Experience
My Kid's Media Manager   August 2015 - Present
Hometown Productions  March 2012 - Present
Ignite Resume Writing & Document/Web Design   January 2007 - Present
ITI Technical College  October 2013 - June 2014
Kelly Services on Assignment to the Dow Chemical Company  June 2012 - March 2013
Citizens Bank & Trust   August 2005 - April 2007
WBR Chamber of Commerce   August 2000 - April 2003
WBR Tourist Commission   August 1999 - August 2000

Skills
Advertising, Press Releases, Marketing, Event Planning, Strategy, Fundraising, Recruiting, Sales, Training, Team Building, Logistics, Process Improvement, New Business Development, Budgets, Customer Service, Leadership, Interviewing Skills, Scheduling

Education
Southeastern Louisiana University   2001 — 2005
Bachelor of Arts (BA), English Language and Literature, General

University of Louisiana at Lafayette   2000 — 2001
Sports Medicine Residency Program

Brusly High School   1996 — 2000
High School Diploma, Honors

Experience
Citizens Bank & Trust   February 2015 - Present
Community Southern Bank   November 2011 - February 2015
BB&T  August 2009 - November 2011
Colonial Bank - merged with BB&T in 2009   2007 - 2009
Citrus & Chemical Bank - merged with Colonial Bank in 2007   April 2002 - December 2007

Skills
Small Business Lending, Underwriting, Commercial Lending, Credit Analysis, Portfolio Management, Financial Analysis, Consumer Lending, Risk Management, Retail Banking, Customer Service, Loan Origination, Real Estate Economics, Mortgage Lending, Loans, Due Diligence, Banking, Lines Of Credit, Leadership, Strategic Planning, Treasury Management, Credit Risk, Commercial Mortgages, Investments, Credit

Education
Stonier Graduate Banking School   2005 — 2008

University of Arkansas at Fayetteville
Bachelor's degree, Marketing Major and Minor in Accounting

Experience
Citizens Bank & Trust   July 2014 - Present
North Central Missouri College  December 2011 - December 2012
Green Hills Community Action Agency   April 2010 - May 2011
Citizens Bank & Trust   December 2007 - April 2010
US Bank  May 2004 - December 2007

Skills
Project, Preparation Of Reports, Written Correspondence, General Office Skills, Superior Computer Skills, Customer Service, Schedules, Clean Desk Policy, General Office Equipment, Accounting, Bookkeeping, Sales, Finance, Invoicing

Education
North Central Missouri College   2011 — 2013
Associate's degree, Accounting

Grand River Technical School   1996 — 1997
Certified Nurses Aid, Health Services/Allied Health/Health Sciences, General

Experience
Nexius  April 2015 - Present
H&R Block  November 2014 - March 2015
Sprint  October 2012 - November 2014
Sprint  December 2010 - October 2012
ZTE USA  January 2010 - December 2010
Sprint Nextel  July 2003 - March 2009
Sprint  2001 - 2003
Sprint  1999 - 2001
Kustom Signals, Inc.   1998 - 1999
Citizens Bank & Trust   1996 - 1998

Skills
CDMA, Wireless, Troubleshooting, RF Engineering, WiFi, Telecommunications, 4G, Network Design, VoIP, Vendor Management, Mobile Technology, LTE, RF, Leadership, EVDO, UMTS, Strategy, Program Management, Broadband, Mobile Devices, Cellular Communications, Project Management, IP, Mobile Communications, WiMAX, Computer Network..., Wireless Networking, 3G, Management, Wireless Broadband, Product Management, Microwave, GSM, WCDMA, Networking, MPLS, T1, Managed Services

Education
Northwest Missouri State University   2010 — 2014
Master of Business Administration (M.B.A.), Business Administration

Northwest Missouri State University   1990 — 1995
Master of Business Administration (MBA), Business Administration and Management, General

Experience
University of Kansas Medical Center, Rural Health Education and Services   April 2015 - Present
Citizens Bank & Trust   May 2009 - March 2015
INTRUST Bank  October 2008 - May 2009
INTRUST Bank  February 2008 - October 2008

