Charter One Mortgage

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Charter One Mortgage Employees

Employee
Years
Job
Industry
Andrew Looker Andrew Looker Charlotte, North Carolina Details
Andrew Looker's Charter One Mortgage Experience 2002 - 2004
Job Regional Manager NC & SC at On Q Financial, Inc.
Industry Financial Services
Experience
On Q Financial, Inc.   May 2014 - Present
PrimeLending  July 2011 - May 2014
WR Starkey Mortgage  2008 - July 2011
WR Starkey   2008 - 2009
JP Morgan Chase  2007 - 2008
GMAC Mortgage  2005 - 2007
First Independence Mortgage Corporation   2004 - 2005
Charter One Mortgage   2002 - 2004
First Horizon Home Loans  1995 - 2001

Skills
New Business Development, Strategic Planning, Territory Management, Employee Training, Mortgage Lending, Mortgage Banking, FHA, Loan Origination, Refinance, Loans, Residential Mortgages, Credit, USDA, Underwriting, Banking, Sales Management, VA loans, Real Estate, Credit Analysis, FHA financing, Sales, Finance, Management, Real Estate Financing, Business Development, Marketing, First Time Home Buyers, Foreclosures, Forecasting, Investment Properties, Real Estate Economics, FHA Financing, VA Loans

Education
University of Maryland College Park   1988 — 1990
Bachelor of Science, Finance

Bishop McNamara

Alise Sofiakis Alise Sofiakis Greater Chicago Area Details
Alise Sofiakis's Charter One Mortgage Experience January 2000 - November 2000
Job Senior Mortgage Advisor/ Principal at United Home Loans
Industry Financial Services
Experience
United Home Loans  January 2013 - Present
United Home Loans  April 2001 - Present
Market Street Mortgage  November 2000 - April 2001
Charter One Mortgage   January 2000 - November 2000
Wells Fargo Advisors  1999 - 2000

Skills
Credit Analysis, Underwriting, Residential Mortgages, FHA, Credit, Loans, Refinance, Mortgage Banking, Government Loans, Loan Origination, First Time Home Buyers, FHA financing, Banking, Mortgage Lending, Home Equity Loans, Reverse Mortgages, Home Equity Lines of...

Education
DePaul University
BA

Sheila Wactor Sheila Wactor Mechanicsville, Virginia Details
Sheila Wactor's Charter One Mortgage Experience February 2001 - December 2005
Job Underwriter
Industry Banking
Experience
SunTrust Mortgage  September 2014 - Present
Bank of America  January 2012 - January 2014
Bank of America  September 2006 - January 2012
Charter One Mortgage   February 2001 - December 2005

Skills
Mortgage Lending, Loans, Credit, Underwriting, Mortgage Banking, Refinance, Residential Mortgages, Mortgage Underwriting, Credit Analysis, Consumer Lending, Banking

Education
University of Richmond   1981 — 1985
Bachelor of Science (BS), Psychology

James Brackin James Brackin Greater Chicago Area Details
James Brackin's Charter One Mortgage Experience December 2013 - August 2014
Job Sales Manager at HomeBridge Financial Services, Inc.
Industry Financial Services
Experience
HomeBridge Financial Services, Inc.   August 2014 - Present
HomeBridge Financial Services, Inc.   August 2014 - Present
Charter One Mortgage   December 2013 - August 2014
PNC Mortgage  February 2011 - November 2013
PNC Mortgage  2009 - 2011
US Bank  2008 - 2009
GMAC Mortgage  2007 - 2008
American Home Mortgage  2007 - 2007
Countrywide  2005 - 2007
Washington Mutual  2000 - 2005

Skills
Mortgage Lending, FHA, Mortgage Banking, Loans, Loan Origination, Refinance, Residential Mortgages, Credit, Banking, VA loans, USDA, FHA financing, Credit Analysis, Consumer Lending, Commercial Lending, Cross Selling, FHA Financing, Portfolio Management, Underwriting, VA Loans

Education
Marquette University   1983 — 1988
Bachelor of Science (BS), Finance

Jennifer McCuen Jennifer McCuen Richmond, Virginia Area Details
Jennifer McCuen's Charter One Mortgage Experience January 1999 - December 2005
Job Senior Performance Consultant at UnitedHealth Group
Industry Insurance
Experience
UnitedHealth Group  November 2011 - Present
UnitedHealthcare  May 2008 - January 2012
Fiserv Lending Solutions  April 2006 - April 2008
Charter One Mortgage   January 1999 - December 2005

Skills
Sales Management, Team Building, Instructional Design, Strategic Planning, Large Group Facilitation, Leadership Development, Performance Management, Management Consulting, Change Management, Training, Management, Leadership, Program Management, Account Management, Workshop Facilitation, Budgets, Business Development, Talent Management

Education
James Madison University   1987 — 1991
Bachelor of Arts, English

Lisa Gary Lisa Gary Elk Grove Village, Illinois Details
Lisa Gary's Charter One Mortgage Experience July 2006 - February 2007
Job Senior Loan Processor at Prospect Mortgage, LLC
Industry Financial Services
Experience
Prospect Mortgage, LLC  May 2014 - Present
Prospect Mortgage, LLC  May 2014 - Present
PNC Mortgage  February 2007 - December 2013
Charter One Mortgage   July 2006 - February 2007
Mortgage Bancorp Services   January 2001 - July 2006
TCF Bank  1996 - 2001

Skills
Mortgage Banking, Residential Mortgages, Loans, Credit, Mortgage Lending, FHA financing, FHA, VA loans, Finance, Banking, Conventional loans, Loan processing, Digital Photography, Photography, Customer Service, Customer Satisfaction, Mortgage Underwriting, Credit Analysis, Teamwork, Harp refinances, Automated Underwriting..., Underwriting guidelines, Purchases, Refinance, Home Equity Lines of..., USDA, Government Loans, Customer Oriented, Customer Support, Underwriting

