Essex Mortgage
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Essex Mortgage Employees
Agents Integrity Marketing October 2014 - Present
Essex Mortgage November 2013 - Present
Skills
Marketing, Social Media Marketing, Public Relations, Marketing Strategy, Event Planning, Social Networking, Event Management, Media Relations, Real Estate, Online Advertising, Market Research, Direct Marketing, Corporate Communications, Integrated Marketing, Strategic Planning, Public Speaking, Brand Development, Microsoft Office, Sponsorship, Market Analysis, Market Planning
Education
University of La Verne 2006 — 2010
Communications, Public Relations
LoanStar Home Lending September 2014 - Present
Mountain West Financial, Inc. January 2014 - August 2014
iServe Residential Lending July 2012 - October 2013
Pacific Union Financial March 2011 - June 2012
Essex Mortgage 2009 - March 2011
O’Leary and Partners Advertising April 2008 - October 2008
Union Fidelity Mortgage 2007 - 2007
People's Choice Home Loan 2004 - 2006
IndyMac Bank 1999 - 2004
FIRSTPLUS Bank 1994 - 1999
Skills
Budgets, Telemarketing, Email Marketing, Direct Marketing, Marketing Strategy, Lead Generation, B2B, Online Advertising, CRM, Marketing, Advertising, Credit, Strategy, Customer Acquisition, Competitive Analysis, Direct Mail, SEO, Mortgage Banking, Mortgage Marketing, Residential Mortgages, Jumbo Mortgage, Reverse Mortgages, FHA financing, FNMA, FHLMC, Mortgage Lending, Commercial Lending, Consumer Lending, Real Estate Financing, Real Estate Transactions, Sales Management, Team Management, Short Sales, Sales Operations, Executive Management, Refinance, Branch Management, Branch Operation, Branch Administration, real estate, Appraisals, Banking, SEM, Leadership, Sales, Customer Retention, B2B Marketing, Social Media Marketing, Brand Management, Real Estate
Education
California State University-Fullerton
Mt. San Antonio College
All Western Mortgage January 2013 - Present
Essex Mortgage October 2008 - December 2012
Evofi One / Prime Cap Financial December 2000 - May 2008
Skills
First Time Home Buyers, FHA, Mortgage Lending, Refinance, Real Estate
Education
University of the Philippines 1989 — 1991
Master in Management, Public Personnel
Holy Angel University 1985 — 1989
BSBA, Business Management
New American Funding January 2015 - Present
Citizens Choice Mortgage June 2014 - February 2015
Essex Mortgage August 2013 - June 2014
Citizens Choice Mortgage April 2013 - August 2013
Las Vegas Quality Home Options June 2012 - February 2013
Terra West Management Services November 2011 - May 2012
Superior Debt Relief August 2008 - October 2011
The Mortgage Store October 2007 - July 2008
Wells Fargo Home Mortgage January 2006 - September 2006
New Century Mortgage/Home123 December 2000 - December 2005
Skills
P&L Management, Outside Sales, B2B Marketing, Sales Management, Goldmine CRM, ACT, Loantrack CRM, Microsoft Dynamics CRM, Management, Salesforce.com, Team Mentoring, Real Estate Economics, Team Building, P&L Responsibility, Refinance, Purchase, FHA, VA, Conventional, Strategy, Business Development, Leadership, Training, Marketing, Mortgage Branch..., Loan Origination, Negotiation, Recruiting, Sales, Loans, Banking, Real Estate, Underwriting, Budgets, Mortgage Banking, Marketing Strategy, Investment Properties, VA Loans, Mortgage Lending, First Time Home Buyers
Education
Lamar University 1993 — 1996
Business
US Navy 1989 — 1993
Essex Mortgage May 2013 - Present
Education
Loyola Marymount University 1999 — 2003
BA
Bellarmine College Preparatory 1995 — 1999
1999
California Psych Care February 2015 - Present
Tot Squad January 2015 - Present
Plantscapers, Inc. October 2011 - November 2013
Plantscapers, Inc. 2011 - 2013
Big 5 Sporting Goods February 2009 - July 2011
Pet Valu April 2010 - September 2010
NSG / New Image Painting February 2007 - July 2007
Sports Authority May 2006 - February 2007
CPAC, Inc November 2004 - January 2006
Essex Mortgage August 2001 - November 2004
Skills
Microsoft Office, PowerPoint, Microsoft Word, Microsoft Excel, Customer Service, Research, Teamwork, Public Speaking, Outlook, Social Media, Event Planning, Data Entry, Time Management, English, Administrative..., Leadership, Windows
Education
42
