Directors Mortgage
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Directors Mortgage Employees
Brayshaw Financial Group LLC December 2013 - Present
UBS Financial Services Inc. September 2011 - October 2013
Gryphone Global November 2009 - August 2011
Black Rose Equity Management LLC August 2009 - December 2009
Phillips and Company Wealth Strategies 2008 - 2009
Directors Mortgage 2005 - 2008
Education
Liberty University 1999 — 2002
Biblical Studies, Music
Glencoe High School 1992 — 1994
Directors Mortgage November 2008 - Present
The Mortgage Money Source June 2005 - November 2008
Montgomery Mortgage Inc November 1997 - June 2005
Skills
FHA, Refinance, Mortgage Lending, Residential Mortgages, VA loans, Mortgage Banking, USDA, FHA financing, Loan Origination, Certified Mortgage..., Loans, First Time Home Buyers, Construction Loans, Finance, Government Loans, Reverse Mortgages
Education
Clackamas Community College 1981 — 1984
Finance
Rex Putnam High School 1977 — 1980
I graduated!!
Directors Mortgage July 2015 - Present
Ticor Title August 2014 - April 2015
First American Title Company May 2014 - August 2014
SafeHaven Humane Society March 2014 - May 2014
AmeriTitle February 2013 - March 2014
State Farm August 2012 - February 2013
Skills
Marketing, Marketing Strategy, Title Insurance, Customer Service, Selling, Sales Management, Account Management, Real Estate, Advertising, Contract Negotiation, Retail, Time Management, Event Planning, Marketing Event Planning, Leadership, Public Speaking, Team Building, Social Media Marketing, Microsoft Office, Sales
Education
University of Montana 2006 — 2012
Bachelor’s Degree, Business Administration and Management
University of Montana 2006 — 2012
Certificate, Entertainment Management
Directors Mortgage 2013 - Present
Member of LOSD Foundation Board Endowment Committee 2011 - Present
Lake Oswego School District Auctions and Fundraising 2000 - Present
Independent Contractor March 2012 - September 2012
J. Crew 1991 - 2012
Skills
Customer Service, Event Planning, Nonprofits, Social Media, Building Relationships, Communication, Coordinating, Situational Leadership, Fundraising, Marketing, Public Speaking, Social Media Marketing, Sales, Leadership
Education
Oregon State University
Directors Mortgage June 2015 - Present
Keller Williams-Portland Premiere April 2014 - May 2015
McDonald's Corporation December 2005 - November 2013
Slalom Consulting April 2005 - December 2005
KPMG November 2003 - April 2005
Accenture June 1995 - September 2002
Skills
Mortgage Lending, FHA Financing, Conventional Financing, First Time Home Buyers, Real Estate Financing, VA Loans, Refinance, Loan Origination, Real Estate, Investment Properties, Loans, Interest Rates, Leadership, Strategy, Change Management, Strategic Planning, Consulting, Marketing, Team Building, Customer Satisfaction, Client Education, Real Estate Transactions, Negotiation
Education
University of Illinois at Urbana-Champaign - College of Business 1990 — 1995
Bachelor of Science, Business Administration, Management Information Systems
Wells Fargo Home Mortgage May 2012 - Present
Wells Fargo 1995 - May 2012
Director's Mortgage September 1993 - August 1995
Director's Mortgage March 1992 - September 1993
Skills
Management, Mortgage Lending, Underwriting, FHA financing, Loan Origination, Leadership, Loans, Mortgage Banking, Change Management, Residential Mortgages, Reverse Mortgages, Credit, Refinance, Banking, USDA, Sales, FHA, Investment Properties, Risk Management, Mortgage Underwriting, Consumer Lending, Commercial Lending, VA loans, Construction Loans, Credit Analysis
Education
Fullerton College 1977 — 1979
Business
Caliber Home Loans September 2014 - Present
Evergreen Home Loans October 2013 - August 2014
W.J. Bradley Mortgage Capital, LLC –The Legacy Group August 2010 - September 2013
MetLife Home Loans August 2009 - July 2010
National City Mortgage October 1998 - September 2008
Weyerhaeuser March 1994 - March 1996
Directors Mortgage January 1992 - February 1994
The Inland Real Estate Group of Companies, Inc. October 1990 - December 1991
United States Department of Defense March 1980 - December 1989
Skills
Residential Mortgages, Investment Properties, Accounting, Finance, Insurance, FHA financing, Mortgage Banking, Financial Analysis, Mortgage Lending, REO, Refinance, Construction Loans, Residential Homes, Short Sales, VA loans, USDA, Real Estate, Loans, First Time Home Buyers, FHA
Education
University of Maryland University College 1985 — 1988
Associate Info System Management, Accounting and Business/Management
University of the East 1976 — 1979
Bachelor of Business Administration (B.B.A.), Finance & Economics
ComForcare Home Care January 2015 - Present
Philanthropist August 2009 - Present
National Psoriasis Foundation January 2012 - June 2012
Tillamook County Creamery Association February 2011 - July 2011
Wells Fargo January 2009 - September 2009
Homestone Mortgage August 2007 - January 2008
Directors Mortgage May 2005 - August 2007
Sunset Mortgage Company May 1994 - May 2005
Goodman Financial Services September 1990 - May 1993
Education
University of Oregon 1985 — 1990
University of Oregon 1985 — 1990
BA, Communications and Human Services
Pacific Star Communications (PacStar) 2014 - Present
Directors Mortgage July 2011 - December 2014
Mt. Hood Community College February 2009 - January 2011
Skills
VPN, Firewalls, Cisco IOS, Switches, Routers, Network Engineering, CCNA, Microsoft Exchange, Active Directory, WAN, DNS, Network Administration, Juniper, CCNP, Cisco Routers, VMware, Windows Server, Cisco Nexus, BGP, Routing, Data Center, Cisco Technologies, Juniper Technologies
Education
Mt. Hood Community College 2008 — 2010
AAS - Networks and Operating Systems
Alpine Mortgage Planning May 2012 - Present
Anthropologie August 2011 - May 2012
Directors Mortgage November 2009 - October 2011
Skills
InDesign, Graphic Design, Illustrator, Adobe Creative Suite, Adobe Acrobat, Photoshop, Illustration, Advertising, Typography, Marketing, Layout, Brochures, Posters, Mac, Social Media, Corporate Branding, Personal Branding, Branding & Identity, Design Strategy, Logo Design, Visual Communication, Creative Strategy, Creative Direction, Art Direction, Brand Development
Education
Portland State University 2007 — 2012
Bachelor of Science (B.S.), Art: Graphic Design
George Fox University 2006 — 2007
Newberg High School
Directors Mortgage August 2011 - Present
Sunset Mortgage Company January 2010 - August 2011
Cascade Capital October 2009 - January 2010
Skills
Mortgage Lending, Loans, Finance, Mutual Funds, Reverse Mortgages, Certified Mortgage..., Real Estate
Education
University of Oregon 2000 — 2003
Journalism, Advertising
Bend Senior High School 1996 — 1999
Directors Mortgage April 2012 - Present
Bank of America Home Loans December 2008 - February 2012
Bank of America October 2003 - December 2008
Bank of America 2001 - 2003
Bank of America 1996 - 2001
Skills
Leading Cross..., Flexible Working, Creative Problem Solving, Six Sigma, Managing High..., Complex Transactions, Process Improvement, Mentoring Of Staff, Building Strong Teams, Due Diligence, Credit Analysis, Mortgage Underwriting, Credit Risk, Strategic Planning, Operations Management, Quality Assurance, Credit, Underwriting, Loans, Mortgage Industry, Policy, Conventional, Mortgage Banking, Mortgage Lending, Risk, Residential Mortgages, VA loans, Retail Banking, FHA, Financial Risk, Risk Management, Financial Analysis, Government Loans, Cross-functional Team..., Banking, Loan Origination, Construction Loans, Refinance, Flexible Schedule, VA Loans, Mortgage Servicing, Loss Mitigation, High Performance Teams
Education
MiraCosta College 1981 — 1982
General Studies
Cambia Health Solutions 2015 - Present
Directors Mortgage 2014 - 2015
VTM Group 2009 - 2014
Waggener Edstrom 2007 - 2009
ID Experts 2006 - 2007
Gonzaga University School of Law 2003 - 2006
Skills
Strategic Communications, Public Relations, Marketing Communications, Social Media Marketing, Marketing, Copywriting, Social Media, Event Management, Analyst Relations, Public Speaking, Leadership, Corporate Communications, Event Planning, Team Management, Advertising, Business Development, Strategic Planning, Marketing Strategy, Proposal Writing, Marketing Management, Editing, Marketing Research, Negotiation, Publishing, Customer Service, Social Networking, Strategic Media..., Creative Writing, Technical Writing, Legal, Non-profits, Coordinating Events, Team Building, Community Outreach, Community Engagement, Promotional Copy, Government, Journalism, Key Account Management, Sales, Team Leadership, Healthcare Information..., Microsoft Technologies, Educational Technology, Education, Healthcare, Local Government, Report Writing, Client Liaison, Media Relations
Education
Gonzaga University School of Law
Doctor of Law (J.D.)
