Experience
First Choice Loan Services, Inc.   July 2014 - Present
PrimeLending  2009 - 2013

Skills
FHA, Mortgage Lending, Refinance, Mortgage Banking, USDA, Residential Mortgages, VA loans, Loan Origination, First Time Home Buyers, Loans, FHA financing, Investment Properties, Real Estate, VA Loans, REO, FHA Financing

Education
The University of Texas at Dallas   1993 — 1995

Experience
First Choice Loan Services  March 2014 - Present
First Choice Loan Services, Inc.   September 1995 - Present

Education
Drexel University - College of Business and Administration   1971 — 1975
B.S.Business Administration

Abington Senior High School   1967 — 1971
College Prep.

Experience
First Choice Loan Services, Inc.   April 2014 - Present
PrimeLending  March 2010 - April 2014
PrimeLending A PlainsCapital Company  March 2010 - April 2014
National City Mortgage  March 2005 - September 2005

Skills
FHA, Mortgage Banking, Refinance, VA Home Loans, Residential Mortgages, Conventional Mortgages, Short Sales, First Time Home Buyers, REO, Foreclosures, USDA, VA loans, Government Loans, Loan Origination, Mortgage Lending, FHA financing, Loans

Education
Scottsdale Community College
General Studies

Experience
First Choice Loan Services, Inc.   January 2015 - Present
PrimeLending  March 2013 - January 2015
Bank of America  May 2012 - November 2012
Bank of America  August 2009 - May 2012
Bank of America  January 2008 - August 2009
Bank of America  November 2006 - January 2008

Skills
Banking, Financial Risk, Loans, Auditing, Leadership, Analysis, Finance, Management, Underwriting, Budgets, Performance Management, Recruiting, Business Development, Credit, Mortgage Banking, Mortgage Lending, Loan Origination, Mortgage Servicing, Retail Banking, CRM, Residential Mortgages, Refinance, FHA

Education
Collin County Community College
Business Management

Granada HIgh School

Experience
First Choice Loan Services, Inc.   April 2014 - Present
PrimeLending  December 2012 - April 2014
Bank of America  April 2011 - December 2012
Prudential Financial  April 2010 - October 2010

Skills
Residential Mortgages, Mortgage Lending, Mortgage Banking, Fishing, Hunting, Real Estate Financing, Real Estate Transactions, Trail Running, Short Sales, Portfolio Management, Loans, 203K, HomePath, FHA, USDA, Banking, FHA Financing, Customer Service, Financial Services, Microsoft Office, Sales, Refinance, Credit

Education
State University of New York at Buffalo   2006 — 2010
Bachelor of Science (BS), Financial Analysis

Experience
PepsiCo  August 2014 - Present
FIRST CHOICE LOAN SERVICES INC.   August 2012 - December 2012
Allonhill  August 2011 - December 2011
Aronowitz and Mecklenburg   November 2010 - August 2011

Skills
Legal Research, Litigation, Legal Writing, Civil Litigation, Westlaw, Legal Assistance, Commercial Litigation, Courts, Corporate Law

Education
Western Michigan University   2004 — 2010
Bachelors of Arts and Science, Public Policy/Mathematics

Michigan State University

Experience
FIRST CHOICE LOAN SERVICES INC.   July 2011 - Present
Schmidt Mortgage Company / DBA Amerikey Capital   April 2011 - July 2011
Amerikey Capital Inc   January 2009 - April 2011
Custom Funding USA   January 2006 - December 2008

Skills
Investment Properties, Refinance, USDA, Encompass, Microsoft Excel, Mortgage Lending, FHA, Loans, Mortgage Banking, Loan Origination, VA loans, Residential Mortgages, Credit, Government Loans, Real Estate, Leadership, FHA financing, Certified Mortgage..., Finance, Mortgage Marketing, Reverse Mortgages, Mortgage Underwriting, Management, Construction Loans, Training, Real Estate Financing, Home Equity Loans, VA Loans, FHA Financing

Education
NMLS #272747   2010 — 2010
Residential Mortgage Loan Originator

Champions School of Real Estate   2006 — 2006
TX State License, Loan Originator License #64615

Sam Houston State University   2002 — 2006
Bachelors, Criminal Justice, Accounting, General Business

Marshall High School

Experience
Great Plains National Bank  October 2014 - January 2015
First Choice Loan Services, Inc.   December 2013 - October 2014
Sierra Pacific Mortgage dba North Coast Mortgage   June 2013 - December 2013
First Nations Oweesta Corporation  2005 - 2013

Skills
Mortgage Lending, Loan Origination, Loans, Sellers, Refinance, USDA, FHA financing, VA loans, FHA, Reverse Mortgages, Construction Loans, Certified Mortgage..., Government Loans, Investment Properties, Credit, Residential Mortgages, First Time Home Buyers, FHA Financing, VA Loans, Finance, Public Speaking, Strategic Planning, Underwriting

Education
College of the Rewoods

Orange Coast College

Experience
Titan Funding   January 2014 - Present
PNC Mortgage  June 2012 - December 2013
First Choice Loan Services, Inc.   January 2011 - May 2012
Berkley Capital Corp.   November 2008 - January 2011
SUMMIT CAPITAL  2002 - 2008

Skills
Mortgage Lending, Loans, Mortgage Banking, FHA, Credit, Loan Origination, Refinance, Banking, Underwriting, VA loans, Credit Analysis, Finance, USDA, Financial Analysis, Investments, FHA financing, Investment Properties, Real Estate, Strategic Financial..., First Time Home Buyers, Residential Mortgages, Relationship Developer, Short Sales, Residential Homes, Condos, Commercial Lending, Sellers, Foreclosures, Real Estate Financing

