Difference Financial & Insurance Services
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Difference Financial & Insurance Services Employees
Difference Financial & Insurance Services May 2014 - Present
Triangle Eye Institute July 2013 - Present
Skills
Fixed Annuities, Retirement Planning, College Savings Plans, IRAs, Roth IRA, Life Insurance, Financial Planning, Leadership, Sales, Retirement, Social Networking, Financial Services, Insurance, Customer Service, Strategic Planning, Team Building, Public Speaking
Education
East Bakersfield High School 1987 — 1991
Bakersfield College
The Hoyt Organization July 2014 - Present
Conado Communications May 2014 - Present
ragerestRPT March 2014 - September 2014
LAGRANT COMMUNICATIONS January 2014 - July 2014
LAGRANT COMMUNICATIONS April 2013 - July 2014
Sears Holdings Corporation May 2012 - June 2013
Difference Financial & Insurance Services May 2011 - February 2013
Legacy Full Circle Financial & Insurance Services December 2010 - April 2011
World Financial Group (WFG) June 2009 - December 2010
Skills
Press Releases, Marketing, Public Relations, Facebook, Customer Service, Social Media, Integrated Marketing, Media Relations, Copywriting, Social Networking, Blogging, Newsletters, Creative Writing, Sales, Advertising, Financial Services, Microsoft Office, Event Planning, Social Media Marketing, Strategic Communications, Marketing Communications, Pitching Media, Microsoft Excel, PowerPoint, Microsoft Word, CisionPoint
Education
California State University-Dominguez Hills 2009 — 2013
Communications, Public Relations, Advertising, and Applied Communication
Bishop Montgomery High School 2005 — 2009
Diploma
CHARM University November 2014 - Present
Difference Financial & Insurance Services April 2014 - Present
Ashford University September 2013 - October 2014
Caring Family Network April 2012 - September 2013
Skills
Coaching, Nonprofits, Time Management, Life Coaching, Social Networking, Small Business, Child Development, Teaching, Customer Satisfaction, Customer Retention, Creative Writer, Entrepreneurship, Customer Service, United States Navy, Education, Motivational Speaking, Workshop Development, Parent Coaching, Finance, Life Insurance, Strategic Financial..., Sales, Leadership, Microsoft Office, Public Speaking, Staff Development, Team Building, Training, Leadership Development, Writing, Mentoring
Education
Ashford University 2015 — 2017
Master of Business Administration (MBA), Finance, General
Ashford University 2011 — 2013
Master of Arts in Education, Family and Community Services, 3.5
Walden University 2007 — 2010
Bachelor's degree, Child Development
Difference Financial & Insurance Services April 2015 - Present
Coronado Financial Company January 2006 - Present
"Summit Realty Group - Virtual Brokerge". September 2011 - May 2014
World Financial Group (WFG) 2007 - 2009
American Mortgage And Credit 1997 - 2007
Skills
Real Estate, Sellers, Residential Homes, Mortgage Lending, Investment Properties, REO, Commercial Real Estate, First Time Home Buyers, Foreclosures, Investors, Short Sales, Commercial Mortgages, Loans, Sales, New Home Sales, Single Family Homes, Real Estate Transactions, Referrals, Small Business, Relocation, Buyer Representation, Listings, Real Estate Financing, SFR, Luxury, Real Estate Economics, Selling, Team Building, Refinance, Leadership Development, Recruiting, Real Estate Development, Income Properties, Commercial Lending, Business Expansion, Professional Mentoring, Team Mentoring, Real Estate Agent..., Leadership
Education
San Joaquin Delta College
Landmark Aviation February 2014 - Present
Difference Financial & Insurance Services September 2012 - Present
Spirit of Texas Bank September 2013 - February 2014
Epsilon Systems Solutions, Inc. January 2012 - July 2013
United States Marine Corps July 2004 - July 2011
Skills
Strategic Financial..., Financial Services, Small Business..., Small Business Lending, Retirement Planning, Licensed Life Insurance..., Investment Strategies, Training, Finance, Entrepreneurship, Small Business, Start-ups
Education
American Military University 2008 — 2012
Bachelor of Arts (BA), Criminal Justice/ Leadership Management
Willis High School 2000 — 2004
DIFFERENCE Financial & Insurance Services April 2011 - Present
DFIS, Inc February 2004 - December 2010
Raytheon 2000 - 2005
Skills
Insurance, Strategic Financial..., Team Building, Public Speaking, E-commerce, Portfolio Management, Investments, Sales, Program Management, Leadership, Marketing, Product Design, Retirement Planning, Start-ups, Systems Engineering, Financial Services, Finance, Entrepreneurship, Business Strategy, Business Development
Education
Cal State University, Long Beach 2003 — 2005
