ENG Lending
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ENG Lending Employees
ENG Lending July 2014 - Present
Citi June 2012 - February 2014
Citi June 2010 - June 2012
Skills
Credit Risk, Banking, Mortgage Lending, Credit
Education
American InterContinental University 2008 — 2009
Master of Business Administration (M.B.A.), International Business Management
Northeastern Illinois University 2003 — 2007
Liberal Arts and Sciences/Liberal Studies
ENG Lending October 2014 - Present
First Choice Bank April 2013 - October 2014
Goldwater Bank - Affiliated Financial Group January 2010 - April 2013
Skills
10% Down Jumbo Loans, VA Jumbo Loans, Fixed Period ARM's, Lending in all States, VA, FHA and..., Microsoft Excel, PowerPoint, Mortgage Banking, Banking, Loan Origination, Loans, Mortgage Lending, Credit
Education
California State Polytechnic University-Pomona 1983 — 1988
Bachelor's Of Science Degree, Finance, Real Estate, Business Law
Capital CNG July 2014 - Present
ENG Lending June 2013 - January 2014
The First National Bank of Layton September 2010 - July 2013
Education
Middlebury College 2005 — 2006
Master of Arts (M.A.), Spanish Language and Literature
Boise State University 1999 — 2004
Bachelor's degree, Spanish Language and Literature
Able Lending March 2015 - Present
Idea Labs Consulting February 2015 - April 2015
Vigilant Partners July 2014 - February 2015
ENG Lending February 2010 - August 2014
Wilson-Bennett Technology, Inc. November 2012 - August 2013
Friends of Connie Mack August 2012 - September 2012
Bennett Group DC November 2010 - July 2012
The Gula Graham Group August 2010 - September 2010
Institute for Humane Studies March 2010 - August 2010
Patrick's Alaskan Fishing Adventures May 2008 - August 2008
Skills
Fundraising, Real Estate, New Business Development, Marketing, Analysis, Program Management, Leadership, Event Planning, Contract Negotiation, Entrepreneurship, Coaching, Financial Analysis, Loans, Training, Marketing Strategy, Credit, Sales Operations, Mortgage Banking, Finance, Loan Origination, Administration, Construction, Investments, Social Networking, FHA, Refinance, Credit Analysis, Residential Homes, Banking, Residential, Sales Funnel..., DCF Valuation, DCF, EBITDA, EBITDA Growth, Cost Projections, Sales Presentations, Business Process..., Process Optimization, Sales Process, Business Process, Public Speaking
Education
Acton School of Business 2013 — 2014
Master of Business Administration (MBA), Entrepreneurship/Entrepreneurial Studies
Hillsdale College 2004 — 2008
BA, Economics & Business Administration
ENG Lending November 2012 - Present
American Pacific Mortgage January 2003 - November 2012
Westmark Mortgages 1998 - 2010
Skills
Mortgage, FHA, VA, Loans, Mortgage Lending, Conventional, Mortgage Banking, First Time Home Buyers, VA loans, Refinance, Real Estate, Loan Origination, Residential, Real Estate Financing, Real Estate Economics, USDA, Residential Homes, Investment Properties, VA Loans
Education
Oregon State University
ENG Lending February 2014 - Present
Network Funding LP (NMLS# 2297) October 2012 - January 2014
Baker and Lindsey Mortgage April 2004 - December 2010
Skills
Mortgage Lending, Residential Mortgages, Real Estate Financing, Mortgage Banking, Jumbo Mortgage, Real Estate Lending, USDA, Real Estate, Sales, Sales Management, FHA, Loans, VA loans, Loan Origination, FHA financing, Credit Analysis, First Time Home Buyers, Investment Properties, Underwriting, Credit
Education
Southeastern Louisiana University 1990 — 1993
Bachelor of Arts (B.A.), Business/Managerial Economics
The University of Tennessee at Chattanooga 1988 — 1990
Pinnacle Capital Mortgage Corp March 2015 - Present
Provident Bank July 2014 - February 2015
ENG Lending June 2012 - June 2014
First American June 2010 - August 2010
HSBC August 2006 - March 2009
Wells Fargo Bank October 2005 - June 2006
YMCA February 2002 - October 2005
Skills
Microsoft Excel, PowerPoint, Outlook, Staff Development, Recruiting, Organizational..., Team Leadership, Leadership, First Time Home Buyers, Credit, Sales, Management, Loans, Customer Service, Banking, Real Estate Transactions, Microsoft Office, Finance, Foreclosures, Investment Properties
Education
Brandman University, Part of the Chapman University System 2012 — 2014
Master's Degree, Organizational Leadership
Brandman University 2011 — 2012
BA, Sociology
Capital CNG July 2014 - Present
ENG Lending June 2013 - January 2014
The First National Bank of Layton September 2010 - June 2013
Artist for a Day January 1999 - January 2009
Skills
Social Media Marketing, Microsoft Office, Customer Service, Windows, PowerPoint, English, Research, Outlook, Teaching, Photoshop, Public Speaking, Editing, Spanish Translation, Spanish Literature, Spanish Teaching, Marketing Strategy
Education
Middlebury College 2005 — 2006
Master's Degree, Spanish Language and Literature, 3.87
Boise State University 1999 — 2004
Bachelor's Degree, Spanish and Political Science, 3.686
Guild Mortgage April 2014 - Present
ENG Lending July 2013 - March 2014
First National Bank June 2011 - June 2013
Citigroup February 2009 - June 2011
United First Financial August 2007 - February 2009
The World Bank June 2003 - June 2007
HELP International April 2000 - May 2001
Skills
Investments, Training, Strategic Planning, Marketing, Change Management, Budgets, Fundraising, Process Improvement, Non-profits, Loans, Finance, Mortgage Lending, Credit, Public Speaking, Banking, Analysis, Financial Analysis, FHA, Refinance
Education
