Citizens Lending Group
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Citizens Lending Group Employees
Employee
Years
Job
Industry
Bryan O. Jones Bryan O. Jones's Citizens Lending Group Experience 2004 - 2008
Job Servant Leader Harvest Church & Ministries, COGIC
Industry Religious Institutions
Experience
Harvest Church & Ministries, C.O.G.I.C. August 2010 - Present
B.O.J. Enterprises, Inc. 1996 - 2011
Perfecting Prayer & Praise Ministries, C.O.G.I.C. January 2002 - July 2010
Citizens Lending Group 2004 - 2008
Skills
Preaching, Discipleship, Gospel, Pastoral Counseling, Spiritual Direction, Public Speaking, Theology, Religion, Youth Ministry, Pastoral Care, Biblical Studies, Leadership Development
Education
Bowie State University 1986 — 1989
Business/Choral Music
Harvest Church & Ministries, C.O.G.I.C. August 2010 - Present
B.O.J. Enterprises, Inc. 1996 - 2011
Perfecting Prayer & Praise Ministries, C.O.G.I.C. January 2002 - July 2010
Citizens Lending Group 2004 - 2008
Skills
Preaching, Discipleship, Gospel, Pastoral Counseling, Spiritual Direction, Public Speaking, Theology, Religion, Youth Ministry, Pastoral Care, Biblical Studies, Leadership Development
Education
Bowie State University 1986 — 1989
Business/Choral Music
Josh Morrow Josh Morrow's Citizens Lending Group Experience February 2008 - January 2009
Job Senior Mortgage Banker at goodmortgage.com
Industry Financial Services
Experience
goodmortgage.com January 2009 - Present
Citizens Lending Group February 2008 - January 2009
EquiFirst July 2004 - September 2007
Skills
Loan Origination, Mortgage Banking, Mortgage Lending, VA, Mortgage, FHA, Conforming, Conventional, VA loans, Refinance, Mortgage Industry, First Time Home Buyers, Purchase, Banking, Government Loans, Residential Mortgages, FHA financing, Sales, Credit, Investment Properties, Loans, Mortgage Underwriting, USDA, Credit Analysis, VA Loans
Education
University of North Carolina at Charlotte 1993 — 1997
Political Science and Government
goodmortgage.com January 2009 - Present
Citizens Lending Group February 2008 - January 2009
EquiFirst July 2004 - September 2007
Skills
Loan Origination, Mortgage Banking, Mortgage Lending, VA, Mortgage, FHA, Conforming, Conventional, VA loans, Refinance, Mortgage Industry, First Time Home Buyers, Purchase, Banking, Government Loans, Residential Mortgages, FHA financing, Sales, Credit, Investment Properties, Loans, Mortgage Underwriting, USDA, Credit Analysis, VA Loans
Education
University of North Carolina at Charlotte 1993 — 1997
Political Science and Government
Craig Meisel Craig Meisel's Citizens Lending Group Experience June 2005 - June 2007
Job Estimator / Project Manager at Kolb Electric
Industry Construction
Experience
Kolb Electric, Inc. August 2015 - Present
Key Point Health Services, Inc. December 2014 - Present
Legatus6 July 2014 - December 2014
The Truland Group Inc. July 2013 - July 2014
Midassco, LLC November 2012 - April 2013
Dynamic Electrical Services, LLC May 2007 - July 2008
Citizens Lending Group June 2005 - June 2007
Verizon Communications, Inc. June 1999 - June 2005
I.B.E.W. Local 24 August 1990 - June 1999
Skills
Contractors, Construction Management, Value Engineering, Change Orders, Contract Management, Construction, Project Management, MS Project, Pre-construction, CPM Scheduling, Subcontracting, Project Estimation, Engineering, Microsoft Project, Microsoft Office, Contract Negotiation, Electricians
Education
Verizon Cabling Splicing College 1999 — 2000
Strayer University-Maryland
Kolb Electric, Inc. August 2015 - Present
Key Point Health Services, Inc. December 2014 - Present
Legatus6 July 2014 - December 2014
The Truland Group Inc. July 2013 - July 2014
Midassco, LLC November 2012 - April 2013
Dynamic Electrical Services, LLC May 2007 - July 2008
Citizens Lending Group June 2005 - June 2007
Verizon Communications, Inc. June 1999 - June 2005
I.B.E.W. Local 24 August 1990 - June 1999
Skills
Contractors, Construction Management, Value Engineering, Change Orders, Contract Management, Construction, Project Management, MS Project, Pre-construction, CPM Scheduling, Subcontracting, Project Estimation, Engineering, Microsoft Project, Microsoft Office, Contract Negotiation, Electricians
Education
Verizon Cabling Splicing College 1999 — 2000
Strayer University-Maryland
James Czeh James Czeh's Citizens Lending Group Experience November 2004 - April 2009
Job Multifamily Asset Manager at M&T Realty Capital Corp.
