First Federal Bank of Florida
Founded: 1961 Parent organization: First Federal Bancorp Inc. Subsidiary: QRL Financial Services
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First Federal Bank of Florida Employees
Campus USA Credit Union February 2013 - Present
First Federal Bank of Florida April 2010 - August 2012
Skills
Banking, Credit, Loans, Customer Service, Credit Analysis, Underwriting, Risk Management, Microsoft Excel, Microsoft Office, Retail Banking, Microsoft Word, Consumer Lending, Cross Selling, Sales
Education
Saint Leo University 2012 — 2014
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
First Federal Bank of Florida June 2005 - Present
First Federal Bank of Florida June 2005 - April 2008
CNB National Bank/Mercantile Bank June 1997 - June 2005
Skills
Loans, Credit, Loan Origination, Banking, Credit Analysis, Commercial Lending, Commercial Banking, Underwriting, Small Business Lending
Education
Florida State University - College of Business 1991 — 1993
Bachelor of Science, Finance
Florida Gateway College 1989 — 1991
Associate of Arts (AA)
Columbia High School
First Federal Bank of Florida February 2014 - Present
First Federal Bank of Florida December 2010 - February 2014
First Federal Bank of Florida September 2008 - December 2010
First Federal Bank of Florida January 2008 - September 2008
First Federal Bank of Florida July 2006 - January 2008
Skills
Community Reinvestment..., Compliance Assessments, Lending Compliance, Compliance, Deposit Compliance, UDAP, RESPA, TILA, ECOA, TISA, HMDA, EFTA, Risk Assessment, Mortgage Lending, Auditing, EFAA, Policy, AML, OFAC, Bank Secrecy Act, Loans, Training, KYC, Banking, Mortgage Banking, USA PATRIOT Act, Fraud, CRCM
Education
Saint Leo University 2005 — 2007
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
Florida Gateway College 2004 — 2005
Associate of Arts (A.A.), Liberal Arts and Sciences/Liberal Studies
Columbia High School 2000 — 2004
Tire Kingdom April 2012 - Present
First Federal Bank of Florida November 2011 - Present
Medical Education Technologies Incorporated November 2010 - May 2011
2010-2011 Medical Education Technologies, Inc November 2010 - May 2011
2009- 2010 American InterContinental University October 2009 - August 2010
American InterContinental University September 2009 - August 2010
2006 - 2007 GreenPoint Mortgage / Capital One July 2006 - October 2007
GreenPoint Mortgage/Capital One 2006 - 2007
2005- 2006 Windsor Capital Mortgage Corp April 2005 - July 2006
Windsor Capital Mortgage 2005 - 2006
Skills
Mortgage Lending, Loans, FHA, Training, Sales, Customer Service, Sales Operations, Residential Homes, Coaching, Condos, Mortgage Banking, Loan Origination, Credit, Commercial Mortgages, Residential Mortgages, Refinance, Commercial Lending, Real Estate, Credit Analysis, Investment Properties, First Time Home Buyers, Sales Management, Team Building, Business Development, Microsoft Office, USDA, Microsoft Excel, Salesforce.com, Real Estate Financing, Marketing, Cold Calling, Microsoft Word, Account Management, New Business Development, Sales Presentations
Education
Columbia College Chicago 2011 — 2013
BA, Radio
2011-2013 Columbia College 2011 — 2011
Bachelor of Arts, Radio
Miami Dade College 2007 — 2009
A.A., Political Science
Miami Dade College 2007 — 2009
Associate of Arts, Arts Political Science
First Federal Bank of Florida May 2014 - Present
AgSouth Farm Credit March 2013 - May 2014
EverBank February 2010 - March 2013
Education
Florida State College at Jacksonville
Degree Seeking, Business Administration and Management, General
Jones College-Jacksonville
Degree Seeking, Business Administration and Management, General
Open Mortgage, LLC January 2015 - Present
First Federal Bank of Florida October 2013 - December 2014
Stonegate Mortgage Corporation June 2013 - September 2013
American Southwest Mortgage Corp May 2010 - June 2013
Intel Lab January 2004 - June 2009
Skills
