Experience
Newbold Advisors  June 2014 - January 2015
Supreme Lending  September 2014 - December 2014
Capital One Home Loans   2010 - June 2014
Chevy Chase Bank, a division of Capital One, N.A.   1995 - 2010

Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Loans, Loss Mitigation, Consumer Lending, Residential Mortgages, Small Business Lending, Credit, FHA, Refinance, Credit Analysis, Loan Servicing, Commercial Lending, Financial Services, Credit Risk, Mortgage Underwriting, VA loans, Banking, Underwriting, FHA financing, Risk Management, Six Sigma, Business Process..., Home Equity Loans, Process Improvement, Management, Finance, Financial Risk, Analysis, Relationship Management, Portfolio Management, Financial Analysis, Leadership, Mortgage Servicing

Education
Mortgage University   2015 — 2015
Master Underwriting Certification, Conventional and FHA Underwriting

Anne Arundel Community College   2008 — 2009
Meeting and Event Planning

Severna Park High School   1976 — 1979
Business Management

Experience
Encompass Home Health & Hospice  June 2013 - Present
Capital One Home Loans   September 2012 - May 2013
Revolution Prep  September 2011 - May 2013
Capital One  November 2011 - September 2012
Hendrick Medical Center  May 2010 - August 2011
Abilene Christian University  August 2010 - May 2011
Lifeline Chaplaincy  May 2006 - August 2006

Skills
Teaching, Research, Public Speaking, PowerPoint, Higher Education, Leadership, Leadership Development, Community Outreach, Recruiting, Editing, Nonprofits

Education
Abilene Christian University   2007 — 2010
Master of Divinity

Abilene Christian University   2003 — 2007
BA, Christian Ministry, 4.0

Experience
Medical Center of McKinney  March 2015 - Present
Capital One Home Loans   April 2010 - December 2014
Capital One Home Loans   April 2009 - April 2010
Capital One  November 2007 - April 2009

Skills
Microsoft Excel, Banking, Call Centers, Loans, Process Improvement, Sales, Customer Service, Access, Credit, Microsoft Office, Microsoft Word, Mortgage Lending, Team Building

Education
Collin County Community College   2015 — 2019
Associate's Degree, Registered Nursing/Nutrition

Richland Community College   2006 — 2009
Associate's Degree, CAD/CADD Drafting and/or Design Technology/Technician

Experience
Capital One Home Loans   August 2014 - Present
Bayview Loan Servicing, LLC  April 2014 - August 2014
Newbold Advisors  September 2013 - April 2014
Chase  December 2011 - November 2013
AmeriDream Mortgage Group LLC   December 2010 - December 2011
Bank of America  December 2007 - December 2010
Nationstar Mortgage  June 2006 - December 2007
Bally Total Fitness  June 2002 - June 2006

Skills
Home Equity Loans, Operations Management, Government Loans, Loans, FHA, FHA financing, Public Speaking, Real Estate, Non-Conforming, Coaching, Financial Analysis, Mortgage Underwriting, First Time Home Buyers, Leadership, Investment Properties, Banking, USDA, Underwriting, Short Sales, Loss Mitigation, Insurance, Residential Mortgages, Cold Calling, Call Centers, Wholesale Lending, FHLMC, Real Estate Financing, Loan Modifications, Team Building, Mortgage Lending, Commercial Mortgages, Credit Analysis, Home Equity Lines of..., Foreclosures, Consumer Lending, HUD, Portfolio Management, Loan Origination, Credit, Refinance, Customer Service, Risk Management, Financial Services, Construction Loans, Mortgage Marketing, PowerPoint, Mortgage Servicing, Finance, Real Estate Economics, FNMA

Education
Tarrant County College
Associate of Arts (AA)

Champion School of Real Estate
Broker and Bankers license

Community College of the Air Force
Tactical Aircraft Maintenance.

Experience
Capital One Home Loans   May 2015 - Present
NexBank  August 2013 - May 2015
Capital One Home Loans   May 2011 - July 2013
Fannie Mae  February 2011 - May 2011
Premier Home Mortgage, Inc.   November 2010 - February 2011
Franklin American Mortgage Company  January 2009 - November 2010
Fortes Financial   October 2008 - November 2008
Bank of America  September 2008 - October 2008
Lending.com  March 2008 - September 2008
Aurora Loan Services, A Lehman Brothers Company  May 2004 - February 2008

Skills
Training, Mortgage Underwriting, Mortgage Lending, Mortgage Banking, Credit, FHA, Loans, Underwriting, Banking, USDA, Refinance, Residential Mortgages, Credit Analysis, Risk Management

Education
Collin County Community College   2001 — 2003
Business Management

Collin County Community College
currently enrolled for Spring Semester 2011

Experience
Supreme Lending  January 2012 - Present
Capital One Home Loans   February 2010 - December 2011

Skills
FHA, Mortgage Lending, Refinance, Mortgage Banking, VA loans, USDA, Loan Origination, Residential Mortgages, Loans, FHA financing, Credit, First Time Home Buyers, Licensed in Texas,..., Licensed in D.C., Iowa,..., Licensed in Wisconsin,..., Banking, Sellers, Government Loans, Investment Properties, Certified Mortgage..., Construction Loans, Mortgage Underwriting, Reverse Mortgages, Home Equity Loans, Real Estate Financing, Mortgage Servicing, Loss Mitigation, Home Equity Lines of..., Commercial Mortgages, Loan Servicing, VA Loans, FHA Financing

Education
Baylor University

The University of Texas at Austin

Experience
American Citizens Abroad   July 2014 - Present
Sabre Real Estate Group  February 2012 - February 2014
Salt Lake County  2013 - 2013
Salt Lake County  2013 - 2013
Pristine Investments Corporation Utah   2011 - 2012
MarketSource Inc.  2009 - 2011
Capital One Home Loans   2008 - 2009
DecisionOne  2006 - 2008
Alorica  2006 - 2008
DIRECTV  2005 - 2006

Skills
Management, Leadership, Business Development, Microsoft Project, Microsoft Excel, Critical Path Analysis, Project Management, International Relations, Expatriate Management, Six Sigma, Global Teams, CAPM, PMP, Public Relations, Public Speaking, Business Planning, Event Planning, Sales, GAAP, Budgets, Marketing, BPO, Nonprofits, Entrepreneurship, Customer Service, Volunteering, Training, Employee Relations, Human Resources

Education
University of Maryland University College   2014 — 2014
Master’s Degree, Project Management, 3.17/4.00

University of Utah   2012 — 2012
Professional Education, Project Management Fundamentals, 0/00

Brigham Young University - Idaho   2013 — 2013
Bachelor's Degree, Business Administration and Management, General, 3.28/4.00

Brigham Young University   2013 — 2013
Professional Development, Certified Associate Project Management CAPM®

LDS Business College   2011 — 2011
Associate's Degree, Accounting and Business/Management, 3.53/4.00

