Experience
Princess Cruises  January 2006 - Present
Countrywide Home Loan Inc   June 2003 - August 2004
RITE AID  February 2000 - June 2003
Boston Market  April 1997 - June 1998
Pizza Hut  February 1992 - April 1997

Skills
Customer Service

Education
University of Phoenix   2005 — 2008
Associate of Arts (AA), Accounting and Business/Management

Experience
Academy Mortgage Corporation  October 2009 - November 2014
Countrywide Home Loan Inc   2006 - 2008

Skills
Microsoft Office, Management, Microsoft Excel, Microsoft Word, Research, PowerPoint, Sales, Leadership, Training, Photoshop, Strategy, Credit, Refinance, Customer Service, Residential Mortgages, Banking, Mortgage Lending, VA Loans, FHA, USDA, Mortgage Banking, Investment Properties, Loan Origination

Education
Brigham Young University
Bachelor's degree, Finance and Financial Management Services

Experience
Sol Appraisals   April 2007 - Present
S.L. Pope & Associates   September 2008 - April 2009
Laguna Real Estate Real Estate Appraisers   October 2005 - April 2007
Countrywide Home Loan Inc   February 2004 - September 2005

Skills
Real Estate, Investment Properties, Property Management, Foreclosures, Real Estate Transactions, Real Estate Economics, Sellers, Brokerage, Investors, Negotiation, Single Family Homes, Buyer Representation

Education
University of San Diego   2001 — 2004
B.A, Business Administration

San Diego Mesa College   1996 — 2001
Associates in Science, Business Administration

Experience
Coldwell Banker Royal Realty  April 2011 - Present
Countrywide Home Loan Inc   April 1990 - 2011

Skills
REO, Single Family Homes, Short Sales, First Time Home Buyers, Investment Properties, Condos, Foreclosures, Investors, 1031 Exchanges, Sellers, Referrals, HUD, Residential Homes, Selling, Real Estate, Listing Homes, Employee Training, Real Estate Financing, Real Property, Luxury, SFR, FHA, Negotiation, National Association of..., Real Estate Transactions, Rentals, Seller Representation, VA Loans, 203K, Relocation, Buyer Representation, New Home Sales, Listings, Buyers, Townhomes

Education
Southwestern Community College District   1986 — 1992

Experience
Bank of America  August 2012 - November 2014
Bank of America  February 2010 - July 2012
Bank of America  June 2009 - January 2010
Countrywide Home Loan Inc   August 2008 - May 2009
Countrywide Home Loan Inc   November 2007 - July 2008
Countrywide Home Loan Inc   July 2007 - October 2007
New Century Mortgage  July 2006 - May 2007

Skills
Microsoft Office, Customer Service, Mortgage Lending, Account Management, Project Management, Microsoft Word

Education
Collin County Community College
Associate's degree, History

Stephen F. Austin State University

Texas State University

Experience
COLDWELL BANKER CALIFORNIA   August 2008 - Present
EQUITY MEDIATION AND ADR SERVICES   February 2009 - 2014
Countrywide Home Loan Inc   June 1995 - 2008
ROADWAY EXPRESS  January 1990 - April 1995

Skills
Contract Negotiation, Negotiation, Budgets, Strategic Planning, Supply Chain, Procurement, Leadership, Contract Management, Real Estate, Cross-functional Team..., Logistics, Management, Sourcing, Process Improvement, Change Management, Business Strategy, Acquisitions, Sales, Project Planning, Project Management, Strategy, Business Planning, Team Building, Management Consulting, Marketing, Business Development, Customer Service, New Business Development, Training, Team Leadership, Marketing Strategy, Team Management, Operations Management, Sales Management, Finance, Program Management

Education
UNIVERSITY   2013 — 2015
MBA

University of Ibadan   1984 — 1988
BA

International School, Ibadan   1983 — 1984

Federal Government College, Ogbomosho   1977 — 1982

University of Benin

Experience
Wells Fargo Practice Finance  June 2015 - Present
Bank of America  August 2009 - June 2015
Finish Line  2008 - 2009
JPMorgan Chase & Co.   2007 - 2008
Residential Finance  2006 - 2007
Countrywide Home Loan Inc   2005 - 2006
FedEx Express  2002 - 2005

