Experience
Capital One  April 2015 - Present
Capital One  March 2013 - Present
Texas Capital Bank  April 2011 - March 2013
Texas Capital Bank  September 2009 - April 2011
Tiger Financial  August 2008 - August 2009
Finish Line  July 2006 - August 2008
CitiFinancial Mortgage   June 2007 - January 2008

Skills
Banking, Commercial Banking, Loans, Credit, Deposits, Outlook, Commercial Lending, Credit Analysis, Consumer Lending, Windows, Cross Selling, Retail Banking, Customer Service, Mortgage Lending, Loan Servicing, Microsoft Word, Underwriting, Mortgage Banking, Residential Mortgages, Due Diligence

Education
University of North Texas   2003 — 2015
Bachelor’s Degree, Applied Arts and Sciences

Experience
Zillow  August 2015 - Present
Rocky Mountain Singles   February 2014 - Present
Trulia  June 2014 - August 2015
The CE Shop, Inc.   April 2013 - February 2014
Agility Recovery Solutions  September 2010 - July 2012
CitiFinancial Mortgage   July 2001 - October 2002
Travelers Bank and Trust   May 2000 - June 2001
Metrolist  March 1998 - May 2000
Metrolist  June 1997 - March 1998

Skills
CRM, Weddings, Lead Generation, Direct Sales, Salesforce.com, Advertising, Cloud Computing, Disaster Recovery, Team Building, Online Advertising, New Business Development, Customer Service, SaaS, Management, Sales Operations, Marketing, Strategic Planning, Contract Negotiation, Managed Services, Account Management, Selling, B2B, Email Marketing, Vendor Management, Sales, Social Media Marketing, Cold Calling, Sales Management, Business Development, Strategic Partnerships, Solution Selling, Business Strategy, Team Leadership, Sales Presentations, Business Continuity, Enterprise Software, Sales Process, Data Center, Online Marketing, Professional Services, Strategy, Negotiation, Software Industry, Leadership, Networking, Business Continuity..., Channel Partners, Start-ups, Direct Marketing, Product Marketing

Education
University of Colorado Boulder   1993 — 1997
Bachelors degree, Geography/Geology

Lyons Township   1989 — 1993

HTHS

HTHS

Experience
jeffthemedium.com   November 2013 - Present
Self-Employed  January 2005 - Present
Self-employed  April 1993 - Present
CitiFinancial Mortgage   January 2010 - October 2013
Sallie Mae  June 2003 - June 2008
TGIF (Live Weekly Talk Show)   1994 - 1995

Skills
Mediumship, Intuitive Reading, Channeling, Music Theory, Music Performance, Flute, Employee Training, Public Speaking, Stand-up Comedy, Psychic Readings, Energy Healing, Nonprofits, Music, Radio Host, Entertainment, Voice Over, Theatre, Television, Psychic, Musicians, Voice Acting, Stage, Concerts, Comedy, Social Media, Event Planning, Social Networking, Management, Musical Theatre

Education
Eastern Kentucky University   1977 — 1982
Bachelor of Arts (BA), Music Theory and Composition

Connecticut School of Broadcasting   1990 — 1991
Certification, Radio and Television Broadcasting

University of Advancing Technology
Certification, Web/Multimedia Management and Webmaster

Experience
Nationstar Mortgage  February 2014 - Present
Homeward Residential, Inc.   November 2005 - May 2013
Citifinancial Mortgage   August 1994 - September 2004

Skills
PowerPoint, Teamwork, Microsoft Excel, Analytics, Customer Service, Compliance, 10 Key, Microsoft Word, Military, Negotiation, Research, Typing, User Experience, Loan Servicing, Mortgage Servicing, Outlook, Loss Mitigation, Training, Leadership, Portfolio Management, Time Management, Litigation, Microsoft Office, Banking, Bankruptcy, Loans, Mortgage Banking, Mortgage Lending

Education
North Lake College   2013 — 2015
Associate of Arts and Sciences (AAS), Mortgage Banking

Experience
KML Law Group, P.C.   July 2010 - Present
PHH Mortgage  August 2008 - July 2010
Keystone Asset Management  January 2007 - August 2008
CitiFinancial Mortgage   March 2000 - September 2006
ContiMortgage  1997 - 2000

Skills
REO, Negotiation, Litigation, Mortgage Lending, Real Estate, Loss Mitigation, Problem Solving, Default, Single Family Homes, Mortgage Banking, Due Diligence, Mortgage Servicing, Foreclosures

Education
Holy Family University
Bachelor of Science in Business Administration, Business

Experience
JPMorgan Chase  June 2012 - Present
CoreLogic  February 2012 - June 2012
Saxon Mortgage  July 2011 - January 2012
Bank of America  May 2010 - December 2010
American Home Mortgage Servicing  October 2008 - August 2009
Nationstar Mortgage  January 2008 - June 2008
Fannie Mae  May 2005 - May 2007
EMC Mortgage  August 2004 - May 2005
Citifgroup   March 1997 - May 2004
Citifinancial Mortgage   March 1997 - May 2004

