Envoy Mortgage
Envoy Mortgage List of Employees There's an exhaustive list of past and present employees! Get comprehensive information on the number of employees at Envoy Mortgage. You can filter them based on skills, years of employment, job, education, department, and prior employment.
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Envoy Mortgage Employees
Envoy Mortgage May 2014 - Present
JPMorgan Chase June 2012 - May 2014
BRCC Student Government Association January 2012 - May 2012
Wells Fargo Home Mortgage December 2011 - April 2012
Peyton Resource Group April 2010 - December 2010
InterContinental Capital Group December 2009 - April 2010
Ideal Mortgage June 2008 - December 2008
The Mortgage Zone November 2006 - November 2007
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Unifi, Encompass, Calyx Point, LPS, FNMA, FHA, FHLMC, NMLS Licensed, Loans, Customer Service, Mortgage Lending, FHA financing, VA loans, Residential Mortgages, Loan Servicing, Loss Mitigation, Loan Origination, Mortgage Underwriting, USDA, Reverse Mortgages, Refinance, Credit, Credit Analysis, Banking, Mortgage Banking, Investment Properties, REO, FHA Financing, VA Loans
Education
Baton Rouge Community College 2011 — 2012
Associate of Arts and Sciences (A.A.S.), Business Administration and Management, General, 4.0
Envoy Mortgage November 2014 - Present
HomeBridge Financial Services, Inc. May 2014 - October 2014
LeaderOne Financial July 2011 - October 2013
Simplified Mortgage Solutions January 2007 - September 2010
Classic Mortgage October 2005 - December 2006
CTX Mortgage March 2000 - October 2005
Skills
FHA, Mortgage Lending, First Time Home Buyers, FHA financing, Loans, Refinance, Move Up Buyers, VA loans, Mortgage Banking, Finance, Mortgage Marketing, USDA, Reverse Mortgages, Mortgage Underwriting, Loan Origination, Residential Homes, USDA Rural Housing, Home Equity Lines of..., Credit, Real Estate, REO, Foreclosures, Residential Mortgages, Referrals, Single Family Homes, New Home Sales, Loss Mitigation, Credit Analysis, Underwriting, Construction Loans, Home Equity Loans, Investors, Mortgage Servicing, Investment Properties, Real Estate Transactions, Certified Mortgage..., Non-Conforming, Debt Consolidation, Rates, Real Estate Financing, HUD, Government Loans, Buyers, Commercial Lending, Commercial Mortgages, VA Loans, Consumer Lending, Loan Servicing, 203K, FHA Financing
Education
Colorado State University 1988 — 1992
BA, Public Relations/Journalism
Cheyenne Mountain High School 1985 — 1988
Major Mortgage September 2011 - Present
Envoy Mortgage March 2011 - September 2011
Merrill Lynch August 2010 - March 2011
PrimeLending, A PlainsCapital Company July 2009 - June 2010
Cherry Creek Mortgage December 2008 - May 2009
Bank of America May 2005 - November 2008
Countrywide Home Loans April 2005 - November 2008
Wells Fargo Home Mortgage May 2001 - April 2005
Skills
Business Development, Residential Mortgages, Loans, Customer Service, Loan Origination, Mortgage Lending, New Business Development, Real Estate, Construction Loans, Credit, FHA, Financial Risk, Investment Properties, Investments, Mortgage Banking, Real Estate Financing, Refinance, Residential Homes, Sales, Sellers, USDA, VA loans, Strategic Planning, Government Loans, FHA financing, Non-Conforming
Education
Colorado Mesa University 1998 — 2002
Finance
Fairway Independent Mortgage Corporation March 2014 - Present
Envoy Mortgage July 2008 - March 2014
Vanguard Mortgage 2007 - 2008
First Priority Financial Inc. 2004 - 2007
Bank of America 2002 - 2004
Shiseido 1999 - 2002
Prudential Real Estate 1997 - 2002
Franklin Templeton Investments 1993 - 1996
Alcatel-Lucent 1992 - 1993
Education
San Francisco State University 1988 — 1990
Journalism
Fashion Institute of Technology 1986 — 1988
Marketing
Ave Maria University September 2014 - July 2015
Envoy Mortgage April 2014 - September 2014
JPMorgan Chase 2011 - April 2014
Wellsfargo February 2011 - November 2011
Enterprise Rent-A-Car March 2009 - July 2011
Countrywide Home Loans 2005 - 2008
Suwanee Sports Academy October 2005 - June 2007
Skills
Microsoft Office, Customer Service, Mortgage Lending, Sales, Management, Coaching, New Business Development, Leadership, Sales Management, Team Building, Banking, Networking, Account Management, Customer Satisfaction, Training, Marketing, First Time Home Buyers, Investment Properties, Mortgage Banking, Loan Origination, Foreclosures, Loans
Education
Walden University 2013 — 2016
Doctor of Business Administration, Business Administration, Management and Operations
walden university 2011 — 2012
MBA, MBA corporate finance
Art Institute of Pittsburgh 2010 — 2012
Media Arts And Animation, Game and Interactive Media Design, 3.8
Dickinson State University 1999 — 2003
Bachelor's, University Studies; Graphic Design
Hot Springs High School 1995 — 1996
Diploma, General Studies
Envoy Mortgage August 2014 - Present
Sierra Pacific Mortgage Company, Inc. March 2014 - August 2014
Opes Advisors August 2013 - February 2014
Opes Advisors July 2012 - August 2013
California State University, Stanislaus October 2011 - May 2012
Ranchwood Residential, Inc. June 2007 - August 2009
Ranchwood Residential, Inc. June 2005 - June 2008
Cal Poly State University January 2001 - January 2003
Action Computers January 2000 - July 2001
Skills
Problem Solving, Construction, Technology..., Excel, Customer Service, Statistics, Microsoft Office, Access, Data Analysis, Research, Business Strategy, Social Media, Strategic Planning, Microsoft Excel, Sales, Analysis, Budgets, Finance, PowerPoint, Project Management, Residential Mortgages, Mortgage Lending, FHA Mortgage, USDA Mortgage, VA Mortgage, Mortgage Advising, Training, Loans, Financial Analysis, Investments, Marketing, Forecasting, Risk Management
Education
California State University-Stanislaus 2010 — 2012
BS, Business Administration - Finance
Cuesta College 2003 — 2005
AS, Construction Technologies
Merced High School 1998 — 2001
Pacific Union Financial, LLC March 2014 - Present
Envoy Mortgage September 2013 - March 2014
Wells Fargo Home Mortgage November 2011 - September 2013
21st Century Bank May 2001 - October 2011
Skills
Mortgage Lending, Banking, Marketing, Team Building, Recruiting, Microsoft Office, Event Planning, Customer Satisfaction, Training, Outlook, Time Management, Employee Training, Bookkeeping, Compliance, General Ledger, Interviews, Internet, 10 Key, Social Media, Social Networking, Organization, Office Management, Office Administration, PowerPoint, Vendor Management, Customer Service, Leadership, Loans, Accounts Receivable, Sales
Education
Bethel University 2006 — 2008
Bachelor's degree, Business Administration and Management, General
Anoka Ramsey Community College
Associate of Arts (A.A.), General Studies
Blaine
Cole Taylor Bank June 2013 - Present
Envoy Mortgage February 2012 - Present
Fidelity Bank March 2010 - February 2012
Amtrust Mortgage Atlanta, GA October 1999 - August 2008
Homesouth Mortgage February 2005 - March 2006
Sunshine Mortgage March 1995 - October 1999
Education
Dekalb Community College 1986 — 1988
Associate of Arts (A.A.), Marketing/Marketing Management, General
University of West Georgia 1985 — 1987
Business Administration and Management, General
Walker DiVenere Wright/Walker Title LLC September 2015 - Present
Independent August 2015 - Present
Residence Life Office, Davidson College August 2012 - Present
Davidson College Library, Davidson College December 2014 - Present
Carnegie Guest House, Davidson College DAVIDSON August 2011 - Present
Davidson College August 2014 - Present
The Borgen Project February 2015 - Present
Davidson Historical Society August 2013 - December 2013
Envoy Mortgage June 2013 - August 2013
Lake Norman Publications January 2013 - May 2013
Skills
Research, Public Speaking, Microsoft Office, Social Media, Event Planning, HTML, Foreign Languages, Spanish, Leadership, Writing and Editing, Communication, Hospitality Industry, Loan Origination, Team Organisation, Worldcat Database, GuestTracker Database
Education
Davidson College 2011 — 2015
Bachelor's Degree, English
Asheville School 2008 — 2011
High School
Envoy Mortgage June 2015 - Present
HomeStreet Bank April 2015 - June 2015
Banc of California October 2013 - April 2015
Banc of California April 2014 - February 2015
Carrington Mortgage Services, Mortgage Lending Division February 2013 - October 2013
Skills
Mortgage Banking, Mortgage Lending, FHA, Real Estate, Loans, Sales, Leadership, VA loans, FHA financing, Customer Service, Government Loans, First Time Home Buyers, Management, FNMA, Training, Team Building, Refinance, Budgets, Contract Negotiation, REO, Investment Properties, Short Sales
Education
CSU Sacramento 2004 — 2006
Bachelor of Science (B.S.), Criminal Justice
Diablo Valley College 2000 — 2004
General Ed
Envoy Mortgage June 2008 - Present
Vanguard Financial Ltd November 2002 - March 2007
Warner/Elektra/Atlantic October 2001 - November 2002
Skills
Managing Employees, Mortgage Lending, Speaking Engagements, Refinance, Residential Mortgages, FHA, VA, Mortgage, Conventional, USDA, VA loans, Conforming, Loans, Mortgage Planning, Mortgage Banking, Government Loans, First Time Home Buyers, FHA financing, Non-Conforming, Loan Origination, Home, Loan Structuring, Investment Properties, Consumer Lending, Social Marketing, First Time Buyers, Managing, Presenter, Experienced Speaker, Real Estate, Certified Mortgage..., Public Speaking, Mortgage Marketing, 203K, REO, HUD, Real Estate Economics, Real Estate Financing, Short Sales, Management, FHA Financing, VA Loans
Education
California State University-Chico 1996 — 2001
BA, Audio Engineering/Music Business
San Ramon Valley High School 1991 — 1995
Mammotome, a Division of Devicor Medical Products, Inc. May 2015 - Present
Smiths Medical August 2013 - May 2015
ADP May 2011 - August 2013
Envoy Mortgage January 2010 - May 2011
Bank Midwest April 2009 - January 2010
State Street May 2006 - April 2009
Skills
Sales, Human Resources, ADP Payroll, Payroll, Employee Benefits, Customer Service, Small Business, Salesforce.com, Talent Management, HRIS, Sales Operations, Networking, Management, Training, Medical Devices, Capital Equipment
Education
Baker University 2002 — 2006
Bachelor of Science, Business Management
Umpqua Bank August 2015 - Present
Envoy Mortgage September 2014 - August 2015
PEMCO September 2013 - August 2014
Legacy NW Insurance May 2012 - September 2013
Farmers Insurance July 2008 - May 2012
Spokane Shock February 2008 - August 2008
Skills
Property & Casualty..., Commercial Insurance, Insurance, Umbrella Insurance, Casualty, General Insurance, Legal Liability, Health Insurance, Term Life Insurance, Life Insurance, Homeowners, Professional Liability
Education
Eastern Washington University 2003 — 2007
Bachelor of Business Administration (B.B.A.), Business/Commerce, General
Puyallup High School
Envoy Mortgage April 2014 - Present
On Q Financial, Inc. April 2013 - March 2014
AmeriPro Funding November 2012 - April 2013
W.J. Bradley Company May 2011 - November 2012
PrimeLending January 2010 - May 2011
IBM 1974 - 2005
Skills
Project Portfolio..., Electronics, Residential Mortgage..., Residential Homes, FHA, USDA, Refinance, Residential Mortgages, Loan Origination, Contract Negotiation, Real Estate, Negotiation, Building Relationships, Selling, Mortgage Banking, VA loans, Finance, FHA financing, Credit, VA Loans, Loans, Mortgage Lending, Sales
Education
Central Michigan University 1982 — 1983
Masters Degree, Management
Shaw University 1980 — 1982
BS, Business Management
Wayne Community College 1972 — 1974
AAS Electronic Engineering Technology, Electrical and Electronics Engineering
Envoy Mortgage May 2009 - Present
JPMorgan Chase 2004 - May 2009
Education
Champion School of Real Estate 2005 — 2007
Certified Loan Officer, Mortgage Industry and Real Estate
San Antonio College 2000 — 2006
Business, Financial Services
Brookhaven Community College
Envoy Mortgage November 2014 - Present
HomeBridge Financial Services, Inc. (formerly Real Estate Mortgage Network) February 2012 - November 2014
Academy Mortgage Corporation February 2009 - February 2012
Priority Partners Lending Group, Inc. dba Mortgage Maxx Home Loans April 2007 - December 2008
Mortgage Maxx, Inc. December 1999 - April 2007
Skills
FHA, First Time Home Buyers, VA loans, Mortgage Lending, Refinance, Accounting, Mortgage Banking, FHA financing, Operations Management, Loans, Mortgage Marketing, Home Equity Loans, Referrals, Credit, Residential Mortgages, Certified Mortgage..., Loan Origination, Investment Properties, VA Loans, FHA Financing, Real Estate
Education
Capital University
Business Administration
Supreme Lending October 2013 - Present
Supreme Lending October 2013 - Present
Envoy Mortgage August 2005 - September 2013
Efast Funding June 2003 - July 2005
Skills
FHA, Mortgage Lending, VA loans, USDA, FHA financing, First Time Home Buyers, Real Estate, Mortgage Marketing, Real Estate Financing, Finance, Investment Properties, REO, Mortgage Banking, Certified Mortgage..., Refinance, Loan Servicing, Residential Homes, Mortgage Servicing, Investments, Mortgage Underwriting, Portfolio Management, Commercial Mortgages, Loss Mitigation, Consumer Lending, Loan Origination, Referrals, HUD, Reverse Mortgages, Banking, Foreclosures, Construction Loans, Residential Mortgages, Credit, Underwriting, Home Equity Loans, Loans, Real Estate Economics, Government Loans, Short Sales, Non-Conforming, USDA Rural Housing, Credit Analysis, FHA Financing, VA Loans, Commercial Lending, Default, Title Insurance
Education
Blinn College 1999 — 2001
Waltrip 1995 — 1999