Skills
Sales, Financial Risk, Financial Markets, Finance, Construction Loans, Equipment Loans, Project Finance, Project Management, Underwriting, Commercial Banking, healthcare financing, Microsoft Excel, Microsoft Office, Lotus Notes, Employee Training, Client Relations, Relationship Building, Medical Sales, Public Speaking, Strategic Account..., New Business Generation, Customer Service, Strategic Planning, Leadership, Banking, Management, Commercial Lending, Financial Analysis, Business Development, Marketing, Credit, Healthcare, Investment Properties, Loans, Mortgage Lending, Sales Management, Start-ups

Education
Ohio University   2004 — 2005

Marshall University   2002 — 2004

Capital University   2001 — 2002

Experience
Sprint  June 2015 - Present
Champion Chrysler Jeep Dodge  January 2014 - March 2015
MarketStar  September 2013 - November 2013
The Schwan Food Company  January 2013 - September 2013
Infinity Contact  October 2012 - December 2012
Kaplan University  September 2007 - March 2011
ComUnity Lending  October 2006 - July 2007
MILA  October 2004 - October 2006
Countrywide Home Loan Inc   July 2002 - October 2004
Fundmore Lending Services   July 2000 - July 2002

Skills
Sales, Leadership, B2B, Customer Retention, Training, Marketing Strategy, Call Centers, Retail, Cold Calling, Merchandising, E-Learning, E-commerce, Management, Mortgage Lending, Team Building, Coaching, Business Strategy, Wholesale Banking, Mortgage Banking, Retail Sales, E Commerce, Business to Business..., Employee Training, Experienced Trainer, Sales Presentations, Negotiation, Lease Negotiations, Consumer Lending, Automotive Sales...

Education
Kaplan University   2008 — 2015
Associate of Science (A.S.), Business Administration and Management, 2.75

Vincennes University   1992 — 1994
Associate's degree, Radio and Television Broadcasting Technology/Technician

Experience
Paramount Residential Mortgage Group Inc. (PRMG Inc.)   August 2014 - Present
Top Flite Financial  March 2013 - July 2014
Alterra Home Loans  January 2012 - March 2013
Regions Financial Corporation  2008 - 2012
Wells Fargo Home Mortgage  September 2007 - July 2008
Countrywide Home Loan Inc   October 2002 - August 2007

Skills
Refinance, Mortgage Lending, FHA, Mortgage Banking, Loans, Residential Mortgages, Loan Origination, Credit, Banking, First Time Home Buyers, Finance, Real Estate Financing, Investments, Investment Properties, USDA, FHA financing, VA loans, Real Estate, Reverse Mortgages, Customer Service

Education
Florida Atlantic University
Bachelor's Degree, Business, Management, Marketing, and Related Support Services

Experience
BB&T  April 2013 - Present
IBM  January 2011 - April 2013
Bank of America  January 2007 - January 2011
Countrywide Home Loan Inc   January 2000 - January 2007
Goldman Sachs  June 1996 - September 1996

Skills
SQL, Microsoft SQL Server, SSIS, SSRS, Mortgage Banking, C#

Education
UCLA Anderson School of Management   1995 — 1997
MBA, Finance, 3.95

University of California, Los Angeles   1985 — 1987
Master's, Chemical Engineering

Dartmouth College   1981 — 1985
B.S, Chemistry

Experience
Demetree Real Estate Services   January 2012 - Present
Waterstone Mortgage Corporation  December 2009 - December 2011
Countrywide Home Loan Inc   December 2007 - November 2009
Wells Fargo Home Mortgage  November 2005 - December 2007

Skills
Brokerage, Commercial Real Estate, Condos, Customer Service, First Time Home Buyers, Foreclosures, HUD, Investment Properties, Investors, Leases, Loans, Management, Mortgage Lending, Property Management, REO, Real Estate, Real Estate Development, Real Estate Economics, Real Estate Financing, Real Estate Transactions, Relocation, Sales, Sellers, Short Sales, Single Family Homes

Education
Georgia State University   1981 — 1986
Bachelor of Arts, Journalism

Experience
University of Tulsa College of Law  January 2015 - Present
Dowe Land Services   2014 - Present
Oklahoma City University School of Law  2011 - 2013
Jackfork Land, Inc  2008 - 2008
Dowe Appraisals   2001 - 2008
Countrywide Home Loan Inc   1999 - 2000
WMC Mortgage  1998 - 1999

