Commerce Home Mortgage
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Commerce Home Mortgage Employees
Commerce Home Mortgage August 2014 - Present
International City Mortgage January 2011 - August 2014
Mason-McDuffie Mortgage August 2008 - January 2011
Indymac Bank August 2007 - August 2008
American Home Mortgage October 2004 - August 2007
Skills
Residential Mortgages, Mortgage Banking, Refinance, Conventional Loans, Loan Origination, Customer Service, First Time Home Buyers, FHA financing, VA loans, Credit, Investment Properties, Real Estate, FHA, VA Loans, FHA Financing, USDA, Mortgage Lending, Loans, Reverse Mortgages
Education
California State University-Chico 1997 — 2002
BS, BA, Business Administration-Marketing, French
Foothill High School 1994 — 1997
Commerce Home Mortgage July 2009 - Present
MegaStar Financial / Automated Lending October 2000 - July 2009
Parsons Engineering Science 1999 - 2000
Skills
Mortgage, Credit, Conventional, Mortgage Lending, First Time Home Buyers, Investment Properties, Underwriting, Mortgage Banking, Account Management, Team Building, Banking, Financial Analysis, Loan Origination, Real Estate, New Business Development, FHA, Risk Management, Loans, USDA, Finance, Refinance, VA loans, Management, Sales
Education
University of Colorado at Boulder 1994 — 1998
BA, Environmental Science
Marian High School
Commerce Home Mortgage 2007 - Present
MegaStar Financial 2003 - 2007
netLibrary 1999 - 2003
Skills
Mortgage Banking, Refinance, Mortgage Lending, VA loans, FHA, USDA, Conforming, Conventional, Mortgage Planning, Residential Mortgages, First Time Home Buyers, Relocation, Loans, Loan Origination, Investment Properties, Credit, FHA financing, Real Estate, Finance, Real Estate Transactions, Investments, Real Estate Financing, Real Estate Economics, Investors, REO, Foreclosures, Mortgage Underwriting, Underwriting, Short Sales, Referrals, Condos, Residential Homes, Property, Credit Analysis, Home Equity Loans, Sales, Single Family Homes, VA Loans, FHA Financing
Education
University of Colorado Boulder - Leeds School of Business 1992 — 1995
Business Administration, Marketing
Commerce Home Mortgage July 2015 - Present
Chamber Ambassador, Redding Chamber of Commerce September 2014 - Present
New American Funding, Loan Consultant NMLS # 713577 February 2014 - July 2015
Wells Fargo Home Mortgage March 2013 - February 2014
Members First Credit Union February 2011 - March 2013
US Bank February 2007 - February 2011
Skills
Mortgage Lending, Loans, Underwriting, Investment Properties, Refinance, Real Estate, First Time Home Buyers, Finance, Loan Origination, Investors, FHA, Single Family Homes, Extensive sales and..., Sales, REO, Foreclosures
Education
CSU Chico 2005 — 2008
Chico State / Butte 2003 — 2007
Bellator MMA June 2015 - Present
Commerce Home Mortgage July 2010 - Present
Ameritec Capital July 2003 - June 2010
LoanCity 1997 - 2003
Skills
Mortgage Lending, Real Estate Transactions, Loans, Real Estate, FHA, Loan Origination, First Time Home Buyers, Investment Properties, Real Estate Financing, Management, Investors, Sales, Credit, Sellers, Refinance, Selling, Residential Homes, Relocation, Single Family Homes, Foreclosures, Residential Mortgages, Referrals, Short Sales, Mortgage Banking, Condos, Real Estate Economics, REO, Investments, New Home Sales, Property Management, Real Estate Development, Real Property, 1031 Exchanges, Reverse Mortgages, Financial Structuring, Funding, Brokerage, Sponsorship Marketing, VIP Services, Sponsorship Sales
Education
San Diego State University-California State University 1985 — 1989
Commerce Home Mortgage 2013 - Present
Contractor 2006 - 2013
Blumberg Capital February 2010 - September 2012
CNET Networks / CBS Interactive February 2006 - April 2008
Red Bull North America November 2005 - April 2006
Thump Radio August 1999 - February 2006
Follet Higher Education Group January 2004 - September 2005
Skills
Final Cut Pro, Video Production, Photoshop, After Effects, Ableton Live, Social Media, Editing, Digital Media, Video, Video Editing, Facebook, CRM, Office Administration, Microsoft Office, PowerPoint, Microsoft Excel, Microsoft CRM, ACT CRM, Expense Reports, Budget Reconciliation, Events Coordination, Telecom Expense..., Information Technology, Desktop Application..., IT Hardware Support, Administrative Office..., Mobile Devices, Social Networking, Help Desk Support, Start-ups, Networking, Leadership, Enterprise Software
