Difference Financial & Insurance Services

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Difference Financial & Insurance Services Employees

Employee
Years
Job
Industry
STEVE BARTER JR STEVE BARTER JR Bakersfield, California Area Details
STEVE BARTER JR's Difference Financial & Insurance Services Experience May 2014 - Present
Job Agent
Industry Financial Services
Experience
Difference Financial & Insurance Services   May 2014 - Present
Triangle Eye Institute  July 2013 - Present

Skills
Fixed Annuities, Retirement Planning, College Savings Plans, IRAs, Roth IRA, Life Insurance, Financial Planning, Leadership, Sales, Retirement, Social Networking, Financial Services, Insurance, Customer Service, Strategic Planning, Team Building, Public Speaking

Education
East Bakersfield High School   1987 — 1991

Bakersfield College

Alvin Arquisola Alvin Arquisola Hawthorne, California Details
Alvin Arquisola's Difference Financial & Insurance Services Experience May 2011 - February 2013
Job Account Coordinator at The Hoyt Organization
Industry Public Relations and Communications
Experience
The Hoyt Organization  July 2014 - Present
Conado Communications   May 2014 - Present
ragerestRPT   March 2014 - September 2014
LAGRANT COMMUNICATIONS  January 2014 - July 2014
LAGRANT COMMUNICATIONS  April 2013 - July 2014
Sears Holdings Corporation  May 2012 - June 2013
Difference Financial & Insurance Services   May 2011 - February 2013
Legacy Full Circle Financial & Insurance Services  December 2010 - April 2011
World Financial Group (WFG)   June 2009 - December 2010

Skills
Press Releases, Marketing, Public Relations, Facebook, Customer Service, Social Media, Integrated Marketing, Media Relations, Copywriting, Social Networking, Blogging, Newsletters, Creative Writing, Sales, Advertising, Financial Services, Microsoft Office, Event Planning, Social Media Marketing, Strategic Communications, Marketing Communications, Pitching Media, Microsoft Excel, PowerPoint, Microsoft Word, CisionPoint

Education
California State University-Dominguez Hills   2009 — 2013
Communications, Public Relations, Advertising, and Applied Communication

Bishop Montgomery High School   2005 — 2009
Diploma

Latrice Williams Latrice Williams Greater San Diego Area Details
Latrice Williams's Difference Financial & Insurance Services Experience April 2014 - Present
Job Financial Literacy Educator & Coach
Industry Financial Services
Experience
CHARM University   November 2014 - Present
Difference Financial & Insurance Services   April 2014 - Present
Ashford University  September 2013 - October 2014
Caring Family Network  April 2012 - September 2013

Skills
Coaching, Nonprofits, Time Management, Life Coaching, Social Networking, Small Business, Child Development, Teaching, Customer Satisfaction, Customer Retention, Creative Writer, Entrepreneurship, Customer Service, United States Navy, Education, Motivational Speaking, Workshop Development, Parent Coaching, Finance, Life Insurance, Strategic Financial..., Sales, Leadership, Microsoft Office, Public Speaking, Staff Development, Team Building, Training, Leadership Development, Writing, Mentoring

Education
Ashford University   2015 — 2017
Master of Business Administration (MBA), Finance, General

Ashford University   2011 — 2013
Master of Arts in Education, Family and Community Services, 3.5

Walden University   2007 — 2010
Bachelor's degree, Child Development

Paul-Anthony Coronado Paul-Anthony Coronado Greater San Diego Area Details
Paul-Anthony Coronado's Difference Financial & Insurance Services Experience April 2015 - Present
Job Entrepreneur, Recruiter,
Industry Financial Services
Experience
Difference Financial & Insurance Services   April 2015 - Present
Coronado Financial Company   January 2006 - Present
"Summit Realty Group - Virtual Brokerge".   September 2011 - May 2014
World Financial Group (WFG)   2007 - 2009
American Mortgage And Credit   1997 - 2007

Skills
Real Estate, Sellers, Residential Homes, Mortgage Lending, Investment Properties, REO, Commercial Real Estate, First Time Home Buyers, Foreclosures, Investors, Short Sales, Commercial Mortgages, Loans, Sales, New Home Sales, Single Family Homes, Real Estate Transactions, Referrals, Small Business, Relocation, Buyer Representation, Listings, Real Estate Financing, SFR, Luxury, Real Estate Economics, Selling, Team Building, Refinance, Leadership Development, Recruiting, Real Estate Development, Income Properties, Commercial Lending, Business Expansion, Professional Mentoring, Team Mentoring, Real Estate Agent..., Leadership

