Boundary Waters Bank
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Boundary Waters Bank Employees
Employee
Years
Job
Industry
Boyd Malo Boyd Malo's Boundary Waters Bank Experience November 2014 - Present
Job Commercial Loan Officer at Boundary Waters Bank, Woodbury, MN
Industry Banking
Experience
Boundary Waters Bank November 2014 - Present
Peoples Bank Midwest fka Summit Community Bank April 2009 - September 2014
Zenith Property Management March 1998 - December 2008
Riverside Bank January 1988 - March 1998
Skills
Commercial Lending, Small Business Lending, Loans, Credit Analysis, Credit, Mortgage Lending, Commercial Banking, Cash Management, Refinance, Banking, Credit Risk, FHA, Financial Analysis, Portfolio Management, Lines Of Credit, Consumer Lending, Real Estate Lending, SBA, Commercial Mortgages, Construction Loans, Asset Based Lending, Loan Origination, Cash Flow Lending, Underwriting
Education
University of Minnesota-Twin Cities 1988 — 1990
Business/Accounting
Eastern New Mexico University 1986 — 1987
Business/Acctng/Music
Boundary Waters Bank November 2014 - Present
Peoples Bank Midwest fka Summit Community Bank April 2009 - September 2014
Zenith Property Management March 1998 - December 2008
Riverside Bank January 1988 - March 1998
Skills
Commercial Lending, Small Business Lending, Loans, Credit Analysis, Credit, Mortgage Lending, Commercial Banking, Cash Management, Refinance, Banking, Credit Risk, FHA, Financial Analysis, Portfolio Management, Lines Of Credit, Consumer Lending, Real Estate Lending, SBA, Commercial Mortgages, Construction Loans, Asset Based Lending, Loan Origination, Cash Flow Lending, Underwriting
Education
University of Minnesota-Twin Cities 1988 — 1990
Business/Accounting
Eastern New Mexico University 1986 — 1987
Business/Acctng/Music
Dawn Ward, CIA, CISA, CRMA, CFE Dawn Ward, CIA, CISA, CRMA, CFE's Boundary Waters Bank Experience 2003 - 2004
Job Solutions Manager at MetricStream
Industry Financial Services
Experience
MidCountry Financial Corp August 2013 - June 2014
MidCountry Financial Corp November 2010 - August 2013
Nash Finch Company January 2009 - September 2010
Nash Finch Company February 2008 - January 2009
Daktronics, Inc. June 2006 - January 2008
Boundary Waters Bank 2003 - 2004
Skills
COSO, SOX, Internal Audit, CISA, Compliance, Risk Assessment, Certified Fraud Examiner, COBIT, Compliance Management, Enterprise Risk..., Internal Controls, SAS70, IT Audit, Auditing, ITIL, GLBA, IT Risk, IT Governance, Segregation of Duties, Risk, Corporate Governance, Operational Risk..., Audit, ITGC, Governance, Risk Management, Fraud Investigations, Financial Control, MS Office Suite, Sarbanes-Oxley Act, Sarbanes-Oxley, SOX 404, SSAE 16, Certified Internal..., Certified Risk..., Financial Risk, Fraud, Budgets, Microsoft Office, Process Improvement, Management, Software Documentation, Banking, Leadership, Operational Risk, Financial Analysis, Information Technology, GRC
Education
The University of South Dakota 2001 — 2003
MBA, Business Administration
University of Washington 1998 — 2000
BA, Accounting
MidCountry Financial Corp August 2013 - June 2014
MidCountry Financial Corp November 2010 - August 2013
Nash Finch Company January 2009 - September 2010
Nash Finch Company February 2008 - January 2009
Daktronics, Inc. June 2006 - January 2008
Boundary Waters Bank 2003 - 2004
Skills
COSO, SOX, Internal Audit, CISA, Compliance, Risk Assessment, Certified Fraud Examiner, COBIT, Compliance Management, Enterprise Risk..., Internal Controls, SAS70, IT Audit, Auditing, ITIL, GLBA, IT Risk, IT Governance, Segregation of Duties, Risk, Corporate Governance, Operational Risk..., Audit, ITGC, Governance, Risk Management, Fraud Investigations, Financial Control, MS Office Suite, Sarbanes-Oxley Act, Sarbanes-Oxley, SOX 404, SSAE 16, Certified Internal..., Certified Risk..., Financial Risk, Fraud, Budgets, Microsoft Office, Process Improvement, Management, Software Documentation, Banking, Leadership, Operational Risk, Financial Analysis, Information Technology, GRC