Guaranteed Rate August 2015 - Present
Major Mortgage August 2013 - August 2015
Wells Fargo Home Mortgage January 2012 - August 2013
Envoy Mortgage September 2010 - January 2012
Freedom Financial Services September 2009 - September 2010
Major Mortgage February 2005 - September 2009
Skills
NMLS, Mortgage Lending, FHA, Mortgage Banking, Refinance, Loans, Loan Origination, Residential Mortgages, VA loans, FHA financing, USDA, Credit, Banking, Government Loans, First Time Home Buyers, Construction Loans, Investment Properties, Branch Banking, Real Estate Financing, Real Estate, Commercial Lending, Jumbo Mortgage, Mortgage Marketing, Move Up Buyers, Homeowners, Home Equity Loans, Lines Of Credit, Non-Conforming, Home Equity Lines of..., Real Estate Economics, VA Loans, FHA Financing, Sales, Residential Homes, Customer Service, Foreclosures, Short Sales, REO
Education
Colorado State University 1997 — 2000
Bachelor's degree, Health and Exercise Science
Colorado Northwestern Community College 1995 — 1997
Associate's degree, Associate of Science
Sigma Medical Management May 2013 - Present
Provista Home Health August 2011 - June 2013
Envoy Mortgage November 2010 - August 2011
Metro Volkswagen January 2010 - December 2010
bebe March 2007 - October 2008
Skills
Direct Marketing, Marketing Communications, Vendor Relations, Social Media Marketing, Facebook, SEO, Customer Service, Customer Satisfaction, Sales, WordPress, Blogging, Marketing Strategy, Social Networking, Advertising
Education
DeVry University 2008 — 2010
Business Science of Technical Management, Business
Art Institute of Dallas 2005 — 2007
Associate of Art, Design
Primerica July 2012 - Present
Envoy Mortgage July 2007 - November 2011
Draeger Chiropractic & Laser Center February 2001 - October 2010
American Wood Fibers June 1986 - December 2001
Skills
Investments, Finance, Retirement, Customer Service, Leadership, Financial Services, Team Building, Retirement Savings, Savings, Personal Finance, Budgets, Debt Elimination, Team Leadership, Priority Management
Education
Concordia University-Wisconsin
Health/Health Care Administration/Management
Nationstar Mortgage February 2015 - Present
Ocwen/Homeward Residential November 2013 - Present
Republic Mortgage Home Loans October 2012 - October 2013
Acqura Loan Services February 2011 - October 2012
Real Estate Disposition Corporation LLC June 2010 - February 2011
Prospect Mortgage December 2009 - June 2010
Envoy Mortgage April 2008 - December 2009
Countrywide Home Loans January 2007 - April 2008
BankSource Mortgage August 2005 - January 2007
Countrywide Home Loans December 1999 - August 2005
Skills
Short Sales, REO, Investment Properties, Mortgage Lending, Portfolio Management, Loans, Loss Mitigation, Sales, Management, Finance, Real Estate, Process Improvement, Leadership, Negotiation, Loan Origination, Business Development, Sellers, Credit, Insurance, FHA, Strategic Planning, Team Building, FHA financing, Marketing, Asset Management, Sales Management, Sales Operations, Condos, New Business Development, Mortgage Banking, FHA Financing
Education
Michigan State University 1988 — 1991
B A, Business Administration
Brigham Young University 1986 — 1987
Envoy Mortgage December 2014 - Present
Inland Cities Real Estate March 2014 - December 2014
Captial Mortgage November 2013 - February 2014
Wells Fargo Home Mortgage January 2011 - November 2013
Horace Mann August 2010 - January 2011
Bank of America April 2008 - July 2010
Skills
Morgage Lending License..., Real Estate, Insurance, Mortgage Lending, Loans, Banking, Finance, First Time Home Buyers, Underwriting, Referrals, Sellers, Customer Service, Time Management, Financial Services, Cross Selling, Buyers, Funding, Advertising
Education
California State University-Long Beach 2005 — 2010
Bachelor of Science (BS), Marketing
Arrowhead Christian Academy 1999 — 2005
HS
Envoy Mortgage May 2013 - Present
Affiliated Mortgage February 2013 - May 2013
Affiliated Mortgage Company August 2007 - January 2013
Skills
Time Management, Training, Leadership, Banking, Customer Service, Finance
Education
Northeast Louisiana Technical College-Delta Ouachita Campus 1986 — 1988
Business
Envoy Mortgage July 2013 - Present
Lenox Financial Mortgage Corporation June 2012 - June 2013
Met Life Home Loans June 2011 - May 2012
JPMorgan Chase December 2002 - June 2011
First Nationwide Mortgage (Cal Fed Bank) Citi Bank 1992 - December 2002
Skills
Mortgage Banking, Mortgage Lending, Underwriting, Mortgage Underwriting, FHA, Loan Origination, Refinance, Loan Servicing, USDA, Residential Mortgages, Credit, Loans, Mortgage Servicing, Credit Risk, Credit Analysis, Banking, Financial Risk, VA loans, Real Estate, FHA financing, Reverse Mortgages, Construction Loans, Real Estate Financing, Commercial Lending
Education
Fullerton College
Summit Funding, Inc. December 2013 - Present
Envoy Mortgage October 2012 - December 2013
RPM Mortgage, Inc. January 2003 - September 2012
IKON Office Solutions 2000 - 2003
Gulf Industries, Inc. 1999 - 2000
Earthtrek Expeditions January 1986 - January 1999
Adventure Productions 1994 - 1999
Coloma Outdoor Discovery School 1991 - 1995
Skills
FHA financing, Refinance, VA loans, Purchase Financing, Customer Service, Negotiation, Certified Mortgage..., Microsoft Excel, 203K, USDA, Mortgage Banking, Residential Mortgages, Government Loans, FHA, Non-Conforming, Reverse Mortgages, Loan Origination, Microsoft Office, Microsoft Word, PowerPoint, English, Windows, Research, Outlook, Teaching, Public Speaking, Strategic Planning, Budgets, Licensed Real Estate..., FHA and VA financing, Mortgage Lending, Mortgage Servicing, Jumbo Mortgage, Loans, Delivering on time, Investment Properties, First Time Home Buyers, Assisting First Time..., Home Equity Loans, Funding, Real Estate Financing, Real Estate Investor, Finance, Real Estate, FHA Financing
Education
California State University-Northridge
Bachelor of Science (B.S.), Commercial Recreation with Minor in Business
Pierce College
Associate of Arts and Sciences (A.A.S.), Natural Resources Management and Policy
University of Phoenix
Founders' Business Academy
AmCap Mortgage, LTD June 2015 - Present
Nations Reliable Lending, LLC March 2014 - June 2015
Envoy Mortgage August 2013 - March 2014
Churchill Mortgage December 2011 - August 2013
Skills
Mortgage Lending, First Time Home Buyers, Purchase, Refinance, Mortgage, Loans, Residential Mortgages, Loan Origination, Real Estate, Mortgage Banking, FHA, FHA financing, Investment Properties, VA loans, Finance, Certified Mortgage..., FHA Financing, VA Loans, USDA, Single Family Homes, Problem Solving, Negotiation
Education
Kozminski University 1999 — 2002
Marketing and Management, Warsaw, Poland
Champions School of Real Estate
Loan Originator Course, Houston, TX
United States Postal Service October 2014 - Present
Cole Taylor Mortgage 2013 - 2014
Envoy Mortgage April 2012 - April 2013
Bank of the Cascades April 2011 - March 2012
TrailersPlus, a Division of Interstate Group December 2009 - April 2011
KeyBank December 2001 - April 2009
Skills
Mortgage Lending, Credit, Loans
Education
University of Idaho 1990 — 1995
Communication, General
Arizona State University 1994 — 1994
Communication, General
Envoy Mortgage February 2010 - February 2014
Allied Home Mortgage October 1998 - February 2010
Centex Home Equity March 1998 - April 1999
US Army March 1994 - March 1998
Skills
Helping Clients Succeed, Helping first time home..., Helping every Veteran..., Reverse Mortgages, Expert in VA loans, Certified Mortgage..., Mortgage Underwriting, VA loans, Loan Servicing, Mortgage Marketing, Loans, Banking, Construction Loans, Commercial Mortgages, Underwriting, Loss Mitigation, Credit, Credit Analysis, Mortgage Lending, First Time Home Buyers, Home Equity Loans, Consumer Lending, HUD, Investment Properties, VA Loans, Finance, Branch Management, Real Estate Financing, Management, Short Sales, Real Estate, REO
Education
Austin Peay State University 1996 — 1999
Social Work
Olivet College 1993 — 1994
Social Work
Chloe + Isabel Inc. September 2015 - Present
Keller Williams Realty Greater Cleveland West October 2013 - Present
Envoy Mortgage September 2014 - July 2015
Hyland Software March 2013 - August 2013
The Renaissance Adult Community June 2012 - August 2012
The Man Cave February 2011 - August 2012
First Watch Restaurant February 2009 - July 2011
Heinen's January 2007 - February 2009
Skills
Customer Service, PowerPoint, Microsoft Word, Microsoft Office, Organization, Networking, HTML, Office Administration, Receptionist Duties, Appointment Scheduling, Customer Engagement, Wellness, Employee Wellness, Employee Wellness..., Healthcare, Healthcare Management, Environmental Health, Environmental Science, Healthcare..., Overall Wellness, Wellness Coaching, Food Service, Time Management, Restaurants, Home, Telephone Reception, Internships, Babysitting, Childcare, Elder Care, Senior Living..., Facebook, Event Planning, Corporate Wellness, Teamwork, Real Estate, Real Estate Transactions, Corporations, First Time Home Buyers, Buyer Representation, Marketing Strategy, Marketing, Seller Representation, Investors, Investment Properties
Education
Hondros College 2013 — 2013
Pre-Licensing Real Estate Sales, Real Estate Sales
Ohio University 2011 — 2013
Bachelor of Health Sciences, Health Services Administration with a minor in Business Administration
Cuyahoga Community College 2009 — 2011
Associate of Arts (A.A.), Liberal Arts and Sciences/Liberal Studies
MidAtlantic Federal Credit Union March 2014 - Present
Apex Home Loans, Inc. July 2013 - March 2014
Mid Atlantic Federal Credit Union April 2011 - July 2013
CAM Enterprises, LLC October 2008 - June 2011
Envoy Mortgage December 2010 - April 2011
Lending One Solutions, Inc. December 2009 - December 2010
Residential Home Funding Corp February 2009 - December 2009
EagleBank December 2007 - March 2009
Dynamic Capital Mortgage August 2006 - December 2007
Wells Fargo 2004 - 2006
Skills
Loans, Mortgage Lending, Real Estate, FHA, Refinance, Investment Properties, Loan Origination, Strategic Planning, Real Estate Transactions, Mortgage Banking, Finance, Investments, Foreclosures, Referrals, Residential Mortgages, Investors, Residential Homes
Education
American University 1974 — 1977
BS in BA, Finance
The Dalton School 1970 — 1973
Envoy Mortgage July 2015 - Present
HeritageBank Mortgage December 2014 - July 2015
Cornerstone Home Lending, Inc. January 2014 - December 2014
Envoy Mortgage July 2012 - January 2014
Cherry Creek Mortgage July 2005 - June 2012
Cherry Creek Mortgage July 2005 - July 2009
First Magnus Financial December 2004 - July 2005
Equity One, Popular Financial Holdings February 2004 - December 2004
Sierra Funding May 2003 - December 2003
Freedom Financial & Investment May 2002 - March 2003
Skills
Risk Management, Loan Processing, Sales Support, Mortgage Industry, FHA, USDA, Refinance, Mortgage Banking, VA loans, Loan Origination, Residential Mortgages, First Time Home Buyers, Credit, Mortgage Underwriting, Investment Properties, FHA financing, Underwriting, Loans, Certified Mortgage..., Mortgage Lending, Home Equity Loans, Investments, Sales Operations, Real Estate, Government Loans, Home Equity Lines of..., Credit Analysis, Real Estate Financing, VA Loans, Reverse Mortgages, Loss Mitigation, Mortgage Servicing
Education
Community College of Aurora 2004 — 2009
Business, Finance, Management
Envoy Mortgage October 2011 - Present
Primary Capital December 2010 - October 2011
American Home Bank December 2009 - December 2010
Skills
First Time Home Buyers, Short Sales, Buyer Representation, Foreclosures, New Home Sales, Investment Properties, Referrals, Single Family Homes, Investors, Home, Residential Homes, Real Estate Transactions, Refinance, FHA, VA loans, FHA financing, USDA, Loan Origination
Education
Chattahoochee Valley Community College
Columbus State University
Supreme Lending January 2014 - Present
Envoy Mortgage March 2012 - December 2013
Wells Fargo Home Mortgage November 2000 - May 2012
JP Morgan Chase January 2000 - November 2000
AIG May 1996 - January 2000
Skills
Dardis Communications: ..., Coaching High..., Managing for Premier..., Todd Duncan's High..., Coaching, Mortgage Lending, Communication Skills, Finance, Sales, Loans, Sales Management, Risk Management, Credit, Refinance, Strategic Planning, USDA, Reverse Mortgages, Management, Loan Origination, Investment Properties, Training, Leadership, VA loans, Banking, Mortgage Banking, FHA, Underwriting, Customer Satisfaction, Recruiting, Real Estate, Customer Service, Sellers, Marketing, Construction Loans, Credit Analysis, FHA financing, Residential Mortgages, Consumer Lending, FHA Financing, VA Loans
Education
Butler University 1999 — 2001
MBA, Finance
Indiana University Bloomington 1990 — 1995
BA, Economics
National Residential Mortgage, A Heartland Financial USA Company November 2011 - Present
Vanguard May 2011 - November 2011
Envoy Mortgage September 2010 - March 2011
PrimeLending August 2008 - September 2010
CTX Mortgage October 2002 - August 2008
Skills
Training, Recruiting, Management, Loans, Operations Management, Onboarding, Time Management, Data Entry
Education
Arizona State University 1998 — 2002
Bachelor of Science (B.S.), Marketing
Envoy Mortgage January 2015 - Present
First Commonwealth Mortgage July 2012 - January 2015
SurePoint Lending October 2008 - June 2012
Skills
Mortgage Banking, Mortgage Lending, Loans, Loan Origination, FHA, Refinance, VA loans, FHA financing, Investment Properties, Credit, Real Estate Financing, Residential Mortgages, First Time Home Buyers, USDA, Banking, Customer Service, Sales, Sales Management, Credit Analysis, Mortgage Underwriting, Real Estate, FHA Financing