Education
AcademyX 2012 — 2013
CompTIA A+ Certification Course, Information Technology
City College of San Francisco
Network Security Certificate, Information Technology
Bay Area Video Coalition (BAVC) 2007 — 2007
FUSE Certificate, Advanced Media Training, Motion Graphics & Design
University of San Francisco 1999 — 2003
BS, Business Administration, Media, Communication, Marketing/Advertisting
Rocklin High School 1995 — 1999
High School Diploma
Commerce Home Mortgage October 2012 - Present
MegaStar Financial May 2008 - September 2012
WR Starkey Mortgage 2003 - 2008
Skills
FHA, Mortgage Banking, Loan Origination, Loans, Real Estate, Investors, Referrals, Mortgage Marketing, Mortgage Lending, Refinance, Residential Mortgages, VA loans, USDA, FHA financing, Reverse Mortgages, Credit, First Time Home Buyers, Certified Mortgage..., Investment Properties, Credit Analysis, Construction Loans, Mortgage Underwriting, Government Loans, Investments, Finance, Home Equity Loans, Real Estate Financing, Non-Conforming, Loss Mitigation, Commercial Mortgages, Debt Consolidation, HUD, Underwriting, Commercial Lending, VA Loans
Education
McMurry University 1996 — 2000
Commerce Home Mortgage July 2015 - Present
W. J. Bradley Mortgage Capital, LLC. October 2009 - July 2015
Charles Schwab October 2007 - October 2009
Countrywide Home Loans April 2007 - August 2007
American Brokers October 2006 - February 2007
American Brokers Conduit January 2005 - October 2006
Loan City October 2004 - January 2005
Taylor, Bean and Whitaker March 2004 - August 2004
1st Centennial Nationwide Mortgage March 2003 - February 2004
King Soopers October 1996 - March 2003
Skills
Business Development
Education
Eaglecrest High School 1994 — 1998
Arapahoe Community College
Aurora Community College
Commerce Home Mortgage October 1996 - Present
Skills
Start-ups, Marketing Strategy, Management, Real Estate, Investment Properties, Credit, Marketing, Marketing Communications, Project Management, Employee Management, Training, Account Management, FHA, Residential Mortgages
Education
California State University-East Bay 1984 — 1988
Bachelor's Degree, Business Administration with an Emphasis in Finance
Commerce Home Mortgage May 2015 - Present
Legacy Plus Realty May 2014 - May 2015
DOG GOODS USA LLC January 2011 - 2015
Westchester International Corp December 2009 - July 2010
LAS International February 2008 - September 2009
Skills
Real Estate, Property, Management, Strategic Planning, Sales, Negotiation, Real Estate Transactions
Education
Universidade Presbiteriana Mackenzie 1996 — 2001
Bachelor's, Business Administration
Colegio Santa Marcelina
Commerce Home Mortgage February 2013 - Present
Genworth Financial Home Equity Access, Inc January 2012 - February 2013
MetLife Bank July 2010 - January 2012
Bank of America December 2007 - July 2010
Generation Mortgage Co December 2006 - November 2007
Financial Freedom Senior Funding 1998 - 2006
Skills
Reverse Mortgages, Customer Satisfaction, Problem Solving, Senior Finance, Customer Experience, Customer Insight, Customer Oriented, Finance, Equities, Loans, Sellers, Retirement, Loan Origination, Mortgage Banking, Residential Mortgages, FHA financing, Banking, Mortgage Lending, Refinance, Credit, FHA
Education
San Francisco State University 1989 — 1992
BA, Biology
Chosen Hill (High School) Gloucester, England
Commerce Home Mortgage January 2014 - Present
Freedom America August 2007 - Present
Prospect Mortgage, LLC March 2013 - December 2013
Network Capital Funding Corporation January 2012 - March 2013
Avrek Financial/Countryside Mortgage June 2002 - August 2007
Town and Country Credit December 2001 - June 2002
Skills
REO, First Time Home Buyers, Real Estate, Short Sales, Investment Properties, FHA, Mortgage Banking, VA loans, Mortgage Lending, Residential Mortgages, Refinance, Loan Origination, FHA financing, Loans, Foreclosures, Real Estate Financing, Condos, Single Family Homes, Sellers, Buyers, Buyer Representation, Income Properties, Rentals, SFR, Commercial Mortgages, Reverse Mortgages, Loss Mitigation, USDA, Government Loans, Real Estate Economics, VA Loans, FHA Financing
