Cornerstone Home Lending, Inc.
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Cornerstone Home Lending, Inc. Employees
Cornerstone Home Lending, Inc. December 2014 - Present
Cherry Creek Mortgage April 2014 - December 2014
BANCMAC June 2013 - January 2014
Wells Fargo 2009 - June 2013
Wells Fargo June 2009 - December 2009
Wells Fargo June 2005 - June 2009
Wells Fargo 2003 - June 2005
Wells Fargo October 2002 - 2003
Skills
Mortgage Lending, Loans, Credit, Banking, Credit Analysis, Underwriting, Credit Risk, Financial Services, Risk Management, Retail Banking, Finance, Financial Analysis, Customer Service, Organizational..., Mortgage Processing, FHA, USDA Rural Housing, VA, Digital Dictation, Loss Mitigation, FNMA, PMI, Negotiation, Multi Tasking, Procedure Development, Process Improvement, VA Loans
Education
Lincoln Land Community College 2001 — 2003
Business Administration, Management and Operations
Cornerstone Home Lending, Inc. October 2012 - Present
Cornestone Home Lending, Inc. September 2010 - October 2012
Cornerstone Home Lending, Inc. July 2009 - September 2010
Skills
Consumer Lending, Process Improvement
Education
Computer Learning Center of Los Angeles
Green River Community College
Apartment On Sixth June 2015 - Present
Cornerstone Home Lending, Inc. October 2013 - June 2015
Weber Flooring May 2011 - August 2013
Jane Bateman Interiors 2011 - 2011
Fine Design May 2009 - July 2009
Skills
NMLS Licensed, FHA Financing, Conventional Financing, Residential Mortgages, Social Media Marketing, Home Staging, Interior Design, Furniture, Window Treatments, Textiles, Sustainability, Space planning, Flooring, Finish Selections, Space-planning, Floor Plans, Finish, Furnishings, Interior Architecture, Rendering, Sales, Architectural Design, Residential Homes, Space Planning
Education
Johnson County Community College 2009 — 2012
Associate of Arts and Sciences (A.A.S.), Interior Design
University of Kansas 2006 — 2009
Communications
Johnson County Community College 2009 — 2012
Associate of Science (A.S.), General Studies
Salina Central High School
Cornerstone Home Lending, Inc. May 2011 - Present
Cherrywood Home Loans February 2008 - May 2011
John Laing Mortgage January 2006 - January 2008
Education
National American University-Colorado Springs 1986 — 1988
Bachelor of Science (BS), Business Administration and Management, General
Colorado State University
Cornerstone Home Lending, Inc. January 2015 - Present
Arizona Bank and Trust December 2011 - January 2015
US Bank Home Mortgages December 2008 - December 2011
Bank of America April 2000 - December 2008
Skills
Loans, Mortgage Lending, Loan Origination, Mortgage Banking, Refinance, Credit, Commercial Lending, VA loans, Credit Analysis, Banking, USDA, FHA financing, Consumer Lending, Residential Mortgages, Retail Banking, Construction Loans, Underwriting, VA Loans, FHA Financing
Education
Arizona State University
B.S. Finance from WP Carey School of Business
Cornerstone Home Lending, Inc. May 2005 - Present
Crow River Habitat for Humanity 2009 - March 2013
M R Ag 1998 - 2009
Hutchinson Telephone Company October 2004 - May 2005
Hutchinson Area Health Care October 2003 - October 2004
Hutchinson Public Schools September 1991 - October 2003
L J Enterprises 1990 - 1999
Skills
First Time Home Buyers
Education
Bemidji State University
Bachelor of Arts (B.A.), Business Administration and Management, General
NightLight July 2013 - Present
Cornerstone Home Lending, Inc. December 2012 - May 2013
Umpqua Bank April 2012 - December 2012
Wells Fargo April 2011 - March 2012
Skills
Sales, Customer Service, Customer Satisfaction, Mortgage Lending, Cash Handling Experience, Critical Thinking, Positive Energy, Idea Generation, Entrepreneurship, Retail Banking, 10 Key, Cold Calling, Canvassing, Direct Sales, Grant Writing, Budgets, Retail Sales, Loans, Cash Flow Forecasting, Cash Flow Statements, Cash Flow Reporting, Financial Reporting, QuickBooks, Microsoft Excel, Microsoft Word, Volusion, Google Docs, Microsoft Office, English, Data Entry, Sales & Use Tax, Bookkeeping, Accounting, Banking, Deposits, Part Time CFO, Payroll, Financial Operations, Wire Transfers, Loan Servicing
Education
Western Washington University 2008 — 2011
Bachelor of Arts (B.A.), Music
Bellevue Community College 2006 — 2008
Cornerstone Home Lending, Inc. May 2013 - Present
Fort Lewis College December 2012 - April 2013
United Way of Southwest Colorado June 2012 - February 2013
Skills
Business Analysis, Financial Analysis, Business Analytics, Accounting, Financial Accounting, Accounts Receivable, Accounts Payable, Financial Reporting, Cost Accounting, Tax Accounting, Management Accounting, Project Management, Tourism Management, Microsoft Office, Loan Origination, FHA, FNMA, FHLMC, Refinance, First Time Home Buyers, Negotiation, Public Speaking, Public Relations, Social Media Marketing, Mortgage Lending, Marketing, Time Management, Budgets
Education
Fort Lewis College 2009 — 2013
Bachelor of Arts (BA), Accounting and Business/Management, Graduate 4/27/2013 with 3.41 GPA
Front Range Community College 2008 — 2008
Bachelor of Arts (BA), Accounting and Business/Management
Loveland High School
Central Washington University October 2014 - Present
Cornerstone Home Lending, Inc. May 2014 - October 2014
Cornerstone Home Lending, Inc. September 2013 - February 2014
Cornerstone Home Lending, Inc. November 2012 - August 2013
Skills
Microsoft Office, Economics, Loans, Finance, Data Analysis, Microsoft Excel, Econometrics, Analysis, Statistics, SQL
Education
Central Washington University 2008 — 2012
Bachelor of Science (B.S.), Managerial Economics
PrimeLending November 2014 - Present
Cornerstone Home Lending, Inc. September 2013 - November 2014
Wells Fargo Home Mortgage July 2008 - September 2013
Skills
Credit, Residential Mortgages, Finance, Sales, Refinance, FHA financing, USDA Rural Housing, Loan Origination, Banking, Loans, Mortgage Banking, Mortgage Lending, Consumer Lending, Credit Analysis, FHA
Education
Piedmont College 2004 — 2008
Bachelor of Arts (B.A.), Business management
Wells Fargo June 2014 - Present
Cornerstone Home Lending, Inc. August 2012 - June 2014
US Bank January 2011 - August 2012
Bank of the West February 2007 - January 2011
Skills
Mortgage Lending, Client Development, Financial Statement..., Business Relationship..., Key Account..., Relationship Marketing
Education
Colorado Mesa University 2000 — 2004
Bachelor of Business Administration (B.B.A.), Finance and Financial Management Services
Clearly Qualified May 2014 - Present
Cornerstone Home Lending, Inc. May 2013 - May 2014
Skills
Loans, Mortgage Banking, Customer Service, Refinance, Mortgage Lending, VA loans, Time Management, USDA, FHA, Credit, Loan Origination, FHA financing, Residential Mortgages, Sellers, VA Loans, FHA Financing
Education
Central Washington University 1998 — 2000
Bachelor of Science (BS), Community Health and Preventive Medicine
Wenatchee Valley College 1996 — 1998
Associate of Arts and Sciences (AAS), Biology/Pre-medical
Altamont Mortgage Group August 2014 - Present
Assyrian Soccer League September 2013 - Present
EK Trucking September 2013 - Present
Stonegate Mortgage Corporation (NYSE: SGM) January 2014 - July 2014
Nationstar Mortgage September 2013 - November 2013
Cornerstone Home Lending, Inc. July 2013 - September 2013
Chase September 2012 - March 2013
Charter Communications January 2009 - October 2012
Expandedexpres/Simply Paint and Blinds Co. January 2003 - January 2009
RadioShack January 2001 - January 2002
Skills
Microsoft Office, Microsoft Excel, Customer Service, Microsoft Word, PowerPoint, English, Research, Windows, Outlook, Photoshop, Teaching, HTML, Public Speaking, Budgets, Strategic Planning, Negotiation, Editing, Team Building, Project Management, Teamwork, AutoCAD, Project Planning, Sales, Sales Management, Team Leadership, Management, Coaching, Retail, Data Entry, System Administration, Analysis, Graphic Design, Advertising, Marketing, Marketing Strategy, Social Media, Troubleshooting, Customer Satisfaction, Loan Origination, Loans, Mortgage Lending, Leadership, Time Management, Training
Education
Modesto Junior College 2002 — 2005
Cornerstone Home Lending, Inc. August 2013 - Present
MWH Public Relations August 2012 - July 2013
Massage Envy August 2009 - August 2012
Sabre Magazine January 2009 - July 2011
adidas November 2008 - August 2009
Family Video August 2008 - October 2008
KPRC-TV November 2007 - February 2008
Origin Design December 2006 - July 2007
KRIV Fox 26 March 2005 - December 2006
WUPW Fox Toledo May 1999 - March 2005
Skills
News Writing, Screenwriting, Sales Management, Video Production, Talent Acquisition, Advertising, Advertising Sales, Online Journalism, Broadcast Journalism, Retail Management, Public Relations, Video, Journalism, Digital Media, Store Management, Television, Social Media Marketing
Education
University of Toledo 1998 — 2000
Bachelor of Arts, Film
Loyola University New Orleans 1997 — 1998
Communications
Cornerstone Home Lending, Inc. December 2014 - Present
Guild Mortgage Company March 2014 - November 2014
Keller Williams Colorado West Realty, LLC October 2010 - November 2013
CENTURY 21 Action Realty 2006 - 2010
Equitable Divorce Center October 1996 - November 2003
Skills
Mortgage Lending, Residential Mortgages, Real Estate Lending, Refinance, Home Equity Loans, Rural Development, FHA financing, VA loans, Construction Loans, Second Mortgages, Government Loans, USDA Loans, Bridge Loans, Credit Scoring, Credit Risk, Loan Origination, Home Equity Lines of..., CHFA, Internet Marketing, Social Media Marketing, Real Estate, Sellers, Foreclosures, Short Sales, Buyer Representation, ABR, Property, New Home Sales, Vacation Homes, Single Family Homes, Listings, Seller Representation, Move Up Buyers, REO, Multi-family Investment..., Horse Properties, Buyers, Relocation Buyers, VA Loans, FHA Financing, USDA
Education
National University 1984 — 1988
J.D., Law
San Diego State University-California State University 1980 — 1983
M.A., Spanish
University of California, Santa Barbara 1974 — 1976
B.A., French
Nations Reliable Lending, LLC March 2015 - Present
Cornerstone Home Lending, Inc. March 2014 - February 2015
Homeway Mortgage July 2012 - March 2014
Skills
Mortgage Lending, Credit, FHA, Residential Mortgages, VA loans, USDA, FHA financing, Investment Properties, Real Estate, First Time Home Buyers, Loans, Refinance, Loan Origination, USDA Rural Housing, HomePath, Referrals, Certified Mortgage..., Government Loans
