Bay State Savings Bank
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Bay State Savings Bank Employees
Adam D. Schmaelzle Attorney at Law December 2013 - Present
The Law Offices of Thomas S. Kaplanes March 2013 - August 2013
Suffolk University Law School August 2010 - May 2013
Suffolk County District Attorney's office September 2012 - March 2013
MA Department of Children and Families December 2011 - May 2012
Bay State Savings Bank 2010 - 2010
Skills
Litigation, Corporate Law, Trials, Westlaw, PowerPoint, Motions, Legal Research, Legal Writing, Wills, Courts, Criminal Law, Family Law, Commercial Litigation
Education
Suffolk University Law School 2010 — 2013
Juris Doctorate, Litigation, General Practice
Becker College 2006 — 2010
BS, Business Administration and Management
Hamden High School 2003 — 2006
Nichols College August 2013 - Present
Nichols College September 2012 - Present
Nichols College October 2011 - September 2012
Bay State Savings Bank June 2006 - October 2011
Education
Nichols College 2011 — 2012
Master's in Business Administration, Security Management
Nichols College 2008 — 2011
Bachelor of Science in Business Administration, Criminal Justice Management
South Carolina DMV July 2014 - Present
Worcester Head Start October 1999 - February 2013
Bay State Savings Bank June 1997 - December 1998
Fleet Bank February 1995 - May 1997
Skills
Educational Instruction, Microsoft Word, Customer Service, Higher Education, Staff Development, Training, Research, Public Speaking, Curriculum Design
Education
Bay Path University 2010 — 2012
Liberal Arts, Early Childhood Education and Teaching, Preschool
Quinsigamond Community College 1991 — 1994
Liberal arts, Liberal Arts and Sciences/Liberal Studies
Leader Bank March 2015 - Present
Bay State Savings Bank March 2013 - March 2015
Bizminga December 2012 - March 2013
GreenerU October 2012 - January 2013
Clark University December 2011 - December 2012
EDEC The Energy Development Center June 2012 - August 2012
Sustainable Business Leader Program November 2011 - February 2012
Guoyuan Securities Company Limited July 2011 - August 2011
Singapore General Hospital April 2011 - May 2011
Zurich Financial Services February 2010 - February 2010
Skills
Financial Analysis, Microsoft Excel, Leadership, Sustainability, PowerPoint, Data Analysis, Finance, Budgets, Project Management, Nonprofits, SPSS, Renewable Energy, Access, Training, Analysis, Sustainability Strategy, Bloomberg Terminal, QuickBooks, Credit Analysis, Management, Microsoft Office, Underwriting, Commercial Lending, Credit Risk, Financial Risk
Education
RMA Lending School
Clark University 2011 — 2013
Master of Science (M.S.), Finance
Xiamen University 2007 — 2011
Bachelor of Science (B.S.), Dual Degree: Medicine, Mathematical Finance, National Merit Scholarship Holder
Hannoush Jewelers Inc. October 2007 - Present
Bank Audi July 2011 - August 2011
Bay State Savings Bank September 2007 - May 2008
Management Transportation Services June 2007 - August 2007
Education
Clark University 2008 — 2012
Bachelor of Arts (B.A.), Economics
Stearns Lending May 2015 - Present
Bank of England dba ENG Lending June 2014 - Present
Wells Fargo Home Mortgage June 2012 - November 2013
Central One Federal Credit Union December 2011 - May 2012
Bay State Savings Bank September 2010 - November 2011
H&R Block November 2009 - April 2010
Navigant Credit Union June 2009 - July 2009
H&R Block11 November 2008 - April 2009
InterBay Funding April 2007 - April 2008
Interbay Funding April 2001 - April 2007
Skills
Residential Mortgages, Consumer Lending, Loans, Loan Origination, Credit, Refinance, Mortgage Lending, Banking, Commercial Lending, Loss Mitigation, Mortgage Servicing, Commercial Mortgages, Mortgage Banking, Finance, Mortgage Underwriting, Credit Analysis, Loan Servicing, Portfolio Management, Underwriting, Customer Service, FHA, Process Improvement, Administrative..., Work Ethic, Kindness, Dependable Team Player, VA loans, Real Estate Financing, Educational Leadership, Internal Communications, VA Loans
Education
Bryant University
Accounting Coursework
Community College of Rhode Island
Associates Degree, General Studies
Merrill Lynch September 2013 - Present
Merrill Lynch June 2005 - Present
Bank of America June 2005 - June 2008
Bay State Savings Bank 2001 - 2005
Skills