Skills
Legal Research, Chain of Title, Mineral Rights, Microsoft Office, Title Searches, Legal Writing, Public Speaking, HTML, Customer Service, Outlook, Appraisal Skills, Management, Sales, Sales Management, Real Estate Transactions, Software Development

Education
University of Tulsa College of Law   2014 — 2015
Master of Jurisprudence of Energy Law, Candidate 2015

Oklahoma City University School of Law   2011 — 2013
Doctor of Law (J.D.) Candidate

University of Central Oklahoma   2010 — 2011
Bachelor's Degree, General Studies, 3.6

Francis Tuttle Technology Center   2008 — 2010
Certificate, Computer Software Engineering

Oklahoma City Community College
Associate's Degree, Information Technology

Edmond Memorial High

Experience
Rushmore Loan Management Services, LLP  October 2012 - Present
American Home Mortgage Servicing, Inc  May 2009 - October 2012
Special Servicing Loans   December 2007 - April 2009
Fremont Investment and Loan  October 2007 - November 2007
Option One Mortgage Corp  October 2004 - October 2007
Option One Mortgage Corp  January 2004 - September 2004
Countrywide Home Loan, Inc  September 2003 - December 2003
Countrywide Home Loan, Inc  April 2003 - August 2003
Countrywide Home Loan, Inc  November 2002 - March 2003
Countrywide Home Loan, Inc  December 2001 - July 2002

Skills
Microsoft Office, LPS, AS400, Mortgage Servicing, Loan Servicing, Loss Mitigation, Mortgage, Loans, Visio, PeopleSoft, Default, Outlook, FHA, Foreclosures, Process Mapping, Process Improvement, Customer Service, MS Office Suite, Mortgage Lending, Loan Modifications, Risk Management, Asset Management, Short Sales, Portfolio Management, Insurance, Analysis, Mortgage Banking, Loan Origination, Business Process Mapping, IBM iSeries, Underwriting

Education
California State Polytechnic University-Pomona   1998 — 2001
Bachelor of Science, Finance, Real Estate and Law, 3.34

Pasadena City College   1996 — 1998
AA degree, Finance, Real Estate and Law

Experience
Union Pacific Railroad  May 2015 - Present
Union Pacific Railroad  September 2013 - April 2015
Union Pacific Railroad  May 2012 - September 2013
Union Pacific Railroad  January 2011 - April 2012
Union Pacific Railroad  January 2011 - April 2012
Chase  2007 - 2009
Countrywide Home Loan Inc   2005 - 2007
Washington Mutual Finance Co  2002 - 2005
Beneficial Financial Group  1999 - 2002

Skills
Management, Transportation, Freight, Supply Chain, Operations Management, Pricing, Transportation..., Customer Service, LTL, Strategic Planning, Logistics, Leadership, Trucking, Contract Negotiation

Education
Sam Houston State University   2015 — 2017
Master of Business Administration (M.B.A.)

Washington State University - College of Business and Economics
Bachelor's Degree, Business Administration, Management and Operations

Experience
Pleasant Valley School District  February 2014 - Present
Pleasant Valley School District  2008 - 2012
Signed, Sealed, Delivered   2003 - 2008
First Rate Financial Group  2001 - 2003
Chase  2000 - 2001
First Rate Financial Group  1998 - 1999
Countrywide Home Loan Inc   1997 - 1998
Chase  1992 - 1997

Skills
Teaching, Special Education, Public Speaking, Speech, Curriculum Design, Microsoft Office, Microsoft Word, Classroom, Staff Development, PowerPoint, Customer Service, Treatment, Social Media, Autism Spectrum..., Literacy, Microsoft Excel, Healthcare, Program Development, Speech Therapy, Child Development, Elementary Education, Learning Disabilities

Education
California State University-Northridge   2014 — 2017
Master's degree, Communication Disorders and Sciences, Speech-Language Pathology

California State University-Northridge   2011 — 2013
Bachelor's degree, Communication Sciences and Disorders, Speech-Language Pathology

Experience
Bank of America  2012 - 2015
Bank of America  2010 - 2012
Bank of America  2009 - 2010
Countrywide Home Loan Inc   2002 - 2009
Triton Solutions   2001 - 2002
Entrust  1998 - 2001
Nortel  1994 - 1998
Nortel Communication Systems   1986 - 1994