Boise State University 2014 — 2017
Master of Business Administration (M.B.A.), Business Administration, Graduate Studies
Brigham Young University 1998 — 2003
Bachelors, International Development
Bank of England, Mortgage Division August 2009 - Present
ENG Lending 2009 - Present
One Communications August 2007 - October 2008
Police Mortgage, LLC July 2006 - July 2007
Fidelity Mortgage August 1997 - June 2006
Skills
Mortgage Lending, FHA, Mortgage Banking, Loans, Loan Origination, Real Estate, Credit Analysis, Sales, Investment Properties, Training, First Time Home Buyers, Commercial Lending, Underwriting, Credit, Mortgage Underwriting, Refinance, Selling, Business Development, Residential Mortgages, Sales Management
Education
Duquesne University 1991 — 1995
BA, Public Relations, Psychology
Butler Area Senior High School 1987 — 1991
Peoples Mortgage Company November 2013 - Present
ENG Lending April 2013 - September 2013
Quicken Loans November 2010 - April 2013
R&M Consulting January 2010 - August 2010
R&M Consulting May 2008 - December 2009
Argonne Credit Union April 2005 - May 2008
Skills
Financial Analysis, Mortgage Lending, FHA financing, VA loans, Relationship Management, FHA, USDA, Loans, Banking, First Time Home Buyers
Education
University of Illinois at Chicago 2007 — 2009
BS, Finance
Joliet Junior College 2004 — 2006
Business
Centennial Bank February 2014 - Present
ENG Lending August 2012 - September 2013
Centennial Bank July 2011 - August 2012
ENG Lending March 2010 - March 2011
Bank of America July 2000 - January 2010
Education
Texas A&M University
Biological and Biomedical Sciences
The University of Texas at San Antonio
Biological and Biomedical Sciences
ENG Lending January 1998 - Present
Home Savings of America 2008 - 2011
Skills
Refinance, Mortgage Banking, Credit, Mortgage Lending, Loans, VA loans, FHA, Residential Mortgages, USDA, FHA financing, Loan Origination, Relationship Management, Business Development
Education
The University of North Dakota 1991 — 1995
Bachelor of Accountancy
Guild Mortgage December 2013 - Present
Oregon Homes For Heroes January 2012 - Present
Cascade School District 1995 - 2015
ENG Lending June 2011 - December 2013
Sunset Mortgage Company January 2008 - May 2011
Today's Mortgage Group February 2005 - January 2008
Skills
FHA, VA, USDA,..., USDA, Conventional, VA, FHA, Refinance, Investment Properties, 203K, High School Basketball..., Mortgage Lending, Credit, Loans, Real Estate, Certified Mortgage..., Residential Mortgages, Loan Origination, Reverse Mortgages, Mortgage Banking, FHA financing, VA loans, Construction Loans, Government Loans, Mortgage Marketing, First Time Home Buyers, Referrals, Investors, USDA Rural Housing, Finance, New Home Sales, Single Family Homes, Real Estate Transactions, Rates, HUD, Real Estate Financing, Residential Homes, Home Equity Loans, Home Equity Lines of..., Real Estate Economics, REO, Short Sales, Sellers, Buyers, Relocation, Real Property, Credit Analysis, VA Loans
Education
Chemeketa Community College 1995 — 1998
Education, Mortgage Finance
Cascade High School 1991 — 1994
General Studies, Mortgage Finance
ENG Lending February 2015 - Present
Lexington Bluegrass Association of Realtors October 2005 - Present
Flagstar Bank November 2001 - February 2015
Skills
Mortgage Lending, FHA, First Time Home Buyers, Investment Properties, Refinance, VA loans, Real Estate Financing, USDA Rural Housing, Public Speaking, Customer Service, Investments, Finance, Condos, Real Estate, Real Estate Transactions, Sellers, Loans, Investors, Selling, Foreclosures, Referrals, REO, Mortgage Banking, Short Sales, Loan Origination, Property, Single Family Homes, Residential Homes, New Home Sales, Buyer Representation, Real Property, Listings, Commercial Real Estate, Seniors, Residential Mortgages, Relocation, Sales, VA Loans, Home Equity Loans
Education
Berea College 1995 — 1999
B.S., Business Administration
Aflac November 2014 - Present
ROJO Development, LLC April 1999 - Present
Athas Capital June 2014 - November 2014
Acceptance Capital Mortgage August 2013 - June 2014
Eng Lending August 2013 - December 2013
Wells Fargo Home Mortgage April 2012 - September 2013
Skills
Referrals, Mortgage Lending, Investment Properties, Foreclosures, Leadership Development, First Time Home Buyers, Public Speaking, Loans, Short Sales, Budgets, FHA, Sales, Coaching, REO, Real Estate, Customer Service, Loan Origination, Refinance, Marketing, Finance, Mortgage Banking, VA Loans, USDA, Credit, Residential Homes, Residential Mortgages
Education
UCLA 1987 — 1992
BA, History with Business emphasis
Weststar Mortgage Corporation April 2015 - Present
Envoy Mortgage August 2014 - April 2015
Citizens Union Bank February 2014 - July 2014
ENG Lending March 2013 - September 2013
Peoples Home Lending January 2012 - February 2013
HLS May 2011 - January 2012
First Residential Mortgage March 2010 - May 2011
Odyssey Title Group June 2008 - November 2009
New Century Mortgage 2001 - 2004
Skills
Mortgage Lending, Mortgage Banking, Refinance, FHA, Residential Mortgages, Loan Origination, Loans, VA loans, FHA financing, Credit, USDA, Credit Analysis
Education
University of Louisville 1992 — 1994
NA, Business Administration and Management, General
South Odham
The Federal Savings Bank July 2013 - July 2015
ENG Lending January 2007 - July 2013
IKON Office Solutions January 2005 - December 2006
Skills
