Experience
Bank of America  June 2013 - Present
Bank of America  July 2012 - June 2013
Bank of America  June 2011 - July 2012
Stewart + Brown   January 2011 - April 2011
Bank of America  June 2010 - August 2010
Western Digital  2008 - 2009
OMF International  2006 - 2008
REDC  2005 - 2006
Encore Credit Corp   2003 - 2005

Skills
Leadership Development, Talent Management, Performance Management, Recruiting, Onboarding, Training, Leadership, Executive Coaching, Cross-functional Team..., Strategy, Career Development, Interviews, 360 Feedback, Organizational..., Organizational..., Succession Planning, Employee Engagement, Consulting, Human Resources, Organizational Design, Strategic Planning, Talent Acquisition, Analysis

Education
Pepperdine University, The George L. Graziadio School of Business and Management   2009 — 2011
Masters, International Business (IMBA)

Tsinghua University   2010 — 2010
International Exchange in Beijing, China, International Business

University of California, Irvine
Bachelor of Arts, English

Experience
Key Realty Sarasota Florida   August 2012 - Present
Ling Realty, LLC   July 2011 - July 2012
Benchmark Mortgage  May 2006 - December 2010
Encore Credit Corp   2006 - 2007

Skills
Real Estate, First Time Home Buyers, Short Sales, Residential, Purchase, Investment Properties, Contract Negotiation, Negotiation, Home, Condos, Construction, Mortgage Banking, Mortgage Lending, Mortgage Industry, Mortgage, Loan Origination, FHA, USDA, Conventional, VA, VA loans, Reverse Mortgages, Refinance, Banking, Loans, Credit, Investments, Retail, Sales Management, Team Building, Customer Service, Customer Relations, New Business Development, Marketing Strategy, Budgeting, Financial Planning, Problem Solving, Strategic Planning, Accounting, Compliance, Microsoft Office, Word, Excel, Single Family Homes, REO, Residential Mortgages, Foreclosures, Referrals, FHA financing, Real Estate Economics

Education
State College of Florida-Manatee-Sarasota   2001 — 2003

Sarasota High School   1998 — 2001
Diploma

Experience
Julian Charter School  May 2014 - Present
S. Cameron Byrd, SPHR   December 2005 - Present
NewSchool of Architecture + Design/Laureate Education Inc.   August 2013 - May 2014
Julian Charter School  June 2006 - August 2013
The Mike Ferry Organization  June 2005 - December 2005
Encore Credit Corp.  January 2005 - March 2005
E*TRADE MORTGAGE   July 2004 - January 2005
Town & Country Credit  July 2000 - July 2004
Ameriquest Mortgage  July 2000 - December 2000
Advanced Office Concepts   August 1993 - May 1996

Skills
Employee Relations, Human Resources, Personnel Management, Recruiting, Organizational..., Training, Performance Management, Executive Coaching, Leadership, Benefits Design, HR Transformation, New Hire Orientations, Employee Training, Strategic Planning, Policy Writing, Training Delivery, Employee Benefits, High Performance Teams, Resume Writing, Career Counseling, Management, Onboarding, Workforce Planning, Talent Management, Coaching, Total Rewards, Benefits Administration, Start-up Environment, Employee Engagement, Applicant Tracking..., Managing High..., Start-up Environments, Recruitment/Retention, Compensation Planning, Compliance Management, Technical Recruiting, Organizational..., Employment Law, HR Consulting, Board Training, Employee Handbooks

Education
Western Governors University   2009 — 2011
MBA, Management and Strategy

San Diego State University-California State University   2008 — 2008
Certificate, Coaching for Organizational Excellence

California State University-Northridge   1998 — 2000
BA, Deaf Studies/Education

Pasadena City College   1996 — 1998
AA, Humanities

Fullerton College   1991 — 1993

Esperanza High School   1984 — 1988
Diploma, General Studies

Experience
Outsource Technical  December 2007 - Present
Encore Credit Corp   June 2004 - December 2007

Skills
Lotus Notes, VMware, .NET, Active Directory, Microsoft Exchange, SQL, Java, Mac, Linux, Windows Vista, Cognos, Technical Recruiting, Recruiting, SharePoint, Account Management

Education
Golden West College   2003 — 2005
Associates, General Education

Experience
The Joint Commission  October 2014 - Present
SunGard  October 2012 - October 2014
Brightwell Payments, Inc  February 2010 - October 2012
Spectrum Global Fund Administration  February 2008 - December 2009
Encore Credit Corp   September 2002 - December 2007

Skills
Help Desk Support, Technical Support, Active Directory, Troubleshooting, Microsoft Exchange, VMware, Business Analysis, Networking, Lotus Notes, Microsoft Excel, SQL, Microsoft Office, Microsoft SQL Server, Customer Service, System Administration, DNS, Servers, Budgets, Account Management, Software Installation, Antivirus, Office 365, Windows 7 & 8 migration, Outlook, MOM Reporting, Vera Smart Reporting, Great Plains Software, Cisco VoIP, Mobile Devices, Cisco VPN, Video Conferencing, Ticketing Systems, Data Center, SAN, IP PBX, Volume Licensing, Cisco Call Manager, OneDrive for business, Lync2013, Bitlocker Encryption

Education
Keller Graduate School of Management of DeVry University   2014 — 2016
MBA Network & Comm Mgmt\​Concentration in Wireless Technology, 3.95

DeVry University   2012 — 2013
Bachelor's degree, B.S. in Technical Management concentration in CIS

Robert Morris College   2000 — 2002
Associate's degree, Computer Networking Specialist