Mortgage Banking, Mortgage Lending, Loan Origination, FHA, Refinance, Loans, Residential Mortgages, USDA, Credit, VA loans, FHA financing, Underwriting, Banking, Credit Analysis, Mortgage Underwriting, First Time Home Buyers, Sales Management, Real Estate, Sales, Government Loans, Construction Loans, Investment Properties, FHA Financing, VA Loans, Reverse Mortgages
Education
Texas A&M University
University of Houston
Gulf Coast Hearing Center August 2015 - Present
Panhandle Area Educational Consortium August 2014 - March 2015
Advance America May 2012 - July 2014
First Federal Bank of Florida August 2010 - August 2011
Panhandle Lumber and Supply June 2006 - September 2010
Skills
Time Management, Outlook, Banking, Social Media, Microsoft Office, Sales, Spanish, English, Public Speaking, Management, Customer Service, Customer Satisfaction, Research, Teller Operations, Time-efficient, Leadership
Education
University of South Florida 2012 — 2014
Bachelor of Arts (BA), Communications Sciences and Disorders
Chipola College 2010 — 2011
Associate of Arts (AA), General Studies
First Federal Bank of Florida August 2015 - Present
EverBank May 2006 - August 2015
Blunauta USA January 2002 - February 2006
Skills
Mortgage Lending, Loan Origination, Loans, Mortgage Banking, Refinance, FHA, Residential Mortgages, VA loans, FHA financing, USDA, Credit, Credit Analysis, Construction Loans, Reverse Mortgages, Government Loans, Mortgage Underwriting, Consumer Lending, Small Business Lending, Mortgage Servicing, Underwriting, FHA Financing, VA Loans
Education
Goethe-Institut Hamburg, Germany 1992 — 1994
International University of Sarajevo 1988 — 1992
Bachelor's degree
First Federal Bank of Florida April 2011 - Present
First Federal Bank of Florida January 2006 - April 2011
Skills
Marketing, Mortgage Lending, Banking, Customer Service, Social Networking, Public Relations, Marketing Communications, Social Media Marketing, Marketing Strategy, Advertising, Real Estate, Email Marketing, Consumer Behaviour
Education
ABA School of Bank Marketing and Management 2013 — 2015
Bank Marketing and Management
Berry College 2001 — 2005
Bachelor of Arts, Communications (Public Relations)
Suwannee High School 1998 — 2001
First Federal Bank of Florida November 2014 - Present
Skills
SSRS, Business Intelligence, Microsoft SQL Server, SharePoint, SSIS, Databases, Microsoft Dynamics, SQL, .NET, Windows Server, T-SQL, Navision, ERP, SQL Server, Microsoft Dynamics NAV, C#, Systems Analysis, Integration, Cognos Business..., DB2, Enterprise Software, Business Analysis, CRM
Education
Florida State University 1993 — 1996
BS
Community Health Systems May 2015 - Present
Golden Tech - IT Solutions August 2014 - May 2015
Community Health Systems April 2012 - August 2014
Health Management Associates, Inc. November 2010 - April 2012
First Federal Bank of Florida September 2007 - November 2010
Jenkins Contracting, LLC June 2007 - August 2007
Collier County Government September 2004 - June 2007
Sony Electronics September 2003 - September 2004
Skills
Active Directory, System Administration, Microsoft Exchange, Citrix, Help Desk Support, Networking, Troubleshooting, Technical Support, Windows Server, Data Center, Hardware, DNS, Group Policy, Windows, Laptops, Computer Hardware, Windows XP, Microsoft Technologies, Windows 7, Software Installation, ITIL, Watchguard, ITIL v3 Foundations..., Remote Desktop, Blackberry Enterprise..., Blackberry, Workstations, Powershell, ServiceNow, Numara Footprints, Track-It, XP, VMware, McAfee EPO, Sophos
Education
Quinsigamond Community College 1998 — 2000
Associate of Science (AS), Computer Systems Engineering
Quinsigamond Community College
Associate of Science (A.S.), Computer Engineering
First Federal Bank of Florida March 2015 - Present
Word and Brown January 2015 - February 2015
CoreIP Solutions, Inc. August 2014 - November 2014
Rushmore Loan Management Services, LLP February 2012 - July 2014
Southern California Edison November 2011 - February 2012
Boeing July 2010 - October 2011
Capital Group October 2009 - January 2010
VPI May 2008 - April 2009
Orange County Government October 2007 - May 2008