MS, Mechanical Engineering
USC 2001 — 2002
MS, Mechancial Engineering
University of California, Santa Barbara 1995 — 2000
BS, Mechanical Engineering
Difference Financial & Insurance Services October 2012 - Present
Freedom Equity Group November 2008 - November 2012
Skills
Insurance, Retirement Savings, College Savings Plans, Fixed Annuities, Index Universal Life, Tax Reduction, IRA Planning, Insurance Planning, Income Planning, Estate Planning, College Planning
Education
University of Phoenix
Bachelor's of Business Management
Difference Financial & Insurance Services March 2012 - Present
NCSA Athletic Recruiting Network November 2011 - Present
Real Run Academy April 2007 - Present
Muharraq Basketball 2009 - 2011
CBA: Chinese Basketball Association 2007 - 2008
NBA 1994 - 2006
Skills
Athlete Development, Athletic Recruiting, Professional Speaker, Educational Speaker, Professional Sports, Strategic Financial..., Fitness, Sports, Sports Coaching, Motivational Speaking, Sports Management, Athletics, Time Management, Sports Marketing, Recruiting, Public Speaking, Basketball, Athletic Training, Coaching, Football, Fundraising, Soccer, Sponsorship, Tennis
Education
UC Berkeley 1991 — 1994
Difference Financial & Insurance Services January 2011 - Present
Skills
REIT, Strategic Financial..., Real Estate Private..., Financial Planners, Fixed Annuities, Investments, Retirement, Retirement Planning, Term Life Insurance, Investment Management, Life Insurance, Financial Analysis, Sales, Customer Service, Financial Planning, Leadership, Microsoft Excel, Microsoft Office, Public Speaking, Strategic Planning
Education
Cerritos College
Difference Financial & Insurance Services November 2011 - Present
United States Marine Corps June 2011 - September 2013
Transamerica Financial Advisors, Inc. June 2004 - April 2009
Skills
Military Transition, Military, Career Transitioning, Government, Security Clearance, Military Operations, Veterans Benefits, Veterans Administration, Career Counseling, Public Speaking, Sales Presentations, Sales Management, Sales, Marketing, Marketing Management, Internet Entrepreneur, Entrepreneurship, Entrepreneurship..., Financial Services, Business Coaching, Professional..., Building Relationships, Business Networking, Social Networking, Recruiting, Passion for Helping..., Inspiring People, Salesforce Training, Marine Corps, Personal Development, Wealth Management, Indexed Annuities, 401k Rollovers, Wealth Accumulation, Client Rapport, Event Planning, Licensed Life Insurance..., Organizational..., Exceptional People..., tax advantaged investing, Indexed Universal Life, Life insurance w/..., Military Experience, Small Business, Coaching, Resume Writing, Staff Development, Training, Conflict Resolution, Employee Training
Education
Chaminade University of Honolulu 2009 — 2011
Unfinished, Philosophy and Religious Studies
Chaminade University of Honolulu 2009 — 2011
Philosophy
Difference Financial & Insurance Services July 2015 - Present
Printing Solutions Escondido November 2010 - Present
Left Coast Gear January 2009 - Present
Left Coast Family January 2009 - Present
Elevated Media, Inc. January 2009 - June 2010
Imagen Graphic Design January 2004 - December 2008
Skills
Graphic Design, Photoshop, Creative Direction, Web Design, Advertising, Graphics, Online Marketing, Social Media, Social Media Marketing, Marketing, Apparel, Online Advertising, Banners, Email Marketing, Facebook, Social Networking, Art Direction, Logo Design, Brand Development, Marketing Communications, Marketing Strategy, Illustrator, Corporate Branding, Adobe Creative Suite, InDesign, Corporate Identity, Brochures, Branding, Creative Strategy, Typography, Layout, Mac, Concept Development, Posters, WordPress, Visual Communication, Catalogs, Illustration, Business Cards, Flyers, Collateral, Stationery, Image Manipulation, Visual Identity, Pre-press, Digital Illustration, Creative Services, Image Editing, Communication Design, Brand Implementation
Education
MiraCosta College 2006 — 2008
Graphic Design
Difference Financial & Insurance Services October 2014 - Present
US Navy April 2009 - April 2013
THQ August 2007 - April 2009
Skills
Navy, Military, Security Clearance, DoD, Military Experience, National Security, Top Secret, Intelligence Analysis, Information Assurance, Military Training, Bug Tracking, Xbox 360, Video Games, DevTrack, Test Planning, COMSEC, SIGINT, Intelligence
Education
Navy Intelligence School 2009 — 2009
San Diego Mesa College
Computer Programming
Resilient Athlete Training April 2015 - Present
Difference Financial & Insurance Services March 2013 - Present
Defense Contract Audit Agency August 2014 - April 2015
