Experience
JCIII & Associates  December 2014 - Present
GoodChoice Preservation   July 2014 - December 2014
Cyprexx Services  July 2008 - June 2014
Clayton Holdings   February 2006 - April 2008
Bill Heard Chevrolet  October 2003 - October 2005
Siemens/Integrated Local Government   June 2002 - September 2003
Robert Half Technology  August 2001 - May 2002
Crystal Group  January 2000 - July 2001
GreenTree Mortgage Services/Conseco Finance   May 1996 - December 1999

Skills
REO, Residential Homes, Real Estate, Foreclosures, HUD, Process Improvement, Asset Managment, Property Management, Short Sales, Investment Properties, Rentals, Negotiation, Sellers, Single Family Homes, Customer Service, Sales, Asset Management, Contract Negotiation, Management, First Time Home Buyers, Real Estate Transactions

Education
Mount Mercy University   1994 — 1997
BS, Business, Accounting, Finance

Experience
Deval, LLC  August 2014 - Present
IntuitivePAC, LP   March 2010 - July 2014
MMC Group / FDIC   January 2009 - April 2010
America's Underwriter   April 2008 - December 2008
Clayton Holdings   March 2004 - March 2008
Real Estate Mortgage Network, Inc.,   July 2003 - February 2004

Skills
FHA, VA, Underwriting, Fraud, Compliance, Origination, Conventional, Mortgage Lending, Reverse Mortgages, Mortgage Banking, Loan Origination, Credit, Loss Mitigation, Refinance, Loans, USDA, Banking, Residential Homes, FHA financing, Loan Servicing, Residential Mortgages, Real Estate, Financial Risk, Construction Loans, Mortgage Underwriting, Commercial Lending, Investors, Credit Analysis

Education
Lamar University   1966 — 1977
Real Estate

Experience
None  January 2014 - Present
Stewart Lender Services  September 2013 - January 2014
Allonhill  August 2008 - August 2013
Clayton Holdings   December 2004 - February 2008
Murrayhill   July 1997 - December 2004
MDC Holdings  July 1994 - July 1997
Coopers & Lybrand  January 1990 - July 1994
MDC Holdings  1984 - 1986
Arthur Young  1981 - 1984

Education
Dartmouth College - The Tuck School of Business at Dartmouth   1987 — 1989
MBA

University of Denver   1981 — 1982
MA, Accountancy

Colorado College   1977 — 1981
BA, Economics

Experience
Copa Airlines  September 2014 - Present
Clayton  January 2013 - Present
Walmart  January 2012 - January 2013
Clayton Holdings   October 2009 - January 2012
Hewlett-Packard  January 2007 - July 2007

Skills
Test Planning, Scrum, Software Quality..., Software Project..., System Testing, Test Management, Requirements Analysis, Testing, SDLC, Agile & Waterfall..., Quality Center, Atlassian JIRA, C#, Microsoft SQL Server, Software Development, CMMI

Education
Universidad Autónoma de Nuevo León   2002 — 2006
Bachelor´s Informatica Administrativa

Experience
AQR Capital Management  September 2012 - Present
Xios Technologies, LLC   December 2011 - September 2012
Delta Hedge Systems, Inc.   April 2010 - September 2012
Clayton Holdings   2007 - 2010
Intuit, Inc  2000 - 2007
Cambridge Technology Partners  1998 - 2000
Paine Webber  January 1998 - November 1998

Skills
Getting The Job Done, SDLC, Risk Management, JavaScript, Web Development, Web Services, FIX, Risk Developer, .NET, C#, WPF, WPF Development, Software Development, Software Project..., Hedge Funds, WCF, WCF Services, C# 4.0, .NET 4.0, .NET 4.5, jQuery, jQuery Mobile, Java, Windows Azure, SQL Azure, Microsoft SQL Server, Software Engineering, VB.NET, VBA, Agile Methodologies, ASP.NET, SSRS, WTF, Visual Studio, IIS, T-SQL

Education
New York University
Bachelor of Art, Mathematics & Computer Science

Новосибирский Государственный Университет (НГУ)

Experience
Clayton Holdings   August 2008 - Present
The Wercs, Ltd.   February 2009 - April 2010
Softtek  May 2008 - February 2009
H. Ayuntamiento de Puerto Vallarta   April 2004 - April 2008

Skills
Software Engineering, Software Architectural..., .NET, C#, ASP.NET, HTML 5, JavaScript, jQuery, JavaScript Libraries, CSS, SOA, WCF Services, REST, SOAP, WPF, PHP, Multithreading, HTML5

Education
Universidad de Guadalajara   2001 — 2004
Engineer, Telematics

Experience
530 Inc.   Director of Marketing"Knowledge Universe"2007 - 2011
Clayton Holdings   2003 - 2007
Impact Creative Technologies   1999 - 2001

Education
University of Colorado at Denver   2001 — 2002
MBA

University of San Diego   1990 — 1994
BA

Experience
Keller Williams Realty, Inc.   September 2015 - Present
The West Law Firm, P.C.   January 2009 - Present
Clayton Holdings   May 2012 - July 2013
Promontory Financial Group, LLC  June 2011 - May 2012
Colorado Legal Associates, Inc.   November 2010 - June 2011
Frederick Law Group, LLC   January 2008 - April 2009
Superior Court of the District of Columbia  January 2005 - May 2005
DC Board of Elections and Ethics   January 2004 - January 2005

Skills
Bankruptcy, Foreclosures, Hearings, Legal Research, Research, Legal Writing, Family Law, Estate Planning, Real Estate, Legal Assistance, Courts, Contract Negotiation, Criminal Law, Due Diligence, Insurance

Education
Howard University School of Law   2002 — 2005
JD, Law

Howard University   1993 — 1997
BBA, Marketing

Experience
Total Mortgage Services, LLC  June 2013 - Present
Clayton Holdings   July 2012 - June 2013
Clayton Holdings   July 2011 - July 2012
H&R Block  December 2008 - April 2009
Clayton Holdings   June 2005 - August 2007
Clayton Holdings   January 2003 - June 2005
Prudential Relocation  February 1997 - December 2001
The Associates  June 1996 - February 1997
The Associates  March 1996 - June 1996
Fleet Bank  August 1995 - March 1996