Micro Train
MCP, MCDST

Experience
MidHudson Regional Hospital   August 2013 - Present
Sharon Hospital  May 2012 - August 2013
JPMorgan Chase  February 2006 - August 2007
Encore Credit Corp   January 2005 - January 2006
Citi  November 1997 - January 2004

Skills
Hematology, Medical Technology, Microbiology, Meditech, Laboratory, Laboratory Medicine, Immunoassays, Chemistry, Quality Control, Testing, Troubleshooting, Blood Bank, Phlebotomy, Medical Terminology, Clinical Chemistry, Hospitals, EMR

Education
Dutchess Community College
Associate of Arts and Sciences (AAS), Medical Laboratory Technician

Dutchess Community College
Associate of Science (A.S.), Adolescent Education 7-12 Biology

Western Connecticut State University
Associate of Science (A.S.), Ancell School of Business

Experience
Pentair Valves & Controls  December 2013 - Present
Konecranes  July 2008 - December 2013
Fifth Third Bank  June 2007 - August 2008
Wilmington Finance  February 2006 - June 2007
Encore Credit Corp   January 2003 - January 2006
NovaStar Mortgage  January 2002 - January 2003
Santander Bank, N.A.   January 2001 - January 2002
KeyBank  January 1997 - January 2001

Skills
Management, Sales Operations, Marketing, Sales Process, Pricing, B2B, CRM, Direct Sales, Budgets, Key Account Management, Sales, Forecasting, Customer Service, Marketing Strategy, Cold Calling, Executive Management, Selling, Business Strategy, Relationship Management, Salesforce.com, Mergers & Acquisitions, Strategy, Recruiting, Time Management, Outside Sales, Territory Management

Education
Eastern University   1996 — 1998
MBA, Masters Of Business Administration

Stockton University   1985 — 1989
BA, Finance, Economics

Experience
Bonnie L. Elias, E.A.   January 2008 - Present
Quality Home Loans  April 2006 - July 2007
Encore Credit Corp   March 2004 - January 2006

Skills
QuickBooks Online..., QuickBooks, Payroll, Bookkeeping, Customer Service, Data Entry, Invoicing, Office Administration, Accounts Receivable, Process Scheduler, Accounts Payable, Spreadsheets, Office Management, Fax, Telephone Skills, Microsoft Word, Administrative..., Expenses, Notary Public, Journal Entries, 10 Key, Account Reconciliation, Microsoft Excel, Excel, Administrative Support, Word, Payroll Processing, Scheduling, Accounting, Filing, Tax, General Ledger, PowerPoint, Balance, Tax Preparation, Microsoft Office 2007, Invoice Processing, Microsoft Office, Payroll Taxes, Outlook, Financial Statements

Education
Everest University-South Orlando   2013 — 2015
Associate’s Degree, Accounting and Business/Management

Experience
Exemplis LLC  July 2015 - Present
Highmark Seating   December 2013 - June 2015
Wells Fargo Bank  September 2010 - November 2013
Global debt mangement   August 2009 - May 2010
Avalon Funding   October 2007 - August 2009
Encore Credit Corp   August 2005 - October 2007

Skills
Finance, Loans, Financial Services, Banking, Underwriting, Negotiation, Loan Origination, Credit

Education
Concordia University-Irvine   2011 — 2012
Bachelors degree, Business admin & leadership

Saddleback College   2008 — 2010
Associates, Business Administration

Experience
Wells Fargo  August 2013 - Present
MetLife Bank, N.A.   April 2011 - July 2013
Professional Collateral Analysts, Inc   January 2008 - May 2011
GE Money Bank, dba WMC Mortgage Corporation   2006 - 2008
Encore Credit Corp   2004 - 2006
Fremont Investment and Loan  July 2002 - September 2004
Classic Appraisals Corp.   1983 - 1999

Skills
Appraisals, Mortgage, Valuation, Real Estate, FHA, Risk Management, Due Diligence, Asset Management, Mortgage Lending, Banking, Asset Managment, Credit, Investment Properties, Negotiation, Loan Origination, Leadership, Residential Homes, Loans, Reverse Mortgages, Financial Risk, Residential Mortgages, Refinance, Mortgage Banking

Education
Fordham University   1985 — 1989
Bachelor of Science (BS)

Experience
OneWest Bank  August 2011 - Present
WMC Mortgage  2004 - 2007
Encore Credit Corp   2002 - 2004

Skills
Microsoft Office, Microsoft Excel, PowerPoint, Microsoft Word, Photoshop, Customer Service, Research, Social Media, Windows

Education
Le Cordon Bleu College of Culinary Arts-Pasadena   2012 — 2013
Patisserie and Baking

California State University, Northridge   2008 — 2012
Bachelor's degree, Management and Finance

Experience
Crawford Home Improvements and Flooring   October 2013 - Present
SOCF   June 2009 - September 2013
Mohawk Industries  August 2006 - January 2009
Encore Credit Corp   January 2003 - October 2006

Skills
Sales Management, Sales Operations, Portfolio Management, Sales, Investors, Customer Service, Credit, Due Diligence, Public Speaking, Loans, Outlook, Microsoft Office, Microsoft Word, Process Improvement, Microsoft Excel, Project Management, Account Management, Management, Operations Management, Team Building, Marketing