U.S. Navy Fleet Combat Camera Group Pacific March 2012 - April 2014
US Navy October 2010 - April 2014
U.S. Immigration and Customs Enforcement (ICE) November 2012 - April 2013
Tesoro April 2010 - October 2010
McAuley Woods & Associates June 2009 - July 2009
RSUI Group, Inc. May 2009 - June 2009
Skills
Budgets, Team Leadership, Leadership, Microsoft Excel, Public Speaking, Microsoft Office, Higher Education, Customer Service, Event Planning, Training, Government
Education
University of Redlands 2014 — 2016
Master of Business Administration (MBA), Finance
St. Mary's University 2006 — 2010
BBA, Corporate Finance & Risk Management/Financial Services
Keller Graduate School of Management of DeVry University
Master of Science in Accounting
Defense Information School
SEPHORA June 2014 - Present
Difference Financial & Insurance Services May 2011 - Present
Starbucks Coffee Company October 2003 - June 2014
Gap Inc. October 1998 - December 2003
Skills
Merchandising, Inventory Management, Customer Service, Scheduling, Visual Merchandising, Increasing Sales, Partner Development, Management
Education
California State University-Long Beach 1996 — 2007
B.A., Family & Consumer Sciences (Option in Consumer Affairs)
IKB Stone June 2015 - Present
Difference Financial & Insurance Services September 2014 - Present
College Money Pros April 2014 - Present
Afford College Now Financial Aid Services August 2012 - Present
Meals On Wheels of San Francisco, Inc. 2014 - January 2015
San Francisco and Marin Food Banks September 2013 - January 2015
Good Samaritan Family Resource Center March 2010 - November 2012
Stonestown YMCA September 2008 - July 2009
Consumer Credit Counseling Service of San Francisco March 2007 - July 2008
Connecting Point Communications September 2006 - December 2006
Skills
Training, Credit, Nonprofits, Spanish, Higher Education, Student Financial Aid, Financial Services, Social Services, Educational Workshops, College Savings Plans, College Education..., College Funding..., College Applications, Money Management, Community Outreach, Program Development, Fundraising, Community Development, Public Relations, Management, Volunteer Management, Public Speaking
Education
San Francisco State University 2001 — 2007
BA, Speech and Communications
City College of San Francisco 2013 — 2014
Community Mental Health Certificate Program, Community Mental Health Certificate Program
Difference Financial & Insurance Services September 2015 - Present
California Air National Guard January 2008 - Present
doTERRA http://mydoterra.com/autumnhdecosta January 2011 - Present
Capt Autumn DeCosta February 2010 - July 2015
California Air National Guard Yellow Ribbon Reintegration January 2010 - July 2013
Skills
Coaching, Personal Development, Training, Team Building, Leadership Development, Military, Time Management, Performance Management, Team Leadership, Management, Conflict Resolution, Executive Coaching, Workshop Facilitation, Career Development, Employee Training, Public Speaking, Career Counseling, Organizational..., Change Management, Business Coaching, Event Planning, Recruiting, Program Management, Management Development, Staff Development, Small Business, Nonprofits, Strategic Planning, Leadership, Social Media, Management Consulting, Organizational..., Training Delivery, Talent Management, Government, Entrepreneurship, Teaching, Interviews, Community Outreach, Employee Engagement, Emotional Intelligence, Customer Service, Succession Planning, Instructional Design, Process Improvement, Life Coaching, Motivational Speaking, Social Networking, Human Resources, Employee Relations
Education
American InterContinental University
MBA, Human Resource Management
Oregon Institute of Technology
BS, Communication Studies
Law offices of Pieter Speyer July 2014 - Present
South Bay Community Services August 2014 - November 2014
Difference Financial & Insurance Services March 2013 - 2014
U.S. Immigration and Customs Enforcement (ICE) November 2008 - July 2013
Skills
Administration, Customer Service, Policy, Analysis, Access, Government, Strategic Planning, Fleet Management, Account Reconciliation, Accurate Data Entry, Microsoft Office, Employee Relations, Data Entry, Teamwork, Organizational..., Human Resources, Federal Government, Immigration Law, Outlook, Microsoft Excel, Office Administration, Equity Indexed Annuities, Index Universal Life, Term life insurance, HTML 5, CSS, Web Development, Server Side Programming, Web Design, Cloud Computing, Cloud Applications, Programming Languages, Programming
Education
Southwestern Community College District 2012 — 2015
Transfer Studies-SDSU, Economics
University of California, San Diego 2009 — 2012
San Ysidro High School 2002 — 2006