Skills
Loss Mitigation, Mortgage Lending, Mortgage Servicing, Loans, Loan Servicing, Mortgage Banking, Valuation, Mortgage Underwriting, Credit, Credit Analysis, Credit Risk, Due Diligence, FHA, First Time Home Buyers, Foreclosures, Loan Origination, REO, Real Estate, Residential Mortgages

Education
Sacred Heart University   1993 — 1995
Finance

Fairfield University   1992 — 1993
Finance

Experience
RSI Home Products  August 2011 - Present
Creditwatch Services Ltd.  December 2006 - February 2011
Clayton Holdings   May 2003 - November 2006

Education
The University of Texas at Arlington
Bachelor of Science, Information Technology and Business Administration

Experience
Lone Pine Capital  September 2011 - Present
Management Health Solutions, Inc.   July 2008 - September 2011
Village Office Supply and Furniture   January 2008 - June 2008
Northwood Investors  2006 - 2007
Clayton  2003 - 2006
Clayton Holdings   2003 - 2006

Skills
Salesforce.com, Process Improvement, Outlook, Microsoft Excel, Microsoft Word, PowerPoint, New Business Development, Event Planning, Invoicing, Public Relations, Recruiting, Accounting, Customer Service, Healthcare Information..., Customer Satisfaction, Office Management, Time Management, Team Building, Program Management, Analysis, Hospitals, Logistics, Budgets, Strategic Planning, Training, Healthcare, Change Management, Inventory Management, Microsoft Office, Leadership, Team Leadership, Forecasting, Operations Management, Quality Assurance, Software Documentation, Coaching, Social Media, Management, Purchasing, Account Management, Sales, Contract Negotiation, Project Planning, System Administration, Project Management, Supply Chain Management, Business Analysis, Negotiation, Contract Management, Healthcare Industry

Education
Sacred Heart University   1991 — 1995

Experience
BB&T  February 2012 - Present
Clayton Holdings   June 2010 - January 2012
GTE Federal Credit Union  April 2006 - September 2009
JPMorgan Chase  September 2004 - April 2006
ABN – AMRO   February 2002 - September 2004
APCOA/Standard Parking  January 1999 - January 2002
Scorpion Cargo, Inc   January 1998 - January 1999

Skills
Mortgage Lending, Real Estate Lending, Mortgage Banking, Mortgage Underwriting, Microsoft Office, Self-Employed Borrowers, Real Estate License, Real Estate, Affordable Housing, FHA financing, Harp, computer, Customer Service, Computer Hardware, Solid computer skills, Windows 7, Computers, Credit, Credit Analysis, Risk Management

Education
Hillsborough Community College   2011 — 2013
A.S., Business Admin & Management

National Notary Association   2007 — 2007
Notary Public

Gold Coast School of Real Estate   2004 — 2004
Real Estate: Sales Associate

Boston University   2002 — 2003
Desktop Support Specialist, PC Hardware and Software

Miami Dade College   2000 — 2002
English as a Second Language for Academic Purposes

Experience
CIGNA  March 2013 - Present
Radisphere (formerly Franklin and Seidelmann)   September 2007 - February 2013
Clayton Holdings   March 2007 - September 2007
Oxford Health Plans, A United Healthcare Company   2003 - 2007
Oxford Health Plans  2002 - 2003
Health Net of the Northeast  January 1998 - February 2002
D.H. Andrews Group   March 1997 - December 1997
Casual Corner Group Inc.  January 1996 - March 1997
Accenture (Andersen Consulting)   June 1984 - December 1995

Skills
Change Management, Performance Improvement, Process Improvement, SDLC, Vendor Management, Program Management, Data Warehousing, IT Management, IT Strategy, Business Analysis, HIPAA, Business Intelligence, Disaster Recovery, Strategic Planning

Education
University of Connecticut   1982 — 1984
MBA, Information Management, Finance

Lehigh University   1978 — 1982
BA, Major- Psychology, Minors- Business Administratrion, Law

Experience
American Mortgage Consultants, Inc.   April 2013 - Present
American Mortgage Consultants, Inc.   August 2012 - March 2013
Moreaux International   October 2011 - August 2012
Allonhill  February 2011 - September 2011
Digital Risk, LLC  December 2009 - February 2011
Digital Risk, LLC  December 2009 - February 2011
Digital Risk, LLC  December 2009 - July 2010
Watterson-Prime/LPS Capital Markets   January 2009 - December 2009
Clayton Holdings   March 2004 - October 2008
Clayton Holdings   March 2004 - February 2007

Skills
Finance, Software Documentation, Credit, Analysis, Mortgage Lending, Due Diligence, Loans, Loan Servicing, Training, Management, Underwriting, Project Management, Investments, FHA, Portfolio Management

Education
University of Central Florida
Master's Studies, TESOL

University of Florida   1994 — 1999
BA, French

Boston University   1998 — 1998
Paris Internship Program

Milton High School   1990 — 1994
Diploma

Experience
York Risk Services Group  October 2008 - Present
Clayton Holdings   March 1999 - August 2008

Skills
T-SQL, SSRS, SSIS, Microsoft SQL Server, Lead A Team, ASP.NET, .NET, C#

Education
Sacred Heart University   1993 — 1998
BS, Computer Science

Experience
CVS Caremark Corporation  October 2010 - Present
Craft Family   June 2010 - September 2010
Clayton Holdings   2006 - 2007

Education
Ashford University   2009 — 2012

Experience
Clayton Holdings   November 2007 - October 2010
Goldman Sachs  January 2006 - October 2007
Clayton Holdings   July 2003 - December 2005

Skills
Credit, Mortgage Lending, Loans, Rates, Analysis, Due Diligence, Underwriting, Mortgage Banking, Residential Mortgages, Portfolio Management

