Banc Home Loans
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Banc Home Loans Employees
Sunrun September 2014 - Present
Banc Home Loans January 2014 - September 2014
Kaiser Federal Bank June 2012 - December 2013
MWR and Associates January 2007 - June 2012
Countrywide Financial Corporation August 1999 - January 2007
Skills
Relocation, Foreclosures, Sellers, New Home Sales, Buyer Representation, Townhomes, Short Sales, Real Estate Transactions, ABR, REO, Investors, Buyers, Listings, Investment Properties, Condos, Referrals, Residential Homes, Real Estate, Single Family Homes, First Time Home Buyers, Rentals, Property Management, Real Property, Luxury, Mortgage Lending, Refinance, Loans, Selling
Education
Antelope Valley College 2007 — 2010
Business with a minor in Music
El Monte High School 1988 — 1989
Don Bosco Technical Institute, Rosemead 1985 — 1988
New Penn Financial, LLC April 2014 - Present
Banc Home Loans December 2013 - April 2014
Fremont Bank May 2012 - December 2013
RPM Mortgage June 2011 - April 2012
Northpoint Real Estate Investment Services September 2006 - May 2011
Skills
VA loans, Mortgage Planning, Conventional, FHA financing, FHA, FHA Certified VA..., Mortgage Lending, Certified Mortgage..., Refinance, Loans, First Time Home Buyers, Investment Properties, Reverse Mortgages, Foreclosures, Residential Homes, Short Sales
Education
Ohio University
Bachelor of Sciense, Journalism, Marketing, Finance
Banc Home Loans May 2014 - Present
Wells Fargo Home Mortgage July 2013 - May 2014
E Mortgage Management, LLC. March 2012 - July 2013
CS Financial July 2011 - February 2012
Coldwell Banker Vietnam September 2010 - June 2011
CSR Asset Management April 2008 - September 2010
Countrywide Home Loans 2002 - 2008
United States Air Force 1993 - 2000
Skills
Mortgage Banking, Project Management, Residential Mortgages, Network Infrastructure, Network Installation, Enterprise Network..., Network Performance..., Culture Change, Risk Management, Mergers & Acquisitions, CCNA, Microsoft Certified..., Project Planning, MS Project, Process Engineering, Network Engineering, Computer Network..., Network Security, FHA financing, FHA, Refinance, Mortgage Lending, Loans, Investment Properties, Underwriting, Customer Service, Management, FHA Financing, Sales, Investors, Real Estate Transactions, Short Sales
Education
Santa Clara University 1988 — 1992
Bachelor of Science (B.S.), Political Science
Santa Clara University 1988 — 1992
Bachelor of Science (B.S.)
Banc Home Loans December 2014 - Present
RenovationReady™ June 2013 - November 2014
Lenders Asset Management Corporation March 2011 - May 2013
Aurora Loan Services March 2008 - April 2011
CIT February 2001 - October 2007
Skills
REO, Mortgage Lending, Loan Origination, Loans, Sellers, Team Leadership, Loss Mitigation, Underwriting, Loan Servicing, Portfolio Management, Selling, Real Estate, Investment Properties, Property, Foreclosures, Commercial Real Estate, Investors, Property Management, Real Estate Transactions, Short Sales, Mortgage Banking, Default, HUD, Refinance, FHA, Residential Mortgages, Sales, Mortgage Servicing, Loan Modifications, First Time Home Buyers, Real Estate Financing, Title Insurance, Finance, Asset Management, Disposition, Mortgage Underwriting
Education
University of Minnesota-Twin Cities 1985 — 1990
BA, Speech Communication/Political Science
University of Minnesota-Twin Cities 1985 — 1990
Bachelor of Arts (BA), Speech Communications
Banc Home Loans August 2015 - Present
Self-employed July 2013 - Present
PGM 1995 - 2004
Skills
Sales, Marketing, Strategic Planning, Customer Service, First Time Home Buyers, Business Development, Credit, Investment Properties, Negotiation, Sales Management
Education
College of Marin 1980 — 1982
Business/Corporate Communications
Banc Home Loans October 2015 - Present
Icon Credit Union March 2015 - August 2015
Westmark Credit Union October 2014 - March 2015
Mountain West Bank February 2012 - September 2013
D. L. Evans Bank January 2006 - September 2008
Skills
Small Business Lending, Construction Loans, Government Loans, Deposits, Finance, Customer Service, Commercial Lending, Consumer Lending, Certified Mortgage..., Commercial Banking, Home Equity Loans, Reverse Mortgages, Real Estate Economics, HomePath, Condos, Escrow, Property, Title Insurance, Foreclosures, Investment Properties, Lines Of Credit, Investors, Marketing, Credit Analysis, Loans, REO, Underwriting, VA Loans
Education
Treasure Valley Community College 1980 — 1982
BANC Home Loans October 2011 - Present
Prospect Mortgage, LLC April 2010 - October 2011
Sierra Pacific Mortgage Company, Inc. May 2009 - April 2010
Countrywide Home Loans May 1994 - August 2008
Skills
Mortgage Lending, Credit, Mortgage Banking, Loans
Education
Los Medanos College 1990 — 1991
City College of San Francisco 1988 — 1990
Citywide Home Loans March 2015 - Present
Banc Home Loans June 2014 - February 2015
Banc of California February 2013 - May 2014
Pacific Mercantile Bank September 2012 - February 2013
Bank of Manhattan N.A. May 2011 - September 2012
Portfolio Builders January 2000 - September 2010
Flexible Funding January 2000 - September 2010
Portfolio Mortgage January 2000 - September 2010
East West Mortgage September 1997 - January 2000
First City Financial April 1993 - September 1997
Skills
Refinance, Loans, FHA, Loan Servicing, Credit, Mortgage Lending, Conventional Financing, Short Sales, Investors
Education
University of Oregon
Classics
Banc Home Loans March 2015 - Present
Citi April 2014 - March 2015
Wells Fargo Home Mortgage May 2009 - January 2014
Sierra Funding February 2007 - May 2009
Capitol Investment Group May 2002 - February 2007
Education
California State University-Chico 1999 — 2002
Finance
Banc Home Loans November 2014 - Present
National Residential Mortgage, a service of Heartland Financial USA, Inc. June 2014 - October 2014
Citi July 2012 - May 2014
Pittsburg Chamber of Commerce September 2009 - July 2012
Skills
Microsoft Word, Microsoft Excel, Residential Homes, Mortgage Lending, Customer Service, Sales, Training, Management, Event Planning, Networking, Accounts Payable, Credit Analysis, Credit, First Time Home Buyers, Loans, Refinance, Mortgage Banking, Loan Origination
Education
Los Medanos College 1989 — 1991
Business Administration and Management, General
Pittsburg High School 1985 — 1989
[HomeStreet] Bank August 2014 - Present
Banc Home Loans December 2010 - July 2014
Wells Fargo 2007 - 2010
Citi Home Equity 2004 - 2007
JPMorgan Chase 2002 - 2004
First Nationwide Mortgage 1996 - 2002
Commerce Security Bank 1990 - 1996
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Teaching, Photoshop, Public Speaking, HTML, Strategic Planning, Budgets, Mortgage Underwriting, Operations Management, Loans, VA loans, FHA, Referrals, FHA financing, USDA, Mortgage Banking, Loan Origination, Refinance, Residential Mortgages, Government Loans, Certified Mortgage..., Reverse Mortgages, Credit, Real Estate Financing, FHA Financing, VA Loans
Education
UC Davis
B.S., Psychology
Banc Home Loans February 2015 - Present
Sheldon Financial January 1992 - December 2012
Skills
