Experience
AlliedBarton Security Services  January 2014 - Present
Waste Management, Inc.   May 2010 - January 2014
Chase Home Finance   October 2006 - May 2010
HSBC  2004 - 2007
Wells Fargo Home Mortgage  December 2005 - October 2006

Skills
Mortgage Lending, Real Estate, Loans, Sales Management, Sales, Cold Calling, New Business Development, Negotiation, Salesforce.com, Direct Sales, Contract Negotiation, Account Management, Credit, Refinance, Business Development, sustainabilty, Waste Management, Solution Selling, Commercial Real Estate, Management, Customer Retention

Education
CSU Chico   1997 — 2002
BA, Business/Marketing

CSU Chico   1997 — 2001
Bachelor of Business Administration (BBA), MARKETING/SALES

Experience
Renovate America  February 2015 - Present
UEI College  January 2011 - December 2011
CSA Ltd.  October 2009 - October 2010
Ashford University  June 2008 - October 2009
Unitrin Direct  December 2006 - May 2008
College Loan Corporation  January 2005 - October 2006
Chase Home Finance   September 2003 - January 2005

Skills
Microsoft Office, Customer Service, Excel, Enrollment, Leadership, Recruiting, Enrollment Management, Training, Microsoft Excel, Human Resources, Staff Development, Public Speaking, Higher Education, Organizational..., Time Management, Student Financial Aid, Sales, Policy, Leadership Development, Adult Education, Admissions, Interviews, Student Recruiting, Negotiation, Military, Software Documentation, Security, Project Planning, Call Centers

Education
Kaplan University   2012 — 2013
Diploma, Nursing Assistant/Aide and Patient Care Assistant/Aide, 3.85 of 4.0

Ashford University   2007 — 2009
Bachelor of Arts (B.A.), Psychology

Tustin School of Mortgage Banking   2003 — 2005
Certifercate, Mortagage Banking

Experience
Alliance Data  October 2013 - Present
Nationwide Insurance  July 2011 - October 2013
Nationwide Insurance  August 2010 - July 2011
Nationwide Insurance  July 2009 - August 2010
Huntington National Bank  April 2008 - July 2009
Chase Home Finance   June 2007 - April 2008
Huntington National Bank  September 2006 - June 2007

Skills
Financial Modeling, Database Design, Advanced MS Excel, Advanced MS Access, Presenting Financials, Essbase, Expense Budgeting, Budgets, Forecasting, Risk Management, Sales, Microsoft Excel, Business Analysis, Finance, Financial Analysis, Leadership, Process Improvement, Analysis, Team Building

Education
Sonoma State University   2004 — 2006
Master of Business Administration (MBA), Business Administration and Management, General

Bluffton University   2000 — 2004
Bachelor of Arts (B.A.), Business Administration and Management, General

Experience
Millennium Management  November 2014 - Present
JPMorganChase  January 2004 - October 2012
Chase Home Finance   May 2001 - December 2003
CTNY   1999 - 2000

Skills
Multithreading, Trading Systems

Education
City University of New York-Baruch College   1995 — 1999
Bachelor of Science (BS), Computer Science & Animation

City University of New York-Hunter College

Experience
Wells Fargo  March 2014 - Present
Private Mortage Advisors   August 2004 - March 2014
Wells Fargo Home Mortgage  December 2003 - August 2004
Chase Home Finance   October 2001 - December 2003

Skills
Loans, Real Estate, Mortgage Lending, Investments, Credit, First Time Home Buyers, VA loans, FHA, Mortgage Banking, Real Estate Economics, Refinance, Start-ups, Real Estate Financing, Loan Origination, Investment Properties

Education
Duke University - The Fuqua School of Business   1993 — 1995
MBA, Finance & Marketing

Cal Poly San Luis Obispo   1986 — 1989
BS, Accounting

Experience
Salt River Project  September 2014 - Present
Salt River Project  November 2013 - September 2014
Salt River Project  October 2012 - November 2013
Salt River Project  August 2012 - October 2012
Salt River Project  September 2011 - August 2012
Picnic Specialties Inc.   October 1996 - July 2012
Salt River Project  August 2008 - June 2011
Salt River Project  November 2007 - August 2008
Chase Home Finance   July 2006 - May 2007
Citi  March 2006 - July 2006

Skills
Process Improvement, Project Management, Microsoft Excel, Microsoft Office, Software Documentation, Management, Microsoft Word, Customer Service, PowerPoint, Quality Control, Outlook, MS Project, Business Analysis, Analysis, Engineering, Sales, Data Analysis, Business Process..., Training, AutoCAD, Troubleshooting, Program Management, Process Scheduler, Strategic Planning, Time Management, Team Leadership, Leadership, Negotiation, Change Management, Vendor Management, Construction, Purchasing, Testing, Business Development, Contract Negotiation, Business Planning, Manufacturing, SharePoint, Databases

Education
Western International University   2013 — 2015
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

Western International University   2013 — 2015
Bachelor of Business Administration (BBA), Business Administration and Management, General

Arizona State University   2003 — 2005
Mechanical Engineering

Chandler Gilbert Community College   2001 — 2004
Engineering

Mesa Community College   2002 — 2003
Engineering

Experience
JPMorgan Chase & Co. via Experis Financial   March 2015 - Present
The Jacksonville Bank  February 2014 - December 2014
JPMorgan Chase  November 2013 - February 2014
EverBank  November 2011 - September 2013
EverBank  September 2010 - November 2011
EverBank  December 2008 - September 2010
Chase Home Finance   June 2005 - July 2008
HSBC, Washington Mutual, and World Savings   2000 - 2005

Skills
Leadership, Coaching, Training, Mortgage Lending, Customer Service, Loans, Credit, Employee Training, Loan Origination, Process Improvement, Sales, Performance Improvement, Risk Management, Interviews, Sales Management, Direct Sales, Call Centers, Training & Development, Sales Analytics, Mentoring, Research, Compliance, Business Development, Business Analysis, Mortgage Banking, Banking, Management, Residential Mortgages, FHA, Refinance, Credit Analysis

Education
Keiser University - Graduate Doctoral Studies - Ft.Lauderdale, FL   2014 — 2018
Doctor of Philosophy (Ph.D.), Doctorate in Business Administration, "A" student

Barry University   2012 — 2013
MAA, Masters in Administration

Flagler College   2010 — 2012
Bachelor's of Science, Public Administration

Vincennes University   2008 — 2010
AS, General Studies

Experience
South Pacific Financial Corp  April 2014 - August 2014
Mountain West Financial  March 2012 - March 2014
Providential Bancorp  November 2011 - March 2012
Chase Home Finance   September 2006 - January 2010
Shea Mortgage  September 2000 - July 2006
United Pacific Mortgage  August 1995 - September 2000

Skills
FHA, Loans, Reverse Mortgages, Loan Origination, Mortgage Lending, Real Estate, Credit, Sales, First Time Home Buyers, REO, Refinance