Education
Spalding University 2005 — 2008
BS, Political Science and Government
Bellarmine University 1994 — 1998
Bachelor of Applied Science (B.A.Sc.), Pre-Law Studies
University of Kentucky
University of Kentucky
University of Kentucky
Political Science and Government
University of Kentucky
Envoy Mortgage September 2014 - Present
WJBradley Mortgage Capital, LLC February 2014 - August 2014
Peoples Mortgage Company October 2004 - January 2014
Skills
Mortgage Lending, Refinance, Loans, Finance, Residential Mortgages, VA Loans, USDA Rural Housing, FHA Financing, Certified Mortgage..., FAA Certifications, Real Estate License, NMLS Licensed, Real Estate, Residential Homes, Mortgage Banking, Loan Origination, FHA, USDA
Education
Arizona State University
Bachelor's degree, Business Management & Minor Aeronautical Engineering
Arizona State University - W. P. Carey School of Business
Bachelor of Science (B.S.), Business Management and Aeronautical Engineering
Envoy Mortgage October 2012 - February 2015
HomeServices Lending, Georgia 2000 - July 2012
Academy Financial Services, LLC May 2000 - May 2007
Wells Fargo Home Mortgage November 1995 - April 2000
Sears Mortgage Corporation/PNC Mortgage November 1988 - October 1995
Skills
FHA, Mortgage Lending, Mortgage Banking, Loans, Refinance, Sellers, VA loans, Recruiting, Sales Management, REO, Loan Origination, Residential Mortgages, Foreclosures, FHA financing, Residential Homes, Leadership, USDA, Real Estate, Short Sales, Business Development, Certified Mortgage..., First Time Home Buyers, Credit, Construction Loans, Real Estate Financing, Investment Properties, Investors, Credit Analysis, Government Loans, HUD, Banking, Underwriting, Loan Servicing, Real Estate Economics, Real Estate Transactions, Financial Services, Financial Structuring, Condos, Selling, Loss Mitigation, Referrals, Mortgage Underwriting, Finance, Mortgage Marketing, Consumer Lending, FHA Financing, VA Loans, Sales
Education
Auburn University 1977 — 1985
Bachelor of Arts, Political Science
Envoy Mortgage June 2015 - Present
HeritageBank Mortgage December 2014 - June 2015
Black & Veatch November 2014 - December 2014
Black & Veatch March 2014 - November 2014
Cherry Creek Mortgage July 2013 - December 2013
Cherry Creek Mortgage March 2012 - July 2013
Cherry Creek Mortgage July 2011 - March 2012
Loud Financial, LLC 2006 - 2010
Skills
Loans, Outlook, Refinance, Mortgage Lending, Real Estate, Mortgage Banking, Residential Mortgages, Access, Microsoft Office, Microsoft Excel, Customer Service
Education
College of Central Florida 2001 — 2005
Associate of Arts (A.A.), Political Science and Government
Belleview High School 1997 — 2001
High School Diploma
Ditech Mortgage Corp January 2015 - Present
Envoy Mortgage March 2014 - January 2015
Stonegate Mortgage Corporation October 2010 - March 2014
Allegro Mortgage June 2000 - April 2010
American Federal Mortgage June 1999 - June 2000
Skills
Banking, Loans, Mortgage Banking, Refinance, Investment Properties, First Time Home Buyers, Residential Mortgages, Mortgage Lending, Credit, Credit Analysis, Loan Origination, Real Estate, Finance, Consumer Lending, Retail Banking, Investments, Underwriting, Commercial Lending, Real Estate Transactions, FHA, Investors, Sellers, Management, Home Equity Loans, Residential Homes, USDA, Selling, Real Estate Financing, Government Loans, Customer Service, Leadership, Foreclosures, Short Sales, Referrals, FHA financing, Reverse Mortgages, Commercial Mortgages, VA loans, Certified Mortgage..., Mortgage Marketing, Loss Mitigation, Construction Loans, 203K, Small Business Lending, Mortgage Underwriting, Home Equity Lines of..., Real Estate Economics, Branch Management, Debt Consolidation, USDA Rural Housing
Education
The Ohio State University 1985 — 1989
BA, Advertising/Journalism
Anderson University
Anderson University
Anderson University
MCS
Summit Funding, Inc. July 2014 - Present
San Ramon Valley Rotary Club August 1994 - Present
Commerce Mortgage November 2013 - June 2014
Envoy Mortgage July 2008 - November 2013
St. Anne's Catholic Church December 2005 - December 2011
Vanguard Financial Ltd. January 1994 - June 2008
USF Financial May 1992 - June 2005
California Assn of Mortgage Brokers (now CAMP) July 1996 - June 1997
Wells Fargo Bank April 1974 - May 1988
Skills
Mortgage Lending, Refinance, Real Estate, Loans, Mortgage Banking, Investment Properties, Leadership, Commercial Mortgages, FHA, First Time Home Buyers, VA loans, Referrals, Loan Origination, Residential Mortgages, USDA, Reverse Mortgages, Management, Short Sales, Negotiation, FHA financing, Insurance, Customer Service, Time Management, Certified Mortgage..., Real Estate Financing, Home Equity Loans, Mortgage Underwriting, Credit, REO, Foreclosures, Government Loans, Credit Analysis, Mortgage Marketing, Loss Mitigation, Real Estate Economics, Construction Loans, Underwriting, Investors, Banking, Commercial Lending, Coaching, Speaker,..., Certified Builder..., Coaching, Entrepreneurial spirit, Builder Certified...
Education
California State University-Long Beach - College of Business Administration 1977 — 1979
MBA, Business
California State University-Chico 1969 — 1973
BA, Business Education
Parkside Brokers November 2013 - Present
Southeast Mortgage October 2011 - July 2013
Envoy Mortgage 2007 - 2009
Skills
FHA financing, VA loans, Refinance, USDA, Mortgage Lending, Loan Origination, Customer Service, FHA, Mortgage Banking, Loans, Residential Mortgages, Investment Properties, CRM, Credit Analysis, First Time Home Buyers, Debt Consolidation, REO, Foreclosures, Real Estate, Real Estate Financing, Certified Mortgage..., HUD, Construction Loans, Short Sales, Leadership, Investors, Underwriting, Banking, Residential Homes, Non-Conforming, Down Payment Assistance, Government Loans, Credit, Referrals, Reverse Mortgages, Mortgage Servicing, 203K, HomePath, Super Jumbo, Real Estate Economics, Single Family Homes, Home Equity Lines of..., Mortgage Underwriting, VA Loans, Loss Mitigation, Sellers, Commercial Lending, Finance, Home Equity Loans
Education
Atlanta School of Massage 1993 — 1994
Massage Therapist, Massage Therapy
Envoy Mortgage December 2010 - Present
Wells Fargo Home Mortgage November 2009 - May 2010
Guaranty Bank October 2007 - April 2008
Education
Brown College 2006 — 2009
BS, Business Management
Anoka Ramsey Community College 2005 — 2006
Envoy Mortgage August 1997 - Present
Skills
Mortgage Banking, USDA, Mortgage Lending, Residential Mortgages, Loan Origination, FHA, Banking, Credit, FHA Financing, FHA financing, Government Loans, Loans, Mortgage Underwriting, Refinance, Reverse Mortgages, Underwriting, VA Loans, VA loans
Education
Colorado State University 1989 — 1993
B.S., Finance
Tech Guys Who Get Marketing November 2012 - Present
Maple City Fire Protection August 2012 - November 2012
Envoy Mortgage April 2012 - August 2012
Wells Fargo Home Mortgage February 2011 - March 2012
Indiana Community Bank August 2000 - February 2011
Lacasa 2001 - 2011
1st Source Bank November 1992 - August 2000
Skills
Mortgage Lending, FHA, FHA financing, Insurance, Customer Service, Refinance, Residential Mortgages, Credit, Mortgage Banking, Sales, Loan Origination, Credit Analysis, Banking, Real Estate, Loans, USDA, Management, Strategic Planning
Education
Davenport University 1992 — 2003
Business Management
Goshen High 1980 — 1983
Envoy Mortgage May 2009 - Present
Aegis Wholesale May 2005 - August 2007
Fleet Mortgage August 1998 - March 2003
Education
Boise State University
Psychology
HeritageBank Mortgage February 2014 - Present
Envoy Mortgage May 2008 - February 2014
New Dimensions Funding April 1997 - August 2008
Hoerbiger November 1983 - March 1997
Skills
Purchase Mortgages, Refinance, Mortgage Lending, Residential Mortgages, HUD, Real Estate, Investment Properties, Residential Homes, Mortgage Banking, FHA, Referrals, VA loans, USDA, FHA Financing, HUD Approved Lender, CHFA Approved Lender, Renovation Loans, Jumbos, Down Payment Assistance
Education
Colorado State University
Business
RE/Max One July 2014 - Present
C&F Mortgage Corporation February 2014 - July 2014
Equity Resources, Inc November 2013 - February 2014
Envoy Mortgage November 2009 - November 2013
Online4adime August 2011 - January 2012
Verizon Business March 1999 - August 2009
Skills
Online Marketing, Marketing Strategy, Online Advertising, Mortgage Lending, USDA, First Time Home Buyers, FHA, Real Estate, Small Business, Entrepreneurship, Real Estate Transactions, Business Development, Relocation, REO, Investment Properties, Customer Service, Marketing, Short Sales, Sellers, Foreclosures, Residential Homes, Sales, Single Family Homes, Strategic Planning, Referrals, Investors, Selling, Contract Negotiation, Residential Mortgages
Education
Clark University 1997 — 1998
Information Technology, Information Technology
St Marys Ryken High 1992 — 1996
Envoy Mortgage September 2012 - Present
Cherry Creek Mortgage September 2008 - September 2012
3GB Appraisal Services March 2003 - September 2008
Skills
Investment Properties, FHA, First Time Home Buyers, Real Estate, Customer Service, Microsoft Office, Sales, Management, Microsoft Word, Residential Homes, Real Estate Transactions, REO, Editing, Mortgage Lending, Buyer Representation, Nonprofits
Education
California State University-Long Beach 1982 — 1987
Bachelor, Finance
California State University-Long Beach 1982 — 1987
Business Administration and Management, General & Finance
Envoy Mortgage May 2015 - Present
Assurant 2013 - March 2015
JPMorgan Chase 2011 - 2013
JPMorgan Chase 2008 - 2011
JPMorgan Chase 2004 - 2008
L. Brandys, Inc. 2000 - 2004
Office Depot 1999 - 2000
Einstein Bagels 1997 - 1999
Skills
Mortgage Lending, Loans, Financial Services, Banking, Training, Risk Management, Loan Servicing, Mortgage Banking, Credit, Loss Mitigation, Mortgage Servicing, Management, Sales, Call Centers, Leadership, Microsoft Office, Customer Service, FHA, Customer Satisfaction, Loan Origination, Time Management, Financial Risk, Quality Assurance, Outlook, Credit Analysis, Underwriting, CompTIA A+ Certification, Mortgage Underwriting, Relationship Management, Negotiation, Microsoft Excel, Business Analysis, Consumer Lending, Residential Mortgages, Retail Banking, Social Networking, Microsoft Word, Network+, Linux, Auditing
Education
PC Center Training Institute 1998 — 1999
A+ Certification and Network+ Coursework, Computer and Information Sciences and Support Services
College of DuPage 1997 — 1998
Information Technology
Envoy Mortgage October 2011 - Present
Cherry Hills Lending Services February 2004 - September 2011
Skills
Account Management, FHA, FHA financing, Investment Properties, First Time Home Buyers, Loan Origination
Education
Colorado State University 1993 — 1995
Otero Junior College 1992 — 1993
First California Mortgage Company August 2015 - Present
Envoy Mortgage July 2014 - August 2015
Eagle Home Mortgage September 2011 - February 2014
GMAC Mortgage January 2010 - August 2011
Interstate Mortgage Service June 2007 - 2010
GMAC Rescap dba Ditech.com February 2003 - June 2007
Skills
Mortgage Lending, Recruiting, Coaching, Business Development, Real Estate Financing, VA Financing, FHA financing, USDA Financing, Floating Home Financing, Mortgage Marketing, Residential Mortgages, Loan Officer Coaching, Finance, USDA, Mortgage Banking, Loan Origination, Certified Mortgage..., Sales Management, Real Estate, VA loans, Reverse Mortgages, Selling, Credit, Mortgage Underwriting, Credit Analysis, Refinance, Underwriting, Sales, Investment Properties, Commercial Lending, Investments, Banking, First Time Home Buyers, Government Loans, Loans, Home Equity Loans, FHA, Marketing, Construction Loans, Debt Consolidation, Direct Sales, Real Estate Economics, Commercial Mortgages, Consumer Lending, Foreclosures, Home Equity Lines of..., REO, Referrals, Leadership, Investors
Education
Western Governors University 2010 — 2011
BS, Marketing Management
Central Washington University 1997 — 1999
Business Management
B&B Manufacturing, Inc. March 2014 - Present
B&B Manufacturing, Inc. February 2013 - March 2014
DWA Uniforms February 2012 - February 2013
B&B Manufacturing, Inc. January 2011 - February 2012
Envoy Mortgage April 2010 - July 2010
UBS September 2009 - December 2009
Skills
Marketing, Management, Budgets, Market Research, Customer Satisfaction, Customer Service, Finance, Leadership, Manufacturing, Sales, Social Networking, Social Media, Microsoft Office, Microsoft Excel, PowerPoint, Continuous Improvement
Education
Butler University 2006 — 2010
Bachelor of Science (B.S.), Marketing
The Lending Partners, LLC July 2014 - Present
Bay Equity, LLC April 2013 - July 2014
PrimeLending October 2012 - April 2013
Envoy Mortgage January 2010 - October 2012
Pacific Northern, Inc. 2005 - 2010
Kim International 1991 - 2004
Skills
Sales Management, Budgets, Negotiation, Strategic Planning, Mortgage Lending, Sales, Customer Service, Direct Sales, Marketing Strategy, FHA, Refinance, Customer Satisfaction, Retail, Marketing, Loans, Account Management, Residential Mortgages, Team Building, Team Leadership, Selling, Mortgage Banking, Real Estate, Financial Analysis, Banking, USDA, Management, Customer Retention, Loan Origination, Credit, Leadership, Finance, Sales Process, Investment Properties, Real Estate Financing, VA loans, Mortgage Underwriting, FHA financing, Certified Mortgage..., Government Loans, VA Loans, FHA Financing
Education
Baylor University 1981 — 1985
Bachelor of Arts (B.A.)