Series 7, Mortgage Lending, Series 63, Series 6, Wealth Management, Loans, Credit, Investments, Banking, Mutual Funds, Retirement Planning, Private Banking, Securities
Education
Clark University 2001 — 2005
Masters Degree, Business Administration
Plymouth State University 1997 — 2001
Bachelors Degree, Business
St. Mary's Credit Union November 2013 - Present
Nichols College March 2015 - Present
St. Mary's Credit Union November 2010 - November 2013
Bay State Savings Bank August 2002 - October 2010
Skills
Marketing, Social Media Marketing, Strategic Planning, Sales, Banking, Market Research, Management, Data Analysis, Marketing Strategy, Customer Service, Copywriting, Marketing Communications, Business Development, Research, Event Planning, Social Media, Product Development, Public Speaking, Budgets, Strategy, Leadership, Training, Team Leadership, Project Management, Risk Management, Fundraising, Cash Flow, Business Strategy, Nonprofits, Small Business, Non-profits, Financial Analysis, Portfolio Management, Lead Generation, New Business Development, Commercial Lending, SBA Lending, Small Business Lending, Finance, Credit, Loans, Commercial Banking, Credit Analysis, Underwriting, Analysis, Financial Services, Loan Origination, Account Management, Cash Management
Education
Nichols College 2006 — 2007
MBA
Embry-Riddle Aeronautical University 1998 — 2002
Bachelor's Degree, Human Factors Engineering
Notre Dame Academy 1994 — 1998
ABA Commercial Lending School
Oracle 2015 - Present
Liberty Mutual Insurance July 2013 - February 2015
Enterprise Rent-A-Car June 2011 - April 2013
Snyder's-Lance, Inc. May 2010 - May 2011
OfficeMax September 2009 - May 2010
The Beechwood Hotel April 2009 - September 2009
Boston Harbor Hotel April 2008 - August 2008
Bay State Savings Bank August 2004 - August 2006
Skills
Sales, Customer Service, Teamwork, Customer Retention, Management, Outside Sales, Time Management, Microsoft Office, Logistics, Marketing, Leadership, Employee Training, Networking, Account Management, Presentations, InDesign, Creative Writing, Business Communications, Microsoft Excel, PowerPoint, Direct Sales, Social Media
Education
University of Massachusetts Dartmouth 2006 — 2011
Bachelor of Arts (BA), English- Writing, communications and rhetoric
auburn high school 2002 — 2005
Bay State Savings Bank November 2006 - Present
Workers' Credit Union September 1998 - November 2006
Skills
Banking, Loans, Sales Management, Business Development, Networking, Retail Banking, Strategic Planning, Management, Customer Service, Budget, Credit, Risk Management, Mortgage Lending, Consumer Lending, Executive Management, Lines Of Credit, Marketing, Branch Management, Branch Banking, New Business Development, Leadership Development, Time Management, Credit Unions, Credit Cards, Financial Risk, Vendor Management, Relationship Management, Due Diligence, Strategy, Cross Selling, Training, Sales, Commercial Lending, Small Business Lending, Commercial Banking
Education
Fitchburg State University
St. Mary's Credit Union July 2009 - Present
Digital Federal Credit Union August 2002 - February 2009
Bay State Savings Bank June 2000 - July 2002
Commerce Bank & Trust Company March 1994 - June 2000
Skills
Risk Management, Security, Security Training, Banking, Enforcement, Fraud, Analysis, Disaster Recovery, Management, Mortgage Lending, Retail Banking, Training, AML, Courts, Loss Prevention, Networking
Education
Nichols College
BSBA
EY August 2015 - Present
Built-Rite Tool & Die, Inc. January 2015 - April 2015
Massachusetts Small Business Development Center Network - Central Regional Office April 2013 - January 2015
Bay State Savings Bank August 2013 - December 2013
The Princeton Club of New York March 2011 - December 2012
The West Side Tennis Club June 2010 - March 2011
Skills
Financial Modeling, Financial Analysis, Microsoft Excel, Management, Revenue Analysis, Research, Budgets, Strategy, Forecasting, Analysis, Finance, Mergers & Acquisitions, Negotiation, Entrepreneurship, Business Strategy, Market Research, Investments, Data Analysis, Time Management, Banking, Consulting
Education
Clark University 2013 — 2014
Master of Business Administration (M.B.A.), Accounting and Finance, GPA 4.0
University of New Hampshire - Whittemore School of Business and Economics 2006 — 2010
Bachelor's degree, Hospitality Management
Bay State Savings Bank June 2015 - Present