Skills
Banking, Loans, Credit, Commercial Lending, Small Business Lending, Mortgage Lending, Financial Analysis, Consumer Lending, Retail Banking, Financial Services, Loan Origination, Finance, Relationship Management, Treasury Management, Management, Customer Service, Strategic Planning, Branch Management, Leadership, Business Development

Education
The University of Kansas   2008 — 2012
Master of Business Administration (MBA)

Kansas State University   2002 — 2006
Bachelor of Applied Science (BASc), Business Administration and Management, General

Experience
Quest Food Management Services  June 2014 - Present
Creative Dining Services  December 2010 - July 2014
Revolution Foods  May 2009 - December 2010
Care & Share Food Bank   July 2006 - May 2009
America's Second Harvest of Greater St. Joseph   April 2003 - July 2006
Citizens Bank & Trust   May 2001 - April 2003

Skills
Food Industry, Start-ups, Social Entrepreneurship, Sales Management, Full P&L Responsibility, Team Leadership, Strategic Planning, Building Relationships, Operations Management, Performance Management, Budgets, Fundraising, Public Speaking, Marketing, Non-profits, Program Development, Team Building, Leadership, Program Management, Nonprofits, Entrepreneurship, Project Management, Financial Analysis, Management, P&L Management, Strategy, Leadership Development, Organizational..., Contract Negotiation, Mergers & Acquisitions, Training, Sales, Coaching, Business Planning, Account Management, Business Development, Business Strategy, Management Consulting, Finance, Analysis, Retail, Strategic Communications, Marketing Strategy, P&L, Cross-functional Team..., Executive Management, New Business Development

Education
Morehead State University   2003 — 2005
MBA, Business Administration

Missouri Western State University   1997 — 2001
B.S., Business Management

Experience
Citizens Bank & Trust   September 2007 - Present

Education
University of Alabama   2003 — 2007
Bachelor of Business Administration (B.B.A.), Marketing

The Graduate School of Banking at Louisiana State University   2011 — 2013
Graduate Certificate, Banking

Experience
Citizens Bank & Trust   January 2015 - Present
Citizens Bank & Trust   December 2012 - January 2015
First Command Financial Services  2010 - 2011
Hidden Pines Country Club   2010 - 2011

Skills
Credit Analysis, Credit, Financial Analysis, Banking, Commercial Banking, Credit Risk, Financial Reporting, Investment Strategies, Microsoft Excel, Asset Management, Finance, Portfolio Management, Corporate Finance, Equities, Financial Modeling, Financial Services, Risk Management

Education
University of Central Missouri   2011 — 2012
Master of Business Administration (MBA), Finance, General

University of Central Missouri
Bachelor of Business Administration (B.B.A.), Finance

Experience
Citizens Bank & Trust   June 2011 - Present
MFA Oil Company  August 2010 - June 2011
Walmart  August 2009 - June 2010
University of Missouri  June 2005 - August 2009

Skills
Financial Accounting, General Office..., 10 Key, Medical Coding, Records Management, Customer Service, Medical Transcription, Dragon Naturally..., Medical Terminology, QuickBooks, Facebook Marketing, Database Design, Microsoft Office 2010, Public Speaking

Education
University of Missouri-Columbia   2007 — 2013

Moberly Area Community College   2010 — 2012
Associate of Applied Science (A.A.S), Business/Office Technology, Junior

Experience
Kline Corporation   2011 - Present
Woody's Automotive Group  2011 - Present
Citizens Bank & Trust   2010 - 2011
Commerce Bank & Trust  2008 - 2010
Woody's Dodge Jeep Chrysler   2006 - 2008
Faultless   2003 - 2006
Dream Center  2002 - 2003

Skills
New Business Development, Financial Analysis, Marketing, Operations Management, Team Building, Business Planning

Education
Missouri Western State University
Bachelor of Science in Business Administration, Business - Marketing/Finance

Missouri State University
Marketing

Experience
Umicore  August 2013 - Present
TTI, Inc.   December 2011 - August 2013
Citizens Bank & Trust   January 2010 - December 2011