Mortgage Lending, Loans, Residential Mortgages, Refinance, Mortgage Banking, Loan Origination, FHA, Credit, Commercial Lending, First Time Home Buyers, Home Equity Loans, VA loans, USDA, Banking, Investment Properties, Real Estate, Real Estate Economics, Finance, Construction Loans, FHA financing, Credit Analysis, Reverse Mortgages, Underwriting, Financial Analysis, Sales, Business-to-Business..., Outside Sales
Education
Indiana University Bloomington 1998 — 2003
Bachelor of Applied Science (B.A.Sc.), Business Administration and Management, General
Fenton & Mcgarvey Law Firm November 2014 - Present
American Financial Network February 2014 - January 2015
Guaranteed Rate May 2013 - February 2014
Home Lending Source June 2012 - May 2013
ENG Lending August 2007 - June 2012
Skills
Operations Management, Project Management, Professional..., Bookeeping, Anaylisis, FHA, Problem Analysis, Problem Management, Loan Origination, Refinance, Account Management, First Time Home Buyers, Business Development, Loans, Upper Management, Investment Properties, VA loans, Mortgage Lending, FHA financing, Mortgage Banking, Sellers, Sales, USDA, Customer Service, Residential Mortgages, Mortgage Underwriting, Credit, Government Loans, Construction Loans, HUD, Credit Analysis, Reverse Mortgages, Mortgage Servicing, Underwriting, Real Estate Financing, Certified Mortgage..., Non-Conforming, Home Equity Loans, Debt Consolidation, New Home Purchase, Wholesale Lending, Interest Rates, Rates
Education
Indiana Wesleyan University 2014 — 2015
Bachelor’s Degree, Business Administration and Management, General
Mid-Continent University 2011 — 2013
Associate of Science (A.S.), Business Administration, Management and Operations, 3.69 GPA
Wilson Mortgage Lending March 2007 - Present
ENG Lending January 2002 - March 2007
National Mortgage Solutions July 2000 - January 2002
Skills
First Time Home Buyers, Real Estate, Investment Properties, Residential Homes, Foreclosures, Sellers, REO, Short Sales, New Home Sales, Investors, Relocation, Single Family Homes, Mortgage Lending, Credit, Residential Mortgages, FHA, Refinance, Loans, Real Property, Condos, Referrals, Real Estate Transactions, New Homes, Buyer Representation, Mortgage Banking, Listings, Selling, VA loans, Real Estate Financing, HUD, Commercial Real Estate, Rentals, Property
Education
Pulaski Technical College 1998 — 2000
CCNA, Computer Systems Networking and Telecommunications
High School 1995 — 1997
General
ENG Lending March 2009 - Present
Secured Financial Freedom 2005 - 2008
Health Care Management Group April 2001 - October 2005
Infinia Healthcare January 2000 - July 2001
Teltrust April 1998 - December 1999
Skills
Accounting, Financial Analysis, Mortgage Banking, Mortgage Lending, Finance, Budgets, Healthcare, Banking, Loans, Referrals, Financial Reporting, Refinance, FHA, USDA, Home Equity Lines of..., VA loans, Loan Origination, Training, Credit, REO, Investment Properties, Residential Mortgages, Credit Risk, Analysis, Short Sales, Home Equity Loans, HUD, Certified Mortgage..., Underwriting, Rates, Foreclosures, Commercial Mortgages, Investments, Real Estate Economics, Credit Analysis, Real Estate, Construction Loans, Debt Consolidation, Investors, Real Estate Financing, Commercial Lending, FHA financing, Consumer Lending, Funding, Loan Servicing, Mortgage Underwriting, First Time Home Buyers, Reverse Mortgages, Financial Structuring, Government Loans
Education
Arizona State University
Bachelors, Accounting
ENG Lending September 2012 - Present
Momentum Brokers January 2012 - September 2012
Education
Miami University 1988 — 1990
Bac of Science, Health Appraisal
Mater Dei
High School Diploma
ENG Lending February 2014 - Present
MarineMax March 2011 - Present
Network Funding LP NMLS # 2297 December 2012 - January 2014
Coastal Bank and Trust (Synovus Financial) October 2010 - April 2011
Whitney Bank 2004 - January 2009
First National Bank and Trust 2004 - 2005
WebMD Practice Services 2000 - 2004
WebMD (acquired Medical Manager) 1997 - 2004
Medical Manager Corporation 1997 - 2004
Skills
Business Development, Yacht Deliveries, Sales Management, Contract Negotiation, Strategic Planning, Budgets, Team Building, Customer Service, Negotiation, Risk Management, New Business Development, Team Leadership, Process Improvement, Sales, Real Estate Financing, Residential Mortgages, FHA, Selling, Refinance, VA loans, Real Estate, Brokerage, Financial Analysis, Banking, Marketing, Investments, Loans, Finance, Credit, Mortgage Lending, Management, Investment Properties, Small Business, Business Planning, Yachting, Loan Origination, Residential Homes, Lead Generation, Commercial Real Estate, Project Management, Real Estate Transactions, Mortgage Banking, Credit Analysis, Training, Customer Retention, Leadership, Marketing Strategy, Sales Operations, Customer Satisfaction, Condos
Education
University of West Florida - College of Business 1996 — 1997
MBA, Management Information Systems
University of Florida 1990 — 1994
BS, Economics
HealthMarkets February 2010 - Present
ENG Lending 2008 - 2009
MetAmerica Mortgage Bankers January 2007 - August 2008
Leisure Bay Industries April 1995 - December 2006
Skills
Disability Insurance, Term Life Insurance, Health Insurance, Whole Life, Long-term Care, Fixed Annuities, Long Term Care Insurance, Retirement, Small Business, Insurance, Life Insurance, Universal Life, Accident, Critical Illness, Licensed Life & Health..., Medicare, Permanent Life Insurance, Mortgage Lending, Health Savings Accounts, Brokers, Group Insurance, Accident Insurance, General Insurance, Retirement Planning, Property & Casualty...