Education
Temple University
Bachelor of Arts Cum Laude, English

Experience
Hartford HealthCare  October 2013 - Present
Conair Corporation  December 2010 - October 2013
Conair Corporation  May 2010 - December 2010
Pepperidge Farm  October 2009 - May 2010
Clayton Holdings   October 2007 - June 2008
Cablevision  January 2006 - October 2007
CDI Information Services  January 2006 - January 2007
Kingdom Life Christian Church   January 2004 - 2007

Skills
Active Directory, SCCM, Customer Service, Windows 7, Technical Support, Windows Server, Troubleshooting, VMware, Windows Server 2008, Windows 7 Migration, Print Management, Symantec Endpoint..., Blackberry OS, iPhone Support, Backup Exec, System Recovery, MSI Packaging, Remote Desktop, Windows Remote Desktop, Operating Systems, Printers, Network Monitoring Tools, Networking, Network Technology, Laptops, vSphere, SAN, Servers, System Administration, Citrix, VMware vSphere

Education
Gibbs College   2004 — 2005
Associate's degree, Computer Science

Bullard-Havens Technical High School   2000 — 2004
High School

Experience
Esquire Bank  August 2011 - Present
JPM CHASE / ALLONHILL   October 2009 - August 2011
Deval LLC  August 2010 - September 2010
Deval LLC/CB Richard Ellis   April 2010 - May 2010
Clayton Holdings   July 2009 - October 2009
Receivership Columbian Bank & Trust located   August 2008 - February 2009
FRANKLIN CREDIT MANAGEMENT CORPORATION  October 2005 - June 2007
SECURITY NATIONAL SERVICING   January 2002 - October 2005
CitiFinancial  June 1997 - December 2001
BANK OF AMERICA  January 1991 - June 1997

Skills
Loan Servicing, Due Diligence, Underwriting, Asset, Default, Consulting, Quality Control, Financial Operations, Mortgage Lending, Loans, Loss Mitigation, Loan Sales, Credit, Loan Origination, Banking, Portfolio Management, Credit Analysis, Commercial Lending

Education
Thomas Edison State College   2010 — 2014
Bachelor's degree, Accounting, 3.5

New Jersey Land Title Institure   2005 — 2013
Title Producer License 1073377 NJ, New Jersey Title Producer License, License

Capstone Institute   2003 — 2004

Middlesex County College   1993 — 1999
Associates, Applied Science Accounting

Experience
Quicken Loans/ One Reverse Mortgage   April 2015 - Present
Quicken Loans/ One Reverse Mortgage   April 2015 - Present
County of San Diego  June 2014 - January 2015
Bank of America (contract)   February 2012 - February 2013
Clayton Holdings   August 2010 - December 2010
JPMorgan Chase  November 2008 - June 2010
Wachovia  January 2008 - October 2008
National City Mortgage  July 2006 - January 2008

Skills
Mortgage Lending, Loans, FHA, Underwriting, Management, Training, Portfolio Management, Marketing, Account Management, Loss Mitigation, Negotiation, Insurance, Customer Service, Leadership, Finance, Team Building, Mortgage Banking

Education
St. Petersburg College   2012 — 2013
Certificate, Marketing, 3.25

University of South Florida   1995 — 1997
B.A., Mass Communications/Visual Arts, 3.28

Experience
Neal Communities of Southwest Florida, Inc.   June 2010 - Present
Ashton Woods Homes  December 2007 - May 2010
Clayton Holdings   January 2006 - December 2007

Skills
Real Estate, Residential Homes, Selling, Customer Service, Sales, Microsoft Office

Education
Florida State University - College of Business   2000 — 2004
BS, Multinational Business

Southeast High School   1996 — 2000

Experience
CrossCountry Mortgage, Inc.   June 2015 - Present
Clayton Holdings   April 2015 - June 2015
Citizens Banking Co.   July 2014 - April 2015
Wells Fargo Home Mortgage  April 2013 - December 2013
Wells Fargo Home Mortgage  June 2010 - April 2013
Financial Health Counseling Services, Inc   January 2008 - December 2010
Wells Fargo Home Mortgage  January 1995 - June 2010
Home Builders Association of Greater Cleveland   January 1997 - December 2009

Skills
Credit Cards, Mortgage Lending, Banking, Credit, Loans, Commercial Lending, Credit Analysis, Leadership, Training, Loan Origination, Sales Management, Insurance, Finance, Sales, Mortgage Banking, Residential Mortgages, Management, Loan Servicing, Mortgage Underwriting, FHA Direct Endorsement..., Consumer Lending, Refinance, FHA, Coaching Staff, USDA, Underwriting, Construction Loans, VA loans, FHA financing, VA Loans, FHA Financing

Education
University of Findlay   1974 — 1978
BS, Economics and Finance

Experience
The Network, a NAVEX Global company  July 2014 - Present
Archway Marketing Services  September 2013 - July 2014
Clayton Holdings   2004 - 2013
Countrywide Home Loans  2003 - 2004
FINTEK, Inc   1999 - 2001
FINTEK, Inc   1996 - 1999
Citizens Mortgage Corporation   1996 - 1996
Bank South  1994 - 1996

Education
Furman University   1990 — 1994
Bachelor of Arts (BA), Economics, magna cum laude

Alan C Pope High School

Experience
Situs  March 2013 - Present
Clayton Holdings   March 2008 - March 2013
Cerberus Capital Management LP  April 2007 - December 2007
Washington Mutual  April 2001 - February 2007
Barclays Capital  July 1995 - April 2001
American Savings of Florida  July 1993 - July 1995
Costa Crociere  September 1991 - July 1993
Royal Viking Line - Kloster Cruise Limited   September 1988 - July 1991
Florida Power & Light  February 1984 - September 1987

Skills
Food Industry, Hospitality Industry, Loans, Investments, Banking, Risk, Capital Markets, Capital, Financial Modeling, Due Diligence, Financial Analysis, SOX, Mergers, Risk Management, Acquisition Integration, Corporate Development, Financial Reporting, Asset Management, Process Improvement, Credit, Strategic Planning, Business Strategy, Debt, Cash Management, Process Engineering, Budgeting, Treasury Management, Investor Relations, Asset, Private Equity, Restructuring, Equities, Forecasting, Divestitures, Executive Management, Corporate Finance, Compliance, Valuation, Venture Capital, Analysis, Cost Reduction, Business Planning, Portfolio Management, Change Management, Business Analysis, Vendor Relations, Policy, Team Building, Pricing, Internal Controls

