Charter One Mortgage
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Charter One Mortgage Employees
On Q Financial, Inc. May 2014 - Present
PrimeLending July 2011 - May 2014
WR Starkey Mortgage 2008 - July 2011
WR Starkey 2008 - 2009
JP Morgan Chase 2007 - 2008
GMAC Mortgage 2005 - 2007
First Independence Mortgage Corporation 2004 - 2005
Charter One Mortgage 2002 - 2004
First Horizon Home Loans 1995 - 2001
Skills
New Business Development, Strategic Planning, Territory Management, Employee Training, Mortgage Lending, Mortgage Banking, FHA, Loan Origination, Refinance, Loans, Residential Mortgages, Credit, USDA, Underwriting, Banking, Sales Management, VA loans, Real Estate, Credit Analysis, FHA financing, Sales, Finance, Management, Real Estate Financing, Business Development, Marketing, First Time Home Buyers, Foreclosures, Forecasting, Investment Properties, Real Estate Economics, FHA Financing, VA Loans
Education
University of Maryland College Park 1988 — 1990
Bachelor of Science, Finance
Bishop McNamara
United Home Loans January 2013 - Present
United Home Loans April 2001 - Present
Market Street Mortgage November 2000 - April 2001
Charter One Mortgage January 2000 - November 2000
Wells Fargo Advisors 1999 - 2000
Skills
Credit Analysis, Underwriting, Residential Mortgages, FHA, Credit, Loans, Refinance, Mortgage Banking, Government Loans, Loan Origination, First Time Home Buyers, FHA financing, Banking, Mortgage Lending, Home Equity Loans, Reverse Mortgages, Home Equity Lines of...
Education
DePaul University
BA
SunTrust Mortgage September 2014 - Present
Bank of America January 2012 - January 2014
Bank of America September 2006 - January 2012
Charter One Mortgage February 2001 - December 2005
Skills
Mortgage Lending, Loans, Credit, Underwriting, Mortgage Banking, Refinance, Residential Mortgages, Mortgage Underwriting, Credit Analysis, Consumer Lending, Banking
Education
University of Richmond 1981 — 1985
Bachelor of Science (BS), Psychology
HomeBridge Financial Services, Inc. August 2014 - Present
HomeBridge Financial Services, Inc. August 2014 - Present
Charter One Mortgage December 2013 - August 2014
PNC Mortgage February 2011 - November 2013
PNC Mortgage 2009 - 2011
US Bank 2008 - 2009
GMAC Mortgage 2007 - 2008
American Home Mortgage 2007 - 2007
Countrywide 2005 - 2007
Washington Mutual 2000 - 2005
Skills
Mortgage Lending, FHA, Mortgage Banking, Loans, Loan Origination, Refinance, Residential Mortgages, Credit, Banking, VA loans, USDA, FHA financing, Credit Analysis, Consumer Lending, Commercial Lending, Cross Selling, FHA Financing, Portfolio Management, Underwriting, VA Loans
Education
Marquette University 1983 — 1988
Bachelor of Science (BS), Finance
UnitedHealth Group November 2011 - Present
UnitedHealthcare May 2008 - January 2012
Fiserv Lending Solutions April 2006 - April 2008
Charter One Mortgage January 1999 - December 2005
Skills
Sales Management, Team Building, Instructional Design, Strategic Planning, Large Group Facilitation, Leadership Development, Performance Management, Management Consulting, Change Management, Training, Management, Leadership, Program Management, Account Management, Workshop Facilitation, Budgets, Business Development, Talent Management
Education
James Madison University 1987 — 1991
Bachelor of Arts, English
Prospect Mortgage, LLC May 2014 - Present
Prospect Mortgage, LLC May 2014 - Present
PNC Mortgage February 2007 - December 2013
Charter One Mortgage July 2006 - February 2007
Mortgage Bancorp Services January 2001 - July 2006
TCF Bank 1996 - 2001
Skills
Mortgage Banking, Residential Mortgages, Loans, Credit, Mortgage Lending, FHA financing, FHA, VA loans, Finance, Banking, Conventional loans, Loan processing, Digital Photography, Photography, Customer Service, Customer Satisfaction, Mortgage Underwriting, Credit Analysis, Teamwork, Harp refinances, Automated Underwriting..., Underwriting guidelines, Purchases, Refinance, Home Equity Lines of..., USDA, Government Loans, Customer Oriented, Customer Support, Underwriting
Education
College of DuPage 1998 — 1999