Education
UNC Charlotte 2000 — 2002
BA, Criminal Justice
East Carolina University 1995 — 1997
BS, Criminal Justice
ENG Lending April 2013 - Present
ePeople Healthcare January 2011 - April 2013
Northwest EMS August 2009 - December 2010
Police Mortgage L.L.C. 2004 - 2009
Allegheny Financial Inc. 2001 - 2004
Skills
General Business..., Financial and Budget..., Community..., Team..., Task Management, Executive/Administration..., Program..., Public Marketing..., Customer Service, Time Management, Visionary Leadership..., Employee..., Quality Assurance, Employee Retention, Recruiting and Hiring, New Employee Orientation, Training Development &..., PA Unemployment..., New Hire Orientations, Coaching, Staff Retention, Talent Acquisition, Management, Human Resources, Applicant Tracking..., Account Management, Mortgage Lending, College Recruiting, Employee Relations, Technical Recruiting, Interviews, Recruiting, FHA financing, VA financing, USDA, New Home Purchase, Jumbo Mortgage, Home Refinancing, Debt Consolidation, Residential Mortgages, Mortgage Banking, Fannie Mae, Finance, Loans, VA loans, Real Estate Transactions, Investment Properties
Education
Pittsburgh Technical Institute 1998 — 2000
Associate's degree, Business, Management, Marketing, and Related Support Services
Canevin Catholic High School 1992 — 1996
The Hearthstone Foundation September 2014 - Present
ENG Lending June 2012 - Present
US Army February 2009 - Present
ShowMojo July 2011 - June 2012
GenerousDeals.com 2011 - July 2011
TCF Bank December 2008 - September 2009
Treehouse Lending November 2001 - December 2008
Skills
Loans, Business Development, Banking, Mortgage Lending, Contract Negotiation, Refinance, Residential Homes, Leadership, Real Estate, REO, Real Estate Transactions, Investment Properties, Short Sales, Finance, Real Estate Economics, Sellers, Condos, First Time Home Buyers, Selling, Investors, Credit, Foreclosures
Education
University of Illinois at Chicago
BS, Finance
American Southwest Mortgage August 2013 - Present
ENG Lending November 2012 - August 2013
Service First Mortgage March 2011 - November 2012
WR Starkey Mortgage August 2009 - March 2011
Skills
USDA, Mortgage Lending, Loans, FHA, VA loans, Mortgage Banking, Refinance, FHA financing, Residential Mortgages, Loan Origination, Government Loans, Certified Mortgage..., Non-Conforming, Mortgage Underwriting, Credit, First Time Home Buyers, Underwriting, Finance
Education
North Central Texas College
Communication, General
Wylie Senior High School
English Advanced Placement Program
ENG Lending September 2014 - Present
Umpqua Bank April 2014 - September 2014
Sterling Savings Bank June 2009 - April 2014
Rivermark Community Credit Union 2007 - 2008
Skills
Credit Analysis, FHA financing, Mortgage Lending, Mortgage Banking, Loans, Real Estate, Referrals, FHA, Investment Properties, Loan Origination, Single Family Homes, Certified Mortgage..., Strategic Planning, USDA, Refinance, Investments, VA loans, Credit, Strategic Financial..., Home Equity Loans, First Time Home Buyers, Marketing, Residential Mortgages
Education
George Fox University 2008 — 2010
MBA, Business
Austin American-Statesman August 2012 - Present
Prime Lending 2011 - 2012
First National Bank of Trenton September 2010 - June 2011
ENG Lending 2004 - 2006
Broyles Mortgage 2002 - 2004
Skills
Employee Training, Spreadsheets, Computer Proficiency, Phone Etiquette, Loan processing, Credit Analysis, Credit, Customer Service
Education
University of Arkansas 1999 — 2002
Bachelor of Arts (B.A.), Fine/Studio Arts, Ceramics
Huntington National Bank June 2014 - Present
ENG Lending March 2010 - May 2014
East Clifton Properties LLC August 2010 - Present
Firehouse Grill LLC January 2011 - January 2014
Hyde Park Capital Group November 2007 - August 2010
Five Star Financial Corp. August 2001 - November 2007
Skills
Finance, Residential Homes, Loans, Real Estate, Commercial Real Estate, Real Estate Transactions, Real Estate Development, Commercial Mortgages, Real Estate Economics, Corporate Finance, Portfolio Management, Investment Properties, Investments, Property, Due Diligence, Mergers & Acquisitions, Asset Management, Real Estate Financing, Disposition, Mortgage Lending, Refinance, Loan Origination, Management
Education
Thomas More College 2007 — 2009
Business Administration
University of Cincinnati College of Business 1992 — 1998
Finance / Real Estate
Willamette Valley Bank June 2015 - Present
MB Financial Bank June 2014 - Present
ENG Lending August 2011 - October 2014
Sunset Mortgage October 2010 - July 2011
Wealthbridge Mortgage October 2005 - September 2010
Skills
USDA, Refinance, Purchase Loans, FHA, VA, Morgage Lending, Jumbo Mortgage, Mortgage Banking, Reverse Mortgages, First Time Home Buyers, Purchase Financing, Purchase Money, Finance, ROI Strategies, Real Estate Lending, Real Estate, New Home Purchase, 100% Financing, Banking, Mortgage Lending, Loan Origination, Loans, Sales, Selling, VA loans, Leadership, Credit, Certified Mortgage..., FHA financing, Government Loans, Real Estate Financing, Investment Properties, Home Equity Loans, Mortgage Marketing, Construction Loans, Credit Analysis, Mortgage Underwriting, Underwriting, Management, Team Leadership, Web Design, Marketing, Home Equity Lines of..., Loan Servicing, Residential Mortgages, Commercial Lending, FHA Financing, HUD, VA Loans, Commercial Mortgages
Education
Linfield College 1994 — 1996
Business
Chemeketa Community College
Comfort Systems USA May 2015 - Present
ENG Lending March 2009 - Present
Allied Home Mortgage August 2005 - March 2009
Primary Residential Mortgage August 2003 - July 2005
Northcoast Business Systems September 1998 - July 2003
Skills
Mortgage Banking, Maximizing Credit Scores, Assisting First Time..., Rate Market Trends, Executive Coaching, Direct Sales, Home Refinancing, Customer Satisfaction, Customer Oriented, Professional..., Mortgage Lending, USDA, FHA, Loans, Government Loans, FHA financing, Refinance, VA loans, Residential Mortgages, FHA Financing, Investment Properties, First Time Home Buyers, VA Loans, Credit, Customer Service, Microsoft Office, Sales, Strategic Planning, Underwriting