Education
Orange Coast College   1988 — 1991
G.E. psychology

Experience
Movement Mortgage  September 2013 - Present
Wells Fargo Home Mortgage  October 2011 - September 2013
Anchor Home Mortgage, Inc.   April 2011 - October 2011
MiLend, Inc.   June 2010 - April 2011
Aasent Mortgage Corporation   January 2008 - June 2010
Encore Credit, a division of Bear Stearns   October 2006 - October 2007
People's Choice Home Loan  June 2006 - October 2006
Indymac Bank  February 2006 - June 2006
Encore Credit Corp   January 2004 - February 2006

Skills
New Business Development, Forecasting, Leadership, Analysis, Quality Control, Closing Deals, Analytical Skills, C-Level Presentations, Mortgage Banking, FHA, Mortgage Lending, Loan Origination, Loans, Refinance, Credit, Residential Mortgages, Underwriting, Real Estate, Banking, Training, Investment Properties, Finance, Selling, Government Loans, Sellers, Construction Loans, First Time Home Buyers, Mortgage Underwriting, Credit Analysis, Funding, Mortgage Marketing, Non-Conforming, Reverse Mortgages, FHA financing, USDA, Home Equity Loans, Certified Mortgage...

Education
University of North Carolina at Greensboro   1996 — 2001
Bachelor of Science, Marketing

Experience
First Choice Loan Services Inc.  February 2015 - Present
Affinity Partnerships aka Mortgage Tech Consulting   July 2012 - February 2015
Bank Of Internet  August 2010 - July 2012
Icon Residential Capital  March 2008 - October 2008
Indy Mac Bank  2005 - 2008
Indymac Bank  2005 - 2008
Encore Credit Corp   November 2004 - May 2005
First Franklin  1997 - 2005
Long Beach Bank  1987 - 1992

Skills
Credit Analysis, Business Development, REO, Loans, Sales, Customer Service, Real Estate Transactions, Real Estate, Mortgage Lending, Credit, FHA, Mortgage Banking, Credit Risk, Underwriting, Banking, Leadership, Interviews, Short Sales, Loan Modifications, Management, Residential Mortgages, Lead Generation, Recruiting, Loan Origination, Marketing Strategy, Investment Properties, Investments, Mortgage Marketing, Time Management, New Business Development, Sales Management, Finance, Mortgage Underwriting, Refinance, USDA, Marketing, Reverse Mortgages, Commercial Lending, Residential Homes, VA loans, Foreclosures

Education
Savanna High School   1983 — 1983

Palomar College

Experience
Travis Credit Union  February 2013 - February 2014
Paramount Residential Mortgage Group, Inc. (PRMG)   October 2012 - February 2013
CitiFinancial  January 2008 - September 2011
Encore Credit Corp   November 2006 - December 2007
WMC Mortgage  2005 - 2006
New Century Mortgage  1996 - 2005

Skills
Mortgage Lending, Credit, Real Estate, Sales Management, Loan Origination, Microsoft Office, PowerPoint, New Business Development, Cold Calling

Education
University of Phoenix   2009 — 2010
Business Management/Communications

Bakersfield College   1979 — 1980

San Joaquin Delta College
Communications/Business

Experience
reactiveBrands.com   November 2010 - Present
US Advocate Law Group   January 2009 - September 2009
Lehman Brothers Bank  September 2006 - December 2008
BB Financial Inc.   November 2005 - September 2006
Encore Credit Corp   November 2002 - October 2005
Worth Funding Inc.   February 2001 - November 2002
Countrywide Home Loans  January 2000 - December 2000
USASOC - 82nd Airborne, HHC Command   February 1994 - June 2000

Skills
Marketing Communications, Marketing Leadership, Special Events..., Strategic Planning, Public Relations, Social Media Marketing, Crisis Communications

Education
School of the Americas, USARSA
Certification, Foreign Language Studies - Communication Theory

Texas State College
Bachelor's degree, Public Relations, Civil Communications

University of Phoenix-Southern California Campus
Master's degree, Marketing/Marketing Management, General, incomplete

Experience
Hyundai Capital America  October 2011 - Present
Kondaur Capital Corporation  January 2009 - September 2009
Bear Stearns  February 2007 - November 2007
Encore Credit Corp   March 2002 - February 2007
Ameriquest Mortgage  June 1996 - March 2002
Santel Federal Credit Union   January 1991 - June 1996
First Interstate Financial Services   March 1985 - December 1990
Fireside Thrift Company   September 1974 - March 1985

Education
National University
MBA

Santa Clara University
BS

Experience
Sears Holdings Corporation  November 2012 - Present
Sears Holdings Corporation  August 2011 - November 2012
Wells Fargo Home Mortgage  October 2010 - May 2011
Cricket Communications  November 2008 - October 2010
Ocwen  May 2007 - August 2007
Mortgage Lenders Network USA Inc  October 2006 - January 2007
Encore Credit Corp   May 2004 - April 2006
Security Mortgage, Inc   November 1998 - May 2004

Skills
Customer Service, CRM, Leadership, Sales Operations, Account Management, Sales Management, Mortgage Lending, Microsoft Excel, Marketing, Team Building, Merchandising, Salesforce.com, Online Advertising, Retail, Training, Project Management, E-commerce, Customer Retention, Online Marketing, Social Media Marketing, Website Merchandising, PowerPoint, Merchandise Planning, Visual Merchandising, Omniture, CMS, Digital Marketing, Promotions, Website Promotion, SEO, Email Marketing, A/B Testing

Education
Moraine Valley Community College   1990 — 1993
A.A.S., Associates degree in Business Admininstration

Reavis High School   1986 — 1990
High School, Class of '90

Experience
JPMorgan Chase  February 2014 - Present
JPMorgan Chase  September 2012 - January 2014
Rewards Network, Inc.   October 2008 - September 2012
Countrywide  February 2008 - October 2008
Encore Credit Corp   August 2002 - August 2007
Transamerica  July 2001 - January 2002