Skills
Finance, Analysis, Leadership, Accounting, Risk Management, Process Improvement, Business Process..., Financial Analysis, Banking, Internal Controls, Loans, Credit, Access, Auditing, Business Analysis, Program Management, Cross-functional Team..., Financial Modeling, Mortgage Lending, Sarbanes-Oxley Act, Account Reconciliation, PeopleSoft, General Ledger, Mortgage Banking, Cash Management, Operations Management, Loan Origination, Executive Management, Mergers & Acquisitions, Strategic Financial..., Financial Risk, Financial Services, Business Strategy, Vendor Management, Financial Reporting, Portfolio Management, Credit Analysis, Commercial Lending, Internal Audit, Managerial Finance, Corporate Finance, Due Diligence, Variance Analysis, Financial Accounting, Underwriting, Consumer Lending, Credit Risk, Investments, Forecasting, Budgets

Education
California State University-Sacramento
Bachelor of Science (B.S.), Accounting

Experience
CVS Health  June 2014 - Present
CVS Health  May 2012 - June 2014
Patterson Gastroenterology   January 2011 - February 2012
Pacific Pulmonary Services  November 2009 - August 2011
P&H Mining Equipment  February 2008 - November 2009
Arizona Home Care  November 2006 - February 2008
Countrywide Home Loan Inc   August 2005 - September 2006
Southwest Student Services Corporation  May 2005 - August 2005

Skills
Invoicing, Healthcare, Outlook, Medicare, Payroll, Medical Billing, Process Improvement, Microsoft Excel, HIPAA, PowerPoint, Microsoft Word, Insurance, Training, Medical Terminology, Microsoft Office, Management, Excel, Medicaid, CPR Certified, TIMS, Word, Zirmed, CPR+, Microsoft SQL Server, Microsoft Access

Education
DeVry University
Bachelor of Science, Business Administration Concentration Health Service Management

Mesa Community College
Associates, General Studies

Experience
Waterstone Mortgage Corporation  Mortgage ConsultantChaseApril 2008 - June 2010
Countrywide Home Loan Inc   January 2003 - April 2007

Skills
Credit, Loan Origination, Refinance, FHA, VA Loans, FHA Financing

Education
Indiana University Bloomington

Brebeuf Jesuit Preparatory School

Experience
Movement Mortgage  July 2012 - Present
Prospect Mortgage  March 2008 - July 2012
Chase  July 2007 - March 2008
American Home Mortgage  2000 - 2007
Countrywide Home Loan Inc   1999 - 2000

Skills
Mortgage Banking, Mortgage Lending, Loans, Leadership, Underwriting, FHA, Loan Origination, Residential Mortgages, Credit, USDA, VA Loans, Credit Analysis, FHA Financing, First Time Home Buyers, Banking, Investment Properties, Mortgage Underwriting, Real Estate, Reverse Mortgages, Finance

Education
University of North Carolina at Charlotte   1993 — 1997

Experience
Fannie Mae  January 2008 - Present
GMAC financial  February 2007 - January 2008
Countrywide Home Loan Inc   2002 - 2007

Education
University of North Texas   2002 — 2004
Master's degree, Criminal Justice, 3.66

University of North Texas   1996 — 1999
Bachelor's degree, Criminal Justice, 3.54

Experience
Digital Insight, an NCR company  July 2013 - Present
Digital Insight, an Intuit company  December 2007 - July 2013
Countrywide Home Loan Inc   November 2003 - November 2007
Move, Inc (formerly Homestore, Inc)   August 1999 - November 2003
Max Media, division of U.S. Sales   1995 - 1999
Georgetown University, West Coast Alumni Office   1989 - 1993
Cystic Fibrosis Foundation  1987 - 1989

Skills
Event Management, Trade Shows, Relationship Management, Payments, Financial Services, Direct Marketing, CRM, Strategic Partnerships, Strategy, Vendor Management, Product Management, Product Marketing, Budgets, Email Marketing, Marketing Management

Education
California Lutheran University
Bachelor’s Degree, Business, Management, Marketing, and Related Support Services, 3.5

Experience
Bank of America  June 1999 - Present
Countrywide Home Loan Inc   June 1999 - June 2008

