BNC Mortgage

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BNC Mortgage Employees

Employee
Years
Job
Industry
Ed Orozco Ed Orozco Irvine, California Details
Ed Orozco's BNC Mortgage Experience 1993 - 1994
Job California Wholesale Sales Manager at Amerisave Mortgage Corp
Industry Real Estate
Experience
AmeriSave Mortgage Corporation  June 2014 - Present
WesLend Financial  September 2011 - January 2014
Intercap Lending  May 2011 - September 2011
Marbella Country Club  May 2008 - May 2011
BF Saul  2006 - 2008
Downey Savings  1992 - 2006
Downey Savings  1992 - 2005
BNC Mortgage   1993 - 1994

Skills
Mortgage Lending, Refinance, Loans, Investment Properties, FHA, Mortgage Banking, USDA, Underwriting, Sales Operations, Residential Mortgages, Sales, Sales Management, Loan Origination, FHA financing, Government Loans, VA loans, Loss Mitigation, Credit Analysis, Credit, Reverse Mortgages, First Time Home Buyers, Mortgage Underwriting, Certified Mortgage..., Real Estate

Education
Golden West College   1973 — 1975

Shazia Nelson Shazia Nelson Orange County, California Area Details
Shazia Nelson's BNC Mortgage Experience 2004 - 2005
Job House Manager at Nelson Headquarters
Industry Medical Devices
Experience
Nelson Headquarters   April 2012 - Present
Edwards Lifesciences  December 2008 - April 2012
Lehman Brothers  2005 - 2008
BNC Mortgage   2004 - 2005

Skills
PowerPoint, Microsoft Office, Microsoft Excel, Microsoft Word, Editing, Outlook, Visio, Spreadsheets, Event Planning

Education
Northern Arizona University
B.A., Liberal Studies, Zoology

John Reza John Reza San Diego, California Details
John Reza's BNC Mortgage Experience September 2004 - September 2005
Job Sales Operation Specialist TriNet
Industry Human Resources
Experience
TriNet  September 2014 - Present
Websense  November 2010 - July 2014
HomeView Lending  June 2006 - November 2006
BNC Mortgage   September 2004 - September 2005
New Equity   March 2004 - September 2004
Aoustic Home Loans   December 2003 - February 2004
Independent Mortgage  February 2002 - December 2003
Ceridian  January 1995 - March 2003

Skills
Salesforce.com, Account Management, Sales, Sales Management, Solution Selling, Sales Operations, Sales Process, CRM, New Business Development, Direct Sales, Customer Service, Marketing, Product Marketing, SaaS

Education
Fullerton College

Shareka Jordan Shareka Jordan Phoenix, Arizona Details
Shareka Jordan's BNC Mortgage Experience June 2004 - August 2006
Job Home Loan Closer/Funder at Wells Fargo Home Mortgage
Industry Banking
Experience
Wells Fargo Home Mortgage  February 2013 - Present
Verizon Wireless  May 2008 - May 2012
First Magnus Financial  August 2006 - August 2007
BNC Mortgage   June 2004 - August 2006
Ameriquest Mortgage  February 2003 - June 2004

Skills
Mortgage Lending, Loans, Credit, Banking, Mortgage Banking, Credit Analysis, Loan Origination, Refinance, FHA, Residential Mortgages, Credit Risk, Consumer Lending

Education
Ashford University

Teresa Polizzi Teresa Polizzi Greater Chicago Area Details
Teresa Polizzi's BNC Mortgage Experience March 2002 - July 2004
Job Retail Selling Specialist for P&G Prestige
Industry Cosmetics
Experience
P&G Prestige  September 2014 - Present
Wells Fargo  December 2012 - June 2013
White House Black Market  July 2007 - July 2008
BNC Mortgage   March 2002 - July 2004
Chicagoland Mortgage Services   August 2000 - March 2002
Alliant Foodservice  August 1999 - August 2000
Loyola University Health System  March 1993 - August 1999

Skills
Credit, Real Estate, Mortgage Lending, Selling, Refinance, Loans, Mortgage Banking, Customer Service, Residential Homes, Sales, Retail, Loan Origination, Residential Mortgages, Banking, Office Management, Cold Calling, Customer Satisfaction, Management, VA loans, Account Management

Education
Loyola University of Chicago
Food and Nutrition

April R. Brown April R. Brown Oregon City, Oregon Details
April R. Brown's BNC Mortgage Experience 2000 - 2004
Job Mortgage Lending Officer
Industry Financial Services
Experience
Wells Fargo Home Mortgage  October 2009 - Present
LoanRefine Inc.   April 2009 - October 2009
Skillworks   March 2008 - October 2009
Sunset Direct Lending  2004 - 2005
BNC Mortgage   2000 - 2004
Amreso Residential Mortgage   1998 - 2000

Skills
Mortgage Lending, Underwriting, Customer Service, Loans, Negotiation, Banking, Credit, Finance, Risk Management, Consumer Lending, Credit Analysis, Loan Origination, Mortgage Banking, Underwater Photography

Education
Oregon State University

Aleta Jackson Aleta Jackson Phoenix, Arizona Area Details
Aleta Jackson's BNC Mortgage Experience March 2007 - January 2009
Job Financial Representative at COUNTRY® Financial
Industry Financial Services
Experience
COUNTRY® Financial  March 2009 - Present
BNC Mortgage   March 2007 - January 2009
Bank of America  May 2003 - January 2006
Bank One-Chase JP Morgan   May 1998 - February 2002

Skills
Insurance, Health, Asset, Planning, Long Term Care, Disability Insurance, Retirement Planning, Retirement, Investments, Annuities, Financial Planning, Long-term Care, Fixed Annuities, Term Life Insurance, Financial Services, Life Insurance, IRAs, Property & Casualty..., Series 6, Whole Life

Education
California State University-Northridge   1981 — 1984
AA, Exercise Science

Preston Hamilton Preston Hamilton Portland, Oregon Details
Preston Hamilton's BNC Mortgage Experience 2004 - 2006
Job Preston Buys Homes
Industry Real Estate
Experience
Self-employed  2007 - Present
Aruora Loan Services   2006 - 2007
BNC Mortgage   2004 - 2006

Skills
Real Estate investing,..., Residential Mortgages, Customer Service, Foreclosures, Property Management, Underwriting, Condos, Management, Mortgage Banking, New Business Development, Finance, Referrals, Real Estate, B2B, Business Development, Single Family Homes, Sales Process, Contract Negotiation, Real Estate Transactions, Team Building, Cold Calling, Direct Sales, Loans, Marketing Strategy, Sales Management, Appraisals, Real Estate Economics, Strategic Planning, Investors, Account Management, Sellers, Lead Generation, Selling, Mortgage Lending, FHA, Refinance, Credit, First Time Home Buyers, Investment Properties, Short Sales, Marketing, Real Estate Financing, Sales, Commercial Real Estate, Investments, REO, Loan Origination, Residential Homes, Salesforce.com, Leadership

Education
Portland State University

Christie Thompson-Cole Christie Thompson-Cole Eugene, Oregon Details
Christie Thompson-Cole's BNC Mortgage Experience 1996 - 1997
Job Senior Loan Processor at American Pacific Mortgage Corporation DBA Infinity Lending Solutions
Industry Banking
Experience
Infinity Lending Solutions dba American Pacific Mortgage Corp.   February 2013 - April 2014
Supreme Lending  May 2012 - February 2013
Wells Fargo Retail Finance  October 2011 - January 2012
Pinnacle Capital Mortgage- DBA Alpine Mortgage Planning   August 2009 - September 2011
Amera Mortgage  March 2001 - February 2006
Wells Fargo Home Loans  June 1998 - November 2000
BNC Mortgage   1996 - 1997
Southern Pacfic Thrift and Loan   September 1994 - February 1996
City Line Mortgage   March 1993 - August 1994
Bank of Newport  November 1992 - March 1993

Skills
FHA, VA, Reverse Mortgages, HARP Loans, Construction Loans, Non-Conforming, 203K, Mortgage Servicing, Credit Analysis, Wholesale Lending, Calyx Point, HUD, Loan Servicing, Banking, Consumer Lending, FHLMC, Encompass, RESPA, Fannie Mae, Funding, Real Estate Transactions, Residential Homes, Second Mortgages, Investors, Home Equity Loans, HomePath, USDA Rural Housing, FNMA, Down Payment Assistance, USDA, Post Closing, Subprime

Education
Lane Community College   1982 — 1983
Computerized Business Systems

Springfield High School   1978 — 1982

David Fernandes David Fernandes Orange County, California Area Details
David Fernandes's BNC Mortgage Experience September 2005 - January 2007
Job Partner at Barefoot Investment Group
Industry Investment Management
Experience
Barefoot Investment Group   March 2014 - Present
OneWest Bank  February 2009 - February 2014
Home Loan Mortgage Specialists   February 2007 - February 2009
BNC Mortgage   September 2005 - January 2007
City of Rancho Cucamonga  June 2004 - August 2005
City of South Gate  March 2001 - June 2004

Skills
Loans, Mortgage Lending, Mortgage Banking, Loan Origination, Refinance, Credit, Residential Mortgages, FHA, Banking, Credit Analysis, Sales, Health, Fitness, Investments, Lifestyle, Make Things Happen, Management

Education
California State University-Dominguez Hills   2000 — 2004
Parks, Recreation and Leisure Studies/Communications

Long Beach City College   1996 — 1999
General Education

Michael Aldridge Michael Aldridge Phoenix, Arizona Area Details
Michael Aldridge's BNC Mortgage Experience July 1997 - October 2004
Job President at Copperstate Lending
Industry Banking
Experience
Copperstate Lending   October 2004 - Present
Simple Suites - Executive Suites Virtual Office Business Address Services   October 2004 - Present
BNC Mortgage   July 1997 - October 2004

Skills
Web Design, Mortgage Brokers, Mortgage Lending, Refinance, Real Estate, Investment Properties, Loans, Real Estate Transactions, Residential Homes, SEO, Small Business, Entrepreneurship, Social Media, Commercial Real Estate, Finance, Mortgage Banking, SEM, Residential Mortgages, Loan Origination, Leases, VA loans, Credit, REO, Short Sales, First Time Home Buyers, Lead Generation, USDA, FHA, Sales, Investors, Real Property, Real Estate Financing, Foreclosures, Commercial Mortgages, Brokerage, Real Estate Economics, Construction Loans, Commercial Lending, HUD, FHA financing, Referrals, Funding, Buyers, Reverse Mortgages, Investments, Vacation Homes, Title Insurance, Underwriting, Escrow, Loss Mitigation

Education
Liberty University   1984 — 1987
Bachelor of Science, Communications

Lauren Borghese-Lindgren Lauren Borghese-Lindgren Ladera Ranch, California Details
Lauren Borghese-Lindgren's BNC Mortgage Experience 1998 - 2000
Job Student at Interior Designers Institute
Industry
Experience
PNC  2010 - 2012
Bank of America  2010 - 2010
Kondaur Capital Corporation  2008 - 2010
WaMu  2007 - 2008
Southstar Funding  July 2005 - April 2007
HMIC   2004 - 2005
Expanded Mortgage Credit  2001 - 2004
BNC Mortgage   1998 - 2000
Saxon Mortgage  1993 - 1998
HomeShelter   1992 - 1993

Skills
Mortgage Lending, Interior Design, Wholesale Banking, Wholesale, Loans, Asset Management, Credit, Real Estate, Underwriting, Real Estate Economics, First Time Home Buyers, Foreclosures, Investment Properties, Refinance, Residential Mortgages, FHA, Real Estate Financing

Education
Interior Designers Institute   2012 — 2015

College of Central Florida   1976 — 1978
Liberal Arts and Sciences/Liberal Studies

Forest High School

Bob Pondelicek Bob Pondelicek Greater Chicago Area Details
Bob Pondelicek's BNC Mortgage Experience July 2007 - October 2007
Job Director, Mortgage Sales at Baxter Credit Union
Industry Banking
Experience
BCU  May 2013 - Present
Baxter Credit Union  April 2009 - April 2013
Insperity  November 2007 - March 2009
BNC Mortgage   July 2007 - October 2007
New Century Mortgage Corporation  November 2001 - May 2007
Xerox Mexicana S.A. de C.V   January 2000 - July 2001

Skills
Sales Management, New Business Development, Mortgage Lending, Banking, Recruiting, Financial Services, Sales, Loans, Strategy, Management, Coaching, Human Resources, Negotiation, Loan Origination

Education
Carthage College   1993 — 1996
BA, International Business and Spanish

Lyons Township High School   1990 — 1993

Carol Hatch Carol Hatch Laguna Hills, California Details
Carol Hatch's BNC Mortgage Experience June 2003 - July 2006
Job Produce Associate at Walmart
Industry Retail
Experience
Kmart Corporation  November 2011 - Present
Independent Courier Services   April 1999 - Present
Walmart  October 2013 - January 2014
Safeway  April 2007 - March 2009
BNC Mortgage   June 2003 - July 2006
Super Crown Books   January 2001 - April 2003
Target  August 1996 - January 2001

Skills
Merchandising, Management, Customer Service, Retail, Inventory Management, Time Management, Customer Satisfaction, Sales, Microsoft Word, Microsoft Office, Microsoft Excel, PowerPoint, Leadership, Team Building, Outlook, Process Scheduler, Telephone Skills, Cashiering, Leadership Development, Team Leadership, Coaching, Human Resources, Data Entry, Performance Management, Analysis, Access, Recruiting, Employee Relations, Visual Merchandising, Budgets, Payroll, Teamwork, Inventory Control, Employee Training, Event Planning, Store Management, Sales Management, Operations Management, Loss Prevention, Social Networking, Pricing, Training, Supervisory Skills, Forecasting, Software Documentation, Planograms, Profit, Retail Sales, Purchasing, Hiring

Education
Walden University   2010 — 2012
Bachelor of Science (B.S.), Computer Information Systems, 4.0

Saddleback College   1999 — 2002
Associate of Arts (AA), General Education, 3.96

Aurora Cosme Aurora Cosme Greater Los Angeles Area Details
Aurora Cosme's BNC Mortgage Experience May 2002 - October 2007
Job AVP OF FULFILLMENT & FUNDING at Metropolitan Home Mortgage
Industry Banking
Experience
Metropolitan Home Mortgage  January 2013 - Present
SunTrust Mortgage  November 2011 - April 2012
PRMG, Inc.   November 2008 - September 2011
BNC Mortgage   May 2002 - October 2007
Lehman Brothers  2002 - 2007

Skills
Loan Origination, Mortgage Lending, Loans, Funding, Management, Investment Properties

Education
Polytechnic University of the Philippines   1970 — 1975

Eric Kari Eric Kari Greater Los Angeles Area Details
Eric Kari's BNC Mortgage Experience 2000 - 2005
Job Senior Mortgage Loan Consultant at Kinecta Federal Credit Union
Industry Financial Services
Experience
Kinecta Federal Credit Union  December 2012 - Present
Qantas  July 2012 - November 2012
Courtyard Care Center   September 2009 - February 2012
Mariposa Aesthetic Solutions   May 2008 - September 2009
Alma Lasers  May 2007 - April 2008
ResMAE Mortgage Corporation  August 2005 - May 2007
BNC Mortgage   2000 - 2005

Skills
Sales Management, New Business Development, Marketing Strategy, Healthcare, Relationship Marketing, B2B Marketing, Mortgage Banking, Personal Branding, Real Estate, Selling, Sales, Management, Corporate Branding, Product Launch, Customer Service, Product Marketing, Sales Operations, Competitive Analysis, Business Development, B2B, Customer Retention, Account Management, CRM, Strategic Planning, Business Strategy, Forecasting, Marketing, Sales Process, Strategy, Market Planning, Direct Marketing, Online Marketing, Start-ups, Business Planning, Leadership, Retail, Cross-functional Team..., Lead Generation, Salesforce.com, Consultative Selling, Small Business, Entrepreneurship

Education
Loyola Marymount University, College of Business Administration   1996 — 1998
BBA, Finance, Latin Honors - Cum Laude

Melani Ivester Melani Ivester Austin, Texas Area Details
Melani Ivester's BNC Mortgage Experience April 1995 - June 2000
Job Director of HR, Americas at ETSLindgren
Industry Electrical/Electronic Manufacturing
Experience
ETS-Lindgren  October 2012 - Present
ETS-Lindgren  August 2005 - September 2012
Hollingsead International  June 2000 - July 2005
BNC Mortgage   April 1995 - June 2000