Skills
Credit, Underwriting, Loans, Process Improvement, Forecasting, Mortgage Analytics, Due Diligence, Salesforce.com, Financial Risk, Management, Finance, CRM, Analysis, Business Development, Mortgage Lending

Education
North Central College   1999 — 2001
MBA, Finance

Northern Illinois University   1995 — 1997
Bachelor of Science, Economics

Experience
Santa Margarita Water District  March 2010 - Present
Accountants International  2007 - 2010
Encore Credit Corp   April 2002 - October 2004
New Century Mortgage  July 1998 - April 2002
Standard Pacific Savings   December 1990 - June 1997

Skills
Excel, Word, Accounting, General Ledger, Microsoft Excel, Software Documentation, Financial Analysis, Microsoft Word, Access, Payroll

Education
University of California, Irvine   2003 — 2003
Business

Golden West College   1987 — 1989
Accounting

Experience
UCLA Graduate Division  September 2013 - Present
UCLA Graduate Division  September 2011 - September 2013
Center for Global Education - UCLA   February 2011 - September 2013
UCLA Academic Senate - Committee on Instruction & Technology   September 2012 - June 2013
UCLA Center for International & Development Education (CIDE)   June 2011 - June 2012
Comparative & International Education Society (CIES) - Higher Education Special Interest Group   January 2010 - June 2012
Graduate Students Association in Education - UCLA   October 2009 - August 2011
UCLA Center for International & Development Education (CIDE)   September 2009 - June 2011
Financial Freedom  August 2005 - May 2009
Encore Credit Corp   August 2004 - July 2005

Skills
IBM SSPS Statistics, Microsoft Word, Microsoft Excel, Microsoft Visio, Microsoft PowerPoint, Microsoft Outlook, Adobe Acrobat, Adobe Photoshop, Adobe Premiere, Apple iMovie, Microsoft Access

Education
University of California, Los Angeles   2010 — 2016
Ph.D., Education

University of California, Los Angeles   2009 — 2010
M.A., Education

University of California, Irvine   2001 — 2005
B.A., English w/ minor in Spanish

Experience
Nerium International  July 2015 - Present
SunTrust Mortgage  September 2014 - Present
SunTrust Mortgage  August 2013 - September 2014
SunTrust Mortgage  October 2010 - July 2013
Live Well Financial, Inc.   October 2008 - October 2010
Live Well Financial, Inc.   October 2008 - March 2010
Assurity Financial Services  May 2008 - September 2008
Bear Stearns Residential Home Mortgage   February 2007 - February 2008
Encore Credit Corp   September 2004 - February 2007
NovaStar Mortgage  August 2002 - August 2004

Skills
Notary Public, Mortgage Lending, Loans, Mortgage Banking, FHA, Credit, Loan Origination, Refinance, Underwriting, Mortgage Underwriting, Banking, Residential Mortgages

Education
Art Institute of Pittsburgh   2009 — 2014
Associates, Graphic Design

Experience
Fannie Mae  January 2011 - Present
Spherion  January 2008 - December 2010
Encore Credit Corp   June 2005 - November 2008
Mortgage Capital Resources/SPLG   March 1998 - 2005

Skills
Underwriting, Banking, Credit, Mortgage Lending, Derivatives, Start-ups, Financial Analysis, Mortgage Underwriting, New Business Development, Sales Operations, Programming, Secondary Market, Electronics, Aviation, Management, Business Development, Loans, Business Strategy, Sales, Credit Risk, Leadership, Entrepreneurship

Education
California Lutheran University
Bachelor of Business Administration (BBA), Organizational Leadership

California State University-Northridge
B.S.E, Electrical and Electronics Engineering

Experience
CLI Worldwide Transportation   June 2014 - Present
freelance photohrapher  January 2000 - Present
CLI Worldwide Transportation   January 2012 - June 2014
Avalon Transportation, LLC   April 2010 - December 2011
Evening Star Transportation   June 2006 - November 2009
S.P. Field Services   November 2007 - January 2008
Encore Credit Corp   January 2004 - April 2006
Army National Guard  October 1999 - September 2005
Doubletree Hotel  October 2003 - January 2005
Dave & Buster's   2001 - 2003

Skills
Leadership, Security, Management, Microsoft Excel, Operations Management, Dispatchers, Account Management, Troubleshooting, Event Management, Customer Service, Event Planning, Sales Management, Negotiation, Contract Negotiation, Customer Satisfaction, New Business Development, Team Building, Strategic Planning

Education
Santa Ana College   1998 — 1999
Certificate, Graphic Design

Santa Ana College   1998 — 1999
Graphic Design

Experience
Security 1 Lending (as of May 1, 2013 Reverse Mortgage Solutions DBA Security 1 Lending)   August 2012 - March 2014
MetLife Home Loans  April 2007 - July 2012
Everbank Reverse Mortgage, LLC (formerly Bank of New York)   February 2006 - April 2007
Encore Credit Corp   January 2005 - January 2006
MortgageIT  October 2002 - January 2005

Skills
Loan Origination, Underwriting, Credit Analysis, First Time Home Buyers, Investment Properties, Government Loans, Certified Mortgage..., Real Estate, Finance, Home Equity Loans, Home Equity Lines of..., Financial Analysis, Portfolio Management, Mortgage Servicing, Insurance, Mortgage Marketing, Microsoft Word, Microsoft Excel, Lotus Notes, Tango, Bay Docs, Notary Public, Encompass, Loan Servicing

