BayCal Financial

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BayCal Financial Employees

Employee
Years
Job
Industry
Natalie Petersen Natalie Petersen Omaha, Nebraska Details
Natalie Petersen's BayCal Financial Experience December 2000 - July 2004
Job Technology Sales Account Executive at All Makes Office Equipment
Industry Internet
Experience
All Makes Office Equipment  February 2015 - Present
Mutual of Omaha  September 2014 - January 2015
Bank of the West  September 2013 - May 2014
PayPal  March 2010 - May 2013
Southwest Credit Services   August 2004 - August 2009
BayCal Financial   December 2000 - July 2004
Union Bank & Trust  August 1994 - August 2000

Skills
Sales Process, Salesforce.com, Account Management, Sales, Customer Retention, Selling, Direct Sales, Strategic Partnerships, Lead Generation, B2B, Online Marketing, Online Advertising, Cold Calling, Marketing, Mortgage Lending, Construction Loans, Credit Scoring, Consumer Lending, Merchant Card Processing, Product Marketing, Home Equity Loans, FHA, Home Equity Lines of..., Public Speaking, Public Relations, Sales Presentations, Training & Development, Mortgage Underwriting, Medicare Supplements, Customer Service

Education
University of Nebraska at Kearney
Business Administration

Erica Bracken Erica Bracken United States Details
Erica Bracken's BayCal Financial Experience March 2007 - September 2010
Job Audit Associate at Opportunity Fund
Industry Graphic Design
Experience
Opportunity Fund  July 2015 - Present
Opportunity Fund  November 2013 - Present
The Affari Project   August 2013 - Present
Advantech  January 2013 - July 2013
HeBrews Coffee   August 2011 - October 2012
BayCal Financial   March 2007 - September 2010

Skills
Photoshop, HTML, Microsoft Office, PowerPoint, Microsoft Word, Graphic Design, Illustrator, Microsoft Excel, Windows, Adobe Creative Suite, Logo Design, Customer Service, Advertising, Social Media Marketing, Social Networking, Photography

Education
San Jose State University   1999 — 2004
Bachelor of Arts (B.A.), Design Studies Emphasis in Graphic Design

Simpson University   2000 — 2001

Wendy Cui Wendy Cui San Francisco Bay Area Details
Wendy Cui's BayCal Financial Experience June 2002 - December 2010
Job Independent distributor
Industry Health, Wellness and Fitness
Experience
Nuskin Enterprises  December 2010 - Present
BayCal Financial   June 2002 - December 2010

Education
Dongbei University of Finance and Economics   1980 — 1984
BS, Economics

Karen Fang Karen Fang San Jose, California Details
Karen Fang's BayCal Financial Experience October 2009 - July 2013
Job Procurement, Sourcing
Industry Telecommunications
Experience
Fiberton Technology   March 2012 - August 2013
BayCal Financial   October 2009 - July 2013
Siemens Procurement & Logistics Services   October 1999 - September 2007
TransComm Technology Systems   April 1997 - September 1999
Novartis  April 1998 - May 1998
Swiss Goverment   1988 - 1995
Roche  April 1988 - September 1989

Skills
Market Research, English, Marketing, German, Multilingual, Mandarin, Cantonese, Real Estate, Logistics, First Time Home Buyers, Mortgage Lending, Loans, Procurement, Credit, Finance, Social Media Marketing, Selling, Marketing Communications, Sales, Account Management, Marketing Strategy, Cross-functional Team..., Customer Service, Strategic Planning, Management, Project Management

Education
Universität Basel   1991 — 1995
Bachelor, Economics and Business Administration