Experience
Citi  April 2015 - Present
CountryPlace Mortgage  April 2014 - April 2015
Wells Fargo  March 2013 - April 2014
Capital One Home Loans   November 2011 - March 2013
Fannie Mae  July 2011 - November 2011
Wells Fargo Home Mortgage  December 2007 - July 2011
Wells Fargo Home Mortgage  July 2007 - December 2007
Fieldstone Mortgage  February 2007 - July 2007
Bank of America / Countrywide Home Loans  March 2003 - February 2007
US Army  May 1989 - February 1993

Skills
Mortgage Lending, Loan Origination, Mortgage, FHA, Refinance, Consumer Lending, Loans, Underwriting, Credit Analysis, Credit, Mortgage Underwriting, Mortgage Industry, Conforming, Process Improvement, Customer Service, Customer Relations, Origination, Home Equity, Conventional, Mortgage Banking, Non-Conforming, Residential Mortgages, Credit Risk, Loan Structuring, Purchase, Government Loans, Real Estate Finance, Mortgage Planning, FHA financing, Mortgage Insurance, Home Equity Loans, Home Equity Lines of..., Wholesale Lending, Real Estate, Compliance, Appraisals, Investment Properties, Management, Leadership Development, Leadership, Team Building, Team Leadership, Training, Organizational..., Staff Development, FHA Financing

Education
Central Texas College   1992 — 1992
United States Army Field Artillery Logistic Specialist

Cameron University   1987 — 1990
Business Administration/Finance

Experience
Nations Reliable Lending, LLC  May 2015 - Present
Prudential Financial Group LLC   November 2013 - Present
Capital One Home Loans   February 2015 - May 2015
Mortgage Search & Acquisition (MSA)   November 2013 - June 2014
Supreme Lending  January 2013 - November 2013
Affiliated Bank  June 2012 - January 2013
Benchmark Mortgage  June 2011 - February 2012
InterLinc Mortgage Services, LLC  January 2011 - June 2011
Town Square Financial  March 2010 - January 2011
Supreme Lending  June 2005 - March 2010

Skills
Operations Management, Sales, FHA, Mortgage Banking, Mortgage Marketing, Marketing Strategy, Rates, FHA financing, USDA, Home Equity, Underwriting, New Home Sales, Debt Consolidation, Account Management, Credit, VA loans, Loans, Negotiation, Sales Management, Reverse Mortgages, Investment Properties, REO, Team Building, Foreclosures, Public Speaking, Non-Conforming, Loan Origination, Credit Analysis, Banking, Investors, Mortgage Lending, Coaching, Residential Homes, Customer Service, Residential Mortgages, Certified Mortgage..., New Business Development, Short Sales, Home Equity Loans, First Time Home Buyers, Home Equity Lines of..., Budgets, Refinance, Insurance, Construction Loans, Mortgage Underwriting, Recruiting, Government Loans, Real Estate, Commercial Mortgages

Education
Rochester Institute of Technology   1992 — 1993
Criminology

Elmira College   1990 — 1992
Criminology

Experience
CreativeOne  July 2014 - Present
MindMixer  March 2014 - May 2014
American Century Investments  November 2011 - November 2013
American Century Investments  August 2010 - October 2011
American Century Investments  January 2010 - August 2010
American Century Investments  February 2009 - December 2009
Aflac  July 2008 - February 2009
Capital One Home Loans   December 2006 - July 2008
First Horizon Home Loans  March 2006 - December 2006
Ameriprise Financial  August 2003 - March 2006

Skills
Mutual Funds, Investments, Financial Services, Portfolio Management, Loans, Mortgage Lending, Finance, Series 7, Strategic Financial..., Management, Sales, Retirement, Leadership, Business Development, Training, Financial Planning

Education
Benedictine College   1995 — 2002
Bachelor of Arts, Sociology

Raritan High School

Experience
Alliance Data  September 2015 - Present
Capital One Home Loans   May 2015 - June 2015
Capital One Auto Finance  May 2014 - May 2015
Servisair  April 2013 - May 2014
One Voice Community Center   January 2013 - April 2013

Skills
Adaptive Learning, Social Media, High Pressure..., Microsoft Word, PowerPoint, Filing, Phone Etiquette, Volunteering, Teamwork, Research, Macintosh Applications, Windows 7, Interpersonal..., Data Entry, Critical Thinking, Close Attention to..., Friendly Personality, Positive Team Player, Team-oriented, Outlook, Time Management, Microsoft Excel, Communication

Education
Arizona State University   2010 — 2015
Bachelor of Science (BS), Sociology

Basha High School   2009 — 2010
High School Diploma

Millikan High School   2006 — 2009

Experience
Capital One Home Loans   July 2006 - July 2015

Skills
Mortgage Lending, Credit, Loans, Banking, Mortgage Banking, Refinance, Credit Analysis, Financial Analysis, Loan Origination, Residential Mortgages, Customer Service, Leadership, Call Centers, Management, Team Leadership, Process Improvement

Education
Concordia College   1988 — 1992
Bachelor of Arts (BA), Business Administration and Management, General

Experience
WorldVentures  April 2015 - Present
Capital One Home Loans   January 2015 - April 2015
Bank of America  September 2013 - September 2014
Bank of America  February 2012 - August 2013
PepsiCo Business Information Solutions   June 2008 - February 2011
PepsiCo Business Solutions Group  November 2000 - February 2008
Gateway  1999 - October 2000

Skills
Mentoring, Team Motivator, Life Transitions, Photoshop, Photoshop Elements, Adobe Streamline, Illustrator, Microsoft Office, Adobe Acrobat, Business Objects, StarTeam, ChaRM, DNO Monitor, HP SM7, SharePoint Designer, Vignette, Premiere, SQL, Crystal Reports, Clasroom Training, WebEx, Live Meeting, Go to Meeting, Skype, Communicator, Twitter, Facebook, SnagIt, Evolve, Concur, XCelsius, Event Planning, Team Building, Administrative..., Microsoft Word, Training, Management, Employee Training, SAP, Outlook, Human Resources, Lotus Notes, SharePoint, Leadership, Process Improvement, Time Management, Change Management, Vendor Management, Communication

Education
Collin County Community College   2012 — 2012
Continuing Education Certificate, Project Management

Art Institute of Dallas   1994 — 1995
Honors Associate of Arts, Computer Animation and Multimedia

Kansas State University   1990 — 1993
BFA, Graphic Arts

Experience
Capital Bank, N.A.   December 2014 - Present
Capital Bank, N.A.   June 2013 - Present
George Mason Mortgage  November 2012 - June 2013
Capital One Home Loans   May 2010 - November 2012
National Business Systems  October 2009 - March 2010
Chase  May 2007 - October 2009
Chase  May 2007 - May 2008