Fenton High School 1994 — 1997
High school Diploma, 9-12
Charter One Mortgage September 2013 - Present
Skills
Loans, Mortgage Lending, FHA, Real Estate, Loan Origination, Construction Loans, Residential Mortgages, Mortgage Banking, Refinance, Customer Service, USDA, Finance, VA loans, Commercial Lending, FHA financing, Commercial Mortgages, Real Estate Financing, Credit Analysis, Credit, Government Loans, Mortgage Underwriting, Home Equity Loans, Real Estate Economics, Loss Mitigation, Communication, Customer Satisfaction, First Time Home Buyers, Partnership-building, Investment Properties, Reverse Mortgages, FHA Financing
Education
Southeastern Louisiana University
Business, Political Science
Shea Mortgage April 2004 - Present
KB Home Mortgage Company September 2002 - January 2004
Freddie Mac September 1999 - September 2002
Charter One Mortgage February 1998 - September 1999
HomeSide Lending (formerly BancBoston Mortgage) 1995 - 1998
Bank of America 1990 - 1995
Weyerhaeuser Mortgage Company 1986 - 1989
Bear Stearns 1985 - 1986
Weyerhaeuser Mortgage Company 1980 - 1985
Skills
Credit, Loans, Mortgage Lending, Underwriting, Sales, Mortgage Banking, Due Diligence, Refinance, Analysis, Loan Origination, Real Estate, Investment Properties, Leadership, Finance, FHA, Management, Credit Risk, Loan Servicing, Residential Mortgages, USDA, Executive Management, Strategic Planning, Financial Services, Sales Management, Banking, Real Estate Financing, Quality Control, FHA financing, Reverse Mortgages, VA loans, Credit Analysis, Financial Risk, Strategy, Loss Mitigation, Commercial Mortgages, Construction Loans, Real Estate Economics, VA Loans, FHA Financing
Education
University of Washington, Michael G. Foster School of Business 1982 — 1984
MBA, Finance, Accounting
Occidental College 1977 — 1980
A.B., Economics
Fitzgerald Financial Group, a Division of Monarch Bank June 2004 - Present
Charter One Mortgage January 1992 - June 2004
Skills
VA Loans, FHA financing, Seminars, New Homes &..., Rural Development, FHA, Jumbo Mortgage, Mortgage Lending, VA loans, Mortgage Banking, First Time Home Buyers, Real Estate, New Homes, Construction Loans, Loans, Government Loans, Mortgage Marketing, USDA, Refinance, Sellers, Loan Origination, Banking, Reverse Mortgages, REO, Investors, Relocation, Single Family Homes, Foreclosures, Short Sales, Condos, Investment Properties, Referrals, New Home Sales, Real Estate Transactions, Move Up Buyers, Home Equity Loans, Finance, Certified Mortgage..., Residential Mortgages, Real Estate Economics, Mortgage Underwriting, Vacation Homes, Real Estate Financing, Credit, Selling, HUD, 203K, Residential Homes, Investments, Underwriting
Education
University of Maryland College Park 1971 — 1974
Bachelor's Degree, Business
American Finance Network, INC June 2015 - Present
Platinum Home Mortgage (NMLS ID #13589) June 2014 - June 2015
Guaranteed Rate June 2012 - May 2014
PNC Mortgage July 2010 - July 2011
Charter One Mortgage 2008 - 2010
Kemper Mortgage 2004 - 2008
Skills
FHA, VA loans, Reverse Mortgages, Mortgage Lending, 203K, HomePath, Refinance, Mortgage Banking, Residential Mortgages, Loan Origination, Loans, FHA financing, Credit, First time Home buyer..., First Time Home Buyers, Sellers, Investors, Investment Properties, Real Estate, VA Loans
Education
Harper College 1999 — 2001
Associate's degree, Business Administration and Management, General
Maine West High School
Farmers Insurance February 2012 - Present
PNC Mortgage April 2010 - February 2012
Wells Fargo Home Mortgage June 2008 - July 2010
Charter One Mortgage November 2000 - June 2008
Charter One Bank February 1994 - November 2000
Huntington National Bank January 1990 - January 1994
Huntington National Bank January 1986 - January 1989
Education
Cleveland State University
Bachelor of Science, Finance
The University of Akron 1979 — 1981
Finance
Bank of America October 2014 - Present
Bank of America October 2014 - Present
Zenta Corporation, Inc August 2010 - September 2011
Taylor, Bean & Whittaker Mortgage Corp June 2007 - August 2009