Skills
Applicant Tracking..., Onboarding, Employee Relations, Talent Acquisition, HRIS, Technical Recruiting, Recruiting, Talent Management, Employee Benefits, College Recruiting, Deferred Compensation, Employee Engagement, Human Resources, Performance Management, Workforce Planning, Executive Search, Temporary Placement, Sourcing, Benefits Administration, Personnel Management

Education
Chapman University
Psychology

Wendy Avelar Wendy Avelar Phoenix, Arizona Area Details
Wendy Avelar's BNC Mortgage Experience 2004 - 2007
Job Senior Verification Specialist at Prosper Marketplace
Industry Real Estate
Experience
Prosper Marketplace  September 2014 - Present
Auction.com  March 2012 - September 2014
HomeSmart Realty  October 2007 - January 2014
BNC Mortgage LLC/Lehman Brothers Holdings   January 2007 - July 2007
BNC Mortgage   2004 - 2007
BNC Mortgage   2002 - 2004
First Interstate Mortgage   January 2001 - January 2002
BNC Mortgage, INC   January 2000 - January 2001
WMC Mortgage  January 1998 - January 2000

Skills
First Time Home Buyers, Short Sales, Underwriting, Mortgage Banking, Residential, Negotiation, Real Estate Transactions, Selling, Residential Homes, Sellers, Foreclosures, Buyers, Real Estate, Single Family Homes

Education
Independence High School   1991 — 1995

Chandler/Gilbert Community College
Business

Karin Kronholm Karin Kronholm Orange County, California Area Details
Karin Kronholm's BNC Mortgage Experience 2004 - 2007
Job Realtor at Keller Williams Realty
Industry Financial Services
Experience
Keller Williams Realty  May 2010 - Present
Panostar   November 2009 - Present
Classiq Q   2008 - 2010
LoanKeepers   October 2008 - November 2009
WLM GLobal   2009 - 2009
BNC Mortgage   2004 - 2007

Education
California State University-Long Beach   2001 — 2003
Finance

Amy (Glazer) Legaard Amy (Glazer) Legaard Greater Denver Area Details
Amy (Glazer) Legaard's BNC Mortgage Experience 2005 - 2006
Job Vice President, Cash Management Sales Consultant at Bank of the West
Industry Banking
Experience
Bank of the West  June 2013 - Present
Bank of the West  July 2007 - June 2013
BNC Mortgage   2005 - 2006
Atrium Group Financial Services LLC   2000 - 2005
New Century Mortgage  1998 - 2000

Skills
Banking, Credit, Loans, Credit Analysis, Commercial Lending, Coaching, Business Development, Team Building, Customer Service, Performance Improvement, Mortgage Lending, Financial Analysis, Portfolio Management, Leadership, Process Improvement, Commercial Banking, Mortgage Banking, Small Business Lending, Retail Banking, Cash Management, Loan Origination, Lines Of Credit, Sales, Refinance, Consumer Lending, Underwriting

Education
Colby College
BA, Economics

Robert Carney Robert Carney Miami/Fort Lauderdale Area Details
Robert Carney's BNC Mortgage Experience April 2004 - April 2005
Job Transaction Manager at First Guaranty Mortgage Corporation ®
Industry Financial Services
Experience
First Guaranty Mortgage Corporation ®  2014 - Present
CoreLogic  January 2013 - January 2014
Advanced Restaurant Finance   August 2011 - December 2013
Business Financial Services  April 2009 - August 2011
Morgan Stanley  April 2005 - May 2008
BNC Mortgage   April 2004 - April 2005
First NLC  August 1997 - April 2004

Skills
Loans, Credit, Mortgage Lending, Underwriting, Credit Risk, Mortgage Banking, Due Diligence, Financial Services, FHA, Sales, Risk Management, Funding, Banking, Credit Analysis, Loan Origination

Education
Florida State University
Bachelor of Science (B.S.), Finance

Colleen Mroz Colleen Mroz Greater Philadelphia Area Details
Colleen Mroz's BNC Mortgage Experience December 1997 - April 2000
Job Special Education Liaison at School District of Philadelphia
Industry Education Management
Experience
School District of Philadelphia  September 2011 - Present
"Between the Cracks" Tutoring for Dyslexia   September 2008 - Present
Private School System   March 2007 - July 2008
Wilmington Finance  May 2000 - March 2008
MLNUSA  August 2005 - January 2007
Wilmington Finance  2000 - 2005
BNC Mortgage   December 1997 - April 2000

Skills
Mortgage Lending, Management, Program Management

Education
Temple University   1988 — 1992
B.A in Public Adminstration, Management

Cardinal Dougherty High School   1983 — 1987

Andrea (Stilwell) Lawrence Andrea (Stilwell) Lawrence Greater Los Angeles Area Details
Andrea (Stilwell) Lawrence's BNC Mortgage Experience 2000 - 2007
Job Experienced Financial Professional
Industry Financial Services
Experience
BNC Mortgage   2000 - 2007
BNC Mortgage (Lehman Brothers Co.)   2000 - 2007

Education
Orange Coast College   1994 — 1997

Maritza Magat Maritza Magat Rancho Cucamonga, California Details
Maritza Magat's BNC Mortgage Experience January 2007 - September 2007
Job Licensed Realtor at Tarbell Realtors
Industry Real Estate
Experience
Tarbell Realtors  2014 - Present
Self employed  January 2011 - Present
Majestic Home Loan  September 2012 - March 2013
BNC Mortgage   January 2007 - September 2007
BNC Mortgage   April 2005 - January 2007
Mandalay Mortgage  August 2003 - January 2005
Underwriter, CIT Group   May 2001 - July 2003

Skills
Bilingual in Spanish, Proficient using..., Combined 7 years..., Loans, Management, Real Estate, Mortgage Lending, Credit, Underwriting, Credit Risk, Financial Risk, First Time Home Buyers, Investors, Sellers, Sales, Funding, Investment Properties

Education
Mt. San Antonio College   1996 — 1999
Business Administration and Management, General

Frank Daley Frank Daley Greater Philadelphia Area Details
Frank Daley's BNC Mortgage Experience January 2007 - August 2007
Job Sales Effectiveness Manager
Industry Telecommunications
Experience
Comcast Cable  December 2014 - Present
Credit2B  April 2014 - September 2014
Credit Safe USA   September 2012 - April 2014
Synchronoss Technologies (3rd party vendor for ATT)   June 2010 - January 2012
Dun & Bradstreet  November 2007 - June 2010
BNC Mortgage   January 2007 - August 2007
Ownit Mortgage Solutions  March 2006 - December 2006
First Horizon Home Loans  September 2004 - March 2006
Chase Home Finance  May 2001 - September 2004
Advanta  1998 - 2001

Skills
Sales Operations, B2B, Forecasting, New Business Development, Customer Satisfaction, Account Management, Negotiation, Salesforce.com, Credit, Pricing, Customer Service, Cold Calling, Sales Process, Sales Management, Direct Sales, Customer Retention, Selling, Public Speaking, Team Building, Coaching, Team Leadership, Team Management, Microsoft Office, Process Improvement, Solution Selling, Small Business, Cross Selling, Contract Negotiation, Strategic Planning, Risk Management, Call Center, Key Account Management, Proposal Writing, Lead Management, Customer Relations, Classroom Management, Consultative Selling, Contract Negotiations, Sales Support, Excel, Problem Solving, Mentoring, Business Management, Business Intelligence, Business Development, Leadership, Sales, Training, Marketing, CRM

Education
DeSales University   1990 — 1995
Bachelor's Degree, Finance, General

LaSalle College High School   1986 — 1990

Nessie Costa Nessie Costa Greater New York City Area Details
Nessie Costa's BNC Mortgage Experience May 2006 - February 2007
Job Implementation Specialist l
Industry Financial Services
Experience
ADP payroll  June 2013 - Present
Randstad USA  October 2012 - June 2013
Bankers Life and Casualty Company  January 2011 - March 2013
Walter Bauman Jewelers  August 2008 - August 2009
American Mortgage Company  January 2007 - September 2007
BNC Mortgage   May 2006 - February 2007

Skills
Microsoft Office, Microsoft Excel, PowerPoint, Outlook, Research, Sales, Customer Service, Photoshop, Social Media, Adobe Creative Suite, Microsoft Word, Analysis, Sales Management, Social Networking, Training

Education
Essex County College   2009 — 2011
Associate's degree, Science Concentration in Liberal Arts

County College of Morris   2003 — 2005
Psychology/ Music

Parsippany Hills High School   1999 — 2003
High School Diploma

Alva Martin Alva Martin Charleston, South Carolina Area Details
Alva Martin's BNC Mortgage Experience 2005 - 2006
Job Recruiter at Chipton Ross
Industry Human Resources
Experience
Chipton Ross  June 2015 - Present
Chipton Ross  November 2010 - June 2015
Spherion Staffing  February 2010 - December 2010
Kelly Services  September 2009 - February 2010
iQor  October 2006 - April 2009
BNC Mortgage   2005 - 2006
CIGNA PRINTING AND DISTRIBUTION   May 1994 - October 2002
State Bar of California  1988 - 1994
U.S. Air Force   1980 - 1984

Skills
Applicant Tracking..., Employee Relations, Recruiting, Talent Acquisition, Talent Management, Technical Recruiting, Human Resources, Customer Service, Performance Management, Employee Benefits, Sourcing, Call Center, Executive Search, Outlook, New Hire Orientations, Onboarding

Education
Academy of Art University   2013 — 2015
Bachelor of Fine Arts (BFA), Painting and Drawing

Trident Technical College   1986 — 1988
Transfer Courses Towards BA degree, Human Resource Management

Art Institute of Pittsburgh   2007 — 2011

Trident Technical College   1986 — 1988
Associate, Secretarial Science

South Carolina State University   1980 — 1984

St. Andrews Parish High   1976 — 1981
High School, Art

Caleb Parmenter Caleb Parmenter Fresno, California Details
Caleb Parmenter's BNC Mortgage Experience 2005 - 2007
Job Loan Officer at Sierra Mortgage NMLS#938569/1850
Industry Financial Services
Experience
Sierra Mortgage   January 2014 - Present
Academy Mortgage Corporation  August 2012 - January 2014
Copper River Country Club  2009 - 2012
Stevinson Ranch Golf Club   January 2008 - September 2009
BNC Mortgage   2005 - 2007

Skills
Mortgage Lending, FHA, Loans, Credit, FHA financing, Credit Analysis, VA loans, Consumer Lending, Refinance, First Time Home Buyers, Mortgage Banking, Residential Mortgages, Banking, Loan Origination, USDA, Real Estate, Certified Mortgage..., Government Loans, FHA Financing, VA Loans

Education
Chapman University   2003 — 2005
Bachelor of Arts (B.A.), Social Sciences

Metropolitan State College of Denver   1999 — 2001
Sports Industry and Operations

College of the Sequoias   1996 — 1999
General Studies

Dinuba High School   1992 — 1996
Diploma, College/University Preparatory and Advanced High School/Secondary Diploma Program

Randy Cowell Randy Cowell Spokane, Washington Area Details
Randy Cowell's BNC Mortgage Experience January 2004 - October 2006
Job VP, Regional Account Manager Correspondent Lending Division at Envoy Mortgage
Industry Financial Services
Experience
Envoy Mortgage  January 2014 - Present
Plaza Home Mortgage  April 2007 - January 2014
Aurora  2006 - 2007
BNC Mortgage   January 2004 - October 2006

Skills
Mortgage Lending, Conventional, USDA, FHA, Loan Origination, VA, Refinance, Mortgage, Loans, Mortgage Banking, Conforming, Mortgage Industry, Credit, VA loans, Residential Mortgages, Sales Management, Investment Properties, Residential, Consultative Selling, Wholesale Lending, Negotiation, Account Management, Purchase, Selling, New Business Development, Customer Relations, Funding, Customer Service, Government Loans, Pricing, Compliance, Loan Structuring, Microsoft Office, Strategic Planning, Mortgage Insurance, B2B, Outlook, Problem Solving, Financial Analysis, Fundraising, Banking, Underwriting, Real Estate Financing, Sales Operations, Credit Analysis, Loan Servicing, Mortgage Servicing

Education
Orange Coast College   1991 — 1993
Business Administration, Physical Therapy

Kris Inchcombe Kris Inchcombe Ponte Vedra Beach, Florida Details
Kris Inchcombe's BNC Mortgage Experience 2007 - 2007
Job Managing Director Polaris Capital Advisors
Industry Financial Services
Experience
Polaris Capital Advisors, LLC   September 2007 - Present
BNC Mortgage   2007 - 2007
Mortgage Lenders Network USA, Inc  2003 - 2007

Skills
Management, Team Building, Underwriting, Leadership, FHA, Recruiting, Loans, Loan Origination, Credit, Business Development, New Business Development, Real Estate, Mortgage Lending, Mortgage Banking, Project Management, Sales Management, Banking, Selling, Sales, Residential Mortgages, Account Management, Due Diligence, Investment Properties, Refinance

Education
Florida State University - College of Business   1990 — 2008
BS, Multinational Business Operations

Villanova University
Project Management

Jennifer Rodman-Plost Jennifer Rodman-Plost Greater Los Angeles Area Details
Jennifer Rodman-Plost's BNC Mortgage Experience January 2006 - June 2007
Job Mortgage Banking
Industry Banking
Experience
BNC Mortgage   January 2006 - June 2007
Metrocities Mortgage  July 2005 - January 2006
WMC Mortgage  1997 - 1999
Weyerhaeuser Mortgage  1995 - 1997

Education
Los Angeles Pierce College   2006 — 2008

Amy Kendall Amy Kendall Greater Seattle Area Details
Amy Kendall's BNC Mortgage Experience July 2002 - July 2005
Job Senior Underwriter at WSECU
Industry Financial Services
Experience
WSECU  October 2011 - Present
Golden Empire Mortgage  January 2011 - October 2011
Washington State Employees Credit Union  October 2010 - December 2010
National City Mortgage  March 2009 - October 2009
The Mutual Fund Store  December 2007 - March 2009
National City Mortgage  August 2005 - October 2007
BNC Mortgage   July 2002 - July 2005
Wells Fargo Home Mortgage  September 2001 - July 2002
Aames Home Loan  October 1999 - September 2001

Skills
Underwriting, Mortgage Lending, Loans, Credit, Mortgage, Mortgage Banking, Home Equity Loans, Training, Customer Service, Risk Management, Loan Origination, Management, Financial Risk, Consumer Lending, Sales, Credit Analysis, Banking, Refinance, Mortgage Underwriting, Credit Risk, Loss Mitigation, Residential Mortgages

Education
Tacoma Community College   2010 — 2010
AAS, Accounting

Pierce College
Coursework, Accounting and Business Management

Jessica Allbright Jessica Allbright Orange County, California Area Details
Jessica Allbright's BNC Mortgage Experience July 2005 - July 2006
Job at Wokcano
Industry Information Services
Experience
Wokcano   March 2010 - Present
Lakewood High School  September 2009 - Present
HireRight  August 2006 - July 2010
BNC Mortgage   July 2005 - July 2006

Education
Orange Coast College   2007 — 2009

Biola University
Liberal Arts and Science, Mathematics

Angela Flynn Angela Flynn Greater Chicago Area Details
Angela Flynn's BNC Mortgage Experience January 2004 - January 2006
Job Senior Account Manager at Imagetec LP
Industry Information Technology and Services
Experience
Des Plaines Office   October 2009 - January 2013
Regal Business Machines   October 2006 - June 2009
BNC Mortgage   January 2004 - January 2006
Mercantile Mortgage Corporation  January 2003 - January 2005
J.C. Kaurfman and Associates   January 2000 - January 2003

Skills
Solution Selling, Newsletters, Sales Process, Sales Presentations, Sales Management, Sales Support, Computers, Typing, Telecommunications, Sales Operations, Lead Generation, Training, Sales, Negotiation, Management

