CIT Small Business Lending
Industry: Company
DescriptionHeadquarters: Livingston, NJ Founded: 1991 Parent organization: CIT Group
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CIT Small Business Lending Employees
Employee
Years
Job
Industry
Pamela Frie Pamela Frie's CIT Small Business Lending Experience April 2009 - November 2010
Job VP & Sr. Credit Underwriter at ReadyCap Lending, LLC
Industry Financial Services
Experience
ReadyCap Lending, LLC December 2014 - Present
CEIS Review Inc. December 2010 - December 2014
CIT Small Business Lending April 2009 - November 2010
CIT Small Business Lending Corporation February 2008 - March 2009
CIT Small Business Lending October 2006 - February 2008
CIT Small Business Lending May 2004 - September 2006
Independence Community Bank December 2003 - May 2004
CIT Small Business Lending April 2000 - December 2003
CIT February 1998 - March 2000
Chemical Bank NJ NA March 1989 - June 1995
Skills
Underwriting, SBA, Construction Loans, Access, Commercial Lending, Loans, Credit, Small Business Lending, Credit Analysis, Commercial Banking, Credit Risk, Banking, Databases, Process Improvement
Education
County College of Morris 1991 — 2000
AAS, Computer Programming
Morris Knolls HS 1985 — 1988
ReadyCap Lending, LLC December 2014 - Present
CEIS Review Inc. December 2010 - December 2014
CIT Small Business Lending April 2009 - November 2010
CIT Small Business Lending Corporation February 2008 - March 2009
CIT Small Business Lending October 2006 - February 2008
CIT Small Business Lending May 2004 - September 2006
Independence Community Bank December 2003 - May 2004
CIT Small Business Lending April 2000 - December 2003
CIT February 1998 - March 2000
Chemical Bank NJ NA March 1989 - June 1995
Skills
Underwriting, SBA, Construction Loans, Access, Commercial Lending, Loans, Credit, Small Business Lending, Credit Analysis, Commercial Banking, Credit Risk, Banking, Databases, Process Improvement
Education
County College of Morris 1991 — 2000
AAS, Computer Programming
Morris Knolls HS 1985 — 1988
Elizabeth S. Pulido, CCIM Elizabeth S. Pulido, CCIM's CIT Small Business Lending Experience January 1998 - February 2011
Job Vice President Sr. Business Development Officer Wells Fargo, SBA Lending
Industry Financial Services
Experience
Wells Fargo January 2013 - Present
Capital Source February 2011 - January 2013
CIT Small Business Lending January 1998 - February 2011
CIT Small Business Lending January 1998 - February 2011
Bank of the West 1992 - 1998
Skills
Financial Analysis, Loan Origination, Customer Service, New Business Development, Building Relationships, Trusted Advisor, Commercial Lending, Small Business Lending, Commercial Mortgages, Finance, Loans, Portfolio Management, Credit, SBA, Real Estate, Leadership, Small Business, Start-ups, Financial Services, Sales, Commercial Finance, Commercial Real Estate, Asset Based Lending, Underwriting, Business Development, Mortgage Lending, Refinance, Commercial Banking, Banking, Credit Analysis, Mortgage Banking, Investments, Construction Loans, Funding, Relationship Management, Credit Risk, Lines Of Credit, Financial Structuring, Residential Mortgages
Education
CCIM Institute 2009 — 2012
CCIM Designee, CCIM Designation
National Commercial Lending School of the American Bankers Association at the University of Oklahoma 1997 — 1997
Diploma of Graduation, National Commercial Lending School of the American Bankers Association Executive Schools Division
The University of Texas at El Paso 1990 — 1992
B.B.A., Double Degree Finance and Marketing
Wells Fargo January 2013 - Present
Capital Source February 2011 - January 2013
CIT Small Business Lending January 1998 - February 2011
CIT Small Business Lending January 1998 - February 2011
Bank of the West 1992 - 1998
Skills
Financial Analysis, Loan Origination, Customer Service, New Business Development, Building Relationships, Trusted Advisor, Commercial Lending, Small Business Lending, Commercial Mortgages, Finance, Loans, Portfolio Management, Credit, SBA, Real Estate, Leadership, Small Business, Start-ups, Financial Services, Sales, Commercial Finance, Commercial Real Estate, Asset Based Lending, Underwriting, Business Development, Mortgage Lending, Refinance, Commercial Banking, Banking, Credit Analysis, Mortgage Banking, Investments, Construction Loans, Funding, Relationship Management, Credit Risk, Lines Of Credit, Financial Structuring, Residential Mortgages
Education
CCIM Institute 2009 — 2012
CCIM Designee, CCIM Designation
National Commercial Lending School of the American Bankers Association at the University of Oklahoma 1997 — 1997
Diploma of Graduation, National Commercial Lending School of the American Bankers Association Executive Schools Division
The University of Texas at El Paso 1990 — 1992
B.B.A., Double Degree Finance and Marketing
Kim Isaga Kim Isaga's CIT Small Business Lending Experience September 2010 - July 2014
Job Manager Business Analysis at ReadyCap Lending, LLC
Industry Financial Services
Experience
ReadyCap Lending, LLC July 2014 - Present
CIT Small Business Lending September 2010 - July 2014
CIT Small Business Lending Corp. 2009 - February 2011
CIT Small Business Lending Corp. 1996 - 2009
AT&T Capital Small Business Lending February 1992 - June 1996
AT&T Capital Corporation September 1990 - 1992
Robert J. Chalfin, CPA November 1988 - July 1990
Norwest Financial Inc. June 1987 - November 1988
Skills
Financial Analysis, Business Analysis, Commercial Lending, Credit Analysis, Treasury, Credit Risk, Credit, Portfolio Management, Banking
Education
Rowan University 1984 — 1987
BS, Accounting & Finance
ReadyCap Lending, LLC July 2014 - Present
CIT Small Business Lending September 2010 - July 2014
CIT Small Business Lending Corp. 2009 - February 2011
CIT Small Business Lending Corp. 1996 - 2009
AT&T Capital Small Business Lending February 1992 - June 1996
AT&T Capital Corporation September 1990 - 1992
Robert J. Chalfin, CPA November 1988 - July 1990
Norwest Financial Inc. June 1987 - November 1988
Skills
Financial Analysis, Business Analysis, Commercial Lending, Credit Analysis, Treasury, Credit Risk, Credit, Portfolio Management, Banking
Education
Rowan University 1984 — 1987
BS, Accounting & Finance
Emil Temelkov Emil Temelkov's CIT Small Business Lending Experience September 2007 - May 2011
Job VP SBA Lending at Flushing Bank
Industry Financial Services
Experience
Flushing Bank November 2014 - Present
TD Bank Group May 2011 - October 2014
CIT Small Business Lending September 2007 - May 2011
CIT Group/ Consumer Finance September 2004 - September 2007
USA Mortgage Bankers August 2002 - September 2004
Skills
Loan Origination, Credit Risk, Underwriting, SBA 504, SBA 7a, Team Building, Small Business, Commercial Lending, Mortgage Lending, Loans, Finance, Mergers & Acquisitions, Refinance, Strategic Planning, Small Business Lending, Commercial Real Estate, Business Development, Investment Properties, SBA
Education
Plovdivski universitet 'Paisii Hilendarski' 1998 — 2002
Bachelor's Degree, International Economic Relations
Flushing Bank November 2014 - Present
TD Bank Group May 2011 - October 2014
CIT Small Business Lending September 2007 - May 2011
CIT Group/ Consumer Finance September 2004 - September 2007
USA Mortgage Bankers August 2002 - September 2004
Skills
Loan Origination, Credit Risk, Underwriting, SBA 504, SBA 7a, Team Building, Small Business, Commercial Lending, Mortgage Lending, Loans, Finance, Mergers & Acquisitions, Refinance, Strategic Planning, Small Business Lending, Commercial Real Estate, Business Development, Investment Properties, SBA
Education
Plovdivski universitet 'Paisii Hilendarski' 1998 — 2002
Bachelor's Degree, International Economic Relations
Tom Blackburne Tom Blackburne's CIT Small Business Lending Experience 1986 - January 2011
Job Vice President SBA Lending at Northeast Bank
Industry Banking
Experience
Northeast Bank October 2014 - Present
TD Bank January 2011 - October 2014
CIT Small Business Lending 1986 - January 2011
AT&T Capital 1983 - 1993
Skills
Real Estate, Loans, Credit Analysis, Small Business Lending, Mortgage, Small Business, Commercial Mortgages, Banking, Negotiation, Commercial Lending, New Business Development, Mortgage Lending, SBA, Portfolio Management, Commercial Real Estate, Risk Management, Business Development, Finance, Leadership, SBA 504, Executive Management, Asset Based Lending, Commercial Banking, Credit, Lines Of Credit, Loan Origination, Refinance, Funding, Underwriting, Credit Risk, Business Acquisition, Commercial Finance, Real Estate Financing, Mortgage Banking, Consumer Lending, Cash Flow Lending, Financial Services, Investments, Financial Structuring, Residential Mortgages, Relationship Management, Real Estate Economics, Construction Loans, Treasury Management, Structured Finance, Factoring, Financial Analysis, Financial Risk, Due Diligence, Cash Management
Education
Manhattan College 1970 — 1974
BA, Sociology
Northeast Bank October 2014 - Present
TD Bank January 2011 - October 2014
CIT Small Business Lending 1986 - January 2011
AT&T Capital 1983 - 1993
Skills
Real Estate, Loans, Credit Analysis, Small Business Lending, Mortgage, Small Business, Commercial Mortgages, Banking, Negotiation, Commercial Lending, New Business Development, Mortgage Lending, SBA, Portfolio Management, Commercial Real Estate, Risk Management, Business Development, Finance, Leadership, SBA 504, Executive Management, Asset Based Lending, Commercial Banking, Credit, Lines Of Credit, Loan Origination, Refinance, Funding, Underwriting, Credit Risk, Business Acquisition, Commercial Finance, Real Estate Financing, Mortgage Banking, Consumer Lending, Cash Flow Lending, Financial Services, Investments, Financial Structuring, Residential Mortgages, Relationship Management, Real Estate Economics, Construction Loans, Treasury Management, Structured Finance, Factoring, Financial Analysis, Financial Risk, Due Diligence, Cash Management