Education
University of Miami   2011 — 2013
MBA, Banking, Corporate, Finance

State University of New York College at Potsdam   2001 — 2005
BS, Finance

Experience
First Choice Loan Services, Inc.   November 2014 - Present
PrimeLending  October 2012 - Present
Lucas and Liebe   August 2011 - September 2012
Innovative Funding Services   October 2010 - August 2011
JPMorgan Chase  January 2010 - October 2010
PrimeLending  May 2009 - January 2010
HSBC  June 2000 - May 2009
HSBC  January 2001 - January 2005

Skills
Mortgage Lending, Loans, Credit, Banking, Portfolio Management, Credit Analysis, Wealth Management, Strategic Financial..., Insurance, Investments, Commercial Banking, Relationship Management, Interior Architecture, Residential Mortgages, FHA, Finance, Management, VA loans, Refinance, Modern Architecture, Underwriting, Residential Design, Cross Selling, Loan Origination, Interior Design, Sales, Risk Management, CRM, Leadership

Education
Texas A&M University   1995 — 2000
Agriculture Development, Business/Managerial Economics

Texas A&M University   1995 — 2000
Bachelor of Science, Agriculture Development

Experience
PrimeLending  October 2014 - Present
First Choice Loan Services, Inc.   July 2013 - October 2014
Dawson Harris Group - AmeriFirst Financial, Inc.   September 2012 - June 2013
PrimeLending  July 2010 - September 2012
Dawson Harris Group   August 2007 - July 2010
Charter Funding  January 2006 - August 2007

Skills
FHA, Mortgage Lending, First Time Home Buyers, Investment Properties, Real Estate, Loans, VA loans, Real Estate Transactions, Customer Service, Underwriting, Mortgage Banking, USDA, Refinance, Reverse Mortgages, Investments, Condos, Residential Mortgages

Education
University of San Diego   2009 — 2010
MBA, Finance

San Diego State University-California State University   2004 — 2006
BS, Real Estate Finance

Butte College   2003 — 2003
Engineering

Miramar College   2002 — 2002
Transfer Studies

Mt. Carmel High School   1998 — 2002
High School

Experience
First Choice Loan Services, Inc.   January 2013 - Present
PrimeLending  June 2011 - January 2013

Skills
FHA, FHA financing, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Outlook, Refinance, Residential Mortgages, USDA, VA loans, Government Loans, VA Loans, Mortgage Underwriting, Reverse Mortgages, FHA Financing

Education
The University of Texas at Arlington   2012 — 2014
Bachelors of University Studies

Navarro College   2008 — 2009
Associate's degree, General Studies

Experience
First Choice Loan Services, Inc.   April 2014 - Present
PrimeLending  March 2013 - April 2014
America One Finance  January 2001 - January 2007
mortgage makers   1993 - 1995

Skills
Microsoft Word, Customer Service, English, Windows, Research, Teaching, Photoshop, Public Speaking, Conventional Mortgage..., FHA financing, VA Mortgages, Jumbo Mortgage, USDA Rural Housing, 203K, Mortgage Lending, VA loans, Sales, Refinance, Residential Mortgages, Loan Origination, First Time Home Buyers, Investment Properties, Mortgage Banking, Government Loans, Real Estate, Foreclosures, FHA, FHA Financing, VA Loans

Education
Arizona State University   1989 — 1993
Bachelor of Arts (B.A.), History

Experience
First Choice Loan Services, Inc.   November 2014 - Present
PrimeLending, A PlainsCapital Co   March 2011 - November 2014
Eagle Nationwide Mortgage Company  October 2007 - December 2010
First National Mortgage Sources  June 2006 - October 2007
PrimeLending, A PlainsCapital Co   June 2004 - May 2006
Olympic Funding   April 2003 - August 2004
GSD&M  January 2002 - December 2002

Skills
Mortgage Lending, Refinance, Loans, Investment Properties, Home, VA loans, Real Estate Transactions, Referrals, FHA, Loan Origination, Mortgage Banking, First Time Home Buyers, Sales, Sales Management, FHA financing, Residential Mortgages, USDA, REO, Financial Analysis

Education
Texas State University-San Marcos   1999 — 2002
Bachelor of Business Administration (BBA), Computer Information Systems

Experience
FCB  SalesOMG Tech Help - Notice by David S. Mandel, Receiver....February 2014 - November 2014
FIRST CHOICE LOAN SERVICES INC.   June 2010 - January 2014
AT&T  June 2007 - May 2010
Hairku.com LLC   December 2004 - November 2007

Skills
Customer Service, Finance, Inventory Management, Team Leadership, Sales Management, Marketing, Microsoft Office, Outsourcing, Retail, Sales, Training, Time Management, Troubleshooting, Windows

Education
Daytona State College   2013 — 2015
going for BA, Business and Finance

Experience
West Coast Mortgage San Diego   February 2015 - Present
First Choice Loan Services, Inc.   April 2014 - February 2015
West Coast Mortgage San Diego   May 2007 - March 2014

Skills
Mortgage Lending, FHA financing, VA Financing, Real Estate, FHA, Refinance, VA loans, Investment Properties, First Time Home Buyers, Mortgage Banking, Residential Mortgages, Loan Origination, Government Loans, Loans, Certified Mortgage..., Residential Homes, Home Equity Loans, Debt Consolidation

Education
Cuesta College

Experience
FIRST CHOICE LOAN SERVICES INC.   January 2014 - April 2015
Wells Fargo Home Mortgage  January 2011 - January 2014
Homeowners Financial Group  October 2004 - June 2011
State Mortgage  September 2002 - October 2004
Spectrum Financial Group  February 1997 - September 2002
CTX Mortgage Company  June 1993 - January 1997

Skills
Loans, Real Estate Transactions, Finance, Mortgage Marketing, FHA, Mortgage Banking, Refinance, Residential Mortgages, Loan Origination, VA loans, USDA, Investment Properties, First Time Home Buyers, Real Estate, Sales, Mortgage Lending, FHA financing

Education
University of Maryland Baltimore County   1978 — 1982
Business Administration

University of Maryland Baltimore County

Experience
AIL - ALTIG   November 2013 - Present
FIRST CHOICE LOAN SERVICES INC.   December 2012 - May 2013
US Bank Home Mortgages  2005 - 2012
MetLife  2000 - 2002
Allstate  1996 - 2000

Skills
VA loans, Mortgage Banking, USDA, Credit, Underwriting, FHA financing, Residential Mortgages, Mortgage Lending, Loans, Refinance, Government Loans, FHA, Real Estate, Investment Properties, Real Estate Financing, Construction Loans, Investors, Banking, Lines Of Credit, Investments, Loan Origination, First Time Home Buyers, Real Estate Economics, Consumer Lending, Reverse Mortgages, Finance, Debt Consolidation, Credit Analysis, Certified Mortgage...