Wholesale Accout Executive May 2006 - June 2007
Countrywide Home Loans May 2004 - August 2006
CTX Mortgage August 2005 - January 2006
GMAC Mortgage August 2004 - August 2005
Countrywide Home Loans August 2002 - August 2004
Charter One Mortgage May 2001 - August 2002
Skills
Construction Loans, Mortgage Lending, FHA, Loan Origination, Refinance, Credit, Finance, Underwriting, Banking, Loans, Real Estate, VA Loans, USDA, Home Equity Loans, Management, Mortgage Banking
Education
Montreat College 1997 — 1999
BBA, Business Administration
Montreat College, Charlotte Extension Campus 1997 — 1999
BBA, Business Administration
EMBRACE HOME LOANS January 2009 - Present
Mason Dixon Funding October 2008 - July 2010
Charter One Mortgage January 1975 - August 2007
American Home Funding 1986 - 2005
Skills
Finance, USDA, First Time Home Buyers, Banking, Real Estate, Government Loans, Credit Analysis, Real Estate Transactions, New Home Sales, 203K, Commercial Lending, Underwriting, VA loans, Certified Mortgage..., Home Equity Lines of..., Foreclosures, Mortgage Underwriting, Residential Homes, Reverse Mortgages, Condos, Home Equity Loans, Real Estate Financing, Sellers, Debt Consolidation, Commercial Mortgages, Short Sales, Construction Loans, Referrals, Strategic Financial..., Single Family Homes, Wholesale Lending, Small Business Lending, Loss Mitigation, Portfolio Management, Loan Modifications, Investors, Funding, New Homes, Rates, USDA Rural Housing, Investments, Vacation Homes, Move Up Buyers, HUD, Mortgage Marketing, Home Equity, Real Estate Economics, Consumer Lending, REO, Non-Conforming
Education
LIU Post 1966 — 1969
BS, MARKETING/MANAGEMENT
Worcester Academy 1966 — 1967
Bachelor of Science (BS), Business, Management, Marketing, and Related Support Services
HollisWealth (a division of Scotia Capital Inc.) August 2009 - Present
Assante Wealth Management April 2003 - April 2009
Charter One Mortgage January 2001 - December 2001
Chase Manhattan Corporation June 2000 - January 2001
Skills
Investments, Mutual Funds, Tax, Retirement Planning, Investment Strategies, Equities, Fixed Income, Financial Advisory, Financial Services, Trading, HollisWealth &..., nor do they supervise..., Options, Wealth, Banking, Asset Management, Capital Markets, Bonds, Finance, Wealth Management..., Alternative Investments, Financial Risk, Financial Analysis, Asset Allocation, Estate Planning, Securities, Strategic Financial..., Investment Advisory, Hedge Funds, Retirement, Mortgage Lending, Financial Planners, Wealth Management, ETFs, Analysis, Investment Management, Portfolio Management
Education
David N. Myers University 1997 — 2000
BBA, Economics/Finance
RNRY
Corvias Group September 2010 - Present
Corvias Group June 2005 - September 2010
Charter One Mortgage February 2004 - June 2005
SunTrust Bank June 2002 - January 2004
City of Radford Parks & Recreation 1998 - 2001
Skills
Employee Training, Human Resources, Customer Service, Microsoft Office, Team Building, Property Management, Accounting, Management, Team Mentoring, Team Motivation, Problem Solving, Organizational..., Written Communication, Marketing, Sales, Interpersonal..., Business Communications, Yardi Voyager, Accounts Payable, Vendor Relations, Event Planning, Leases, Social Networking, Government, Army, Student Housing, Leadership, Customer Satisfaction, Fair Housing, Team Leadership, Resident Retention, Budgets
Education
University of Phoenix 2013 — 2015
Master of Business Administration (MBA), Human Resources Management/Personnel Administration, General, 4.0
Virginia State University 2001 — 2004
Bachelor of Business Administration (BBA), Business Administration and Management, General
Independent Bank 2014 - Present
Charter One Mortgage February 2012 - 2014
Skills
Series 6, Series 63, Performance Management, Operations Management, Team Leadership, Sales Management..., Sales Presentations, Sales Operations, Loans, Mortgage Banking, Loan Origination, Lines Of Credit, Credit, Omega, Loan Auditing, Loan Portfolio Analysis, Retail Banking, Customer Service, Investment Properties
Education