Loan Structuring, Residential, Banking, Mortgage, Real Estate, Investment Properties, Commercial Lending, Real Estate Investment, Real Estate Development, Purchase, Investors, Purchasing, Valuation, Short Sales, Hedge Funds, Financial Structuring, REO, Foreclosures, Mortgage Lending, Real Estate Economics, FHA, Property, First Time Home Buyers, Residential Homes, Refinance, Loans, Real Estate Financing, Residential Mortgages
Education
Notre Dame de Namur University 1989 — 1992
BS, Finance and Accounting
Banc Home Loans June 2015 - Present
Umpqua Bank September 2014 - June 2015
Gardening Unlimited, Inc. February 2014 - September 2014
AutoNation March 2012 - January 2013
Skills
Team Building, Customer Service, Sales, Customer Satisfaction, Negotiation, Automotive, Retail, Marketing, New Business Development, Loans, Management, Mortgage Lending, Sales Management, Sales Process, Leadership, Real Estate, Loan Origination, Microsoft Office, Public Speaking, Investment Properties
Education
San Jose City College
Oak Ridge High School
Banc Home Loans November 2014 - Present
Dufresne Enterprises February 2011 - November 2014
The Loan Source June 1995 - January 2011
Education
Cal State Hayward 1984 — 1986
Kinesiology and Exercise Science
New Mexico State University 1983 — 1983
Kinesiology and Exercise Science
West Valley College 1981 — 1983
Associate's Degree, General Studies
Leigh High School 1978 — 1981
High School, General Studies
American Financial Network, Inc. May 2015 - Present
Banc Home Loans January 2013 - May 2015
Bank of America August 2007 - November 2011
Countrywide Home Loans February 2000 - October 2005
Skills
Loans, Refinance, FHA, Mortgage Banking, Loan Origination, VA loans, Reverse Mortgages, USDA, Residential Mortgages, Government Loans, Construction Loans, Certified Mortgage..., Mortgage Underwriting, Real Estate Financing, Loss Mitigation, 203K, Home Equity Loans, Mortgage Lending, FHA financing, FHA Financing, VA Loans, First Time Home Buyers
Education
San Jose State University 1983 — 1986
Bachelor's degree, Liberal Arts and Sciences/Liberal Studies, Economics
Hartnell College 1980 — 1983
Associates degree, General Eduation
Salinas High School 1975 — 1979
General Education
Banc of California September 2015 - Present
Skyline Home Loans December 2014 - May 2015
Banc Home Loans October 2014 - December 2014
Crossline Capital Inc December 2013 - July 2014
International City Mortgage December 2013 - December 2013
Primary Residential Mortgage August 2013 - December 2013
PMAC LENDUNG SERVICES January 2013 - May 2013
Skills
Loans, Mortgage Lending, Public Speaking, FHA, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, VA loans, FHA financing, Reverse Mortgages, Loss Mitigation, Certified Mortgage..., Government Loans, Real Estate Financing, Construction Loans, USDA, Home Equity Loans, Commercial Mortgages, Real Estate Economics, First Time Home Buyers, REO, HUD, Credit Analysis, Investment Properties, Short Sales, Credit, Underwriting, Investors, Real Estate, VA Loans, FHA Financing
Education
Kiangsu Chekiang College in Hong Kong 1971 — 1975
BS, Marketing/Marketing Management, General
The University of Hong Kong 1971 — 1975
Bachelor of Science (BS), Business Administration and Management, General
Banc Home Loans August 2015 - Present
Academy Mortgage Corporation February 2015 - July 2015
imortgage January 2013 - January 2015
PMZ Real Estate June 2011 - January 2013
Commerce Title February 2010 - June 2011
RPM Mortgage Inc July 2006 - August 2009
All- American Mortgage January 2000 - June 2006
Skills
Short Sales, Sellers, Investment Properties, First Time Home Buyers, Listings, Investors, Buyer Representation, First Time Buyers, Residential, Luxury, Real Estate, Home, Referrals, Residential Homes, SFR, REO, Single Family Homes, Foreclosures, Commercial Real Estate, FHA, HUD
Education
St. Mary's College of California
Bachelor of Science (BS), Business Administration and Management, General
Nations Reliable Lending, LLC July 2015 - Present
Pacific Union Financial, LLC January 2015 - July 2015
Banc Home Loans September 2014 - January 2015
EverBank January 2013 - August 2014
Parlanta BSC October 2009 - December 2010
Congressional Funding 2004 - 2008
OMF Contractors 2003 - 2004
Oracle Corporation 2002 - 2003
Oracle Corporation 2002 - 2002
Oracle Corporation 2001 - 2002
Skills
SAP ERP, Oracle E-Business Suite, Call Center Development, Customer Service, Training Delivery, Management, Team Leadership, Business Intelligence, ERP
Education
Universidad Nacional Abierta, Caracas 1984 — 1988
N/A, Systems Engineering
Banc Home Loans October 2013 - Present
Mission Hills Mortgage October 2012 - Present
USLending Company March 2003 - September 2012
USLending Co. March 2003 - July 2009
Skills
Mortgage Lending, Refinance, FHA, Loans, Real Estate, REO, First Time Home Buyers, Foreclosures, Short Sales, Investment Properties, USDA, Mortgage Banking, Real Estate Financing, Loan Origination, Investors, Credit, HUD, VA loans, Residential Homes, Underwriting, USDA Rural Housing, FHA financing, Reverse Mortgages, Real Estate Transactions, Construction Loans, Single Family Homes, Sellers, Commercial Real Estate, Mortgage Underwriting
Education
Skagit Valley College 1995 — 1995
Mountlake Terrace H.S. 1991 — 1994
Medical Asistant
Banc Home Loans May 2012 - Present
Bank of America June 2006 - April 2012
Skills
USDA, VA loans, Government Loans, Mortgage Banking, CalHFA, FHA, Residential Mortgages, Mortgage Lending, Refinance, FHA financing, Loan Origination, Consumer Lending, Loans, Credit
Education
St. Mary's College of California 1980 — 1984
Bachelor of Science (BS), Accounting
Eagle Home Mortgage July 2014 - Present
Banc Home Loans June 2013 - July 2014
Three Rivers Bank of Montana January 2003 - June 2013
Wells Fargo Financial November 1999 - January 2003
Waddell & Reed April 1998 - November 1999
Skills
Finance, Real Estate Transactions, Loans, Commercial Lending, Loan Origination, Credit, Mortgage Lending, Banking, Credit Analysis, Refinance, Underwriting, Risk Management, Financial Analysis, Investments, Real Estate, Investment Properties, Management, Strategic Planning, Real Estate Financing, Insurance, FHA, Accounting, Strategic Financial..., Customer Service, New Business Development, Mortgage Banking, Asset Managment, Property & Casualty..., Business Development, USDA, Residential Mortgages, VA loans, FHA financing, Construction Loans, Government Loans, Reverse Mortgages, Portfolio Management, First Time Home Buyers, Commercial Real Estate, Commercial Banking, Foreclosures, Small Business Lending, Short Sales, REO, Investors, Residential Homes, Selling, Wealth Management, FHA Financing, VA Loans
Education
Graduate School of Banking Colorado 2010 — 2012
Graduated with Honors, Banking
Montana State University-Bozeman 1992 — 1997
BS in Business, Finance & Marketing, w/ a minor in Accounting
Peoples Home Equity April 2015 - Present
HomeStreet Bank June 2014 - April 2015
BANC Home Loans February 2013 - June 2014
Stearns Lending March 2010 - February 2013
Wells Fargo Home Mortgage June 2005 - June 2006
CitiMortgage November 2003 - May 2005