Skills
10 Key, Data Entry, Customer Service, Outlook, Microsoft Excel, Microsoft Office, Microsoft Word, Customer Satisfaction, Accounts Payable, Inventory Management, QuickBooks, Teamwork, PowerPoint, Sales, Office Equipment, Accounting, Office Administration, Administrative..., Account Management, Management

Education
Athens State University   2009 — 2011
Bachelor's degree, Business Administration and Management, General

Snead State Community College   2009 — 2010
Associate's degree, Medical Office Management/Administration

Guntersville High School   2001 — 2005

Experience
Citizens Bank & Trust   January 2015 - Present
Pankey Computer Service, LLC   May 2002 - Present

Skills
Strategic Planning, Customer Service, Microsoft Office, Networking, New Business Development, Sales Management, Small Business, System Administration, Team Building, Troubleshooting, Accounting, Computer Network..., Computer Repair, Leadership, Social Media, Management, Sales

Education
University of Alabama in Huntsville   2005 — 2007
BS, Management Information Systems

Snead State Community College   2002 — 2004

Experience
Citizens Bank & Trust   2015 - Present
Red River  2002 - 2015
First Louisiana Bank   2000 - 2001
Premier Bank/ Bank One   1990 - 1999
Central Bank  1995 - 1997

Skills
Customer Retention, Sales Process, Customer Satisfaction, Team Building, New Business Development, Strategic Planning, Sales Operations, Sales Management, Contract Negotiation, Training, Budgets, Management, Negotiation, Marketing, Business Planning, Leadership, Account Management, Project Planning, Profit, Direct Sales, Small Business, Marketing Strategy, Inventory Management, B2B, Cold Calling, Sales Presentations, Commercial Banking, Commercial Lending

Education
Louisiana Tech University   1976 — 1981
B.S., Life Sciences

LSU Shreveport
Post Grad (Accounting)

Experience
Midwest Trust Company  May 2005 - Present
Citizens Bank & Trust   1997 - 2001
Farmers State Bank  January 1984 - May 1991
First National Bank in Sioux City   1981 - 1984
Illinois State University  1979 - 1980
National Taxpayers Union  1978 - 1978

Skills
Trusts, Estate Planning, Wealth Management, Irrevocable Life..., Estate Administration, Asset Allocation, Retirement Planning, High Net Worth..., Wealth Management..., Securities, Mutual Funds

Education
University of Nebraska-Lincoln   1976 — 1979
M.A., Economics

University of Nebraska College of Law   1975 — 1979
J.D., Law

University of Nebraska-Lincoln   1973 — 1975
B.S., Business Administration

Nebraska Wesleyan University   1972 — 1973
Political Science

Experience
Citizens Bank & Trust   September 2015 - Present
State of Alabama Department of Examiners of Public Accounts   August 2014 - August 2015
Snead State Community College  April 2012 - August 2014

Skills
Capital Assets, Financial Accounting, Fixed Assets, Accruals, Financial Statements, Journal Entries, General Ledger, Variance Analysis, Account Reconciliation, GAAP, Consolidation, Internal Controls

Education
Auburn University   2009 — 2011
Bachelor of Science in Business Administration, Accounting

Snead State Community College

Experience
Bank of Blue Valley - Commercial Lender   February 2013 - Present
Citizens Bank & Trust   December 2010 - February 2013
First State Bank & Trust  October 2006 - December 2010
Leavenworth County Development Corporation   April 2002 - October 2006
City of Gladstone  April 2000 - April 2002
City of Bethany, Missouri   August 1998 - April 2000
GRM Networks   July 1996 - August 1998
Wal-Mart Stores, Inc.   July 1989 - June 1996

Skills
Loans, Commercial Banking, Credit, Banking, Strategic Planning, Financial Analysis, Risk Management, Commercial Lending, Economic Development, Credit Analysis, New Business Development, Team Building, Mortgage Lending, Portfolio Management, Customer Service, Investments, Small Business Lending, Real Estate, Credit Risk, Public Speaking, Management, Finance, Leadership, Business Development, Budgets, Sales

Education
Southern Methodist University - Cox School of Business   2007 — 2008
Commercial Lending School

Park University   2003 — 2005
Masters, Business/Public Management

University of Oklahoma   2004 — 2004
Economic Development

Northwest Missouri State University   1991 — 1995
Bachelor of Science, Geography, Public Administration