Education
The University of South Dakota 2001 — 2003
MBA, Business Administration
University of Washington 1998 — 2000
BA, Accounting
Ranee Holmboe Ranee Holmboe's Boundary Waters Bank Experience 2007 - 2015
Job Director of Operations/Branch President
Industry Banking
Experience
Boundary Waters Bank 2007 - 2015
Boundary Waters Bank 2007 - 2015
M & I Bank 2003 - 2006
Hiway Federal Credit Union 1997 - 2003
Skills
Commercial Banking, Commercial Lending, Banking, Credit, Consumer Lending, Commercial Real Estate, Small Business Lending, Credit Analysis, Asset Based Lending, Lines Of Credit, Credit Risk, Management, Microsoft Office, Microsoft Excel, Microsoft Word, Account Management, Accounts Payable, Business Analysis, Problem Solving, Property Management, Business Development, Event Planning, Proposal Writing, Customer Service, Contract Negotiation, Communication, Title Insurance, Office Management, Outlook, Community Outreach, Public Speaking, Operations Management, Appraisals, Retail Banking, Residential Mortgages, Vendor Management, IT Service Management, Human Resources, Marketing Strategy
Education
Bismarck State College
St. Mary's Central High School
Boundary Waters Bank 2007 - 2015
Boundary Waters Bank 2007 - 2015
M & I Bank 2003 - 2006
Hiway Federal Credit Union 1997 - 2003
Skills
Commercial Banking, Commercial Lending, Banking, Credit, Consumer Lending, Commercial Real Estate, Small Business Lending, Credit Analysis, Asset Based Lending, Lines Of Credit, Credit Risk, Management, Microsoft Office, Microsoft Excel, Microsoft Word, Account Management, Accounts Payable, Business Analysis, Problem Solving, Property Management, Business Development, Event Planning, Proposal Writing, Customer Service, Contract Negotiation, Communication, Title Insurance, Office Management, Outlook, Community Outreach, Public Speaking, Operations Management, Appraisals, Retail Banking, Residential Mortgages, Vendor Management, IT Service Management, Human Resources, Marketing Strategy
Education
Bismarck State College
St. Mary's Central High School
Matt Olslund Matt Olslund's Boundary Waters Bank Experience 2005 - 2007
Job Senior Underwriter at Anchor Bank
Industry Banking
Experience
Anchor Bank June 2012 - Present
Anchor Bank May 2011 - June 2012
American Express September 2009 - August 2011
BankFirst August 2007 - September 2009
Boundary Waters Bank 2005 - 2007
US Bank September 2003 - May 2005
State Bank & Trust May 2000 - August 2003
Skills
Credit, Commercial Banking, Banking, Commercial Lending, Credit Analysis, Credit Risk, Finance, Financial Analysis, Small Business Lending, Loans, Underwriting, Risk Management, Loan Origination
Education
Minnesota State University, Moorhead 2000 — 2003
BS, Finance, General
Anchor Bank June 2012 - Present
Anchor Bank May 2011 - June 2012
American Express September 2009 - August 2011
BankFirst August 2007 - September 2009
Boundary Waters Bank 2005 - 2007
US Bank September 2003 - May 2005
State Bank & Trust May 2000 - August 2003
Skills
Credit, Commercial Banking, Banking, Commercial Lending, Credit Analysis, Credit Risk, Finance, Financial Analysis, Small Business Lending, Loans, Underwriting, Risk Management, Loan Origination
Education
Minnesota State University, Moorhead 2000 — 2003
BS, Finance, General
Karen Hartmann's Boundary Waters Bank Experience February 2004 - June 2010
Job Credit Portfolio Reporting Analyst at AgriBank, FCB
Industry Banking
Experience
AgriBank, FCB June 2010 - Present
Boundary Waters Bank February 2004 - June 2010
Boundary Waters Bank October 2003 - February 2004
CoBank 2001 - 2003
CoBank 1999 - 2001
United Producers Inc. 1996 - 1999
Skills
