First Franklin Financial/Merrill Lynch
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First Franklin Financial/Merrill Lynch Employees
1st Financial, inc April 2015 - Present
Mortgage Solutions Financial March 2014 - April 2015
MCS Mortgage November 2012 - October 2013
AmeriFirst Home Mortgage October 2011 - June 2012
Mainland Capital Funding February 2009 - February 2011
Ownit Mortgage Solutions April 2003 - April 2007
First Franklin Financial/Merrill Lynch 2001 - April 2003
First Franklin 1998 - 2001
Skills
Loans, VA loans, Mortgage Banking, Credit, Budgets, Residential Mortgages, FHA, Recruiting, Sales, PowerPoint, Underwriting, Refinance, Leadership, Financial Services, Mortgage Lending, Sales Management, Training, Loan Origination, Marketing, Selling Skills, FHA financing, Mortgage Underwriting, Reverse Mortgages, Executive Management, Selling, Finance, Forecasting, USDA, New Business Development, Building Relationships, Customer Service, Banking, Credit Analysis, Cold Calling, Investments, Commercial Lending, Loss Mitigation, Government Loans, Strategic Planning, Construction Loans, Business Development, Real Estate, Investment Properties, Real Estate Financing, Mortgage Servicing, Loan Servicing, First Time Home Buyers, Referrals, FHA Financing, VA Loans
Education
University of Cincinnati College of Business 1983 — 1985
Business/Finance
Cincinnati State Technical and Community College 1981 — 1983
Business, Business Management and Finance
ESCU October 2008 - Present
Electric Service Credit Union (ESCU) October 2008 - Present
Electric Service Credit Union 2008 - Present
First Franklin (Subsidiary of Merrill Lynch Bank & Trust Co., FSB) July 2005 - November 2008
First Franklin July 2005 - November 2007
First Franklin Financial/Merrill Lynch 2005 - 2007
First Franklin a division of Merrill Lynch 2005 - 2007
SouthStar Funding LLC July 2003 - July 2005
Franklin Mortgage Funding LLC January 2001 - January 2002
Skye Mortgage Group LLC January 1999 - January 2001
Skills
Mortgage Lending, Loans, Underwriting, Management, Leadership, Recruiting, Investment Properties, Customer Service, Training, Marketing, Credit, Mortgage Banking
Education
Middle Tennessee State University
n/a, physc
Stearns Lending September 2013 - August 2015
T-Mobile July 2012 - August 2013
MetLife Home Loans March 2011 - June 2012
MetLife Home Loans December 2007 - March 2011
First Franklin Financial/Merrill Lynch April 2006 - October 2007
The Loomis Agency August 2005 - April 2006
First Franklin Financial/Merrill Lynch October 2003 - August 2005
Skills
Microsoft Office, SnagIt, Lotus Notes, Adobe Acrobat, Marketing, Management, Newsletters, Project Planning, Mortgage Lending, Direct Marketing, Loans, PowerPoint, Outlook, Process Improvement, Mortgage Banking, Event Management, Budgets, Sales, Project Management
Education
Texas A&M University 2001 — 2003
B.A., Journalism
Stephen F. Austin State University 1999 — 2000
Communications
It Factor Beauty September 2011 - Present
Maly's of California February 2009 - September 2011
First Franklin Financial/Merrill Lynch March 2007 - September 2007
First NLC Financial Services April 2004 - March 2007
First NLC 2004 - 2007
American Fidelity June 2000 - May 2002
Skills
Loan Origination, Sales Management, Hair Care, Sales, B2B, Cosmetics, FHA, Mortgage Banking, Customer Service
Education
California State Polytechnic University-Pomona 2002 — 2004
Bachelors, Liberal Arts and Science
Primary Residential Mortgage July 2015 - Present
RUHM Luxury Marketing 2015 - Present
EverBank 2013 - 2014
Union Bank January 2011 - April 2013
MetLife Bank April 2007 - January 2011
Silver State Mortgage 2005 - 2007
First Franklin 1998 - 2005
First Franklin Financial/Merrill Lynch 1998 - 2005
Silver Pictures 1997 - 1998
BDO Seidman 1996 - 1997
Skills
Loans, Mortgage Lending, Mortgage Banking, Leadership, Sales, Financial Analysis, Business Development, Retail, Strategic Planning, Credit, Banking, Risk Management, Strategy, Budgets, Consumer Lending, Finance, New Business Development, Marketing Strategy, Email Marketing Software, Marketing, Residential Mortgages, Sales Management, Credit Analysis, Operations Management, Refinance, Entrepreneurship, Management, Team Building, Underwriting, Loan Origination, Mergers & Acquisitions, Real Estate, Executive Management, FHA, Commercial Lending, Customer Service, Information Technology, Enterprise Software, Consultative Selling, Customer Acquisition, Building Strong..., Investments
Education
University of Southern California - Marshall School of Business 2008 — 2010
MBA, Finance
Michigan State University 1991 — 1995
BA, Accounting
PNC Mortgage April 2012 - Present
JPMorgan Chase January 2012 - April 2012
PNC Mortgage March 2010 - January 2012
PNC Mortgage (FKA, National City Mortgage) April 2009 - April 2010
