank September 2010 - October 2012
Norfolk Convention & Visitors Bureau July 2010 - October 2010
Carahsoft Technology Corp. May 2008 - October 2008
National Artists Management Company June 2007 - September 2007
Skills
Event Planning, Marketing, Customer Service, Social Media Marketing, Social Media, Mortgage Lending, Networking, Notary Public, Loan Closings, Sales, Cold Calling, Leadership, Team Building, Loans, Account Management, Training, Social Networking, Business Development, Salesforce.com, New Business Development, Public Relations, Management, Loan Origination, Real Estate, Finance, Direct Sales, Small Business, Outlook, Selling, Mortgage Banking, Refinance, Consumer Lending, Credit, Budgets, FHA, Residential Mortgages, VA loans, FHA financing, Referrals, First Time Home Buyers, Building Relationships, Time Management, Construction Loans, USDA, Government Loans, FHA Financing, VA Loans, Banking, Credit Analysis, Marketing Strategy
Education
Longwood University 2004 — 2008
BA, Communication Studies
Bishop Sullivan Catholic High School 2000 — 2004
Atlantic Bay Mortgage Group November 2013 - Present
Monarch Mortgage February 2011 - November 2013
Universal American Mortgage Company July 2005 - October 2010
Seaside Vacations - Coldwell Banker Seaside Realty January 2004 - August 2005
Skills
Loan Origination, VA loans, First Time Home Buyers, FHA financing, Investment Properties, Construction Loans, USDA, Refinance, Buyers, FHA, Finance, Loans, Mortgage Lending, Real Estate, Residential Mortgages, Sellers, Short Sales
Education
James Madison University 1996 — 2000
Princess Anne
Ethos Technologies (Formerly Blue Ridge Copier) October 2011 - Present
Turpin Tech, LLC April 2008 - October 2011
Atlantic Bay Mortgage Group July 2001 - March 2008
The Roanoke Times February 2000 - July 2001
The Roanoke Times August 1999 - January 2000
Virginia National Guard August 1993 - November 1998
US Army October 1987 - December 1991
Skills
Network Security, Disaster Recovery, Networking, Virtualization, Email Encryption, Professional Services, Enterprise Software, Windows, Troubleshooting, Sales, Project Management, Leadership, Training, Team Management, Data Recovery, Help Desk Management, Managed Services, IT Outsourcing, Enterprise Application..., Legacy Application..., Network Administration, Servers, Hardware, Linux, Management, Solution Selling, Cloud Computing, Information Technology, SaaS, Security, IT Management, HaaS, Unified Threat..., Disk Encryption, Data Security, Samsung Large Format..., Samsung Digital Signage, Nuance Ecopy & Equitrac..., Samsung Commercial..., Strategic Technology..., Strategic Technology..., Papercut Software, Help Desk Support
Education
Roanoke College 1997 — 1999
BBA, With Concentration in Finance
Radford High School 1987 — 1988
Auburn High School 1984 — 1987
High School Degree
Atlantic Bay Mortgage Group July 2008 - Present
Skills
FHA, Refinance, VA loans, First Time Home Buyers, Reverse Mortgages, USDA, Residential Mortgages, Real Estate, Residential Homes, Credit, Government Loans, Mortgage Lending, Customer Service, FHA financing, Investment Properties, Loan Origination, Marketing, Mortgage Banking, New Business Development, Sellers, Short Sales, Team Building
Education
Randolph-Macon College 2002 — 2006
BB&T October 2014 - Present
Atlantic Bay Mortgage Group January 2014 - September 2014
BB&T March 1998 - January 2014
Skills
Mortgage Lending, Construction Loans, FHA, VA loans, Mortgage Banking, Refinance, FHA financing, Loans, Loan Origination, Residential Mortgages, Credit Analysis, Credit, Commercial Banking, Banking, Retail Banking, Underwriting, First Time Home Buyers, FHA Financing, VA Loans
Education
Clemson University 1984 — 1989
BS, Business Administration and Management
Atlantic Bay Mortgage Group July 2014 - Present
Skills
Consumer Lending, Banking, Mortgage Lending, Deposits, Branch Management, Cash Management, Management, Residential Mortgages
Education
East Carolina University
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Atlantic Bay Mortgage Group May 2013 - Present
Skills
Web Design, Web Development, Graphic Design, Customer Service, WordPress, Microsoft Office, Marketing, Management, Microsoft Word, Microsoft Excel, Web Content, Copywriting, Marketing Communications, Content Management, Time Management, English, Joomla, Web Services, Content Strategy, Timely Decision Making, Responsiveness, Front-end Development, Social Media, Leadership
Education
Old Dominion University 2012 — 2013
Bachelor of Communications, Corporate Communications, 3.5
Atlantic Bay Mortgage Group October 2013 - Present
American Security Mortgage February 2009 - October 2013
Centex Homes/CTX Mortgage 2003 - 2009
CTX Mortgage 2001 - 2009
Skills
Mortgage Lending, Loans, Mortgage Banking, FHA, Refinance, Loan Origination, VA loans, Residential Mortgages, First Time Home Buyers, USDA, Investment Properties, Real Estate, Certified Mortgage..., Government Loans, Banking, Negotiation, Residential Homes, Reverse Mortgages, Customer Service, Selling, Real Estate Economics, Underwriting, Contract Negotiation, Credit
Education
High Point University 1997 — 2002
Bachelor of Arts (B.A.), History
American Nationwide Mortgage Company October 2014 - Present
Atlantic Bay Mortgage Group September 2011 - October 2014
Wells Fargo June 2009 - September 2011
Bank of America November 2007 - June 2009
First Horizon Home Loans July 2003 - November 2007
Skills
Sales Management, Sales Recruitment, Mortgage Lending, Mortgage Banking, Retail Banking, Reverse Mortgages, Banking, Account Management, Wholesale Lending, Government Loans, Team Building, Team Management, Team Leadership, Business Management, Mentoring, Social Networking, FHA, Conventional, VA, Mortgage Industry, Mortgage, Loan Origination, Residential Mortgages, Refinance, VA loans, Loans, Mortgage Planning, Conforming, First Time Home Buyers, Purchase, Credit, Recruiting, Certified Mortgage..., FHA financing, Management
Education
Old Dominion University
Bachelor of Science
Wilkinson Real Estate - ERA May 2014 - Present
Atlantic Bay Mortgage Group January 2014 - May 2014
American Security Mortgage December 2010 - December 2013
DHI Mortgage March 2010 - November 2010
American Security Mortgage February 2009 - February 2010
CTX Mortgage September 2004 - February 2009
Skills
Refinance, FHA, Loans, Mortgage Banking, Mortgage Lending, Residential Mortgages, USDA, Investment Properties, Loan Origination, Credit, First Time Home Buyers, FHA financing, VA loans, Government Loans, New Home Sales, Sales, Marketing, Real Estate
Education
University of Maryland Baltimore County 1996 — 1998
Visual Arts / Digital Imaging
Montgomery College 1992 — 1994
Business
Shelor Motor Mile January 2014 - Present
Atlantic Bay Mortgage Group March 2013 - 2014
Wells Farg July 2009 - March 2013
new river valley chamber of commerce 2013 - 2013
Beneficial Member of HSBC Bank March 2005 - April 2009
Alcova 2005 - 2005
Shelor Motor Mile 2003 - 2005
Skills
Loans, Mortgage Lending, Sales, Credit, Loan Origination, Mortgage Banking, Refinance, FHA, Banking, Residential Mortgages, Credit Analysis, Underwriting, Coaching, VA loans, Financial Services, USDA, Consumer Lending, Commercial Lending
Education
Radford University 2001 — 2005
Finance
Radford University
Bachelor of Business Administration (B.B.A.), Finance, General
Atlantic Bay Mortgage Group January 2015 - Present
Weyand Law Firm, A Professional Corporation December 2009 - November 2013
McGregor & Associates September 2008 - December 2008
United States Department of Justice June 2008 - August 2008
Boston University School of Law August 2000 - July 2006
Skills
Legal Writing, Legal Research, Real Estate, Westlaw, Courts, Litigation, Commercial Litigation, Document Review, Legal Discovery, Oral Arguments, Depositions, Legal Advice, Interrogatories, Civil Litigation, Mediation
Education
Vermont Law School 2006 — 2009
J.D., Law
Boston University 1995 — 2000