Bachelor of Science degree, Criminal Justice
University of Phoenix
Master of Science degree, Psychology
Walden University
Doctorate, Clinical Psychology
W.J. Bradley Mortgage Capital, LLC April 2014 - Present
Prospect Mortgage, LLC August 2011 - April 2014
Essex Mortgage December 2009 - August 2011
Certified Realty February 2008 - November 2009
Allied Home Mortgage June 2005 - January 2008
Skills
FHA, FHA financing, Government Loans, Refinance, Mortgage Banking, Mortgage Lending, Conventional Financing, Residential Mortgages, Loan Origination, HomePath, USDA, Jumbo Mortgage, VA loans, Renovation Lending, Investment Properties, First Time Home Buyers, Finance
Education
College of San Mateo 2003 — 2005
Business Administration and Management, General
Mills High School 1999 — 2003
Security National Mortgage March 2015 - Present
Essex Mortgage January 2014 - March 2015
Green Tree Servicing August 2012 - January 2014
Greenlight Financial March 2012 - August 2012
American Financial Network Inc. January 2012 - March 2012
Bank of America September 2006 - June 2011
Mortgage Solutions-JRC Group September 2002 - April 2005
Skills
Mortgage Lending, Refinance, FHA, Mortgage Banking, Loan Origination, Loans, Residential Mortgages, VA loans, First Time Home Buyers, Investment Properties, Credit, Real Estate, Real Estate Economics, Construction Loans, Credit Analysis, Reverse Mortgages, REO, Banking, Consumer Lending, Mortgage Servicing, Financial Analysis, Home Equity Lines of..., Government Loans, VA Loans
Education
The Realty Institute 2004 — 2004
Sales License, Real Estate
Chaffey College
Wells Fargo Home Mortgage June 2012 - Present
Essex Mortgage May 2011 - May 2012
Flemings Prime Steakhouse & Wine Bar 2009 - 2012
Prudential Financial June 2010 - December 2010
self employed December 2008 - December 2010
Skills
Conventional, Jumbo Mortgage, Series 6 and 63 licensed, Super Jumbo, Purchase Specialist, Loans, First Time Home Buyers, HomePath, Finance, Portfolio Management, Refinance, FHA
Education
University of California, Santa Barbara 2003 — 2007
Bachelor's degree, Psychology, Spanish, minor in business-economics
Mark 1 Mortgage of Orange County December 2014 - Present
Essex Mortgage August 2014 - December 2014
Citywide Home Loans January 2014 - August 2014
Mark 1 Mortgage of Orange County May 2008 - December 2013
American Sterling Bank April 1999 - May 2008
Skills
Refinance, First Time Home Buyers, Mortgage Banking, Mortgage Lending, FHA, Loan Origination, Residential Mortgages, Reverse Mortgages, Loans, Government Loans, Real Estate Economics, Investment Properties, REO, Real Estate Financing, Credit, Foreclosures
Education
Cypress College 1978 — 1985
Business, Management, Marketing, and Related Support Services
University of San Diego 1979 — 1983
BA, Psycology
Essex Mortgage August 2012 - Present
Summit Financial Marketing June 2010 - August 2012
ACN Marketing February 2009 - July 2009
Dell Financial Services April 2008 - August 2008
MDS Communications January 2007 - August 2007
Skills
First Time Home Buyers, Investment Properties, FHA, Real Estate, Mortgage Lending, Refinance, Short Sales, Residential Homes, Foreclosures, REO, USDA, Investors, Sellers, VA loans, Loans, Mortgage Banking, Condos, FHA financing, Single Family Homes, Loan Origination, Investments, Sales
Education
Utah Valley University 2010 — 2014
Information Systems, Business Intelligence Emphasis
Utah Valley University 2009 — 2013
BS Piano Performance
Arizona State University 2008 — 2009
Business Management
Bank of America September 2014 - Present
Security Service Federal Credit Union March 2013 - July 2014
Wells Fargo May 2011 - December 2012
Essex Mortgage June 2009 - May 2011
Cyprus Federal Credit Union 2001 - 2009
Skills
Refinance, Mortgage Banking, FHA, Mortgage Lending, Loan Origination
Education
Brigham Young University
Bachelor's degree, Finance, General
Nevada Asset Preservation and Management January 2001 - Present
Essex Mortgage February 2000 - December 2012
Farmer's Insurance January 2011 - January 2012
Citibank and HSBC (Household) 1990 - 1998
Skills
Refinance, Sales, Investors, REO, Sellers, Real Estate Transactions, Short Sales, First Time Home Buyers, FHA, Buyers, Investment Properties, Buyer Representation, Mortgage Lending, Loans, VA loans, Relocation, Single Family Homes, Residential Homes