Access, Excel, Word, Credit Analysis, Credit, Financial Analysis, Risk Management, Portfolio Management, Credit Risk, Commercial Banking, Financial Modeling, Banking, Loans, Process Improvement, Commercial Lending, Business Analysis, Underwriting, Finance, Budgets, Marketing, Strategic Planning, Project Management, Mortgage Lending, SharePoint, Sustainability, SQL, Agricultural Economics, Agriculture, Sustainable Agriculture, Agricultural Policy, Recycling, Microsoft Word, Microsoft Excel, Accounting, Data Analysis, Small Business Lending
Education
The Ohio State University 1993 — 1996
Master of Science (M.S.), Agricultural Economics
University of Minnesota-Twin Cities 1988 — 1993
Bachelor of Science, Agricultural Business Management, Banking and Finance Emphasis
Blaine Senior High
AgriBank, FCB June 2010 - Present
Boundary Waters Bank February 2004 - June 2010
Boundary Waters Bank October 2003 - February 2004
CoBank 2001 - 2003
CoBank 1999 - 2001
United Producers Inc. 1996 - 1999
Skills
Access, Excel, Word, Credit Analysis, Credit, Financial Analysis, Risk Management, Portfolio Management, Credit Risk, Commercial Banking, Financial Modeling, Banking, Loans, Process Improvement, Commercial Lending, Business Analysis, Underwriting, Finance, Budgets, Marketing, Strategic Planning, Project Management, Mortgage Lending, SharePoint, Sustainability, SQL, Agricultural Economics, Agriculture, Sustainable Agriculture, Agricultural Policy, Recycling, Microsoft Word, Microsoft Excel, Accounting, Data Analysis, Small Business Lending
Education
The Ohio State University 1993 — 1996
Master of Science (M.S.), Agricultural Economics
University of Minnesota-Twin Cities 1988 — 1993
Bachelor of Science, Agricultural Business Management, Banking and Finance Emphasis
Blaine Senior High
John A Brown's Boundary Waters Bank Experience May 1999 - May 2007
Job Retired
Industry Banking
Experience
Advantage Bank, Loveland, CO September 2000 - July 2014
Independent Community Banks of North Dakota June 2012 - August 2013
Security State Bank Holding Company July 1979 - January 2011
Bank Forward December 1974 - January 2011
Security State Bank Holding Company January 1990 - November 2010
Bank of Bozeman July 2000 - June 2010
Copper Star Bank June 2000 - May 2007
Boundary Waters Bank May 1999 - May 2007
North Dakota Department of Financial Institutions May 1985 - June 1994
Independent Community Banks of North Dakota August 1984 - August 1985
Skills
Commercial Lending, Commercial Banking, Financial Analysis, Credit, Strategic Planning, Corporate Finance, Small Business Lending, Treasury Management, Mezzanine, Mergers, Asset Based Lending, Commercial Finance, Business Strategy, Factoring, Financial Institutions, Loans, Accounting, Portfolio Management, Mergers & Acquisitions, Credit Analysis, Cash Management, Credit Risk, Commercial Mortgages, Loan Origination, Consumer Lending, Underwriting, Retail Banking, Finance, Mortgage Lending, SBA, Community Banking
Education
Colorado School of Banking 1976 — 1978
Banking
The University of North Dakota 1968 — 1973
BSBA, Accounting
Advantage Bank, Loveland, CO September 2000 - July 2014
Independent Community Banks of North Dakota June 2012 - August 2013
Security State Bank Holding Company July 1979 - January 2011
Bank Forward December 1974 - January 2011
Security State Bank Holding Company January 1990 - November 2010
Bank of Bozeman July 2000 - June 2010
Copper Star Bank June 2000 - May 2007
Boundary Waters Bank May 1999 - May 2007
North Dakota Department of Financial Institutions May 1985 - June 1994
Independent Community Banks of North Dakota August 1984 - August 1985
Skills
Commercial Lending, Commercial Banking, Financial Analysis, Credit, Strategic Planning, Corporate Finance, Small Business Lending, Treasury Management, Mezzanine, Mergers, Asset Based Lending, Commercial Finance, Business Strategy, Factoring, Financial Institutions, Loans, Accounting, Portfolio Management, Mergers & Acquisitions, Credit Analysis, Cash Management, Credit Risk, Commercial Mortgages, Loan Origination, Consumer Lending, Underwriting, Retail Banking, Finance, Mortgage Lending, SBA, Community Banking