Industry Commercial Real Estate
Experience
M&T Bank April 2013 - Present
M&T Bank February 2011 - April 2013
AGM Financial Services, Inc. July 2010 - December 2010
Citizens Lending Group November 2004 - April 2009
Skills
Financial Analysis, Financial Accounting, Commercial Real Estate, Real Estate Economics, Financial Modeling, Market Research, Asset Management, Mortgage Lending, Portfolio Management, Real Estate, Loans, Management
Education
University of Baltimore 2008 — 2010
Bachelor of Science, Real Estate and Economics
M&T Bank April 2013 - Present
M&T Bank February 2011 - April 2013
AGM Financial Services, Inc. July 2010 - December 2010
Citizens Lending Group November 2004 - April 2009
Skills
Financial Analysis, Financial Accounting, Commercial Real Estate, Real Estate Economics, Financial Modeling, Market Research, Asset Management, Mortgage Lending, Portfolio Management, Real Estate, Loans, Management
Education
University of Baltimore 2008 — 2010
Bachelor of Science, Real Estate and Economics
John R Thomas John R Thomas's Citizens Lending Group Experience June 2007 - April 2008
Job Certified Mortgage Planner, Loan officer, and Branch Manager with Primary Residential Mortgage
Industry Financial Services
Experience
Primary Residential Mortgage May 2008 - Present
Primary Residential Mortgage 2008 - Present
Citizens Lending Group June 2007 - April 2008
New World Mortgage September 2005 - June 2007
Skills
Seminar Speaker, Loan Origination, Mortgage Planning, Mortgage Lending, Mortgage Banking, Reverse Mortgages, Residential Mortgages, First Time Home Buyers, FHA 203k Loan Specialist, VA Loan Expert, USDA Rural Housing Loan..., FHA financing, HARP 2.0 Specialist, Loans, USDA Rural Housing, Investment Properties, FHA, Refinance, VA loans, Certified Mortgage..., Real Estate Transactions, Real Estate, Public Speaking, Finance, Condos, Referrals, Residential Homes, Sellers, HomePath, Banking, Single Family Homes, Foreclosures, Short Sales, Home Equity, Investments, Investors, REO, Real Estate Financing, Relocation
Education
Delaware State University 2001 — 2003
Masters Degree, Curriculum & Instruction
University of Delaware 1990 — 1995
BS, Physics
Glasgow High School 1986 — 1990
High School Diploma, High School
Primary Residential Mortgage May 2008 - Present
Primary Residential Mortgage 2008 - Present
Citizens Lending Group June 2007 - April 2008
New World Mortgage September 2005 - June 2007
Skills
Seminar Speaker, Loan Origination, Mortgage Planning, Mortgage Lending, Mortgage Banking, Reverse Mortgages, Residential Mortgages, First Time Home Buyers, FHA 203k Loan Specialist, VA Loan Expert, USDA Rural Housing Loan..., FHA financing, HARP 2.0 Specialist, Loans, USDA Rural Housing, Investment Properties, FHA, Refinance, VA loans, Certified Mortgage..., Real Estate Transactions, Real Estate, Public Speaking, Finance, Condos, Referrals, Residential Homes, Sellers, HomePath, Banking, Single Family Homes, Foreclosures, Short Sales, Home Equity, Investments, Investors, REO, Real Estate Financing, Relocation
Education
Delaware State University 2001 — 2003
Masters Degree, Curriculum & Instruction
University of Delaware 1990 — 1995
BS, Physics
Glasgow High School 1986 — 1990
High School Diploma, High School
Amy Shaw Amy Shaw's Citizens Lending Group Experience November 2008 - July 2009
Job Manager, Professional Services at Ellie Mae
Industry Banking
Experience
Ellie Mae November 2013 - Present
Ellie Mae January 2013 - Present
NFM, Inc July 2009 - December 2012
Citizens Lending Group November 2008 - July 2009
Gross, Mendelsohn & Associates April 2008 - April 2009
EntreQuest November 2007 - November 2008
Citizens Lending Group 2004 - 2007
Knox Financial Group, Inc. 2000 - 2004
Skills
Strategic Planning, Business Development, Sales, Salesforce.com, Microsoft Excel, CRM, Leadership, Training, New Business Development, Team Building, Cross-functional Team..., Project Management, Management
Education
Towson University 1993 — 1997
Ellie Mae November 2013 - Present
Ellie Mae January 2013 - Present
NFM, Inc July 2009 - December 2012
Citizens Lending Group November 2008 - July 2009
Gross, Mendelsohn & Associates April 2008 - April 2009
EntreQuest November 2007 - November 2008
Citizens Lending Group 2004 - 2007
Knox Financial Group, Inc. 2000 - 2004
Skills
Strategic Planning, Business Development, Sales, Salesforce.com, Microsoft Excel, CRM, Leadership, Training, New Business Development, Team Building, Cross-functional Team..., Project Management, Management
Education
Towson University 1993 — 1997
Greg Sher Greg Sher's Citizens Lending Group Experience January 2003 - December 2009
Job Vice President Business Development at NFM, Inc.
