Covenant Mortgage
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Covenant Mortgage Employees
Mortgage Master, Inc. August 2013 - Present
Covenant Mortgage September 2012 - August 2013
Wells Fargo Home Mortgage 2005 - 2011
Education
University at Albany, SUNY 1992 — 1994
M.A., Political Science
University of Massachusetts, Amherst 1988 — 1992
B.A., Political Science
William Raveis-Real Estate, Mortgage, Insurance September 2013 - Present
Covenant Mortgage February 2013 - August 2013
GFI Mortgage Bankers, Inc. July 2010 - January 2013
Threshold Financial Corp. D.B.A. Threshold Mortgage Company 1994 - 2010
Skills
Banking, Mortgage Lending, Residential Homes, Loans, Mortgage Banking, Real Estate Transactions, New Business Development, Loan Origination, Real Estate, Underwriting, Credit, Real Estate Financing, Strategic Planning, Credit Analysis, Refinance, FHA, Residential Mortgages, Investment Properties, First Time Home Buyers, Contract Negotiation, Sellers, Commercial Lending, Property, Leases, Commercial Mortgages, Investments, Investors, Short Sales, Loss Mitigation, REO, Condos, Real Estate Economics, Property Management, Selling, Construction Loans, VA loans, Referrals, Reverse Mortgages, Due Diligence, Foreclosures, Relocation, USDA, Single Family Homes, Real Estate Development, FHA financing, Commercial Real Estate, Brokerage, Portfolio Management, Sales
Education
The University of Connecticut 1987 — 1991
Economics
Covenant Mortgage Senior Loan OfficerMac MortgagesJanuary 2001 - March 2010
Education
Universidade dos Açores 1987 — 1989
Economics
Covenant Mortgage July 2011 - September 2013
The Mortgage Group LTD. February 2010 - July 2011
Accutrust Mortgage, Inc. 2010 - 2011
Infinity Mortgage Company Inc. January 2009 - January 2010
Skills
Mortgage Lending, FHA, Mortgage Banking, USDA, Refinance, Loan Origination, Short Sales, New Home Sales, Residential Homes, Residential Mortgages, FHA financing, Credit Analysis, Certified Mortgage..., Investment Properties, Selling, Referrals, Real Estate Transactions, Mortgage Underwriting, REO, Investors, First Time Home Buyers, Banking, Foreclosures, Condos, Real Estate, Loans, Relocation, HomePath, Underwriting, VA loans, Mortgage Servicing, Government Loans, Mortgage Marketing, Sales, Credit, Construction Loans, Real Estate Financing, USDA Rural Housing, Reverse Mortgages, Loss Mitigation, HUD, FHLMC, Wholesale Lending, FNMA, Real Estate Economics, Commercial Mortgages, Consumer Lending, Rates
Education
Merrimack College 1984 — 1987
Babson College 1982 — 1984
Nichols College 1981 — 1983
InfoReliance June 2011 - Present
Spectra Funding Inc. February 2010 - August 2013
Covenant Mortgage November 1999 - July 2010
Skills
Process Improvement, Program Management, SharePoint, Requirements Analysis, Business Analysis, Customer Service, Analysis, Project Management, Leadership, Change Management, Risk Management, Integration, Management, Cross-functional Team..., PMP, Information Assurance, IT Strategy, Government, Software Documentation, Software Project..., Business Development, IT Management, Team Leadership, SDLC, Project Planning, Vendor Management, Cloud Computing, Strategy, Training, Strategic Planning, Management Consulting
Education
Grove City College
Accounting
Bank of America November 2014 - Present
JPMorgan Chase June 2011 - November 2014
Covenant Mortgage January 2010 - June 2011
Chase Home Finance December 1990 - January 2010
JPMorgan Chase 1990 - 2009
Chase Home lending 1990 - 2009
Chase 1999 - 2005
Skills
Credit, Mortgage Underwriting, Loan Origination, Mortgage, Mortgage Industry, Loans, Mortgage Lending, FHA, Consumer Lending, VA, Refinance, Conventional, Purchase, Conforming, Cross Selling, Origination, Banking, First Time Home Buyers, USDA, Mortgage Banking, VA loans, Residential Mortgages, Sales, Home Equity Lines of..., Underwriting, Reverse Mortgages, Investment Properties, Loss Mitigation, Commercial Lending, Referrals, Credit Analysis, FHA financing, Home Equity Loans, Wholesale Lending, Commercial Mortgages, Government Loans, Real Estate, Financial Analysis, Construction Loans, Real Estate Financing, Investments, Certified Mortgage..., FHA Financing, VA Loans
Education
Johnson and Wales University 2007 — 2009
MBA, Marketing
Providence College 1976 — 1980
BS, Business Management
Hendricken 1972 — 1976
Magnolia Properties April 2014 - Present
Digital Risk January 2013 - April 2014
Bank of America March 2010 - December 2013
Prudential Network Realty March 2006 - August 2010
Covenant Mortgage March 2004 - March 2007
Skills
NMLS Licensed, National Association of..., Short Sales, New Home Sales, Mortgage Lending, Loans, First Time Home Buyers, Refinance, Credit, Investors, Real Estate, Sellers, Foreclosures, FHA, Investment Properties, Sales, Residential Homes, REO, Single Family Homes, Investments, Buyers