Education
California State University-Fullerton 1989 — 1990
MBA, Finance Accounting
Syracuse University 1979 — 1983
BS Accounting, Business
Billtrust January 2014 - Present
Open Scan Technologies, Inc. April 2012 - January 2014
Guild Mortgage Company February 2012 - April 2012
American Home Funding February 2011 - February 2012
Essex Mortgage January 2011 - April 2011
Skills
Sales Management, Software as a Service, Sales & Marketing..., SaaS, Software, Software Sales, AR Automation, Solution Selling, Problem Solving, Leadership, Marketing, Contract Negotiation, Networking
Education
Minnesota State University, Mankato
BS, Mass Communication/Media Studies
Essex Mortgage May 2015 - Present
Wells Fargo March 2013 - October 2013
Wells Fargo January 2013 - March 2013
Bank of Whittier N.A. May 2011 - December 2012
Skills
Loans, Mortgage Lending, Mortgage Banking, Banking, Credit, Loan Origination, Refinance, Customer Service, Loan Servicing, Funding, Lines Of Credit, Loan Modifications, Home Equity Loans, Non-Conforming, Construction Loans, Home Equity Lines of..., Bank Secrecy Act, Real Estate Financing, Closings, First Time Home Buyers, Encompass, Post Closing, OFAC, Loan Closings, RESPA, Home Equity, Veterans Affairs, FHA Financing, VA Loans
Education
California State University-Fullerton 2015 — 2017
Bachelor of Business Administration (BBA), Finance
Fullerton College 2011 — 2014
Associates of Science in Business Administration
Residential Bancorp May 2015 - Present
Essex Mortgage November 2013 - Present
HEY HEY! Productions 2004 - Present
SCME Mortgage Bankers March 2005 - April 2008
No Red Tape Mortgage February 2002 - February 2005
Skills
B2B, B2B Marketing, Public Speaking, Sales, Acting, Imagination, Photoshop, Entertainment, Leadership, Loans, Training, Social Media, Integrated Marketing, Advertising, Selling, Marketing, Strategy, Social Media Marketing
Education
University of Missouri-Columbia 1995 — 2000
Bachelor of Science (BS), Business, Management, Marketing, and Related Support Services
University of Missouri-Columbia 1995 — 2000
Minor, Theater Performance
Essex Mortgage October 2014 - Present
LegalShield, Manager, and Group Benefits Specialist October 2013 - Present
LegalShield 2013 - 2015
LegalShield 2013 - 2015
LegalShield 2013 - 2015
LegalShield 2013 - 2015
New American Funding August 2012 - October 2014
Insperity February 2008 - May 2012
Washington Mutual Bank October 2002 - January 2008
Skills
Mortgage Lending, Customer Service, Account Management, Business Development, Loans, Team Building, Start-ups, New Business Development, Business Strategy, Strategic Planning, Leadership, Sales, Marketing Strategy, Small Business, Selling, Marketing, Salesforce.com, Training, Entrepreneurship, Lead Generation, Strategic Partnerships
Education
Brigham Young University 1974 — 1980
MBA, Asian Studies, and Business
New American Funding April 2013 - Present
RPM Mortgage Inc July 2011 - October 2012
Essex Mortgage November 2007 - July 2011
Essex Mortgage 2009 - 2011
Envision Lending Group June 2007 - November 2009
Millennia Mortgage December 2004 - June 2007
Best Rate Funding 2001 - 2003
Skills
FHLMC, Management, FHA, Mortgage Lending, Reverse Mortgages, Loans, Real Estate Financing, Certified Mortgage..., Real Estate, Investment Properties, Mortgage Marketing, Finance, Residential Homes, Condos, Sellers, Sales, Property
Education
California State University-Long Beach 1982 — 1987
Bachelor's degree
Essex Mortgage July 2014 - Present
Essex Mortgage March 2014 - July 2014
Essex Mortgage March 2013 - March 2014
Essex Mortgage October 2012 - March 2013
Essex Mortgage December 2011 - October 2012
Cha for Tea - Tea Bar and Restaurant May 2007 - December 2011
UC Irvine October 2008 - August 2011
Skills
Customer Service, Microsoft Word, Photoshop, Canon DSLR, Outlook, Time Management, PowerPoint, Illustrator, Nikon DSLR, DataTrac, Microsoft Excel, Apple OS, Windows 7, Mortgage Funding, Doc Drawing, Encompass360, Velocify CRM System, OS X, Microsoft Office, Research, Event Planning, Social Networking, Social Media, Public Speaking
Education
University of California, Irvine 2007 — 2011