Skills
Operational Process..., Investigative Research, Mortgage Compliance, Mortgage Servicing, Credit card servicing, Team Leadership, Executive Administrative, Loan Servicing, Credit Cards, Mortgage Lending, Credit, Process Improvement, Analysis, Finance, Mortgage Banking, Software Documentation, Financial Risk, Management, FHA, Residential Mortgages, Banking, Loss Mitigation, Consumer Lending, Loans, Leadership, Mortgage Underwriting, Underwriting, Loan Origination, VA loans, Refinance, Credit Analysis, Credit Risk, USDA, FHA financing, Risk Management, RESPA, Relationship Management, Commercial Lending, Call Centers, Government Loans, Retail Banking, Portfolio Management, Home Equity Loans, Operational Risk..., Commercial Banking, Small Business Lending, Investments

Education
American Public University System   2012 — 2016
Bachelor's Degree, Sports and Health Science, 3.826

Experience
Vinson Mortgage Group  March 2015 - Present
Homestead Financial/Granny 8 Mortgage   February 2008 - March 2015
Capital One Home Loans   March 2006 - February 2008
Citifinancial Mortgage  2005 - 2006
American Equity Mortgage  August 1996 - September 2004

Skills
Mortgage Lending, Refinance, Mortgage Banking, FHA, Loan Origination, Credit Analysis, VA loans, Loans, Business Development, Small Business Lending, Credit Risk, Underwriting, USDA, Credit, Sales, Residential Mortgages, Commercial Banking, Banking, Commercial Lending, Account Management, Consumer Lending, FHA financing, Leadership, Management, Strategic Planning, Sales Management, Financial Risk, Financial Analysis

Education
Eastern Illinois University   1980 — 1984
Bachelor of Science, Finance

Experience
Capital One  January 2013 - November 2013
Capital One Home Loans   October 2011 - December 2012
Capital One  2011 - October 2011
Independent Consultant  2010 - April 2011
LEGO System A/S  2005 - 2008
Liberatia Corporation   October 2000 - December 2004
Winstar Communications  2000 - 2001
Sprint E Solutions  1998 - 2000
CGGVeritas  1994 - 1998

Skills
SDLC, Business Analysis, Program Management, Business Intelligence, Process Improvement, Certified Scrum Master..., Business Process, Management, CRM, Integration, PMO, Project Management, Software Development, Change Management, Strategy

Education
Sprint Business University   1999 — 2000
Business

The George Washington University   1999 — 1999
PMP, Project Management

Collin County Community College   1991 — 1993
Computer Science & Engineering

Experience
Capital One Home Loans   June 2012 - Present

Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Refinance, Credit, Residential Mortgages, Loan Origination, VA loans, USDA, Banking, FHA financing, Government Loans, Mortgage Servicing, Customer Service, Real Estate, First Time Home Buyers, Microsoft Excel, Finance, Consumer Lending, Investment Properties

Education
Eastfield College   1999 — 2001

North Mesquite High School   1994 — 1998

Collin County Community College

Experience
BB&T  April 2014 - Present
Capital One Home Loans   January 2012 - April 2014
RBC Bank  January 2011 - January 2012
Wells Fargo  May 2009 - September 2010
Wachovia Bank  June 2006 - December 2009
Wachovia  2005 - 2006
Wachovia  2003 - 2005
Wells Fargo/First Union   1998 - 2003

Skills
Cash Management, Performance Management, Operations Management, Team Leadership, Loans, Vendor Management, Strategic Planning, Risk Management, Leadership, Call Centers, Underwriting, Finance, Credit Risk, Strategy, Credit, Financial Risk, Training, Team Building, Change Management, Credit Analysis, Forecasting, Process Improvement, Loan Origination, Recruiting, Mortgage Lending, Credit Rating, Banking, Mortgage Banking, Executive Management, Management, Budgets, Relationship Management, P&L Management, Loss Mitigation, Residential Mortgages, Portfolio Management, Consumer Lending, Financial Services, Financial Analysis, FHA, Mortgage Underwriting

Education
Augsburg College   1994 — 1998
Bachelor of Arts, Finance

Rice Lake High School   1990 — 1994

Experience
Community Mortgage KC   January 2012 - Present
Stonegate Mortgage Corporation  2010 - December 2011
CapwestMortgage   April 2009 - September 2009
Brooke Insurance  2008 - 2008
Capital One Home Loans   2006 - 2008
American Equity Mortgage  2001 - 2006

Skills
USDA, FHA, Conventional, VA, Mortgage

Education
Baker University   2000 — 2002
MBA, Business

Weber State University   1991 — 1996
BS, Criminal Justice

High School

Experience
Spicy Indulgence   January 2013 - Present
Smooth Transitions Property Preservation   October 2012 - December 2012
Vendor Resource Management  June 2012 - August 2012
Capital One Home Loans   January 2010 - April 2012
Capital One Home Loans   January 2010 - December 2011
First American REO Servicing  2009 - 2010
First American Financial Corporation  2008 - 2009
Centralized Showings   2007 - 2007
Countrywide Home Loans  August 2001 - June 2006
Barrett Burke Castle Daffin & Frappier   2006 - 2006

Skills
Microsoft Office 2007, Staff Training, Process Development, Access, Customer Service, Excel, Microsoft Office, Customer Relations, Word, Administration, Mortgage, Problem Solving, Windows, Compliance, Process Improvement, Team Building, Research, Real Estate, Public Speaking, PowerPoint, Outlook, Accounting, Documentation, Business Management, Accounts Payable, Equator, Reisnet, LPS, AS400, Adobe, Coral, Internet, Asset Management, Closings, Loan Servicing, Loss Mitigation, Management, Microsoft Word, Mortgage Banking, Mortgage Lending, Investment Properties, REO, Real Estate Transactions

Education
National American University-Austin   2014 — 2016
Bachelor of Business Administration (BBA), Business Administration and Management, General, 4.0

Grayson County College   2002 — 2004
AS, Business Administration

Gunter High School   1983 — 1995
H.S. Diploma, H.S. Diploma

Experience
Allied First Bank  January 2015 - Present
Capital One Home Loans   March 2014 - January 2015
Capital One Home Loans   July 2012 - March 2014
ING DIRECT, FSB  July 2008 - June 2012
ING DIRECT, FSB  March 2007 - June 2008

Skills
Microsoft Office, Loans, Microsoft Excel, Mortgage Lending, Mortgage Underwriting, Mortgage Servicing, Financial Analysis, Product Placement, LPS Desktop, Calyx, Fraud Detection, Enterprise Content..., Loss Mitigation, Loan Origination, Residential Mortgages, Refinance, Mortgage Banking, Consumer Lending, Home Equity Lines of..., Loan Servicing, Home Equity Loans, Underwriting, Default, Loan Modifications

Education
Wilmington University   2006 — 2008
Bachelor of Business Administration, Marketing Management

Delaware Technical and Community College-Stanton-Wilmington   2002 — 2005
Associate of Science (AS), Business, Management, Marketing, and Related Support Services

Experience
Capital One Home Loans   March 2015 - Present
Capital One Home Loans   March 2015 - Present
Home Bridge Financial   June 2014 - February 2015
Bank of America  July 2002 - October 2011