Envoy Mortgage March 2013 - Present
Mortgage Solutions Financial July 2011 - Present
Intercap Lending November 2012 - March 2013
South Pacific Financial Corp July 2010 - June 2011
PRMG, Inc. July 2007 - June 2010
Skills
Financial Planning, First Time Home Buyers, Mortgage Credit..., USDA Rural Housing, FHA Purchases and..., HomePath for Fannie Mae..., VA Purchases and..., Conventional Financing..., FHA 203K Rehab..., First Time Buyers Down..., FHA, Mortgage Lending, Real Estate, Strategic Financial..., Credit, HomePath, Investment Properties, Mortgage Banking, Government Loans, Loans, VA loans, Reverse Mortgages, USDA, Loan Origination, FHA financing, Finance, Investors, Non-Conforming, Refinance, Loss Mitigation, Certified Mortgage..., Underwriting, Foreclosures, Sellers, Investments, Short Sales, Residential Homes, Real Estate Financing, Residential Mortgages, Mortgage Marketing, Home Equity Loans, Construction Loans, Mortgage Underwriting, REO, Real Estate Economics, Commercial Mortgages, HUD, Credit Analysis
Education
California State University-San Bernardino - College of Business and Public Administration 1974 — 1977
Riverside City College 1972 — 1974
Business
Ramona High School
Envoy Mortgage June 2014 - Present
Mortgage Master, Inc. January 2010 - June 2014
Franklin American Mortgage Co. January 2009 - February 2010
Southern Trust Mortgage January 2008 - January 2009
American Home Mortgage April 1998 - 2007
Annapolis Bank and Trust Co. December 1974 - August 1989
Skills
Mortgage Planning, VA loans, VA, Mortgage Lending, Refinance, Mortgage Banking, Conventional, Mortgage, Residential Mortgages, Loan Origination, Loans, First Time Home Buyers, Rates, Purchase, Credit, Money, Conforming, Investment Properties, Home, Referrals, Mortgage Industry, Residential, Condos, Government Loans, Options, Payments, Non-Conforming, Renovation, FHA financing, FHA, Banking, Home Equity Lines of..., Real Estate, Refinance Transactions, Home Equity Loans, Certified Mortgage..., Construction Loans, Underwriting, Reverse Mortgages
Education
St. Mary's High School and UMBC 1969 — 1973
BS, Business Management
Anne Arundel Community College
Associate of Arts (AA), Business Management
ABC Bank December 2014 - Present
CMG Financial March 2014 - November 2014
Interbank Mortgage Company August 2013 - February 2014
Envoy Mortgage May 2011 - June 2013
Nationstar Mortgage Wholesale Lending 2009 - May 2011
National City Mortgage January 2001 - December 2007
Commonwealth United Mortgage 1998 - 1999
Court Square Funding 1996 - 1997
Commonwealth United Mortgage 1995 - 1996
Skills
Mortgage Banking, Mortgage Lending, FHA, USDA, Refinance, Residential Mortgages, Loan Origination, VA loans, Loans, FHA financing, Reverse Mortgages, Certified Mortgage..., Credit, Construction Loans, Underwriting, Mortgage Underwriting, First Time Home Buyers, Government Loans, Investment Properties, Loss Mitigation, Real Estate, Real Estate Financing, Mortgage Marketing, Debt Consolidation, Commercial Mortgages, Home Equity Loans, Credit Analysis, Home Equity Lines of..., Loan Servicing, Wholesale Lending, Commercial Lending, Real Estate Economics, Consumer Lending, Rates, Funding, HUD, Mortgage Servicing, FHA Financing, VA Loans, Banking
Education
Colorado State University 1979 — 1984
BS, Ag Business
Waterstone Mortgage Corp April 2014 - Present
Envoy Mortgage December 2012 - April 2014
WCS Funding Group, Inc. February 2010 - December 2012
Primary Residential Mortgage 2003 - 2010
Empire Equity Group 2000 - 2003
Skills
Mortgage Lending, Credit, Mortgage Banking, Investment Properties, Loans, FHA, Reverse Mortgages, Refinance, First Time Home Buyers, FHA financing, Loan Origination, Residential Mortgages, VA loans, Construction Loans, Real Estate Financing, Real Estate, Credit Analysis, Certified Mortgage..., Commercial Mortgages, Government Loans, Underwriting, Banking, Investors, Real Estate Economics, USDA
Education
Albright College 1990 — 1992
Bachelor of Science (B.S.), Business Administration and Management, General
York College of PA 1988 — 1990
High School Diploma
Envoy Mortgage July 2015 - Present
Mortgage Links, Inc September 2010 - July 2015
Appleseed Homes August 2005 - July 2015
H&R Block November 2006 - April 2007
JPMorgan Chase September 1998 - April 2005
Skills
First Time Home Buyers, Financial Accounting, Mortgage Lending, Mortgage, Residential Homes, Real Estate, Loans
Education
City University of New York-College of Staten Island 1993 — 1998
B.S., Accounting
The Americana Agency May 2006 - Present
Envoy Mortgage July 2010 - November 2010
Benchmark Mortgage, Inc June 2009 - July 2010
SunTrust Mortgage January 1998 - June 2009
BancPlus/Barnett Mortgage January 1990 - December 1997
Education
Duke University 1969 — 1973
BA, Anthropology & Classical Studies
Envoy Mortgage June 2012 - Present
Jim Barnett Voice Talent Services August 1991 - Present
WJ Bradley Mortgage February 2010 - June 2012
State Mortgage January 2003 - February 2010
Skills
Mortgage Lending, Loans, Refinance, Mortgage Banking, FHA, VA loans, Credit, First Time Home Buyers, Loan Origination, Mortgage Economics, Purchase Loans, Referrals, Finance, Residential Mortgages, Sales, Foreclosures, USDA, Management, Reverse Mortgages, VA Loans
Education
Arizona State University 1991 — 1995
Envoy Mortgage January 2015 - Present
Ross Mortgage Corporation 2007 - 2015
Willimington Finance 2003 - 2007
Ross Mortgage Corporation 1999 - 2003
UC Lending 1994 - 1999
Skills
Mortgage Banking, Loan Origination, Mortgage Lending, Refinance, USDA, Mortgage Underwriting, Residential Mortgages, Loans, FHA financing, Underwriting, First Time Home Buyers, Investment Properties, Real Estate, Residential Homes, FHA, Employee Loyalty, Organizational..., Team Leadership, Strategic Planning, Confidence Building, Team Building, Collaborative Problem..., Marketing Strategy, Professional Mentoring, Growth Strategies, Outstanding..., Analytical Reasoning, Certified Mortgage..., Keen Listener, Credit Analysis, VA loans, Credit, Sales, Consumer Lending, FHA Financing
Education
Arizona State University
Business Administration and Management, General
Envoy Mortgage August 2011 - April 2012
Schaefer Systems, Inc April 2011 - August 2011
Maersk Line, Inc October 2010 - January 2011
Carolinas Healthcare System April 2008 - September 2008
ADW Architects April 2006 - July 2007
International, Inc June 2004 - April 2006
Skills
Writer, Office Administration, Singer-songwriter, Marketing, Human Resources, Communication Skills, Community Outreach, Business Development, Customer Service, Entrepreneurship, Fitness, Leadership, Microsoft Office, Social Networking, Nutrition, Organization, PowerPoint, Problem Solving, Recruiting, Web Design, Creative Writing, Youth Mentoring, Marketing Research, Training
Education
Central Piedmont Community College
Associates degree, Internet TechnologyGeneral education
J.Y. Monk Real Estate Training Center
Envoy Mortgage January 2012 - Present
Envoy Mortgage June 2009 - Present
Opportune LLP April 2006 - April 2009
Harbor Financial Mortgage Corp 1992 - 1999
Skills
Financial Analysis, Financial Reporting, Mortgage Lending, Loans, Risk Management, Credit, Financial Modeling, Due Diligence, Accounting, Strategic Financial..., Process Improvement, Budgets, Internal Audit, Finance, Mortgage Banking, Executive Management
Education
Bowling Green State University 1979 — 1982
Bachelor of Science (B.S.), Business Administration - Accounting
Envoy Mortgage December 2014 - Present
Aquile Music Global Publishing Inc. July 2013 - Present
America 1st Financial Inc. September 2004 - Present
Skills
Social Media Marketing, Refinance, Public Speaking, Strategic Planning, Mortgage Lending, REO, Credit, Loan Origination, First Time Home Buyers, Short Sales, Loans, Mortgage Banking, Banking, Finance, Leadership, Residential Mortgages, FHA, Real Estate, Management, Sustainable Energy, Biomass, Publishing, VA loans, Radio, Music, Investments, Small Business, Investment Properties, Marketing, Music Industry, Event Producing, Music Publishing, Copywriting, VA Loans, Home Equity Loans, Event Production
Education
California State University-Chico
BA, International Relations and Business
PRMG, Inc. October 2013 - Present
imortgage April 2013 - October 2013
Envoy Mortgage September 2012 - April 2013
Realty Network September 2011 - September 2012
Atlantic & Pacific Real Estate July 2010 - September 2011
Montage Real Estate 2009-2010 May 2009 - August 2010
Raincross Financial May 2007 - May 2009
Countrywide Mortgage/Full Spectrum July 2005 - May 2007
Accubanc Mortgage January 1998 - January 2005
Pacific Colonial Funding January 1990 - January 1998
Skills
Foreclosures, REO, Loans, Property, Buyers, First Time Home Buyers, Real Estate, Sellers, Investors, Investment Properties, Short Sales, FHA, New Home Sales, Mortgage Lending, Residential Homes, Real Property, Real Estate Transactions, Condos, Real Estate Financing, Single Family Homes, HUD, Relocation, Referrals, Buyer Representation, Real Estate Economics, SFR, Loan Origination, VA loans, USDA, Listings, Mortgage Banking, Refinance, Disposition, Reverse Mortgages, Vacation Homes, Commercial Real Estate, Residential Mortgages, Escrow, FHA financing, Income Properties, Brokerage, Loss Mitigation, Government Loans, Move Up Buyers, Rentals, Real Estate Development, Selling, Construction Loans, Certified Mortgage..., Property Management
Education
Cal Poly Pomona 1980 — 1983
B.S, Marketing
California Real Estate Licensee
Gold Star Mortgage Financial December 2013 - Present
First Priority Financial Inc. June 2011 - August 2013
Envoy Mortgage October 2010 - May 2011
EverBank January 2008 - September 2010
National City Mortgage April 2006 - December 2007
ABC-American Brokers conduit 2005 - 2006
National City Mortgage 2001 - 2005
Trans Capital Mortgage 1993 - 1995
Skills
Mortgage Industry, Mortgage, Loans, FHA financing, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, FHA, Loan Origination, Credit, Condos, Banking, Sales, Sales Management, Business Development, VA loans, Reverse Mortgages, USDA, Real Estate Financing, Mortgage Underwriting, Underwriting, Selling, Certified Mortgage..., Commercial Mortgages, Credit Analysis, First Time Home Buyers, Investment Properties, Construction Loans, Loss Mitigation, Mortgage Marketing, Real Estate Economics, Commercial Lending, Investments, Government Loans, Home Equity Loans, Referrals, Real Estate, Consumer Lending, Financial Structuring, Investors, Foreclosures, Finance, REO, Real Estate Transactions, Short Sales, Residential Homes, Commercial Real Estate, Loan Servicing, Small Business Lending
Education
California State University-Northridge 1986 — 1988
business, marketing
Gonzaga University 1983 — 1985
crespi carmelite 1979 — 1983
Envoy Mortgage July 2013 - Present
Academy Mortgage Corp December 2011 - July 2013
Compass Home Mortgage Corp November 2006 - December 2011
Family Home Finance Corp February 1996 - November 2006
Skills
Mortgage Lending, Real Estate, FHA, Mortgage Banking, Loans, First Time Home Buyers, Investment Properties, Refinance, Loan Origination, Reverse Mortgages, USDA, Residential Mortgages, Commercial Real Estate, Mutual Funds, Referrals, Investments, Certified Mortgage..., Condos, Credit, Real Estate Economics, FHA financing, Foreclosures, Mortgage Underwriting, Real Estate Financing, Residential Homes, Sellers, Short Sales, Underwriting, VA loans, Commercial Mortgages, Construction Loans, Funding, Investors, Commercial Lending, Loss Mitigation, VA Loans, FHA Financing
Education
State University of New York at Binghamton 1985 — 1989