Joshua Leybin Joshua Leybin Philadelphia, Pennsylvania Details
Joshua Leybin's BayCal Financial Experience July 2005 - August 2005
Job Juris Doctor
Industry Legal Services
Experience
Law Office of Aaron I. Rappeport   November 2014 - Present
Friedman Schuman, PC  May 2013 - August 2013
United Nations Development Programme, Good Governance Unit   May 2012 - August 2012
American Israel Public Affairs Committee of the Pacific Northwest   October 2008 - March 2010
Jewish Community Relations Council of San Francisco   June 2007 - August 2007
College of Chemistry at University of California, Berkeley   June 2006 - August 2006
BayCal Financial   July 2005 - August 2005
Office of Congresswoman Jackie Speier  July 2003 - August 2003

Skills
Leadership, Legal Writing, Litigation, Legal Research

Education
Drexel University, School of Law   2011 — 2014
Juris Doctorate, Law

Boston University   2004 — 2008
Bachelors Degree, Political Science

Dale Corpus Dale Corpus San Ramon, California Details
Dale Corpus's BayCal Financial Experience January 2009 - Present
Job Independent Real Estate Professional
Industry Real Estate
Experience
Realty ONE Group BMC Associates  September 2013 - Present
BayCal Financial   January 2009 - Present
RE/MAX  July 2009 - August 2013
Bank of America Home Loans  December 2008 - July 2009
JPMorgan Chase  October 2007 - November 2008
Wells Fargo Home Mortgage  April 2002 - July 2007

Skills
Short Sales, Sellers, REO, Investment Properties, Foreclosures, Investors, Mortgage Lending, Real Estate, Relocation, Buyer Representation, Refinance, Real Estate Transactions, Property, Loans, Buyers, First Time Home Buyers, Finance, Residential Homes, Referrals, Single Family Homes, New Homes, Investments, FHA, Condos, 1031 Exchanges, Listings, New Home Sales, Real Estate Economics, Real Property, HUD

Education
Santa Clara University

St. Ignatius College Prep

Alex Tse Alex Tse San Mateo, California Details
Alex Tse's BayCal Financial Experience 2005 - 2008
Job Broker Associate at TriStar Investment Realty specializing in selling apartment buildings
Industry Real Estate
Experience
Tri-Star Investment Realty   January 2007 - Present
BayCal Financial   2005 - 2008

Skills
Commercial Leasing, Commercial Sales, Foreclosure Transactions, Bankruptcy transactions, Regular Residential..., Multi-family..., Commercial Apartment..., Real Estate Economics, Real Estate, Mortgage Lending, Residential Homes

Education
University of California, Riverside   1998 — 2002
Bachelor of Arts (B.A.), Psychology

Junipero Serra Highschool   1994 — 1998

Raymond Chou Raymond Chou San Francisco Bay Area Details
Raymond Chou's BayCal Financial Experience 2003 - 2005
Job General Mortgage Capital Corporation
Industry Real Estate
Experience
General Mortgage Capital Corporation  February 2005 - Present
BayCal Financial   2003 - 2005
Prudential California Realty, San Francisco   2000 - 2002
Fireman's Fund Insurance Company  1997 - 2001
Micom America   1995 - 1997

Skills
Mortgage Lending, First Time Home Buyers, Investment Properties, Real Estate, FHA, Residential Mortgages, Mortgage Banking, Investors, Condos, Residential Homes, Credit, Refinance

Education
San Francisco State University
Master of Business Administration (M.B.A.), Business Administration and Management, General

Walter Tang Walter Tang San Francisco Bay Area Details
Walter Tang's BayCal Financial Experience August 2006 - January 2014
Job VP of Mortgage Lending at Guaranteed Rate
Industry Real Estate
Experience
Guaranteed Rate  January 2014 - Present
BayCal Financial   August 2006 - January 2014
Indymac Bank  2004 - 2006
Washington Mutual  June 2003 - October 2004

Skills
Mortgage Lending, Refinance, Loans, Investment Properties, Investments, Sales, Real Estate, Residential Mortgages, Residential Homes, Mortgage Banking, Finance, First Time Home Buyers, FHA, FHA financing, Short Sales, Foreclosures, Investors, Single Family Homes, Sellers, REO, Commercial Mortgages, Loan Origination, Reverse Mortgages, Real Estate Financing, Real Estate Transactions, Real Estate Economics, Construction Loans, Selling, Mortgage Underwriting, Funding, New Home Sales, Credit, Relocation, Commercial Lending, Commercial Real Estate, HUD, Referrals, FHA Financing