Education
University of Pittsburgh - Joseph M. Katz Graduate School of Business   1982 — 1983
MBA, Finance & Marketing

University of Florida - Warrington College of Business Administration   1980 — 1982
BSBA, Marketing, Finance

Experience
CenturyLink  April 2014 - Present
Level 3 Communications  January 2013 - April 2014
Piper Group International   December 2011 - December 2012
Clayton Holdings   September 2010 - December 2011
Wells Fargo Advisors  2009 - 2009
Merrill Lynch  2009 - 2009

Skills
Financial Modeling, Valuation, Investment Banking, Financial Analysis, Corporate Finance, Project Management, Marketing Strategy, Portfolio Management, Financial Planning, Forecasting, Management, Mergers & Acquisitions, Leadership, Customer Segmentation..., Business Development, Essbase

Education
University of Denver   2008 — 2010
Master's Degree, Finance

University of Bedfordshire   2005 — 2008
Bachelor's Degree, Marketing

Experience
Helios (formerly known as PMSI)   October 2014 - Present
Ideal Image  March 2014 - October 2014
Ideal Image  June 2012 - March 2014
Clayton  January 2011 - June 2012
Clayton Holdings   August 2010 - December 2010

Skills
Applicant Tracking..., Interviews, Job Search Strategies, Job Descriptions, Telephone Interviewing, Screening Resumes, Human Resources, Federal & State..., Payroll Taxes, Events Coordination, Conferences, Job Postings, Employee Relations, Employee Referral..., Employee of the Month, Exit Surveys, Travel Management, Travel Arrangements, Scheduling, Recognition Awards, Service Awards, Confidential Documents, Confidentiality, Microsoft Office, Microsoft Excel, Microsoft Word, Technical Recruiting, Onboarding, Team Building, Training, Recruiting, Leadership, Event Planning, Talent Acquisition, HRIS, Employee Benefits, Talent Management, Sourcing, Employee Training

Education
Liberty University
Psychology

Columbia College   2009 — 2011
Business Administration and Management, General

Experience
Bloomin' Brands, Inc.   May 2014 - Present
Teach for America  June 2010 - June 2012
Teach for America  September 2011 - June 2012
Clayton Holdings   October 2012 - April 2014
Blue Cross Blue Shield of Illinois  May 2007 - August 2009

Skills
Microsoft Excel, PowerPoint, Microsoft Office, Data Analysis, Access, Microsoft Word, Spanish, Non-profits, Fundraising, Outlook, Research, Financial Analysis, Teamwork, Teaching, Customer Service, Leadership, Public Speaking, Staff Development, Budgets, Event Planning, Curriculum Design

Education
Marian College   2010 — 2012
Master of Arts in Teaching, Secondary Education and Teaching

Indiana University - Kelley School of Business   2006 — 2010
BSB, Finance, Business Economics & Public Policy

Experience
New Oak Capital LLC   April 2013 - Present
Total Mortgage Services LLC  September 2012 - April 2013
ISGN  June 2009 - September 2012
Equity America Mortgage   December 2007 - June 2009
Countrywide  July 2007 - January 2008
Clayton Holdings   2003 - 2007
Mortgage Lenders Network  July 1997 - May 2003
Ford Consumer Finance  July 1994 - July 1997

Skills
Mortgage Lending, Loans, Mortgage Banking, Investor Relations, Banking, Credit

Education
Central Connecticut State University   1980 — 1984
BS, Business

Roger Ludlowe
High School

Experience
First National Bank of Omaha  June 2010 - Present
First National Bank of Omaha  2009 - 2010
First National Bank of Omaha  2007 - 2009
Clayton Holdings   January 2001 - January 2006

Skills
Mortgage Lending, Loans, FHA, Credit, Construction Loans, Refinance, Real Estate, First Time Home Buyers, Banking, Loan Origination, Lines Of Credit, Mortgage Banking, Consumer Lending, Credit Analysis, VA Loans, Residential Mortgages, Underwriting, Credit Risk, Mortgage Underwriting

Education
University of Nebraska at Omaha

Central High School

Rapport Leadership International

Life and Work Experience

Experience
Clayton  October 2013 - Present
Martin Cabinet, Inc.   February 2010 - October 2013
Association Resources, Inc.   August 2008 - February 2010
Clayton Holdings   March 2004 - August 2008
Daticon  November 2002 - March 2004

Skills
Project Management, Vendor Management, Microsoft SQL Server, Access, Visio, MS Project, Risk Management, SSRS, Database Design, Software Development, Visual Basic, Analysis, Requirements Analysis, Data Analysis, Quality Assurance, SQL, .NET, Project Planning, Management, Troubleshooting, Microstrategy, SDLC, Business Analysis, Databases

Education
Bryant University   1998 — 2002
Bachelor of Science in Business Administration, Computer Information Systems

Bryant University   1998 — 2002

Experience
Clayton  May 2013 - Present
Clayton Holdings   February 2013 - Present
Bank of America  July 2012 - January 2013
Summit Legal Services, P.C.   March 2008 - October 2011

Skills
Mortgage Lending, Loans, Underwriting, Credit, Short Sales, Refinance, Residential Mortgages, Mortgage Banking, First Time Home Buyers

Education
Auburn University

Experience
Direct General Corporation  September 2015 - Present
Direct General Corporation  May 2015 - September 2015
Search Wizards  February 2015 - May 2015
Esurance  May 2013 - January 2015
Clayton Holdings   April 2007 - May 2013
Sweet Bay Supermarket   May 1999 - April 2007

Skills
Recruiting, Human Resources, Applicant Tracking..., Interviews, Sourcing, Customer Service, Onboarding, Cold Calling, Temporary Placement, New Hire Orientations, Screening, Hiring, Talent Management, HRIS, Screening Resumes