Industry Financial Services
Experience
NFM, Inc. January 2014 - Present
Personal Equity Partners July 2009 - December 2013
Citizens Lending Group January 2003 - December 2009
WBAL Radio July 1996 - November 2006
Prime Sports Radio March 1994 - June 1996
Skills
Leadership, Management, Loans, Mortgage Lending, Strategic Planning, Sales, Banking, Business Development, FHA, Refinance, Financial Analysis, Mortgage Banking, Management Consulting, Marketing Strategy, Loan Origination, First Time Home Buyers, Risk Management, Business Strategy, Finance, Real Estate Economics, Loss Mitigation, VA loans, Change Management, Financial Modeling, Investments, Marketing, Residential Mortgages, Real Estate, USDA, Credit, Real Estate Financing, Investment Properties, Commercial Lending, Recruiting, Underwriting, Insurance, New Business Development, Executive Management, Business Analysis, Business Planning, Business Process..., Sales Management, Sales Presentations, Sales Operations, Strategic Leadership, Reverse Mortgages, Mortgage Marketing, Team Management, Financial Recruiting, Executive Sales...
Education
University of Maryland College Park 1991 — 1993
Bachelor's degree, Speech Communication and Rhetoric
Dean College 1989 — 1991
Associate's degree, Journalism
NFM, Inc. January 2014 - Present
Personal Equity Partners July 2009 - December 2013
Citizens Lending Group January 2003 - December 2009
WBAL Radio July 1996 - November 2006
Prime Sports Radio March 1994 - June 1996
Skills
Leadership, Management, Loans, Mortgage Lending, Strategic Planning, Sales, Banking, Business Development, FHA, Refinance, Financial Analysis, Mortgage Banking, Management Consulting, Marketing Strategy, Loan Origination, First Time Home Buyers, Risk Management, Business Strategy, Finance, Real Estate Economics, Loss Mitigation, VA loans, Change Management, Financial Modeling, Investments, Marketing, Residential Mortgages, Real Estate, USDA, Credit, Real Estate Financing, Investment Properties, Commercial Lending, Recruiting, Underwriting, Insurance, New Business Development, Executive Management, Business Analysis, Business Planning, Business Process..., Sales Management, Sales Presentations, Sales Operations, Strategic Leadership, Reverse Mortgages, Mortgage Marketing, Team Management, Financial Recruiting, Executive Sales...