Education
San Joaquin Delta College

daniel langford daniel langford San Diego, California Details
daniel langford's Difference Financial & Insurance Services Experience September 2012 - Present
Job Assistant General Manager at Landmark Aviation~SAN
Industry Aviation & Aerospace
Experience
Landmark Aviation  February 2014 - Present
Difference Financial & Insurance Services   September 2012 - Present
Spirit of Texas Bank  September 2013 - February 2014
Epsilon Systems Solutions, Inc.   January 2012 - July 2013
United States Marine Corps  July 2004 - July 2011

Skills
Strategic Financial..., Financial Services, Small Business..., Small Business Lending, Retirement Planning, Licensed Life Insurance..., Investment Strategies, Training, Finance, Entrepreneurship, Small Business, Start-ups

Education
American Military University   2008 — 2012
Bachelor of Arts (BA), Criminal Justice/ Leadership Management

Willis High School   2000 — 2004

Dago Zuniga Dago Zuniga Hermosa Beach, California Details
Dago Zuniga's Difference Financial & Insurance Services Experience April 2011 - Present
Job Founder & CEO
Industry Financial Services
Experience
DIFFERENCE Financial & Insurance Services   April 2011 - Present
DFIS, Inc   February 2004 - December 2010
Raytheon  2000 - 2005

Skills
Insurance, Strategic Financial..., Team Building, Public Speaking, E-commerce, Portfolio Management, Investments, Sales, Program Management, Leadership, Marketing, Product Design, Retirement Planning, Start-ups, Systems Engineering, Financial Services, Finance, Entrepreneurship, Business Strategy, Business Development

Education
Cal State University, Long Beach   2003 — 2005
MS, Mechanical Engineering

USC   2001 — 2002
MS, Mechancial Engineering

University of California, Santa Barbara   1995 — 2000
BS, Mechanical Engineering

Albert Cardiel Albert Cardiel Bakersfield, California Details
Albert Cardiel's Difference Financial & Insurance Services Experience October 2012 - Present
Job Independent Owner
Industry Financial Services
Experience
Difference Financial & Insurance Services   October 2012 - Present
Freedom Equity Group  November 2008 - November 2012

Skills
Insurance, Retirement Savings, College Savings Plans, Fixed Annuities, Index Universal Life, Tax Reduction, IRA Planning, Insurance Planning, Income Planning, Estate Planning, College Planning

Education
University of Phoenix
Bachelor's of Business Management

Lamond Murray Lamond Murray Greater Los Angeles Area Details
Lamond Murray's Difference Financial & Insurance Services Experience March 2012 - Present
Job NBA Legend, President of Real Run Academy senior associate Difference financial
Industry Sports
Experience
Difference Financial & Insurance Services   March 2012 - Present
NCSA Athletic Recruiting Network  November 2011 - Present
Real Run Academy   April 2007 - Present
Muharraq Basketball   2009 - 2011
CBA: Chinese Basketball Association   2007 - 2008
NBA  1994 - 2006

Skills
Athlete Development, Athletic Recruiting, Professional Speaker, Educational Speaker, Professional Sports, Strategic Financial..., Fitness, Sports, Sports Coaching, Motivational Speaking, Sports Management, Athletics, Time Management, Sports Marketing, Recruiting, Public Speaking, Basketball, Athletic Training, Coaching, Football, Fundraising, Soccer, Sponsorship, Tennis

Education
UC Berkeley   1991 — 1994

Norberto Armas Norberto Armas Greater Los Angeles Area Details
Norberto Armas's Difference Financial & Insurance Services Experience January 2011 - Present
Job Marketing Director at Difference Financial & Insurance
Industry Financial Services
Experience
Difference Financial & Insurance Services   January 2011 - Present

Skills
REIT, Strategic Financial..., Real Estate Private..., Financial Planners, Fixed Annuities, Investments, Retirement, Retirement Planning, Term Life Insurance, Investment Management, Life Insurance, Financial Analysis, Sales, Customer Service, Financial Planning, Leadership, Microsoft Excel, Microsoft Office, Public Speaking, Strategic Planning

Education
Cerritos College

Karlo Salgado Karlo Salgado Greater San Diego Area Details
Karlo Salgado's Difference Financial & Insurance Services Experience November 2011 - Present
Job Entrepreneur Difference Financial & Insurance Services
Industry Financial Services
Experience
Difference Financial & Insurance Services   November 2011 - Present
United States Marine Corps  June 2011 - September 2013
Transamerica Financial Advisors, Inc.   June 2004 - April 2009