Education
Baldwin-Wallace College
Studied Physics & Psychology
Taylor University
Studied Psychology
ENG Lending August 2014 - Present
First Choice Bank December 2012 - August 2014
The Federal Savings Bank October 2011 - December 2012
The Federal Savings Bank October 2011 - October 2012
North American Savings Bank 2006 - 2011
Countrywide Home loans 2004 - 2006
Skills
Mortgage Lending, Investment Properties, Refinance, Loans, FHA financing, USDA, Credit, Credit Analysis, Banking, Certified Mortgage..., Underwriting, Real Estate, Real Estate Economics, VA loans, Customer Service
Education
The University of Kansas 1991 — 1994
Corporate Communicaiton, Marketing/Biology
Bank of Utah July 2012 - Present
HOPE ( Helping Other Professionals Excel) February 2011 - Present
ENG Lending January 2011 - June 2012
SunFirst Bank February 2002 - October 2007
Desertview Federal Credit Union January 1993 - April 1996
Skills
Mortgage Lending, USDA, Construction Loans, Loans, FHA, First Time Home Buyers, Loan Origination, Mortgage Banking, Credit Analysis, Underwriting, Investment Properties, REO, Commercial Lending, Residential Homes, VA loans, Banking, Investors, Real Estate, Referrals, Foreclosures, Credit, HUD, Refinance
Education
Southern Utah University
Business
ENG Lending April 2015 - Present
Delta Trust Mortgage June 2009 - November 2014
Centennial Bank March 2007 - June 2009
BancorpSouth June 2004 - March 2007
Skills
Mortgage Lending, Strategic Planning, Banking, Real Estate, Loans, Customer Service, Credit, Sales, Investment Properties, Finance, Mortgage Banking, FHA, Residential Mortgages, Refinance, Real Estate Transactions, VA Loans, First Time Home Buyers
Education
University of Arkansas at Fayetteville 1981 — 1985
BSBA, Finance and Banking
Aflac February 2014 - Present
MIC December 2009 - December 2013
ENG Lending August 2008 - March 2010
Skills
Mortgage Lending, Mortgage Banking, Loans, Real Estate, First Time Home Buyers, Investments, Residential Mortgages, Investment Properties, Financial Analysis, Fixed Annuities, Credit Analysis, Underwriting, USDA, FHA, Reverse Mortgages, Credit, VA loans, Fundraising, Construction Loans, Retirement Planning, Finance, Refinance, Affordable insurance to..., Affordable insurance to..., Insurance, Risk Management, Foreclosures, Loan Origination
Education
Cape Cod Community College
Hope Lane Cleaning March 2013 - Present
Peoples Bank January 2011 - February 2013
ENG Lending February 2012 - June 2012
Skills
Residential Homes, Commercial Cleaning, Hope Cleaning, Management, Project Management, Project Planning
Education
Sullivan University 1999 — 2003
Bachelor's degree, Business, Management, Marketing, and Related Support Services
Movement Mortgage, LLC NMLS# 39179 August 2015 - Present
First Access Mortgage Corp , NMLS # 51354 June 2014 - August 2015
Eng Lending March 2012 - March 2014
Home Savings of America June 2011 - March 2012
Envoy Mortgage August 2009 - June 2011
Primary Residential Mortgage August 2008 - August 2009
Artisan Mortgage 2007 - 2008
1st Consolidated Lending Corp. December 2000 - March 2007
Skills
USDA, VA loans, FHA financing, FHA, Refinance, Certified Mortgage..., Residential Mortgages, Government Loans, Mortgage Banking, Loan Origination, Reverse Mortgages, Mortgage Lending, Credit, Credit Analysis, First Time Home Buyers, Investment Properties, Loans, Sales, VA Loans, Residential Homes, Real Estate, FHA Financing
Education
LSU 1983 — 1990
Bachelor of Arts and Science, Psychology
UNO
Firebirds Wood Fired Grill August 2015 - Present
LionsGate Life Magazine August 2015 - Present
Jennings Social Media Marketing April 2015 - Present
ENG Lending November 2014 - April 2015
Kevin Yoder for Congress August 2014 - November 2014
Kanakuk Kamps January 2014 - August 2014
Anthem Media Group August 2013 - December 2013
Young & Rubicam May 2013 - August 2013
Cystic Fibrosis Foundation May 2012 - September 2012
Skills
Organization, Communication, Community Outreach, Research, Competitive Analysis, Photoshop, Social Media, Digital Media, Film Production, Social Media Marketing, Social Networking, Press Releases, Public Relations, Copywriting, Graphic Design, Marketing, Facebook, Marketing Communications, Advertising, Digital Marketing, SEO, Google Analytics, Event Management, Blogging, Digital Strategy, Media Relations, Sponsorship, Online Marketing, Online Advertising, Media Planning, Creative Direction, YouTube, Microsoft Office, Public Speaking, Event Planning, Leadership, Management, Sales, PowerPoint, Microsoft Excel, Microsoft Word, Writing, Twitter, Editing, Fundraising, Time Management, Teamwork, Market Research
Education
The University of Kansas 2010 — 2013
Bachelor of Arts (B.A.) - Liberal Arts & Science, Communication Studies, Film & Media Studies
Consortium Institute of Management and Business Administration 2012 — 2012
International Business, CIMBA Undergraduate (Study Abroad), Paderno del Grappa (TV), Italy
Johnson County Community College 2008 — 2010
Associate of Arts and Sciences (AAS), Computer Science
John Brown University
Master of Business Administration (MBA), Religious
Liberty Mortgage Company June 2014 - Present
Mortgage Industry March 2014 - Present
Residential Finance Corporation October 2012 - December 2013
ENG Lending 2011 - 2011
mercantile Mortgage 1996 - 2004
Skills
Mortgage Lending, Credit, Mortgage Banking, Loans, Negotiation, Banking, Credit Analysis, Process Improvement, Finance, Refinance, Underwriting, Customer Service, FHA, Microsoft Office, Investment Properties
Education
Miami University 1986 — 1990
Concord One Financial September 2015 - Present
ENG Lending April 2015 - September 2015
Concord One Financial February 2014 - March 2015
Beacon Mortgage August 2013 - February 2014
Universal Capital Services December 2012 - August 2013
Power Home Remodeling Group April 2010 - December 2012
Skills
Mortgage Lending, Financial Services, New Home Purchase, Residential Mortgages, Customer Service, Sales, Commercial Mortgages, Mortgage Banking, FHA financing, Jumbo Mortgage, Microsoft Office, Microsoft Excel, Social Media, Public Speaking, Microsoft Word, PowerPoint, Teamwork, Marketing, Research, English, Loans, Direct Marketing, Account Management, Customer Satisfaction, Real Estate Financing, Marketing Strategy, New Business Development