Education
University of Maryland College Park 1991 — 1993
Bachelor's degree, Speech Communication and Rhetoric
Dean College 1989 — 1991
Associate's degree, Journalism
Stephanie Bliss Stephanie Bliss's Citizens Lending Group Experience July 2005 - June 2008
Job Kitchen Assistant/Fresh Food Guru at Trillium Public Charter School
Industry Nonprofit Organization Management
Experience
Trillium Public Charter School November 2013 - Present
Luna Lactation November 2013 - June 2015
Sewickley Community Center Food Pantry Garden & Free Farm Stand May 2010 - July 2013
Pittsburgh Psychoanalytic Center September 2012 - June 2013
UPMC January 2012 - April 2012
REI March 2008 - June 2010
Moveable Feast March 2009 - September 2009
Citizens Lending Group July 2005 - June 2008
Skills
Emergency Services, Non-profits, Process Scheduler, Data Analysis, Program Development, Volunteering, Organization, CPT, Wellness, Program Management, Event Planning, Time Management, Teamwork, Public Relations, Nonprofits, Training, Community Outreach, Fundraising, Community Organizing, Social Networking, Facebook, Volunteer Management, Sales, Grant Writing, Marketing, Social Services, Customer Service, Management, Data Entry, Social Media, Grants, Event Management
Education
Community College of Allegheny County 2010 — 2013
Associate of Science (A.S.), Dean's List
The Community College of Baltimore County 2010 — 2011
Trillium Public Charter School November 2013 - Present
Luna Lactation November 2013 - June 2015
Sewickley Community Center Food Pantry Garden & Free Farm Stand May 2010 - July 2013
Pittsburgh Psychoanalytic Center September 2012 - June 2013
UPMC January 2012 - April 2012
REI March 2008 - June 2010
Moveable Feast March 2009 - September 2009
Citizens Lending Group July 2005 - June 2008
Skills
Emergency Services, Non-profits, Process Scheduler, Data Analysis, Program Development, Volunteering, Organization, CPT, Wellness, Program Management, Event Planning, Time Management, Teamwork, Public Relations, Nonprofits, Training, Community Outreach, Fundraising, Community Organizing, Social Networking, Facebook, Volunteer Management, Sales, Grant Writing, Marketing, Social Services, Customer Service, Management, Data Entry, Social Media, Grants, Event Management
Education
Community College of Allegheny County 2010 — 2013
Associate of Science (A.S.), Dean's List
The Community College of Baltimore County 2010 — 2011
Rick Cort Rick Cort's Citizens Lending Group Experience January 2015 - Present
Job Reverse Mortgage Specialist Citizens Lending Group 8006713135
Industry Financial Services
Experience
Citizens Lending Group January 2015 - Present
Skills
Mortgage Lending
Education
Coastline Community College, Costa Mesa, Ca.
Real Estate Trainers of Anaheim
The Realty Institute
Villa Park High School, Orange, Ca.
Citizens Lending Group January 2015 - Present
Skills
Mortgage Lending
Education
Coastline Community College, Costa Mesa, Ca.
Real Estate Trainers of Anaheim
The Realty Institute
Villa Park High School, Orange, Ca.
Christine Dittrick's Citizens Lending Group Experience 2006 - 2007
Job Sales Talent Recruiting
Industry Staffing and Recruiting
Experience
Eagles View Recruiting 2007 - Present
Citizens Lending Group 2006 - 2007
First Commonwealth Funding 2001 - 2006
Skills
Recruiting, Sales, Interviews, Talent Acquisition, Coaching, Training, Technical Recruiting, Staffing Services, Executive Search, College Recruiting, Sourcing, Building Relationships, Hiring, Internet Recruiting, Strategic Planning, Permanent Placement, Leadership, Contract Negotiation, Team Building, Sales Rep Training, Screening, Networking, Marketing Strategy, Executive Sales...
Education
Temple University 1988 — 1990
Bachelor of Arts (B.A.), Communications
Montclair State University 1986 — 1988
West Milford High
Eagles View Recruiting 2007 - Present
Citizens Lending Group 2006 - 2007
First Commonwealth Funding 2001 - 2006
Skills
Recruiting, Sales, Interviews, Talent Acquisition, Coaching, Training, Technical Recruiting, Staffing Services, Executive Search, College Recruiting, Sourcing, Building Relationships, Hiring, Internet Recruiting, Strategic Planning, Permanent Placement, Leadership, Contract Negotiation, Team Building, Sales Rep Training, Screening, Networking, Marketing Strategy, Executive Sales...