Skills
Military Transition, Military, Career Transitioning, Government, Security Clearance, Military Operations, Veterans Benefits, Veterans Administration, Career Counseling, Public Speaking, Sales Presentations, Sales Management, Sales, Marketing, Marketing Management, Internet Entrepreneur, Entrepreneurship, Entrepreneurship..., Financial Services, Business Coaching, Professional..., Building Relationships, Business Networking, Social Networking, Recruiting, Passion for Helping..., Inspiring People, Salesforce Training, Marine Corps, Personal Development, Wealth Management, Indexed Annuities, 401k Rollovers, Wealth Accumulation, Client Rapport, Event Planning, Licensed Life Insurance..., Organizational..., Exceptional People..., tax advantaged investing, Indexed Universal Life, Life insurance w/..., Military Experience, Small Business, Coaching, Resume Writing, Staff Development, Training, Conflict Resolution, Employee Training

Education
Chaminade University of Honolulu   2009 — 2011
Unfinished, Philosophy and Religious Studies

Chaminade University of Honolulu   2009 — 2011
Philosophy

Gordon Chavez Gordon Chavez Greater San Diego Area Details
Gordon Chavez's Difference Financial & Insurance Services Experience July 2015 - Present
Job Partner, Left Coast Family
Industry Marketing and Advertising
Experience
Difference Financial & Insurance Services   July 2015 - Present
Printing Solutions Escondido   November 2010 - Present
Left Coast Gear   January 2009 - Present
Left Coast Family   January 2009 - Present
Elevated Media, Inc.   January 2009 - June 2010
Imagen Graphic Design   January 2004 - December 2008

Skills
Graphic Design, Photoshop, Creative Direction, Web Design, Advertising, Graphics, Online Marketing, Social Media, Social Media Marketing, Marketing, Apparel, Online Advertising, Banners, Email Marketing, Facebook, Social Networking, Art Direction, Logo Design, Brand Development, Marketing Communications, Marketing Strategy, Illustrator, Corporate Branding, Adobe Creative Suite, InDesign, Corporate Identity, Brochures, Branding, Creative Strategy, Typography, Layout, Mac, Concept Development, Posters, WordPress, Visual Communication, Catalogs, Illustration, Business Cards, Flyers, Collateral, Stationery, Image Manipulation, Visual Identity, Pre-press, Digital Illustration, Creative Services, Image Editing, Communication Design, Brand Implementation

Education
MiraCosta College   2006 — 2008
Graphic Design

Whitney Vandemerwe Whitney Vandemerwe San Diego, California Details
Whitney Vandemerwe's Difference Financial & Insurance Services Experience October 2014 - Present
Job Financial & Insurance Professional at Difference Financial & Insurance Services
Industry Military
Experience
Difference Financial & Insurance Services   October 2014 - Present
US Navy  April 2009 - April 2013
THQ  August 2007 - April 2009

Skills
Navy, Military, Security Clearance, DoD, Military Experience, National Security, Top Secret, Intelligence Analysis, Information Assurance, Military Training, Bug Tracking, Xbox 360, Video Games, DevTrack, Test Planning, COMSEC, SIGINT, Intelligence

Education
Navy Intelligence School   2009 — 2009

San Diego Mesa College
Computer Programming

Adriana Cantu Adriana Cantu San Diego, California Details
Adriana Cantu's Difference Financial & Insurance Services Experience March 2013 - Present
Job I coach athletes to master their mind game
Industry Sports
Experience
Resilient Athlete Training   April 2015 - Present
Difference Financial & Insurance Services   March 2013 - Present
Defense Contract Audit Agency  August 2014 - April 2015
U.S. Navy Fleet Combat Camera Group Pacific   March 2012 - April 2014
US Navy  October 2010 - April 2014
U.S. Immigration and Customs Enforcement (ICE)   November 2012 - April 2013
Tesoro  April 2010 - October 2010
McAuley Woods & Associates  June 2009 - July 2009
RSUI Group, Inc.   May 2009 - June 2009

Skills
Budgets, Team Leadership, Leadership, Microsoft Excel, Public Speaking, Microsoft Office, Higher Education, Customer Service, Event Planning, Training, Government

Education
University of Redlands   2014 — 2016
Master of Business Administration (MBA), Finance

St. Mary's University   2006 — 2010
BBA, Corporate Finance & Risk Management/Financial Services

Keller Graduate School of Management of DeVry University
Master of Science in Accounting