Bachelors of Arts, Economics
Mepham High School 1983 — 1985
Security 1 Lending October 2014 - Present
FIRST CHOICE LOAN SERVICES INC. January 2014 - October 2014
Envoy Mortgage April 2013 - January 2014
Residential Finance Corporation October 2011 - April 2013
RoundPoint Mortgage September 2009 - October 2011
Community First Bank January 2008 - August 2009
Ameritrust 2007 - 2008
Fidelity Mortgage December 1999 - December 2007
Skills
Mortgage Lending, Mortgage Banking, Credit, Team Building, Refinance, FHA, Customer Service, New Business Development, Sales, Management, Underwriting, USDA, Loans, Construction Loans, Credit Analysis, Loan Origination, Residential Mortgages, FHA financing, Mortgage Underwriting, VA loans, Investment Properties, Loss Mitigation
Education
George Mason University 1986 — 1992
Bachelor of Arts, History Major/English Minor
Temecula United Soccer Club July 2013 - Present
Temecula Valley High School September 2007 - Present
United Loan Center February 2014 - March 2015
W.J. Bradley Mortgage Captial, LLC March 2013 - January 2014
Envoy Mortgage September 2011 - March 2013
Temecula United Soccer Club January 2007 - January 2013
W J Bradley - Mortgage Capital Corp. October 2010 - September 2011
Trust One Mortage December 2009 - May 2010
Community Lending, Murrieta, CA April 2006 - December 2009
Skills
Loans, Mortgage Lending, Refinance, FHA, Mortgage Banking, Residential Mortgages, Loan Origination, First Time Home Buyers, VA loans, Credit, FHA financing, USDA, Investment Properties, Reverse Mortgages, Construction Loans, Real Estate Financing, Foreclosures, Real Estate, Referrals, Short Sales, VA Loans, FHA Financing
Education
Southern Connecticut State University 1988 — 1989
Business/Teaching
Dean College 1984 — 1986
AA, Business Administration
AmeriFirst Home Mortgage January 2014 - Present
Envoy Mortgage May 2009 - January 2014
1st Metropolitan Mortgage October 2007 - August 2009
Triad Mortgage Corporation June 2002 - October 2007
Carolina Home Equity Mortgage March 2000 - June 2002
Skills
Mortgage Banking, FHA, Mortgage Lending, Refinance, Mortgage, USDA, Conforming, FHA financing, Residential Mortgages, Loan Origination, VA loans, Reverse Mortgages, Government Loans, Construction Loans, Certified Mortgage..., Mortgage Underwriting, Mortgage Marketing, VA Loans
Education
Appalachian State University 1985 — 1989
Envoy Mortgage July 2010 - Present
Professional Mortgage Advisors, Inc. October 2009 - June 2010
Skills
Mortgage Lending, Refinance, Loans, Mortgage Banking, USDA, FHA, Loan Origination
Education
Boston College 2001 — 2003
Hellenic College/Holy Cross Greek Orthodox School of Theology 1995 — 2001
Envoy Mortgage
Skills
Mortgage Banking, Mortgage Lending, FHA, USDA, Certified Mortgage..., Credit, Government Loans, Loan Origination, Residential Mortgages, VA loans, Debt Consolidation, Construction Loans, Finance, New Home Sales, Investment Properties, First Time Home Buyers, Loans, Refinance, Risk Management, Sellers, Credit Analysis, HUD, Real Estate, Residential Homes, Sales, Negotiation, Customer Service, Real Estate Transactions, Selling, FHA financing, Short Sales, Banking, Foreclosures, Reverse Mortgages, Relocation, REO, Sales Management, Referrals, Condos, Single Family Homes, Marketing, Investors, Team Building, Investments
Education
Ball State University - College of Business
Wells Fargo Home Mortgage June 2015 - Present
PHH Home Loans, LLC. June 2014 - May 2015
Envoy Mortgage June 2013 - June 2014
Ordway Law Group November 2011 - October 2012
TSS Photography Atlanta NW 2007 - June 2010
Wells Fargo Home Mortgage / Home Services Lending 1995 - 2007
Hyatt Hotels Corporation 1987 - 1995
Skills
Loan Origination, Homebuyers, Needs Analysis, Client Education, Real Estate, Customer Service, Contract Negotiation, Event Planning, Event Management, Management, Leadership, Recruiting, Sales, Team Leadership, Budgets, Sales Management, Team Building, Mortgage Banking, Residential Mortgages, Training, Marketing, Business Development, Customer Satisfaction, Coaching, Loans, Credit, Analysis, Marketing Strategy, Mortgage Lending, Social Media
Education
Louisiana State University 1983 — 1987
BA, Broadcast Journalism / Political Science
Emory University
Paralegal Certificate
SunTrust February 2015 - Present
Nations Reliable Lending, LLC February 2013 - February 2015
Envoy Mortgage 2009 - January 2013
Skills
Credit, Residential Mortgages
Education
Houston Community College 2007 — 2009
Real Estate
Butler University 2000 — 2001
Business Administration and Management, General
Ivy Tech Community College 1999 — 2000
Associate's degree, Markting Management
First California Mortgage Company August 2015 - Present
Envoy Mortgage June 2015 - August 2015
Wells Fargo August 2011 - May 2014
JPMorgan Chase July 2008 - October 2010
BMO Harris Bank January 2004 - June 2007
Skills
Mortgage Lending, Loans, Mortgage Banking, Loan Origination, Refinance, Credit, Residential Mortgages, FHA, Banking, Credit Analysis, Real Estate Transactions, VA Loans, Conventional Financing, Sales
Education
Bellevue College
Issaquah High School
McGlinchey Stafford and Youngblood & Associates March 2015 - Present
MRN cubed, LLC August 2014 - February 2015
Polunsky Beitel Green LLP July 2013 - July 2014
Envoy Mortgage January 2013 - July 2013
Wells Fargo Home Mortgage September 2011 - December 2012
Wells Fargo Home Mortgage February 2008 - August 2011
Fiserv Lending Solutions May 2007 - February 2008
Fiserv Lending Solutions May 2006 - May 2007
American Mortgage Network January 2003 - April 2006
Skills
Mortgage, Loans, Insurance, Documentation, Mortgage Lending, Software Documentation, Customer Service, Residential Homes, Management, FHA, Underwriting, Credit, Risk Management, Spreadsheets, VA loans, Mortgage Banking, Residential Mortgages
Education
Colorado Technical University 2010 — 2014
Bachelor of Business Administration (BBA), Project Management
Envoy Mortgage 2014 - Present
Skills
Refinance, Mortgage Lending, Mortgage Banking, Residential Mortgages, FHA, VA loans, FHA financing, Loan Origination, USDA, Certified Mortgage..., Loans, Reverse Mortgages, VA Loans, FHA Financing, Credit, First Time Home Buyers, Investment Properties
Education
Arizona State University 1999 — 2002
Bachelor of Science (BS), Finance
Envoy Mortgage June 2010 - Present
National City Bank September 1994 - March 2008
Skills
Mortgage Lending, Mortgage Banking
Education
California State University-Fullerton, Mihaylo College of Business and Economics 1976 — 1980
BA, Finance
imortgage, a division of loanDepot LLC March 2014 - Present
Home Aid Inland Empire 2013 - Present
Stearns Lending April 2013 - March 2014
Envoy Mortgage March 2012 - March 2013
MetLife Home Loans April 2011 - March 2012
Bank of America Home Loans February 2009 - March 2011
Countrywide Home Loans April 2007 - February 2009
Countrywide Home Loans June 2003 - April 2007
Alpac Funding, Inc. January 2001 - June 2003
Wells Fargo 2000 - 2000
Skills
Recruiting, Mortgage Lending, FHA, Loans, Mortgage Banking, VA loans, Loan Origination, Residential Mortgages, FHA financing, Refinance, USDA, Credit, Real Estate, Team Leadership, Sales, Leadership, Team Building, Construction Loans, First Time Home Buyers, Short Sales, Mortgage Underwriting, Residential Homes, Real Estate Economics, Selling, Finance, Underwriting, Marketing, Strategy, Reverse Mortgages, Foreclosures, Sellers, Government Loans, Public Speaking, Investment Properties, Mortgage Marketing, Condos, Home Equity Loans, Sales Management, Real Estate Financing, Certified Mortgage..., Credit Analysis, Loss Mitigation, Commercial Lending, Mortgage Servicing, Home Equity Lines of..., Banking, REO, Referrals, Loan Servicing, Commercial Mortgages
Education
California State University-Fullerton 1983 — 1985
BA, Finance, Real Estate Emphasis
First American Title 2015 - Present
Envoy Mortgage August 2013 - April 2015
First American Title December 2012 - June 2013
Oakmont Memorial Park May 2009 - January 2013
Financial Title Company January 2004 - June 2008
Skills
Calendaring, Competitive Analysis, FHA, Office Management, Title Insurance, First Time Home Buyers, Accounts Receivable, REO, Invoicing, Investment Properties, Accounts Payable, Real Estate Transactions, Sellers, Payroll, Short Sales, Real Estate, ADP Payroll, Customer Service, Sales, Training, Selling, Small Business
Education
Diablo Valley College 2000 — 2003
Midwest Acquisitions, LLC January 2015 - Present
Midwest CRS (DBA of Midwest Acquisitions LLC) May 2015 - Present
North American Bancard May 2015 - Present
JRC Construction June 2014 - November 2014
Responder Public Safety Equipment April 2014 - June 2014
ABC Recycling May 2013 - February 2014
Office This July 2012 - March 2013
Yardley Roofing, LLC June 2008 - December 2012
Envoy Mortgage July 2008 - May 2011
Associates in Family Dental Care June 2004 - March 2008
Skills
Leadership, Sales, Marketing, Customer Service, Management, Budgets, Selling, Time Management, Payroll, Program Management, Small Business, Staff Development, Public Speaking, New Business Development, Public Relations, Social Media, Investment Properties, Team Building, CRM, Workers Compensation, Real Estate, Recruiting, Creative Problem Solving, Sales Management, Residential Mortgages, Employee Benefits, Insurance, Travel Planning, Medical Records, Health Insurance, Mortgage Lending, Online Marketing, Staff Management, First Time Home Buyers, Sellers, Typing, Dentistry, Accounts Payable, Report Development, Administrative and..., Meeting Deadlines, Schedule Control, Professional..., Health Insurance..., Meet Deadlines, Telephone, Typing 62 wpm, Medical and Dental..., Patient Charting, Multi Line Phone Systems
Education
Friends University 2003 — 2007
Degree Seeking, Business Administration
Hutchinson Community College 1995 — 1996
Certified Nursing Assistant, C.N.A. CERTICATION
Hutchinson Community College 1995 — 1996
Surgical Technologist Certification, Surgical Technology
Envoy Mortgage February 2015 - Present
Reliance First capital March 2010 - February 2015
Decorating in a Day August 2008 - September 2009
Fidelity Mortgage February 2005 - December 2007
Skills
Loans, Sales, Recruiting, Training, Mortgage Lending, Management, CRM, Sales Management, Banking, Cold Calling, Customer Service, Mortgage Banking, Leadership
Education
Drexel University - LeBow College of Business 2000 — 2003
Business Administration, Marketing
Envoy Mortgage December 2008 - Present
Bay to Bay Funding Inc. July 2006 - January 2009
Cypress Mortgage Group January 2000 - July 2006
Skills
Real Estate Finance, Marketing Communications, Marketing Strategy, Mortgage Banking, Mortgage Lending, First Time Home Buyers, FHA, Investment Properties, Loans, Refinance, Residential Mortgages, Real Estate, REO, Referrals, Short Sales, Real Estate Economics, 203K, Underwriting, Mortgage Marketing, Residential Homes
Education
California State University-East Bay
BA, Business Communications
San Francisco State University (1 semester)
Elite SEM June 2015 - Present
FKP Architects, Inc. June 2013 - May 2015
Envoy Mortgage February 2012 - June 2013
Momentum Worldwide September 2011 - January 2012
Contact Management December 2006 - August 2008
Contact Management May 2002 - December 2006
Skills
Microsoft Office, Typing 90 wpm, Peoplesoft, Quickbooks, ADP, Peachtree, HRB, QuickBooks, ADP Payroll, PeopleSoft, Onboarding, Recruiting, Human Resources, Employee Relations, New Hire Orientations, Training, Hiring, Payroll, Interviews, Employment Law, Personnel Management, Applicant Tracking...