Education
Temple University 1988 — 1990
Bachelor of Arts (B.A.), Communications
Montclair State University 1986 — 1988
West Milford High
Rhonda Lappi's Citizens Lending Group Experience April 2007 - April 2009
Job New Home Advisor at Keystone Custome Homes
Industry Real Estate
Experience
Keystone Custome Homes March 2013 - June 2015
Brush Your Beauty April 2010 - May 2013
Citizens Lending Group April 2007 - April 2009
Wells Fargo Home Mortgage July 2006 - April 2007
Bay Capital Mortgage Corp. August 2003 - June 2006
Ameriquest Mortgage February 2002 - April 2003
Skills
New Home Building, Sales, Customer Service, Sales Management, Business Development, Leadership Development, Online Advertising, Real Estate Financing, Email Marketing, Social Media, Real Estate Transactions, Advertising, Credit Analysis, Mortgage Lending, Nonprofits, Business Planning, Marketing Communications, Event Management, Business Strategy, Public Relations, Wellness, Marketing, Management, New Business Development, Team Building, Real Estate, Residential Homes, Contract Negotiation, First Time Home Buyers, Leadership, Investment Properties
Education
Greater Johnstown Career and Technology Center 1993 — 1994
Medical/Clinical Assistant
Greater Johnstown Career and Technology Center 1993 — 1994
Phlebotomy Technician/Phlebotomist
Cambria-Rowe Business College-Johnstown 1991 — 1992
Business Administration and Management, General
Keystone Custome Homes March 2013 - June 2015
Brush Your Beauty April 2010 - May 2013
Citizens Lending Group April 2007 - April 2009
Wells Fargo Home Mortgage July 2006 - April 2007
Bay Capital Mortgage Corp. August 2003 - June 2006
Ameriquest Mortgage February 2002 - April 2003
Skills
New Home Building, Sales, Customer Service, Sales Management, Business Development, Leadership Development, Online Advertising, Real Estate Financing, Email Marketing, Social Media, Real Estate Transactions, Advertising, Credit Analysis, Mortgage Lending, Nonprofits, Business Planning, Marketing Communications, Event Management, Business Strategy, Public Relations, Wellness, Marketing, Management, New Business Development, Team Building, Real Estate, Residential Homes, Contract Negotiation, First Time Home Buyers, Leadership, Investment Properties
Education
Greater Johnstown Career and Technology Center 1993 — 1994
Medical/Clinical Assistant
Greater Johnstown Career and Technology Center 1993 — 1994
Phlebotomy Technician/Phlebotomist
Cambria-Rowe Business College-Johnstown 1991 — 1992
Business Administration and Management, General
Jerome Terrell Jerome Terrell's Citizens Lending Group Experience March 2014 - Present
Job The Right Man for the Right Job
Industry Civil Engineering
Experience
ABS Consulting May 2014 - Present
Citizens Lending Group March 2014 - Present
Alliance to Save Energy February 2012 - April 2014
California State University, Fullerton August 2012 - May 2013
Skills
Surveying, Civil Engineering, Project Management, Engineering Design, Structural Analysis, Stress Analysis, Structural Dynamics, Structural Engineering, Estimating, Foundation Design, CAD, Water Resources, Hydraulics, AutoCAD, Finite Element Analysis, Water, SAP2000, Microsoft Office, Engineering, Matlab
Education
California State University-Fullerton 2012 — 2013
Master of Science (M.S.), Civil Engineering
California State University-Fullerton 2007 — 2012
Bachelor of Science (B.S.), Civil Engineering
ABS Consulting May 2014 - Present
Citizens Lending Group March 2014 - Present
Alliance to Save Energy February 2012 - April 2014
California State University, Fullerton August 2012 - May 2013
Skills
Surveying, Civil Engineering, Project Management, Engineering Design, Structural Analysis, Stress Analysis, Structural Dynamics, Structural Engineering, Estimating, Foundation Design, CAD, Water Resources, Hydraulics, AutoCAD, Finite Element Analysis, Water, SAP2000, Microsoft Office, Engineering, Matlab
Education
California State University-Fullerton 2012 — 2013
Master of Science (M.S.), Civil Engineering
California State University-Fullerton 2007 — 2012
Bachelor of Science (B.S.), Civil Engineering
Charles McFalls, CPA's Citizens Lending Group Experience March 2009 - July 2009
Job Financial Reporting Manager at Sucampo Pharmaceuticals, Inc.