Impac Companies January 2006 - October 2007
Skills
Business Process..., Requirements Gathering, SDLC, Business Analysis, Access, Agile Project Management, MS Project, Training, Business Process, Business Requirements, Software Documentation, Agile Methodologies, Analysis, Vendor Management, Gap Analysis, Project Planning, Management, CRM, Requirements Analysis, Risk Management, Testing, Six Sigma, Program Management, Quality Assurance, Systems Analysis, Budgets, Crystal Reports, SQL, Integration, Human Resources, Enterprise Software, Test Planning, Project Management, Salesforce.com, Data Modeling, Process Improvement, SharePoint, Team Leadership, Information Technology, User Acceptance Testing, Business Intelligence, PMP, Software Project..., Quality Center, Business Strategy, Visio, Change Management, PMO, Team Building, Data Migration
Education
University of California, Irvine 2007 — 2009
Certificate, Business Analysis
Santiago Canyon College (Orange, CA) 2006 — 2007
Certificate, Project Management
University of California, Los Angeles
Bachelors
First Federal Bank of Florida May 2011 - Present
M&I Bank May 2009 - May 2011
Southwest Securities June 2008 - January 2009
Citigroup, Inc./ First Collateral Services, Inc. August 2002 - August 2008
Washington Mutual April 1999 - August 2002
SunTrust Bank April 1991 - April 1999
Skills
Credit, Loans, Banking, Commercial Lending, Mortgage Lending, Underwriting, Real Estate, Sales, Finance, Investments, Commercial Banking, Lines Of Credit, Cash Management, Loan Servicing, New Business Development, Credit Analysis, Management, Relationship Management, Portfolio Management, Due Diligence, Mortgage Banking, Leadership, Risk Management, Asset Management, Financial Services, Investment Properties, Loan Origination, Residential Mortgages, Refinance, Small Business Lending, Warehouse Lending, Consumer Lending, USDA, Construction Loans, FHA, Commercial Mortgages
Education
University of Florida - Warrington College of Business Administration 1979 — 1983
Bachelor of Science in BusinessAdministration, Finance degree
First Federal Bank of Florida January 2015 - Present
Skills
Strategic Planning, Loans, Business Development, Mortgage Lending, Credit, Banking, Sales, Team Building, Risk Management, Customer Service, Research, Public Speaking, Loan Origination, Budgets
Education
Campbell University 2000 — 2005
Master of Business Administration (MBA), TRUST AND WEALTH MANAGEMENT
First Federal Bank of Florida February 2013 - Present
First Peoples Bank July 1999 - February 2012
PSL Sunset Rotary Club 1994 - 2012
Riverside National Bank of Florida 1997 - 1999
Port St Lucie National Bank 1994 - 1997
Barnett Bank 1988 - 1994
Republic Leasing (subsidiary of Republic Savings) 1986 - 1988
Fairfields Motors 1977 - 1986
Harbor Hills Country Club 1972 - 1977
Skills
Commercial Banking, Small Business Lending, SBA, Golf, Golf Management, Credit Analysis, Underwriting, Analytical Skills, Processes Development, Customer Service, Team Building, Problem Solving, Business Networking, Community Service, Golf Instruction, Banking, Credit, Loans, Loan Origination, Mortgage Lending, Finance, Consumer Lending, Credit Risk, Commercial Mortgages, Commercial Lending, Portfolio Management
Education
Indian River State College
Associate of Science (AS), Banking
Barnett Bank Core Credit School
National Association of Government Guaranteed Lenders Training Courses
Alabama Banker's Bank Bond School
Suffolk County Community College
General Studies
CIT August 2015 - Present
Fraud Prevention Association January 2014 - Present
CIT Bank March 2014 - August 2015
First Federal Bank of Florida August 2012 - March 2014
Deutsche Bank June 2012 - August 2012
Deutsche Bank January 2012 - August 2012
Deutsche Bank February 2009 - August 2012
TradeStation Securities, Inc February 2007 - February 2009
Skills