Bay State Savings Bank March 2014 - June 2015
Bay State Savings Bank September 2006 - March 2014
Graystone Solutions, Inc. May 2002 - September 2006
Skills
Mortgage Banking, Residential Mortgages, Commercial Mortgages, Mortgage Servicing, Loans, Loan Servicing, Underwriting, Commercial Lending, Consumer Lending, Credit Analysis, Commercial Banking, Mortgage Lending, Commercial Real Estate, Credit, Banking, Refinance, Residential Homes, Branch Management, Credit Risk, Lines Of Credit, Retail Banking, Cross Selling, Loan Origination, Small Business Lending, Loss Mitigation, Mortgage Underwriting, Financial Analysis, Loan Modifications, Risk Management, Finance, Home Equity Loans
Education
Clark University
Bachelor of Arts (B.A.), English Language and Literature/Letters
University of East Anglia
Study Abroad
IBM August 2014 - Present
John Hancock Financial Services March 2013 - August 2014
John Hancock Life Insurance Company (U.S.A.) August 2011 - March 2013
RBS Citizens Financial Group September 2009 - August 2011
RBS Citizens Financial Group May 2009 - August 2009
Admiral Packaging Inc February 2009 - May 2009
Richard C. Young and Co. Ltd May 2008 - August 2008
Bay State Savings Bank December 2003 - August 2007
Education
Suffolk University Law School 2013 — 2017
Juris Doctor
University of Massachusetts Boston 2012 — 2012
Professional Certificate, Practical Project Management
University of Rhode Island - College of Business Administration 2005 — 2009
Bachelor of Science, Supply Chain Management
Wells Fargo Home Mortgage April 1999 - Present
FirstFed 1992 - April 1999
Commerce Bank and Trust 1989 - September 1992
Bay State Savings Bank 1981 - October 1988
Skills
VA, Mortgage Lending, FHA, HomePath, USDA, Renovation, Investment Properties, Mortgage Banking, First Time Home Buyers, Finance, Real Estate, Residential Mortgages, Refinance, Referrals, Loans, Sellers, Foreclosures, VA loans, FHA financing, Loan Origination, Credit, Certified Mortgage..., Real Estate Financing, Loss Mitigation, Reverse Mortgages, Investors, Short Sales, FHA Financing, VA Loans, Single Family Homes
Education
Assumption College 1982 — 1985
B.A., Business-Management
Quinsigamond Community College 1980 — 1981
A.A., Business Management
University of Massachusetts, Amherst 1979 — 1980
Bachelor of Science (B.S.), Business-Management
St. Peter-Marian CCHS 1975 — 1979
diploma, college prep
Citizens Bank June 2015 - Present
Bay State Savings Bank December 2013 - May 2015
Santander Bank August 2011 - November 2013
Reliant Mortgage Co. LLC February 2009 - August 2011
People's Mortgage Corporation September 1998 - July 2008
Accubanc Mortgage 1997 - 1998
BayBank September 1993 - October 1996
Skills
Loan Origination, Property & Casualty..., FHA, Mortgage Lending, Mortgage Banking, First Time Home Buyers, CRA Programs, Residential Mortgages, Real Estate, Construction Loans, Investment Properties, Refinance, Small Business
Education
Suffolk University - Sawyer Business School 1978 — 1983
BS, Business Management
Arlington High School, Arlington, MA 1974 — 1978
AA Limousine Co September 2009 - Present
AA Transportation Co June 2009 - Present
Westboro Toyota October 2007 - May 2009
Bay State Savings Bank September 2005 - October 2007
Skills
Customer Service, Microsoft Office, Data Entry, Microsoft Excel, Microsoft Word, Inventory Management, Process Scheduler, Customer Satisfaction, PowerPoint, Outlook, Shipping, Inventory Control, Telephone Skills, Cashiering, Appointment Scheduling, Management, Budgets, Dispatching, Training, Strategic Planning, Supervisory Skills, Sales, Leadership, Operations Management, Transportation, Team Leadership, Event Planning, DOT regulations
Education
Stevens Henager College 2010 — 2012
Associates Degree, Business, Accounting and Property Management, 4.43 GPA
Salter College-West Boylston 2007 — 2009
Associates Degree, Medical Assisting
Auburn Senior High School 2004 — 2006
General Education, High School/Secondary Diplomas and Certificates, 3.16
UniBank for Savings April 2010 - Present
UniBank for Savings March 2009 - April 2010
Bank of America March 1990 - February 2009
Bank of Boston 1990 - 1995
Bank of New England 1985 - 1990
Bay State Savings Bank 1983 - 1984
Skills