Education
Mt. San Antonio College   1989 — 1990
AA & AS Degree, Respiratory Therapy

Antelope Valley College   1975 — 1978

Mt. San Antonio College   1975 — 1978
AA/AS, Respiratory Therapy

Experience
Guaranteed Rate  January 2015 - Present
Joseph Cowart School of Real Estate   July 2014 - Present
On Q Financial, Inc.   October 2011 - January 2015
Bank of America  February 2011 - October 2011
Chase Home Finance   September 2002 - January 2011

Skills
FHA, Mortgage Lending, VA, Conventional, Purchase, First Time Home Buyers, Refinance, Loan Origination, Referrals, Mortgage, Investors, Home, Loans, REO, Mortgage Industry, Residential, Conforming, Mortgage Banking, Credit, Underwriting, Residential Mortgages, Reverse Mortgages, Real Estate, Foreclosures, New Home Sales, Single Family Homes, VA loans, USDA, Banking, Real Estate Financing, Short Sales, Investment Properties, FHA financing, Rates, Construction Loans, Certified Mortgage..., Government Loans, Financial Structuring, Mortgage Underwriting, Non-Conforming, Commercial Lending, Mortgage Marketing, Commercial Mortgages, Mortgage Servicing, HUD, Real Estate Economics, Real Estate Transactions, Finance, Investments, HomePath

Education
Brigham Young University
Bachelor, Spanish, Finance

Experience
CGF Industries, Inc   July 2008 - Present
Models and Images   July 2005 - July 2008
Chase Home Finance   June 2003 - July 2005

Education
Fort Hays State University   2008 — 2010
Justice Studies and Political Science

Butler Community College   2003 — 2005
Business Administration, Business Administration

Experience
College Cost Navigator   June 2014 - Present
Summit Home Loans   November 2008 - Present
Summit Financial Group  October 2008 - Present
Montgomery Community Church  2005 - January 2009
Chase Home Finance   February 2007 - April 2008
Countrywide Full Spectrum Lending  2007 - 2008
Countrywide  May 2006 - February 2007
Countrywide Home Loans  2004 - 2005
Bass Pro Shops  September 2000 - August 2004
Sea and Ski Marine   February 2000 - September 2000

Skills
Leadership, Selling, Retail, Mortgage Lending, Real Estate, Finance, Financial Services, Loans, Customer Service, Management, Customer Satisfaction, Refinance, Strategic Financial..., Strategic Planning, Sales, Insurance

Education
Baldwin-Wallace College   1985 — 1989
Bachelor's degree, Mass Communication/Media Studies

Experience
Morgan Stanley  May 2010 - Present
Barclays Capital  September 2008 - April 2010
Lehman Brothers  November 2004 - September 2008
Chase Home Finance   February 2000 - November 2004
JPMorgan Chase  October 1994 - February 2000

Skills
Portfolio Management, Securitization, Risk Management, Loans, Derivatives, Mortgage Lending, ABS, Residential Mortgages

Education
Rensselaer Polytechnic Institute
Doctor of Philosophy (Ph.D.), Finance and Business Management

China University of Mining & Technology, Beijing
Master of Science (MS), Econometrics and Quantitative Economics

Experience
Chapman University  September 2010 - March 2014
BP  October 2009 - June 2010
Wachovia Bank  July 2007 - March 2008
World Savings  August 2006 - July 2007
Chase Home Finance   April 2004 - August 2006

Skills
Event Planning, Administration, Budgeting, Microsoft Office, Customer Service, System Administration, Management, Budgets, Fundraising, Nonprofits, Leadership, Event Management, Research, Training, Public Speaking, Time Management, Community Outreach, Social Networking, Social Media, Staff Development, Editing, Volunteer Management, Higher Education, Organizational...

Education
Chapman University   2011 — 2015
Master of Arts (M.A.), Leadership Development

California State University-Fullerton   1996 — 2003
BA, Communications with an emphasis in Radio TV and Film, American Studies

Ruben S. Ayala High School
Diploma

Experience
Chase Paymentech  September 1999 - Present
JPMorgan Chase  1999 - 2015
JPMorgan Chase  1999 - 2015
JPMorgan Chase  1999 - 2015
Quick Solutions  December 1998 - September 1999
Chase Home Finance   February 1996 - December 1998
Strategic Alliance   February 1996 - June 1996
Pentair Water  December 1985 - February 1996

Skills
SDLC, Software Development, IT Strategy, Business Analysis, Requirements Gathering, Vendor Management, Software Project..., Banking, Requirements Analysis, IT Management, PMO, Visio, Project Management, Enterprise Architecture, Agile Methodologies, Applications...

Education
DeVry University   2000 — 2005
Information Technology

Ashland University   1991 — 1995
Bachelor of Science, Business Administration

North Central State College   1983 — 1985
Computer Science

Shelby HS

Experience
Temple Etz Chaim  January 2012 - Present
State of Ohio  September 2010 - August 2011
Chase Home Finance   2010 - 2010
The Ohio State University  2008 - 2009
Mentors Inc  2004 - 2006

Skills
Political Science, Public Speaking, Fundraising, Nonprofits, Teaching, Community Outreach, Policy Analysis, Program Management, Editing, Government, Grant Writing, Research, Volunteer Management

Education
The Ohio State University   2006 — 2009
MA, Political Science

Colorado College   2000 — 2004
BA, Political Science

American University   2002 — 2002

Experience
RPM Mortgage, Inc.   May 2014 - August 2015
Waterstone Mortgage Corporation  November 2013 - May 2014
Peoples Mortgage Company  June 2009 - November 2013
Chase Home Finance   1999 - 2009

Skills
Spanish translation, Finance, Banking, Leadership, Public Speaking, Loans, CRM, Mortgage Banking, Residential Mortgages, Mortgage Lending, FHA, Refinance, Investment Properties, First Time Home Buyers, Credit, Loan Origination, Real Estate, Real Estate Financing, Referrals, Sales Management, USDA, VA loans, Investors, Sales, Real Estate Economics, Management, FHA financing, Selling, Government Loans, Reverse Mortgages, Spanish, Investments, Certified Mortgage..., Credit Analysis, Business Development, Home Equity Lines of..., Residential Homes, Interest Rates, Relationship Management, Single Family Homes, VA Loans, Construction Loans, FHA Financing, Foreclosures, REO, Short Sales, Sellers, Awesomeness, Condos, Relocation

Education
Deer Valley High School   1986 — 1990
H.S. Diploma, General

Arizona State University
BS, Psychology, Spanish

Experience
Brad Greenleaf Mortgage Solutions   February 2013 - Present
Alterra Home Loans  May 2012 - February 2013
Academy Mortgage Corporation  March 2010 - May 2012
Wells Fargo Home Mortgage  March 2009 - March 2010
National City Bank  February 2008 - March 2009
Chase Home Finance   January 1993 - February 2008