Education
College of DuPage   1998 — 1999

Fenton High School   1994 — 1997
High school Diploma, 9-12

Donna Schermerhorn Donna Schermerhorn Charlotte, North Carolina Area Details
Donna Schermerhorn's Charter One Mortgage Experience September 2013 - Present
Job Senior Loan Officer at Charter One Mortgage ConstructionPerm Specialist
Industry Banking
Experience
Charter One Mortgage   September 2013 - Present

Skills
Loans, Mortgage Lending, FHA, Real Estate, Loan Origination, Construction Loans, Residential Mortgages, Mortgage Banking, Refinance, Customer Service, USDA, Finance, VA loans, Commercial Lending, FHA financing, Commercial Mortgages, Real Estate Financing, Credit Analysis, Credit, Government Loans, Mortgage Underwriting, Home Equity Loans, Real Estate Economics, Loss Mitigation, Communication, Customer Satisfaction, First Time Home Buyers, Partnership-building, Investment Properties, Reverse Mortgages, FHA Financing

Education
Southeastern Louisiana University
Business, Political Science

Joel VanRyckeghen Joel VanRyckeghen Orange County, California Area Details
Joel VanRyckeghen's Charter One Mortgage Experience February 1998 - September 1999
Job President at Shea Mortgage
Industry Real Estate
Experience
Shea Mortgage  April 2004 - Present
KB Home Mortgage Company   September 2002 - January 2004
Freddie Mac  September 1999 - September 2002
Charter One Mortgage   February 1998 - September 1999
HomeSide Lending (formerly BancBoston Mortgage)   1995 - 1998
Bank of America  1990 - 1995
Weyerhaeuser Mortgage Company  1986 - 1989
Bear Stearns  1985 - 1986
Weyerhaeuser Mortgage Company  1980 - 1985

Skills
Credit, Loans, Mortgage Lending, Underwriting, Sales, Mortgage Banking, Due Diligence, Refinance, Analysis, Loan Origination, Real Estate, Investment Properties, Leadership, Finance, FHA, Management, Credit Risk, Loan Servicing, Residential Mortgages, USDA, Executive Management, Strategic Planning, Financial Services, Sales Management, Banking, Real Estate Financing, Quality Control, FHA financing, Reverse Mortgages, VA loans, Credit Analysis, Financial Risk, Strategy, Loss Mitigation, Commercial Mortgages, Construction Loans, Real Estate Economics, VA Loans, FHA Financing

Education
University of Washington, Michael G. Foster School of Business   1982 — 1984
MBA, Finance, Accounting

Occidental College   1977 — 1980
A.B., Economics

Bob Caldwell Bob Caldwell Annapolis, Maryland Details
Bob Caldwell's Charter One Mortgage Experience January 1992 - June 2004
Job Mortgage Banker at Fitzgerald Financial Group, a Division of Monarch Bank
Industry Banking
Experience
Fitzgerald Financial Group, a Division of Monarch Bank   June 2004 - Present
Charter One Mortgage   January 1992 - June 2004

Skills
VA Loans, FHA financing, Seminars, New Homes &..., Rural Development, FHA, Jumbo Mortgage, Mortgage Lending, VA loans, Mortgage Banking, First Time Home Buyers, Real Estate, New Homes, Construction Loans, Loans, Government Loans, Mortgage Marketing, USDA, Refinance, Sellers, Loan Origination, Banking, Reverse Mortgages, REO, Investors, Relocation, Single Family Homes, Foreclosures, Short Sales, Condos, Investment Properties, Referrals, New Home Sales, Real Estate Transactions, Move Up Buyers, Home Equity Loans, Finance, Certified Mortgage..., Residential Mortgages, Real Estate Economics, Mortgage Underwriting, Vacation Homes, Real Estate Financing, Credit, Selling, HUD, 203K, Residential Homes, Investments, Underwriting

Education
University of Maryland College Park   1971 — 1974
Bachelor's Degree, Business

Jose Macias Jose Macias Greater Chicago Area Details
Jose Macias's Charter One Mortgage Experience 2008 - 2010
Job Branch Manager at American Financial Network, Inc. (NMLS ID #237341)
Industry Real Estate
Experience
American Finance Network, INC   June 2015 - Present
Platinum Home Mortgage (NMLS ID #13589)   June 2014 - June 2015
Guaranteed Rate  June 2012 - May 2014
PNC Mortgage  July 2010 - July 2011
Charter One Mortgage   2008 - 2010
Kemper Mortgage  2004 - 2008

Skills
FHA, VA loans, Reverse Mortgages, Mortgage Lending, 203K, HomePath, Refinance, Mortgage Banking, Residential Mortgages, Loan Origination, Loans, FHA financing, Credit, First time Home buyer..., First Time Home Buyers, Sellers, Investors, Investment Properties, Real Estate, VA Loans

Education
Harper College   1999 — 2001
Associate's degree, Business Administration and Management, General

Maine West High School

Michael Brosch Michael Brosch Cleveland/Akron, Ohio Area Details
Michael Brosch's Charter One Mortgage Experience November 2000 - June 2008
Job Agent at Farmers Insurance
Industry Banking
Experience
Farmers Insurance  February 2012 - Present
PNC Mortgage  April 2010 - February 2012
Wells Fargo Home Mortgage  June 2008 - July 2010
Charter One Mortgage   November 2000 - June 2008
Charter One Bank  February 1994 - November 2000
Huntington National Bank  January 1990 - January 1994
Huntington National Bank  January 1986 - January 1989