Education
Blinn College 2009 — 2011
Champions School Of Real Estate
Jeunesse Global February 2015 - Present
Cornerstone Home Lending, Inc. January 2015 - Present
Cornerstone Home Lending, Inc. February 2013 - December 2014
Monument Loan Processing August 2012 - December 2012
Unifirst Mortgage Corporation January 2009 - August 2012
Balanced Rock Sand and Stone April 2008 - January 2009
Unifirst Mortgage Corporation August 2005 - April 2008
Skills
Loans, Residential Mortgages, Loan Origination, VA loans, USDA, Refinance, Mortgage Banking, Certified Mortgage..., FHA financing, FHA, FHA Financing, Mortgage Lending, Consumer Lending, Credit, Credit Analysis, Investment Properties, Mortgage Marketing, Real Estate
Education
Colorado Mesa University 1999 — 2005
Bachelor of Arts (B.A.), Sociology
Cornerstone Home Lending, Inc. March 2013 - Present
Wells Fargo Bank January 2001 - March 2013
Wells Fargo Home Mortgage January 2001 - March 2013
Skills
Customer Service, Mortgage Lending, Mortgage, FHA, Loans, VA, Refinance, Loan Origination, Conventional, Credit, Mortgage Banking, Mortgage Industry, USDA, VA loans, Conforming, Banking, FHA financing, Residential Mortgages, Purchase, Home Equity, Government Loans, Non-Conforming, Construction Loans, First Time Home Buyers, Mortgage Planning, Home Equity Loans, Loan Structuring, Consumer Lending, Credit Analysis, Lines Of Credit, Investment Properties, Foreclosures, Real Estate, Mortgage Underwriting, Home Equity Lines of..., Reverse Mortgages, Commercial Lending, Underwriting, Investors, Investments, Referrals, REO, Loss Mitigation, FHA Financing, VA Loans
Education
Western State College 1989 — 1992
Small Business, Business
Arizona State University 1986 — 1987
Cornerstone Home Lending, Inc. August 2012 - Present
Four Seasons Hotel Denver & Four Seasons Resort Vail March 2010 - August 2012
Four Seasons Resort Maui at Wailea February 2007 - March 2010
The Fairmont Kea Lani Maui August 1999 - February 2007
Skills
Loan Origination, Residential Mortgages, Mortgage Lending, Loan Officers, Real Estate, Home Loans, Mortgage Consulting, FHA, Sales, Resorts, Hospitality Industry, Hospitality Management, Hotel Management, Hospitality, Meeting Planning, Food & Beverage, Revenue Analysis, Yield Management, Catering, Tourism, Incentives, Corporate Events, Trade Shows, Event Management, Rooms Division, Event Planning, Contract Negotiation, Hotels, Pre-opening, Marketing, Front Office, Customer Service, Sales Management, Budgets, Luxury, Marketing Strategy, Customer Satisfaction, Negotiation
Education
Metropolitan State College of Denver 1996 — 1999
Associate's degree, Sales, Distribution, and Marketing Operations, General
Arapahoe High School 1992 — 1996
Cornerstone Home Lending, Inc. January 2015 - Present
Mortgage Forum LLC August 2014 - December 2014
Cherry Creek Mortgage January 2013 - August 2014
Eagle Home Mortgage August 2012 - January 2013
Weststar Mortgage Corporation March 2012 - June 2012
AmericaHomeKey May 2010 - March 2012
Flagstar Bank January 2007 - May 2010
Wells Fargo Home Mortgage 2007 - 2008
PrimeLending 2002 - 2008
Union Street Mortgage September 2005 - April 2007
Skills
Mortgage Banking, FHA, Mortgage Lending, USDA, Refinance, Loans, Investments, Retail Banking, Residential Mortgages, Mortgage Underwriting, Credit Analysis, Loan Origination, Investment Properties, Underwriting, VA loans, Investors, Insurance, Credit, Risk Management, FHA financing, Banking, Mortgage Servicing, Loss Mitigation, Construction Loans, Consumer Lending, Commercial Lending, Credit Risk, Real Estate Financing, Loan Servicing, Wholesale Lending, Commercial Mortgages, Executive Management, FHA Financing
Education
Purdue University Calumet 1976 — 1979
Mathematics
PrimeLending November 2014 - Present
Cornerstone Home Lending, Inc. September 2012 - November 2014
Skills
Mortgage Lending, Real Estate Transactions, Loans, Government Loans, FHA financing, USDA Rural Housing, Fannie Mae, Residential Mortgages, Underwriting, Consultation, Refinance, New Home Purchase, paralegal
Education
Athens Technical College 2008 — 2011
Associate of Arts and Sciences (A.A.S.), Paralegal Studies
The Hallmark January 2015 - Present
Cornerstone Home Lending, Inc. March 2014 - December 2014
PulteGroup December 2012 - February 2014
PulteGroup February 2011 - November 2012
McGuyer Homebuilders, Inc. August 2010 - February 2011
Mazz Marketing May 2008 - December 2010
DR Horton October 2006 - March 2008
Emerald Homes / DR Horton August 2003 - September 2006
EFast Funding LLC January 2003 - July 2003
EDS August 1998 - November 2002
Skills
Marketing, Sales, Email Marketing, Marketing Strategy, New Business Development, Management, Time Management, Selling, Sales Management, CRM, Real Estate, Leadership, Advertising, Social Media, Newsletters, Negotiation, Lead Generation, Contract Negotiation, Customer Service, Residential Homes, Strategic Planning, Team Building, Budgets
Education
Collin County Community College 1990 — 1991
Business, Communications
Sam Houston State University via Lonestar College
Business, Marketing
Cornerstone Home Lending, Inc. 2014 - Present
US Bank Home Mortgage February 2011 - January 2014
Equity Home Mortgage October 2007 - February 2010
Accredited Home Lenders January 2005 - October 2007
Accredited Home Lenders May 2000 - January 2005
Royal Mortgage Bank October 1997 - May 2000
Avco Financial Services 1990 - 1997
Skills
Recruiting, Selling Skills, Sales Growth, Management Development, Mortgage Lending, Mortgage Banking, Loans, FHA, Loan Origination, Residential Mortgages, Credit, Refinance, Sales Management, Real Estate, Credit Analysis, USDA, Investment Properties, Finance, Capital Markets, Leadership, VA loans, Sales, FHA financing, Portfolio Management, Training, Reverse Mortgages, Management, Construction Loans, Government Loans, Mortgage Underwriting, Certified Mortgage..., Real Estate Financing, Home Equity Loans, FHA Financing, VA Loans, Banking, First Time Home Buyers, Customer Service
Education
Western International University 1989 — 1991
Bachelor of Science
La Sierra University 1985 — 1986
Wisconsin Academy 1980 — 1984
Cornerstone Home Lending, Inc. August 2015 - Present
Nova Home Loans February 2006 - August 2015
Skills
Customer Service, Phone Etiquette, Residential Mortgages, Typing, Computers, Front Office, Receptionist Duties, Processors, Mortgage Lending, Mortgage Banking, Marketing, Refinance, Office Management, Office Equipment, FHA, Loan Origination, Mortgage Underwriting, Real Estate, First Time Home Buyers, Investment Properties, Sales
Education
Cienega High School 2001 — 2005
Pima Community College
Cornerstone Home Lending, Inc. April 2015 - Present
Selene Finance March 2012 - April 2015
Ocwen/Litton Loan Servicing, Houston TX August 2008 - March 2012
Skills
GSE loans, Equities, Corporate Finance, Bonds, Wealth Management, Credit Analysis, Capital Markets, Investments, Asset Management, Loans, Finance, Credit Derivatives, Financial Modeling, Investment Banking, Mutual Funds, Financial Structuring, Financial Risk, Risk Management, Fixed Income, Private Equity, Financial Analysis, Hedge Funds, Structured Products, Bloomberg, Options, Series 7, Securities, Loan Origination, Credit Risk, Valuation, Rates, Financial Markets, Credit, Trading, Banking, Derivatives
Education
Houston Community College 1995 — 1996
Real Estate
Blinn College 1994 — 1995
Real Estate
Katy High School 1990 — 1994
Graduated
Green Bank January 2015 - Present
United Texas Bank September 2013 - December 2014
Cornerstone Home Lending, Inc. July 2008 - August 2013
Skills
FHA, Mortgage Lending, Mortgage Banking, Microsoft Office, Business Development, Loan Origination, Commercial Lending, Strategic Planning, Loans, Refinance, VA loans, FHA financing, Banking, NMLS Licensed, Residential Mortgages, Investment Properties, Construction Law, USDA, Credit Analysis, FHA Financing, Jumbo Mortgage, Credit, VA Loans, Super Jumbo, Real Estate, FHLMC, FNMA, Mortgage Marketing, Construction Loans
Education
Kansas State University 1979 — 1983
BS, Finance/Economics
Envoy Mortgage October 2014 - Present
Envoy Mortgage August 2011 - October 2014
Cornerstone Home Lending, Inc. March 2010 - April 2011
Skills
Mortgage Banking, Residential Mortgages, Loan Origination, Loans, Microsoft Office, Leadership, Mortgage Lending, Refinance, Social Networking, Negotiation, FHA, Customer Service, Time Management, Public Speaking, Event Planning, Sales, Credit, Social Media, PowerPoint, Contract Negotiation, Public Relations, Banking, Credit Analysis, Renovation Lending
Education
Sam Houston State University 2006 — 2011
BBA, Finance, Banking
Cornerstone Home Lending, Inc. July 2010 - Present
Mecca Design & Production February 2003 - July 2010
Ebby Halliday Realtors August 1985 - January 2000
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Loans, Sales, Real Estate Transactions, Refinance, FHA, Referrals, Strategy, Strategic Partnerships, Management, First Time Home Buyers, Residential Mortgages, CRM, Investment Properties, Sellers
Education
University of Texas at Dallas - Naveen Jindal School of Management 1982 — 1983
Business, Marketing
Iowa State University 1979 — 1983
Cornerstone Home Lending, Inc. September 2015 - Present
Wells Fargo Home Mortgage January 2015 - September 2015
Bank of Colorado September 2014 - December 2014
Adams Mortgage February 2005 - August 2014
Vectra Bank Colorado September 1999 - February 2005
Directors Mortgage 1992 - 1997
Directors Mortgage 1992 - 1997
Skills
Mortgage, VA, FHA, Mortgage Lending, Conventional, Real Estate, Credit, Loans, Sales Management, Purchase, Customer Relations, Customer Service, Investment Properties, Refinance, USDA, First Time Home Buyers, Banking, Loan Origination, Residential Mortgages, VA loans, Mortgage Banking, Real Estate Economics, Investments, Certified Mortgage..., Reverse Mortgages, Real Estate Financing, Investors, REO, Selling, Underwriting, Referrals, Construction Loans, HUD, Short Sales, Commercial Mortgages, FHA financing, Foreclosures, New Home Sales, Credit Analysis, Brokerage, Single Family Homes, Residential Homes, Condos, Real Estate Transactions, Sellers, Relocation, Title Insurance, Lines Of Credit, Vacation Homes, Real Property
Education
Pittsburg State University 1974 — 1977
Speech & Theatre, Communication/Minor in Bus. Admin.