Education
Saint Leo University   2008 — 2010
No Degree

Pasco Hernando C.C Dade

Experience
Angelo, Gordon & Co.   April 2013 - Present
Hudson Advisors / Lone Star Funds  October 2011 - April 2013
Clayton Holdings   March 2011 - August 2011
Chicago Partners (a subsidiary of Navigant Consulting)   October 2008 - February 2011
Red Pine Advisors   July 2008 - October 2008
WaMu Capital Corp.  June 2006 - January 2008
Wachovia Securities  February 2004 - May 2006
Banc of America Securities  July 2001 - January 2004

Skills
MBS, ABS, Derivatives, CDO, Securities, Residential Mortgages, CDS, Capital Markets, Securitization, Fixed Income, Structured Finance, Financial Modeling, Asset Management, Portfolio Management, Mortgage Lending, Investment Banking, Loans, Valuation, Financial Services, Financial Structuring, Structured Products, Credit, Bonds, Trading, Alternative Investments, Bloomberg, Private Equity, Hedge Funds, Loan Origination, Investments

Education
James Madison University   1997 — 2001
BS

Experience
BNP Paribas  May 2013 - Present
JPMorgan Chase  October 2012 - April 2013
FactSet  July 2010 - October 2012
Clayton Holdings   July 2007 - July 2010
Intuit  July 2000 - July 2007

Skills
C#, Microsoft SQL Server, .NET, ASP.NET, ASP.NET MVC, WPF, T-SQL, Web Applications, Agile Methodologies, Software Development, SDLC, Web Services

Education
City University of New York-Brooklyn College   2002 — 2007
Bachelor of Science (BS), Computer Science

Experience
Arcadia Healthcare Solutions  June 2015 - Present
Sage Technologies, Co   January 2014 - June 2015
LifeWatch  January 2012 - January 2014
Amedisys  June 2009 - December 2011
Integrys Energy Group  December 2008 - May 2009
TVS  October 2006 - October 2008
Clayton Holdings   1997 - 2006
PwC  1994 - 1995

Skills
Databases, SQL, Software Development, Microsoft SQL Server, XML, LINQ, VB.NET, T-SQL, Management, Business Analysis, .NET, SSRS, C#, JavaScript, Agile Methodologies, ASP.NET, Web Services

Education
Rutgers, The State University of New Jersey-New Brunswick   1995 — 1997
Master's degree, Information Science

Universitatea de Stat din Moldova   1989 — 1994
Bachelor's degree, Mathematics and Computer Science

Experience
Black Knight Financial Services Data & Analytics  April 2014 - Present
SS&C Technologies  April 2012 - April 2014
McGraw-Hill  September 2009 - March 2012
GeoFrameworks, LLC   May 2005 - August 2009
Clayton Holdings   September 2001 - January 2003
Rocky Mountain Internet  February 1999 - July 2000

Skills
Relational Databases, User Interface Design, E-commerce, Technical Support, Technical Writing, Multithreading, Web Design, Customer Service, Graphic Design, Microsoft SQL Server, T-SQL, .NET, ASP, Programming, Database Design, Web Services, ASP.NET, XML, Agile Methodologies, Visual Studio, Software Development, SDLC, IIS, TFS

Education
North Dakota State University   1993 — 1993
Mechanical Engineering

Experience
Israel Discount Bank  September 2014 - Present
City National Bank of New Jersey  June 2012 - September 2014
Flushing Bank  April 2011 - June 2012
Clayton Holdings   June 2010 - April 2011
Capmark  August 2003 - July 2008
NovaStar Mortgage  October 2002 - August 2003

Skills
Commercial Real Estate, DCF Valuation, Loan Work-outs, Portfolio Management, Underwriting, Financial Analysis, Financial Modeling, Valuation, Real Estate Economics, Real Estate, Commercial Mortgages, Commercial Lending, Credit, Credit Analysis, CMBS, Foreclosures, Mortgage Lending, Loan Origination, Real Estate Financing, Asset Management, Financial Structuring, Investments, Loans

Education
New York University   2007 — 2009
MS, Real Estate Finance

New York University   2006 — 2007
Certificate, Appraisal of Investment Properties

Baruch College, City University of New York (CUNY)   1998 — 2001
BBA, Finance & Investment

Experience
FuelCell Energy  January 2013 - Present
Fuel Cell Energy  February 2011 - December 2012
The Mallett Group  July 2008 - February 2011
Clayton Holdings   October 2005 - July 2007
GMAC Mortgage Corp.  March 2000 - October 2005
Various  1996 - 2000

Skills
Building Strong Teams, Problem Solving, Training & Development, Negotiation, Time Management, Client Service, Vendor Management, Goal Oriented, Analytical Abilities, Expediting, Excel, Word, Proprietary Software, Organisational Skills, People Skills, Microsoft Excel, Microsoft Word, High Performance Teams, Purchasing, Process Improvement, Leadership, Risk Management, Procurement, Cross-functional Team..., Team Leadership, Training, Six Sigma, Mortgage Lending, Financial Services, Quality Assurance, Employee Training, Strategy, Continuous Improvement, Analytical Skills, Management, Analysis, Team Building, Visio, Product Development, Contract Negotiation, Project Management, Strategic Planning, Lean Manufacturing, Marketing, Access, Client Services, Operations Management, Project Planning, Program Management, Manufacturing

Education
Dutchess Community College   1993 — 1995

Experience
Home  January 2008 - Present
Leland's Vineyard   2006 - 2011
Clayton  1989 - 2010
Clayton Holdings   July 1996 - June 2007
Clayton Holdings   January 1989 - June 2007
Clayton Holdings   1989 - 2007

Skills
Mortgage Lending, Mortgage Banking, Loan Servicing, Loss Mitigation, Loans, Residential Mortgages, Credit, Financial Structuring, Loan Origination, FHA, Underwriting, Refinance, Credit Analysis

Education
California State University-Fullerton, Mihaylo College of Business and Economics   1960 — 1970
MBA, Finance and Management