Education
University of Scranton   1985 — 1988
Bachelor of Science (BS), Marketing / Finance

Experience
First Choice Loan Services, Inc  February 2014 - Present
Brazos National Bank  January 2010 - February 2014
Dallas Mortgage Planners - Branch of Brazos National Bank   December 2009 - February 2014
Meridian Lending Partners, Inc.   October 2008 - December 2009
PrimeLending, A PlainsCapital Company  October 2005 - October 2008

Skills
Loan Origination, FHA financing, Certified Mortgage..., Residential Mortgages, CRM Integration, Process Improvement, Real Estate Technology, Marketing Strategy, Technology Education, Real Estate, Foreclosures, Mortgage Lending, Refinance, Debt Consolidation, FHA, First Time Home Buyers, VA loans, Strategy, Finance, Marketing, Mortgage Banking, Real Estate Transactions, Real Estate Financing, Home Equity Loans, Credit Analysis, Referrals, Selling, Construction Loans, Investment Properties, Credit, Mortgage Marketing, Government Loans, Loans, VA Loans, FHA Financing

Education
Southern Methodist University   1999 — 2003
BBA, Management Information Systems

Curtin University   2002 — 2002

Westfield High School   1995 — 1999

Experience
First Choice Loan Services, Inc.   November 2014 - Present
PrimeLending  June 2013 - November 2014
Aramcor, Inc.   February 2008 - June 2013

Skills
Negotiation, Contract Negotiation, Leases, Real Estate, Real Estate Transactions, Sellers, Investment Properties, First Time Home Buyers, Sales Management

Education
Blinn College   2003 — 2004

Experience
FIRST CHOICE LOAN SERVICES INC.   April 2014 - Present
PrimeLending  September 2008 - April 2014
CTX Mortgage  September 2003 - September 2008
Norstan Inc  1988 - 2003
Norstan Communications  1987 - 2003
CCI Communications  1987 - 2003

Skills
First Time Home Buyers, Investment Properties, FHA, Mortgage Lending, Residential Mortgages, Refinance, REO, Short Sales, Condos, Customer Service, Residential Homes, Foreclosures, New Business Development, Investors, Marketing Strategy, Marketing Communications, Real Estate, Referrals, Selling, Sales

Education
Arizona State University   1979 — 1986
BS, Business Marketing

Experience
FIRST CHOICE LOAN SERVICES INC.   January 2014 - Present
SWBC Mortgage La Cantera   January 2011 - December 2013
Criterion Mortgage   2003 - 2008

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Photoshop, Public Speaking, HTML, Strategic Planning, Budgets, Negotiation, Editing, C++, C, Java

Education
University of Texas of the Permian Basin   2001 — 2003
Business/Marketing, 3.5 GPA

San Antonio College

Experience
FIRST CHOICE LOAN SERVICES INC.   May 2011 - Present
Schmidt Mortgage Company  January 2008 - April 2011
Aegis Mortgage  September 1997 - October 2007

Skills
Credit, Mortgage Lending, Banking, Mortgage Banking, Loans

Education
University of North Texas
Bachelor of Business Administration (BBA), Finance and Financial Management Services

Experience
Hancock Mortgage Partners, LLC  January 2014 - Present
FIRST CHOICE LOAN SERVICES INC.   December 2012 - December 2013
PrimeLending  November 2011 - December 2012
David Weekley Homes  January 2006 - November 2011
David Weekley Homes  March 2004 - January 2006
Crowded House Services   February 1999 - March 2004

Skills
Strategic Marketing..., Sales Force Development, P&L Management, Territory Management, Sales Management, Sales Best Practices, Turnarounds/Change..., Expansion/New Market..., Business Development, New Homes, Account Management, Strategic Planning, Sales, Residential Homes, Single Family Homes, Team Building, Marketing, Construction, Negotiation, Direct Sales, Sales Process, Leadership, First Time Home Buyers, Real Estate, Management, New Business Development, Marketing Strategy, Selling, Purchasing, Contract Negotiation, Customer Service, Budgets, Relocation, Mortgage Lending, VA loans, Investment Properties, Foreclosures, Short Sales, Loans, Sellers, FHA

Education
The University of Texas at Arlington
BBA, International Business/Spanish

Experience
Crowder Mortgage, Inc.   October 2012 - Present
First Choice Loan Services, Inc.   June 2012 - September 2012
Affiliated Financial Group  April 2010 - April 2011
Crowder Mortgage, LLC   April 1984 - April 2010

Skills
Construction, Real Estate, Mortgage Banking, Mortgage Lending, FHA, Loans, Customer Service, Investment Properties, Refinance, Sellers, Real Estate Transactions, REO, Referrals, Residential Homes, Foreclosures, Short Sales, First Time Home Buyers, Real Estate Financing, Finance, Real Estate Economics, Residential Mortgages, Loan Origination, Commercial Real Estate, Investments, FHA financing, USDA, VA loans, Property, Real Estate Development, Construction Loans, Credit, Entrepreneurship, Commercial Mortgages, Investors, Mergers & Acquisitions, Brokerage, Funding, Financial Structuring, HUD, Commercial Lending, Underwriting, Loss Mitigation, Reverse Mortgages, Mortgage Underwriting, Home Equity Loans, Credit Analysis, Loan Servicing, Title Insurance, Small Business Lending, Certified Mortgage...