GreenPoint Mortgage 2000 - 2003
Skills
Mortgage, Conventional, Loans, FHA, Refinance, VA, Purchase, Real Estate, Mortgage Lending, Investment Properties, VA loans, Loan Servicing, Finance, Mortgage Marketing, Short Sales, Residential Mortgages, Underwriting, Credit Analysis, FHA financing, Mortgage Banking, USDA, Credit, Loan Origination, Government Loans, Rates, Mortgage Underwriting, Real Estate Financing, First Time Home Buyers, Sales, Consumer Lending, Real Estate Economics, Investors, Referrals, Debt Consolidation, Financial Structuring, HUD, Lines Of Credit, Residential Homes, Commercial Real Estate, Retail Banking, Single Family Homes, New Home Sales, REO, Portfolio Management, Construction Loans, Financial Services, Home Equity Loans, Certified Mortgage..., Loss Mitigation, Commercial Mortgages
Education
Dominican University of California 2010 — 2012
MBA, Global Management
UOP 2006 — 2010
Bachelor of Science, Business Management
Banc Home Loans August 2014 - Present
Sterling Bank/Umpqua Bank April 2011 - August 2014
Prospect Mortgage September 2008 - April 2011
Indymac Bank February 2008 - September 2008
GMAC Mortgage September 2004 - February 2008
Pacific Republic Mortgage May 2002 - September 2004
Republic Mortgage August 2001 - May 2002
Skills
Mortgage Lending, Investment Properties, Loans, Mortgage Banking, USDA, FHA, Refinance, Real Estate, Underwriting, Residential Mortgages, Marketing, Loan Origination, VA loans, Leadership, FHA financing, Short Sales, Construction Loans, Reverse Mortgages, Certified Mortgage..., Mortgage Underwriting, Home Equity Loans, Credit, Commercial Lending, Consumer Lending, Credit Analysis, Real Estate Financing, Loss Mitigation, Government Loans, FHA Financing, VA Loans, First Time Home Buyers, Management
Education
Eastern Washington University 1987 — 1988
BS, Mass Communications
Boise State University 1984 — 1987
Mass Communications
High School
High School
Banc Home Loans August 2015 - Present
PrimeLending October 2013 - August 2015
Wells Fargo Private Mortgage Banking January 2008 - September 2013
Wells Fargo Home Mortgage January 2004 - December 2007
CitiMortgage August 1996 - December 2003
First Interstate Bank 1993 - 1995
Skills
Mortgage Banking, Loan Origination, Residential Mortgages, Refinance, Mortgage Lending, Real Estate Financing, Mortgage Underwriting, Loans, Investment Properties, Real Estate, Referrals, First Time Home Buyers, Real Estate Transactions
Education
San Diego State University-California State University
Business
Banc Home Loans April 2015 - Present
Provident Savings Bank May 2014 - April 2015
Neighbors Financial November 2012 - June 2014
Umpqua Bank November 2011 - November 2012
First Priority Financial November 2004 - November 2011
Wells Fargo Home Mortgage April 2002 - November 2004
Skills
FHA, Non-Conforming, HomePath, Mortgage Lending, Refinance, Mortgage Banking, Loan Origination, USDA, Residential Mortgages, VA loans, Loans, FHA financing, First Time Home Buyers, Investment Properties, Credit, Reverse Mortgages, Investors, Government Loans, Real Estate Financing, Commercial Mortgages, Down Payment Assistance, Credit Analysis, Residential Homes, CalHFA, USDA Rural Housing, 203K, CalSTRS, Commercial Lending, Debt Consolidation, Commercial Real Estate, Vacation Homes, Real Estate Transactions, Single Family Homes, Real Estate, REO, Buyers, Referrals, Finance, Construction Loans, Property, Certified Mortgage..., Jumbo Mortgage, SBA, SBA 504, Apartments, Foreclosure Defense, FHA Financing, VA Loans, Mortgage Marketing
Education
Cabrillo College
Banc Home Loans February 2014 - Present
Intercap Renovate December 2011 - February 2014
Benchmark Funding, Inc 2010 - January 2012
Hammond Securities September 1998 - August 2009
BrooksAmerica Mortgage December 1997 - September 1998
Western Financial Bank June 1993 - December 1997
The Hammond Company 1993 - 1995
Skills
Mortgage Banking, FHA, Loans, Mortgage Lending, Credit, Loan Origination, Management, Risk Management, First Time Home Buyers, Loss Mitigation, Leadership, FHA financing, Financial Analysis, Certified Mortgage..., Investors, Process Improvement, Real Estate, Investment Properties, Refinance, Single Family Homes, Credit Analysis, Construction Loans, Sellers, Underwriting, USDA, VA loans, Residential Mortgages, Reverse Mortgages, Government Loans, Mortgage Marketing, Foreclosures, Mortgage Underwriting, Real Estate Financing, Home Equity Loans, Loan Servicing, Mortgage Servicing, FHA Financing
Education
University of Phoenix 1996 — 1998
MBA Technology Managment
Sonoma State University 1989 — 1993
BA, Political Science
Dana Hills High School
Banc Home Loans November 2013 - Present
Bank of America December 2012 - October 2013
Wyndham Worldwide August 2011 - November 2012
Verizon Wireless July 2009 - August 2011
Wells Fargo March 2009 - June 2009
Carolina's Premier Mortgage Corporation January 2008 - December 2008
Atlantic Claims September 2008 - November 2008
Matchmaker Mortgage Inc. May 2004 - March 2008
Skills
Real Estate, Resorts, Hotels, Luxury, Investments, Tourism, Hospitality, Leisure, Negotiation, Small Business, Property Management, Entrepreneurship
Education
North Carolina Agricultural and Technical State University
B.S., Business Administration
Banc Home Loans March 2014 - Present
First Home Mortgage February 2013 - February 2014
Bank of America November 2011 - February 2013
Wells Fargo Home Mortgage April 2010 - November 2011
Bank of America February 2009 - October 2009
Gateway Funding December 2007 - February 2009
Countrywide's Full Spectrum January 2005 - November 2007
Jefferson Pilot January 2003 - December 2004
Skills
Banking, FHA, Investment Properties, Loans, Mortgage Lending, Foreclosures, Financial Services, REO, Real Estate, Referrals, Refinance, Residential Mortgages, Sales, Short Sales, VA Loans, Loan Origination, Portfolio Management
Education
Chowan University
Business Marketing
Banc Home Loans September 2014 - Present
RPM Mortgage Inc, Napa Valley May 2007 - August 2014
Bank of America September 2009 - September 2010
ORTC April 2003 - April 2007
Skills
Mortgage Planning, Purchase Loans, Refinance Loans, FHA financing, Jumbo Financing to..., Investment Property..., St. Helena Hospital..., Wine & Spirits Industry, Napa Valley Real Estate..., Mortgage Lending, Real Estate Financing, Refinance, Certified Mortgage..., VA loans, Investment Properties, Underwriting, FHA, Residential Mortgages, Loans, Finance, Reverse Mortgages, USDA, First Time Home Buyers, Construction Loans, REO, Mortgage Banking, Loan Origination, Short Sales, VA Loans, FHA Financing, Residential Homes, Real Estate, Sales
Education
Saint Mary's College of California 1987 — 1991
BA, Communications
St. Vincents High School 1983 — 1987
Banc Home Loans August 2013 - Present
MASSAGE GREEN 2015 - 2015
Wells Fargo Private Mortgage Banking August 2011 - August 2013
Wells Fargo Home Mortgage May 2007 - April 2012
Wells Fargo Financial June 1987 - June 2007
Skills
