First Capital, A Mortgage Company

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First Capital, A Mortgage Company Employees

Employee
Years
Job
Industry
Vince Saroian Vince Saroian Greater Los Angeles Area Details
Vince Saroian's First Capital, A Mortgage Company Experience October 2013 - April 2014
Job Mortgage Loan Officer at Bank of America
Industry Banking
Experience
Bank of America  January 2015 - Present
Farmers & Merchants Bank of Long Beach  April 2014 - January 2015
First Capital, A Mortgage Company   October 2013 - April 2014
EverBank  April 2013 - October 2013
Citi  March 2012 - March 2013
Citibank  March 2012 - March 2013
Bank of America  May 2006 - February 2012

Skills
Mortgage Lending, Customer Service, Real Estate, Credit, Banking, Mortgage Banking, Finance, Loans, Portfolio Management, Residential Mortgages, Refinance, Loan Origination, First Time Home Buyers, Financial Services, Investment Properties

Education
California State University-Long Beach
Bachelor of Science (BS), Finance and Financial Management Services

Brandon Richman Brandon Richman Greater Los Angeles Area Details
Brandon Richman's First Capital, A Mortgage Company Experience May 2014 - Present
Job Loan Officer at First Capital, A Mortgage Company NMLS#281348
Industry Real Estate
Experience
First Capital, A Mortgage Company   May 2014 - Present
CS Financial  March 2009 - June 2014
Countrywide Financial Serivces   November 2005 - April 2007

Skills
Cash Flow, Credit, Finance, FHA, Mortgage Banking, Underwriting, Financial Analysis, Banking, Investment Properties, First Time Home Buyers, Customer Service, Loan Origination, Marketing, Negotiation

Education
University of Arizona   2002 — 2005
Business, Eller College of Management

BHHS   1998 — 2001

Steve Engelman Steve Engelman Greater Los Angeles Area Details
Steve Engelman's First Capital, A Mortgage Company Experience September 2011 - June 2013
Job Senior UnderwriterRetail Division at Stearns Lending
Industry Real Estate
Experience
Stearns Lending  Senior Underwriter--Retail DivisionStearns LendingMay 2014 - Present
Franklin Loan Center  June 2013 - October 2013
First Capital, A Mortgage Company   September 2011 - June 2013
Surety Financial  December 2010 - September 2011
Priority Financial Network  June 2010 - November 2010
Metrocities Mortgage  June 2004 - June 2010
JPMorgan Chase  December 2003 - May 2004
CALIFORNIA FEDERAL BANK acquired by CITIMORTGAGE   May 1999 - November 2003
BANK OF AMERICA  October 1998 - May 1999
HOME SAVINGS OF AMERICA  January 1997 - October 1998

Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Loans, Underwriting, Credit, Banking, FHA, Residential Mortgages, USDA, Refinance, Reverse Mortgages, Leadership, Mortgage Underwriting, FHA financing, Government Loans, VA loans, Construction Loans, Real Estate Financing, Loss Mitigation, Non-Conforming, Certified Mortgage..., Home Equity Loans, Wholesale Lending

Education
Rio Hondo College   1998 — 1999
Business Administration and Management, General, 3.75

Woodbury University   1996 — 1996
Business Administration and Management, General, 3.625

Santa Ana College   1985 — 1985
Business Administration and Management, General, 3.25

California State University-Fullerton   1983 — 1984
Business Administration and Management, General, 3.000

Jim Greenwald Jim Greenwald Los Angeles, California Details
Jim Greenwald's First Capital, A Mortgage Company Experience June 1999 - November 2013
Job NMLS # 261102 Private Mortgage Banker at Wells Fargo Home Mortgage
Industry Banking
Experience
Wells Fargo Home Mortgage  November 2013 - Present
First Capital, A Mortgage Company   June 1999 - November 2013

Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Refinance, Loans, FHA, Residential Mortgages, Credit, VA loans, FHA financing, Credit Analysis, Mortgage Underwriting, Banking

Education
Duke University
A.B., Accounting

New York University
Master of Laws (LLM) in Taxation, Tax Law/Taxation

Santa Clara University
J.D., Law

Michele Machiels Michele Machiels Santa Monica, California Details
Michele Machiels's First Capital, A Mortgage Company Experience 2012 - October 2013
Job Applications Analyst at Luther Burbank Savings
Industry Real Estate
Experience
Luther Burbank Savings  October 2013 - Present
First Capital, A Mortgage Company   2012 - October 2013
RPM Mortgage  2011 - 2012
First Capital Mortgage  July 2003 - July 2011