Bachelor of Arts (B.A.), Fine and Studio Arts, 3.51 GPA
The Chinese University of Hong Kong
Bridge View Funding A Division of Pinnacle Mortgage Corporation. December 2011 - Present
Essex Mortgage December 2010 - December 2011
Skills
Mortgage Lending, Purchase, FHA, VA, Real Estate, Refinance, Mortgage Banking, Mortgage, First Time Home Buyers, Investment Properties, REO, Loans, Short Sales, First Time Buyers, Home, Referrals, Residential, Condos, USDA, Conventional, Loan Origination, Real Estate Investment, Credit, Investors
Education
San Jose State University 1997 — 1999
Business Management
De Anza College 1994 — 1998
De Anza College 1994 — 1997
Trizon LLC December 2013 - July 2015
Essex Mortgage October 2012 - December 2013
Berkshire Hathaway HomeServices August 2010 - October 2012
Overstock.com August 2007 - May 2010
Skills
Microsoft Office, Microsoft Excel, 10 Key, Typing, Customer Satisfaction, Customer Acquisition, Customer Insight, Leadership, Team Leadership, Time Management, Real Estate, Real Estate Development, Real Estate Transactions, Commercial Real Estate, Marketing, Marketing Communications, Email Marketing, Email Strategy, Communication, Strategic Communications, Finance, Corporate Finance
Education
Snow College 2004 — 2006
Associates of Marketing (A.M.)-Associate of Science (A.S.), Business Administration and Management, General
Stringham Real Estate School 2005 — 2005
Real Estate Development
Essex Mortgage September 2014 - Present
Progressive Loan Funding January 2013 - Present
Bank of the West March 2011 - January 2013
Attorney 1988 - 2001
Leadership Long Beach 1992 - 1993
Skills
First Time Home Buyers, FHA, Mortgage Lending, Loans, Investment Properties, Refinance, Loan Origination, Real Estate, Mortgage Banking, Residential Mortgages, Foreclosures, Short Sales, Real Estate Economics, Investors, VA loans, FHA financing, Reverse Mortgages, Real Estate Financing, USDA, REO, Real Estate Transactions, Certified Mortgage..., Referrals, Mortgage Marketing, Condos, Relocation, Government Loans, Residential Homes, VA Loans
Education
University of San Diego School of Law 1983 — 1986
J.D., Law
University of Southern California 1978 — 1983
B.S., Public Administration
Sacred Heart of Mary H.S. 1974 — 1978
College Preparatory, High School/Secondary Diplomas and Certificates
LinQuest September 2013 - Present
MQ-1 May 2014 - Present
www.madwoodworks.com September 2014 - Present
LinQuest August 2013 - October 2014
Essex Mortgage September 2011 - August 2013
J.P. Morgan December 2010 - April 2011
Skills
Invoicing, Sales, Microsoft Office, Loans, Underwriting, PowerPoint, Finance, Microsoft Word, Insurance, Analysis, Financial Analysis, Management, Account Reconciliation, Microsoft Excel, Accounts Payable
Education
UC Irvine 2006 — 2010
Bachelor of Arts (B.A.), Classics and Classical Languages, Literatures, and Linguistics
UCLA Extension Corporate Education & Custom Programs
University of California, Los Angeles
University of California, Los Angeles
Essex Mortgage January 2012 - Present
Essex Mortgage January 2012 - November 2012
Prudential Realty January 2010 - December 2011
Perkowitz+Ruth Architects May 1996 - March 2008
P+R architects 2007 - 2008
Skills
Single Family Homes, Investment Properties, Condos, Short Sales, REO, Selling, Purchasing, Employee Benefits, Residential Homes, First Time Home Buyers, Investors, Real Estate, Relocation, Sales, Sellers, Mortgage Lending, Real Estate Transactions, Referrals, Buyer Representation
Education
California State University-Long Beach 1996 — 1998
Bachelor of Art, Psychology
University of Phoenix
Masters, Organizational Management
Eleven 11 Mortgage Advisory August 2014 - Present
Loan Officer School May 2014 - Present
Upward Sports, Inc. September 2013 - Present
Cedure January 2013 - August 2014
Smart Homes Marketing, LLC March 2012 - August 2014
American Mortgage Consultants, Inc. November 2013 - January 2014
Fortace, LLC September 2013 - November 2013
InSight Consulting Partners, Inc. March 2013 - May 2013
Solomon Edwards Group December 2012 - January 2013
Essex Mortgage January 2011 - August 2012
Skills