Mutual Funds, Loans, Series 24, Mortgage Lending, Sales, Uniform Combined State..., Credit, CRM, Leadership, Refinance, Consumer Lending, Credit Analysis, Relationship Management, Residential Mortgages, Banking, Finance, Sales Management, Commercial Lending, Call Centers, Loan Origination, Financial Services, Mortgage Banking, Management, FHA, Underwriting, Portfolio Management, Risk Management
Education
Southern New Hampshire University 1984 — 1997
Masters, Business Administration - Management
Bryant University 1977 — 1980
Bachelors of Science, Hotel and Restaurant Management
Banc Home Loans July 2014 - Present
Plaza Home Mortgage April 2013 - January 2014
Wells Fargo Home Mortgage December 2010 - March 2013
New Line Mortgage September 2010 - December 2010
Pinnacle Capital Mortgage November 2008 - June 2010
AmTrust Bank December 2006 - November 2008
AmTrust Bank December 2006 - November 2008
SCME December 2005 - December 2006
Sierra Pacific Mortgage January 2005 - December 2005
General Electric dba Genworth January 1998 - December 2004
Skills
Loans, Underwriting, Mortgage Lending, Customer Service, Credit, Analysis, Sales, FHA, Training, Team Leadership, Mortgage Banking, Residential Homes, Management, CRM
Education
University of San Francisco 1976 — 1981
Psychology, Psychology
American Portfolio Mortgage Corporation April 2014 - August 2014
Banc Home Loans November 2013 - February 2014
Cognitive Group May 2013 - October 2013
Amerisave Mortgage October 2012 - April 2013
TD Bank October 2011 - October 2012
NACA April 2011 - October 2011
Eagle Nationwide Mortgage Company February 2007 - April 2010
Sunset Mortgage January 2003 - June 2007
Skills
Mortgage Lending, Loans, Credit, Banking, Refinance, Credit Analysis, Residential Mortgages, Loan Origination, Mortgage Banking, FHA, Underwriting, Commercial Banking, Consumer Lending, Finance, Commercial Lending, Financial Analysis, Credit Risk, Retail Banking, Portfolio Management, Risk Management
Education
Claflin University 1984 — 1985
none, Business
Banc Home Loans February 1995 - Present
Dasun Homes, Inc November 1984 - November 1991
Bank of America November 1980 - April 1984
Skills
First Time Home Buyers, Real Estate, Loans, Residential Homes, Real Estate Transactions, Banking, Underwriting, Referrals, Commercial Real Estate, Marketing, FHA, Refinance, Mortgage Lending, VA loans, Mortgage Banking, Residential Mortgages, Customer Service, USDA, Lines Of Credit, Government Loans, Consumer Lending, Real Estate Financing, Loan Origination, REO, Mortgage Underwriting, Investors, Construction Loans, Financial Structuring, Investment Properties, Mortgage Insurance, Credit, Credit Evaluation, FHA financing, Non-Conforming, Mortgage Marketing, Commercial Lending
Education
Sonoma State University
Finance, General
Axia Home Loans August 2014 - Present
Banc Home Loans September 2013 - August 2014
PNC December 2012 - September 2013
Bank of America February 2012 - December 2012
Caliber Funding June 2011 - November 2011
Prospect Mortgage, LLC February 2008 - June 2011
Bank of America 2007 - 2008
Metrocities Mortgage 1999 - 2007
Skills
Mortgage Banking, Mortgage Lending, FHA, Loan Origination, Refinance, Loans, Credit, Residential Mortgages, First Time Home Buyers, Investment Properties, Short Sales, Real Estate Financing, REO, Residential Homes, Credit Analysis, Banking, Real Estate Transactions, Underwriting, Real Estate, Credit Risk, Reverse Mortgages, Sellers, Real Estate Economics, Commercial Lending, FHA financing, Foreclosures, VA loans, Loan Servicing, Referrals, Consumer Lending, Funding, Finance, Investors, Government Loans, Investments, Construction Loans, Certified Mortgage..., USDA, Loss Mitigation, Commercial Real Estate, Condos, Commercial Mortgages, Home Equity Loans, Home Equity Lines of..., Mortgage Underwriting, Mortgage Marketing, Mortgage Servicing, Single Family Homes, Property, VA Loans
Education
Moorpark College 1992 — 1993
Computer Science
Banc Home Loans February 2013 - Present
New West Lending, Inc. NMLS 164722 2001 - 2015
Pacific Merchantile Bank October 2012 - February 2013
PrimeLending November 2010 - June 2012
Mortgage Loan Specialists February 2002 - November 2008
Skills
Loan Origination, Investment Properties, Investors, Credit, Loans, FHA, Business Development, Property Management, Residential Homes, Mortgage Lending, First Time Home Buyers, Real Estate, Negotiation, Referrals, Selling, Asset Managment, Mortgage Banking, REO, Move Up Buyers, Refinance, Funding, Super Jumbo
Education
San Diego State University-California State University 1997 — 1999
BS, Chemistry
Mission Hills Mortgage Bankers April 2011 - Present
BANC HOME LOANS March 2011 - Present
Banc Home Loans 2011 - 2014
Skills
Residential Mortgages, Mortgage Lending, Short Sales, First Time Home Buyers, Foreclosures, Investment Properties, Loans, REO, FHA, Refinance, Home Equity Loans, Mortgage Banking, Sellers, Referrals, Investors, Real Estate, Single Family Homes, Loan Origination, VA Loans, FHA Financing
Education
City College of San Francisco
Physical Sciences
Banc Home Loans September 2012 - Present
Mission Hills Mortgage October 1999 - September 2012
Skills
FHA, Mortgage Lending, VA, Refinance, Loans, USDA, Conventional, Mortgage Banking, VA loans, First Time Home Buyers, Credit, Reverse Mortgages, Residential Mortgages, FHA financing, Non-Conforming, Mortgage Underwriting, Certified Mortgage..., Loan Origination, USDA Rural Housing, Real Estate Financing, Government Loans, Calyx Point, Loss Mitigation
Education
Fresno City College 1966 — 1968
Associate of Arts (AA), English Language and Literature/Letters
McLane High School 1963 — 1966
High School Diploma
Banc Home Loans September 2013 - Present
Banc Home Loans September 2013 - Present
Skills
Jumbo Mortgage, Super Jumbo, portfolio lending, Wordpress, Loan Origination, Online Marketing, Contract Negotiation, Investment Properties, WordPress, Real Estate, Real Estate Investment, Real Estate Transactions, Real Estate Finance, Real Estate Financing, Real Property, First Time Home Buyers, First Time Buyers, luxury homes, Facebook, LinkedIn, Blogging, YouTube, Foreclosures, Short Sales, commercial real estate, fixer upper properties, downpayment assistance, Distressed Property, Real Estate Development, Commercial Real Estate, multi family homes, business sales, Real Estate Economics, Luxury, Online Advertising, Sales, Property, Condos, Residential Homes, Relocation Buyers, Selling, Investors, Sellers, Relocation, Buyer Representation, Single Family Homes, SFR, Mortgage Lending, Buyers, REO
Education
Colorado State University
Banc Home Loans September 2015 - Present
Skills
Customer Service, Microsoft Office, Management, Microsoft Excel, Sales, Strategic Planning, Project Management, Microsoft Word, PowerPoint, Public Speaking
Education
Columbia College 2009 — 2011
Primary Residential Mortgage, Inc. May 2015 - Present
Banc Home Loans August 2014 - May 2015
Sterling Bank August 2012 - April 2014
IBM - Seterus March 2010 - June 2012
Desert Schools Federal Credit Union July 2008 - December 2009
New Century Mortgage December 2003 - May 2007
Skills
E3 Connect, MERS, Microsoft Office, Microsoft Excel, Microsoft Word, AUS Sytems - DU-LP, Tri-Merge Credit..., Fannie Mae, Freddie Mac, Oregon Notary
Education