Education
Teachers College of Columbia University 2008 — 2010
EdM, MA, Psychological Counseling
Brigham Young University 2003 — 2006
BS, Psychology
Fairway Independent Mortgage Corporation February 2014 - Present
Envoy Mortgage December 2013 - February 2014
Envoy Mortgage Ltd. September 2011 - February 2014
F&M Bank January 2011 - August 2011
Reliant Bank August 2010 - January 2011
Heritage Bank & Trust 2007 - 2010
Skills
Residential Mortgages, Property Management, Loan Origination, VA, FHA, Mortgage Lending, Refinance, Mortgage Banking, Purchase, First Time Home Buyers, Mortgage, First Time Buyers, USDA, Conventional, VA loans, FHA financing, Conforming, Mortgage Industry, Assisting First Time..., Investment Properties, Residential Homes, Home Equity Lines of..., Real Estate, Credit, Real Estate Financing, Finance, Mortgage Underwriting, Reverse Mortgages, Loans, Referrals, Consumer Lending, Home Equity Loans, HUD, Government Loans, Certified Mortgage..., Loss Mitigation, Underwriting, Construction Loans, Foreclosures, REO, HomePath, 203K, Super Jumbo, VA Loans, FHA Financing
Education
Ashford University 2011 — 2015
Early Childhood Education
Gulf Comprehensive High School 1984 — 1985
American Mortgage Service Company April 2015 - Present
American Financial January 2015 - April 2015
CMG Financial July 2014 - January 2015
CMG Financial June 2014 - January 2015
CMG Financial June 2014 - January 2015
Loan One Mortgage Company Inc October 2013 - June 2014
Security National Mortgage Company June 2013 - September 2013
Envoy Mortgage May 2012 - June 2013
Equity Resources, Inc February 2011 - May 2012
Equity Resources, Inc February 2010 - May 2012
Skills
Mortgage Lending, Loans, FHA, Real Estate, Mortgage Banking, Refinance, Sales, Government Loans, Sellers, Referrals, Loan Origination, First Time Home Buyers, Marketing, Investment Properties, USDA, VA Loans, Training, Real Estate Transactions, Credit, Real Estate Financing, Residential Mortgages, Construction Loans, Insurance, FHA financing, Reverse Mortgages, Customer Satisfaction,..., 203k, Consumer..., credit analysis, Debt Consolidation, Homeowners
Education
Sinclair Community College 1991 — 1995
Business Administration
Sinclair Community College 1991 — 1993
Associates, Medical
Edison Community College 1991 — 1992
Business Administration
Troy High School 1987 — 1991
High School Diploma
1st Rate Mortgage May 2014 - Present
Eagle Home Mortgage June 2013 - May 2014
Pinnacle Capital Mortgage-NMLS 81395 June 2011 - June 2013
Envoy Mortgage August 2009 - June 2011
Utah Association of Mortgage Broker January 2007 - October 2010
American Mortgage & Investments April 2004 - August 2009
Old American Mortgage July 2001 - March 2004
Republic Mortgage December 1999 - July 2001
Signature Mortgage January 1998 - December 1999
Skills
Credit, Mortgage, Loans, FHA, Refinance, Residential, Real Estate, Sellers, Investment Properties, Home, Conventional, First Time Home Buyers, Short Sales, Construction, Purchase, Banking, Budgeting, VA, USDA, Mortgage Lending, Customer Service, Sales Management, Customer Relations, Investors, Foreclosures, Purchasing, Coaching, VA loans, Mortgage Industry, Conforming, Reverse Mortgages, Loan Origination, Mortgage Banking, Mortgage Planning, FHA financing, Problem Solving, Property Management, Excel, Microsoft Office, Certified Mortgage..., Residential Homes, Budgets, Commercial Lending, Commercial Real Estate, FHA Financing, Sales, Construction Loans, Consumer Lending, Credit Analysis, Finance
Education
Brigham Young University 1984 — 1989
Brigham Young University
Business, Management (Marketing); Business Management (Marketing)
Palo Verde High School
Envoy Mortgage April 2015 - Present
First Option Mortgage October 2014 - Present
Stonegate Mortgage Corporation (NYSE: SGM) March 2014 - October 2014
JPMorgan Chase 2011 - February 2014
J.P. Morgan 2011 - 2011
Mossy 2006 - 2011
Skills
Credit Analysis, Mortgage Lending, Mortgage Banking, Residential Mortgages, Residential Homes, Investment Property..., Loan Officers, Managerial Finance, Finance, MBA, Banking, Retail Banking, Retail Sales, Employee Training, Credit, First Time Home Buyers, Sales, VA Loans
Education
University of Phoenix 2007 — 2009
Master of Business Administration (MBA), Business, Management, Marketing, and Related Support Services
Dillard University 2003 — 2006
Bachelor of Arts (B.A.), Psychology
MedPartners HIM January 2015 - Present
Envoy Mortgage May 2014 - January 2015
Carrington Mortgage Services, Mortgage Lending Division October 2013 - May 2014
EverBank August 2011 - October 2013
Terrace Mortgage Company May 2010 - July 2011
Bank of America August 2006 - December 2007
HomeTeam Mortgage May 2003 - August 2006
Mortgage Masters of Tampa Bay 2002 - 2003
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, USDA, VA loans, Credit, Reverse Mortgages, Refinance, Residential Mortgages, Loans, FHA, Government Loans, Mortgage Underwriting, FHA financing, Underwriting, Loss Mitigation, Certified Mortgage..., Credit Analysis, Wholesale Lending, Real Estate Financing, Mortgage Servicing, Loan Servicing, Commercial Lending, Mortgage Marketing, FHA Financing, VA Loans, Healthcare, Account Management, Strategic Planning
Education
Florida State University 1991 — 1994
Associate of Arts (AA), Marketing
University of South Florida
Affiliated Family Counselors August 2015 - Present
Envoy Mortgage August 2010 - December 2013
Primary Residential Mortgage 2009 - 2011
Skills
PowerPoint, Real Estate, Loans, Sales, Banking, Investment Properties, Credit Analysis, Mortgage Lending, Credit, Residential Homes, Finance, Underwriting, Student of Marriage and..., Yoga Instruction, Trauma Sensitive Yoga
Education
Friends University 2013 — 2015
Master's Degree, Marriage and Family Therapy/Counseling
Wichita State University 2008 — 2013
Bachelor of Science (BS), Social Work
Stearns Lending February 2014 - Present
Envoy Mortgage October 2013 - February 2014
Lend Smart Mortgage - iLoan January 2012 - October 2013
Cornerstone Mortgage Company January 2011 - January 2012
WestStar Mortgage May 2010 - January 2011
CMG Mortgage October 2009 - July 2010
American Residential 2000 - 2007
Skills
VA loans, Mortgage, Refinance, First Time Home Buyers, Loans, Purchase, VA, Conventional, Mortgage Lending, USDA, Real Estate Finance, Investment Properties, Conforming, Mortgage Banking, Loan Origination, Residential, Residential Mortgages, Condos, REO, Credit, HUD, First Time Buyers, Foreclosures, Government Loans, Debt Consolidation, Refinance Transactions, Rates, Problem Solving, Strategic Planning, Public Speaking, Underwriting, Mortgage Underwriting
Education
Concordia University-St. Paul
Bachelor of Arts:, Organizational Management and Communication
Oracle July 2015 - Present
Oracle June 2014 - June 2015
Bridgeview Bank Mortgage June 2012 - June 2014
Clearwater Mortgage November 2011 - June 2012
Envoy Mortgage April 2010 - November 2011
Skills
Mortgage Banking, Refinance, Mortgage Lending, FHA, Residential Mortgages, Loan Origination, Real Estate Financing, Rates, Rural Housing Loans, USDA, Certified Mortgage..., Debt Consolidation, Credit, Mortgage Servicing, Refinancings, Residential Homes, Home Equity Loans, Wholesale Lending, 203K, Mortgage Underwriting, Management, Financial Advisory, Financial Analysis, Finance, Housing Finance, Assisting First Time..., Consumer Lending, Loan Officers, Construction Loans, Funding, Financial Services, Real Estate Lending, Branch Management, Customer Service, Customer Satisfaction, Branch Banking, Banking, Credit Analysis, Loan Pricing, Jumbo Mortgage, Continuous Improvement, Branch Operation, Mortgage Marketing, FHA financing, VA loans, Government Loans, Loan Servicing, Commercial Mortgages
Education
Augsburg College 1994 — 1998
Bachelor of Arts (BA), Management Information Systems
Richfield High School 1990 — 1994
Envoy Mortgage May 2015 - Present
DeFelice Realtors January 1999 - February 2015
Skills
Real Estate, Real Estate License, Real Estate Financing, MLSS, Investment Properties, Sales Management, First Time Home Buyers, HUD Foreclosures, HUD, Yardi, FHA, Condos, Buyer Representation, Residential Homes, REO, Referrals, Short Sales, Real Estate Transactions, Listings, Single Family Homes, Selling, Relocation, Sellers, Microsoft Office, Microsoft Excel, Microsoft Word, Marketing Communications, PowerPoint, Corporate Communications, ADP Payroll, Customer Service, Relocation Buyers, Relocation Advice, Office Management, Front Office Support, Online Research, Advertising, Marketing, Administration, Team Management, Social Media, Photography, Photojournalism, Business Networking, Creative Writing, Proofreading, Report Writing, News Writing, Investigative Reporting, Publications
Education
CCRI
Associate's Degree, Business Administration, General, 3.8
Emerson College
Master's Degree, Writing & Publishing, 3.8
University of Rhode Island Feinstein Providence Campus
Bachelor's Degree, Print and Broadcast Journalism, 3.59
Envoy Mortgage March 2015 - Present
Sierra Pacific Mortgage February 2013 - January 2015
Gold Star Financial Group January 2000 - January 2013
Glacier Mortgage Company September 1996 - December 1999
Norwest Mortgage March 1995 - August 1996
Standard Home Mortgage August 1994 - February 1995
Skills
Mortgage Lending, Business Development, Mortgage Banking, Residential Mortgages, Mortgage Marketing, New Business Development, Sales Operations, Certified Mortgage..., Commercial Mortgages, Product Marketing, Employee Management, Solution Selling, Financial Regulation, Sales Force Development, Territory Planning, ROI Accountability, Fraud Prevention, Jumbo Mortgage, mortgage coach, Skills - First Time...
Education
Wayne State University 1993 — 1995
Bachelor of Science, Marketing
Arizona State University 1990 — 1992
Business, Management, Marketing, and Related Support Services
Grosse Pointe South 1986 — 1989
Envoy Mortgage January 2009 - Present
Bay 2 Bay Funding July 2006 - January 2009
Vanguard Financial January 2006 - July 2006
Cypress Mortgage Group April 2004 - January 2006
Ameriworld Mortgage February 2002 - April 2004
BLS Funding August 2000 - February 2002
Irwin Home Financial August 1999 - August 2000
Skills
FHA, VA loans, USDA, First Time Home Buyers, FHA financing, Refinance, Mortgage Lending, Residential Mortgages, Government Loans, Non-Conforming, Loans, Reverse Mortgages, Investment Properties, 203K, Construction Loans, Debt Consolidation, Real Estate
Education
California State University-Chico 1995 — 1999
B.S, Communication Design/ Marketing
Complete Cash Holdings LLC. October 2013 - Present
Kickin Country 101.1 FM January 2013 - Present
Black & White Media January 2003 - Present
Boys and Girls Club January 2001 - Present
SRN Entertainment, LLC. January 2010 - October 2013
Envoy Mortgage September 2010 - March 2012
M.T.G. Entertainment January 2001 - October 2011
Allen Hagler January 2009 - August 2010
The Cheesecake Factory January 2001 - January 2006
Skills
Pro Tools, Brand Development, Advertising, Recording, Final Cut Pro, Music
Education
Art Institute of Atlanta 2007 — 2010
Bachelor of Arts, Audio Production
Georgia State University - J. Mack Robinson College of Business 2005 — 2007
Business, Management, Marketing, and Related Support Services
Commonwealth Mortgage, LLC (NMLS 1023) July 2015 - Present
Enservio November 2014 - Present
Online Mortgage Group January 2012 - November 2013
Envoy Mortgage March 2011 - January 2012
Village Capital & Investment,LLC February 2010 - March 2011
US Mortgage June 2006 - February 2009
Traditional Mortgage 2004 - 2006
Skills
Interpersonal..., Client Rapport, Real Estate, Policy Analysis, Residential Mortgages, Credit, Banking, Real Estate Economics, Real Estate Financing, REO, Funding, Referrals, Debt Consolidation, Credit Analysis, Government Loans, Mortgage Marketing, Communication, Sales Presentations, Sales Management, Branch Management, Profit/Loss..., Refinance, Public Speaking, Presentations, Sales Rep Training, Certified Mortgage..., Neurolinguistics, Account Management, Consulting, Time Management, Insurance Adjusting, Property Claims
Education
William Paterson University of New Jersey 1998 — 2001
Bachelor of Arts Degree, Communication and Media Studies
County College of Morris 1995 — 1997
Associate of Science, Business Administration and Management
Mortgages Direct January 2015 - Present
Supreme Lending - The Montgomery Group April 2013 - August 2015
Envoy Mortgage June 2011 - March 2013
Mortgages Direct January 2008 - June 2011
Mortgages First January 2001 - January 2008
Skills
Mortgage Banking, USDA, Mortgage Lending, FHA, VA loans, Refinance, FHA financing, Reverse Mortgages, Residential Mortgages, Loan Origination, Loans, Credit, Consumer Lending, First Time Home Buyers, Investment Properties, Real Estate, Certified Mortgage..., Real Estate Financing, Real Estate Economics, Underwriting, Short Sales, REO, Government Loans, Credit Analysis, Residential Homes, Banking, Home Equity Loans, Mortgage Underwriting, Commercial Mortgages, Construction Loans
Education
Darton College
Envoy Mortgage June 2012 - Present
Skills
FHA, Conventional, Refinance, Mortgage, Banking, First Time Home Buyers, Purchase, Real Estate, Investment Properties, Home, Investments, Investors, REO, Residential, Foreclosures, First Time Buyers, Referrals, Short Sales, Condos, Sellers, Single Family Homes, New Home Sales, Selling, Property Management, Construction, Relocation, Land, Credit, Realty, Rentals, Listings, Loans, Relocations, Buying, Mortgage Lending, Buyer Representation
Education
Boston Univ. 1981 — 1985
Hunting Creek Capital Group / dwell. October 2002 - Present
Envoy Mortgage June 2012 - October 2013
SunTrust Mortgage July 2010 - June 2012
PNC Mortgage 2009 - 2010
Skills
FHA financing, Mortgage Banking, Loan Origination, Mortgage Lending, Credit, USDA, VA loans, FHA, Refinance, Real Estate Economics, Residential Mortgages, First Time Home Buyers, Banking, Loans, Construction Loans, Government Loans, Certified Mortgage..., Non-Conforming, Home Equity Lines of..., Mortgage Underwriting, Real Estate, Commercial Lending, Credit Analysis, Investment Properties, Residential Homes, Real Estate Financing, REO, Foreclosures, Investors, Single Family Homes, Asset Management, Real Estate Development, Commercial Mortgages, Real Estate Transactions, Investments, Commercial Real Estate, Sales, Underwriting, Financial Analysis, Portfolio Management, Contract Negotiation, Property Management
Education
College of Charleston 1998 — 2001
BS, Business Administration
Caterra Health Systems, LLC November 2011 - Present
Envoy Mortgage November 2010 - January 2012
First Omni Mortgage Lending March 2000 - December 2010
First Residential Mortgage 1995 - 2000
Education
Ball State University 1988 — 1993
BS, Marketing / PR
Reliable Carriers, Inc February 2014 - Present
Envoy Mortgage April 2013 - September 2013
Allchoice Insurance June 2012 - April 2013
Answer Financial June 2010 - May 2012
Skills
Customer Service, Sales, Property & Casualty..., General Insurance, File Management, Health Insurance, Databases, Data Entry, Clerical Work, Microsoft Office, Call Centers, Logistics, Insurance, Inside Sales, Car Shipping, Price Quotes, Quote Preparation
Education
Central Michigan University 2007 — 2008
Master's degree, History
Central Michigan University 2004 — 2006
Bachelor's degree, Anthropology
AmeriFirst Home Mortgage March 2014 - Present
Viking Properties April 2001 - Present
Envoy Mortgage September 2009 - March 2014
Triad Mortgage Corporation March 2002 - November 2008
Carolina Home Equity Mortgage, Inc 1999 - 2002
Mortgage Specialist Inc. 1996 - 1999
Skills
Residential Mortgages, Refinance Transactions, Purchase Transactions, FHA, VA, USDA, Mortgage Lending, Refinance, Real Estate, Mortgage Banking, Investment Properties, Loan Origination, Residential Homes, Foreclosures, Credit, First Time Home Buyers, Loans, Short Sales, VA loans, Debt Consolidation, FHA financing, Government Loans, Certified Mortgage..., Mortgage Marketing, VA Loans
Education
Florida International University
BS, Mass Communication/PR/Adv
Envoy Mortgage, LTD August 2012 - June 2014
Envoy Mortgage April 2012 - May 2012
Envoy Mortgage October 2010 - March 2011
MetLife Home Loans August 2010 - October 2010
Capital One Home Loans December 2009 - February 2010
JP Morgan Chase August 2009 - December 2009
Saxon Mortgage Corp January 2009 - July 2009
Aegis Mortgage Co October 2005 - 2007
HomeBanc Mortgage February 2005 - April 2005
Washington Mutual October 2003 - December 2004
Skills
Integration, Business Process, Project Management, Business Analysis, Management, Leadership, Vendor Management, Banking, Loans, PMO, Mortgage Lending, Process Improvement, Cross-functional Team..., Budgets, Business Requirements, Finance, Quality Assurance, Loan Servicing, Testing, Change Management, Team Leadership, Disaster Recovery, Bookeeping, Payroll Administration, Human Resources, Construction Safety, Job Costing
Education
Blinn College 2008 — 2010
Associate’s Degree, Business, Education, 4.0
Envoy Mortgage April 2014 - Present
Prospect Mortgage, LLC November 2012 - March 2014
GMAC Mortgage November 2011 - February 2012
Innovative Consulting Inc. April 2008 - September 2011
Washington Mutual 2007 - 2008
United Pacific Mortgage April 2004 - May 2007
Citimortgage February 2003 - April 2004
California Federal Bank 1998 - 2003
Home Savings of America January 1995 - October 1997
Skills
Team Building, Mortgage Banking, Strategy, Strategic Planning, Leadership, Sales, Marketing, Recruiting, Mortgage Lending, Management, FHA, Loan Origination, Refinance, Residential Mortgages, Credit, Training, FHA financing, Salesforce.com, Home Equity Loans, Investments, Strategic Partnerships, Residential Homes, Finance, Selling, Real Estate, Mortgage Underwriting, Product Diversification, Short Sales, Investment Properties, Credit Analysis, USDA, VA loans, First Time Home Buyers, Consumer Lending, Underwriting, Certified Mortgage..., Sales Management, Government Loans, Reverse Mortgages, Banking, Construction Loans, Small Business, Cold Calling, Loan Servicing, Loss Mitigation, Risk Management, Email Marketing, Mortgage Marketing, Real Estate Financing, VA Loans
Education
California State University-Northridge
Cedar Hills Golf Club June 2012 - Present
Security National Mortgage March 2012 - Present
Newport Sports & Fitness Club, L.C. August 2011 - Present
Markinvest Enterprises April 2009 - Present
Envoy Mortgage April 2010 - January 2012
City of Orem March 2008 - December 2010
Liberty Tax Service January 2010 - April 2010
United Way of Utah County December 2003 - March 2009
Skills
Loans, Spanish, Short Sales, Yoga, Marketing, Loan Origination, Investment Properties, Real Estate, Mortgage Banking, FHA, First Time Home Buyers, Leadership, Credit
Education
Utah Valley University 2010 — 2012
Master of Business Administration (M.B.A.)