Education
Manhattan College 1970 — 1974
BA, Sociology
Gary Henderson Gary Henderson's CIT Small Business Lending Experience March 1999 - March 2004
Job Senior Vice President/SBA Manager at Allegiance Bank
Industry Banking
Experience
Allegiance Bank November 2010 - Present
Wells Fargo Bank July 2009 - October 2010
Amegy Bank of Texas October 2004 - May 2009
Comerica Bank March 2004 - October 2004
CIT Small Business Lending March 1999 - March 2004
Sterling Bank 1984 - 1999
Skills
SBA 504 and 7a Lending, Business Acquisition..., Construction Financing, Sales & Marketing, Strategic Planning, Banking, Loans, Credit, SBA, Construction, SBA 504, Small Business Lending, Underwriting, Loan Servicing, Finance, Portfolio Management, Commercial Lending, Financial Structuring, Commercial Real Estate, Commercial Banking, Lines Of Credit, Credit Analysis, Commercial Mortgages, Due Diligence, Asset Based Lending, Mortgage Lending, Loan Origination, Business Development, Small Business, Consumer Lending, Construction Loans, Real Estate Financing, Treasury Management, Credit Risk, Funding, Mortgage Banking
Education
University of Alabama 1978 — 1983
BS, Business Administration
Allegiance Bank November 2010 - Present
Wells Fargo Bank July 2009 - October 2010
Amegy Bank of Texas October 2004 - May 2009
Comerica Bank March 2004 - October 2004
CIT Small Business Lending March 1999 - March 2004
Sterling Bank 1984 - 1999
Skills
SBA 504 and 7a Lending, Business Acquisition..., Construction Financing, Sales & Marketing, Strategic Planning, Banking, Loans, Credit, SBA, Construction, SBA 504, Small Business Lending, Underwriting, Loan Servicing, Finance, Portfolio Management, Commercial Lending, Financial Structuring, Commercial Real Estate, Commercial Banking, Lines Of Credit, Credit Analysis, Commercial Mortgages, Due Diligence, Asset Based Lending, Mortgage Lending, Loan Origination, Business Development, Small Business, Consumer Lending, Construction Loans, Real Estate Financing, Treasury Management, Credit Risk, Funding, Mortgage Banking
Education
University of Alabama 1978 — 1983
BS, Business Administration
Richard Freeman Richard Freeman's CIT Small Business Lending Experience 1993 - 2010
Job Vice President SBA Finance Group at PNC Bank
Industry Financial Services
Experience
PNC Bank August 2012 - Present
Fifth Third Bank January 2011 - August 2012
CIT Small Business Lending 1993 - 2010
Skills
Small Business Lending, Commercial Lending, Construction Loans, New Business Development, Loans, SBA, Loan Origination, Small Business, Finance, Business Acquisition, Commercial Real Estate, Credit Risk, SBA 504, Mortgage Lending, Refinance, Real Estate Financing, Asset Based Lending, Risk Management, Financial Structuring, Cash Flow Lending, Real Estate, Credit, Financial Analysis, Mortgage Banking, Underwriting
Education
University of Colorado Boulder 1975 — 1979
BA, Business, political science
PNC Bank August 2012 - Present
Fifth Third Bank January 2011 - August 2012
CIT Small Business Lending 1993 - 2010
Skills
Small Business Lending, Commercial Lending, Construction Loans, New Business Development, Loans, SBA, Loan Origination, Small Business, Finance, Business Acquisition, Commercial Real Estate, Credit Risk, SBA 504, Mortgage Lending, Refinance, Real Estate Financing, Asset Based Lending, Risk Management, Financial Structuring, Cash Flow Lending, Real Estate, Credit, Financial Analysis, Mortgage Banking, Underwriting
Education
University of Colorado Boulder 1975 — 1979
BA, Business, political science
Nancy M. Mackowiak Nancy M. Mackowiak's CIT Small Business Lending Experience 2008 - 2011
Job Mitigating Compliance Risk thru Collaboration and Education | Big Picture Vision | Tactical Focus | Catalyst | Mentor
Industry Banking
Experience
Sussex Bank 2012 - Present
Professional Services Group, Dover at the NJ Department of Labor 2011 - 2012
CIT Small Business Lending 2008 - 2011
CIT/CIT Bank & Specialty Finance 2003 - 2008
CIT Sales Financing Inc. 1999 - 2003
CIT Sales Financing Inc. 1996 - 1999
CIT Sales Financing Inc. 1995 - 1996
CIT Sales Financing Inc. 1992 - 1995
CIT Sales Financing Inc. 1989 - 1992
Skills
Compliance, Operations Management, Operational Excellence, Operational Risk, Operational Risk..., Mortgage Lending, Small Business Lending, Consumer Lending, Regulatory Reporting, Change Management, Credit, Procedure Development, Strategic Thinking, Risk Management, Risk Assessment, Compliance Management, Compliance Audits, Change Leadership, Risk Mitigation, Internal Audit, Underwriting, Mentoring, Public Speaking, Strategic Consulting, Enterprise Risk..., Loans, Cross-functional Team..., Analysis, Management, Training, Strategy, Quality Auditing, Portfolio Management, AML, Loan Origination, Auditing, Credit Risk, Due Diligence, Governance, Fraud, Banking, Commercial Lending, Insurance, OFAC, Funding, Commercial Banking, Executive Management, Finance, KYC, Financial Services
Education
The College of New Jersey 1979 — 1983
Bachelor of Science, Business Administration Marketing Management
Sussex Bank 2012 - Present
Professional Services Group, Dover at the NJ Department of Labor 2011 - 2012
CIT Small Business Lending 2008 - 2011
CIT/CIT Bank & Specialty Finance 2003 - 2008
CIT Sales Financing Inc. 1999 - 2003
CIT Sales Financing Inc. 1996 - 1999
CIT Sales Financing Inc. 1995 - 1996
CIT Sales Financing Inc. 1992 - 1995
CIT Sales Financing Inc. 1989 - 1992
Skills
Compliance, Operations Management, Operational Excellence, Operational Risk, Operational Risk..., Mortgage Lending, Small Business Lending, Consumer Lending, Regulatory Reporting, Change Management, Credit, Procedure Development, Strategic Thinking, Risk Management, Risk Assessment, Compliance Management, Compliance Audits, Change Leadership, Risk Mitigation, Internal Audit, Underwriting, Mentoring, Public Speaking, Strategic Consulting, Enterprise Risk..., Loans, Cross-functional Team..., Analysis, Management, Training, Strategy, Quality Auditing, Portfolio Management, AML, Loan Origination, Auditing, Credit Risk, Due Diligence, Governance, Fraud, Banking, Commercial Lending, Insurance, OFAC, Funding, Commercial Banking, Executive Management, Finance, KYC, Financial Services
Education
The College of New Jersey 1979 — 1983
Bachelor of Science, Business Administration Marketing Management
John Thornton John Thornton's CIT Small Business Lending Experience May 2005 - July 2010
Job Small Business Advisor at Riverside Capital
Industry Financial Services
Experience
Riverside Capital, LLC January 2002 - Present
Top of Alabama Regional Council of Governments (T.A.R.C.O.G.) May 2014 - Present
Main Street Alabama November 2014 - Present
Rotary Club of Decatur, AL November 1991 - Present
Calhoun Community College Foundation September 2009 - August 2014
Decatur Downtown Redevelopment Authority January 2004 - June 2014
CIT Small Business Lending May 2005 - July 2010
Banking Career November 1976 - December 2000
Skills
Entrepreneurship, Strategic Planning, Small Business, Restructuring, Financial Analysis, Management, Consulting, Coaching, Team Building, Marketing, Loan Origination, Budgets, New Business Development, Business Planning, Leadership, Finance, Commercial Lending
Education
University of Alabama 1972 — 1976
B.A., Political Science
Louisiana State University and Agricultural and Mechanical College 1982 — 1984
School of Banking of the South
Riverside Capital, LLC January 2002 - Present
Top of Alabama Regional Council of Governments (T.A.R.C.O.G.) May 2014 - Present
Main Street Alabama November 2014 - Present
Rotary Club of Decatur, AL November 1991 - Present
Calhoun Community College Foundation September 2009 - August 2014
Decatur Downtown Redevelopment Authority January 2004 - June 2014
CIT Small Business Lending May 2005 - July 2010
Banking Career November 1976 - December 2000
Skills
Entrepreneurship, Strategic Planning, Small Business, Restructuring, Financial Analysis, Management, Consulting, Coaching, Team Building, Marketing, Loan Origination, Budgets, New Business Development, Business Planning, Leadership, Finance, Commercial Lending
Education
University of Alabama 1972 — 1976
B.A., Political Science
Louisiana State University and Agricultural and Mechanical College 1982 — 1984
School of Banking of the South
Rick Ricciardi Rick Ricciardi's CIT Small Business Lending Experience 1994 - August 2010
Job Vice President SBA Business Development at US Bank
Industry Financial Services
Experience
US Bank August 2010 - Present
CIT 1994 - August 2010
CIT Small Business Lending 1994 - August 2010
AT&T Capital Corporation March 1994 - October 1996
Heritage Bank 1991 - 1994
Skills
Finance, Franchising, SBA, Small Business Lending, Commercial Lending, Commercial Mortgages, Loans, Credit, Asset Based Lending, Credit Analysis, Commercial Banking, Financial Analysis
Education
Salve Regina University
BS, Political Science, Spanish Language
University of Connecticut
Accounting
US Bank August 2010 - Present
CIT 1994 - August 2010
CIT Small Business Lending 1994 - August 2010
AT&T Capital Corporation March 1994 - October 1996
Heritage Bank 1991 - 1994
Skills
Finance, Franchising, SBA, Small Business Lending, Commercial Lending, Commercial Mortgages, Loans, Credit, Asset Based Lending, Credit Analysis, Commercial Banking, Financial Analysis