Education
Cleveland State University
Bachelor of Science, Finance

The University of Akron   1979 — 1981
Finance

Vivian Preston Vivian Preston Charlotte, North Carolina Area Details
Vivian Preston's Charter One Mortgage Experience May 2001 - August 2002
Job Retail Banking Officer at Bank of America
Industry Financial Services
Experience
Bank of America  October 2014 - Present
Bank of America  October 2014 - Present
Zenta Corporation, Inc   August 2010 - September 2011
Taylor, Bean & Whittaker Mortgage Corp   June 2007 - August 2009
Wholesale Accout Executive   May 2006 - June 2007
Countrywide Home Loans  May 2004 - August 2006
CTX Mortgage  August 2005 - January 2006
GMAC Mortgage  August 2004 - August 2005
Countrywide Home Loans  August 2002 - August 2004
Charter One Mortgage   May 2001 - August 2002

Skills
Construction Loans, Mortgage Lending, FHA, Loan Origination, Refinance, Credit, Finance, Underwriting, Banking, Loans, Real Estate, VA Loans, USDA, Home Equity Loans, Management, Mortgage Banking

Education
Montreat College   1997 — 1999
BBA, Business Administration

Montreat College, Charlotte Extension Campus   1997 — 1999
BBA, Business Administration

VINCE PEREIRA VINCE PEREIRA Baltimore, Maryland Area Details
VINCE PEREIRA's Charter One Mortgage Experience January 1975 - August 2007
Job SENIOR LOAN OFFICER at EMBRACE HOME LOANS
Industry Banking
Experience
EMBRACE HOME LOANS  January 2009 - Present
Mason Dixon Funding  October 2008 - July 2010
Charter One Mortgage   January 1975 - August 2007
American Home Funding  1986 - 2005

Skills
Finance, USDA, First Time Home Buyers, Banking, Real Estate, Government Loans, Credit Analysis, Real Estate Transactions, New Home Sales, 203K, Commercial Lending, Underwriting, VA loans, Certified Mortgage..., Home Equity Lines of..., Foreclosures, Mortgage Underwriting, Residential Homes, Reverse Mortgages, Condos, Home Equity Loans, Real Estate Financing, Sellers, Debt Consolidation, Commercial Mortgages, Short Sales, Construction Loans, Referrals, Strategic Financial..., Single Family Homes, Wholesale Lending, Small Business Lending, Loss Mitigation, Portfolio Management, Loan Modifications, Investors, Funding, New Homes, Rates, USDA Rural Housing, Investments, Vacation Homes, Move Up Buyers, HUD, Mortgage Marketing, Home Equity, Real Estate Economics, Consumer Lending, REO, Non-Conforming

Education
LIU Post   1966 — 1969
BS, MARKETING/MANAGEMENT

Worcester Academy   1966 — 1967
Bachelor of Science (BS), Business, Management, Marketing, and Related Support Services

Akiva Ames Akiva Ames Toronto, Canada Area Details
Akiva Ames's Charter One Mortgage Experience January 2001 - December 2001
Job Associate Investment Advisor at Allen Private Wealth of HollisWealth (a division of Scotia Capital Inc.)
Industry Financial Services
Experience
HollisWealth (a division of Scotia Capital Inc.)   August 2009 - Present
Assante Wealth Management  April 2003 - April 2009
Charter One Mortgage   January 2001 - December 2001
Chase Manhattan Corporation  June 2000 - January 2001

Skills
Investments, Mutual Funds, Tax, Retirement Planning, Investment Strategies, Equities, Fixed Income, Financial Advisory, Financial Services, Trading, HollisWealth &..., nor do they supervise..., Options, Wealth, Banking, Asset Management, Capital Markets, Bonds, Finance, Wealth Management..., Alternative Investments, Financial Risk, Financial Analysis, Asset Allocation, Estate Planning, Securities, Strategic Financial..., Investment Advisory, Hedge Funds, Retirement, Mortgage Lending, Financial Planners, Wealth Management, ETFs, Analysis, Investment Management, Portfolio Management

Education
David N. Myers University   1997 — 2000
BBA, Economics/Finance

RNRY

Shayla Evans Shayla Evans Fayetteville, North Carolina Details
Shayla Evans's Charter One Mortgage Experience February 2004 - June 2005
Job Assistant Community Manager at Corvias Group
Industry Real Estate
Experience
Corvias Group  September 2010 - Present
Corvias Group  June 2005 - September 2010
Charter One Mortgage   February 2004 - June 2005
SunTrust Bank  June 2002 - January 2004
City of Radford Parks & Recreation   1998 - 2001

Skills
Employee Training, Human Resources, Customer Service, Microsoft Office, Team Building, Property Management, Accounting, Management, Team Mentoring, Team Motivation, Problem Solving, Organizational..., Written Communication, Marketing, Sales, Interpersonal..., Business Communications, Yardi Voyager, Accounts Payable, Vendor Relations, Event Planning, Leases, Social Networking, Government, Army, Student Housing, Leadership, Customer Satisfaction, Fair Housing, Team Leadership, Resident Retention, Budgets

Education
University of Phoenix   2013 — 2015
Master of Business Administration (MBA), Human Resources Management/Personnel Administration, General, 4.0

Virginia State University   2001 — 2004
Bachelor of Business Administration (BBA), Business Administration and Management, General

Joann Shaman Joann Shaman Greater Detroit Area Details
Joann Shaman's Charter One Mortgage Experience February 2012 - 2014
Job Branch Manager at IBCP
Industry Banking
Experience
Independent Bank  2014 - Present
Charter One Mortgage   February 2012 - 2014

Skills
Series 6, Series 63, Performance Management, Operations Management, Team Leadership, Sales Management..., Sales Presentations, Sales Operations, Loans, Mortgage Banking, Loan Origination, Lines Of Credit, Credit, Omega, Loan Auditing, Loan Portfolio Analysis, Retail Banking, Customer Service, Investment Properties

Education
Oakland University   2012 — 2016
Accounting and Finance

Macomb Community College   2010 — 2013
Accounting

Chris Johnsen Chris Johnsen Cincinnati Area Details
Chris Johnsen's Charter One Mortgage Experience March 2014 - Present
Job Mortgage Loan Officer at Charter One Mortgage
Industry Financial Services
Experience
Charter One Mortgage   March 2014 - Present
PNC Mortgage  October 2011 - July 2013
Altria  December 2009 - August 2010
EquiFirst  October 2005 - April 2009
Beazer Homes  October 2003 - October 2005
BP Financial Group   September 2001 - September 2003
Performance Mitsubishi   September 1999 - September 2001