Credit, Team Building, Banking, Market Penetration, Sales, Competitive Analysis, Return on Investment, Commercial Banking, Financial Risk, Consumer Lending, Small Business Lending, Leadership, Risk Management, Pricing, Loans, Coaching, Portfolio Management, Underwriting, Finance, Commercial Lending, Management, Customer Service, Mortgage Lending, Financial Analysis, Relationship Management, Lines Of Credit, Cash Management, Credit Analysis
Education
Assumption College 2003 — 2008
MBA, Sales & Marketing
Assumption College 1984 — 1990
BA, Management
Bay State Savings Bank October 1997 - Present
Eunice Kennedy Shriver Center 1995 - 1997
The Lipton Center 1987 - 1995
Skills
Training, Fundraising, Non-profits, Public Relations, Strategic Human..., Marketing, Marketing Communications, Management, Customer Service, Mortgage Lending, Networking, Thought Leadership, Loans, Retail Banking, Executive Management, Banking, Sales Management, Relationship Management, Strategic Planning, Financial Analysis, Budgets, Business Development, Event Management, Marketing Strategy, Employee Benefits, Employee Engagement, Employment Law, Social Media..., Human Resources, Human Resource..., Credit, Small Business, Risk Management, Coaching, Commercial Lending, Consumer Lending, Team Building, Nonprofits, Leadership, Strategy, Sales, Leadership Development, Organizational..., Team Leadership, Lines Of Credit, Personnel Management, Commercial Banking, Commercial Mortgages, Cross Selling, Branch Banking
Education
Anna Maria College 1985 — 1987
MBA, Marketing -- Business Administration
College of the Holy Cross 1981 — 1985
BA, English
Millbury Memorial High School 1978 — 1981
diploma, college-prep
Bay State Savings Bank March 2015 - Present
Primerica, Gauvin and Associates July 2012 - Present
Santander Bank, N.A. 2013 - 2014
Evolve Bank & Trust Mortgage Services 2011 - 2012
Citizens Bank 2010 - 2011
Bank of America 2007 - 2009
Bank of America 2003 - 2007
Choice One Communications 2001 - 2003
Commonwealth of Massachusetts 1986 - 1997
Skills
Investments, Insurance, Sales, Leadership, Training, Retirement Planning, Loan Origination, Small Business Lending, Financial Services, Wealth Management, Consumer Lending, Sales Management, Team Building, Customer Service, Strategic Planning, PowerPoint, Mortgage Lending, MS Word, MS Excel, Quickbooks, Credit, Loans, Banking, Finance, Retail Banking, Retirement, Microsoft Office, Financial Analysis, Public Speaking, Portfolio Management, Mutual Funds, Financial Planning, Life Insurance
Education
University of Massachusetts, Amherst 1977 — 1980
Bachelor of Arts, Psychology
Northeastern University 1975 — 1977
Psychology
Burlington High School 1971 — 1975
High School
Bay State Savings Bank March 2009 - Present
UniBank for Savings November 1994 - May 2001
Shawmut Bank 1978 - 1994
Skills
Banking, Retail Banking, Loans, Operations Management, Mortgage Lending, Credit Risk, Risk Management, Team Motivation, Procedure Manuals, Risk Assessment, Policy, Project Management
Education
Becker College 2004 — 2008
Bachelor of Business Administration (BBA), Business Administration and Management, General
Bay State Savings Bank September 2007 - Present
Skills
Mortgage Lending, Commercial Lending, Loans, Training, Credit, Executive Management, Commercial Banking, Small Business Lending, Management, Banking, Consumer Lending, Retail Banking, Business Development, Strategic Planning, Sales, Commercial Mortgages, Financial Analysis, Small Business, Credit Risk, Lines Of Credit, Risk Management, Residential Mortgages, SBA, Credit Analysis, Finance, Loan Origination, Cash Management, Refinance
Education
Mount Wachusett Community College
Quabbin Regional High School
Millbury Savings Bank June 2014 - Present
Bay State Savings Bank February 2001 - June 2014
Millbury Savings Bank February 1997 - February 2002
BankBoston January 1989 - January 1998
Mechanics Bank 1993 - 1995
Skills
Mortgage Lending, Loans, Budgets, Real Estate, Business Development, Banking, Mortgage Servicing, Risk Management, Portfolio Management, Strategic Planning, Training, Management, Executive Management, Commercial Banking, Lines Of Credit, Consumer Lending, Commercial Lending, Retail Banking, Sales, Small Business Lending, Credit, Branch Management, Commercial Mortgages, Cross Selling, Refinance, Small Business, Credit Risk, Financial Analysis, Loan Origination, Branch Banking, FHA, Cash Management, Relationship Management, Mortgage Banking, Residential Mortgages, Credit Analysis, Finance, FHA financing, Underwriting, Loss Mitigation, Real Estate Financing
