diversified mortgage
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diversified mortgage Employees
HATCH BEAUTY Agency, LLC & HATCH Beauty Products, LLC January 2012 - Present
Lunada Bayhouse Restaurant July 2009 - May 2013
Signal Hill Petroleum Inc January 2011 - October 2011
Lou-Luey's Baja Seafood March 2008 - October 2010
Diversified Mortgage January 2003 - January 2008
JC Penny November 2003 - January 2004
Skills
Customer Service, Sales, Retail, Budgets
Education
Chaffey College
General Education
National Bartenders Bartending School
Temescal Canyon High School
General Education
Consolidated Communications December 2007 - Present
Diversified Mortgage October 2002 - November 2007
Birch Telecom August 2000 - September 2002
Skills
Building High..., Sales Rep Training, Developing New Markets, Growing Teams, Growing Accounts, Growing Businesses
Education
Georgia State University 1986 — 1988
Psychology
University of West Georgia 1984 — 1986
Business Administration and Management, General
Murphy Home Loans May 2012 - Present
Caliber Funding January 2012 - May 2012
Carrington Mortgage Services May 2011 - December 2011
DIVERSIFIED MORTGAGE September 2001 - December 2007
Skills
FHA, VA loans, Loans, Loan Origination, Refinance, Mortgage Lending
Education
San Diego State University-California State University 1983 — 1987
BUSINESS MANAGEMENT
Ventura High School 1980 — 1983
RealtySouth July 2005 - Present
RealtySouth Acton Road Branch 2005 - Present
Diversified Mortgage 2001 - 2004
Vulcan Chemicals 1998 - 2003
Vulcan Materials Company 1979 - 2003
Skills
Real Estate, Relocation, Short Sales, Foreclosures, ABR, Rentals, Residential Homes, Property, First Time Home Buyers, Buyer Representation, New Home Sales, Single Family Homes, Sellers, SFR, Buyers, e-PRO, Listings, Investors, REO, Relocation Buyers
Education
Samford University 1987 — 1991
MS, Environmental Management
Southeastern Louisiana University 1972 — 1979
BS, Biology
University of Alabama at Birmingham
MPH, Public Heatlth
Cherry Creek Properties, LLC January 2014 - Present
Innovative Real Estate August 2012 - January 2014
Rich Dad Education 2014 - 2014
Paramount Home Loans August 2006 - December 2010
Diversified Mortgage 2004 - 2006
Skills
Condos, First Time Home Buyers, FHA, Foreclosures, Investment Properties, Investors, Loans, Marketing, Mortgage Lending, Negotiation, New Home Sales, REO, Real Estate, Real Estate Transactions, Referrals, Refinance, Residential Homes, Sales, Sellers, Short Sales, Single Family Homes, Relocation, Appraisals, Contract Negotiation
Education
University of Denver 2000 — 2001
Master of Real Estate and Construction Management, Real Estate Development
Colorado State University 1990 — 1994
Bachelor of Arts (B.A.), Political Science and Government, Philosophy
Rich Dad Education
Rich Dad Education
Rich Dad Education
WellCare Health Plans August 2015 - Present
Catalina Marketing December 2014 - August 2015
City of Clearwater March 2013 - December 2014
OneBlood, Inc. (Formerly Florida Blood Services) May 2005 - March 2013
Diversified Mortgage January 2003 - May 2005
Skills
SharePoint, SQL, ASP.NET, JavaScript, Visual Basic, HTML, Software Documentation, Databases, Process Improvement, Data Analysis, Access, VB.NET, Business Analysis, Systems Analysis, E-commerce, Website Development, Web Marketing, Web Marketing Strategy, Social Media, Social Media Marketing, Corporate Social Media, SharePoint Designer, Visual Studio, Digital Marketing, Email Marketing, Website Promotion, Website Creation, Inbound Marketing, Viral Marketing
Education
University of South Florida 2001 — 2002
Master of Science (MS), Management Information Systems
University of Florida 1997 — 2001
Bachelor of Science (B.S.), Business Administration - Decision and Information Sciences
DDA Mortgage July 2007 - Present
diversified mortgage March 1995 - December 2008
Directors Mortgage Company March 1993 - March 1995
Skills
Mortgage Lending, FHA financing, USDA, Non-Conforming, Customer Focus, Innovative Problem..., Problem Analysis, Customer Oriented, FHA, VA loans, Refinance, HomePath, Loans, First Time Home Buyers, Foreclosures, Condos, REO, Real Estate Transactions, Investment Properties, Real Estate, Short Sales, Investors, Sellers, Residential Homes, New Home Sales, Real Estate Economics, Listings, Reverse Mortgages, HUD, Referrals, Closings, Real Estate Financing, Vacation Homes, Single Family Homes, New Homes, Buyer Representation, Real Property, SFR, Buyers, Rentals, Mortgage Banking, Loan Origination, Relocation, Move Up Buyers, Brokerage, Government Loans, Certified Mortgage..., Construction Loans, Loss Mitigation, Mortgage Underwriting