Education
St. Xavier's College   1999 — 2001
Bacheor's, Business

Fox College   1998 — 1999
Associate in Applied Science, Business

Carl Sandburg High School   1994 — 1998
Graduated, Honors

Michael Stahl Michael Stahl Spring City, Pennsylvania Details
Michael Stahl's BNC Mortgage Experience March 2007 - October 2007
Job Underwriting Manager
Industry Insurance
Experience
Springer Realty Group  August 2009 - Present
Aetna  February 2008 - Present
Long & Foster Companies  January 2008 - August 2009
BNC Mortgage   March 2007 - October 2007
MLNUSA  May 2005 - January 2007
Option One Mortgage  2002 - 2005

Skills
Real Estate, Health Insurance, Underwriting, Negotiation, Mortgage, Insurance, Customer Relations, Strategic Planning, Financial Analysis, Pricing, Microsoft Office, Selling, Employee Benefits, Contract Negotiation, Investment Properties, Credit, First Time Home Buyers, Sales, Customer Service, Disability Insurance, Leadership, Process Improvement, Life Insurance, Mortgage Lending, Loans, Investments, Team Building, Risk Management, Mortgage Banking

Education
Penn State University   1996 — 2001

Tory Dean Tory Dean Orange County, California Area Details
Tory Dean's BNC Mortgage Experience 2002 - 2007
Job COO at Atomic Blender Industries
Industry Music
Experience
S.L.A.M.! Magazine   December 2008 - Present
Skratch Magazine   October 2007 - October 2008
BNC Mortgage   2002 - 2007

Skills
Team Building, Mortgage Lending, Business Development, Loans, Credit, Strategic Planning, Public Speaking, Sales, New Business Development, Sales Management, Marketing, Underwriting

Education
California State University-Fullerton   2000 — 2002
BA, History, Religious Studies

Nicole Borromeo Chang Nicole Borromeo Chang Orange County, California Area Details
Nicole Borromeo Chang's BNC Mortgage Experience 2004 - 2005
Job CPA (inactive)
Industry Restaurants
Experience
At Home  2009 - Present
CKE Restaurants, Inc.   2007 - 2010
ABM Industries  2005 - 2007
BNC Mortgage   2004 - 2005
State Street  2002 - 2004

Education
California State University-Fullerton, Mihaylo College of Business and Economics   2004 — 2007
MASTERS, Accountancy

University of California, Santa Cruz   1998 — 2001
BA, Business Econ and Legal Studies

Ed Santacruz Ed Santacruz Santa Barbara, California Details
Ed Santacruz's BNC Mortgage Experience June 2004 - October 2007
Job Accounting Manager at TNCI Operating Co. LLC
Industry Telecommunications
Experience
TNCI Operating Co. LLC   September 2014 - Present
Select Staffing  July 2010 - September 2014
Santacruz Associates Ltd   March 2008 - January 2010
BNC Mortgage   June 2004 - October 2007
Profit Recovery Group  June 1998 - September 2003
Irvine Ranch Water District  June 1995 - July 1998

Skills
Account Reconciliation, General Ledger, Financial Accounting, Financial Analysis, Accounts Receivable, Financial Reporting, Internal Controls, Financial Statements, Budgets, PeopleSoft, Accounts Payable, Microsoft Office, US GAAP, Bank Reconciliation, Quickbooks, QuickBooks

Education
DePaul University   1980 — 1984
Bachelor of Science (B.S.), Accountancy

Heather Ringley Heather Ringley Houston, Texas Area Details
Heather Ringley's BNC Mortgage Experience December 2004 - July 2006
Job Account Manager for Option One Mortgage
Industry Financial Services
Experience
Option One Mortgage  April 2007 - October 2007
BNC Mortgage   December 2004 - July 2006
Alliance Capital Mortgage   January 2002 - December 2004
Priority Home Mortgage  March 1998 - December 2001

Education
San Jacinto College   1994 — 1997

Nicole Evans Nicole Evans Columbus, Ohio Area Details
Nicole Evans's BNC Mortgage Experience September 2006 - June 2007
Job Account Manager at Znode Inc
Industry Computer Software
Experience
Znode Inc  November 2012 - October 2013
Quest Software  April 2012 - November 2012
Quest Software  December 2011 - April 2012
Quest Software  August 2010 - December 2011
Quest Software  August 2008 - August 2010
Activant Solutions  September 2007 - June 2008
BNC Mortgage   September 2006 - June 2007
Option One Mortgage  January 2004 - September 2006
NovaStar Mortgage  May 2003 - December 2003
Bargain Network  July 2002 - April 2003

Skills
Salesforce.com, Account Management, Solution Selling, Consultative Selling, Cold Calling, Customer Relations, Negotiation, Outlook, Software Sales, Closing Deals, Sales Process, Forecasting, PowerPoint, Word, Excel, Enterprise Software, Microsoft Office, Microsoft Word, Selling, Customer Service, Software Industry, SaaS, E-commerce, Sales, Management, Sales Management, Lead Generation, Cloud Computing, Deal Closure, CRM

Education
San Diego State University-California State University   1998 — 2002
Bachelor of Arts, Economics

SMHS

Nick Hardy Nick Hardy Saint George, Utah Details
Nick Hardy's BNC Mortgage Experience October 2003 - August 2007
Job Mortgage Loan Officer Cache Valley Bank NMLS #825795
Industry Real Estate
Experience
Cache Valley Bank  May 2014 - Present
Wells Fargo Home Mortgage  February 2014 - May 2014
US Bank Home Mortgage  September 2011 - February 2014
Deseret Laboratories Inc.  April 2010 - September 2011
Lundberg & Associates  March 2009 - April 2010
Henry Day Ford  June 2008 - March 2009
Accredited Home Lenders  December 2007 - June 2008
BNC Mortgage   October 2003 - August 2007
Argent Mortgage  February 2002 - October 2002

Skills
Loans, FHA, VA, Purchase, Refinance, Home Equity Lines of..., Foreclosures, Construction Loans, Short Sales, Mortgage Lending, Mortgage Banking, Loan Origination, USDA, Residential Mortgages, VA loans, FHA financing, Government Loans, Credit, First Time Home Buyers, Sales, Credit Analysis, Referrals, Consumer Lending, Banking, Finance, Condos, Single Family Homes, Home Equity Loans, Mortgage Servicing, Loan Servicing, Debt Consolidation, Mortgage Marketing, Non-Conforming

Education
Salt Lake Community College   1999 — 2001
Associates

Copper Hills High School   1996 — 1998

Bingham High School   1995 — 1996

Timothy Hatton Timothy Hatton Greater Chicago Area Details
Timothy Hatton's BNC Mortgage Experience February 1996 - September 2007
Job Business Developer at Ethos Lending LLC
Industry Financial Services
Experience
Ethos Lending LLC  June 2015 - Present
Saint Andrew Society   2009 - Present
New Penn Financial, LLC  August 2011 - June 2015
GreenChoice Bank  June 2011 - August 2011
Diamond Bank, FSB  September 2010 - June 2011
TD Financial   August 2007 - June 2010
Supreme Lending  2010 - 2010
Prime Lending  2009 - 2010
BNC Mortgage   February 1996 - September 2007

Skills
Mortgage Banking, Mortgage Lending

Education
DePaul University   1989 — 1992

Charlie Gillmann Charlie Gillmann Monterey, California Details
Charlie Gillmann's BNC Mortgage Experience July 2004 - April 2005
Job Sales, Account Executive and Management
Industry Wholesale
Experience
Private  August 2013 - June 2015
PMAC Lending Services Inc.  March 2014 - August 2014
New American Funding  November 2013 - March 2014
Nationstar Mortgage  December 2011 - June 2013
Stonecrest   March 2011 - November 2011
J. Stephens   November 2010 - January 2011
ProMatch  January 2010 - June 2010
ADT Security Services  September 2008 - July 2009
Opteum Financial Services  June 2005 - September 2007
BNC Mortgage   July 2004 - April 2005

Skills
Selling, Sales, Leadership, Marketing, Cold Calling, Customer Service, Mortgage Lending, Management, New Business Development, Customer Satisfaction, Loans, Strategic Planning, Budgets, Credit, Real Estate, Team Building, Analysis, Microsoft Office, Account Management, Business Strategy, Investment Properties, Sales Management, Social Media Marketing, Trade Shows, Program Management, Networking, Referrals, Single Family Homes, Cloud Computing, Software Documentation, Salesforce.com, Business Development, Microsoft Excel, Process Improvement, Small Business, Sales Operations, Sellers, Insurance, Security, Property, Portfolio Management, Contract Management, Event Planning, Marketing Strategy, CRM, Negotiation, Social Media, Training, Project Management, Contract Negotiation

Education
San Jose State University   1982 — 1988
BA, Industrial Arts

West Valley College

Amy Labeta Amy Labeta Greater Los Angeles Area Details
Amy Labeta's BNC Mortgage Experience October 1998 - December 1998
Job Senior Paralegal at Sand Canyon Corporation
Industry Banking
Experience
Sand Canyon Corporation   March 1999 - Present
Sand Canyon Corporation FKA Option One Mortgage Corporation   1999 - Present
Option One Mortgage  1999 - Present
BNC Mortgage   October 1998 - December 1998

Skills
Default, Loss Mitigation, Mortgage Servicing, LPS, Loan Servicing, Loan Modifications, Mortgage Banking, Document Review, Bankruptcy, Mortgage Lending, Foreclosures, Legal Research, Loans, Residential Mortgages, Real Estate, Wordperfect, LPS Desktop, Escrow, Credit, Banking, Mortgage Underwriting, Title Insurance, Loan Origination, Commercial Mortgages, Refinance, Underwriting

Education
California State Polytechnic University-Pomona   2002 — 2002
Certificate, Paralegal

DiAnne Madsen DiAnne Madsen Meridian, Idaho Details
DiAnne Madsen's BNC Mortgage Experience April 2003 - February 2007
Job Administrative Professional
Industry Executive Office
Experience
Beachbody  March 2009 - Present
BZ Quilting   January 2008 - August 2014
Countrywide  March 2007 - August 2007
BNC Mortgage   April 2003 - February 2007
US Army  July 1995 - March 2004

Skills
Office Administration, Organization, Time Management, Decision Making, Newsletter Development, Graphic Design, Problem Solving, Ad Production, Communication, Travel Arrangements, Record Keeping, Scheduling, Research, Fitness, Weight Training, Marketing, Wellness Coaching, Coaching, Personal Training, Sports Nutrition, Strength Training, Customer Service, Nutrition, Nutritional Counseling, Team Building, Lifestyle, Fitness Training, Wellness, Editing, Microsoft Office, Social Networking, Public Speaking, Lifestyle Coaching, Leadership Development, Entrepreneurship, Training, Weight, Fundraising, Event Planning

Education
Brown Mackie College-Boise   2013 — 2015
Business Management

Utah College of Massage Therapy   1998 — 1998
Massage Therapy

Jordan High   1990 — 1992

Darcy Wills Darcy Wills Brentwood, California Details
Darcy Wills's BNC Mortgage Experience 1999 - February 2001
Job Mortgage Loan Specialist
Industry Real Estate
Experience
Delta Lending Group   October 2014 - Present
Land Home Financial Services  August 2012 - October 2014
U.S. Bank   September 2008 - January 2011
Brentwood Mortgage Specialist   2004 - 2008
E-LOAN  February 2001 - June 2006
BNC Mortgage   1999 - February 2001
Pacific Thrift and Loan  1995 - 1998

Skills
FHA, Mortgage Lending, Mortgage Banking, Loan Origination, Refinance, Loans, First Time Home Buyers, Real Estate, Investment Properties, Credit, Residential Mortgages, Short Sales, REO, Foreclosures, VA loans, Real Estate Financing, Reverse Mortgages, Mortgage Underwriting, FHA financing, Investments, Mortgage Marketing, Real Estate Economics, Underwriting, Investors, USDA, Credit Analysis, Government Loans, HUD, Referrals, FHA Financing, VA Loans

Education
College of San Mateo   1990 — 1992

Amanda Dowd Amanda Dowd Sacramento, California Area Details
Amanda Dowd's BNC Mortgage Experience February 2007 - June 2007
Job Manager Office Operations & Project Recruiting at Retail Search Group, Inc.
Industry Staffing and Recruiting
Experience
Retail Search Group, a PrincetonOne Company   October 2007 - Present
ASR Performance & Customs   January 2015 - Present
Attebury Street Rods, LLC   June 2007 - January 2015
First Franklin  July 2007 - September 2007
BNC Mortgage   February 2007 - June 2007
Attebury Street Rods   May 2003 - June 2007
Ownit Mortgage Solutions  February 2006 - December 2006

Skills
Administration, Client Services, Meeting Management, Social Media Marketing, Accounts Receivable, Internet Research, Organizational..., Performance Metrics, Database Administration, Microsoft Office, Office Administration, Online Research, Internet Recruiting, PC Recruiter, Social Networking, Database Admin, Training Facilitation, AIRS, Recruiting, System Administration, Training, Management, Human Resources, Hiring, Retail, Marketing, Team Leadership, Sales, Analysis, Brand Development, Customer Service, Time Management, Social Media, Interviews, Profit

Education
California State University-Sacramento   2002 — 2004
Bachelor of Arts, Family and Consumer Sciences; Apparel Marketing and Design

David Shine David Shine Shelton, Connecticut Details
David Shine's BNC Mortgage Experience 2005 - 2006
Job Operations Leader & process improvement Logistics and Supply Chain Specialist Project Manager Store/Branch Manager
Industry Logistics and Supply Chain
Experience
Target  2007 - Present
New Century Mortgage  2006 - 2007
BNC Mortgage   2005 - 2006
Ameriquest Mortgage  2004 - 2005

Skills
Retail, Merchandising, Leadership, Customer Service, Store Management, Inventory Management, Profit, Time Management, Visual Merchandising, Data Entry, Retail Sales, Employee Training, Customer Experience, Management, Sales, Strategic Planning, Team Building, Marketing, Project Management, Account Management, Sales Management, Team Leadership, Operations Management, Sales Operations, Training, Microsoft Excel, Marketing Strategy, Budgets, Process Improvement, Inventory Control, Forecasting, Microsoft Word, Coaching, Hiring, Customer Satisfaction, Business Strategy, Direct Sales, Performance Management, Negotiation, Human Resources, Logistics, Business Development, New Business Development, PowerPoint, Leadership Development, Interviews

Education
Southern New Hampshire University   1989 — 1993
Bachelor of Science (B.S.), Business Administration and Management, General

University of Southern New Hampshire   1989 — 1993
Bachelor's degree, Business Administration and Management, General

Phillipsburg High School   1984 — 1988

Mike Milaccio Mike Milaccio Carlsbad, California Details
Mike Milaccio's BNC Mortgage Experience January 2005 - January 2006
Job Talent Acquisition @ Red Bull Media House North America Inc.
Industry Entertainment
Experience
Red Bull Media House North America   April 2014 - Present
Revolution2M   October 2007 - Present
Revolution2Mx - Sports   October 2009 - Present
Auction.com  January 2013 - March 2014
Yahoo  May 2009 - February 2013
Electronic Arts (EA)   July 2008 - April 2009
Fox Interactive Media  March 2007 - April 2008
Helio  January 2006 - March 2007
BNC Mortgage   January 2005 - January 2006
Goldenlight Films   December 1999 - January 2005

Skills
Employer Branding, Entertainment, Talent Acquisition, Digital Media, Recruiting, Strategic Partnerships, Technical Recruiting, Sourcing, Talent Management, Account Management, Executive Search, Digital Strategy, Sports, Sports Management, Marketing, Social Networking, Business Development, Online Advertising, Advertising, Film Production, Video Production, Producing, Sponsorship Program..., Post Production, Human Resources, Leadership, Product Marketing, Temporary Placement, Mobile Devices, Interviews, Sales, Product Management, Search, Team Management, Classical Ballet, Archery, Wood Carving, Mannequin Styling, Lawn Care, Harmonica

Education
San Diego State University-California State University
MA coursework

University of West Florida
BA

Jennifer Martinson Jennifer Martinson Minneapolis, Minnesota Details
Jennifer Martinson's BNC Mortgage Experience February 2005 - September 2005
Job Consumer Loan Underwriter IV
Industry Financial Services
Experience
Wells Fargo Home Mortgage  September 2005 - Present
BNC Mortgage   February 2005 - September 2005
General Mortgage Finance   June 2004 - February 2005
Avizen Lending Solutions   2001 - 2004
Avizen Lending   2001 - 2004