Skills
Visio, Requirements Analysis, Systems Analysis, Operating Systems, Business Analysis, Requirements Gathering, Enterprise Architecture, Software Project..., SDLC, SQL, Project Management, Integration, IT Strategy, SharePoint

Education
Los Angeles Pierce College
Associate's Degree, Computer and Information Sciences and Support Services

Los Angeles Pierce College
Associate's degree, Business Data Processing/Computer Programming

Experience
Citizens Bank  November 2014 - January 2015
Bank of America  July 2009 - November 2014
Prudential Douglas Elliman RE   March 2008 - July 2009
Countrywide Home Loan Inc   November 2005 - November 2007
Argent Mortgage  December 2003 - November 2005
Deloitte  2001 - 2003

Skills
Mortgage Lending

Education
City University of New York-Herbert H. Lehman College   2000 — 2002

Experience
Guaranteed Rate  July 2015 - Present
Cardinal Health  September 2008 - June 2015
Countrywide Home Loan Inc   May 2003 - September 2008

Skills
Customer Service, Salesforce.com, Process Improvement, Sales Operations, Account Management, Sales, Leadership, Healthcare, Cross-functional Team..., Marketing, Training, Team Building, Management, Medical Devices, Strategic Planning, Time Management, Sales Management, Public Speaking, Outlook, New Business Development, Coaching, Team Leadership, Marketing Strategy, Microsoft Office, Direct Sales

Education
College of Lake County   2013 — 2019

College of Lake County
Current Full Time Student, Business Administration and Management, General

Experience
American Airlines Center  2014 - Present
Dallas ISD  2010 - Present
University of Phoenix  2007 - 2010
Trailblazer  2004 - 2007
Countrywide Home Loan Inc   2001 - 2003
Regulus West / Wells Fargo Bank   1997 - 2002

Education
University of Phoenix   2008 — 2009
Master's degree, Management

Texas Wesleyan University   1997 — 2001
Bachelors of Science, Management of Information Systems

Experience
Eve Hair, Inc.   November 2009 - May 2015
Countrywide Home Loan Inc   January 2001 - November 2008
Daewoo Motor America Inc   October 1997 - November 2000
Blue Cross  November 1995 - October 1997
Litton Data Systems Div   June 1990 - October 1995
Litton Data Systems  June 1982 - January 1989

Skills
Inventory Control System, Custom Software..., eCommerce, EDI, IMS DB/DC, Visual FoxPro, ASP, VB, ASP.NET, MSSQL, ORACLE PL/SQL, C#, COBOL, Microsoft SQL Server, Integration, Visual Basic, Software Development, Business Intelligence

Education
Keller Graduate School of Management of DeVry University.   1999 — 2000
One and half year study, not completed., Master of Network & Communication Management

Seoul National University   1974 — 1978
Bachelor of Science, PhytoPathology

Experience
Interstate Restoration  September 2012 - August 2015
New York Life Insurance Company  August 2010 - September 2012
Bank of America  January 2005 - May 2010
Colorado Capital Bank  July 2007 - June 2008
Countrywide Home Loan Inc   February 2003 - June 2007
Colorado Business Bank  February 2001 - February 2003
Eagle Valley Mortgage   April 1998 - January 2001
Norwest Mortgage  February 1996 - March 1998

Skills
New Business Development, Business Development, Ski, Golf, Hunting, Hiking, Marketing Strategy, Investment Properties, Investments, Selling, Mortgage Lending, Mortgage Banking, Real Estate, Tax, Loans, Marketing, Strategic Planning, Team Building, Contract Negotiation, Event Planning, First Time Home Buyers, Residential Homes, Sales Management, Sellers, Real Estate Transactions, Investors

Education
Springfield College   1987 — 1991
BS, Business Management

Experience
FCI Lender Services Inc.  2015 - Present
Spinnaker Loans   2014 - 2015
Inland Valley Processing   2011 - 2014
HSBC  2007 - 2012
Washington Hill Mutual Homes   2006 - 2007
American Empire Financial   2004 - 2006
CitiMortgage  2002 - 2004
Washington Hill Mutual Homes   2001 - 2002
Countrywide Home Loan Inc   1984 - 2000

Skills
Mortgage Lending, Loan Processing, Mortgage Servicing, Loss Mitigation, Loan Modifications