Education
Salve Regina University
BS, Political Science, Spanish Language
University of Connecticut
Accounting
Fred Swint Fred Swint's CIT Small Business Lending Experience September 2004 - Present
Job at CIT Small Business Lending
Industry Banking
Experience
CIT Small Business Lending September 2004 - Present
Education
University of Louisville
CIT Small Business Lending September 2004 - Present
Education
University of Louisville
Chris Lehnes's CIT Small Business Lending Experience June 2000 - September 2007
Job Small Business Funding Specialist
Industry Financial Services
Experience
Gibraltar Business Capital November 2013 - Present
Versant Funding, LLC September 2008 - November 2013
Ciena Capital October 2007 - September 2008
CIT Small Business Lending June 2000 - September 2007
CIT Small Business Lending January 2000 - June 2000
CIT Small Business Lending December 1997 - January 2000
Skills
Asset Based Lending, Factoring, Account Receivable..., Lines Of Credit, Small Business Lending, Small Business, Commercial Lending, Credit, Loans, Funding, Finance, Loan Origination, Banking, Accounts Receivable, Working Capital..., New Business Development, Commercial Finance, Business Development, Business Planning, Financial Analysis, Credit Analysis, Middle Market, Social Media Marketing, Mortgage Lending, Cash Flow Lending, Bridge Loans, Direct Marketing, Debt Restructuring, Lead Generation, Franchising, Real Estate, Financial Structuring, Portfolio Management, Invoice Discounting, Structured Finance, Networking, Leveraged Finance, Refinance, Program Development, LinkedIn, Owner Occupied, Invoice Finance, C&I, Commercial Mortgages, SBA, Working Capital..., Capital, Real Estate Financing, SBA 504, Underwriting
Education
Lafayette College 1988 — 1992
BA, Economics and Business
Gibraltar Business Capital November 2013 - Present
Versant Funding, LLC September 2008 - November 2013
Ciena Capital October 2007 - September 2008
CIT Small Business Lending June 2000 - September 2007
CIT Small Business Lending January 2000 - June 2000
CIT Small Business Lending December 1997 - January 2000
Skills
Asset Based Lending, Factoring, Account Receivable..., Lines Of Credit, Small Business Lending, Small Business, Commercial Lending, Credit, Loans, Funding, Finance, Loan Origination, Banking, Accounts Receivable, Working Capital..., New Business Development, Commercial Finance, Business Development, Business Planning, Financial Analysis, Credit Analysis, Middle Market, Social Media Marketing, Mortgage Lending, Cash Flow Lending, Bridge Loans, Direct Marketing, Debt Restructuring, Lead Generation, Franchising, Real Estate, Financial Structuring, Portfolio Management, Invoice Discounting, Structured Finance, Networking, Leveraged Finance, Refinance, Program Development, LinkedIn, Owner Occupied, Invoice Finance, C&I, Commercial Mortgages, SBA, Working Capital..., Capital, Real Estate Financing, SBA 504, Underwriting
Education
Lafayette College 1988 — 1992
BA, Economics and Business
Barbara Arena's CIT Small Business Lending Experience April 2008 - November 2010
Job Small Business financing, SBA 504 specialist, reformed 7a lender; VP at Granite State Development Corporation
Industry Financial Services
Experience
Granite State Development Corporation December 2010 - Present
CIT Small Business Lending April 2008 - November 2010
CIT Small Business Lending March 2006 - March 2008
Bank of America May 2005 - March 2006
Business Loan Express June 2004 - May 2005
CIT Small Business Lending April 1995 - May 2004
AT&T Capital Corporation 1995 - 1998
First National Bank of Boston 1986 - 1995
Skills
Small Business Lending, Real Estate, Financial Analysis, Small Business, Loans, Credit, Franchising, Government, Construction, Hotel Financing, Special Purpose Projects, Finance, SBA, SBA 504, Commercial Lending, Mergers & Acquisitions, Business Acquisition, Commercial Real Estate, Commercial Banking, Commercial Mortgages, Banking, Funding, Asset Based Lending, Business Development, Underwriting, Leadership, Loan Origination, Credit Analysis, Construction Loans, Start-ups, Mortgage Lending, Lines Of Credit, Investments, Refinance, Commercial Finance, Cash Flow Lending, Real Estate Financing, Middle Market, Portfolio Management, Factoring, Mortgage Banking, Consumer Lending, Credit Risk, Cash Management, Loan Servicing, Structured Finance, Treasury Management, Real Estate Economics, Due Diligence, Financial Structuring
Education
Bridgewater State University 1997 — 1998
Accounting, Management
Burdett 1986 — 1987
Whitman-Hanson Regional
Granite State Development Corporation December 2010 - Present
CIT Small Business Lending April 2008 - November 2010
CIT Small Business Lending March 2006 - March 2008
Bank of America May 2005 - March 2006
Business Loan Express June 2004 - May 2005
CIT Small Business Lending April 1995 - May 2004
AT&T Capital Corporation 1995 - 1998
First National Bank of Boston 1986 - 1995
Skills
Small Business Lending, Real Estate, Financial Analysis, Small Business, Loans, Credit, Franchising, Government, Construction, Hotel Financing, Special Purpose Projects, Finance, SBA, SBA 504, Commercial Lending, Mergers & Acquisitions, Business Acquisition, Commercial Real Estate, Commercial Banking, Commercial Mortgages, Banking, Funding, Asset Based Lending, Business Development, Underwriting, Leadership, Loan Origination, Credit Analysis, Construction Loans, Start-ups, Mortgage Lending, Lines Of Credit, Investments, Refinance, Commercial Finance, Cash Flow Lending, Real Estate Financing, Middle Market, Portfolio Management, Factoring, Mortgage Banking, Consumer Lending, Credit Risk, Cash Management, Loan Servicing, Structured Finance, Treasury Management, Real Estate Economics, Due Diligence, Financial Structuring
Education
Bridgewater State University 1997 — 1998
Accounting, Management
Burdett 1986 — 1987
Whitman-Hanson Regional
Jesse Lewis's CIT Small Business Lending Experience April 2001 - April 2007
Job Experienced Administrative Professional
Industry Public Policy
Experience
National Black Leadership Commission on AIDS (NBLCA) June 2015 - Present
Iris House. Inc. October 2013 - April 2014
Sensor Products Inc. August 2013 - October 2013
NYU Langone Medical Center April 2012 - September 2012
Public Agenda July 2011 - February 2012
Infinuem USA LP June 2010 - July 2011
Horizon Lines August 2009 - October 2009
Forum Staffing June 2007 - August 2009
CIT Small Business Lending April 2001 - April 2007
Skills
Word, Outlook, PowerPoint, Excel, Lotus Notes, Access, Policy, Scheduling, Administrative Support, Supervisory Skills, Event Planning, Research, Budgeting, Problem Solving, Microsoft Office, Administration, Non-profits, Event Management, SAP, WebEx, Live Meeting, Logistics, Project Management, Expenses, Salesforce.com, Travel Planning, Procurement, Organizational..., Planning, Administrative..., Interviews, Onboarding, Budgets, Management, Sourcing, Nonprofits, Process Scheduler, Microsoft Excel, Human Resources, Administrative..., Leadership, Time Management
Education
Jacksonville University 1975 — 1979
BS, Education
Thomas Jefferson High School 1972 — 1975
National Black Leadership Commission on AIDS (NBLCA) June 2015 - Present
Iris House. Inc. October 2013 - April 2014
Sensor Products Inc. August 2013 - October 2013
NYU Langone Medical Center April 2012 - September 2012
Public Agenda July 2011 - February 2012
Infinuem USA LP June 2010 - July 2011
Horizon Lines August 2009 - October 2009
Forum Staffing June 2007 - August 2009
CIT Small Business Lending April 2001 - April 2007
Skills
Word, Outlook, PowerPoint, Excel, Lotus Notes, Access, Policy, Scheduling, Administrative Support, Supervisory Skills, Event Planning, Research, Budgeting, Problem Solving, Microsoft Office, Administration, Non-profits, Event Management, SAP, WebEx, Live Meeting, Logistics, Project Management, Expenses, Salesforce.com, Travel Planning, Procurement, Organizational..., Planning, Administrative..., Interviews, Onboarding, Budgets, Management, Sourcing, Nonprofits, Process Scheduler, Microsoft Excel, Human Resources, Administrative..., Leadership, Time Management
Education
Jacksonville University 1975 — 1979
BS, Education
Thomas Jefferson High School 1972 — 1975
John Murgatroyd John Murgatroyd's CIT Small Business Lending Experience 2007 - 2010
Job Regional Sales Manager, SBA Division at TD Bank USA
Industry Commercial Real Estate
Experience
TD Bank USA November 2010 - Present
TD Bank, NA 2010 - Present
CIT Small Business Lending 2007 - 2010
BLX/Ciena Capital March 2004 - September 2008
Education
Nazareth College 1984 — 1987
B.S., Business/Marketing
TD Bank USA November 2010 - Present
TD Bank, NA 2010 - Present
CIT Small Business Lending 2007 - 2010
BLX/Ciena Capital March 2004 - September 2008
Education
Nazareth College 1984 — 1987
B.S., Business/Marketing
Brad Benson Brad Benson's CIT Small Business Lending Experience 1994 - 2008
Job Vice President & SBA Specialist at CapitalSource SBA Lending (503) 6984109
Industry Financial Services
Experience
CapitalSource, A Division of Pacific Western Bank 2008 - Present
CIT Small Business Lending 1994 - 2008
Skills
Commercial Lending, Small Business Lending, SBA, Loans, Real Estate Financing, Franchise Financing, Financial Analysis
Education
University of Oregon 1986 — 1990
BA, Finance & Marketing
CapitalSource, A Division of Pacific Western Bank 2008 - Present
CIT Small Business Lending 1994 - 2008
Skills
Commercial Lending, Small Business Lending, SBA, Loans, Real Estate Financing, Franchise Financing, Financial Analysis
Education