Business Analysis, Mortgage Lending, Mortgage Banking, Credit, Loans, Underwriting, Real Estate, FHA, Investment Properties, Sales Management, Management, Finance, Sales, Refinance, REO, Banking, Strategic Planning, Selling, Marketing Strategy, Marketing, Strategy, Leadership, Residential Homes, Investments, Insurance, Executive Management, Due Diligence, Business Development, First Time Home Buyers, Team Building, Financial Analysis, New Business Development, Lead Generation, USDA, Negotiation, Mergers & Acquisitions, Retail, Loan Origination, Credit Analysis, Residential Mortgages, Customer Service, Financial Services, Reverse Mortgages, Funding, Business, Loan Servicing, Real Estate Economics, Risk Management, Small Business, Commercial Lending
Education
Pyzdek Institute
Six Sigma Belt, Processes
Rushmore University 2005 — 2008
MBA, Leadership and Strategy, Honors
University of San Francisco 1980 — 1984
Bachelor of Science (BS), Organizational Behavior
Eagle Home Mortgage August 2015 - Present
Mortgage Pro USA, LLC September 2013 - August 2015
Lending Specialists, LLC March 2012 - April 2013
Sun West Mortgage Company August 2011 - March 2012
Essex Mortgage 2010 - September 2011
Mortgage Pro USA 2008 - 2010
Intellichoice Mortgage Corp. 2006 - 2007
Skills
FHA, VA, First Time Home Buyers, Conventional, Purchase, Refinance, USDA, Investors, Real Estate Financing, Mortgage Lending, Loan Origination, FHA financing, Loans, Residential Mortgages, Mortgage Banking, VA loans, Certified Mortgage..., Reverse Mortgages, Government Loans, Investment Properties, Construction Loans, Mortgage Underwriting, Home Equity Loans, FHA Financing, VA Loans
Education
Dutchess Community College 1987 — 1988
Business Administration
Essex Mortgage April 2015 - Present
New York Life Insurance Company July 2014 - October 2014
Adcogroup World January 2013 - July 2014
Mortgage June 2004 - May 2012
US Navy February 1998 - March 2002
Skills
Freight Broker, Forwarder, Truck, intermodal, Transport, Logistics, Freight Forwarding, 3PL, Carrier, Distribution, Pickup, Rail, Delivery, Retail, Leadership, Budgets, Merchandising, Project Planning, Strategic Planning, Contract Negotiation, Account Management, Team Building, Small Business, Risk Management, Problem Solving, Building Relationships, Charitable Giving, Creative Problem Solving, Communication, Management, Freight, Transportation, Warehousing, Shipping, Transfer, Goods, Merchandise, Manufacture, Consumer, Customer Service
Education
Golden West College 1992 — 1996
Recording Engineering, Recording Arts Technology/Technician/Pre Law
Marina High School 1989 — 1992
High School, General
The Post Co. March 2014 - Present
Amber Hotel Company September 2013 - September 2014
Essex Mortgage June 2011 - September 2013
Skills
Mortgage Lending, Real Estate Transactions, Leadership, Sales, Mortgage Banking, Loans, Investment Properties, Credit, Customer Service, Finance, Loan Origination, Investments, Real Estate, Residential Mortgages, Real Estate Economics
Education
UC Santa Barbara 2008 — 2011
BA, History
Freie Universität Berlin 2010 — 2010
Bachelor's degree, History, German
Essex Mortgage January 2008 - Present
Elovski Inc. 2001 - Present
MG CAPITAL- US HOMELOANS 2001 - 2007
United Union Investments February 1992 - April 2001
Skills
FHA, Real Estate, Loans, Finance, USDA, Mortgage Banking, Mortgage Lending, Team Building, Commercial Real Estate, Refinance, Retail, Customer Service, Time Management, Residential Homes, Executive Management, Sales Management, B2B, Program Management, Budgets, Underwriting, Sales, Entrepreneurship, Management
Education
San Diego State University-California State University 1986 — 1992
BS, International Marketing
Citywide Home Loans July 2015 - Present
PMAC Lending Services Inc. May 2013 - July 2015
Essex Mortgage August 2012 - May 2013
American Advisors Group March 2012 - July 2012
Mann Mortgage August 2011 - February 2012
Mount Olympus Mortgage Company April 2011 - August 2011
PRIMARY RESIDENTIAL MORTGAGE November 2010 - April 2011
PRMG January 2009 - November 2010
SBMC Mortgage October 2005 - February 2008
Metrocities Mortgage 2002 - 2004
Skills
Mortgage Banking, Loan Origination, Consumer Lending, Mortgage Lending, Underwriting, Loans, Refinance, FHA, VA loans, Residential Mortgages, Credit Analysis, Leadership, Credit, USDA, Reverse Mortgages, Mortgage Underwriting, FHA financing, Real Estate, Banking, Financial Risk, Sales, Customer Service, Government Loans, FHA Financing, Loss Mitigation, Real Estate Financing