Education
University of Southern California 1992 — 1996
Business Administration, Entrepreneur Program, Marketing
California State University-Fullerton 2003 — 2007
Master of Science Environmental Studies program
Commerce Home Mortgage April 2005 - Present
Eloan Equity Connect August 2004 - February 2008
Topica January 1999 - September 2000
Clear Channel Communications 1984 - 1998
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Loans, FHA, Refinance, Credit, Banking, Underwriting, Residential Mortgages, Real Estate, Financial Analysis, USDA, Investment Properties, Credit Analysis, Funding, VA loans, Real Estate Economics, Investments, Strategy
Education
Saint Mary's College of California
BA, Business/Management
Commerce Home Mortgage June 2015 - Present
Rakuten.com July 2014 - June 2015
Skills
PowerPoint, Time Management, Microsoft Word, Social Media, Microsoft Office, Public Speaking, Leadership, Customer Service, Sales, Event Planning, Social Media Marketing, Social Networking, Microsoft Excel, Teamwork, Facebook, Marketing
Education
Arizona State University 2010 — 2014
Bachelor of Arts (B.A.), Secondary Education and Teaching
Commerce Home Mortgage August 2014 - Present
The Lady Brain Show November 2008 - 2013
CBS January 2012 - October 2012
AudienceScience June 2009 - August 2010
KGO/KSFO Radio 2007 - 2009
CBS Radio San Francisco 2007 - 2008
Clear Channel 2004 - 2005
Clear Channel 2004 - 2005
Susquehanna Radio 2001 - 2003
Rock 102 1990 - 1991
Skills
Podcasting, Radio, Blogging, Public Speaking, Entertainment, Radio Broadcasting, Media Relations, New Media, Broadcast, Online Marketing, Copy Editing, Copywriting, Social Media, Television, Radio Producing, Voice Over, Facebook, Radio Advertising, Radio Promotions, Digital Media, Advertising Sales, Broadcast Journalism, Radio Host, Media Planning, Video Production, Media Buying, Content Strategy, Video, Audio Editing, Broadcast Television, Adobe Audition, Media Production, Radio Production
Education
Pepperdine University 1988 — 1990
BA, Broadcast Journalism and Spanish
Commerce Home Mortgage June 2012 - Present
MetLife Home Loans March 2011 - May 2012
Bank of America June 2007 - March 2011
Advent Mortgage Corp February 2002 - June 2007
Skills
Reverse Mortgages, FHA, Loans, Retirement, Mortgage Lending, Refinance, Residential Mortgages, FHA financing, Loan Origination, Home Equity Lines of..., Residential Homes, Referrals, Real Estate Financing, Mortgage Servicing, Mortgage Marketing, Government Loans, Real Estate, Underwriting, Credit Analysis, Investments, Banking, Funding, First Time Home Buyers
Education
Ashland University 1974 — 1978
BS Social Work, Social Work, Psychology
Commerce Home Mortgage February 2014 - Present
Commerce Mortgage February 2013 - March 2014
Fairlands Elementary School -PTA Board August 2010 - June 2011
Franklin Mortgage Inc August 2007 - February 2009
Franklin Mortgage Inc March 2003 - August 2007
First Fidelity Funding August 2001 - February 2003
Skills
Accounts Receivable, Accounts Payable, Microsoft Office, Microsoft Excel, General Ledger, QuickBooks
Education
California Board of Accountancy 2010 — 2011
CPA, Accounting
Las Positas College
Bachelor’s Degree; Business Analyst Diploma; Diploma, Accounting; Computer Science
DAVV University
Masters of Commerce
Commerce Home Mortgage April 2012 - Present
Country Club Mortgage July 2009 - April 2012
Quadrant Financial March 2004 - July 2009
Skills
Mortgage Lending, Mortgage Marketing, Underwriting, Customer Satisfaction, Banking, Loan Origination, FHA, Credit, Loans, Credit Analysis, Refinance, Mortgage Banking, VA loans
Education
Tarrant County College
University of Missouri-Columbia
Commerce Home Mortgage April 2012 - Present
Country Club Mortgage July 2009 - April 2012
Quadrant Financial March 2004 - July 2009
Skills
Customer Service, Mortgage Lending, Commercial Lending, Marketing, Banking, Refinance, Loan Origination, Residential Mortgages
Education
University of Missouri-Columbia 1984 — 1985
Commerce Home Mortgage July 2015 - Present
Kings Mortgage Services July 2007 - July 2015
First Capital Group, Inc April 2012 - December 2013
Connemara Financial June 2005 - June 2007