Cornell University   1952 — 1956
B.S., Agriculture

Cornell University   1952 — 1956
Bachelor of Science (BS), Agriculture, Agriculture Operations, and Related Sciences, B+

Experience
GE Capital  October 2012 - Present
UBS Investment Bank  April 2009 - October 2012
UBS Investment Bank  March 2007 - April 2009
Clayton Holdings   January 2005 - March 2007
Clayton Holdings   April 2002 - January 2005
American Home Mortgage  1998 - September 2000

Skills
Fixed Income, Due Diligence, Asset Management, Risk Management, Process Improvement, Change Management, Project Management, Business Process..., Bloomberg, Operational Risk, Investment Banking, Internal Controls

Education
Babson College   1998 — 2001

Experience
Parkside Lending, LLC  August 2014 - Present
loanDepot  July 2013 - July 2014
Kinecta Federal Credit Union  October 2009 - July 2013
TPG Diligence   2008 - 2009
Clayton Holdings   2005 - 2008
Countrywide Securities Corporation  1998 - 2002
Fannie Mae  1994 - 1998
Prudential Home Mortgage  1992 - 1994

Skills
Mortgage Lending, Loans, Real Estate, Executive Management, Mortgage Banking, Underwriting, Credit, Management, Loan Servicing, Credit Risk, Portfolio Management, Capital Markets, Risk Management, Loan Origination, Financial Analysis, FHA, Residential Mortgages, Mortgage Servicing, Loss Mitigation, Credit Analysis, Refinance, Due Diligence, Banking

Education
University of Maryland - Robert H. Smith School of Business   1989 — 1992
B.S., Accounting

Experience
Clayton Holdings   March 2005 - Present
Quantum  2007 - 2009
Mortgage Lenders Network USA, Inc.   May 1998 - March 2005

Skills
Due Diligence, Mortgage Lending, Securities, Loans, Risk Management, Underwriting, Credit, Banking, Mortgage Banking, Loan Servicing, Fraud, Loan Origination, Portfolio Management, Policy, Financial Risk, Capital Markets, Credit Analysis, Loss Mitigation, Financial Services, Mortgage Servicing, Residential Mortgages, Securitization, Credit Risk, Bankruptcy, Default, Mortgage Underwriting, Asset Management, AML, Operational Risk, Legal Writing, FCRA, Finance, Structured Finance, RESPA

Education
Boston College Law School   1982 — 1989

Experience
New World Systems  August 2010 - Present
TechTeam Global  October 2007 - September 2010
TechTeam Global  October 2007 - December 2008
Clayton Holdings   January 2006 - June 2007
406 Partners  2007 - 2007

Skills
Vendor Management, Process Improvement, Customer Service, Management, ITIL, Training, Account Management, Microsoft Office, Risk Management, Mortgage Lending, Sales, Loans

Education
N/A   2009 — 2009
ITIL V3 Certification

Schoolcraft College   2002 — 2004
None, General Business

salem high

Experience
Sikorsky Financial Credit Union  May 2011 - Present
Hudson Valley Bank  September 2010 - April 2011
Prime Bank  December 2008 - August 2010
Mortgage Data Management Corp. (MDMC)   May 2006 - January 2008
Clayton Holdings   October 1998 - August 2005

Skills
Banking, Commercial Lending, Commercial Mortgages, Business Development, Loans, Credit Analysis, Loan Origination

Education
Quinnipiac University - School of Business   1988 — 1992

Experience
Clayton  September 2012 - Present
Clayton  February 2010 - October 2012
Clayton  2009 - January 2011
Clayton Holdings   February 2007 - October 2009
Clayton  January 2004 - February 2007
Clayton  November 2002 - December 2003
Clayton  January 2002 - November 2002
United States Marine Corps  April 1991 - January 1996

Skills
Loans, Securitization, Mortgage Lending, Management, Portfolio Management, Loss Mitigation, Due Diligence, Risk Management, Credit, Leadership, Credit Risk, Mortgage Underwriting, Banking, Mortgage Banking, Asset Management, Finance, Financial Risk, Capital Markets, Loan Servicing, Mortgage Servicing, Loan Origination, Financial Services, Residential Mortgages, Credit Analysis, Underwriting

Education
Lamar University   1990 — 1991

Experience
Clayton  June 1996 - Present
Clayton Holdings   February 2002 - February 2004

Education
Lamar University   1974 — 1978

Experience
Charkit Chemical Corporation  October 2011 - Present
Charkit Chemical   May 2008 - October 2011
H. Muehlstein  November 2007 - May 2008
Clayton Holdings   August 2004 - June 2006

Skills
Strategic Planning, Marketing, Management, Process Improvement, Product Development, Customer Service, Supply Chain, Marketing Strategy, Inventory Management, Sales, Sales Management, Cross-functional Team..., New Business Development, Negotiation, Purchasing, Analysis, Pricing, Team Leadership, Key Account Management, Logistics, Personal Care, Ingredients, International Business, Cash Management

Education
Southern Connecticut State University   2000 — 2004
B.S., Sociology

Experience
USDA  August 2008 - Present
Clayton Holdings   April 1996 - September 2007
Clayton Services, Inc   1996 - 2007
Clayton  1996 - 2007

Education
City University of New York-Brooklyn College   1973 — 1977

Experience
JPMorgan Chase  August 2012 - Present
HAMP Solutions Center at Fannie Mae   November 2009 - August 2012
Fairway Financial Solutions, LLC   October 2006 - December 2009
Fairway Financial Solutions   October 2006 - December 2009
Clayton Holdings   May 2008 - February 2009
Quantum Servicing   2008 - 2009
Washington Mutual Bank  November 2003 - October 2006
JP Morgan Chase  April 1988 - October 2003

Skills
Vendor Management, Operations Management, Credit Cards, Risk Management, Credit, Call Center, Portfolio Management, Banking, Process Improvement, Financial Services, Loss Mitigation, Mortgage Lending, Loans, Loan Servicing, Financial Risk, Business Analysis, Executive Management, Credit Risk, Financial Analysis, Change Management, Strategy, Call Centers, Management, Business Process..., Operational Risk, Retail Banking, Finance, Commercial Lending, Mortgage Banking