University of Oregon
Bachelor of Science (B.S.), Journalism & Communications (Advertising and PR); Sociology
Cornerstone Home Lending, Inc. September 2015 - Present
Wells Fargo Home Mortgage January 2015 - September 2015
Bank of Colorado September 2014 - December 2014
Adams Mortgage February 2005 - August 2014
Vectra Bank Colorado September 1999 - February 2005
Directors Mortgage 1992 - 1997
Directors Mortgage 1992 - 1997
Skills
Mortgage, VA, FHA, Mortgage Lending, Conventional, Real Estate, Credit, Loans, Sales Management, Purchase, Customer Relations, Customer Service, Investment Properties, Refinance, USDA, First Time Home Buyers, Banking, Loan Origination, Residential Mortgages, VA loans, Mortgage Banking, Real Estate Economics, Investments, Certified Mortgage..., Reverse Mortgages, Real Estate Financing, Investors, REO, Selling, Underwriting, Referrals, Construction Loans, HUD, Short Sales, Commercial Mortgages, FHA financing, Foreclosures, New Home Sales, Credit Analysis, Brokerage, Single Family Homes, Residential Homes, Condos, Real Estate Transactions, Sellers, Relocation, Title Insurance, Lines Of Credit, Vacation Homes, Real Property
Education
Pittsburg State University 1974 — 1977
Speech & Theatre, Communication/Minor in Bus. Admin.
Directors Mortgage January 2014 - Present
SunWest Mortgage September 2011 - December 2013
Wells Fargo Home Mortgage June 2010 - September 2011
Umpqua Bank 2001 - 2010
Skills
Customer Relations, Microsoft Office, Excel, Customer Service, Reverse Mortgages, Banking, Refinance, Public Speaking, Credit, Microsoft Excel, USDA, Mortgage Banking, FHA, Sales, Real Estate, Risk Management, Loan Origination, Financial Analysis, Residential Mortgages, Loans, Mortgage Lending, VA loans, Finance, FHA financing
Education
Lane Community College
Redondo Union High School
Peoples National Bank and Mortgage April 2012 - Present
Eastern Hills Community Church March 2009 - April 2012
Christian Fellowship Church August 2007 - August 2008
RMIC/Contemporary Services September 2002 - September 2005
Peoples National Bank and Mortgage June 1996 - June 2002
Mellon Mortgage January 1992 - August 1993
Director's Mortgage 1990 - August 1993
Skills
Mortgage Lending, Loans, Mortgage Banking, Loan Origination, Refinance, Credit, Credit Analysis, FHA, Residential Mortgages, Banking, Underwriting, Mortgage Underwriting, Consumer Lending, VA loans, USDA, VA Loans
Education
Colorado State University-Pueblo
The Hasson Company June 2015 - Present
Directors Mortgage March 2012 - June 2015
Skills
Investment Properties, Customer Service, Residential Homes, Microsoft Office, Mortgage Lending, Loans, Real Estate Transactions, Refinance, Marketing, Public Speaking, Real Estate, Finance, Financial Analysis, First Time Home Buyers, Foreclosures, Referrals, Small Business
Education
Portland State University 1990 — 1995
Bachelor of Science, History
Benson Tech 1986 — 1990
According To My Calculations January 2008 - Present
Tracyton Soccer Club 2007 - Present
First Allied Securities December 2011 - May 2012
Directors Mortgage December 2011 - May 2012
Skills
Bookkeeping, Full-Charge Bookkeeping, Accounts Payable, Accounts Receivable, Records Management, Payroll, Payroll Taxes, Bank Reconciliation, Tax Preparation, Tax Returns, Database Administration, Financial Statements, Billing Process, QuickBooks, Quicken, Peachtree, Outlook, Microsoft Excel, Microsoft Word, Word Processing, Access, Microsoft Office, PowerPoint, OneNote, Budget Reconciliation, Job Costing, General Ledger, Virtual Assistance, Telecommuting, Petty Cash, A/R collections, Workers Compensation, Customer Service, Facebook, System Administration, Software Documentation, Social Networking, Event Planning, Event Management, Visio, Budgets, Auditing, Spreadsheets, Preparation, Data Entry
Education
Olympic College 2008 — 2011
ATA, Business Management, Business Technology
South Pacific Financial Corp May 2004 - Present
Charter Funding July 2002 - January 2004
Directors Mortgage April 1986 - August 1996
Skills
Loan Origination, Mortgage Banking, First Time Home Buyers, Refinance, Mortgage Lending, FHA, Underwriting, Investment Properties, Loans, Mortgage Underwriting, Credit, Residential Mortgages, USDA, Credit Analysis, Loss Mitigation
Education
California State University-Chico 1975 — 1977
Business Administration and Management, General
Academy Mortgage Corporation September 2015 - Present
Wells Fargo Home Mortgage November 2013 - Present
Alpine Mortgage November 2012 - November 2013
Directors Mortgage April 2012 - October 2012
Wells Fargo Home Mortgage June 2008 - April 2012
lia sophia 2008 - 2008
Bank of America 2001 - 2008
Skills
Mortgage Lending, Banking Relationships, Appraisals, Retail, Mortgage Banking, Loan Origination, FHA, Residential Mortgages, Loans, Refinance, Investment Properties, Credit, USDA, FHA financing, VA loans, Construction Loans, Government Loans, Real Estate Financing, First Time Home Buyers, Home Equity Lines of..., Home Equity Loans, Non-Conforming, Consumer Lending, Real Estate, REO, Referrals, Banking, Foreclosures, Short Sales, Mortgage Marketing, Financial Structuring, Finance, Home Equity, Lines Of Credit, Rates, Cross Selling, Debt Consolidation, Relocation, Mortgage Underwriting, Relationship Management, VA Loans
Education
Lake Oswego Chamber
Southern Oregon University
University of Phoenix
National Sports Center September 2013 - Present
Director's Mortgage March 2012 - July 2013
Impact Sign Co. September 2011 - March 2012
Tender Loving Care of Duluth February 2010 - August 2011
Out There Advertising August 2009 - August 2011
Duluth Superior Symphony Orchestra September 2009 - October 2009
Skills
Logo Design, Brand Development, Direct Marketing, Graphic Design, Illustration, Branding & Identity, Animation, 3D Modeling, Architectural Modeling, Adobe Creative Suite, Art Direction, Corporate Identity, InDesign, Illustrator, Brochures, Photography, Flash, Advertising, Web Design, Graphics, Marketing
Education
University of Minnesota-Duluth 2004 — 2009
B.F.A., Graphic Design
Directors Mortgage Compliance AnalystLoanStar Home LendingJune 2014 - January 2015
Primary Residential Mortgage June 2013 - November 2013
Skills
Banking, Risk Management, Customer Service, Microsoft Word, Microsoft Office, Financial Analysis, Credit, Microsoft Excel, Loans, Project Management, Retail Banking, Management, Strategic Planning, Change Management, Credit Risk, PowerPoint
Education
Northcentral University 2013 — 2015
Master's Degree, Organizational Leadership
Warner Pacific College 2009 — 2011
Bachelor of Science (B.S.), Human Development
Bank of America April 2014 - Present
Guaranteed Rate September 2013 - April 2014
Fremont Bank March 2013 - September 2013
Intercap Lending February 2012 - February 2013
MetLife Home Loans December 2008 - January 2012
LoanLink Financial Services May 2008 - December 2008
REAL Mortgage. February 2007 - May 2008
Wells Fargo Home Mortgage June 1998 - December 2006
Norwest Mortgage May 1995 - June 1998
Directors Mortgage March 1987 - May 1995
Skills
Refinance, FHA, Mortgage Banking, Investment Properties, Government Loans, USDA, Banking, Underwriting, Reverse Mortgages, Credit, Loan Origination, Mortgage Lending, Certified Mortgage..., Residential Mortgages, First Time Home Buyers, Loan Servicing, Loans, Real Estate Financing, Mortgage Underwriting, Real Estate, Construction Loans, VA loans, REO, FHA financing, Referrals, Non-Conforming, Finance, Home Equity Loans, Notary Public, Credit Analysis, Mortgage Servicing, Real Estate Economics, Loss Mitigation, Consumer Lending, Commercial Mortgages, Commercial Lending, Real Estate Transactions, HUD, Foreclosures, Funding, Financial Structuring, Investors, Mortgage Marketing, Home Equity Lines of..., Short Sales, Commercial Real Estate, Escrow, Residential Homes, Investments, Condos
Education
Chapman University 1980 — 1985
BS, Communications
Chapman University 1980 — 1985
Directors Mortgage May 2014 - Present
Skills
Loan Origination, Mortgage Lending, Loans, FHA, Mortgage Banking, Credit Analysis, Sales, Residential Homes, Credit, Refinance, Business Development, Investment Properties, Underwriting, USDA, Risk Management, Residential Mortgages, Leadership, Financial Services, CRM, Banking, Investments, Reverse Mortgages, Finance, VA loans, Wholesale, Real Estate Financing, Management, Marketing, Sales Process, Training, Retail, Selling, FHA financing, Strategy, Real Estate Economics, First Time Home Buyers, Financial Analysis, Team Building, Recruiting, Negotiation, Referrals, Certified Mortgage..., Sales Management, Forecasting, Due Diligence, Wholesale Lending, Credit Risk, Real Estate, Mortgage Underwriting, Construction Loans
Education
University of Oregon 1993 — 1996
Bachelor of Arts, Chinese Language and Literature
Defense Language Institute 1991 — 1992