Skills
Encompass360, Computer Software..., Real Estate, Business Process..., Loan Origination, Mortgage Lending, Investments, FHA, First Time Home Buyers, Customer Service, Financial Analysis, Investors

Education
Los Angeles Pierce College   2011 — 2014

Lancaster High School   2001 — 2003

Chanel Chandler Chanel Chandler Greater Los Angeles Area Details
Chanel Chandler's First Capital, A Mortgage Company Experience May 2006 - June 2008
Job Sales Associate at Kennedy Wilson
Industry Real Estate
Experience
Kennedy Wilson  December 2009 - Present
Rodeo Realty  August 2008 - December 2009
First Capital, A Mortgage Company   May 2006 - June 2008

Skills
Real Estate, Leases, Disposition, Investment Properties, Property Management, Real Estate Transactions, Brokerage, Real Estate Financing, Sellers, Short Sales, Tenant, Investors, Commercial Real Estate, Real Estate Development, Negotiation, Real Estate Economics, REO, Corporate Real Estate, Contract Negotiation, Location Intelligence, Foreclosures, Landlords, Property

Education
University of California, Los Angeles
Economics

Dan Millstone Dan Millstone Greater Los Angeles Area Details
Dan Millstone's First Capital, A Mortgage Company Experience January 1998 - December 2013
Job Loan Officer at Luther Burbank Mortgage, a Division of Luther Burbank Savings
Industry Banking
Experience
Luther Burbank Mortgage, a Division of Luther Burbank Savings   December 2013 - Present
First Capital, A Mortgage Company   January 1998 - December 2013

Skills
Second Homes, Refinance, Purchase, Investment Properties, Mortgage Lending, Cash Out, Vacation Homes, Mortgage Banking, Loan Origination, Sellers, Residential Mortgages, FHA, Loans, Real Estate, FHA financing

Education
Michigan State University

Karen Mansion Karen Mansion Greater Chicago Area Details
Karen Mansion's First Capital, A Mortgage Company Experience January 2004 - April 2006
Job Administrative Assistant AP/Telecom Analyst
Industry Telecommunications
Experience
WMS Gaming  December 2004 - August 2011
First Capital, A Mortgage Company   January 2004 - April 2006
Chicago Board of Trade  November 2002 - July 2003
Chicago Board of Trade  September 1996 - July 2003
Rush University Medical Center  January 1993 - August 1995

Skills
Customer Service, Access, Excel, Microsoft Office, Telecommunications, Billing, Outlook, Customer Relations, Problem Solving, Word, Inventory Management, Windows, PowerPoint, Administration, Vendor Relations, Documentation, Troubleshooting, Vendor Management, Negotiation, Call Center, Programming, Strategic Planning, Budgeting, Coaching, SharePoint, Financial Analysis, Process Improvement, Analysis, Compliance, Account Management, Team Building, Purchasing, Active Directory, Research, Planning, Pricing, Contract Negotiation, Employee Relations, Team Leadership, Operating Systems, Quality Assurance, Policy, VoIP, Credit, Data Analysis, Scheduling, Budgets, Testing, Project Planning, Project Coordination

Education
Robert Morris University   2001 — 2003
Bachelors, Business Administration/Management

Harold Washington College   2001 — 2001
Accounting

Ted Lagousis Ted Lagousis Greater Los Angeles Area Details
Ted Lagousis's First Capital, A Mortgage Company Experience February 2012 - September 2013
Job Director of Mortgage Banking at Luther Burbank Mortgage, a Division of Luther Burbank Savings
Industry Banking
Experience
Luther Burbank Mortgage, a Division of Luther Burbank Savings   September 2013 - Present
First Capital, A Mortgage Company   February 2012 - September 2013
FDIC  March 2009 - January 2012
Indymac Bank  June 1998 - July 2008
Bank of America  August 1991 - June 1998
Kaiser Permanente  January 1994 - September 1996

Skills
Risk Management, Credit, Strategy, Loans, Portfolio Management, Asset Management, Mortgage Lending, Leadership, Training, Business Development, Program Management, Underwriting, Finance, Budgets, Marketing, Mortgage Banking, System Administration, Negotiation, Loss Mitigation, Banking, Analysis, Loan Origination, Customer Service, Product Development, Loan Servicing, Real Estate, Operations Management, Public Relations, Credit Analysis, Account Management, Strategic Planning, Management, Sales, Recruiting, Change Management, Credit Risk, Commercial Lending, Insurance, Residential Mortgages, Financial Analysis