Education
Texas Tech University   1962 — 1966
BS, International Trade

Texas Tech University   1962 — 1966
Bs International Trade, Economics and Accounting

Experience
First Choice Loan Services, Inc.   August 2014 - Present
Georgetown Mortgage   June 2013 - August 2014
Bank of Texas  April 2011 - June 2013
Benchmark Mortgage  June 2009 - March 2011
VA Loan Place   June 2009 - March 2011
Grubb & Ellis  2001 - 2003
Cousins Properties  2001 - 2002
Regency Centers  1998 - 2001

Skills
Refinance, Condos, First Time Home Buyers, FHA, VA, Mortgage Lending, Mortgage, Loans, Conventional, New Home Sales, Real Estate, Residential, Purchase, Investment Properties, 100% doctor home loan, Residential Homes, Customer Service, Sales, Selling, Mortgage Banking, Construction Loans, Underwriting, VA loans, Credit, Commercial Real Estate, Banking, Finance, USDA, Residential Mortgages, Short Sales, Certified Mortgage..., Property, Mortgage Marketing, Foreclosures, Real Estate Economics, Investors, FHA financing, Real Estate Financing, REO, Real Estate Transactions, Real Estate Development, Government Loans, Reverse Mortgages, Referrals, Loan Origination, Vacation Homes, Relocation, HUD, Mortgage Underwriting, Home Equity Loans

Education
The University of Dallas
MBA

Temple University   1971 — 1975
BBA

Experience
Bank of England, Mortgage Division-ENG Lending   August 2014 - Present
First Choice Loan Services Inc  December 2012 - August 2014
The Federal Savings Bank  September 2011 - December 2012
North American Savings Bank  October 2006 - August 2011
Affinity Mortgage L.L.C   April 2006 - October 2006
Capital Lending Group L.L.C   February 2005 - April 2006
McCarthy Auto Group  August 2000 - February 2005
Dave Bingham Baseball Academy   January 1998 - January 2000
St.Louis Cardinals   June 1997 - February 1999

Skills
Sales, Marketing, Inventory Management, Business Operations, Mortgage Lending, Loans, Customer Service, Sales Management, Team Building, New Business Development, Coaching, Refinance, VA loans, Loan Origination, Residential Mortgages, Finance, Banking, Credit Analysis, Selling, Mortgage Banking, Residential Homes, Credit, Underwriting, VA Loans

Education
University of Kansas
B.G.S., Psychology

Pima Community College
General Studies

Experience
Alterra Mortgage   September 2013 - Present
U.S. COMMUNITY DEVELOPMENT CORPORATION   November 2007 - September 2013
FIRST CHOICE LOAN SERVICES INC.   September 2011 - July 2013
LULAC NATIONAL LULAC HOUSING COMMISSION   June 2006 - September 2007
LULAC NATIONAL HOUSING COMMISSION   August 2004 - May 2006
RINCON COMMUNICATIONS   July 1988 - May 2006
GREATER DALLAS HISPANIC CHAMBER OF COMMERCE  July 1987 - July 1988
United States Hispanic Chamber of Commerce  June 1981 - June 1987
NATIONAL SER   December 1978 - November 1981
DALLAS SER   June 1975 - November 1978

Skills
Bilingual-Spanish and..., Fundraising, Government, Consulting, Marketing, Strategic Planning, Public Relations, Profit, Event Management, Sales, Customer Service, Recruiting, Advertising, English, Nonprofits, Investment Properties, Management, First Time Home Buyers, FHA, Leadership, Real Estate, Training, Residential Homes, Loan Origination, Refinance, USDA, Mortgage Lending, Marketing Strategy, REO Residential and..., Residential Mortgages, Mortgage Banking, Selling, Government Loans, VA loans, FHA financing, Credit, Underwriting, REO, Banking, Foreclosures, Sales Management, Real Estate Financing, Event Planning, Short Sales, Mortgage Underwriting, Loans, Commercial Mortgages, Real Estate Transactions, HUD, Loss Mitigation

Education
Southern Methodist University   1970 — 1975
Bachelors and Masters, Political Science and Public Administration

Southern Methodist University   1970 — 1975
Masters Degree, Public Administration

Southern Methodist University   1970 — 1975
Bachelors Degree, Political Science

Experience
FIRST CHOICE LOAN SERVICES INC.   April 2014 - Present
BluFi Lending  October 2013 - April 2014
Foundation Financial Group  September 2013 - October 2013
Foundation Financial Group  August 2012 - August 2013
Foundation Financial Group  March 2009 - August 2012

Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Loan Origination, Refinance, Banking, FHA, Residential Mortgages, Consumer Lending, Credit Analysis, Retail Banking, Commercial Lending, Relationship Management, Underwriting, FHA Financing, First Time Home Buyers

Education
University of Hawaii at Manoa

Experience
Security 1 Lending  October 2014 - Present
FIRST CHOICE LOAN SERVICES INC.   January 2014 - October 2014
Envoy Mortgage  April 2013 - January 2014
Residential Finance Corporation  October 2011 - April 2013
RoundPoint Mortgage  September 2009 - October 2011
Community First Bank  January 2008 - August 2009
Ameritrust  2007 - 2008
Fidelity Mortgage  December 1999 - December 2007

Skills
Mortgage Lending, Mortgage Banking, Credit, Team Building, Refinance, FHA, Customer Service, New Business Development, Sales, Management, Underwriting, USDA, Loans, Construction Loans, Credit Analysis, Loan Origination, Residential Mortgages, FHA financing, Mortgage Underwriting, VA loans, Investment Properties, Loss Mitigation