Education
The University of Memphis
Stearns Lending (NMLS #1854) August 2014 - Present
EverBank August 2012 - Present
Bank of America April 2011 - November 2011
Essex Mortgage October 2008 - May 2011
Washington Mutual January 2004 - August 2007
Long Beach Mortgage February 1996 - December 2004
Long Beach Mortgage February 1990 - 1996
Skills
FHA, Recruiting, Loans, Sales Management, Management, Mortgage Lending, Mortgage Banking, Leadership, Sales, Loan Origination, Refinance, Talent Management
Education
California State University-Long Beach 1983 — 1986
BA, Speech Communications
Marvel Super Properties March 2013 - Present
Guardian Companies June 2012 - March 2013
Guardian Companies March 2012 - May 2012
Essex Mortgage November 2011 - February 2012
Jeep Chrysler Dodge of Ontario December 2010 - March 2011
Best Buy September 2007 - February 2010
Skills
Microsoft Office, Retail, Customer Service, Microsoft Word, Real Estate, Customer Satisfaction, Sales, Data Entry, Outlook, Sales Management, Time Management, Building Relationships, Critical Thinking, Microsoft Excel, Conflict Resolution, PowerPoint, Team Leadership
Education
UC Riverside 2006 — 2010
Bachelors of Science, Sociology, 3.0
Silver State Schools Credit Union May 2011 - Present
Stonecutter Print & Media November 2009 - May 2011
Essex Mortgage September 2002 - May 2011
Skills
FHA, Management, Direct Sales, USDA, Budgets, Mortgage Banking, Business Strategy, Sellers, Leadership, Event Planning, Microsoft Excel, Strategic Planning, Short Sales, Contract Negotiation, Mortgage Lending, Advertising, Financial Analysis, Real Estate, Loan Origination, REO, Team Building, Business Development, Business Networking, Loans, Sales, Sales Management, Finance, New Business Development, Banking, Investment Properties, First Time Home Buyers, Negotiation, Microsoft Office, Small Business, Reverse Mortgages, Refinance, Social Media Marketing, Vendor Management, Marketing, Marketing Strategy, Social Media, Investments, Process Improvement, Public Speaking, Selling, Underwriting, Public Relations, Online Marketing, Risk Management, Credit
Education
Grossmont College 1989 — 1990
AA
Kinecta Federal Credit Union May 2014 - Present
JMAC LENDING wholesale November 2012 - May 2014
Pacific Mercantile Bank February 2011 - November 2012
Essex Mortgage May 2009 - February 2011
Wachovia June 1993 - June 2008
World Savings 1991 - 2006
Skills
Mortgage Banking, Mortgage Lending, Credit Risk, Appraisals, Customer Service, Underwriting, Wholesale, Training, Residential Homes, Loans, Investment Properties, Sales, Refinance, Banking, Account Management, FHA, Loan Origination, Investors, Management, Real Estate, Residential Mortgages, Pricing, VA loans, Credit, Sales Management, Finance, Leadership, FHA financing, Commercial Real Estate, USDA
Education
University of Southern California 1988 — 1992
B of S, City Planning and Real Estate Development
Ladera Lending Inc. August 2015 - Present
Aflac May 2015 - Present
Professional Land Corporation May 2014 - Present
Nu Skin Enterprises February 2015 - August 2015
Combined Insurance United States December 2014 - April 2015
NRL Mortgage July 2014 - September 2014
Essex Mortgage August 2013 - July 2014
Lenox Home Loans February 2013 - July 2013
Self November 2007 - July 2013
Quantum Success Strategies November 2012 - April 2013
Skills
Bilingual-Spanish, Licenced in CA, Mortgage Lending, Mortgage Banking, Loans, Refinance, Loan Origination, FHA, Real Estate, Investment Properties, Residential Mortgages, REO, Foreclosures, Underwriting, Brokerage, Investors, Finance, VA loans, Loan Servicing, Banking, VA Loans
Education
University of Phoenix 1998 — 2001
Bachelor of Science, Business Administration
University of Phoenix 1998 — 2001
Bachelors of Science Degree, Business Administration
University of Phoenix, Fountain Valley Campus 1998 — 2001
Bachelors of Science, Business Administration
American School of Mortgage Banking 1998 — 1998
Certification, Residential Loan Underwriter
Essex Mortgage October 2014 - Present
Private Lending Group April 2014 - October 2014