Skills
BSP, Major in Psychology, Loans, Credit, Risk Management, Banking, Insurance, Analysis, Finance, Financial Services, Business Analysis, Mortgage Servicing, Loan Servicing, Portfolio Management, CRM, Process Improvement, Human Resources, Employee Benefits, Call Center, Data Analysis, Financial Analysis, Loss Mitigation, Management, Access, Mortgage Underwriting, Default, Project Management, Asset Managment, PeopleSoft, Training, Vendor Management, Leadership, Team Leadership, Visio, Business Requirements, Cash Management, Real Estate, Due Diligence, Underwriting, Consulting, Performance Management, Mortgage Banking, Time Management, Program Management, Change Management, Analytics

Education
University of Phoenix   2004 — 2013
Bachelor of Science (BS), Psychology, 3.4

University of Phoenix   2004 — 2007
AAB, Business Administration, Management and Operations, 3.7

Experience
OhioHealth  September 2011 - Present
OhioHealth  May 2008 - September 2011
Allstate  January 2007 - May 2008
First Ohio Home Finance Delaware   January 2006 - January 2007
First Ohio Home Finance  January 2005 - January 2006
Aames Home Loans  January 2003 - January 2005
CitiFinancial Mortgage   January 1994 - January 2005

Skills
Lease Administration, Loans, Leases, Mortgage Lending, Process Improvement, Real Estate Economics, Financial Analysis, Real Estate Transactions, Real Estate, Residential Mortgages, Negotiation, FHA, Insurance, Underwriting, Auditing, Lease Negotiations, Customer Service

Education
Davenport University   1990 — 1993
Business Administration and Management, General

Oakland Community College   1987 — 1989
Computer/Information Technology Administration and Management

Experience
U.S. Bank   April 2013 - Present
US Bank Home Mortgage  June 2012 - April 2013
5th/3rd Bank  2009 - 2012
5/3 Bank  May 2003 - July 2010
5/3  March 2008 - July 2009
5/3 Bank  June 2007 - March 2008
US Bank Home Mortgage  July 2001 - June 2007
US Bank  January 2001 - June 2007
CitiFinancial Mortgage, Cincinnati, Ohio   October 1999 - June 2001
CitiFinancial Mortgage   January 1999 - January 2001

Skills
REO, Foreclosures, Short Sales, Property, Loans, Loss Mitigation, Mortgage Lending, Real Estate, Loan Modifications, Loan Servicing, Default, Banking, Consumer Lending, Underwriting, Property Management, Mortgage Banking, FHA, Portfolio Management, Residential Mortgages, Credit Cards, Credit Analysis, Leadership, Management, Coaching, Mortgage Servicing, Residential Homes, Selling, Project Management, Single Family Homes, HUD, Refinance, Loan Origination, Credit

Education
Cincinnati State Technical and Community College   2004 — 2005
Chemistry

Experience
CitiMortgage  2006 - Present
Citi Consumer Finance North America   2003 - 2006
CitiFinancial Mortgage   2000 - 2003
Associates First Capital  1995 - 2000

Skills
Credit, Portfolio Management, Analytics, Direct Marketing, Financial Services, Banking, Segmentation, Marketing Strategy, Mortgage Lending, Credit Cards, Strategy, Financial Analysis, Mortgage Banking, Digital Marketing, Account Management, Strategic Planning, Credit Risk, Finance, Business Strategy, New Business Development, Consumer Lending, Credit Analysis, Lead Generation, Risk Management, Online Marketing, Customer Acquisition, Marketing Communications, Loan Origination, Business Development, Database Marketing, Relationship Management, Marketing

Education
The University of Dallas
Master of Business Administration (MBA)

Western State Colorado University   1980 — 1984
Bachelor of Business Administration (BBA)

Chickasha High School   1975 — 1982

Experience
Robert Half  May 2011 - Present
Accountemps  February 2008 - May 2011
Corinthian Colleges, Inc  October 2006 - February 2008
CitiFinancial Mortgage   June 2005 - October 2006
University of Phoenix  2004 - 2005

Skills
Internet Recruiting, Interviews, Leadership, Recruiting, Screening Resumes, Staffing Services, Management, Employee Benefits, Business Development, Hiring, Career Counseling, Temporary Placement, Applicant Tracking..., Negotiation, Benefits Administration, Budgets, Microsoft Excel, Temporary Staffing, Strategic Planning, PeopleSoft, Talent Management, College Recruiting, Time Management, PowerPoint, Accounts Payable, Executive Search, HR Policies, Outlook, Talent Acquisition, Sales, Accounting, Auditing, Selling, Onboarding, Human Resources, Customer Satisfaction, Permanent Placement, Invoicing, Technical Recruiting, Microsoft Office, Contract Recruitment, Deferred Compensation, Employee Relations, Payroll, Sourcing, Benefits Negotiation, Administrative Work, Performance Management, Office Management, Administration

Education
Wichita State University   1999 — 2003
Bachelor of Arts, Liberal Arts & Science

University of Phoenix
Masters, Management

Experience
Santander Consumer USA Inc.  October 2013 - Present
RoundPoint Mortgage  September 2012 - Present
American Home Mortgage Servicing  January 2009 - July 2012
American Home Mortgage Servicing  January 2009 - June 2012
Citifinancial Mortgage   January 2007 - December 2008
Citifinancial  March 1999 - December 2007

Skills
LPS, Mortgage Servicing, Loss Mitigation, Default, Loan Servicing

Education
Ashford University   2011 — 2012
Master of Business Administration (MBA), Organizational Management