Skills
Mortgage Banking, Loans, FHA, Mortgage Lending, Loan Origination, VA loans, Residential Mortgages, Real Estate Financing, Cross Selling, First Time Home Buyers, Real Estate Economics, Investment Properties, Referrals, NMLS Licensed, Credit Analysis, Mortgage Underwriting, Certified Mortgage..., Construction Loans, FHA financing, USDA, Government Loans, Refinance, Reverse Mortgages, Home Equity Lines of..., Home Equity Loans, Non-Conforming, Mortgage Marketing, FHA Financing, VA Loans

Education
DeVry University   2002 — 2006

Experience
JLL  April 2014 - Present
Angel Oak Funding, LLC  July 2012 - October 2013
Angel Oak Funding, LLC  July 2012 - October 2013
AmeriSave Mortgage Corporation  July 2010 - June 2012
Capital One Home Loans   January 2007 - September 2009
Indymac Bank  May 2006 - January 2007
Nations Lending Services  November 2004 - May 2006

Skills
Mortgage Lending, Windows, Outlook, Automated Underwriting..., Loan Prospector (LP), MERS, Docmagic, CRM, Microsoft Office, Encompass, Notary Public, Government Lending, Harp Loans, TPO Loans, Fannie Mae Guidelines, Freddie Mac Guidelines, Respa Guidelines, Lead Manager, FHA Connection, FHA, Loans, Leadership, Credit, Mortgage Banking, Team Building, Refinance, FHA financing, FHA Financing, Residential Mortgages

Education
Georgia State University   2012 — 2015
Bachelor of Business Administration (BBA), Hospitality Administration/Management, Junior

Clayton State University   2010 — 2012
Bachelor of Business Administration (BBA), Hospitality Administration/Management

Johnson County Community College   2005 — 2006
Basic Studies

Experience
Navy Federal Credit Union  July 2014 - Present
PNC Mortgage  September 2012 - July 2014
Capital One Home Loans   August 2011 - September 2012
HSBC  February 2011 - August 2011
Bank-Fund Staff FCU - World Bank & IMF Credit Union   1998 - 2010

Skills
Loans, Refinance, Mortgage Lending, Mortgage Banking, Residential Mortgages, Finance, Sellers, Investment Properties, Referrals, Loan Origination, FHA, Credit, Banking, Financial Services, VA loans, FHA financing, Investments, Mortgage Underwriting, USDA, Credit Analysis, Construction Loans, Analysis, Reverse Mortgages

Education
Georgetown University
Financial Planning, Finance

Penn State University

Universidad Autónoma de Santo Domingo

Experience
Capital One  May 2014 - Present
Capital One Home Loans   May 2013 - May 2014
The Judge Group (ING/Capital One)   February 2012 - May 2013
CTE Healthcare Communications   August 2011 - February 2012
JPMorgan Chase - Private Banking Technology   July 2007 - August 2011
JPMorgan Chase - Private Banking Operations   March 2005 - July 2007
JPMorgan Chase - Private Banking Operations   January 2003 - March 2005
JPMorgan Chase - Private Banking Operations   July 2001 - January 2003
JPMorgan Chase - Private Banking Operations   January 1999 - July 2001

Skills
Business Analysis, Process Improvement, Business Requirements, User Acceptance Testing, SDLC, PMO, Integration, Analysis, Banking, Agile Methodologies, Management, Testing, Project Management, Quality Assurance, Certified Scrum Master, Requirements Gathering, Requirements Analysis, CSPO

Education
Goldey-Beacom College   1996 — 1999
Bachelor, International Business

Delaware State University   1994 — 1996
Business Administration

Experience
PrimeLending  August 2014 - Present
Changing Leads Equine Rescue   February 2010 - Present
YouthFriends  February 2009 - Present
Peoples Bank, "Banking Unusual"   November 2013 - August 2014
Wells Fargo Home Mortgage  September 2012 - November 2013
Get 2 It, LLC   November 2010 - September 2012
The Wellness Connection   November 2010 - January 2012
M&I Bank  November 2009 - October 2010
Choice America   May 2009 - November 2009
Capital One Home Loans   March 2007 - February 2009

Skills
Real Estate, Business Development, Social Media, Public Speaking, Strategic Planning, Marketing, Public Relations, E-commerce, Social Media Marketing, Small Business, Event Planning, Customer Satisfaction, Leadership Development, Project Management, Account Management, Finance, Customer Service, Selling, Entrepreneurship, Social Networking, Leadership, Sales, Coaching, Solution Selling, Strategy, Healthcare, Sales Process, Retail, Investments, CRM, Marketing Strategy, Business Planning, Nonprofits, Sales Management, Microsoft Excel, Fundraising, Loans, Recruiting, Time Management, Team Building, Networking, Online Marketing, Training, Event Management

Education
Centriq   2009 — 2009
Social Sales and Marketing, 2.0 for Sales Level 1 Certified

Sandler Presidents Club   2000 — 2001
Executive Sales Training

Creighton University   1991 — 1995
Bachelor of Science, Exercise Science

Experience
Capital One Home Loans   April 2015 - Present
Nüe Resource Funding  January 2014 - Present
Investors Bank  May 2013 - December 2013
JP Morgan Chase  March 2011 - May 2013
Bank of America  January 2010 - March 2011
Merrill Lynch  January 2008 - January 2010

Skills
Banking, Retail Banking, Investments, High Net Worth..., Branch Management, Branch Administration, Branch Operation, Sales, Sales Management, Risk Management, Mortgage Lending, Mortgage Banking, Reverse Mortgages, Certified Mortgage..., Business Advisory, Finance, Funding, Underwriting, Residential Mortgages, FHA, Refinance, Commercial Lending, Credit, Financial Services, Portfolio Management, Loans, Loan Origination, Business Planning, Small Business Lending, Leadership, Credit Analysis, Cross Selling, Management, Commercial Banking, Commercial Mortgages, Lines Of Credit, Home Equity Loans, VA loans, Construction Loans, FHA financing, USDA, Home Equity Lines of..., Relationship Management, Loss Mitigation, Mutual Funds, Loan Servicing, Mortgage Underwriting, Deposits, Credit Risk

Education
Cabrini College
Business Administration, Management and Operations

Saint Rose High School

Experience
Capital One  August 2011 - Present
Capital One Home Loans   January 2011 - Present
American Home Mortgage Servicing  July 2010 - August 2011
Bank of American   March 2010 - December 2010

Skills
Mortgage Lending, Mortgage Banking, Mortgage Underwriting, Loans, Credit, Loss Mitigation, Loan Origination, Home Equity, Refinance, Credit Analysis, FHA, Residential Mortgages

Education
Ashford University   2009 — 2010
Bachelors Business Administration, Business Administration

Ashford University   2009 — 2010
Bachelors Business Administration, Business Administration

Experience
Credit Law Center   March 2011 - Present
BNC National Bank  June 2010 - February 2011
TexasLending.com  March 2009 - June 2010
Capital One Home Loans   July 2006 - February 2009
HSBC  February 2005 - July 2007
HSBC  March 2003 - February 2005
HSBC  January 1999 - May 2000