North Canyon High School
University of Phoenix
General Studies
Banc Home Loans July 2015 - Present
Ruth's Chris Steak House June 2011 - Present
Oregon League of Minority Voters February 2015 - April 2015
Asbestos Disease Awareness Organization (ADAO) March 2013 - March 2013
Baked Alaska March 2005 - September 2010
Skills
PowerPoint, Public Speaking, Microsoft Office, Customer Service, Microsoft Word, Hospitality, Research, Event Planning, Social Networking, Writing, Editing, Time Management, Teamwork, Social Media, Data Analysis, Food, Facebook, Restaurants, Catering, Nonprofits, Community Outreach, Leadership, Public Relations, Communication, Fundraising, Food, Public Policy, Marketing, Microsoft Excel, Team Building
Education
Portland State University 2012 — 2014
Bachelor of Science (BS), Political Science and Government, Pre-Law
Portland State University 2012 — 2014
Minor, Philosophy
Portland State University 2012 — 2014
Minor, Law and Legal Studies
Portland Community College 2010 — 2012
Associate of Arts (AA), Oregon Transfer Degree
Nations Reliable Lending, LLC August 2015 - Present
Pacific Union Financial, LLC February 2015 - August 2015
Pacific Union Financial December 2014 - February 2015
Banc Home Loans September 2013 - December 2014
Peoples Choice home loans October 2005 - March 2007
Wells Fargo Home Mortgage June 2004 - September 2005
Ameriquest Mortgage 2001 - 2003
Aames Home Loan December 2001 - October 2002
New Century Mortgage July 1998 - December 2001
Skills
Finance, Team Building, New Business Development, Credit, Training, Business Process..., Recruiting, Banking, Strategic Planning, Real Estate, Loss Prevention, Business Development, Managerial Finance, Strategy, Sales Management, Negotiation, Accounting, Underwriting, Loans, Risk Management, Loan Origination, Residential Mortgages, Mortgage Banking, FHA, Refinance, Investments, Portfolio Management, Executive Management, Credit Analysis, Financial Analysis, Leadership, Management, Sales, Asset Management, First Time Home Buyers
Education
Norfolk State University 1990 — 1995
BS, Electrical Engineering
OBEX CO September 2014 - Present
Plate Locks 2014 - 2014
Banc Home Loans 2013 - 2014
Eagle Home Mortgage 2012 - 2013
Sterling Savings Bank 2010 - 2012
Golf Savings Bank 2010 - 2011
Bank of America 2009 - 2010
Paramount Equity Mortgage 2006 - 2008
US Army 2002 - 2008
Seattle Mortgage Advisors January 2005 - August 2006
Skills
Customer Service, Mortgage Lending, FHA, Refinance, Team Building, Investment Properties, USDA, Funding, Loans, Leadership, Home Equity Loans, Mortgage Banking, Underwriting, Loan Origination, Certified Mortgage..., Construction Loans, Credit, FHA financing, Government Loans, Residential Mortgages, VA loans, Credit Analysis, Home Equity Lines of..., Real Estate Financing, FHA Financing, VA Loans
Education
Central Washington University
Business/Marketing
Roundpoint Mortgage Company April 2013 - February 2014
Banc Home Loans 2014 - 2014
Bankers Funding Group Inc May 2010 - April 2013
New Century Mortgage 2002 - 2007
Skills
Refinance, Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Finance, FHA, Credit, Residential Mortgages, VA loans, USDA, Investment Properties, Government Loans, Reverse Mortgages, First Time Home Buyers, Funding, Underwriting, FHA financing, Banking, Mortgage Underwriting, REO, Certified Mortgage..., Commercial Lending, Harp 2.0 Program, New Home Purchase, FHA Financing, VA Loans
Education
University of Nebraska-Lincoln
Bachelor, Science
Banc Home Loans August 2014 - Present
Carrington Mortgage Services September 2013 - July 2014
The Lending Company April 2012 - August 2013
Freedom Mortgage Funding August 2005 - March 2010
Nationwide Discount Home Loans April 2004 - August 2005
Morgan Stanley July 2001 - April 2004
Skills
Master Negotiator, Fluent in Spanish, Negotiation, Contract Negotiation, Management, Customer Service, Public Speaking, New Business Development, Sports, PowerPoint, Business Development, Marketing, Team Building, Hockey, Sales, Social Media Marketing, Strategic Financial..., Social Media, Social Networking, Recruiting, Sports Marketing, Event Management, Sports Management, Finance, Time Management, Coaching, Sponsorship, Leadership, Golf, Small Business, Baseball, Event Planning, Sponsorship Sales, Mortgage Lending, Fundraising, Public Relations, Sports Coaching, Athletics, Online Marketing, Entrepreneurship, Advertising, Football, Sales Management, Club, Soccer, Marketing Communications, Marketing Strategy, Strategic Partnerships, Budgets, Business Planning
Education
University of La Verne 1999 — 2001
Business Management
Huntington Park HS 1995 — 1998
Diploma
Sports Management World Wide
Banc Home Loans May 2015 - Present
Stearns Lending (NMLS #1854) September 2014 - April 2015
The Transfinity Group June 2001 - May 2013
BNI Center City Chapter January 2010 - September 2010
GreenPoint Mortgage October 1996 - July 2002
Skills
FHA, Finance, Social Media Marketing, Residential Homes, Foreclosures, Commercial Real Estate, Small Business Lending, Retail, Mutual Funds, Microsoft Office, Credit, Selling, VA loans, Jumbo Mortgage, Mortgage Banking, Secondary Mortgage..., Hard Money Loans, Mortgage Modification, Second Mortgages, DU Refi Plus, Credit Reports, Condo Conversion, Multi Family Properties, Marketing
Education
The Ohio State University 1987 — 1991
Business/Music Performance
Banc Home Loans January 2015 - Present
Kinecta Federal Credit Union June 2011 - December 2014
Financial Partners Credit Union March 2010 - July 2011
Finacial Partners Credit Union November 2007 - March 2010
Boardwalk Realty August 1999 - November 2007
Great Western Bank 1993 - 1998
Skills
Mortgage, Loans, Loan Origination, Real Estate, Credit, Banking, Mortgage Lending, Refinance, Marketing, Sales, First Time Home Buyers, Referrals, Investors, Mortgage Banking, Leadership, Investment Properties, Credit Unions, Residential Mortgages, FHA financing, Sellers
Education
California State University-Northridge 1985 — 1987
Bachelor Of Science, Finance-Real Estate
Banc Home Loans August 2013 - Present
Bay Networking Group April 2005 - Present
Opes Advisors June 2011 - August 2013
National Hispanic Organization of Real estate Associates August 2009 - December 2011
First California Mortgage December 2009 - July 2011
P-Shift Mortgage Solutions April 2002 - December 2009
Calfed Bank 1995 - 1997
Skills
Negotiation, Business Planning, Credit, Banking, Mortgage Planning, Loans, Strategic Planning, Small Business, Mortgage Banking, Refinance, First Time Home Buyers, Sellers, Coaching, Public Speaking, Needs Analysis, Internet Explorer, Client Advocacy, Mortgage Lending, Real Estate Financing, Strategic Finance, credit consulting, Credit Analysis, Financial Analysis, Leadership, Mortgage Marketing, VA loans, Investments, FHA, Home, Residential Homes, Real Estate, Construction Loans, Foreclosures, Commercial Mortgages, Business Networking, Condos, Underwriting, REO, Referrals, Training, Selling, Residential Mortgages, FHA financing, Home Equity Loans, Loan Origination, Certified Mortgage..., Finance, Investors, Marketing, Short Sales
Education