Skills
FHA, Mortgage Lending, FHA financing, First Time Home Buyers, Loans, Condos, Finance, HomePath, Mortgage Banking, Refinance, Loan Origination, Customer Service, VA loans, Residential Mortgages, Strategic Financial..., USDA, Reverse Mortgages, Credit, Real Estate Transactions, REO, Relocation, FHA Financing, VA Loans

Education
California State University-Bakersfield   1990 — 1992
MBA, Business

University of Florida   1980 — 1984
BS, Business

Experience
CNN Mortgage  October 2014 - Present
JPMorgan Chase  September 2012 - October 2014
Chase Home Finance   March 2005 - September 2012
Bank of America  2002 - 2005

Skills
Mortgage Banking, Loan Origination, FHA, Mortgage Lending, Credit, Residential Mortgages, Refinance, VA loans, FHA financing, Credit Analysis, Training, First Time Home Buyers, Government Loans, Home Equity Loans, Construction Loans, Investment Properties, Non-Conforming, Financial Analysis, Debt Consolidation, Real Estate Financing, Consumer Lending, Loans, Finance, Real Estate, FHA Financing, VA Loans, Customer Service

Education
Abilene Christian University
Bachelor's Degree, Speech Communication and Rhetoric

Experience
Chase Home Finance   May 2007 - Present
Wells Fargo Home Loans  2000 - 2007
Countrywide Home Loans now Bank of America  1994 - 2000

Skills
Software Documentation, Mortgage Banking, Loan Origination, Customer Service, Self..., HUD, Data Entry, Title Insurance, Notary Public, VA loans, Mortgage Servicing, Loss Mitigation, Loan Servicing, Consumer Lending, Mortgage Underwriting, Closings, Home Equity Loans, VA Loans

Education
Graduated from St. Anthony High School and also 2 years of College at Macomb Community College
Liberal Arts and Sciences/Liberal Studies

Virginia Farrell Beauty School-St Clair Shores
License in Cosmetology, Covers Hair Styling, Coloring, Cutting, Reflexology, Nail Technology

Experience
Applied Statistics & Management Inc.   September 2014 - Present
ARS National Services  January 2013 - September 2014
ARS National Services  March 2009 - December 2012
ARS National Services  June 2008 - March 2009
Premium Creative Labels, Inc   March 2008 - June 2008
Chase Home Finance   January 2005 - April 2007
Chase Home Finance   November 2002 - December 2004
AT&T  May 2001 - September 2002

Skills
Access, Visio, Accounts Receivable, Management, Process Improvement, Business Intelligence, Accounts Payable, Customer Service, Microsoft Excel, Program Management, Accounting, Microsoft Office, Business Analysis, Forecasting, SQL, Metrics, Executive Reporting, Leadership, Excel, SQL Server 2000-2008, Bilingual, Project Planning, Project Implementation, Project Coordination, Customer Retention, Business Planning, Data Mining, Strategic Planning, Databases, Linux, Office Management, Dispute Resolution, Customer Relations, Business Management, Business Relationship..., Business Requirements, Client Liaison, Customer Analysis, Key Performance..., Report Design, Dashboard, Process Automation, Problem Solving, Professional Mentoring, Report Development, Process Management, Data Preparation, Data Cleaning, HRIS

Education
University of California, San Diego   2012 — 2014
Cetificate, Data Mining

University of Phoenix   2001 — 2004
MBA, Global Business Administration

Stevens Institute of Technology   2001 — 2002
Master’s Certificate, Project Management

California State University-Bakersfield   1998 — 2000
BA, Communications

Porterville College   1996 — 1998
AA, Mathematics & Science

Experience
Freelance Designer  January 2013 - Present
FashionBrandFaina   January 2005 - Present
Chase Home Finance   May 2001 - Present

Skills
Art, Adobe Creative Suite, Brand Development, Illustrator, Photoshop, Art Direction, Graphic Design, Logo, Posters, Brochures, Digital Art, Branding, Outstanding eye for..., Fashion, Fashion Jewelry, Earrings, Jewelry, Beading, Microsoft Excel, Jewelry Design, Fashion Design, Bracelets, Necklaces, Handmade Jewelry, Trend Analysis, Sewing, proficient in finishing..., an expert in creating a..., Styling, Metalsmithing, Outstanding sense of..., Fashion Shows

Education
SMU   2013 — 2014
Graphic Design Certificate, Graphic Design, 4.0

Dallas County Community College   2010 — 2013
Art Metal, Illustrator, 4.0

Samara State Academy of Social Sciences and Humanities ( former Samara State Pedagogical University)
B.A., Music Education, 3.75

Experience
Weichert Relocation Resources  May 2010 - Present
Chase Home Finance   2004 - 2005
Wachovia, A Wells Fargo Company  1994 - 2000

Education
American University   1983 — 1987
BA, International Relations

Experience
FDIC  January 2010 - November 2011
Chase Home Finance   January 2009 - December 2009
MAV Productions2008   January 2008 - December 2008
EverBank  2008 - 2008
PHH Mortgage  January 2003 - October 2007
CNB National Bank   2000 - 2003
Jefferson Wells  1998 - 2000
Atlantic States Bank   June 1997 - September 1998
First Security Bankshares, Inc   January 1995 - January 1997
Merrill Lynch  1997 - 1997

Skills
Account Reconciliation, Analytical Writing, Auditing, Banking Operations, Certified Regulatory..., Change Management, children's hospital, Compliance Audits, Controller, CRCM, department restructuring, Diplomacy, Direct Sales, Editing, Executive Management, Federal Bank Examiner, Federal Government, Federal Regulations, Employee Relations, Federal Report of..., Financial Analysis, Financial Planning, Financial Regulation, Financial Reporting, Financial Sales, Forecasting, Government Liaison, Hospice, Management Consulting, Master Scheduling, Mortgage Banking, Mortgage Lending, Mortgage Underwriting, Office Management, Problem Solving, Policy & Procedure..., Project Coordination, Real Estate, Recruiting Manager, Regulatory Analysis, Regulatory Reporting, Regulatory Requirements, Report Writing, Risk Management, Strategic Planning, Team Building, Training & Development, Working With Children

Education
Bellevue University   2003 — 2005
MBA, International Business

Florida Atlantic University   1988 — 1989
Started MBA, Business

Florida International University   1985 — 1988
B.A., Finance

Coral Gables High School   1979 — 1982
High School Diploma, General

Florida State University

Experience
Bank of America  April 2010 - Present
Chase Home Finance   August 1989 - March 2009
ITT Mortgage   1985 - 1988
Imperial Savings  1983 - 1986

Skills
Mortgage Banking, Sales, Banking, Consumer Lending, Credit, Loan Origination, Loans, Management