Education
Nichols College 2005 — 2008
Business
North Middlesex Savings Bank April 2010 - Present
North Middlesex Savings Bank April 2010 - November 2012
North Middlesex Savings Bank April 2010 - March 2012
Spencer Savings Bank August 2004 - April 2010
Bay State Savings Bank December 1999 - July 2004
Key Bank 1998 - 1999
Farmington National Bank January 1995 - August 1998
First NH Bank 1990 - 1995
Skills
Loans, Commercial Lending, Credit, Financial Analysis, Banking, Customer Relations, Strategic Planning, Strategic Partnerships, Organizational..., Team Leadership, Commercial Mortgages, Customer Engagement, Customer Service, Credit Analysis, Investments, Leadership, Lean Thinking, Long-term Customer..., Management, Marketing, Mortgage Lending, New Business Development, Portfolio Management, Real Estate, Retail Banking, Risk Management, Small Business Lending, Small Business, Commercial Banking, Consumer Lending, Finance
Education
Southern New Hampshire University 1992 — 1997
Master of Business Administration (MBA), Finance, General
University of New Hampshire 1986 — 1990
Bachelors, Economics
University of New Hampshire - Whittemore School of Business and Economics 1986 — 1990
Bachelor of Arts (B.A.), Economics
Nashua High School 1984 — 1986
RBC April 2015 - Present
Moneris Solutions September 2013 - March 2015
Central One Federal Credit Union October 2010 - July 2012
Bay State Savings Bank April 2009 - October 2010
Skills
Financial Analysis, Credit Analysis, Corporate Finance, Business Analysis, Organizing, Foreign Languages, Multitasker, Valuation, Commercial Lending, Accounting, Analysis, Banking, Bloomberg, Business Development, Cash Flow, Commercial Banking, Consumer Lending, Credit, Credit Risk, Data Analysis, Derivatives, Equities, Equity Research, Executive Management, Finance, Financial Modeling, Investment Banking, Investments, Loans, Portfolio Management, Retail Banking, Risk Management, Small Business Lending
Education
Clark University 2008 — 2010
Master, Finance
Shanghai University 2004 — 2008
Dual Bachelor's, Law / International Economics and Trade
Milford Area Chamber of Commerce December 2013 - Present
Country Bank April 2010 - March 2013
Country Bank April 2008 - April 2010
Clinton Savings Bank 2000 - 2008
Bay State Savings Bank 1998 - 2000
Shawmut Bank 1980 - 1990
Skills
Human Resource, Strategic Planning, Compliance, Sales Management, Budgets, Retail Banking, Sales, Employee Relations, Team Building, Customer Service, Branch Management, Cross Selling, Coaching, Deposits, Branch Banking, Retail, Employee Training, Consumer Lending, Small Business Lending, Loans, Leadership, Personal Banking, Training, Credit, Commercial Lending, Credit Risk, Credit Analysis, Lines Of Credit, Mortgage Lending, Cash Management, Internet Banking, Loan Origination, Risk Management, Electronic Payments, Contract Negotiation, On-Boarding Program, Job Descriptions, Job Evaluation, Hiring Employees, Core Banking, Finance, Financial Services, Mortgage Banking, Portfolio Management, Underwriting, Loan Servicing, Management, Banking, Small Business
Education
Stonier Graduate School Of Banking 2013 2011 — 2013
Finance and Banking
Wharton School of Business 2011 — 2013
Wharton Leadership Certificate
Assumption College 2008 — 2010
Certificate, Human Resource
Fitchburg State College 1979 — 1981
Bachelor's degree, Business Administration and Management, General
Bay State Savings Bank May 2002 - Present
CIGNA Healthcare 2001 - 2002
Fidelity Investments 1997 - 2000
Tracer Research 1995 - 1996
Skills
Training, HP, Management, Strategic Planning, Networking, Budgets, Business Development, Data Analysis, Supervisory Skills, Banking, Leadership, Microsoft Office, Executive Management, Sales, Marketing
Education
Bryant & Stratton, Boston, MA
Business Administration and Management, General
Quinsigamond Community College
Finance, General
Bay State Savings Bank December 2010 - Present
Holden Area Chamber of Commerce February 2010 - August 2010
Central MA Convention & Visitors Bureau November 2008 - October 2009
Eagle Hill School March 2004 - June 2008
Devereux Center of Massachusetts July 2001 - February 2004
Smith Brothers Printing October 1993 - June 2001
Skills