Skills
Credit Restoration, Credit, Bankruptcy, Mortgage Lending, Customer Satisfaction, Business Networking, Building Relationships, Loans, FHA, Marketing, Sales, Finance, Training, Sales Management, Entrepreneurship, Insurance, Time Management, Leadership, Recruiting, Refinance, Negotiation, Human Resources, Management, Investment Properties, Analysis, New Business Development

Education
Fort Hays State University   1994 — 1998
Bachelors, Marketing

Experience
Shivpar Enterprises   April 2012 - Present
Capital One Home Loans   October 2011 - April 2012
Saxon Mortgage  March 2010 - September 2011
EDS, an HP Company  April 2009 - April 2010
Sprint  January 2003 - March 2009
Sprint Nextel  August 1997 - December 2004

Skills
COBOL, DB2, Databases, VSAM, CICS, ADABAS, SDLC, Visio, Vendor Management, Business Analysis, PMP, Requirements Analysis, Software Project..., Program Management, Process Improvement, SQL, MS Project, Project Management, Integration, Commercial Real Estate, Hospitality Management, Cross-functional Team..., Software Development, Testing, Leadership, Analysis, Telecommunications, Strategic Planning

Education
Baylor University - Hankamer School of Business   1995 — 1997
MBA, Information Systems

Jadavpur University   1989 — 1993
Bachelor of Engineering, Electronics and Telecommunication

St.Bede's

Experience
Capital One Home Loans   March 2014 - Present
Capital One  November 2012 - Present
ING DIRECT  October 2006 - November 2012

Skills
Mortgage Sales, Mortgage Servicing, Food & Beverage, Credit, Loans, Mortgage Banking, Loan Origination, Banking, Financial Services, Residential Mortgages, Finance, Account Management, Sales, Sales Management, Customer Satisfaction, Call Centers, Management, Leadership, Refinance, Negotiation, Mortgage Lending

Education
Delaware Technical and Community College-Stanton-Wilmington   2002 — 2004
Hotel Restaurant Management and Business Marketing

Concord High School   1995 — 2009

Experience
Spring Venture Group  March 2011 - Present
National Bank of Kansas City  June 2010 - April 2011
The Mortgage Company  July 2009 - June 2010
TARP   September 2008 - August 2009
Capital One Home Loans   April 2005 - September 2008
Galderma  May 2001 - April 2005

Skills
Strategic Planning, Business Development, Cold Calling, Customer Satisfaction, Healthcare, Account Management, Leadership, Process Improvement, Sales Process, Training, Mortgage Banking, Marketing, Sales Operations, Management, Credit, Life Insurance, Business Planning, Project Management, Sales, Market Research, Human Resources, Product Development, Loan Origination, Creative Direction, Finance, Analysis, Team Building, Loans, Key Account Management, Insurance, Operations Management, Sales Management, Business Process, Underwriting, Mortgage Lending, Salesforce.com, Teamwork, Credit Analysis, Time Management, Budgets, Investment Properties, Medicare, New Business Development, Customer Service

Education
Baker University   2003 — 2005
MBA, Business

University of Missouri-Columbia   1993 — 1997
Bachelors, Agriculture - Hotel/Restaurant Management

Experience
PrimeLending  July 2015 - Present
USAA  January 2013 - August 2015
Fannie Mae  January 2012 - January 2013
Capital One Home Loans   August 2010 - December 2011
Bank of America  April 2009 - August 2010
Citigroup Financial Svc   October 2002 - October 2008

Skills
Operations Management, Quality Management, Project Management, Process Management, Risk Management, International Business, Foreign Languages, Real Estate Economics, Diversity & Inclusion, Management, Finance, Financial Risk, Analysis, Portfolio Management, Leadership, Underwriting, Governance, Financial Services, Business Analysis, Process Improvement, Change Management, Financial Modeling, Vendor Management, Program Management, Strategy, Credit Risk

Education
American Public University System   2013 — 2014
Bachelor of Arts (B.A.), International Relations and Affairs in European Studies

Experience
Optimal Blue  January 2015 - Present
Capital One  November 2013 - December 2014
Capital One  August 2013 - March 2014
Capital One Home Loans   September 2011 - August 2013
Capital One  January 2010 - September 2011
Capital One  October 2008 - January 2010
Capital One Financial Corporation  April 2006 - September 2008
Capital One Financial Corporation  March 2003 - April 2006
Bates White, LLC  October 2001 - March 2003

Skills
Project Management, Customer Experience..., Customer Experience..., Business Process..., Marketing Strategy, Product Marketing, Strategy, Start-ups, Program Management, Product Management, Management, Leadership, Direct Marketing, Cross-functional Team..., CRM, Banking, Analysis, Marketing, Market Research, Product Development

Education
George Mason University   1998 — 2000
BA Communications, Public Relations

Virginia Polytechnic Institute and State University   1992 — 1995
Marketing, Graphic Design & Public Relations

Stonewall Jackson High School   1989 — 1992

Experience
Mazuma Credit Union  January 2015 - Present
Stonegate Mortgage Corporation  December 2012 - January 2015
The Federal Savings Bank  November 2011 - May 2012
M&I Bank  2009 - October 2011
Capital One Home Loans   2006 - 2008
Indymac Bank  2002 - 2006
Indymac Bank  2002 - 2005
CACU   1998 - 2002

Skills
FHA, Mortgage Banking, Mortgage Lending, Loans, Refinance, Loan Origination, Banking, Management, Credit Analysis, Financial Services

Education
Baker University   1998 — 2000
Bachelor, Business Administion

Experience
Fannie Mae  July 2015 - Present
Fannie Mae  July 2014 - July 2015
Fannie Mae  July 2012 - July 2014
Capital One  August 2011 - July 2012
Capital One Home Loans   November 2010 - August 2011
Chevy Chase Bank, N.A.   August 2008 - October 2010

Skills
Mortgage Lending, Government Loans, Conventional Loans, Loan Servicing, Restructuring, Customer Service..., High Pressure Situations, Communication Skills, Proactive self-starter, Team-oriented, Coaching Staff, Associate Training, Information Systems, Program Evaluation, Test Program Development, Business Process..., Business Writing, Technical Writing, Microsoft Office, Financial Accounting, Business Statistics, Loans, Process Improvement, Mortgage Banking, Credit, Banking, Risk Management, Consumer Lending, Training, Credit Analysis, Residential Mortgages, Loan Origination, Creative Problem Solving, Refinance

Education
American University - Kogod School of Business   2013 — 2015
Master of Business Administration (M.B.A.), 3.72

University of Maryland College Park   2008 — 2010
Bachelor's degree, Agricultural Resource Economics, 3.49

Leonardtown High School   2003 — 2005
High School Diploma, General Studies

Experience
Capital One Commercial Bank   March 2015 - Present
Mathematics Tutoring Services   August 2011 - Present
Capital One Home Loans   July 2011 - March 2015
Cornell Engineering Alumni Association   September 2011 - February 2015
Coffee Hour   August 2010 - May 2011