Northwood University   2008 — 2010
Bachelor of Business Administration (BBA), Management

A Maceo Smith High

A Maceo Smith High

oaklawn elementary

Experience
MIDFLORIDA Credit Union  September 2010 - Present
STS Lending   2007 - 2008
Option One Mortgage  January 2004 - July 2007
Citifinancial Mortgage   1997 - 2003

Skills
Mortgage Lending, FHA, Loans, Mortgage Banking, Loan Origination, Sales, Underwriting, USDA, Refinance, Business Development, Finance, Portfolio Management, Leadership, Credit, Management

Education
Eastern Florida State College   1985 — 1987
Business Administration

Experience
Citigroup  June 2006 - Present
CitiMortgage  1996 - Present
Citigroup  December 2005 - January 2009
CitiFinancial Mortgage   September 2000 - December 2005
Associates Home Equity  January 1997 - September 2000
Associates Home Equity  May 1996 - January 1997
Norwest Financial  May 1986 - April 1996

Skills
Credit, Financial Services, Loans, Portfolio Management, Risk Management, Credit Analysis, Financial Risk, Mortgage Lending, Management, Underwriting, Mortgage Banking, Analysis, Credit Risk, Banking, Mergers & Acquisitions, Loan Origination, Leadership

Education
Texas Christian University   1983 — 1985
BBA, Finance

University of Mary Hardin-Baylor   1981 — 1983
Business

Experience
MetLife Home Loans  July 2005 - March 2010
CitiFinancial  September 1997 - April 2005
CitiFinancial  1997 - 2005
CitiFinancial  1997 - 2005
CitiFinancial  1997 - 2005
Citifinancial Mortgage   2002 - 2003

Education
Tarrant County College   1989 — 1992
General Studies

Arlington High School

Experience
CVS Caremark Corporation  April 2014 - Present
CVS Caremark Corporation  October 2013 - April 2014
Apollo Group  October 2009 - September 2013
DHL Express  November 2005 - August 2008
Desert Document Services   2002 - 2005
Conseco Finance  2001 - 2002
CitiFinancial Mortgage   1999 - 2001
GE Capital Mortgage Services, Inc.   1999 - 1999
Green Tree Financial Services  1997 - 1998
Bank of America  1995 - 1997

Skills
Process Improvement, Statistics, Requirements Gathering, Project Management, Six Sigma, Business Process..., Change Management, Cross-functional Team..., Operations Management, Business Process, Analysis, Leadership, Data Analysis, SharePoint, Logistics, Management, Program Management, Quality Assurance, Business Analysis, SDLC, Software Documentation, Visio, Process Engineering, Project Portfolio..., Business Intelligence, PMO, MS Project

Education
Arizona State University   1999 — 2001
MBA, Business Administration

Arizona State University   1991 — 1993
MA, Archaeology

University of Illinois at Urbana-Champaign   1987 — 1991
BA, Anthropology

Bellevue West High School   1985 — 1987
HS Diploma

Experience
Towne Properties  August 2013 - Present
The Ohio State University Alpha Gamma Rho Alumni Board   2004 - Present
Winfree Ruff & Associates LTD   September 2012 - August 2013
Kendra Title Corporation   January 2002 - September 2012
CitiFinancial Mortgage   January 1989 - January 2002

Skills
REO Management, Property Management, Real Estate Financing, Real Estate License, REO, Visio, Negotiation, Management, Contract Negotiation, Credit Risk, Social Media, Sales Operations, Loans, Account Management, Budgets, Customer Service, Building Relationships, Strategic Financial..., Training, Operations Management, Strategic Planning, Loss Mitigation, Title Insurance, Recruiting

Education
The Ohio State University
Bachelor of Arts (BA), Political Science and Government

Reynoldsburg High School

Experience
Idearc Media  October 2006 - Present
First Crowne Mortgage   May 2005 - Present
Citifinancial Mortgage   October 2002 - April 2005

Education
Montgomery College   1992 — 1994
AA, Business Admin

Experience
A&Z Trucking   March 2013 - Present
A&Z Trucking   2013 - 2013
Happy Foods  2012 - 2012
Wells Fargo Home Mortgage  September 2008 - December 2010
Helios Financial Center   May 2005 - September 2008
Joseph Scott Financial   March 2003 - May 2005
NovaStar Mortgage  March 2002 - March 2003
CitiFinancial Mortgage   May 2001 - April 2002
Merrill Lynch  May 2000 - May 2001

Skills
Management, Sales, Retail, Banking, Finance, Accounting, Bookkeeping, Business Analysis, Financial Analysis, Sales Rep Training, New Hire Training, Computers, Information Technology, Entrepreneurship, Data Entry, Administrative..., Access, Microsoft Excel, Microsoft Word, Microsoft Office, Real Estate, Mortgage Lending, Mortgage Banking, Residential Mortgages, Appraisals, Door to Door, New Business Development, Business Strategy, Company Set-up, Start-ups, Loans, Customer Service, Sales Management, Team Building, Inventory Management, Logistics, Marketing, Negotiation, Supply Chain, Strategic Planning, Supply Chain Management, Operations Management, Marketing Strategy, Sales Operations, Account Management, P&L, Product Development, Contract Negotiation, Merchandising, Leadership

