Experience
Carrington Mortgage Services, LLC  November 2010 - Present
UMAC/Lennar   June 2008 - February 2010
Hillsbourgh Mortgage/Woodside Homes   July 2004 - June 2008

Skills
USDA, Mortgage Lending, VA loans, FHA financing, Loan Origination, Refinance, Mortgage Banking, Loans, Government Loans, Certified Mortgage..., Residential Mortgages, Non-Conforming, Reverse Mortgages, Credit, Construction Loans, Mortgage Underwriting, HomePath, FHA Financing, VA Loans, Home Equity Lines of..., Home Equity Loans

Education
DeVry University Phoenix
Bachelor, Business

Heald College
Associate Degree, Business

Experience
California Realty& Funding, Inc.   November 2003 - Present
Carrington Mortgage Services, LLC  January 2012 - January 2012
Nationwide Home Loans  May 2003 - October 2004

Skills
Mortgage Lending, VA loans, Conventional, Mortgage, Refinance

Education
Anthony School   1989 — 1990
Real Estate License

Philippine Normal University   1976 — 1979
BS, Education

Experience
U.S. Bank   July 2014 - Present
Choice Lending Corp   May 2014 - July 2014
Carrington Mortgage Services, LLC  April 2013 - June 2014
First Citizens Bank  December 2010 - January 2013
Wells Fargo Bank  February 2006 - December 2010
Wells Fargo  April 2002 - December 2006
American General Finance  February 1996 - March 2002

Skills
Business Development, Customer Satisfaction, Commercial Banking, Customer Retention, Small Business, Executive Management, Community Development, Employee Training, Lines Of Credit, Relationship Management, Financial Analysis, Recruiting, Finance, Sales Management, Business Coaching, Refinance, Credit, Sales, Team Building, Client Development, Management, Leadership, Non-profit Volunteer, Commercial Lending, Loans, Community Engagement, Sales Operations, CRM, Mortgage Banking, Banking, Mortgage Lending, Retail Banking, Mentoring, Small Business Lending, Financial Services, Nonprofits, Loan Origination, Non-profits, Training, Business and Treasury..., Credit Analysis, Underwriting, Sales Coaching, Branch Management, Cross Selling, Commercial Mortgages, FHA financing, VA Financing, HARP 2.0, Conventional Financing

Education
Villa Park High School

Villa Park High School

National University   1992 — 1994
Bachelor's Degree, Business Administration, 3.72

Experience
Command Capital Mortgage Services   April 2014 - Present
JUST RITE MARKETING   November 2012 - Present
AMBIT ENERGY  June 2006 - Present
CARRINGTON MORTGAGE SERVICES, LLC  January 2013 - March 2014
Kenilworth Financial, Inc   July 2010 - August 2012
Mortgage Direct, Inc   January 2005 - June 2010
The Mortgage Exchange  June 2000 - November 2004

Skills
Refinance, Mortgage Lending, VA loans, FHA, Electric Utility, Gas, Sales, Aggregation, Presentations, Negotiation, TEAM MANAGEMENT, SALES LEADER, COMMUNITY RELATIONS, INNOVATION DEVELOPMENT, FHA financing, Residential Mortgages, Investment Properties, Loans, Mortgage Banking, First Time Home Buyers, Banking, Commercial Real Estate, Community Development, Credit, Finance, Innovation Development, Loan Origination, Marketing

Education
Elmhurst College   1993 — 1995
BACHELOR OF SCIENCE, MATHEMATICS

College of DuPage   1989 — 1992
ASSOCIATE OF ARTS, MATHEMATICS

Experience
Southeast Mortgage of Georgia, Inc.   July 2015 - Present
Academy Mortgage Corporation  January 2015 - July 2015
Republic Mortgage Home Loans  January 2014 - January 2015
Carrington Mortgage Services, LLC  December 2011 - January 2014
Creekside at Mansell HOA   March 2007 - April 2012
Southern Capital Mortgage Group   March 2010 - December 2011
Mortgage One Lending   2008 - 2010
Hester & Associates, Inc.   2002 - 2008

Skills
Real Estate, Loans, FHA, Mortgage Lending, Home, Residential Mortgages, Single Family Homes, First Time Home Buyers, REO, Refinance, Mortgage Banking, USDA, Commercial Real Estate, Small Business, Underwriting, Sellers, Loan Origination, Insurance, VA loans, Real Estate Transactions, FHA financing, Credit, Investment Properties, Property, Reverse Mortgages, Short Sales, Foreclosures, Government Loans, Certified Mortgage..., Construction Loans, Mortgage Underwriting, Real Estate Financing, Commercial Mortgages, Home Equity Loans, Loss Mitigation, Mortgage Servicing, Rates, Non-Conforming, HUD, Loan Servicing, Referrals, Investors, Funding, Commercial Lending, Lines Of Credit, Credit Analysis, Consumer Lending, Finance, Banking, Financial Structuring