Dual B.A., Environmental Analysis & Policy; Philosophy
Atlantic Bay Mortgage Group July 2000 - Present
Skills
VA loans, FHA, Refinance, Mortgage Lending, Reverse Mortgages, Mortgage Banking, USDA, Residential Mortgages, Loan Origination, First Time Home Buyers, Investment Properties, Loans, Residential Homes, Certified Mortgage..., Real Estate, 203K, Credit, Condos, Government Loans, Short Sales, REO, FHA financing, Investors, Foreclosures, Mortgage Marketing, Construction Loans, Credit Analysis, Home Equity Loans, Mortgage Underwriting, Underwriting, Rates, Mortgage Servicing, USDA Rural Housing
Education
Old Dominion University 1964 — 1966
Atlantic Bay Mortgage Group November 2014 - Present
Monarch Bank & Mortgage August 2013 - April 2014
Cross Country Mortgage September 2011 - August 2013
Albemarle Bank and Trust August 2010 - August 2011
Camping World, Myrtle Beach 2010 - 2010
Allied Home Mortgage Capital Corporation May 1996 - December 2009
Skills
Experienced Sales..., Exemplary Problem Solver, Closing Skills, First Time Home Buyers
Education
Kutztown University of Pennsylvania 1981 — 1983
BS, Business Administration
Northampton Community College 1978 — 1981
Associate of Arts, Business Administration
Casa Atwater September 2011 - Present
Protingent Staffing January 2011 - September 2011
Wells Fargo Home Mortgage July 2009 - December 2010
PHH Mortgage March 2007 - July 2009
Atlantic Bay Mortgage Group 2003 - 2007
Skills
Technical Recruiting, Recruiting, Contract Recruitment, Talent Acquisition, Applicant Tracking..., Internet Recruiting, Sourcing, Project Management, Mortgage Banking, VA loans, Management
Education
Coastal Carolina University 1994 — 1995
BA, Sociology, Psychology
Socastee High 1988 — 1991
Diploma, General Studies
TechnoTraining, Inc. September 2013 - Present
Atlantic Bay Mortgage Group February 2013 - July 2013
Genworth Home Equity Access June 2012 - January 2013
Atlantic Bay Mortgage Group 2005 - June 2012
Atlantic Bay Mortgage Group March 2005 - May 2007
Teltek Communications 1988 - 2005
Skills
New Business Development, Education & Training, Training Coordination, Subject Matter Expert..., Classroom facilitator, Instructor-led Training, Instructor-led Training..., Relationship Marketing, Locating Qualified..., Strategic Partnerships, Marketing, Reverse Mortgages, FHA, Certified Reverse..., Reverse Mortgage for..., Refinance, Residential Mortgages, VA loans, Referrals, NRMLA, NRMLA panel speaker, Training, Home Equity, Facilitation
Education
Radford University 1982 — 1984
Marketing / Business
Nansemond-Suffolk Academy 1974 — 1982
Atlantic Bay Mortgage Group June 2014 - Present
GEICO 2006 - 2013
Skills
Loans, Mortgage Lending, Residential Mortgages, Mortgage Banking, FHA financing, VA loans, Sales, Refinance, First Time Home Buyers, Investment Properties, FHA, Loan Origination, Real Estate, Credit, FHA Financing, Foreclosures, VA Loans, Finance
Education
James Madison University 2000 — 2002
Bachelor of Science (B.S.), Kinesiology
Norfolk Christian High School 1994 — 1997
High School
Atlantic Bay Mortgage Group September 2009 - Present
Skills
VA loans, Reverse Mortgages, FHA, Mortgage Lending, USDA, Mortgage Banking, Refinance, Loan Origination, FHA financing, Residential Mortgages, Real Estate, Residential Homes, Credit, Relocation, Foreclosures, Investment Properties, Sellers, First Time Home Buyers, REO, Loans, Government Loans, Certified Mortgage..., FHA Financing, VA Loans
Education
Radford University 1980 — 1983
Bachelor's degree, Economics
Atlantic Bay Mortgage Group March 2015 - Present
McLean Mortgage Corporation March 2014 - Present
SunTrust Mortgage August 2007 - February 2014
Skills
Refinance, Mortgage Lending, Mortgage Banking, Certified Mortgage..., FHA, Loan Origination, Residential Mortgages, Credit, Investment Properties, Credit Analysis, Underwriting, First Time Home Buyers, VA loans, FHA financing, Investments, New construction and...
Education
Methodist College 1965 — 1969
Bachelor's Degree, Education
Atlantic Bay Mortgage Group September 2013 - Present
American Security Mortgage June 2013 - September 2013
ModSpace July 2008 - April 2013
Ryan Homes June 2007 - March 2008
Mercedes Homes June 2005 - June 2007
Skills
Project Management, Operations Management, Management, Customer Service, Residential Homes, Condos, Microsoft Office, Office Management, Microsoft Excel, PowerPoint, Process Scheduler, Negotiation, Contract Negotiation
Education
Appalachian State University 2000 — 2005
Bachelor's degree, Marketing
Hickory High School 1995 — 1999
Hickory High School 1995 — 1999
Guaranteed Rate August 2013 - 2014
Atlantic Bay Mortgage Group June 2013 - July 2013
United States Marine Corps July 2007 - July 2011
Skills
Time Management, Interviews, Work Well Independently, Highly Dedicated, Highly Reliable, Leadership, Human Resources, Highly detail oriented, Motivated self-starter, Military, Facebook, Customer Service, Credit, Sales, Software Documentation, FHA, Real Estate, Marketing, Social Networking, Microsoft Excel, Artistic Eye, Data Entry, Exceeding Expectations, VA loans, USDA, Encompass, Hospitality, Military Operations, Radio Communication, Troubleshooting, Problem Solving, Office Administration, Microsoft Word, Event Planning, Office Management, Networking, Receptionist Duties, Microsoft Office, Staff Coordination, Business Correspondence, Account Reconciliation, Records Management, Appointment Scheduling, Supervisory Skills, Bookkeeping, Word Processing, Event Management, Customer Satisfaction, Data Validation, Client Relations
Education
American Public University System 2009 — 2015
Bachelor's degree, Sports and Health Sciences
Primary Residential Mortgage January 2013 - Present
Atlantic Bay Mortgage Group June 2012 - January 2013
MetLife June 2011 - July 2012
PNC 2005 - May 2011
Maryland Department of Human Resources April 1972 - April 2005
Skills
Reverse Mortgages, Mortgage Banking, FHA, Mortgage Lending, Residential Mortgages, Loan Origination, Refinance, Collaborative Problem..., Community Service, Long Term Care Insurance, Senior Living..., Active Adult Communities
Education
Columbia Union College 1986 — 1988
BS, Organizational Management
St. Mary's College of Maryland
Atlantic Bay Mortgage Group June 2013 - Present
Jeffrey Hammaker, P.C. March 2013 - June 2013
Enterprise Holdings June 2008 - March 2013
Blockbuster April 2006 - May 2008
Skills
Marketing, Sales Management, Customer Service, Education, Organizational..., Highly detail oriented, Business Strategy, Business Development, Time Management, Sales Process, Social Networking, Building Relationships, Real Estate, CRM, Customer Retention, FHA, VA loans, Jumbo Mortgage, Loan Origination, Loans, VHDA, Refinance, Sales, Finance, Real Estate Transactions, Cold Calling, Leadership, Insurance
Education
Lynchburg College 2004 — 2008
Bachelor of Science (B.S.), History
First Colonial
Legacy Home Loans LLC June 2012 - Present
Exit Realty Central February 2011 - Present
Atlantic Bay Mortgage Group 2009 - 2010
SunTrust Mortgage 2007 - 2009
Countrywide Full Spectrum Lending 2004 - 2007
Skills
Investment Properties, Mortgage Lending, Real Estate, Investors, Sellers, Investments, Buyers, First Time Home Buyers, REO, FHA, Short Sales, Foreclosures, Refinance, Residential Homes, Condos, Reverse Mortgages, Loan Origination, Loans, Real Estate Economics, HUD
Education
Old Dominion University 2001 — 2005
Bachelor of Business Administration (B.B.A.), Accounting
Tidewater Community College 1998 — 2001
Associate of Arts and Sciences (A.A.S.), Finance, General
ALCOVA MORTGAGE May 2011 - Present
C & F MORTGAGE CORP April 2004 - March 2011
Atlantic Bay Mortgage Group September 2001 - March 2004
Skills