Education
University of Phoenix   2009 — 2012
Masters of Science of Accounting, Accounting

University of Phoenix   2007 — 2008
Master of Business Administration (MBA), Business

Stetson University   1996 — 2000
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

Cooper City HS   1992 — 1996
Graduated, Business and Law

Experience
Merrill Lynch Wealth Management  November 2013 - Present
Caliber Home Loans (Formerly Vericrest Financial)   July 2012 - July 2013
Tolleson Wealth Management  September 2011 - July 2012
Nationstar Mortgage  June 2009 - September 2011
CitiMortgage  April 2002 - January 2009
CitiFinancial Mortgage   August 2003 - September 2006
CitiFinancial Mortgage   April 2002 - August 2003
Verio / NTT   May 1999 - March 2002

Skills
Marketing Strategy, Brand Management, Advertising, Management, Business Analysis, Strategy, Vendor Management, Marketing Management, Public Relations, Leadership, Integrated Marketing, CRM, B2B, Market Research, Project Management, Analytics, Business Development, Corporate Communications, Financial Analysis, Event Planning, Event Management, Marketing, Sales, Budgets, Mergers & Acquisitions, Program Management, Email Marketing, Marketing Communications, Segmentation, Trade Shows

Education
Southern Methodist University - Cox School of Business   2005 — 2006
MBA, Dual Emphasis: Marketing and Entrepreneurial Strategy

University of Denver
BA, Mass Communications / Public Relations / Business

Experience
Wells Fargo  January 2015 - Present
Wells Fargo bank  August 2009 - Present
Bank of America  July 2006 - August 2009
CitiFinancial Mortgage   January 2003 - June 2006
JPMorgan Chase  November 1998 - January 2003

Skills
Credit, Banking, Finance, Loans, Mortgage Lending, Portfolio Management, Management, Loss Mitigation, Analysis, Credit Analysis, Financial Services

Education
Arizona State University   1997 — 2001
Bachelor of Fine Arts (BFA), Fine/Studio Arts, General, 3.76

Arizona State University   1997 — 2001
BFA, Intermedia/Multimedia

Experience
CornerStone Staffing  October 2014 - Present
Deval, LLC  May 2014 - September 2014
Glaspy Group, LLC (Temporary assignment)   March 2014 - May 2014
Randstad (Temporary assignment)   December 2013 - March 2014
Aerotek Staffing (Temporary assignment)   March 2013 - August 2013
American Home Mortgage Servicing  March 2006 - September 2011
Coastal Capital Corp   March 2005 - March 2006
Citifinancial Mortgage   January 1996 - January 2005

Skills
Real Estate, Foreclosures, Loss Mitigation, Tax, Insurance, Accounts Payable, Customer-focused Sales, Employment Law, Family Law, Corporate Law, Communication, Administrative..., Access, Mortgage Banking, Customer Service, Paralegals, Microsoft Office, Microsoft Excel, Microsoft Word, Clerical Skills, Data Entry, Collections

Education
Kaplan College-Dallas   2012 — 2013
Paralegal Certificate, Business Administration and Management, General, 4.0

University of Phoenix   2006 — 2010
Bachelor of Applied Science (B.A.Sc.), Business Administration and Management, General, 4.0

Experience
Virtual Forge Inc   September 2015 - Present
EMERGYS CORPORATION  May 2015 - July 2015
Savantis Group  April 2014 - April 2015
SAP Americas, Inc  January 2012 - October 2013
SAP Americas  July 2011 - January 2012
SAP Americas  May 2010 - July 2011
SAP Americas  January 2007 - July 2010
NYLX, Inc   July 2006 - December 2006
Allied Capital  January 2004 - June 2006
CitiFinancial Mortgage   January 2003 - December 2004

Skills
Selling, Retail, New Business Development, Sales Management, Business Development, Enterprise Software, Solution Selling, Strategic Partnerships, Marketing, Public Sector, Power Utilities, Contract Negotiation, SaaS, Business Objects, Business Intelligence..., Partner Management, Business Intelligence, Professional Services, SAP, Direct Sales, ERP, Product Marketing, Sales, Sales Operations, Strategy, Management, Software Industry, Business Alliances, Sales Enablement, Go-to-market Strategy, Demand Generation, Sales Process

Education
Fordham University
Marketing

Ridley Senior High School

Rutgers University

Experience
Northwest Lineman College  July 2013 - Present
Dallas Area Habitat for Humanity  May 2009 - December 2012
Wachovia Dealer Services  November 2008 - May 2009
Karen Watson Mortgage   September 2006 - November 2008
Citifinancial Mortgage   May 2005 - September 2006
University of Phoenix  2004 - 2005

Skills
Volunteer Management, Fundraising, Nonprofits, Community Outreach, Program Development, Event Planning, Grant Writing, Public Speaking, Community Development, Event Management, Program Evaluation, Philanthropy, Research, Volunteer Recruiting, Social Media, Non-Profit Management, Trainer, Housing Counseling, Mortgage Lending, Mortgage Servicing, Customer Service, Budgets, Program Management, Leadership, Team Building, Management, Strategic Planning, Analysis, Training

Education
University of Phoenix   2006 — 2008
Masters, Business Management

Sam Houston State University   1998 — 2002
Bachelor of Arts, Criminal Justice/ Sociology