Education
Dallas County Community College   1979 — 1983

Experience
Denver Investments  April 2015 - Present
Shenkman Capital Management  September 2009 - September 2014
GE  July 2008 - September 2009
Evaluation Associates  March 2008 - July 2008
Clayton Holdings   August 2004 - March 2008

Skills
Asset Managment, Financial Analysis, Investments, Fixed Income, Data Analysis, Asset Management, Wealth Management, Strategic Planning, Relationship Management, Mortgage Lending, Asset Allocation, Analysis, Bonds, Financial Reporting, Investment Strategies, Credit Risk, Microsoft Excel, Investment Management, Financial Services, Capital Markets, Corporate Finance, Mutual Funds, Finance, Financial Risk, Financial Modeling

Education
The University of Connecticut School of Business   2009 — 2011
MBA, Finance

Colorado State University   1999 — 2004
B.S., Marketing and Management

Experience
Epicor Software Corp  September 2007 - Present
Clayton Holdings   2005 - 2007

Skills
SQL, Microsoft SQL Server, Business Analysis, Visio

Education
University of North Texas   1996 — 1999
BA, BCIS

Southern Methodist University - Cox School of Business   1988 — 1990
Accounting

Experience
The Oakleaf Group  April 2015 - Present
Independant  July 1989 - Present
Situs  April 2014 - December 2014
Cognative Options   March 2013 - March 2014
Inglet Blair   2012 - 2013
Clayton Holdings   2011 - 2013
Several Companies  1989 - 2013

Skills
Mortgage Lending, Loss Mitigation, Loans, FHA, Mortgage Banking, Mortgage Servicing, Portfolio Management, Credit, Mortgage Underwriting, Due Diligence, Underwriting, Real Estate, Banking, Finance, Residential Mortgages, Foreclosures, Loan Origination, Credit Analysis, Commercial Lending, Refinance, Credit Risk, Securitization, Loan Servicing, Asset Management, Funding, Financial Risk, Valuation

Education
The University of Texas at Arlington   1972 — 1976
Business

Experience
Opus Capital Market Consultants   February 2012 - Present
Contract  July 2011 - February 2012
Groveton Insurance   September 2008 - November 2011
Inglet Blair   2006 - 2007
Clayton  1991 - 2007
Clayton Holdings   1996 - 2006

Skills
Loss Mitigation, Loan Servicing, Mortgage Lending, Mortgage Servicing, Loan Origination, Credit Risk, Residential Mortgages, Banking, Financial Risk, Due Diligence, Risk Management, Portfolio Management, FHA, Refinance, Finance

Education
Houston Community College   1969 — 1970
Business

Experience
Bayview Loan Servicing, LLC  March 2013 - Present
Clayton Holdings   2012 - March 2013
Lyons McCloskey   July 2011 - March 2012
Keystone Asset Management  January 2008 - January 2011
Clayton Holdings   January 2005 - December 2007
CitiFinancial  March 2000 - December 2004
Conti Mortgage  March 1997 - March 2000

Skills
Mortgage, REO, Loss Mitigation, Asset Management, Real Estate, Loan Origination, Mortgage Lending, Banking, FHA, Credit, Due Diligence, Residential Mortgages, Loans, Investment Properties, Mortgage Banking, Foreclosures, Underwriting, Mortgage Servicing, Default, Asset Managment, Negotiation, Loan Servicing, Investors, Valuation, Financial Analysis, Property, Credit Analysis, Analysis

Education
Arcadia University   1990 — 1994
B.A. in Communications and minor in Philosophy, Communications and Philosophy

Experience
Clayton Holdings   March 2012 - Present
Wells Fargo Home Mortgage  2009 - 2012
Equity America Mortgage Svcs   2008 - 2009
Bank of America (formerly Countrywide Mortgage)   2007 - 2008
Clayton Holdings   2006 - 2007
Centex Home Equity  1998 - 2006
Ford Consumer Finance/Citifinancial   1987 - 1998
General Electric Credit Corporation  1979 - 1987

Skills
Mortgage Lending, Loans, Mortgage Banking, Credit, Funding, Residential Mortgages, FHA, Loan Origination

Education
St. Francis College
BBA, Business Management

Experience
Jeffrey A. Kernis Real Estate Consulting Services   1995 - Present
KPMG Credit Risk Management   2008 - Present
Clayton Holdings   2009 - Present
Situs  2011 - 2013
FDIC RAC   2008 - 2009
Gelpro Real Estate Services   2006 - 2008
National Realty Funding (now Key Bank Real Estate)   1997 - 1999
RTC  1990 - 1995
fidelity Investments  1989 - 1989
Dean Witter  1980 - 1987

Skills
Credit Analysis, Loans, Due Diligence, Underwriting, Valuation, Real Estate, Portfolio Management, Mortgage Lending, Credit, Investment Properties, Disposition, Credit Risk, Financial Analysis, Commercial Real Estate, Banking, Commercial Lending, Commercial Mortgages, Financial Services, Commercial Banking, Real Estate Development, Investments, REO, Securitization, CMBS, Real Estate Economics, Asset Management, Loan Origination, Real Estate Financing, Funding, Financial Modeling, Finance, Capital Markets, Private Equity, Financial Structuring, Structured Finance, Mortgage Banking, Asset, Corporate Finance, Real Estate Transactions, Construction Loans, Financial Risk, Analysis, Mergers & Acquisitions, Investment Banking, Loan Servicing, Equities

Education
Cornell University   1957 — 1963
BEE, Electrical Engineering

Rutgers, The State University of New Jersey-Newark
MBA, Finance

Experience
Shelvingrock   August 2010 - Present
Clayton  June 1993 - July 2010
Clayton Holdings   1993 - 2010

Education
Stevens Institute of Technology   1989 — 1993
Bachelor’s Degree, Computer Science