Bank Secrecy Act, AML, Fraud, Certified Fraud Examiner, KYC, Certified Anti-Money..., OFAC, USA PATRIOT Act, Terrorist Financing, Operational Risk, Operational Risk..., Anti Money Laundering, FinCEN, Policy Writing, Financial Risk, Private Investigations, Securities, Financial Regulation, Policy, Procedure Development, Regulations, Due Diligence, FINRA, Risk Management, Financial Services, Risk Assessment, Investigation, Fraud Detection, Banking, CIP, BSA, FinCEN 314a, FinCEN 314b, Procedure Creation, Financial Advisory, Financial Institutions, Transaction Processing, Hedge Funds, Enterprise Risk..., Corporate Governance, Advisory, Fraud Investigations, Capital Markets, SWIFT payments, Derivatives, Problem Solving, Investigations, KYE, KYI
Education
Association of Certified Anti-Money Laundering Specialists 2008 — 2008
AML
Association of Certified Fraud Examiners 2008 — 2008
Fraud
Charleston Southern University 2002 — 2006
B.S., Political Science
Pen Air Federal Credit Union July 2015 - Present
Regions Financial Corporation October 2013 - July 2015
First Federal Bank of Florida July 2012 - October 2013
Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Research, PowerPoint, Sales, Leadership, Training
Education
Saint Leo University 2012 — 2014
Bachelor of Arts (B.A.), Criminal Justice/Law Enforcement Administration
First Federal Bank of Florida July 2015 - Present
Landmark Title/David J. Heekin, P.A. February 2015 - July 2015
EverBank March 2013 - February 2015
Univita Health Inc January 2010 - April 2012
Univita Health Inc March 2006 - January 2010
Univita Health Inc September 2005 - February 2006
Skills
Healthcare, Sales Operations, Selling, New Business Development, PowerPoint, Microsoft Word, Microsoft Office
Education
University of Florida 2001 — 2005
Bachelor of Science, Health Science Education
Miami Killian High School
First Federal Bank of Florida June 2015 - Present
EverBank April 2001 - June 2015
Priceline Mortgage April 2001 - May 2007
equicredit 1998 - 2001
Skills
Underwriting, Strategic Planning, Banking, Sales Management, Direct Sales, Mortgage Lending, Refinance, Loans, Risk Management, Business Development, Process Improvement, Training, FHA, Loan Origination, Mortgage Banking, Credit Analysis, Residential Mortgages, FHA financing, VA loans, Commercial Lending, Credit, Mortgage Servicing, Consumer Lending, Reverse Mortgages, Finance, Portfolio Management, Financial Services, Small Business Lending, Relationship Management, Management, Leadership, Sales, Financial Analysis, VA Loans, FHA Financing
Education
University of North Florida 2000 — 2003
MBA, Finance/Economics
University of North Florida - College of Business Administration 1994 — 1998
Bachelor of Business Administration, Finance/Economics
First Federal Bank of Florida May 2011 - Present
Peoples State Bank (PSB) September 2004 - May 2011
Skills
Loans, Mortgage Lending, Credit, Customer Service, Banking, Small Business Lending, Loan Origination, Sales, Commercial Banking, Mortgage Banking, Budgets, Financial Services, Cross Selling, Bank Secrecy Act, Retirement Planning, Referrals, Organizational Culture
Education
Saint Leo University 2007 — 2009
Bachelor of Arts (B.A.), Psychology
Oklahoma Baptist University 2001 — 2003
Music Education
Florida Gateway College 1999 — 2001
Associate of Arts (A.A.), Elementary Education and Teaching
Columbia High School
Columbia High School
Diversified Product Solutions Personal TrainerAmerican Family FitnessApril 2015 - Present
American Family Fitness April 2015 - Present
Coastal Consulting March 2015 - Present
Anytime Fitness April 2014 - April 2015
Anytime Fitness April 2014 - April 2015
First Federal Bank of Florida 2010 - 2011
Skills
Management, Marketing, Personal Training, Sales, Sales Management
Education
University of Hawaii at Hilo 2015 — 2018
Associate’s Degree, Business Administration and Management, General
Florida Gateway College 2012 — 2017
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
First Federal Bank of Florida September 2012 - Present
SunTrust Bank September 2011 - September 2012
Regions Financial Corporation January 2010 - September 2011
Trustmark National Bank April 2005 - December 2009