Cornerstone Home Lending, Inc. July 2007 - Present
Register Tapes Unlimited 2004 - 2007
Skills
Photoshop, Illustrator, QuarkXPress, InDesign, Internet, Outlook, Graphic Design, Adobe Creative Suite, Graphics, Corporate Branding, Logo Design, Dreamweaver, Layout, Newsletters, Advertising, Brochures, Microsoft Excel, Typography, Email Marketing, Mac, Creative Direction, Flyers
Education
Houston Community College 1998 — 2000
Associate of Applied Science, Commercial and Advertising Art
Cornerstone Home Lending, Inc. August 2012 - Present
Cornerstone Home Lending April 2010 - August 2012
Bothell High School April 2002 - August 2012
Young Life April 2009 - October 2009
Guild Mortgage Company May 2006 - March 2009
First Horizon Home Loans June 2004 - April 2006
DeWafelbakker’s, Inc. November 2002 - May 2004
Troy Westendorf Sales & Marketing, May 2002 - October 2002
Cost-U-Less June 1997 - February 2002
Costco Wholesale July 1990 - May 1997
Skills
Coaching, Team Building, Training, Teaching, Public Speaking, Leadership Development, Instructional Design, Mortgage Lending, Staff Development, Fundraising, Nonprofits, Program Management, Management
Education
City University of Seattle 2010 — 2012
Masters in Teaching, Special Education - Junior High/High School/Adult Transition
Central Washington University 1985 — 1990
Bachelor of Science (B.S.), Business Administration; Emphasis in Marketing Management
Bothell High School
Cornerstone Home Lending, Inc. November 2012 - Present
First National Bank of Omaha July 2000 - October 2012
Skills
Management, Mortgage Banking, Operations Management, Banking, Mortgage Marketing, Risk Management, Mortgage Lending, USDA, Credit, Refinance, Loan Origination, FHA, Loans, Residential Mortgages, Investment Properties, FHA Financing, First Time Home Buyers, VA Loans
Education
Colorado Christian University 2011 — 2015
Bachelor’s Degree, Business Administration
Scottsdale Community College 1990 — 1992
Associate of Arts (AA), General Studies
Cornerstone Home Lending, Inc. March 2010 - Present
First National Bank of Colorado October 2006 - March 2010
Cornerstone Mortgage Company January 2001 - October 2006
First Colorado Mortgage Corporation September 1991 - May 2000
Skills
USDA, Mortgage Lending, Underwriting, Loan Origination, Commercial Lending, Executive Management, Mortgage Underwriting, Banking, First Time Home Buyers, Loss Mitigation, Construction Loans, Consumer Lending, Mortgage Servicing, Investment Properties, Risk Management, Reverse Mortgages, Real Estate Financing, Operations Management, Team Leadership, Refinance, Management
Education
Colorado State University 1988 — 1990
Master of Science, Finance
Montana State University-Bozeman 1983 — 1987
Bachelor of Science, Business Administration, Concentration in Management
Billings Senior High School
Cornerstone Home Lending, Inc. October 2013 - Present
US Dataworks February 2013 - May 2013
Houston ISD August 2006 - July 2012
Skills
Photoshop, HTML, Microsoft Office, PowerPoint, Microsoft Word, Graphic Design, Illustrator, InDesign, Windows, Microsoft Excel, English, Photography, Adobe Creative Suite, Marketing Strategy, Project Management, Vector Illustration
Education
Houston Community College 2009 — 2013
Associate's Degree, Associate in Applied Science - Graphic Design Specialization
Cornerstone Home Lending, Inc. April 2014 - Present
Adams Bank & Trust August 2013 - April 2014
Adams Bank & Trust August 2010 - August 2013
Mystic Mountain Distillery May 2010 - August 2010
Colorado State University August 2007 - May 2009
Wine Glass Ranch, Inc. May 2000 - August 2006
Skills
Financial Analysis, Enterprise Valuation, Fixed Income Analysis, Capital Structure, Entrepreneurship, Retail Banking, Banking, Leadership, Credit, Commercial Banking, Small Business Lending, Business Strategy, Marketing Strategy, Loans, Customer Service, Investments, Commercial Lending, Team Building, Portfolio Management, Business Development, Consumer Lending, Sales, Credit Analysis
Education
Colorado State University 2005 — 2009
Bachelor's, Corporate Finance, Entreprenuership
Cornerstone Home Lending, Inc. January 2015 - Present
Skills
First Time Home Buyers, Self-Employed Borrowers, Refinance, Finance, Mortgage Lending, Investors, Investments, Residential Mortgages, Loans, USDA, Certified Mortgage..., FHA, Training, VA loans, Mortgage Banking, Loan Origination, Referrals, FHA financing, Real Estate, Marketing, Real Estate Financing, Government Loans, Investment Properties, Construction Loans, Credit, Reverse Mortgages, Credit Analysis, Real Estate Economics, Underwriting, Commercial Lending, Real Estate Transactions, VA Loans
Education
University of Colorado Boulder 1992 — 1995
BFA, Film
Hampshire College 1990 — 1992
Film Production
F&M Bank September 2014 - Present
Cornerstone Home Lending, Inc. September 2013 - August 2014
Calvary Bible Church June 2006 - August 2013
Calvary Bible Church June 2004 - June 2006
Calvary Bible Church June 2002 - June 2004
Skills
Biblical Studies, Discipleship, Community Outreach, Guitarist, Pastoral Counseling, Spiritual Direction, Theology, Songwriting, Church Events, Religion, Worship Music, Pastoral Care, Youth Ministry, Music, Preaching, Church Music, Church Growth, Volunteer Management, Guitar, Pastoring, Missions
Education
Western Michigan University 2000 — 2002
Master of Music (M.M.), Saxophone Performance
Elmhurst College 1996 — 2000
Bachelor of Arts (B.A.), Music
Kansas City Life Insurance Company November 2013 - Present
Cornerstone Home Lending, Inc. December 2012 - November 2013
Q10 Triad Capital Advisors September 2004 - December 2012
Skills
Mortgage Lending, Mortgage Banking, Finance, Banking
Education
Kansas State University 1999 — 2003
Bachelor of Science (B.S.), Accounting and Finance
Modern Woodmen of America October 2014 - Present
First Oklahoma Bank May 2014 - October 2014
Cornerstone Home Lending, Inc. December 2013 - April 2014
Shelter Mortgage March 2012 - December 2013
Gateway Mortgage Group March 2011 - March 2012
ONB Bank & Trust Company 2007 - August 2010
ONB Bank December 2007 - August 2008
Skills
Loans, Refinance, Investment Properties, FHA, Banking, Finance, Loan Origination, Mortgage Banking, Residential Mortgages, Mortgage Lending, Credit, Sales, First Time Home Buyers, Certified Mortgage..., VA loans, Credit Analysis, FHA financing, USDA, Construction Loans, Mortgage Underwriting, Commercial Lending, Reverse Mortgages, Consumer Lending, Government Loans, Underwriting, Insurance, Sales Management, Investments, Life Insurance, Mutual Funds, Variable Annuities, Fixed Annuities, Financial Planning, Financial Services, Wealth Management, FHA Financing, VA Loans
Education
Oklahoma State University 2002 — 2008
Jenks High School
Cornerstone Home Lending, Inc. March 2012 - Present
Accountemps November 2011 - March 2012
Arrow Energy Services October 2010 - October 2011
Skills
Outlook, FHA, Data Entry, Mortgage Lending, Accounts Receivable, Access, Credit, Microsoft Excel, Loans, Loan Origination, Mortgage Banking
Education
Baker College of Cadillac 2010 — 2013
Bachelor of Business Administration (B.B.A.)
Baker College of Cadillac 2008 — 2010
Associates of Business, Marketing, Accounting, Finance, Management
Cornerstone Home Lending, Inc. March 2012 - Present
Willis ISD January 1999 - May 2012
Skills
"Equal Housing Lender", Mortgage Lending, Mortgage Banking, Loans, Refinance, Residential Mortgages, Team-oriented, Loan Origination, Business Development, FHA, First Time Home Buyers, Investment Properties, VA loans, Real Estate, Referrals, USDA, Credit
Education
Sam Houston State University 1994 — 1998
Bachelor of Arts (B.A.), Kinesiology and Exercise Science
Colorado Christian University 1992 — 1994
Conroe High School 1989 — 1992
Cornerstone Home Lending, Inc. September 2014 - Present
Cherry Creek Mortgage Company August 2008 - September 2014
CTX Mortgage January 2003 - August 2008
Englewood Mortgage December 1997 - January 2002
Skills
First Time Home Buyers, FHA, VA, Mortgage Planning, VA loans, Conventional, Mortgage Lending, Refinance, Conforming, Reverse Mortgages, Loan Origination, Mortgage, Mortgage Industry, Mortgage Banking, Purchase, Loans, Investment Properties, Residential, Investors, HUD, Sellers, Real Estate Investment, Relocation, Residential Mortgages, Government Loans, FHA financing, Non-Conforming, Rehab Loans, First Time Buyers, USDA, Certified Mortgage..., Residential Homes, Foreclosures, Finance, Referrals, HomePath, Down Payment Assistance, USDA Rural Housing, 203K
Education
Fort Hays State University 1991 — 1995
Bachelor of Arts, Communication - Broadcast Journalism
Cornerstone Home Lending, Inc. September 2015 - Present
YouSocial Marketing & Consulting June 2013 - Present
YouSocial Marketing & Consulting February 2013 - Present
Lance & Company July 2014 - September 2015
Lance & Company April 2014 - June 2014
The Rice Group July 2013 - April 2014
Tucson Old Pueblo Credit Union August 2012 - June 2013
Keller Williams Southern Arizona November 2011 - November 2012
Century 21 1st American April 2010 - November 2011
United States Air Force August 2007 - August 2011
Skills
Online Marketing, Social Media Marketing, Real Estate, Marketing, Sales, Customer Service, Facebook, Social Networking, Foreclosures, Management, Referrals, Sellers, Listings, Leadership, Social Media, Property, REO, Blogging, Microsoft Office, YouTube, Advertising, Banking, Microsoft Excel, Creative Writing, Economic Research, Computer Hardware, Facebook Marketing, Video Production, Customer Analysis, Social Media Education, Social Media ROI, Google+, Trend Following, Social Media Coach, Google Chrome, Customer Support, Writing, Social Media..., Social Media Integration, Blogger, Video Editing, Market Leader Websites, Keller Williams Website, Real Estate Websites, HTML, CSS
Education
Pima Community College 2014 — 2016
ASSOCIATE OF APPLIED SCIENCE, Computer Programmer/Analyst
Liberty University 2008 — 2013
Multidisciplinary Studies, Business, Social Sciences
Envoy Mortgage July 2015 - Present
HeritageBank Mortgage December 2014 - July 2015
Cornerstone Home Lending, Inc. January 2014 - December 2014
Envoy Mortgage July 2012 - January 2014
Cherry Creek Mortgage July 2005 - June 2012
Cherry Creek Mortgage July 2005 - July 2009
First Magnus Financial December 2004 - July 2005
Equity One, Popular Financial Holdings February 2004 - December 2004
Sierra Funding May 2003 - December 2003
Freedom Financial & Investment May 2002 - March 2003
Skills
Risk Management, Loan Processing, Sales Support, Mortgage Industry, FHA, USDA, Refinance, Mortgage Banking, VA loans, Loan Origination, Residential Mortgages, First Time Home Buyers, Credit, Mortgage Underwriting, Investment Properties, FHA financing, Underwriting, Loans, Certified Mortgage..., Mortgage Lending, Home Equity Loans, Investments, Sales Operations, Real Estate, Government Loans, Home Equity Lines of..., Credit Analysis, Real Estate Financing, VA Loans, Reverse Mortgages, Loss Mitigation, Mortgage Servicing
Education
Community College of Aurora 2004 — 2009
Business, Finance, Management
Cornerstone Home Lending, Inc. March 2013 - Present
US Bank Home Mortgages September 2011 - March 2013
Wells Fargo April 2004 - September 2011
Chase Manhattan December 2000 - March 2005
Skills
Mortgage Lending, Refinance, Mortgage Banking, FHA, Residential Mortgages, Loan Origination, Loans, Investment Properties, Foreclosures, REO, Finance, First Time Home Buyers, Mortgage Marketing, FHA financing
Education
California State University-Northridge 1987 — 1991
BS - Business Administration, Real Estate Finance
Texas Rock-N-Granite March 2010 - Present
Cornerstone Home Lending, Inc. January 1997 - September 2005
Attorneys at Law, LLC May 1977 - November 1995
Skills
Management, Microsoft Office, Project Management, Marketing, PowerPoint, Sales, Microsoft Word, Entrepreneurship, Strategic Planning, Customer Service
Education
Howard College 1975 — 1977
Associate's degree, Pre-Law Studies
Solomon's Construction April 2014 - Present
Cornerstone Home Lending, Inc. June 2013 - May 2014
Solomon's Construction June 2004 - June 2013
University of Northern Colorado August 2011 - May 2012
University of Northern Colorado January 2010 - May 2012
Skills
Management, Customer Service, Project Management, Process Scheduler, Healthcare, Public Speaking, PowerPoint, Microsoft Office, Event Planning, Leadership, Microsoft Word, Research, Microsoft Excel, Time Management, Social Media, Event Management, Marketing, Resume Writing, Social Networking, Training
Education
Colorado State University 2012 — 2013
Master's degree, Master of Management Practice
University of Northern Colorado 2009 — 2012