Education
George Mason University   1986 — 1992
Bachelor of Arts, History Major/English Minor

Experience
FSC Securities Corporation  2001 - Present
Kucharski Financial Services, LLC   September 1988 - Present
FIRST CHOICE LOAN SERVICES INC.   2011 - 2012
Referal Group Inc.   2003 - 2012
American Express Financial Advisors  January 1984 - September 1988

Skills
Retirement Income..., Wealth Management, Wealth Transfer Planning, Retirement Plan..., Retirement Planning, Strategic Financial..., Investments, Estate Planning, Financial Advisory, Securities, Investment Strategies, Portfolio Management, Financial Services, Financial Planners, Finance, 401k, Small Business, FINRA, Wealth Accumulation

Education
College for Financial Planning   1988 — 1989
CFP, Certified Financial Planner Designation

West Chester University of Pennsylvania   1975 — 1979
Bachelor of Science, Criminal Justice

Experience
Gables Residential  March 2014 - Present
Gables Residential  January 2014 - Present
Senate Realty LLC   July 2009 - October 2013
FIRST CHOICE LOAN SERVICES INC.   October 2009 - July 2013
SunTrust Bank  November 2005 - April 2009
SunTrust Mortgage  August 2004 - October 2005
The New York Mortgage Company  July 2002 - July 2004
Bank of America  May 1987 - June 2002
Bank of America  November 1996 - April 1997
Bank of America  April 1992 - September 1994

Skills
Community Management, Property Management, Mortgage Lending, Loans, FHA, Real Estate, Banking, Leadership, Refinance, Management, Risk Management, Sales, Marketing, Customer Satisfaction, Sales Management, Team Building, Investment Properties, Mortgage Banking, Finance, Retail Banking, Coaching, Loan Origination, Strategic Planning, Residential Homes, Call Centers

Education
Randolph-Macon College   1981 — 1985
Bachelor of Arts, Psychology

District of Columbia Real Estate

Experience
First Choice Loan Services Inc.   July 2015 - Present
Dycus Heating and Air Conditioning   December 2014 - May 2015
Tandemech Engineering   January 2014 - November 2014
CP Mustang News  April 2013 - June 2014

Skills
Public Speaking, Marketing Research, Marketing Strategy, Project Management, Start-ups, Mortgage Lending, Leadership, Refinance, Customer Service, Google Analytics, Finance, Content Marketing, Economics

Education
California Polytechnic State University-San Luis Obispo   2010 — 2014
Bachelor of Science (BS), Business Administration

Universidad de Valladolid   2013 — 2013
Spanish Language and Culture

Thomas Downey High   2006 — 2010
High School

Nationwide Mortgage Licensing Service (NMLS)
Mortgage Loan Origination License

Experience
American Home Agents   March 2015 - Present
Chateaux Realty   December 2014 - Present
FIRST CHOICE LOAN SERVICES INC.   September 2011 - August 2014
Pinnacle Mortgage Group, Inc.   2013 - 2014
Impact Marketing Inc.   September 2010 - September 2011
Tokyo san bowl   January 2008 - October 2009

Skills
Loan Origination, Promotions, Direct Sales, Investment Properties, Mortgage Lending, Loans, Sales, Customer Service, Real Estate, Management, Marketing, Sales Management, Social Media Marketing, Marketing Strategy

Education
Fort Lewis College   2002 — 2006
BA, Business and Administration

Experience
Guaranty Bank & Trust  December 2014 - Present
First Choice Loan Services, Inc.   June 2014 - December 2014
SWBC Mortgage  July 2012 - May 2014
PrimeLending  May 2011 - July 2012
Atkinson Toyota  June 2007 - April 2011
Bryan ISD  June 2006 - July 2007

Skills
Mortgage Lending, Refinance, First Time Home Buyers, Investment Properties, FHA, Real Estate, REO, Residential Homes, Foreclosures, Small Business, Real Estate Transactions, Sales, Condos, VA loans, Loan Origination, Investments, Credit, Customer Service, Move Up Buyers, Residential Mortgages, FHA financing, Real Estate Financing, Loans, Financial Analysis, Investors, Customer Satisfaction, Mortgage Banking, Single Family Homes, Short Sales, Real Estate Economics, Referrals, Underwriting, HUD, Sellers, Relocation, Credit Analysis, Commercial Real Estate, Brokerage, USDA, VA Loans, FHA Financing

Education
Sam Houston State University   2003 — 2005
Bachelor of Arts (B.A.)

Blinn College   2001 — 2003
General Studies

A&M Consolidated Class of '01   1997 — 2001

Texas A&M University

Texas A&M University

Texas A&M University

Experience
NBT Bank  April 2015 - Present
First Choice Loan Services, Inc.   May 2014 - September 2014
M & T Bank  September 2012 - October 2013
Paragon Home Loans   February 2008 - September 2012
M & T   1990 - 2007

Skills
FHA Financing, VA Loans, Conventional Financing, NYS Notary Public, Microsoft Office, encompass operating..., Real Estate, FHA, Loans, Refinance, Mortgage Lending, Mortgage Banking, Credit, First Time Home Buyers, Residential Mortgages, Investment Properties, Mortgage Underwriting, Underwriting, Banking, Credit Analysis, Residential Homes

Education
Onondaga Community College
Associate's Degree, Business Administration and Management, General

Experience
First Choice Loan Services, Inc.   July 2014 - Present
First Choice Loan Services, Inc.   November 2013 - June 2014
PrimeLending  June 2013 - November 2013
Bank of America  November 2010 - June 2013
Bank of America  November 2007 - October 2010

Education
The University of Texas at Arlington
Bachelor's degree, Mathematics

Experience
First Choice Loan Services, Inc.   March 2015 - Present
PrimeLending  April 2010 - Present