South Harrison   1979 — 1991

Experience
Citizens Bank & Trust   January 2008 - Present
Cleaveland, Macoubrie & Cox   July 2003 - December 2007

Skills
Estate Planning, Personal Trust..., Non-profits..., Charitable Trusts, Investment Management, Trust Services

Education
University of Missouri-Kansas City School of Law   2000 — 2003
Doctor of Law (JD), Law

Truman State University   1996 — 2000
Bachelor of Arts (BA), Communication, General

Experience
Midwest Regional Bank  June 2015 - Present
Blue Cross and Blue Shield of Kansas City  June 2014 - August 2014
Hy-Vee  May 2011 - May 2014
Citizens Bank & Trust   May 2013 - August 2013
Shadow Glen Golf Club  March 2007 - August 2010

Skills
Microsoft Excel, Microsoft Word, Microsoft Office, PowerPoint, Customer Service, Outlook, Windows, English, Budgets, Public Speaking

Education
University of Missouri-Columbia   2010 — 2015
Bachelor of Science, Business Administration; Finance Banking and Economics, 3.00/4.00

University of Missouri-Columbia

Experience
Campus Federal Credit Union  August 2013 - Present
Campus Federal Credit Union  November 2011 - July 2013
Whitney National Bank  April 2002 - October 2011
Citizens Bank & Trust   August 1992 - March 2002

Skills
Investments, Asset Based Lending, Commercial Lending, Middle Market, Deposits, Leadership, Sales Management, Sales Operations, Management Consulting, Healthcare Industry, Customer Service, Sales, Finance, Small Business, Strategic Financial..., Budgets, New Business Development, Executive Management, Business Development, Relationship Management, Management, Strategic Planning, Insurance, Credit Unions, Mergers & Acquisitions, Financial Planning

Education
Graduate School of Banking at LSU   2002 — 2004

Louisiana State University   1987 — 1992
BS, Business Administration

Catholic High School   1983 — 1987

Experience
Murray State University  June 2004 - Present
Calloway County School District  2002 - 2004
Ascension Health  1996 - 2002
Welborn Clinic  1994 - 1996
Citizens Bank & Trust   1992 - 1994
MicroAge Computer Center  1991 - 1992
US Army  1983 - 1986

Education
Murray State University   2004 — 2005
M.S.

Murray State University   1987 — 1991
B.S.

Experience
Lodging Hospitality Management  May 2015 - Present
Bass Pro Shops  May 2014 - May 2015
Mary Kay Inc.  January 2013 - January 2015
University of Missouri-Division of Plant Science   January 2014 - May 2014
University of Missouri  January 2013 - January 2014
Citizens Bank & Trust   June 2012 - June 2013

Skills
Customer Service, Microsoft Office, PowerPoint, Public Speaking, Microsoft Excel, Microsoft Word, Outlook, Teamwork, Telephone Skills, Facebook, Finance, Accounting, Time Management, Banking, Fundraising, Sales

Education
University of Missouri-Columbia   2011 — 2015
Bachelor of Science (B.S.), Agriculture Business Management, Plant Science, and Hospitality Management

Experience
Citizens Bank & Trust   December 2011 - Present
Citizens Bank & Trust   August 2005 - Present
Livingston Manor Care Center   1997 - October 2004

Skills
Laser Pro Loan..., Ten Key Calculator, Coordinate and..., Strong problem..., Work well in a team..., Able to think..., Communication skills..., Microsoft Office – Word..., Attention To Detail, Loans, Teamwork, Banking, Commercial Banking, Commercial Lending, Customer Service, Retail Banking

Education
Central Christian College   2003 — 2004
Bachelor's, Accounting

Northwest Missouri State University   2002 — 2003
Accounting

North Central Missouri College   2000 — 2002
Associates, General Studies

Experience
Citizens Bank & Trust   August 2010 - Present
Northland National Bank   April 2008 - September 2010
Northland National Bank   April 2008 - April 2010
Leawood Chamber of Commerce  2000 - 2010
Troop 10   2000 - 2009
Alphapointe  1991 - 2009
Northwestern Mutual Life  1980 - 2009
Northwestern Mutual Life  1980 - 2009
Phoenix Consulting  November 2007 - April 2008
Team Bank  August 2007 - October 2007