Education
Harding University   1993 — 1997
BBA, Management

Experience
Home Port Insurance Group, INC   April 2015 - Present
Carrington Mortgage Services, LLC  November 2010 - April 2014
Carrington Mortgage Services, LLC  October 2010 - April 2014
Colony Title and Escrow, INC   December 2008 - November 2010
Mount Olympus Mtg Company   May 2006 - January 2008
Ameriquest Mortgage Company  June 1996 - June 2006
Ameriquest Mortgage  May 1996 - May 2006
Ameriquest Mortgage Company  May 1996 - May 2006
Ameriquest Mortgage Company  May 1996 - May 2006
Transamerica  1993 - 1996

Skills
Loans, Real Estate, Finance, Sales Management, Sales, Insurance, Training, Networking, Leadership, Customer Service, Quality Control, Strategic Leadership, Spanish, Directing, Policy Analysis, Mortgage Banking, Loan Origination, FHA, Credit, Residential Mortgages, Refinance, Executive Management, Credit Analysis, Team Building, Strategic Planning, Financial Services, Relationship Management, Coaching, Call Center, Recruiting, Operations Management, Team Leadership, Mortgage Lending, Management, Start-ups, Reverse Mortgages, Banking, Risk Management, USDA, VA loans

Education
University of Miami - School of Business   1989 — 1993
BBA, Int'l Finance and Marketing

Florida International University   1994 — 1996
MBA, Management

Stanford University
Certificate, Leading Change and Organizational Renewal: Senior Teams Linking Strategy to Action

Eckerd College
Certificate, Leadership Development Program

Experience
County of Riverside-TAP   March 2015 - Present
Carrington Mortgage Services, LLC  December 2012 - March 2014
Peoples Choice Staffing, Inc.   October 2012 - December 2012
Sheenway School Culture Center and Foundation   September 1997 - September 2012
FNC Inc  September 2000 - January 2008
Wells Fargo Bank  July 1996 - August 2000
First Interstate Bank  October 1992 - June 1996

Skills
Microsoft Office, Excel, Customer Service, Outlook, Word, Research, Leadership, Microsoft Word, Negotiation, Public Speaking, Nonprofits, Human Resources, Marketing, Loan Origination, Editing, Mortgage Banking, Team Building, Training, Strategic Planning, Event Management, Public Relations, Fundraising, Event Planning, Management

Education
University of California of Los   2005 — 2008
Bachelor of Arts, World Arts and Culture

University of California of Los   1985 — 1988
Bachelor of Arts, World Arts and Culture

University of California, Los Angeles   1985 — 1988
B.A., World Arts and Cutlures

Experience
Loan Depot  November 2014 - Present
Carrington Mortgage Services, LLC  2004 - November 2014
New Century Mortgage  October 2004 - July 2007
Nordic Security Services  July 2001 - September 2004
Sentencing Alternatives   May 1998 - June 2001
IPC International  1996 - 1999

Skills
Recruiting, Budgets, Training, Customer Service, Team Building, Teamwork, Banking, Time Management, Human Resources, Sales, Management, Payroll, Leadership, Process Improvement, Access, Employee Relations, Call Centers, Finance

Education
University of Phoenix   2013 — 2016
Doctorate of Management in Organizational Leadership, Organizational Management and Leadership

University of Phoenix   2009 — 2013
Master's Degree, Criminal Justice/Law Enforcement Administration

Penn Foster College   2008 — 2010
Veterinary Technician

Academy of Equine Dentistry   2007 — 2010
Equine Dentistry

Fullerton College   1995 — 2004

Canyon High   1991 — 1995

Experience
Carrington Mortgage Services, LLC  February 2011 - Present
Carrington Mortgage Services, LLC  July 2007 - February 2011
Fremont  2005 - 2007
Option One Mortgage  2003 - 2005
Homecomings Financial  2001 - 2003
Centex Home Equity  1999 - 2001
Bank One  1996 - 1999
Wells Fargo  1995 - 1996
Robinson's/May Department Stores   1994 - 1995
Infininiti FinancialServices (Subsidiary of Nissan Motor Acceptance Corp)   1992 - 1993

Skills
Banking, Loan Origination, Mortgage Banking, Loans, Underwriting, Call Centers, Mortgage Lending, Loss Mitigation, Project Management, Credit, Loan Servicing, Mortgage Servicing, Team Building, Mortgage Underwriting, Refinance, Default, Residential Mortgages

Education
Holy Names University   1979 — 1984
Bachelor of Applied Science (B.A.) Political Science/History, Political Science and Government, 1984

Moorpark Memorial Union High School

Experience
Carrington Mortgage Holdings, LLC  August 2011 - Present
Carrington Mortgage Services, LLC  July 2007 - August 2011
New Century Mortgage  September 2004 - July 2007
Donnell Systems, Inc.   June 2000 - March 2003
First Horizon Home Loans  October 1998 - June 2000
Fleet Mortgage Group  1995 - 1998

Skills
Mortgage Banking, Loan Origination, Residential Mortgages, Business Process..., Process Engineering, Information Technology, System Administration, Systems Analysis, System Testing, Project Management, Business Analysis, Workflow, Workflow Applications

Education
State University of New York at Albany   1976 — 1978
Bachelor of Arts (BA), Journalism and English

State University of New York College of Agriculture and Technology at Morrisville   1974 — 1976
Associate of Arts and Sciences (AAS), Journalism