Florida International University - College of Business 1992 — 1994
Bachelors, Business & Finance
Florida International University 1991 — 1994
Bachelors of science, Business and Psychology
Banc Home Loans August 2015 - Present
North First Mortgage October 2012 - Present
CenturyLink Business 2011 - 2012
Verizon Business 2008 - 2011
Lasselle-Ramsay 2006 - 2008
Beck Consulting, Inc. 2005 - 2005
Hyperion Solutions 1995 - 2002
Arthur Andersen 1993 - 1995
Skills
Consultative Sales..., Business Intelligence, ERP, Telecommunications, Sales Presentations, MPLS Networking, Corporate Finance, Accounting, Business Analytics, Data Warehousing, Data Center, Professional Services, Pre-sales, Strategy, Managed Services, CRM, Enterprise Software, Strategic Partnerships, Consultative Selling, VoIP, Sales Process, Cloud Computing
Education
The University of Connecticut School of Business 1988 — 1993
BS in Business Administration, Accounting and Finance
University of Connecticut 1988 — 1993
BS, Business Administration and Accounting
New Penn Financial, LLC May 2015 - Present
Banc Home Loans October 2013 - February 2015
California Home Solution, Inc May 2013 - September 2013
Wachovia March 2002 - October 2008
Skills
FHA, Mortgage Lending, Loans, Short Sales, Loan Origination, Underwriting, Finance, Refinance, Mortgage Banking, Residential Mortgages, FHA financing, Portfolio Management, USDA, Reverse Mortgages, Credit Analysis, Credit, FHA Financing
Education
Pierce College 1989 — 1991
Business, Economics
Banc Home Loans June 2012 - Present
Land America Lawyers Title June 2007 - October 2008
Peoples' Bank November 2002 - May 2007
Skills
Government Loans, Home Lending, FHA, VA Loans, USDA, Loans, Loan Origination, Mortgage Banking, Residential Mortgages, FHA Financing, Credit, Credit Analysis, Refinance, Mortgage Lending, Customer Service, Real Estate
Education
San Diego State University-California State University 1988 — 1991
Physical Therapy
Primary Residential Mortgage June 2015 - Present
Banc Home Loans November 2014 - May 2015
Guild Mortgage Company June 2011 - November 2014
MetLife Home Loans November 2009 - June 2011
OnPoint Community Credit Union January 2007 - October 2009
Care Medical Equipment 2001 - 2007
Skills
Mortgage Banking, FHA, Mortgage Lending, Loan Origination, Refinance, Residential Mortgages, Loans, Credit, Investment Properties, First Time Home Buyers, Credit Analysis
Education
Lewis-Clark State College 1996 — 1999
Kinesiology and Exercise Science
Albertson College of Idaho 1998 — 1998
Kinesiology and Exercise Science
Heppner High School 1994 — 1998
Banc Home Loans August 2015 - Present
Coldwell Banker Holman Premier Realty January 2005 - January 2015
Toyota Financial Services February 2004 - September 2004
Toyota Financial Services July 2002 - February 2004
Toyota Financial Services October 1998 - July 2002
Toyota Financial Services July 1997 - October 1998
Central Atlantic Toyota Distributors October 1994 - July 1997
Toyota Motor Sales, USA, Inc. February 1993 - October 1994
Toyota Motor Sales, USA, Inc. February 1992 - February 1993
Skills
Real Estate, Residential Mortgages, First Time Home Buyers, Real Estate Economics, Mortgage Lending, Investment Properties, Government Loans, FHA Financing, Sellers, Conventional Financing, Loan Origination, VA Loans, USDA Rural Housing, Listings, Relocation, Real Estate Transactions, Short Sales, Commercial Real Estate, Sales, Marketing, REO, Investors, Financial Analysis, Single Family Homes, Leadership, Department Budgeting, Financial Reporting, Buyer Representation, Foreclosures, Residential Homes, New Home Sales, FHA, Referrals
Education
California State University-Fullerton 1992 — 1994
Master of Business Administration (M.B.A.), Business Administration and Management, General
California State University-Fullerton 1991 — 1993
Master of Business Administration (M.B.A.)
Oregon Institute of Technology 1987 — 1989
Bachelor of Applied Science (B.A.Sc.), Diesel Power Technology
Solei Solar May 2015 - Present
Banc Home Loans December 2014 - July 2015
Vivint Solar May 2014 - October 2014
Lopez Mortgage Team March 2004 - June 2014
Education
Brigham Young University
BS, International Studies
Grossmont College
AA, Business
Banc Home Loans March 2010 - Present
Eagle Home Mortgage July 2005 - March 2010
National City Mortgage January 2002 - June 2005
Skills
Sellers, Mortgage Banking, Refinance, USDA, VA loans, Loan Origination, Loans, FHA financing, Residential Mortgages, Mortgage Lending, Certified Mortgage..., FHA, Government Loans, Reverse Mortgages, FHA Financing, First Time Home Buyers, Investment Properties, Mortgage Underwriting, VA Loans
Education
Shasta College 1974 — 1978
Associate of Arts (AA), Finance, General
Red Bluff Union High School 1969 — 1973
Banc Home Loans March 2015 - Present
Wells Fargo Home Mortgage December 2011 - March 2015
Wells Fargo Home Mortgage February 2009 - December 2011
Numerous Banks and Mortgage Companies over the last 30 years August 1979 - February 2009
Skills
Mortgage Banking, Mortgage Lending
Education
California State University-Chico 1976 — 1979
B.A., Psychology
Diablo Valley College 1974 — 1976
A.A., General
Banc Home Loans December 2014 - Present
Wells Fargo Home Mortgage February 2013 - December 2014
Wells Fargo Retail Finance February 2011 - February 2013
Sears Holdings Corporation November 2005 - February 2011
Loan Express Mortgage June 2004 - November 2005
Skills
Store Management, Sales Management, Sales, Management, Leadership, Customer Service, Microsoft Office, Team Building, Time Management
Education
San Jose State University 2006 — 2010
B.A, Business Administration; Finance
JFK
First Capital, A Mortgage Company June 2015 - Present
Banc Home Loans January 2015 - June 2015
Guaranteed Rate September 2013 - June 2014
Wells Fargo Home Mortgage September 2011 - January 2013
Guild Mortgage Company March 2010 - August 2011
Countrywide Home Loans / Bank of America September 2005 - March 2010
Wells Fargo Home Mortgage 2000 - 2005
Home Savings of America 1989 - 1998
Skills
Mortgage Banking, FHA, Loan Origination, Mortgage Lending, Refinance, Loans, Reverse Mortgages, Real Estate Economics, Investments, Credit, VA loans, Real Estate Transactions, Residential Mortgages, USDA, FHA financing, Selling, Real Estate, Certified Mortgage..., Finance, Real Estate Financing, Government Loans, Investment Properties, Mortgage Underwriting, First Time Home Buyers
Education
California State Polytechnic University-Pomona 1985 — 1988
Real Estate and Law
Banc Home Loans July 2013 - Present
Pacific Residential Mortgage, LLC. December 2009 - July 2013
Mortgage West, Inc September 1991 - December 2009
Skills
Mortgage Lending, FHA, USDA, Refinance, Red Wine, Mortgage Banking, Winemaking, Loan Origination, Credit, Sellers, VA loans, Construction Loans, Residential Mortgages, Real Estate Financing, FHA financing, Loans, Real Estate, FHA Financing, VA Loans
Education
University of Oregon 1980 — 1983
Banc Home Loans July 2015 - Present
Academy Mortgage Corporation February 2015 - July 2015
imortgage.com inc. October 2012 - February 2015
Gateway Funding June 2012 - October 2012