Skills
Retail Banking, Commercial Lending, Bank Mergers, Sales Management, Consumer Lending, Commercial Banking, Core Banking, Branch Banking, Risk Financing, Underwriting, Business Development, Strategic Prospecting, Community Development, Goal Oriented, Financial Analysis, Customer Retention, Small Business Lending, Small Business..., Engaging Public Speaker, Leadership Development, Team Building, Team Leadership, Team Management, Management, Customer Service, Loans, Sales, Leadership, Strategic Planning
Education
Florida State University 2003 — 2006
Bachelor's Degree, Business Administration and Management, General
Chipola College 2001 — 2003
Associate's Degree, Business Administration and Management, General
First Federal Bank of Florida June 2015 - Present
One South Bank September 2010 - May 2015
Skills
Customer Service, Risk Management, Finance, Microsoft Office, Financial Analysis, Banking, Microsoft Word, Credit, Portfolio Management
Education
Troy University 2007 — 2009
Bachelor's Degree, Psychology
First Federal Bank of Florida January 2014 - Present
EverBank November 2012 - January 2014
Bank of America March 2010 - November 2012
EverBank January 2007 - March 2010
Skills
Mortgage Servicing, LPS, Loans, Banking, Mortgage Banking, Credit, Mortgage Lending, Credit Analysis, OFAC, Retail Banking, MBS, Loan Origination, Mortgage Underwriting, Default, Residential Mortgages, Customer Service, Loss Mitigation, Call Centers, Finance, Foreclosures, Credit Risk, FHA, Commercial Banking, Underwriting
Education
Florida Community College at Jacksonville
Cady Studios February 2013 - July 2014
First Federal Bank of Florida November 2010 - February 2013
Cady Studios January 2005 - April 2009
Bank of America January 1996 - April 2003
Walmart 1992 - 1996
Skills
Human Resources, Payroll, Training, Management, Employee Relations, Team Building, Customer Service, Recruiting, Interviews, New Hire Orientations, Employee Benefits, Employee Handbooks, Workers Compensation, Event Planning, HRIS: ADP, HRsmart,..., Microsoft Office, QuickBooks, •Bilingual...
Education
Colorado Technical University 2012 — 2015
Bachelor's Degree, Business Administration and Management
HD Supply Waterworks August 2015 - Present
First Federal Bank of Florida March 2011 - July 2015
Southern Heritage Woodworks 2008 - 2010
Stafford Development 2004 - 2007
WPW Productions Company 2001 - 2003
Skills
Marketing, Event Planning, Community Outreach, Banking, Customer Service, Team Building, Training, Public Relations, Microsoft Excel, Budgets, Microsoft Office, Microsoft Word, Finance, Policy, Advertising, New Business Development, Leadership, Risk Management
Education
Abraham Baldwin Agricultural College 1997 — 1999
Associates, Agriculture Marketing and Agriculture Management
First Federal Bank of Florida September 2005 - Present
Skills
Treasury Management, Remote Deposit Capture, Banking, ACH Manger, Commercial Banking, Cash Management, Fiserv, Credit, Retail Banking, Mortgage Banking, Portfolio Management
Education
Florida Gateway College 2000 — 2002
Associate's degree
First Federal Bank of Florida August 2009 - Present
Sales & Service Consulting, Inc. 2008 - August 2009
Insight Financial Credit Union 2007 - 2008
Wachovia Bank 1990 - 2007
United Community Bank 1987 - 1990
Skills
Banking, Loans, Credit, Mortgage Lending, Credit Analysis, Finance, Loan Origination, Leadership, Sales, Management, Retail Banking, Commercial Lending, Strategy, Consumer Lending, Customer Service, Sales Management, Public Speaking, Marketing, Training, Commercial Banking, Investment Properties, Risk Management, Real Estate, Marketing Strategy, Coaching, Financial Analysis, Nonprofits, Insurance, Program Management, Treasury Services, Mortgage Banking, Portfolio Management, Small Business Lending, Analysis, Strategic Planning
Education
Florida State University
University of North Florida
First Federal Bank of Florida January 2011 - April 2012
Coastal Community Mortgage June 2007 - January 2011
Skills