Education
Temple University - Fox School of Business and Management 2006 — 2008
Reading Area Community College 2004 — 2006
Eng Lending June 2014 - Present
Eng Lending June 2014 - Present
JPMorgan Chase March 2012 - November 2013
JPMorgan Chase October 2010 - February 2012
Skills
Consumer Lending, Loans, Small Business Lending, Credit, Banking, Lines Of Credit, Commercial Banking, Refinance, Mortgage Banking, Retail Banking, Loan Origination
Education
Purdue University 2002 — 2006
Bachelor's degree, Communications
Indiana University Bloomington 2000 — 2002
Bachelor's degree, Elementary Education and Teaching
Prime Source Mortgage, Inc. May 2015 - Present
ML Mortgage Corp October 2014 - May 2015
Goldcoast Funding Group February 2014 - October 2014
First Mortgage Corporation October 2012 - January 2014
ENG Lending June 2012 - October 2012
Marloz Financial May 2011 - August 2012
MetLife Home Loans December 2010 - April 2011
Bank of America November 2009 - December 2010
First Mortgage Corporation 2008 - 2009
Skills
Mortgage Lending, Loans, Finance, FHA, Refinance, Mortgage Banking, Loan Origination, Residential Mortgages, VA loans, FHA financing, Credit, Customer Service, First Time Home Buyers, Government Loans, Mortgage Underwriting, Credit Analysis, Short Sales, Certified Mortgage..., Foreclosures, Condos, Home Equity Loans, Investment Properties, REO, Referrals, Construction Loans, VA Loans, USDA, Real Estate Financing, Investments, Reverse Mortgages, Real Estate, Single Family Homes, Investors, Real Estate Economics, FHA Financing, Sellers, Real Estate Transactions, Residential Homes, HUD, Relocation, Sales, New Home Sales, Buyer Representation, Banking, Underwriting
Education
Mt. San Antonio College
ENG Lending June 2015 - Present
USAA September 2014 - June 2015
Nationstar Mortgage June 2013 - September 2014
Skills
Loss Mitigation, Mortgage Lending, Mortgage Banking, Loans, Credit, Loan Servicing, Banking, Customer Service, Mortgage Servicing, Residential Mortgages, Call Centers, VA Loans, Financial Services, Home Equity Loans, Refinance
Education
Arizona State University 2009 — 2013
Bachelor of Science (BS), Sociology
ENG Lending March 2015 - Present
Heidi Todd Mortgage loan expert January 2015 - Present
Icon Credit Union February 2011 - January 2015
Mountain West Bank 2008 - 2011
Direct Mortgage May 1997 - February 2008
Skills
Direct Sales, Sales Support, Mortgage Lending, Loans, Credit, Refinance, FHA financing, Construction Loans, USDA, VA loans, Banking, Loan Origination, FHA, Customer Service, Government Loans, Residential Mortgages, Mortgage Banking, Marketing, Finance, Strategic Planning, First Time Home Buyers, Team Building, Certified Mortgage..., Consumer Lending, Real Estate, Investment Properties, Home Equity Loans, Credit Analysis, Small Business Lending, Commercial Mortgages, Underwriting, Home Equity Lines of..., REO, FHA Financing, Mortgage Marketing, VA Loans
Education
Boise State University 1991 — 1995
Bachelor, Business Management
Boise High School 1983 — 1985
Diploma, 1985
The Federal Savings Bank June 2014 - Present
Eng Lending April 2012 - June 2014
HOME SAVINGS OF AMERICA April 2010 - February 2012
US CAPITAL MORTGAGE August 1999 - April 2010
WESTERN NATIONAL FUNDING, INC. May 1996 - August 1999
Skills
Research, Photoshop, Teaching, FHA, Real Estate, First Time Home Buyers, Investment Properties, Foreclosures, Single Family Homes, Mortgage Lending, Refinance, Short Sales, Investors
Education
Arizona State University
ENG Lending June 2015 - Present
American Homeland Title Agency, Inc. October 2013 - November 2014
Lawyers Title of Cincinnati, Inc. June 2009 - October 2013
Skills
Real Estate, First Time Home Buyers, Single Family Homes, Short Sales, Investment Properties, Buyer Representation, Sellers, Foreclosures, Condos, Referrals, New Home Sales, Investors, Rentals, Listings, Real Estate Transactions, Residential Homes, Relocation, REO, Luxury, Buyers, Property Management, Customer Service
Education
University of Cincinnati 1998 — 2000
Business Administration and Management, General
Simmons First Bank of Northeast Arkansas November 2013 - Present
National Bank of Arkansas October 2009 - November 2013
CityPro Lending July 2008 - September 2009
ENG Lending June 2005 - June 2008
Skills
Mortgage Lending, Loans, USDA, FHA, VA loans, Mortgage Banking, Refinance, FHA financing, Investment Properties, Loan Origination, Residential Mortgages, Certified Mortgage..., Credit Analysis, Credit, Commercial Lending
Education
Southern Nazarene University 1995 — 1999
Bachelor of Science (BS), Sport and Fitness Administration/Management
ENG Lending 2012 - Present
Impact Mortgage Group 2011 - 2012
Sunset Mortgage Company August 2010 - July 2011
Wealthbridge Mortgage July 2009 - August 2010
Excelsior Management Group 2008 - 2009
Meritage Mortgage January 2001 - September 2006
Skills
Time Management, Home, Mortgage Lending, Loans, FHA, Mortgage Banking, USDA, Credit, Residential Mortgages
Education
Portland Community College 1993 — 1994
ENG Lending January 2014 - Present
Breakaway Consulting, LLC July 2013 - Present
Keller Williams Realty Boise January 2011 - December 2013
Skills
Customer Service, Microsoft Excel, Microsoft Office, Microsoft Word, Outlook, PowerPoint, Negotiation, Budgets, Research, English, Real Estate, Windows, Strategic Planning, Team Building, Contract Negotiation, Public Speaking, Sales, First Time Home Buyers, Sellers, Photoshop, Residential Homes, Marketing, Investment Properties, REO
Education
Albertson College of Idaho 1997 — 2001
Bachelor of Science (B.S.), International Business
Rocky Mountain Mortgage Group August 2014 - Present
ENG Lending January 2014 - August 2014
Bank of Utah July 2011 - January 2014
Wells Fargo Home Mortgage December 2010 - July 2011
Envision Lending Group 2004 - 2008
Education
Utah State University 2001 — 2003
MBA, Business Management
Brigham Young University 1998 — 2000
B.S.