Mandarin Chinese
Portland State University 1990 — 1991
West Linn High School 1987 — 1990
Robert R. Redwitz & Co. March 2013 - Present
Penser Accounting October 2009 - March 2013
Christian Credit Counselors March 2009 - October 2012
Taygran, Inc June 2010 - June 2011
Diamond Recruiting, LLC August 2004 - January 2009
2004 - 2009 Diamond Recruiting AZ July 2004 - January 2009
2004 - 2006 Metro Auto Xpress, Inc March 2004 - May 2006
Director's Mortgage January 2000 - January 2003
Skills
Financial Analysis, Accounting, Management, QuickBooks, Accounts Payable, Training, Cash Flow, Non-profits, Business Process..., Auditing, Real Estate, Tax, Performance Management, Marketing, Peachtree, Internal Controls, Financial Reporting, General Ledger, Nonprofits, Human Resources, Finance
Education
University of Phoenix 2004 — 2006
Master of Business Administration (M.B.A.), Accounting
University of Phoenix 2002 — 2004
Bachelor's Degree, Business Administration
University of California, Irvine 1994 — 2000
Math Major, Pre-med Minor, Mathematics
Guild Mortgage November 2014 - Present
Northwest Mortgage Group August 2014 - November 2014
Wells Fargo Home Mortgage NMLSR ID: 130523 June 2011 - July 2014
JMC Mortgage Team at Sierra Pacific & Hyperion Capital Group February 2003 - May 2011
Nextel Partners October 2000 - January 2003
Directors Mortgage November 1997 - September 2000
Household Finance Inc. January 1994 - October 1997
Skills
New Business Development, CRM Proficient,..., Profit and Loss..., Budgeting & Forecasting, In-Depth Knowledge of..., Versed in wide range of..., Microsoft Office 2007
Education
Concordia University-Portland 1990 — 1994
Management & Communications
LaSalle High School
Directors Mortgage May 2010 - Present
Cornerstone Mortgage May 2005 - May 2010
Resource Oregon January 2000 - May 2005
Skills
FHA, Refinance, Conforming Loans, USDA Loans, Credit Repair, First Time Home Buyer..., Superior Client Service, Debt Settlement, USDA, Mortgage Lending, Reverse Mortgages, Certified Mortgage..., Mortgage Banking, Residential Mortgages, FHA financing, VA loans
Education
Columbia River High School 1983 — 1986
Central Washington University
Directors Mortgage September 2014 - Present
PrimeLending September 2013 - September 2014
Guild Mortgage Company August 2010 - September 2013
Financial Center Mortgage 2007 - 2010
Foundation Mortgage 2005 - 2007
North Star Mortgage 2003 - 2005
Skills
Sailing Captain :), First Time Home Buyers, FHA, Mortgage Lending, Loans, Sellers, Marketing, Finance, Refinance, VA loans, USDA, Mortgage Banking, Loan Origination, FHA financing, Residential Mortgages, Government Loans, Investment Properties, Credit, Foreclosures, Short Sales, Referrals, Selling, HUD
Education
Ricks College 1978 — 1980
Associate Degree
Directors Mortgage August 2015 - Present
Guild Mortgage January 2014 - July 2015
Guild Mortgage Company October 2012 - January 2014
Guild Mortgage Company October 2011 - October 2012
New York Life Insurance Company August 2010 - October 2011
Bank of America May 2005 - August 2010
Skills
Loans, Microsoft Office, Mortgage Lending, FHA, Sales, Insurance, Training, Customer Service, Credit Analysis, Financial Services, Mortgage Banking, Refinance, Team Building, Credit, VA loans, First Time Home Buyers, Loan Origination, Finance, Underwriting, Banking, Residential Mortgages, Investment Properties, Financial Analysis, Public Speaking, Management, Real Estate
Education
George Fox University
Bachelor of Arts (B.A.), History
Directors Mortgage July 2015 - Present
TEC Equipment August 2014 - May 2015
eWindSolutions LLC 2013 - August 2014
Providence Health & Services February 2014 - April 2014
Net2Vault August 2012 - July 2013
Yahoo! Inc. March 2008 - February 2011
Allegis Group February 2006 - July 2006
GXS August 2004 - January 2006
Wurzburg Haus February 2004 - June 2004
University of New Mexico Health Sciences and Services Center January 1999 - January 2000
Skills
Troubleshooting, Technical Support, Storage, NetApp, Data ONTAP, NetApp Filers, SnapMirror, SnapVault, Disaster Recovery, Storage Solutions, Networking, Security, Customer Satisfaction, Hardware, Account Management, Training, Cloud Computing, SaaS, Virtualization, Access, Operations Management, Switches, Data Center, NAS, VMware, Software Documentation, CRM, Mobile Devices, Unix, Computer Hardware, Linux, Cloud Storage, SAN, ESXi, Cisco IOS, Management, Storage Area Networks, Storage Virtualization, DNS, Active Directory, Help Desk Support
Education
Culinary Institute of America 2001 — 2003
Associate, Occupational Studies
The University of New Mexico 1999 — 2000
Computer Engineering
Superior Group March 2014 - Present
Superior Group July 2012 - Present
Olsa Resources October 2009 - November 2011
Directors Mortgage January 2009 - June 2009
Key Bank 2007 - 2008
Skills
Customer Service, Technical Recruiting, Staff Management, Hiring, Full-cycle Recruiting, Talent Acquisition, Interviewing, Sourcing, Recruiting, Internet Recruiting, Interviews, Temporary Placement, Temporary Staffing, Management, Staffing Services, Applicant Tracking..., Contract Recruitment, Screening Resumes, Job Fairs, Screening, Human Resources, Personnel Management, Permanent Placement, Employee Relations, New Hire Orientations, Performance Management, Strategic Sourcing, Resume Writing, Talent Management, Recruitment Advertising, Training, Vendor Management, IT Recruitment, Leadership, Team Building, Social Networking, Payroll
Education
Portland State University - School of Business 2007 — 2009
Business
The University of Memphis 2004 — 2007
American Pacific Mortgage January 2013 - Present
Directors Mortgage March 2010 - January 2013
MetLife Home Loans 2007 - 2010
Eagle Home Mortgage 1993 - 2007
Skills
Mortgage Lending, USDA, FHA, Condos, Certified Mortgage..., FHA financing, Refinance, Underwriting, Short Sales, REO, Loans, Investment Properties, Loan Origination, Credit, Home Equity Loans, Credit Analysis, Mortgage Banking, Finance, VA loans, Real Estate, Residential Mortgages, First Time Home Buyers, Construction Loans, Reverse Mortgages, Residential Homes, Real Estate Financing, Government Loans, Home Equity Lines of..., Debt Consolidation, Mortgage Underwriting, Mortgage Marketing, Real Estate Economics, Commercial Mortgages, Financial Structuring, Foreclosures, Referrals, Loss Mitigation, HUD, Consumer Lending, Non-Conforming, Investors
Education
Tacoma Community College 1977 — 1980
Business
Sierra Pacific Mortgage dba: Just Home Loans November 2008 - Present
Just Home Loans December 2008 - July 2011
guild mortgage 1999 - 2006
Norwest Mortgage 1994 - 1999
Directors Mortgage 1994 - 1999
western cities mortgage 1992 - 1994
Skills
FHA, Mortgage Lending, Refinance, Mortgage, First Time Home Buyers, VA, Conventional, USDA, Loans, VA loans, Loan Origination, Conforming, Mortgage Banking, Purchase, Mortgage Industry, Sales Management, Reverse Mortgages, Relocation, Mortgage Planning, Residential Mortgages, Government Loans, Real Estate, Investment Properties, Home, Underwriting, Customer Service, Customer Relations, Banking, Residential, First Time Buyers, Residential Homes, Real Estate Transactions, Finance, Credit, Referrals, FHA financing, Real Estate Financing, Mortgage Underwriting, Vacation Homes, Real Estate Economics, HUD, Buyers, REO, Loss Mitigation, Short Sales, Condos, Foreclosures, Home Equity Loans, Certified Mortgage..., Investors
Education
California State University-Fullerton 1984 — 1986
Bachelor of Arts, Business Administration
Orange Coast College 1979 — 1984
Associate of Arts, Business Administration
New Penn Financial June 2014 - Present
River City LeTip 2010 - October 2014
West Star Pacific Mortgage February 2013 - June 2014
Directors Mortgage April 2010 - January 2012
Rivercrest Mortgage Services May 1997 - October 2008
Bank of America September 1993 - May 1997
Skills
Mortgage Banking, Mortgage Lending, FHA, FHA financing, VA loans, USDA, Loan Origination, Refinance, Residential Mortgages, Certified Mortgage..., Loans, First Time Home Buyers, Investment Properties, Real Estate, Reverse Mortgages, Residential Homes, Government Loans, Loan Servicing, Construction Loans, Mortgage Underwriting, Credit, Short Sales, Real Estate Financing, Foreclosures, REO, Referrals, Real Estate Economics, Home Equity Loans, Underwriting, Commercial Mortgages, Non-Conforming, HUD, Real Estate Transactions, Credit Analysis, Funding
Education
University of Northern Iowa 1979 — 1984
BA, Communication, English, Journalism
Alta High School 1976 — 1979
Diploma, General
Cobalt Mortgage July 2012 - Present
Directors Mortgage January 2008 - July 2012
GreenPoint Mortgage October 1995 - December 2007
Skills
Mortgage Lending, Team Building, Banking
Education
Montana State University-Bozeman 1978 — 1981