Education
Carnegie Mellon University   1995 — 1999
Bacherlor of Science, Finance

IMSA

Tomoko Beytien Tomoko Beytien San Francisco, California Details
Tomoko Beytien's BayCal Financial Experience December 2001 - April 2002
Job Experienced Marketing Communications Professional (Japanese Bilingual)
Industry Marketing and Advertising
Experience
Lindquist, von Husen & Joyce LLP   November 2012 - Present
Oliver Wyman (Delta unit)   January 2009 - June 2012
Oliver Wyman (Delta unit) - Formerly Mercer Delta Consulting   May 2006 - December 2008
Educational Development International   November 2003 - April 2006
BayCal Financial   December 2001 - April 2002

Education
Golden Gate University
Master of Science (M.S.)

California State University-Hayward
Bachelor of Arts (B.A.)

Jeni Ho Jeni Ho United States Details
Jeni Ho's BayCal Financial Experience 2001 - 2007
Job Sales Executive Admin at Guavus
Industry Information Technology and Services
Experience
Guavus  March 2015 - Present
Kranz & Associates  October 2012 - March 2015
Sigma Designs  2005 - 2007
BayCal Financial   2001 - 2007

Education
Stanford University   2012 — 2012
Continuing Studies, Business and Psychology

California State University-Sacramento   1992 — 1996
Bachelor’s Degree

Anthony Coradino, MBA Anthony Coradino, MBA San Francisco Bay Area Details
Anthony Coradino, MBA's BayCal Financial Experience 2005 - 2005
Job Business Management & Intelligence Leader
Industry Information Technology and Services
Experience
OpenTable  October 2014 - Present
Innovative Interfaces  June 2013 - October 2014
Cisco Systems  2012 - 2012
Oracle  2009 - 2011
Adidas - TaylorMade/Ashworth   February 2008 - March 2009
Kiewit  2006 - 2008
Kaiser Permanente  2006 - 2006
BayCal Financial   2005 - 2005
Santa Clara University  2003 - 2005
Managed Solutions  2004 - 2004

Skills
Business Intelligence, Data Analysis, Process Improvement, Operations Management, Budgets, Forecasting, Business Development, Mergers & Acquisitions, Team Leadership, Project Implementation, Financial Reporting, Recruiting, Cost Accounting, Market Research, Sales Operations, SQL, Visio, PeopleSoft, Hyperion, Oracle Discoverer, Quickbooks, NetSuite, AS400, Lacerte, R Statistics, Sawtooth, Tableau, Start-ups, Salesforce.com, Host Analytics, Microsoft Excel, Access, Management, MDX, Mas 90, Microsoft Dynamics GP, Adaptive Planning

Education
University of California, San Diego - The Rady School of Management   2011 — 2013
MBA

University of California, San Diego   2012 — 2012

University of California, San Diego   2008 — 2010
Professional Certificate

Santa Clara University   2003 — 2005
BA

上智大学 / Sophia University   2004 — 2004

La Jolla Country Day   1998 — 2002
Diploma

Jenny Wong, CPA Jenny Wong, CPA San Francisco Bay Area Details
Jenny Wong, CPA's BayCal Financial Experience June 2003 - September 2007
Job Revenue Manager at Supermicro
Industry Accounting
Experience
Supermicro  March 2011 - Present
PwC  July 2010 - February 2011
PricewaterhouseCoopers  September 2007 - June 2010
BayCal Financial   June 2003 - September 2007