Education
Colorado School of Banking 1976 — 1978
Banking
The University of North Dakota 1968 — 1973
BSBA, Accounting
Doug Hafner's Boundary Waters Bank Experience March 2004 - January 2010
Job Martin Business Investments
Industry Automotive
Experience
Martin Business Investments, Inc January 2010 - Present
Boundary Waters Bank March 2004 - January 2010
Skills
Commercial Lending, Loans, Small Business Lending, Consumer Lending, Banking, Finance, Credit, Commercial Banking, Commercial Real Estate, Credit Analysis, Portfolio Management, Real Estate, Financial Analysis
Education
University of Minnesota-Twin Cities 1980 — 1984
BSB, Business Administration and Management, General
Martin Business Investments, Inc January 2010 - Present
Boundary Waters Bank March 2004 - January 2010
Skills
Commercial Lending, Loans, Small Business Lending, Consumer Lending, Banking, Finance, Credit, Commercial Banking, Commercial Real Estate, Credit Analysis, Portfolio Management, Real Estate, Financial Analysis
Education
University of Minnesota-Twin Cities 1980 — 1984
BSB, Business Administration and Management, General
John Nigh's Boundary Waters Bank Experience 1999 - 2014
Job Chairperson at Advantage Bank.
Industry Banking
Experience
Advantage Bank September 2000 - Present
Boundary Waters Bank 1999 - 2014
Skills
Banking, Financial Analysis, Strategic Planning, Credit, Credit Analysis, Portfolio Management, Risk Management, Loans, Investments, Finance
Education
University of Nebraska-Lincoln 1970 — 1971
M.S. Agricultural Economics
Purdue University 1965 — 1969
B.S. Agricultual Economics
Advantage Bank September 2000 - Present
Boundary Waters Bank 1999 - 2014
Skills
Banking, Financial Analysis, Strategic Planning, Credit, Credit Analysis, Portfolio Management, Risk Management, Loans, Investments, Finance
Education
University of Nebraska-Lincoln 1970 — 1971
M.S. Agricultural Economics
Purdue University 1965 — 1969
B.S. Agricultual Economics
Amy Drusch's Boundary Waters Bank Experience January 2003 - April 2005
Job Loan Administration Manager at Wells Fargo Home Mortgage
Industry Financial Services
Experience
Wells Fargo Home Mortgage April 2012 - June 2013
Lender Processing Services, Inc. (LPS) April 2009 - April 2012
Anchor Bank June 2006 - November 2008
Boundary Waters Bank January 2003 - April 2005
Signal Bank June 2000 - January 2003
Skills
Credit, Loans, Banking, Customer Service, Mortgage Lending, LPS Desktop, Fidelity/MSP
Education
Metropolitan State University 2011 — 2013
Business Administration
Inver Hills Community College 2002 — 2005
Associate of Arts, General
Wells Fargo Home Mortgage April 2012 - June 2013
Lender Processing Services, Inc. (LPS) April 2009 - April 2012
Anchor Bank June 2006 - November 2008
Boundary Waters Bank January 2003 - April 2005
Signal Bank June 2000 - January 2003
Skills
Credit, Loans, Banking, Customer Service, Mortgage Lending, LPS Desktop, Fidelity/MSP
Education
Metropolitan State University 2011 — 2013
Business Administration
Inver Hills Community College 2002 — 2005
Associate of Arts, General
Mark Schepers's Boundary Waters Bank Experience 2007 - 2011
Job Credit Analyst IV at Sunrise Banks
Industry Banking
Experience
Sunrise Banks January 2015 - Present
Sunrise Banks December 2013 - Present
G&K Services July 2011 - November 2013
Boundary Waters Bank 2007 - 2011
Skills
Cash Flow Forecasting, Financial Analysis, Cash Management, Forecasting, Financial Reporting, Financial Modeling, Sarbanes-Oxley Act, Variance Analysis, Process Improvement, Treasury, Finance, Credit
Education
University of Minnesota - Carlson School of Management 2010 — 2012
MBA, Finance
University of Minnesota-Duluth
Bachelor of Business Administration (B.B.A.), Finance
University of Minnesota-Duluth