Skills
SAS, SQL, Microsoft..., Recruiting, Strategy, Financial Modeling, Networking, Product Development, Project Management, Data Analysis, Credit Risk, Business Strategy, Human Resources, Financial Services, Sales, Analytics, Marketing, Management Consulting, Business Analysis, Statistical Modeling, Team Building, Entrepreneurship

Education
Jenks High School   2009 — 2011

Cornell University   2007 — 2011
Bachelor of Science, Operations Research and Information Engineering

Experience
Capital One Home Loans   March 2015 - Present
Angelo State University  January 2014 - July 2014
Advantage Sales & Marketing  February 2011 - May 2012

Skills
Microsoft Office, Technical Writing, Logistics, Editing, Writing, Research, Proofreading, User Experience Research, Usability testing

Education
Angelo State University   2010 — 2014
Bachelor's Degree, English technical and business writing

Experience
Capital One Home Loans   December 2013 - April 2015
Chase  2011 - 2012
Bank of America  2009 - 2011
Countrywide Home Loans  2008 - 2009
Citigroup  2006 - 2008

Skills
Microsoft Word, Microsoft Excel, Microsoft PowerPoint, Microsoft Access, Visio, SQL, Crystal Reports, Tableau, SharePoint, MSP, AS400, QA/UAT Testing, NICE, AVAYA Dialer, Aspect ACD, PowerPoint, Analysis, Change Management, Default, Financial Services, Banking, Training, Loan Servicing, Financial Risk, Process Improvement, IBM iSeries, Mortgage Lending, Mortgage Banking, Risk Management, Leadership, Loss Mitigation, Consumer Lending, Outlook, Management, Negotiation, FHA, Portfolio Management, Loans, Coaching, Credit, Loan Origination, Business Analysis, Access, Finance, Human Resources, Software Documentation, Financial Analysis, Time Management, Recruiting, Microsoft Office

Education
University of Phoenix
Master, Business Administration

Louisiana State University
Bachelor of Science, Business Management and Administration

Chaminade University of Honolulu
AA, General Studies

Experience
Music Industry Business Support   October 2008 - Present
Capital One Home Loans   April 2011 - April 2012

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Research, Windows, Outlook, Photoshop, Teaching, HTML, Public Speaking, Budgets, Strategic Planning, Entertainment, Music

Education
DeVry University-Texas   2011 — 2012
Network Administration Tech, Computer Science, 2013

Duncanville High School   1998 — 2001
Diploma, Theatre/Theater

Experience
Mortgage Lenders of America, LLC   October 2012 - Present
EyeAssist, LLC   October 2009 - December 2013
Catalyst Lending   2008 - 2010
Capital One Home Loans   2006 - 2008
Boehck Mortgage   1999 - 2005
Universal Group Underwriters, LLC  1990 - 1996
BFI of Kansas City   1988 - 1990

Skills
Mortgage Lending, FHA, USDA, Mortgage Banking, Refinance, Loans, Credit, VA loans, Residential Mortgages, Loan Origination, Customer Retention, FHA financing, Credit Analysis, Sales Management, Mortgage Servicing, Government Loans, Home Equity Lines of..., Underwriting, Mortgage Underwriting, Banking, Loan Servicing, Commercial Lending, Loss Mitigation, Home Equity Loans, Finance, Credit Risk, HomePath, Consumer Lending, Certified Mortgage..., Mortgage Marketing, Reverse Mortgages, Real Estate Financing, Investment Properties, First Time Home Buyers, VA Loans

Education
Creighton University   1983 — 1987
Bachelor of Science, Biology/Physics Double Major

Rockhurst High School   1979 — 1983

Meadowbrook Junior High   1976 — 1978
Bachelor of Science (B.S.), Biology and Physics

Experience
Capital One Home Loans   May 2015 - Present
Capital One Home Loans   October 2014 - May 2015
Capital One Home Loans   August 2014 - October 2014
Capital One Home Loans   January 2014 - July 2014
Capital One Home Loans   October 2012 - January 2014
Freddie Mac  June 2009 - October 2012
Busey Bank  October 2008 - June 2009
Old Republic Insured Credit Services  April 2007 - October 2008
Fremont Investment and Loan  March 2005 - March 2007
Argent Mortgage  October 2003 - March 2005

Skills
Underwriting, Loss Mitigation, Mortgage Lending, Risk Assessment, Problem Solving, Mortgage Insurance, Loans, Credit, Mortgage, Credit Risk, Mortgage Underwriting, Mortgage Industry, Credit Analysis, Mortgage Banking, Refinance, Fraud, Portfolio Management, Risk, Due Diligence, Auditing, Process Improvement, Consumer Lending, Customer Service, Team Building, Appraisals, Residential Mortgages, Compliance, Financial Risk, Banking, FHA, Financial Structuring, Loan Servicing, FHA financing, USDA, Commercial Lending, VA loans, Default, Construction Loans, Funding, Finance, Executive Management, Investments

Education
Benedictine University   2009 — 2015
Master of Science, Management & Organizational Behavior

Illinois State University   1999 — 2002
Bachelor of Arts, Political Science

Experience
HSBC  October 2013 - Present
Citi  January 2013 - August 2013
Capital One Home Loans   October 2011 - January 2013
Bank of America  March 2011 - October 2011
Real Estate life   April 2009 - March 2011
EverBank  July 2008 - October 2009
Better Home Loans Usa   April 2006 - April 2009
ameriquest mortgage  2004 - 2006

Skills
Mortgage Banking, FHA, USDA, Refinance, Mortgage Lending, Loan Origination, Loans, Real Estate Financing, First Time Home Buyers, Underwriting, Investment Properties, Credit, Home, Residential Homes, Real Estate, Investors, Banking, VA loans, Residential Mortgages, FHA financing, Construction Loans, Credit Analysis, Mortgage Underwriting, Certified Mortgage..., Commercial Mortgages

Education
Villanova University   2011 — 2011
Six Sigma Green Belt, Finance and Financial Management Services, A

Emporia State University   1993 — 1997
BS, Finance

Experience
TruHome Solutions, LLC  April 2014 - Present
North American Savings Bank  November 2009 - March 2014
RTS Credit Services   December 2008 - November 2009
Capital One Home Loans   December 2006 - December 2008
First Horizon Home Loans  September 2005 - December 2006
Enterprise Rent-A-Car  2000 - 2005

Skills
Mortgage Lending, Loans, Leadership, Refinance, Credit, FHA, Loan Origination, Mortgage Banking, Credit Analysis, Residential Mortgages, VA loans, Credit Risk, Investment Properties, Real Estate, FHA financing, Team Building, Customer Service, Management