Skills
Loans, Banking, Credit Analysis, Portfolio Management, Commercial Lending, Credit, Investments, Commercial Banking, Wealth Management, Credit Risk, Financial Analysis, Risk Management, Strategic Planning, Financial Modeling, Mergers, Asset Managment, Mortgage Lending, Corporate Finance, Finance, Due Diligence, Mergers & Acquisitions, Mutual Funds, Financial Services, Investment Banking, Asset Management, Financial Structuring, Leadership, Accounting, Analysis, Managerial Finance, Small Business Lending, Insurance, Business Planning, Treasury Management, Cash Management, Underwriting, Financial Risk, Management, Consumer Lending, Strategic Financial..., Loan Origination

Education
University of Virginia   1969 — 1973
BS, McIntyre School of Commerce

The George Washington University
M.B.A, Finance/Investments

Experience
Regions Financial Corporation  July 2013 - Present
Thirty-One Gifts  June 2011 - Present
Smith Newspapers   2010 - 2011
Citizens Bank & Trust   July 2008 - January 2010
Dickinson Financial Corporation - Academy Bank, a division of Armed Forces Bank  February 2006 - July 2008

Skills
Customer Service, Microsoft Office, Sales, Microsoft Excel, Public Speaking, Leadership, Teamwork, Microsoft Word, PowerPoint, Marketing, Team Building, Finance, Social Networking, Training, Social Media, Management, Sales Management, Banking, Recruiting, Coaching, Online Marketing, Team Leadership, Insurance

Education
Northwest Missouri State University   2009 — 2011
Master, Business Administration

Missouri Western State University   2005 — 2008
Bachelor of Science, Business Administration- Marketing Major

Experience
Sisters of St. Francis  March 2014 - Present
Citizens Bank & Trust   April 2012 - February 2014
Movida Communications, Inc.   November 2007 - May 2008
City of Independence, MO  April 1999 - October 2007

Skills
Management, Human Resources, Administrative..., Recruiting, Customer Service, Policy, Bilingual-English/Spanis..., Office Administration, Retail Banking, Microsoft Excel, Administrative..., Investments, Problem Solving, Financial Analysis, Banking, Leadership, Risk Management, Public Speaking, Financial Services, Microsoft Office, Spanish, Emergency Management, Strategic Planning

Education
Park University

Experience
University of Kansas Physicians  January 2014 - May 2014
Children's Mercy Hospital  November 2012 - January 2014
Citizens Bank & Trust   June 2010 - November 2012

Skills
Cpr Certified, Registered Nurses, Pediatrics, Surgery

Education
Johnson County Community College   2014 — 2015
Associate’s Degree, Nursing

Johnson County Community College   2013 — 2014
Associate’s Degree, General Science & Liberal Arts

Johnson County Community College   2012 — 2013
Licensed Practical/Vocational Nurse Training

Experience
Citizens Bank & Trust   December 2014 - Present
Bank of America  December 2006 - December 2014
Bank of America  July 2005 - December 2006
USA TODAY  July 2004 - July 2005

Skills
Consumer Lending, Retail Banking, Banking, Loans, Credit, Mortgage Lending, Branch Management, Small Business Lending, Deposits, Customer Experience, Sales Management, Problem Solving, Building Relationships, Team Building, Mentoring, Credit Cards, Management, Leadership, Risk Management, Cross Selling, Relationship Management, Customer Service, Sales, Cash Management, Training, Operational Excellence, Customer Satisfaction, Operational Risk..., Employee Training, Branch Banking, Mortgage Banking, Coaching, Team Leadership, Process Improvement, Finance, Home Equity Lines of..., Operations Management, Lines Of Credit, Customer Retention, Performance Management, Retail, Interviews, Store Management, Hiring, Loan Origination, Wealth Management, Internet Banking, Financial Services

Education
Park University   2001 — 2003
Bachelor of Science (BS), Management/Marketing