Bachelor's degree, Agriculture, Agriculture Operations, and Related Sciences
Pratt Community College 1976 — 1978
Bachelor's degree, General Studies
Directors Mortgage August 2015 - Present
USA Direct Funding August 2013 - Present
Washington Association of Mortgage Professionals September 2011 - Present
Mortgage Services III, LLC November 2011 - August 2013
Pinnacle Capital Mortgage Corporation May 2009 - November 2011
First Horizon Equity Lending February 2000 - September 2007
Central Pacific Mortgage / PMI January 1996 - January 2000
Norwest Mortgage 1991 - 1996
Morgan Home Funding 1989 - 1991
Skills
Mortgage Lending, FHA, Underwriting, Wholesale, Loans, Time Management, Mortgage Banking, USDA, VA loans, Reverse Mortgages, Refinance, Construction Loans, FHA financing, Loan Origination, Residential Mortgages, Credit, First Time Home Buyers, Real Estate, Investment Properties, Selling, Real Estate Financing, Real Estate Transactions, REO, Certified Mortgage..., Sales, Banking, Home Equity Loans, Commercial Real Estate, Mortgage Servicing, Management, Investors, Loss Mitigation, Residential Homes, Government Loans, Condos, Credit Analysis, Mortgage Underwriting, Single Family Homes, Referrals, Business Development, Real Estate Economics, Mortgage Marketing, Foreclosures, Short Sales, Loan Servicing, Finance, Funding, Marketing, Home Equity Lines of..., Rates
Education
Brooks College 1987 — 1989
Associate of Arts, Interior Design
Upper Columbia Academy 1984 — 1987
Ahava and Associates, Inc. June 1989 - Present
Wells Fargo Home Mortgage November 2000 - June 2003
The People's Network {TPN} 1996 - 1998
GCS Marketing Group 1989 - 1993
Nu Skin Enterprises 1989 - 1993
Financial Savings July 1986 - September 1989
Directors Mortgage 1984 - 1986
Skills
Marketing, Personal Development, Coaching, Mortgage Lending, Loans, Team Building, Business Development, Direct Sales, Management, Small Business, PowerPoint, Strategic Planning, Training, Customer Service, Selling, Direct Marketing, Public Speaking, Social Media Marketing, Leadership, Retail, Social Networking, Online Advertising, Entrepreneurship, Sales, Time Management, Team Leadership, Negotiation, Strategy, Security, New Business Development, Sales Management, Online Marketing, Customer Retention, Marketing Strategy, Leadership Development, Start-ups, Account Management, Business Planning, Lead Generation, Budgets, Fundraising
Education
San Diego State University-California State University 1975 — 1978
BS, CJA
San Diego State University-California State University
Summit Funding, Inc. January 2015 - Present
Summit Funding October 2012 - January 2015
Cherry Creek Mortgage March 2009 - October 2012
Countrywide Home Loans 2003 - 2008
GMAC Mortgage 1996 - 2003
Directors Mortgage 1991 - 1996
Sears Mortgage 1989 - 1991
Old Stone Mortgage 1982 - 1989
Skills
Mortgage Banking, Mortgage Lending, FHA, USDA, Loan Origination, Refinance, Residential Mortgages, VA loans, Loans, FHA financing, Credit, Reverse Mortgages, Underwriting, Construction Loans, First Time Home Buyers, Mortgage Underwriting, Certified Mortgage..., VA Loans, Selling, Government Loans, Leadership, FHA Financing, Real Estate, Team Leadership, Real Estate Transactions, Recruiting, Home Equity Loans, Leadership Development, Public Speaking, Sales
Education
Eastern Washington University 1975 — 1976
PE, Math, History
Benchmark Mortgage March 2011 - Present
Cendera Funding January 2009 - March 2011
Directors Mortgage February 2008 - January 2009
CGI 2006 - 2007
Diversified Mortgage Company February 2005 - May 2006
Skills
VA, Conventional, FHA, USDA, Loans, Refinance, Mortgage Lending, Mortgage, First Time Home Buyers, Construction Loans, Construction, Conforming, VA loans, Purchase, Mortgage Industry, Government Loans, Mortgage Planning, Non-Conforming, Loan Structuring, Residential Mortgages, Mortgage Banking, HUD, Loan Origination, FHA financing, Rural Development, Residential, Investment Properties, Certified Mortgage..., Underwriting, Sellers, Financial Structuring, Finance, Real Estate Financing, Residential Homes, Real Estate, Home Equity Loans, Mortgage Underwriting, Mortgage Marketing, VA Loans, Customer Service
Education
The University of Texas at Arlington 1990 — 1992
Guaranteed Rate March 2015 - Present
Mortgage Express November 2011 - February 2015
Directors Mortgage November 2010 - October 2011
Mitchell Lewis & Staver March 2008 - April 2010
Arrive Staffing – Wilshire Credit August 2007 - October 2007
Alliance Bancorp August 2006 - July 2007
Meritage Mortgage May 2005 - May 2006
Skills
USDA, FHA, Refinance, Mortgage Lending, Mortgage Banking, First Time Home Buyers, Accounts Payable, Credit, Loans, Invoicing, Loan Origination, Finance, Banking, Deposits, Human Resources, Mortgage Servicing
Education
Portland Community College 2013 — 2016
Associate's degree, Accounting
DeVry Univery 2012 — 2013
Bachelor of Business Administration (B.B.A.), Accounting
Directors Mortgage May 2010 - Present
MetLife Home Loans September 2008 - May 2010
First Horizon Home Loans January 2005 - September 2008
Skills
USDA, VA loans, FHA, FHA financing, Mortgage Banking, Mortgage Lending, Refinance, Loan Origination, Certified Mortgage..., Reverse Mortgages, Government Loans, Construction Loans, Loans, Mortgage Underwriting, Residential Mortgages, Investment Properties, VA Loans
Education
Seattle University 2005 — 2009
Bachlor of Arts, Finance
Shelter Products January 2014 - Present
North Pacific Supply November 2012 - January 2014
Pizzicato Pizza January 2011 - October 2012
Sunset Mortgage Company September 2009 - November 2010
Directors Mortgage August 2008 - August 2009
Jones Oil Company October 2005 - January 2008
Portland Management Company 2008 - 2008
DataFlow Communications, LLC January 2001 - October 2007
Antico and Forbess January 2000 - December 2000
Western Stationers Company March 1997 - September 1999
Skills
Financial Analysis, General Ledger, GAAP, FASB, QuickBooks, Revenue Recognition, Budget, CPA, Variance Analysis, Fixed Assets, Accruals, Internal Controls, Financial Statements, Mas 90, Customer Service, Budgets, Accounts Payable, Account Reconciliation, Management, Accounts Receivable, ADP Payroll, Accounting, Financial Reporting, Payroll, Journal Entries, Cash Flow, Forecasting, Cash Management, Auditing, Finance, Cost Accounting, Invoicing, Process Improvement, Banking, Financial Accounting, Tax, Microsoft Excel
Education
Portland State University 1983 — 1987
BS, Accounting
Supreme Lending June 2015 - Present
The Mortgage Group October 2001 - June 2015
Directors Mortgage October 1999 - October 2001
Skills
Residential Mortgages, Reverse Mortgages, Jumbo Mortgage, Insurance, Property & Casualty..., Mortgage Lending, VA loans, Loans, Residential Homes, Investment Properties, Real Estate, FHA, First Time Home Buyers, Loan Origination, Banking, Mortgage Banking, Underwriting, USDA, Refinance, Short Sales, Credit Analysis, Sales Management, Credit, Mortgage Marketing, Property, Investments, Loss Mitigation, Mortgage Underwriting, FHA financing, Certified Mortgage..., Government Loans, VA Loans, FHA Financing
Education
University of North Texas 1992 — 1993
Bachelors, Business / Finance
Directors Mortgage Owner/PresidentKimberly Cockerham ConstructionJanuary 1992 - February 2009
Education
University of Mississippi 1985 — 1993
Pre-Med
Directors Mortgage September 2014 - Present
Independent Contractor June 2012 - November 2014
The Cheeky Blogger January 2013 - January 2014
Skills
Social Media, Email Marketing, Blogging, Social Networking, Online Marketing, Social Media Marketing, Facebook
Education
Oregon State University 2008 — 2012
Bachelor of Science (B.S.), Fashion Merchandising
Directors Mortgage June 2011 - Present
Skills
Event Planning, Organization Skills, Communication, Quick Study, Marketing, InDesign, Sponsorship, Time Management, Microsoft Excel, Microsoft Word, PowerPoint, Problem Solving, Research, Social Media, Teamwork, Facebook
Education
Portland State University - School of Business 2015 — 2017
Bachelor's Degree, Marketing/Advertising/Graphic Design
Clackamas Community College 2012 — 2015
Associate's of Science Oregon Degree- Business, Business Transfer Degree
Portland Lutheran High School
High School
Directors Mortgage Inc February 2000 - Present
Directors Mortgage February 1994 - Present
Skills
Budgets, Mortgage Banking, Mortgage Lending, Loans, VA loans, Loan Origination, Certified Mortgage..., Calyx, Originations, FHA, Refinance, Strategic Financial..., USDA, Reverse Mortgages, Real Estate, FHA financing, Residential Mortgages, Construction Loans, Mortgage Marketing, Real Estate Financing, Non-Conforming, Real Estate Economics, First Time Home Buyers, Home Equity Lines of..., Commercial Mortgages, New Home Purchase, Credit Analysis, Underwriting, HomePath, Government Loans, Investment Properties, Debt Consolidation, Mortgage Underwriting, Credit, 203K, Home Equity Loans, Referrals, Finance, Foreclosures, Short Sales, REO, USDA Rural Housing, Loss Mitigation, HUD, Financial Structuring, FHA Financing, VA Loans