Education
Dutchess Community College   1995 — 1997
Business

Roy C. Ketcham High School Wappingers   1991 — 1995
Diploma, Business

Experience
Wells Fargo  January 2010 - Present
Encore Credit Corp   2003 - 2008

Education
Northern Illinois University

Experience
Greystone Healthcare Management  August 2009 - Present
ADP Dealer Services  June 2008 - June 2009
CareerBuilder.com  November 2007 - May 2008
PCHL   August 2006 - May 2007
Encore Credit Corp   May 2005 - May 2006
Argent Mortgage Company  May 2003 - April 2005

Skills
Full-cycle Recruiting, Employer Branding, Brand Awareness, SMO, Talent Acquisition, Cold Calling, Technical Recruiting, Customer Service, Contract Negotiation, Marketing Strategy, Employee Engagement, Employee Relations, Employee Management, Recruitment Advertising, Team Leadership, C-Level Communications, Behavioral Interviewing, Applicant Tracking..., Recruiting, Interviews, Human Resources, Leadership, Management, Team Building

Education
Northern Illinois University   1998 — 2003
BA, Communications

Experience
Perl Mortgage  April 2009 - Present
Bear Stearns  August 2001 - October 2007
Bear Stearns  2004 - 2006
Encore Credit Corp   2001 - 2003

Skills
Encompass, Windows Vista, Microsoft Excel, PowerPoint, WebEx, PMI Trained, Microsoft Office, FHA, VA, Management, Funding, FHA financing, Sales, Mortgage Underwriting, Underwriting, Banking, Operations Management, Credit, Loan Origination, Training, Residential Mortgages

Education
Illinois State University   1997 — 2001
Bachelor of Applied Science (B.A.Sc.), Business Administration, Management and Operations

York Community High School

Experience
American Financial Partners   January 2013 - Present
MFS  February 2011 - Present
MassMutual Financial Group  April 2007 - February 2013
Encore Credit Corp   November 2006 - February 2007
New Century Mortgage Corp.  April 2003 - September 2006

Skills
Finance, Portfolio Management, Financial Services, Insurance, Investments, Loans, Securities, Gap Analysis, Strategic Financial..., Retirement, Estate Planning, Retirement Planning, Asset Management, Disability Insurance, Life Insurance, Financial Risk, Fixed Annuities, Financial Analysis, Sales

Education
Brandeis University   1997 — 2001
BA, Economics

Newton South

Experience
Kegel, Tobin & Truce   October 2010 - Present
Law Office of Justin R. Farhang   March 2010 - September 2010
Office of the City Attorney, Los Angeles   August 2009 - September 2010
Los Angeles Superior Court  January 2009 - May 2009
Working People's Law Center   May 2007 - August 2007
Encore Credit Corp   April 2003 - June 2005

Skills
Litigation, Personal Injury, Courts, Legal Writing, Arbitration, Commercial Litigation, Legal Research, Trials, Mediation, Civil Litigation, Appeals, Depositions, Insurance

Education
Southwestern Law School
Juris Doctor

University of California, Irvine
Bachelor of Arts, Philosophy; Religion

Experience
American Family Insurance  February 2013 - Present
American Family Insurance - Justen Dang Insurance Agency   April 2012 - Present
Encore Credit Corp   April 2005 - April 2007
24 Hour Fitness  April 2000 - April 2006

Skills
Commercial Insurance, Flood Insurance, Homeowners, Life Insurance, Renters, Property & Casualty..., Whole Life, Disability Insurance, Small Business, Health Insurance, Umbrella Insurance, Personal Auto, Licensed Property &..., Term Life Insurance, Casualty, Commercial Lines, Legal Liability, Motorcycle, Earthquake Insurance, Watercraft, Farm & Ranch Insurance, P&C License, General Insurance, RV, Marine Insurance, Permanent Life Insurance, ATV, Personal Lines Auto, Inland Marine, Surety Bonds, Errors & Omissions, Snowmobile, Insurance, Liability, Underwriting, Professional Liability, Universal Life, Insurance Consulting, Licensed Life & Health..., Property Claims, Licensed to Sell..., Automobile Liability, Licensed Life Insurance..., Accident Insurance, Crop Insurance, Excess & Surplus Lines, Casualty Insurance

Education
University of Nevada-Reno

Experience
MassMutual Financial Group  January 2015 - Present
Northwestern Mutual  March 2011 - December 2014
Amerimae & Ameritrust Mortgage Bankers, Inc.   2007 - April 2011
Encore Credit Corp   2004 - 2007
Applause, LLC  April 1999 - November 2001
Computer Sciences Corporation  February 1998 - April 1999
Aurora Electronics   February 1996 - February 1998
Home Fashions, Inc.   1992 - 1996

Skills
Networking, Time Management, Marketing, Leadership, Strategic Planning, Team Building, Customer Service, Retirement Planning, Management, Life & Health Insurance..., Long Term Care Insurance, Disability Insurance, Employee Benefits Design, Retirement Income..., Strategic Partnerships, Strategic Alliances, Community Outreach, Community Engagement, Philosophy of Mind, Individual Pension Plans, Succession Planning, College Education..., Long-term Care

Education
Northrop University, Los Angeles, CA
B.S.