Industry Accounting
Experience
Sucampo Pharmaceuticals, Inc. April 2012 - Present
Sucampo June 2011 - April 2012
Citizens Lending Group March 2009 - July 2009
USA Home Loans July 2008 - February 2009
Chambers & Chambers September 2007 - July 2008
Vision Mortgage August 2003 - August 2007
Ryland Mortgage 1988 - 1997
Education
Towson University 1978 — 1982
Bachelor's Degree, Business Admin-Accounting
Sucampo Pharmaceuticals, Inc. April 2012 - Present
Sucampo June 2011 - April 2012
Citizens Lending Group March 2009 - July 2009
USA Home Loans July 2008 - February 2009
Chambers & Chambers September 2007 - July 2008
Vision Mortgage August 2003 - August 2007
Ryland Mortgage 1988 - 1997
Education
Towson University 1978 — 1982
Bachelor's Degree, Business Admin-Accounting
Meg Gardner's Citizens Lending Group Experience May 2007 - March 2008
Job Consumer Banking Market Support for the MD/DC Metro Area
Industry Banking
Experience
Bank of America March 2010 - Present
Tenacity Group March 2008 - February 2010
Citizens Lending Group May 2007 - March 2008
Nationstar Mortgage August 2006 - May 2007
Skills
Refinance, Loans, Real Estate, Sales, Data Conversion, Settlement, FHA, Mortgage Lending, Residential Homes, Residential Mortgages, Investment Properties, First Time Home Buyers, Corporate Communications, Crisis Communications, Strategic Communications, Internal Communications, Visual Communication, Microsoft Excel, Operational Excellence, Corporate Events, Event Management, Event Planning, Heavy Calendaring, Financial Reporting, Ad Hoc Reporting, Project Planning, Mortgage Banking, Written & Oral..., Presentation Folders, Presentation Development, Human Resources, Customer Service, Customer Support, Summary Reports
Education
Elon University 1997 — 2001
BA, Corporate Communications
Bank of America March 2010 - Present
Tenacity Group March 2008 - February 2010
Citizens Lending Group May 2007 - March 2008
Nationstar Mortgage August 2006 - May 2007
Skills
Refinance, Loans, Real Estate, Sales, Data Conversion, Settlement, FHA, Mortgage Lending, Residential Homes, Residential Mortgages, Investment Properties, First Time Home Buyers, Corporate Communications, Crisis Communications, Strategic Communications, Internal Communications, Visual Communication, Microsoft Excel, Operational Excellence, Corporate Events, Event Management, Event Planning, Heavy Calendaring, Financial Reporting, Ad Hoc Reporting, Project Planning, Mortgage Banking, Written & Oral..., Presentation Folders, Presentation Development, Human Resources, Customer Service, Customer Support, Summary Reports
Education
Elon University 1997 — 2001
BA, Corporate Communications
Jeff Krolosky's Citizens Lending Group Experience May 2007 - Present
Job Reverse Mortgage specialist, Citizens Lending Group, 800 480 6828
Industry Financial Services
Experience
Citizens Lending Group May 2007 - Present
Citizen's Mortgage Service Corporation January 1985 - May 2007
Skills
Mortgage Lending, Loans, Commercial Lending, Residential Homes, FHA, Real Estate, Real Estate Economics, Investment Properties, Refinance, Investments, Commercial Real Estate, Loan Origination, REO, Real Estate Financing, Funding, First Time Home Buyers, Investors, Foreclosures, Small Business, Commercial Mortgages, Brokerage, Residential Mortgages, Mortgage Banking, Asset Management, Real Estate Development, Short Sales, Real Estate Transactions, Finance
Education
Real Estate Institute of Riverside 1991 — 2014
Real Estate License and Real Estate Brokers License NMLS # 483675, Real Estate and Finance
Long Beach City College 1975 — 1977
A.A., Business Administration
Citizens Lending Group May 2007 - Present
Citizen's Mortgage Service Corporation January 1985 - May 2007
Skills
Mortgage Lending, Loans, Commercial Lending, Residential Homes, FHA, Real Estate, Real Estate Economics, Investment Properties, Refinance, Investments, Commercial Real Estate, Loan Origination, REO, Real Estate Financing, Funding, First Time Home Buyers, Investors, Foreclosures, Small Business, Commercial Mortgages, Brokerage, Residential Mortgages, Mortgage Banking, Asset Management, Real Estate Development, Short Sales, Real Estate Transactions, Finance