Education
University of South Florida 1982 — 1984
finance, buisness
st petersburg junior college 1980 — 1982
AA, Business
U.S. Bank July 2014 - Present
Mortgage One of the South 2008 - February 2014
Diversified Mortgage June 2006 - December 2008
Skills
Mortgage Lending, First Time Home Buyers, Refinance, FHA, Loans, Loan Origination, VA loans, Mortgage Banking, Residential Mortgages, REO, USDA, Real Estate, Credit, Public Speaking, Negotiation, Microsoft Office, Medical Devices, Medical Sales, Medical Technology, Selling, Sales, Certified Mortgage..., Government Loans, FHA financing
Education
University of Alabama at Birmingham 2003 — 2008
Bachelors of Science, Business Management & Minor in Finance
Media Visions July 2015 - Present
Father Nature Landscapes November 2014 - May 2015
Father Nature Landscapes February 2014 - November 2014
Image Connection October 2012 - February 2014
Freed Sales January 2008 - August 2011
Diversified Mortgage September 2005 - May 2007
Solutions, LLC March 2005 - May 2007
American General Financial Services September 2003 - August 2005
Living Green Incorporated January 2002 - April 2003
Envirocare January 2002 - April 2003
Skills
Lighting Des, Lighting, Sales, Songwriting, Lighting Design, Sound, Live Events, Production Managment, AV, Audio Engineering, Entertainment, Video Editing, Recording, Studio Recording, Music Industry, Stage Lighting, Live Sound, Production Management
Education
Auburn University 1996 — 2000
Bachelor's of Science, Horticulture
Graduate of Fairhope High School 1993 — 1994
Bachelor of Science, Horticulture
Northwestern Mutual November 2011 - Present
Northwestern Mutual June 2006 - October 2011
Katharine C. Owens, CPA January 2004 - May 2006
Diversified Mortgage April 2003 - April 2006
AMCI August 1994 - January 1998
Principal Financial Group January 1993 - August 1994
Lloyd LaGow Contruction June 1991 - July 1993
Skills
Fixed Annuities, Wealth Accumulation, Disability Insurance, Series 7, Wealth Management, Insurance, Series 6, 401k, IRAs, Health Insurance, Loans, Long-term Care, Series 63, Estate Planning, Banking, Investments, Program Management, Financial Planners, Strategy, FINRA, Whole Life, Mutual Funds, Strategic Financial..., Variable Annuities, Life Insurance, Retirement Planning, Long Term Care Insurance, Retirement
Education
Kaplan
Insurance License
Minnesota State University, Mankato
St. Peter High School
American Mortgage Consultants, Inc. July 2012 - Present
PricewaterhouseCoopers LLP/Thompson Technologies March 2008 - June 2012
National City Mortgage 2006 - 2007
Diversified Mortgage 2005 - 2006
Wilmington Finance 2004 - 2005
Guaranty Home Mortgage 2003 - 2004
General Electric Mortgage Ins Co 2001 - 2003
Home Mortgage Inc 2000 - 2001
Bridgeway Mortgage Company 1999 - 2000
Republic Bank September 1998 - April 1999
Education
University of South Florida 1978 — 2006
BS, Banking and Finance/3yrs Engineering Computer Science
Mortgage Banking Association 1984 — 1990
Conv/Govt Underwriting
National Banking Association 1980 — 1984
Banking/Finance
Northeast Senior High School 1972 — 1975
Diploma, Math/Science
Michigan Bankers Title November 2013 - Present
Fifth Third Bank December 2012 - November 2013
First United Bank July 2012 - December 2012
Polaris January 2009 - February 2010
Atlantic Pacific Title Agency September 2007 - March 2009
Wholesale Division Lansing area December 2006 - March 2007
2005-2006 Decision One Mortgage October 2005 - December 2006
Cumberland Mortgage January 2000 - January 2005
Diversified Mortgage 1998 - 2000
Skills
Credit, FHA, Loss Mitigation, Banking, Refinance, Loan Origination, Loans, Mortgage Lending, Loan Servicing, Residential Mortgages, USDA, REO, Mortgage Banking, Credit Risk, Asset Management
Education
Everett High School
Lansing Community College
Paralegal
MELLER OPTICS January 2012 - Present
Hey Nineteen a Tribute to Steely Dan 2012 - Present
7th Wave Resort 2006 - Present
Hill and Harbour Financial June 2001 - Present
Mortgage Pros USA August 1995 - August 2008
Diversified Mortgage 1988 - 1995
Skills