Education
San Jose State University   2001 — 2006
BS, Accounting & Finance

Gordon Leung, MBA Gordon Leung, MBA San Francisco Bay Area Details
Gordon Leung, MBA's BayCal Financial Experience 2004 - 2006
Job Director of Property Management
Industry Nonprofit Organization Management
Experience
Chinatown Community Development Center  March 2011 - Present
Chinatown Community Development Center  January 2008 - March 2011
East Bay Asian Local Development Corporation  February 2006 - January 2008
Baycal Financial   2004 - 2006

Skills
Property Management, Budgeting, Microsoft Office, Real Estate, Customer Service, Non-profits, Strategic Planning, Asset Management, Asset Managment, Budgets, Affordable Housing, Financial Analysis, Tenant, Event Planning, Nonprofits, Community Outreach, Access, Community Development, Fundraising, Property, Policy, Program Development, Project Management, Management

Education
Golden Gate University   2013 — 2014
Master of Business Administration (MBA)

University of California, Davis   2001 — 2003
BS, Managerial Economics

Las Positas College   1999 — 2001
Business Administration

Wah Yan College Kowloon   1992 — 1999

Tommy Luong Tommy Luong San Francisco Bay Area Details
Tommy Luong's BayCal Financial Experience June 2003 - December 2008
Job Business Development Manager at CAMICO Mutual Insurance Company
Industry Marketing and Advertising
Experience
CAMICO Mutual Insurance Company  February 2013 - Present
CAMICO Mutual Insurance Company  October 2011 - February 2013
State Compensation Insurance Fund  September 2010 - November 2011
State Compensation Insurance Fund  January 2008 - December 2010
BayCal Financial   June 2003 - December 2008
State Compensation Insurance Fund  December 2004 - December 2007
IBM  November 2000 - June 2003
Hilton San Francisco Fisherman's Wharf   June 1998 - July 2000

Skills
Planning, Market Research, Copywriting, Supply Chain Management, Website Development, Excel, Word, Customer Service, PowerPoint, Data Analysis, Social Media, Microsoft Office, Customer Relations, Corporate Communications, Analysis, Project Management, Microsoft Word, Microsoft Excel, Marketing Communications, Marketing Strategy, Project Planning, Training, Sales, Team Building, Insurance, Business Development, Management, Competitive Analysis, Time Management, Marketing, Social Media Marketing, Salesforce.com, Email Marketing, Account Management, Online Marketing, Employee Benefits, Lead Generation, CRM, Team Leadership, Advertising, Strategy, New Business Development, Leadership, Strategic Planning

Education
University of California, Davis   1995 — 1999
Bachelor of Arts (B.A.), English Language and Literature, General

Notre Dame de Namur University

Danni Wu Danni Wu Sunnyvale, California Details
Danni Wu's BayCal Financial Experience March 2003 - May 2008
Job Senior Loan Consultant at Googain, Inc.
Industry Real Estate
Experience
Googain, Inc.   June 2013 - Present
Happy Financial Corp.   May 2008 - June 2013
BayCal Financial   March 2003 - May 2008

Skills
Real Estate, Investment Properties, First Time Home Buyers, Mortgage Lending, Short Sales, FHA, REO, Refinance, Residential Homes

Education
San Jose State University   1999 — 2001
Bachelor's degree on Computer Science

Shanghai Second Medical University   1987 — 1993
Bachelor's degree on Medical Science, Pediatric

Michael Colo Michael Colo San Francisco Bay Area Details
Michael Colo's BayCal Financial Experience August 2007 - March 2010
Job Mortgage Broker, Direct Lender, & Producing Regional Sales Manager at General Mortgage Capital Corporation
Industry Real Estate
Experience
General Mortgage Capital Corporation  December 2013 - Present
Cal Coast Financial Corporation   April 2010 - December 2013
BayCal Financial   August 2007 - March 2010
Onyx CPI   June 2005 - August 2007
BayCal Financial   January 2003 - June 2005