Skills
Cold Calling, Sales Management, Sales, Forecasting, Sales Operations, Marketing, Selling, Mortgage Lending, Management, Training, Loans, New Business Development, Finance, Refinance, Real Estate, Leadership, FHA, Loan Origination, Mortgage Banking

Education
Miami University   1996 — 1999
Business

John Porath John Porath Charlotte, North Carolina Area Details
John Porath's Charter One Mortgage Experience May 1996 - May 2004
Job Vice President Regional Manager Virginia, North Carolina, South Carolina at Citizens Bank/ Citizen One Home loans
Industry Financial Services
Experience
Citizens Financial Group- Citizens Bank   March 2014 - Present
First American Mortgage Services  April 2012 - March 2014
National Real Estate Information Services  May 2011 - April 2012
JPMorgan Chase  July 2006 - June 2010
First Independence Mortgage   June 2004 - June 2006
Charter One Mortgage   May 1996 - May 2004
Norwest Mortgage  July 1989 - May 1996

Skills
FHA, Loans, Mortgage Lending, Real Estate, Banking, Investment Properties, First Time Home Buyers, Credit Analysis, Leadership, Management, Mortgage Banking, Portfolio Management, Training, Credit, Refinance, Retail Banking, Sales, Sellers, Start-ups

Education
Louisiana State University   1979 — 1980
Marketing

Sharon Wolfe Sharon Wolfe Burton, Ohio Details
Sharon Wolfe's Charter One Mortgage Experience March 2006 - October 2006
Job Making gardens beautiful, is a wonderful career!!!
Industry Environmental Services
Experience
The Garden Companion   June 2014 - Present
Petitti Garden Center  August 2013 - June 2014
The Holden Arboretum  April 2013 - July 2013
University of Phoenix  February 2011 - November 2012
Urban Growers   April 2012 - July 2012
Performing Investment Corporation   April 2009 - July 2010
Geauga Savings Bank  May 2007 - April 2009
Paramount Funding Company   October 2006 - May 2007
Charter One Mortgage   March 2006 - October 2006
RE/MAX Real Estate Consultants  August 2002 - March 2006

Skills
Risk Management, Banking, Credit, Financial Analysis, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Strategic Planning, Real Estate, Loans, Microsoft Office, Budgets, Negotiation, Team Building, Sales, Project Planning, Underwriting, Credit Analysis, Report Writing, Horticulture, Public Relations, Environmental Science, Environmental Awareness, Environmental Education, Leadership, Research, Analysis, Access, Accounting, Marketing

Education
University of Phoenix   2011 — 2012
Bachelor of Science, Environmental Science

Pennsylvania State University   1983 — 1987
Bachelor of Science degree, Business Logistics

Anne Earman Anne Earman Norfolk, Virginia Area Details
Anne Earman's Charter One Mortgage Experience March 1988 - December 2005
Job Internet Sales Manager at Gloucester Toyota Scion
Industry Automotive
Experience
gloucester toyota   July 2006 - Present
Nissan of Newport News  February 2008 - July 2014
Charter One Mortgage   March 1988 - December 2005

Skills
Team Building, Banking, Sales, Sales Management, Customer Satisfaction, Negotiation, Account Management, Retail

Education
Middlesex High School

Elon University

Timothy Dick Timothy Dick Greater Philadelphia Area Details
Timothy Dick's Charter One Mortgage Experience 2000 - 2002
Job Chief Appraiser at Essent Guaranty, Inc.
Industry Financial Services
Experience
Essent Guaranty, Inc.   September 2011 - Present
Freddie Mac  August 2009 - August 2011
Timothy M. Dick, Residential Real Estate Appraisal   January 2004 - August 2009
Resource Mortgage  2003 - 2004
USAppraisal   1995 - 2003
Charter One Mortgage   2000 - 2002
Chase Manhattan Mortgage Corporation  1996 - 1999

Education
University of Maryland Francis King Carey School of Law   1987 — 1990
Juris Doctor, Law

University of Maryland College Park   1984 — 1987
B.A., History

Robert (Bob) Jurva Robert (Bob) Jurva Greater Detroit Area Details
Robert (Bob) Jurva's Charter One Mortgage Experience March 2005 - March 2007
Job Past Chairperson at South Oakland Family YMCA
Industry Nonprofit Organization Management
Experience
South Oakland Family YMCA  January 1990 - Present
Peoples State Bank  January 2008 - July 2009
South Oakland Family YMCA  January 1990 - July 2009
GMAC Mortgage  April 2007 - October 2007
Charter One Mortgage   March 2005 - March 2007
Charter One  1967 - 2005

Skills
Fundraising, Event Planning, Non-profits, Banking, Loans, Customer Service, Strategic Planning, Team Building, Budget, Leadership Development, Nonprofits, Coaching, Process Improvement, Budgets, Outlook, Business Planning, Training, Risk Management, Recruiting, Sales, Marketing, New Business Development, Project Management, Leadership, Analysis, Volunteer Management, Management, Microsoft Word, Small Business, Credit, Mortgage Lending, Business Development

Education
Michigan State University   1963 — 1967
B. S., Psychology and Business

Cass Tech
Diploma, Architecture and Building Construction

Nancy (Best) Gallmeyer Nancy (Best) Gallmeyer Richmond, Virginia Area Details
Nancy (Best) Gallmeyer's Charter One Mortgage Experience October 2003 - June 2005
Job
Industry Banking
Experience
RBS Citizens Financial Group  May 2013 - August 2015
RBS Citizens Financial   May 2012 - May 2013
Charter One acquired by Royal Bank of Scotland Group (RBS)-(2004)   June 2005 - May 2012
Charter One Mortgage   October 2003 - June 2005
Charter One Mortgage   May 2002 - October 2003
Charter One Mortgage   August 2000 - May 2001