Marketing Strategy, Contract Negotiation, Sales, Business Planning, Marketing, Executive Management, Sales Management, Start-ups, Investments, Strategic Partnerships, Entrepreneurship, Real Estate Development, Real Estate, Investors, Residential Homes, Short Sales, REO, First Time Home Buyers, Sellers, Strategy, Business Strategy, Credit, Sales Process, Management, Customer Service, Small Business, Leadership, Real Property, Account Management, Strategic Planning, Online Marketing, Mergers & Acquisitions, Direct Sales, Property, Training, Product Development, Retail, Business Development, Investment Properties, New Business Development, Start-up
Education
Berklee College of Music 1980 — 1984
BA, Music Production and Engineering
Shelton High School 1976 — 1977
Diversified Mortgage May 2009 - Present
Skills
Residential Mortgages, Mortgage Banking, Mortgage Lending, FHA, Refinance, Loan Origination, Credit, First Time Home Buyers, Investors, Loans, Real Estate, Short Sales, FHA financing
Education
College of San Mateo 1984 — 1988
Acopia Home Loans NMLS 4664 December 2012 - Present
Franklin American Mortgage Company October 2008 - December 2012
American Financing Corp November 2007 - October 2008
Diversified Mortgage July 2007 - November 2007
Skills
Mortgage Lending, Loans, Risk Management, FHA, Training, Underwriting, Management, Software Documentation, Auditing, Internal Audit, Program Management, Mortgage Banking, Loan Origination
Education
Ball State University - College of Business 1997 — 2002
BS, Marketing
Bank of America November 2014 - Present
Home Loan Alliance/GTE Financial April 2012 - October 2014
Bankers Mortgage of Pasco County Inc. October 2010 - May 2012
ABC Mortgage Funding Inc September 2003 - January 2010
MainStream Mortgage September 2000 - September 2002
Millenium International Finance 1998 - 2000
Diversified Mortgage 1997 - 1998
Skills
Credit Counseling, First Time Home Buyers, FHA, VA, Mortgage, Conventional, Mortgage Lending, Refinance, Purchase, FHA financing, VA loans, USDA, Conforming, First Time Buyers, Loans, Mortgage Industry, Referrals, Home, Loan Origination, Residential, Single Family Homes, Customer Service, Customer Relations, Credit Analysis, Team Building, Down Payment Assistance, Harp, Home Equity Loans, NMLS, Real Estate Financing, Real Estate Transactions, Residential Homes, Mortgage Underwriting, Non-Conforming, VA Loans, FHA Financing
Education
City University of New York-College of Staten Island 1992 — 1992
Tottenville HS 1978 — 1982
Philadelphia Land Bank June 2014 - Present
Philadelphia Redevelopment Authority May 2009 - June 2014
University of Pennsylvania, Fels Institute of Government January 2010 - December 2011
University of Pennsylvania March 2009 - May 2009
Diversified Mortgage March 2007 - April 2008
TCM Group September 1993 - March 2007
Liberty Healthcare System October 1991 - September 1993
New York City Department of Health and Mental Hygiene 1989 - 1991
Condor Electrical Contractors 1985 - 1988
Skills
SPSS, Python, Matlab, Spatial Analysis, JMP, ArcView, Statistical Packages, Data Analysis, ArcGIS, Economic Development, GIS, GeoDa
Education
University of Pennsylvania 2010 — 2013
Master of Philosophy (M.Phil.), Project, Program, and Portfolio Management, Honors
University of Pennsylvania 2008 — 2010
MUSA, Spatial Analytics
The London School of Economics and Political Science 1984 — 1985
M.Sc., Planning and Administration
University of Pennsylvania 1981 — 1984
B.A., Economics
Yeadon High School 1977 — 1981
High School Diploma, College Preparation
Diversified Mortgage loan officerking financial group2001 - 2004
Beneficial 1997 - 2000
Education
The University of Texas at Arlington - College of Business 1995 — 1997
International Business
Bank United May 2015 - Present
EverBank October 2014 - April 2015
Synovus Mortgage November 2013 - October 2014
Diversified Mortgage 2003 - 2008
Skills
Mortgage Banking, Refinance, Loans, USDA, Loan Origination, Credit, Residential Mortgages, VA loans, Reverse Mortgages, FHA financing, Certified Mortgage..., Banking, Investment Properties, First Time Home Buyers, Construction Loans, Credit Analysis, Investments, Debt Consolidation, Mortgage Marketing, VA Loans, FHA Financing, FHA
Education
Orange Coast College 1978 — 1979
Palomar College
Business Administration and Management, General
Carrington Mortgage Services May 2011 - Present
Wells Fargo Home Mortgage August 2010 - May 2011
Diversified Mortgage September 2001 - March 2010
Education
San Diego State University-California State University 1983 — 1987
Ventura High School 1980 — 1983