Education
California State University-Northridge   1975 — 1978
Bachelor of Arts (B.A.), Sociology/Criminology

Experience
Merchant Services Consultant, Energy & Telecomm Broker   2012 - Present
Gold's Gym  January 2009 - Present
MB Solutions   February 2009 - January 2011
Chase Home Finance   January 2007 - December 2008
Ameriquest Mortgage  January 2003 - February 2005

Skills
Creating Wealth, New Business Development, Team Building, Business Strategy, Creating Residual Income, Personal Growth, Personal Training, Health, Fitness Instruction, Loans, Personal Development, Fitness, Investment Properties, Mortgage Lending

Education
American River College
Business, Marketing

How to become Wealthy

Experience
Lorona Mead, PLC   April 2014 - Present
Lorona Mead, PLC   May 2012 - April 2014
Phoenix School of Law  August 2010 - May 2013
Arizona Attorney General's Office  January 2012 - April 2012
Britt & Sparks Law Firm   April 2010 - August 2010
Principal Financial Group  January 2008 - December 2009
Chase Home Finance   January 2003 - January 2008

Skills
Westlaw, Legal Writing, Legal Research, Mediation, Insurance, Public Speaking, PowerPoint, Customer Service, Microsoft Office, Trials, Legal Issues, Hearings, Research, Courts, Lexis, Litigation, Civil Litigation

Education
Adams State University   1999 — 2002
Business, Marketing & Management

alhambra   1992 — 1996

Phoenix School of Law

Experience
Cambridge Investment Research  2011 - Present
Financial Industry Regulatory Authority  2014 - 2014
The Edcomm Group Banker's Academy  2011 - 2012
Wells Fargo Bank  2010 - 2011
E*TRADE Financial  2008 - 2010
Chase Home Finance   2005 - 2007

Skills
Series 7, Securities, Financial Services, Series 63, Banking, Equities, Finance, FINRA, Series 24, Trading, Analysis, Options, Credit, Mutual Funds, Customer Service, Financial Advisory, Uniform Combined State..., AML, Data Analysis, Corporate Actions, Compliance, Research, CIP, Equity Compensation, Series 53, Series 52

Education
American InterContinental University   2004 — 2005
MBA, Finance & Accounting

Grambling State University   1994 — 1999
BS, Business Management

Hempstead High School   1988 — 1991
Diploma, N/A

Experience
Capital One Home Loans  January 2015 - June 2015
Capital One  September 2012 - December 2014
Capital One  August 2010 - August 2012
GMAC ResCap Ally Bank Ocwen Financial   April 2007 - July 2010
Chase Home Finance   September 2006 - May 2007
Citi Financial Mortgage  May 2005 - August 2006
Citigroup  September 2001 - December 2004

Skills
Lean Management, Six Sigma, Agile Project Management, Loss Mitigation, Cross Functional..., Mortgage Banking, Mortgage Lending, Loan Servicing, Leadership, Default, Lean Thinking, Call Centers, Credit, Management, Banking, Portfolio Management, Training, Team Building, Mortgage Servicing, Finance, Risk Management, Project Management, Foreclosures, Cross-functional Team..., Strategic Planning, Process Improvement, FHA, Program Management, Budgets, Asset Management, Bankruptcy, Change Management, Business Process..., Short Sales, REO, Asset Managment, Business Process..., Process Management, Kindness, Relationship Management, Long Term Relationship..., LPS Desktop, Influence Others, Scrum, Visual Management..., Auto Finance, Job Coaching, Employee Wellness, Associate Development, Customer Relations

Education
Brigham Young University

Experience
United States Bankruptcy Court  June 2009 - Present
Office of The Chapter 13 Trustee  October 2007 - June 2009
Goodwin & Bryan LLP   April 2007 - August 2007
Chase Home Finance   April 2003 - September 2006
Chase Home Finance   March 2000 - March 2003
Chase Home Finance   February 1998 - February 2000
National Auto Credit  November 1996 - January 1998
IKON Document Services  May 1996 - November 1996
Sir Speedy  October 1993 - May 1996

Skills
Bankruptcy, Litigation, Legal Research, Customer Service, Negotiation, Mortgage Lending, Insurance, Lotus Notes, Process Improvement, Banking, Microsoft Excel, Microsoft Office, Credit, Microsoft Word, JavaSE, Analysis, Sales, Strategic Planning

Education
Bowling Green State University   1988 — 1993
BA, English, Technical Writing

Experience
OhioHealth  May 2014 - Present
Gannett  June 2013 - April 2014
Highlights for Children  June 2011 - June 2013
Chase Home Finance   December 2009 - June 2011
JPMorgan Chase  February 2008 - November 2009
Quest Software  October 2007 - February 2008
JPMorgan Private Client Services  October 2006 - September 2007
CheckFree (Fiserv)   November 2005 - October 2006
Chase Investment Services Corp.  April 2001 - November 2005
JPMorgan Chase  June 1999 - April 2001

Skills
Social Media, Communications Strategy, Internal Marketing, Social Media Marketing, Marketing Communications, Email Marketing, Online Marketing, Advertising, SEO, Marketing, Digital Marketing, E-commerce, Management, Content Management, Online Advertising, Project Management, Multi-channel Marketing, Strategic Communications, Marketing Management, Product Marketing, Strategy, SEM, Cross-functional Team..., Internal Communications, Leadership, Direct Mail, Strategic Planning, Direct Marketing, Integrated Marketing, Marketing Strategy, Vendor Management, Lead Generation

Education
Bowling Green State University   1992 — 1996
BA Arts & Sciences, Communications, Journalism

Experience
AIG  February 2014 - Present
Carlisle & Gallagher Consulting Group  October 2013 - February 2014
Carlisle & Gallagher Consulting Group  July 2013 - September 2013
Carlisle & Gallagher Consulting Group  March 2013 - July 2013
Randstad  April 2012 - February 2013
Chase Home Finance   October 2008 - April 2012
Chase Home Finance   October 2008 - January 2011
Tarrant County  2007 - 2008
Securus Technologies  2006 - 2007
FedEx Office  October 2004 - November 2005

Skills
Project Management, Business Strategy, Change Management, Product Development, Forecasting, Management, Outsourcing, Strategic Planning, Risk Management, Contract Negotiation, Business Process..., Operations Management, Health Coaching, Food Allergies, Leading Change, Behavioural Change, Implementation, Legal, Technology, Writing, Agile Leadership, Integrated Project..., Scrum, Project Coaching, Technical Writers, Editing, Research Consulting, Due Diligence, RoboHelp, SharePoint, RUP Methodologies, ITSMF, ITIL Process, ITIL Implementation, ITIL Service Strategy, DAIC, ETL Development Teams, IT Infrastructure..., Deployment Strategies, Construction Management, Quality Assurance, Process Improvement, Program Management, SDLC, Business Analysis, Integration