St Thomas College

Experience
Self  2003 - Present
Solomon Edwards Financial   February 2012 - January 2013
Contemporary Staffing  August 2010 - February 2011
Devmar Home Health Care   2006 - 2007
Clayton Holdings   2003 - 2006

Skills
Due Diligence..., Marketing Rep, Transportation, Vendor Management, Program Management, Marketing, Time Management, Account Management, Software Documentation, PowerPoint, Sourcing, Budgets, Forecasting, Operations Management, Microsoft Word, Strategic Planning, Mortgage Lending, Customer Service, Access, Analysis, Management, Negotiation, Risk Management, Contract Management, Underwriting, Team Building, Change Management, Due Diligence, Leadership, Contract Negotiation, Training, Applicant Tracking..., Employee Relations, Strategic Sourcing, Sales, Microsoft Office, Customer Satisfaction, Policy, Microsoft Excel, Business Planning, Cold Calling, Finance, Outlook, Insurance, Financial Analysis, Process Improvement, Recruiting, Human Resources, Banking, CRM

Education
Keller Graduate School of Management of DeVry University   2010 — 2013
Masters Degree Pending, MIS

La Salle University - School of Business Administration   2007 — 2010
Bachelor of Science, Business Admin/Finance

Experience
USAA  October 2012 - Present
Bank of America  July 2012 - October 2012
Clayton Holdings   June 2010 - July 2012
Law Offices of Daniel C. Consuegra  March 2008 - June 2010
Clayton Holdings   2005 - 2008
New Century Mortgage Corporation  2004 - 2005
Fremont Investment and Loan  2003 - 2004
HSBC  2000 - 2003
IMC Mortgage Corporation   1997 - 2000
World Savings  1995 - 1997

Skills
Real Estate, Customer Relations, Database Administration, Mortgage Lending, Underwriting, Fraud, Credit, Compliance, Mortgage, FHA, VA, Conventional, Financial Analysis, Due Diligence, Credit Risk, Credit Analysis, Excel

Education
Golden Gate University

Northwood University   1978 — 1981
Business

Northwood University
A.A, Business Management

Mindleaders

University of South Florida
Oracle Database Developer

Experience
Ford Motor Credit Company  July 2007 - Present
Clayton Holdings   August 2005 - July 2007
H & R Block  April 2004 - August 2005
The Chase Manhattan Bank  November 2001 - April 2004

Education
East Stroudsburg University of Pennsylvania

Experience
T. Rowe Price  August 2007 - March 2013
R. W. Wilson Home Corp.   April 2006 - July 2007
Clayton Holdings   October 2005 - March 2006
Chase Home Finance, MSC Mortgage, Bank of America   February 2003 - October 2005
Raymond James Financial Services  February 2002 - February 2003
Edward Jones  1996 - 2002

Skills
Uniform Combined State..., Series 7, Mutual Funds, Insurance, Fixed Annuities, Strategic Financial..., Series 63, Finance, Portfolio Management, Credit, Retirement Planning, Asset Allocation, Mortgage Lending

Education
College for Financial Planning
Certified Financial Planner (CFP) Study Course, Completed

Eckerd College
B. A., Business Management, Global Business Concentration

University of Tampa   2008 — 2011
Accounting Courses

Experience
360 Mortgage Group LLC  February 2012 - Present
Integrated Asset Services, LLC   May 2006 - January 2012
Clayton Holdings   February 2005 - May 2006

Education
Northern Illinois University   1995 — 1999
BA, English, History

Experience
Clayton Holdings   November 2012 - Present
The Northern Trust Company  February 2011 - December 2012
The Northern Trust Company  June 2008 - February 2011
Bed Bath & Beyond  June 2003 - March 2008

Skills
Bilingual, Adobe Creative Suite, Microsoft Office, Banking, Loans, Commercial Banking, Mortgage Lending, Cash Management, Relationship Management, Finance, Microsoft Excel

Education
DePaul University   2010 — 2014
Master of Arts (M.A.) (In progress.), New Media Studies

Northwestern University   2004 — 2007
Bachelor of Arts (B.A.), Cultural Anthropology

Experience
City of Shelbina   October 2014 - Present
Saxon Mortgage  April 2011 - April 2015
Bank of America  March 2008 - April 2011
Clayton Holdings   March 2003 - October 2007

Skills
Risk Management, Portfolio Management, Banking, Credit, Visio, Mortgage Lending, Financial Analysis, Operations Management, Insurance, Process Improvement, SDLC, Management, Executive Management, Business Process, PMO, Loan Servicing, Financial Services

Education
Lake Forest Graduate School of Management   2002 — 2006
MBA, Business Administration/management

Loras College   1985 — 1990
BA, Finance

Experience
Verifone  October 2014 - Present
ProVest LLC  February 2014 - October 2014
JCIII & Associates  November 2012 - February 2014
Clayton Holdings   January 2012 - November 2012
HSBC  April 2011 - January 2012
Bank of America  August 2008 - August 2011
Citi  August 2010 - April 2011

Skills
Credit, Accounting, Internal Audit, Auditing, Loans, Portfolio Management, Analysis, Financial Risk, AML, Credit Risk, Ability to analyze..., Reliability and..., Maturity and honesty, Continue to uphold..., comprehensive knowledge..., Microsoft Excel, Research, Banking, Risk Management, Business Analysis, Microsoft Office, Problem Solving, Asset Management, Analytics, Data Analysis, Data Entry, Mortgage Banking, Mortgage Underwriting, Anti Money Laundering, Fraud Claims, Corporate Fraud..., Fraud Detection, Electronic Engineering, Computer Hardware, Compliance, comp, Computer Science, Computer Proficiency, Computer Repair, Computer Network..., Help Desk Support, Customer Service, Customer Support, Customer Retention, Fraud, Finance, Financial Analysis, Microsoft Word, Mortgage Lending

Education
Hillsborough Community College   2010 — 2015
Bachelor of Arts (B.A.), Network and System Administration/Administrator

ITT Technical Institute-Tampa   1997 — 1999
Associate Science Engineering, Electronic Engineering