Education
California State Polytechnic University-Pomona   1990 — 1995
BS, Communication-emphasis in Public Relations with a Minor in Marketing

Maita Miyake Maita Miyake Greater Los Angeles Area Details
Maita Miyake's First Capital, A Mortgage Company Experience August 2013 - October 2014
Job Mortgage Banking Professional with over 20 years of experience
Industry Financial Services
Experience
New American Funding  October 2014 - Present
First Capital, A Mortgage Company   August 2013 - October 2014
Chase  November 2012 - July 2013
Los Angeles Police Federal Credit Union  February 2010 - November 2012
Simply Marvelous Weddings and Events   April 2005 - January 2010
First Capital Mortgage  November 1996 - May 2007
Pacific Crest Bank  1994 - 1996
BrooksAmerica Mortgage  1992 - 1994
Western Federal Savings and Loan   September 1988 - March 1992

Skills
Loans, Mortgage Lending, Mortgage Banking, Loan Origination, Management, Training, Analysis, Underwriting, Customer Service, Sales, Event Planning, Time Management, Holidays, Leadership, FNMA, FHLMC, Refinance, Investment Properties, Credit, FHA

Education
University of California, Los Angeles   1993 — 1997

University of the Philippines   1986 — 1988

Jasun G. Carter Jasun G. Carter Santa Barbara, California Area Details
Jasun G. Carter's First Capital, A Mortgage Company Experience March 2012 - May 2015
Job Vice President of Mortgage Lending
Industry Financial Services
Experience
Guaranteed Rate  June 2015 - Present
First Capital, A Mortgage Company   March 2012 - May 2015
Wachovia Mortgage Corp/World Savings and loan   September 1992 - October 2008

Skills
Mortgage Lending, Team Building, Mortgage Banking, Investors, Banking, FHA, Loan Origination, Loans, Refinance, Credit, Residential Mortgages, Sales, Investment Properties, Management, Underwriting, Real Estate, Finance, Credit Analysis

Education
Brigham Young University   1990 — 1992
Business administration

Menlo College

Ariana Morris Ariana Morris Houston, Texas Area Details
Ariana Morris's First Capital, A Mortgage Company Experience June 2013 - October 2014
Job Staffing Coordinator at Professional Alternatives
Industry Staffing and Recruiting
Experience
Professional Alternatives.  June 2015 - Present
Stewart Title  February 2015 - May 2015
First Capital, A Mortgage Company   June 2013 - October 2014
Bank of America  April 2012 - April 2013
Shapiro Schwartz LLP   April 2008 - April 2012

Skills
Interviews, Mortgage Lending, Customer Service, Outlook, Loans, Finance, Residential Mortgages, Banking, Sales, Mortgage Banking, Real Estate, Credit

Education
Houston Community College
Broadcast Journalism

Timothy Sibley Timothy Sibley Newport Beach, California Details
Timothy Sibley's First Capital, A Mortgage Company Experience January 2003 - July 2013
Job Sr Loan Officer at Bank of Manhattan
Industry Banking
Experience
Bank of Manhattan  July 2013 - Present
First Capital, A Mortgage Company   January 2003 - July 2013

Education
Le Moyne College
Bachelor of Business Administration (B.B.A.), Accounting

Geoff Gasway Geoff Gasway Santa Barbara, California Details
Geoff Gasway's First Capital, A Mortgage Company Experience April 2004 - April 2007
Job Corporate Counsel
Industry Financial Services
Experience
Valley Law Group   May 2007 - September 2010
First Capital, A Mortgage Company   April 2004 - April 2007
Morton Capital Management  June 2002 - December 2003

Skills
Corporate Law, Loans, Mortgage Lending, Budgets, Mortgage Banking, Sales Management, Investments, Loan Origination, Strategic Planning, Management Consulting, Real Estate

Education
Loyola Law School, Loyola Marymount University

Loyola Marymount University, College of Business Administration

UC Berkeley
BA

Anthony Madruga Anthony Madruga Greater San Diego Area Details
Anthony Madruga's First Capital, A Mortgage Company Experience November 2014 - Present
Job Senior Mortgage Advisor at First Capital, A Mortgage Company
Industry Financial Services
Experience
First Capital, A Mortgage Company   November 2014 - Present
PHH Home Loans  August 2010 - October 2014
Bank of America  August 2009 - August 2010
TCS Mortgage, INC.   March 2004 - August 2009