Education
Arizona State University   2015 — 2017
Bachelor of Fine Arts (BFA), Arts, Entertainment, and Media Management

AIG   2015 — 2015
COBIT, Risk Management

Global Knowlege   2015 — 2015
Certification, ITIL 2011 Foundation, Passed

Institute for Integrative Nutrition (IIN)   2013 — 2014
Certified Health Coach, Foods, Nutrition, and Wellness Studies, General, Graduate

Bank of America   2012 — 2012
ITIL v3 / ITSM, Change Management

Chase   2010 — 2011
Pega

Valtech   2006 — 2006
Certified Agile Coach & Scrum Master, Information Technology Project Management

DMS   2002 — 2003
Certified Mediator, Legal Professions and Studies

Valtech   2001 — 2002
Certified, Certified OOA&D Project Management

Countrywide   2001 — 2001
COBIT, Risk Management

Experience
Nationwide Credit Clearing Inc   November 2013 - Present
Special Recreation Association of Central Lake County  January 2013 - November 2013
The Rubens Family of Evanston   September 2007 - January 2013
Linder Legal Staffing Inc.  July 2007 - September 2007
Law Offices of Brian Glass   January 2007 - May 2007
Heil and Heil Insurance Agency   July 2005 - December 2006
Kurtock Insurance Agency   April 2004 - June 2005
Chase Home Finance   August 2003 - April 2004
Countrywide Home Loans  2002 - 2003

Skills
Litigation, Legal Research, Microsoft Office, Microsoft Excel, Microsoft Word, Sales, Networking, Social Networking Sites, Cooking, Event Planning, Logistics Management, Inventory Management, Time Management, Customer Service, Finance, Insurance, Leadership, Marketing, CRM, Management

Education
DePaul University   2006 — 2007
Certificate, Paralegal

North Park University   2002 — 2003
Certificate, Marketing

Albion College   1993 — 1997
Bachelor of Arts (B.A.), Economics and Management

Albion College   1993 — 1997
Bachelor of Arts (BA), Speech Communication and Theater

Experience
Primary Residential Mortgage, Inc. - Indianapolis Branch   June 2015 - Present
American Financial Network, Inc.   December 2014 - April 2015
Movement Mortgage, LLC  January 2014 - December 2014
Carrington Mortgage Services  February 2013 - November 2013
Chase Home Finance   May 2011 - February 2013
Solutions Lending, LLC   August 2007 - May 2011
Chase Manhattan Mortgage  December 1997 - August 2007
Preferred Equity Mortgage   January 1997 - December 1997
Mortgage Money Masters   January 1995 - January 1996

Skills
Mortgage Banking, Sales, Mortgage Lending, Banking, Business Planning, Credit, Credit Analysis, FHA, FHA financing, Investments, Leadership, Loan Origination, Loans, Management, Real Estate, Refinance, Residential Mortgages, Sales Management, Strategic Planning, Training, USDA, VA loans, Loss Mitigation, Reverse Mortgages, Mortgage Underwriting, Sales Operations, Construction Loans, Home Equity Loans, Consumer Lending, FHA Financing, VA Loans

Education
Ball State University   1993 — 1995
Business Management Courses

Greenwood High School
High School Diploma

Experience
Not Currently Working  July 2015 - Present
Greenway Mortgage Funding Corp  October 2014 - 2015
Guaranteed Rate  September 2013 - April 2014
Prospect Mortgage  November 2012 - September 2013
Gateway Funding  June 2012 - December 2012
Bank of America  August 2009 - October 2011
Chase Home Finance   July 2006 - November 2008
Countrywide Home Loans  March 1997 - December 2005

Skills
Mortgage Lending, Loans, Credit, Banking, Mortgage Banking, Loan Origination, Refinance, Credit Analysis, FHA, Consumer Lending, Outlook, Residential Mortgages, Retail Banking, Microsoft Excel, Customer Service

Education
Brookdale Community College   1989 — 1991
Associate of Applied Science, Paralegal

Red Bank Regional
High School Diploma, Business

Experience
CapitalOne  December 2014 - Present
Carlisle & Gallagher Consulting Group  October 2014 - December 2014
Navigant  June 2014 - August 2014
Bank Of America  July 2012 - June 2014
Bank of America  December 2011 - July 2012
FannieMae  October 2010 - April 2011
Chase Home Finance   December 2009 - March 2010
Med Travelers  March 2008 - June 2009
Countrywide Home Loans  March 2005 - March 2008
Sprint  November 2001 - March 2005

Skills
Management, Mortgage Lending, Leadership, Sales, Training, Loans, Account Management, Team Building, Business Analysis, Call Centers, Banking, Sales Management, Project Management, Quality Assurance, Business Development, Data Analysis, Project Analysis, Microsoft Excel, Customer Satisfaction, Cellular Communications, Account Executives, Credit Risk, Customer Service, Healthcare, Underwriting, Risk Management, Relationship Management, Financial Audits, Military Experience, Military Recruiting, Client Liason, Marketing, Human Resources, Mortgage Banking, Process Improvement, Healthcare Staffing, Mortgage Remediation, Customer Liason, SQL Server Management..., Pivot Tables, V Lookups, Analysis

Education
Philander Smith College   1996 — 1997
Business

Arkansas State University   1984 — 1989
Business

Experience
Food for the Hungry  September 2008 - Present
Chase Home Finance   December 2004 - September 2008

Skills
Non-profits, Fundraising, Public Speaking, Community Development, Community Outreach, Strategic Planning, Leadership, Volunteer Management, Social Media, Leadership Development, Event Planning, Team Building

Education
Conservatory of Recording Arts and Sciences   2004 — 2005
Certificate of Recording Arts, Recording Arts

Grand Canyon University   1993 — 1999
BA, English Composition

Grand Canyon University   1993 — 1999
BM, Vocal Performance

Arizona State University   1990 — 1993
Transferred, Journalism

Experience
Waterstone Mortgage Corporation  November 2013 - Present
Peoples Mortgage Company  March 2011 - October 2013
MetLife Home Loans  October 2009 - February 2011
Chase Home Finance   February 1984 - August 2009

Skills
Refinance, Loan Origination, Mortgage Banking, Mortgage Lending, Loans, Residential Mortgages, Banking, Credit, Credit Analysis, Portfolio Management, Underwriting, Sales, Investment Properties, Investments, Real Estate Financing

Education
Arizona State University
Finance, Finance & Real Estate

Experience
Chemical Bank  November 2007 - Present
Michigan CRA Association   2013 - 2015
Michigan CRA Association   2013 - 2015
Michigan CRA Association   2013 - 2015
West Michigan CRA Association   2013 - 2015
Michigan CRA Association   2013 - 2015
West Michigan CRA Association   2013 - 2015
Veritas Financial Ministies   2012 - 2013
Westown Jubilee Housing   2009 - 2012
Chase Home Finance   September 1985 - May 2005