Defense Information School

Christine G. Regadio-Auberry Christine G. Regadio-Auberry Cerritos, California Details
Christine G. Regadio-Auberry's Difference Financial & Insurance Services Experience May 2011 - Present
Job Operations Specialist at Sephora
Industry Retail
Experience
SEPHORA  June 2014 - Present
Difference Financial & Insurance Services   May 2011 - Present
Starbucks Coffee Company  October 2003 - June 2014
Gap Inc.  October 1998 - December 2003

Skills
Merchandising, Inventory Management, Customer Service, Scheduling, Visual Merchandising, Increasing Sales, Partner Development, Management

Education
California State University-Long Beach   1996 — 2007
B.A., Family & Consumer Sciences (Option in Consumer Affairs)

Francesco Baglieri Francesco Baglieri San Francisco Bay Area Details
Francesco Baglieri's Difference Financial & Insurance Services Experience September 2014 - Present
Job Kitchen and Bathroom Sales Consultant
Industry Professional Training & Coaching
Experience
IKB Stone   June 2015 - Present
Difference Financial & Insurance Services   September 2014 - Present
College Money Pros   April 2014 - Present
Afford College Now Financial Aid Services   August 2012 - Present
Meals On Wheels of San Francisco, Inc.   2014 - January 2015
San Francisco and Marin Food Banks   September 2013 - January 2015
Good Samaritan Family Resource Center  March 2010 - November 2012
Stonestown YMCA  September 2008 - July 2009
Consumer Credit Counseling Service of San Francisco  March 2007 - July 2008
Connecting Point Communications  September 2006 - December 2006

Skills
Training, Credit, Nonprofits, Spanish, Higher Education, Student Financial Aid, Financial Services, Social Services, Educational Workshops, College Savings Plans, College Education..., College Funding..., College Applications, Money Management, Community Outreach, Program Development, Fundraising, Community Development, Public Relations, Management, Volunteer Management, Public Speaking

Education
San Francisco State University   2001 — 2007
BA, Speech and Communications

City College of San Francisco   2013 — 2014
Community Mental Health Certificate Program, Community Mental Health Certificate Program

Autumn DeCosta Autumn DeCosta Folsom, California Details
Autumn DeCosta's Difference Financial & Insurance Services Experience September 2015 - Present
Job Work For Warriors
Industry Military
Experience
Difference Financial & Insurance Services   September 2015 - Present
California Air National Guard  January 2008 - Present
doTERRA http://mydoterra.com/autumnhdecosta   January 2011 - Present
Capt Autumn DeCosta   February 2010 - July 2015
California Air National Guard Yellow Ribbon Reintegration   January 2010 - July 2013

Skills
Coaching, Personal Development, Training, Team Building, Leadership Development, Military, Time Management, Performance Management, Team Leadership, Management, Conflict Resolution, Executive Coaching, Workshop Facilitation, Career Development, Employee Training, Public Speaking, Career Counseling, Organizational..., Change Management, Business Coaching, Event Planning, Recruiting, Program Management, Management Development, Staff Development, Small Business, Nonprofits, Strategic Planning, Leadership, Social Media, Management Consulting, Organizational..., Training Delivery, Talent Management, Government, Entrepreneurship, Teaching, Interviews, Community Outreach, Employee Engagement, Emotional Intelligence, Customer Service, Succession Planning, Instructional Design, Process Improvement, Life Coaching, Motivational Speaking, Social Networking, Human Resources, Employee Relations

Education
American InterContinental University
MBA, Human Resource Management

Oregon Institute of Technology
BS, Communication Studies

Stephen Ureña Stephen Ureña Greater San Diego Area Details
Stephen Ureña's Difference Financial & Insurance Services Experience March 2013 - 2014
Job .
Industry Marketing and Advertising
Experience
Law offices of Pieter Speyer   July 2014 - Present
South Bay Community Services  August 2014 - November 2014
Difference Financial & Insurance Services   March 2013 - 2014
U.S. Immigration and Customs Enforcement (ICE)   November 2008 - July 2013

Skills
Administration, Customer Service, Policy, Analysis, Access, Government, Strategic Planning, Fleet Management, Account Reconciliation, Accurate Data Entry, Microsoft Office, Employee Relations, Data Entry, Teamwork, Organizational..., Human Resources, Federal Government, Immigration Law, Outlook, Microsoft Excel, Office Administration, Equity Indexed Annuities, Index Universal Life, Term life insurance, HTML 5, CSS, Web Development, Server Side Programming, Web Design, Cloud Computing, Cloud Applications, Programming Languages, Programming

Education
Southwestern Community College District   2012 — 2015
Transfer Studies-SDSU, Economics

University of California, San Diego   2009 — 2012

San Ysidro High School   2002 — 2006