Bachelor of Science (B.S.), Athletic Training
Cornerstone Home Lending, Inc. January 2012 - Present
Poudre Valley Health System Foundation March 2010 - December 2011
Colorado State University April 2005 - March 2010
The Leukemia & Lymphoma Society 2003 - 2005
Skills
New Business Development, Closing Deals, Marketing Communications, Fundraising, Event Management, Social Media Marketing, Microsoft Office, Team Building, Online Advertising, Public Speaking, Event Planning, Customer Service, Strategic Planning, Leadership, Marketing, Microsoft Excel, PowerPoint
Education
Colorado State University 1995 — 2000
BS, Human Development and Family Studies
Farrell's
Cornerstone Home Lending, Inc. March 2014 - Present
W.J. Bradley Mortgage Capital, LLC August 2012 - November 2013
WJ Bradley Mortgage Capital LLC August 2012 - March 2013
Primary Residential Mortgage May 2008 - June 2011
Skills
Investment Properties, Real Estate, Mortgage Lending, Loss Mitigation, USDA, Loans, Mortgage Banking, First Time Home Buyers, Loan Origination, FHA, Credit, Finance, Credit Analysis, Banking, Refinance, Notary Public, VA loans, Residential Mortgages
Education
Salt Lake Community College 2013 — 2017
Associate of Science (AS), Medical
West High School 2003 — 2007
Diploma, 3.5
Cornerstone Home Lending, Inc. May 2012 - Present
Ellensburg School District September 2010 - May 2012
Wenatchee Valley College June 2011 - September 2011
Cashmere Physical Therapy September 2005 - September 2006
Skills
Team-oriented, Organizational..., Time Management, Operational Efficiency, Customer Service, Work Well Independently, Priority Management, Meet Deadlines, Communication Skills, Multi Tasking, Data Entry, Microsoft Office
Education
Central Washington University 2006 — 2010
Bachelor of Arts (BA) in Elementary Education, Teaching English as a Second Language, Cumulative Undergraduate GPA of 3.63
Cornerstone Home Lending, Inc. February 2013 - Present
Skills
New Home Construction, Rental Homes, Leasing, Landlords, Accounting, Finance, Small Business Marketing, Residential Mortgages, Mortgage Lending
Education
Hamline University
Bachelor of Science Major: Sociology Minors: Management and Economics
St Cloud Technical High School
Cornerstone Home Lending, Inc. May 2010 - Present
Skills
Refinance, Underwriting, Loan Origination, FHA, Credit, Mortgage Lending, Mortgage Underwriting, Mortgage Banking, USDA, Financial Analysis, Banking, Appraisal Skills, VA loans, 203K, Builder/ABA Underwriting
Education
Lone Star College System 2008 — 2011
Associate's degree, A
Lee College 2007 — 2009
American Sign Language
San Antonio College 1978 — 1980
Business Administration and Management, General
Cornerstone Home Lending, Inc. January 2012 - Present
Cornerstone Home Lending, Inc. May 2009 - December 2011
Viking Range Corporation March 2008 - April 2009
Skills
Customer Service, Microsoft Office, Office 365, Active Directory, PowerShell, Lync, Windows Server, ITIL Certified, SharePoint, VMware, Powershell, VMware ESX, Hardware, Information Technology, Strategic Planning, Firewalls, Process Improvement, Team Leadership, Management, Servers, Data Center, Virtualization, Disaster Recovery, Sales, Mortgage Banking
Education
Delta State University 2008 — 2009
Bachelor of Business Administration (B.B.A.), Management Information Systems, General
Mississippi State University 2005 — 2006
Bachelor of Business Administration (B.B.A.), Management Information Systems, General
Whitworth Lawn & Landscape LLC April 2010 - Present
Cornerstone Home Lending, Inc. March 2013 - January 2014
Colonial Life August 2011 - February 2013
Coventry Health Care October 2008 - August 2011
Nations Title Agency October 2004 - October 2008
NBanC August 1994 - October 2004
Skills
Health Insurance, Brokers, Disability Insurance, Term Life Insurance, Employee Benefits, Health Savings Accounts, Life Insurance, Accident, Cold Calling, Cafeteria Plans, Sales, Voluntary Employee..., Whole Life, Critical Illness, Insurance, Sales Presentations, Benefits Administration, Group Medical, Group Insurance, Claim, Flexible Spending..., Universal Life, Licensed Life, Accident Insurance, COBRA, Open Enrollment, Health Care Reform, Life, Individual Health..., General Insurance, HRA, Account Management, FSA, Mortgage Lending, Permanent Life Insurance, Marketing, Real Estate, Fixed Annuities
Education
Westmoore High School 1990 — 1993
Oklahoma City Community College
Cornerstone Home Lending, Inc. April 2015 - Present
TBD December 2011 - March 2015
Bankers Mortgage Lending May 2008 - November 2012
North Broward Chapter Women's Council of Realtors January 2011 - December 2011
Smith Barney January 2001 - January 2007
Skills
Refinance, FHA, VA, Mortgage Lending, Loans, Mortgage, First Time Home Buyers, Conventional, Investment Properties, Reverse Mortgages, Residential, HARP, FHA financing, Mortgage Planning, VA loans, Refinance Transactions, Loan Origination, Residential Mortgages, Purchase, Mortgage Industry, Mortgage Banking, Home, Short Sales, First Time Buyers, Investors, Referrals, Condos, Single Family Homes, New Home Sales, Real Estate Finance, Underwriting, Real Estate Financing, Financial Planning, Government Loans, Non-Conforming, HomePath, Residential Homes, Listings, Real Estate, REO, Foreclosures, Sellers, Real Estate Economics, Harp, Certified Mortgage..., Strategic Financial..., Property, Real Estate Transactions, USDA, Finance
Education
Nova Southeastern University 2006 — 2007
Master's classes, Finance
University of Florida 1985 — 1989
BS, Business, Finance, Economics, Banking and Lending
Cornerstone Home Lending, Inc. November 2013 - Present
MORTGAGE ADVISORY GROUP: CL-279214 August 2011 - November 2013
Cobalt Mortgage August 2009 - September 2011
Cherry Creek Mortgage April 2008 - August 2010
Countrywide Home Loans March 2006 - April 2008
First Magnus / Charter Funding December 2003 - March 2006
Skills
FHA, VA, Mortgage Lending, Mortgage Banking, Refinance
Education
University of Washington 1991 — 1995
Yes, Sociology & Economics
Edmonds Community College 1991 — 1993
AA, General
Scrumpy's Hard Cider Bar, Sandwiches and Sweets May 2012 - Present
Summit Hard Cider and Perry Co, LLC 2012 - Present
Cornerstone Home Lending, Inc. April 2010 - May 2013
First National Bank Mortgage Division November 2001 - July 2010
North American Mortgage 1999 - 2001
US Bank 1996 - 1999
Summit Subs 1991 - 1996
Skills
USDA, Mortgage Lending, Refinance, FHA, VA loans, Residential Mortgages, Mortgage Banking, Loan Origination, FHA financing, Construction Loans, Selling, Banking, First Time Home Buyers, Commercial Lending, Certified Mortgage..., Government Loans, Restaurants, Investment Properties, Public Relations, Customer Service, Loans, Real Estate Economics, Real Estate Financing, Entrepreneurship, Sales, VA Loans, FHA Financing
Education
University of Kansas
BS, History
Northwestern University
lawrence high school 1981 — 1984
Cornerstone Home Lending, Inc. November 2010 - Present
Bank of America August 2002 - October 2010
Skills
Mortgage Banking, Residential Mortgages, Refinance, VA loans, FHA, Mortgage Lending, Credit, Loans, Reverse Mortgages, Loan Origination, Investment Properties, Government Loans, First Time Home Buyers, Certified Mortgage..., Real Estate, Construction Loans, USDA, Condos, HUD, Referrals, Commercial Real Estate, Foreclosures, Non-Conforming, Banking, Loan Servicing, Real Estate Financing, Home Equity Lines of..., Home Equity Loans, Loss Mitigation, Real Estate Economics, Residential Homes, Credit Analysis, Investors, Real Estate Transactions, New Home Sales, FHA financing, Commercial Lending, Sellers, Underwriting, Relocation, Short Sales, Single Family Homes, REO, Finance, Mortgage Underwriting, Commercial Mortgages, Debt Consolidation
Education
Pepperdine University 1984 — 1988
BA, broadcast journalism
Open Source Developer May 2015 - Present
Baylor College of Medicine September 2015 - September 2015
Cornerstone Home Lending, Inc. August 2014 - April 2015
Coding Bootcamp January 2014 - June 2014
Securitas Security Services USA, Inc. March 2012 - December 2013
Independent Contractor June 2001 - March 2012
Hilcorp Energy Company May 1998 - December 2000
Skills
CSS, SQL, Visual Studio, Microsoft SQL Server, JavaScript, C#, jQuery, Web Development, HTML5, .NET, ASP.NET MVC, Web Applications
Education
Free Code Camp
Full Stack Web Development
Rutgers University-New Brunswick 2008 — 2010
Bachelor’s Degree, Psychology
United States Army 1993 — 1997
Specialist 4
Wharton County Jr College 1990 — 1992
Associate’s Degree, Computer Networking
Cornerstone Home Lending, Inc. May 2011 - Present
Cherrywood Home Loans LLC December 2002 - April 2011
Waterfield Financial December 1996 - December 2002
Skills
FHA, Real Estate, Refinance, New Business Development, Mortgage Lending, Loans, USDA, Mortgage Banking, Loan Origination, Credit, VA loans, Certified Mortgage..., Construction Loans, Reverse Mortgages, Residential Mortgages, Sales, Investment Properties, First Time Home Buyers
Education
The University of Montana - School of Business Administration 1977 — 1979
Bus Adm, Business
Ripon College 1975 — 1976
Cornerstone Home Lending, Inc. May 2014 - Present
Bankers Lending Center, A Brand of Cornerstone Home Lending, Inc. May 2014 - Present
Bankers Funding Company An Affiliate of Wells Fargo Home Mortgage November 2007 - April 2014
Bankers Funding Company, An Affiliate of Wells Fargo November 1997 - April 2014
Assurance Capital Home Loans October 1997 - November 2007
Skills
FHA, Refinance, Mortgage Banking, Mortgage Lending, Loan Origination, Loans, First Time Home Buyers, VA loans, FHA financing, Certified Mortgage..., Investment Properties, Real Estate, Residential Mortgages, Home Equity Lines of..., Short Sales, Foreclosures, Underwriting, Government Loans, Investors, Reverse Mortgages, New Home Sales, Sellers, Referrals, Real Estate Transactions, Residential Homes, Selling, Condos, Relocation, Single Family Homes, REO, Real Estate Economics, Real Estate Financing, HUD, Real Property, Mortgage Underwriting, Property, Credit, Non-Conforming, Investments, Financial Structuring, Consumer Lending, Home Equity Loans, Mortgage Marketing, Debt Consolidation, Credit Analysis, Commercial Lending, Commercial Mortgages, Home Equity, FHA Financing
Education
California State University-Long Beach 1995 — 1997
Liberal Studies, Eduction
Cornerstone Home Lending, Inc. June 2015 - Present
Sonora Mortgage May 2014 - April 2015
First Savings Mortgage Corporation January 2013 - March 2014
Access National Mortgage May 2012 - November 2012
JPMorgan Chase November 2010 - September 2011
Zero Chaos October 2007 - July 2009
Indymac Bank September 2006 - April 2007
FMF Capital December 2003 - May 2006
Wells Fargo December 2000 - December 2002
Skills
Mortgage Lending, Loans, FHA, Credit, Underwriting, Funding, Analysis, Investors, Insurance, Management, Accounting, Internal Audit, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, Appraisals, Troubleshooting, Credit Analysis, USDA
Education
Hallmark College of Technology/Hallmark College of Aeronautics
Associate of Arts (A.A.), Accounting
Highlands High School
Diploma
Cornerstone Home Lending, Inc. March 2002 - Present
Skills
Mortgage Lending, Loans, Mortgage Banking, Credit, Refinance, FHA, Loan Origination, Residential Mortgages, Banking, VA loans, USDA, Credit Analysis, Financial Analysis, Finance, Real Estate Transactions, Real Estate Economics, Real Estate Financing, Real Estate Investor, Investment Properties
Education
Colorado State University 2008 — 2012
Master's degree, Accounting
San Francisco State University 1996 — 2001
Bachelor of Science (B.S.), Finance and Banking
Brookhollow Mortgage Services June 2014 - Present
Cornerstone Home Lending, Inc. June 2012 - June 2014
Wells Fargo Home Mortgage October 2010 - June 2013
Prospect Mortgage, LLC August 2008 - October 2010
Indymac Bank July 2007 - July 2008
American Home Mortgage January 2002 - July 2007
Skills
Refinance, Mortgage Lending, Mortgage Banking, FHA, Loan Origination, VA loans, Residential Mortgages, USDA, FHA financing, Government Loans, Certified Mortgage..., Credit, Credit Analysis, Real Estate Financing, Home Equity Lines of..., Mortgage Marketing, First Time Home Buyers, Investment Properties, Debt Consolidation, Finance, Rates, Credit Risk, FHA Financing, VA Loans
Education
Arizona State University 2012 — 2016
Bachelor of Science (BS), Technological Entrepreneurship and Management
Cornerstone Home Lending, Inc. November 2011 - July 2014
Allstate Financial February 2011 - August 2011
Routh, Crabtree, Olsen, P.S. November 2008 - July 2010
Countrywide Home Loans September 2004 - November 2008
Skills
Property & Casualty...