Skills
Loans, Mortgage Lending, Loan Origination, Underwriting, Mortgage Banking, Mortgage Underwriting, VA loans, Consumer Lending, Refinance, Real Estate, Credit Analysis, Residential Mortgages, Credit, Customer Service, Risk Management

Education
Century College   1997 — 1999
Business, Business Management

White Bear Lake   1993 — 1997
General

Amy Zielinski Amy Zielinski Hoffman Estates, Illinois Details
Amy Zielinski's BNC Mortgage Experience October 2006 - June 2007
Job AVP at Wintrust Mortgage
Industry Financial Services
Experience
Wintrust Mortgage  April 2009 - Present
Gateway Settlement Services   August 2007 - June 2009
BNC Mortgage   October 2006 - June 2007

Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, Residential Mortgages, USDA, VA loans, Credit Analysis, Underwriting, Risk Management, Customer Service, Team Building

Education
DePaul University   1996 — 2000
Environmental Science

Jaclyn Sosnowski Jaclyn Sosnowski Birmingham, Michigan Details
Jaclyn Sosnowski's BNC Mortgage Experience January 2005 - January 2006
Job Web Content/Photography at Vintage King Audio
Industry Music
Experience
Vintage King Audio  April 2014 - Present
Freelance  January 2001 - Present
Vintage King Audio  May 2013 - April 2014
Vintage King Audio  February 2012 - May 2013
Moosejaw Mountaineering  October 2011 - January 2012
Moosejaw Mountaineering  January 2010 - January 2012
Moosejaw Mountaineering  October 2008 - January 2010
Stewart Title Agency of Michigan   January 2007 - January 2008
BNC Mortgage   January 2005 - January 2006
Title Source  January 2005 - December 2005

Skills
Email Marketing, Customer Service, Social Media, Microsoft Office, Account Management, Photography, Photoshop, Copywriting, SEO copywriting, Order Management, NetSuite, Magento, Threat Analysis, Order Processing, Team Management, Graphic Design, Google Analytics, Microsoft Word

Education
Oakland Community College   2014 — 2016
Photography and Fine Art, Dean's List

Michigan State University
Bachelor of Arts (BA), Advertising

Regina High School

Kelly Deutchman Kelly Deutchman Orange County, California Area Details
Kelly Deutchman's BNC Mortgage Experience 2004 - 2006
Job Executive Assistant at First Bank
Industry Banking
Experience
First Bank  October 2006 - Present
BNC Mortgage   2004 - 2006
Coldwell Banker  2001 - 2004

Skills
Outlook, Administrative..., Office Management, Lotus Notes, Customer Satisfaction, Microsoft Excel, Microsoft Office, Customer Service, PowerPoint, Event Planning, Microsoft Word, Process Improvement, Calendars, Executive Support, Windows, Credit, Human Resources, Accounts Payable, Call Center, 10 Key, Salesforce.com, Encore, Adobe Acrobat, Emergency Planning, SnagIt, Large Scale Events, Communication Skills, Large-scale Event..., Spreadsheets, Banking, Finance, Loans, Management, Mortgage Lending

Education
Golden West College

Esther Nunez Esther Nunez Orange County, California Area Details
Esther Nunez's BNC Mortgage Experience April 1996 - October 1998
Job Payroll Professional/ Realtor
Industry Real Estate
Experience
REAL ESTATE AGENT  May 2014 - Present
Trinidad Drilling  May 2013 - October 2014
Savanna Energy Services   September 2012 - March 2013
Avangard Innovative, LP  November 2010 - November 2011
Cosentino North America  2008 - 2010
IFCO Systems  2006 - 2008
Suncoast Post Tension  November 2005 - August 2006
Power Plus  January 2003 - November 2005
BNC MORTGAGE   April 1996 - October 1998

Skills
ADP Payroll, ADP ReportSmith, ADP HRB, ADP ezLaborManager, ADP E-Time, ADP Payforce, Microsoft Word, Microsoft Excel, Kronos Timekeeping, Microsoft Dynamics, TOTAL SUM HRIS, Navision, Pason, Totco, Payroll, Human Resources, Garnishments, Navision 2013, Benefits Administration, Kronos, New Hire Orientations, Seller Representation, First Time Home Buyers, Buyer Representation, Strategic Negotiations, Real Estate Transactions, Management, Customer Service, Contract Negotiation, Accounts Receivable

Education
Allied Real Estate-California   2004 — 2005
Real Estate

Allied Real Estate-Texas
Real Estate

Santa Ana College
Business Administration and Management, General

UOP
Business Management/Human Resources

Paulette Martinez Paulette Martinez Garden City, Idaho Details
Paulette Martinez's BNC Mortgage Experience August 2006 - August 2007
Job Executive Assistant at Insurance Management Group
Industry Banking
Experience
Mortgage Industry  Executive AssistantInsurance Mangement Group2014 - 2015
Insurance Mangement Group   2014 - 2015
Blue Cross of Idaho  October 2013 - April 2014
Wells Fargo  October 2012 - August 2013
Hewlett-Packard  August 2009 - July 2011
BNC Mortgage   August 2006 - August 2007
Argent Mortgage  August 2005 - August 2006

Skills
Customer Service, Sales, Credit, Account Management, Banking, Time Management, Real Estate, Credit Analysis, Mortgage Banking, Mortgage Lending, Mortgage Underwriting, Marketing Strategy, Microsoft Word, Microsoft Office, Direct Sales, B2B, Social Networking, Social Media, Management, Marketing, Pricing, Financial Analysis, Call Centers, Marketing Communications, Finance, Loans, Insurance, Underwriting, Instructional Design, Compliance, Administrative..., Refinance, Team Building, Leadership, Investment Properties, Loan Origination, FHA, Sales Management, Strategic Planning, Residential Mortgages, Training, Small Business, First Time Home Buyers, Coaching, Customer Relations, Portfolio Management, Public Speaking, Budgets, Project Management, Investments

Education
Boise State University   1984 — 1985
Business Administration and Management, General

NAMPA HIGH SCHOOL   1980 — 1984

Connie Salazar Connie Salazar San Jose, California Details
Connie Salazar's BNC Mortgage Experience November 2002 - June 2006
Job Sales Administrator at Sena Technologies
Industry Computer Hardware
Experience
Bank of America Home Loans  September 2012 - November 2013
Sena Technologies   April 2011 - September 2012
JPMorgan Chase  September 2008 - July 2010
Davidson Communities  August 2007 - March 2008
Temps for Tracts   August 2006 - August 2007
BNC Mortgage   November 2002 - June 2006
Juvenile Hall  March 1991 - June 2005
Nokia  August 2000 - July 2001
Honeywell  November 1999 - August 2000
Compaq Computers  June 1997 - February 1999

Education
San Jose State University
BS, Business Finance

Claudia Spofford Claudia Spofford Houston, Texas Area Details
Claudia Spofford's BNC Mortgage Experience August 2004 - September 2006
Job Loan Processor/Loan Assistant
Industry Financial Services
Experience
Laraby Financial Group   July 2014 - Present
N/A  May 2014 - July 2014
Sutherland Mortgage Services, Inc.   June 2013 - January 2014
Amegy Bank  August 2010 - June 2013
Self  October 2006 - August 2010
BNC Mortgage   August 2004 - September 2006
JLM Direct Funding  April 2002 - August 2004
Memorial Park Mortgage   September 1999 - April 2002
CMACSC/Radian Guaranty   January 1998 - August 1999
Southern Pacific Funding Corp   August 1997 - January 1998

Skills
Mortgage Lending, FHA, Loans, Real Estate, USDA, Funding, FHA financing, Customer Service, Loan Origination, Credit Analysis, Residential Homes, Real Estate Financing, Banking, Sales, Mortgage Banking, Underwriting, Investors, Financial Risk, Portfolio Management, Refinance, Training, Residential Mortgages, Commercial Real Estate, Selling, First Time Home Buyers, Credit, Management

Education
Houston Community College

San Jacinto College

University of New
Real Estate, Finance

Kristina Fox Serrano Kristina Fox Serrano Portland, Oregon Area Details
Kristina Fox Serrano's BNC Mortgage Experience October 2005 - January 2006
Job
Industry Real Estate
Experience
American Southwest Mortgage Corp  May 2015 - Present
Oregonians Credit Union  May 2009 - May 2015
United Mortgage Services  June 2006 - August 2008
BNC Mortgage   October 2005 - January 2006
Finance America  April 2003 - October 2005

Skills
Mortgage Lending, Loans, Credit, Consumer Lending, Banking, Retail Banking, Small Business Lending, Cross Selling, Outlook, Microsoft Excel, Customer Service, First Time Home Buyers, Refinance, Employee Training, Training Delivery, Single Family Homes, Residential Mortgages, Funding, Processing, Mortgage Underwriting, Mortgage Servicing, Seminars

Education
Oregon State University   1999 — 2002
Bachelor of Science (B.S.), Psychology

Santa Fe Community College   1998 — 1999
Psychology

Portland State University   1997 — 1998
Psychology

Joe Gress Joe@ringsidesearch.com Joe Gress Joe@ringsidesearch.com Columbus, Ohio Area Details
Joe Gress Joe@ringsidesearch.com's BNC Mortgage Experience April 2004 - October 2008
Job Recruiter and Partner Accounting & Finance
Industry Staffing and Recruiting
Experience
Ringside Search Partners  January 2013 - Present
Ringside Search Partners  January 2010 - December 2012
Ringside Search Partners  November 2008 - January 2010
BNC Mortgage   April 2004 - October 2008
Countrywide Home Loans  November 2002 - March 2004

Skills
Talent Acquisition, Recruiting, Accounting, Finance, Auditing, Tax, Contract Recruitment, Financial Analysis, Mergers & Acquisitions, Strategic Planning, PeopleSoft, Human Resources, Credit, Budgets, Management

Education
Kent State University   1998 — 2002
Bachelor's, Marketing / Finance

Kate Nichols Kate Nichols Lombard, Illinois Details
Kate Nichols's BNC Mortgage Experience February 2005 - August 2006
Job REO Supervisor at Codilis & Associates, P.C.
Industry Legal Services
Experience
Codilis & Associates, P.C.   September 2008 - Present
Fidelity National Title  May 2007 - September 2008
People's Choice Home Loan  August 2006 - May 2007
BNC Mortgage   February 2005 - August 2006
First American Title  April 2003 - January 2005
Netco Title  August 2001 - April 2003

Skills
Real Estate, Real Estate Transactions, REO, Notary Public, Funding, Title Insurance, Foreclosures, First Time Home Buyers, Investment Properties, Single Family Homes

Education
St. Norbert College   1995 — 1999
Bachelor of Arts (B.A.), Sociology

Daniel Sands Daniel Sands Raleigh-Durham, North Carolina Area Details
Daniel Sands's BNC Mortgage Experience February 2005 - November 2005
Job Senior Mortgage (Exception) Underwriter | Consistently Top Producer of High Quality Loan Reviews
Industry Banking
Experience
Stewart Lending Services  February 2015 - May 2015
Wells Fargo Home Mortgage  October 2011 - August 2014
Self-Help Credit Union (Self-Help Venture Fund)   July 2010 - December 2010
Wells Fargo Home Mortgage  May 2006 - July 2009
PMI Mortgage Insurance Co.  April 2003 - October 2006
BNC Mortgage   February 2005 - November 2005
Radian  September 1998 - March 2003
MGIC  February 2001 - January 2002

Skills
Refinance, Mortgage Lending, Consumer Lending, Credit, Banking, Mortgage Banking, Credit Analysis, Loan Origination, Residential Mortgages, Credit Risk, Exception Mortgage..., Out Of the Box

Education
Quinnipiac University
Bachelor's Degree, Business Administration and Management, General

United States Military Academy at West Point

David Gambardello David Gambardello Orange County, California Area Details
David Gambardello's BNC Mortgage Experience May 2007 - September 2007
Job Major Accounts Sales Executive at ADP
Industry Human Resources
Experience
ADP  June 2015 - Present
Automatic Data Processing, Inc.   July 2011 - June 2015
ADP  May 2009 - May 2011
One Source Visual Marketing Solutions  October 2007 - May 2009
BNC Mortgage   May 2007 - September 2007
MLNUSA  July 2005 - January 2007
Wells Fargo Financial  December 2002 - July 2005

Skills
Consultative Selling, Salesforce.com, Cold Calling, Solution Selling, Contract Negotiations, Business Process..., Business Strategy, New Business Development, Building Relationships, ADP Payroll, Workforce Management, Human Resources, Leadership, Performance Management, Recruiting, Selling, Training, BPO, Employee Relations, Employee Benefits, Contract Negotiation

Education
Temple University - Fox School of Business and Management   1998 — 2002
BS, Finance, Economics

Holy Ghost Preparatory   1994 — 1998

Rashaan Allen Rashaan Allen Irvine, California Details
Rashaan Allen's BNC Mortgage Experience January 2002 - January 2007
Job Customer Service
Industry Consumer Services
Experience
Metagenics  2011 - Present
BNC Mortgage   January 2002 - January 2007
Sprint PCS  January 2002 - January 2002
Draper’s & Damon’s   January 1999 - January 2002
Western Financial Services   January 1998 - January 1999

Skills
Fitness, Microsoft Office, Wellness, Management, Outlook, Team Building, PowerPoint, Public Speaking, Leadership, Software Documentation, Process Improvement

Education
Irvine Valley College   2007 — 2012
Associate's degree, Writing, General

Amy Moreau, MBA Amy Moreau, MBA Orange County, California Area Details
Amy Moreau, MBA's BNC Mortgage Experience 2006 - 2007
Job Senior Account Executive at Cbeyond
Industry Telecommunications
Experience
Cbeyond  February 2013 - January 2014
ShoreTel  August 2012 - January 2013
ShoreTel  August 2011 - August 2012
Paychex  January 2009 - August 2011
NetReit  October 2007 - January 2009
BNC Mortgage   2006 - 2007
Nextel Communications  1998 - 2006

Skills
Unified Communications, Cloud Computing, Data Center, IP, Cisco Technologies, Telephony, Enterprise Software, Cross-functional Team..., Networking, WiFi, Routing, Selling, Management, Avaya, Blackberry, Cellular Communications, Sales, Android, Solution Selling, Direct Sales, Ethernet, Managed Services, Channel, Salesforce.com, Telecommunications, SaaS, Channel Partners, VoIP, SIP, Enterprise Mobility, Wireless, Co-location, Communication Skills, SIP Trunking, Sandler, Mobile Devices, Call Centers, Strategic Partnerships, Go-to-market Strategy, Cold Calling, Sales Engineering, Video Conferencing, Solutions Marketing, WAN, Sales Operations, Mobile Technology, Sales Presentations, Customer Retention, Sales Process, Hosted Services

Education
University of Phoenix   2002 — 2004
MBA, Business Administration

State University of New York College at Oneonta   1992 — 1994
BA

Darlene De Felice Darlene De Felice Greater New York City Area Details
Darlene De Felice's BNC Mortgage Experience August 2004 - August 2005
Job Executive Administrator at Necessity Funding Group, LLC
Industry Financial Services
Experience
Necessity Funding Group, LLC   March 2013 - Present
Out Of The Box Group, Inc.   August 2010 - March 2013
Law Office  April 2012 - October 2012
Rapid Debt Settlement   2009 - April 2011
Vanguard Funding  August 2007 - January 2009
Ideal Mortgage   2007 - 2007
New Century Mortgage  2005 - 2007
BNC Mortgage   August 2004 - August 2005
Internal Revenue Service  January 1999 - August 2004

Skills
Loans, Mortgage Lending, FHA, Credit, Mortgage Banking, Leadership, Negotiation, Finance, Investments, USDA, Sales, Refinance, Business Development, Marketing, Underwriting, Video, Digital Media, Loan Origination, Real Estate, Residential Mortgages, Banking, Investment Properties

Education
Suffolk County Community College
Accounting

SHEILA STANCE SHEILA STANCE Greater Chicago Area Details
SHEILA STANCE's BNC Mortgage Experience May 2003 - December 2007
Job Home Services Specialist II
Industry Financial Services
Experience
Bank of America  January 2012 - Present
Chase Home Finance  October 2009 - December 2012
BNC Mortgage   May 2003 - December 2007
Finance America  May 2003 - December 2007
Green Referral Ltd   February 1999 - May 2003