PrimeLending August 2009 - June 2012
Skills
Loan Origination, Multi Tasking, Microsoft Office, Microsoft Excel, Microsoft Word, Microsoft Exchange, Sales Presentations, Presentations, Problem Solving, FHA, FHA financing, Fannie Mae, FHLMC, fannie direct lender, Mortgage Banking, Residential Mortgages, Real Estate Lending, Asset Based Lending, Investor Financing, Economics, First Time Home Buyers, Refinance, Jumbo Mortgage, 203K, Investors, REO, Government Loans, Short Sales, FHA Financing, Reverse Mortgages, Foreclosures, Single Family Homes, Investment Properties, Mortgage Lending
Education
University of California, San Diego 2001 — 2004
Bachelor of Arts (B.A.), Political Science and Economics
Florida State University 1999 — 2000
Banc Home Loans June 2015 - Present
Paramount Equity November 2012 - June 2013
Voyage Financial Group, Inc February 2009 - November 2012
Skills
Mortgage Lending, Refinance, Residential Mortgages, Mortgage Banking, Loans, FHA, Loan Origination, Credit, Banking, Real Estate Financing, First Time Home Buyers, Investment Properties, Real Estate, Referrals, Debt Consolidation, Commercial Mortgages, Investors, Certified Mortgage..., VA loans, Credit Analysis, Reverse Mortgages, FHA financing
Education
Spanish Springs High
Truckee Meadows Community College
Banc Home Loans February 2002 - Present
Chicago Title Insurance Company December 2001 - February 2003
Advanced Fibre Communications December 1998 - October 2001
Skills
FHA, VA, Investment Properties, Mortgage, Real Estate, Home, Refinance, Banking, First Time Home Buyers, REO, Short Sales, Mortgage Lending, Loans, Purchase, Investors, Residential, Foreclosures, Relocation, PowerPoint, First Time Buyers, Residential Homes, USDA, Property, VA loans, Referrals, Sellers, Mortgage Banking, Mortgage Marketing, Loan Origination, Certified Mortgage..., Residential Mortgages, FHA financing, Government Loans, HUD, Reverse Mortgages, VA Loans
Education
University of San Francisco 1997 — 1998
MBA, Finance/Marketing/Management
Sonoma State University 1989 — 1994
BA, Marketing
Banc Home Loans September 2014 - Present
Promontory Financial Group, LLC November 2011 - March 2013
Ovation Home Loans September 2010 - August 2011
Nations Direct Mortgage December 2007 - August 2010
New Century Mortgage 1996 - 2007
Skills
Banking, Mortgage Lending, Mortgage Banking, Strategic Planning, FHA, Loan Origination, Loans, Refinance, Residential Mortgages, Credit, Underwriting, Loss Mitigation, Mortgage Underwriting, Real Estate, Mortgage Servicing, Investment Properties, Finance, Risk Management, Reverse Mortgages, FHA financing, Financial Services, Loan Servicing, VA loans, Credit Analysis, Financial Risk, USDA, Commercial Lending, Training
Education
Riverside Community College 1981 — 1983
Associate of Arts and Sciences (A.A.S.), Business Administration and Management, General
Banc Home Loans September 2013 - Present
Pacific Mercantile Bank August 2011 - April 2013
America Funding, Inc. August 2008 - August 2011
Primary Residential Mortgage May 2007 - July 2008
People's Choice Home Loan December 2004 - September 2006
Aegis Lending November 2003 - August 2004
Ameriquest Mortgage January 2002 - November 2003
Skills
VA loans, Marketing, Credit, Mortgage Banking, Negotiation, Sales Management, FHA financing, Mortgage Lending, Loans, FHA, Refinance, Real Estate, Finance, Sales, Loan Origination, USDA, Residential Mortgages, Reverse Mortgages, Credit Analysis, Underwriting, Investment Properties, REO, First Time Home Buyers, VA Loans, FHA Financing, Banking, Real Estate Financing, Construction Loans, Government Loans, Mortgage Underwriting, Management, Residential Homes
Education
University of Iowa
Bachelor of Arts (B.A.), Communication and Media Studies
Banc Home Loans March 2015 - Present
Commerce Mortgage April 2014 - March 2015
Skills
Refinance, VA loans, Mortgage Banking, Residential Homes, Mortgage Lending, Investments, First Time Home Buyers, FHA financing, Residential Mortgages, Real Estate Transactions, Loans, Real Estate, Short Sales, Credit Analysis, REO, Credit, Investment Properties, FHA, Reverse Mortgages, USDA, Loan Origination, Construction Loans, Portfolio Management, Selling, Foreclosures, Strategic Financial..., Home Equity Lines of..., Commercial Mortgages, Sellers, Home Equity, Mortgage Marketing, Disposition, Mortgage Servicing, Condos, Asset Management, Escrow, Real Estate Economics, Non-Conforming, Loss Mitigation, Rates, Government Loans, Single Family Homes, Commercial Lending, Property Management, Certified Mortgage..., Real Estate Financing, Series 7, Home Equity Loans, Debt Consolidation, Mortgage Underwriting
Education
University of California, Santa Barbara 1971 — 1976
BA, Economics
PNC Mortgage April 2015 - Present
Banc Home Loans September 2014 - April 2015
Wells Fargo Home Mortgage December 2013 - September 2014
Everbank February 2012 - December 2013
MetLife Home Loans June 2011 - February 2012
Bank of America June 2000 - June 2011
Bank of America June 2000 - March 2002
Skills
Real Estate, Mortgage Lending, Loans, FHA, Loan Origination, Refinance, Mortgage Banking, Residential Mortgages, First Time Home Buyers, VA loans, FHA financing, Credit, Banking, Investment Properties, Sales Management, Credit Analysis, Government Loans, Commercial Banking, Consumer Lending, Mortgage Underwriting, Reverse Mortgages, USDA, VA Loans
Education
De La Salle University 1986 — 1990
BS Business and Economics, Business Management
Colegio San Agustin 1980 — 1986
Banc Home Loans July 2014 - Present
South Pacific Financial Corp April 2014 - July 2014
Prospect Mortgage, LLC November 2007 - April 2014
Lake Tahoe Mortgage May 2004 - November 2007
Skills
FHA, Loan Origination, Mortgage Banking, Residential Mortgages, Refinance, USDA, Real Estate Transactions, Credit, Loans, Residential Homes, First Time Home Buyers, Investment Properties, VA loans, Real Estate, Luxury, Mortgage Lending, Investments, Underwriting, FHA financing, Short Sales
Education
San Diego State University-California State University
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Banc Home Loans August 2013 - Present
I Mortgage January 2012 - August 2013
Samuel Scott Financial Group January 2010 - January 2012
Home Services Of America Inc January 2001 - December 2009
Skills
First Time Home Buyers, Investment Properties, Real Estate, FHA, Refinance, Mortgage Lending, Short Sales, Residential Homes, Investors, Foreclosures, Sellers, REO, Referrals, Condos, Real Estate Transactions, VA loans
Education
California Bureau of Real Estate
Landmark Education
PSI Seminars
University of Maryland College Park
Bachelor of Arts (BA)
Banc Home Loans December 2014 - Present
Skills
FHA, Mortgage Lending, Loans, Refinance, Investment Properties, Mortgage Banking, FHA financing, First Time Home Buyers, Residential Mortgages, Closings, Real Estate Financing, Luxury, Real Estate Transactions, Condos, Jumbo Mortgage, Relocation, VA Loans, Home Equity Loans, Foreclosures
Education
Anthony's school of real estate 1993 — 1994
MiraCosta College
Palomar College
Torrey Pines High School
Number One Real Estate January 2012 - Present