Skills
FHA, First Time Buyers, VA loans, Loans, Mortgage, Credit, Purchase, Short Sales, VA, Real Estate, Residential, Banking, Mortgage Industry, Investment Properties, Home, Investments, First Time Home Buyers, Mortgage Lending, Residential Homes, Sellers, Real Estate Economics, Finance, Referrals, Real Estate Financing, Residential Mortgages, Mortgage Banking, REO, Investors, Loan Origination, Brokerage, Sales, Real Estate Development, Foreclosures, Real Estate Transactions, FHA financing, Certified Mortgage..., VA Loans

Education
University of California, Santa Barbara   1999 — 2001
Bachelor of Science Degree, Business and Economics

Mountain View High School   1992 — 1993

Annie Dear Annie Dear San Francisco, California Details
Annie Dear's BayCal Financial Experience June 2012 - July 2012
Job Recent Graduate, Designer
Industry Design
Experience
SIA Consulting Corporation   August 2015 - Present
MAK Design+Build, Inc   January 2015 - July 2015
UC Davis C-STEM Center   April 2014 - March 2015
UC Davis Department of Design  September 2013 - March 2015
UC Davis Department of Design  June 2014 - July 2014
City of Sacramento  January 2013 - November 2013
Davis School District  December 2012 - May 2013
BayCal Financial   June 2012 - July 2012

Skills
Microsoft Office, Photoshop, 3D Modeling, Illustrator, Microsoft Word, Vectorworks, Model Making, Microsoft Excel, PowerPoint, CSS3, HTML5, CSS, HTML 5, Adobe Creative Suite, InDesign, Public Relations, Teaching, Customer Service, Public Speaking, Teamwork, Data Analysis, Event Planning

Education
University of California, Davis   2011 — 2015
Bachelor of Arts (B.A.), Interior Design

University of California, Davis   2011 — 2015
Bachelor of Science (B.S.), Business/Managerial Economics

Lowell High School   2007 — 2011
High School Diploma

Paolo Imperial Paolo Imperial San Francisco Bay Area Details
Paolo Imperial's BayCal Financial Experience August 2011 - June 2013
Job Realtor/Partner at Aspire Real Estate Group
Industry Real Estate
Experience
Aspire Real Estate Group   July 2013 - Present
BayCal Financial   August 2011 - June 2013
Aspire Real Estate Group   May 2011 - February 2012

Skills
Real Estate, FHA, Mortgage Banking, Selling, Investment Properties, Refinance, Loans, Residential Homes, Mortgage Lending, First Time Home Buyers

Education
University of Phoenix
International Business

Ryan Magdangal Ryan Magdangal San Francisco Bay Area Details
Ryan Magdangal's BayCal Financial Experience May 2004 - October 2006
Job Principal at Full Spectrum Advisors
Industry Financial Services
Experience
Full Spectrum Advisors   August 2012 - Present
IRA Services Trust Company  June 2009 - August 2012
Sunlight Financial   November 2007 - January 2009
Clarion Mortgage  November 2006 - October 2007
BayCal Financial   May 2004 - October 2006
Bank of America  April 2003 - May 2004

Skills
Investments, Business Development, Strategy, Management, Marketing, Sales, Small Business, Mortgage Lending, Portfolio Management, Banking, Vendor Management

Education
College of San Mateo   1992 — 1996
In pursuit, Computer and Information Sciences, General, Business Management, 3.0

Inter Sources Incorporated -
Business Analyst, Project Management, Business Objects, BIG DATA/Hadoop

Ki Chang Ki Chang San Francisco Bay Area Details
Ki Chang's BayCal Financial Experience November 2006 - February 2007
Job Head of Product Development at Ematic Solutions
Industry Internet
Experience
Ematic Solutions   October 2014 - Present
Xamarin  August 2013 - September 2014
Wells Fargo  May 2010 - July 2013
Pointandship Software, Inc.   March 2007 - June 2010
BayCal Financial   November 2006 - February 2007
Macy's West  February 2005 - November 2006

Skills
Agile Methodologies, CSS, Microsoft SQL Server, Web Applications, jQuery, Customer Support, Customer Oriented, ASP.NET, SQL, .NET, HTML, Web Development