Investment Properties, First Time Home Buyers, Foreclosures, Short Sales, REO, Condos, Real Estate, Investors, Relocation, Sales Management
Education
University of Florida 1996 — 1999
B.S., Real Estate and Urban Analysis
First Federal Bank of Florida May 2014 - Present
First Federal Bank of Florida May 2012 - May 2014
First Federal Bank of Florida January 2011 - May 2012
Skills
Microsoft Office, Communication, Organization Skills, Strong Attention to..., ADP E-Time, Time Management, Mortgage Servicing, Payments, Credit Analysis
Education
University of Florida 2010 — 2014
Bachelor of Science (B.S.), Business Administration, 3.45 GPA
2011 May 2006 - Present
First Federal Bank of Florida June 2011 - August 2011
Skills
Finance, MIS, Marketing, Management, Communication, Loan Origination, Accounts Receivable
Education
Stetson University 2008 — 2012
Bachelor of Business Administration (B.B.A.), Finance, General
University of Innsbruck 2010 — 2010
Colliers International Northeast Florida January 2013 - Present
Colliers International February 2011 - December 2012
First Federal Bank of Florida 2008 - 2010
Skills
Real Estate, Marketing Strategy, Investment Properties, Retail, Site Selection, Investments, Online Marketing, Negotiation, Real Estate Development, Market Analysis, Leases, Disposition, Tenant, Brokerage, Commercial Real Estate, Real Estate Transactions, Real Estate Economics, Marketing, Shopping Centers, Market Research, Investors, Buyer Representation, Location Intelligence, Property Management
Education
University of North Florida - College of Business Administration 2007 — 2011
Business Management Degree
University of South Florida 2006 — 2008
Bishop Kenny High School
First Federal Bank of Florida July 2012 - Present
EverBank August 2010 - July 2012
Eagle Nationwide Mortgage Company September 2009 - August 2010
Plaza Home Mortgage March 2009 - September 2009
Wachovia February 2008 - March 2009
Embassy Mortgage Corp August 2007 - February 2008
American Brokers Conduit (ABC) August 2006 - August 2007
nBank 2004 - 2006
Skills
Mortgage Lending, Mortgage Banking, FHA, Underwriting, Loans, Loan Origination, USDA, Credit, Refinance, Residential Mortgages, Mortgage Underwriting, FHA financing, Real Estate Economics, Investment Properties, Loss Mitigation, Government Loans, Risk Management, Residential Homes, Sales Management, Commercial Banking, Commercial Lending, Foreclosures, Financial Structuring, Title Insurance, Credit Risk, Construction Loans, Investments, Portfolio Management, Investors, Consumer Lending, Referrals, Banking, Leadership, REO, Credit Analysis, Real Estate Financing, First Time Home Buyers, Mortgage Servicing, Real Estate, Reverse Mortgages, Training, Mortgage Marketing, Sellers, Retail Banking, VA loans, HUD, Finance, Loan Servicing, VA Loans
Education
Florida Community College at Jacksonville 2000 — 2002
Associate of Arts (AA)
Edgecombe Community College
First Federal Bank of Florida April 2015 - Present
Community Southern Bank, Lakeland, FL December 2011 - April 2015
Polk State College September 2010 - July 2011
Community Southern Bank October 2008 - March 2010
Citrus & Chemical Bank December 1989 - December 2007
Citrus & Chemical Bank June 1998 - July 2002
United First Federal/Barnett Bank January 1980 - June 1989
Barnett Bank 1980 - 1988
Skills
Risk Management, Management, Leadership, Policy, Financial Risk, Security, Training, Internal Controls, Loans, Internal Audit, Banking, Consumer Lending, Employee Training, Fraud, Auditing, Program Management, Customer Service, Financial Analysis, Human Resources, Team Building, Risk Assessment
Education
Association of Certified Fraud Examiners 2014 — 2014
Certified Fraud Examiner (CFE), Security/Fraud Management
Polk State College 2010 — 2011
Bachelor's degree, Accounting and Business/Management, 3.79
Polk State College 2008 — 2009
Associate of Arts, Business Management/Accounting
University of South Florida 2006 — 2006
Leadership in Banking Certificate Program, Leadership and Ethics
American Institute of Banking 1999 — 1999