Oakland University 2012 — 2016
Accounting and Finance
Macomb Community College 2010 — 2013
Accounting
Charter One Mortgage March 2014 - Present
PNC Mortgage October 2011 - July 2013
Altria December 2009 - August 2010
EquiFirst October 2005 - April 2009
Beazer Homes October 2003 - October 2005
BP Financial Group September 2001 - September 2003
Performance Mitsubishi September 1999 - September 2001
Skills
Cold Calling, Sales Management, Sales, Forecasting, Sales Operations, Marketing, Selling, Mortgage Lending, Management, Training, Loans, New Business Development, Finance, Refinance, Real Estate, Leadership, FHA, Loan Origination, Mortgage Banking
Education
Miami University 1996 — 1999
Business
Citizens Financial Group- Citizens Bank March 2014 - Present
First American Mortgage Services April 2012 - March 2014
National Real Estate Information Services May 2011 - April 2012
JPMorgan Chase July 2006 - June 2010
First Independence Mortgage June 2004 - June 2006
Charter One Mortgage May 1996 - May 2004
Norwest Mortgage July 1989 - May 1996
Skills
FHA, Loans, Mortgage Lending, Real Estate, Banking, Investment Properties, First Time Home Buyers, Credit Analysis, Leadership, Management, Mortgage Banking, Portfolio Management, Training, Credit, Refinance, Retail Banking, Sales, Sellers, Start-ups
Education
Louisiana State University 1979 — 1980
Marketing
The Garden Companion June 2014 - Present
Petitti Garden Center August 2013 - June 2014
The Holden Arboretum April 2013 - July 2013
University of Phoenix February 2011 - November 2012
Urban Growers April 2012 - July 2012
Performing Investment Corporation April 2009 - July 2010
Geauga Savings Bank May 2007 - April 2009
Paramount Funding Company October 2006 - May 2007
Charter One Mortgage March 2006 - October 2006
RE/MAX Real Estate Consultants August 2002 - March 2006
Skills
Risk Management, Banking, Credit, Financial Analysis, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Strategic Planning, Real Estate, Loans, Microsoft Office, Budgets, Negotiation, Team Building, Sales, Project Planning, Underwriting, Credit Analysis, Report Writing, Horticulture, Public Relations, Environmental Science, Environmental Awareness, Environmental Education, Leadership, Research, Analysis, Access, Accounting, Marketing
Education
University of Phoenix 2011 — 2012
Bachelor of Science, Environmental Science
Pennsylvania State University 1983 — 1987
Bachelor of Science degree, Business Logistics
gloucester toyota July 2006 - Present
Nissan of Newport News February 2008 - July 2014
Charter One Mortgage March 1988 - December 2005
Skills
Team Building, Banking, Sales, Sales Management, Customer Satisfaction, Negotiation, Account Management, Retail
Education
Middlesex High School
Elon University
Essent Guaranty, Inc. September 2011 - Present
Freddie Mac August 2009 - August 2011
Timothy M. Dick, Residential Real Estate Appraisal January 2004 - August 2009
Resource Mortgage 2003 - 2004
USAppraisal 1995 - 2003
Charter One Mortgage 2000 - 2002
Chase Manhattan Mortgage Corporation 1996 - 1999
Education
University of Maryland Francis King Carey School of Law 1987 — 1990
Juris Doctor, Law
University of Maryland College Park 1984 — 1987
B.A., History
South Oakland Family YMCA January 1990 - Present
Peoples State Bank January 2008 - July 2009
South Oakland Family YMCA January 1990 - July 2009
GMAC Mortgage April 2007 - October 2007
Charter One Mortgage March 2005 - March 2007
Charter One 1967 - 2005
Skills
Fundraising, Event Planning, Non-profits, Banking, Loans, Customer Service, Strategic Planning, Team Building, Budget, Leadership Development, Nonprofits, Coaching, Process Improvement, Budgets, Outlook, Business Planning, Training, Risk Management, Recruiting, Sales, Marketing, New Business Development, Project Management, Leadership, Analysis, Volunteer Management, Management, Microsoft Word, Small Business, Credit, Mortgage Lending, Business Development
Education
Michigan State University 1963 — 1967
B. S., Psychology and Business
Cass Tech
Diploma, Architecture and Building Construction