Education
Los Angeles City College

Experience
Farmers Insurance  June 2015 - Present
Custom Access Programmers   January 2015 - June 2015
Topa Insurance Company  June 2011 - October 2014
Ca Consulting  December 2009 - June 2011
American Reliable Insurance Company  May 2006 - November 2009
Inpulse Response Group  January 2005 - October 2005
Countrywide Home Loan Inc   August 2003 - December 2004

Skills
HTML, Microsoft SQL Server, R&R Report Writer, Windows, VBA, Outlook, Microsoft Word, Microsoft Excel, XML, FTP, Kronos, Oracle, Access 2000, Access 2007, Access 2010, Access 2013, Visual Foxpro, FoxPro Dos, Troubleshooting, SQL, Problem Solving, Databases, SDLC, Data Modeling, Analysis, Data Migration, Data Analysis, Software Development, Data Mining, Visio, Requirements Analysis, Programming, Business Analysis, Database Design, Systems Analysis, Requirements Gathering, Software Documentation, Software Project..., Testing, T-SQL, Data Warehousing, Software Design, Microsoft Project, Operating Systems, Access

Education
California State University-Northridge   1989 — 1994
Bachelor of Science (BS), Mathematics and Computer Science

Experience
Cuffs Industrial LLC   October 2014 - Present
3J Ryan, Inc   July 2013 - October 2014
Padgett Business Services®  December 2012 - July 2013
TechCorr USA, LLC  March 2010 - December 2012
YWCA USA  2007 - 2009
Countrywide Home Loan Inc   January 2004 - January 2006

Skills
Microsoft Office, Microsoft Word, Photoshop, Microsoft Excel, Outlook, Customer Service, Budgets, Team Building, Marketing, Invoicing, Project Planning, Supervisory Skills, Training, Human Resources, Administration, Administrative..., PowerPoint, Strategic Planning, Petroleum, Data Entry

Education
San Jacinto College
Business Administration and Management, General

Milby high school   1992 — 1996

Experience
Pacific Union Financial, LLC  February 2015 - Present
Bank of America  February 2009 - Present
Countrywide Home Loan Inc   October 2005 - February 2009

Skills
Mortgage Lending, Analysis, Credit

Education
Brigham Young University - Idaho   2003 — 2005
Bachelor of Science (BS), Business and Personal/Financial Services Marketing Operations, 3.2 Average

Experience
Nextran Truck Center, Orlando   December 2005 - Present
Countrywide Home Loan Inc   February 2004 - August 2005

Skills
Customer Service, Leadership, Human Relations, Human Resources, Recruiting, Onboarding, Training, Human Resource..., Negotiation, DOT Regulations, Inventory Management, Strategic Planning, Windows Server, Microsoft Office, Microsoft Word, Microsoft Excel, Outlook, AS400 Administration, Lotus Notes, Adobe Acrobat, Programming, Computer Hardware, Computer Repair, Program Management, Logistics

Education
University of Central Florida   2014 — 2017
Master’s Degree, Human Resources Management/Personnel Administration, General

University of Central Florida   2012 — 2014
Bachelor’s Degree, Human Resources Management and Services, 3.8 GPA

Valencia College   2008 — 2012
Associate’s Degree, Accounting Technology/Technician and Bookkeeping, 3.7

Valencia College   2008 — 2012
Associate’s Degree, Business Administration and Management, General, 3.7

Experience
BBVA Compass  November 2011 - Present
BBVA Compass  September 2010 - November 2011
BBVA Compass  August 2007 - September 2010
Countrywide Home Loan Inc   May 2005 - August 2007

Skills
Loans, Banking, Loan Origination, Commercial Banking, Small Business Lending, Cross Selling, Mortgage Lending, Retail Banking, Portfolio Management, Business Development, Investments, Sales Management, Multi-cultural Team..., Household Acquisition, Outside Business..., Lead Management

Education
The University of Texas at Dallas
Bachelor of Science in Business Administration, Business Administration, Management and Operations, Accounting, Finance

Experience
Born Free Cycles   May 2013 - Present
Bank of America  February 2011 - February 2015
LegalZoom  November 2007 - January 2011
Countrywide Home Loan Inc   November 2007 - January 2011

Education
Los Angeles Mission College   2008 — 2015
Associate's degree, 3.5