Education
Emporia State University   1995 — 1999
BS, Business

Experience
Capital One Home Loans   July 2015 - Present
USAA  February 2007 - July 2015
Mortgage Lenders Network  January 2006 - February 2007
Raytheon Corp  January 1998 - May 2006
HSBC Card Services  November 2004 - January 2006
Raytheon  January 2002 - November 2004
Wells Fargo  October 2000 - January 2002
Robert Half International  February 1997 - October 2000
MetLife  January 1995 - February 1997

Skills
Public Speaking, Management, Mortgage Servicing, Call Centers, Coaching, Leadership, Training, Call Center Development, Sales, Sales Operations, Leadership Development, Mortgage Lending, Residential Mortgages, Recruiting, Strategy, Marketing, Sales Management, Nutrition, Entrepreneurship, Fitness Training, Kickboxing, Interviews, Motivational Speaking, Boxing, Life Coaching, Consulting, Customer Retention, Mortgage Banking, Fitness Industry, Seminars, Customer Service, Team Building, Process Improvement

Education
Grand Canyon University

Experience
Lawing Financial Inc.  December 2013 - Present
Lawing Financial Inc.  July 2009 - December 2013
Edward Jones  May 2007 - July 2009
Capital One Home Loans   September 2005 - May 2007
Country Club Trust Company  May 2003 - September 2005

Education
Baker University
Bachelor of Business Administration

Experience
Gulf Well Solutions FZCO   July 2013 - Present
American Completion Tools, Inc.   December 2010 - Present
Neel Engineering Equipment (P) Limited   March 2009 - Present
Capital One Home Loans   November 2009 - December 2010
Strategic Vision Associates LLC   March 2009 - March 2010
Capital One  March 2009 - November 2009
Captial One  March 2008 - March 2009
Parveen Industries Pvt Ltd.   2007 - 2009
Capital One  December 2006 - March 2008
Williams-Sonoma, Inc.   2006 - 2006

Skills
Business Strategy, Management, Business Planning, CRM, Energy, Operations Management, Product Management, Financial Modeling, Negotiation, Finance, Procurement, Forecasting, Risk Management, Project Planning, Contract Negotiation, Portfolio Management, Project Management, Business Development, Financial Analysis, Strategy, New Business Development, Process Improvement, Analysis, Leadership, Mergers & Acquisitions, Strategic Planning, Business Process..., Budgets, Team Leadership, Change Management, Management Consulting, Competitive Analysis, Executive Management, Business Analysis, Start-ups, Credit, Corporate Finance, Business Intelligence, Cross-functional Team..., SAP, Due Diligence, Managerial Finance, Process Engineering, Analytics, Strategic Financial..., Valuation, Pricing, Banking, Data Analysis, Mergers

Education
Georgia Institute of Technology   2005 — 2006
MS, Industrial Engineering

Indian Institute of Technology, Delhi   2001 — 2005
Btech, Mechanical Engineering

Delhi Public School Vasant Kunj   1991 — 2001
High School

Experience
Envoy Mortgage, LTD  August 2012 - June 2014
Envoy Mortgage  April 2012 - May 2012
Envoy Mortgage  October 2010 - March 2011
MetLife Home Loans  August 2010 - October 2010
Capital One Home Loans   December 2009 - February 2010
JP Morgan Chase  August 2009 - December 2009
Saxon Mortgage Corp   January 2009 - July 2009
Aegis Mortgage Co   October 2005 - 2007
HomeBanc Mortgage  February 2005 - April 2005
Washington Mutual  October 2003 - December 2004

Skills
Integration, Business Process, Project Management, Business Analysis, Management, Leadership, Vendor Management, Banking, Loans, PMO, Mortgage Lending, Process Improvement, Cross-functional Team..., Budgets, Business Requirements, Finance, Quality Assurance, Loan Servicing, Testing, Change Management, Team Leadership, Disaster Recovery, Bookeeping, Payroll Administration, Human Resources, Construction Safety, Job Costing

Education
Blinn College   2008 — 2010
Associate’s Degree, Business, Education, 4.0

Experience
BBVA Compass  April 2015 - Present
Capital One Home Loans   April 2010 - Present
Capital One Auto Finance  February 2005 - March 2010

Skills
Accounting, Account Reconciliation, Process Excellence, Portfolio Management, Banking, Financial Analysis, Process Improvement, Loan Servicing, Financial Services, Internal Controls, Analysis, External Audit, Management, Mortgage Servicing, Data Conversion, Data Transfer, Investor Reporting

Education
Cairo University   1995 — 2000
Bachelor, Accounting, Business

Experience
Chase  2014 - Present
Capital One Home Loans   2012 - 2013
Southwest Airlines  2011 - 2012
Capital One  2010 - 2011
Capital One  2008 - 2010
Capital One  2003 - 2006

Education
Acharya Nagarjuna University   1994 — 1998
Bachelor of Technology, Bachelor of Technology

V.P.S Public School
Bachelor of Technology, Class 1 to 10

Experience
Capital One Home Loans   October 2013 - Present
Homeward Residential, Inc.   September 2011 - September 2013
JPMorgan Chase  September 2010 - September 2011
MGC Mortgage (subsidiary of Beal Bank)   March 2009 - July 2010
Blockbuster  August 2008 - January 2009
Citigroup  January 2008 - August 2008
Citigroup  July 2006 - January 2008
Citigroup  April 2005 - July 2006
Citigroup  August 2001 - April 2005

Skills
HRIS, Deferred Compensation, Budgets, Compliance, Strategic Planning, Analysis, Data Analysis, Human Resources, Process Improvement, Vendor Management, Loss Mitigation, PeopleSoft, Business Analysis, Loan Servicing, Management, Loans, Mortgage Lending, Finance, Business Process, CRM, Call Centers, Software Documentation, Business Intelligence

Education
Collin County Community College   1994 — 1996
Business

Dallas Baptist University

Experience
Capital One  July 2011 - Present
Capital One Home Loans   2008 - October 2011
Circuit City  May 2008 - September 2008
Capital One  October 2002 - March 2008

Education
Acharya Nagarjuna University   1993 — 1997

Experience
RSA, The Security Division of EMC  July 2015 - Present
RSA, The Security Division of EMC  January 2014 - Present
Caterpillar Inc.  July 2013 - January 2014
Caterpillar Inc.  November 2010 - June 2013
RTS International  February 2009 - November 2010
RTS International  June 2008 - February 2009
Capital One Home Loans   October 2006 - March 2008
DaimlerChrysler  January 2004 - October 2006

Skills
Credit, Sales, Financial Analysis, New Business Development, Business Development, Strategic Planning, Forecasting, Negotiation, Sales Management, Account Management, Customer Service, Marketing, Budgets, Process Improvement, Banking, Finance, Supply Chain Management, Business Strategy, Spanish, Team Building, Business Planning, Leadership, Training, Pricing, Management, Logistics, Strategy

Education
Baker University   2011 — 2013
Master of Business Administration (MBA)