Education
Portland Community College 1980 — 1982
TriMet May 2015 - Present
Portland Trail Blazers 2008 - Present
Supportland May 2014 - May 2015
Vestas April 2008 - March 2014
Directors Mortgage February 2007 - March 2008
American Red Cross April 2005 - February 2007
University of Oregon November 1999 - April 2005
University of Idaho August 1997 - November 1999
Diamond Sports Inc. May 1997 - August 1997
Skills
Media Relations, Internal Communications, Writing, Spokesperson, Corporate Communications, Graphic Design, Strategic Communications, Crisis Communications, Public Relations, Press Releases, Marketing Communications, Event Planning, Copywriting, Editing, Public Speaking, Speech Writing, Newsletters, Communications Strategy, Marketing, Management, Video Production, Marketing Strategy, Corporate Social..., Publicity, Journalism, Leadership, Public Affairs, Event Management, Advertising, Communications Planning, Social Media, Social Media Marketing, Blogging, Community Development, Social Networking, Integrated Marketing, AP Style, Facebook, Sponsorship, Sports, Broadcast, Message Development
Education
University of Idaho 1993 — 1999
B.A., Journalism and Mass Communication, Journalism/Public Relations
University of Oregon 2001 — 2002
M.A., Educational administration
University of New Hampshire 1996 — 1996
N/A, Communications
Alpine Mortgage Planning September 2015 - Present
Beyond The Clinic March 2013 - Present
Directors Mortgage April 2015 - September 2015
Financial Beginnings March 2014 - June 2014
Health Care Services, LLC July 2000 - August 2010
Skills
Microsoft Office, General Ledger, English, Public Speaking, Strategic Planning, Microsoft Excel, Microsoft Word, Marketing, Accounting, Teamwork, Financial Reporting, Access, Account Management, Writing, Customer Service, QuickBooks, Budgets, Professional Women, Management, Marketing Strategy, Women Owned Business, Office Management, Office Administration, Entrepreneurship, Data Entry, Leadership, Event Planning, Social Media
Education
Portland State University School of Business Administration 2012 — 2014
Bachelor’s Degree, Business Administration & Marketing
Portland Community College 2010 — 2012
Associate of Science (A.S.), Accounting and Business/Management
SurveyMonkey July 2015 - Present
SurveyMonkey January 2014 - July 2015
SurveyMonkey September 2013 - January 2014
ClearSlide, Inc. August 2012 - August 2013
Entercom March 2012 - August 2012
Entercom August 2011 - February 2012
Directors Mortgage March 2011 - August 2011
Oregon Sports Network/IMG College July 2008 - December 2010
Oregon Sports Network August 2007 - July 2008
Skills
Advertising, Social Media, Sports, Event Planning, Marketing Strategy, Social Media Marketing, Account Management, Online Advertising, Marketing Communications, Marketing, Event Management, Strategic Planning, Sales, Customer Service, Facebook, Email Marketing, Digital Media, Sponsorship, ClearSlide, Lead Generation, SaaS, Advertising Sales, Salesforce.com, Market Research, Management, Online Marketing, New Business Development
Education
University of Oregon 2005 — 2008
Bachelor of Arts, Journalism, Advertising
Tamalpais High School
Directors Mortgage February 2015 - Present
Applebees International June 2014 - December 2014
Seattle CISPES September 2013 - December 2013
Mack Strong Team-Works Academy May 2012 - September 2012
University of Washington February 2011 - February 2012
Robison Mechanical June 2009 - February 2011
Central Kitsap High School August 2010 - November 2010
Skills
Spanish, Public Speaking, Mentoring, Training, Customer Service, PowerPoint, Event Planning, Social Media, Data Entry, Critical Thinking, Microsoft Office, American Sign Language, Leadership Development, Team Leadership, Organizational..., Social Media Marketing, Recruiting, Teamwork, Microsoft Word, Leadership, Microsoft Excel, Communication, Problem Solving, Creativity Skills
Education
University of Washington 2011 — 2014
Bachelor of Arts (B.A.), Spanish Language and Literature
Olympic College 2010 — 2011
Associate's Degree
University of Puget Sound 2009 — 2010
Spanish
Dealer Spike LLC September 2015 - Present
Theatre Battery Thespian Troupe January 2012 - Present
Directors Mortgage September 2014 - August 2015
City of Tualatin, Oregon 2011 - December 2014
E.E. Schenck Co. May 2014 - September 2014
Skills
Illustration, Typography, Posters, Logo Design, Digital Illustration, Vector Illustration, Business Cards, Book Covers, Corporate Identity, Flyers, Graphic Design, Information Graphics, Brochures, Book Design, Layout, Invitations, Stationery, Illustrator, Visual Communication, InDesign, Graphics, Adobe Creative Suite, Communication Design, Pre-press, Packaging, Digital Art, Web Design, Print Production, Dreamweaver, Photo Editing, Photoshop, Storyboarding, Graphic Arts, Banners, Publications, Magazine Design
Education
Western Washington University 2008 — 2012
B.A., Graphic Design
Portland Community College
Professional Certification, Web Design/Development
Maxsam Partners April 2015 - Present
Directors Mortgage May 2013 - September 2014
Independent Contractor November 2008 - September 2014
Skills
WordPress, Adobe Photoshop, Adobe Premier Pro, Adobe After Effects, Premiere, JavaScript, Node.js, AngularJS, MongoDB, SQL, JSON, AJAX, Heroku, Git, Github, Graphic Design, HTML5, CSS, jQuery, RESTful architecture, SEO, Web Development, Maya, Illustrator, PowerPoint, Social Media, Sales, After Effects, Photoshop
Education
Code Fellows 2014 — 2015
Certificate in Full-Stack JavaScript Development
Washington State University - College of Business and Economics 2007 — 2012
Business Management and Operations
Bellevue Community College
High School Running Start Program
Directors Mortgage June 2015 - Present
Sales and Account Management in Mortgage, Financial Services, and Pharmaceuticals 1997 - 2015
Skills
Sales, Business Development, Relationship Building, Business Relationship..., Account Management, Relationship Marketing, Professional..., Marketing, Credit, Residential Mortgages, Mortgage Lending, Customer Service
Education
Southern Oregon University 1992 — 1996
Bachelor of Science in Business Administration, Marketing
Directors Mortgage January 2013 - April 2014
Self-employed February 2011 - January 2013
Darwin Animal Doctors June 2011 - September 2011
NetMore America, Inc November 2009 - January 2011
NetMore America, Inc July 2009 - November 2009
Law Office of Karstan Lovorn December 2005 - December 2008
Skills
Legal Research, Legal Writing, Research, Litigation, Appeals, Training, Criminal Defense, Small Business, Non-profits, Microsoft Word, Microsoft Excel, Courts, Trials, Problem Solving, Microsoft Office, Word, Analysis, Excel, Mediation, Nonprofits
Education
Lewis & Clark Law School 2000 — 2003
JD
York College of Pennsylvania 1996 — 2000
BA, History, Political Science
Portland Community College 2007 — 2009
Engineering
JB Appraisals, LLC January 2004 - Present
JB Appraisals, LLC January 2004 - Present
Home Savings & Trust Mortgage 2003 - 2003
Actor / SAG, AFTRA 1993 - 2003
Wells Fargo 1999 - 2000
Directors Mortgage 1991 - 1993
Skills
Appraisals, Appraisal Skills, Customer Service, Real Estate, Sales, Marketing, Real Estate Financing, New Business Development
Education
Oregon State University
Birmingham School of Acting - England
Pacific Conservatory of the Performing Arts
Directors Mortgage February 2015 - Present
Filigree Advisors April 2011 - January 2015
Skills
Organizational..., Manage Client..., Customer Service, Executive Assistant
Education
Eastern Washington University
New Tradition Homes June 2015 - Present
Desert Hills Realty January 2014 - June 2015
Century 21 January 2011 - January 2014
Hayden Homes September 2008 - January 2011
Summerton Homes August 2007 - May 2008
Coldwell Banker January 2000 - January 2004
Private Industry Council January 1998 - January 1999
Washington State Migrant Council January 1996 - January 1999
Director's Mortgage January 1996 - January 1997
Western Mining January 1992 - January 1994
Skills
REO Listings, New Construction Homes, Re-Sale Homes, Sellers, First Time Home Buyers, Investment Properties, Real Estate, Referrals, New Homes, New Home Sales, Single Family Homes, Foreclosures, Mortgage Lending, Short Sales, Condos, Relocation, Buyers, Resellers, Construction, Assisting First Time..., REO, Home Inspections, Resale Homes, Buyer Representation, Listings, Townhomes, Selling, Move Up Buyers, Sales, Residential Homes
Education
Columbia Basin College 1989 — 1991
Office Administration
Pharr San Juan Alamo High School 1984 — 1986
Directors Mortgage November 2010 - Present
Skills