Skills
Citrix, Active Directory, VPN, Microsoft Exchange, Cisco Technologies, Blackberry Enterprise..., Switches, Routers, Hardware, Networking, Cisco Call Manager, System Deployment, Server Administration, Windows Server, VMware, Windows 7, Troubleshooting, ITIL, Printers, Virtualization, Computer Hardware, Laptops, Technical Support, SharePoint, Windows, Disaster Recovery, Servers, Help Desk Support, Security, XP, System Administration, DNS, Software Documentation, BMC Remedy, Operating Systems, Windows XP

Education
Richland College   2009 — 2009
A+, 601 & 602

Collin County Community College
Computers

Experience
Mary Alice Thompson   January 2014 - Present
First Choice Loan Services, Inc.   January 2013 - Present
Southern Home/Commercial Mortgage Corp. Consultants   1993 - Present
Gulfstream Financial Services, Inc.   1990 - November 1993
Firs Union Home Equity   September 1988 - October 1990

Skills
Account Reconciliation, Accounting, Accounts Receivable, Customer Service, Financial Reporting, General Ledger, Microsoft Excel, Microsoft Office, Nonprofits, QuickBooks, Tax, Tax Preparation, Grant Writing, Financial Analysis, Strategic Planning, Mortgage Lending, Team Building, FHA financing, Small Business, Public Speaking, Leadership, Sales, Loans, USDA Rural Housing

Education
Western Carolina University
Bachelor's Degree, Business Administration and Financial Management, B

Central Piedmont Community College
Continuing Education, Real Estate, Accounting, Mortgage/Banking, Medical

Experience
First Choice Loan Services, Inc.   July 2013 - Present

Skills
FHA, Financial Analysis, Customer Service, Investment Properties, Microsoft Excel, First Time Home Buyers, Microsoft Word, Sales, Accounting, Microsoft Office

Education
Stephen F. Austin State University   1984 — 1987
Finance

Experience
First Choice Loan Services, Inc.   March 2013 - Present
Network Funding, LP  February 2011 - March 2013
Cornerstone Mortgage, Inc.   January 2008 - January 2011

Skills
Mortgage Lending, Credit, Loans, Refinance, FHA, Mortgage Banking, Customer Service, VA loans, Residential Mortgages, First Time Home Buyers, Residential Homes, Rates, Loan Origination, FHA financing, Finance

Education
Stephen F. Austin State University   1984 — 1986
Finance

Klein Forest HS

Experience
Bank of England, Mortgage Division  October 2014 - Present
FIRST CHOICE LOAN SERVICES INC.   March 2012 - October 2014
Colorado CPR Association   September 2011 - March 2012
Banfield Pet Hospital  2007 - July 2011
Hanover College  2008 - April 2011
Hanover College  November 2008 - October 2010
Intercambio de Comunidades  June 2010 - August 2010

Skills
Spanish, Public Speaking, PowerPoint, Customer Service, Microsoft Office, Research, Mortgage Lending, Leadership, Enjoy Working with..., Time Management, Enthusiasm to learn, Cultural Awareness, Working/Serving Abroad, Organized Multi-tasker, Microsoft Excel, Data Analysis, Microsoft Word

Education
Hanover College   2007 — 2011
Bachelor of the Arts, Spanish, Psychology, Sociology

Chaparral High School   2003 — 2007
High School Diploma

Experience
First Choice Loan Services, Inc.   November 2013 - Present
Tidewater Mortgage Services, Inc  May 2013 - August 2013
Embrace Home Loans  May 2011 - May 2013
Fairway Independent Mortgage Corporation  October 2007 - April 2011
Commercial Capital, Ltd.   September 2007 - December 2009
ACA Mortgage   2000 - 2007
Cendant Mortgage  1999 - 2000

Skills
Microsoft Office, Commercial Lending, Green Lending, Renovation Lending, Marketing Strategy, Credit Restoration, Mortgage Banking, Commercial Mortgages, Residential Mortgages, Mortgage Planning, Real Estate Financing, First Time Home Buyers, Investment Properties, Home Equity Acceleration, Renovation, Loans, Budgets, Mortgage Lending, Marketing, Credit, Residential Homes, Real Estate Transactions, Certified Mortgage..., Real Estate, Construction Loans, Refinance, Finance, USDA, Loan Origination, Underwriting

Education
University of Delaware   1994 — 1999
NA, Consumer Economics

Experience
ENG Lending Bank of England   November 2014 - Present
First Choice Loan Services, Inc.   July 2012 - October 2014
Affiliated Financial Group - Goldwater Bank   January 2004 - July 2012

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Public Speaking, Strategic Planning, Budgets, Negotiation, Editing

Education
Arizona State University   1973 — 1977
Business/Commerce, General

Experience
FIRST CHOICE LOAN SERVICES INC.   January 2014 - Present
the Mortgage link, inc.   April 2013 - January 2014
PrimeLending  August 2011 - November 2012
Monarch Mortgage  2009 - 2010

Skills
Construction Loans, Refinance, FHA, Investors, Loans, FHA financing, VA loans, USDA, Mortgage Banking, Loan Origination, Residential Mortgages, Mortgage Lending, Government Loans, First Time Home Buyers, Investment Properties, Referrals, Credit, Real Estate Financing

Education
Montgomery College

Experience
First Choice Loan Services, Inc.   June 2014 - Present
SWBC Mortgage Bryan/College Station   September 2012 - May 2014
PrimeLending  May 2008 - September 2012
Countrywide  October 2003 - June 2008
Rates Maker Mortgage   April 2002 - October 2003

Skills
Condos, Construction Loans, Contract Negotiation, Credit, FHA, FHA financing, First Time Home Buyers, Foreclosures, Investment Properties, Investors, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Mortgage Marketing, REO, Real Estate, Real Estate Economics, Refinance, Residential Mortgages, Residential Homes, Sales, Short Sales, USDA, VA Loans, VA loans