Missouri State University   1999 — 2003
Business - International Management

Colegio Integrado

Experience
Farmers Bank and Trust/ CapWest Mortgage   April 2014 - Present
National Bank of Kansas City  August 2013 - April 2014
Farmers Bank and Trust / Cap West Mortgage   June 2010 - August 2013
North American Savings Bank  April 2009 - June 2010
Capital One Home Loans   May 2006 - April 2009
DaimlerChrysler Financial Services  June 2000 - May 2006
DaimlerChrysler Financial services  January 1996 - May 2000
Chrysler Financial LLC  1996 - 2000

Skills
Management, Operations Management, Sales, Sales Management, Leadership, Banking, Budgets, Credit Analysis, Loans, Training, Risk Management, CRM, Retail, Process Improvement, Executive Management, Credit

Education
Harvard University, John F. Kennedy School of Government
Executive Education---Managing People for Maximum Performance

University of North Carolina at Chapel Hill - Kenan-Flagler Business School
Executive Education, AFSA Management Development Program

Ferris State University   1973 — 1977
BS, Business Administration/Finance

Experience
Inside Response and Inside Academics   April 2015 - Present
The Kansas City Country Club  July 2009 - April 2015
Capital One Home Loans   2005 - 2009

Education
Baker University   2006 — 2008
MBA

Kansas State University   1999 — 2003
Accounting and Human Resource Management

Experience
CrossCheck Compliance LLC  April 2009 - Present
Capital One Home Loans   June 2006 - April 2009
Fortress Financial  2002 - 2006

Skills
Mortgage Lending, Credit, Loans, Underwriting, Banking, Financial Analysis, Mortgage Banking, Risk Management, Financial Risk, Loan Origination, Residential Mortgages, FHA, Credit Risk, Mortgage Underwriting, Refinance, Credit Analysis, Mortgage Servicing

Education
Buena Vista University   1995 — 1999
Marketing, Marketing, Economics, Advertising, Accounting

Experience
Veterans United Home Loans  February 2015 - Present
Veterans United Home Loans  February 2015 - Present
National Bank of Kansas City  May 2009 - Present
Cap 1 home loans   March 2003 - December 2008
Capital One Home Loans   2003 - 2008
Citi  August 1993 - March 2003
Citi Group  1993 - 2003

Skills
Credit, Credit Analysis, FHA, Finance, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, USDA, Underwriting, VA loans, Banking, FHA Financing

Education
Briar Cliff University   1989 — 1991
BA, History, Business

Waldorf College   1987 — 1989
Associates, General Studies, History, Business

Experience
National Bank of Kansas City  August 2009 - Present
Capital One Home Loans   May 2006 - May 2008
First Horizon Home Loans  April 2004 - April 2006

Education
Baker University   2001 — 2002
MBA, Finance

The University of Kansas   1992 — 1996
BA, Psychology

Experience
Capital One Home Loans   September 2010 - Present
CoreLogic  May 2008 - September 2010
Prova Group inc   2005 - 2008
Girling Health Care  2000 - 2005

Skills
XML, Microsoft SQL Server, ASP.NET, Web Services, C#, JavaScript, IIS, Access, Web Applications, HTML, DB2, Management, Leadership, Web Development, VBScript, SDLC, SQL, Mobile Applications, Agile Methodologies, Visio, SOA, Requirements Analysis, Software Project..., Business Analysis, Requirements Gathering, Databases, Scrum, Business Intelligence

Education
Delhi University
Bachelors of Science, Computer Science

Experience
Capital One Home Loans   May 2015 - Present
Citibank  February 2010 - April 2015
JPMorgan Chase  August 2004 - May 2009
Wells Fargo  January 1995 - July 2004

Skills
Asset Management, Banking, Capital Markets, Commercial Banking, Commercial Lending, Consumer Lending, Credit, Credit Analysis, Credit Risk, Equities, FHA, Finance, Financial Analysis, Financial Modeling, Financial Risk, Financial Services, Fixed Income, Investment Banking, Investments, Leadership, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Portfolio Management, Real Estate, Refinance, Relationship Management, Residential Mortgages, Risk Management, Underwriting, Valuation

Education
Boston University
BSBA, Finance

Experience
Sebonic Financial  February 2014 - Present
RoundPoint Financial Group  November 2011 - January 2014
Capital One Home Loans   July 2011 - November 2011
Chrysler  March 2004 - July 2011
Hillis Carnes Engineering   January 2002 - March 2004
Sports Authority  January 1998 - January 2002

Skills
Analysis, Credit, Customer Service, Leadership, Loans, Mortgage Lending, Sales, Team Building

Education
Frederick Community College   1998 — 2001
Associate's Degree, Business Management

Frederick Community College   1998 — 2001
Associate's Degree, Criminal Justice

Experience
Capital One Home Loans   January 2015 - Present
Capital One Home Loans   June 2010 - Present
JP Morgan Chase  October 2007 - May 2010
Countrywide  June 2003 - September 2007

Skills
Data Warehousing, Management, Mortgage Servicing, Data Analysis, Business Intelligence, Visio, Vendor Management, Microsoft Office, Finance, Banking, Default, Mortgage Lending, Mortgage Banking, Business Analysis, SDLC, Business Strategy, Process Improvement, Financial Analysis, Risk Management, Loan Servicing, Credit, Financial Services, Loans, Portfolio Management

Education
California Lutheran University   2000 — 2003
MBA, Informational Technology

California Lutheran University

Experience
Prosperity Home Mortgage, LLC  April 2015 - Present
Prosperity Home Mortgage, LLC  November 2013 - April 2015
George Mason Mortgage  April 2013 - September 2013
Capital One  August 2011 - April 2013
Capital One Home Loans   March 2005 - July 2011

Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Loans, Credit, FHA, Residential Mortgages, Refinance, Mortgage Underwriting, Consumer Lending, Credit Analysis, Banking, Compliance, Mortgage Compliance, Risk Management, RESPA, TILA, REG B, Loss Mitigation, Financial Risk, Loan Servicing, Mortgage Servicing

Education
George Mason   2009 — 2011
Finance, General

Тверской Государственный Университет / Tver State University
History

Experience
Capital One Home Loans   August 2012 - Present
Capital One Home Loans   July 2010 - August 2012
JPMorgan Chase  November 2007 - December 2009
Fieldstone Mortgage Company  June 2006 - November 2007
Countrywide Mortgage Services  2004 - 2007

Skills
Operations Management, Sales Management, Account Management, Team Building, Coaching, Team Leadership, Leadership Development, Litigation, Real Estate, Teamwork, Underwriting, Loss Mitigation, Loan Servicing, Mortgage Banking, Leadership, Credit Analysis, Risk Management, Program Management, USDA, FHA, Call Centers, Mortgage Servicing, Insurance, Mortgage Lending, Loan Origination, Loans, Credit, Portfolio Management, Management, Foreclosures, REO, Banking, Finance, Short Sales, Mortgage Underwriting, Refinance, Residential Mortgages, FHA financing, VA loans, Credit Risk, Consumer Lending, Financial Services, Reverse Mortgages

Education
East Texas Baptist University   1993 — 1995
BSE, English/Management