RBS Citizens Financial Group May 2013 - August 2015
RBS Citizens Financial May 2012 - May 2013
Charter One acquired by Royal Bank of Scotland Group (RBS)-(2004) June 2005 - May 2012
Charter One Mortgage October 2003 - June 2005
Charter One Mortgage May 2002 - October 2003
Charter One Mortgage August 2000 - May 2001
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking, HTML, Strategic Planning, Budgets, Negotiation, Editing, C++, C, Java
Education
State University of New York at Delhi 1982 — 1984
Associate's degree, Animal Husbandry
Millburn High School 1979 — 1982
Positive Changes March 2009 - Present
Charter One Mortgage January 1995 - May 2006
Household Bank 1989 - 1995
Skills
Sales, Management, Marketing, Customer Service, Advertising, New Business Development, Communication Skills, Staff Development, Team Leadership, Excellent Customer..., Wellness, Fitness, Consultative Sales..., Business Management, Employee Training, Consistent Goal..., Program Development,..., Highly Organized &..., Strong Interpersonal..., Professional Trainer, Complex Problem..., Customer Relationship..., Individual Contributor, HR Accountabilities, Report Development and..., Microsoft Excel /..., Mindbody Online Client..., Marketing Strategy, Sales Management
Education
The Ohio State University 1984 — 1988
Bachelor of Arts, Journalism, Minor in Economics
Charter One Mortgage November 2014 - Present
South Atlantic Bank October 2007 - May 2014
Carolina First Bank 2004 - 2007
Skills
Sales, Strategic Planning
Education
The Citadel 1986 — 1990
BS, Business Administration
Signature Real Estate January 2012 - Present
Self-employed marketing consultant January 2011 - January 2012
SunTrust Mortgage November 2006 - November 2010
Charter One Mortgage August 2004 - November 2006
Piedmont Triad Mortgage Group (affiliate of Graham and Boles Properties) August 1998 - August 2004
BB&T September 1991 - August 1998
Ashton Mortgage October 1989 - September 1991
1360 WCHL May 1987 - October 1989
Skills
Social Media Marketing, Social Media, Investment Properties, Real Estate, Selling, Marketing Communications, Referrals, First Time Home Buyers, Marketing, Sales, Sellers, Residential Homes, Mortgage Lending, New Home Sales, Property, Real Estate Transactions, Relocation, Real Property, Buyers
Education
UNC Chapel Hill
Bachelor of Arts (B.A.), Journalism
Monroe High School
The Gabulous Life May 2014 - Present
My Urbantainment December 2012 - Present
Healing My Heart October 2011 - Present
Healing My Heart October 2008 - Present
Credit Solutions and Tracing Corp January 2011 - June 2012
Shaffer Productions, LLC April 2010 - January 2011
Private Duty Nursing July 2007 - July 2009
Charter One Mortgage November 2006 - March 2007
Bank of America March 2005 - June 2006
OSI Collections July 2004 - March 2005
Skills
Non-profits, Fundraising, Strategic Planning, Entrepreneurship, Public Speaking, Business Strategy, Social Media, Event Management, Social Entrepreneurship, Leadership Development, Marketing Strategy, Event Planning, Entertainment, Breaking News, Media Relations, Management, Social Media Marketing, News Writing, Magazine Articles, Blogging, Radio Host, Talk Radio, Social Networking, Facebook, Music, Advertising, Online Advertising, Video Production, Radio, Editing, Music Production, Team Building, Songwriting, Community Outreach, Customer Service, Nonprofits
Education
Strayer University (VA) 2002 — 2004
Associate of Arts and Sciences (AAS), Business Administration and Management, General
Caroline High School 1998 — 2002
Associate's degree, Business Administration and Management, General
EverBank November 2013 - Present
Union Mortgage Group March 2007 - November 2013
Charter One Mortgage October 2000 - March 2007
JPMorgan Chase April 1989 - October 2000
Weichert Realtors 1984 - 1989
Pfizer Pharmaceuticals 1979 - 1983
Skills
Refinance, Loans, Investment Properties, Mortgage Lending, Jumbo Financing, First Time Home Buyers, Real Estate Agent..., VA Financing, FHA, Conventional Financing, Agent Marketing Training, Residential Mortgages, Loan Origination, USDA, Finance, Marketing, Certified Mortgage..., Management, Business Planning, Analysis, Coaching, Public Speaking, Mortgage Banking, Credit, Wealth