University of Oregon 1986 — 1990
BA, Finance & Marketing
Brian Misenheimer Brian Misenheimer's CIT Small Business Lending Experience April 2010 - July 2012
Job Senior Vice President
Industry Banking
Experience
National Cooperative Bank January 2015 - Present
TD November 2013 - January 2015
CapitalSource July 2012 - October 2013
CIT Small Business Lending April 2010 - July 2012
National Cooperative Bank June 2002 - December 2009
Farmers & Mechanics Bank December 2001 - May 2002
Bank of America June 2000 - December 2001
Skills
Loans, Small Business Lending, Credit, Credit Analysis, Commercial Lending, Banking, Commercial Banking, Underwriting, Portfolio Management, Financial Analysis, Mortgage Lending, Risk Management, Finance, Strategic Planning, Negotiation
Education
University of North Carolina at Greensboro 1995 — 1999
B.S., Marketing/Management
West Caldwell
National Cooperative Bank January 2015 - Present
TD November 2013 - January 2015
CapitalSource July 2012 - October 2013
CIT Small Business Lending April 2010 - July 2012
National Cooperative Bank June 2002 - December 2009
Farmers & Mechanics Bank December 2001 - May 2002
Bank of America June 2000 - December 2001
Skills
Loans, Small Business Lending, Credit, Credit Analysis, Commercial Lending, Banking, Commercial Banking, Underwriting, Portfolio Management, Financial Analysis, Mortgage Lending, Risk Management, Finance, Strategic Planning, Negotiation
Education
University of North Carolina at Greensboro 1995 — 1999
B.S., Marketing/Management
West Caldwell
Tracy Mihalak Tracy Mihalak's CIT Small Business Lending Experience 2006 - 2009
Job Office Management at Veterans Miracle Center Erie
Industry Philanthropy
Experience
Veterans Miracle Center Erie December 2014 - Present
Achieva Credit Union March 2013 - November 2013
Achieva Credit Union April 2012 - March 2013
CapitalSource Bank 2011 - May 2012
HomeBanc., N.A. November 2010 - May 2011
eNational Payments January 2010 - February 2011
Oxford Lending Group July 2009 - January 2010
CIT Small Business Lending 2006 - 2009
Coffman Capital, Inc. November 1999 - December 2005
Skills
Small Business Lending, Loans, Commercial Mortgages, Commercial Lending, SBA, Loan Origination, Credit, Mortgage Lending, Refinance, Credit Analysis, Banking, Asset Based Lending, Commercial Banking, Construction Loans, Investment Properties, Credit Risk, Consumer Lending, Mergers, FHA, Portfolio Management, Lines Of Credit, Commercial Real Estate, Real Estate, FHA financing, Business Development, Financial Services, Cash Management, Finance, Financial Analysis, Funding, Real Estate Financing, Residential Mortgages, Factoring, Commercial Finance, Executive Management, SBA 504, Retail Banking, Financial Structuring, Relationship Management, Sales, Loan Servicing, Middle Market, Start-ups, Cash Flow Lending, Structured Finance, Small Business, Mergers & Acquisitions
Education
The Welton Academy 2013 — 2017
Biblical Studies
Edinboro University of Pennsylvania 1994 — 1999
B.A.
Northwestern High School
Veterans Miracle Center Erie December 2014 - Present
Achieva Credit Union March 2013 - November 2013
Achieva Credit Union April 2012 - March 2013
CapitalSource Bank 2011 - May 2012
HomeBanc., N.A. November 2010 - May 2011
eNational Payments January 2010 - February 2011
Oxford Lending Group July 2009 - January 2010
CIT Small Business Lending 2006 - 2009
Coffman Capital, Inc. November 1999 - December 2005
Skills
Small Business Lending, Loans, Commercial Mortgages, Commercial Lending, SBA, Loan Origination, Credit, Mortgage Lending, Refinance, Credit Analysis, Banking, Asset Based Lending, Commercial Banking, Construction Loans, Investment Properties, Credit Risk, Consumer Lending, Mergers, FHA, Portfolio Management, Lines Of Credit, Commercial Real Estate, Real Estate, FHA financing, Business Development, Financial Services, Cash Management, Finance, Financial Analysis, Funding, Real Estate Financing, Residential Mortgages, Factoring, Commercial Finance, Executive Management, SBA 504, Retail Banking, Financial Structuring, Relationship Management, Sales, Loan Servicing, Middle Market, Start-ups, Cash Flow Lending, Structured Finance, Small Business, Mergers & Acquisitions
Education
The Welton Academy 2013 — 2017
Biblical Studies
Edinboro University of Pennsylvania 1994 — 1999
B.A.
Northwestern High School
Joe Kammermeier Joe Kammermeier's CIT Small Business Lending Experience October 2000 - July 2009
Job Vice President Business Development at Minnesota Business Finance Corporation (MBFC)
Industry Financial Services
Experience
Minnesota Business Finance Corporation (MBFC) October 2014 - Present
Lodestone Financial, LLC May 2010 - September 2014
CIT Small Business Lending October 2000 - July 2009
The Money Store 1995 - 2000
Welsh Companies, Inc. 1988 - 1995
Skills
Loans, Credit, Finance, Small Business Lending, Commercial Lending, Commercial Real Estate, SBA, Real Estate, Small Business, Commercial Mortgages, Banking, Mortgage Lending, Asset Based Lending, Credit Analysis, Networking, Financial Analysis, Investment Properties, Loan Origination, Real Estate Financing, Mergers & Acquisitions, Underwriting, Financial Structuring, Start-ups, Valuation, Refinance, Commercial Finance, Business Acquisition, Business Development, Funding, Real Estate Economics, Government, Brokerage, Lines Of Credit, Factoring, Construction Loans, SBA 504 Loan Program
Education
St. Cloud State University - Herberger Business School 1983 — 1988
B.S., Real Estate
Albany High School 1978 — 1982
Minnesota Business Finance Corporation (MBFC) October 2014 - Present
Lodestone Financial, LLC May 2010 - September 2014
CIT Small Business Lending October 2000 - July 2009
The Money Store 1995 - 2000
Welsh Companies, Inc. 1988 - 1995
Skills
Loans, Credit, Finance, Small Business Lending, Commercial Lending, Commercial Real Estate, SBA, Real Estate, Small Business, Commercial Mortgages, Banking, Mortgage Lending, Asset Based Lending, Credit Analysis, Networking, Financial Analysis, Investment Properties, Loan Origination, Real Estate Financing, Mergers & Acquisitions, Underwriting, Financial Structuring, Start-ups, Valuation, Refinance, Commercial Finance, Business Acquisition, Business Development, Funding, Real Estate Economics, Government, Brokerage, Lines Of Credit, Factoring, Construction Loans, SBA 504 Loan Program
Education
St. Cloud State University - Herberger Business School 1983 — 1988
B.S., Real Estate
Albany High School 1978 — 1982
Erika Rotella Erika Rotella's CIT Small Business Lending Experience May 2006 - March 2011
Job
Industry Higher Education
Experience
Currently occupied with new opportunities September 2014 - Present
Community Works January 2012 - Present
Princeton University October 2013 - June 2014
Rider University February 2013 - May 2013
Verizon Wireless April 2012 - December 2012
CIT Small Business Lending May 2006 - March 2011
All State Financial 2005 - 2006
Loro Piana 2004 - 2005
NYU Medical Center February 2002 - February 2004
Skills
Procurement, Sales Operations, Direct Sales, Service Excellence, Operational Excellence, Office Administration, Order Fulfillment, Conflict Resolution, Public Relations, Research, Sales Recruitment, Employee Relations, Computer Security, Process Improvement, Problem Solving, Compliance, Cost Reduction..., Efficiency Improvement, Travel Planning, Business Correspondence, Creates Itineraries, Networking Events, Business Management, Small Business, Human Relations, Schedule Development, Attention To Detail, Fast Learner, Global Strategy, Independent Thinker, Maintaining Business..., Critical Thinking, Strategic Thinking, Thought Leadership, Physiology, Health Insurance, Mental Health, Network Security, Customer Relations, Customer Focus, PowerPoint, Proven Leadership Skills, Organizing, Higher Education, liaison, MS Office Suite, Social Media Marketing, Marketing Communications, Prospection, PeopleSoft
Education
College of Saint Elizabeth 2006 — 2009
Bachelor of Science
New York University 2002 — 2004
Katherine Gibbs College
Currently occupied with new opportunities September 2014 - Present
Community Works January 2012 - Present
Princeton University October 2013 - June 2014
Rider University February 2013 - May 2013
Verizon Wireless April 2012 - December 2012
CIT Small Business Lending May 2006 - March 2011
All State Financial 2005 - 2006
Loro Piana 2004 - 2005
NYU Medical Center February 2002 - February 2004
Skills
Procurement, Sales Operations, Direct Sales, Service Excellence, Operational Excellence, Office Administration, Order Fulfillment, Conflict Resolution, Public Relations, Research, Sales Recruitment, Employee Relations, Computer Security, Process Improvement, Problem Solving, Compliance, Cost Reduction..., Efficiency Improvement, Travel Planning, Business Correspondence, Creates Itineraries, Networking Events, Business Management, Small Business, Human Relations, Schedule Development, Attention To Detail, Fast Learner, Global Strategy, Independent Thinker, Maintaining Business..., Critical Thinking, Strategic Thinking, Thought Leadership, Physiology, Health Insurance, Mental Health, Network Security, Customer Relations, Customer Focus, PowerPoint, Proven Leadership Skills, Organizing, Higher Education, liaison, MS Office Suite, Social Media Marketing, Marketing Communications, Prospection, PeopleSoft
Education
College of Saint Elizabeth 2006 — 2009
Bachelor of Science
New York University 2002 — 2004
Katherine Gibbs College
Delma Pacheco Delma Pacheco's CIT Small Business Lending Experience March 2005 - October 2010
Job Vice President Private Banking at Broadway National Bank