Number1Lending January 2008 - Present
Number1lending January 2008 - Present
WesLend Financial August 2014 - November 2014
Synergy One Lending November 2013 - August 2014
Banc Home Loans February 2013 - November 2013
Team One Lending Inc January 2000 - September 2010
Remax Team One January 2002 - June 2005
Skills
Real Estate, mortgage, Microsoft Office, Refinance, Selling, Reverse Mortgages, Loans, FHA, Finance, Referrals, REO, New Home Sales, Condos, Relocation, Single Family Homes, Real Property, Real Estate Financing, Listings, Property, Buyer Representation, FHA financing, Mortgage Lending, Brokerage, Real Estate Economics, Buyers, FHA Financing, Foreclosures, Short Sales, First Time Home Buyers, Investment Properties, Real Estate Transactions, Sellers, Investors, Residential Homes, VA Loans, Sales, USDA, Credit, HUD, Townhomes, Residential Mortgages, Mortgage Banking
Education
University of New Orleans 1980 — 1982
MBA, Business Administration and Management, General
The Ohio State University 1975 — 1979
Bachelor of Science (BS), Physical Sciences
Lycee Marie Curie 1970 — 1974
high school, sciences
Banc Home Loans September 2013 - Present
Chase May 2010 - 2013
Salisbury Bank and Trust Company December 1999 - September 2009
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Public Speaking, Banking
Education
Boston University - School of Management 1979 — 1982
Bachelor's degree, International Marketing and French
Banc Home Loans, a division of Banc of California August 2008 - Present
Banc Home Loans August 2008 - Present
Skills
Public Speaking, Communication, Strategic Planning, Social Media Marketing, Professional Experience, Customer Oriented, Mortgage Lending, Certified Mortgage..., VA loans, Loan Origination, Mortgage Underwriting, Mortgage Banking, FHA financing, Government Loans, FHA, Refinance, Loans, Banking, Reverse Mortgages, USDA, Investment Properties, First Time Home Buyers
Education
Pace University
Business Organization and Management
Banc Home Loans December 2013 - Present
Skills
Mortgage Banking, Certified Small..., Loan Origination, Credit, Residential Mortgages, Mortgage Lending, USDA, FHA financing, Small Business, FHA, VA loans, Refinance, Underwriting, Loans, Reverse Mortgages, Construction Loans, Banking, Consumer Lending, Commercial Lending, First Time Home Buyers, Customer Service, Training, Small Business Lending
Education
Southern Oregon University
Busniess Marketing
Southern Oregon University
BS - Business Marketing, Business - Business Strategies and Communication
Banc Home Loans April 2014 - Present
EverBank July 2012 - Present
PNC Mortgage February 2008 - August 2012
Wachovia Mortgage 2004 - 2008
Skills
Loans, Mortgage Lending, FHA, Mortgage Banking, Refinance, Loan Origination, VA loans, Residential Mortgages, Credit, FHA financing, First Time Home Buyers, Construction Loans, Investment Properties, Credit Analysis, Reverse Mortgages, Banking, Real Estate Financing, Certified Mortgage..., Real Estate
Education
American University - Kogod School of Business 1995 — 1999
international Finance, Business Finance
American University 1993 — 1997
Bachelor of Science (BS), International Finance
Banc Home Loans February 2015 - Present
Willamette Valley Bank October 2014 - Present
Performance Home Loans September 2013 - March 2014
Bridgeview Bank Mortgage August 2012 - July 2013
Pinnacle Capital Mortgage Corporation September 2009 - April 2012
Bolton Home Lending 2009 - 2012
Summit Funding Group, Inc. 2008 - 2009
Equity Financial Services, Inc. May 1995 - February 2008
Fairway Financial 1994 - 1995
Fleet Bank 1993 - 1994
Skills
Mortgage Lending, Mortgage Banking, Mortgage, Real Estate, Government Loans, Rural Housing, Refinance, USDA, FHA, Residential Mortgages, FHA financing, VA loans, Certified Mortgage..., First Time Home Buyers, Loan Origination, Investment Properties, Debt Consolidation, Credit, Mortgage Servicing, Refinancings, Residential Homes, Home Equity Loans, Wholesale Lending, 203K, Mortgage Underwriting, Management, Independent Financial..., Financial Advisory, Financial Analysis, Finance, Housing Finance, Assisting First Time..., Rates, Consumer Lending, Reverse Mortgages, Mortgage Brokers, Loan Officers, Construction Loans, Funding, Financial Services, Real Estate Lending, Branch Management, Customer Service, Branch Banking, Banking, Credit Analysis, Real Estate Financing, Loan Pricing, Jumbo Mortgage, Jumbos
Education
Oregon State University 1983 — 1987
Bachelor of Science (BS), Business/Finance
Oakland High School 1978 — 1981
Banc Home Loans February 2010 - Present
Stanford Mortgage September 2006 - January 2010
Eagle Home Mortgage September 2000 - September 2005
Skills
Mortgage Lending, Conventional Financing, FHA financing, Investment Property..., Government Loans, DU Refi Plus, 1-4 Units, Self-Employed Borrowers, VA Financing, USDA, Portfolio Loan Products
Education
California State University-Chico 1975 — 1980
BA Psychology, Child Development
Paradise High School 1970 — 1975
Banc Home Loans February 2006 - Present
Skills
VA, USDA, Conventional, FHA, Refinance, Mortgage Lending, Mortgage Industry, Loan Origination, Conforming, Mortgage Banking, Mortgage, Loans, Purchase, First Time Home Buyers, Credit, Investment Properties, Home, Banking, Investors, Funding, Investments, REO
Education
California State University-Fullerton
Master's degree, Marketing
ReSet America Now November 2014 - Present
Banc Home Loans December 2013 - November 2014
Skills
PowerPoint, Research, Customer Service, Public Speaking, Microsoft Office, Strategic Planning, Editing, Social Networking, Microsoft Word, Marketing Strategy, Social Media, Negotiation
Education
San Jose State University
Electrical and Electronics Engineering
Banc Home Loans November 2013 - Present
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Outlook, Customer Service, English, Budgets, Windows, Research, Strategic Planning, Public Speaking, Negotiation, Teaching, Photoshop, HTML, Team Building
Education
Shenandoah University 1976 — 1980
Bachelor's degree, Business Administration and Management, General, B
Shenandoah University 1976 — 1980
Bachelor's degree, Business Administration and Management, General, B
BANC Home Loans April 2015 - Present
First Bank November 2014 - April 2015
Commerce Home Mortgage October 2013 - November 2014
Preferred Mortgage Associates March 2004 - August 2013
Skills
Mortgage Lending, Mortgage Marketing, Refinance, FHA, Mortgage Banking, Loan Origination, Loans, Residential Mortgages, VA loans, Real Estate Economics, Credit Analysis, Credit, First Time Home Buyers
Education
California Polytechnic State University-San Luis Obispo 1978 — 1980
Bachelor of Science (BS)
Pacific Grove High School 1972 — 1976
Skyline Home Loans August 2015 - Present
Banc Home Loans May 2013 - March 2014
Skills
Mortgage Lending, Refinance, Residential Mortgages
Education
Ferris State University
Studied Business Administration, Business Administration and Management, General
Banc Home Loans June 2014 - Present
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, English, Banking
Education
Golden Gate University