Mortgage Lending, Loans, Investment Properties, Leadership, Referrals, Customer Service, Mortgage Banking, USDA, Budgets, FHA financing, Loan Origination, Real Estate, FHA, Investors, Refinance
Education
University of Oregon 1986 — 1990
Directors Mortgage February 2013 - Present
Pacific Residential Mortgage October 2011 - February 2013
Genworth Mortgage Insurance July 2008 - July 2011
Skills
FHA, Mortgage Banking, Loan Origination, Mortgage Lending, Refinance, Residential Mortgages, Reverse Mortgages
Education
University of Portland 1982 — 1985
Bachelors of Business Administration, Economics
Profesional Marketing Svc March 2014 - Present
Professional Marketing January 2012 - February 2014
Barr Cleaning Service March 2012 - October 2012
First financial senior funding August 2007 - March 2012
Vons Grocery store March 2005 - August 2007
mci direct June 1996 - June 2004
Competitive Communications April 1992 - July 1996
Super Shops October 1989 - April 1993
Directors Mortgage May 1985 - February 1990
Skills
Sales Management, Special Collections, Personal Finance, Customer Relations, Call Center Development, 10 key by touch, word ,exvel,lodus,..., Customer Service, utitilies, jr audit clerk, Inventory Control, checker, Sales Support, Microsoft Word, 10 Key, QuickBooks, Sales Operations, Sales&Marketing, Sales & Marketing..., Automotive Sales..., Sales Leadership..., Building High..., District Sales..., Marketing, Retail, Public Relations, Recruiting, Team Building, Leadership, Sales, Coaching, Microsoft Office, Public Speaking, Outlook, Microsoft Excel, PowerPoint, Management, Budgets, Time Management, Team Leadership, Strategic Planning, Training, Marketing Strategy, Event Planning, Leadership Development, Operations Management, New Business Development, Negotiation, Social Media, Insurance
Education
University of Phoenix 2015 — 2019
Bachelor's Degree, Business Administration and Management, General, N/a
University of Phoenix 2014 — 2016
Bachelor's Degree, Business Administration and Management, General, 3.9
RE Trainers Real estate 2009 — 2010
N/A, Real Estate, B
Hacienda La Puente Adult Education 1983 — 1984
Tile setting Apprenship, Tile Setting
Downey Adult School 1982 — 1982
GED, Acdemics
Hacienda La Puente Adult Education 1979 — 1981
Sign Painting & Graphics, sing painting & Graphics
Rick Nasset Realty February 2011 - Present
Legacy Real Estate September 2005 - February 2011
Directors Mortgage July 2007 - November 2009
Community Mortgage February 1995 - June 2007
Skills
Market Evaluations, Investment Properties, Foreclosures, Real Estate, First Time Home Buyers
Education
Portland State University 1974 — 1978
BA, History
Sacred Heart Academy 1972 — 1974
General
Self-employed October 2003 - Present
First American Title March 1990 - August 1998
Directors Mortgage January 1987 - March 1996
Skills
Sellers, Referrals, Foreclosures, Real Estate, Condos, Buyers, Contract Negotiation, Relocation, Loans, Home Staging, National Association of..., Sales Process, Single Family Homes, Move Up Buyers, Short Sales, First Time Home Buyers, Graduate of the Realtor..., Certified Luxury Home...
Education
California State University-San Bernardino 1998 — 2000
Bachelor of Arts (BA), Liberal Arts and Sciences/Liberal Studies
Purdue University 1982 — 1984
Associate's degree, Food Sales and Distribution
Summit Mortgage Corp NMLS 3236 February 2015 - May 2015
Northwest Mortgage Group June 2012 - October 2014
Directors Mortgage February 2009 - June 2012
River City Bank October 2008 - February 2009
Umpqua Bank July 2005 - October 2008
Washington Mutual July 1995 - July 2005
Skills
Treasury Management, Building Relationships, Mortgage Lending, Loans, Finance, Leadership, Internal Audit, Mortgage Banking, Policy, Loan Origination, Refinance, New Business Development, Auditing, FHA, Credit, Residential Mortgages, USDA, VA loans, FHA financing, Underwriting, Executive Management, Banking, Mortgage Underwriting
Education
University of Nevada-Las Vegas 1992 — 1995
Communications
Glencoe High School 1989 — 1992
Graham & Company P.C. CPAs January 2015 - Present
Boltage April 2011 - Present
Firefly Development 2002 - 2007
CTX Mortgage 1993 - 1995
Directors Mortgage 1992 - 1993
Investors Asset Management of Ga 1988 - 1989
SunTrust Robinson Humphrey 1987 - 1988
Rich's Department Store 1985 - 1987
Skills
Leadership, Project Management, Management, Problem Solving, Event Planning, Organization, Organizational..., Community Organizing, Financial Analysis, Account Management, Project Planning, Events Coordination, Coordination, Customer Service, Outstanding time..., Accounts Receivable, Critical Thinking
Education
Georgia State University 1989 — 1991
Master of Business Administration (MBA), International Business
Rhodes College 1981 — 1985
Bachelor of Arts (BA), French Language and Literature
Directors Mortgage February 2010 - Present
Skills
FHA, Refinance, Mortgage Lending, VA loans, Mortgage Banking, USDA, FHA financing, Loan Origination, Residential Mortgages, Loans, First Time Home Buyers, Reverse Mortgages, Investment Properties
Education
University of Puget Sound 1998 — 2001
Bachelor's degree, Computer Science and Business
Directors Mortgage July 2013 - Present
USA Direct Funding July 2013 - Present
Siuslaw Bank February 2009 - July 2013
Rainland Mortgage March 2003 - November 2008
Skills
Refinance, Mortgage Lending, FHA, Loans, Credit, Residential Mortgages
Education
Lane Community College 2000 — 2003
Papa John's Pizza Las Vegas June 2004 - Present
Behavioral Research & Therapy Clinic - UW January 2007 - August 2008
Director's Mortgage June 2006 - September 2006
Skills
Microsoft Office, QuickBooks, P&L Management, Budgets, Training, HR Policies, Cost Control, Highly detail oriented, Organization, Highly motivated..., Superior Work Ethic, Schedules, Supply Ordering, Passion for Success, Quality Control, Marketing Strategy, Account Reconciliation, Leadership Development, Interviewing Skills, Business Coaching, Integrity, Time Management, Communication, Coachable, Flexible to Change, Challenge Driven
Education
Universidad de Granada 2007 — 2008
Studied Spanish
University of Washington 2004 — 2008
Bachelor of Arts (B.A.), Psychology
Directors Mortgage June 2012 - Present
Stand on Liquid August 2011 - June 2012
Skills
Social Media, Strategic Planning, Customer Service, Team Building, Marketing, Advertising, Account Management, Social Media Marketing, Event Planning, Fundraising, Sales, Marketing Strategy, Real Estate, Event Management
Education
California State University-Long Beach 1993 — 1996
Bachelor of Science, Psychology
California Polytechnic State University-San Luis Obispo 1991 — 1993
Face It Skin Health Spa Home Designer / Staging ConsultantMichael Alan Furniture / Windsor Square2004 - 2006
Montana Steak House 1999 - 2004
GMAC Mortgage 1997 - 1999
Wells Fargo Home Mortgage 1994 - 1997
Directors Mortgage 1992 - 1994
John W. Henry and Co. 1987 - 1991
Education
University of Houston 1978 — 1980
Business - did not graduate - had children, Business
New American Funding August 2011 - Present
SchoolsFirst Federal Credit Union March 2011 - August 2011
JMAC Wholesale Lending December 2009 - March 2011
On Call Employee Solutions 2007 - 2009
SCME Mortgage Bankers 2006 - 2007
Mortgage Investors Group 2004 - 2006
Bank of America 1998 - 2004
Directors Mortgage 1988 - 1995
Skills
Mortgage Underwriting, Mortgage Lending, Conventional Loans, Underwriting, Mortgage Banking, Financial Risk, Residential Mortgages, Refinance, Loans, Credit, Credit Analysis
Education
Riverside Community College
Umpqua Bank April 2014 - Present
Sterling Bank November 2013 - April 2014
Umpqua Bank September 2011 - October 2013
Directors Mortgage 2010 - 2011
Chase Home Finance April 2003 - December 2007
Epic Productions May 1998 - April 2003
NW Mortgage Group May 1998 - April 1999
Norwest Mortgage/Wells Fargo January 1997 - April 1998
Mellon Mortgage Company September 1995 - December 1996
First Union Mortgage Corporation November 1989 - September 1995
Skills
Mortgage Lending, Loans, FHA, Refinance, Loan Origination, Real Estate Financing, Mortgage Banking, Construction Loans, Credit Analysis, VA loans, Jumbo Mortgage, First Time Home Buyers, Reverse Mortgages, Investment Properties, Underwriting, USDA Rural Housing, Condos, Manufactured Homes, Homepath, Homepath Reno, HARP, Doctor's Loans, Homestyle Renovation, FHA 203K Rehab, Residential Mortgages
Education
Oregon State University 1978 — 1981
Liberal Arts
Tigard Senior High School, OR 1975 — 1977
Directors Mortgage February 2008 - Present
Mortgage Trust, Inc. December 2003 - February 2008
Skills