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking, HTML, Strategic Planning, Budgets, Negotiation, Editing, C++, C, Java

Education
State University of New York at Delhi   1982 — 1984
Associate's degree, Animal Husbandry

Millburn High School   1979 — 1982

Lisa N. Hamilton Lisa N. Hamilton Powell, Ohio Details
Lisa N. Hamilton's Charter One Mortgage Experience January 1995 - May 2006
Job Manager at Positive Changes
Industry Health, Wellness and Fitness
Experience
Positive Changes  March 2009 - Present
Charter One Mortgage   January 1995 - May 2006
Household Bank  1989 - 1995

Skills
Sales, Management, Marketing, Customer Service, Advertising, New Business Development, Communication Skills, Staff Development, Team Leadership, Excellent Customer..., Wellness, Fitness, Consultative Sales..., Business Management, Employee Training, Consistent Goal..., Program Development,..., Highly Organized &..., Strong Interpersonal..., Professional Trainer, Complex Problem..., Customer Relationship..., Individual Contributor, HR Accountabilities, Report Development and..., Microsoft Excel /..., Mindbody Online Client..., Marketing Strategy, Sales Management

Education
The Ohio State University   1984 — 1988
Bachelor of Arts, Journalism, Minor in Economics

Doug Arseneau Doug Arseneau Myrtle Beach, South Carolina Area Details
Doug Arseneau's Charter One Mortgage Experience November 2014 - Present
Job Sales & Operational Management/Mortgage/Banking/Finance
Industry Banking
Experience
Charter One Mortgage   November 2014 - Present
South Atlantic Bank  October 2007 - May 2014
Carolina First Bank  2004 - 2007

Skills
Sales, Strategic Planning

Education
The Citadel   1986 — 1990
BS, Business Administration

Dana Slawter Dana Slawter Winston Salem, North Carolina Details
Dana Slawter's Charter One Mortgage Experience August 2004 - November 2006
Job Director of Marketing at Signature Real Estate
Industry Real Estate
Experience
Signature Real Estate  January 2012 - Present
Self-employed marketing consultant  January 2011 - January 2012
SunTrust Mortgage  November 2006 - November 2010
Charter One Mortgage   August 2004 - November 2006
Piedmont Triad Mortgage Group (affiliate of Graham and Boles Properties)   August 1998 - August 2004
BB&T  September 1991 - August 1998
Ashton Mortgage   October 1989 - September 1991
1360 WCHL  May 1987 - October 1989

Skills
Social Media Marketing, Social Media, Investment Properties, Real Estate, Selling, Marketing Communications, Referrals, First Time Home Buyers, Marketing, Sales, Sellers, Residential Homes, Mortgage Lending, New Home Sales, Property, Real Estate Transactions, Relocation, Real Property, Buyers

Education
UNC Chapel Hill
Bachelor of Arts (B.A.), Journalism

Monroe High School

Vernetta Winston Vernetta Winston Richmond, Virginia Area Details
Vernetta Winston's Charter One Mortgage Experience November 2006 - March 2007
Job Contributing Writer for TheGabulousLife.com
Industry Entertainment
Experience
The Gabulous Life   May 2014 - Present
My Urbantainment   December 2012 - Present
Healing My Heart   October 2011 - Present
Healing My Heart   October 2008 - Present
Credit Solutions and Tracing Corp   January 2011 - June 2012
Shaffer Productions, LLC   April 2010 - January 2011
Private Duty Nursing  July 2007 - July 2009
Charter One Mortgage   November 2006 - March 2007
Bank of America  March 2005 - June 2006
OSI Collections  July 2004 - March 2005

Skills
Non-profits, Fundraising, Strategic Planning, Entrepreneurship, Public Speaking, Business Strategy, Social Media, Event Management, Social Entrepreneurship, Leadership Development, Marketing Strategy, Event Planning, Entertainment, Breaking News, Media Relations, Management, Social Media Marketing, News Writing, Magazine Articles, Blogging, Radio Host, Talk Radio, Social Networking, Facebook, Music, Advertising, Online Advertising, Video Production, Radio, Editing, Music Production, Team Building, Songwriting, Community Outreach, Customer Service, Nonprofits

Education
Strayer University (VA)   2002 — 2004
Associate of Arts and Sciences (AAS), Business Administration and Management, General

Caroline High School   1998 — 2002
Associate's degree, Business Administration and Management, General

Cynthia 'Cindy' Small Cynthia 'Cindy' Small Washington D.C. Metro Area Details
Cynthia 'Cindy' Small's Charter One Mortgage Experience October 2000 - March 2007
Job Certified Mortgage Planning Specialist (CMPS) at EverBank | NMLS #329508
Industry Financial Services
Experience
EverBank  November 2013 - Present
Union Mortgage Group  March 2007 - November 2013
Charter One Mortgage   October 2000 - March 2007
JPMorgan Chase  April 1989 - October 2000
Weichert Realtors  1984 - 1989
Pfizer Pharmaceuticals  1979 - 1983

Skills
Refinance, Loans, Investment Properties, Mortgage Lending, Jumbo Financing, First Time Home Buyers, Real Estate Agent..., VA Financing, FHA, Conventional Financing, Agent Marketing Training, Residential Mortgages, Loan Origination, USDA, Finance, Marketing, Certified Mortgage..., Management, Business Planning, Analysis, Coaching, Public Speaking, Mortgage Banking, Credit, Wealth