Skills
Typing, Microsoft Office, Customer Service, Client Communication, Mortgage Lending, Banking, Call Centers, Loans, Management, Residential Mortgages, Sales, Time Management, Underwriting

Education
Computer Systems Institute   2008 — 2009
A+, A+, Networking+ & MCSA

Columbus State Community College Cols   1990 — 1992
Business major

Columbus Alternative High School (College Preparatory   1984 — 1989
High School, Diploma

Lewis Darnell Davis Lewis Darnell Davis Greater New York City Area Details
Lewis Darnell Davis's BNC Mortgage Experience September 2003 - September 2004
Job Regional Sales Consultant at Prudential Financial
Industry Financial Services
Experience
Prudential Financial  December 2014 - Present
Charter Communications  June 2014 - December 2014
Chase  October 2011 - January 2014
MetLife  October 2007 - December 2009
The Mortgage Store  April 2006 - April 2007
Opteum Financial Services  April 2005 - April 2006
First Franklin  September 2004 - April 2005
BNC Mortgage   September 2003 - September 2004
New Century  February 2003 - September 2003
Argent Mortgage  January 2002 - February 2003

Skills
Sales, Finance, Recruiting, Insurance, Sales Operations, Credit Analysis, Loans, Operations Management, Residential Mortgages, Customer Service, Mortgage Lending, Mortgage Banking, Credit, Employee Benefits, Banking, Loan Origination, Sales Presentations, FHA, Refinance, Underwriting, Consumer Lending, Sales Management, Risk Management, Portfolio Management, USDA, Financial Analysis, Cold Calling, Financial Services, New Business Development, Mortgage Underwriting, Team Building, Strategic Planning, Small Business Lending, Account Management, Internet Recruiting, Technical Recruiting, Contract Recruitment, Investments, Life Insurance

Education
Southern Connecticut State University   1986 — 1990
Associates, Business Administration

United States Naval Academy   1985 — 1986

Stratford High School   1981 — 1985
Business Administration and Management, General

Johnson Junior High School   1979 — 1981

James Rottet James Rottet Greater Chicago Area Details
James Rottet's BNC Mortgage Experience November 2005 - April 2006
Job Network Analyst at Windstream
Industry Information Technology and Services
Experience
Windstream  June 2014 - Present
Streetlinks/AppraiserVendor.com   August 2011 - October 2013
Fed Ex  January 2008 - August 2011
Heartland Institute   March 2007 - October 2007
BNC Mortgage   November 2005 - April 2006
Morgan Stanley  February 2005 - October 2005
Full Spectrum Lending  September 2003 - December 2004
GN Mortgage  September 2002 - August 2003
Zeke's Landing Restaurant   January 2001 - August 2002
Electronic Trading Group  January 1999 - December 2000

Skills
Mortgage Lending, Finance, Management, Refinance, Loans, Budgets, Government, Public Policy, Community Outreach, Program Management, Real Estate, Mortgage Underwriting, Sales, Software Documentation, Strategic Planning, Risk Management, Team Building, Customer Satisfaction, Mortgage Banking, Underwriting, Financial Analysis, Residential Mortgages, Financial Modeling, Microsoft Word, Credit Risk, Policy Analysis, Leadership, Investments, Customer Service, Microsoft Office, Operations Management, Public Relations, Research, Team Leadership, Microsoft Excel, Economics, SDLC

Education
Indiana University Bloomington   1989 — 1993
BA, Political Science/Economics

University of Illinois Springfield   1994 — 1998
Masters, Public Administration

Moraine Valley Community College   2014 — 2015
Cisco Network Assoicate Certification, Cisco Network Technician

Jamie Clayton (jamie_r_clayton@yahoo.com) Jamie Clayton (jamie_r_clayton@yahoo.com) Orange County, California Area Details
Jamie Clayton (jamie_r_clayton@yahoo.com)'s BNC Mortgage Experience March 2002 - November 2004
Job Recruiter
Industry Human Resources
Experience
Westinghouse Digital Electronics  May 2007 - Present
Ameriquest Mortgage  September 2006 - May 2007
LendingTree.com  August 2005 - May 2006
BNC Mortgage   March 2002 - November 2004

Education
Orange Coast College   2002 — 2005
Business Adminsitration

Kenneth Gemerek Kenneth Gemerek Greater Philadelphia Area Details
Kenneth Gemerek's BNC Mortgage Experience June 2007 - October 2007
Job Examiner at Consumer Financial Protection Bureau
Industry Financial Services
Experience
Consumer Financial Protection Bureau  September 2012 - Present
State of Pennsylvania - Dept of Banking   January 2008 - September 2012
BNC MORTGAGE   June 2007 - October 2007
DECISION ONE MORTGAGE  2003 - 2007
Equity One  2001 - 2002
ContiFinancial / ContiMortgage   1994 - 2000
Resource One Mortgage  1994 - 2000

Skills
Mortgage Underwriting, Mortgage Lending, Due Diligence, Refinance, Credit, Fraud, Credit Analysis, Banking, Mortgage Banking, FHA, Loan Origination, Residential Mortgages, Risk Management, Credit Risk, Financial Risk, Loss Mitigation, Sales, Portfolio Management, Financial Analysis, Consumer Lending, Finance, Investments, Real Estate, Financial Services, Non-Conforming, Loan Servicing, Loan Modifications, FHA financing, Short Sales, Construction Loans, Home Equity Loans, Mortgage Servicing, Wholesale Lending, Lines Of Credit, Reverse Mortgages, Commercial Banking, Underwriting, Financial Institutions, Bank Secrecy Act, AML, Financial Regulation, Commercial Lending, OFAC, Banking Law, USA PATRIOT Act, Operational Risk, Enterprise Risk...

Education
Temple University   1986 — 1992
Bachelor of Science, Sport & Physical Fitness Business & Management

FRANKFORD HIGH SCHOOL   1982 — 1986
DIPLOMA, ADVANCED PLACEMENT

Karleen Kalar Karleen Kalar Greater Los Angeles Area Details
Karleen Kalar's BNC Mortgage Experience September 2005 - January 2006
Job Sr. IT Business Analyst at Prescription Solutions
Industry Information Technology and Services
Experience
OptumRx  February 2011 - Present
Union Bank  November 2009 - February 2011
Traffic Control and Safety Corp.   February 2009 - October 2009
Sole Technology  September 2008 - January 2009
Toyota Financial Services  April 2008 - August 2008
Option One Mortgage  June 2006 - February 2008
BNC Mortgage   September 2005 - January 2006
Capital Group  April 1999 - September 2005

Skills
Visio, Business Analysis, Vendor Management, Software Documentation, Analysis, SDLC, Requirements Analysis, Requirements Gathering, Business Requirements, System Requirements, Project Management, Business Process..., Business Intelligence

Education
Fullerton College
Associate of Arts and Sciences (AAS), Anthropology

Robi Baishnab Robi Baishnab Columbus, Ohio Area Details
Robi Baishnab's BNC Mortgage Experience August 2006 - August 2007
Job Associate at Barkan Meizlish, LLP
Industry Legal Services
Experience
Barkan Meizlish, LLP  May 2012 - Present
Franklin County Board of Developmental Disabilities  January 2005 - Present
The Law Office of Spater & Davis-Williams, LLC   April 2011 - May 2012
Guthrie Law Office   August 2011 - March 2012
Barkan Meizlish, LLP  December 2007 - March 2011
BNC Mortgage   August 2006 - August 2007
Argent Mortgage Co. LLC.   2005 - 2006
UUNET/MCI World Com   June 2000 - November 2003

Skills
Legal Research, Mortgage, Bankruptcy, Courts, Customer Relations, Wage & Hour, Personal Injury, Social Security..., Social Security Law, Overtime

Education
Capital University Law School   2011 — 2012
Master of Laws (LL.M.), Business and Taxation

Capital University Law School   2006 — 2010
J.D., Law

The Ohio State University   1997 — 2000
Bachelor of Science, Biology

Case Western Reserve University   1997 — 1998
Biology, General

Cleveland State University   1995 — 1997
Biology, General

Julie Downs Julie Downs Greater Milwaukee Area Details
Julie Downs's BNC Mortgage Experience June 2004 - June 2007
Job Financial Services Professional
Industry Financial Services
Experience
OPUS Capital Markets  April 2010 - Present
Shorewest Realtors  July 2007 - April 2010
BNC Mortgage   June 2004 - June 2007
Paragon Home Lending  December 2002 - June 2004
MGIC  November 1986 - October 2002

Skills
Credit, Mortgage Lending, Loans, Credit Analysis, Mortgage Banking, Underwriting, Technical Training, Investments, Refinance, Banking, REO, Loan Origination, FHA, Mortgage Underwriting, Residential Mortgages, Real Estate, Customer Service

Education
Milwaukee Area Technical College   1984 — 1986

Rey Topete Rey Topete Greater Chicago Area Details
Rey Topete's BNC Mortgage Experience June 2007 - October 2007
Job Operations Manager, PNC Mortgage
Industry Real Estate
Experience
Perfect FHA   January 2008 - Present
BNC Mortgage   June 2007 - October 2007
New Century  2004 - 2007
New Century Mortgage  1996 - 2007

Education
Roosevelt University   2001 — 2002

Jennifer Marszowski Jennifer Marszowski Scottsdale, Arizona Details
Jennifer Marszowski's BNC Mortgage Experience 2006 - 2007
Job Mortgage Loan Consultant
Industry Financial Services
Experience
NOVA® Home Loans  September 2015 - Present
Caliber Home Loans  September 2013 - August 2015
National Residential Mortgage, a service of Heartland Financial USA, Inc.   2011 - 2013
BNC Mortgage   2006 - 2007

Skills
First Time Home Buyers, Refinance, FHA, Loans, Residential Mortgages, Loan Origination, Mortgage Banking, Mortgage Lending, FHA Financing, VA Loans, Credit Analysis, Credit, Investment Properties, Residential Homes

Education
Columbia College Chicago   1996 — 1999
Bachelor of Arts (B.A.)

Rick Arreola Rick Arreola Greater Los Angeles Area Details
Rick Arreola's BNC Mortgage Experience September 2004 - Present
Job Staff Accountant at BNC Mortgage
Industry Accounting
Experience
BNC Mortgage   September 2004 - Present

Education
California State University-Fullerton   1994 — 2000

Leland Punt Leland Punt Greater Los Angeles Area Details
Leland Punt's BNC Mortgage Experience August 2005 - October 2007
Job Project Underwriter II at Wells Fargo Home Mortgage
Industry Financial Services
Experience
Wells Fargo Home Mortgage  August 2008 - Present
BNC Mortgage   August 2005 - October 2007
Fremont Investment and Loan  February 2003 - August 2005
CitiFinancial  January 1999 - February 2003

Skills
Leadership, Mortgage Lending, Underwriting, Mortgage Banking, Sales, Loss Mitigation, Loans, FHA, Loan Origination, Residential Mortgages, Credit, Refinance, Executive Management

Education
Northern State University   1984 — 1988

Cari Silva Cari Silva Greater Los Angeles Area Details
Cari Silva's BNC Mortgage Experience 2001 - Present
Job Financial Services Professional
Industry Financial Services
Experience
BNC Mortgage   2001 - Present
BNC Mortgage/Lehman   2002 - 2007
BNC Mortgage LLC, A Lehman Brothers Company   2002 - 2007
Lehman Brothers - BNC Mortgage, Inc   2002 - 2007

Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Loan Origination, FHA, Loans, Loss Mitigation, Credit, USDA, FHA financing, Credit Analysis, VA loans, FNMA, Mortgage Insurance, Non-Conforming, Calyx Point, Secondary Market

Education
Cypress College   1991 — 1993

Craig Schelin Craig Schelin Greater New York City Area Details
Craig Schelin's BNC Mortgage Experience 2001 - 2007
Job Mortgage Professional
Industry Financial Services
Experience
Wells Fargo Home Mortgage  April 2012 - Present
East Coast Capital  June 2007 - November 2011
BNC Mortgage   2001 - 2007

Education
Hofstra University   1985 — 1991

Eirann Mittelsteadt Eirann Mittelsteadt Orange County, California Area Details
Eirann Mittelsteadt's BNC Mortgage Experience 2001 - 2006
Job VP at Urban Financial of America, LLC
Industry Capital Markets
Experience
Urban Financial of America, LLC  April 2014 - Present
Rushmore Loan Management Services, LLP  April 2013 - April 2014
Icon Residential Capital, LLC   August 2006 - April 2013
BNC Mortgage   2001 - 2006
Finance America  2001 - 2006

Skills
Mortgage Banking, Loan Origination, Mortgage Lending, Finance, Loans, Refinance, Real Estate, FHA, Credit, Underwriting, Credit Analysis, Loss Mitigation, Mortgage Underwriting, Residential Mortgages, USDA

Education
California State University-Long Beach - College of Business Administration   1998 — 2001
Bachelor of Science (BS), Finance and International Business

Robert Hausman Robert Hausman Greater Chicago Area Details
Robert Hausman's BNC Mortgage Experience August 2004 - February 2008
Job Experienced Underwriter
Industry Financial Services
Experience
Freddie Mac  March 2008 - Present
Lighthouse Financial  January 2008 - March 2008
BNC Mortgage   August 2004 - February 2008
Finance America, LLC  2004 - 2006
Wells Fargo Financial  1997 - August 2004
Superior Bank  1997 - 1997
Security Finance  1996 - 1997

Education
Eastern Illinois University   1991 — 2006
BA, Economics

Keller Graduate School of Management of DeVry University   2000 — 2003
MBA, Finance

Daniel Chioles Daniel Chioles Greater Los Angeles Area Details
Daniel Chioles's BNC Mortgage Experience 2002 - 2007
Job Wholesale Loan Processor at Greenbox Loans, Inc.
Industry Real Estate
Experience
Greenbox Loans, Inc.   November 2014 - Present
Bank of America  December 2010 - June 2014
Interthinx  June 2009 - December 2010
Arena Landscaping, Inc.   September 2007 - June 2009
Lehman Brothers / BNC Mortgage   May 2002 - January 2008
BNC Mortgage   2002 - 2007
WMC Equity Services   August 1996 - May 2002
Advanced Realty Concepts   February 1982 - August 2000
A-1 Home Loans   March 1992 - August 1996
Desert Sands Estates, Ltd.   September 1986 - July 1994

Skills
Mortgage Lending, Loans, Credit, Real Estate, Mortgage Banking, Loan Origination, Residential Mortgages, FHA, Mortgage Underwriting, Refinance, Finance, Underwriting, Banking, Loss Mitigation

Education
Los Angeles Pierce College   1976 — 1978

Moorpark College   1974 — 1976
Business Administration

MICHELE BEDELL-ADLING MICHELE BEDELL-ADLING Phoenix, Arizona Area Details
MICHELE BEDELL-ADLING's BNC Mortgage Experience 2001 - 2007
Job Office Manager at Dysart School District
Industry Primary/Secondary Education
Experience
Dysart Unified School District  July 2011 - Present
Dysart Unified School District  August 2008 - January 2012
Lehman Brothers  2005 - 2008
BNC MORTGAGE   2001 - 2007
BNC MORTGAGE   1998 - 2001
BNC MORTGAGE   1995 - 1998

Skills
Time Management, Banking, Customer Oriented, Budgets, Purchase Orders, Organization &..., Managing Deadlines, Microsoft Office, Underwriting, Leadership

Education
Orange Coast College
Accounting/Business

Tracy Vernie Tracy Vernie Greater Atlanta Area Details
Tracy Vernie's BNC Mortgage Experience 2007 - 2007
Job Education
Industry Education Management
Experience
Forsyth County Schools (Georgia)   August 2015 - Present
State Bank and Trust Company  October 2012 - December 2014
Rasmus Real Estate Group  August 2011 - July 2012
Executive Asset Management  January 2008 - August 2011
BNC Mortgage   2007 - 2007
Mortgage Lenders Network  2006 - 2007

Education
Reinhardt University   2013 — 2015
Master of Education (M.Ed.), Early Childhood Education and Teaching

Thomas University   2002 — 2005
Bachelor of Business Administration (BBA)