Experience
Fannie Mae  May 2009 - Present
Guaranty Bank  June 2007 - May 2009
CitiFinancial Mortgage   June 2003 - December 2006

Education
Southern Methodist University - Cox School of Business   2010 — 2011
MBA, Operations Management

Baylor University - Hankamer School of Business
Bachelors of Business Administration, Real Estate and Management

Experience
JPMorgan Chase & Co.   November 2014 - Present
JPMorgan Chase  April 2010 - November 2014
JP Morgan Chase  July 2006 - April 2010
Boxcar Intl.   2007 - 2008
Citifinancial Mortgage   November 2003 - June 2006
FirstUSA Bank  September 1997 - November 2001

Skills
Training, Leadership, Needs Analysis, Coaching, Performance Management, Training Delivery, Talent Management, Banking, Vendor Management, Employee Training, Workshop Facilitation, Process Improvement, Instructor-led Training, Leadership Development, Risk Management, Team Building, Customer Service, Performance Consulting, Loans, Mortgage Lending, Management Development, Management, Organizational..., Recruiting, Succession Planning, Career Development, Culture Change, Instructional Design, Performance Improvement, ADDIE, Call Centers, Budgets, Learning Management, Soft Skills, CRM, HR Policies, Onboarding, Change Management

Education
Northern Arizona University   1992 — 1996

Experience
Stonegate Mortgage Corporation (NYSE: SGM)   December 2013 - Present
Acqura Loan Services  January 2013 - December 2013
Power Default Services, Inc.   January 2012 - January 2013
iServe Servicing, Inc.   February 2010 - January 2012
Brice Vander Linden & Wernick P.C. / National Bankruptcy Services   February 2003 - February 2010
CitiFinancial Mortgage   January 1996 - January 2003
Aegis  October 1994 - November 1996

Skills
10 Key, HAMP knowledge, Allonge and AOM..., Customer Service, Mortgage Lending, Default, Bankruptcy, Mortgage Banking, Leadership, Loan Servicing, Foreclosures, HAMP, Loans, Mortgage Servicing, Access, Call Centers, Loss Mitigation, Auditing, REO

Education
Dallas County Community College   2000 — 2003
Associates

HS
Diploma; Associates

Experience
TSI Systems, Inc.   2001 - Present
AT&T  2000 - 2001
Citifinancial Mortgage   1997 - 2000

Skills
Strategic Planning, Program Management, Start-ups, Business Strategy, Business Development, New Business Development, Cloud Computing, Management, Project Management, Leadership, Strategy, SaaS, Product Management, Team Building, Change Management, Sales Management, Sales Operations, Marketing, Marketing Strategy, Executive Coaching, Executive Management, Account Management, Operations Management, Human Resources, Human Resource..., Technical Support, Healthcare Information..., Information Technology, Microsoft Technologies, Cisco Technologies, Technology, Accounting, Key Account Management, Accounts Payable, Accounts Receivable, Account Reconciliation, Computer Network..., Customer Service, Continuous Improvement, Asset Management, Brand Management, Presentations, Public Speaking, Strategic Forecasting, Budget Development, Budget Management, Staff Development, Leadership Development, Microsoft Office, Risk Management

Education
Arizona State University
Bachelor of Science (BS), Business Management

Devry Institute of Technology
Bachelor of Science (BS), Management Information Systems

Experience
Barnes & Noble  October 2013 - Present
Barnes & Noble  October 2011 - October 2013
Barnes & Noble  February 2011 - October 2011
Barnes & Noble  June 2007 - February 2011
Johns Manville  June 2006 - March 2007
FirstLink Technology   April 2006 - June 2006
Barnes & Noble  2002 - June 2006
Marsico Enterprises   July 2004 - November 2004
Citifinancial Mortgage   2001 - 2002
Champs Sports  1997 - 2001

Skills
Analysis, Management, Customer Service, Leadership, Budgets, Project Planning, Sales, Inventory Management, Training, Finance, Retail, Cross-functional Team...

Education
University of Denver - Daniels College of Business   2003 — 2005
Masters of Business Administration

University of Denver - Daniels College of Business   2003 — 2005
Masters of Science, Finance

Experience
Stonegate Mortgage Corporation  2012 - Present
Studio 51 Music / J R Ryder Music   May 2003 - Present
Program on Wish TV8 Indianapolis CBS Affiliate Station   1999 - Present
Demolio.com   2011 - Present
Metro Capital Investments LLC   2007 - 2012
Music Makers International Inc.   May 2009 - 2011
Centex Home Equity  2002 - 2003
CitiFinancial Mortgage   2001 - 2002

Skills
Investment Properties, Selling, Real Estate, Mortgage Lending, Songwriting, Music Industry, Music Publishing, Music Production, Music Education

Education
Guilford High School

Indiana University Bloomington
BS Degree, Broadcasting Telecommunications

Experience
Nationstar Mortgage  November 2010 - Present
PeirsonPatterson, LLP  2003 - 2005
CitiFinancial Mortgage   2002 - 2003
citigroup  2002 - 2003
Beal Bank  2001 - 2002