University of California, Los Angeles

Experience
CoStar Group  April 2013 - Present
Eliant, Inc.   February 2013 - April 2013
Advantage Sales and Marketing  March 2006 - January 2013
Encore Credit Corp.  July 2005 - March 2006
First Team Real Estate  April 2002 - July 2005
Cendant  September 1994 - December 2001

Skills
Microsoft SQL Server, SSRS, Database Design, T-SQL Stored Procedures, C#, Visual Studio, Process Improvement, Business Analysis, Analysis, Databases, T-SQL, SDLC, ASP.NET, SQL, Requirements Analysis, Data Analysis

Education
California State Polytechnic University-Pomona
BS, Business Administration

Experience
TNHC Realty & Construction Inc.   July 2012 - May 2013
Bausch & Lomb  September 2008 - April 2011
Metagenics, Inc  November 2006 - July 2008
Encore Credit Corp   September 2005 - October 2006
Loma Linda University Behavioral Medicine Center  April 2000 - August 2005
Santos & Associates   January 2005 - May 2005
Loma Linda University Health Care  October 1995 - March 2000

Skills
Account Reconciliation, Financial Reporting, Variance Analysis, Internal Controls, Fixed Assets, GAAP, Accounts Payable, PeopleSoft, Journal Entries, Accounting, Accruals, Cash Management, Bank Reconciliation, Invoicing, Sarbanes-Oxley, Financial Audits, Sarbanes-Oxley Act, General Ledger, Revenue Recognition, Expenses, Treasury, QuickBooks, Hyperion Enterprise, Income Tax, US GAAP, Financial Analysis, Auditing

Education
DeVry University of So California   2003 — 2005
Bachelor of Science

Loma Linda University   1996 — 1998
Certificate

University of San Carlos   1993 — 1995

Experience
TEG Federal Credit Union  March 2013 - February 2014
Cabal Holding Co.   October 2007 - October 2012
Citizens Bank  September 2010 - April 2012
Fremont Investment & Loan  April 2006 - April 2007
Encore Credit Corp   January 2005 - January 2006
MortgageIT  April 2004 - January 2005
Citimortgage  2002 - 2004

Skills
Mortgage Lending, Loans, Real Estate, Loan Origination, Credit, Underwriting, Asset Managment, Banking, Credit Analysis, Investment Properties, Funding, Residential Mortgages, Credit Risk, Due Diligence, Valuation, REO, Financial Analysis, Asset Management, FHA, Finance, Management, Refinance, Retail Banking, Customer Service, Mortgage Banking, Sales

Education
State University of New York College at Brockport   1989 — 1992
BS, Mathematics/Statistics

Experience
Loan Academy, LLC   August 2015 - Present
East Coast Capital  October 2012 - Present
Nationwide Debt Solution (NDS Inc.)   October 2007 - October 2012
Encore Credit Corp   April 2002 - April 2007
Saxon Mortgage  March 2000 - April 2002
Delta Funding  June 1998 - March 2000

Skills
Account Management, Team Building, Sales Management, Customer Relations, Strategic Planning, New Business Development, Sales Operations, Customer Service, Contract Negotiation, Mortgage Lending, Mortgage Marketing, Mortgage Banking, Real Estate, Salesforce.com, Leadership, Selling, Cold Calling, Marketing, Sales

Education
University of North Carolina at Chapel Hill   1987 — 1991

St. Edward High School, Lakewood Ohio   1983 — 1987

Experience
Western Asset Management  October 2008 - Present
Bear Stearns Residential Mortgage  February 2007 - August 2008
Encore Credit Corp   August 2005 - February 2007
Argent Mortgage, LLC.   October 2004 - August 2005

Skills
Quality Center, Test Automation, Testing, QTP, Quality Assurance, WinRunner, Automation, Regression Testing, .NET, Functional Testing, SDLC, Agile Methodologies, Scripting

Education
University of California, Irvine   2002 — 2004
Bachelors of Science degree

Ho Chi Minh City University of Technology (HCMUT)   1984 — 1989
Engineering

Experience
SAFE Credit Union  July 2007 - Present
Encore Credit Corp   2006 - 2007
New Century Mortgage  1995 - 2006
Long Beach Mortgage Company  1990 - 1995
Nova Financial Services  1985 - 1990

Education
San Jose State University   1980 — 1985
Bachelor of Science (BS)

Experience
Arch Mortgage Insurance Company  August 2014 - Present
Arch Mortgage Insurance  January 2014 - Present
PMI Mortgage Insurance Co.  March 2008 - January 2014
Metro One Credit Union   October 2007 - March 2008
ResMAE Mortgage  June 2004 - May 2007
Encore Credit Corp   November 2002 - June 2004
Meritage Mortgage Corporation  1997 - 2002
CSAA Employees Credit Union   1987 - 1996

Skills
Underwriting, Loans, Mortgage Banking, Credit, Refinance, Credit Analysis, Risk Management, Loan Origination, Process Improvement, Residential Mortgages, Credit Risk, Fraud, Customer Service, Insurance, Management

Education
San Francisco State University   1981 — 1986
Bachelor of Science (B.S.), Business Administration/ Marketing

Experience
Studio City Animal Hospital   October 2010 - Present
Performance Home Loans   July 2012 - October 2013
Los Angeles Pierce College  January 2009 - June 2012
Autie's Doggies   February 2008 - 2010
Quality Home Loans  May 2006 - August 2007
Encore Credit Corp   April 2002 - April 2006
NovaStar Mortgage  June 1998 - April 2002

Skills
Venipuncture, Bandaging, Restraint of dogs,..., Digital Radiography, Surgical Instruments, All routes of Injections, Medication..., Surgical Nursing, Physical Examinations, IV Catheters, Post Operative Nursing..., Splinting, Mortgage Underwriting, Credit Analysis, Dogs, Pets, Veterinary