North Florida Community College   2000 — 2002
A.A., Associates

Keith Vernie Keith Vernie Greater Atlanta Area Details
Keith Vernie's BNC Mortgage Experience 2007 - 2007
Job Forensic Underwriter at United Guaranty
Industry Banking
Experience
United Guaranty Corporation  September 2010 - Present
Lender Processing Services, Inc. (LPS)   May 2009 - September 2010
Indymac Bank  May 2008 - March 2009
Wilmington Finance  March 2007 - May 2007
Mortgage Lenders Network  December 2003 - January 2007
BNC Mortgage   2007 - 2007
Republic Mortgage Insurance Company  November 2002 - October 2003

Skills
Loan Origination, Loss Mitigation, Credit, Mortgage Underwriting, Mortgage Lending, Loans, Mortgage Banking, Underwriting

Education
Florida State University - College of Business   1998 — 2001

Beth Putnam Beth Putnam Dubuque, Iowa Details
Beth Putnam's BNC Mortgage Experience 2001 - 2007
Job Nutrition and Wellness Consultant
Industry Health, Wellness and Fitness
Experience
University of Phoenix  July 2010 - Present
Hangzhou International School   June 2011 - June 2013
Eisenhower School Dubuque, Iowa   2009 - 2010
BNC Mortgage   2001 - 2007
Lehman Brothers  2001 - 2007
BNC MORTGAGE/LEHMAN BROTHERS2006   2001 - 2007
Ownit Mortgage Solutions  2005 - 2006

Skills
Leadership, Management, Public Speaking, Loans, Underwriting, Educational Technology

Education
Cornell University   2013 — 2014
Certificate in Nutrition Studies, Whole Food, Plant-based Nutrition

University of Phoenix   2008 — 2010
Masters, Education

Iowa State University - College of Business   1987 — 1991
BA, Marketing

Armando Madrigal Armando Madrigal Orange County, California Area Details
Armando Madrigal's BNC Mortgage Experience February 2004 - November 2005
Job Technical Program Coordinator at WD, a Western Digital company
Industry Information Technology and Services
Experience
WD, a Western Digital company  October 2014 - Present
Hyundai AutoEver America  May 2008 - October 2014
Toastmasters International, Smedley Chapter 1   2010 - 2011
B. Braun Medical  November 2005 - December 2007
BNC Mortgage   February 2004 - November 2005
Target  July 2002 - October 2003
Pac Holding   2003 - 2003
Circuit City  February 1996 - July 2002

Skills
Management, Vendor Management, Process Improvement, Project Management, Leadership, Customer Service, Inventory Management, Budgets, Customer Retention, SAP, Six Sigma, ITIL, Purchasing, Sales Management, Procurement, Team Leadership, IT Management, Cross-functional Team..., Team Building, IT Strategy, Program Management, Operations Management, Spanish, Training, IT Asset Management, Asset Management, Employee Relations, Troubleshooting, Software Documentation, Inventory Control, Asset Managment, Analysis, Relationship Building, Relationship Management

Education
California State University San Marcos   1992 — 1994
Bachelor, Business Administration

University of California, Irvine
Project Management

Truman Jew Truman Jew Orange County, California Area Details
Truman Jew's BNC Mortgage Experience July 2000 - October 2007
Job Real Estate Analyst
Industry Real Estate
Experience
BNC Mortgage   July 2000 - October 2007

Education
California State University-Long Beach - College of Business Administration

Angela Edwards, CAP-OM Angela Edwards, CAP-OM Greater Detroit Area Details
Angela Edwards, CAP-OM's BNC Mortgage Experience August 2005 - October 2005
Job Administrative Assistant 3 at Comcast
Industry Human Resources
Experience
Comcast  October 2014 - Present
Comcast  July 2014 - October 2014
Lean Human Capital   October 2005 - June 2014
Lean Human Capital   October 2005 - June 2014
Bay Park Community Hospital  August 2010 - October 2010
Evergreen Health & Living Center, Southfield, MI   June 2010 - June 2010
BNC Mortgage   August 2005 - October 2005
The Epitec Group  February 2005 - May 2005
Ernst & Young  September 2004 - February 2005
ADP TotalSource  May 2004 - September 2004

Skills
PowerPoint, Outlook, Data Entry, Customer Service, Administrative Support, Microsoft Office, Access, Office Management, Editing, Wordpress, Word, Excel, Notary Public, Bullhorn, Salesforce.com, Time Management, Spreadsheets, Customer Relations, Problem Solving, Event Planning, Telephone Skills, Travel Planning, Microsoft Excel, Administrative..., Interviews, Microsoft Word, Management, Applicant Tracking..., Training, Employee Relations, Human Resources, Sales, Temporary Placement, Process Improvement, Organizational..., Administrative...

Education
Baker College of Allen Park   2007 — 2011
Associates of Applied Science, Health Information Management

Henry Ford Community College   1997 — 2004
Associate's degree, Business Administration and Management, General

Roosevelt High School

Ronda Guzman Ronda Guzman Greater Atlanta Area Details
Ronda Guzman's BNC Mortgage Experience 2007 - 2007
Job Consumer Mortgage Loan Compliance Specialist at Porter Keadle Moore
Industry Banking
Experience
Porter Keadle Moore  August 2015 - Present
Georgia Commerce Bank  March 2014 - Present
Private Bank of Buckhead  September 2010 - March 2014
National Guaranty Mortgage   April 2008 - September 2010
BNC Mortgage   2007 - 2007
Mortgage Lenders Network  2006 - 2007
First Mortgage Solutions   1997 - 2006

Skills
Mortgage Underwriting, Refinance, Mortgage Banking, Loans, Mortgage Lending

Education
Georgia State University College of Law   2000 — 2000
Law

Old Dominion University   1994 — 1997
BA, History

Valdosta State University   1989 — 1991

Marti Palta Marti Palta Bellingham, Washington Area Details
Marti Palta's BNC Mortgage Experience September 2006 - August 2007
Job Financial Services Professional
Industry Financial Services
Experience
Cascadia Solutions   August 2008 - Present
BNC Mortgage   September 2006 - August 2007
BNC Mortgage   January 2005 - August 2006
BNC Mortgage   July 2002 - December 2004
Community First Bank  October 2001 - July 2002
LMT Development/All Fund Mortgage   March 2001 - October 2001
Washington Mutual  March 1995 - December 2000
Washington Mutual  May 1993 - March 1995
Washington Mutual  March 1992 - April 1993

Education
Whatcom Community College   2008 — 2009
AAS, Business Administratio

Green River Community College   2003 — 2005

Trend College   1984 — 1985
Certificate, Administrative Assistant

Whatcom com

Michael McCloskey Michael McCloskey Orange County, California Area Details
Michael McCloskey's BNC Mortgage Experience March 2003 - October 2007
Job Distribution Sales Manager Southern California, Thomasson Marketing Group
Industry Security and Investigations
Experience
Thomasson Marketing Group, Inc.   September 2013 - Present
Prudent Way Inc   February 2010 - August 2013
BNC Mortgage   March 2003 - October 2007

Skills
Real Estate, Mortgage Lending, FHA, First Time Home Buyers, Investment Properties, Mortgage Banking, REO, Selling, Short Sales, Loan Origination, Sales, Residential Homes, Sales Management, Contract Negotiation, Negotiation, Account Management, Business Development, CCTV, IP Cameras, Team Building, Access Control, Management, Security

Education
Fullerton College   1986 — 1988

Colleen Jones Colleen Jones Greater Atlanta Area Details
Colleen Jones's BNC Mortgage Experience April 2007 - August 2007
Job Independent Writing and Editing Professional
Industry Writing and Editing
Experience
Volunteer Cheer   September 2007 - Present
BNC Mortgage   April 2007 - August 2007
JPMorgan Chase  January 2003 - February 2005
KPMG  March 1999 - January 2003
Meniscus Limited  1998 - 1999

Skills
Non-fiction, Freelance Writing, Copy Editing, Creative Writing, Proofreading, Editing, Books, Nonprofits, Editorial, Corporate Communications, Newspapers, Marketing

Education
Loyola College in Maryland   1994 — 1998
Bachelor of Arts (B.A.), Communications and Journalism; Business Minor

Jeremy Sebourn Jeremy Sebourn Orange County, California Area Details
Jeremy Sebourn's BNC Mortgage Experience July 2002 - December 2006
Job Information Technology and Services Professional
Industry Information Technology and Services
Experience
HDR  February 2008 - Present
Lehman Brothers  December 2006 - October 2007
BNC Mortgage   July 2002 - December 2006

Skills
Microsoft Office

Education
California State University-Long Beach

Orange Coast College

Erin (Cline) Wilsey Erin (Cline) Wilsey San Francisco Bay Area Details
Erin (Cline) Wilsey's BNC Mortgage Experience 2007 - 2007
Job Contract Administrator / Buyer for Eichleay Engineers at Valero Energy Corporation
Industry Financial Services
Experience
Eichleay Engineers for Valero Refining Company, California   October 2009 - Present
Bank of America  May 2009 - December 2009
Valero Energy Corporation  March 2008 - May 2009
Genworth Financial  November 2007 - February 2008
BNC Mortgage   2007 - 2007
Fremont Investment and Loan  2003 - 2007

Skills
Customer Service, Mortgage Lending, Management, Process Improvement, Team Building, Credit, Banking, Contract Negotiation, Loans

Education
Diablo Valley College

Santa Rosa Junior College

Herwin Samson Herwin Samson Los Angeles, California Details
Herwin Samson's BNC Mortgage Experience 2000 - 2003
Job Technical Sales Engineer at j2
Industry Computer & Network Security
Experience
j2 Global  February 2014 - Present
KeepItSafe   February 2012 - February 2014
International Education Corporation  July 2009 - January 2012
International Education Corporation  July 2009 - October 2011
National CORE  2007 - 2007
BNC Mortgage LLC, A Lehman Brothers Company   2003 - 2005
Ingram Micro  2000 - 2003
BNC Mortgage   2000 - 2003
BNC Mortgage   2000 - 2003

Skills
Process Improvement, Change Management, Project Management, Team Leadership, Microsoft Office, Salesforce.com, Visio, Outlook, Customer Service, Active Directory, Windows, Account Management, Team Building, Management, Quality Assurance, Networking, Technical Support, Vendor Management, Software Documentation, System Administration, Troubleshooting, IT Management, Training, Disaster Recovery

Education
University of Phoenix   2000 — 2005
B.S, Business Management

California State Polytechnic University-Pomona   1991 — 1998
Civil Engineering

Diamond bar high

Sam Bejar Sam Bejar Miami/Fort Lauderdale Area Details
Sam Bejar's BNC Mortgage Experience September 2005 - August 2007
Job Loan Originator CMG Capital
Industry Banking
Experience
CMG Capital   October 2013 - Present
American Bancshares Mortgage  May 2013 - October 2013
Bank of America  January 2009 - April 2013
Countrywide  January 2009 - April 2013
Aurora Loan Services  August 2007 - January 2008
BNC Mortgage   September 2005 - August 2007
Greenpoint Mortgage  March 2003 - September 2005

Skills
Sales Management, Mortgage Lending, Credit, Loans, Underwriting, Loan Origination, FHA, Leadership, Banking, Sales, Refinance, Investment Properties, Real Estate, Mortgage Banking, Finance, Investments, Residential Mortgages, Credit Analysis, Management, FHA Financing, Customer Service, First Time Home Buyers

Education
Miami Dade College   1989 — 1994
Business and Criminal Justice and Corrections

Federal law enforcement training center
Federal LEO, Detention Enforcement Officer (INS)

MARK NINESS MARK NINESS Greater Philadelphia Area Details
MARK NINESS's BNC Mortgage Experience February 2007 - August 2007
Job Regional Sales Director at CTL Transportation, LLC
Industry Transportation/Trucking/Railroad
Experience
CTL Transportation, LLC  April 2015 - Present
Citizens Bank  May 2010 - April 2015
F.T. Silfies   October 2007 - October 2009
BNC Mortgage   February 2007 - August 2007
Mortgage Lenders Network  2001 - 2007

Skills
Business Banker, Sales Professional, Mortgage Lending, Loans, Small Business Lending, Sales, Banking, Loan Origination, Credit, Credit Analysis, Sales Management, Consumer Lending, Mortgage Banking, Finance, Refinance, Underwriting, Commercial Lending, Residential Mortgages, FHA, Commercial Mortgages, Commercial Banking, USDA, Management

Education
Susquehanna University   1988 — 1992
BS, Business Administration

Episcopal Academy   1981 — 1988

Joseph Womack Joseph Womack San Francisco Bay Area Details
Joseph Womack's BNC Mortgage Experience May 2007 - November 2007
Job Quality Control Supervisor at PMI Mortgage Insurance Co.
Industry Financial Services
Experience
Stearns Lending (NMLS #1854)   March 2015 - Present
PMI Mortgage Insurance Co.  December 2012 - December 2014
PMI Mortgage Insurance Co.  May 2010 - November 2012
Wells Fargo Home Mortgage  May 2008 - May 2010
BNC Mortgage   May 2007 - November 2007
Fremont Investment & Loan  May 2004 - May 2007

Skills
Credit Analysis, Financial Analysis, Fraud Detection, Mortgage Lending, Underwriting, Loans, Credit Risk, Appraisals, Negotiation, Mortgage Banking, Loss Mitigation, Loan Origination, Mortgage Underwriting, Insurance, Financial Risk, Residential Mortgages, Credit

Education
University of San Diego   2002 — 2004
MA, History

Saint Mary's College of California   1998 — 2002
BSE, Business Administration & History

Kevin Volckaert Kevin Volckaert Greater Detroit Area Details
Kevin Volckaert's BNC Mortgage Experience 2002 - 2008
Job Account Executive at Michigan Mutual Inc.
Industry Banking
Experience
Michigan Mutual Inc.  April 2008 - Present
BNC Mortgage   2002 - 2008
BNC Mortgage Lehman Brothers  2002 - 2007

Education
Central Michigan University   1984 — 1988

Marles Crow Marles Crow Orange County, California Area Details
Marles Crow's BNC Mortgage Experience 1995 - 2005
Job Financial Services Professional
Industry Financial Services
Experience
BNC Mortgage (A Lehman Brothers Company)   1995 - 2005
BNC Mortgage   1995 - 2005
Lehman Brothers  1995 - 2005

Education
Chapman University

Mark Bencivenga Mark Bencivenga Greater Los Angeles Area Details
Mark Bencivenga's BNC Mortgage Experience June 2002 - December 2007
Job Loan Analyst at Bank of America
Industry Real Estate
Experience
Bank of America  May 2009 - Present
Bank of America  May 2009 - Present
Velocity Commercial Capital  May 2008 - November 2008
Velocity Commercial Capital  May 2008 - November 2008
BNC Mortgage   June 2002 - December 2007
Lehman Brothers BNC Mortgage  January 2002 - January 2007
Lehman Brothers  2002 - 2007
First Federal Bank  October 1999 - June 2002
First Nationwide Mortgage  1996 - 1999

Skills
Real Estate, Mortgage Lending, Loans, Commercial Real Estate, Residential Homes, Commercial Mortgages, Finance, Credit Analysis, Property, Condos, Appraisals, Credit Risk, Apartments, Underwriting, Mortgage Banking, Loan Origination, Credit, Residential Mortgages, Refinance, Real Estate Financing

Education
The California State University   1990 — 1996
B.S, Finance

California State University-Northridge   1989 — 1996
B.S., Finance

Pierce Community College   1988 — 1995
A.A, Liberal Arts

Kean College   1985 — 1987

Colleen Prior Colleen Prior Providence, Rhode Island Area Details
Colleen Prior's BNC Mortgage Experience 2000 - 2008
Job Homeownership Assistance Specialist at Rhode Island Housing
Industry Real Estate
Experience
Rhode Island Housing  November 2010 - Present
BNC Mortgage   2000 - 2008
Aurora Loan Services  2000 - 2008
Lehman Brothers  2000 - 2008

Skills
Mortgage Lending

Education
Community College of Rhode Island   1985 — 1987

Rich Dudek Rich Dudek Greater Philadelphia Area Details
Rich Dudek's BNC Mortgage Experience 2007 - 2007
Job Financial and Mortgage Professional
Industry Real Estate
Experience
Keystone Asset Management  2008 - 2013
BNC Mortgage   2007 - 2007
MLNUSA  2001 - 2007

Skills
Mortgage Lending, Foreclosures, Real Estate, FHA, Investment Properties, REO, Mortgage Banking, Loss Mitigation, Sellers, Investors, HUD, Loans