Longview Community College   1999 — 2001

Experience
Citizens Bank & Trust   July 2014 - Present
Snorkel Lifts  January 2014 - July 2014
Snorkel Lifts  May 2012 - July 2014
Golden Triangle Energy, LLC   May 2010 - August 2011
Drewes Farm Inc.   May 2002 - August 2009

Skills
Microsoft Office, Microsoft Excel, PowerPoint, Microsoft Word, Customer Service, Photoshop, Research, Social Media, Public Speaking, Teamwork, Windows, English, Event Planning, SQL, Linux System..., Sales

Education
Missouri Western State University   2008 — 2012
Bachelor of Science (BS), Finance, General

Experience
Pioneer Services  June 2014 - Present
Citizens Bank & Trust   July 2012 - June 2014
Pioneer Services  May 2011 - July 2012
Boston Financial Data Services  August 2010 - May 2011

Skills
Loans, Credit, Microsoft Office, Banking, Payments, Financial Services, Loan Servicing, Data Analysis, Finance, Loan Origination, Commercial Banking, Commercial Lending, Small Business Lending, Refinance, Microsoft Word, Mortgage Banking, Financial Reporting, Risk Management, Recruiting, Auditing, Consumer Lending, Account Reconciliation, Mortgage Lending, Accounts Receivable, Microsoft Excel, Time Management, Financial Analysis, Process Improvement

Education
Quincy University

Experience
BTC Bank  June 2014 - Present
Nodaway Valley Bank  April 2010 - May 2014
Bank Midwest, NA  January 2005 - April 2010
Citizens Bank & Trust   2004 - 2004

Skills
Underwriting, Loans, Coaching, Banking, Credit Analysis, Customer Service, Commercial Lending, Analysis, Small Business, Consumer Lending, Financial Analysis, Credit Risk, Small Business Lending, Credit, Mortgage Lending, Commercial Banking

Education
Missouri Bankers Association   2008 — 2008
Graduate School of Lending

Missouri Bankers Association   2007 — 2007
Undergraduate School of Lending

Northwest Missouri State University   2001 — 2004
Business Management

Experience
Lowell Area Schools  June 2014 - Present
Macon County R-I Schools   November 2010 - May 2014
Citizens Bank & Trust   March 2007 - November 2010
Planters Bank & Trust Company   March 2004 - March 2007
Brown Corporation of Greenville   November 2003 - March 2004
City Bank & Trust Company   February 2000 - October 2003

Skills
Microsoft Office, Customer Service, Microsoft Excel, Research, Microsoft Word, Leadership, Management, Fund Accounting, Federal Programs, At Multitasking, Type Rating, Sales, Budgets, Training, Team Building, Strategic Planning, Accounting, Public Speaking, Payroll, Event Planning

Education
Moberly Area Community College   1992 — 1993
Associate's degree, Nursing Education

Macon County R-1 High School   1989 — 1993
Diploma, General

Macon Vocational School   1991 — 1992
1 year, Health Occupations

Franklin Covey
Certificate, Time Management

Main Street School of Banking
Certificate, Selling Skills and Sales Operations

Skill Path Seminars
Certificate, Business Administration and Management, General

University of Phoenix
Certificate, Time Management

Experience
Citizens Bank & Trust   August 2015 - Present
KeyBank Real Estate Capital  March 2014 - August 2015
KeyBank Real Estate Capital  March 2013 - March 2014
KeyBank Real Estate Capital  September 2009 - February 2013
KeyBank Real Estate Capital  September 2008 - September 2009
KeyBank Real Estate Capital  2006 - September 2008

Skills
Asset Management, CMBS, Commercial Real Estate, Credit Analysis, Disposition, Foreclosures, Loan Servicing, Loans, Portfolio Management, Real Estate, Real Estate Economics, Underwriting, Dispositions, Financial Analysis, Banking, Commercial Mortgages

Education
University of Kansas
Bachelor of Arts (B.A.), Economics

Experience
Citizens Bank & Trust   December 2013 - Present
Citizens Bank & Trust   December 2010 - Present
Citizens Bank & Trust   February 2007 - August 2010

Skills
Banking, Credit, Small Business Lending, Commercial Lending, Loans, Consumer Lending, Loan Origination