Skills
Mortgage Lending, VA, Mortgage Banking, Refinance, FHA, USDA, Finance, First Time Home Buyers, Investment Properties, Loan Origination, Loans, Mortgage Underwriting, REO, Real Estate Financing, Real Estate, Real Estate Transactions, Sellers, Selling, Underwriting, Residential Mortgages, VA loans, Referrals, FHA financing, Certified Mortgage..., Credit, Credit Analysis, Residential Homes, Investors, Foreclosures, Commercial Mortgages

Education
San Diego State University-California State University   1986 — 1989
Bachelors, Business Administration- Marketing

Orange Coast College   1984 — 1985
AA, Business Management

Bradley Hayes Schmidt Bradley Hayes Schmidt Greater Los Angeles Area Details
Bradley Hayes Schmidt's First Capital, A Mortgage Company Experience January 2012 - April 2013
Job Bank of America Home Loans
Industry Financial Services
Experience
Bank of America  October 2014 - Present
First Capital, A Mortgage Company   January 2012 - April 2013
Private National Mortgage Acceptance Company, LLC   October 2009 - January 2012
Business.com  June 2008 - October 2009
Countrywide Home Loans  July 2006 - October 2007
Full Spectrum Lending  2002 - 2007
Stride and Associates  1999 - 2002

Skills
Loans, Mortgage Lending, REO, Refinance, Mortgage Banking, Sales, Sales Management, Residential Mortgages, Finance, Online Advertising, Cold Calling, FHA, SEM, Loan Origination, FHA financing, Property

Education
UC Berkeley   1996 — 2000
BS, Sociology

University of California, Berkeley   1996 — 2000
Bachelors, Sociology

Tony Morales Tony Morales Greater San Diego Area Details
Tony Morales's First Capital, A Mortgage Company Experience June 2015 - Present
Job Best loan programs for diverse needs!
Industry Real Estate
Experience
First Capital, A Mortgage Company   June 2015 - Present
Banc Home Loans  January 2015 - June 2015
Guaranteed Rate  September 2013 - June 2014
Wells Fargo Home Mortgage  September 2011 - January 2013
Guild Mortgage Company  March 2010 - August 2011
Countrywide Home Loans / Bank of America  September 2005 - March 2010
Wells Fargo Home Mortgage  2000 - 2005
Home Savings of America  1989 - 1998

Skills
Mortgage Banking, FHA, Loan Origination, Mortgage Lending, Refinance, Loans, Reverse Mortgages, Real Estate Economics, Investments, Credit, VA loans, Real Estate Transactions, Residential Mortgages, USDA, FHA financing, Selling, Real Estate, Certified Mortgage..., Finance, Real Estate Financing, Government Loans, Investment Properties, Mortgage Underwriting, First Time Home Buyers

Education
California State Polytechnic University-Pomona   1985 — 1988
Real Estate and Law

Jim Olmsted Jim Olmsted Orange County, California Area Details
Jim Olmsted's First Capital, A Mortgage Company Experience 2001 - 2008
Job Branch Manager at RPM Mortgage
Industry Financial Services
Experience
RPM Mortgage, Inc.   January 2015 - Present
Mortgage Capital Partners  August 2010 - December 2014
Home Services Lending (First Capital Mortgage)   May 1998 - August 2010
Prudential California Realty  1998 - 2010
First Capital, A Mortgage Company   2001 - 2008
Partners Funding   April 1994 - May 1998
RPM Mortgage  May 1992 - April 1994
Sterling Mortgage  March 1990 - April 1992
James Olmsted Consultants   September 1986 - February 1990

Skills
FHA, Mortgage Lending, Refinance, Mortgage Banking, Loans, Loan Origination, Investment Properties, Residential Mortgages, Real Estate, VA loans, First Time Home Buyers, FHA financing, Residential Homes, Real Estate Financing, Short Sales, REO, Construction Loans, Certified Mortgage..., Single Family Homes, Investors, Leadership, Listings, Credit, Sellers, Relocation, Investments, Foreclosures, Property, Real Estate Transactions, Underwriting, Government Loans, Referrals, HUD, Real Property, Selling, USDA, Home Equity Loans, Real Estate Economics, Mortgage Underwriting, Loss Mitigation, Real Estate Development, Home Equity Lines of..., Condos, New Home Sales, Mortgage Servicing, Commercial Lending, Credit Analysis, Rates, Finance, FHA Financing