Skills
Auditing, Bankruptcy, Mortgage Lending, Corporate Law, Residential Mortgages, Corporate Governance, Due Diligence, Securities, Legal Compliance, Mortgage Servicing, Contract Negotiation, Legal Research, Licensing, Real Estate, Loans

Education
Southern Methodist University Dedman School of Law   1997 — 2000

Southern Methodist University   1995 — 1997
Bachelor of Arts, History, Political Science

The University of Texas at Austin   1993 — 1995
Business Administration, Accounting

Experience
Fannie Mae  March 2009 - Present
Nationstar Mortgage  October 2004 - March 2009
Citifinancial Mortgage   April 2002 - October 2004
Wells Fargo Financial  June 1999 - April 2002

Skills
Mortgage Lending, Credit, Refinance, Mortgage Servicing, Loss Mitigation, Mortgage Banking, Loan Origination, Loans, FHA, Mortgage Underwriting, Real Estate Transactions, Short Sales, Investments, Credit Risk, Loan Servicing, Financial Services, USDA, Financial Risk, FHA financing, VA loans, Finance, Call Centers, Reverse Mortgages, Foreclosures, Portfolio Management, Asset Management, Residential Mortgages, Banking, Investors, Underwriting, Risk Management, Real Estate, Consumer Lending, Due Diligence, Residential Homes, Credit Analysis, Investment Properties, HUD, First Time Home Buyers, REO, Operational Risk

Education
McNeese State University   1995 — 1999
Bachelor's degree, Criminology

Experience
PNC Bank  August 2008 - Present
NATIONSTAR MORTGAGE  July 2005 - July 2008
Nationstar Mortgage/Centex Home Equity  July 2005 - July 2008
Accredited Home Lenders  October 2002 - June 2005
CITIFINANCIAL MORTGAGE   October 1988 - November 2002

Skills
Mortgage Lending, Loans, Credit, Underwriting, Banking, Mortgage Banking, Sales Management, Credit Analysis, Process Improvement, Team Building, Small Business Lending, Loss Mitigation, Strategic Planning, Operations Management, Loan Origination, Leadership, Real Estate, Sales, Business Development, Financial Services, Management, Sales Operations, Portfolio Management

Education
The University of Akron   1981 — 1985
BSIM, BUSINESS MANAGEMENT

Tiffin Calvert High School   1977 — 1981

Experience
Caliber Home Loans  August 2011 - Present
Bank of America  June 2009 - February 2011
Bank of America  November 2008 - June 2009
Countrywide  January 2007 - November 2008
Countrywide Home Loans  November 2001 - January 2007
Citifinancial/FKA The Associates   May 1993 - November 2001
CitiFinancial Mortgage   1998 - 2000
Retail  January 1997 - January 1998
Retail  January 1995 - January 1997
The Associates  January 1994 - January 1995

Skills
Mortgage Lending, Underwriting, Banking, Credit Risk, Loss Mitigation, Credit, Loans, Credit Analysis

Education
Baylor University - Hankamer School of Business   1986 — 1990
BBA, Finance/Economics

Experience
Premier Nationwide Lending  June 2015 - Present
Stearns Lending (NMLS #1854)   January 2015 - June 2015
Stearns Lending  June 2014 - January 2015
Citibank N.A.   September 2009 - May 2014
CitiMortgage  2007 - 2009
CitiMortgage  April 2005 - July 2007
Citifinancial Mortgage   April 2003 - March 2005

Education
University of North Texas   1996 — 1998
Political Science

Tarrant County College   1994 — 1995

Richwoods High School

Experience
J P Morgan Chase  2008 - Present
Citigroup  1992 - 2008
CitiFinancial Mortgage   1992 - 2008
CitiMortgage  1988 - 2008

Education
University of Illinois at Urbana-Champaign   1972 — 1976
Bachelor of Arts, Finance & Economics

Southern Illinois University, Edwardsville

Experience
Go West Creative Group  June 2015 - Present
Foundation Title and Escrow Series LLC   September 2012 - May 2015
1st United Title and Escrow/Nations Title   2008 - 2012
Equity One  2006 - 2008
Mortgage IT/Deutsche Bank   2005 - 2006
Citifinancial Mortgage   2003 - 2005
American General Finance  2001 - 2003
Conseco Mortgage Services   1999 - 2001
American General Finance Inc/MorEquity, Inc   1993 - 1999

Skills
Leadership, Mortgage Lending, Loans, Portfolio Management, Financial Analysis, Finance, Accounting, Banking, Risk Management, Credit, Budgets, Analysis, Real Estate, Microsoft Excel, Strategic Planning, Mortgage Banking, Management, Investment Properties

Education
Keller Graduate School of Management   2011 — 2013
Master of Business Administration (MBA), Accounting, 3.80

University of Missouri-Saint Louis
Bachelor of Science (BS), Economics

Experience
Regional Management Corp.  January 2015 - Present
Agility 360   September 2014 - January 2015
Wingspan Portfolio Advisors  May 2012 - August 2014
REDC  March 2011 - January 2012
Citibank - RDNA / CitiMortgage - REL   March 2007 - April 2010
Citi Group  2005 - April 2007
Citifinancial/Citigroup   May 2002 - April 2005
CitiFinancial  June 2003 - March 2005
Citifinancial Mortgage   October 2000 - June 2003
The Associates  October 1998 - October 2000