Education
Green River Community College 2000 — 2002
AA, General Education
Cornerstone Home Lending, Inc. December 2011 - Present
First Fidelity Bank May 2008 - December 2011
Skills
Loan Origination, Banking, Training, Mortgage Lending, Loans, Credit, Leadership, Consumer Lending, Mortgage Banking, Small Business Lending, Residential Mortgages, Refinance, FHA, VA loans, USDA, HUD 184, Commercial Banking
Education
Oklahoma State University
Bachelor's degree, Business/Commerce, General
Redlands Community College
A.S. Degree, General Studies
Yellowfin Design Group November 2014 - Present
Yellowfin Design Group November 2014 - Present
Cornerstone Home Lending, Inc. February 2013 - September 2013
Houston Community College October 2010 - February 2013
Aventography Studios December 2011 - March 2012
Skills
Photoshop, Premiere, Video Editing, Video Production, Videography, Illustrator, InDesign, After Effects, Microsoft Word, Microsoft Excel, Outlook, Audacity, Digital Photography, Lightroom, Image Manipulation, Songwriting, Creative Writing, Writing, Graphics, Adobe Creative Suite, Microsoft Office, Photo Editing, Mac, Logo Design, Brochures, Photos, Video, Creative Direction, Graphic Design
Education
Houston Community College 2009 — 2013
Graphic Design and Video Editing
Cornerstone Home Lending, Inc. February 2013 - Present
Cornerstone Home Lending, Inc. NMLS 2258 February 2013 - Present
Citifinancial May 2009 - February 2013
Vanderbilt Mortgage and Finance January 2009 - May 2009
TitleMax September 2006 - August 2008
Waupaca Foundry October 2005 - September 2006
Army National Guard February 1998 - February 2006
Rent-A-Center October 2003 - September 2005
Skills
Credit, Loans, Mortgage Lending, Customer Service, Sales, Management, Loss Mitigation, Sales Management, Retail, Customer Satisfaction, Account Management, Customer Retention, Banking, Profit, Team Building, Store Management, Short Sales, Cold Calling, Inventory Management, Team Leadership, Credit Risk, Credit Scoring, Military, Collections, Foreclosures, Loan Origination, Mortgage Banking, FHA financing, Jumbo Mortgage, mortgage orgination, Residential Mortgages, USDA Rural Housing
Education
Cleveland State Community College 2000 — 2001
University of South Florida 1999 — 2000
Cornerstone Home Lending, Inc. November 2013 - Present
Prospect Mortgage, LLC September 2012 - November 2013
PrimeLending, a PlainsCapital Company May 2010 - September 2012
TIB The Independent BankersBank 2008 - 2010
National City Mortgage 2001 - 2008
Skills
Mortgage Banking, Loan Origination, Mortgage Lending, Real Estate, Banking, Investment Properties, Team Building, Refinance, Negotiation, Residential Mortgages, FHA, Loans, Sales Management, Commercial Lending, Finance, Business Development, Loan Servicing, VA loans, USDA, Risk Management, Credit, Mortgage Underwriting, FHA financing, Real Estate Financing, Certified Mortgage..., Reverse Mortgages, Loss Mitigation, Investments, Construction Loans, Mortgage Servicing, Credit Analysis, Commercial Mortgages, Mortgage Marketing, Home Equity Loans, Real Estate Economics, Underwriting, Financial Services, Funding, Financial Structuring, Executive Management, Non-Conforming, Rates, Government Loans, Due Diligence, FHA Financing, VA Loans
Education
Baylor University - Hankamer School of Business 1994 — 1996
Master of Business Administration (M.B.A.)
Texas Christian University - M.J. Neeley School of Business 1971 — 1975
Bachelor of Business Administration (BBA), Finance, General
Cornerstone Home Lending, Inc. July 2015 - Present
Wells Fargo December 2011 - July 2015
Provident Funding Associates L.P. April 2007 - September 2011
First National Bank of Omaha March 2006 - April 2007
First National Bank of Omaha November 2002 - March 2006
Skills
Refinance, Loans, Mortgage Banking, Mortgage Lending, Marketing, Real Estate, Finance, Customer Satisfaction, Investments, Selling, Training, Leadership, Management, Credit, Banking, Customer Service, Portfolio Management, Sales
Education
Colorado State University 2000 — 2005
Bachelor of Science, Business Administration; Finance
Cornerstone Home Lending, Inc. April 2015 - Present
Wells Fargo Home Mortgage February 2014 - April 2015
Harrington Bank August 2011 - January 2014
1st Medallion Mortgage a subsidiary of Federally Chartered River Bank February 2008 - July 2011
Carolina Equity Services, Inc November 2000 - January 2008
Skills
Loans, Loan Origination, FHA, Refinance, VA loans, Credit, USDA, Construction Loans, Mortgage Banking, FHA financing, Investment Properties, Mortgage Lending, Residential Mortgages
Education
Elizabethtown College 1990 — 1992
Bachelor of Science, Business Administration
Liberty University 1987 — 1990
Bachelor of Science, Exercise Science
Cornerstone Home Lending, Inc. January 2012 - Present
Poudre School District October 2004 - December 2011
Amy Bibbey Insurance Consulting January 1993 - February 2003
RIGGS, COUNSELMAN, MICHAELS, & DOWNES, Incorporated March 1988 - January 1993
Skills
Event Planning, Team Leadership, Fundraising, Youth Development, Residential Mortgages, Consultation
Education
XINNIX Mortgage Academy of Excellence 2012 — 2012
XINNIX Certified Originator, Mortgage Lending
Colorado State University 1981 — 1986
Bachelor's of Science, Business Administration: Finance
Poudre School District Professional Development 2011 — 2011
Microsoft Word 2010, Excel 2010, Google Apps
Professional Insurance Agents 1988 — 1993
Certified Insurance Counselor, CIC
Palmer High School 1978 — 1981
High School Diploma, College Prepatory
PrimeLending August 2014 - Present
HomeBridge Financial Services, Inc. July 2011 - August 2014
Cornerstone Home Lending, Inc. January 2010 - July 2011
HomeBridge Financial Services, Inc. October 2008 - April 2009
CTX Mortgage Company January 1989 - September 2008
Skills
Mortgage Lending, Sales, Management, Leadership, USDA, Residential Mortgages, FHA, Refinance, VA loans, Reverse Mortgages, Construction Loans, Loans, Loan Origination, Mortgage Banking, First Time Home Buyers
Education
Colorado State University 1976 — 1980
BA, Journalism
Halliburton March 2014 - Present
Cornerstone Home Lending, Inc. November 2010 - February 2014
Telamon Corporation January 2009 - November 2010
Veolia Water Indianapolis Water February 2009 - April 2010
Outfox Consulting August 2006 - January 2010
State of Indiana November 2006 - January 2009
CP Morgan LLC May 2003 - August 2006
Conseco Insurance May 2000 - May 2003
Eli Lilly and Company May 1996 - May 2000
Lincoln National Corporation May 1991 - June 1996
Skills
SDLC, Business Process..., SharePoint, Project Management, Business Process, PMO, Software Development, Management, Analysis, SQL, Strategy, Leadership, Data Warehousing, Quality Assurance, Strategic Planning, Budgets, Governance, Business Strategy, Testing, Data Center, Enterprise Software
Education
Ball State University - College of Business 1980 — 1984
Bachelors of Science, Accounting and Computer Science
COH November 2013 - Present
Cornerstone Home Lending, Inc. May 2004 - August 2013
Stewart Mortgage 2001 - May 2004
Skills
Customer Service, Mortgage Banking, Team Leadership, Mortgage Lending, Microsoft Office, PowerPoint, Account Management, FHA, Refinance, Management, Writing, Editing, Administrative..., Appointment Scheduling, Teaching, Department Budgeting, Event Planning, Coordinating Events, Training, Relocation, Community Outreach, Public Speaking
Education
UT School of Public Health 2014 — 2014
CHW, Community Health Worker Certification
Court Reporting Institute-Wheeler Institute of Texas 2008 — 2009
Associate's degree, Court Reporting/Court Reporter
University of Houston 1998 — 2000
Bachelor's degree, Political Science/Pre-law
University of Mobile 1997 — 1998
Bachelor's degree, Politicial Science/Pre-law
Cornerstone Home Lending, Inc. June 2012 - Present
Famous Footwear May 2010 - June 2012
Skills
Accounting, Business Development, Business Strategy, Credit, Customer Service, FHA, Investment Properties, Loan Origination, Loans, Marketing, Microsoft Office, Mortgage Banking, Mortgage Lending, Real Estate, Residential Mortgages, Sales
Education
Colorado State University 2008 — 2012
Bachelor of Business Administration (B.B.A.), Financial Planning and Real Estate
Group Mortgage LLC March 2014 - Present
Cornerstone Home Lending, Inc. December 2013 - March 2014
Citi September 2011 - December 2013
Bank of America October 2005 - September 2011
Wells Fargo June 2002 - October 2005
Wells Fargo Financial June 1997 - June 2002
Skills
Residential Mortgages, Home Equity Loans, FHA, USDA, First Time Home Buyers, Mortgage Marketing, Loan Origination, Mortgage Lending, Mortgage Banking, Refinance, VA loans, Loans, FHA financing, Finance, Credit, Government Loans, Rates, Certified Mortgage..., Mortgage Underwriting, Home Equity Lines of..., Interest Rates
Education
Luther College 1993 — 1997
Bachelor of Arts, Management and MIS
Austin High School 1989 — 1993
High School Diploma
Cornerstone Home Lending, Inc. August 2013 - Present
Cornerstone Home Lending, Inc. December 2010 - Present
Lone Star Coffee June 2009 - November 2010
Scholastic Book Fairs July 2002 - June 2009
Daily Thermetrics October 1998 - May 2002
Skills
Sales, Account Management, Marketing, Event Planning, Outlook, Social Media, Facebook, Advertising, Newsletters, Strategic Planning, PowerPoint, Loan Origination, Microsoft Excel
Education
Sam Houston State University 1994 — 1998
Bachelor of Business Administration, Marketing
Cornerstone Home Lending, Inc. December 2013 - Present
Citi November 2012 - December 2013
The Group Inc. 2010 - November 2012
The Group Inc. 2005 - 2010
Education
Colorado State University 2006 — 2010
Bachelor of Science, Real Estate and Finance and minor in Construction Management
Fort Collins High School Class of 2006 2002 — 2006
PrimeLending, A Plains Capital Company January 2014 - Present
Travis County Elections March 2008 - Present
Cornerstone Home Lending, Inc. July 2011 - January 2014
Advantage One Mortgage December 2008 - July 2011
Homesource Lending October 2008 - December 2008
All Homes Mortgage August 2004 - August 2008
JP Mortgage Services November 2002 - July 2004
Pacific American Mortgage September 2001 - November 2002
U. S. Air Force and Air Force Reserves January 1981 - April 1996
Skills
Loans, Finance, Construction Loans, VA Loans, Refinance, USDA, Mortgage Lending, FHA
Education
Southwest Texas State University 1987 — 1993
Bachelor of Science, Elementary Education
Community College of the Air Force
Associates of Arts
University of New York
Associates in Arts degree
Cornerstone Home Lending, Inc. April 2012 - Present
Marriott International August 2006 - April 2012
Cortino's Restaurant March 2004 - August 2006
Skills
Customer Service, Sales, Mortgage Lending, Cooking, Loans, Real Estate, Refinance, Food & Beverage, Strategic Planning, Negotiation, Account Management, Photography, Credit, Microsoft Word, Business Development, Finance, Networking, Marketing, Budgets, Leadership, Restaurants, Customer Satisfaction
Education
Metropolitan State University of Denver 2005 — 2011
BS, Finance