Education
Los Angeles Pierce College   2009 — 2013
A.S., Veterinary Technician

Experience
Encore Credit Corp   2005 - 2006

Education
Moraine Valley Community College   2001 — 2004

Experience
Prestige Wine and Sipirits   April 2008 - June 2014
CareerBuilder.com  June 2014 - 2014
Encore Credit Corp   January 2005 - December 2007
RBC Mortgage  June 2002 - January 2005
Office of the Cook County Treasurer   August 2001 - June 2002
Nordstrom Inc.,   May 1994 - December 2001

Skills
Wine, Wine Tasting, Wineries, Beer, Marketing Strategy, Food & Beverage, Marketing, Alcoholic Beverages, Sales Management, Brand Development, Sales, Retail, Sales Presentations

Education
University of Illinois at Chicago   1994 — 1998
Bachelor of Science (B.S.), Criminal Justice/Police Science

Fenwick College Prep   1990 — 1994

Experience
Chase  September 2007 - Present
Encore Credit Corp   2005 - 2007

Education
Southern Illinois University, Carbondale   1987 — 1991

Experience
Hermitage Financial Solutions   October 2007 - Present
Saxon Mortgage Inc., A Morgan Stanley Company   2007 - 2007
WMC Mortgage Corp., A GE Money Company   2006 - 2007
Encore Credit Corp   2003 - 2006
Saxon Mortgage  1997 - 2003
Sovran Bank, NA/Mortgage   1983 - 1993

Education
Old Dominion University   1976 — 1981

Experience
MoneyGram International  2015 - 2015
MoneyGram International  2015 - 2015
MoneyGram International  2015 - 2015
Synnexxus LLC   May 2008 - November 2013
Bear Stearns Residential Mortgage Corp   January 2005 - November 2007
Encore Credit Corp   January 2005 - October 2005

Skills
Mortgage Banking, Mortgage Lending, Customer Service..., Law Firm Administration, Loan Origination, Refinance, Loans, Underwriting, Credit, FHA, Funding, Loss Mitigation, Financial Services, Asset Management, Residential Mortgages, Banking, Credit Analysis, Mortgage Underwriting, Loan Servicing, Finance, Executive Management, Portfolio Management, Due Diligence, Credit Risk, Real Estate, Investment Properties, Risk Management, Real Estate Financing, Insurance, Valuation, Foreclosures, Financial Analysis, REO

Education
Computer Education Institute   2000 — 2001
Computer Systems Networking and Telecommunications

DeVry University   1997 — 2000
Bachelor's Degree, Computer Programming

Experience
loanDepot  December 2012 - Present
Castle for Brides   October 2009 - March 2013
Great Western, A Division of Frontier Bank, FSB   February 2011 - May 2011
Great Western, A Division of Frontier Bank, FSB   October 2010 - February 2011
Bear Stearns Residential Mortgage  July 2004 - November 2007
Encore Credit Corp   May 2002 - July 2004
New Century Financial  March 1999 - May 2002

Skills
Loans, Risk Management, Management, Loan Origination, Mortgage Banking, Mortgage Lending, Credit, Residential Mortgages, Funding, Refinance, Retail, Executive Management, Customer Service, Mortgage Underwriting, Business Analysis, Visio, Payroll, Accounts Payable, Accounts Receivable, Marketing

Education
Arizona State University   1994 — 1997
Bachelor of Arts, Political Science

Experience
Virginia Department of the Treasury- Unclaimed Property Division   March 2010 - Present
Media General  March 2009 - April 2010
SnagAJob.com  August 2007 - January 2009
First NLC  2006 - 2007
Encore Credit Corp   2005 - 2006
Saxon Mortgage  1997 - 2004

Education
Longwood University   1992 — 1996
BS, Sociology

Experience
Bear Stearns Residential Mortgage Corporation   2007 - 2007
Encore Credit Corp   2002 - 2007

Education
California State University-Fullerton   2006 — 2009

El Toro High School

Experience
The Ken Blanchard Companies  May 2013 - Present
QBE FIRST  March 2013 - May 2013
Bank of America  April 2011 - March 2013
LA Fitness  December 2010 - March 2011
Kelley Blue Book  2007 - December 2010
Kelley Blue Book  2006 - 2008
Encore Credit Corp   2004 - 2006

Skills
Microsoft SQL Server, SSIS, SSRS, VB.NET, Visual C#, Data Analysis, C#, SDLC, Agile Methodologies, Scrum, C++, MVC, ASP.Net, SQL, .NET, Content Management, Kentico, ASP.NET, Web Services

Education
Southern Illinois University, Carbondale   2001 — 2003
Masters, Electrical and computer Eng.

Kendriya Vidyalay CRPF Durgapur

Experience
Interstate Advisors   January 2009 - Present
Quality Home Loans  August 2006 - November 2007
Encore Credit Corp   March 2004 - August 2006
ABN AMRO  June 2001 - March 2004
Deutsche Bank  April 1998 - June 2001
Bankers Trust  March 1996 - April 1998
Resolution Trust Corp  January 1994 - December 1995

Skills
Portfolio Management, Loans, Real Estate, Investments, Financial Analysis, Risk Management, Capital Markets, Financial Modeling

Education
Chapman University
Master of Business Administration (MBA)

California State University-Fullerton
Bachelor of Arts (B.A.)