FHA, VA, Conventional, Mortgage, Mortgage Lending, First Time Home Buyers, Refinance, Loans, Purchase, Negotiation, Credit, Underwriting, Mortgage Banking, USDA, Investment Properties, Conforming, Residential, Real Estate, Home, VA loans, Mortgage Industry, Loan Origination, Residential Mortgages, Reverse Mortgages, Banking, Mortgage Planning, Residential Homes, Certified Mortgage..., Debt Consolidation, Government Loans, Finance, Selling, VA Loans
Education
Radford University 1990 — 1995
Bachelor, Accounting
New York Life Insurance Company February 2014 - Present
Atlantic Bay Mortgage Group January 2013 - January 2014
American Security Mortgage February 2011 - January 2013
Tidewater Home Funding, LLC September 2009 - July 2010
Hampton Roads Business OutReach November 2007 - January 2010
Bank of America March 2003 - September 2009
ACCESS AIDS Care January 1999 - April 2007
Skills
Negotiator, Connector, Volunteer Management, First Time Home Buyers, Mortgage, FHA, Refinance, VA, Conventional, Home, Real Estate, Mortgage Lending, Negotiation, Connectors, Fundraising, Strategic Planning, Leadership, Selling, Customer Service, Insurance, Management, Loan Origination, Referrals, Sales, Marketing, Loans, Investment Properties, FHA financing, Mortgage Banking, Public Speaking, Residential Mortgages, Finance, Mortgage Marketing, Underwriting, Credit, Reverse Mortgages, USDA, VA loans, Residential Homes, Financial Services, Real Estate Transactions, Construction Loans, HUD, REO, Investments, Certified Mortgage..., Sellers, Short Sales, Real Estate Financing, Investors
Education
University of Oregon 1974 — 1979
BS, Environmental Studies
Alpha College of Real Estate
Military Relocation Professional Certification
Ferguson High School
Radford University
Atlantic Bay Mortgage Group March 2015 - Present
Cumberland Plateau Planning District Commission January 2012 - Present
Tazewell County Board of Supervisors January 2008 - Present
Tru Point Bank January 2013 - February 2015
Kingdom Financial May 2009 - January 2013
First Sentinel Bank 2005 - 2008
Skills
Consumer Lending, Commercial Lending, Loans, Mortgage Lending, Mortgage Banking, Loan Origination, Small Business Lending, Refinance, FHA, Commercial Banking, Banking, USDA, Retail Banking, Branch Management, First Time Home Buyers, Sales, Customer Service, Commercial Mortgages, Construction Loans, Credit, Credit Analysis, Credit Risk, FHA financing, Finance, Lines Of Credit, Real Estate, Financial Institutions, Team Building, Portfolio Management, Management, Strategic Planning, Public Speaking, Residential Mortgages, Leadership
Education
Bluefield College 2000 — 2002
Bachelors, Business Administration
Southwest Virginia Community College 1998 — 2000
Associates Degree
Richlands High School 1995 — 1998
Diploma
Atlantic Bay Mortgage Group September 2015 - Present
Corporate Brokers, LLC May 2014 - September 2015
Red Ventures May 2012 - May 2014
Red Ventures June 2013 - November 2013
Skills
Sales & Marketing..., Program Management, Direct Sales, Content Marketing
Education
Radford University 2010 — 2012
Bachelor of Science (BS), Business Administration and Management, General
Concord University 2007 — 2010
Atlantic Bay Mortgage Group October 2013 - Present
Angel's Inn Adult Home April 2013 - September 2013
Wells Fargo September 2012 - April 2013
Abbott Enterprises, Inc. October 2011 - September 2012
Cedar Management Group July 2010 - October 2011
WR Starkey Mortgage September 2009 - July 2010
IMS Mortgage Service, Inc January 2001 - October 2009
Catholic Social Services November 1999 - May 2001
Techline/Tegra Telephones/Metrocall, Inc. 1992 - 1999
Muzak 1993 - 1993
Skills
Leadership, Real Estate, Mortgage Lending, FHA, Marketing, Sales, Customer Service, Investment Properties, Training, Property Management, First Time Home Buyers, Foreclosures, Credit Analysis, Jumbo Mortgage, 203K, VA loans, Construction Loans, Purchase Contracts, USDA Rural Housing, Short Sales, Condos, Fannie Mae, Townhomes, Reverse Mortgages, Renovation Loans, Refinance, HUD, Purchase money 2nds, Residential Mortgages, HomePath, Time Management, Business Strategy, Creative Solutions, Public Relations, Management, Fundraising, Budgets, Direct Sales, Customer Retention, Small Business, Business Development, Public Speaking, Strategic Planning, Contract Negotiation, Loans, VA Loans
Education
TrainingPro 2013 — 2013
Mortgage Loan Officer License, Mortgage Training
Superior School of Real Estate 2011 — 2011
Real Estate License, Real Estate
Florida State University 1980 — 1982
Master, Social Work
State University of New York at Binghamton 1975 — 1979
BA, English
South Jefferson Central High School 1971 — 1975
High School Diploma, College Prep
Atlantic Bay Mortgage Group August 2015 - Present
Homes Media Solutions (Homes.com Division of Dominion Enterprises) June 2014 - August 2015
Second Sale Consignments December 2013 - June 2014
Jo-Kell Inc. May 2013 - August 2013
Virginia Beach Parks and Recreation Department May 2011 - August 2011
Skills
Social Networking, Social Media, Marketing, Online Marketing, Online Advertising, Logo Des, Social Media Blogging, Graphic Design, Adobe Creative Suite, Press Releases, Email Marketing, Creative Writing
Education
Longwood University 2009 — 2014
Bachelor's degree, Mass Communication/Media Studies
Atlantic Bay Mortgage Group August 2015 - Present
Michael Kors June 2014 - July 2015
Nine West Group March 2012 - June 2014
Victoria's Secret January 2010 - March 2012
Skills
Profit, Time Management, Recruiting, Leadership, Visual Merchandising, Store Management, Store Operations, Merchandising, Merchandise Planning, Retail Sales, Fashion Buying, Loss Prevention, Driving Results, Trend Forecasting, Trend Analysis, Sales, Retail, Fashion
Education
Longwood University 2005 — 2009
Bachelor of Business Administration (BBA), Retailing and Retail Operations
Atlantic Bay Mortgage Group August 2015 - Present
USA June 2015 - August 2015
DS Pipe & Supply March 2014 - June 2015
US Army April 2013 - February 2014
US Army March 2012 - December 2012
US Army March 2011 - February 2012
US Army March 2010 - February 2011
US Army October 2009 - March 2010
Virginia Army National Guard December 2007 - October 2009
Skills
Training, Recruiting, Operational Planning, Conflict Resolution, Military Experience, Security Clearance, Weapons, Command, Military, Intelligence, Leadership, Army, Military Training, Military Operations
Education
Old Dominion University 2007 — 2009
Bachelor of Arts (BA), International/Global Studies
Tidewater Community College 2005 — 2007
Associate's degree, General Studies
Downtown Norfolk Council September 2015 - Present
Atlantic Bay Mortgage Group May 2015 - September 2015
Virginia Symphony Orchestra November 2013 - May 2015
Virginia Symphony Orchestra May 2012 - December 2013
Virginia Opera Association March 2011 - May 2012
Virginia Beach Department of Museums March 2011 - May 2012
Virginia Beach Department of Museums November 2010 - March 2011
Al Roker Entertainment January 2010 - April 2010
Penguin Group USA September 2009 - November 2009
Skills
Press Releases, Marketing Copy, Editing, Public Relations, Microsoft Excel, Marketing, Research, Social Media, Event Planning, Fundraising, Nonprofits, Proven customer service..., Strong attention to..., Customer Service, Volunteer Management, Publishing, Facebook, Social Media Marketing, Copywriting, Creative Writing, Writing, Marketing Communications, Social Networking, Newsletters
Education
New York University 2008 — 2010
BA, English
Virginia Polytechnic Institute and State University 2006 — 2008
BA, English
Movement Mortgage, LLC June 2015 - Present
Atlantic Bay Mortgage Group September 2011 - May 2015
Atlantic Bay Mortgage Group 2009 - October 2011
HSBC North America January 2005 - 2009
HSBC 2004 - 2005
HSBC North America 2003 - 2004
Consumer Lending January 2001 - January 2003
Household International January 2000 - January 2001
HSBC North America January 1998 - January 2000
Household International January 1997 - January 1998
Skills