Education
University of North Carolina at Charlotte   1974 — 1976
BA, Political Science - Urban Administration

Golden West College   1972 — 1973

Jonathan O'Donnell Jonathan O'Donnell Santa Monica, California Details
Jonathan O'Donnell's First Capital, A Mortgage Company Experience February 2012 - March 2013
Job Senior Loan Officer at Luther Burbank Mortgage
Industry Financial Services
Experience
Luther Burbank Mortgage   February 2015 - Present
Bank of Manhattan  April 2013 - February 2015
First Capital, A Mortgage Company   February 2012 - March 2013
Coast Capital Group   December 2005 - February 2012

Skills
Mortgage Lending, Real Estate, Refinance, Loans, Residential Homes, Finance, Loan Origination, FHA, Residential Mortgages, Mortgage Banking, Sellers, First Time Home Buyers, Investment Properties, Credit, Real Estate Economics

Education
University of Southern California - Marshall School of Business   2001 — 2004
MBA, Finance

University of Arizona   1993 — 1995
BS, Marketing

Loyola High School   1987 — 1991

Meredith Martinuzzi Meredith Martinuzzi San Francisco, California Details
Meredith Martinuzzi's First Capital, A Mortgage Company Experience May 2008 - August 2008
Job Math Teacher at James Lick High School and Corps Member at Teach for America
Industry Education Management
Experience
Teach For America  June 2013 - Present
KPMG  June 2012 - August 2012
Claremont Graduate University  May 2011 - August 2011
Cristina Angarola Showroom   May 2010 - August 2010
Innovative Dining Group  May 2009 - August 2009
First Capital, A Mortgage Company   May 2008 - August 2008
Coldwell Banker Real Estate  May 2007 - August 2008

Skills
Microsoft Word, Salesforce.com, PowerPoint, Accounting, Microsoft Excel, Microsoft Office, Social Networking, Financial Analysis, Financial Modeling, Sales, Public Speaking, Leadership, Social Media, Research, Data Analysis, Calculus, Event Planning, Social Media Marketing

Education
University of Southern California - Marshall School of Business   2009 — 2013
Bachelor of Science, Accounting

Loyola Marymount University   2013 — 2015
Graduate Degree, Urban Education and Leadership

Arya Sananikone Arya Sananikone Greater Los Angeles Area Details
Arya Sananikone's First Capital, A Mortgage Company Experience December 1997 - October 2014
Job Loan Coordinator
Industry Financial Services
Experience
RPM Mortgage, Inc.   February 2015 - July 2015
Wells Fargo Home Mortgage  October 2014 - December 2014
First Capital, A Mortgage Company   December 1997 - October 2014

Skills
Mortgage Lending, Loan Origination, Refinance, Residential Mortgages, Underwriting, Mortgage Banking, Credit, Loans, FHA financing, FHA

Education
University of California, Los Angeles   1984 — 1989

Allen McLain Allen McLain Santa Monica, California Details
Allen McLain's First Capital, A Mortgage Company Experience January 2004 - Present
Job Senior Loan Officer at First Capital, NMLS #260520
Industry Banking
Experience
First Capital, A Mortgage Company   January 2004 - Present

Skills
Loan Origination, Loans, Refinance, Mortgage Lending, Mortgage Banking, Residential Mortgages, Customer Service, FHA, Short Sales, Credit, Underwriting, Investment Properties, FHA financing, VA loans, Banking, Credit Analysis

Education
University of California, Santa Barbara   1983 — 1986

Caroline McPherson Caroline McPherson Santa Monica, California Details
Caroline McPherson's First Capital, A Mortgage Company Experience March 2004 - March 2013
Job Loan Officer at Wilshire Bank
Industry Banking
Experience
Wilshire Bank  August 2015 - Present
Wilshire Bank (formerly Bank of Manhattan)   February 2014 - February 2015
RPM Mortgage Inc  April 2013 - February 2014
First Capital, A Mortgage Company   March 2004 - March 2013

Skills
Loans, Refinance, Mortgage Lending, Mortgage Banking, Residential Mortgages, Credit, FHA financing, First Time Home Buyers, Investment Properties, Real Estate, Real Estate Financing, Finance, Financial Analysis, Loan Origination, Investments, Underwriting, Banking

Education
University of Massachusetts at Amherst - Isenberg School of Management   1991 — 1995
BS, Accounting