Experience
Ocwen Financial Corporation  February 2013 - Present
GMACRescap  May 2011 - Present
Independent Contractor  December 2008 - Present
Homecomings Financial, a subsidiary of GMAC   September 2006 - November 2008
AMC Mortgage Services  September 2005 - July 2006
Encore Credit Corp   August 2003 - September 2005
Internal Controls   January 1997 - January 2003

Skills
Loans, Risk Management, Financial Risk, Sales, Due Diligence, Mortgage Banking, Banking

Education
California State University-Fullerton

California State University-Long Beach
Bachelor of Arts

Experience
Caliber Home Loans  Senior UnderwriterAmerican Financial Resources, Inc.
LenderLive  September 2011 - August 2013
Genworth Financial  September 2010 - September 2011
Genworth Mortgage Insurance  May 2007 - September 2010
People's Choice Home Loan  January 2006 - November 2006
Encore Credit Corp   May 2004 - January 2006
Argent Mortgage  August 2002 - May 2004

Skills
Loans, Mortgage Lending, Underwriting, Mortgage Banking, Mortgage Underwriting, Credit, FHA, Leadership, Residential Mortgages, Credit Analysis, Refinance, Banking, Financial Risk, Insurance, Credit Risk, Risk Management, Loss Mitigation, Portfolio Management, Loan Servicing, Financial Analysis, Loan Origination, Due Diligence, Asset Management, Consumer Lending, Executive Management, Mortgage Servicing, Retail Banking

Education
DePaul University   1998 — 2001
Master, Science

Western Illinois University   1988 — 1992
Bachelors, Business

Experience
Franklin Loan Center  April 2014 - Present
PrimeLending  July 2012 - November 2013
Paramount Residential Mortgage   October 2011 - July 2012
Bank of American Home Loans   November 2009 - October 2011
Fund it 4 You   May 2007 - June 2009
New Century Mortgage  December 2005 - April 2007
Encore Credit Corp   May 2002 - November 2005

Skills
Loans, Underwriting, Funding, Mortgage Lending, FHA, Residential Mortgages, FHA financing, Investors, Mortgage Banking, Customer Service, Selling, Management, Refinance, USDA, VA loans, Title Insurance, Sellers, Marketing, Insurance, Government Loans, Mortgage Underwriting, Loan Origination, Real Estate Financing, Loan Servicing

Education
University of Phoenix   2010 — 2012
Bachelor of Science (BS), Business, 3.5

Experience
Allied Home Mortgage  January 2006 - Present
Encore / Bravo Credit Corp   2004 - 2005
Encore Credit Corp   2004 - 2005
America's Moneyline/ Saxon Mortgage   November 2002 - September 2004
Wells Fargo  February 2001 - December 2002
Bank One  April 1996 - November 2000

Education
The University of Kansas   1990 — 1994
B.Science, Business Administration/ Economics

Experience
Liberty Mutual Insurance  December 2011 - Present
GEICO Insurance  June 2007 - December 2011
Encore Credit Corp   May 2005 - April 2007
Argent Mortgage Corp.   December 2002 - May 2005

Skills
Customer Service, Leadership, Marketing, Microsoft Office, Insurance, Process Improvement, Strategic Planning, Team Building, Training, Management, Budgets, Property & Casualty..., General Insurance, Commercial Insurance, Mortgage Lending

Education
Aurora University   2014 — 2017
Master of Business Administration (MBA), Business Administration and Management, General

DePaul University   2000 — 2001
Certificate Program, Information Technology, A+

University of Illinois at Chicago   1984 — 1988
Business, Human Resource Management, Finance

Marshall University   1983 — 1984
Business Administration and Management, General

Experience
Ford Motor Credit Company  July 2007 - January 2012
Option One Mortgage  May 2006 - June 2007
Encore Credit Corp   2004 - 2005
Chase Auto Finance  July 2001 - August 2004
National Auto Finance/Nuvell   February 2000 - July 2001

Skills
Credit, Credit Analysis, Loans, Underwriting, Credit Risk, Risk Management, Financial Risk, Mortgage Lending, Call Centers, Customer Satisfaction, Account Management, Six Sigma, Customer Service, Sales, Operations Management, Portfolio Management, Finance, Consumer Lending, Management, Relationship Management, Analysis

Education
Bradford High School

St. Petersburg College

Experience
Career Education Corporation  August 2009 - August 2010
Bear Stearns Residential Mtg   May 2006 - February 2008
Encore Credit Corp   April 2004 - May 2006
American Home Mortgage-1st Home Mortgage   August 2003 - April 2004

Skills
Customer Service, Microsoft Office, Leadership, Sales, Project Management, Microsoft Word, Marketing, PowerPoint, Financial Analysis

Education
Benedictine University   2010 — 2012
Master of Business Administration (MBA), Health/Health Care Administration/Management

University of Illinois at Urbana-Champaign   1998 — 2002
Bachelor's degree, Economics

Experience
First Direct Lending  March 2015 - Present
Greenlight Loans  June 2014 - February 2015
New Penn Financial, LLC  March 2014 - June 2014
Discover Home Loans  January 2013 - October 2013
Discover Home Loans  June 2012 - January 2013
LendingTree  August 2011 - June 2012
loanDepot  August 2010 - January 2011
Capital Group  May 2008 - August 2010
Encore Credit Corp   2002 - 2007

Skills
Refinance, FHA, Mortgage Lending, Mortgage Banking, Loans, Management, Credit, Loan Origination, Finance, Underwriting, Loss Mitigation, Portfolio Management, Real Estate Financing, Investment Properties, Banking

Education
University of Phoenix   2011 — 2013
Bachelor of Science, Business/Accounting

University of Phoenix   2008 — 2010
Associate of Arts, Accounting