Management Consulting, Sales Recruitment, Marketing Strategy, Sales Management, Change Management, Operations Management, Strategic Planning, Negotiation, Customer Relations, Team Building, Coaching, Social Media, Budgeting, New Business Development, Customer Service, Contract Negotiation, Public Speaking, Business Strategy, Forecasting, Planning, Credit, Mortgage, Loans, Account Management, Team Leadership, Microsoft Office, Mortgage Lending, Finance, Banking, Recruiting, Mortgage Banking, FHA, Risk Management, Leadership, Management, Business Development, Marketing, Training, Sales, Real Estate, Business Planning, Strategy, Loan Origination
Education
Northwestern University - Kellogg School of Management 2003 — 2005
MBA
Northern Illinois University 1985 — 1990
BS
Carmel High School 1981 — 1985
Xinnix 2009 — 2010
Synergy Social Media Sessions
Retirement Funding Solutions c/o Synergy One Lending June 2015 - Present
LeaderOne Financial June 2012 - May 2015
Atlantic Bay Mortgage Group September 2011 - April 2012
Wells Fargo Home Mortgage January 2011 - September 2011
Wells Fargo Home Mortgage July 2006 - December 2010
Wells Fargo Home Mortgage June 2003 - August 2006
Skills
Reverse Mortgages, FHA, Loans, Investment Properties, Refinance, Banking, Mortgage Servicing, Mortgage Lending, Mortgage Banking, Loan Origination, Underwriting, Credit, FHA Financing, FHA financing, Residential Mortgages, USDA, VA Loans, VA loans
Education
Central Piedmont Community College
NMLS - SAFE Comprehensive Loan Origination Essentials / Mortgage Laws & Regulations (24hrs)
Independence High School 1995 — 1998
Atlantic Bay Mortgage Group January 2015 - Present
Atlantic Bay Mortgage Group August 2014 - January 2015
Bank of America November 2013 - July 2014
Bank of America Home Loans November 2011 - November 2013
Bank of America Merrill Lynch August 2011 - November 2011
Community Memorial Healthcare May 2009 - July 2010
Portfolio Recovery Assoc Inc October 2005 - March 2009
Skills
Management, Banking, Microsoft Office, Leadership, Risk Management, Customer Service, Sales, Credit, CRM, Mortgage Lending, Team Building, Loan Origination, Loans, Credit Analysis, Marketing, Portfolio Management, Mortgage Banking, Short Sales, Negotiation, Strategic Planning
Education
ECPI University 2007 — 2010
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Southside Virginia Community College 2004 — 2006
Registered Nursing/Registered Nurse
Granby High School 1999 — 2003
International Baccalaurate Diploma, International Baccalaurate Program
Atlantic Bay Mortgage Group March 2015 - Present
Atlantic Bay Mortgage Group March 2015 - Present
Dominion Law Associates, PLLC June 2014 - March 2015
Skills
Civil Litigation, Microsoft Office, Public Speaking, Research, Legal Research, Litigation, Customer Service, Microsoft Excel, Legal Writing, Microsoft Word
Education
Regent University 2014 — 2016
Master of Arts (M.A.), Organizational Leadership
Hampton University 2010 — 2014
Bachelor of Arts (B.A.), Psychology
Atlantic Bay Mortgage Group January 2013 - Present
Kohl's Department Stores March 2010 - February 2013
Hampton City Schools September 2012 - January 2013
Hampton Christian School September 2011 - February 2012
3d Sports April 2011 - August 2011
Walsingham Academy November 2010 - February 2011
Skills
Sales, Mortgage Lending, Customer Service, Investment Properties, Real Estate, First Time Home Buyers, Finance, Loans, Negotiation
Education
Liberty University 2008 — 2010
Bachelor's degree, Child Development
Lee University 2006 — 2008
Bachelor's degree, Psychology
FirstBank Mortgage Partners August 2015 - Present
Atlantic Bay Mortgage Group March 2015 - July 2015
Montage Mortgage LLC October 2014 - January 2015
Genworth Financial August 2012 - June 2014
Wells Fargo Home Mortgage June 2012 - August 2012
Wells Fargo Home Mortgage August 2009 - July 2012
Wachovia HM Legacy/Wells Fargo Bank March 2009 - November 2009
Wachovia Mortgage, FSB March 2009 - August 2009
Cantina 1511 Restaurant January 2008 - February 2009
Cantina 1511 Restaurant January 2008 - February 2009
Skills
Mortgage Lending, Refinance, Loans, Software Documentation, Loan Origination, FHA, Analysis, Credit, Time Management, Customer Satisfaction, Customer Service, Underwriting, Insurance, Management, Sales
Education
Ashford University 2009 — 2012
BA, Social & Criminal Justice
Mountain State University 2006 — 2007
General Studies
Brigham Young University 1998 — 1999
History & Geography
Brigham Young University 1998 — 1999
General Studies
Mountain State University
Atlantic Bay Mortgage Group February 2015 - Present
James River Association November 2012 - March 2015
City of Norfolk Department of the Norfolk Community Services Board October 2011 - October 2012
The Banque May 2009 - January 2012
Radford University Outreach Program September 2005 - May 2009
Skills
Recruiting, Customer Service, Employee Benefits, Human Resources, Marketing, Training, Budgets, Sales, Performance Management, Employee Relations, Microsoft Office, PowerPoint, Talent Acquisition, Microsoft Excel, Social Media, Technical Recruiting, Microsoft Word, Sourcing, Data Entry, Payroll, Management, Leadership, Time Management
Education
Radford University 2005 — 2009
B.B.A, Business Administration and Management, General
Granby High School 2000 — 2004
ACE Private Risk Services September 2013 - Present
ACE Private Risk Services August 2011 - September 2013
Hanover Insurance August 2010 - August 2011
Atlantic Bay Mortgage Group May 2009 - September 2009
Hunting Hills Country Club May 2006 - September 2009
Skills
Customer Service, Microsoft Excel, Financial Analysis, Underwriting, Microsoft Office, Insurance, General Insurance, Property, Leadership, Process Improvement, Business Analysis, Microsoft Word, Liability, Risk Management, Finance, PowerPoint, Umbrella Insurance, Commercial Insurance, Workers Compensation, Analysis, Casualty Insurance
Education
Radford University 2007 — 2010
Bachelor of Business Administration (BBA), Finance
Atlantic Bay Mortgage Group June 2015 - Present
Education
University of Alabama at Birmingham 2008 — 2010
Bachelor of Science; Associate of Applied Science, Accounting; Accounting
Gwinnett Technical College
Associate of Applied Science, Hotel, Restaurant, and Tourism
Atlantic Bay Mortgage Group August 2015 - Present
Atlantic Bay Mortgage Group May 2015 - Present
Atlantic Bay Mortgage Group February 2014 - May 2015
Lanier Parking Solutions February 2013 - February 2014
NorthgateArinso August 2012 - December 2012
Kelly Services February 2012 - August 2012
Hancock Bank July 2011 - March 2012
American Eagle Outfitters June 2008 - August 2011
Skills
PeopleSoft, Customer Service, Leave Administration, Data Management, New Hire Processes, Team Leadership, Microsoft Office, Teamwork, Event Planning, Deposits, Loss Prevention, Team Building, Social Media, Spreadsheets, Merchandising, Cash Register, Credit, Retail, Commercial Banking, Data Entry, Schedules, Call Center, Collections, Management, Sales
Education
Old Dominion University 2005 — 2010
Bachelor of Science (B.S.), Psychology
Atlantic Bay Mortgage Group June 2014 - Present
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Marketing, Credit, VA Loans, Residential Mortgages, FHA, Networking, Mortgage Underwriting, New Business Development, USDA, Refinance, Economics, Jumbo Mortgage, Compliance, Communication Skills
Education
East Carolina University 2009 — 2014
Bachelor of Applied Science (BASc), Business/Managerial Economics
Atlantic Bay Mortgage Group August 2015 - Present
Diggs Media August 2014 - Present
Homes.com, a division of Dominion Enterprises January 2014 - August 2015
Busch Gardens Williamsburg, a division of SeaWorld Parks & Entertainment March 2008 - October 2013
Peninsula Metropolitan YMCA May 2013 - September 2013
CozyPure® September 2012 - June 2013
ReLaunchU November 2012 - April 2013
Commercial Web Services, a division of Dominion Enterprises August 2012 - November 2012
Hampton Roads Sharks Basketball Team (ABA) July 2012 - September 2012
Skills