Brigham Young University 2001 — 2003
Eastern Washington University 1999 — 2001
International Studies
Lincoln Elementary
Envoy Mortgage July 2014 - Present
De Vore Recruiting December 2013 - August 2014
AGIA, Inc. April 2013 - July 2013
CLSA May 2008 - December 2010
SearchWorks August 2007 - May 2008
General Dynamics Information Technology August 2005 - May 2007
Skills
Recruiting, Vendor Management, Business Analysis, Personnel Management, Technical Recruiting, Onboarding, Sourcing, Human Resources, Performance Management, Talent Management, Investment Banking, HRIS, Project Management, Employee Relations, Talent Acquisition, Equities, Interviews, Workforce Planning, New Hire Orientations, Applicant Tracking..., Screening Resumes
Education
Drexel University 2000 — 2005
Bachelor of Science, Business Administration - HR Management & Marketing; Minor in Psychology
Envoy Mortgage June 2015 - Present
HeritageBank Mortgage March 2014 - June 2015
Cherry Creek Mortgage May 2013 - March 2014
Envoy Mortgage November 2012 - May 2013
Cherry Creek Mortgage Company June 2009 - November 2012
Flagstar Bank October 2007 - June 2009
Aegis Wholesale Corporation August 2002 - August 2007
Republic Financial January 1997 - August 2002
Skills
Credit, FHA, USDA, Mortgage Lending, Refinance, FHA financing, Residential Mortgages, Loan Origination, Mortgage Underwriting, VA loans, 203K, Conventional..., Certified Mortgage..., Credit Analysis, Funding, Government Loans, Home Equity Lines of..., Home Equity Loans, Loans, Mortgage Marketing, Real Estate Financing, Reverse Mortgages, Mortgage Servicing, Mortgage Banking, VA Loans, Loss Mitigation, FHA Financing
Education
Arizona State University
Stonegate Mortgage Corporation (NYSE: SGM) June 2015 - Present
Envoy Mortgage May 2015 - June 2015
Stearns Lending (NMLS #1854) October 2014 - May 2015
Citibank April 2011 - October 2014
Bank of America April 2009 - April 2011
JPMorgan Chase April 2008 - April 2009
Countrywide February 2008 - April 2008
WAMU January 2006 - January 2008
Skills
Mortgage Lending, Loans, Customer Service, FHA, First Time Home Buyers, Loan Origination, Mortgage Banking, Residential Mortgages, Sales, Banking, Microsoft Word, Microsoft Office, Real Estate, Credit
Education
City College of San Francisco
Bank of America April 2012 - Present
Envoy Mortgage April 2010 - April 2012
American Mortgage Specialists April 2007 - April 2010
Aegis 2003 - 2007
Aegis Mortgage 2002 - 2003
Aegis Mortgage 2000 - 2002
AOL 1996 - 2001
Skills
Mortgage Banking, Loan Origination, Mortgage Lending, FHA, Refinance, Loans, USDA, Residential Mortgages, Process Improvement, Management, Project Management, Sales Management, Team Building, Recruiting, Training, Sales, Marketing, Underwriting, Credit, Business Development, Banking, Selling, Investments, Financial Analysis, Consumer Lending, Negotiation, Real Estate, Mortgage Servicing, Financial Services, Portfolio Management, Finance, Real Estate Financing, Credit Analysis, Risk Management, Loan Servicing, Leadership, Real Estate Economics, Investment Properties, Strategic Financial..., Strategy, Credit Risk, Executive Management, Insurance, Financial Structuring, Asset Management, Process Management
Education
Villanova University 2013 — 2014
Six Sigma Green Belt, Six Sigma
Eastern New Mexico University 1994 — 1997
University of Phoenix 1998 — 2001
Information Technology
Homeward Residential December 2011 - Present
Envoy Mortgage 2010 - 2011
Ocwen 2009 - 2010
Luxury Mortgage Corp 2009 - 2009
Option One Mortgage 1996 - 2008
Nation One Mortgage 1995 - 1996
Empire of America 1991 - 1994
PMI Mortgage Insurance Co. 1988 - 1991
Skills
Mortgage Banking, Wholesale, Residential Mortgages, Team Building, Mortgage Lending, Mortgage, Mortgage Industry, VA, FHA, Conforming, Refinance, Loans, USDA, Conventional, VA loans, Sales, Credit, Customer Service, Sales Operations, Finance, Loan Origination, Cold Calling, Underwriting, Mortgage Underwriting, CRM, Business Development, FHA financing, Loan Servicing, Mortgage Servicing, Loss Mitigation, Wholesale Lending, Credit Analysis, Government Loans, Mortgage Marketing, Reverse Mortgages, Certified Mortgage..., Real Estate Financing, Construction Loans, Commercial Lending, Banking, Commercial Mortgages, Consumer Lending, Credit Risk, Home Equity Loans, Financial Services, Relationship Management, Real Estate Economics, Investment Properties, Cross Selling, Financial Structuring
Education
Florida Atlantic University
Finance
Mortgages Direct January 2015 - Present
Supreme Lending March 2013 - January 2015
Envoy Mortgage June 2010 - March 2012
Mortgages First and Mortgages Direct August 2004 - July 2010
Skills
FHA, FHA financing, Mortgage Banking, Refinance, Mortgage Lending, Residential Mortgages, REO, Investment Properties, Real Estate, Sales, Short Sales, Reverse Mortgages, Harp, New Home Sales, VA loans, USDA, Residential Homes, Foreclosures, Escrow, Finance, Referrals, First Time Home Buyers, Loss Mitigation
Education
Fort Lewis College 1996 — 1998
BA, Elementary Education and Teaching
University of Alaska Southeast 1995 — 1995
The University of Georgia 1990 — 1993
Envoy Mortgage July 2014 - Present
Houston Federal Credit Union 2008 - July 2014
Academy Sports and Outdoors July 2007 - November 2008
RCL Systems, Inc. November 1996 - January 2007
Belhaven College 2007 - 2007
Skills
Credit Unions, Credit, Mortgage Lending, Consumer Lending, Banking, Purchasing, Managing Associates, Underwriting, Risk Management, Refinance, Sales, Team Building, Loans, Customer Service, Strategic Planning, Management, Leadership, Insurance, Retail Banking, Financial Analysis, Budgets, Time Management, Marketing, Outlook, Disaster Recovery, Coaching, Microsoft Office, Sales Management, Project Management, Microsoft Excel, Analysis, Training
Education
Belhaven College 2006 — 2008
Bachelor of Business Administration
Central Michigan University 1978 — 1980
Envoy Mortgage June 2015 - Present
Total Mortgage Services, LLC October 2010 - June 2015
Access Home Lending 2005 - 2009
American Mortgage Network January 2004 - November 2005
Luxury Mortgage 2002 - 2004
Citigroup Private Bank 1997 - 2002
First Union 1992 - 1997
Citimortgage 1988 - 1992
Skills
Loans, FHA, Residential Mortgages, Mortgage Lending, Mortgage Banking, Underwriting, Refinance, Loan Origination, Credit, VA loans, USDA, Banking, FHA Financing, Mortgage Underwriting, VA Loans
Education
University of Bridgeport 1988 — 1992
Master of Business Administration (M.B.A.), Finance, General
Fairfield University 1983 — 1987
Bachelor's Degree, Business Administration and Management, General
EIS Solutions 2011 - Present
National Oil Shale Association (NOSA) 2015 - 2015
Environmentally Conscious Consumers for Oil Shale 2011 - December 2014
Envoy Mortgage 2010 - 2011
KKCO TV 11 NEWS 2006 - 2010
KJCT News 8 2000 - 2006
Cumulus Broadcasting 1998 - 2000
Jan-Di Broadcasting 1997 - 1998
Skills
Public Relations, Marketing, Leadership, Media Relations, Strategic Communications, Public Speaking, Project Management, Marketing Strategy, Social Media, Press Releases, Management, Community Development, Social Networking, Government Relations, Advertising, Coalition Development, Marketing Communications, Copywriting, Social Media Marketing, Legislative Affairs, Customer Service, Grassroots Organizing, Event Planning, Marketing Leadership, Positioning, Strategy to Execution, Political Campaigns, Publicity, Presentations, Broadcast, Television, Journalism, Radio, Digital Media, Fundraising, Creative Direction, Sales & Marketing..., Grassroots Marketing, Event Management, Online Advertising, New Media, Microsoft Office, Internal Communications, Sales, Interviews, Nonprofits, Strategic Planning, Public Address..., Editing, Voiceovers
Education
Colorado Mesa University 1993 — 1997
BA, Mass Communications
Fort Morgan High School
Envoy Mortgage May 2015 - Present
CMG Financial September 2014 - December 2014
US Bank Home Mortgages May 2014 - August 2014
Sterling Savings Bank September 2012 - September 2013
Opus Capital Markets Consultants October 2011 - September 2012
Allonhill September 2010 - October 2011
Fannie Mae - Vendor; Princeton Information Services July 2010 - September 2010
Envoy Mortgage August 2009 - January 2010
NetMore America, Inc December 2008 - May 2009
Envoy Mortgage July 2008 - November 2008
Skills
Underwriting, Mortgage Lending, Mortgage Underwriting, Loans, Mortgage Banking, Loan Origination, Residential Mortgages, Banking, Team Management, Operations Management, Direct Endorsement..., VA LAPP (1990), Servicing
Education
Clark College 2009 — 2010
University of Colorado Denver 1982 — 1984
Envoy Mortgage November 2014 - Present
HomeBridge Financial Services, Inc. February 2014 - November 2014
Bank of the West October 2011 - February 2014
FIRST LINE INSURANCE SERVICES, CENTENNIAL CO January 2009 - October 2011
JPMorgan Chase January 2000 - January 2008
Alliance Bank December 1999 - January 2000
Pulte Mortgage January 1998 - January 1999
AMERUS MORTGAGE January 1993 - January 1998
Skills
Sales, Mortgage Lending, Mortgage Banking, Loan Origination, Residential Mortgages, Refinance, Loans, Jumbo Mortgage, Leadership, Finance, Selling, USDA, Banking, Sales Management, FHA, Credit, Real Estate, Insurance, Marketing
Education
Eastern Michigan University
BS, Biology/Zoology
SunTrust Mortgage June 2015 - Present
Seacoast National Bank December 2013 - May 2015
Envoy Mortgage July 2013 - November 2013
PNC Mortgage March 2012 - July 2013
RBC Bank December 2008 - March 2012
RBC December 2008 - March 2012
SunTrust Mortgage January 2006 - June 2008
Wells Fargo Home Mortgage March 1998 - January 2006
Fidelity Federal March 1996 - March 1998
First Union National Bank January 1985 - March 1996
Skills
Mortgage Lending, Loans, Mortgage Banking, Credit, Sales Management, FHA, Banking, Refinance, Residential Mortgages, Home Equity, Consumer Lending, Jumbo Loans, HARP Loans, Loan Officer, Loan Origination, VA loans, Retail Banking, Finance, FHA financing, Reverse Mortgages, Certified Mortgage..., Government Loans, Construction Loans, Real Estate, Mortgage Underwriting, Home Equity Loans, Credit Analysis, VA Loans
Education
Florida State University - College of Business
Bachelor of Science, Marketing. Psychology
Chaminade-Madonna High School
Berkshire Education and Financial Services January 2009 - Present
Gradient Home Mortgage, LLC (NMLS #192028) September 2013 - Present
ServiceFirst Mortgage October 2012 - August 2013
Gateway Mortgage Group June 2012 - September 2012
Envoy Mortgage April 2008 - December 2011
Skills
Mortgage Lending, Loans, Mortgage Banking, Loan Origination, FHA, Refinance, USDA, Investment Properties, Residential Homes, Residential Mortgages, Home Equity Loans, Credit, VA loans, Reverse Mortgages, FHA financing, First Time Home Buyers, Credit Analysis, Real Estate, Banking, Financial Structuring, Financial Analysis, Investments, Investors, REO, Finance, Real Estate Financing, Selling, Sales, Short Sales, Condos, Insurance, Life Insurance, Foreclosures, Real Estate Transactions, Relocation, Commercial Real Estate, Rates, Small Business, Funding, Real Estate Economics, Single Family Homes, Strategic Financial..., Referrals, Financial Services, Sellers, Property Management, Loan Servicing
Education
Baylor University - Hankamer School of Business 1978 — 1979
MBA, Accounting
Baylor University 1974 — 1978
BS, Computer Science
Caliber Home Loans August 2015 - Present
Envoy Mortgage April 2015 - August 2015
USAA September 2014 - April 2015
Wells Fargo Home Mortgage November 2013 - November 2014
Wells Fargo May 2009 - October 2013
Wachovia/World Savings 2000 - 2008
World Savings 2000 - 2008
Skills
Underwriting, Mortgage Lending, Credit, Auditing, Loans, FHA DE certified, correspondent lending, conventional..., FHA, Loss Mitigation, Refinance, Credit Analysis, Residential Mortgages, Mortgage Underwriting, Management, Consumer Lending, Banking, FHA Financing
Education
University of Cincinnati 1987 — 1991
BBA, Management
Columbus State
Associates 1995-1997, Sign Language Interpretting
Envoy Mortgage September 2008 - Present
First Houston Northwest 2006 - 2008
Education
Institute of Florida Real Estate 2004 — 2004
Principles and Law of Real Estate
Daytona State College 1991 — 1993
General
Spruce Creek High School 1989 — 1991
New Smyrna Beach High School 1987 — 1989
Envoy Mortgage December 2011 - March 2014