Education
Real Estate Institute of Riverside 1991 — 2014
Real Estate License and Real Estate Brokers License NMLS # 483675, Real Estate and Finance
Long Beach City College 1975 — 1977
A.A., Business Administration
David M. Havlik's Citizens Lending Group Experience 2007 - 2008
Job Mortgage Banker at South State Bank
Industry Financial Services
Experience
South State Bank March 2014 - Present
Bank of America April 2009 - March 2014
1st Metropolitan Mortgage 2008 - 2009
Citizens Lending Group 2007 - 2008
CSMO INC. 2005 - 2008
Skills
Mortgage Banking, FHA financing, FHA, Loans, Credit, Mortgage Lending, Refinance, USDA, Loan Origination, Banking, Residential Mortgages, Mortgage Underwriting
Education
University of North Carolina at Charlotte
Marketing/ Public Relations
University of North Carolina at Greensboro
South State Bank March 2014 - Present
Bank of America April 2009 - March 2014
1st Metropolitan Mortgage 2008 - 2009
Citizens Lending Group 2007 - 2008
CSMO INC. 2005 - 2008
Skills
Mortgage Banking, FHA financing, FHA, Loans, Credit, Mortgage Lending, Refinance, USDA, Loan Origination, Banking, Residential Mortgages, Mortgage Underwriting
Education
University of North Carolina at Charlotte
Marketing/ Public Relations
University of North Carolina at Greensboro
Jason Caston's Citizens Lending Group Experience March 2008 - June 2009
Job Mortgage Banker at NFM
Industry Banking
Experience
NFM June 2009 - Present
Citizens Lending Group March 2008 - June 2009
Talula Restaurant June 2005 - June 2007
Education
Art Institute of Fort Lauderdale 2005 — 2007
Certificate, Culinary
NFM June 2009 - Present
Citizens Lending Group March 2008 - June 2009
Talula Restaurant June 2005 - June 2007
Education
Art Institute of Fort Lauderdale 2005 — 2007
Certificate, Culinary
David Whitely's Citizens Lending Group Experience 2006 - 2007
Job Director of Compliance & Underwriting Advanced Payment Systems
Industry Financial Services
Experience
Advanced Payment Systems December 2013 - Present
Trust One Payment Services July 2011 - December 2013
TRUST ONE PAYMENT SERVICES, VILLA RICA, GEORGIA UNITED STATES July 2011 - December 2013
GLOBAL PAYMENTS, BALTIMORE, MARYLAND UNITED STATES June 2010 - July 2011
COMCAST, BALTIMORE, MARYLAND UNITED STATES August 2007 - June 2010
HSBC, BALTIMORE, MARYLAND UNITED STATES November 2005 - August 2007
Citizens Lending Group 2006 - 2007
RITZ CAMERA, TOWSON, MARYLAND UNITED STATES December 1996 - November 2005
Skills
Credit Cards, Credit, Banking, Payments, Commercial Lending, Financial Risk, Payment Card Processing, Risk Management, Electronic Payments, Debit Cards, Loan Origination, Loans, Underwriting, Fraud, Commercial Banking, Credit Analysis, Merchant Services, Financial Analysis, Mortgage Lending, Operational Risk, Regulatory Capital, Transaction Processing, Interest Rate Risk..., Payment Systems, Mobile Payments, Payment Gateways, Consumer Lending, Credit Risk, AML, Small Business Lending, E-payments, Relationship Management, Fraud Detection, Financial Services
Education
Essex Community College
Advanced Payment Systems December 2013 - Present
Trust One Payment Services July 2011 - December 2013
TRUST ONE PAYMENT SERVICES, VILLA RICA, GEORGIA UNITED STATES July 2011 - December 2013
GLOBAL PAYMENTS, BALTIMORE, MARYLAND UNITED STATES June 2010 - July 2011
COMCAST, BALTIMORE, MARYLAND UNITED STATES August 2007 - June 2010
HSBC, BALTIMORE, MARYLAND UNITED STATES November 2005 - August 2007
Citizens Lending Group 2006 - 2007
RITZ CAMERA, TOWSON, MARYLAND UNITED STATES December 1996 - November 2005
Skills
Credit Cards, Credit, Banking, Payments, Commercial Lending, Financial Risk, Payment Card Processing, Risk Management, Electronic Payments, Debit Cards, Loan Origination, Loans, Underwriting, Fraud, Commercial Banking, Credit Analysis, Merchant Services, Financial Analysis, Mortgage Lending, Operational Risk, Regulatory Capital, Transaction Processing, Interest Rate Risk..., Payment Systems, Mobile Payments, Payment Gateways, Consumer Lending, Credit Risk, AML, Small Business Lending, E-payments, Relationship Management, Fraud Detection, Financial Services