Education
Northwest Missouri State University   2000 — 2003
Bachelor of Science in Business Management

Experience
Midwest Regional Bank  October 2014 - Present
U.S. Bank   August 2013 - October 2014
Citizens Bank & Trust   July 2010 - August 2013
Midwest Small Business Finance   November 2004 - July 2010

Skills
Loans, Finance, Commercial Lending, Small Business Lending, Portfolio Management, Financial Analysis, Strategic Planning, Leadership, New Business Development, SBA, Team Building, Small Business, Sales Management, Account Management, Banking, Commercial Banking, Credit, Lines Of Credit, Investments, Program Management, Budgets, Business Development

Education
University of Missouri-Kansas City   2013 — 2016

University of Missouri-Kansas City
Bachelor of Arts (BA), Economics

Experience
Citizens Bank & Trust   June 2008 - Present
Bank of America  1998 - 2008

Skills
Treasury, Banking, Commercial Banking, Cash Management

Education
University of Minnesota-Twin Cities

Experience
Citizens Bank & Trust   Vice President/HR DirectorCitrus & Chemical BankSeptember 1989 - December 2007

Education
University of Phoenix   2003 — 2005
MBA, HR Management

Experience
Citizens Bank & Trust   January 2013 - Present
Consultant  October 2009 - February 2013
First United Bank and Trust  December 2008 - September 2009
Riverside National Bank  2002 - 2007
The Outsourcing Partnership   2000 - 2002
Enterprise National Bank  1996 - 1998
Bank South, NA   1992 - 1996
First Florida Bank  1991 - 1992
C&S National Bank  1985 - 1991
Federal Reserve Bank of Atlanta  1979 - 1985

Skills
Commercial Lending, Banking, Risk Management, Loans, Commercial Banking, Credit Risk, Credit, Credit Analysis, Financial Modeling, Enterprise Risk..., Financial Analysis, Financial Risk, Retail Banking

Education
Georgia State University   1976 — 1976
Bachelor of Science, Business Administration

Experience
Citizens Bank & Trust   Senior Vice PresidentCitizen's Bank and TrustJune 2007 - Present

Education
Graceland University

Experience
Market Makers   January 2013 - Present
Cosmos Mortgage Corp.   May 2002 - Present
Marcus & Millichap  June 2012 - December 2012
Morgan Stanley Private Bank  August 2010 - June 2012
Citizens Bank & Trust   December 2001 - April 2002
Broadway Bank  January 1999 - September 2001

Skills
Financial Analysis, Mortgage Lending, Management, VA loans, Valuation, FHA, Options, Equities, CRM, Financial Markets, Refinance, Portfolio Management, Credit, Capital Markets, Real Estate, Investments, Customer Service, Business Strategy, Financial Modeling, Finance, Asset Management, Loans, Investment Properties, Credit Risk, Loan Origination, Risk Management, Mortgage Banking, Financial Structuring, Commercial Real Estate, Real Estate Economics, Underwriting, Funding, Real Estate Financing, Residential Mortgages, FHA financing

Education
Illinois Institute of Technology   2000 — 2003
Masters, Financial Markets

Roosevelt University   1994 — 1998
Bachelor, Finance

LICENSURE: State of Illinois Series

State of Illinois Real Estate Sales

State of Illinois Real Estate Sales
Series 3

Experience
Citizens Bank & Trust   September 2014 - Present
Cadence Bank, N.A.   October 2000 - September 2014
SouthTrust Bank  May 1990 - October 2000

Skills
Banking, Credit, Commercial Banking, Commercial Lending, Small Business Lending, Loans, Credit Analysis, Retail Banking, Consumer Lending, Portfolio Management

Education
University of Alabama   1968 — 1970
B. S., Marketing

Experience
Citizens Bank & Trust   April 2011 - Present
Merchants Bank of Alabama   April 2011 - June 2011
Community Bank of Blountsville   February 1994 - December 2006
South Trust Bank  1991 - 1994

Skills
Loans, Risk Management, Real Estate, Credit, Banking, Portfolio Management, Commercial Lending, Start-ups, Credit Analysis, Marketing, Commercial Real Estate, Branch Banking