Education
Jacksonville University 2010 — 2014
Bachelor of Business Administration (BBA), Finance, General, 3.67
FAMB 2004 — 2004
Loan Officer, Mortgages
Avaya June 2015 - Present
Coverall Health-Based Cleaning System February 2014 - June 2015
Bluegreen Vacations October 2012 - February 2014
AT&T September 2011 - October 2012
Virginia College October 2008 - April 2012
Covenant Mortgage July 2006 - April 2008
Countrywide December 2004 - June 2006
Wells Fargo Financial February 2003 - June 2004
Florida National Guard January 2000 - January 2004
Skills
Mortgage Lending, Finance, Credit, Customer Service, Leadership, Training, Marketing, Account Management, Customer Retention, Budgets, Time Management, Sales, Team Building, Sales Management, Cold Calling, B2B, Business Development, Customer Satisfaction
Education
Troy University 2010 — 2012
Master of Business Administration (M.B.A.), Business Administration and Management, General, 3.4
University of West Florida 1999 — 2002
BSBA Marketing, Business and Marketing
Century 21 AdVenture Redwood February 2005 - Present
Century 21 Cardinal realty February 2004 - September 2012
Covenant Mortgage August 2002 - July 2003
Skills
Short Sales, Foreclosures, REO, First Time Home Buyers, Relocation, Listings, Investment Properties, Buyer Representation, Sellers, Single Family Homes, New Home Sales, SFR, Investors, ABR, Referrals, Real Estate, Condos, Move Up Buyers, Real Property, HUD, Luxury, Rentals, Real Estate Transactions, Mortgage Lending, New Homes, Property Management, Residential Homes, Buyers, Townhomes
Education
Troy University
Bachelor of Science (BS)
Troy University
Skyline Home Loans December 2013 - Present
Covenant Mortgage January 2008 - December 2013
Capital Funding Group January 2005 - December 2007
Skills
Mortgage Lending, Finance, Loans, Project Management, Sales, Real Estate, VA loans, Convenational Loans, FHA, Purchase loans, Refinance, Mortgage Banking, VA Loans, Residential Mortgages, First Time Home Buyers, Credit, FHA Financing, Loan Origination, Reverse Mortgages
Education
Texas A&M University 1975 — 1979
Biomedical Sciences, General
Winston Churchill High School 1972 — 1975
Progressive Medical Center August 2015 - Present
Follow April 2009 - September 2015
Mansfield Oil Company April 2014 - August 2015
Streamline Health January 2013 - November 2013
Covenant Mortgage May 2005 - August 2010
WWXL Radio April 2000 - December 2004
Skills
Digital Marketing, Marketing, Marketing Strategy, Digital Strategy, Web Development, Web Design, Social Media Marketing, Creative Strategy, Corporate Branding, Creative Direction, Marketing Communications, Sales, Email Marketing, User Interface, User Experience, CMS, Marketing Research, Integrated Marketing, SEO, Social Media, Management, Graphic Design, Advertising, WordPress, Adobe Creative Suite, Social Networking, HTML, Advanced CSS, CSS, jQuery, JavaScript, Online Marketing, XML, Online Advertising, Photoshop, Microsoft Office, Content Management, Pardot, Google Analytics, Google Adwords, CRM, Editing, HTML 5, CSS3, PHP, Analytics, Business Intelligence, Salesforce.com, Leadership
Education
Middle Tennessee State University 2001 — 2002
Bachelor's degree
Eastern Kentucky University 1999 — 2001
Bachelor's degree
Westwood College of Technology 2002 — 2004
Bachelor's degree
Covenant Mortgage Director of OperationsHale and Cox, LLCJanuary 1997 - July 2007
Education
Texas A&M University 1980 — 1982
Covenant Mortgage October 2003 - Present
NE Moves Mortgage January 2001 - August 2003
DeWolfe Mortgage Services September 1993 - January 2001
Education
Franklin Pierce University 1982 — 1984
BS, Economics, Accounting
Law Office of Jane Innamorati November 1995 - Present
Covenant Mortgage 2010 - 2013
Clinton Savings Bank 2001 - 2011
Sovereign Bank 1998 - 2011
Atlantic Union College September 1998 - May 1999
Skills
Real Estate Transactions, Contract Review and..., Research and Writing, Licensing Agreements, Real Estate, Contract Negotiation, Negotiation, Licensing, Research, Trademarks
Education
Franklin Pierce Law Center 2007 — 2009
Software Licensing and Technology Licensing
University of Utah 1984 — 1987
J.D., Business, Law
LoanSouth Mortgage August 2012 - Present
Covenant Mortgage December 2010 - March 2011
Education
Georgia State University
Atlantic Home Lending Loan AnalystConsolidated Mortgage ServicesApril 2009 - December 2009
Covenant Mortgage January 2009 - April 2009
Consolidated Mortgage Services November 2008 - December 2008
Patriot Funding December 1997 - October 2008
Education
University of Massachusetts Dartmouth 1990 — 1994
BS, Finance