Cornerstone Home Lending, Inc. January 2015 - Present
Ideal Lending Solutions, Inc. June 2014 - December 2014
Proficio Mortgage Ventures, LLC May 2013 - February 2014
First Choice Loan Services May 2012 - April 2013
Bank of America July 2010 - April 2012
Skills
Credit, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, VA loans, Mortgage Servicing, Loan Servicing, First Time Home Buyers, Investment Properties, FHA financing, USDA, Banking, Real Estate, Commercial Mortgages, Home Equity Loans, Commercial Lending, Construction Loans, Reverse Mortgages, Credit Analysis, Government Loans, Underwriting, Consumer Lending, Sales, REO, Finance, Investments, Leadership, Investors, Real Estate Transactions, Short Sales, Foreclosures, Management, Portfolio Management, Residential Homes, Lines Of Credit, Sellers, Condos, Customer Service, Non-Conforming, Loss Mitigation, Selling, Single Family Homes, Home Equity Lines of..., Strategic Financial..., Real Estate Economics, Small Business Lending, Funding
Education
Art Institute of Pittsburgh
Gold Star Mortgage Financial Group July 2015 - Present
Cornerstone Home Lending, Inc. January 2014 - July 2015
Poli Mortgage Group October 2013 - January 2014
Forcht Bank November 2012 - September 2013
Primary Residential Mortgage March 2011 - November 2012
Fitness Together® August 2008 - May 2011
NorStar Mortgage Group 2005 - 2008
Skills
Secondary Mortgage..., Refinance, Residential Mortgages, FHA financing, FHA, Mortgage Banking, Mortgage Lending, Real Estate Transactions
Education
Campbellsville University 2003 — 2006
Business Administration and Management, General
Centennial high School
Cornerstone Home Lending, Inc. July 2015 - Present
InterSearch Associates May 2015 - July 2015
JPMorgan Chase August 2012 - May 2014
Reliant Energy June 2011 - August 2012
Best Assets 2009 - 2011
HMBI October 2008 - January 2009
BA Disposition Solutions December 2006 - October 2008
National City Mortgage March 2001 - December 2006
Lenders, M.D. August 1999 - February 2001
Lenders, M.D. (formerly Investors Mortgage) Lenders, M.D. (formerly Investors Mortgage) August 1999 - February 2001
Skills
Credit, Customer Service, Finance, Investment Properties, Investors, Loans, Microsoft Excel, Microsoft Office, Mortgage Lending, Outlook, Real Estate, Sales, Marketing, Property, Refinance, FHA, Time Management, REO, Mortgage Banking, Foreclosures, Residential Mortgages, Residential Homes, First Time Home Buyers, HUD, Short Sales, Real Estate Transactions, Property Management, Real Estate Financing, Real Property, Negotiation, Single Family Homes, Selling, FHA financing, VA loans, Asset Management, Sellers, Buyers, Underwriting, Valuation, Condos, Funding, New Home Sales, Referrals, Contract Negotiation, Appraisals, FHA Financing, VA Loans
Education
American InterContinental University 2014 — 2017
Bachelor's degree, Entrepreneurial and Small Business Operations
Champions School of Real Estate 2012 — 2014
Real Estate
Cornerstone Home Lending, Inc. August 2014 - Present
Cornerstone Home Lending, Inc. August 2005 - Present
Milestone Mortgage 2002 - August 2005
Skills
Marketing, Mortgage Lending, Loans, Residential Mortgages, Email Marketing, FHA, Finance, Refinance, Business Development, Social Media Marketing, Customer Service, Marketing Communications, Social Networking, VA loans, First Time Home Buyers, Event Planning, Salesforce.com
Education
Austin Community College 1997 — 1999
Business Mgmt.
Cornerstone Home Lending, Inc. June 2013 - Present
USAA May 2010 - June 2013
GreenPoint Mortgage September 2003 - December 2007
Skills
Mortgage Banking, Mortgage Lending, FHA, Residential Mortgages, Underwriting, Refinance, VA Loans, Credit, Loan Origination, USDA, Loans, FHA Financing, Banking, Credit Analysis, First Time Home Buyers, Mortgage Underwriting, Customer Service, Construction Loans, Compassion, Clarity, Financial Understanding, Business Strategy, Business Process, Operations Management, conventional bonds
Education
California State University-Fullerton
Aspire Financial Inc. / Texas Lending December 2014 - Present
Aspire Financial, Inc. / Aspire Lending January 2014 - December 2014
Southwest Funding, LP October 2013 - January 2014
Cornerstone Home Lending, Inc. 2013 - 2013
Skills
Customer Service, Investments, Loans, Mortgage Lending, Nonprofits, Condos, FHA, Financial Analysis, Investment Properties, Leadership, Management, Marketing, Sales, Securities, USDA, First Time Home Buyers, Foreclosures, Mortgage Banking, Real Estate, Residential Homes
Education
Collin County Community College 2009 — 2012
Accounting and Business/Management
Richland Community College 2007 — 2008
Associate of Arts (AA), Teacher Education and Professional Development, Specific Subject Areas
YNB November 2014 - Present
Cornerstone Home Lending, Inc. March 2014 - October 2014
BOK Financial June 2010 - March 2014
Bank of Commerce f.k.a. Canadian State Bank June 2007 - June 2010
MMC Mortgage January 2007 - June 2007
Whinery Mortgage March 2003 - January 2007
Skills
Mortgage Lending, Refinance, Loan Origination, Credit Analysis, Residential Mortgages, FHA, VA Loans, Mortgage Banking, USDA, First Time Home Buyers, Investment Properties, FHA Financing, Finance, Loans, Real Estate, Government Loans, Real Estate Financing, Credit Risk, Sales, Short Sales, Credit, Referrals, Investors, Customer Service, Real Estate Transactions, Residential Homes, Banking
Education
Oklahoma State University
Putnam City West High School
Cornerstone Home Lending, Inc. April 2015 - Present
Forum Energy Technology June 2014 - January 2015
United States Army Reserve July 2006 - July 2014
Precision Document Solutions September 2012 - March 2014
H.E.B March 2012 - September 2012
Skills
Loss Prevention, Visual Merchandising, Merchandising, Retail Sales, Inventory Management, Customer Satisfaction, Retail, Time Management, Customer Service, Inventory Control, Advance knowledge in..., Advance knowledge in..., Advance knowledge in..., Excellent..., Objectif Lune..., Hardware, Information Technology, Leadership, Network Administration, Servers, Technical Support, Troubleshooting, Windows XP
Education
ITT Technical Institute-Houston West 2009 — 2012
Associate of Applied Science Degree, Information Technology - Computer Network Systems, 3.85
25B10 MOS Q Certification, United States Army Signal Corp.
Information Technology Specialist
W.B. Mason Company Inc. August 2015 - Present
W.B. Mason Company Inc. August 2014 - August 2015
Iona College January 2012 - June 2014
Cornerstone Home Lending, Inc. June 2013 - January 2014
Skills
Recruiting, Marketing, PeopleSoft, Social Media, Social Networking, Social Media Marketing, Facebook, Time Management
Education
Iona College 2010 — 2014
Bachelor of Business Administration (BBA), Marketing
Plainville High School 2007 — 2010
Cornerstone Home Lending 2004 - Present
Cornerstone Home Lending, Inc. 2004 - 2010
Spring Branch ISD 1999 - 2004
The Village School 1994 - 1999
Education
Baylor University 1971 — 1975
Bachelor of Science, English/Education
Cornerstone Home Lending, Inc. April 2014 - Present
Enterprise Rent-A-Car August 2013 - January 2014
Oklahoma State Football April 2012 - June 2013
Skills
Social Networking, Customer Service, Management, Recruiting, Marketing, PowerPoint, Facebook, Social Media, Coaching, Sales, Public Speaking, Microsoft Word, Microsoft Excel, Sports Marketing, Leadership, Time Management, Sports, Sports Management, Teamwork, Customer Satisfaction, Merchandising, Social Media Marketing
Education
Oklahoma State University 2009 — 2013
Bachelor of Science (BS), Sports Management
Cornerstone Home Lending, Inc. August 2015 - Present
Milliman March 2015 - July 2015
HomeStreet Bank December 2012 - October 2014
HomeStreet Bank December 2010 - December 2012
Skills
Banking, Customer Service, Outlook, Microsoft Office, Microsoft Excel, Administrative..., Mortgage Banking, Office Management, Loan Origination, Mortgage Lending, Lotus Notes, Administrative..., Retail Banking, Office Administration, Heavy Calendaring, Executive Calendar..., Travel Management, Process Improvement, Library Management, Contract Management
Education
Cascadia Community College
Associate in Integrated Studies, Integrated Studies
KeyBank February 2015 - Present
KeyBank May 2014 - October 2014
Cornerstone Home Lending, Inc. December 2013 - April 2014
Citi June 2013 - December 2013
U.S. Bank April 2003 - June 2013
Skills
Mortgage Lending, Marketing, Customer Service, Construction Loans, Leadership, Consumer Lending, Friendly Personality, Public Relations, Microsoft Office, Business Networking, Oral & Written..., Organizational..., Phone Etiquette, Office Management, Learning Quickly, Money Management, Public Speaking and..., Writing, Time Management, First Time Home Buyers, Public Speaking, Short Sales, Sales, Sellers, Investment Properties, Residential Homes, Refinance, Foreclosures, Loans
Education
Rocky Mountain College 1983 — 1985
Idaho State University
Cornerstone Home Lending, Inc. May 2014 - Present
Self-employed May 2010 - Present
Wells Printing Company June 2012 - March 2014
American Insurance Marketing Services July 2011 - June 2012
American Insurance Marketing Services April 2009 - May 2010
Fulfillment Central August 2006 - April 2009
The Medical Management Institute (MMI) April 2004 - April 2005
Skills
Layout, Illustration, Visual Presentations, Graphic Design, Adobe Creative Suite, Typography, Advertising, Marketing, Graphics, SEO, Logo Design, Illustrator, InDesign, Photoshop, Brochures, Art
Education
Art Institute of Atlanta 2002 — 2006
Bachelor of Fine Arts, Graphic Design
Booker T. Washington Magnet High School 1999 — 2001
High School Diploma, Visual and Performing Arts
PrimeLending November 2014 - Present
Cornerstone Home Lending, Inc. May 2013 - November 2014
ResMac, Inc October 2012 - May 2013
CitiFinancial Servicing 2010 - May 2012
Citifinancial 2002 - 2010
Rent-A-Center 1998 - 2002
Skills
Loan Origination, Loan Servicing, Customer Satisfaction, Sales Management, Account Management, Change Management, People Skills, Goal Oriented, Customer Relations, Underwriting, Finance, Customer Service, Consumer Lending, Financial Services, Credit, Banking, Mortgage Lending, Loans, Investment Properties, Mortgage Banking, Sales
Education
Georgia Southern University
Oconee County High School
REVE fitness July 2015 - Present
Cornerstone Home Lending, Inc. March 2014 - Present
Mindstream Yoga, Inc. February 2012 - Present
CorePower Yoga June 2012 - December 2014
Skills
Microsoft Office, Social Media, Social Networking, Marketing, Sales, Public Speaking, Wellness, Fitness, Social Media Marketing, Event Planning, Strategic Planning, Teaching, Coaching, Wellness Coaching, Yoga
Education
Colorado State University 1993 — 1995
Bachelor of Science (B.Sc.), Marketing
Florida Atlantic University 1990 — 1993
Undergrad, General studies
Cornerstone Home Lending, Inc. March 2010 - Present
First National Bank of Omaha February 2001 - March 2010
First Colorado Mortgage November 1999 - February 2001
Norwest Mortgage May 1996 - November 1999
Skills