Mortgage, Mortgage Lending, Certified Mortgage..., Loans, FHA, Residential Mortgages, Mortgage Banking, Refinance, VA loans, USDA, Reverse Mortgages, FHA financing, Home Equity Lines of..., USDA Rural Housing, Credit, Loan Origination, 203K, HomePath, New Home Purchase, Home Equity, Down Payment Assistance, Cash Out, First Time Home Buyers, Home Equity Loans, Referrals, Small Business, Short Sales, Construction Loans, Real Estate, Foreclosures, Investment Properties, Real Estate Economics, Credit Analysis, Real Estate Financing, Underwriting, Commercial Mortgages, REO, Financial Structuring, Real Estate Transactions, Government Loans, Residential Homes, HUD, Sellers, Investors, Commercial Lending, Investments, VA Loans, FHA Financing
Education
Central Washington University
DHI Mortgage June 2015 - Present
Salal Credit Union June 2013 - June 2015
Directors Mortgage April 2011 - June 2012
Skills
Mortgage Lending, Credit, Loan Origination, FHA, Refinance, Residential Mortgages, Banking, Credit Analysis, First Time Home Buyers, Investment Properties, Mortgage Banking
Education
Simon Fraser University 1984 — 1988
Bachelor's Degree, Elementary Education and Teaching
Simon Fraser University
Homes.com January 2011 - Present
Affordable Home Mortgage 2004 - 2010
Affordable Mortgage of Va. 2005 - 2009
Directors Mortgage February 1991 - December 1994
Shearson Lehman Mortgage 1976 - 1991
Skills
FHA, Mortgage Lending, Loans, Refinance, Mortgage Banking, Residential Mortgages, Loan Origination, First Time Home Buyers, Investment Properties, Real Estate, Foreclosures, Residential Homes, Referrals, Contract Negotiation, Sales/Sales Management, Small Business, Marketing, Sales, Mortgage Marketing, USDA, Real Estate Financing, Investors, VA loans, Reverse Mortgages, FHA financing, Certified Mortgage..., Government Loans, Construction Loans, Real Estate Economics, Underwriting, Mortgage Underwriting, Commercial Lending, Rates, Loan Servicing, Commercial Mortgages, Home Equity Loans, Credit Analysis, Financial Structuring, Funding, Loss Mitigation, Consumer Lending, Mortgage Servicing, Wholesale Lending, VA Loans, FHA Financing
Education
Old Dominion University 1968 — 1972
Financial Management
Directors Mortgage September 2008 - Present
Skills
Refinance, VA, FHA, Mortgage Planning, Conforming, Mortgage Lending, Construction Loans, First Time Home Buyers, Loan Structuring, Mortgage, Loans, Purchase, Investment Properties, Residential, Home, Options, Conventional, USDA, Credit, Certified Mortgage..., Loan Origination, VA loans, Mortgage Banking, Reverse Mortgages, HUD, Residential Mortgages, Real Estate Economics, Residential Homes
Education
Arizona State University 1970 — 1973
Master's degree, Education
Northern Arizona University 1965 — 1969
Bachelor of Science (BSc), European History and Political Science
Northern Arizona University
Pacific Residential Mortgage May 2011 - Present
First Magnus Financial January 2005 - August 2007
Directors Mortgage January 2004 - December 2004
Skills
PowerPoint, FHA, Mortgage Banking, First Time Home Buyers, Microsoft Word, Refinance, Customer Service, Construction Loans, FHA financing, Loan Origination, Loans, Mortgage Lending, Real Estate Financing, Residential Mortgages, USDA, VA loans
Education
Portland State University 2005 — 2010
Bachelor of Science, Social Science
Directors Mortgage November 2007 - Present
Skills
Mortgage Lending, Refinance, Loans, FHA, USDA, Mortgage Banking, VA loans, FHA financing, Loan Origination, Residential Mortgages, Certified Mortgage..., First Time Home Buyers, Investment Properties, Credit, Customer Service, Reverse Mortgages, Real Estate, Residential Homes, Short Sales, Foreclosures, REO
Education
Oregon State University 1967 — 1973
Education
QwikLine Industrial Products, Inc. June 2011 - Present
Intersections Coaching Intl. June 2002 - Present
Directors Mortgage January 2006 - March 2008
New Avenues for Youth 2000 - 2007
Mortgage Market/Pacific Residential Mortgage June 2002 - December 2005
Consonus 2000 - 2001
Hewlett Packard 1995 - 2000
Advanced Information Strategies 1994 - 1995
IBM 1984 - 1994
Skills
Marketing, Strategic Planning, Business Development, Team Building, Leadership, Coaching, Sales, Strategic Partnerships, CRM, Solution Selling, New Business Development, Marketing Strategy, Negotiation, Selling, Business Strategy, Start-ups, Account Management, Entrepreneurship, Process Improvement, Product Marketing, Public Speaking, Management Consulting, Workshop Facilitation, Project Planning, B2B, Project Management, Integrated Marketing, Fundraising, Business Planning, Enterprise Software, Management, Sales Management, Consulting, Training, Strategy
Education
San Diego State University-California State University 1983 — 1985
MBA Program - Information Technology
Oregon State University 1974 — 1979
B.S., Engineering (Civil/Structural) & Business
Mortgage Trust, Inc. NMLS 3250 September 2014 - Present
Directors Mortgage August 2013 - September 2014
National College of Natural Medicine July 2008 - August 2013
NCNM July 2008 - September 2011
Wilbert Precast, Inc. February 2006 - July 2007
People to People Ambassador Programs February 2004 - December 2005
Skills
Social Networking, Public Relations, Product Marketing, Blogging, SEO, Fundraising, Nonprofits, Marketing Communications, Marketing, Marketing Strategy, Social Media Marketing, Project Management, Social Media, Event Management, Project Planning
Education
Marylhurst University 2009 — 2011
Master of Business Administration (MBA), Marketing
University of Arizona 1998 — 2002
Bachelor's degree, Media Arts
I April 2012 - Present
Directors Mortgage February 2013 - November 2014
IMPAC November 2009 - December 2011
Watermark Financial 2009 - October 2010
MetLife Home Loans May 2009 - November 2009
Franklin First Financial 1996 - 2008
First Union Bank 1994 - 1996
Skills
Credit, Sales, Banking, Real Estate, Underwriting, Customer Service, Account Management, Investment Properties, Marketing, Sales Management, Credit Analysis, Finance
Education
University of Portland 1987 — 1991
Marketing, Business
Franklin American Mortgage Company January 2008 - Present
Bank of America 2000 - 2007
Bank of America 1996 - 2000
Directors Mortgage 1993 - 1996
Skills
Loans, Mortgage Lending, FHA, Credit, Refinance, Real Estate, Residential Mortgages, VA loans, Condos, Underwriting, Real Estate Transactions, Referrals, First Time Home Buyers, Mortgage Banking, Reverse Mortgages, Construction Loans, Mortgage Underwriting, Short Sales, USDA, FHA financing, Loan Origination, Foreclosures, Loss Mitigation, Residential Homes, Real Estate Financing, Wholesale Lending, Commercial Mortgages, Government Loans, Certified Mortgage..., Home Equity Lines of..., Credit Analysis, Mortgage Marketing, Mortgage Servicing, Loan Servicing, FHA Financing, VA Loans
Education
University of Connecticut 1984 — 1988
BA, Economics
Elite REO Services May 2009 - Present
Lennar Homes March 2005 - December 2007
Barratt American September 2002 - February 2005
McMillin Homes August 1998 - August 2002
Presley Mortgage October 1995 - July 1998
Directors Mortgage February 1990 - October 1995
Education
Cerritos College 1972 — 1975
AA, Business Administration
Keller Williams VIP Properties 2007 - Present
Metrocities Mortgage 1997 - 2006
Director's Mortgage 1983 - 1993
Education
Kalamazoo College 1976 — 1980
CA, Economics
Buffalo Federal Savings Bank November 2008 - Present
BUFFALO FEDERAL SAVINGS BANK November 2008 - November 2012
Cosmopolitan Funding Group LLC August 2008 - November 2008
IndyMac Bank June 2008 - August 2008
US BANK March 2008 - June 2008
CHASE BANK August 2007 - March 2008
First Horizon Home Loans June 2007 - August 2007
Directors Mortgage December 2006 - June 2007
Majestic Mortgage Services/Eagle Home Mortgage December 2003 - December 2006
National City Mortgage July 2003 - December 2003
Skills
Real Estate, USDA, Home Equity Loans, Selling, FHA, Refinance, Investment Properties, FHA financing, Mortgage Lending, Credit, Loan Origination, Short Sales, Residential Homes, Commercial Lending, Loans, Relocation, Sellers, First Time Home Buyers, REO, Sales, Investors, Referrals, Leadership, Foreclosures, Mortgage Banking, Finance, VA loans, Certified Mortgage..., FHA Financing, Residential Mortgages, Reverse Mortgages, VA Loans
Education
Warner Pacific College 1999 — 2001
Bachelors in Business, Finance and Financial Management Services
Clackamas Community College 1997 — 1999
AA & ASG, Business
Rex Putnam 1996 — 1997
High School Diploma, Business/Finance
Milwaukie High School 1992 — 1995
Business
Guild Mortgage December 2014 - Present
Northwest Mortgage Group March 2012 - December 2014
Wells Fargo Home Mortgage September 2011 - March 2012
Directors Mortgage October 2010 - October 2011
IBM, Lenders Business Process Services, Inc. April 2010 - October 2010
SecurityNational Mortgage Company April 2009 - January 2010
Wilshire Credit Corporation May 2008 - April 2009
LownHome Financial May 2006 - October 2007
First Franklin October 1993 - April 2006