Social Media Marketing, Social Media, Facebook, Leadership, Customer Service, Business Development, Blogging, SEO, Online Marketing, Public Relations, Social Networking, Marketing, Advertising, Press Releases, Event Planning, Event Management, Management, WordPress, Hootsuite
Education
Old Dominion University 2009 — 2013
Bachelor of Science (B.S.), Communication, Public Relations Emphasis
City of Norfolk January 2013 - Present
Chesapeake Public Schools May 2011 - January 2013
Atlantic Bay Mortgage Group October 2008 - May 2011
Media Communications Corporation February 2008 - October 2008
Miller Technology Solutions June 2007 - February 2008
Armada Hoffler Construction Company February 2005 - June 2007
Skills
Network Security, Networking, Security, Technical Support, WAN, Troubleshooting, System Administration, Program Management, IT Management, Software Documentation
Education
Old Dominion University 2000 — 2004
Bachelor's Degree, Information Technology
Atlantic Bay Mortgage Group April 2015 - Present
Atlantic Bay Mortgage Group July 2013 - April 2015
Liberty University Athletics August 2011 - December 2013
Valley Team Mortgage September 2012 - July 2013
Dale Carnegie December 2011 - August 2012
Center Stage Catering April 2009 - July 2012
McKelvey for Congress December 2009 - March 2010
Skills
Public Speaking, Leadership, Social Networking, Social Media Marketing, Online Marketing, Marketing Strategy, Team Building, Public Relations, Coaching, Customer Service, Business Strategy, Leadership Development, Friendly Personality, Dependable Team Player, Strategic Planning, Staff Development, Customer Relations, Marketing, Mortgage Lending, Loans, Mortgage Banking, Real Estate, Loan Origination, First Time Home Buyers, VA Loans, USDA Rural Housing, FHA Financing
Education
Liberty University 2010 — 2013
Bachelor in Business, Marketing & Finance
Atlantic Bay Mortgage Group September 2015 - Present
Atlantic Bay Mortgage Group June 2013 - Present
Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Refinance, Residential Mortgages, USDA, VA loans, VA Loans, FHA financing, Finance, FHA Financing
Education
Miami University 2009 — 2013
Bachelor's degree, Economics
Circa Interiors & Antiques September 2013 - Present
Atlantic Bay Mortgage Group June 2013 - September 2013
The Painter's Roost January 2013 - May 2013
Live Oak Communications January 2012 - January 2013
2012 Annual Student Juried Exhibition, Elon University Art Department September 2012 - December 2012
Virginia Museum of Contemporary Art May 2012 - August 2012
PanHellenic Council August 2011 - August 2012
Playful Palette Studio January 2008 - 2012
Tata Resources May 2010 - August 2010
Skills
Facebook, Public Relations, Photoshop, Social Media, Event Planning, AP Style, Mac, Strategic Communications, Illustrator, InDesign, PowerPoint, Public Speaking, Writing, Word, QuarkXPress, Flash Professional, Digital Art, Events, Interior Design
Education
Elon University 2009 — 2013
Bachelor of Arts (B.A.), Majors: Strategic Communications and Art, Magna Cum Laude
Atlantic Bay Mortgage Group August 2007 - Present
Skills
FHA, Outlook, Team Building, Mortgage Banking, Refinance, VA loans, First Time Home Buyers, Residential Mortgages, USDA, FHA financing, Loan Origination, Customer Service, Investment Properties, Mortgage Lending, Microsoft Office, Microsoft Word, Certified Mortgage..., Loans, Reverse Mortgages, Public Speaking, Real Estate, VA Loans
Education
Old Dominion University 1998 — 2003
Old Point Mortgage LLC July 2011 - Present
Atlantic Bay Mortgage Group May 2008 - Present
Household International 1995 - 2007
Skills
FHA, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, Loan Origination, Loans, First Time Home Buyers, Credit, Real Estate, REO
Education
Hampton University 1982 — 1986
BS, COMPUTER SCIENCE
North American Transmission Forum February 2014 - Present
CAPITOL November 2013 - Present
Atlantic Bay Mortgage Group July 2013 - October 2013
William T. Howell Pre-Law Society August 2012 - December 2012
Clemson Student Phonathon August 2010 - December 2012
Showcase Marketing June 2012 - June 2012
A Bar A Ranch June 2011 - August 2011
Camp Sea Gull and Camp Seafarer June 2008 - August 2009
Skills
Research, PowerPoint, Social Media, Microsoft Office, Public Speaking, Facebook, Microsoft Word, Event Planning, Networking, Strategic Communications, Strategy, Marketing, Social Networking, Social Media Marketing, Customer Service, Teamwork
Education
Clemson University 2009 — 2013
Bachelor of Arts (B.A.), Communication and Media Studies, Senior
Actively looking May 2015 - Present
Atlantic Bay Mortgage Group June 2014 - May 2015
Atlantic Bay Mortgage Group July 2012 - June 2014
Atlantic Bay Mortgage Group 2004 - June 2012
Montefiore Medical Center/AECOM February 1998 - June 2002
Bally Total Fitness July 1993 - January 1998
Altria 1997 - 1998
Skills
Healthcare, Microsoft Office, Microsoft Excel, Budgets, Recruiting, Payroll, Social Media, Customer Service, Windows, Research, PowerPoint, Human Resources, Employee Benefits, Management, Team Building, Credit, Marketing, Mortgage Banking, Sales
Education
University at Albany, SUNY 1991 — 1993
BA, French, Spanish
Le Moyne College 1989 — 1991
Bachelor of Arts (B.A.), French Studies
Bethlehem Central High School 1987 — 1989
HS, HS
Rondout Valley High 1985 — 1989
Not applicable (High School), Honors/Regents High School/Secondary Diploma Program
Atlantic Bay Mortgage Group March 1997 - Present
Hoffman Beverage June 1991 - 1997
Skills
Mortgage, Mortgage Lending, Mortgage Banking, Customer Service, Credit, Refinance, FHA
Education
East Carolina University 1989 — 1993
Kempsville High School 1986 — 1989
Atlantic Bay Mortgage Group SeniorPrice Waterhouse Coopers1990 - 1995
Skills
Refinance, Mortgage Banking, Customer Service, Loans, VA loans, First Time Home Buyers, FHA, Public Speaking, Loan Origination, Mortgage Lending, Reverse Mortgages, Leadership, Outlook, Investment Properties, Foreclosures, Sales, VA Loans, FHA financing, Real Estate, Residential Mortgages, USDA, Short Sales, FHA Financing
Education
Old Dominion University 1986 — 1990
BSBA, Accounting
Atlantic Bay Mortgage Group October 2015 - Present
Gold Key Resorts / Professional Hospitality Resources (PHR) Hotels & Resorts July 2014 - October 2015
GoldkeyPhr November 2012 - July 2014
GoldkeyPhr April 2010 - July 2012
InMotion Hosting February 2010 - May 2010
Advance Auto Parts January 2009 - February 2010
Advance Auto Parts January 2009 - July 2009
Triangle Outlet April 2008 - May 2009
Lowe's Home Improvement July 2006 - July 2008
Advance Auto Parts January 2002 - July 2006
Skills
Network Security, Security, Firewalls, Backup & Restore, Disaster Recovery, Microsoft Exchange, Citrix, Active Directory, Computer Hardware, Troubleshooting, Technical Support, TCP/IP, System Administration, Virtualization, Data Center, Help Desk Support, Servers, Hardware, Network Administration, Switches, Training, Hyper-V, Cisco Technologies, Management, Windows, Wireless Networking
Education
ECPI College of Technology 2009 — 2010
Associate's degree, Network Security
Arizona Automotive Institute 1985 — 1986
Degree, automotive repair
Atlantic Bay Mortgage Group September 2002 - Present
Allstate 1997 - 2002
Marks Bros. Jewelers January 1993 - March 1997
Zale January 1989 - February 1993
Skills
Reverse Mortgages, VA, Conventional, FHA, Mortgage Banking, Residential Mortgages, Mortgage Lending, Refinance, Loan Origination, Mortgage, Purchase, First Time Home Buyers, First Time Buyers, Investment Properties, FHA financing, Foreclosures, USDA, VA loans, Single Family Homes, Short Sales, Government Loans, Real Estate, Mortgage Marketing, Construction Loans, Loans, 203K, Certified Mortgage..., Home Equity Loans, USDA Rural Housing, Credit, Mortgage Servicing, VA Loans, Rates, REO, FHA Financing
Education
Christopher Newport University 1990 — 1994
Atlantic Bay Mortgage Group May 2015 - Present