Industry Financial Services
Experience
Broadway National Bank October 2010 - Present
CIT Small Business Lending March 2005 - October 2010
Compass Bank October 2003 - March 2005
Bank One January 1994 - September 2001
Skills
Loans, Commercial Lending, Credit Analysis, Finance, Real Estate, Treasury Management, SBA, Retail Banking, Commercial Real Estate, Start-ups, Commercial Banking, Small Business Lending, Commercial Mortgages, Investments, Mergers & Acquisitions, Leadership, Mortgage Lending, Portfolio Management, Small Business
Education
St. Edward's University 2002 — 2006
Bachelor of Business Administration
Broadway National Bank October 2010 - Present
CIT Small Business Lending March 2005 - October 2010
Compass Bank October 2003 - March 2005
Bank One January 1994 - September 2001
Skills
Loans, Commercial Lending, Credit Analysis, Finance, Real Estate, Treasury Management, SBA, Retail Banking, Commercial Real Estate, Start-ups, Commercial Banking, Small Business Lending, Commercial Mortgages, Investments, Mergers & Acquisitions, Leadership, Mortgage Lending, Portfolio Management, Small Business
Education
St. Edward's University 2002 — 2006
Bachelor of Business Administration
William Kaluske's CIT Small Business Lending Experience 2002 - 2003
Job Vice President, Commercial Loans at Edgewater Bank
Industry Banking
Experience
Edgewater Bank August 2013 - Present
Amicus Management, Inc. 2011 - 2013
WMKaluske Enterprises, LLC September 2008 - March 2011
SEM Resource Capital 2006 - 2008
Republic Bank 2003 - 2006
CIT Small Business Lending 2002 - 2003
First of America 1984 - 1995
LaSalle Bank Midwest (fka Standard Federal Bank fka Michigan National Bank) 1971 - 1984
Skills
Commercial Lending, Loans, Credit, Small Business Lending, Commercial Banking, Banking, Commercial Mortgages, SBA, Underwriting, Credit Analysis, Consumer Lending, Financial Analysis, Portfolio Management, Commercial Real Estate, Real Estate, Financial Services, Funding, Business Development, Finance, Mergers & Acquisitions, Mortgage Lending, Financial Modeling, Due Diligence, Asset Based Lending, Leadership, Cash Management, Executive Management, Investments, Risk Management, Management, Asset Management, Credit Risk, Financial Risk, Loan Origination, Financial Structuring, Cross Selling, Relationship Management, Treasury Management, Retail Banking, Wealth Management
Education
Grand Valley State University 1963 — 1967
B.S., Mathematics
Edgewater Bank August 2013 - Present
Amicus Management, Inc. 2011 - 2013
WMKaluske Enterprises, LLC September 2008 - March 2011
SEM Resource Capital 2006 - 2008
Republic Bank 2003 - 2006
CIT Small Business Lending 2002 - 2003
First of America 1984 - 1995
LaSalle Bank Midwest (fka Standard Federal Bank fka Michigan National Bank) 1971 - 1984
Skills
Commercial Lending, Loans, Credit, Small Business Lending, Commercial Banking, Banking, Commercial Mortgages, SBA, Underwriting, Credit Analysis, Consumer Lending, Financial Analysis, Portfolio Management, Commercial Real Estate, Real Estate, Financial Services, Funding, Business Development, Finance, Mergers & Acquisitions, Mortgage Lending, Financial Modeling, Due Diligence, Asset Based Lending, Leadership, Cash Management, Executive Management, Investments, Risk Management, Management, Asset Management, Credit Risk, Financial Risk, Loan Origination, Financial Structuring, Cross Selling, Relationship Management, Treasury Management, Retail Banking, Wealth Management
Education
Grand Valley State University 1963 — 1967
B.S., Mathematics
Anina Butler Anina Butler's CIT Small Business Lending Experience August 1998 - November 2007
Job
Industry Banking
Experience
Radius Bank January 2009 - Present
NEBBA 2000 - 2010
Popular Small Business Capital November 2007 - November 2008
CIT Small Business Lending August 1998 - November 2007
CIT Small Business Finance 1998 - 2007
Eastern Bank November 1987 - March 1996
U. S. Small Business Administration 1980 - 1985
Skills
Business Acquisition, Project Management, Commercial Real Estate, Financial Statement..., Small Business Lending, Commercial Lending, Credit, SBA, SBA 504, Factoring, Commercial Mortgages, Loans, Portfolio Management, Asset Based Lending, Real Estate, Mergers & Acquisitions, Funding, Banking, Finance, Business Development, Refinance, Commercial Banking, Financial Services
Education
Isenberg School of Management, UMass Amherst 1978 — 1980
MSBA
Clark University 1965 — 1970
ab
Radius Bank January 2009 - Present
NEBBA 2000 - 2010
Popular Small Business Capital November 2007 - November 2008
CIT Small Business Lending August 1998 - November 2007
CIT Small Business Finance 1998 - 2007
Eastern Bank November 1987 - March 1996
U. S. Small Business Administration 1980 - 1985
Skills
Business Acquisition, Project Management, Commercial Real Estate, Financial Statement..., Small Business Lending, Commercial Lending, Credit, SBA, SBA 504, Factoring, Commercial Mortgages, Loans, Portfolio Management, Asset Based Lending, Real Estate, Mergers & Acquisitions, Funding, Banking, Finance, Business Development, Refinance, Commercial Banking, Financial Services
Education
Isenberg School of Management, UMass Amherst 1978 — 1980
MSBA
Clark University 1965 — 1970
ab
Lourdes Mayo-Kehl Lourdes Mayo-Kehl's CIT Small Business Lending Experience July 2006 - February 2011
Job Vice President, SBA Loan Officer at First Citizens Bank
Industry Financial Services
Experience
First Citizens Bank January 2015 - Present
Bridge Bank June 2013 - January 2015
Pacific Premier Bank February 2012 - June 2013
Wells Fargo Bank February 2011 - February 2012
CIT- Small Business Lending July 2006 - February 2011
Comerica Bank July 2005 - July 2006
Sunwest Bank July 2004 - July 2005
Wells Fargo Bank January 2002 - July 2004
Bank of America May 1997 - December 2001
Skills
Financial Analysis, Strategic Planning, Small Business, Real Estate, Loan Origination, Mortgage Banking, Risk Management, Treasury Management, Team Building, Cash Management, Cross Selling, Finance, Retail Banking, Sales Management, Relationship Management, SBA Lending, Management, Leadership, Loans, Coaching, Negotiation, Integrity, Training, Time Management, Business Development, SBA, Sales, New Business Development, Customer Service, Networking, Social Media Marketing, Customer Retention, Social Networking, Start-ups, Analysis
Education
Business Academy School 2001 — 2002
Business Certificate -, Business Banking, Business Industry
Executive Management School 1996 — 1997
Certificate -, Management, and Marketing
California State University-Los Angeles 1988 — 1992
BS, Criminal Justice
First Citizens Bank January 2015 - Present
Bridge Bank June 2013 - January 2015
Pacific Premier Bank February 2012 - June 2013
Wells Fargo Bank February 2011 - February 2012
CIT- Small Business Lending July 2006 - February 2011
Comerica Bank July 2005 - July 2006
Sunwest Bank July 2004 - July 2005
Wells Fargo Bank January 2002 - July 2004
Bank of America May 1997 - December 2001
Skills
Financial Analysis, Strategic Planning, Small Business, Real Estate, Loan Origination, Mortgage Banking, Risk Management, Treasury Management, Team Building, Cash Management, Cross Selling, Finance, Retail Banking, Sales Management, Relationship Management, SBA Lending, Management, Leadership, Loans, Coaching, Negotiation, Integrity, Training, Time Management, Business Development, SBA, Sales, New Business Development, Customer Service, Networking, Social Media Marketing, Customer Retention, Social Networking, Start-ups, Analysis
Education
Business Academy School 2001 — 2002
Business Certificate -, Business Banking, Business Industry
Executive Management School 1996 — 1997
Certificate -, Management, and Marketing
California State University-Los Angeles 1988 — 1992
BS, Criminal Justice
Maria Vivona Palumbo Maria Vivona Palumbo's CIT Small Business Lending Experience 2004 - 2008
Job AVP/SBA Business Development at Kearny Federal Savings Bank
Industry Financial Services
Experience
Kearny Federal Savings Bank February 2012 - Present
BNB Bank, NA August 2009 - February 2012
CIT Small Business Lending 2004 - 2008
CIT 2000 - 2008
CIT/AT&T Capital Corporation 1997 - 2002
AT&T Capital Corporation 1993 - 1997
Skills
Small Business Lending, Loans, Real Estate, SBA, Business Development, Commercial Lending, Finance, Small Business, Start-ups, Management, Banking, Sales, Asset Based Lending, Credit, Financial Analysis, Credit Analysis, Real Estate Transactions, Commercial Real Estate, Loan Origination
Education
Montclair State University
Our Lady of the Valley
Our Lady of the Valley
Kearny Federal Savings Bank February 2012 - Present
BNB Bank, NA August 2009 - February 2012
CIT Small Business Lending 2004 - 2008
CIT 2000 - 2008
CIT/AT&T Capital Corporation 1997 - 2002
AT&T Capital Corporation 1993 - 1997
Skills
Small Business Lending, Loans, Real Estate, SBA, Business Development, Commercial Lending, Finance, Small Business, Start-ups, Management, Banking, Sales, Asset Based Lending, Credit, Financial Analysis, Credit Analysis, Real Estate Transactions, Commercial Real Estate, Loan Origination
Education
Montclair State University
Our Lady of the Valley
Our Lady of the Valley
Ed Pillo Ed Pillo's CIT Small Business Lending Experience January 1999 - August 2002
Job Vice President / Business Banking
Industry Banking
Experience
Seacoast National Bank August 2013 - May 2014
BankUnited January 2012 - July 2013
Wachovia/Wells Fargo February 2004 - January 2012
Advantage Bank 2002 - 2004
CIT Small Business Lending January 1999 - August 2002
Commercial Capital Corporation 1996 - 1999
