Experience
Residential Mortgage Services, Inc. -- NMLS#1760   July 2014 - Present
Fulton Bank, Mortgage Division  November 2008 - July 2014
Countrywide Home Loans (Bank of America)   1999 - 2008
Keystone Financial Mortgage (Pennsylvania National Bank)   1997 - 1999
Sovereign Bank (Santander)   1996 - 1998

Skills
Mortgage Banking, Funding, Refinance, FHA, VA loans, Mortgage Lending, Loans, Credit Analysis, Credit, First Time Home Buyers, Foreclosures, Banking, Certified Mortgage..., Condos, Construction Loans, FHA financing, Finance, Government Loans, Investment Properties, Loan Origination, Mortgage Underwriting, Residential Homes, Residential Mortgages, USDA, Underwriting, Consumer Lending, Reverse Mortgages, Single Family Homes, Short Sales, Commercial Mortgages, Lines Of Credit, Investors, Commercial Lending, Small Business Lending, FHA Financing, VA Loans

Education
Kutztown University of Pennsylvania   1993 — 1996
BS, EDUCATION

Montgomery County Community College   1990 — 1993
Associate's degree, General Studies

Methacton High School   1986 — 1990
Diploma

Experience
PennyMac  January 2011 - Present
Creative One Marketing and Business Solutions   2007 - January 2011
Countrywide Home Loans (Bank of America)   1996 - 2007
Tree of Life  February 1994 - March 1996
Pritikin Longevity Centers and Ocean View Medical Group   June 1987 - January 1994

Skills
Print Management, Supplies, Commodity, Direct Mail, Strategic Sourcing, Global Sourcing, Vendor Relations, Vendor Management, Supplier Management, Procurement, Sourcing, Process Improvement, Supply Chain, Analytics, Contract Management, Contract Negotiations, Cost Reduction, Change Management, Supply Management, Budgets, Risk Management, CRM, Management, Marketing, Analysis, Strategy, Cross-functional Team..., Finance, Leadership, Purchasing, Operations Management, Contract Negotiation, Supply Chain Management, Forecasting, Team Building, Business Development, Continuous Improvement, Logistics, Negotiation, Strategic Planning, B2B, Outsourcing, Coaching, Warehousing

Education
California State University-Northridge   1996 — 1998
Purchasing Management Certification, College of Advanced learning

Grant High School

Experience
Superior Industries International, Inc.   January 2011 - Present
International Rectifier  August 2010 - December 2010
Superior Industries International, Inc.   September 2007 - August 2010
Countrywide Home Loans (Bank of America)   November 2004 - September 2007
Health Net  September 2003 - November 2004

Skills
Cash Management, Financial Analysis, Treasury Management, Risk Management, Process Improvement, Analysis, Internal Controls, Management, Cash Flow Forecasting, Treasury, Strategy, Leadership, Project Management, FX Hedging, Banking Relationships, Business Process..., Foreign Exchange, Change Management, Insurance, Team Building, Microsoft Excel, Consensus Building, Insurance Risk, Liquidity Management, Crystal Reports, System Administration, PowerPoint, Access, Outlook, Foreign Exchange..., Disaster Recovery, Sense of Humor, Troubleshooting, MS Project, Process Automation, Customer Service, Microsoft Office, Microsoft Word, Domestic and..., Treasury Operations..., Letter of Credit, Short-Term Debt..., Excel, Word, Account Analysis, Treasury Systems, Short-Term Investment..., Problem Solving, Finance, Banking

Education
Pepperdine University, The George L. Graziadio School of Business and Management
Master of Business Administration (MBA), Business Administration and Management, General

Brigham Young University
Bachelor of Science (B.S.), Geography/English

Experience
Walz Group, LLC.   May 2014 - Present
Walz Group, LLC.   September 2012 - Present
C2:8 and NOTW   June 2005 - August 2012
C2:8 and NOTW   June 2005 - June 2008
GTECH  June 2000 - June 2005
GTECH  2003 - 2005
Countrywide Home Loans (Bank of America)   1996 - 1999
Arthur Anderson LLP.  June 1995 - June 1996
Grant Thornton LLP  August 1993 - June 1995

Skills
Forecasting, Strategic Planning, Budgets, Accounting, Managerial Finance, Start-ups, Financial Reporting, Sarbanes-Oxley Act, Process Improvement, Financial Analysis, Team Building, Sarbanes-Oxley, Internal Controls, Income Statement, Account Management, Business Development, Program Management, New Business Development, Risk Management, Business Strategy, Operations Management, Management, Strategy, Finance, Mergers & Acquisitions, Leadership, Auditing, Analysis, Cash Management, Banking, Business Intelligence, Human Resources, Due Diligence, Cash Flow, Executive Management, Cost Accounting, Business Process..., GAAP, Internal Audit, General Ledger, Financial Modeling, Insurance, Strategic Financial..., Private Equity

Education
University of Southern California   1989 — 1993
Bachelor of Science (B.S.), Accounting

Experience
Bank of America  July 2014 - March 2015
Bank of America  July 2010 - July 2014
Bank of America  April 2009 - July 2010
Countrywide Home Loans (Bank of America)   2004 - April 2009
Countrywide Home Loans (Bank of America)   2003 - 2004
Countrywide Home Loans (Bank of America)   2000 - 2003
Sears, Roebuck and Co.   1993 - 1996
Sears, Roebuck and Co.   1991 - 1993
Sears, Roebuck and Co.   January 1989 - 1991
Sears, Roebuck and Co.   1987 - January 1989

Skills
SDLC, Quality Center, Requirements Analysis, Business Analysis, Requirements Gathering, Software Project..., User Acceptance Testing, Process Improvement, Vendor Management, Financial Analysis, Financial Reporting, Human Resources, PDWare, Agile & Waterfall..., Sales Management, Operations Management, Employee Engagement, Customer Relations, Auditing, Business Process..., Software Quality..., Project Management, HP Quality Center

Education
DeVry Institue of Technology
Bachelor’s Degree, Telecommunications Management, Summa Cum Laude (4.0/4.0)

University of Miami
Bachelor’s Degree, French Language and Literature, 3.2