Mortgage Lending, Financial Analysis, Financial Modeling, Strategic Planning, Loan Origination, Process Improvement, Residential Mortgages, Mortgage Banking, FHA, Refinance, Management, Finance, Loans, Investment Properties, Credit Analysis, USDA, First Time Home Buyers
Education
Colorado State University 1991 — 1996
Bachelor of Science (BS), Mechanical Engineering
Loveland High School 1989 — 1991
Cornerstone Home Lending, Inc. March 2010 - Present
Skills
Business Analysis, Loans, Analysis, Mortgage Banking, Process Improvement, Reporting & Analysis, Business Intelligence, Leadership
Education
Colorado State University 1998 — 2001
Bachelor of Business Administration (BBA), Marketing
Cornerstone Home Lending, Inc. March 2015 - 2015
Fusion Labs September 2010 - May 2014
ProfitStudios June 2007 - August 2009
Sam Houston State University January 2004 - September 2006
Skills
XML, CSS, Databases, .NET, SQL, VB.NET, Visual Studio, SDLC
Education
Sam Houston State University 2001 — 2006
BBA, Management Info Sys, 3.1
Texas State Technical College
AAS, Computer Repair/ Networking
Cornerstone Home Lending, Inc. September 2008 - Present
GMAC Mortgage June 2006 - September 2008
CTX Mortgage September 2003 - June 2006
Enterprise Rent-A-Car February 1995 - September 2002
Skills
Budgets, Refinance, Loan Origination, FHA, Leadership, Account Management, Loans, Customer Service, Insurance, Sales, Strategic Planning, Banking, Sales Management, Business Development, Team Building, Mortgage Banking, Mortgage Lending, Financial Analysis, Financial Services, Marketing, Credit, USDA, Residential Mortgages, VA loans, Certified Mortgage..., FHA financing, Government Loans, VA Loans, FHA Financing
Education
The University of Texas at San Antonio 2008 — 2010
Executive MBA, Business, 4.00
Our Lady of the Lake University 1991 — 1994
Bachelor of Business Administration (B.B.A.), Marketing and Economics, 3.98
Cornerstone Home Lending, Inc. May 2014 - Present
Bankers Home Mortgage August 1995 - September 2005
Skills
Construction Loans, Loans, Government Loans, Residential Mortgages, USDA, VA loans, Credit, Loan Origination, Mortgage Lending, Refinance, FHA, Mortgage Banking, Mortgage Servicing, Reverse Mortgages, HUD, FHA financing, Certified Mortgage..., Commercial Lending, Mortgage Underwriting, Small Business Lending, Credit Analysis, Consumer Lending
Education
Metropolitan State University of Denver 1993 — 1996
Psychology
Cornerstone Home Lending, Inc. 2012 - Present
Skills
Customer Service, Sales, Research, Project Management, Microsoft Office, Microsoft Excel, Banking, Microsoft Word, Finance, PowerPoint
Education
Northwest Missouri State University 1997 — 2000
Bachelor's Degree, Finance
Baker Hughes June 2014 - Present
Costco Wholesale May 2000 - November 2014
Cornerstone Home Lending, Inc. February 2014 - June 2014
Cornerstone Home Lending, Inc. October 2013 - January 2014
Cornerstone Home Lending, Inc. May 2013 - October 2013
CovalentWorks, LP June 2012 - May 2013
Skills
Troubleshooting, Security, Team Building, Networking, Customer Service, HTML, Software Installation, Sales, Active Directory, Disaster Recovery, SQL, Retail, Printers, Computer Hardware, Outlook, VPN, Technical Support, Merchandising, Windows, Visio, Programming, Time Management, JavaScript, Network Security, Linux, IDS, Intrusion Detection, Firewalls, Servers, Social Engineering, Penetration Testing, Snort, Data Analysis, Pipelines
Education
DeVry University 2006 — 2009
Bachelor of Science (B.S.), Computer Information Systems (Concentrating in Computer Information Security), Overall GPA 3.82
Braddock Senior High 1998 — 2001
High School, Diploma
Cornerstone Home Lending, Inc. June 2014 - June 2015
Wells Fargo Home Mortgage September 2007 - March 2014
Plaza Home Mortgage 2006 - 2007
AmPro Mortgage/ Alliance Bancorp 2004 - 2006
Skills
Mortgage Lending, First Time Home Buyers, Real Estate, Residential Homes, FHA, Mortgage Banking, Refinance, Loan Origination, Loans, Underwriting, HUD, VA loans, Real Estate Transactions, Residential Mortgages, Luxury, FHA financing, Relocation, Sellers, Buyers, VA Loans, FHA Financing
Education
Colorado State University
Western Michigan University
Cornerstone Home Lending, Inc. August 2010 - Present
ThinOps Communications October 2009 - August 2010
Loomis October 2008 - August 2009
Bernard Hodes Group (HodesIQ) February 2008 - October 2008
National Processing Company (NPC) July 2005 - February 2008
ChaseCom November 2003 - July 2005
Sungard Energy Systems February 2002 - August 2003
Enron Net Works September 2000 - December 2001
ReservationSource.com August 2000 - September 2000
Cerner Corporation June 1998 - April 2000
Skills
ASP.NET, C#, Visual Basic, XML, JavaScript, SQL, Microsoft SQL Server, Software Development, .NET, Web Applications, Business Intelligence, VB.NET, Visual Studio, Oracle, Crystal Reports, Integration, T-SQL, HTML, ASP, Web Development
Education
Northwest Missouri State University 1996 — 1998
BS, Computer Science
Sam Houston State University 1995 — 1996
Vermont Technical College 1990 — 1991
A.E., Electrical and Electronics Engineering Technology
Vermont Technical College 1987 — 1989
A.E., Computer Technology
North Country Union High School 1983 — 1987
Diploma
Georgetown Mortgage LLC March 2015 - Present
Gaston & Sheehan May 2010 - May 2015
Cornerstone Home Lending, Inc. March 2013 - February 2015
Round Rock ISD September 2008 - December 2011
Dimension Builders April 2006 - December 2007
Skills
Curriculum Design, Teaching, Public Speaking, Curriculum Development, Educational Leadership, Classroom Management, Teacher Training, Lesson Planning, Instructional Design, Staff Development, Tutoring, Non-profits, Coaching, Classroom, Educational Technology, Microsoft Office, Training
Education
Baylor University 1991 — 1995
BBA, Marketing
Charfen Institute 2012 — 2012
Certified Distressed Property Expert
Cornerstone Home Lending, Inc. January 2014 - Present
Poli Mortgage Group, Inc. January 2013 - January 2014
Education
Dalton, GA
Nashville State Community College
Bachelor of Business Administration (B.B.A.), Business/Graphic Arts
Cornerstone Home Lending, Inc. June 2009 - Present
Rupp Family Construction April 2007 - May 2009
Skills
Customer Service, Mortgage Lending, Refinance, Mortgage Banking, Loans, First Time Home Buyers, FHA, Loan Origination, Residential Mortgages, VA loans, Real Estate, USDA, FHA financing, Government Loans, Certified Mortgage..., VA Loans, Laser Hair Removal, Horse Properties, Horses, Hair Care, Horse Care, Trims, Natural Horsemanship, Horse Racing, Lawn Mowing, Electric Fencing, Hair Removal, Horse Training, Precision Haircutting
Education
Portland State University 2006 — 2008
BS, Business Management
Orange Coast College 2004 — 2006
Associates, General
WHS 2000 — 2003
High School Degree
Retired December 2014 - Present
None July 2014 - Present
Cornerstone Home Lending, Inc. May 2014 - Present
InterLinc Mortgage Services, LLC March 2012 - March 2014
Allied Home Mortgage 2008 - 2011
RBC 2006 - 2008
Skills
Loans, Loan Origination, Capital Markets, Credit, Credit Analysis, Portfolio Management, Investments, Financial Modeling, Credit Risk, Underwriting, Banking, Due Diligence, Financial Analysis, Finance, Real Estate Economics, Financial Structuring, Commercial Lending, Strategic Financial..., Real Estate Financing, Real Estate, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages
Education
Lone Star College System 1990 — 2006
No Degree - 64 credit hours, General Studies
Cornerstone Home Lending, Inc. June 2015 - Present
Bank of Colorado August 2014 - June 2015
Universal Lending Corporation September 2013 - August 2014
Joleen's Home Daycare August 2011 - August 2013
Skills
Financial Services, Microsoft Excel, PowerPoint, Customer Service, Software Documentation, Microsoft Office, Loans, Team Building, Outlook, Mortgage Lending, Public Speaking, Teamwork, Fundraising, Microsoft Word, Data Entry
Education
Front Range Community College 2010 — 2013
Accounting and Early Education/Teaching
Cornerstone Home Lending, Inc. June 2013 - Present
Guaranteed Rate July 2010 - June 2013
Bank of America May 2008 - July 2010
Centerline Homes October 2001 - May 2008
Centerpointe Financial, President October 2001 - May 2008
Summit Capital January 1998 - January 2001
NAL Financial Group January 1995 - January 1998
Price Waterhouse January 1991 - January 1995
Skills
Mortgage, Accounting, Real Estate, Business Planning, Capital, Mortgage Lending, Loan Origination, Loans, Refinance, Cash Flow, Tax, Mortgage Banking, VA, FHA, Mortgage Industry, Credit, Construction Loans, Conventional, Investors, Investment Properties, Residential Mortgages, Purchase, Loan Structuring, First Time Home Buyers, Home, Residential, Banking, REO, Short Sales, Money, Mortgage Planning, Reverse Mortgages, Investments, Underwriting, Portfolio Management, Selling, Residential Homes, Certified Mortgage..., Strategic Financial..., Sellers, FHA financing, VA loans, Due Diligence, Sales, Financial Planning, Financial Structuring, FHA Financing, Finance
Education
Florida State University - College of Business 1988 — 1991
Masters, Accounting, Finance
Florida State University 1986 — 1991
Masters Degree, Accounting and Finance
Florida State University 1986 — 1991
Master of Science; Bachelor of Science, Accounting; Accounting
Cornerstone Home Lending, Inc. December 2013 - Present
Wells Fargo Home Mortgage August 2004 - November 2013
Skills
Mortgage Lending, FHA, Investment Properties, Loans, Loan Origination, VA loans, USDA, Refinance, Mortgage Banking, Residential Mortgages, Real Estate, FHA financing, Certified Mortgage..., Government Loans, Reverse Mortgages, VA Loans, FHA Financing
Education
University of Central Florida 1999 — 2002
Northeastern University 1995 — 1998
Cornerstone Home Lending, Inc. May 2013 - October 2013
Alpha lending Prof. Inc August 2002 - September 2008
Skills
FHA, Refinance, Mortgage Lending, Mortgage Banking, Residential Mortgages, Loan Origination
Education
Cheyney University of Pennsylvania 1984 — 1988
Cornerstone Home Lending, Inc. November 2013 - Present
Wells Fargo Home Mortgage May 2004 - November 2013
Skills
Mortgage Lending, Residential Mortgages, Purchase Loans, VA Loans, FHA Loans, Refinance Loans, Credit, Investments, Portfolio Management, Credit Analysis, Commercial Lending, Underwriting, FHA financing, Banking, First Time Home Buyers, Investment Properties, Refinance, FHA, VA loans, Loan Origination, FHA Financing
Education
Colorado State University 1992 — 1997
Business Administration, Marketing / Finance
Cornerstone Home Lending, Inc. August 2015 - Present
Crestone Grop, LLC January 2008 - July 2015
Homecoming Financial July 2004 - June 2007
Skills
Microsoft Office, Customer Service, Management, Project Management, Microsoft Excel, Strategic Planning, Sales, Leadership, Microsoft Word, Marketing
Education
Baylor University - Hankamer School of Business 1999 — 2004
Bachelor’s Degree, Major - Marketing / Minor - Corporate Communication
RE/MAX Realty Center 2015 - Present
BBVA Compass July 2010 - May 2015
PrimeLending 2008 - 2009
Cornerstone Home Lending, Inc. 2008 - 2008
CIT 2003 - 2007
CIT 2000 - 2003
Pitney Bowes 1997 - 1999