Sinnen-Green & Associates, Inc. July 2005 - April 2015
Skills
Time Management, REO, Microsoft Office, Foreclosures, Team Leadership, Creative Problem Solving, Appraisals, Single Family Homes, FHA, Thrive in Deadline..., Ability to Perform..., Statistical Modeling, Trend Research, Bilingual, Investment Properties, Short Sales, Trend Analysis, Residential Homes
Education
Old Dominion University 2001 — 2005
Bachelors, Management/Marketing
Atlantic Bay Mortgage Group May 2004 - Present
Atlantic Bay Mortgage Group May 2004 - Present
Education
Radford University 2001 — 2006
BBA, Finance
Radford University
Bachelor of Business Administration, Finance
William Byrd High School
Advanced Studies Diploma
Wells Fargo Private Mortgage Bank September 2010 - Present
PrimeLending February 2010 - September 2010
Equity Services, Inc. May 2002 - May 2010
Atlantic Bay Mortgage Group May 1999 - May 2002
Education
Coastal Carolina University 1996 — 1999
Education, Elementarty _Special Education
Bank of Botetourt September 2015 - Present
Wells Fargo Home Mortgage August 2013 - September 2015
Atlantic Bay Mortgage Group September 2012 - August 2013
Wells Fargo Retail Finance June 2009 - September 2012
HSBC - Benefical/HFC October 2004 - April 2009
Phipps Insurance 2004 - 2009
Skills
Mortgage Lending, Home Equity Lines of..., Commercial Lending, Home Equity Loans, Series 63, Commercial Banking, Credit Analysis, Refinance, Mortgage Banking, Financial Services, FHA, Personal Finance, Relationship Management, Cash Management, Strategic Financial..., Finance, Investments, Personal Banking, Risk Management, Loan Origination, Mortgage Marketing
Education
Grace College and Seminary 1996 — 2000
Bachelor of Science (BS), Biology/Pre-Med, 3.2
Northside High School 1992 — 1996
Diploma, Advanced Studies, 3.6
Atlantic Bay Mortgage Group February 2015 - Present
Einstein Marketing Group October 2014 - Present
ServiceLink, a Black Knight company September 2010 - October 2014
Working Solutions June 2010 - December 2011
ServiceLink, a Black Knight company April 2010 - September 2010
ServiceLink, a Black Knight company April 2008 - April 2010
ServiceLink, a Black Knight company December 2007 - April 2008
Chase Home Finance April 2007 - September 2007
Chase Home Finance November 2005 - March 2007
Chase Home Finance September 2000 - October 2005
Skills
Team Building, FHA, Microsoft Office, LPS, Loan Servicing, Letter Writing, Loss Mitigation, Mortgage Servicing, Mortgage Lending, Loans, Call Center, Mortgage Banking, Process Improvement, Underwriting, Credit, Banking, Vendor Management, Loan Origination, Risk Management, Customer Service, Default, Call Centers, Leadership, Software Documentation, Access, Training, Management, Sales
Education
Marietta College 1987 — 1991
Bachelor of Arts, English
Connellsville Senior High School 1984 — 1987
Aetna May 2013 - Present
Coventry Health Care, an Aetna Company December 2011 - May 2013
Optima Health March 2008 - December 2011
Atlantic Bay Mortgage Group September 2004 - March 2008
Atlantic Bay Mortgage Group September 2002 - September 2004
Skills
SharePoint, Project Management, Business Process..., Process Improvement, SDLC, Management, Visio, Business Analysis, Requirements Analysis, Vendor Management, Change Management, Training, Requirements Gathering, Testing, Healthcare, Agile & Waterfall..., Risk Management, Scrum
Education
University of Phoenix 2006 — 2007
Masters, Management Information Systems
Strayer University 2003 — 2005
Bachelor of Science (B.S.), Computer Networking
ECPI University 2000 — 2002
Associate's degree, Information Technology
LoanCare, LLC May 2011 - Present
Walker Jackson Mortgage Corporation July 2007 - June 2008
Atlantic Bay Mortgage Group February 2006 - July 2007
Walker Title & Escrow Company, Inc. August 2005 - February 2006
Skills
Credit, Litigation, Training, FHA, Policy, Management, Refinance, Insurance, Financial Services, Government, Compliance, Loan Servicing, Mortgage Lending, Mortgage Banking, Subservicing, Procedure Manuals, Legislative Research, CFPB, State & Federal Laws, Title Searches, Analytics, Loss Mitigation, Bankruptcy, RESPA, Legal Issues, Residential Mortgages, Mortgage Servicing
Education
The Catholic University of America, Columbus School of Law 2000 — 2003
JD, Law
Pepperdine University 1998 — 1999
MA, Psychology
The Catholic University of America 1994 — 1998
BA, Psychology
Atlantic Bay Mortgage Group
Skills
Loans, Mortgage Banking, Residential Mortgages, Refinance, FHA, Loan Origination, Mortgage Lending, Credit, Sales
Education
Radford University 1978 — 1982
Atlantic Bay Mortgage Group May 2013 - Present
C & F Mortgage December 2007 - May 2013
Commonwealth Mortgage May 2005 - December 2007
Shelor Motor Mile April 2004 - January 2006
First Virginia Bank March 1999 - October 2003
Skills
Mortgage Lending, Residential Mortgages, Credit, Refinance, Loans, FHA, Mortgage Banking, Loan Origination, Sales, VA Loans
Education
Hampden-Sydney College 1994 — 1998
BA, Economics
Old Point Mortgage LLC May 2015 - Present
Atlantic Bay Mortgage Group April 2002 - December 2014
Skills
VA loans, FHA, Refinance, Residential Mortgages, Mortgage Lending, USDA, Mortgage Banking, Loan Origination, First Time Home Buyers, Investment Properties, Government Loans, FHA financing, Certified Mortgage..., Credit, REO, VA Loans, FHA Financing
Education
State University of New York at Buffalo 1991 — 1995
Bachelor of Science (B.S.), Economics
Atlantic Bay Mortgage Group July 2015 - Present
Franklin American Mortgage Co. August 2007 - June 2015
Contemporary Mortgage Services Inc February 2001 - July 2007
Skills
FHA, VA, Refinance, Conventional, Mortgage Lending, Loan Origination
Education
College Graduate
Florida State University
batchelor of science
Defense Commissary Agency July 2013 - Present
Defense Commissary Agency January 2010 - February 2012
Atlantic Bay Mortgage Group August 2006 - December 2009
US Navy 1984 - 2006
Skills
Customer Service, Inventory Management, FHA, Microsoft Excel, Team Building, Microsoft Office, Mortgage Lending, Financial Analysis, Marketing, Negotiation, Sales, Management
Education
Saint Leo University 2009 — 2011
MBA, Business
Atlantic Bay Mortgage Group May 1997 - Present
ABMG 1997 - Present
Skills
Mortgage Lending, FHA, Mortgage Banking, VA loans, Residential Mortgages, Residential Homes, Loan Origination, Loans, Real Estate, Reverse Mortgages, Refinance, First Time Home Buyers, Investment Properties, Sellers, Investments, Credit, Short Sales, FHA financing, Certified Mortgage..., USDA, Credit Analysis
Education
Saint Peter's University 1967 — 1972
BS, Business
Atlantic Bay Mortgage Group April 2015 - Present
Peak Financial Group January 2012 - April 2015
RoundPoint Mortgage 2010 - July 2011
GMAC Mortgage March 2009 - March 2010
Homecomings Financial 2005 - March 2009
GreenPoint Mortgage June 1998 - January 2005
Education
Erskine College 1993 — 1997
BS, Business Administration
Coastal Carolina University 1995 — 1996
Atlantic Bay Mortgage Group December 2013 - Present
BB&T Mortgage March 2012 - November 2013
Carolina Mortgage, An Affiliate of Wells Fargo Home Mortgage May 2003 - February 2012
BB&T March 2001 - May 2003
BB&T May 2000 - March 2001
Skills
Mortgage Lending, Loans, Sales, New Business Development, Management, Commercial Real Estate, Leadership Development, Contract Negotiation, Customer Retention, Account Management, Retail, Process Improvement, Credit, Banking, Residential Mortgages, Credit Analysis, Loan Origination, Mortgage Banking, Refinance, Underwriting, Real Estate, Investment Properties
Education
Appalachian State University
BSBA, Finance; Risk and Insurance
Myers Park High School
Atlantic Bay Mortgage Group May 2015 - Present
First Citizens Bank October 2003 - June 2015
Skills
Banking, Loans, Credit, Mortgage Lending, Risk Management, Credit Analysis, Consumer Lending, Refinance, FHA, Mortgage Banking, USDA, Loan Origination, Construction Loans, Residential Mortgages, Commercial Lending, Underwriting