Spinnaker Financial August 2001 - November 2011
United First Financial December 2006 - December 2010
Carteret Mortgage July 2001 - October 2008
Skills
Real Estate, Investment Properties, Finance, Residential Mortgages, Team Building, Credit, Banking, Mortgage Marketing, Mortgage Banking, Credit Analysis, Insurance, Cash Flow, Small Business, Auditing, Investments, QuickBooks, Cash Flow Management, Quickbooks Online, VA loans, 203K, Reverse Mortgages, Strategic Planning, FHA Financing
Education
Clemson University - College of Business and Behavioral Science 1982 — 1986
Bachelor’s Degree, Financial Management
Supreme Lending December 2013 - Present
Ofori & Associates 1989 - Present
Envoy Mortgage June 2008 - November 2013
Vanguard Mortgage December 2005 - May 2008
Skills
Mortgage Banking, Mortgage Lending, Loans, Reverse Mortgages, Real Estate, Insurance, Short Sales, Construction Loans, Residential Homes, Sellers, Investors, Real Estate Transactions, Investment Properties, Real Estate Economics, FHA, Refinance, First Time Home Buyers, Investments, Foreclosures
Education
Boston University School of Law 1973 — 1976
JD, Law
Tufts University 1969 — 1973
BA, Political Science
Envoy Mortgage Branch ManagerUSA Federal Credit Union1994 - 2005
Education
Central Michigan University
Bachelor of Science, History, Psychology, Sociology
Envoy Mortgage February 2014 - Present
Envoy Mortgage March 2013 - November 2013
Envoy Mortgage July 2012 - March 2013
Hometrust Mortgage February 2008 - March 2009
Washington Mutual April 2007 - August 2007
New Century Mortgage December 2006 - April 2007
Bruster's Real Ice Cream December 2005 - August 2006
Washington Mutual December 2002 - March 2004
UAMC August 2001 - December 2002
Houstonmortgage.com May 2001 - August 2001
Skills
Financial Analysis, Banking, Sales, Customer Service, Finance, Microsoft Excel, Mortgage Banking, Leadership, Accounting, Spreadsheets, Microsoft Word, Loan Origination, Residential Mortgages, Analysis, VA loans, Loans, Process Improvement, Mortgage Lending, Credit, FHA, Mortgage Underwriting, Refinance, VA Loans
Education
University of Houston, C.T. Bauer College of Business 2004 — 2006
Marketing, French
Sorbonne 2005 — 2005
French
University of Pittsburgh 1999 — 1999
General Studies
California University of Pennsylvania 1998 — 1999
General Studies
Texas A&M University 1996 — 1997
General Studies
PTHS
Mountain West Financial, Inc. October 2014 - Present
Alpine Mortgage Planning August 2014 - October 2014
Envoy Mortgage April 2014 - July 2014
Bay Equity, LLC August 2012 - April 2014
Davis Design Innovations, LLC August 2010 - May 2012
Mortgage Search & Acquisition (MSA) July 2010 - August 2010
W.J. Bradley Company 2008 - 2009
First Horizon Home Loans 2005 - 2007
California State University, Chancellor's Office June 2000 - July 2001
Ernst & Young January 1994 - June 2000
Skills
Retail, B2B, Mortgage Lending, Loans, Mortgage Banking, Marketing, Recruiting, Sales Management, Account Management, Relationship Management, Business Development, Credit, Training, Loan Origination, Real Estate Economics, Management, Process Improvement, Mergers & Acquisitions, Finance, Call Centers, Investment Properties, Interviews, Human Resources, Sales, Refinance, Real Estate, Advertising, Executive Search, Customer Retention, Start-ups, Negotiation, Entrepreneurship, Investments, Underwriting, Team Building, Banking, Selling, Leadership, Cold Calling, Hiring, Residential Mortgages, FHA, Funding, Lead Generation, Mortgage Marketing, Credit Analysis, Executive Management, Building Relationships, New Business Development, Small Business
Education
California Baptist University 1996 — 1998
Master of Business Administration (M.B.A.)
California Baptist University 1988 — 1993
Bachelor's degree
Fairway Independent Mortgage Corporation March 2014 - Present
Envoy Mortgage September 2011 - February 2014
Waterstone Mortgage Corporation August 2010 - September 2011
Idaho Banking Company August 2008 - August 2010
National City Mortgage May 2006 - June 2008
GreenPoint Mortgage 2002 - 2006
Idaho Banking Company December 1999 - November 2002
Skills
Mortgage Lending, Refinance, FHA, Loan Origination, Loans, USDA, Mortgage Banking, Construction Loans, Underwriting, Government Loans
Education
Boise State University 1989 — 1994
Political Science, Public Administration and Economics
Boise High School
Envoy Mortgage December 2012 - November 2013
EverBank April 2012 - May 2012
Plaza Home Mortgage March 2009 - March 2012
Chase Home Finance October 2008 - February 2009
Chase Home Finance 2008 - 2009
Alethes dba AmeriNET Mortgage August 2008 - October 2008
Approved Lending Online March 2008 - August 2008
Benchmark Mortgage dba Wright Lending Group May 2005 - March 2008
Education
Tarrant County College 2015 — 2016
Accounting and Related Services
Butler County Community College 1987 — 1989
Associate Degree, Social Sciences and Management
Hawaii Mortgage Company August 2012 - Present
Envoy Mortgage May 2011 - July 2012
Envoy Mortgage October 2008 - May 2011
Colorado Federal Savings Bank 2001 - 2008
Island Community Lending 1998 - 2000
US Banccorp 1994 - 1998
Guild Mortgage Company 1980 - 1994
Air Liquide America 1974 - 1993
Big Three Industries 1973 - 1974
Skills
Loans, Mortgage, FHA, VA, Credit, Mortgage Lending, Investments, Refinance, Banking, Conventional, Home, Customer Service, Mortgage Industry, Customer Relations, Residential, Microsoft Office, Sales Management, Purchase, First Time Home Buyers, USDA, Production, Foreclosures, FHA financing, Investors, VA loans, Investment Properties, Mortgage Underwriting, HUD, Commercial Mortgages, Mortgage Banking, Government Loans, Certified Mortgage..., Residential Mortgages, Condos, Debt Consolidation, Cross Selling, Loan Origination, Residential Homes, Reverse Mortgages, Commercial Lending, Short Sales, Home Equity Loans, Loan Servicing, Construction Loans, REO, Real Estate Economics, Escrow, Home Equity Lines of..., Real Estate Transactions, Consumer Lending
Education
Colorado State University-Pueblo 1965 — 1967
Graphic advertising
Canon City High School 1961 — 1963
Weststar Mortgage Corporation August 2015 - Present
DHI Mortgage June 2014 - March 2015
EverBank October 2012 - February 2014
AmeriPro Funding January 2011 - October 2012
Envoy Mortgage August 2010 - December 2010
Schmidt Mortgage fka Moncor, Inc. May 2008 - August 2010
UST Global August 2007 - May 2008
Transunion Settlement Solutions October 2005 - July 2007
Ampro Mortgage Corporation August 2004 - October 2005
Wells Fargo Home Mortgage September 2002 - August 2004
Skills
Training, FHA, VA loans, Mortgage Lending, Refinance, Underwriting, Customer Service, Quality Control, Project Management, USDA, Banking, Real Estate, Sales Management, Account Management, Commercial Mortgages, Certified Mortgage..., Residential Mortgages, Credit Risk, Auditing, Credit, FHA financing, Retail Banking, Finance, Insurance, Credit Analysis, Management, Foreclosures, First Time Home Buyers, Investments, Risk Management, Recruiting, Portfolio Management, Mortgage Underwriting, Loan Servicing, Reverse Mortgages, Process Improvement, Investment Properties, Leadership, Sales, Loss Mitigation, Negotiation, Customer Satisfaction, Government Loans, Mortgage Banking, Real Estate Economics, Construction Loans, Strategic Planning, Loans, Loan Origination, Team Building
Education
Austin Community College
Supreme Lending July 2015 - Present
Monarch Mortgage August 2014 - July 2015
Envoy Mortgage 2012 - 2014
Renaissance Bankcard 2008 - 2012
Skills
Credit Card Transaction..., Merchant Services, Credit Card Terminals, Merchant Acquiring, Merchant Card Processing, VA loans, USDA Rural Housing, FHA financing, Mortgage Lending, Mortgage Banking, Refinancings, Refinance, First Time Home Buyers, Residential Mortgages, Fixed Rate Mortgages, Credit Cards, Banking, Loans, Small Business, Real Estate Financing, Commercial Lending, Small Business Lending, FHA, USDA, Finance, Loan Origination, Mortgage Marketing, Financial Services, Home Equity Loans, VA Loans, FHA Financing
Education
East Carolina University - College of Business 2003 — 2007
BSBA, Business, Management
Envoy Mortgage 2013 - Present
Wells Fargo Home Mortgage NMLSR ID 453614 July 2010 - September 2012
PNC Financial Services July 2000 - July 2010
Education
East Carolina University - College of Business 1983 — 1988
BSBE, Business
University of Maryland University College
Human Resources Management/Personnel Administration, General
Envoy Mortgage June 2013 - Present
Pinnacle Capital Mortgage November 2011 - June 2013
Denver Builder Realty Council July 2009 - July 2012
Denver Builder Realty Council May 2009 - July 2012
Academy Mortgage Corporation August 2009 - November 2011
Aspen Funding Corp. April 2000 - January 2009
Skills
Mortgage Lending, FHA, Loans, USDA, Real Estate Transactions, Refinance, Marketing, Real Estate, Credit, Contract Negotiation, Loan Origination, Sales, Mortgage Banking
Education
Colorado State University 1976 — 1981
BS Finance/Real Estate
Clear Creek High School
Envoy Mortgage April 2014 - Present
OnqFinancial Mortgage April 2013 - April 2014
AmeriPro Funding November 2012 - April 2013
Skills
Mortgage Lending, Loan Origination, Loans, Refinance, FHA, VA loans, Mortgage Banking, USDA
Education
Baylor University 1987 — 1991
Business Administration and Management, General
Dallas Baptist University 1987 — 1991
Bachelor of Applied Science (BASc), Business Administration, Management and Operations
Daingerfield high school 1981 — 1985
High School Diploma
Envoy Mortgage December 2014 - Present
Skills
Team Building, Direct Sales, Coaching, Customer Service, Marketing, Social Networking, Marketing Strategy, Online Advertising, Small Business, Sales, Training, Project Management, Microsoft Office, Social Media Marketing, Strategic Planning, Selling, New Business Development
Education
Private Mortgage Banking 2011 — 2014
California Department of Real Estate Licensee/ NMLS, Mortgage
Department of Real Estate Licensee 1991 — 2014
Real Estate, Mortgage
Diablo Valley College 1988 — 1990
Accounting and Business/Management
Heald College 1986 — 1988
Master of Computer Applications (MCA), Accounting and Finance
Home Mortgage Loan OfficerGoldStar FinancialOctober 2011 - April 2012
Gold Star Financial Group October 2011 - April 2012
Envoy Mortgage July 2011 - October 2011
Michigan Financial Mortgage Company 2007 - 2008
Member Mortgage Services 1995 - 2007
Clay Burke & Associates 1984 - 1996
Real Estate One 1976 - 1984
Education
Eastern Michigan University
B.S., Psycholory, Speech, Political Science
MSAD #60 July 2014 - Present
Hamel Landscaping March 2004 - Present
MSAD 60 June 2011 - June 2014
Melvin Village Marina April 2013 - October 2013
Liberty Mutual June 2009 - June 2011
Envoy Mortgage June 2009 - December 2010
TD Bank September 2004 - June 2009
Envoy Mortgage September 1998 - December 2004
TD Bank August 1993 - September 1998
Skills
Microsoft Office, Microsoft Excel, PowerPoint, Microsoft Word, Customer Service, ADS Profund
Education
University of New Hampshire 1992 — 1994
Bachelor's Degree, English, 3.0
Boston University 1990 — 1992
Undeclared
Envoy Mortgage November 2000 - Present
Skills
VA loans, Refinance, FHA, Mortgage Banking, Mortgage Lending, Loan Origination, Certified Mortgage..., Residential Mortgages, FHA financing, Government Loans, USDA
Education
Appalachian State University 1985 — 1989
Bachelor of Science (BS), Business, Management, Marketing, and Related Support Services
Old National Bank August 2014 - Present
United Bank & Trust May 2011 - August 2014
Envoy Mortgage 2010 - May 2011
First Omni Mortgage Lending (sold to Envoy Mortgage) 2009 - 2010
United Bank & Trust August 2007 - July 2009
Alpine Supply Company August 2004 - July 2007
Skills
Small Business Lending, Finance, Credit, Loans, Customer Service, Strategic Planning, Investments, Due Diligence, Financial Analysis, Strategic Financial..., Business Strategy, Mortgage Lending, Credit Analysis, Budgets, Management, Leadership, Accounting, Banking, Commercial Lending, Loan Origination, Commercial Banking
Education
Brigham Young University - Idaho 2001 — 2004
BS, Accounting
loanDepot LLC February 2014 - Present
Envoy Mortgage October 2012 - Present
Academy Mortgage Corporation June 2013 - January 2014
Bank of America March 2008 - August 2008
Education
California State University-Long Beach 1994 — 1997
Bachelor's degree, Finance, General