Education
Essex Community College
Alyssa Lytle's Citizens Lending Group Experience August 2006 - December 2008
Job Mortgage Underwriter at Citi
Industry Financial Services
Experience
Citi January 2013 - Present
Interbank Mortgage Company October 2012 - January 2013
Accenture Credit Services September 2009 - October 2012
Bank of America May 2009 - August 2009
Wachovia March 2009 - May 2009
East Coast Mortgage Lending January 2009 - March 2009
Citizens Lending Group August 2006 - December 2008
Skills
Mortgage Lending, Loans, Mortgage Banking, Underwriting, Credit Risk, Credit, Banking, Credit Analysis, Finance, Risk Management, Customer Service, Residential Mortgages, Mortgage Underwriting, Loan Origination, Refinance
Education
Saint Francis University, Harrisburg PA 1999 — 2002
Masters Degree, Human Resources Management & Industrial Relations
Saint Vincent College 1992 — 1996
Bachelor's degree, Sociology
Citi January 2013 - Present
Interbank Mortgage Company October 2012 - January 2013
Accenture Credit Services September 2009 - October 2012
Bank of America May 2009 - August 2009
Wachovia March 2009 - May 2009
East Coast Mortgage Lending January 2009 - March 2009
Citizens Lending Group August 2006 - December 2008
Skills
Mortgage Lending, Loans, Mortgage Banking, Underwriting, Credit Risk, Credit, Banking, Credit Analysis, Finance, Risk Management, Customer Service, Residential Mortgages, Mortgage Underwriting, Loan Origination, Refinance
Education
Saint Francis University, Harrisburg PA 1999 — 2002
Masters Degree, Human Resources Management & Industrial Relations
Saint Vincent College 1992 — 1996
Bachelor's degree, Sociology
Chris Bannister's Citizens Lending Group Experience December 2007 - September 2009
Job Network Engineer at Kent County Government
Industry Government Administration
Experience
Kent County Government May 2014 - Present
Byte RIght Support Inc. September 2009 - May 2014
Citizens Lending Group December 2007 - September 2009
Skills
Network Administration, Networking, Active Directory, Microsoft Exchange, Technical Support, VPN, LAN-WAN, WAN, System Administration, VMware, Windows 7, DHCP, Cisco IOS, Routers, DNS, CCNA
Education
Essex Community College 1992 — 1995
Associate of Arts (A.A.), Mass Communication/Media Studies
Perry Hall Senior High 1981 — 1986
Kent County Government May 2014 - Present
Byte RIght Support Inc. September 2009 - May 2014
Citizens Lending Group December 2007 - September 2009
Skills
Network Administration, Networking, Active Directory, Microsoft Exchange, Technical Support, VPN, LAN-WAN, WAN, System Administration, VMware, Windows 7, DHCP, Cisco IOS, Routers, DNS, CCNA
Education
Essex Community College 1992 — 1995
Associate of Arts (A.A.), Mass Communication/Media Studies
Perry Hall Senior High 1981 — 1986
Lance Schultz's Citizens Lending Group Experience November 2013 - Present
Job Co Owner Citizens Lending Group
Industry Financial Services
Experience
Citizens Lending Group November 2013 - Present
Pacific Capital Mortgage September 2009 - November 2013
The Lotter Group August 2009 - November 2013
The Mortgage Guild 1988 - August 2009
Skills
Loans, Reverse Mortgages, FHA, Loan Origination, Commercial Lending, Investments, Funding, Strategic Financial..., SBA, Mortgage Lending, Refinance, Real Estate Financing, Life Insurance, Mortgage Banking, Residential Mortgages, Financial Planning
Education
Pepperdine University
Master of Business Administration (M.B.A.), Business Administration and Finance
Miami University
Bachelor's Degree, Economics
Citizens Lending Group November 2013 - Present
Pacific Capital Mortgage September 2009 - November 2013
The Lotter Group August 2009 - November 2013
The Mortgage Guild 1988 - August 2009
Skills
Loans, Reverse Mortgages, FHA, Loan Origination, Commercial Lending, Investments, Funding, Strategic Financial..., SBA, Mortgage Lending, Refinance, Real Estate Financing, Life Insurance, Mortgage Banking, Residential Mortgages, Financial Planning
Education
Pepperdine University
Master of Business Administration (M.B.A.), Business Administration and Finance
Miami University
Bachelor's Degree, Economics