VanDyk Mortgage Corporation April 2010 - May 2013
Envision Lending Group June 2005 - March 2010
Skills
Sales, VA loans, FHA, Mortgage Lending, FHA financing, USDA, Mortgage Banking, Refinance
Education
Southwestern Community College District 1999 — 2001
Instituto Tecnológico y de Estudios Superiores de Occidente, A.C. 1997 — 1999
Pacific Union Financial, LLC May 2012 - Present
Essex Mortgage October 2011 - Present
California Polytechnic University, Pomona September 2006 - June 2011
California Polytechnic University, Pomona June 2009 - January 2010
California Polytechnic University, Pomona November 2008 - June 2009
Miry Collection Incorporated November 2006 - January 2008
Skills
Leadership, Microsoft Excel, Microsoft Word, PowerPoint, Microsoft Office, Sales, Teamwork, Strategic Planning, Social Media, Management, Microsoft PowerPoint, Time Management, Customer Service, Social Media Marketing, Marketing, Event Planning, Facebook
Education
California State Polytechnic University-Pomona 2006 — 2011
Bachelor of Science, International Business, Marketing
Commerce Mortgage February 2014 - Present
Performance home loans July 2012 - October 2013
Security National Mortgage October 2011 - July 2012
PMAC Lending Services June 2011 - October 2011
Pacific Union Financial March 2011 - May 2011
NDFC DBA Morgan strause October 2010 - March 2011
Essex Mortgage July 2009 - May 2010
World Financial Group (WFG) September 2007 - May 2009
Argent Mortgage Company LLC. April 2001 - May 2007
Argent Mortgage April 2001 - October 2003
Skills
Leadership, Management, Training, Team Building, Marketing, Human Resources, Forecasting, Loans, Coaching, Customer Service, Public Relations, Mortgage Lending, Policy, Mortgage Banking, FHA, Refinance, Cold Calling, Banking, Credit, Risk Management, Business Ethics, Goal Oriented, Underwriting, Finance, Credit Analysis, Investment Properties, Negotiation, Loan Origination, FHA financing, Residential Mortgages, Account Management, Business Development, VA loans, Real Estate, REO, Strategic Planning, Selling, Mortgage Underwriting
Education
Santa Ana college 1981 — 1985
Business
Skillpath Seminars
The Prieston Group
Mortgage Fraud Training
Bank of America October 2014 - Present
Bank of America March 2013 - October 2014
Bank of America October 2012 - March 2013
Bank of America March 2012 - October 2012
Bank of America July 2011 - March 2012
Thomson Reuters/Deloitte Tax LLP April 2006 - July 2011
Essex Mortgage December 2005 - May 2006
HomeLoanCenter.com/LendingTree May 2004 - November 2005
Lenders Direct Capital Corporation October 2002 - May 2004
Skills
Financial Analysis, Auditing, Management, Credit, Forecasting, Negotiation, Analysis, Loans, Accounting, Finance, Mortgage Lending, Banking, Financial Modeling, Sales, Leadership, Analytics
Education
University of Southern California - Marshall School of Business 2008 — 2011
MBA, Financial Analysis & Valuation, 3.7
Cornell University 1997 — 2001
Psychology, Business
Montecito Village Travel June 2011 - Present
New American Funding September 2012 - February 2013
Pacific Mercantile Bank April 2011 - November 2012
Maverick Funding July 2010 - April 2011
Essex Mortgage May 2009 - July 2010
Client First Commercial July 2008 - February 2009
First Federal Bank September 2007 - March 2008
New Century Mortgage February 2007 - May 2007
MLNUSA 2006 - 2007
Mandalay Mortgage 2003 - 2006
Skills
FHA, Mortgage Banking, Mortgage Lending, Refinance, USDA, Loans, Loan Origination, VA loans, Credit, Sales, Management
Education
California State University-Long Beach 1988 — 1994
Bachelor of Arts, Communications
All Home Lending November 2012 - Present
Sun West Mortgage Company February 2012 - November 2012
GOT Mortgage August 2011 - January 2012
Essex Mortgage January 2011 - August 2011
Brightgreen Home Loans May 2009 - December 2010
1st Metropolitian Mortgage 2009 - 2010
Mortgage Broker 2005 - 2009
Homefield Financial 2001 - 2005
Freemont Investment 1999 - 2001
WMC Mortgage 1996 - 1999
Skills
Mortgage Banking, Mortgage, Conventional, Mortgage Lending, Refinance, Home Equity Loans, FHA financing, Underwriting, Loan Origination, Credit, Marketing, Loans, FHA, Foreclosures, Sales, Real Estate Transactions, Investment Properties, VA loans, Banking, USDA, Residential Mortgages, Investments, Finance, Short Sales, Certified Mortgage..., Training, Condos, REO, Real Estate Financing, Reverse Mortgages, First Time Home Buyers, Referrals, Real Estate, Residential Homes