Skills
FHA, Mortgage Lending, Mortgage, Loans, First Time Home Buyers, Credit, Refinance, Banking, Conforming, Loan Origination, Mortgage Industry, Mortgage Banking, Consumer Lending, Residential Mortgages, FHA financing, Government Loans, Real Estate Finance, Home Equity, Financial Services, Mortgage Underwriting, Credit Analysis, Branch Management, Lines Of Credit, Commercial Mortgages, Commercial Lending, Real Estate Economics, HUD, Retail Banking, Commercial Banking, Finance

Education
Aquinas College   1981 — 1985
BSBA, Science, Business Administration

Experience
NBCUniversal, Inc.   June 2015 - Present
SAI Global  February 2010 - June 2015
Professional Service Group  January 2009 - February 2010
LRN Corporation, The Leader in Ethics & Compliance Solutions   2007 - 2009
LRN Corporation  2006 - 2007
LRN Corporation  2005 - 2006
Chase Home Finance   1996 - 2004
Chase Manhattan Bank  1989 - 1996

Skills
Policy, Market Research, Personnel Management, Cultural Diversity, Program Management, Culture Change, Business Ethics, Compliance, Employee Relations, Employee Training, Employee Management, Change Management, Operations Management, Coaching, Onboarding, Team Building, Project Management, Training, Project Planning, Management Consulting, Business Development, Performance Management, E-Learning, Strategy, Governance, Strategic Planning, Enterprise Software, Management, Marketing, Vendor Management, Learning Management...

Education
The Wood School   1988 — 1989
AA

Baruch College, City University of New York (CUNY)

University of Phoenix

Experience
Invesco  June 2009 - Present
Allegiant Asset Management  March 2005 - June 2009
National City Bank  December 2003 - March 2005
Chase Home Finance   January 2002 - December 2003

Skills
Financial Analysis, Mutual Funds, Investments, Fixed Income, Portfolio Management, Financial Modeling, Asset Managment, Bloomberg, Asset Management, Asset Allocation, Securities, Finance, Investment Strategies, Trading, Credit, Investment Management, Credit Analysis

Education
The University of New Mexico - Robert O. Anderson School of Management   1997 — 2001
Master of Business Administration (M.B.A.)

Baldwin-Wallace College   1990 — 1994
Bachelor of Arts (B.A.), Accounting

Experience
Senior Citizens United Community Services   October 2012 - Present
Sparkplug Jewelz   December 2010 - Present
Franklin American Mortgage Company  March 2007 - January 2010
Chase Home Finance   February 2000 - October 2004

Skills
Mortgage Lending, Mortgage Banking, Software Documentation, Loans, FHA, Training, Refinance, Residential Mortgages, Loan Origination, Customer Service, Real Estate, Finance, Sales

Education
Bloomsburg University of Pennsylvania   1996 — 1998
Communications

Camden County College   1994 — 1996
Associates Degree, Philosophy

Haddon Heights
Graduate

Experience
Chase Home Finance   January 2004 - Present
Chase Home Finance   January 2004 - September 2006
Bank One  1996 - 2000
Irwin Mortgage  1992 - 1996

Skills
Loans, Mortgage Banking, Home Equity Lines of..., Credit, Banking, Mortgage Lending, Business Analysis, Secondary Market

Education
Butler University   1995 — 1997
MBA, Finance

Ohio University   1986 — 1990
BBA, Marketing

Experience
The Chase Manhattan Bank  1983 - 2008
Chase Home Finance   1983 - 2008
JP Morgan Chase Bank  1983 - 2008
JPMorgan Chase  1983 - 2007
JP Morgan Chase  1983 - 2007
Chase Manhattan Corporation  1983 - 2007
J.P. Morgan Chase   1983 - 2007
Chase Home Lending  1983 - 2007

Education
Appalachian State University

Experience
UCSD  February 2008 - Present
Vertice, a division of Wachovia Securities  February 2006 - November 2007
Vertice, a division of Wachovia Securities  June 2005 - February 2006
Chase Home Finance   2001 - 2005

Skills
Sales, Customer Service, Leadership, Business Process..., Mortgage Lending, Marketing

Education
Bridgewater College   1977 — 1979

Experience
JPMorgan Chase  June 2001 - Present
JPMorgan Chase  2000 - Present
Chase Home Finance   2000 - Present
JP Morgan Chase  2000 - Present
Merrill Lynch  1985 - 2000
Merrill Lynch Credit Corporation  1985 - 2000

Skills
Business Analysis, Financial Risk, Mortgage Lending, Financial Services, Loans, Credit, Mortgage Banking, Loan Origination, Banking, Underwriting, Team Building, Risk Management, Portfolio Management, Residential Mortgages, Relationship Management, Process Improvement, Credit Analysis

Education
Adelphi University

Experience
St. Jerome Catholic Churcb   November 2014 - Present
Domtar  August 2014 - September 2014
Pomeroy  June 2014 - June 2014
Providence Healthcare Network  January 2014 - February 2014
Support Services Group  August 2012 - January 2014
Kaiser Hospital  February 2010 - July 2011
St. Lorenzo Ruiz Catholic Church   September 2006 - August 2007
Chase Home Finance   September 2002 - September 2006

Skills
Help Desk Support, Networking, Microsoft Office, Windows, Lotus Notes, Printers, A+ Certified, Data Entry, Business Analysis, Microsoft Excel, Front Office, Teamwork, Sales, Technical Support, Servers, Public Speaking, Hardware, Customer Service, CompTIA A

Education
California State University-Fullerton   1990 — 2000
Bachelors of Arts, Communications; an emphasis in television production

Damien High School   1986 — 1990

Experience
JPMorgan Chase  July 2011 - Present
JP Morgan Chase  June 2011 - March 2012
JPMorgan Chase  February 2005 - June 2011
Safeguard Properties  October 2004 - February 2005
Chase Home Finance   1999 - 2003

Skills
Vendor Management, Process Improvement, Risk Management, Mortgage Lending, Mortgage Banking, Loan Servicing, Mortgage Servicing, Strategic Planning, Cross-functional Team..., Operational Risk, Outlook

Education
Ashland University   2002 — 2004
Master of Business Administration (M.B.A.)