Skills
Credit, Credit Risk, Loss Mitigation, Banking, Risk Management, Loans, Portfolio Management, Mortgage Lending, Vendor Management, Mortgage Servicing, Internal Audit, Executive Management, Financial Risk, Credit Cards, Short Sales, Strategy, Analytics, REO, Mortgage Banking, Financial Services, Default, Management, Program Management, Credit Analysis, Business Analysis, Governance, Process Improvement, Loan Origination, Residential Mortgages, Mortgage Underwriting, Loan Servicing

Education
Canisius College   1991 — 1995
Bachelors in Science, Finance

The Nichols School   1986 — 1990

Experience
Idearc Media  March 2009 - Present
CitiFinancial Auto  July 2006 - October 2008
Citigroup  1997 - 2008
CitiFinancial Mortgage   November 2004 - June 2006
CitiFinancial Mortgage   June 1997 - October 2004

Education
Keller Graduate School of Management   2008 — 2010
MAFM, Accounting

Devry University   2005 — 2007
BA, Bachelor of Science in Technical Management – Accounting

Tarrant County College   1992 — 1995
Associate in Accounting, Accounting

Experience
Humane Society of Flower Mound   February 2013 - Present
Citicorp Trust Bank  June 2005 - January 2009
Citigroup  June 1993 - January 2009
Citifinancial Mortgage   June 1993 - June 2005
Citifinancial Mortgage   June 1993 - June 2004
PageNet  1992 - 1993
Empire of America  1987 - 1989
Crossland Mortgage  1986 - 1987
Goldome  1979 - 1986

Education
Canisius College   1981 — 1983
MBA, Marketing

Hardin-Simmons University   1969 — 1971
BS, Education

Experience
Santander Bank, N.A.   August 2008 - Present
All City Mortgage   June 2005 - August 2008
Aames Home Loan  December 2003 - June 2005
Citifinancial Mortgage   June 2003 - December 2003
Conseco Finance  September 1999 - March 2003
Banc One  August 1998 - September 1999
Household Finance  May 1996 - August 1998
Aames  1993 - 1995

Skills
Credit, Mortgage Lending, Loans, Banking, Mortgage Banking, Loan Origination, Credit Analysis, Consumer Lending, FHA, Refinance, Small Business Lending, Commercial Lending, Underwriting, Cross Selling, Residential Mortgages, Retail Banking, Finance, Sales, Branch Banking

Education
Clarion University of Pennsylvania   2013 — 2014
Master of Business Administration (MBA), Business Administration and Management, General

Norfolk State University   1989 — 1993
B.S., Business

Hampton University   1988 — 1989
Business

Experience
Bank of America  March 2009 - Present
Citicorp Trust Bank, fsb  December 1992 - December 2008
Citifinancial Mortgage   2002 - 2003

Education
The University of Kansas   1981 — 1986
BS, Buisness and Personnel

Experience
EquiFirst (Barclay's Capital)   2003 - Present
EquiFirst Corporation  September 2003 - September 2005
CitiFinancial Mortgage   April 1991 - September 2003

Education
Pfeiffer University   2007 — 2009
Masters, Business Adminsitartion

Pfeiffer University   2000 — 2003
BS, Business Administartion

Experience
Hancock Mortgage Partners, LLC  September 2014 - June 2015
American Eagle Mortgage  May 2014 - September 2014
U.S. Bank   November 2013 - April 2014
US Bank Home Mortgage  December 2010 - August 2013
Union Savings Bank  February 2007 - November 2010
Dominion Homes  May 2004 - June 2006
Citifinancial Mortgage   1997 - 2004

Skills
Loan Origination, Underwriting, Customer Satisfaction, Customer Service, Real Estate Transactions, Mortgage Lending, First Time Home Buyers, Strategic Planning, Investment Properties, Real Estate, Team Leadership, Foreclosures, FHA Financing, Residential Homes, Credit, Loans, Short Sales, Refinance, Community Outreach, Public Speaking, Communication

Education
The Ohio State University
Coursework towards Business Administration and Management

Experience
Experis  April 2015 - Present
Boston Portfolio Advisors/Stoneturn   July 2013 - Present
JP Morgan Chase  January 2012 - June 2013
JP Morgan Chase  May 2010 - January 2012
GMAC Mortgage Company  May 2007 - November 2009
CitiFinancial Mortgage   April 2004 - May 2007
Saxon Mortgage  May 2000 - April 2004

Skills
Financial Risk..., Mortgage Underwriting, Loss Mitigation, Operations Management, Operational Risk..., Compliance, Quality Auditing, Team Leadership, Mentoring Of Staff, Process Improvement, Loans, Call Centers, Default, Credit, Mortgage Banking, Credit Risk, Loan Modifications, Analysis, FHA, Mortgage Servicing, Loan Servicing, Microsoft Excel, Residential Mortgages, Foreclosures, Underwriting, Short Sales, Risk Management, Financial Risk, Business Process...