Education
Murray State University
B.S., Biology, Chemistry
U.S. Bank April 2014 - Present
ITWORKS MARKETING January 2014 - Present
ChicagoNow of Chicago Tribune Media Group March 2010 - Present
Sinegar Ethnic Imports September 2006 - Present
Charter One Mortgage January 2012 - April 2014
Fifty Prairie Commons Condo Association March 2010 - October 2012
TruVision Productions January 2011 - June 2012
5/3rd Mortgage December 2009 - January 2011
Chase Home Finance February 2008 - November 2009
JPMorgan Chase 2007 - 2009
Skills
Marketing Communications, Creative Problem Solving, Operating Budgets, Capital Budgeting, Loan Origination, Creative Writing, Grant Writing, Spanish-speaking, Customer Service, First Time Home Buyers, Account Management, Analytical Skills, Forecasting, Financial Understanding, Public Speaking, Public Seminars, Seminars, Refinance, Loans, FHA, Real Estate, Writing, Mortgage Lending, Blogging, Investment Properties, Real Estate Transactions, Team Building, Sellers, Finance, Real Estate Financing, Residential Mortgages, Management
Education
Joliet Junior College - Real Estate Licensing Course/ Completion 2003 — 2003
Lewis University 2000 — 2001
BD, Computer Science
. 1998 — 2001
Joliet Junior College 1998 — 2000
Transfer / Studies, CIS Computer Information Systems
Joliet
Quadax, Inc. November 2010 - Present
Charter One Mortgage February 2004 - November 2010
MarineMax July 2002 - October 2003
Skills
Account Management, Business Analysis, Customer Service, Infrastructure, Leadership, Management, System Administration
Education
Bowling Green State University 1998 — 2002
BS, College of Business, Management Information Systems
Bowling Green State University
Wachovia Securities Project Managerwachovia securties2007 - Present
Saxon Mortgage Services 2006 - 2007
Charter One Bank 2001 - 2005
Charter One Mortgage 2001 - 2005
eFocust 2000 - 2001
Education
University of Richmond 1994 — 1998
Apex Home Loans, Inc. Rockville, Maryland October 2012 - September 2014
Susquehanna Bank (formerly Graystone/Beacon Mortgage) September 2004 - September 2012
Charter One Mortgage 1995 - 2004
Home Federal Savings Bank 1991 - 1995
Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Residential Mortgages, Refinance, Loans, First Time Home Buyers, Real Estate Financing, Real Estate, Credit Analysis, FHA financing, Residential Homes, Banking, FHA, Credit
Education
Boston University Questrom School of Business 1982 — 1986
BS, Business Administration
Charter One Mortgage October 2007 - Present
Charter One Bank 2007 - Present
Wilmington Finance June 2002 - October 2007
Education
Indiana University Bloomington 1985 — 1989
HSBC 2000 - Present
American Home Mortgage November 2005 - August 2007
American Home Mortgage 1995 - 2007
American Brokerage Conduit 1995 - 2007
HSBC April 2001 - November 2005
First National Bank 2000 - 2002
First Federal S&L 1995 - 2002
Charter One Mortgage October 2000 - April 2001
Education
Monroe Community College
First Centennial Mortgage Corporation January 2013 - February 2014
Indecomm Global Services December 2011 - November 2012
Guaranteed Rate September 2010 - January 2012
Bancgroup Mortgage April 2009 - September 2009
Chicago Funding Inc. July 2008 - April 2009
Countrywide April 2008 - July 2008
Wilmington Finance September 2004 - April 2008
Encore Credit January 2004 - September 2004
Fremont Investment & Loan March 2003 - January 2004
Charter One Mortgage June 2001 - March 2003
Skills
Contract Management, Mortgage Underwriting, Mortgage Banking, Loans, Mortgage Lending, Credit, Loan Origination, Consumer Lending, Analysis, Customer Service, First Time Home Buyers, Funding, Insurance, Investment Properties, Real Estate, Real Estate Transactions, Referrals, Refinance, Residential Homes, Sales, Underwriting
Education
Elgin Community College 1985 — 1986
Accounting, Business Management / Finance
MortgageFlex Systems, Inc. October 2013 - Present