Franklin University   1997 — 2000
Bachelors, Business Administration and Marketing

Experience
Chase Home Finance   January 2007 - July 2008

Skills
Mortgage Banking, Loans, Loan Origination, Credit, Mortgage Lending

Education
Aurora University   1990 — 1996

Experience
Hazlet Township Public School District   May 2009 - Present
JPMorgan Chase  August 2007 - Present
JPMorgan Chase  April 2001 - Present
Chase Home Finance   1983 - Present

Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Financial Services, Loan Servicing, Risk Management

Education
Brookdale Community College

Experience
West Point Underwriters  July 2010 - Present
Westfield Group  September 2001 - July 2010
The Hackett Group  July 1999 - August 2001
Cablevision  April 1998 - June 1999
Chase Home Finance   February 1994 - April 1998

Skills
Process Engineering, Competitive Analysis, Business Requirements, Strategic Planning, Benchmarking, Strategy, SDLC, Business Intelligence, Integration, Analysis, Project Management

Education
Baldwin-Wallace College   1999 — 2001
IMBA, Business Administration

Experience
Chase Home Finance  

Skills
Financial Risk, Mortgage Banking, Loans, Mortgage Lending, Public Speaking, Internal Controls, Banking, Credit, FHA, Finance, Financial Services, Investments, Loss Mitigation, Management, Portfolio Management, Risk Management

Education
Bryant University   1980 — 1984
B.S. Business Administration, Finance

Experience
Alegeus Technologies  August 2005 - Present
Chase Home Finance   March 2003 - July 2005
NDC  August 2000 - February 2003

Skills
T-SQL Stored Procedures, MS SQL Server 2005,..., SQL Server Business..., SQL Server 2008 R2..., Excel, Access, Word,..., SQL, Microsoft SQL Server, SharePoint, Access, Data Analysis, Databases, Project Management, Business Analysis, Analysis

Education
Lesley University   1995 — 1998
Master of Arts

Bridgewater State University
Bachelor of Science, Psychology

Experience
Marix Servicing, LLC  2009 - 2010
Chase Home Finance   May 2005 - August 2007
Chase Home Finance   March 2001 - May 2005
Advanta  November 1996 - February 2001
ITT Residential Capital   April 1992 - December 1995
Bowest Corporation   1979 - 1992

Skills
Mortgage Servicing, Loan Servicing, Mortgage Lending, Loans, Analysis

Education
Baruch College, City University of New York (CUNY)   1975 — 1976
accounting

Experience
Chase  March 2013 - Present
Chase  December 2011 - March 2013
Chase Home Finance   May 2009 - December 2011
Chase Home Finance   November 2007 - May 2009
Chase  March 2006 - November 2007
Walt Disney World  August 2005 - January 2006

Skills
Process Improvement, Mortgage Banking, Loans, Test Planning, Quality Assurance, User Acceptance Testing, Quality Center

Education
Bowling Green State University   2001 — 2005
B.S. Business Administration, Business Administration and Management, General

Experience
Wentworth Property Management  January 2009 - Present
Citigroup  September 1996 - January 2009
HSBC  2008 - 2009
Citibank  1996 - 2009
Chase Home Finance   2002 - 2004
Crestmont Federal Savings   1986 - 1993

Education
Monmouth University   1990 — 1996
MBA, Finance

Baruch College, City University of New York (CUNY)   1978 — 1983
BBA, Finance, Management, Accounting

Experience
Envoy Mortgage  December 2012 - November 2013
EverBank  April 2012 - May 2012
Plaza Home Mortgage  March 2009 - March 2012
Chase Home Finance   October 2008 - February 2009
Chase Home Finance   2008 - 2009
Alethes dba AmeriNET Mortgage   August 2008 - October 2008
Approved Lending Online   March 2008 - August 2008
Benchmark Mortgage dba Wright Lending Group   May 2005 - March 2008

Education
Tarrant County College   2015 — 2016
Accounting and Related Services

Butler County Community College   1987 — 1989
Associate Degree, Social Sciences and Management

Experience
CMG Financial  May 2014 - Present
Core Lending  December 2010 - May 2014
Cherry Creek Mortgage  January 2009 - December 2010
Chase Home Finance   September 1993 - January 2009

Skills
Mortgage Lending, Strategic Planning, Mortgage Banking, Loans, FHA, FHA financing, Residential Mortgages, USDA, VA loans, Reverse Mortgages, Loan Origination, Certified Mortgage..., Refinance, Government Loans, Construction Loans, Real Estate, Underwriting, Credit, Referrals, Home Equity Loans, Real Estate Financing, First Time Home Buyers, Finance, Investment Properties, Foreclosures, Mortgage Underwriting, Banking, Real Estate Transactions, Investments, Real Estate Economics, Selling, Loss Mitigation, Commercial Lending, Credit Analysis, HUD, Home Equity Lines of..., Mortgage Marketing, Mortgage Servicing, Commercial Mortgages, FHA Financing, VA Loans, Sales

Education
Blinn College
Marketing & Busiiness

Experience
Stanley Black & Decker, Inc.   September 2015 - Present
XPO Logistics, Inc.   June 2014 - September 2015
Fiserv  August 2013 - May 2014
Fiserv  August 2010 - August 2013
Cardinal Health  March 2008 - July 2010
Chase Home Finance   July 2006 - March 2008
Raymond James  September 2005 - May 2006
Nationwide Insurance  May 2005 - August 2005

Skills
Marketing, Microsoft Office, Sales, Customer Service, PowerPoint, Management, Financial Analysis, Public Speaking, Event Planning, Team Building, Microsoft Excel, Leadership, Spanish-speaking, Account Management, Insurance, Marketing Strategy, Training, Process Improvement, CRM, Risk Management, Program Management, Sales Management

Education
Franklin University   2010 — 2015
Master of Business Administration (MBA), Business, Management, Marketing, and Related Support Services

Bob Jones University   2001 — 2006
B.S. in Marketing Management, Marketing

Experience
Education and Assistance Corp.   March 2010 - Present
Dowling College  September 2008 - Present
Friends of the Adelphi University Library   January 2004 - Present
Briarcliffe College  2011 - 2012
EAC  2010 - 2010
Chase Home Finance   May 2004 - May 2008
JP Morgan Chase  2004 - 2008
Decision One Mortgage  February 2002 - April 2004
Superior Bank  December 2000 - January 2002
CHASE AUTO FINANCE  September 1998 - December 2000

Skills
Marketing, Business Strategy, Fundraising, Public Relations, Strategic Planning, Customer Service, Recruiting, Student Affairs, Non-profits, Program Management, Public Speaking, Leadership, Sales, Social Media Marketing, Curriculum Design, Marketing Strategy, Human Resources, Event Management, Market Research, Training, Management, Mortgage Banking, Nonprofits, Teaching, Leadership Development, Policy, Organizational..., Social Networking, Strategy, Higher Education, Coaching, Staff Development, Social Media, Event Planning, Research, Community Outreach, Conflict Resolution

Education
Adelphi University
MBA, Marketing

Hofstra University
BA, Cultural Anthropology

Experience
Caliber Home Loans  March 2013 - Present
Caliber Home Loans  May 2011 - Present
Chase Home Finance   July 2007 - January 2010
Encore Capital Group  November 2001 - July 2007
Saks Fifth Avenue  July 1999 - September 2001
Bank of America  December 1998 - July 1999