First National Bank of Lake Park 1994 - 1996
Skills
Small Business Lending, Loans, Commercial Banking, Credit Analysis, Commercial Lending, Loan Origination, SBA, Target Marketing, Banking, Portfolio Management, Lines Of Credit, Credit Risk, Treasury Management, Cash Management, Financial Analysis, Underwriting, Business Banking, Business Lending
Education
University of Central Florida 1984 — 1988
BSBA, Finance
Camden County College 1982 — 1984
Computer Studies for Business
Seacoast National Bank August 2013 - May 2014
BankUnited January 2012 - July 2013
Wachovia/Wells Fargo February 2004 - January 2012
Advantage Bank 2002 - 2004
CIT Small Business Lending January 1999 - August 2002
Commercial Capital Corporation 1996 - 1999
First National Bank of Lake Park 1994 - 1996
Skills
Small Business Lending, Loans, Commercial Banking, Credit Analysis, Commercial Lending, Loan Origination, SBA, Target Marketing, Banking, Portfolio Management, Lines Of Credit, Credit Risk, Treasury Management, Cash Management, Financial Analysis, Underwriting, Business Banking, Business Lending
Education
University of Central Florida 1984 — 1988
BSBA, Finance
Camden County College 1982 — 1984
Computer Studies for Business
Lorrie Kramer's CIT Small Business Lending Experience December 1998 - April 2008
Job
Industry Banking
Experience
Colorado National Bank October 2014 - Present
Evolve Bank & Trust July 2011 - September 2014
BBVA Compass May 2008 - June 2010
Compass Bank 2008 - June 2010
CIT Small Business Lending December 1998 - April 2008
Education
Colorado State University 1986 — 1991
Bachelor's Degree Liberal Arts, Business/Managerial Economics
Colorado National Bank October 2014 - Present
Evolve Bank & Trust July 2011 - September 2014
BBVA Compass May 2008 - June 2010
Compass Bank 2008 - June 2010
CIT Small Business Lending December 1998 - April 2008
Education
Colorado State University 1986 — 1991
Bachelor's Degree Liberal Arts, Business/Managerial Economics
Robert Keymetian's CIT Small Business Lending Experience January 2009 - October 2013
Job AVP,CIT Construction Lending
Industry Banking
Experience
CIT Small Business Lending January 2009 - October 2013
CIT SBLC 2009 - Present
CIT October 1997 - January 2009
The Permutit Company a Division of Zurn Industries June 1972 - September 1981
Skills
Commercial Lending, Credit, Loans, Credit Analysis, Commercial Banking, Real Estate, Construction Loans, Foreclosures, Mortgage Banking, Commercial Mortgages, Refinance, Loan Origination, Banking, Loss Mitigation, REO, Mortgage Lending, Loan Servicing, Underwriting, Funding, Finance, Real Estate Financing, Small Business Lending, Portfolio Management, Consumer Lending, Credit Risk, FHA, Mortgage Underwriting, Residential Mortgages, Asset Management, USDA, Real Estate Economics
Education
New Jersey Institute of Technology 1969 — 1972
MS Mechanical Engineering, Construction - Fluidics - Hydraulics
CIT Small Business Lending January 2009 - October 2013
CIT SBLC 2009 - Present
CIT October 1997 - January 2009
The Permutit Company a Division of Zurn Industries June 1972 - September 1981
Skills
Commercial Lending, Credit, Loans, Credit Analysis, Commercial Banking, Real Estate, Construction Loans, Foreclosures, Mortgage Banking, Commercial Mortgages, Refinance, Loan Origination, Banking, Loss Mitigation, REO, Mortgage Lending, Loan Servicing, Underwriting, Funding, Finance, Real Estate Financing, Small Business Lending, Portfolio Management, Consumer Lending, Credit Risk, FHA, Mortgage Underwriting, Residential Mortgages, Asset Management, USDA, Real Estate Economics
Education
New Jersey Institute of Technology 1969 — 1972
MS Mechanical Engineering, Construction - Fluidics - Hydraulics
Doug Bagnasco's CIT Small Business Lending Experience October 2000 - October 2007
Job Vice President, Business Development Officer at CapitalSource
Industry Financial Services
Experience
CapitalSource May 2012 - Present
United Capital Business Lending (formerly Butler Capital) July 2011 - May 2012
Key Bank October 2010 - July 2011
Wells Fargo SBA April 2009 - October 2010
Banco Popular October 2007 - April 2009
CIT Small Business Lending October 2000 - October 2007
GE Capital Small Business Finance August 1997 - October 2000
Skills
Loans, Franchising, Refinance, SBA, Small Business Lending, Small Business, Credit, Commercial Lending, Financial Analysis, Mortgage Lending, Underwriting, Sales Management, Banking, Sales, Commercial Mortgages, Real Estate, Commercial Banking, Finance, Business Planning, SBA 504, Loan Origination, Business Development, Credit Analysis, Mergers & Acquisitions, Leadership, Funding
Education
Florida International University 1979 — 1981
Bachelor of Science, Hospitality Management
SUNY Cobleskill
Associate of Science, Hotel Management
CapitalSource May 2012 - Present
United Capital Business Lending (formerly Butler Capital) July 2011 - May 2012
Key Bank October 2010 - July 2011
Wells Fargo SBA April 2009 - October 2010
Banco Popular October 2007 - April 2009
CIT Small Business Lending October 2000 - October 2007
GE Capital Small Business Finance August 1997 - October 2000
Skills
Loans, Franchising, Refinance, SBA, Small Business Lending, Small Business, Credit, Commercial Lending, Financial Analysis, Mortgage Lending, Underwriting, Sales Management, Banking, Sales, Commercial Mortgages, Real Estate, Commercial Banking, Finance, Business Planning, SBA 504, Loan Origination, Business Development, Credit Analysis, Mergers & Acquisitions, Leadership, Funding
Education
Florida International University 1979 — 1981
Bachelor of Science, Hospitality Management
SUNY Cobleskill
Associate of Science, Hotel Management
Marianne Miller's CIT Small Business Lending Experience April 2001 - Present
Job Senior Regional Account Manager at CIT Small Business Lending
Industry Banking
Experience
CIT Small Business Lending April 2001 - Present
Bank of America Community Development 1996 - 2001
Michigan Certified Development Corporation 1993 - 1997
Skills
Asset Based Lending, Mortgage Lending, Mergers & Acquisitions, Franchising, Due Diligence, Real Estate Financing, Finance, Loans, SBA, Small Business Lending, Bankruptcy, Small Business, Commercial Banking, Commercial Lending, Commercial Real Estate, Portfolio Management, Credit Analysis, Banking, Credit, Commercial Mortgages, Financial Analysis, Loan Origination, Underwriting
Education
Central Michigan University 2011 — 2013
MSA, International Administration
Northwood University 1990 — 1993
BBA, Business Management
Lansing Community College 1976 — 1989
AB, Paralegal Studies, Business
CIT Small Business Lending April 2001 - Present
Bank of America Community Development 1996 - 2001
Michigan Certified Development Corporation 1993 - 1997
Skills
Asset Based Lending, Mortgage Lending, Mergers & Acquisitions, Franchising, Due Diligence, Real Estate Financing, Finance, Loans, SBA, Small Business Lending, Bankruptcy, Small Business, Commercial Banking, Commercial Lending, Commercial Real Estate, Portfolio Management, Credit Analysis, Banking, Credit, Commercial Mortgages, Financial Analysis, Loan Origination, Underwriting
Education
Central Michigan University 2011 — 2013
MSA, International Administration
Northwood University 1990 — 1993
BBA, Business Management
Lansing Community College 1976 — 1989
AB, Paralegal Studies, Business
Pam Scott's CIT Small Business Lending Experience July 1995 - April 2007
Job Executive Vice President/SBA Program Manager at Colorado National Bank
Industry Banking
Experience
Colorado National Bank August 2013 - Present
Evolve Bank & Trust February 2011 - August 2013
United Western Bank March 2010 - February 2011
CIT Small Business Lending Corporation April 2007 - February 2008
CIT 1995 - 2008
CIT Small Business Lending July 1995 - April 2007
The Money Store Investment Corporation (now Wachovia) January 1988 - July 1995
AT&T CAPITAL CORPORATION 1988 - 1995
Skills
SBA, Commercial Real Estate, Performance Improvement, Sarbanes-Oxley Act, Recruiting, Loans, Commercial Lending, Credit, Small Business Lending, Underwriting, Credit Analysis, Banking, Commercial Banking, Commercial Mortgages, Portfolio Management, Government, Program Management, Mortgage Lending, Leadership, Loan Origination, Mortgage Banking, Management, Funding, Finance, Financial Structuring, Real Estate Economics, Real Estate, Risk Management, USDA, Loan Servicing, Refinance, Real Estate Financing, Construction Loans, Asset Based Lending, Residential Mortgages, Consumer Lending, Credit Risk, Lines Of Credit, Executive Management, FHA, Construction Management, Team Management
Education
Colorado State University 2006 — 2007
Construction Management
Metropolitan State College of Denver 1989 — 1990
Business
Colorado National Bank August 2013 - Present
Evolve Bank & Trust February 2011 - August 2013
United Western Bank March 2010 - February 2011
CIT Small Business Lending Corporation April 2007 - February 2008
CIT 1995 - 2008
CIT Small Business Lending July 1995 - April 2007
The Money Store Investment Corporation (now Wachovia) January 1988 - July 1995
AT&T CAPITAL CORPORATION 1988 - 1995
Skills
SBA, Commercial Real Estate, Performance Improvement, Sarbanes-Oxley Act, Recruiting, Loans, Commercial Lending, Credit, Small Business Lending, Underwriting, Credit Analysis, Banking, Commercial Banking, Commercial Mortgages, Portfolio Management, Government, Program Management, Mortgage Lending, Leadership, Loan Origination, Mortgage Banking, Management, Funding, Finance, Financial Structuring, Real Estate Economics, Real Estate, Risk Management, USDA, Loan Servicing, Refinance, Real Estate Financing, Construction Loans, Asset Based Lending, Residential Mortgages, Consumer Lending, Credit Risk, Lines Of Credit, Executive Management, FHA, Construction Management, Team Management