Education
Murray State University
B.S., Biology, Chemistry

Joy René Sinegar NMLS 435804 Joy René Sinegar NMLS 435804 Greater Chicago Area Details
Joy René Sinegar NMLS 435804's Charter One Mortgage Experience January 2012 - April 2014
Job Mortgage Loan Officer at Charter One Mortgage
Industry Financial Services
Experience
U.S. Bank   April 2014 - Present
ITWORKS MARKETING  January 2014 - Present
ChicagoNow of Chicago Tribune Media Group  March 2010 - Present
Sinegar Ethnic Imports   September 2006 - Present
Charter One Mortgage   January 2012 - April 2014
Fifty Prairie Commons Condo Association   March 2010 - October 2012
TruVision Productions   January 2011 - June 2012
5/3rd Mortgage   December 2009 - January 2011
Chase Home Finance  February 2008 - November 2009
JPMorgan Chase  2007 - 2009

Skills
Marketing Communications, Creative Problem Solving, Operating Budgets, Capital Budgeting, Loan Origination, Creative Writing, Grant Writing, Spanish-speaking, Customer Service, First Time Home Buyers, Account Management, Analytical Skills, Forecasting, Financial Understanding, Public Speaking, Public Seminars, Seminars, Refinance, Loans, FHA, Real Estate, Writing, Mortgage Lending, Blogging, Investment Properties, Real Estate Transactions, Team Building, Sellers, Finance, Real Estate Financing, Residential Mortgages, Management

Education
Joliet Junior College - Real Estate Licensing Course/ Completion   2003 — 2003

Lewis University   2000 — 2001
BD, Computer Science

.   1998 — 2001

Joliet Junior College   1998 — 2000
Transfer / Studies, CIS Computer Information Systems

Joliet

Nate Petznick Nate Petznick Cleveland/Akron, Ohio Area Details
Nate Petznick's Charter One Mortgage Experience February 2004 - November 2010
Job Program Manager ECM Services at Quadax, Inc.
Industry Banking
Experience
Quadax, Inc.   November 2010 - Present
Charter One Mortgage   February 2004 - November 2010
MarineMax  July 2002 - October 2003

Skills
Account Management, Business Analysis, Customer Service, Infrastructure, Leadership, Management, System Administration

Education
Bowling Green State University   1998 — 2002
BS, College of Business, Management Information Systems

Bowling Green State University

Crystal Rosse Crystal Rosse Richmond, Virginia Area Details
Crystal Rosse's Charter One Mortgage Experience 2001 - 2005
Job Project Manager at Wachovia Securities
Industry Banking
Experience
Wachovia Securities  Project Managerwachovia securties2007 - Present
Saxon Mortgage Services  2006 - 2007
Charter One Bank  2001 - 2005
Charter One Mortgage   2001 - 2005
eFocust   2000 - 2001

Education
University of Richmond   1994 — 1998

Steve Pohoryles Steve Pohoryles Washington D.C. Metro Area Details
Steve Pohoryles's Charter One Mortgage Experience 1995 - 2004
Job Senior Mortgage Banker at Apex Home Loans, Inc.
Industry Banking
Experience
Apex Home Loans, Inc. Rockville, Maryland   October 2012 - September 2014
Susquehanna Bank (formerly Graystone/Beacon Mortgage)   September 2004 - September 2012
Charter One Mortgage   1995 - 2004
Home Federal Savings Bank  1991 - 1995

Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Residential Mortgages, Refinance, Loans, First Time Home Buyers, Real Estate Financing, Real Estate, Credit Analysis, FHA financing, Residential Homes, Banking, FHA, Credit

Education
Boston University Questrom School of Business   1982 — 1986
BS, Business Administration

Rob Kinnaman Rob Kinnaman Cincinnati Area Details
Rob Kinnaman's Charter One Mortgage Experience October 2007 - Present
Job Home Loan Advisor at Charter One Mortgage
Industry Financial Services
Experience
Charter One Mortgage   October 2007 - Present
Charter One Bank  2007 - Present
Wilmington Finance  June 2002 - October 2007

Education
Indiana University Bloomington   1985 — 1989

Pat Schwartz Pat Schwartz United States Details
Pat Schwartz's Charter One Mortgage Experience October 2000 - April 2001
Job Banking Professional
Industry Banking
Experience
HSBC  2000 - Present
American Home Mortgage  November 2005 - August 2007
American Home Mortgage  1995 - 2007
American Brokerage Conduit   1995 - 2007
HSBC  April 2001 - November 2005
First National Bank  2000 - 2002
First Federal S&L   1995 - 2002
Charter One Mortgage   October 2000 - April 2001

Education
Monroe Community College

Tina M. Freeman Tina M. Freeman Greater Chicago Area Details
Tina M. Freeman's Charter One Mortgage Experience June 2001 - March 2003
Job Director of Compliance and Training. First Centennial Mortgage
Industry Financial Services
Experience
First Centennial Mortgage Corporation  January 2013 - February 2014
Indecomm Global Services  December 2011 - November 2012
Guaranteed Rate  September 2010 - January 2012
Bancgroup Mortgage  April 2009 - September 2009
Chicago Funding Inc.  July 2008 - April 2009
Countrywide  April 2008 - July 2008
Wilmington Finance  September 2004 - April 2008
Encore Credit  January 2004 - September 2004
Fremont Investment & Loan  March 2003 - January 2004
Charter One Mortgage   June 2001 - March 2003

Skills
Contract Management, Mortgage Underwriting, Mortgage Banking, Loans, Mortgage Lending, Credit, Loan Origination, Consumer Lending, Analysis, Customer Service, First Time Home Buyers, Funding, Insurance, Investment Properties, Real Estate, Real Estate Transactions, Referrals, Refinance, Residential Homes, Sales, Underwriting

Education
Elgin Community College   1985 — 1986
Accounting, Business Management / Finance

Cari Geyer Cari Geyer Columbus, Ohio Area Details
Cari Geyer's Charter One Mortgage Experience March 1998 - November 1999
Job Senior Business Analyst at MortgageFlex Systems, Inc.
Industry Financial Services
Experience
MortgageFlex Systems, Inc.   October 2013 - Present
Farmers Citizens Bank  March 2011 - October 2013
MortgageFlex Systems, Inc.   January 2009 - March 2011
ION Capital   September 2005 - April 2008
Chase Manhattan Corporation  September 2001 - September 2005
Prospect Bank  February 2000 - February 2001
Charter One Mortgage   March 1998 - November 1999