Certificate, Supervisory Academy
Lakeland Senior High School 1977 — 1979
Diploma, Accounting and Business/Management
Franklin American Mortgage Company July 2015 - Present
Pacific Union Financial, LLC July 2014 - June 2015
First Federal Bank of Florida January 2014 - July 2014
CU Companies July 2012 - January 2014
American Heartland Bank & Trust October 2011 - July 2012
McHenry County Hurricanes 2006 - July 2011
SportsCity Academy 2008 - August 2010
Wells Fargo Home Mortgage September 2004 - April 2009
American General Finance 2002 - 2003
Aquion Partners L.P 1998 - 2002
Skills
Mortgage Lending, Real Estate, Coaching, Loans, Marketing, Leadership, Program Management, Business Development, Sales Management, Recruiting, Sales, Team Building, Credit, Strategic Partnerships, Mortgage Banking, Customer Service, Loan Origination, Insurance, FHA, Customer Satisfaction, Start-ups, Sales Operations
Education
National Louis University 1998 — 2000
Masters, Business
Barat College of DePaul University 1991 — 1994
BA, Business Administration
Augustana College 1990 — 1991
First Federal Bank of Florida January 2011 - Present
Watershed Consulting 2006 - Present
Skills
Customer Service, E-commerce, PHP, Team Building, Joomla, Photoshop, InDesign, Illustrator, After Effects, Premiere, Web Design, Social Media, Adobe Creative Suite, Graphic Design, Web Analytics, Social Media Marketing, Advertising, Marketing, Email Marketing, Public Speaking
Education
Saint Leo University 2004 — 2006
Bachelor of Arts, Business Administration
Columbia High School
First Federal Bank of Florida January 2015 - Present
JPMorgan Chase May 2012 - December 2014
JPMorgan Chase July 2011 - April 2012
JP Morgan Chase June 2010 - July 2011
Plaza Home Mortgage, Inc March 2009 - June 2010
JPMorgan Chase & Co April 2002 - March 2009
JPMorgan Chase & CO., Chase Home Finance August 2000 - April 2002
Luxury Mortgage Corp March 1999 - August 2000
Merrill Lynch Credit Corporation January 1996 - February 1999
Merrill Lynch Credit Corporation January 1992 - January 1996
Skills
Mortgage Banking, Mortgage Lending, Mortgage Underwriting, Loan Origination, Construction Loans, Underwriting, Credit, Residential Mortgages, Loan Servicing, Credit Analysis, Banking, Operations Management, FHA, Refinance, Mortgage Servicing, Marketing, Loss Mitigation, FHA financing, Commercial Lending, Sales, VA loans, Consumer Lending, Risk Management, Financial Analysis, Customer Service, Team Management, USDA, Investments, National Account..., Sales Management, Short Sales
Education
Iona College 1984 — 1988
Bachelor of Business Administration, Production Operations Management
Xerion Lending Services LLC July 2015 - Present
Axiom Bank December 2014 - July 2015
CertusBank NA Small Business Finance Group November 2013 - December 2014
CenterState Bank September 2011 - November 2013
First Federal Bank of Florida March 2010 - September 2011
Wachovia, A Wells Fargo Company June 2006 - September 2010
Skills
Loans, Banking, Mortgage Lending, Commercial Lending, Commercial Banking, Credit, Real Estate, Small Business Lending, Credit Analysis, Asset Based Lending, Risk Management, SBA, Portfolio Management, Commercial Mortgages, Underwriting, Financial Analysis, Customer Service, Team Building, Budgets, Finance, Business Development, Consumer Lending, Loan Origination, Real Estate Economics, Small Business, Treasury Management, Negotiation, Investment Properties, Commercial Real Estate, Strategy, New Business Development, Construction Loans, Investments, Refinance, Sales, Management, Due Diligence, Strategic Planning
Education
The Ohio State University 1979 — 1983
BSBA, Finance
First Federal Bank of Florida Branch ManagerGenigraphics1982 - 1989
Education
Florida State University 1973 — 1977
BS, BS in Mass & Speech communications
First Federal Bank of Florida July 2015 - Present
Everbank August 2014 - June 2015
Wells Fargo April 2008 - June 2014
SouthTrust/Wachovia June 2001 - December 2006
Skills
Underwriting, Direct Endorsement and...