Skills
Microsoft Excel, Default, Loan Origination, Mortgage Servicing, Mortgage Lending, Outlook, Loss Mitigation, Loan Servicing, Mortgage Banking, Credit, Banking, Short Sales, Loans, Residential Mortgages, LPS, FHA, Foreclosures, Sales, USDA, Loan Modifications, Investments, Management, VA loans, Finance, Customer Service

Education
Universitas Katolik Indonesia Atma Jaya
Business Administration and Management, General

Experience
New American Funding  May 2015 - Present
International City Mortgage  September 2013 - April 2015
Tri-Emerald Financial Group  May 2011 - August 2013
Magnifund Group  May 2010 - May 2011
Bank of America  April 2008 - April 2010
Chase Home Finance   December 2007 - April 2008
Caltrust Mortgage   January 2006 - December 2007
Countrywide Home Loans  March 2005 - January 2006
Caltrust Mortgage   October 2003 - March 2005

Skills
Mortgage Banking, Refinance, Mortgage Lending, Loans, FHA, Loan Origination, FHA financing, Sales Management, Credit, Residential Mortgages, Sales, USDA, Construction Loans, First Time Home Buyers, Certified Mortgage..., Credit Analysis, Banking, Investment Properties, Consumer Lending, Government Loans, Real Estate Financing, Loan Servicing, Mortgage Underwriting, VA loans, Reverse Mortgages, Commercial Mortgages, Underwriting, Real Estate Economics, Mortgage Marketing, Mortgage Servicing, Investments, Fannie Mae, FHA Financing, VA Loans

Education
California State University San Marcos
Humanities, History

Temescal

Experience
Mortgage Equity Partners  January 2009 - Present
Chase Home Finance   January 2008 - December 2009
Washington Mutual  September 2003 - December 2007
Metropolitan Properties of America  2001 - 2003
HN Gorin   1997 - 2000
Berkshire Property Advisors  1985 - 1997

Skills
Financial Analysis, Financial Modeling, Real Estate Finance, Refinance, Mortgage Lending, Real Estate Economics, Loan Origination, Assisting First Time..., FHA financing, USDA Rural Housing, Purchase Financing, Home Loan Pre-Approvals, Real Estate Financing, FHA, Loans, Investment Properties, First Time Home Buyers, Finance, Credit, Condos, USDA, Real Estate, Mortgage Banking, Residential Homes, Sellers

Education
Boston University   1983 — 1984
MS, Information Systems

Baylor University - Hankamer School of Business   1982 — 1983
MBA, Entreprenuership

Unviversity of Alberta   1974 — 1977
BComm, Accounting

Wisewood

Experience
Black Knight Financial Services  November 2013 - Present
Chase Home Finance   September 2010 - November 2013
American Home Mortgage Servicing  April 2008 - September 2010
Option One Mortgage  March 1997 - April 2008

Skills
Business Analysis, Call Center, Loan Servicing, LPS, Loans, MSP, System Administration, Financial System..., PMO, UAT coordination, Supervisory Experience, Technology Enhancements, Mortgage Servicing, Analysis, Visio, Call Centers, Mortgage Banking, SDLC, Upload, Management, Banking, Software Development, Vendor Management, Mortgage Lending, Process Improvement, Default, Leadership, Risk Management, Residential Mortgages, Loan Origination, UAT Coordination, IT Development, Integration

Education
California State University-Los Angeles   1986 — 1988
Music, Business Administration

Citrus College   1984 — 1986
Music, Business Administration

Notary Commission State of California

Experience
Lincoln Financial Advisors  October 2013 - Present
PNC Mortgage  October 2012 - October 2013
Capital One  November 2011 - October 2012
Chase  August 2010 - November 2011
Chase Home Finance   January 2006 - April 2008
Mellon Financial  July 2004 - December 2005
Wachovia, A Wells Fargo Company  June 1994 - July 2004

Skills
Loans, Mortgage Lending, Mortgage Banking, Loan Origination, Underwriting, Residential Mortgages, Credit, Banking, Credit Analysis, Refinance, FHA, Variable Annuities, Pricing, Sales Management

Education
Barry University   1992 — 1994
Bachelor of Science, International Business

Experience
Santander Bank, N.A.   December 2013 - Present
Sovereign Bank  June 2011 - Present
Chase Home Finance   February 1999 - October 2008

Skills
Mortgage Lending, Mortgage Banking, Loans, Credit, Loan Origination, Credit Analysis, Refinance, Residential Mortgages, FHA, Banking, Consumer Lending, Mortgage Underwriting, Underwriting, VA loans, Credit Risk, FHA financing, USDA, Commercial Lending, Retail Banking, Loss Mitigation, Construction Loans, Small Business Lending

Education
Ashford University   2008 — 2009
MA, Education

Shippensburg University of Pennsylvania   1991 — 1996
BS, Finance

Experience
Caliber Funding  October 2012 - Present
Chase Home Finance   March 2010 - September 2012
Bank of America  July 2007 - February 2010
Wells Fargo Home Mortgage  July 2006 - July 2007
Washington Mutual Home Loans  November 2001 - August 2006

Education
California State University-Fullerton
Masters, Administration

University of Florida
Bachelor of Arts, Education

Experience
CLEVELAND CLINIC FOUNDATION  January 2008 - December 2010
ST. VINCENT CHARITY HOSPITAL  September 2004 - January 2008
CHASE HOME FINANCE   January 2001 - January 2004
Chase Home Finance   January 1998 - January 2001
Chase Home Finance   January 1996 - January 1998
Chase Home Finance   January 1995 - January 1996

Skills
Microsoft Office, Word, Excel, Access, PowerPoint, Outlook, Epic, Oncore, Comet, CITI, Lotus Notes, TAO

Education
Baldwin Wallace University

Cuyahoga Community College
Core Curriculum

Hoje-Taastrup Gymnasium (American high school equivalent)

Experience
Motivation Excellence, Inc   July 2013 - March 2014
Blue Book Services, Inc.   March 2012 - June 2013
Jones Lang LaSalle  February 2012 - March 2013
Self-Employed  February 1982 - January 2012
Chase Home Finance   2002 - 2006

Skills
Microsoft Office, Turbo Tax, General Ledger, Account Reconciliation, Fixed Assets, Tax Preparation, Cash Flow, Financial Reporting, Variance Analysis, Accounting, Tax, Income Tax, Tax Accounting, Auditing, Outlook, Financial Analysis, Forecasting, Quickbooks, GAAP, Peachtree, Accounts Receivable, Accounts Payable, Reconciliation, Lacerte, Quicken, Journal Entries, Bookkeeping, Financial Accounting, Tax Returns, Cost Accounting, Spreadsheets, Cash Management, Revenue Recognition, Excel, Cash Flow Forecasting, Access, Audit, Word, Budgeting, PowerPoint, Budgets, Microsoft Excel, QuickBooks, Microsoft Word, Financial Statements, Invoicing

Education
California State University-Hayward   2008 — 2011
Bachelor of Science, Accounting and Finance