Education
University of California, Davis   1999 — 2003
BA, Computer Science, Philosophy

Andy W. Ma Andy W. Ma Cupertino, California Details
Andy W. Ma's BayCal Financial Experience April 1999 - April 2005
Job Private Mortgage Banking Sales Supervisor NMLS 376134 at Wells Fargo Private Mortgage Bank
Industry Financial Services
Experience
Wells Fargo Private Mortgage Bank  March 2013 - Present
Wells Fargo Private Mortgage Bank  November 2011 - Present
BayCal Finanical Corporation ( West San Jose Office)   August 2010 - January 2012
Providence  April 2007 - August 2010
Baycal Financial   April 1999 - April 2005
Kikusushi   April 1997 - August 2000

Skills
Mortgage Lending, Credit, Mortgage Banking, Customer Service, Microsoft Excel, Negotiation, Sales Management, Banking, Real Estate, Marketing, PowerPoint, Management, Strategic Planning, Finance, Pipeline Management, Cooking, Catering, Banquets, Training, Statistics, Econometrics, Project Management, Teaching, Economics, Sales, Loans, Refinance, Investment Properties, Residential Mortgages, Investments

Education
Le Cordon Bleu College of Culinary Arts-Pasadena   2006 — 2007
Associate's degree, Culinary Arts/Chef Training

California State Polytechnic University-Pomona   2000 — 2005
Bachelor of Science, Economics

Monta Vista   1996 — 2000

Edmund Tso Edmund Tso San Francisco Bay Area Details
Edmund Tso's BayCal Financial Experience October 2003 - Present
Job Mortgage Originator and Director of Marketing
Industry Real Estate
Experience
ECHT Properties   May 2012 - Present
Asiaen Inc.   April 2012 - Present
BayCal Financial   October 2003 - Present
BRE Properties  January 2008 - June 2011

Skills
Yardi Voyager, Calyx Point, SuccessFactors, CRM, Salesforce.com, Property Management..., Corelogic, Credit Analysis, NMLS, Trusted Advisor, Real Estate Lending, Mortgage Lending, FHA financing, Residential Mortgages, Commercial Mortgages, Jumbo Mortgage, Fair Housing, Sales Management, Real Estate Financing, Real Estate Economics, Escrow, Contract Recruitment, Graduate Recruitment, New Hire Training, Cantonese, Digital Photography, Landscape Photography, Nikon

Education
University of California, Riverside   1996 — 2000
Psychobiology

Yury Sokoll Yury Sokoll San Francisco Bay Area Details
Yury Sokoll's BayCal Financial Experience June 2004 - July 2008
Job Big Data Analyst at Oracle
Industry Information Technology and Services
Experience
Oracle  January 2015 - Present
US Bankruptcy Court  July 2008 - February 2015
BayCal Financial   June 2004 - July 2008
Sungard  March 2002 - June 2004
Charles Schwab/EBT   July 2000 - March 2002
Barra Co.   July 1999 - July 2000
Wells Fargo Bank  March 1999 - July 1999
Autodesk Co.   November 1997 - March 1999
Informix Co.   April 1994 - November 1997
Merrill Lynch  September 1992 - April 1994

Skills
SQL, Microsoft SQL Server, Windows Server, Java, Oracle, JavaScript, HTML, Troubleshooting, Requirements Analysis, Informix, Data Warehousing, Database Design, Database Administration, Perl Script, C Language, XML, ETL, PLSQL, Shell Scripting, Unix, Linux

Education
Moscow Institute of Electronics and Mathematics (Technical University)
Master of Computer Science and Electrical Engineering, Computer Science and Electrical Engineering