Education
Colorado State University 2006 — 2007
Construction Management
Metropolitan State College of Denver 1989 — 1990
Business
Kathleen Metz's CIT Small Business Lending Experience January 2011 - October 2013
Job Vice President Business Lending at Affinity Federal Credit Union
Industry Banking
Experience
Affinity Federal Credit Union October 2013 - Present
CIT Small Business Lending January 2011 - October 2013
CIT Small Business Lending August 2008 - December 2010
CIT Small Business Lending Corporation February 2008 - August 2008
CIT Small Business Lending Corporation October 2006 - February 2008
CIT Small Business Lending Corporation September 2004 - October 2006
CIT Small Business Lending Corporation July 2001 - September 2004
The CIT Group January 2000 - July 2001
The CIT Group March 1997 - December 1999
Carnegie Bank August 1993 - March 1997
Skills
Credit, Small Business Lending, Commercial Lending, Loans, Credit Risk, Process Improvement, Portfolio Management, Internal Audit, Mortgage Lending, Underwriting, Real Estate, Due Diligence, Loan Origination, Funding, Refinance
Education
The College of New Jersey 1989 — 1993
BS, Business Administration
Affinity Federal Credit Union October 2013 - Present
CIT Small Business Lending January 2011 - October 2013
CIT Small Business Lending August 2008 - December 2010
CIT Small Business Lending Corporation February 2008 - August 2008
CIT Small Business Lending Corporation October 2006 - February 2008
CIT Small Business Lending Corporation September 2004 - October 2006
CIT Small Business Lending Corporation July 2001 - September 2004
The CIT Group January 2000 - July 2001
The CIT Group March 1997 - December 1999
Carnegie Bank August 1993 - March 1997
Skills
Credit, Small Business Lending, Commercial Lending, Loans, Credit Risk, Process Improvement, Portfolio Management, Internal Audit, Mortgage Lending, Underwriting, Real Estate, Due Diligence, Loan Origination, Funding, Refinance
Education
The College of New Jersey 1989 — 1993
BS, Business Administration
Cindy Mazzetta's CIT Small Business Lending Experience 2006 - February 2011
Job Senior Vice President/SBA Regional Manager at US Bank
Industry Banking
Experience
U.S. Bank December 2013 - Present
Associated Bank May 2012 - December 2013
Associated Bank February 2011 - May 2012
CIT Small Business Lending 2006 - February 2011
CIT March 2000 - March 2006
The CIT Group 1993 - 1998
AT&T Capital 1992 - 1995
Education
University of Pennsylvania - The Wharton School 2005 — 2005
Executive Development Program
University of Wisconsin-Madison 1974 — 1978
BA, Sociology
U.S. Bank December 2013 - Present
Associated Bank May 2012 - December 2013
Associated Bank February 2011 - May 2012
CIT Small Business Lending 2006 - February 2011
CIT March 2000 - March 2006
The CIT Group 1993 - 1998
AT&T Capital 1992 - 1995
Education
University of Pennsylvania - The Wharton School 2005 — 2005
Executive Development Program
University of Wisconsin-Madison 1974 — 1978
BA, Sociology
Carolyn Gegg's CIT Small Business Lending Experience December 1995 - January 2010
Job Vice President Business Development Officer at US BankSBA Division
Industry Financial Services
Experience
US Bank January 2010 - Present
CIT Small Business Lending December 1995 - January 2010
GE Capital Small Business Finance Corporation January 1992 - November 1995
Skills
SBA, Loans, Small Business Lending, SBA 504, Real Estate, Commercial Lending, Mergers & Acquisitions, Financial Services, Finance, Credit, Start-ups, Commercial Mortgages, Business Development, Loan Origination, Due Diligence, Credit Analysis, Small Business, Investments, Underwriting, Banking, Business Acquisition
Education
Southern Illinois University, Edwardsville 1993 — 1996
Master, Business Administration
University of Missouri-Columbia 1986 — 1990
Bachelor of Science, Double Major in Finance and Real Estate
US Bank January 2010 - Present
CIT Small Business Lending December 1995 - January 2010
GE Capital Small Business Finance Corporation January 1992 - November 1995
Skills
SBA, Loans, Small Business Lending, SBA 504, Real Estate, Commercial Lending, Mergers & Acquisitions, Financial Services, Finance, Credit, Start-ups, Commercial Mortgages, Business Development, Loan Origination, Due Diligence, Credit Analysis, Small Business, Investments, Underwriting, Banking, Business Acquisition
Education
Southern Illinois University, Edwardsville 1993 — 1996
Master, Business Administration
University of Missouri-Columbia 1986 — 1990
Bachelor of Science, Double Major in Finance and Real Estate
Sean Waybright's CIT Small Business Lending Experience April 2005 - February 2011
Job Business Development Officer at Meadows Bank
Industry Financial Services
Experience
Meadows Bank June 2012 - Present
CIT Small Business Lending April 2005 - February 2011
The CIT Group 2005 - February 2011
Wachovia 1990 - 2005
Guaranty Bank 1987 - 1990
Skills
SBA, Small Business Lending, Commercial Lending, Commercial Mortgages, Loans, Credit Analysis, Credit, Commercial Banking, Underwriting, Banking, Loan Origination, Commercial Finance, Financial Analysis, Construction Loans, Business Acquisition, Credit Risk, Real Estate, USDA, Funding, Real Estate Financing, SBA 504, Cash Flow Lending, Refinance, Financial Structuring, Real Estate Economics, Valuation, Small Business, Risk Management, Mortgage Underwriting, Commercial Real Estate, Financial Risk, Structured Finance, Mergers & Acquisitions, Finance, Business Development, Financial Services, Executive Management
Education
Colorado State University 1981 — 1986
Finance
Meadows Bank June 2012 - Present
CIT Small Business Lending April 2005 - February 2011
The CIT Group 2005 - February 2011
Wachovia 1990 - 2005
Guaranty Bank 1987 - 1990
Skills
SBA, Small Business Lending, Commercial Lending, Commercial Mortgages, Loans, Credit Analysis, Credit, Commercial Banking, Underwriting, Banking, Loan Origination, Commercial Finance, Financial Analysis, Construction Loans, Business Acquisition, Credit Risk, Real Estate, USDA, Funding, Real Estate Financing, SBA 504, Cash Flow Lending, Refinance, Financial Structuring, Real Estate Economics, Valuation, Small Business, Risk Management, Mortgage Underwriting, Commercial Real Estate, Financial Risk, Structured Finance, Mergers & Acquisitions, Finance, Business Development, Financial Services, Executive Management
Education
Colorado State University 1981 — 1986
Finance
Raymond Cantwell's CIT Small Business Lending Experience 1995 - June 2014
Job SVP & Chief Credit Officer at ReadyCap Lending, LLC
Industry Financial Services
Experience
ReadyCap Lending, LLC June 2014 - Present
CIT Small Business Lending 1995 - June 2014
cit 1998 - 2009
CIT Small Business Lending 1995 - 2009
Skills
Commercial Lending, Credit Analysis, Small Business Lending, Banking, Credit, Commercial Banking, Loans, Financial Analysis, Portfolio Management, Mortgage Lending, Finance, Credit Risk
Education
Fordham University 1984 — 1988
BS, Finance
ReadyCap Lending, LLC June 2014 - Present
CIT Small Business Lending 1995 - June 2014
cit 1998 - 2009
CIT Small Business Lending 1995 - 2009
Skills
Commercial Lending, Credit Analysis, Small Business Lending, Banking, Credit, Commercial Banking, Loans, Financial Analysis, Portfolio Management, Mortgage Lending, Finance, Credit Risk
Education
Fordham University 1984 — 1988
BS, Finance
Lisa Sepetjian's CIT Small Business Lending Experience 2006 - 2007
Job Director of Development & Marketing at Boys & Girls Clubs of Union County
Industry Nonprofit Organization Management
Experience
Boys & Girls Clubs of Union County September 2013 - Present
Citibank May 2012 - March 2013
On Deck Capital, Inc. November 2011 - April 2012
Bankers One Capital April 2007 - November 2011
CIT Small Business Lending 2006 - 2007
Allied Irish Bank April 2003 - February 2006
Allied Irish Bank April 2001 - April 2003
Ruesch International October 1995 - March 2001
Skills
Small Business Lending, Start up financing, Credit Analysis, Project Management, Sales Management, Key Account Management, Management, Sales, Commercial Lending, Loans, Business Development, Cash Management, Credit, Portfolio Management, New Business Development, Working Capital..., Banking, Financial Analysis, Treasury, Business Planning, Team Management, Strategic Planning, Business Process, Client Development, Relationship Management, Key Account Growth, Consultative Sales..., Solution Selling, Salesforce.com, Professional Account...
Education
Montclair State University
BA
Boys & Girls Clubs of Union County September 2013 - Present
Citibank May 2012 - March 2013
On Deck Capital, Inc. November 2011 - April 2012
Bankers One Capital April 2007 - November 2011
CIT Small Business Lending 2006 - 2007
Allied Irish Bank April 2003 - February 2006
Allied Irish Bank April 2001 - April 2003
Ruesch International October 1995 - March 2001
Skills
Small Business Lending, Start up financing, Credit Analysis, Project Management, Sales Management, Key Account Management, Management, Sales, Commercial Lending, Loans, Business Development, Cash Management, Credit, Portfolio Management, New Business Development, Working Capital..., Banking, Financial Analysis, Treasury, Business Planning, Team Management, Strategic Planning, Business Process, Client Development, Relationship Management, Key Account Growth, Consultative Sales..., Solution Selling, Salesforce.com, Professional Account...