Farmers Citizens Bank March 2011 - October 2013
MortgageFlex Systems, Inc. January 2009 - March 2011
ION Capital September 2005 - April 2008
Chase Manhattan Corporation September 2001 - September 2005
Prospect Bank February 2000 - February 2001
Charter One Mortgage March 1998 - November 1999
Skills
Management, Project Management, Operations Management, Training, Mortgage Lending, Underwriting, Product Development, Banking, Credit, Risk Management, Loans, Portfolio Management, Business Analysis, Process Improvement, Finance, Vendor Management
Education
The Ohio State University 1999 — 2001
Franklin University 1997 — 2001
Bachelor of Science (BS), Business Administration and Marketing with a minor in Consumer Law
Enterprise Construction, LLC October 2013 - June 2014
DOMINION PAVING AND SEALING, INC March 2008 - October 2013
American Home Mortgage January 2006 - January 2007
PHH/ERA MORTGAGE CORPORATION January 2005 - January 2006
CHARTER ONE MORTGAGE CORPORATION January 2001 - January 2005
Charter One Mortgage 2001 - 2005
MEMBERS CAPITAL MORTGAGE/VACAP FCU January 1999 - January 2001
CITIZENS MORTGAGE January 1997 - January 1999
Skills
Customer Service, Residential, Customer Relations, Negotiation, cold call, Project Estimation, Cost Estimating, Team Building, Residential Homes
Education
John Tyler Community College 1994 — 1998
John Tyler Community College
Arts and Sciences; Business Administration
The Midpoint Campus Center/LCCC and The University of Akron 2009 - Present
Dollar Bank October 2005 - October 2007
Charter One Mortgage February 2005 - September 2005
First Ohio Banc & Lending December 2003 - December 2004
FirstMerit Bank August 2002 - September 2003
Charter One Mortgage April 2002 - August 2002
Third Federal Savings July 1985 - March 2002
Skills
Mortgage Lending, Sales, Management, Residential Homes, Banking, Loans, Loan Origination
Education
The University of Akron 2014 — 2016
Bachelor's of Organizational Supervision
Lorain County Community College 2009 — 2012
Associte of Applied Science, Corrections
Cuyahoga Community College 1986 — 1988
Accounting
CO Security Services March 2013 - Present
City of Cleveland September 2000 - Present
NAACP 2006 - 2007
Charter One Mortgage March 1997 - 2000
Skills
Enforcement, Criminal Justice, Criminal Law, Criminal Investigations, Police, Public Safety, Patrol, Interrogation, Crime Prevention, Evidence, Homeland Security, Investigation, Private Investigations
Education
Cleveland State University 2007 — 2009
Bachelors, Urban Management
Cuyahoga Community College 1988 — 2007
AA, General Studies
St. Croix Central High 1986 — 1987
PNC Bank September 2007 - Present
Charter One Mortgage June 1976 - August 2007
Education
The University of Akron 1976 — 1980
BS, Finance
Cyncynatus Mobile Notary May 2013 - Present
ProSource Title Agency 2013 - 2013
Charter One Mortgage 2010 - 2013
Key Bank July 2008 - August 2010
Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Refinance, Credit, VA loans, USDA, Residential Mortgages, Consumer Lending, Banking, Finance, Real Estate, First Time Home Buyers, Investments, Closings, Certified Mortgage..., Real Estate Financing, Credit Analysis, Real Estate Transactions, Debt Consolidation, Sellers
Education
Hondros College 1992 — 1994
Real Estate License, Real Estate
The Ohio State University 1968 — 1972
Bachelors, Business
The Ohio State University - The Max M. Fisher College of Business
Old Dominion Home Health July 2003 - Present
Internal Revenue Services - Eastern Area Distribution Center 2002 - 2003
Charter One Mortgage 2001 - 2001
Skills
Multitasker, Problem Solving, Teamwork
Education
Ashford University 2008 — 2010
MBA, Business Administration - Healthcare
Virginia Union University 1998 — 2002
BS, Business Administration - Finance
McLean Mortgage Corporation October 2013 - Present
SunTrust Bank April 2007 - October 2013
Charter One Mortgage September 1997 - April 2007
Skills
Residential Mortgages, Lines Of Credit, VA loans, FHA financing, USDA
Education
Northern Illinois University 1984 — 1987
Bachelor of Arts (B.A.)