Copywriting, Press Releases, Public Relations, Event Planning, Advertising, Adobe Creative Suite, Marketing, Editing, Online Advertising, Graphic Design, Newsletters, Photography, Trade Shows, Web Content, Marketing Communications, Email Marketing, Sales
Education
Colby College 1978 — 1982
BA, English
The Hanover Insurance Group 2003 - Present
Work on contract 2002 - 2011
CIGNA Health Care of Mass. 1996 - 2002
Jewish Geriatric Services 1995 - 1996
Carney Hospital 1993 - 1995
Hillhaven Corporation (Harrington House) 1991 - 1992
HealthPro 1989 - 1991
Bay State Savings Bank 1986 - 1989
New City Communications 1982 - 1986
Skills
Media Relations, Microsoft Office, Digital Marketing, Marketing, Internal Communications, Corporate Communications, Google Analytics, Website Development, Content Development, Fundraising, Strategic Communications, Editing, Strategic Planning, Social Networking, SEO, Insurance, Online Marketing, Web Content, Marketing Communications, Creative Direction, Public Relations, Newsletters, Advertising, Integrated Marketing, Event Planning, Project Management, Non-profits, Copywriting, Press Releases, Social Media Marketing
Education
Rowan University 1972 — 1976
Bachelor of Arts (BA), Mass Communication/Media Studies
Clark University
Master of Science, Professional Communications
Bay State Savings Bank May 2007 - Present
Peerless Financial Solutions Inc. August 2004 - Present
Congregational Church of Grafton, UCC 2010 - November 2014
Grafton Suburban Credit Union 2002 - 2007
YWCA of Centeral Massachusetts August 1993 - August 2004
Skills
Non-profits, Financial Management, Financial Analysis, Financial Reporting, Accounting, Budgeting, Business Planning, Business Strategy, Excel, Governance, Budgets, Credit, Training, Banking, Nonprofits, Program Management, Strategic Planning, Change Management, Managerial Finance
Education
University of New Hampshire -- Peter T. Paul College of Business and Economics 1987 — 1989
M.B.A., Finance
College of the Holy Cross 1980 — 1984
B.A., Economics
Bay State Savings Bank March 2009 - Present
Bank of America/Fleet Bank 2003 - 2009
SG Fortitudo 1982 - 1984
Skills
Sales Management, Product Management, Sales Process, Career Paths, Coaching Staff, Proven Leadership Skills, Executive Coaching, 360 Feedback, Individual Assessment, Commercial Credit Risk..., Leadership, Banking, Loans, Customer Service, Consumer Lending, Lines Of Credit, Small Business Lending, Commercial Lending, Retail Banking, Small Business, Mortgage Lending, Business Development, Commercial Banking, Cross Selling, Loan Origination, Credit, Branch Management, Commercial Mortgages, Credit Analysis, Mortgage Banking, Risk Management, Credit Risk, Mortgage Servicing, Relationship Management, Underwriting, Loss Mitigation, FHA, Residential Mortgages, Portfolio Management, Financial Risk, Wealth Management, Financial Analysis, Executive Management, Credit Cards, Financial Services, Real Estate Financing, Branch Banking, VA loans, Finance, Investment Properties
Education
Eckerd College
BA, Political Science-History
St. PeterMarian HS
Digital Federal Credit Union May 2012 - Present
Town of Putnam CT 2002 - Present
Bay State Savings Bank April 2009 - May 2012
Hometown Bank, a Cooperative Bank 2004 - 2009
Westbank January 2000 - January 2004
Nutmeg Container January 1996 - January 2000
Talent Tree Staffing Services January 1994 - January 1996
Commerce Bank & Trust Co January 1987 - January 1995
Skills
Supervisory Skills, Hiring, Policy, Banking, Public Speaking, Retail Banking, Consumer Lending, Mortgage, Coaching, Team Building, Operations Management, Administration, Problem Solving, Customer Service, Customer Relations, Loans, Negotiation, Team Leadership, Cross Selling, Mentoring, System Administration, Sales Management, Budgets, Management, Employee Training, Mortgage Lending, Sales, Commercial Banking, Strategic Planning, Training, Executive Management, Credit, Business Development, Human Resources, Lines Of Credit, Branch Management, Recruiting, Interviews, Small Business Lending, Credit Unions, Commercial Lending
Education
Eastern Connecticut State University
B.S, Business Administration
Bay State Savings Bank July 2011 - Present
BankNewport May 1988 - October 2010
United States Marine Corps July 1978 - July 2000
Education
University of Rhode Island - College of Business Administration 1993 — 1999
M.B.A.