Education
University of South Florida 1978 — 1982
Bachelor of Science (BS), Finance
Planet Financial Group, LLC November 2012 - Present
First Federal Bank of Florida April 2011 - February 2012
American Mortgage Consultants February 2010 - February 2012
Taylor Bean & Whitaker Mortgage Corporation July 2008 - February 2010
Asset Acceptance January 2008 - July 2008
Ohio Savings Bank June 2004 - December 2004
Chase Home Finance November 1999 - March 2004
Chase Home Finance January 1999 - January 2004
Skills
Mortgage Lending, Loans, Credit Analysis, Loss Mitigation, Foreclosures, Credit, Banking, Mortgage Banking, Underwriting, Mortgage Servicing, Credit Risk, Risk Management, Real Estate, Refinance, Loan Origination, FHA, Finance, Insurance, Residential Mortgages, Financial Services, Default, VA Loans, Loan Servicing, Customer Service
Education
University of Phoenix 2003 — 2004
n/a, Business Management
University of Phoenix 2003 — 2004
Business Management
Shaw High School 1989 — 1989
H.S, General Studies
Currently seeking spectacular opportunity February 2014 - Present
First Federal Bank of Florida February 2013 - November 2013
PHH Corporation December 2010 - January 2013
MORTGAGEWORKS, INC January 1997 - June 2010
Skills
Banking, Market Planning, Residential, Credit, Underwriting, Mortgage Lending, Sales Management, Mortgage Industry, Loans, Real Estate, Loan Origination, Sales, Marketing, REO, Mortgage Banking, Training, Residential Mortgages, VA loans, FHA financing, Credit Analysis, Investment Properties, Customer Service, New Business Development, Coaching, Real Estate Transactions, Refinance, First Time Home Buyers, Real Estate Financing, Mortgage Underwriting, Cross Selling, Home Equity Loans, Consumer Lending, Foreclosures, Loan Servicing, Construction Loans, Retail Banking, Mortgage Servicing, Referrals, Credit Risk, FHA, Leadership, Team Building, USDA, Commercial Lending, Finance, Small Business Lending
Education
Mercer University
B.S. DEGREE, BUSINESS ADMINISTRATION
First Federal Bank of Florida February 2008 - Present
Flagship National Bank 2008 - 2012
Skills
Mortgage Lending, Loans, Credit, Banking, Real Estate, First Time Home Buyers, Investments, Investment Properties, Customer Service, Financial Analysis, Portfolio Management, Underwriting, Finance, Team Building, Marketing, Risk Management, Small Business, Small Business Lending, Commercial Lending, Loan Origination, Sales Management
Education
University of South Florida 2005 — 2007
B.S. Business Administration, Marketing and Management
Cardinal Mooney High School 1998 — 2001
Citi September 2014 - Present
First Federal Bank of Florida May 2013 - August 2014
Bank of America July 2011 - April 2013
PHH Mortgage November 2010 - April 2011
Morgan Mint December 2006 - April 2009
LHFI January 2002 - November 2006
Skills
MS Office Suite (i.e.,..., Customer Service, Microsoft Office, Strategic Planning, Social Networking, Social Media, Management, Marketing, Social Media Marketing, Event Planning, Public Speaking, Coaching, Nonprofits
Education
Suffolk County Community College 2004 — 2005
non degree, Business Administration and Management, General, 3.0
First Federal Bank of Florida 2010 - Present
Community First Credit Union 2007 - 2008
Florida State University Credit Union 2006 - 2007
Education
Florida State University
Math Education
First Federal Bank of Florida December 2012 - Present
First National Bank Group, Inc. September 2007 - December 2012
Wells Fargo October 2004 - June 2007
Bank One April 1997 - October 2004
Skills
Banking, Credit Analysis, Loans, Commercial Lending, Credit Risk, Credit, Mortgage Lending, Underwriting, Financial Analysis, Business Continuity, Visio, Marketing Strategy, Marketing Communications, Market Research, Social Media, Social Media Marketing, Research, Project Planning, Project Management, Sales Management, Sales, Sales Operations
Education
The University of Texas at Dallas 1993 — 1998
Bachelor of Science (B.S.), Economics
First Federal Bank of Florida October 2007 - Present
Education
Florida Gateway College
First Federal Bank of Florida January 2014 - Present
First Federal Bank of Florida March 2012 - Present
VyStar Credit Union February 2010 - March 2012
Skills
Leadership, Banking, Credit, Loans, Finance, Call Centers, Loan Origination, Underwriting, Customer Service
Education
University of North Florida - College of Business Administration 2004 — 2007
Bachelor of Business Administration (BBA), Management, 3.52
FC Lehigh Valley United February 2013 - Present
Mosaic Sales Solutions 2000 - 2002
First Federal Bank of Florida February 1990 - August 1993
Skills
Advertising, Marketing, Public Relations, Event Planning
Education
Florida Southern College 1986 — 1989
B.S., Communication, General, minored in Sociology
Lakeland High School 1983 — 1986
High School Diploma
Peoples State Bank November 2014 - Present
First Federal Bank of Florida June 2003 - March 2013
Skills
Microsoft Office, Management, Microsoft Excel, Microsoft Word, Research, PowerPoint, Sales, Leadership, Training, Photoshop, mortgage banking, Mortgage Lending
Education
University of Florida 1961 — 1965
accounting, Accounting and Finance