Education
Penn State University   1984 — 1988

Mary Vesich Mary Vesich Charlotte, North Carolina Area Details
Mary Vesich's BNC Mortgage Experience October 2002 - October 2007
Job Certified Residential Appraiser
Industry Real Estate
Experience
Wells Fargo Home Mortgage  August 2008 - Present
Villa Valuations   January 2008 - August 2008
BNC Mortgage   October 2002 - October 2007

Education
Henry Ford Community College   1980 — 1984
Business

Leroy Breitsprecher Leroy Breitsprecher Greater Atlanta Area Details
Leroy Breitsprecher's BNC Mortgage Experience February 2007 - October 2007
Job Area Underwriting and Closing Manager @ Wells Fargo
Industry Real Estate
Experience
Wells Fargo Home Mortgage  March 2012 - Present
Fannie Mae  July 2011 - March 2012
RR Donnelley  April 2010 - July 2011
CCCS of Atlanta   January 2009 - April 2010
BNC Mortgage   February 2007 - October 2007
MLN  2000 - 2007

Skills
Business Development, Credit, FHA, Sales Management, Mortgage Banking, Real Estate, Risk Management, Loan Origination, Management, Mortgage Underwriting, Residential Mortgages, Mortgage Lending, Due Diligence, Loss Mitigation, Refinance, Loans, Mortgage Servicing

Education
Florida State University   1990 — 1995
Bachelor's degree, Business Administration and Management, General

Loretta Phillips Loretta Phillips Greater Atlanta Area Details
Loretta Phillips's BNC Mortgage Experience February 2007 - October 2007
Job Loan Officer Assistant at Acopia Home Loans
Industry Real Estate
Experience
Acopia Home Loans  February 2015 - Present
Generation Mortgage Co.  December 2013 - Present
Generation Mortgage Co.  May 2013 - December 2013
Generation Mortgage Co.  September 2012 - May 2013
Adecco  September 2011 - September 2012
unemployed business professional   March 2011 - September 2011
Cornerstone Support, Inc  October 2007 - March 2011
BNC Mortgage   February 2007 - October 2007
Mortgage Lenders Network  January 2005 - January 2007
Mortgage Lenders Network  June 2003 - December 2004

Skills
Customer Service, Residential Mortgages, Mortgage Lending, Loans, Microsoft Office, Payroll, Mortgage Banking, Banking, Credit, FHA, Refinance, Loan Origination, Sales

Education
Mount Vernon Nazarene University   1993 — 1998
BA of Office Administration, Office Administration

Owego Free Academy   1991 — 1994
General

Flo Snyder Flo Snyder Orange County, California Area Details
Flo Snyder's BNC Mortgage Experience June 2005 - October 2007
Job Reverse Loan Funder at Greenlight Financial Services
Industry Financial Services
Experience
Greenlight Financial Services  September 2011 - Present
Santiago Canyon College  June 2011 - Present
Spherion Staffing  June 2010 - February 2011
Sun West Mortgage  April 2008 - October 2009
SUN WEST MORTGAGE COMPANY, INC  April 2008 - October 2009
BNC Mortgage   June 2005 - October 2007
LEHMAN BROS  April 2005 - October 2007
Lehman Brothers  2000 - 2007
BNC Mortgage (Lehman Brothers Co.)   2000 - 2007
BNC Mortgage   2000 - 2007

Skills
Mortgage Lending, Funding

Education
Santiago Canyon College   2011 — 2012
None, General

New Horizons

Santa Ana College

South County

Tony Tupas Tony Tupas Orange County, California Area Details
Tony Tupas's BNC Mortgage Experience November 2002 - January 2006
Job Staff Accountant at Curtin and Associates
Industry Accounting
Experience
Curtin and Associates   December 2012 - Present
Robert Half Finance & Accounting  September 2012 - December 2012
Vaco  March 2012 - June 2012
Strategic Storage Holdings, LLC  March 2011 - April 2012
Webvisitble Inc   March 2010 - February 2011
Grubb & Ellis  December 2008 - February 2010
1st Source Capital Inc.   July 2006 - December 2008
Century 21 Award-Superstars   April 2006 - July 2006
BNC Mortgage   November 2002 - January 2006
BNC Mortgage   2001 - 2006

Skills
Budgets, General Ledger, Accounts Payable, Cash Flow, Accounting

Education
California State University-Long Beach   1990 — 1996
BS, Accounting

California State University-Long Beach   1990 — 1996
BS, Finance

Pauline Maturo Pauline Maturo Jasper, Georgia Details
Pauline Maturo's BNC Mortgage Experience February 2007 - October 2007
Job Self employed
Industry Apparel & Fashion
Experience
MaturoDesigns   June 2009 - Present
The Timken Company  October 2007 - June 2010
BNC Mortgage   February 2007 - October 2007
Mortgage Lenders Network  1999 - 2006
MLNUSA  1998 - 2006

Skills
Loans, Mortgage Underwriting, Leadership, Insurance, FHA financing, Reverse Mortgages, Real Estate, USDA, Strategic Planning, First Time Home Buyers, VA loans, Sales Management, Marketing, Negotiation, Cold Calling, Customer Service

Education
Georgia Southwestern State University

Corey Tieger Corey Tieger Los Angeles, California Details
Corey Tieger's BNC Mortgage Experience September 2006 - November 2007
Job Curricula Design Manager, Training & Development at Parsons
Industry Professional Training & Coaching
Experience
Parsons  April 2013 - September 2014
Parsons  December 2007 - March 2014
BNC Mortgage   September 2006 - November 2007
Kaiser Permanente  2006 - 2006
UCLA  May 2004 - August 2005
Fremont Investment and Loan  2002 - 2004
Frontline  September 1998 - September 1999

Skills
Instructional Design, Editing, Organizational..., E-Learning, Captivate, Instructor-led Training, Blended Learning, Needs Analysis, Learning Management, Leadership Development, Learning Management..., Talent Management, Project Management, Camtasia, Performance Management, Curriculum Design, SnagIt, Adult Education, Social Learning, Mobile Learning, Jive, SumTotal, Premiere, Distance Learning, Articulate Suite, Lectora, Video Production, Audio Editing, Photoshop, Training, Training Delivery, ADDIE

Education
Eastern Washington University   1994 — 1998
BA, English

University of California, Los Angeles

Brad Screnci Brad Screnci Greater Philadelphia Area Details
Brad Screnci's BNC Mortgage Experience January 2007 - August 2007
Job Research Associate at Integral Molecular
Industry Biotechnology
Experience
Integral Molecular  October 2014 - Present
Thomas Jefferson University  April 2014 - August 2014
PHH Mortgage  September 2008 - March 2012
PHH Mortgage  November 2009 - March 2011
PHH Mortgage  May 2008 - November 2009
BNC Mortgage   January 2007 - August 2007
Ownit Mortgage Solutions  October 2005 - December 2006
First Franklin  May 2004 - September 2005
PHH Mortgage  September 2003 - May 2004

Skills
Biotechnology, Molecular Biology, Western Blotting, recombinant DNA..., Clinical Research, DNA quantification, real-time PCR, PCR, Protein Purification, DNA electrophoresis, Pharmaceutical Industry, Biotherapeutics, RNA isolation, SDS-PAGE, Loans, Credit Analysis, Mortgage Banking, Mortgage Lending

Education
Thomas Jefferson University   2013 — 2014
Master's Degree, Bioscience Technologies

Rutgers University-New Brunswick   1997 — 2001
BA, School of Communication, Information & Library Studies

Holy Cross High School   1993 — 1997

Sharron Allen Sharron Allen Greater Los Angeles Area Details
Sharron Allen's BNC Mortgage Experience 2004 - 2007
Job Administrative Assistant at OCLC
Industry Libraries
Experience
OCLC  August 2007 - Present
BNC mortgage   2004 - 2007

Education
California State University-San Bernardino - College of Business and Public Administration   2008 — 2010

Pacific Lutheran University   2003 — 2004
social Work

Green River Community College   2000 — 2003

Janet Nelson (Aspen) Janet Nelson (Aspen) Greater Minneapolis-St. Paul Area Details
Janet Nelson (Aspen)'s BNC Mortgage Experience June 2004 - March 2006
Job Senior Appraisal Review at Rels
Industry Real Estate
Experience
Rels  March 2014 - Present
Rels  June 2011 - March 2014
Rels  March 2011 - August 2011
Wells Fargo Home Mortgage  May 2010 - March 2011
GMAC ResCap  December 2008 - November 2010
GMAC ResCap  March 2006 - December 2008
BNC Mortgage   June 2004 - March 2006
Forsythe Appraisals  April 2001 - May 2004
General Mills Federal Credit Union   1999 - 2001
Norwest Mortgage  1997 - 1999

Skills
Appraisals, FHA, Mortgage Lending, Investment Properties, Loans, Loss Mitigation, REO, Valuation, Residential Homes, Condos, Underwriting, Single Family Homes, Loan Origination, Foreclosures, Real Estate, Refinance, Property, First Time Home Buyers, Investors, Short Sales, Mortgage Underwriting, Real Estate Transactions, Due Diligence, Property Management, Mortgage Servicing, Default, Referrals, Income Properties, Loan Servicing, Home, Compliance, Real Estate Financing, Residential Mortgages

Education
Augsburg College
Bachelor of Arts

Anoka Ramsey Community College
Associate of Arts

Appraisal Institute

Edward Rugen Edward Rugen Greater New York City Area Details
Edward Rugen's BNC Mortgage Experience January 2005 - August 2007
Job Operations (Appraisal Coordinator)/Review Analyst
Industry Banking
Experience
Recovco Mortgage Management  June 2010 - January 2013
Somerset Investors Corp.  November 2007 - December 2009
BNC Mortgage   January 2005 - August 2007
eHomeCredit Corp. (formally known as FHB Funding Corp.)   1998 - 2000

Skills
Mortgage Lending, FHA, Appraisals, REO, Real Estate, Policy, Loans, Credit, Negotiation, Analysis, Microsoft Office, Underwriting, Team Building, Microsoft Excel, Research

Education
Hofstra University   1998 — 2002
Bachelors, Business Administration

Debra Rider Debra Rider Greater Seattle Area Details
Debra Rider's BNC Mortgage Experience May 2000 - July 2001
Job Experienced Lending and Credit Professional
Industry Banking
Experience
BECU  November 2014 - Present
First Savings Bank Northwest  May 2013 - September 2014
First Savings Bank Northwest  July 2009 - May 2013
WaMu  August 2001 - January 2009
Washington Mutual  August 2001 - January 2009
JP Morgan Chase (formerly WaMu)   August 2001 - January 2009
BNC Mortgage   May 2000 - July 2001
Aames  1994 - 2000
Security Pacific Financial Services  February 1985 - January 1994

Skills
Credit, Loans, Financial Risk, Portfolio Management, Leadership, Mortgage Lending, Management, Market Risk, Sales, Training, Risk Management, Credit Cards, Team Building, Credit Risk, Banking, Analysis, Financial Services, Credit Analysis

Education
Pacific Lutheran University - School of Business   1976 — 1980
BBA, Business Administration

Ryan Flaherty Ryan Flaherty Greater Pittsburgh Area Details
Ryan Flaherty's BNC Mortgage Experience February 2005 - August 2006
Job Vice President Closing Agent Vendor Management / Scheduling at ServiceLink
Industry Real Estate
Experience
ServiceLink, a Black Knight Financial Services Company (formerly LPS)   January 2014 - Present
LSI, A Lender Processing Services Company  August 2006 - January 2014
BNC Mortgage   February 2005 - August 2006
LSI  September 2002 - February 2005
Apex Real Estate Information Services   September 2001 - June 2002

Skills
Real Estate, Management, Operations Management, Mortgage Lending, Contract Negotiation, Customer Service, Leadership, Real Estate Financing, Real Estate Transactions, Risk Management, Team Building, Loans, Mortgage Banking, Vendor Management, Title Insurance

Education
Mt. Lebanon Senior High School

Penn State University
BA, International Politics

Pearl Friend Ambat Pearl Friend Ambat Orange County, California Area Details
Pearl Friend Ambat's BNC Mortgage Experience January 1996 - September 1997
Job Document Review Clerk at Deutsche Bank (Advantage Professionals)
Industry Financial Services
Experience
Deutsche Bank (Advantage Professionals)   May 2012 - Present
Funding Well Capital   October 2006 - May 2008
Meritlending.com   May 2005 - December 2005
NovaStar Mortgage  July 1999 - April 2005
New Century Mortgage  September 1997 - July 1999
BNC Mortgage   January 1996 - September 1997
AB Capital & Investment Corp   January 1988 - January 1992

Skills
Loans, Mortgage Lending, Banking, Outlook, Credit

Education
Irvine Valley College - Gatlin Education Services   2009 — 2009
Medical Asst. with Medical Billing & Coding

San Beda College   1981 — 1984

Saint Paul University
Bachelor of Science, Commerce; Business Management

Chris McAuliffe Chris McAuliffe Greater Chicago Area Details
Chris McAuliffe's BNC Mortgage Experience July 2004 - July 2006
Job Loan Officer at RCN Capital LLC
Industry Financial Services
Experience
RCN Capital  January 2015 - Present
Devon Bank  November 2011 - November 2014
CM Real Estate Development LLC   April 2009 - November 2011
BankUnited  February 2007 - April 2009
BNC Mortgage   July 2004 - July 2006
Indymac Bank  October 2001 - June 2004
Platinum Home Mortgage  August 1999 - October 2000
Illinois Office of Banks and Real Estate   February 1995 - August 1999
Illinois Office of the Governor  November 1992 - February 1995
Illinois Office of the Governor  April 1991 - November 1992

Skills
Mortgage Lending, Public Speaking, Project Management, Investment Properties, Business Development, Loans, Sales Management, Real Estate, Real Estate Development, HARP Loans, Purchase and Refinance..., Finance, Banking, Budgets, Marketing, Contract Negotiation, Management, Selling, Leadership, Sales, Strategic Planning

Education
Northwestern University   2001 — 2001
Certificate, E-Commerce

Lake Forest Graduate School of Management   1997 — 1999
MBA, MBA

Augustana College   1984 — 1988
BA, Speech Communications/Public Administration

Phil Brantley Phil Brantley Fort Collins, Colorado Area Details
Phil Brantley's BNC Mortgage Experience March 2006 - August 2007
Job Home Mortgage Consultant at Wells Fargo Home Mortgage
Industry Banking
Experience
Wells Fargo Home Mortgage  November 2014 - Present
Chase  February 2011 - May 2012
High Plains Scuba   July 2002 - October 2010
New York Life Insurance Company  June 2009 - September 2009
First Pacific Funding   September 2007 - February 2009
BNC Mortgage   March 2006 - August 2007
Accredited Home Lenders  November 2004 - February 2006
Delta Mortgage Corp.   July 1996 - October 2004

Skills
Mortgage Lending, Retirement Planning, Fixed Annuities, Financial Services, Mortgage Banking, Loans, Consumer Lending, Small Business Lending, Refinance, VA Loans

Education
Colorado State University   1993 — 1996

Joe Stallone Joe Stallone Phoenix, Arizona Area Details
Joe Stallone's BNC Mortgage Experience May 2006 - August 2007
Job You can't beat the beat!
Industry Financial Services
Experience
Eat More Music Productions   January 2010 - Present
Sales  March 2010 - Present
BNC Mortgage   May 2006 - August 2007

Skills
Account Management, Finance, Investments, Sales Management, Public Speaking, Call Centers, New Business Development, Mortgage Lending, Selling, Sales, Management

Education
New York Institute of Technology   1966 — 1970
BS, Business Administration

Courtney Berg-Meyer Courtney Berg-Meyer Greater Chicago Area Details
Courtney Berg-Meyer's BNC Mortgage Experience June 2003 - November 2007
Job Associate at J.P. Morgan
Industry Financial Services
Experience
J.P. Morgan   October 2009 - Present
BCU  June 2008 - September 2009
BNC Mortgage   June 2003 - November 2007

Education
Franklin University   2008 — 2016
Bachelor's degree (In Progress), Business Forensics