Education
Blinn College   1985 — 2010
Finance and Real Estate

Experience
First Choice Loan Services, Inc.   March 2010 - Present
Carnegie Mortgage LLC   July 2007 - February 2010
Gateway Funding  May 2004 - June 2007

Skills
Mortgage Lending, Loan Origination, Residential Mortgages, Mortgage Banking, FHA, Loans, Refinance, Sales, Investment Properties, Small Business Lending, Credit, Construction Loans, USDA, REO, Commercial Banking, Residential Homes, Condos, Real Estate, Government Loans, Reverse Mortgages, Underwriting, FHA financing, Certified Mortgage..., VA loans, Selling, Consumer Lending, Loss Mitigation, Insurance, Mortgage Marketing, First Time Home Buyers, Referrals, Foreclosures, Real Estate Economics, Credit Analysis, Short Sales, Banking, Commercial Mortgages, Mortgage Underwriting, Credit Risk, Commercial Lending, Finance, Real Estate Financing

Education
The University of Connecticut   1988 — 1992
Bachelor of Science (BS), Business Administration and Management, General

Experience
First Choice Loan Services, Inc.   August 2014 - Present
First Choice Loan Services  December 2011 - Present
Deutsche Bank  2008 - August 2012
Deutsche Bank  January 2008 - March 2008
MortgageIT, a subsidiary of Deutsche Bank  September 2007 - January 2008
Crystal Mortgage   2004 - 2007

Skills
Finance, Loans, Banking, Credit, Credit Analysis, Mortgage Lending, Mortgage Banking, Financial Services, Refinance, Retail Banking, FHA, Structured Finance, Consumer Lending, Real Estate, Loan Servicing, Capital Markets, Corporate Finance, Credit Risk, Due Diligence, Financial Analysis, Investments, Loan Origination, Microsoft Office, Residential Mortgages, Risk Management, Underwriting, Asset Management

Education
Fairleigh Dickinson University

Experience
HomeStreet Bank  October 2014 - Present
First Choice Loan Services  2014 - Present
First Choice Loan Services, Inc.   2014 - 2014
Homestreet   2014 - 2014
Sound Mortgage Inc  January 2013 - July 2013
Bank of England, Mortgage Division  January 2011 - February 2012
Ovation Home Loans  December 2010 - December 2011
Homestead Mortgage  2001 - 2002

Skills
FHA, Mortgage Banking, Reverse Mortgages, Mortgage Lending, Loan Origination, Investment Properties, Loans, USDA, Refinance, FHA financing, Residential Mortgages, Credit, Commercial Mortgages, Government Loans, Construction Loans, Commercial Lending, Residential Homes, Foreclosures, First Time Home Buyers, Real Estate, Real Estate Financing, Home Equity Loans, Certified Mortgage..., Mortgage Underwriting, Mortgage Marketing, Credit Analysis, Financial Services, VA loans, Debt Consolidation, HUD, Financial Structuring, Consumer Lending, REO, Down Payment Assistance, Investors, Referrals, Home Equity Lines of..., Wholesale Lending, Non-Conforming, VA Loans, FHA Financing

Education
Bellevue Community College

Experience
First Choice Loan Services, Inc.   February 2014 - Present
New American Funding  April 2012 - September 2013
loanDepot  December 2010 - February 2012
HomePoint Lending   July 2008 - February 2010
The Lending Connection  April 2002 - July 2007
LoansDirect/E*Trade   April 1994 - February 2002

Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Loans, Underwriting, Residential Mortgages, FHA, Credit, Investment Properties, Banking, Real Estate, Sales Management, Sales, Leadership, VA loans, Management, USDA

Education
California State University-Long Beach   1988 — 1992
Real Estate Law & Finance

Experience
FIRST CHOICE LOAN SERVICES INC.   August 2012 - August 2013
Stearns Lending  May 2012 - August 2012
MetLife Home Loans  January 2010 - April 2012
Accounting Principals  October 2009 - January 2010
MGIC  January 2009 - October 2009
South Shore Financial Services   2005 - 2007

Skills
Completion of training..., Mortgage Banking, Loan Origination, Management, Business Analysis, Underwriting, Over 30 years of...

Education
University of Phoenix   1990 — 1992
Bachelor of Science (BS), Business Adiministration, 3.85

California State University-Long Beach

Experience
American Financial Network Inc.  August 2012 - Present
FIRST CHOICE LOAN SERVICES INC.   December 2011 - August 2012
Mitigation Law Center   November 2008 - January 2011
Merrill Lynch  December 2004 - March 2008

Skills
Legal Writing, Commercial Litigation, Civil Litigation, Legal Research, Litigation

Education
Chapman University, School of Law   2001 — 2004
Doctor of Law (JD), Taxation

California State University-Long Beach   1998 — 2000
Bachelor of Science (B.S.), Psychology

California Polytechnic State University-San Luis Obispo   1996 — 1998
Bachelor of Science (B.S.), Psychology

Experience
First Choice Loan Services, Inc.   January 1999 - Present

Skills
Mortgage Lending, Mortgage Banking, FHA, Sales Management, Real Estate, Loans, Refinance, Loan Origination, Residential Mortgages, Marketing, Leadership, New Business Development, Credit, VA loans, Sales, Customer Service, Certified Mortgage..., First Time Home Buyers, Training & Coaching

Education
Kirkwood Community College   1982 — 1984
Business, Marketing

Nationwide Mortgage Licensing System (NMLS)
Mortgage Loan Origination License, Mortgage Origination, Mortgage Loan Origination License, Mortgage Origination

Jefferson High School Cedar Raoids, IA   1979 — 1982
HS Diploma, Business, Marketing and Accounting

Experience
FIRST CHOICE LOAN SERVICES INC.   January 2012 - Present
National Healthcareer Association  December 2007 - November 2010
Enablx  January 2004 - June 2007
Nationwide Wholesale   2005 - 2007