Bachelor of Accounting, Accounting
Sunrise Banks January 2015 - Present
Sunrise Banks December 2013 - Present
G&K Services July 2011 - November 2013
Boundary Waters Bank 2007 - 2011
Skills
Cash Flow Forecasting, Financial Analysis, Cash Management, Forecasting, Financial Reporting, Financial Modeling, Sarbanes-Oxley Act, Variance Analysis, Process Improvement, Treasury, Finance, Credit
Education
University of Minnesota - Carlson School of Management 2010 — 2012
MBA, Finance
University of Minnesota-Duluth
Bachelor of Business Administration (B.B.A.), Finance
University of Minnesota-Duluth
Bachelor of Accounting, Accounting
Neil Arvold's Boundary Waters Bank Experience July 2015 - Present
Job Bank Teller at US Bank
Industry Financial Services
Experience
Boundary Waters Bank July 2015 - Present
US Bank February 2015 - Present
RiverWood Bank October 2014 - January 2015
BKV Group May 2014 - September 2014
Menards May 2013 - September 2013
University of Minnesota Morris May 2011 - May 2013
University of Minnesota Morris September 2010 - March 2011
Taho Sportswear October 2007 - July 2010
Skills
Microsoft Office, Microsoft Excel, Customer Service, PowerPoint, Microsoft Word, Teamwork, English, Public Speaking, Social Media, Leadership, Team Leadership, Data Analysis, Financial Analysis, Project Management, Business Strategy, Accounting, Sales
Education
University of Minnesota-Morris 2010 — 2015
Bachelor of Arts (B.A.) in Financial and Organizational Management, Financial and Organizational Management
University of Minnesota-Morris 2010 — 2014
Bachelor of Arts (B.A.), Financial and Organizational Management
Boundary Waters Bank July 2015 - Present
US Bank February 2015 - Present
RiverWood Bank October 2014 - January 2015
BKV Group May 2014 - September 2014
Menards May 2013 - September 2013
University of Minnesota Morris May 2011 - May 2013
University of Minnesota Morris September 2010 - March 2011
Taho Sportswear October 2007 - July 2010
Skills
Microsoft Office, Microsoft Excel, Customer Service, PowerPoint, Microsoft Word, Teamwork, English, Public Speaking, Social Media, Leadership, Team Leadership, Data Analysis, Financial Analysis, Project Management, Business Strategy, Accounting, Sales
Education
University of Minnesota-Morris 2010 — 2015
Bachelor of Arts (B.A.) in Financial and Organizational Management, Financial and Organizational Management
University of Minnesota-Morris 2010 — 2014
Bachelor of Arts (B.A.), Financial and Organizational Management
Claire Huisman's Boundary Waters Bank Experience June 2002 - January 2011
Job Deputy Clerk at City of Ely
Industry Government Administration
Experience
City of Ely February 2011 - Present
Huisman Concepts, Inc October 1990 - Present
Boundary Waters Bank June 2002 - January 2011
Queen City Federal Bank June 1994 - June 1998
Ely Bloomenson Community Hosp May 1987 - 1991
Skills
Microsoft Office, Customer Service, Government, Microsoft Excel, Microsoft Word
Education
Vermilion Community College 1986 — 1987
Associate of Arts and Sciences (AAS), Science & Business
Nicholls State University 1983 — 1985
Aeronautics/Aviation/Aerospace Science and Technology, General
Spring Hill College 1981 — 1982
Business Administration and Management, General
Vandebilt Catholic High School 1977 — 1981
City of Ely February 2011 - Present
Huisman Concepts, Inc October 1990 - Present
Boundary Waters Bank June 2002 - January 2011
Queen City Federal Bank June 1994 - June 1998
Ely Bloomenson Community Hosp May 1987 - 1991
Skills
Microsoft Office, Customer Service, Government, Microsoft Excel, Microsoft Word
Education
Vermilion Community College 1986 — 1987
Associate of Arts and Sciences (AAS), Science & Business
Nicholls State University 1983 — 1985
Aeronautics/Aviation/Aerospace Science and Technology, General
Spring Hill College 1981 — 1982
Business Administration and Management, General
Vandebilt Catholic High School 1977 — 1981