Education
Milligan College 1997 — 2001
Bachelor of Science (B.S.), Exercise Science
Pleasant air inc June 2010 - Present
Brothers Mortgage LLC January 1998 - January 2010
VA Mortgage Leader October 2008 - September 2009
Anchor Realty Inc April 2004 - June 2009
Atlantic Bay Mortgage Group June 2000 - April 2004
Laguna Captial Mortgage LLC January 1996 - March 2000
Apple Mortgage Corporation January 1996 - November 1997
Hippodrome Olds Nissan, Capital Chevrolet, Jackson Brothers August 1987 - April 1996
Macmillan February 1985 - October 1986
Skills
Sales Management, Marketing Strategy, Sales Management..., Salesforce Training, Real Estate, Loans, Mortgage Lending, Sales Operations, Sales, Residential Homes, Strategy, Management, Negotiation, Underwriting, Team Building, Finance, Leadership, Marketing, Selling, Strategic Planning
Education
Middle Tennessee State University 1987 — 1989
Business/Finance
Middle Tennessee State University
Atlantic Bay Mortgage Group April 2013 - Present
Bank of America April 2012 - April 2013
PNC 2011 - 2012
RBC 2010 - 2012
1st Choice Mortgage April 2007 - January 2011
Myers Park Mortgage 2010 - 2010
Home 123 2006 - 2007
IMS Mortgage 2002 - 2006
1st Charter Bank 1999 - 2000
Southtrust Bank 1996 - 1998
Skills
Mortgage Lending, Loans, Mortgage Banking, Refinance, Credit, Loan Origination, FHA, Banking, Finance, Insurance, Investment Properties, Real Estate, First Time Home Buyers, Customer Service, Sales, Analysis, Business Development, Sales Management, Processing, Underwriting, Credit Analysis, Mortgage Underwriting, Marketing, USDA, Recruiting, Sellers, VA loans
Education
Central Piedmont Community College
financial
Movement Mortgage October 2014 - Present
Atlantic Bay Mortgage Group December 2013 - September 2014
Towne Bank Mortgage January 2011 - December 2013
Bank of America Home Loans January 2010 - July 2010
Countrywide HomeLoans May 2006 - May 2010
Mortgage Power November 2000 - May 2006
SunTrust Mortgage May 1999 - November 2000
National City Mortgage May 1998 - May 1999
American Home Funding/Charter One Mortgage September 1995 - May 1998
Maryland National Mortgage 1992 - 1995
Skills
Sales, Coaching, Loans, Real Estate, Mortgage Lending, Sales Management, Refinance, Banking, Time Management, Underwriting, Mortgage Banking, Residential Mortgages, Investment Properties, Selling, VA loans, USDA, First Time Home Buyers, Loan Origination, FHA, Credit, Management, Credit Analysis
Education
Randolph-Macon College 1984 — 1989
BA, Sociology
Atlantic Bay Mortgage Group August 2015 - Present
Southern Trust Mortgage LLC October 2006 - July 2015
Hemisphere National Bank February 2005 - June 2006
Republic National Bank NY/Everbank January 2000 - February 2005
Republic National Bank of New York October 1995 - August 2000
Skills
Mortgage Lending, FHA, Residential Homes, Loans, Mortgage Banking, Underwriting, Refinance, Residential Mortgages, Leadership, Loan Origination, Real Estate Economics, FHA Financing, Appraisals, Management, First Time Home Buyers, Econometrics, Staff Appraisal, Econometric Modeling, Operating Systems, System Administration
Education
Old Dominion University - College of Business and Public Administration 2011 — 2014
MA Economics December 2014, Applied Economics, 3.26
California State University-Long Beach - College of Business Administration 1990 — 1999
Bachelor’s Degree, Economics
Atlantic Bay Mortgage Group December 2008 - Present
Berglund Automotive February 1998 - December 2008
Skills
USDA, VA Loans, Mortgage Lending, FHA Financing, FHA, First Time Home Buyers, Sales
Education
Radford University 1990 — 1995
BS, Criminal Justice
Accenture Credit Services November 2014 - Present
Bank of America November 2013 - August 2014
Atlantic Bay Mortgage Group April 2013 - October 2013
Bank of America June 2009 - April 2013
Bank of America June 2009 - April 2011
Equifirst Corporation March 2004 - March 2009
Skills
Leadership, Financial Analysis, Time Management, Process Improvement, Risk Management, Banking, Training, Customer Service, Mortgage Lending, Finance, Credit, Analysis, New Business Development, Mortgage Banking
Education
Slippery Rock University of Pennsylvania
BS, Teaching and Sports Mang.
Atlantic Bay Mortgage Group February 2011 - Present
MetAmerica Mortgage Bankers May 2002 - February 2011
Skills
Mortgage Lending, Residential Mortgages, Refinance, Loans, Credit, Investment Properties, FHA, Short Sales, VA loans, Real Estate, Reverse Mortgages, Residential Homes, FHA financing, Mortgage Banking, First Time Home Buyers, USDA, Loan Origination, Certified Mortgage..., Government Loans, Banking, Condos, Credit Analysis, Customer Satisfaction, Debt Consolidation, FHA Financing, Finance, Financial Services, Foreclosures, Money Management, REO, Real Estate Transactions, Referrals, Sellers, Service Quality, Small Business, VA Loans
Education
East Carolina University 1990 — 1994
Bachelor of Science (B.S.), Finance, General
Atlantic Bay Mortgage Group March 2015 - Present
Virginia Beach Convention Center March 2013 - March 2015
Sysco February 2012 - March 2013
Sysco Foods January 2008 - February 2012
Skills
Food Service, Food, Menu Development, Food & Beverage, Customer Service, Microsoft Office, Restaurants, Marketing, Inventory Management, Culinary Skills, PowerPoint, Microsoft Word, Microsoft Excel, Event Planning, Advertising, Convention Centers, Convention Services, Meeting Planning, Event Management, Corporate Events, Events Organisation, Events, Logistics, Volunteer Management, Logistics Management, Sales, Hospitality, Catering, Training, Business Development
Education
Old Dominion University 2002 — 2006
Bachelor of Fine Arts, Graphic Design
Kempsville
The Knorr Group October 2013 - Present
Atlantic Bay Mortgage Group June 2010 - January 2012
Homestead Mortgage Corp August 2005 - June 2010
Right Choice Mortgage January 2005 - November 2005
Southland Mortgage October 1995 - January 2005
Skills
FHA, First Time Home Buyers, VA loans, Investment Properties, Short Sales, USDA, Refinance, Residential Homes, Mortgage Lending, Credit, Loan Origination, FHA financing, Reverse Mortgages, Certified Mortgage..., Mortgage Banking, Mortgage Marketing, Real Estate, FHA Financing, VA Loans
Education
Indiana State University 1978 — 1982
BS, Business Admin
Atlantic Bay Mortgage Group June 2013 - Present
Wells Fargo Home Mortgage November 2007 - June 2013
C&F Mortgage Corporation October 2005 - November 2007
Professional Skills Center September 1998 - March 2001
Skills
Management, Leadership, Recruiting, Sales, Loans, Sales Management, Talent Management, Investment Properties, Time Management, Mortgage Lending, Mortgage Banking, Credit
Education
Christopher Newport University 1993 — 1995
Bachelor of Arts (B.A.), Political Science and Government, 3.4
Atlantic Bay Mortgage Group January 2009 - Present
National City Mortgage August 2007 - December 2009
Sir Galahad Realty April 1979 - March 1984
Portsmouth City Schools August 1973 - June 1977
Skills
Reverse Mortgages, Mortgage Lending, First Time Home Buyers, FHA, Refinance, Mortgage Banking, Loan Origination, VA loans, Residential Mortgages, USDA, Loans, FHA financing, Credit, Investment Properties, Government Loans, Relocation, Short Sales
Education
Old Dominion University 1971 — 1973
BS, Elementary Education
Saint Charles High School
Atlantic Bay Mortgage Group August 1995 - Present
Education
Radford University - College of Business and Economics 1978 — 1982
Atlantic Bay Mortgage Group September 2007 - Present
Skills
Residential Mortgages, VA loans, Refinance, Loans, FHA financing, Mortgage Lending, Mortgage Banking, Credit, First Time Home Buyers, Loan Origination, FHA
Education
Christopher Newport University 1986 — 1988
Bachelor's degree, Finance
Emerson Software Solutions April 2012 - Present
VisionAIR / TriTech October 2009 - April 2012
Jackson Beverage Co. January 2005 - January 2008