First American Financial Corporation March 1997 - July 2005
Skills
Customer Service, FHA, Mortgage Lending, First Time Home Buyers, Real Estate Finance, USDA, Investors, Loans, Rentals, Real Estate Economics, Refinance, FHA financing, Residential Mortgages, Mortgage Banking, Loan Origination, VA loans, Investment Properties, Real Estate Financing, REO, Foreclosures, Short Sales, Reverse Mortgages, Credit, Residential Homes, Sellers, Referrals, Selling, Credit Analysis, Real Estate Transactions, Single Family Homes, Property, Government Loans, Real Property, Listings, Buyers, USDA Rural Housing, FHA Financing, Sales, VA Loans
Education
Cabrillo College 1989 — 1991
Commerce Home Mortgage November 2007 - Present
Bay Area Funding Group December 2004 - October 2007
Builders Mortgage Alliance March 2001 - November 2004
Skills
Real Estate Financing, Mortgage Lending, Purchase Financing, Refinance, VA Loans, FHA Financing, New Construction..., Investment Properties, Multi-family Investment..., First Time Home Buyers
Education
University of California, Davis 1998 — 2001
Bachelor's Degree, Managerial Economics
Commerce Home Mortgage March 2015 - Present
Summit Funding June 2013 - March 2015
Real Estate Developer April 2006 - September 2011
Washington Mutual February 1998 - April 2006
Skills
Real Estate Development, Real Estate, Real Estate Transactions, Real Estate Economics, Investment Properties, Property Management, Mortgage Banking, Residential Homes, Loans, FHA, Real Estate Financing, Residential Mortgages, Refinance
Education
Humboldt State University
BS, Business Administration
Portland State University
Commerce Home Mortgage May 2012 - Present
Commerce Home Mortgage May 2012 - Present
Jarrow Montessori School August 2011 - May 2014
Karrapho Inc April 2005 - June 2012
Skills
Sellers, Real Estate, Investment Properties, Short Sales, Mortgage Lending, Relocation, Foreclosures, First Time Home Buyers, REO, Buyer Representation, Condos, Residential Homes, FHA, Real Estate Development, Refinance, Investments, Investors, Real Estate Financing, Real Estate Economics, Real Estate Transactions
Education
Arizona State University
Commerce Home Mortgage May 2015 - Present
Pacific Union Financial April 2013 - April 2015
Carrington Mortgage Services November 2011 - April 2013
Tri-Emerald Financial Group April 2011 - November 2011
Lending Tree September 2010 - February 2011
Chase March 2010 - September 2010
Wells Fargo April 2009 - March 2010
Bell Home Loans March 2000 - March 2009
Skills
Loans, Credit, Refinance, Mortgage Lending, Underwriting, Mortgage Banking, Loan Origination, FHA, Banking, Credit Analysis, Mortgage Underwriting, VA loans, Residential Mortgages, USDA
Education
California State University-Long Beach 1991 — 1993
Bachelor's degree
Commerce Home Mortgage January 2014 - Present
JP Morgan Chase Bank September 2008 - January 2014
Vision Title Agency September 2005 - October 2008
Judson Mortgage Services March 1999 - October 2008
Skills
Financial Modeling, Financial Analysis, First Time Home Buyers, Mortgage Lending, Financial Reporting, Banking, Credit Analysis, Customer Service, Account Management, Strategic Planning, Selling, Auditing, Real Estate, Finance, Sales, Loans, Loan Origination, Refinance, Residential Mortgages, Credit
Education
University of Northern Colorado 1993 — 1995
Bachelor's Degree, business
Otero Junior College 1991 — 1993
Business/Commerce, General
Commerce Home Mortgage April 2014 - Present
Summit Funding, Inc January 2013 - April 2014
Lithia Toyota February 2011 - December 2012
Skills
Banking, Credit, FHA, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages
Education
Simpson University 2005 — 2008
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
BANC Home Loans April 2015 - Present
First Bank November 2014 - April 2015
Commerce Home Mortgage October 2013 - November 2014
Preferred Mortgage Associates March 2004 - August 2013
Skills
Mortgage Lending, Mortgage Marketing, Refinance, FHA, Mortgage Banking, Loan Origination, Loans, Residential Mortgages, VA loans, Real Estate Economics, Credit Analysis, Credit, First Time Home Buyers
Education
California Polytechnic State University-San Luis Obispo 1978 — 1980
Bachelor of Science (BS)
Pacific Grove High School 1972 — 1976