Education
Montclair State University
BA
Devon Nunemann's CIT Small Business Lending Experience August 2000 - March 2009
Job Sr. SBA Underwriter at United Community Bank
Industry Financial Services
Experience
United Community Bank August 2014 - Present
Live Oak Bank May 2012 - July 2014
Carolina First/TD Bank March 2010 - May 2012
CIT Small Business Lending August 2000 - March 2009
United Western Bank and others April 2009 - 2009
Tatonka Capital Corporation 2000 - 2000
Alpine Capital Corporation 1999 - 2000
AT&T Capital 1997 - 1999
USA Leasing LLC 1995 - 1997
Banc One Leasing Corporation 1990 - 1995
Education
University of Oklahoma
Education
United Community Bank August 2014 - Present
Live Oak Bank May 2012 - July 2014
Carolina First/TD Bank March 2010 - May 2012
CIT Small Business Lending August 2000 - March 2009
United Western Bank and others April 2009 - 2009
Tatonka Capital Corporation 2000 - 2000
Alpine Capital Corporation 1999 - 2000
AT&T Capital 1997 - 1999
USA Leasing LLC 1995 - 1997
Banc One Leasing Corporation 1990 - 1995
Education
University of Oklahoma
Education
Suzan Kozojed's CIT Small Business Lending Experience 2003 - 2007
Job Loan Underwriter at CapitalSource
Industry Banking
Experience
CapitalSource 2008 - Present
CIT Small Business Lending 2003 - 2007
Skills
SBA, Credit Analysis, Small Business Lending, Loans, Customer Service, Commercial Lending, Credit, Asset Management, Negotiation, Team Building, Underwriting, Due Diligence, Commercial Banking, Loan Origination, Commercial Mortgages
Education
Minnesota State University, Moorhead 1978 — 1982
BA, BS, Business Management and Psychology
CapitalSource 2008 - Present
CIT Small Business Lending 2003 - 2007
Skills
SBA, Credit Analysis, Small Business Lending, Loans, Customer Service, Commercial Lending, Credit, Asset Management, Negotiation, Team Building, Underwriting, Due Diligence, Commercial Banking, Loan Origination, Commercial Mortgages
Education
Minnesota State University, Moorhead 1978 — 1982
BA, BS, Business Management and Psychology
David Hoppenworth's CIT Small Business Lending Experience March 2005 - November 2006
Job EVP, Chief Operating + Credit Executive , Small Business Finance at CertusBank
Industry Financial Services
Experience
CertusBank June 2013 - Present
TD Bank Group October 2009 - May 2013
Community West Bank December 2006 - October 2009
CIT Small Business Lending March 2005 - November 2006
Bank of America 1997 - 2005
Wells Fargo 1989 - 1994
Education
Rochester Institute of Technology
Bachelor's Degree, Business Administration
CertusBank June 2013 - Present
TD Bank Group October 2009 - May 2013
Community West Bank December 2006 - October 2009
CIT Small Business Lending March 2005 - November 2006
Bank of America 1997 - 2005
Wells Fargo 1989 - 1994
Education
Rochester Institute of Technology
Bachelor's Degree, Business Administration
Mark Thomason's CIT Small Business Lending Experience May 2005 - July 2010
Job Business Banking Relationship Manager at SunTrust Bank
Industry Banking
Experience
SunTrust Bank October 2011 - Present
1st United Bank July 2010 - August 2011
CIT Small Business Lending May 2005 - July 2010
BB&T April 1999 - April 2005
SunTrust Bank April 1994 - April 2000
The Citizens and Southern National Bank June 1986 - April 1994
Skills
Commerical Lending, Consultative Selling, Commercial Banking, Loans, Credit, Banking, Underwriting, SBA, Commercial Real Estate, Business Development, Negotiation, Small Business Lending, Mortgage Lending, Credit Analysis, Commercial Mortgages, Investments, Asset Based Lending, Portfolio Management, Lines Of Credit, Credit Risk, Consumer Lending, Loan Origination, Refinance, Finance, Selling, Commercial Lending
Education
University of Florida 1984 — 1986
MBA, Finance and Management
Emory University 1979 — 1983
BA, History
SunTrust Bank October 2011 - Present
1st United Bank July 2010 - August 2011
CIT Small Business Lending May 2005 - July 2010
BB&T April 1999 - April 2005
SunTrust Bank April 1994 - April 2000
The Citizens and Southern National Bank June 1986 - April 1994
Skills
Commerical Lending, Consultative Selling, Commercial Banking, Loans, Credit, Banking, Underwriting, SBA, Commercial Real Estate, Business Development, Negotiation, Small Business Lending, Mortgage Lending, Credit Analysis, Commercial Mortgages, Investments, Asset Based Lending, Portfolio Management, Lines Of Credit, Credit Risk, Consumer Lending, Loan Origination, Refinance, Finance, Selling, Commercial Lending
Education
University of Florida 1984 — 1986
MBA, Finance and Management
Emory University 1979 — 1983
BA, History
Chantale Charles's CIT Small Business Lending Experience September 2000 - February 2005
Job Commercial Loan Porfolio Specialist at TD Bank
Industry Banking
Experience
TD Bank October 2007 - Present
The Provident Bank August 2005 - October 2007
CIT Small Business Lending September 2000 - February 2005
Skills
Banking, Credit, Commercial Banking, Loans, Small Business Lending
Education
Centenary College 2003 — 2006
Business Administration/
Rockland Community College 1987 — 1991
Associates, Business Administration
TD Bank October 2007 - Present
The Provident Bank August 2005 - October 2007
CIT Small Business Lending September 2000 - February 2005
Skills
Banking, Credit, Commercial Banking, Loans, Small Business Lending
Education
Centenary College 2003 — 2006
Business Administration/
Rockland Community College 1987 — 1991
Associates, Business Administration
Claude Einstein's CIT Small Business Lending Experience October 2002 - March 2010
Job at UMB Bank
Industry Banking
Experience
UMB Bank April 2011 - Present
Freedom Bank March 2010 - April 2011
CIT Small Business Lending October 2002 - March 2010
Independence Community Bank 2001 - 2002
Unity Bank 1999 - 2001
Skills
Credit Analysis, Loans, Underwriting, Credit, Commercial Banking
Education
Rider University 1995 — 1999
Bachelor of Science, Business Administration
UMB Bank April 2011 - Present
Freedom Bank March 2010 - April 2011
CIT Small Business Lending October 2002 - March 2010
Independence Community Bank 2001 - 2002
Unity Bank 1999 - 2001
Skills
Credit Analysis, Loans, Underwriting, Credit, Commercial Banking
Education
Rider University 1995 — 1999
Bachelor of Science, Business Administration
Charles Wojtukiewicz's CIT Small Business Lending Experience November 2000 - May 2011
Job Loan Workout & Asset Recovery Specialist in SBA, Commercial and Consumer Banking and Finance
Industry Banking
Experience
Unity Bank May 2011 - October 2014
CIT Small Business Lending November 2000 - May 2011
Federal Leasing Corporation October 1990 - November 2000
Bank One Leasing Corporation October 1989 - May 1990
Skills
Loans, Due Diligence, Credit, Portfolio Management, Commercial Lending, Small Business Lending, Credit Analysis, Mortgage Banking, Commercial Real Estate, Retail Banking, Risk Management, Consumer Lending, Banking, Underwriting, Finance, Mortgage Lending, Credit Risk, Commercial Mortgages, Commercial Banking, Loan Origination, Financial Analysis, SBA, Cash Flow, Management, Cash Management
Education
County College of Morris
Business Adminstration
Unity Bank May 2011 - October 2014
CIT Small Business Lending November 2000 - May 2011
Federal Leasing Corporation October 1990 - November 2000
Bank One Leasing Corporation October 1989 - May 1990
Skills
Loans, Due Diligence, Credit, Portfolio Management, Commercial Lending, Small Business Lending, Credit Analysis, Mortgage Banking, Commercial Real Estate, Retail Banking, Risk Management, Consumer Lending, Banking, Underwriting, Finance, Mortgage Lending, Credit Risk, Commercial Mortgages, Commercial Banking, Loan Origination, Financial Analysis, SBA, Cash Flow, Management, Cash Management
Education
County College of Morris
Business Adminstration
DeSean Deary's CIT Small Business Lending Experience July 2010 - July 2010
Job Student at Delaware State University
Industry Accounting
Experience
Delaware State University October 2011 - Present
CIT - Corporate Tax June 2011 - August 2011
Delaware State University August 2010 - December 2010
Amway Global August 2009 - September 2010
CIT - Small Business Lending July 2010 - July 2010
Education
Delaware State University 2008 — 2013
Bachelor of Science (B.S.), Accounting
Delaware State University 2008 — 2013
Bachelor of Science (B.S.), Finance and Financial Management Services
Delaware State University October 2011 - Present
CIT - Corporate Tax June 2011 - August 2011
Delaware State University August 2010 - December 2010
Amway Global August 2009 - September 2010
CIT - Small Business Lending July 2010 - July 2010
Education
Delaware State University 2008 — 2013
Bachelor of Science (B.S.), Accounting
Delaware State University 2008 — 2013
Bachelor of Science (B.S.), Finance and Financial Management Services
Carrie Price's CIT Small Business Lending Experience 2005 - 2007
Job
Industry Financial Services
Experience
CIT Small Business Lending 2005 - 2007
Coreplus Federal Credit Union 2002 - 2004
Matrix investment corporation 1998 - 2002
Skills
Microsoft Word, Microsoft Excel, English
Education
Keystone College 1995 — 1996
None
Three Rivers Community College
None, General Studies
CIT Small Business Lending 2005 - 2007
Coreplus Federal Credit Union 2002 - 2004
Matrix investment corporation 1998 - 2002
Skills
Microsoft Word, Microsoft Excel, English
Education
Keystone College 1995 — 1996
None
Three Rivers Community College
None, General Studies
Deloitte
PwC
Ernst & Young
Walgreens
Procter & Gamble
KPMG
PricewaterhouseCoopers
EY