Education
University of Alabama at Birmingham   1988 — 1991
B.S., Human Rsources

Experience
Heartland Financial USA, Inc.   December 2014 - Present
Citizens Bank & Trust   2007 - November 2014
M&I Bank  January 2005 - February 2008
Gold Bank  2004 - 2006

Skills
Small Business Lending, Commercial Lending, Loans, Credit Analysis, Banking, Mortgage Lending, Credit, Strategic Planning, Commercial Banking, Portfolio Management, Financial Analysis, Credit Risk, Finance, Lines Of Credit, Loan Origination, Risk Management

Education
Pittsburg State University   1979 — 1983
BBA, Finance

Experience
Citizens Bank & Trust   February 2007 - Present
UMB Bank  March 2003 - February 2007
Community America Credit Union  January 1997 - February 2003

Skills
Banking, Loans, Credit, Commercial Banking, Credit Analysis, Small Business Lending, Credit Risk, Mortgage Lending, Risk Management, Loan Origination, Fixed Income, Financial Analysis, Treasury Management, Retail Banking, Investments, Wealth Management, Mortgage Banking, Consumer Lending

Education
Missouri Western State University

Experience
First National Bank of Hutchinson  April 2013 - Present
Julie Cassavaugh Financial Services, LLC   March 2010 - May 2013
Citizens Bank & Trust   August 1998 - March 2010

Skills
Banking, Accounting, Financial Reporting, Strategic Financial..., Bookkeeping, Qualified Retirement..., Retirement Plan..., Trust Operations, Trust Services, Trust Consulting, Retirement Planning, Management, Investments, Auditing, 401k, Retirement, Asset Management, Estate Planning, Financial Planning, Wealth Management, Portfolio Management

Education
Northwest Missouri State University   1992 — 1998
MBA, Business Management

Experience
State Street  January 2012 - Present
Citizens Bank & Trust   April 2009 - August 2011

Education
University of Missouri-Kansas City   2009 — 2011
MBA, Finance and Management

Park University   2005 — 2008
BA, Finance

Experience
Citizens Bank & Trust   April 2005 - Present

Skills
First Time Home Buyers, USDA, Mortgage Lending, Team Building, Sales, Mortgage Banking, Loan Origination, Commercial Lending, Consumer Lending, Strategic Planning, Loans, Marketing, Investment Properties, Refinance, Public Speaking, Social Media, Credit, Retail Banking, Underwriting, VA loans, FHA financing, Banking, Home Equity Lines of..., Lines Of Credit, Residential Mortgages, Referrals, FHA, New Business Development, Commercial Banking, Sales Management, Credit Analysis, Microsoft Excel, Real Estate, Microsoft Office, Customer Service, Credit Risk, Microsoft Word, Small Business Lending, PowerPoint, Home Equity Loans

Education
Athens State University
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

Experience
Ballard & Company, Ltd.   May 2009 - Present
First Federal Bank  March 2006 - May 2009
Citizens Bank & Trust   January 2003 - December 2005

Skills
Accounting, Customer Service, Microsoft Excel, Outlook, Microsoft Word, PowerPoint, Data Entry, Accounts Receivable, Cash Flow, Administrative..., Financial Analysis

Education
Arkansas State University   2014 — 2018
Bachelor's degree, Accounting

Arkansas State University-Mountain Home   2010 — 2014
Associate of Science in Business, Accounting

Experience
Citizens Bank & Trust   March 2015 - Present
Bank of America  July 2011 - March 2015
Asurion  July 2004 - November 2008

Skills
Microsoft Word, Sales, English

Education
Universidad Nacional Autónoma de México
6 semesters in International Relations, International Relations and Affairs

Experience
Citizens Bank & Trust   September 2008 - Present

Education
Auburn University   2001 — 2005
Bachelor of Science (B.S.), Agricultural Business and Economics

New Hope High School   1998 — 2001

Experience
citizens bank & trust  

Skills
Credit, Commercial Banking, Commercial Lending, Retail Banking, Financial Analysis

Education
Auburn University   1977 — 1979
Bachelor's Degree, Agricultural Economics