Skills
Management, Project Management, Operations Management, Training, Mortgage Lending, Underwriting, Product Development, Banking, Credit, Risk Management, Loans, Portfolio Management, Business Analysis, Process Improvement, Finance, Vendor Management

Education
The Ohio State University   1999 — 2001

Franklin University   1997 — 2001
Bachelor of Science (BS), Business Administration and Marketing with a minor in Consumer Law

Jay VerHaeghe Jay VerHaeghe Richmond, Virginia Area Details
Jay VerHaeghe's Charter One Mortgage Experience 2001 - 2005
Job Finley Asphalt & Sealing, Inc. Experienced Area Sales Manager, Project Estimator and Manager.
Industry Construction
Experience
Enterprise Construction, LLC   October 2013 - June 2014
DOMINION PAVING AND SEALING, INC   March 2008 - October 2013
American Home Mortgage  January 2006 - January 2007
PHH/ERA MORTGAGE CORPORATION   January 2005 - January 2006
CHARTER ONE MORTGAGE CORPORATION   January 2001 - January 2005
Charter One Mortgage   2001 - 2005
MEMBERS CAPITAL MORTGAGE/VACAP FCU   January 1999 - January 2001
CITIZENS MORTGAGE  January 1997 - January 1999

Skills
Customer Service, Residential, Customer Relations, Negotiation, cold call, Project Estimation, Cost Estimating, Team Building, Residential Homes

Education
John Tyler Community College   1994 — 1998

John Tyler Community College
Arts and Sciences; Business Administration

Richard Saplak Richard Saplak Brunswick, Ohio Details
Richard Saplak's Charter One Mortgage Experience February 2005 - September 2005
Job Customer Service/Educational Services
Industry Education Management
Experience
The Midpoint Campus Center/LCCC and The University of Akron   2009 - Present
Dollar Bank  October 2005 - October 2007
Charter One Mortgage   February 2005 - September 2005
First Ohio Banc & Lending  December 2003 - December 2004
FirstMerit Bank  August 2002 - September 2003
Charter One Mortgage   April 2002 - August 2002
Third Federal Savings  July 1985 - March 2002

Skills
Mortgage Lending, Sales, Management, Residential Homes, Banking, Loans, Loan Origination

Education
The University of Akron   2014 — 2016
Bachelor's of Organizational Supervision

Lorain County Community College   2009 — 2012
Associte of Applied Science, Corrections

Cuyahoga Community College   1986 — 1988
Accounting

Curtis Orr Curtis Orr Cleveland/Akron, Ohio Area Details
Curtis Orr's Charter One Mortgage Experience March 1997 - 2000
Job CEO at CO Security Services
Industry Public Safety
Experience
CO Security Services   March 2013 - Present
City of Cleveland  September 2000 - Present
NAACP  2006 - 2007
Charter One Mortgage   March 1997 - 2000

Skills
Enforcement, Criminal Justice, Criminal Law, Criminal Investigations, Police, Public Safety, Patrol, Interrogation, Crime Prevention, Evidence, Homeland Security, Investigation, Private Investigations

Education
Cleveland State University   2007 — 2009
Bachelors, Urban Management

Cuyahoga Community College   1988 — 2007
AA, General Studies

St. Croix Central High   1986 — 1987

Dolan, David Dolan, David Cleveland/Akron, Ohio Area Details
Dolan, David's Charter One Mortgage Experience June 1976 - August 2007
Job mortgage loan originator at PNC Mortgage
Industry Banking
Experience
PNC Bank  September 2007 - Present
Charter One Mortgage   June 1976 - August 2007

Education
The University of Akron   1976 — 1980
BS, Finance

Jerry Cyncynatus Jerry Cyncynatus Cleveland/Akron, Ohio Area Details
Jerry Cyncynatus's Charter One Mortgage Experience 2010 - 2013
Job Owner/Licensed Notary at Cyncynatus Mobile Notary
Industry Banking
Experience
Cyncynatus Mobile Notary   May 2013 - Present
ProSource Title Agency   2013 - 2013
Charter One Mortgage   2010 - 2013
Key Bank  July 2008 - August 2010

Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Refinance, Credit, VA loans, USDA, Residential Mortgages, Consumer Lending, Banking, Finance, Real Estate, First Time Home Buyers, Investments, Closings, Certified Mortgage..., Real Estate Financing, Credit Analysis, Real Estate Transactions, Debt Consolidation, Sellers

Education
Hondros College   1992 — 1994
Real Estate License, Real Estate

The Ohio State University   1968 — 1972
Bachelors, Business

The Ohio State University - The Max M. Fisher College of Business

Ardra Dabney Ardra Dabney Glen Allen, Virginia Details
Ardra Dabney's Charter One Mortgage Experience 2001 - 2001
Job Home Healthcare Office Assistant
Industry Hospital & Health Care
Experience
Old Dominion Home Health   July 2003 - Present
Internal Revenue Services - Eastern Area Distribution Center   2002 - 2003
Charter One Mortgage   2001 - 2001

Skills
Multitasker, Problem Solving, Teamwork

Education
Ashford University   2008 — 2010
MBA, Business Administration - Healthcare

Virginia Union University   1998 — 2002
BS, Business Administration - Finance

Tony Cirone Tony Cirone Charlotte, North Carolina Area Details
Tony Cirone's Charter One Mortgage Experience September 1997 - April 2007
Job Sr. Loan Officer at McLean Mortgage Corporation
Industry Banking
Experience
McLean Mortgage Corporation  October 2013 - Present
SunTrust Bank  April 2007 - October 2013
Charter One Mortgage   September 1997 - April 2007

Skills
Residential Mortgages, Lines Of Credit, VA loans, FHA financing, USDA

Education
Northern Illinois University   1984 — 1987
Bachelor of Arts (B.A.)