Education
Missouri Valley College   1983 — 1984
No, Business Administration and Management, General

Tarrant County College   1982 — 1983
Business Administration and Management, General

Dunbar High School   1979 — 1982

Dunbar High School

Missouri Valley College

Tarrant County College

Tarrant County College

Experience
Infrahealth, Inc.   2008 - 2012
Infrahealth, Inc.   2004 - 2008
Infrahealth, Inc.   2003 - 2004
Citifinancial Mortgage   2000 - 2003

Skills
Strategic Planning, Team Building, Training, Process Improvement, Marketing, Change Management, Leadership, Human Resources, Management, Program Management, Team Leadership, Non-profits, Contract Negotiation, Negotiation, Customer Service, Employee Relations, Healthcare, Social Media, Microsoft Office, Research, Microsoft Excel, Account Management, Marketing Strategy, Business Strategy, Public Speaking, Sales, Public Relations, Business Development, CRM, Marketing Communications, Business Planning, Recruiting, Start-ups

Education
St. Edward's University
Bachelor of Arts, Organizational Communication, Magna Cum Laude GPA: 3.86

Experience
GSF Mortgage Corp nmls 1018   2009 - Present
McNally Mortgage, LLC   December 2003 - June 2009
CitiFinancial Mortgage   June 1996 - December 2003
Itt  1982 - 1987

Skills
Mortgage Banking, Mortgage Lending, Loans, Loan Origination, FHA, Credit, Refinance, Residential Mortgages, USDA, Underwriting, VA loans, FHA financing, Commercial Lending, Reverse Mortgages, Banking, Credit Analysis, Mortgage Underwriting, Mortgage Servicing, FHA Financing, VA Loans

Education
Wilkes University   1983 — 1987
Bachelor's Degree, Business Administration

Lackawanna College   1982 — 1985
Associate's Degree, Double Major in Accounting and Economics

Bloomsburg University of Pennsylvania   1982 — 1984
Bachelors, Business ADministration

Experience
OneWest Bank  August 2008 - Present
EMC Mortgage Corp/JPMorgan Chase   February 2006 - August 2008
Citifinancial Mortgage   February 1997 - August 2006
Enterprise Rent-A-Car  March 1995 - February 1997

Skills
Mortgage Servicing, Fraud, Loss Mitigation, Loan Servicing, Default, Mortgage Banking, Loans, Foreclosures, HAMP, Risk Management, Analysis, Mortgage Underwriting, Call Centers, LPS, Credit, Residential Mortgages, Operational Risk..., Vendor Management, Portfolio Management, Underwriting, Credit Analysis, Banking, Management, FHA, Loan Origination

Education
The University of Texas at Austin - The Red McCombs School of Business   1991 — 1994
BBA, Marketing

Experience
Capital One  April 2014 - Present
Saxon Mortgage  October 2012 - January 2014
Saxon Mortgage  March 2012 - July 2012
Saxon Mortgage  April 2010 - February 2012
Saxon Mortgage  June 2008 - April 2010
Saxon Mortgage  December 2007 - June 2008
First American Corporation  October 2006 - December 2007
Saxon Mortgage  April 2005 - July 2006
CitiFinancial Mortgage   July 2003 - March 2005

Skills
Depositions, Litigation, Outlook, Customer Service, PowerPoint, Conflict Resolution, Negotiation, Complex Problem Solving, Business Letter Writing, Able To Multi-task, Customer Assessment..., Auditing, Mediation, Loan Servicing, Banking, Loans, Mortgage Servicing, Analysis, Time Management, Financial Risk, Credit, Financial Services, Team Leadership, Management, Mortgage Banking, Training, Fraud

Education
Tarleton State University
Bachelor of Science (B.S.)

Tarrant County College
Associate of Arts (A.A.)

Texas Christian University

Experience
GMAC Insurance  February 2010 - October 2014
GMAC Insurance  November 2005 - February 2010
GMAC Insurance  June 2004 - October 2005
CMS Communications  January 2004 - June 2004
CitiFinancial Mortgage   July 2003 - December 2003
Coca-Cola Corporation   August 2001 - July 2003
Coca-Cola Corporation   August 2000 - 2001

Skills
ASP, SharePoint, MS Windows, MS Office Suite, LoanQuest, Lotus Notes

Education
Columbia College
Bachelor's degree, Education

Experience
JPMorgan Chase  July 2011 - Present
American Home Mortgage Servicing  October 2009 - July 2011
CitiFinancial Mortgage   February 2009 - October 2009
Bank of America  May 2008 - February 2009
CitiFinancial Mortgage   March 2006 - April 2008
Citicards  October 2004 - March 2006

Skills
Mortgage Lending, Underwriting, Loans, Credit, Mortgage Banking, Credit Analysis, Loan Origination, Banking, Portfolio Management, Credit Risk, Risk Management, Refinance, Residential Mortgages, Financial Risk

Education
Eastfield College

Mesquite Highschool
Diploma

Experience
Clarifire  March 2009 - August 2015
Stewart Title  March 2002 - December 2008
Citifinancial Mortgage   April 1995 - June 2001
RISCORP Management Services   May 1994 - April 1995
Red Robin  October 1992 - August 1993
Naples Community Hospital  April 1991 - December 1991
Collier County Public Schools  October 1987 - December 1991

Skills
Microsoft Office, Management, Microsoft Excel, Microsoft Word, Research, PowerPoint, Sales, Leadership, Training, Photoshop, SQL, Access, Agile & Waterfall..., C#, Foxpro 2.6, Lotus Notes

Education
University of South Florida   1992 — 1993
Bachelor of Science, Business Administration, Management Information Systems, General