National City Bank April 2008 - March 2010
First Franklin Financial/Merrill Lynch 2000 - 2007
Skills
Regulatory Guidelines, Compliance Testing, Mortgage Lending, Enterprise Risk..., Loans, Credit, Mortgage Banking, Banking, Loss Mitigation, Risk Management, Underwriting, Loan Origination, Credit Risk, Mortgage Servicing, Process Improvement, Financial Risk, Loan Servicing, Financial Services, Credit Analysis, Mortgage Underwriting, Executive Management, Leadership, Consumer Lending, Management, FHA, Training, Residential Mortgages, Mergers & Acquisitions, Sales, Commercial Lending, Finance, Cross-functional Team..., Software Documentation, Default, AML, Portfolio Management, Auditing, Relationship Management, Asset Management, Funding, Refinance
Education
Sinclair Community College 2011 — 2013
In Process, Business Adminstration
ASM International January 2012 - Present
ASM International February 2011 - March 2012
National Center for Safety Initiatives February 2008 - August 2011
First Franklin 2004 - April 2010
First Franklin Financial/Merrill Lynch 2004 - 2007
Geauga Savings Bank July 2000 - June 2004
Skills
Team Building, Office Administration, Cross-functional Team..., WebEx, Cloud Applications, Key Client Relationships, Product Management, Microsoft Office, Website Administration, Adobe Creative Suite, Customer Service, Human Resources, Mortgage Lending, Publications, Website Building, Recruiting, Benefits Administration, Employee Benefits, Payroll, Deferred Compensation, Leadership, Nonprofits, Public Speaking, Event Planning
Education
Cleveland State University 2014 — 2017
Bachelor of Business Administration (BBA), Organizational Leadership
Lakeland Community College 2000 — 2006
Associate of Arts (A.A.)
First Franklin Financial/Merrill Lynch 2007 - Present
Education
Duquesne University 1996 — 2000
IOU Financial January 2014 - Present
Paramount Residential Mortgage Group, Inc. May 2013 - December 2013
Mortgage Banking Consulting April 2010 - May 2013
Great Day Realty November 2008 - May 2013
First Franklin Financial/Merrill Lynch July 2006 - December 2007
First Franklin Financial/Merrill Lynch August 1998 - July 2006
Skills
Mortgage Lending, Mortgage Banking, Loan Origination, FHA, Loans, Credit Analysis, Reverse Mortgages, Credit, Sales Management, Strategy, Marketing, Sellers, Brokerage, Training, Real Estate Financing, Sales Operations, Management, Referrals, CRM, Team Building, Finance, Real Estate, Sales, Real Estate Economics, Loss Mitigation, Commercial Lending, Investments, Investment Properties, Banking, Selling, Business Development, Investors, Small Business Lending, Small Business, Cash Advance, Leasing
Education
Modesto High School 1982 — 1986
University of California, Riverside
Bachelor of Science (B.S.), Business Administration and Management, General
GoPlan May 2015 - Present
Adaptive Insights August 2008 - May 2015
First Franklin Financial/Merrill Lynch March 2003 - May 2008
Various Companies 1999 - 2003
Brobeck, Phleger & Harrison 1997 - 1999
Cal Fed Bank 1995 - 1997
Skills
Process Improvement, Financial Analysis, Financial Modeling
Education
University of San Francisco - School of Management 1993 — 1995
MBA, Finance
Loyola Marymount University 1986 — 1990
BBA, Finance
The Gaming Hub December 2007 - Present
First Franklin Financial 2005 - 2007
First Franklin 2005 - 2007
First Franklin Financial/Merrill Lynch 2005 - 2007
Countrywide Bank 1997 - 2005
Education
University of North Carolina at Chapel Hill - Kenan-Flagler Business School 2001 — 2002
undergrad, Executive Mgt
Infusionsoft 2014 - Present
Wells Fargo February 2013 - December 2013
Logica February 2010 - June 2012
iLinc Communications 2008 - 2009
SunTrust Bank 2007 - 2008
First Franklin Financial/Merrill Lynch 2002 - 2007
Alliance Funding/ Superior Bank 2001 - 2002
NextLinx 2000 - 2001
FedEx Services 1988 - 2000
Skills
Sales Management, Cross-functional Team..., Risk Management, Leadership Development, Six Sigma, Staff Development, Tactical Planning, Regulatory Affairs, Strategic Planning, Negotiation, New Business Development, Account Management, Team Building, Salesforce.com, Sales Process, Leadership, Management, Business Development, Solution Selling, Process Improvement, CRM, Strategy, Sales Operations, B2B, Training, Sales, Selling, Business Planning, Recruiting, Customer Retention, Coaching, Program Management, Performance Management, Logistics, Project Management, Analytics, Mentoring, Trusted Business Partner
Education
Arizona State University 1988 — 1990
BS, Political Science
University of Illinois at Urbana-Champaign 1985 — 1987
Wells Fargo Home Preservation November 2010 - Present
Cartus/Microsoft Relocation February 2008 - July 2009
First Franklin Financial/Merrill Lynch July 2002 - November 2007
Education
University of Bucharest 1985 — 1989
Master's in Science, Physics