Skills
Loans, Mortgage Lending, Credit, Banking, Portfolio Management, Real Estate, Loan Origination, Finance, FHA, Mortgage Banking, First Time Home Buyers, Investment Properties, Construction Loans, Residential Mortgages, Commercial Lending, Refinance, Foreclosures, Real Estate Financing, Investments, Home Equity Lines of..., Short Sales, Small Business Lending, Sales, Commercial Banking, REO, FHA financing, Lines Of Credit, Underwriting, Consumer Lending, Cross Selling, Management, Real Estate Transactions, Commercial Mortgages, Home Equity Loans, Government Loans, Credit Analysis, Customer Service, Referrals, Residential Homes, Business Development, Financial Structuring, Real Estate Economics, VA loans, Recruiting, Branch Management, Mortgage Underwriting, Single Family Homes, Investors, Project Management, Financial Analysis
Education
Grand Canyon University 2013 — 2015
Master of Business Administration (M.B.A.), Finance, General, 4.0
Grand Canyon University 2010 — 2013
Bachelor's of Science, Business Management
Georgia Perimeter College 1996 — 2000
Associate of Science (A.S.), Business Management
Network Funding, LP May 2015 - Present
Opper & Gambrell, P.L.L.C. Attorneys at Law July 2014 - April 2015
Cornerstone Home Lending, Inc. October 2010 - April 2014
national city March 2006 - December 2009
WMC Mortgage 2003 - 2006
Skills
Mortgage Lending, Cold Calling, Account Management, Banking, Consumer Lending, Credit, Credit Analysis, FHA, Loan Origination, Loans, Mortgage Banking, Real Estate, Refinance, Residential Mortgages, Risk Management, USDA, Underwriting, VA Loans
Education
University of Maryland University College 2009 — 2010
BS, Legal Studies/Paralegal
Park University 2005 — 2008
BS, Business Management
Cornerstone Home Lending, Inc. December 2011 - Present
Cornerstone Home Lending, Inc. December 2011 - Present
TXL Mortgage Corporation 2002 - December 2011
Skills
Mortgage Banking, Residential Mortgages, Mortgage Lending, VA loans, USDA, FHA financing, FHA, Refinance, Loan Origination, Loans, Real Estate, Residential Homes
Education
Texas A&M University - Mays Business School 1999 — 2002
BBA, Marketing
Lamar University 2000 — 2001
Paragon Mortgage Services, Inc. July 2015 - Present
Vail Resorts November 1995 - Present
Cornerstone Home Lending, Inc. September 2014 - July 2015
Mortgage Loan Specialists April 1995 - April 2009
Colorado Mountain College 1996 - 2002
Iowa Lakes Community College 1976 - 1994
Skills
Mortgage Lending, Refinance, Loans, Real Estate, Investments, Strategic Planning, Customer Service, First Time Home Buyers, Management, Event Planning, Event Management, Residential Homes, Public Speaking, Investment Properties, Sales
Education
University of Northern Colorado 1975 — 1976
MA, Leisure Studies
Kent State University 1970 — 1973
BA, Health Physical Education Recreation
Cornerstone Home Lending, Inc. July 2012 - Present
EverBank September 2010 - July 2012
Lender Processing Services, Inc. (LPS) May 2009 - June 2010
Merrill Lynch June 2007 - January 2009
Fidelity National Information Services August 2005 - May 2007
Fidelity National Information Services June 1999 - August 2005
Skills
Proposal Writing, Vendor Management, Project Management, Microsoft Office, Analysis, Banking, Risk Management
Education
Florida State University 1986 — 1991
Bachelor of Science, Finance
Gold Star Mortgage Financial Group July 2015 - Present
Cornerstone Home Lending, Inc. February 2014 - July 2015
Poli Mortgage February 2013 - February 2014
NOLA Lending Group February 2012 - February 2013
First Liberty Financial Mortgage May 2010 - February 2012
Norstar Mortgage Group February 2006 - May 2010
Skills
VA, FHA, Conventional, USDA, Mortgage Industry, Mortgage Lending, Mortgage, Loan Origination, Mortgage Banking, VA loans, Refinance, Outside Sales, FHA financing, Residential Mortgages, Underwriting, Reverse Mortgages, Certified Mortgage..., First Time Home Buyers, New Home Sales, Referrals, Sellers, Government Loans, Real Estate Financing, Investors, Loans, Real Estate, REO, Investment Properties, Construction Loans, Sales, Mortgage Underwriting, Credit, Credit Analysis, Residential Homes, Foreclosures, Relocation, HUD, Commercial Mortgages, Short Sales, Debt Consolidation, Home Equity Loans, Condos, VA Loans, FHA Financing
Education
Middle Tennessee State University 1977 — 1981
BA, Chemistry, Math, Biology, Spanish
Suburban Mortgage Inc. September 2015 - Present
Cornerstone Home Lending, Inc. June 2014 - September 2015
Skills
USDA, FHA, VA loans, Mortgage Lending, Loan Origination, Mortgage Banking, Loans, Refinance, Residential Mortgages, Certified Mortgage..., FHA financing, Reverse Mortgages, Credit, Government Loans, First Time Home Buyers, Investment Properties, Construction Loans, Real Estate, Underwriting, Mortgage Underwriting, Branch Banking, Consumer Lending, Finance, FHA Financing
Education
Northern Illinois University 1988 — 1992
Sociology, General
Cornerstone Home Lending, Inc. December 2013 - Present
Citi September 2011 - December 2013
Bank of America April 2004 - August 2011
Bank of Colorado December 2001 - April 2004
Countrywide Home Loans August 1998 - December 2001
Skills
Loan Origination, Loans, Management, Mortgage Banking, Mortgage Lending, Real Estate, Finance, FHA, Refinance, Team Building, VA loans, Credit, Banking, Credit Analysis, Residential Mortgages, Sales
Education
Augsburg College 1987 — 1992
B.A., Communications
Cornerstone Home Lending, Inc. April 2014 - Present
Education
Memphis College of Art 1996 — 2001
BFA
Spring High School
DR Medical September 2014 - Present
Cornerstone Home Lending, Inc. June 2012 - December 2013
Skills
Sales, Microsoft Office, PowerPoint, Microsoft Word, Public Speaking, Microsoft Excel, Teamwork, Marketing, CRM Databases, Customer Service, B2B Marketing Strategy, Orthopedics, Neurosurgery, Medical Devices
Education
Colorado State University 2009 — 2014
Bachelor's Degree, Political Science and Government
Highland Park High School 2005 — 2009
High School
Cornerstone Home Lending, Inc. May 2014 - Present
Cornerstone Home Lending, Inc. June 2013 - May 2014
Sivage Homes July 2012 - May 2013
The Ballet Conservatory of South Texas January 2011 - July 2012
Design At Work July 2009 - March 2010
Perry Homes May 2007 - July 2009
Education
Baylor University
Bachelor of Arts (BA)
Butler University
Ursuline Academy of Dallas
Cornerstone Home Lending, Inc. December 2014 - Present
Solera Mortgage (aka Residential Mortgage of Colorado) April 2011 - January 2015
Bank of America August 2008 - September 2009
Central Bancorp July 2004 - November 2008
North American Mortgages June 2000 - July 2004
Skills
Mortgage Lending, Loans, Risk Management, Credit, First Time Home Buyers, Credit Analysis, Retail Banking
Education
Pikes Peak Community College
Systems Engineer
Cadence Bank, N.A. August 2014 - Present
Cornerstone Home Lending, Inc. April 2014 - August 2014
Interbank Wholesale Mortgage May 2012 - November 2013
RMC Vanguard Mtg Corp April 2006 - May 2012
Skills
Underwriting, Insurance, Residential Homes, Escrow, Employee Benefits, Appraisals, Testing, HUD, Credit, Banking, Credit Analysis, Loan Origination, Refinance, Financial Analysis, Commercial Lending, Credit Risk, Residential Mortgages, USDA, VA loans, RESPA, Government Loans, FHA, Home Equity Loans, Real Estate Financing, Home Equity Lines of..., Post Closing, Down Payment Assistance, USDA Rural Housing, Real Estate, Closings, Loan Documents, Calyx Point, Notary Public
Education
Champions School of Real Estate
Realtor License, Real Estate
American River College
Real Estate
Cornerstone Home Lending, Inc. August 2015 - Present
Sente Mortgage September 2014 - July 2015
Kelly Serivces February 2014 - September 2014
JPMorgan Chase April 2012 - December 2013
Chase October 2007 - December 2013
Washington Mutual 2008 - 2009
Wells Fargo Home Mortgage November 2001 - August 2007
Skills
Loans, Credit, Banking, Mortgage Lending, Loan Origination, FHA, Mortgage Banking, Customer Service, USDA, Refinance, FHA financing, Residential Mortgages, PowerPoint, Microsoft Office, Strategic Planning, Sales Management, Mortgage Underwriting, Government Loans, Construction Loans, Certified Mortgage..., Home Equity Loans
Education
Midwestern State University 1991 — 1996
some Music and Biology Coursework
Cornerstone Home Lending, Inc. August 1996 - Present
Skills
Underwriting, Finance, Mortgage Banking, Loans, Real Estate, Residential Mortgages
Education
Lamar University
Cornerstone Home Lending, Inc. June 2014 - Present
SunTrust Mortgage June 2012 - December 2013
Aerotek (Contractor for Bank of America) August 2011 - June 2012
Flagstar Bank August 2010 - February 2011
Bank of America December 2008 - July 2010
Homecomings Financial July 2005 - October 2008
Skills
Refinance, Loans, Mortgage Banking, Mortgage Lending, Residential Mortgages, FHA, Loan Origination, Credit, Purchase Financing, Underwriting, Mortgage Underwriting, VA Loans
Education
Eastern Washington University
Bachelor of Science, Biology
Cornerstone Home Lending, Inc. February 2010 - Present
Taylor, Bean & Whitaker October 2007 - August 2009
First Magnus Financial January 2004 - August 2007
First Magnus Financial March 2003 - January 2004
Robertson & Anschutz September 2002 - March 2003
Peirson & Patterson July 2001 - September 2002
Skills
Mortgage Lending,..., Residential Mortgages, Mortgage Banking, Loans, Underwriting, Mortgage Lending, FHA, Credit, Credit Analysis, Consumer Lending, Refinance
Education
San Antonio College
The University of Texas-Pan American
Cornerstone Home Lending, Inc. 2013 - Present
Hewlett-Packard via Stafforward October 2012 - Present
Hewlett-Packard via ATP Personnel May 2009 - December 2011
Inventec September 2004 - February 2008
Education
Lone Star College System 2011 — 2013
Associate's degree, Cisco Computer Networking
Nimitz Senior High School 1996 — 2000
Diploma
Cornerstone Home Lending, Inc. February 2011 - Present
Hewlett Packard Company January 2000 - July 2010
Education
Cy-Fair H.S.
Lone Star College System
Accounting
Premier Fidelity Mortgage LLC July 2014 - September 2014
Cornerstone Home Lending, Inc. October 2012 - December 2013
Wells Fargo Home Mortgage June 2009 - October 2012
Skills
Convention Loans, FHA , VA , Texas Vet,..., Purchases, Refinances
Education
Judson High School
Saddleback College
Cornerstone Home Lending, Inc. April 2014 - Present
Warehouse Lending Group, LLC January 2011 - April 2014
Comerica Bank February 2006 - January 2011
Skills
Marketing, Retail Banking, Mortgage Banking, Customer Service, Leadership, Merchandising, Supervisory Skills
Education
Houston Baptist University 2001 — 2006
Bachelor of Business Administration (BBA) and Bachelor of Marketing, Business and Marketing
Annelle Primos and Associates September 2013 - Present
Cornerstone Home Lending, Inc. April 2010 - September 2011
Skills
Customer Service, Microsoft Office, Inventory Management, Microsoft Excel, Sales, Management, Retail, Microsoft Word, Leadership, Team Building
Education
Mississippi College 2005 — 2009
Bachelor of Arts (BA), Writing, General
Clinton High School 2002 — 2005
High School