Moscow Technical University, USSR
M.S. in Electrical Engineering

Tracy Nicole Hamilton Tracy Nicole Hamilton Elk Grove, California Details
Tracy Nicole Hamilton's BayCal Financial Experience April 2004 - September 2006
Job Enhancing Lives Through A Personal Touch
Industry Cosmetics
Experience
Avon  July 2009 - Present
Sweet Homes REO   April 2008 - August 2011
Realty World Premier Choice   September 2006 - April 2008
BayCal Financial   April 2004 - September 2006

Education
Samuel Merritt University   2001 — 2005
BS, Nursing

Min Kuang Min Kuang San Francisco Bay Area Details
Min Kuang's BayCal Financial Experience July 2002 - July 2009
Job Marriage and Family Therapist Trainee at Santa Clara County APS
Industry Mental Health Care
Experience
Santa Clara County  September 2015 - Present
Venstar Financial   May 2014 - Present
Happy Financial   August 2009 - September 2013
BayCal Financial   July 2002 - July 2009

Skills
Mortgage Lending, Refinance, Loans, Purchase Loans, Mental Health Counseling, Individual Counselling, Psychotherapy

Education
John F. Kennedy University   2014 — 2017
Master of Arts (MA), Counseling Psychology

State University of New York College at Plattsburgh
BS, Finance

Lupita Sanchez de Chen Lupita Sanchez de Chen San Francisco Bay Area Details
Lupita Sanchez de Chen's BayCal Financial Experience Real Estate AgentCentury 21 M&M and AssociatesFebruary 2008 - January 2010
Job Independent Real Estate Professional
Industry Real Estate
Experience
BayCal Financial   Real Estate AgentCentury 21 M&M and AssociatesFebruary 2008 - January 2010

Skills
Real Estate, Investment Properties, First Time Home Buyers, Short Sales, Sellers, Investors, Single Family Homes, Referrals

Education
CETYS Universidad   1991 — 1995
CPA, Accounting

Rena Wong Rena Wong San Francisco Bay Area Details
Rena Wong's BayCal Financial Experience 2007 - 2014
Job GMCC Regional Manager, East Bay
Industry Financial Services
Experience
General Mortgage Capital Corporation  2014 - Present
BayCal Financial   2007 - 2014
BayCal Financial   1997 - 2007

Skills
Mortgage Banking, VA loans, Mortgage Lending, Loans, FHA, FHA financing, Residential Mortgages, Commercial Mortgages, First Time Home Buyers, Investment Properties, REO, Loan Origination, Short Sales, Non-Conforming, Debt Consolidation, Real Estate Financing, Mortgage Servicing, Loan Servicing, Real Estate, Investors

Education
San Francisco State University, College of Business

Carl Drake Carl Drake Corona, California Details
Carl Drake's BayCal Financial Experience February 2009 - February 2011
Job Founder & President @ Cultivating Regenerative Resources
Industry Renewables & Environment
Experience
Cultivating Regenerative Resources   April 2011 - Present
BayCal Financial   February 2009 - February 2011
Home Team Realty  March 2005 - October 2008

Education
UC Berkeley   1997 — 2002
Bachelor of Arts (B.A.), Legal Studies, General

Reuel Evangelista Reuel Evangelista San Jose, California Details
Reuel Evangelista's BayCal Financial Experience February 2005 - July 2006
Job High School Admissions Advisor at Heald College
Industry E-Learning
Experience
Heald College  January 2014 - April 2015
The College Network  June 2006 - January 2014
Hewlett-Packard  October 2006 - June 2007
BayCal Financial   February 2005 - July 2006
Phototime Inc.   July 1997 - January 2005

Skills
E-Learning, Distance Learning, Adult Education, Educational Consulting, Sales&Marketing, Higher Education, Learning Management, Leadership Development, Staff Development, Public Speaking, Employee Training, Blended Learning, Training, Career Development, Instructional Design, Customer Service, Curriculum Development, Program Management, SalesForce, Clear Slide, EchoSign, CampusVue, Onyx CRM, Microsoft Office

Education
San Jose State University   1990 — 2005
Bachelor of Arts, Liberal Arts and Sciences with minor in Mathematics K-8

Mission College