Iowa State University 1982 — 1984
Royal Bank of Scotland - Citizens Bank VP Secondary MarketingCitizens BankMay 2005 - January 2008
Charter One Mortgage April 1998 - April 2005
Signet Bank January 1989 - December 1997
Skills
Banking, Credit, Risk Management, Credit Analysis, Loan Origination, Mortgage Banking, Mortgage Lending, Loans, Residential Mortgages, Portfolio Management
Education
University of Richmond - Robins School of Business 1984 — 1988
B.S.B.A., Business Administration/Finance
Ruoff Home Mortgage March 2010 - Present
Ruoff Home Mortgage February 2008 - March 2010
Countrywide Mortgage February 2007 - September 2007
Charter One Mortgage September 2006 - February 2007
Grabill Bank Mortgage Center April 2006 - September 2006
Waterfield Financial Corporation June 1997 - May 2006
Skills
First Time Home Buyers, Customer Service, VA, USDA, FHA, Credit, Conventional, Real Estate, Customer Relations, Research, Microsoft Office, Outlook, Data Entry, Problem Solving, Word, Retail, Documentation, Mortgage, Refinance, Residential, Administration, Purchase, Mortgage Lending, Residential Homes, Investment Properties, Residential Mortgages, Microsoft Word, Mortgage Banking, Underwriting, Credit Analysis, Sales, Banking, Insurance, VA Loans
Education
Indiana University—Purdue University Fort Wayne
B.S., Organizational Leadership & Supervision
Plaza Home Mortgage March 2013 - Present
JPMorgan Chase October 2011 - Present
First Federal Bank of Florida/Wholesale Division April 2009 - October 2011
2006-2007 Countywide Home Loans January 2006 - November 2009
Countrywide Home Loans February 2008 - January 2009
DHI Mortgage a DR Horton Company January 1999 - January 2006
Charter One Mortgage January 1991 - January 1999
Enterprise National Bank January 1987 - January 1991
Shearson Lehman January 1986 - January 1987
CityFed Mortgage January 1983 - January 1986
Skills
FHA, Loans, Loan Origination, Residential Mortgages, Underwriting, Mortgage Lending, Training, USDA, Mortgage Banking, VA loans, Refinance, Mortgage Underwriting, VA Loans, Construction Loans
Education
Saint Leo University 1977 — 1979
The Bolles SchoolSt Leo College/FCCJ
Residential Finance 2012 - 2013
Charter One Mortgage 2011 - 2012
JPMorgan Chase 2008 - 2011
First NLC/The Lending Center 2005 - 2007
Skills
Credit, Mortgage Lending, Loans, Underwriting, Refinance, Mortgage Banking, Analysis, Mortgage Underwriting, VA loans, Funding, FHA, Loan Origination, Residential Mortgages
Education
The Ohio State University - The Max M. Fisher College of Business 1999 — 2003
Bachelor of Business Administration (B.B.A.), Human Resources Management and Services, 3.15
Upper Arlington High School
Diploma with Honors, College Prep
Apex Entertainment Group January 2003 - Present
Charter One Mortgage September 2010 - July 2011
SunTrust Mortgage February 2009 - August 2010
Circuit City November 2003 - May 2005
Southern Finance Company February 1997 - October 2003
Education
John Tyler Community College 2000 — 2007
Bachelor of Applied Science (BASc), Business Law
Capital One April 2012 - Present
Capital One April 2012 - Present
Richmond Ambulance Authority/EMS September 2004 - April 2012
Charter One Mortgage April 2003 - September 2004
Richmond Ambulance Authority/EMS January 2001 - January 2003
Charter One Mortgage January 1998 - January 2001
Circuit City Corporate Office January 1997 - January 1998
Ashland Convalescent Center January 1992 - January 1997
Education
King William High School
Academic Diploma
University of Phoenix
SunTrust Mortgage September 2011 - Present
Bank of America September 2004 - September 2011
Charter One Mortgage September 2001 - June 2003
Skills
Analysis, Financial Risk, Mortgage Lending
Education
Northern Virginia Community College
Old Dominion University