Rhode Island College 1974 — 1978
BA, psychology
Bay State Savings Bank October 2013 - Present
College of the Holy Cross - Educational Techology August 2011 - May 2013
Arts Worcester December 2012 - March 2013
Worcester Polytechnic Institute - Fuller Labs June 2009 - October 2009
Skills
Web Design, Web Development, Design Research, Creative Writing, Customer Service, Perspective Drawings, Technical Drawing, Industrial Design, Digital Photography, Photoshop, Illustrator, Dreamweaver, Basic HTML, python programming...
Education
College of the Holy Cross 2009 — 2013
Bachelor's Degree
north high
Santander Bank April 2014 - Present
Jacob Jewelers and Shrewsbury Tailors 2011 - Present
Bay State Savings Bank January 2010 - January 2011
Citizens Bank 2010 - 2010
Bank of America 2006 - 2009
Skills
Management, Sales Management, Building Relationships, Financial Services, Small Business, Bank Management, Marketing, Advertising, Finance, Investments, Mortgage Lending, Portfolio Management, Banking, Sales, Credit, Customer Service, Loans, Retail Banking, Risk Management
Education
Assumption College
Bachelor of Science (BS)
Doherty High School
Dermatology 2015 - Present
Grafton Job Corps 2013 - July 2014
Grafton Job Corp 2013 - 2014
Bay State Savings Bank 2001 - 2010
Town of Shrewsbury Massachusetts 1997 - 2001
Amoskeag Bank 1983 - 1991
Skills
Certified EKG Technician, Phlebotomist, LPN License, Nursing, Customer Service, Home Care, Patient Safety, Public Speaking, Health Education, Rehabilitation, Hospitals, Healthcare, Public Health, Cpr Certified, EKG
Education
Quinsigamond Community College
Assabet Valley Nursing
Practical Nursing
GFA Federal Credit Union March 2006 - March 2015
St Marys Credit Union 2004 - 2006
Bay State Savings Bank 2003 - 2004
Community National Bank 1998 - 2003
DCU Federal Credit Union 1996 - 1998
Community National Bank/Hudson National Bank 1989 - 1996
Skills
Marketing, Business Development, Public Relations, Leadership, Sales, Team Building, Retail, Banking, Sales Management, Retail Banking, Credit, Business Planning, Customer Service, Management, Consumer Lending, Loans, Mortgage Lending, Strategic Planning
Education
Johnson and Wales University 1991 — 1995
Millbury Savings Bank June 2014 - Present
Bay State Savings Bank February 2001 - June 2014
Millbury Savings Bank February 1995 - February 2001
Mechanics Bank / BankBoston January 1987 - February 1995
Education
The Center for Financial Training of Southern New England 2001 — 2004
Banking and Financial Support Services
Nichols College
Business Administration and Management, General
Bay State Savings Bank October 1989 - Present
State Street Bank & Trust Company September 1988 - September 1989
Skills
Account Reconciliation, Finance, Accounting, Variance Analysis, Accounts Payable, General Ledger
Education
University of Massachusetts, Amherst 1984 — 1988
Bachelor's Degree, Mathematics and Statistics with a minor in Accounting