Skills
Marketing Strategy, Financial Accounting, Corporate Finance, PowerPoint, Microsoft Excel, Microsoft Word, Outlook, Microsoft Office, Microsoft Exchange, Help Desk Support, Encompass, Bomgar, Customer Service, Loans, Leadership, Public Speaking, Marketing, Sales, Real Estate, Management

Education
William Paterson University of New Jersey   2008 — 2011
Business Administration, Finance

County College of Morris   2004 — 2006
Associates Degree, Business Administration

Experience
First Choice Loan Services, Inc.   January 2015 - Present
IBERIABANK  May 2014 - January 2015
Houston's First Baptist Church  2014 - 2015
Gateway Mortgage Group  October 2013 - April 2014
Nationstar Mortgage  July 2012 - October 2013
Southeast Drywall Inc.   March 2005 - May 2012
AT & T Business Services   January 2004 - December 2004
Qwest Communications Corporation  February 2003 - February 2004
Minor Planet Systems USA   January 2002 - February 2003
Bevenco - National Equipment Leasing & Financing, Inc   January 1997 - January 2002

Skills
Contract Negotiation, Problem Solving, Selling, New Business Development, Sales Management, Direct Sales, Business Development, Construction, Project Planning, Sales, Sales Process, B2B, Salesforce.com, Account Management, Contractors, Sales Operations, Strategic Planning, Management, Solution Selling, Cold Calling, Negotiation

Education
University of Houston   1986 — 1992
BA, Journalism - Newswriting/ Advertising

San Diego State University-California State University   1986 — 1986
Liberal Arts Studies

Robert E. Lee High School   1981 — 1984

Experience
ENG Lending - a division of Bank of England   November 2014 - Present
First Choice Loan Services, Inc.   April 2014 - October 2014
AMCAP Mortgage Bank  January 2013 - December 2013
Hamilton Group Funding, Inc.   August 2011 - December 2012
American Equity Mortgage  December 2010 - August 2011
American Bank  2008 - 2009
Select Capital Group, Inc.   2005 - 2007
Accredited Home Lenders  2002 - 2005

Skills
Mortgage Lending, FHA Loans, VA Loans, USDA Rural Housing, Conventional Loans, Purchase, First Time Home Buyers, Credit Analysis, Refinance, Loan Origination, Real Estate, Real Estate Financing, Branch Management, Strategic Planning, Risk Management, FHA, Mortgage Banking

Education
Clarion University of Pennsylvania
Political Science

Experience
First Choice Loan Services, Inc  October 2012 - Present
PrimeLending  December 2008 - October 2012
CTX Mortgage  2006 - 2009

Skills
USDA, Mortgage Banking, Underwriting, Mortgage Lending, Residential Mortgages, FHA, Refinance, Foreclosures, Loan Origination, FHA financing, VA loans, REO, Strategic Planning, Residential Homes, Debt Consolidation, Home Equity Loans, Mortgage Underwriting, Government Loans, Credit, Investment Properties, Loan Servicing, Referrals, Construction Loans, Real Estate, Loans, Certified Mortgage..., Banking, HUD, Credit Analysis, First Time Home Buyers, Short Sales, Real Estate Economics, Home Equity Lines of..., Commercial Mortgages, Closings, Condos, Real Estate Financing, New Home Sales, Loss Mitigation, FHA Financing, VA Loans

Education
University of Houston   1990 — 1994

Clear lake   1986 — 1990

Experience
EagleBank  August 2013 - Present
FIRST CHOICE LOAN SERVICES INC.   October 2010 - July 2013
Schurman Retail Group (American Greetings, Carlton and Papyrus stores)   August 2003 - October 2010
The Yankee Candle Company, Inc.   July 2001 - July 2003

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking, HTML, Strategic Planning, Budgets, Sales, Real Estate, Merchandising, Time Management, Teamwork

Education
American Public University System   2011 — 2017
Real Estate AA

Montgomery College   2001 — 2003
General Studies

Experience
First Choice Loan Service Inc.  August 2015 - Present
First Choice Loan Services, Inc.   July 2014 - August 2015
PHH Mortgage  April 2013 - July 2014
Two River Community Bank  December 2012 - April 2013
Two River Community Bank  July 2008 - December 2012
Two River Community Bank  July 2007 - July 2008

Skills
Lean Six Sigma, Quality Control, Data Analysis, Credit Analysis, Banking, Commercial Banking, Commercial Lending, Financial Analysis, Portfolio Management, Risk Management, Business Intelligence, Business Analysis, Systems Analysis, Databases, Data Mining, Business Process..., Credit Risk, Small Business Lending, Underwriting, Problem Solving, SQL, Reporting & Analysis, Microsoft SQL Server, SQL Server Management..., Business Objects, BO Web Intelligence, Crystal Reports, VBA, Analysis, Corporate Finance

Education
Lafayette College   2001 — 2005
Bachelor of Arts (B.A.), Economics and Business

Experience
Proficio Mortgage Ventures, LLC  May 2013 - Present
FIRST CHOICE LOAN SERVICES INC.   September 2012 - April 2013
Adios Golf Club   March 2008 - August 2012

Skills
Loans, Mortgage Lending, Mortgage Banking, Credit, Loan Origination, Refinance, FHA, Residential Mortgages, Banking, Customer Service, Credit Analysis, Consumer Lending, Underwriting, First Time Home Buyers, Retail Banking, Investment Properties, Real Estate, Financial Analysis, Sales, Microsoft Excel, Commercial Mortgages, Construction Loans, Real Estate Financing, FHA financing, Commercial Lending, Home Equity Lines of..., USDA, Reverse Mortgages, Government Loans, Home Equity Loans, Certified Mortgage...

Education
Shippensburg University of Pennsylvania