Iowa State University   1982 — 1984

Chris Baly Chris Baly Richmond, Virginia Area Details
Chris Baly's Charter One Mortgage Experience April 1998 - April 2005
Job Senior Vice President at Citizens Bank
Industry Financial Services
Experience
Royal Bank of Scotland - Citizens Bank  VP Secondary MarketingCitizens BankMay 2005 - January 2008
Charter One Mortgage   April 1998 - April 2005
Signet Bank  January 1989 - December 1997

Skills
Banking, Credit, Risk Management, Credit Analysis, Loan Origination, Mortgage Banking, Mortgage Lending, Loans, Residential Mortgages, Portfolio Management

Education
University of Richmond - Robins School of Business   1984 — 1988
B.S.B.A., Business Administration/Finance

Janeen Miller Janeen Miller Fort Wayne, Indiana Area Details
Janeen Miller's Charter One Mortgage Experience September 2006 - February 2007
Job LO Assistant NMLS# 1149624
Industry Financial Services
Experience
Ruoff Home Mortgage  March 2010 - Present
Ruoff Home Mortgage  February 2008 - March 2010
Countrywide Mortgage  February 2007 - September 2007
Charter One Mortgage   September 2006 - February 2007
Grabill Bank Mortgage Center   April 2006 - September 2006
Waterfield Financial Corporation  June 1997 - May 2006

Skills
First Time Home Buyers, Customer Service, VA, USDA, FHA, Credit, Conventional, Real Estate, Customer Relations, Research, Microsoft Office, Outlook, Data Entry, Problem Solving, Word, Retail, Documentation, Mortgage, Refinance, Residential, Administration, Purchase, Mortgage Lending, Residential Homes, Investment Properties, Residential Mortgages, Microsoft Word, Mortgage Banking, Underwriting, Credit Analysis, Sales, Banking, Insurance, VA Loans

Education
Indiana University—Purdue University Fort Wayne
B.S., Organizational Leadership & Supervision

Ann Hardage Ann Hardage Orange Park, Florida Details
Ann Hardage's Charter One Mortgage Experience January 1991 - January 1999
Job Level 4 Underwriter at Plaza Home Mortgage
Industry Banking
Experience
Plaza Home Mortgage  March 2013 - Present
JPMorgan Chase  October 2011 - Present
First Federal Bank of Florida/Wholesale Division   April 2009 - October 2011
2006-2007 Countywide Home Loans   January 2006 - November 2009
Countrywide Home Loans  February 2008 - January 2009
DHI Mortgage a DR Horton Company   January 1999 - January 2006
Charter One Mortgage   January 1991 - January 1999
Enterprise National Bank  January 1987 - January 1991
Shearson Lehman  January 1986 - January 1987
CityFed Mortgage   January 1983 - January 1986

Skills
FHA, Loans, Loan Origination, Residential Mortgages, Underwriting, Mortgage Lending, Training, USDA, Mortgage Banking, VA loans, Refinance, Mortgage Underwriting, VA Loans, Construction Loans

Education
Saint Leo University   1977 — 1979

The Bolles SchoolSt Leo College/FCCJ

Kelley Kochensparger Kelley Kochensparger Columbus, Ohio Area Details
Kelley Kochensparger's Charter One Mortgage Experience 2011 - 2012
Job Experienced Mortgage Loan Processor
Industry Banking
Experience
Residential Finance  2012 - 2013
Charter One Mortgage   2011 - 2012
JPMorgan Chase  2008 - 2011
First NLC/The Lending Center   2005 - 2007

Skills
Credit, Mortgage Lending, Loans, Underwriting, Refinance, Mortgage Banking, Analysis, Mortgage Underwriting, VA loans, Funding, FHA, Loan Origination, Residential Mortgages

Education
The Ohio State University - The Max M. Fisher College of Business   1999 — 2003
Bachelor of Business Administration (B.B.A.), Human Resources Management and Services, 3.15

Upper Arlington High School
Diploma with Honors, College Prep

Darlene Baylor-Bradby Darlene Baylor-Bradby Richmond, Virginia Details
Darlene Baylor-Bradby's Charter One Mortgage Experience September 2010 - July 2011
Job Entertainment Manager at Apex Entertainment Group
Industry Banking
Experience
Apex Entertainment Group   January 2003 - Present
Charter One Mortgage   September 2010 - July 2011
SunTrust Mortgage  February 2009 - August 2010
Circuit City  November 2003 - May 2005
Southern Finance Company   February 1997 - October 2003

Education
John Tyler Community College   2000 — 2007
Bachelor of Applied Science (BASc), Business Law

Latice Wall Latice Wall Richmond, Virginia Details
Latice Wall's Charter One Mortgage Experience April 2003 - September 2004
Job Customer Service Coordinator at Capital One
Industry Financial Services
Experience
Capital One  April 2012 - Present
Capital One  April 2012 - Present
Richmond Ambulance Authority/EMS   September 2004 - April 2012
Charter One Mortgage   April 2003 - September 2004
Richmond Ambulance Authority/EMS   January 2001 - January 2003
Charter One Mortgage   January 1998 - January 2001
Circuit City Corporate Office   January 1997 - January 1998
Ashland Convalescent Center   January 1992 - January 1997

Education
King William High School
Academic Diploma

University of Phoenix

Letisha White Letisha White Petersburg, Virginia Details
Letisha White's Charter One Mortgage Experience September 2001 - June 2003
Job Mortgage Underwriter at SunTrust Mortgage
Industry Financial Services
Experience
SunTrust Mortgage  September 2011 - Present
Bank of America  September 2004 - September 2011
Charter One Mortgage   September 2001 - June 2003

Skills
Analysis, Financial Risk, Mortgage Lending

Education
Northern Virginia Community College

Old Dominion University