New England Alliance Mortgage a division of ENG Lending June 2008 - Present
ENG Lending 2008 - 2012
Andy Ross Group September 2004 - June 2008
Executive Consulting Group May 2000 - August 2004
Brooks Brothers May 1998 - May 2000
Skills
Self-Employed Borrowers, Reverse Mortgages, Refinance, New Home Purchase, FHA, Mortgage Lending, Loans, First Time Home Buyers, Certified Mortgage..., Contract Negotiation, Finance, USDA, Government Loans, Underwriting, Debt Consolidation, Real Estate, Loan Origination, Mortgage Banking, Residential Mortgages, Investment Properties, VA loans, FHA financing, Residential Homes, VA Loans, FHA Financing
Education
Franklin & Marshall College 1994 — 1998
BS, Government
Guilford High School 1990 — 1994
General
ENG Lending April 2013 - Present
ENG Lending Bank of England 2013 - 2015
ENG Lending Bank of England 2013 - 2015
Seterus 2010 - 2011
Prestige Mortgage Funding Services October 2003 - October 2008
Willamette Financial Funding Services, LLC. November 2000 - October 2008
I Take The Lead 2000 - 2008
Portland Teachers Credit Union 1973 - 1998
Portland Teachers Credit Union 1973 - 1998
Skills
Finance, Loans, Investment Properties, Small Business, Start-ups, Accounting, Commercial Finance, Working Capital..., Lines Of Credit, Leases, Capital, Program Management, FHA, Investments, USDA, Refinance, Credit, Mortgage Banking, Mortgage Lending, Referrals, Loan Origination, VA loans, Residential Mortgages, Foreclosures, Reverse Mortgages, Investors, First Time Home Buyers, Real Estate, FHA financing, Government Loans, Real Estate Financing, Real Estate Transactions, Sellers, Banking, Insurance, Residential Homes, Selling, Certified Mortgage..., REO, Short Sales, Underwriting, Property, FHA Financing, VA Loans
Education
Portland Community College 1973 — 1980
Finance
ENG Lending February 2013 - Present
People's Bank January 2012 - February 2013
SurePoint Lending June 2009 - August 2011
Skills
FHA, Mortgage Lending, Loan Origination, Mortgage Banking, Loans, FHA financing, USDA, VA loans, Banking
Education
University of Saint Francis 2005 — 2009
Bachelor's degree, Business Administration and Management, General
Guild Mortgage Company December 2013 - Present
ENG Lending June 2011 - December 2013
Preferred Mortgage June 2001 - November 2011
Associated Wholesale Grocers February 1997 - May 2001
Albertsons June 1979 - January 1997
Skills
Loans, FHA, First Time Home Buyers, Mortgage Lending, Mortgage Banking, Refinance, Residential Mortgages, USDA, Loan Origination, Finance, Credit, VA loans, Certified Mortgage..., Government Loans, Reverse Mortgages, Home Equity Loans, Construction Loans, FHA financing, Debt Consolidation, Mortgage Marketing, Commercial Mortgages, Real Estate Financing, FHA Financing, VA Loans
Education
Lane Community College 1981 — 1983
Associates, Business Management
University of Oregon
ENG Lending May 2015 - Present
Avon September 2010 - Present
First Niagara Bank July 2014 - May 2015
PrimeLending September 2011 - November 2013
Bank of America February 2009 - May 2011
CITIMORTGAGE/Principal Res January 2001 - January 2008
Yale University 1999 - 2001
Choice Media LLC 1998 - 1999
Skills
Mortgage Lending, Credit, Customer Service, Risk Management, FHA, Loans, Finance, Sales, Underwriting, Marketing, Loan Origination, Mortgage Banking, Management, Banking, Refinance, Residential Mortgages, VA loans, Real Estate, Funding
Education
Springfield College 1997 — 1998
Elementary Education
Foran High school 1993 — 1997
Diploma
Gateway Community College
Liberal Arts with a fine art focus
Aflac August 2015 - Present
ENG Lending July 2013 - July 2015
TTI, Inc. May 2011 - May 2013
TTI, Inc May 2011 - May 2013
Sportsplex USA April 2009 - May 2011
Sportsplex USA April 2009 - May 2011
The Mobile Solution June 2006 - April 2008
Skills
Microsoft Excel, Microsoft Word, Customer Service, English, Windows, Research, Outlook, Teaching, Public Speaking, HTML, Strategic Planning, Budgets, Sales, Sales Management, Business Analysis, Management, New Business Development, Leadership, Training, Account Management, Team Building
Education
San Diego State University 2001 — 2006
San Diego State University-California State University 2001 — 2006
Kinesiology and Exercise Science
Endura Southwest February 2015 - Present
Paul Lankford Buick GMC June 2014 - January 2015
Doug Smith Kia April 2012 - March 2014
Securitymetrics November 2010 - May 2012
SecurityMetrics March 2011 - August 2011
CPM Systems, Inc August 1990 - December 2010
ENG Lending April 2009 - November 2010
Ludaxx LLC February 2010 - September 2010
Deep Blue Marine 2006 - 2008
Skills
Customer Service, Sales, Public Speaking, Sales Management, Social Media Marketing, Training, Microsoft Office, Marketing, Team Building, Marketing Strategy, Microsoft Excel, Microsoft Word, Mortgage Lending, Social Media, Team Leadership, Real Estate, Negotiation, New Business Development, Direct Sales, Business Development, Account Management, Management, Social Networking, Online Advertising, Online Marketing, Coaching, Leadership, Entrepreneurship, Advertising, Small Business