Atlantic Bay Mortgage Group October 2002 - February 2004
Skills
Sales, Strategic Planning, Account Management, Sales Management, Marketing, Business Development, Negotiation, Contract Negotiation, Customer Service, Finance, Team Building, Team Leadership, Budgets, Microsoft Office, Government
Education
East Carolina University - College of Business 2007 — 2008
MBA, Business Administration
University of North Carolina at Wilmington 2000 — 2002
BS, Business Administration/Finance
Atlantic Bay Mortgage Group June 2015 - Present
Vaughan Photography August 2012 - Present
The Limited June 2013 - May 2015
SeaWorld Parks & Entertainment July 2013 - May 2014
SeaWorld Parks & Entertainment May 2013 - July 2013
Freelance; Self-employed April 2011 - December 2012
Tidewater Physical Therapy Inc February 2009 - August 2012
Freelance; Self Employed December 2008 - June 2010
Randall Properties, LLC September 2007 - February 2009
United Way SHR September 2008 - November 2008
Skills
Event Planning, Facebook, Marketing, Photography, Training, Blogging, Management, PowerPoint, Real Estate, Social Media, Microsoft Office, Public Speaking, Customer Service, Social Media Marketing, Microsoft Word, Social Networking, Event Management, Advertising, Marketing Communications, Online Marketing, Email Marketing, Sales, Photoshop, Microsoft Excel, Fashion, Digital Photography, Public Relations, Adobe Creative Suite, Leadership, InDesign, Editing, Retail, Time Management, Communication, Art, Strategic Planning, Creative Writing, Inventory Management, Merchandising, Illustrator, Marketing Strategy, Creative Direction
Education
Old Dominion University 2011 — 2014
B.F.A, Fine Arts; Graphic Design & Photography
Old Dominion University 2004 — 2007
B.S, Business Administration; Marketing
Atlantic Bay Mortgage Group December 2006 - April 2010
WestStar Mortgage September 2005 - December 2006
National City Mortgage May 2001 - August 2005
Chartway Federal Credit Union June 2000 - May 2001
Education
Appalachian State University 1989 — 1993
Business Administration, Finance
Atlantic Bay Mortgage Group June 2012 - Present
Wells Fargo September 2010 - Present
Wells Fargo Financial June 2008 - September 2010
Wachovia Bank/Wells Fargo Financial June 2008 - September 2010
Snow & Associates, Inc August 2007 - June 2008
Christopher Newport University Athletics August 2006 - May 2007
Bertucci's Italian Restaurant June 2005 - January 2006
Target Corporation August 2000 - May 2005
Skills
Credit, Insurance, Customer Service, Excel, PowerPoint, Marketing Strategy, Marketing Research, Marketing Communications
Education
Christopher Newport University (Luter School of Business) 2004 — 2007
Bachelors of Science, Business Administration - Marketing
Christopher Newport University 2002 — 2007
BSBA, Business Administration, Marketing
Atlantic Bay Mortgage Group September 2009 - Present
Atlantic Bay Mortgage 2009 - Present
Skills
VA loans, FHA, FHA financing, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Refinance, USDA, Residential Mortgages, Government Loans, Construction Loans
Education
Old Dominion University 1984 — 1985
Atlantic Bay Mortgage Group January 2015 - Present
PartyLite March 2008 - Present
City of Virginia Beach Public Utilities November 2010 - January 2015
Skills
Event Planning, Direct Sales, Sales, Gifts, Customer Service, Training, Social Media, Management, Team Building, Small Business, Microsoft Word, Marketing, Social Networking, Microsoft Office, Microsoft Excel, Leadership, Coaching, PowerPoint, Team Leadership, Event Management
Education
Old Dominion University 2004 — 2008
International Business
Tidewater Community College 2001 — 2004
Associate's Degree, Business Administration and Management, General, Cum Laude
Atlantic Bay Mortgage Group May 2013 - October 2013
Bank of America August 2012 - May 2013
Citizens South Bank April 2003 - August 2012
Skills
Mortgage Lending, FHA, VA, Conventional, USDA, Customer Service, Purchase, First Time Home Buyers, Excel, Microsoft Office, Word, Outlook, Mortgage Banking, PowerPoint, Residential Mortgages, Investment Properties, Loans, Loan Origination, Credit, Banking, Refinance, Credit Analysis, Referrals, Microsoft Excel
Education
Pfeiffer University 1999 — 2001
B.S., Business Administration
A Federal Financial Institution April 2007 - Present
Wachovia (Corporate Mortgage Services) 2004 - 2007
Atlantic Bay Mortgage Group 2001 - 2004
First Mortgage Corporation/ Sidus Financial 1994 - 1999
First Mortgage Corporation/ Sidus Financial 1994 - 1999
First Mortgage Corporation/ Sidus Financial 1994 - 1999
First Mortgage Corporation (Sidus Financial) February 1993 - 1999
Skills
Refinance, Financial Analysis, Real Estate, Mortgage Lending, Credit, Loans, Mortgage Banking, Mortgage Loan Servicing, HELOC Loan Servicing, Regulatory Compliance, Credit Analysis, Appraisals, Quality Control, Vendor Management, Project Management, Program Development, Fannie Mae, HMDA, FHA financing, VA loans, USDA Rural Housing, Mortgage Underwriting, Rates, Mortgage Compliance, Credit Unions, REO, Training, Website Development, Team Leadership, Contract Negotiation, Real Estate Transactions, Title Insurance, Mortgage Insurance, CFPB, NCUA, Event Planning, Membership Relations, Customer Service, Management, Regulatory Examinations, Red Flags, Compliance Program..., Interest Rate Risk..., Residential Mortgages, FHA, Loan Origination, Banking, Leadership, Underwriting, Government Loans
Education
East Carolina University 1992 — 1994
North Carolina State University 1989 — 1992
Cary High School 1986 — 1989
Atlantic Bay Mortgage Group July 2015 - Present
Franklin American Mortgage Company August 2007 - June 2015
Skills
Loans, Mortgage Banking, Refinance, Loan Origination, Credit, Residential Mortgages, FHA, Banking, VA Loans, FHA Financing
Education
Florida State University 1970 — 1974
Batchelor of Arts
Wells Fargo Home Mortgage October 2012 - Present
Bank of America June 2012 - October 2012
Wachovia Mortgage Corporation (n/k/a Wells Fargo Home Mortgage) May 2002 - October 2011
Wells Fargo Financial 2008 - 2011
Wachovia October 2005 - October 2008
Wachovia May 2004 - October 2005
Wachovia May 2003 - May 2004
Atlantic Bay Mortgage Group May 2001 - May 2003
Skills
Mortgage, Credit, Banking, Conventional, Loans, Mortgage Lending, Credit Analysis, Underwriting, Mortgage Banking, Customer Service, Cross Selling, Lotus Notes, Compliance, Risk Management, Customer Relations, Financial Analysis, Mortgage Underwriting, Word, Microsoft Office, PowerPoint, Residential Mortgages, Documentation, Call Center, Problem Solving, Change Management, Coaching, Policy Analysis, Process Improvement, Outlook, Loan Origination
Education
Lancaster High School 1970 — 1973
Diploma, Business
Erie Community College
Some College Courses, Business
Atlantic Bay Mortgage Group April 2005 - Present
Skills
PowerPoint, Research, Strategic Planning, Teaching, Negotiation, Microsoft Word, Windows, Customer Service, Microsoft Excel, Microsoft Office, English, Photoshop, Analysis, Outlook
Education
Bryant and Stratton College-Virginia Beach 2002 — 2003
Associate of Science (AS), Paralegal
Old Dominion University 1984 — 1988
Bachelor of Applied Science (BASc), Criminal Justice/Law Enforcement Administration
Aapex Financial Solutions, LLC January 2012 - Present
Atlantic Bay Mortgage Group June 2010 - December 2011
National City Mortgage January 2003 - August 2009
Education
Talladega High School 1985 — 1988
Diploma
Jacksonville State University
PPD April 2013 - Present
Market Consulting Mortgage October 2011 - April 2013
Aaxa Mortgage/Gateway Bank August 2008 - October 2011
Nationwide Advantage Mortgage February 2006 - August 2008
Atlantic Bay Mortgage Group February 2001 - February 2006
Skills
Sales, CRM, Management, Sales Management, Analysis, Customer Service, Negotiation, Marketing, Team Building, Marketing Strategy
Education
Indiana University of Pennsylvania
B.S., Finance