Education
California State University-Fresno 1984 — 1989
Bachelor's degree, Business Administration, Finance
Essex Mortgage May 2009 - Present
Freedom Mortgage January 2006 - April 2007
Avaris Capital June 2004 - November 2005
Education
California State University-Long Beach 1992 — 1995
BS, Vocational Education
Essex Mortgage September 1996 - Present
Essex Mortgage September 1996 - Present
Skills
FHA, Real Estate, Loans, Mortgage Lending, Refinance, Residential Mortgages, Loan Origination, Investment Properties, Mortgage Banking, Reverse Mortgages, Strategic Planning, USDA, First Time Home Buyers, Sales
Education
San Diego State University-California State University
Live Abundant - The new home of Missed Fortune April 2011 - Present
Missed Fortune May 2011 - Present
Essex Mortgage November 2009 - Present
Castle Rock Financial April 1998 - November 2009
Delta Air Lines April 1994 - January 1998
The Church of Jesus Christ of Latter-day Saints April 1990 - May 1992
Skills
Mortgage Lending, Loans, Loan Origination, Real Estate, Refinance, Life Insurance, Management, Financial Services, Program Management, Mortgage Banking, FHA, Finance, Underwriting, Investment Properties, Credit, Banking, Sales, Financial Analysis, Residential Mortgages, First Time Home Buyers, Small Business, Sales Management, Marketing, Investments, Insurance, REO
Education
Brigham Young University 1992 — 2002
Psychology, Finance, Accounting, Communications
Alta High School 1985 — 1989
Degree, General
Essex Mortgage MLOEssex Mortgage1986 - Present
Skills
Sales, Customer Service, Mortgage Lending, Management, Microsoft Office, Leadership, Accounting
Education
Simpson University 2006 — 2008
BA, Psychology, 4.0
Essex Mortgage May 2011 - Present
Education
University of California, Riverside
Bachelor of Science, Business Administration
Citizens Choice Mortgage May 2014 - Present
Essex Mortgage August 2009 - May 2014
Skills
Loan origination, Microsoft Certified..., A + Certified, Mortgage Lending, Loans, Investments, Mortgage Banking, Refinance, Residential Mortgages
Education
University of Economics - Varna 2000 — 2006
Master's degree, Economics
3rd high school Varna Bulgaria
Lower Cape Fear Hopsice & Life Care Center January 2011 - Present
Coastal Horizons Center, Inc. September 1998 - May 2000
Essex Mortgage January 1993 - February 1997
J. Robertson & Associates June 1985 - July 1990
Skills
Clinical Expertise, Case Management, Crisis Intervention
Education
UNC WILMINGTON 2010 — 2012
MSW, Social Work
UNC Wilmington 1998 — 2000
BS, Social Work
The University of Texas at Austin 1981 — 1985
BS, Advertising
Essex Mortgage 1974 - Present
Essex Mortgage 1984 - 1994
Skills
New Business Development, Small Business, Accounting, Loans, Microsoft Word, Microsoft Office, Office Management, Problem Solving, QuickBooks, Customer Service, Windows
Education
Simpson University 2006 — 2008
Bachelor's degree, Psychology
College of the Siskiyous 2002 — 2006
Associate of Arts (AA), General Studies
Essex Mortgage January 2011 - Present
First Guaranty Financial February 2002 - December 2010
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, English, Windows, Outlook, Teaching, Data Entry, Financial Analysis, Refinance, FHA, Residential Mortgages, Banking, Mortgage Banking, Investment Properties, Loans, Mortgage Lending, Real Estate, Loan Origination
Education
California State University-Fullerton 1999 — 2001
Rancho Alamitos High School 1995 — 1999
FirstCal Mortgage June 2015 - Present
Advantage Mortgage April 2010 - Present
Nations Direct Mortgage June 2008 - November 2010
Essex Mortgage November 2008 - June 2010
Fremont Investment &Loan December 2005 - March 2007
Fletcher Jones Motorcars June 2000 - November 2005
Skills
Management, Leadership, Negotiation, Strategic Planning, Business Development, Customer Service, New Business Development, Account Management, Training, Strategy, Team Leadership, Business Strategy
Education
University of Massachusetts Boston 1991 — 1993
Psychology
Emmanuel College 1987 — 1990
Psychology