Education
Brigham Young University 1975 — 1979
Bachelor of Humanities, Spanish, Zoology
Brigham Young University - Idaho 1971 — 1973
Associate, General Studies
Guaranteed Rate January 2015 - Present
CAZZ Investments L.L.C. May 2011 - Present
Inland Home Mortgage January 2014 - January 2015
US Bank Home Mortgage October 2011 - January 2014
ENG Lending December 2010 - October 2011
First American Funding Company LLC September 2009 - December 2010
HSBC 2006 - 2009
CUNA Mutual Group 2003 - 2006
Skills
Real Estate, Mortgage Lending, Loans, Refinance, Insurance, Mortgage Banking, Loan Origination, FHA, Residential Mortgages, Investment Properties, Credit, First Time Home Buyers, Banking, Credit Analysis, Real Estate Financing, FHA financing, Commercial Lending, Foreclosures, VA loans, REO, Short Sales, USDA, Finance, Referrals, Real Estate Transactions, Investors, Real Estate Economics, Residential Homes, Single Family Homes, Commercial Mortgages, Commercial Real Estate, Relocation, Reverse Mortgages, Consumer Lending, Construction Loans, Condos, Government Loans, Life Insurance, Rates, Vacation Homes, Sales, Retail Banking, Mortgage Underwriting, HUD, Home Equity Loans, Property, Home Equity Lines of..., Rentals
Education
University of Phoenix 2008 — 2009
Business Administration
Madison Area Technical College 2002 — 2004
General Business Studies
Verona Area High School
JPMorgan Chase September 2012 - Present
ENG Lending 2013 - 2014
Trans Leasing 2000 - 2005
Ameriquest 2002 - 2004
Skills
Mortgage Lending, Small Business Lending, Loans, Banking, Loan Origination, Portfolio Management, Business Development, Home Equity Loans, Retirement, Sales, Securities, New Business Development, Residential Mortgages, Small Business, Financial Services, Credit, Cross Selling, Mortgage Banking, Real Estate, Commercial Lending, Financial Analysis, Contract Negotiation, Underwriting, Marketing, Sales Management, Lines Of Credit, VA loans, Negotiation, Management, Foreclosures, Strategic Financial..., Series 6, Retail Banking, Refinance, Series 63, Account Management, Credit Analysis, First Time Home Buyers, Finance, Reverse Mortgages, Process Improvement, FHA, Retirement Planning, Selling, Team Building, Investment Properties, Cold Calling, Risk Management, Consumer Lending, Training
Education
College of DuPage 1984 — 1986
Word and brown, Quotit Corporation January 2011 - Present
Simply Home Lending January 2007 - January 2011
ENG Lending January 2006 - January 2007
First Home Realty January 2004 - January 2005
Skills
FHA, Mortgage Lending, Refinance, USDA, VA loans, Mortgage Banking, FHA financing, Loans, Negotiation, Loan Origination, Residential Mortgages, First Time Home Buyers, Customer Service, Government Loans, Reverse Mortgages, Investment Properties, Credit, Construction Loans, Real Estate
Education
University of Arkansas at Fayetteville 2001 — 2006
Finance/Real Estate
ENG Lending June 2009 - Present
Avatar Corp. October 2004 - June 2009
Education
University of North Florida - College of Business Administration 1998 — 2002
Notary/Remote Closer January 2013 - Present
ENG Lending February 2015 - Present
Turner Insurance Agency September 2010 - February 2015
People's Choice Realty January 2000 - February 2015
Skills
Real Estate, VA Loans, USDA, Selling, Investment Properties, Short Sales, Refinance, Finance, Strategic Planning, Sellers, REO, Marketing, Investors, Foreclosures, First Time Home Buyers, Buyer Representation, Notary Public, Residential Mortgages
Education
University of Louisville 1994 — 1998
Business, Finance
St.Xavier High School 1990 — 1994
ENG Lending July 2009 - Present
Skills
FHA, Mortgage Lending, VA loans, FHA financing, Residential Mortgages, Mortgage Banking, NMLS Licensed, First Time Home Buyers, Refinance, USDA
Education
Lake Mary High School
High School Diploma
University of Central Florida
Bachelor's Degree, Marketing
ENG Lending Owner, Real Estate BrokerTodays Realty ProfessionalsAugust 2004 - December 2008
Education
University of Miami
History
Archwood Mortgage, LLC November 2012 - Present
Archwood Mortgage, LLc November 2012 - December 2014
The Local Dispatch January 2010 - October 2012
Eng Lending March 2009 - June 2010
Skills
Mortgage Lending, Loans, Management, Sales, Customer Service, Marketing, Sales Management, Strategic Planning, Marketing Strategy, Finance
Education
Johnson & Wales University
ENG Lending November 2013 - Present
Lowell Cooperative Bank July 2011 - September 2013
Community First Bank Loan Services December 2008 - July 2011
Dream House Mortgage Corp. January 2007 - November 2008
Advanced Financial Services/Embrace Home Loans October 2003 - December 2006
Education
Salve Regina University 1995 — 1998
BA Science, Finance Management
Johnson & Wales University 1993 — 1995
AS, Accounting