Elgin Community College   2000 — 2008
Associate of Arts (AA), Associate of Arts

Eric Gniadek Eric Gniadek San Francisco Bay Area Details
Eric Gniadek's BNC Mortgage Experience November 2005 - October 2007
Job OnLine Customer Service Representative at Wells Fargo Bank
Industry Banking
Experience
Wells Fargo Bank  January 2010 - Present
WACHOVIA  2008 - May 2010
Wachovia, A Wells Fargo Company  August 2008 - May 2009
wachovia home loans   2008 - 2009
BNC Mortgage   November 2005 - October 2007
E-LOAN  1999 - 2001

Education
San Jose State University   1982 — 1985
B.S., Business

Sheila Mistry Marwaha Sheila Mistry Marwaha Orange County, California Area Details
Sheila Mistry Marwaha's BNC Mortgage Experience August 2004 - August 2007
Job Curriculum Developer at Pacific Dental Services
Industry Hospital & Health Care
Experience
Pacific Dental Services  November 2009 - October 2011
Subway Development  September 2007 - November 2009
BNC Mortgage   August 2004 - August 2007
Bryan Edwards Publishing   July 2003 - August 2004

Education
Chapman University   2008 — 2009
Master Science, Health Communication

Chapman University, The George L. Argyros School of Business and Economics   2000 — 2003
Bachelor of Science, Business Administration

Peggy Sasser, C.F.E. Peggy Sasser, C.F.E. Greater Salt Lake City Area Details
Peggy Sasser, C.F.E.'s BNC Mortgage Experience April 2004 - June 2007
Job Manager of Fraud and Loan Defense at Primary Residential Mortgage, Inc.
Industry Financial Services
Experience
Primary Residential Mortgage  February 2013 - Present
Primary Residential Mortgage  February 2009 - Present
Primary Residential Mortgage  February 2009 - February 2012
Countrywide  March 2008 - December 2008
BNC Mortgage   April 2004 - June 2007
Equity 1st Funding   1994 - 2003

Skills
Mortgage Lending, Loan Origination, FHA, Data Analysis, Loss Mitigation, Contract Negotiation, Mortgage Banking, Financial Analysis, Mortgage Underwriting, Commercial Mortgages, Reverse Mortgages, USDA, Residential Mortgages

Education
Salt Lake Community College   1984 — 1986

Darla Cunha Darla Cunha Half Moon Bay, California Details
Darla Cunha's BNC Mortgage Experience 2000 - 2002
Job Mortgage Professional
Industry Financial Services
Experience
Redwood Mortgage  June 2015 - Present
Bank of America  2013 - 2013
JC's RV's Inc.   2002 - 2004
BNC Mortgage   2000 - 2002
DMR Financial Services  1998 - 2000

Skills
Credit, Retail Banking, Loans, Banking, Credit Risk, Credit Analysis, Customer Service, Management, Mortgage Lending, Finance, Underwriting, Consumer Lending

Education
College of San Mateo   1987 — 1988
Real Estate

Half Moon Bay High School   1983 — 1987
Business

Kendra Aliano-Tucciarone Kendra Aliano-Tucciarone United States Details
Kendra Aliano-Tucciarone's BNC Mortgage Experience April 2005 - August 2007
Job Renovation Branch Manager/AVP
Industry Banking
Experience
Wells Fargo  August 2014 - Present
JP Morgan Chase  March 2010 - August 2014
Lehman Brothers-BNC Mortgage  April 2006 - September 2007
BNC Mortgage   April 2005 - August 2007
Aegis Mortgage Corporation  September 2003 - March 2006
NIKE, INC  November 1998 - September 2003
Emigrant Bank  December 2002 - August 2003

Skills
Mortgage Lending, Loan Origination, Banking, Mortgage Banking, Management, Underwriting, FHA, Sales, Loans, Investments, Residential Mortgages, Credit Analysis, Strategy, Credit, Commercial Mortgages, Marketing, Marketing Strategy, Process Improvement, Refinance, Lead Generation, Customer Service, Business Planning, Sales Management, FHA Financing

Education
Marist College   1994 — 1998
BS, Fashion Merchandising

Marist College   1994 — 1998
Bachelor of Science

PARIS FASHION INSTITUTE   1995 — 1996

Rocky Tse Rocky Tse Atlanta, Georgia Details
Rocky Tse's BNC Mortgage Experience June 2007 - November 2007
Job Sales Manager at AirWatch by VMware
Industry Information Technology and Services
Experience
AirWatch by VMware  September 2013 - Present
AirWatch by VMware  September 2012 - Present
Airgas Refrigerants, Inc.   December 2007 - September 2012
BNC Mortgage   June 2007 - November 2007
Accredited Home Lenders  February 2007 - May 2007
MLNUSA  January 2006 - January 2007

Skills
Account Management, Cold Calling, Sales Management, Salesforce.com, Sales, Sales Presentations, New Business Development, Mortgage Lending, Direct Sales, Business Development, Solution Selling, Lead Generation, B2B, Negotiation, Marketing, Loans, Sales Process, Customer Service, Strategic Planning, Credit

Education
Georgia State University - J. Mack Robinson College of Business   2001 — 2005
Bachelors of Business Administration, Marketing and Managerial Science

Kevin Hugus Kevin Hugus Encino, California Details
Kevin Hugus's BNC Mortgage Experience 2001 - 2003
Job Sr. Loan Processor at Elite Financial
Industry Real Estate
Experience
Elite Financial  March 2015 - Present
New American Funding  September 2014 - February 2015
Prospect Mortgage, LLC  September 2012 - March 2014
TRG Financial   February 2012 - August 2012
The Mortgage House  October 2011 - January 2012
First Financial Bancorp  2008 - 2008
Option One Mortgage  2003 - 2007
BNC Mortgage   2001 - 2003
New Haven Financial   1999 - 2001
Ameriquest Mortgage  1997 - 1999

Skills
Mortgage Lending, Underwriting, Real Estate, Commercial Mortgages, Loans, Commercial Real Estate, Funding, Residential Homes, FHA, Loan Origination, Mortgage Banking, Residential Mortgages, Commercial Lending, Refinance, FHA financing

Education
California State University-Northridge   1991 — 2009
Bachelor's Degree, Communication Studies

David Gerber David Gerber Naperville, Illinois Details
David Gerber's BNC Mortgage Experience 2003 - 2005
Job Mortgage Loan Originator at Marketplace Mortgage Corp
Industry Financial Services
Experience
Marketplace Mortgage Corp   June 2012 - Present
PNC Mortgage  January 2012 - August 2012
Country Financial  October 2009 - September 2010
RESMae  July 2007 - April 2008
People's Choice Home Loan  2001 - 2007
bnc mortgage   2003 - 2005
countrywide home loans  1999 - 2001
new century  1997 - 1999
Resource Plus  February 1994 - July 1997

Skills
Real Estate, CRM, Business Strategy, FHA, Residential Mortgages, Loans, Email Marketing, Small Business Lending, Mortgage Lending, Public Relations, Sales, Reverse Mortgages, Condos, Foreclosures, Single Family Homes, VA loans, Residential Homes, Finance, FHA financing, Cold Calling, Real Estate Transactions, Banking, Marketing, Insurance, Leadership, Construction Loans, Mortgage Underwriting, USDA, Selling, Lines Of Credit, Underwriting, Mortgage Servicing, Sellers, Real Estate Financing, Referrals, Commercial Lending, Government Loans, Consumer Lending, HUD, Debt Consolidation, Investors, Property, Certified Mortgage..., Loan Servicing, Loss Mitigation, Home Equity Lines of..., Commercial Mortgages, Mortgage Marketing, Commercial Real Estate, Credit Analysis

Education
College of DuPage   1993 — 1998
Psychology

Northern Illinois University   1985 — 1990

Glenbard East H.S   1982 — 1985

Clay Bousema Clay Bousema Orange County, California Area Details
Clay Bousema's BNC Mortgage Experience November 2004 - June 2006
Job Tech Support Manager at Gold Star Audio
Industry Furniture
Experience
Gold Star Audio Inc   June 2009 - July 2015
Gear Coop   March 2015 - May 2015
Massage Heights Newport Beach   July 2012 - August 2014
Peterson Detention Inc   February 2007 - June 2009
BNC Mortgage   November 2004 - June 2006

Skills
Sales, Customer Service, Marketing Strategy, Social Media, Microsoft Office, Sales Management, Strategic Planning, Microsoft Excel, Account Management, Project Management, New Business Development, Negotiation, CRM, Training, Space planning, Interior Design, Furniture, Management, Adobe Creative Suite, CNC Programming, Mas90, Mas100, Woodworking, Technical Support

Education
Orange Coast College   2003 — 2006
Associate of Arts (A.A.)

Corona Del Mar High School   1998 — 2003
High School Diploma

Russ Gaefe Russ Gaefe Sacramento, California Area Details
Russ Gaefe's BNC Mortgage Experience 2005 - February 2006
Job
Industry Music
Experience
Home  2008 - Present
BNC Mortgage   2005 - February 2006

Skills
Drummer, Underwriting, Funder, Mortgage Lending, Studio Recording, Recording, Music Industry, Pro Tools, Band, Sound, Songwriting, Music, Drums, Guitar, Keyboards, Audio Editing, Audio Engineering, Audio Post Production, Entertainment, Live Events, Live Sound, Microsoft Office, Music Production, Musicians, Percussion, Performing, Sound Editing

Education
Diablo Valley College   1992 — 1993

El Dorado High & California High   1980 — 1984

Wanda Mondry Wanda Mondry Greater Detroit Area Details
Wanda Mondry's BNC Mortgage Experience 2000 - 2007
Job Client Manager at Oswald Companies
Industry Insurance
Experience
Oswald Companies  August 2007 - Present
BNC Mortgage   2000 - 2007

Skills
Licensed Property &..., Insurance, Customer Service, Property & Casualty..., Sales, Risk Management, Microsoft Excel, Financial Analysis, Commercial Insurance, New Business Development, Microsoft Office, Microsoft Word, Financial Risk, D&O

Education
Walsh College of Accountancy and Business Administration   2008 — 2013
Bachelor of Business Administration (B.B.A.), Management

Macomb Community College   1997 — 2002
Associates, General Business

St. Clement Catholic   1988 — 1997
Diploma, General

Michelle Merchant Michelle Merchant Salina, Kansas Details
Michelle Merchant's BNC Mortgage Experience October 2006 - April 2007
Job Sales Associate
Industry Financial Services
Experience
Long McArthur  May 2015 - Present
Conklin Cars  April 2008 - May 2014
BNC Mortgage   October 2006 - April 2007
Transnational Financial   April 2005 - October 2006
Lil BritchesOwner   September 2003 - September 2005
Conseco FinancialBankruptcy Specialist   January 2001 - September 2003

Skills
Account Management, Sales, Sales Management, Sales Process, Mortgage Lending, Direct Sales, Selling, B2B, Loans, Sales Presentations, Credit, Salesforce.com, Forecasting, Customer Service, Customer Retention, Call Centers, Team Building, Strategic Planning, Marketing

Education
Estrella Mountain Community College   1994 — 1996

Estrella Mountain Community College   1994 — 1996

Julian Holmes Julian Holmes Miami/Fort Lauderdale Area Details
Julian Holmes's BNC Mortgage Experience 2001 - 2003
Job Independently Contracted Agency Manager at HBW Insurance & Financial Services, Inc.
Industry Financial Services
Experience
HBW Insurance & Financial Services  March 2010 - Present
Argent Mortgage Company  2003 - 2007
BNC Mortgage   2001 - 2003

Skills
Loans, Sales, Mortgage Lending, Customer Service, Leadership, Credit, Fixed Annuities, Sales Management, Retirement Planning, Disability Insurance, Term Life Insurance, Insurance

Education
Nova Southeastern University   1996 — 1998
BS, Business Management

Howard University   1986 — 1988
Accounting

darrell powell darrell powell Henderson, Nevada Details
darrell powell's BNC Mortgage Experience February 1996 - January 1998
Job
Industry Hospitality
Experience
ICON BOUTIQUE HOTEL   January 2012 - Present
Powell development llc   January 2003 - Present
Option One Mortgage  March 1998 - July 2003
BNC Mortgage   February 1996 - January 1998

Skills
Research, Teaching, Photoshop, Public Speaking, HTML, Strategic Planning, Budgets

Education
everst university   2013 — 2013
one semester

Orange Coast College   1998 — 1999
two semesters, Business Administration and Management, General

Sophiayia Muhamd Sophiayia Muhamd Orange County, California Area Details
Sophiayia Muhamd's BNC Mortgage Experience November 2005 - July 2006
Job Health Information Tech Indexer at Western Medical Center
Industry Hospital & Health Care
Experience
Western Medical Center  October 2009 - Present
Wells Fargo  May 2009 - September 2009
BNC Mortgage   November 2005 - July 2006
Finance America  September 2003 - July 2006

Education
Saddleback College   2008 — 2008
Medical Insurance Coding Specialist/Coder

Virginia Polytechnic Institute and State University - Pamplin College of Business   1999 — 2001
B.S., MIS

Tidewater Community College   1997 — 1999
A.S, Business Administration

Paul Leibold Paul Leibold Dayton, Ohio Details
Paul Leibold's BNC Mortgage Experience April 2000 - January 2004
Job Relationship Manager
Industry Financial Services
Experience
PNC Mortgage  May 2008 - December 2013
National City Mortgage  April 2007 - April 2008
National City Mortgage  March 2004 - April 2007
BNC Mortgage   April 2000 - January 2004

Skills
Loan Origination, Credit Risk, Underwriting, Refinance, Residential Mortgages, FHA, Consumer Lending, Risk Management, Finance, Financial Analysis, Financial Risk, Sales

Education
Chaminade Julienne High School   1981 — 1985

Sinclair Community College
Business Administration, Management and Operations

Jennifer Shapiro Jennifer Shapiro Park Ridge, Illinois Details
Jennifer Shapiro's BNC Mortgage Experience December 2004 - October 2007
Job DE Underwriter at Prospect Mortgage, LLC
Industry Financial Services
Experience
Prospect Mortgage, LLC  April 2012 - Present
MetLife Home Loans  November 2010 - August 2012
Bank of America  March 2008 - November 2010
BNC Mortgage   December 2004 - October 2007

Skills
203k Homepath HomeStyle..., Mortgage Banking, FHA, Refinance, Residential Mortgages, FHA financing, Mortgage Underwriting, Loan Origination

Education
Oakton Community College   2002 — 2002

Marsa Levine Marsa Levine Santa Ana, California Details
Marsa Levine's BNC Mortgage Experience April 2007 - October 2007
Job Job Seeker (Business Systems Analyst) at Great Orange County Company
Industry Information Technology and Services
Experience
Great Orange County Company   April 2012 - Present
Kelley Blue Book  March 2012 - April 2012
loanDepot  January 2011 - April 2011
Panasonic Avionics Corporation  May 2008 - October 2009
BNC Mortgage   April 2007 - October 2007
New Century Mortgage  November 2004 - March 2007
FieldCentrix  December 1999 - July 2004
Various Industries  September 1980 - December 1999

Skills
Requirements Analysis, Requirements Gathering, Use Case, Process Flow, Flow Charts, SQL, Microsoft Office, Microsoft Excel, Microsoft Word, Visio, SDLC, XML, SharePoint, PowerPoint, Problem Solving, Accounting, Accounts Payable, Account Reconciliation, Accounts Receivable, Fixed Assets, Data Conversion, Data Analysis, Data Mapping, General Ledger, Agile Methodologies, Waterfall, GUI, Business Process..., Business Rules, Reports, IT Outsourcing, Functional Requirements, Project Management, UAT coordination, Test Cases, User Interface Design

Education
Cal State Fullerton
Attended 4 yrs, chg'd majors, completed 3 yrs coursework, Economics & Accounting

Various seminars @ UCI
Certificate of completion, various IT topics

Cindy Manuel Cindy Manuel Romeoville, Illinois Details
Cindy Manuel's BNC Mortgage Experience July 2003 - November 2007
Job
Industry Insurance
Experience
Principal Financial Group  February 2008 - Present
BNC Mortgage   July 2003 - November 2007
Marshalls  August 1995 - July 2003

Skills
•Excellent..., •Interpersonal,..., • Excellent..., •Computer skills and..., •Excellent time..., •Self-motivated,..., •Ability to balance..., •Ability to prioritize..., •Ability to work under..., •Ability to meet..., •Ability to maintain...

Education
Illinois State University   1998 — 2000

College of DuPage   1996 — 1998
Associate of Arts (AA)

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