Skills
Supervisory Experience, Leadership Experience, DE Underwriter, Rural Housing, VA underwriting..., Conventional Conforming..., Mortgage Lending, Leadership, Loans, Finance, FHA, Underwriting, Residential Mortgages, Mortgage Banking, Loss Mitigation, USDA, Refinance, Training, Credit, Management, Financial Analysis
Education
Mt. Hood Community College 1977 — 1978
Zoology
Superior Medical Billing Solutions November 1990 - Present
Reliable Medical Claim Services Inc July 2007 - May 2011
RMCS Enterprises Inc 1996 - 2007
Directors Mortgage 1991 - 1996
Riverside Thrift and Loan 1985 - 1990
Skills
Medical Billing, Medical Coding, HIPAA, Practice Management, ICD-9, Medicare, Accounts Receivable, ICD-10, Medicaid, Medical Records, Healthcare Consulting, Healthcare Information..., EHR, Revenue Cycle Management, CPT, Medical Terminology, EMR, Health Insurance, Managed Care, Revenue Cycle, HCPCS, Auditing, Medical Practice..., Healthcare Management, Medical Staff..., Medical Office, Contract Management, Billing Solutions, Billing Systems, Billing Services, Physician Coding, Coding Experience, E/M coding
Education
California State Polytechnic University-Pomona 1981 — 1983
Accounting, Computer Science
TIP Training
ResMac, Inc June 2015 - Present
Interbank Mortgage July 2010 - February 2015
Mid Nation Mortgage June 2008 - March 2010
Premium Home Loans March 2006 - May 2008
Gold Bank January 2001 - March 2005
McGuire Mortgage 1996 - 2000
Ameri National Mortgage January 1995 - July 1996
Directors Mortgage January 1993 - January 1995
Skills
Funding, Financial Risk, Refinance, Credit, USDA, Mortgage Lending, Residential Mortgages, Loans, Underwriting, FHA, Mortgage Underwriting, Credit Risk, FHA financing, Loan Origination, Mortgage Banking, Credit Analysis, Wholesale Lending, Real Estate Financing, Consumer Lending, Investment Properties, VA loans, Banking, Loss Mitigation, Government Loans
Education
Longview Community College 1983 — 1984
Business
Core Health & Fitness - Star Trac, StairMaster, Nautilus & Schwinn commercial fitness products February 2014 - Present
Directors Mortgage October 2012 - February 2014
The Salvation Army August 2009 - February 2010
Skills
Customer Service, Linux, Lotus Notes, Troubleshooting, Microsoft Office, Microsoft Exchange, Active Directory, Technical Support, Unix, Windows, Windows XP, Windows 7, Windows Vista, Networking, Computer Hardware, DNS, DHCP, Software Installation, Software Documentation, Project Management, Operating Systems, Help Desk Support, FTP, Printers, Visio, Laptops, TCP/IP, Vendor Management, IT Operations, Antivirus, System Deployment
Education
Clackamas Community College
ITT Technical Institute
Associate of Applied Science, Information Technology - Computer Network Systems
Portland State University
General Education Studies
Muller Commercial Real Estate July 2015 - Present
Milagro Mac & Milagro Computer August 1990 - Present
Nationwide Commercial Brokers January 2009 - July 2012
Las Vegas String Band March 2007 - March 2009
Springs Preserve Las Vegas Nevada January 2008 - January 2009
Hardesty Realty September 2005 - January 2006
Directors Mortgage January 1987 - 1989
Cryer Commercial Realty January 1986 - October 1987
Radio Shack & Microland October 1985 - August 1986
EF Hutton October 1985 - August 1986
Skills
XML, Programming, Android, MySQl, HTML scripting, Perl Script, CGI scripts, Zen Cart, Apple Remote Desktop, Apple Specialist, Windows Server 2003, Ubuntu, Fedora, Joombla, Wordpress, PHP4/5, systems administration, Microsoft office, Filemaker Pro Programing, Adobe Creative Suite, Photoshop, Imagestudio, jQuery, WordPress, C, C++, Java, Microsoft Office, OS X, Windows Server, Hardware, System Administration
Education
University of California, Santa Barbara 1979 — 1982
Economics, Liberal Arts - Theatre - Music - Computer Science
University of Valencia 1981 — 1981
Summer Studies, Spanish
Oregon Institute of Marine Biology 1979 — 1979
Environmental Studies Program, A's and B
University of Oregon 1977 — 1979
Transfer, Environmental Studies - Liberal Arts, B
Golden West College 1976 — 1977
prerequisites, AA
University of Coimbra 1976 — 1976
summer studies, Portuguese Language and Literature
Seeking Employment Sales Account ManagerPGiApril 2000 - September 2012
Premiere Global Services April 2000 - September 2012
MedCash February 1995 - February 2000
Directors Mortgage May 1993 - May 1994
Skills
Sales, Strategic Partnerships, Managed Services, Cold Calling, Territory..., Sales Process, Strategic Planning, Key Account Development, Direct Sales, Sales Growth, Sales Execution, New Business Generation, International Account..., Salesforce.com, WebEx, New Business Development, Sales Operations, Selling Skills, Lead Generation, Unified Communications, International Sales, Key Account Management, Marketing, Customer Retention, Software Industry, Webinars, Channel Partners, Marketing Strategy, SaaS, Cloud Computing, Leadership, Management, Selling
Education
Longview Community College 1987 — 1988
Directors Mortgage August 2009 - Present
Skills
Real Estate Transactions, Credit Analysis, FHA, New Home Sales, Loans, Certified Mortgage..., VA loans, Condos, Mortgage Banking, Mortgage Underwriting, Foreclosures, Loan Origination, USDA, Relocation, Refinance, Residential Homes, Short Sales, Mortgage Lending, FHA financing, Construction Loans, Residential Mortgages, Real Estate, Reverse Mortgages, HUD, Sellers, Government Loans, REO, Referrals, Underwriting, First Time Home Buyers, Single Family Homes, Investment Properties, Credit, Investors, Non-Conforming, HomePath, Home Equity Lines of..., Real Estate Economics, New Home Purchase, Real Estate Financing, Vacation Homes, Home Equity Loans, Mortgage Marketing, Debt Consolidation, 203K, Commercial Mortgages, Financial Structuring, USDA Rural Housing, Escrow, Move Up Buyers
Education
Arizona State University 1987 — 1990
Bachelor's degree, Communication and Media Studies
The Recruiter Solution 2015 - Present
Directors Mortgage 2011 - 2015
Eagle Home Mortgage 2004 - 2011
Skills
Mortgage Lending, Mortgage, Conventional, FHA, VA, Training & Development, Organizational..., Employee Relations, New Hire Orientation, Full-cycle Recruiting, Human Resources, Microsoft Office, Leadership, Coaching, New Hire Orientations, Employee Training, Team Building, Recruiting, Customer Service, SDLC, Onboarding, Credit, Mortgage Banking
Education
Penn State University 2012 — 2014
MPS, Human Resources and Employment Relations, (Staffing, Training, and Development)
Washington State University 2004 — 2009
Bachelor of Arts (B.A.), Personnel Psychology/Business Administration
Orion Lending April 2015 - Present
Mountain West Financial, Inc. July 2013 - April 2015
Luther Burbank Savings September 2011 - February 2013
Bank of America January 2011 - October 2011
Great Western Mortage September 2010 - January 2011
Bank of America May 2008 - September 2010
Standard Pacific Mortgage January 2005 - May 2008
Metrocities Mortgage 2001 - 2004
Metrocities Mortgage 2001 - 2004
Directors Mortgage 1991 - 1994
Skills
Mortgage Lending, FHA, Refinance, Mortgage Banking, Loan Origination, Mortgage Underwriting, VA, Loans, Certified Mortgage..., FHA financing, Risk Management, Construction Loans, Credit Risk, Portfolio Management, Reverse Mortgages, Commercial Banking, VA loans, Banking, Mortgage Servicing, Commercial Lending, Loan Servicing, Residential Mortgages, Underwriting, Real Estate Economics, Government Loans, Financial Analysis, Credit Analysis, Consumer Lending, USDA, Credit
Education
Orange Coast College
Business Administration and Management, General
Wells Fargo Home Mortgage October 1992 - December 2009
Directors Mortgage 1992 - 1994
Prudential Home Mortgage 1988 - 1992
Education
Seton Hall University 1969 — 1973
BA, English
Green Lake Dental Care September 2012 - Present
Albright Family Dental January 2012 - March 2012
Highlands West Dental September 2004 - January 2012
N/A April 2012 - 2012
Directors Mortgage January 1992 - January 1996
Skills
Healthcare, Cosmetic Dentistry, Orthodontics, NRP, ACLS
Education
Northshore Dental Assisting Academy 2004 — 2004
Certificate of completion, ADAA
Shoreline Community College 1977 — 1979
AAS, General Studies, B
Shoreline Community College Medical Assistant 1977 — 1979
Associate of Arts & Science Degree
Woodway Senior High 1974 — 1977
High School Diploma
Osage Nation Adolescent Center February 2006 - April 2006
Torrez-Martinez Tribal TANF October 2005 - December 2005
Fina's June 1994 - December 2005
Directors Mortgage May 1992 - May 1994
Sears Mortgage Corporation May 1991 - May 1992
United States Marine Corps November 1979 - August 1990
Education
Mt. San Jacinto Community College District
Coursework only, Alcohol and Drug Studies
Riverside City College
Associate's Degree, AS Administration of Justice